Home > Pacific Crest Savings Bank > Income and Expense

Pacific Crest Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,982,0002,286
Total interest expense$7,748,0001,535
Net interest income$7,234,0002,853
Provision for loan and lease losses$50,0002,785
Total noninterest income$24,0004,483
Gross Fiduciary activities income$0981
Service charges on deposit accounts$14,0004,248
Trading account gains and feesNANA
Additional Noninterest Income$10,0004,406
Total noninterest expense$4,831,0003,105
Salaries and employee benefits$3,134,0002,876
Premises and equipment expense$385,0003,310
Additional noninterest expense$10,0004,419
Pre-tax net operating income$2,377,0002,761
Securities gains (losses)$-6,0003,322
Applicable income taxes$03,369
Income before extraordinary items$2,371,0002,607
Extraordinary gains, net$054
Net income$2,371,0002,633
Minority interest net income$088
Net income of bank and minority interests.$2,371,0002,609
Net charge-offs$-5,0003,722
Cash dividends$970,0002,216
Sale, conversion, retirement of capital stock, net$142,000389
Net operating income$2,377,0002,629
2023-09-30 (YTD Data)Rank
Total interest income$10,834,0002,312
Total interest expense$5,301,0001,517
Net interest income$5,533,0002,834
Provision for loan and lease losses$03,085
Total noninterest income$21,0004,493
Gross Fiduciary activities income$0950
Service charges on deposit accounts$11,0004,256
Trading account gains and feesNANA
Additional Noninterest Income$10,0004,408
Total noninterest expense$3,701,0003,054
Salaries and employee benefits$2,385,0002,845
Premises and equipment expense$290,0003,309
Additional noninterest expense$10,0004,427
Pre-tax net operating income$1,853,0002,781
Securities gains (losses)$-6,0003,417
Applicable income taxes$03,407
Income before extraordinary items$1,847,0002,603
Extraordinary gains, net$052
Net income$1,847,0002,631
Minority interest net income$081
Net income of bank and minority interests.$1,847,0002,604
Net charge-offs$-4,0003,620
Cash dividends$731,0001,963
Sale, conversion, retirement of capital stock, net$117,000369
Net operating income$1,853,0002,623
2023-06-30 (YTD Data)Rank
Total interest income$6,981,0002,327
Total interest expense$3,061,0001,541
Net interest income$3,920,0002,763
Provision for loan and lease losses$02,940
Total noninterest income$15,0004,520
Gross Fiduciary activities income$0931
Service charges on deposit accounts$8,0004,270
Trading account gains and feesNANA
Additional Noninterest Income$7,0004,471
Total noninterest expense$2,486,0003,043
Salaries and employee benefits$1,616,0002,826
Premises and equipment expense$191,0003,331
Additional noninterest expense$7,0004,467
Pre-tax net operating income$1,449,0002,625
Securities gains (losses)$-6,0003,733
Applicable income taxes$03,436
Income before extraordinary items$1,443,0002,441
Extraordinary gains, net$051
Net income$1,443,0002,470
Minority interest net income$081
Net income of bank and minority interests.$1,443,0002,441
Net charge-offs$-1,0003,356
Cash dividends$541,0001,890
Sale, conversion, retirement of capital stock, net$78,000357
Net operating income$1,449,0002,455
2023-03-31 (YTD Data)Rank
Total interest income$3,425,0002,344
Total interest expense$1,263,0001,581
Net interest income$2,162,0002,624
Provision for loan and lease losses$02,612
Total noninterest income$5,0004,598
Gross Fiduciary activities income$0913
Service charges on deposit accounts$4,0004,299
Trading account gains and feesNANA
Additional Noninterest Income$1,0004,554
Total noninterest expense$1,243,0003,077
Salaries and employee benefits$829,0002,827
Premises and equipment expense$99,0003,332
Additional noninterest expense$1,0004,554
Pre-tax net operating income$924,0002,396
Securities gains (losses)$-6,0003,990
Applicable income taxes$03,388
Income before extraordinary items$918,0002,211
Extraordinary gains, net$04
Net income$918,0002,211
Minority interest net income$048
Net income of bank and minority interests.$918,0002,211
Net charge-offs$02,062
Cash dividends$313,0001,555
Sale, conversion, retirement of capital stock, net$39,000332
Net operating income$924,0002,220
2022-12-31 (YTD Data)Rank
Total interest income$11,793,0002,304
Total interest expense$2,598,0001,315
Net interest income$9,195,0002,477
Provision for loan and lease losses$450,0001,285
Total noninterest income$52,0004,558
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$15,0004,372
Trading account gains and feesNANA
Additional Noninterest Income$37,0004,439
Total noninterest expense$4,803,0003,101
Salaries and employee benefits$3,185,0002,850
Premises and equipment expense$381,0003,365
Additional noninterest expense$37,0004,439
Pre-tax net operating income$3,994,0002,316
Securities gains (losses)$6,000496
Applicable income taxes$03,596
Income before extraordinary items$4,000,0002,109
Extraordinary gains, net$05
Net income$4,000,0002,108
Minority interest net income$063
Net income of bank and minority interests.$4,000,0002,108
Net charge-offs$-5,0003,487
Cash dividends$1,624,0001,691
Sale, conversion, retirement of capital stock, net$156,000431
Net operating income$3,994,0002,141
2022-09-30 (YTD Data)Rank
Total interest income$8,481,0002,310
Total interest expense$1,636,0001,213
Net interest income$6,845,0002,466
Provision for loan and lease losses$320,0001,203
Total noninterest income$43,0004,584
Gross Fiduciary activities income$0968
Service charges on deposit accounts$11,0004,415
Trading account gains and feesNANA
Additional Noninterest Income$32,0004,438
Total noninterest expense$3,601,0003,102
Salaries and employee benefits$2,448,0002,797
Premises and equipment expense$276,0003,422
Additional noninterest expense$32,0004,438
Pre-tax net operating income$2,967,0002,300
Securities gains (losses)$6,000515
Applicable income taxes$03,603
Income before extraordinary items$2,973,0002,098
Extraordinary gains, net$04
Net income$2,973,0002,098
Minority interest net income$057
Net income of bank and minority interests.$2,973,0002,097
Net charge-offs$-5,0003,411
Cash dividends$1,188,0001,533
Sale, conversion, retirement of capital stock, net$120,000392
Net operating income$2,967,0002,128
2022-06-30 (YTD Data)Rank
Total interest income$5,434,0002,321
Total interest expense$979,0001,159
Net interest income$4,455,0002,483
Provision for loan and lease losses$200,0001,133
Total noninterest income$12,0004,675
Gross Fiduciary activities income$0925
Service charges on deposit accounts$8,0004,454
Trading account gains and feesNANA
Additional Noninterest Income$4,0004,652
Total noninterest expense$2,438,0003,060
Salaries and employee benefits$1,639,0002,791
Premises and equipment expense$185,0003,439
Additional noninterest expense$614,0003,386
Pre-tax net operating income$1,829,0002,322
Securities gains (losses)$6,000456
Applicable income taxes$03,564
Income before extraordinary items$1,835,0002,097
Extraordinary gains, net$04
Net income$1,835,0002,098
Minority interest net income$060
Net income of bank and minority interests.$1,835,0002,097
Net charge-offs$-5,0003,441
Cash dividends$716,0001,593
Sale, conversion, retirement of capital stock, net$80,000381
Net operating income$1,829,0002,139
2022-03-31 (YTD Data)Rank
Total interest income$2,531,0002,385
Total interest expense$449,0001,206
Net interest income$2,082,0002,537
Provision for loan and lease losses$50,0001,338
Total noninterest income$6,0004,700
Gross Fiduciary activities income$0892
Service charges on deposit accounts$4,0004,474
Trading account gains and feesNANA
Additional Noninterest Income$2,0004,664
Total noninterest expense$1,212,0003,060
Salaries and employee benefits$812,0002,813
Premises and equipment expense$90,0003,480
Additional noninterest expense$310,0003,367
Pre-tax net operating income$826,0002,351
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$826,0002,152
Extraordinary gains, net$04
Net income$826,0002,152
Minority interest net income$050
Net income of bank and minority interests.$826,0002,152
Net charge-offs$-4,0003,570
Cash dividends$303,0001,477
Sale, conversion, retirement of capital stock, net$40,000347
Net operating income$826,0002,171
2021-12-31 (YTD Data)Rank
Total interest income$10,038,0002,463
Total interest expense$2,253,0001,196
Net interest income$7,785,0002,691
Provision for loan and lease losses$20,0002,860
Total noninterest income$21,0004,763
Gross Fiduciary activities income$0994
Service charges on deposit accounts$16,0004,506
Trading account gains and feesNANA
Additional Noninterest Income$5,0004,755
Total noninterest expense$4,539,0003,175
Salaries and employee benefits$2,968,0002,952
Premises and equipment expense$362,0003,496
Additional noninterest expense$1,209,0003,437
Pre-tax net operating income$3,247,0002,587
Securities gains (losses)$-1,0004,253
Applicable income taxes$03,710
Income before extraordinary items$3,246,0002,441
Extraordinary gains, net$010
Net income$3,246,0002,441
Minority interest net income$074
Net income of bank and minority interests.$3,246,0002,442
Net charge-offs$-3,0003,394
Cash dividends$1,209,0002,018
Sale, conversion, retirement of capital stock, net$158,000426
Net operating income$3,247,0002,419
2021-09-30 (YTD Data)Rank
Total interest income$7,535,0002,504
Total interest expense$1,777,0001,208
Net interest income$5,758,0002,751
Provision for loan and lease losses$20,0002,706
Total noninterest income$16,0004,836
Gross Fiduciary activities income$0957
Service charges on deposit accounts$12,0004,578
Trading account gains and feesNANA
Additional Noninterest Income$4,0004,822
Total noninterest expense$3,391,0003,193
Salaries and employee benefits$2,216,0002,970
Premises and equipment expense$267,0003,559
Additional noninterest expense$908,0003,446
Pre-tax net operating income$2,363,0002,740
Securities gains (losses)$-1,0004,431
Applicable income taxes$03,719
Income before extraordinary items$2,362,0002,589
Extraordinary gains, net$08
Net income$2,362,0002,589
Minority interest net income$069
Net income of bank and minority interests.$2,362,0002,589
Net charge-offs$-3,0003,300
Cash dividends$856,0001,868
Sale, conversion, retirement of capital stock, net$115,000399
Net operating income$2,363,0002,556
2021-06-30 (YTD Data)Rank
Total interest income$5,109,0002,482
Total interest expense$1,261,0001,187
Net interest income$3,848,0002,754
Provision for loan and lease losses$20,0002,537
Total noninterest income$11,0004,872
Gross Fiduciary activities income$0951
Service charges on deposit accounts$8,0004,590
Trading account gains and feesNANA
Additional Noninterest Income$3,0004,848
Total noninterest expense$2,237,0003,209
Salaries and employee benefits$1,469,0002,975
Premises and equipment expense$173,0003,599
Additional noninterest expense$595,0003,465
Pre-tax net operating income$1,602,0002,697
Securities gains (losses)$-2,0004,535
Applicable income taxes$03,702
Income before extraordinary items$1,600,0002,536
Extraordinary gains, net$06
Net income$1,600,0002,536
Minority interest net income$067
Net income of bank and minority interests.$1,600,0002,536
Net charge-offs$-2,0003,249
Cash dividends$547,0001,877
Sale, conversion, retirement of capital stock, net$77,000376
Net operating income$1,602,0002,497
2021-03-31 (YTD Data)Rank
Total interest income$2,545,0002,474
Total interest expense$671,0001,179
Net interest income$1,874,0002,771
Provision for loan and lease losses$20,0002,251
Total noninterest income$8,0004,849
Gross Fiduciary activities income$0922
Service charges on deposit accounts$5,0004,525
Trading account gains and feesNANA
Additional Noninterest Income$3,0004,825
Total noninterest expense$1,121,0003,196
Salaries and employee benefits$749,0002,939
Premises and equipment expense$78,0003,758
Additional noninterest expense$294,0003,455
Pre-tax net operating income$741,0002,762
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$741,0002,618
Extraordinary gains, net$03
Net income$741,0002,616
Minority interest net income$055
Net income of bank and minority interests.$741,0002,618
Net charge-offs$-2,0003,357
Cash dividends$231,0001,738
Sale, conversion, retirement of capital stock, net$38,000350
Net operating income$741,0002,586
2020-12-31 (YTD Data)Rank
Total interest income$10,550,0002,442
Total interest expense$3,341,0001,365
Net interest income$7,209,0002,776
Provision for loan and lease losses$260,0002,806
Total noninterest income$24,0004,904
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$16,0004,668
Trading account gains and feesNANA
Additional Noninterest Income$8,0004,872
Total noninterest expense$4,495,0003,194
Salaries and employee benefits$2,816,0003,036
Premises and equipment expense$316,0003,749
Additional noninterest expense$1,363,0003,201
Pre-tax net operating income$2,478,0002,682
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$2,478,0002,566
Extraordinary gains, net$04
Net income$2,478,0002,565
Minority interest net income$072
Net income of bank and minority interests.$2,478,0002,566
Net charge-offs$-39,0004,540
Cash dividends$1,010,0002,179
Sale, conversion, retirement of capital stock, net$133,000416
Net operating income$2,478,0002,520
2020-09-30 (YTD Data)Rank
Total interest income$7,903,0002,453
Total interest expense$2,595,0001,389
Net interest income$5,308,0002,807
Provision for loan and lease losses$200,0002,745
Total noninterest income$18,0004,926
Gross Fiduciary activities income$0981
Service charges on deposit accounts$12,0004,695
Trading account gains and feesNANA
Additional Noninterest Income$6,0004,900
Total noninterest expense$3,428,0003,143
Salaries and employee benefits$2,106,0003,021
Premises and equipment expense$234,0003,786
Additional noninterest expense$1,088,0003,087
Pre-tax net operating income$1,698,0002,808
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$1,698,0002,663
Extraordinary gains, net$04
Net income$1,698,0002,662
Minority interest net income$065
Net income of bank and minority interests.$1,698,0002,663
Net charge-offs$-39,0004,594
Cash dividends$697,0002,044
Sale, conversion, retirement of capital stock, net$99,000391
Net operating income$1,698,0002,618
2020-06-30 (YTD Data)Rank
Total interest income$5,248,0002,492
Total interest expense$1,800,0001,434
Net interest income$3,448,0002,859
Provision for loan and lease losses$80,0003,150
Total noninterest income$11,0004,952
Gross Fiduciary activities income$0970
Service charges on deposit accounts$7,0004,746
Trading account gains and feesNANA
Additional Noninterest Income$4,0004,908
Total noninterest expense$2,318,0003,128
Salaries and employee benefits$1,402,0003,038
Premises and equipment expense$155,0003,791
Additional noninterest expense$761,0002,997
Pre-tax net operating income$1,061,0002,862
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,061,0002,733
Extraordinary gains, net$04
Net income$1,061,0002,732
Minority interest net income$065
Net income of bank and minority interests.$1,061,0002,733
Net charge-offs$-38,0004,677
Cash dividends$410,0002,134
Sale, conversion, retirement of capital stock, net$66,000369
Net operating income$1,061,0002,681
2020-03-31 (YTD Data)Rank
Total interest income$2,593,0002,504
Total interest expense$960,0001,471
Net interest income$1,633,0002,936
Provision for loan and lease losses$10,0003,389
Total noninterest income$6,0004,996
Gross Fiduciary activities income$0941
Service charges on deposit accounts$4,0004,794
Trading account gains and feesNANA
Additional Noninterest Income$2,0004,944
Total noninterest expense$1,104,0003,236
Salaries and employee benefits$734,0002,984
Premises and equipment expense$80,0003,774
Additional noninterest expense$290,0003,503
Pre-tax net operating income$525,0002,719
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$525,0002,575
Extraordinary gains, net$04
Net income$525,0002,575
Minority interest net income$056
Net income of bank and minority interests.$525,0002,576
Net charge-offs$-3,0004,005
Cash dividends$162,0002,051
Sale, conversion, retirement of capital stock, net$33,000354
Net operating income$525,0002,549
2019-12-31 (YTD Data)Rank
Total interest income$10,978,0002,424
Total interest expense$3,623,0001,599
Net interest income$7,355,0002,764
Provision for loan and lease losses$50,0003,376
Total noninterest income$21,0005,076
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$13,0004,930
Trading account gains and feesNANA
Additional Noninterest Income$8,0005,008
Total noninterest expense$4,273,0003,304
Salaries and employee benefits$2,739,0003,084
Premises and equipment expense$311,0003,845
Additional noninterest expense$1,223,0003,463
Pre-tax net operating income$3,053,0002,427
Securities gains (losses)$-2,0004,594
Applicable income taxes$03,859
Income before extraordinary items$3,051,0002,260
Extraordinary gains, net$011
Net income$3,051,0002,262
Minority interest net income$076
Net income of bank and minority interests.$3,051,0002,262
Net charge-offs$13,0003,248
Cash dividends$1,217,0002,114
Sale, conversion, retirement of capital stock, net$131,000456
Net operating income$3,053,0002,218
2019-09-30 (YTD Data)Rank
Total interest income$8,273,0002,450
Total interest expense$2,619,0001,642
Net interest income$5,654,0002,771
Provision for loan and lease losses$50,0003,073
Total noninterest income$15,0005,154
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$9,0005,018
Trading account gains and feesNANA
Additional Noninterest Income$6,0005,092
Total noninterest expense$3,238,0003,303
Salaries and employee benefits$2,079,0003,081
Premises and equipment expense$228,0003,937
Additional noninterest expense$931,0003,462
Pre-tax net operating income$2,381,0002,442
Securities gains (losses)$-2,0004,702
Applicable income taxes$03,902
Income before extraordinary items$2,379,0002,271
Extraordinary gains, net$011
Net income$2,379,0002,271
Minority interest net income$072
Net income of bank and minority interests.$2,379,0002,272
Net charge-offs$-28,0004,688
Cash dividends$935,0001,891
Sale, conversion, retirement of capital stock, net$98,000417
Net operating income$2,381,0002,229
2019-06-30 (YTD Data)Rank
Total interest income$5,482,0002,457
Total interest expense$1,671,0001,668
Net interest income$3,811,0002,755
Provision for loan and lease losses$20,0003,272
Total noninterest income$10,0005,201
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$6,0005,055
Trading account gains and feesNANA
Additional Noninterest Income$4,0005,138
Total noninterest expense$2,152,0003,331
Salaries and employee benefits$1,380,0003,105
Premises and equipment expense$149,0003,990
Additional noninterest expense$623,0003,473
Pre-tax net operating income$1,649,0002,352
Securities gains (losses)$-2,0004,715
Applicable income taxes$03,901
Income before extraordinary items$1,647,0002,201
Extraordinary gains, net$011
Net income$1,647,0002,200
Minority interest net income$069
Net income of bank and minority interests.$1,647,0002,201
Net charge-offs$-27,0004,756
Cash dividends$606,0001,896
Sale, conversion, retirement of capital stock, net$65,000405
Net operating income$1,649,0002,171
2019-03-31 (YTD Data)Rank
Total interest income$2,711,0002,473
Total interest expense$806,0001,671
Net interest income$1,905,0002,779
Provision for loan and lease losses$03,406
Total noninterest income$4,0005,267
Gross Fiduciary activities income$0972
Service charges on deposit accounts$3,0005,102
Trading account gains and feesNANA
Additional Noninterest Income$1,0005,209
Total noninterest expense$1,035,0003,428
Salaries and employee benefits$680,0003,163
Premises and equipment expense$77,0003,975
Additional noninterest expense$278,0003,702
Pre-tax net operating income$874,0002,239
Securities gains (losses)$-2,0004,901
Applicable income taxes$03,800
Income before extraordinary items$872,0002,068
Extraordinary gains, net$05
Net income$872,0002,067
Minority interest net income$052
Net income of bank and minority interests.$872,0002,067
Net charge-offs$-3,0004,217
Cash dividends$258,0001,843
Sale, conversion, retirement of capital stock, net$33,000369
Net operating income$874,0002,047
2018-12-31 (YTD Data)Rank
Total interest income$11,008,0002,363
Total interest expense$2,851,0001,486
Net interest income$8,157,0002,618
Provision for loan and lease losses$170,0002,537
Total noninterest income$23,0005,299
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$13,0005,160
Trading account gains and feesNANA
Additional Noninterest Income$10,0005,208
Total noninterest expense$4,317,0003,331
Salaries and employee benefits$2,685,0003,157
Premises and equipment expense$355,0003,750
Additional noninterest expense$1,277,0003,464
Pre-tax net operating income$3,693,0002,205
Securities gains (losses)$-27,0004,681
Applicable income taxes$03,978
Income before extraordinary items$3,666,0002,021
Extraordinary gains, net$06
Net income$3,666,0002,019
Minority interest net income$072
Net income of bank and minority interests.$3,666,0002,020
Net charge-offs$-16,0004,627
Cash dividends$1,461,0001,778
Sale, conversion, retirement of capital stock, net$119,000471
Net operating income$3,693,0002,006
2018-09-30 (YTD Data)Rank
Total interest income$8,238,0002,358
Total interest expense$2,073,0001,456
Net interest income$6,165,0002,609
Provision for loan and lease losses$170,0002,166
Total noninterest income$16,0005,378
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$10,0005,227
Trading account gains and feesNANA
Additional Noninterest Income$6,0005,286
Total noninterest expense$3,235,0003,336
Salaries and employee benefits$2,007,0003,160
Premises and equipment expense$271,0003,748
Additional noninterest expense$957,0003,486
Pre-tax net operating income$2,776,0002,228
Securities gains (losses)$17,000605
Applicable income taxes$04,032
Income before extraordinary items$2,793,0002,007
Extraordinary gains, net$05
Net income$2,793,0002,004
Minority interest net income$066
Net income of bank and minority interests.$2,793,0002,006
Net charge-offs$-16,0004,600
Cash dividends$1,130,0001,561
Sale, conversion, retirement of capital stock, net$95,000438
Net operating income$2,776,0002,007
2018-06-30 (YTD Data)Rank
Total interest income$5,476,0002,345
Total interest expense$1,294,0001,466
Net interest income$4,182,0002,577
Provision for loan and lease losses$170,0001,692
Total noninterest income$10,0005,437
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$6,0005,294
Trading account gains and feesNANA
Additional Noninterest Income$4,0005,363
Total noninterest expense$2,261,0003,272
Salaries and employee benefits$1,444,0003,057
Premises and equipment expense$181,0003,768
Additional noninterest expense$636,0003,503
Pre-tax net operating income$1,761,0002,280
Securities gains (losses)$17,000504
Applicable income taxes$04,018
Income before extraordinary items$1,778,0002,056
Extraordinary gains, net$06
Net income$1,778,0002,054
Minority interest net income$065
Net income of bank and minority interests.$1,778,0002,055
Net charge-offs$-16,0004,670
Cash dividends$706,0001,621
Sale, conversion, retirement of capital stock, net$63,000422
Net operating income$1,761,0002,059
2018-03-31 (YTD Data)Rank
Total interest income$2,643,0002,409
Total interest expense$589,0001,503
Net interest income$2,054,0002,618
Provision for loan and lease losses$80,0001,644
Total noninterest income$5,0005,513
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$3,0005,337
Trading account gains and feesNANA
Additional Noninterest Income$2,0005,421
Total noninterest expense$1,141,0003,293
Salaries and employee benefits$731,0003,054
Premises and equipment expense$91,0003,805
Additional noninterest expense$319,0003,527
Pre-tax net operating income$838,0002,312
Securities gains (losses)$17,000365
Applicable income taxes$03,948
Income before extraordinary items$855,0002,072
Extraordinary gains, net$07
Net income$855,0002,071
Minority interest net income$052
Net income of bank and minority interests.$855,0002,072
Net charge-offs$-14,0004,864
Cash dividends$285,0001,651
Sale, conversion, retirement of capital stock, net$32,000386
Net operating income$838,0002,095
2017-12-31 (YTD Data)Rank
Total interest income$10,141,0002,423
Total interest expense$2,222,0001,406
Net interest income$7,919,0002,658
Provision for loan and lease losses$375,0001,724
Total noninterest income$19,0005,572
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$13,0005,410
Trading account gains and feesNANA
Additional Noninterest Income$6,0005,499
Total noninterest expense$4,354,0003,389
Salaries and employee benefits$2,730,0003,172
Premises and equipment expense$491,0003,298
Additional noninterest expense$1,133,0003,782
Pre-tax net operating income$3,209,0002,375
Securities gains (losses)$66,000777
Applicable income taxes$04,135
Income before extraordinary items$3,275,0001,899
Extraordinary gains, net$09
Net income$3,275,0001,899
Minority interest net income$076
Net income of bank and minority interests.$3,275,0001,900
Net charge-offs$153,0002,055
Cash dividends$2,404,0001,218
Sale, conversion, retirement of capital stock, net$100,000491
Net operating income$3,209,0001,906
2017-09-30 (YTD Data)Rank
Total interest income$7,566,0002,435
Total interest expense$1,645,0001,409
Net interest income$5,921,0002,682
Provision for loan and lease losses$265,0001,763
Total noninterest income$12,0005,643
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$10,0005,465
Trading account gains and feesNANA
Additional Noninterest Income$2,0005,611
Total noninterest expense$3,142,0003,486
Salaries and employee benefits$1,941,0003,280
Premises and equipment expense$364,0003,351
Additional noninterest expense$837,0003,827
Pre-tax net operating income$2,526,0002,351
Securities gains (losses)$30,0001,110
Applicable income taxes$04,172
Income before extraordinary items$2,556,0001,997
Extraordinary gains, net$09
Net income$2,556,0001,996
Minority interest net income$071
Net income of bank and minority interests.$2,556,0001,997
Net charge-offs$155,0001,580
Cash dividends$1,295,0001,450
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,526,0001,983
2017-06-30 (YTD Data)Rank
Total interest income$5,022,0002,420
Total interest expense$1,075,0001,402
Net interest income$3,947,0002,681
Provision for loan and lease losses$250,0001,362
Total noninterest income$7,0005,692
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$6,0005,520
Trading account gains and feesNANA
Additional Noninterest Income$1,0005,653
Total noninterest expense$2,031,0003,547
Salaries and employee benefits$1,285,0003,310
Premises and equipment expense$244,0003,360
Additional noninterest expense$502,0004,042
Pre-tax net operating income$1,673,0002,307
Securities gains (losses)$30,000834
Applicable income taxes$04,189
Income before extraordinary items$1,703,0001,950
Extraordinary gains, net$011
Net income$1,703,0001,950
Minority interest net income$071
Net income of bank and minority interests.$1,703,0001,950
Net charge-offs$156,0001,214
Cash dividends$816,0001,506
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,673,0001,955
2017-03-31 (YTD Data)Rank
Total interest income$2,524,0002,401
Total interest expense$529,0001,405
Net interest income$1,995,0002,645
Provision for loan and lease losses$150,0001,115
Total noninterest income$3,0005,770
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$3,0005,561
Trading account gains and feesNANA
Additional Noninterest Income$05,747
Total noninterest expense$970,0003,671
Salaries and employee benefits$634,0003,369
Premises and equipment expense$123,0003,380
Additional noninterest expense$213,0004,352
Pre-tax net operating income$878,0002,137
Securities gains (losses)$11,000641
Applicable income taxes$04,086
Income before extraordinary items$889,0001,808
Extraordinary gains, net$08
Net income$889,0001,808
Minority interest net income$055
Net income of bank and minority interests.$889,0001,808
Net charge-offs$157,000700
Cash dividends$333,0001,557
Sale, conversion, retirement of capital stock, net$0632
Net operating income$878,0001,816
2016-12-31 (YTD Data)Rank
Total interest income$9,185,0002,581
Total interest expense$2,070,0001,377
Net interest income$7,115,0002,842
Provision for loan and lease losses$187,0002,518
Total noninterest income$19,0005,812
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$9,0005,689
Trading account gains and fees$0170
Additional Noninterest Income$10,0005,685
Total noninterest expense$4,232,0003,533
Salaries and employee benefits$2,463,0003,437
Premises and equipment expense$512,0003,328
Additional noninterest expense$1,257,0003,711
Pre-tax net operating income$2,715,0002,547
Securities gains (losses)$-4,0005,580
Applicable income taxes$04,278
Income before extraordinary items$2,711,0002,277
Extraordinary gains, net$05
Net income$2,711,0002,274
Minority interest net income$082
Net income of bank and minority interests.$2,711,0002,276
Net charge-offs$172,0002,094
Cash dividends$1,522,0001,680
Sale, conversion, retirement of capital stock, net$96,000503
Net operating income$2,715,0002,222
2016-09-30 (YTD Data)Rank
Total interest income$6,799,0002,618
Total interest expense$1,535,0001,385
Net interest income$5,264,0002,880
Provision for loan and lease losses$85,0002,934
Total noninterest income$14,0005,884
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$7,0005,743
Trading account gains and fees$0169
Additional Noninterest Income$7,0005,763
Total noninterest expense$3,134,0003,565
Salaries and employee benefits$1,806,0003,472
Premises and equipment expense$381,0003,367
Additional noninterest expense$947,0003,727
Pre-tax net operating income$2,059,0002,568
Securities gains (losses)$-4,0005,742
Applicable income taxes$04,325
Income before extraordinary items$2,055,0002,294
Extraordinary gains, net$05
Net income$2,055,0002,293
Minority interest net income$071
Net income of bank and minority interests.$2,055,0002,294
Net charge-offs$44,0002,670
Cash dividends$1,129,0001,543
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,059,0002,234
2016-06-30 (YTD Data)Rank
Total interest income$4,479,0002,645
Total interest expense$1,012,0001,404
Net interest income$3,467,0002,916
Provision for loan and lease losses$67,0002,643
Total noninterest income$8,0005,958
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$4,0005,826
Trading account gains and fees$0157
Additional Noninterest Income$4,0005,848
Total noninterest expense$2,075,0003,604
Salaries and employee benefits$1,223,0003,458
Premises and equipment expense$255,0003,368
Additional noninterest expense$597,0003,879
Pre-tax net operating income$1,333,0002,589
Securities gains (losses)$4,0002,523
Applicable income taxes$04,338
Income before extraordinary items$1,337,0002,309
Extraordinary gains, net$016
Net income$1,337,0002,308
Minority interest net income$071
Net income of bank and minority interests.$1,337,0002,308
Net charge-offs$45,0002,224
Cash dividends$709,0001,617
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,333,0002,257
2016-03-31 (YTD Data)Rank
Total interest income$2,195,0002,685
Total interest expense$503,0001,415
Net interest income$1,692,0002,977
Provision for loan and lease losses$7,0003,388
Total noninterest income$3,0006,033
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$2,0005,864
Trading account gains and fees$0142
Additional Noninterest Income$1,0005,950
Total noninterest expense$1,007,0003,695
Salaries and employee benefits$606,0003,508
Premises and equipment expense$124,0003,447
Additional noninterest expense$277,0004,041
Pre-tax net operating income$681,0002,527
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$681,0002,240
Extraordinary gains, net$012
Net income$681,0002,240
Minority interest net income$062
Net income of bank and minority interests.$681,0002,240
Net charge-offs$-1,0004,102
Cash dividends$335,0001,532
Sale, conversion, retirement of capital stock, net$0659
Net operating income$681,0002,184
2015-12-31 (YTD Data)Rank
Total interest income$8,870,0002,629
Total interest expense$2,082,0001,336
Net interest income$6,788,0002,932
Provision for loan and lease losses$140,0002,701
Total noninterest income$57,0005,916
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$18,0005,839
Trading account gains and fees$0159
Additional Noninterest Income$39,0005,610
Total noninterest expense$4,069,0003,672
Salaries and employee benefits$2,547,0003,379
Premises and equipment expense$494,0003,509
Additional noninterest expense$1,028,0004,258
Pre-tax net operating income$2,636,0002,538
Securities gains (losses)$77,0001,325
Applicable income taxes$04,402
Income before extraordinary items$2,713,0002,200
Extraordinary gains, net$023
Net income$2,713,0002,200
Minority interest net income$081
Net income of bank and minority interests.$2,713,0002,201
Net charge-offs$-19,0005,321
Cash dividends$1,573,0001,589
Sale, conversion, retirement of capital stock, net$94,000530
Net operating income$2,636,0002,206
2015-09-30 (YTD Data)Rank
Total interest income$6,620,0002,654
Total interest expense$1,568,0001,341
Net interest income$5,052,0002,969
Provision for loan and lease losses$140,0002,325
Total noninterest income$15,0006,134
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$15,0005,897
Trading account gains and fees$0153
Additional Noninterest Income$06,099
Total noninterest expense$2,958,0003,778
Salaries and employee benefits$1,811,0003,502
Premises and equipment expense$369,0003,553
Additional noninterest expense$778,0004,248
Pre-tax net operating income$1,969,0002,594
Securities gains (losses)$64,0001,303
Applicable income taxes$04,489
Income before extraordinary items$2,033,0002,238
Extraordinary gains, net$021
Net income$2,033,0002,239
Minority interest net income$078
Net income of bank and minority interests.$2,033,0002,239
Net charge-offs$-18,0005,319
Cash dividends$1,157,0001,461
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,969,0002,254
2015-06-30 (YTD Data)Rank
Total interest income$4,441,0002,643
Total interest expense$1,052,0001,334
Net interest income$3,389,0002,946
Provision for loan and lease losses$105,0002,154
Total noninterest income$-7,0006,276
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$13,0005,880
Trading account gains and fees$0157
Additional Noninterest Income$-20,0006,252
Total noninterest expense$2,020,0003,748
Salaries and employee benefits$1,195,0003,550
Premises and equipment expense$247,0003,576
Additional noninterest expense$578,0004,044
Pre-tax net operating income$1,257,0002,654
Securities gains (losses)$43,0001,322
Applicable income taxes$04,497
Income before extraordinary items$1,300,0002,292
Extraordinary gains, net$022
Net income$1,300,0002,294
Minority interest net income$075
Net income of bank and minority interests.$1,300,0002,294
Net charge-offs$-17,0005,433
Cash dividends$761,0001,508
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,257,0002,306
2015-03-31 (YTD Data)Rank
Total interest income$2,192,0002,674
Total interest expense$526,0001,334
Net interest income$1,666,0002,989
Provision for loan and lease losses$49,0002,138
Total noninterest income$3,0006,298
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$10,0005,683
Trading account gains and fees$0152
Additional Noninterest Income$-7,0006,308
Total noninterest expense$1,029,0003,736
Salaries and employee benefits$592,0003,601
Premises and equipment expense$124,0003,584
Additional noninterest expense$313,0003,865
Pre-tax net operating income$591,0002,719
Securities gains (losses)$13,0001,390
Applicable income taxes$04,400
Income before extraordinary items$604,0002,379
Extraordinary gains, net$013
Net income$604,0002,382
Minority interest net income$064
Net income of bank and minority interests.$604,0002,381
Net charge-offs$-1,0004,352
Cash dividends$360,0001,384
Sale, conversion, retirement of capital stock, net$0697
Net operating income$591,0002,350
2014-12-31 (YTD Data)Rank
Total interest income$8,270,0002,819
Total interest expense$2,031,0001,455
Net interest income$6,239,0003,152
Provision for loan and lease losses$165,0002,677
Total noninterest income$83,0006,076
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$14,0006,207
Trading account gains and fees$0180
Additional Noninterest Income$69,0005,545
Total noninterest expense$3,780,0003,950
Salaries and employee benefits$2,282,0003,705
Premises and equipment expense$514,0003,564
Additional noninterest expense$984,0004,478
Pre-tax net operating income$2,377,0002,678
Securities gains (losses)$-37,0006,212
Applicable income taxes$04,531
Income before extraordinary items$2,340,0002,418
Extraordinary gains, net$017
Net income$2,340,0002,418
Minority interest net income$084
Net income of bank and minority interests.$2,340,0002,418
Net charge-offs$179,0002,589
Cash dividends$1,161,0001,863
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,377,0002,355
2014-09-30 (YTD Data)Rank
Total interest income$6,147,0002,869
Total interest expense$1,500,0001,502
Net interest income$4,647,0003,194
Provision for loan and lease losses$83,0003,031
Total noninterest income$81,0005,998
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$11,0006,278
Trading account gains and fees$0174
Additional Noninterest Income$70,0005,374
Total noninterest expense$2,886,0003,935
Salaries and employee benefits$1,738,0003,681
Premises and equipment expense$391,0003,580
Additional noninterest expense$757,0004,460
Pre-tax net operating income$1,759,0002,742
Securities gains (losses)$-40,0006,320
Applicable income taxes$04,583
Income before extraordinary items$1,719,0002,483
Extraordinary gains, net$015
Net income$1,719,0002,484
Minority interest net income$081
Net income of bank and minority interests.$1,719,0002,483
Net charge-offs$209,0001,942
Cash dividends$787,0001,754
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,759,0002,394
2014-06-30 (YTD Data)Rank
Total interest income$4,069,0002,887
Total interest expense$983,0001,532
Net interest income$3,086,0003,207
Provision for loan and lease losses$30,0003,313
Total noninterest income$57,0006,013
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$7,0006,336
Trading account gains and fees$0172
Additional Noninterest Income$50,0005,340
Total noninterest expense$1,923,0003,972
Salaries and employee benefits$1,174,0003,662
Premises and equipment expense$265,0003,581
Additional noninterest expense$484,0004,560
Pre-tax net operating income$1,190,0002,670
Securities gains (losses)$-40,0006,463
Applicable income taxes$04,568
Income before extraordinary items$1,150,0002,410
Extraordinary gains, net$020
Net income$1,150,0002,414
Minority interest net income$080
Net income of bank and minority interests.$1,150,0002,414
Net charge-offs$179,0001,690
Cash dividends$528,0001,758
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,190,0002,312
2014-03-31 (YTD Data)Rank
Total interest income$1,987,0002,944
Total interest expense$486,0001,576
Net interest income$1,501,0003,268
Provision for loan and lease losses$03,817
Total noninterest income$9,0006,484
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$3,0006,406
Trading account gains and fees$0147
Additional Noninterest Income$6,0006,177
Total noninterest expense$948,0004,025
Salaries and employee benefits$560,0003,827
Premises and equipment expense$123,0003,793
Additional noninterest expense$265,0004,385
Pre-tax net operating income$562,0002,691
Securities gains (losses)$-22,0006,517
Applicable income taxes$04,445
Income before extraordinary items$540,0002,435
Extraordinary gains, net$016
Net income$540,0002,438
Minority interest net income$066
Net income of bank and minority interests.$540,0002,438
Net charge-offs$23,0002,396
Cash dividends$212,0001,709
Sale, conversion, retirement of capital stock, net$0747
Net operating income$562,0002,332
2013-12-31 (YTD Data)Rank
Total interest income$7,593,0003,049
Total interest expense$1,883,0001,800
Net interest income$5,710,0003,371
Provision for loan and lease losses$130,0003,405
Total noninterest income$180,0005,735
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$11,0006,516
Trading account gains and fees$0184
Additional Noninterest Income$169,0004,825
Total noninterest expense$3,778,0004,057
Salaries and employee benefits$2,237,0003,829
Premises and equipment expense$344,0004,552
Additional noninterest expense$1,197,0004,205
Pre-tax net operating income$1,982,0002,881
Securities gains (losses)$105,0001,290
Applicable income taxes$04,631
Income before extraordinary items$2,087,0002,525
Extraordinary gains, net$029
Net income$2,087,0002,528
Minority interest net income$090
Net income of bank and minority interests.$2,087,0002,528
Net charge-offs$104,0003,701
Cash dividends$483,0002,818
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,982,0002,565
2013-09-30 (YTD Data)Rank
Total interest income$5,651,0003,100
Total interest expense$1,402,0001,856
Net interest income$4,249,0003,421
Provision for loan and lease losses$130,0003,104
Total noninterest income$166,0005,586
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$6,0006,623
Trading account gains and fees$0180
Additional Noninterest Income$160,0004,622
Total noninterest expense$2,834,0004,073
Salaries and employee benefits$1,667,0003,831
Premises and equipment expense$254,0004,607
Additional noninterest expense$913,0004,166
Pre-tax net operating income$1,451,0002,974
Securities gains (losses)$105,0001,186
Applicable income taxes$04,713
Income before extraordinary items$1,556,0002,592
Extraordinary gains, net$025
Net income$1,556,0002,596
Minority interest net income$084
Net income of bank and minority interests.$1,556,0002,596
Net charge-offs$17,0004,487
Cash dividends$255,0002,755
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,451,0002,641
2013-06-30 (YTD Data)Rank
Total interest income$3,732,0003,132
Total interest expense$933,0001,896
Net interest income$2,799,0003,452
Provision for loan and lease losses$130,0002,635
Total noninterest income$131,0005,430
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$4,0006,665
Trading account gains and fees$0157
Additional Noninterest Income$127,0004,440
Total noninterest expense$1,910,0004,063
Salaries and employee benefits$1,100,0003,890
Premises and equipment expense$174,0004,575
Additional noninterest expense$636,0004,052
Pre-tax net operating income$890,0003,118
Securities gains (losses)$75,0001,288
Applicable income taxes$04,679
Income before extraordinary items$965,0002,711
Extraordinary gains, net$022
Net income$965,0002,716
Minority interest net income$082
Net income of bank and minority interests.$965,0002,716
Net charge-offs$-45,0006,525
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$890,0002,767
2013-03-31 (YTD Data)Rank
Total interest income$1,821,0003,208
Total interest expense$460,0001,964
Net interest income$1,361,0003,536
Provision for loan and lease losses$75,0002,354
Total noninterest income$98,0004,873
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$2,0006,720
Trading account gains and fees$0148
Additional Noninterest Income$96,0003,815
Total noninterest expense$878,0004,316
Salaries and employee benefits$528,0004,022
Premises and equipment expense$82,0004,729
Additional noninterest expense$268,0004,490
Pre-tax net operating income$506,0002,844
Securities gains (losses)$11,0001,452
Applicable income taxes$04,602
Income before extraordinary items$517,0002,523
Extraordinary gains, net$010
Net income$517,0002,525
Minority interest net income$076
Net income of bank and minority interests.$517,0002,525
Net charge-offs$-45,0006,690
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$506,0002,473
2012-12-31 (YTD Data)Rank
Total interest income$7,067,0003,434
Total interest expense$1,963,0002,166
Net interest income$5,104,0003,769
Provision for loan and lease losses$950,0001,829
Total noninterest income$129,0006,098
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$8,0006,815
Trading account gains and fees$0166
Additional Noninterest Income$121,0005,159
Total noninterest expense$3,497,0004,383
Salaries and employee benefits$1,890,0004,265
Premises and equipment expense$342,0004,673
Additional noninterest expense$1,265,0004,225
Pre-tax net operating income$786,0004,362
Securities gains (losses)$102,0002,254
Applicable income taxes$04,751
Income before extraordinary items$888,0004,115
Extraordinary gains, net$029
Net income$888,0004,115
Minority interest net income$093
Net income of bank and minority interests.$888,0004,117
Net charge-offs$463,0002,752
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$786,0004,126
2012-09-30 (YTD Data)Rank
Total interest income$5,271,0003,502
Total interest expense$1,482,0002,233
Net interest income$3,789,0003,852
Provision for loan and lease losses$800,0001,704
Total noninterest income$58,0006,568
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$7,0006,889
Trading account gains and fees$0157
Additional Noninterest Income$51,0005,742
Total noninterest expense$2,579,0004,440
Salaries and employee benefits$1,381,0004,354
Premises and equipment expense$261,0004,696
Additional noninterest expense$937,0004,283
Pre-tax net operating income$468,0004,790
Securities gains (losses)$102,0001,966
Applicable income taxes$04,802
Income before extraordinary items$570,0004,459
Extraordinary gains, net$020
Net income$570,0004,458
Minority interest net income$086
Net income of bank and minority interests.$570,0004,457
Net charge-offs$296,0002,848
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$468,0004,558
2012-06-30 (YTD Data)Rank
Total interest income$3,553,0003,499
Total interest expense$993,0002,297
Net interest income$2,560,0003,828
Provision for loan and lease losses$600,0001,572
Total noninterest income$57,0006,342
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$5,0006,930
Trading account gains and fees$0153
Additional Noninterest Income$52,0005,408
Total noninterest expense$1,724,0004,467
Salaries and employee benefits$922,0004,375
Premises and equipment expense$174,0004,700
Additional noninterest expense$628,0004,281
Pre-tax net operating income$293,0004,866
Securities gains (losses)$101,0001,592
Applicable income taxes$04,770
Income before extraordinary items$394,0004,390
Extraordinary gains, net$019
Net income$394,0004,395
Minority interest net income$084
Net income of bank and minority interests.$394,0004,393
Net charge-offs$301,0002,322
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$293,0004,660
2012-03-31 (YTD Data)Rank
Total interest income$1,817,0003,471
Total interest expense$506,0002,346
Net interest income$1,311,0003,784
Provision for loan and lease losses$350,0001,357
Total noninterest income$37,0006,160
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$3,0006,938
Trading account gains and fees$0148
Additional Noninterest Income$34,0005,214
Total noninterest expense$860,0004,495
Salaries and employee benefits$459,0004,411
Premises and equipment expense$86,0004,752
Additional noninterest expense$315,0004,253
Pre-tax net operating income$138,0005,046
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$138,0004,973
Extraordinary gains, net$019
Net income$138,0004,977
Minority interest net income$078
Net income of bank and minority interests.$138,0004,978
Net charge-offs$220,0001,753
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$138,0004,824
2011-12-31 (YTD Data)Rank
Total interest income$7,678,0003,435
Total interest expense$2,337,0002,450
Net interest income$5,341,0003,750
Provision for loan and lease losses$2,060,0001,539
Total noninterest income$-9,0007,005
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$7,0006,887
Trading account gains and fees$0146
Additional Noninterest Income$-16,0006,757
Total noninterest expense$3,206,0004,691
Salaries and employee benefits$1,615,0004,752
Premises and equipment expense$350,0004,863
Additional noninterest expense$1,241,0004,361
Pre-tax net operating income$66,0005,852
Securities gains (losses)$153,0001,696
Applicable income taxes$04,719
Income before extraordinary items$219,0005,491
Extraordinary gains, net$029
Net income$219,0005,493
Minority interest net income$096
Net income of bank and minority interests.$219,0005,493
Net charge-offs$2,369,0001,406
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$66,0005,869
2011-09-30 (YTD Data)Rank
Total interest income$5,859,0003,430
Total interest expense$1,798,0002,491
Net interest income$4,061,0003,737
Provision for loan and lease losses$1,710,0001,379
Total noninterest income$41,0006,869
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$5,0006,945
Trading account gains and fees$0145
Additional Noninterest Income$36,0006,056
Total noninterest expense$2,414,0004,695
Salaries and employee benefits$1,234,0004,706
Premises and equipment expense$265,0004,913
Additional noninterest expense$915,0004,406
Pre-tax net operating income$-22,0006,175
Securities gains (losses)$69,0002,085
Applicable income taxes$04,740
Income before extraordinary items$47,0006,099
Extraordinary gains, net$021
Net income$47,0006,100
Minority interest net income$087
Net income of bank and minority interests.$47,0006,100
Net charge-offs$1,834,0001,296
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-22,0006,189
2011-06-30 (YTD Data)Rank
Total interest income$3,969,0003,416
Total interest expense$1,213,0002,544
Net interest income$2,756,0003,699
Provision for loan and lease losses$1,100,0001,406
Total noninterest income$23,0006,989
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$3,0006,994
Trading account gains and fees$0153
Additional Noninterest Income$20,0006,250
Total noninterest expense$1,669,0004,656
Salaries and employee benefits$839,0004,696
Premises and equipment expense$174,0004,993
Additional noninterest expense$656,0004,277
Pre-tax net operating income$10,0006,147
Securities gains (losses)$18,0002,133
Applicable income taxes$04,697
Income before extraordinary items$28,0006,150
Extraordinary gains, net$015
Net income$28,0006,149
Minority interest net income$089
Net income of bank and minority interests.$28,0006,150
Net charge-offs$1,512,0001,113
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$10,0006,178
2011-03-31 (YTD Data)Rank
Total interest income$1,989,0003,423
Total interest expense$612,0002,594
Net interest income$1,377,0003,692
Provision for loan and lease losses$450,0001,516
Total noninterest income$6,0007,188
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,0007,020
Trading account gains and fees$0158
Additional Noninterest Income$5,0006,705
Total noninterest expense$863,0004,590
Salaries and employee benefits$445,0004,536
Premises and equipment expense$87,0005,036
Additional noninterest expense$331,0004,261
Pre-tax net operating income$70,0005,489
Securities gains (losses)$16,0001,172
Applicable income taxes$04,545
Income before extraordinary items$86,0005,201
Extraordinary gains, net$09
Net income$86,0005,199
Minority interest net income$086
Net income of bank and minority interests.$86,0005,201
Net charge-offs$534,0001,277
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$70,0005,359
2010-12-31 (YTD Data)Rank
Total interest income$8,544,0003,370
Total interest expense$3,169,0002,484
Net interest income$5,375,0003,767
Provision for loan and lease losses$1,870,0002,163
Total noninterest income$84,0006,799
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$06,799
Trading account gains and fees$0175
Additional Noninterest Income$84,0005,634
Total noninterest expense$3,231,0004,802
Salaries and employee benefits$1,713,0004,665
Premises and equipment expense$408,0004,708
Additional noninterest expense$1,110,0004,810
Pre-tax net operating income$358,0004,737
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$358,0004,757
Extraordinary gains, net$029
Net income$358,0004,758
Minority interest net income$0111
Net income of bank and minority interests.$358,0004,758
Net charge-offs$2,421,0001,664
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$358,0004,610
2010-09-30 (YTD Data)Rank
Total interest income$6,508,0003,390
Total interest expense$2,506,0002,469
Net interest income$4,002,0003,838
Provision for loan and lease losses$1,420,0002,054
Total noninterest income$62,0006,948
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$0165
Additional Noninterest Income$62,0005,773
Total noninterest expense$2,440,0004,806
Salaries and employee benefits$1,311,0004,645
Premises and equipment expense$320,0004,672
Additional noninterest expense$809,0004,890
Pre-tax net operating income$204,0005,237
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$204,0005,277
Extraordinary gains, net$023
Net income$204,0005,279
Minority interest net income$0110
Net income of bank and minority interests.$204,0005,280
Net charge-offs$1,715,0001,659
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$204,0005,116
2010-06-30 (YTD Data)Rank
Total interest income$4,447,0003,352
Total interest expense$1,730,0002,473
Net interest income$2,717,0003,791
Provision for loan and lease losses$780,0002,219
Total noninterest income$29,0007,215
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$0152
Additional Noninterest Income$29,0006,184
Total noninterest expense$1,664,0004,745
Salaries and employee benefits$886,0004,629
Premises and equipment expense$233,0004,453
Additional noninterest expense$545,0004,854
Pre-tax net operating income$302,0004,404
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$302,0004,292
Extraordinary gains, net$019
Net income$302,0004,291
Minority interest net income$0105
Net income of bank and minority interests.$302,0004,291
Net charge-offs$331,0002,936
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$302,0004,156
2010-03-31 (YTD Data)Rank
Total interest income$2,240,0003,396
Total interest expense$903,0002,487
Net interest income$1,337,0003,852
Provision for loan and lease losses$380,0002,120
Total noninterest income$23,0006,985
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$0175
Additional Noninterest Income$23,0005,777
Total noninterest expense$856,0004,725
Salaries and employee benefits$467,0004,543
Premises and equipment expense$124,0004,388
Additional noninterest expense$265,0004,951
Pre-tax net operating income$124,0004,783
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$124,0004,680
Extraordinary gains, net$016
Net income$124,0004,681
Minority interest net income$091
Net income of bank and minority interests.$124,0004,679
Net charge-offs$135,0002,830
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$124,0004,566
2009-12-31 (YTD Data)Rank
Total interest income$8,951,0003,529
Total interest expense$4,417,0002,521
Net interest income$4,534,0004,201
Provision for loan and lease losses$3,045,0001,966
Total noninterest income$-380,0007,866
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$-380,0007,772
Total noninterest expense$3,280,0004,919
Salaries and employee benefits$1,669,0004,882
Premises and equipment expense$570,0004,018
Additional noninterest expense$1,041,0005,141
Pre-tax net operating income$-2,171,0006,677
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-2,171,0006,806
Extraordinary gains, net$034
Net income$-2,171,0006,803
Minority interest net income$0115
Net income of bank and minority interests.$-2,171,0006,804
Net charge-offs$2,423,0001,828
Cash dividends$78,0004,271
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,171,0006,793
2009-09-30 (YTD Data)Rank
Total interest income$6,660,0003,592
Total interest expense$3,404,0002,567
Net interest income$3,256,0004,344
Provision for loan and lease losses$2,580,0001,628
Total noninterest income$-449,0008,001
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$-449,0007,949
Total noninterest expense$2,446,0004,943
Salaries and employee benefits$1,271,0004,862
Premises and equipment expense$435,0004,015
Additional noninterest expense$740,0005,260
Pre-tax net operating income$-2,219,0007,106
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-2,219,0007,233
Extraordinary gains, net$027
Net income$-2,219,0007,231
Minority interest net income$0118
Net income of bank and minority interests.$-2,219,0007,232
Net charge-offs$2,355,0001,372
Cash dividends$78,0003,735
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,219,0007,223
2009-06-30 (YTD Data)Rank
Total interest income$4,460,0003,618
Total interest expense$2,341,0002,596
Net interest income$2,119,0004,409
Provision for loan and lease losses$2,030,0001,379
Total noninterest income$-447,0008,104
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$-447,0008,074
Total noninterest expense$1,622,0005,006
Salaries and employee benefits$866,0004,866
Premises and equipment expense$297,0003,969
Additional noninterest expense$459,0005,476
Pre-tax net operating income$-1,980,0007,379
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-1,980,0007,480
Extraordinary gains, net$021
Net income$-1,980,0007,480
Minority interest net income$0112
Net income of bank and minority interests.$-1,980,0007,479
Net charge-offs$2,003,0001,129
Cash dividends$78,0003,449
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,980,0007,477
2009-03-31 (YTD Data)Rank
Total interest income$2,284,0003,582
Total interest expense$1,214,0002,602
Net interest income$1,070,0004,370
Provision for loan and lease losses$930,0001,240
Total noninterest income$152,0004,365
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$152,0002,939
Total noninterest expense$752,0005,177
Salaries and employee benefits$441,0004,860
Premises and equipment expense$155,0003,877
Additional noninterest expense$156,0006,206
Pre-tax net operating income$-460,0007,274
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-460,0007,403
Extraordinary gains, net$015
Net income$-460,0007,404
Minority interest net income$0102
Net income of bank and minority interests.$-460,0007,404
Net charge-offs$567,0001,287
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-460,0007,373
2008-12-31 (YTD Data)Rank
Total interest income$10,914,0003,309
Total interest expense$5,485,0002,734
Net interest income$5,429,0003,733
Provision for loan and lease losses$830,0002,982
Total noninterest income$200,0006,484
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$200,0004,834
Total noninterest expense$3,580,0004,554
Salaries and employee benefits$2,024,0004,405
Premises and equipment expense$816,0003,134
Additional noninterest expense$740,0005,681
Pre-tax net operating income$1,219,0003,390
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$1,219,0002,879
Extraordinary gains, net$039
Net income$1,219,0002,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0004,665
Cash dividends$901,0002,468
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,219,0003,030
2008-09-30 (YTD Data)Rank
Total interest income$8,425,0003,277
Total interest expense$4,220,0002,771
Net interest income$4,205,0003,679
Provision for loan and lease losses$520,0002,672
Total noninterest income$79,0007,360
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$79,0005,968
Total noninterest expense$2,677,0004,562
Salaries and employee benefits$1,498,0004,480
Premises and equipment expense$619,0003,113
Additional noninterest expense$560,0005,607
Pre-tax net operating income$1,087,0003,510
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,087,0002,938
Extraordinary gains, net$031
Net income$1,087,0002,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,549
Cash dividends$751,0002,174
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,087,0003,087
2008-06-30 (YTD Data)Rank
Total interest income$5,700,0003,282
Total interest expense$2,922,0002,769
Net interest income$2,778,0003,695
Provision for loan and lease losses$270,0002,708
Total noninterest income$77,0007,014
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$77,0005,474
Total noninterest expense$1,861,0004,470
Salaries and employee benefits$1,030,0004,425
Premises and equipment expense$425,0003,050
Additional noninterest expense$406,0005,374
Pre-tax net operating income$724,0003,639
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$724,0003,258
Extraordinary gains, net$021
Net income$724,0003,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,847
Cash dividends$485,0002,340
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$724,0003,200
2008-03-31 (YTD Data)Rank
Total interest income$2,949,0003,274
Total interest expense$1,561,0002,777
Net interest income$1,388,0003,684
Provision for loan and lease losses$120,0002,457
Total noninterest income$25,0007,510
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$25,0006,173
Total noninterest expense$932,0004,457
Salaries and employee benefits$514,0004,454
Premises and equipment expense$210,0003,095
Additional noninterest expense$208,0005,252
Pre-tax net operating income$361,0003,766
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$361,0003,422
Extraordinary gains, net$015
Net income$361,0003,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,596
Cash dividends$250,0002,054
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$361,0003,322
2007-12-31 (YTD Data)Rank
Total interest income$12,230,0003,229
Total interest expense$6,377,0002,861
Net interest income$5,853,0003,567
Provision for loan and lease losses$180,0004,023
Total noninterest income$203,0006,720
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$203,0005,028
Total noninterest expense$3,699,0004,353
Salaries and employee benefits$2,254,0004,010
Premises and equipment expense$706,0003,418
Additional noninterest expense$739,0005,585
Pre-tax net operating income$2,177,0003,147
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$2,177,0002,651
Extraordinary gains, net$039
Net income$2,177,0002,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$1,073,0002,515
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,177,0002,646
2007-09-30 (YTD Data)Rank
Total interest income$9,100,0003,253
Total interest expense$4,739,0002,880
Net interest income$4,361,0003,599
Provision for loan and lease losses$120,0003,851
Total noninterest income$207,0006,232
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$207,0004,425
Total noninterest expense$2,836,0004,262
Salaries and employee benefits$1,819,0003,803
Premises and equipment expense$474,0003,697
Additional noninterest expense$543,0005,593
Pre-tax net operating income$1,612,0003,306
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,612,0002,821
Extraordinary gains, net$033
Net income$1,612,0002,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$832,0002,262
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,612,0002,802
2007-06-30 (YTD Data)Rank
Total interest income$5,982,0003,296
Total interest expense$3,084,0002,940
Net interest income$2,898,0003,633
Provision for loan and lease losses$90,0003,429
Total noninterest income$179,0005,794
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$179,0004,003
Total noninterest expense$1,933,0004,220
Salaries and employee benefits$1,251,0003,742
Premises and equipment expense$309,0003,777
Additional noninterest expense$373,0005,507
Pre-tax net operating income$1,054,0003,413
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,054,0002,919
Extraordinary gains, net$029
Net income$1,054,0002,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$603,0002,166
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,054,0002,905
2007-03-31 (YTD Data)Rank
Total interest income$2,933,0003,344
Total interest expense$1,508,0002,976
Net interest income$1,425,0003,687
Provision for loan and lease losses$50,0003,068
Total noninterest income$70,0006,240
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$70,0004,459
Total noninterest expense$944,0004,307
Salaries and employee benefits$604,0003,872
Premises and equipment expense$129,0004,299
Additional noninterest expense$211,0005,096
Pre-tax net operating income$501,0003,524
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$501,0003,025
Extraordinary gains, net$022
Net income$501,0003,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$178,0002,577
Sale, conversion, retirement of capital stock, net$0885
Net operating income$501,0003,007
2006-12-31 (YTD Data)Rank
Total interest income$11,193,0003,271
Total interest expense$5,469,0002,809
Net interest income$5,724,0003,643
Provision for loan and lease losses$300,0002,748
Total noninterest income$5,278,0001,043
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$5,278,000654
Total noninterest expense$11,172,0001,584
Salaries and employee benefits$7,761,0001,254
Premises and equipment expense$1,366,0001,840
Additional noninterest expense$2,045,0002,529
Pre-tax net operating income$-470,0008,244
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-470,0008,278
Extraordinary gains, net$051
Net income$-470,0008,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$700,0003,202
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-470,0008,276
2006-09-30 (YTD Data)Rank
Total interest income$8,270,0003,284
Total interest expense$3,958,0002,806
Net interest income$4,312,0003,658
Provision for loan and lease losses$250,0002,440
Total noninterest income$5,118,000864
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$5,118,000555
Total noninterest expense$9,946,0001,360
Salaries and employee benefits$6,936,0001,052
Premises and equipment expense$1,203,0001,608
Additional noninterest expense$1,807,0002,160
Pre-tax net operating income$-766,0008,521
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-766,0008,555
Extraordinary gains, net$045
Net income$-766,0008,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$700,0002,435
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-766,0008,548
2006-06-30 (YTD Data)Rank
Total interest income$5,193,0003,404
Total interest expense$2,399,0002,920
Net interest income$2,794,0003,741
Provision for loan and lease losses$100,0003,294
Total noninterest income$3,952,000762
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$3,952,000500
Total noninterest expense$6,085,0001,479
Salaries and employee benefits$4,413,0001,115
Premises and equipment expense$851,0001,527
Additional noninterest expense$821,0003,070
Pre-tax net operating income$561,0005,151
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$561,0004,599
Extraordinary gains, net$039
Net income$561,0004,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$222,0003,552
Sale, conversion, retirement of capital stock, net$0887
Net operating income$561,0004,590
2006-03-31 (YTD Data)Rank
Total interest income$2,409,0003,532
Total interest expense$1,052,0003,132
Net interest income$1,357,0003,824
Provision for loan and lease losses$40,0003,523
Total noninterest income$1,724,000837
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$1,724,000545
Total noninterest expense$2,898,0001,550
Salaries and employee benefits$2,067,0001,202
Premises and equipment expense$429,0001,518
Additional noninterest expense$402,0003,102
Pre-tax net operating income$143,0006,508
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$143,0006,063
Extraordinary gains, net$021
Net income$143,0006,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$81,0003,283
Sale, conversion, retirement of capital stock, net$0648
Net operating income$143,0006,061
2005-12-31 (YTD Data)Rank
Total interest income$8,318,0003,645
Total interest expense$2,983,0003,341
Net interest income$5,335,0003,772
Provision for loan and lease losses$120,0004,465
Total noninterest income$8,789,000684
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$8,789,000467
Total noninterest expense$12,768,0001,351
Salaries and employee benefits$9,042,0001,025
Premises and equipment expense$1,525,0001,597
Additional noninterest expense$2,201,0002,278
Pre-tax net operating income$1,236,0004,841
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,236,0004,272
Extraordinary gains, net$046
Net income$1,236,0004,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,376
Cash dividends$663,0003,178
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,236,0004,246
2005-09-30 (YTD Data)Rank
Total interest income$5,907,0003,766
Total interest expense$2,007,0003,503
Net interest income$3,900,0003,839
Provision for loan and lease losses$90,0004,305
Total noninterest income$6,615,000684
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$6,615,000466
Total noninterest expense$9,381,0001,364
Salaries and employee benefits$6,733,0001,017
Premises and equipment expense$1,102,0001,652
Additional noninterest expense$1,546,0002,377
Pre-tax net operating income$1,044,0004,662
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,044,0004,048
Extraordinary gains, net$035
Net income$1,044,0004,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,651
Cash dividends$567,0002,607
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,044,0004,012
2005-06-30 (YTD Data)Rank
Total interest income$3,553,0003,995
Total interest expense$1,101,0003,862
Net interest income$2,452,0003,984
Provision for loan and lease losses$60,0004,115
Total noninterest income$3,653,000792
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$3,653,000519
Total noninterest expense$5,602,0001,512
Salaries and employee benefits$4,022,0001,130
Premises and equipment expense$686,0001,747
Additional noninterest expense$894,0002,722
Pre-tax net operating income$443,0005,731
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$443,0005,189
Extraordinary gains, net$030
Net income$443,0005,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,897
Cash dividends$320,0002,836
Sale, conversion, retirement of capital stock, net$0643
Net operating income$443,0005,139
2005-03-31 (YTD Data)Rank
Total interest income$1,665,0004,155
Total interest expense$456,0004,294
Net interest income$1,209,0004,036
Provision for loan and lease losses$30,0003,913
Total noninterest income$1,295,0001,014
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$1,295,000652
Total noninterest expense$2,426,0001,723
Salaries and employee benefits$1,704,0001,361
Premises and equipment expense$328,0001,831
Additional noninterest expense$394,0003,059
Pre-tax net operating income$48,0007,920
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$48,0007,799
Extraordinary gains, net$024
Net income$48,0007,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,609
Cash dividends$130,0002,698
Sale, conversion, retirement of capital stock, net$0491
Net operating income$48,0007,771
2004-12-31 (YTD Data)Rank
Total interest income$5,459,0004,563
Total interest expense$1,367,0004,762
Net interest income$4,092,0004,411
Provision for loan and lease losses$60,0005,645
Total noninterest income$6,587,000841
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$6,587,000544
Total noninterest expense$9,996,0001,622
Salaries and employee benefits$7,147,0001,226
Premises and equipment expense$1,247,0001,841
Additional noninterest expense$1,602,0002,970
Pre-tax net operating income$623,0006,328
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$623,0005,867
Extraordinary gains, net$034
Net income$623,0005,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,222
Cash dividends$168,0005,070
Sale, conversion, retirement of capital stock, net$0872
Net operating income$623,0005,796
2004-09-30 (YTD Data)Rank
Total interest income$4,045,0004,584
Total interest expense$995,0004,798
Net interest income$3,050,0004,410
Provision for loan and lease losses$60,0005,125
Total noninterest income$5,062,000842
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$5,062,000539
Total noninterest expense$7,563,0001,609
Salaries and employee benefits$5,446,0001,198
Premises and equipment expense$920,0001,877
Additional noninterest expense$1,197,0002,941
Pre-tax net operating income$489,0006,366
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$489,0005,859
Extraordinary gains, net$026
Net income$489,0005,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,626
Cash dividends$168,0004,188
Sale, conversion, retirement of capital stock, net$0738
Net operating income$489,0005,786
2004-06-30 (YTD Data)Rank
Total interest income$2,699,0004,578
Total interest expense$648,0004,877
Net interest income$2,051,0004,398
Provision for loan and lease losses$60,0004,267
Total noninterest income$3,450,000821
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$3,450,000540
Total noninterest expense$5,022,0001,611
Salaries and employee benefits$3,625,0001,201
Premises and equipment expense$599,0001,908
Additional noninterest expense$798,0002,949
Pre-tax net operating income$419,0005,756
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$419,0005,207
Extraordinary gains, net$021
Net income$419,0005,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,984
Cash dividends$168,0003,662
Sale, conversion, retirement of capital stock, net$0638
Net operating income$419,0005,119
2004-03-31 (YTD Data)Rank
Total interest income$1,293,0004,738
Total interest expense$306,0005,104
Net interest income$987,0004,522
Provision for loan and lease losses$30,0004,060
Total noninterest income$1,442,000943
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$1,442,000603
Total noninterest expense$2,416,0001,688
Salaries and employee benefits$1,657,0001,333
Premises and equipment expense$291,0001,988
Additional noninterest expense$468,0002,514
Pre-tax net operating income$-17,0008,639
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-17,0008,676
Extraordinary gains, net$016
Net income$-17,0008,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,775
Cash dividends$168,0002,370
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-17,0008,629
2003-12-31 (YTD Data)Rank
Total interest income$6,516,0004,048
Total interest expense$1,855,0004,259
Net interest income$4,661,0003,892
Provision for loan and lease losses$130,0004,806
Total noninterest income$13,010,000538
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$13,010,000371
Total noninterest expense$13,618,0001,187
Salaries and employee benefits$10,412,000814
Premises and equipment expense$1,352,0001,679
Additional noninterest expense$1,854,0002,561
Pre-tax net operating income$3,923,0002,010
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$3,923,0001,586
Extraordinary gains, net$054
Net income$3,923,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,981
Cash dividends$1,957,0001,412
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,923,0001,517
2003-09-30 (YTD Data)Rank
Total interest income$5,216,0003,891
Total interest expense$1,534,0004,067
Net interest income$3,682,0003,757
Provision for loan and lease losses$55,0005,636
Total noninterest income$11,726,000499
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$11,726,000355
Total noninterest expense$10,912,0001,118
Salaries and employee benefits$8,531,000762
Premises and equipment expense$964,0001,777
Additional noninterest expense$1,417,0002,521
Pre-tax net operating income$4,441,0001,446
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$4,441,0001,129
Extraordinary gains, net$040
Net income$4,441,0001,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,321
Cash dividends$2,125,000963
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,441,0001,064
2003-06-30 (YTD Data)Rank
Total interest income$3,393,0004,017
Total interest expense$1,030,0004,157
Net interest income$2,363,0003,870
Provision for loan and lease losses$10,0006,790
Total noninterest income$8,340,000473
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$8,340,000346
Total noninterest expense$7,058,0001,155
Salaries and employee benefits$5,530,000783
Premises and equipment expense$614,0001,861
Additional noninterest expense$914,0002,578
Pre-tax net operating income$3,635,0001,178
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$3,635,000930
Extraordinary gains, net$030
Net income$3,635,000932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$1,822,000812
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,635,000863
2003-03-31 (YTD Data)Rank
Total interest income$1,664,0004,102
Total interest expense$511,0004,274
Net interest income$1,153,0003,948
Provision for loan and lease losses$06,934
Total noninterest income$3,452,000537
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$3,452,000383
Total noninterest expense$3,088,0001,307
Salaries and employee benefits$2,400,000899
Premises and equipment expense$267,0002,133
Additional noninterest expense$421,0002,728
Pre-tax net operating income$1,517,0001,415
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,517,0001,098
Extraordinary gains, net$021
Net income$1,517,0001,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$620,0001,025
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,517,0001,020
2002-12-31 (YTD Data)Rank
Total interest income$5,866,0004,638
Total interest expense$2,189,0004,522
Net interest income$3,677,0004,603
Provision for loan and lease losses$26,0007,304
Total noninterest income$11,463,000578
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$11,463,000407
Total noninterest expense$10,814,0001,419
Salaries and employee benefits$7,979,0001,014
Premises and equipment expense$1,135,0001,945
Additional noninterest expense$1,700,0002,667
Pre-tax net operating income$4,300,0001,872
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$4,300,0001,446
Extraordinary gains, net$070
Net income$4,300,0001,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,516
Cash dividends$2,824,000973
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,300,0001,397
2001-12-31 (YTD Data)Rank
Total interest income$6,694,0004,572
Total interest expense$3,713,0004,031
Net interest income$2,981,0005,102
Provision for loan and lease losses$250,0003,605
Total noninterest income$9,252,000638
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$9,252,000437
Total noninterest expense$9,604,0001,526
Salaries and employee benefits$6,999,0001,061
Premises and equipment expense$1,075,0001,988
Additional noninterest expense$1,530,0002,825
Pre-tax net operating income$2,380,0002,773
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$2,380,0002,185
Extraordinary gains, net$0105
Net income$2,380,0002,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,555
Cash dividends$650,0002,984
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,380,0002,117
2000-12-31 (YTD Data)Rank
Total interest income$5,031,0005,710
Total interest expense$2,690,0005,313
Net interest income$2,341,0006,046
Provision for loan and lease losses$100,0005,274
Total noninterest income$4,799,000954
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,617
Trading account gains and feesNANA
Additional Noninterest Income$4,799,000649
Total noninterest expense$7,023,0001,980
Salaries and employee benefits$4,864,0001,458
Premises and equipment expense$880,0002,352
Additional noninterest expense$1,279,0003,226
Pre-tax net operating income$17,0009,060
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$17,0009,081
Extraordinary gains, net$038
Net income$17,0009,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$17,0009,068
1999-12-31 (YTD Data)Rank
Total interest income$3,657,0006,664
Total interest expense$1,703,0006,542
Net interest income$1,954,0006,723
Provision for loan and lease losses$22,0007,597
Total noninterest income$6,551,000784
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$6,551,000563
Total noninterest expense$7,889,0001,746
Salaries and employee benefits$5,777,0001,196
Premises and equipment expense$764,0002,662
Additional noninterest expense$1,348,0003,131
Pre-tax net operating income$594,0006,732
Securities gains (losses)$9,0001,806
Applicable income taxes$08,765
Income before extraordinary items$603,0005,881
Extraordinary gains, net$035
Net income$603,0005,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$755,0002,756
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$594,0005,906
1998-12-31 (YTD Data)Rank
Total interest income$3,269,0007,207
Total interest expense$1,769,0006,604
Net interest income$1,500,0007,684
Provision for loan and lease losses$372,0002,189
Total noninterest income$10,463,000585
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$10,463,000427
Total noninterest expense$9,560,0001,373
Salaries and employee benefits$7,211,000912
Premises and equipment expense$651,0002,958
Additional noninterest expense$1,698,0002,452
Pre-tax net operating income$2,031,0003,301
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$2,031,0002,508
Extraordinary gains, net$032
Net income$2,031,0002,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,812
Cash dividends$699,0002,869
Sale, conversion, retirement of capital stock, net$8,003,000132
Net operating income$2,031,0002,433

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.