Home > Pacific Continental Bank > Income and Expense

Pacific Continental Bank, Income and Expense

2017-09-30 (YTD Data)		Rank
Total interest income	$79,957,000	312
Total interest expense	$4,804,000	532
Net interest income	$75,153,000	301
Provision for loan and lease losses	$3,725,000	247
Total noninterest income	$6,669,000	767
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$2,032,000	482
Trading account gains and fees	$0	145
Additional Noninterest Income	$4,637,000	726
Total noninterest expense	$42,093,000	413
Salaries and employee benefits	$25,830,000	379
Premises and equipment expense	$3,728,000	512
Additional noninterest expense	$12,535,000	425
Pre-tax net operating income	$36,004,000	301
Securities gains (losses)	$-9,000	5,385
Applicable income taxes	$11,482,000	284
Income before extraordinary items	$24,513,000	308
Extraordinary gains, net	$0	9
Net income	$24,513,000	308
Minority interest net income	$0	71
Net income of bank and minority interests.	$24,513,000	308
Net charge-offs	$2,816,000	239
Cash dividends	$1,000,000	1,672
Sale, conversion, retirement of capital stock, net	$-485,000	5,710
Net operating income	$24,519,120	303
2017-06-30 (YTD Data)		Rank
Total interest income	$53,141,000	316
Total interest expense	$3,191,000	516
Net interest income	$49,950,000	302
Provision for loan and lease losses	$3,375,000	201
Total noninterest income	$4,818,000	715
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,376,000	469
Trading account gains and fees	$0	139
Additional Noninterest Income	$3,442,000	674
Total noninterest expense	$29,403,000	404
Salaries and employee benefits	$18,276,000	363
Premises and equipment expense	$2,467,000	511
Additional noninterest expense	$8,660,000	416
Pre-tax net operating income	$21,990,000	318
Securities gains (losses)	$-1,000	5,255
Applicable income taxes	$6,847,000	303
Income before extraordinary items	$15,142,000	326
Extraordinary gains, net	$0	11
Net income	$15,142,000	326
Minority interest net income	$0	71
Net income of bank and minority interests.	$15,142,000	326
Net charge-offs	$2,378,000	200
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$-799,000	5,771
Net operating income	$15,142,690	325
2017-03-31 (YTD Data)		Rank
Total interest income	$26,302,000	321
Total interest expense	$1,454,000	545
Net interest income	$24,848,000	304
Provision for loan and lease losses	$900,000	293
Total noninterest income	$2,145,000	762
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$669,000	484
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,476,000	735
Total noninterest expense	$15,358,000	392
Salaries and employee benefits	$9,455,000	357
Premises and equipment expense	$1,260,000	512
Additional noninterest expense	$4,643,000	400
Pre-tax net operating income	$10,735,000	320
Securities gains (losses)	$-1,000	5,454
Applicable income taxes	$3,453,000	307
Income before extraordinary items	$7,281,000	329
Extraordinary gains, net	$0	8
Net income	$7,281,000	329
Minority interest net income	$0	55
Net income of bank and minority interests.	$7,281,000	329
Net charge-offs	$742,000	265
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$321,000	155
Net operating income	$7,281,680	322
2016-12-31 (YTD Data)		Rank
Total interest income	$89,961,000	339
Total interest expense	$4,810,000	625
Net interest income	$85,151,000	324
Provision for loan and lease losses	$5,450,000	243
Total noninterest income	$7,678,000	843
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$2,756,000	488
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,922,000	851
Total noninterest expense	$56,311,000	410
Salaries and employee benefits	$31,873,000	401
Premises and equipment expense	$4,465,000	563
Additional noninterest expense	$19,973,000	377
Pre-tax net operating income	$31,068,000	364
Securities gains (losses)	$352,000	584
Applicable income taxes	$9,908,000	342
Income before extraordinary items	$21,512,000	386
Extraordinary gains, net	$0	5
Net income	$21,512,000	385
Minority interest net income	$0	82
Net income of bank and minority interests.	$21,512,000	385
Net charge-offs	$297,000	1,535
Cash dividends	$4,400,000	749
Sale, conversion, retirement of capital stock, net	$999,000	205
Net operating income	$21,272,640	385
2016-09-30 (YTD Data)		Rank
Total interest income	$62,914,000	359
Total interest expense	$3,441,000	645
Net interest income	$59,473,000	342
Provision for loan and lease losses	$3,575,000	257
Total noninterest income	$5,302,000	892
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$2,014,000	494
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,288,000	931
Total noninterest expense	$40,471,000	426
Salaries and employee benefits	$23,084,000	413
Premises and equipment expense	$3,192,000	582
Additional noninterest expense	$14,195,000	385
Pre-tax net operating income	$20,729,000	397
Securities gains (losses)	$289,000	615
Applicable income taxes	$7,113,000	355
Income before extraordinary items	$13,905,000	433
Extraordinary gains, net	$0	5
Net income	$13,905,000	430
Minority interest net income	$0	71
Net income of bank and minority interests.	$13,905,000	433
Net charge-offs	$345,000	1,039
Cash dividends	$4,400,000	559
Sale, conversion, retirement of capital stock, net	$609,000	201
Net operating income	$13,714,260	438
2016-06-30 (YTD Data)		Rank
Total interest income	$40,244,000	368
Total interest expense	$2,170,000	678
Net interest income	$38,074,000	353
Provision for loan and lease losses	$2,195,000	272
Total noninterest income	$3,413,000	913
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$1,326,000	491
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,087,000	934
Total noninterest expense	$26,760,000	432
Salaries and employee benefits	$15,564,000	410
Premises and equipment expense	$2,062,000	600
Additional noninterest expense	$9,134,000	398
Pre-tax net operating income	$12,532,000	423
Securities gains (losses)	$292,000	435
Applicable income taxes	$4,447,000	372
Income before extraordinary items	$8,377,000	469
Extraordinary gains, net	$0	16
Net income	$8,377,000	465
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,377,000	468
Net charge-offs	$369,000	740
Cash dividends	$4,400,000	403
Sale, conversion, retirement of capital stock, net	$224,000	265
Net operating income	$8,187,200	468
2016-03-31 (YTD Data)		Rank
Total interest income	$19,956,000	368
Total interest expense	$1,088,000	675
Net interest income	$18,868,000	353
Provision for loan and lease losses	$245,000	824
Total noninterest income	$1,580,000	925
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$666,000	484
Trading account gains and fees	$0	142
Additional Noninterest Income	$914,000	999
Total noninterest expense	$11,851,000	470
Salaries and employee benefits	$7,559,000	414
Premises and equipment expense	$1,042,000	606
Additional noninterest expense	$3,250,000	534
Pre-tax net operating income	$8,352,000	324
Securities gains (losses)	$221,000	275
Applicable income taxes	$2,959,000	298
Income before extraordinary items	$5,614,000	354
Extraordinary gains, net	$0	12
Net income	$5,614,000	354
Minority interest net income	$0	62
Net income of bank and minority interests.	$5,614,000	354
Net charge-offs	$-50,000	5,732
Cash dividends	$2,200,000	398
Sale, conversion, retirement of capital stock, net	$394,000	116
Net operating income	$5,470,350	357
2015-12-31 (YTD Data)		Rank
Total interest income	$74,257,000	367
Total interest expense	$4,210,000	665
Net interest income	$70,047,000	353
Provision for loan and lease losses	$1,695,000	521
Total noninterest income	$5,804,000	1,018
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$2,486,000	536
Trading account gains and fees	$0	159
Additional Noninterest Income	$3,318,000	1,084
Total noninterest expense	$45,347,000	481
Salaries and employee benefits	$27,501,000	429
Premises and equipment expense	$4,065,000	610
Additional noninterest expense	$13,781,000	502
Pre-tax net operating income	$28,809,000	365
Securities gains (losses)	$650,000	290
Applicable income taxes	$10,228,000	309
Income before extraordinary items	$19,231,000	406
Extraordinary gains, net	$0	23
Net income	$19,231,000	405
Minority interest net income	$0	81
Net income of bank and minority interests.	$19,231,000	406
Net charge-offs	$30,000	3,562
Cash dividends	$6,550,000	533
Sale, conversion, retirement of capital stock, net	$1,060,000	217
Net operating income	$18,808,500	412
2015-09-30 (YTD Data)		Rank
Total interest income	$54,374,000	374
Total interest expense	$3,213,000	657
Net interest income	$51,161,000	366
Provision for loan and lease losses	$1,175,000	517
Total noninterest income	$4,131,000	1,063
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,811,000	553
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,320,000	1,154
Total noninterest expense	$33,745,000	486
Salaries and employee benefits	$20,223,000	449
Premises and equipment expense	$3,012,000	632
Additional noninterest expense	$10,510,000	490
Pre-tax net operating income	$20,372,000	388
Securities gains (losses)	$322,000	447
Applicable income taxes	$7,115,000	336
Income before extraordinary items	$13,579,000	425
Extraordinary gains, net	$0	21
Net income	$13,579,000	424
Minority interest net income	$0	78
Net income of bank and minority interests.	$13,579,000	425
Net charge-offs	$200,000	1,552
Cash dividends	$4,350,000	537
Sale, conversion, retirement of capital stock, net	$729,000	209
Net operating income	$13,366,480	424
2015-06-30 (YTD Data)		Rank
Total interest income	$34,919,000	384
Total interest expense	$2,129,000	659
Net interest income	$32,790,000	381
Provision for loan and lease losses	$550,000	702
Total noninterest income	$2,678,000	1,095
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,144,000	565
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,534,000	1,169
Total noninterest expense	$22,758,000	481
Salaries and employee benefits	$13,401,000	449
Premises and equipment expense	$1,934,000	658
Additional noninterest expense	$7,423,000	470
Pre-tax net operating income	$12,160,000	415
Securities gains (losses)	$179,000	572
Applicable income taxes	$4,196,000	377
Income before extraordinary items	$8,143,000	463
Extraordinary gains, net	$0	22
Net income	$8,143,000	462
Minority interest net income	$0	75
Net income of bank and minority interests.	$8,143,000	463
Net charge-offs	$174,000	1,284
Cash dividends	$2,150,000	660
Sale, conversion, retirement of capital stock, net	$23,938,000	16
Net operating income	$8,024,860	458
2015-03-31 (YTD Data)		Rank
Total interest income	$16,075,000	408
Total interest expense	$1,040,000	673
Net interest income	$15,035,000	399
Provision for loan and lease losses	$0	3,703
Total noninterest income	$1,163,000	1,163
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$521,000	607
Trading account gains and fees	$0	152
Additional Noninterest Income	$642,000	1,264
Total noninterest expense	$11,818,000	466
Salaries and employee benefits	$6,409,000	464
Premises and equipment expense	$910,000	696
Additional noninterest expense	$4,499,000	392
Pre-tax net operating income	$4,380,000	542
Securities gains (losses)	$53,000	820
Applicable income taxes	$1,510,000	471
Income before extraordinary items	$2,923,000	617
Extraordinary gains, net	$0	13
Net income	$2,923,000	614
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,923,000	617
Net charge-offs	$-88,000	6,101
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$23,910,000	10
Net operating income	$2,888,020	604
2014-12-31 (YTD Data)		Rank
Total interest income	$62,041,000	415
Total interest expense	$4,354,000	660
Net interest income	$57,687,000	401
Provision for loan and lease losses	$0	4,603
Total noninterest income	$4,928,000	1,117
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,956,000	695
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,972,000	1,103
Total noninterest expense	$37,247,000	556
Salaries and employee benefits	$23,555,000	471
Premises and equipment expense	$3,450,000	718
Additional noninterest expense	$10,242,000	654
Pre-tax net operating income	$25,368,000	379
Securities gains (losses)	$-34,000	6,199
Applicable income taxes	$8,812,000	326
Income before extraordinary items	$16,522,000	437
Extraordinary gains, net	$0	17
Net income	$16,522,000	436
Minority interest net income	$0	84
Net income of bank and minority interests.	$16,522,000	437
Net charge-offs	$280,000	2,093
Cash dividends	$16,211,000	240
Sale, conversion, retirement of capital stock, net	$951,000	222
Net operating income	$16,544,100	431
2014-09-30 (YTD Data)		Rank
Total interest income	$46,572,000	413
Total interest expense	$3,319,000	653
Net interest income	$43,253,000	403
Provision for loan and lease losses	$0	4,401
Total noninterest income	$3,616,000	1,133
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,449,000	703
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,167,000	1,139
Total noninterest expense	$27,571,000	561
Salaries and employee benefits	$17,851,000	466
Premises and equipment expense	$2,612,000	708
Additional noninterest expense	$7,108,000	698
Pre-tax net operating income	$19,298,000	378
Securities gains (losses)	$-34,000	6,307
Applicable income taxes	$6,506,000	331
Income before extraordinary items	$12,758,000	427
Extraordinary gains, net	$0	15
Net income	$12,758,000	426
Minority interest net income	$0	81
Net income of bank and minority interests.	$12,758,000	427
Net charge-offs	$195,000	2,021
Cash dividends	$11,711,000	232
Sale, conversion, retirement of capital stock, net	$634,000	198
Net operating income	$12,780,440	417
2014-06-30 (YTD Data)		Rank
Total interest income	$30,817,000	412
Total interest expense	$2,196,000	665
Net interest income	$28,621,000	397
Provision for loan and lease losses	$0	4,196
Total noninterest income	$2,509,000	1,093
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$969,000	681
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,540,000	1,080
Total noninterest expense	$18,592,000	551
Salaries and employee benefits	$11,912,000	465
Premises and equipment expense	$1,724,000	721
Additional noninterest expense	$4,956,000	672
Pre-tax net operating income	$12,538,000	382
Securities gains (losses)	$-36,000	6,451
Applicable income taxes	$4,287,000	330
Income before extraordinary items	$8,215,000	433
Extraordinary gains, net	$0	20
Net income	$8,215,000	431
Minority interest net income	$0	80
Net income of bank and minority interests.	$8,215,000	433
Net charge-offs	$242,000	1,443
Cash dividends	$9,411,000	198
Sale, conversion, retirement of capital stock, net	$308,000	226
Net operating income	$8,238,760	418
2014-03-31 (YTD Data)		Rank
Total interest income	$15,194,000	417
Total interest expense	$1,091,000	679
Net interest income	$14,103,000	398
Provision for loan and lease losses	$0	3,817
Total noninterest income	$1,261,000	1,050
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$474,000	679
Trading account gains and fees	$0	147
Additional Noninterest Income	$787,000	1,024
Total noninterest expense	$9,419,000	543
Salaries and employee benefits	$5,819,000	475
Premises and equipment expense	$871,000	733
Additional noninterest expense	$2,729,000	605
Pre-tax net operating income	$5,945,000	377
Securities gains (losses)	$63,000	573
Applicable income taxes	$2,058,000	320
Income before extraordinary items	$3,950,000	426
Extraordinary gains, net	$0	16
Net income	$3,950,000	424
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,950,000	426
Net charge-offs	$523,000	484
Cash dividends	$3,726,000	201
Sale, conversion, retirement of capital stock, net	$268,000	149
Net operating income	$3,908,420	412
2013-12-31 (YTD Data)		Rank
Total interest income	$60,955,000	413
Total interest expense	$4,593,000	731
Net interest income	$56,362,000	397
Provision for loan and lease losses	$250,000	2,679
Total noninterest income	$3,863,000	1,350
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,725,000	802
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,138,000	1,436
Total noninterest expense	$38,313,000	541
Salaries and employee benefits	$22,120,000	493
Premises and equipment expense	$3,437,000	712
Additional noninterest expense	$12,756,000	552
Pre-tax net operating income	$21,662,000	414
Securities gains (losses)	$-31,000	6,387
Applicable income taxes	$7,375,000	344
Income before extraordinary items	$14,256,000	479
Extraordinary gains, net	$0	29
Net income	$14,256,000	479
Minority interest net income	$0	90
Net income of bank and minority interests.	$14,256,000	480
Net charge-offs	$678,000	1,678
Cash dividends	$13,991,000	256
Sale, conversion, retirement of capital stock, net	$817,000	235
Net operating income	$14,276,460	466
2013-09-30 (YTD Data)		Rank
Total interest income	$45,411,000	417
Total interest expense	$3,505,000	741
Net interest income	$41,906,000	402
Provision for loan and lease losses	$250,000	2,282
Total noninterest income	$2,815,000	1,405
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,282,000	816
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,533,000	1,529
Total noninterest expense	$28,854,000	542
Salaries and employee benefits	$16,344,000	507
Premises and equipment expense	$2,564,000	716
Additional noninterest expense	$9,946,000	525
Pre-tax net operating income	$15,617,000	432
Securities gains (losses)	$-24,000	6,591
Applicable income taxes	$5,094,000	386
Income before extraordinary items	$10,499,000	496
Extraordinary gains, net	$0	25
Net income	$10,499,000	493
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,499,000	497
Net charge-offs	$-207,000	6,731
Cash dividends	$9,956,000	246
Sale, conversion, retirement of capital stock, net	$579,000	220
Net operating income	$10,515,080	475
2013-06-30 (YTD Data)		Rank
Total interest income	$29,415,000	426
Total interest expense	$2,405,000	743
Net interest income	$27,010,000	413
Provision for loan and lease losses	$250,000	1,852
Total noninterest income	$2,467,000	1,171
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$830,000	829
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,637,000	1,130
Total noninterest expense	$19,661,000	532
Salaries and employee benefits	$10,803,000	508
Premises and equipment expense	$1,709,000	715
Additional noninterest expense	$7,149,000	495
Pre-tax net operating income	$9,566,000	455
Securities gains (losses)	$-24,000	6,743
Applicable income taxes	$3,101,000	412
Income before extraordinary items	$6,441,000	533
Extraordinary gains, net	$0	22
Net income	$6,441,000	533
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,441,000	535
Net charge-offs	$292,000	1,721
Cash dividends	$6,050,000	244
Sale, conversion, retirement of capital stock, net	$315,000	214
Net operating income	$6,457,320	512
2013-03-31 (YTD Data)		Rank
Total interest income	$14,613,000	433
Total interest expense	$1,197,000	775
Net interest income	$13,416,000	417
Provision for loan and lease losses	$250,000	1,141
Total noninterest income	$1,092,000	1,278
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$413,000	820
Trading account gains and fees	$0	148
Additional Noninterest Income	$679,000	1,282
Total noninterest expense	$10,411,000	513
Salaries and employee benefits	$5,479,000	515
Premises and equipment expense	$830,000	749
Additional noninterest expense	$4,102,000	447
Pre-tax net operating income	$3,847,000	539
Securities gains (losses)	$-24,000	6,882
Applicable income taxes	$1,239,000	469
Income before extraordinary items	$2,584,000	634
Extraordinary gains, net	$0	10
Net income	$2,584,000	632
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,584,000	636
Net charge-offs	$283,000	1,098
Cash dividends	$3,400,000	199
Sale, conversion, retirement of capital stock, net	$220,000	148
Net operating income	$2,600,320	600
2012-12-31 (YTD Data)		Rank
Total interest income	$55,920,000	465
Total interest expense	$5,667,000	793
Net interest income	$50,253,000	444
Provision for loan and lease losses	$1,900,000	1,109
Total noninterest income	$4,455,000	1,237
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,631,000	866
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,824,000	1,212
Total noninterest expense	$33,445,000	625
Salaries and employee benefits	$19,576,000	543
Premises and equipment expense	$3,138,000	767
Additional noninterest expense	$10,731,000	670
Pre-tax net operating income	$19,363,000	441
Securities gains (losses)	$0	3,810
Applicable income taxes	$6,354,000	374
Income before extraordinary items	$13,009,000	517
Extraordinary gains, net	$0	29
Net income	$13,009,000	515
Minority interest net income	$0	93
Net income of bank and minority interests.	$13,009,000	517
Net charge-offs	$496,000	2,661
Cash dividends	$6,750,000	443
Sale, conversion, retirement of capital stock, net	$780,000	247
Net operating income	$13,009,000	501
2012-09-30 (YTD Data)		Rank
Total interest income	$42,138,000	465
Total interest expense	$4,428,000	785
Net interest income	$37,710,000	451
Provision for loan and lease losses	$1,900,000	887
Total noninterest income	$3,428,000	1,218
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,233,000	866
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,195,000	1,173
Total noninterest expense	$24,978,000	625
Salaries and employee benefits	$14,721,000	537
Premises and equipment expense	$2,378,000	766
Additional noninterest expense	$7,879,000	665
Pre-tax net operating income	$14,260,000	447
Securities gains (losses)	$0	3,575
Applicable income taxes	$4,725,000	377
Income before extraordinary items	$9,535,000	531
Extraordinary gains, net	$0	20
Net income	$9,535,000	529
Minority interest net income	$0	86
Net income of bank and minority interests.	$9,535,000	531
Net charge-offs	$558,000	2,052
Cash dividends	$3,250,000	517
Sale, conversion, retirement of capital stock, net	$560,000	224
Net operating income	$9,535,000	508
2012-06-30 (YTD Data)		Rank
Total interest income	$28,254,000	472
Total interest expense	$3,070,000	778
Net interest income	$25,184,000	448
Provision for loan and lease losses	$1,900,000	663
Total noninterest income	$2,432,000	1,149
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$816,000	861
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,616,000	1,083
Total noninterest expense	$16,790,000	619
Salaries and employee benefits	$10,001,000	530
Premises and equipment expense	$1,597,000	755
Additional noninterest expense	$5,192,000	667
Pre-tax net operating income	$8,926,000	457
Securities gains (losses)	$0	3,178
Applicable income taxes	$2,926,000	395
Income before extraordinary items	$6,000,000	541
Extraordinary gains, net	$0	19
Net income	$6,000,000	541
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,000,000	541
Net charge-offs	$665,000	1,503
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$341,000	215
Net operating income	$6,000,000	514
2012-03-31 (YTD Data)		Rank
Total interest income	$14,266,000	469
Total interest expense	$1,615,000	764
Net interest income	$12,651,000	450
Provision for loan and lease losses	$1,300,000	500
Total noninterest income	$1,144,000	1,202
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$400,000	870
Trading account gains and fees	$0	148
Additional Noninterest Income	$744,000	1,136
Total noninterest expense	$8,315,000	614
Salaries and employee benefits	$4,913,000	534
Premises and equipment expense	$803,000	749
Additional noninterest expense	$2,599,000	659
Pre-tax net operating income	$4,180,000	485
Securities gains (losses)	$0	2,210
Applicable income taxes	$1,374,000	410
Income before extraordinary items	$2,806,000	559
Extraordinary gains, net	$0	19
Net income	$2,806,000	559
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,806,000	560
Net charge-offs	$412,000	1,228
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$148,000	185
Net operating income	$2,806,000	546
2011-12-31 (YTD Data)		Rank
Total interest income	$59,778,000	457
Total interest expense	$8,479,000	680
Net interest income	$51,299,000	428
Provision for loan and lease losses	$12,900,000	339
Total noninterest income	$2,092,000	1,933
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,646,000	893
Trading account gains and fees	$0	146
Additional Noninterest Income	$446,000	3,285
Total noninterest expense	$33,810,000	592
Salaries and employee benefits	$18,875,000	515
Premises and equipment expense	$3,193,000	775
Additional noninterest expense	$11,742,000	619
Pre-tax net operating income	$6,681,000	908
Securities gains (losses)	$874,000	503
Applicable income taxes	$1,888,000	831
Income before extraordinary items	$5,667,000	884
Extraordinary gains, net	$0	29
Net income	$5,667,000	883
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,667,000	884
Net charge-offs	$14,529,000	328
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$693,000	374
Net operating income	$5,011,500	965
2011-09-30 (YTD Data)		Rank
Total interest income	$44,856,000	458
Total interest expense	$6,770,000	669
Net interest income	$38,086,000	435
Provision for loan and lease losses	$5,900,000	540
Total noninterest income	$1,840,000	1,714
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,203,000	924
Trading account gains and fees	$0	145
Additional Noninterest Income	$637,000	2,345
Total noninterest expense	$25,125,000	601
Salaries and employee benefits	$14,136,000	520
Premises and equipment expense	$2,416,000	781
Additional noninterest expense	$8,573,000	632
Pre-tax net operating income	$8,901,000	553
Securities gains (losses)	$825,000	417
Applicable income taxes	$3,284,000	449
Income before extraordinary items	$6,442,000	626
Extraordinary gains, net	$0	21
Net income	$6,442,000	623
Minority interest net income	$0	87
Net income of bank and minority interests.	$6,442,000	626
Net charge-offs	$7,182,000	464
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$521,000	340
Net operating income	$5,897,500	654
2011-06-30 (YTD Data)		Rank
Total interest income	$29,857,000	471
Total interest expense	$4,674,000	676
Net interest income	$25,183,000	440
Provision for loan and lease losses	$4,150,000	517
Total noninterest income	$1,104,000	1,855
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$785,000	933
Trading account gains and fees	$0	153
Additional Noninterest Income	$319,000	2,774
Total noninterest expense	$16,935,000	601
Salaries and employee benefits	$9,446,000	511
Premises and equipment expense	$1,618,000	783
Additional noninterest expense	$5,871,000	626
Pre-tax net operating income	$5,202,000	610
Securities gains (losses)	$465,000	382
Applicable income taxes	$1,904,000	480
Income before extraordinary items	$3,763,000	692
Extraordinary gains, net	$0	15
Net income	$3,763,000	691
Minority interest net income	$0	89
Net income of bank and minority interests.	$3,763,000	692
Net charge-offs	$5,395,000	436
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$352,000	258
Net operating income	$3,456,100	716
2011-03-31 (YTD Data)		Rank
Total interest income	$15,038,000	472
Total interest expense	$2,429,000	679
Net interest income	$12,609,000	441
Provision for loan and lease losses	$2,150,000	486
Total noninterest income	$317,000	2,739
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$394,000	910
Trading account gains and fees	$0	158
Additional Noninterest Income	$-77,000	7,338
Total noninterest expense	$8,421,000	608
Salaries and employee benefits	$4,667,000	530
Premises and equipment expense	$795,000	823
Additional noninterest expense	$2,959,000	606
Pre-tax net operating income	$2,355,000	678
Securities gains (losses)	$-9,000	7,160
Applicable income taxes	$826,000	520
Income before extraordinary items	$1,520,000	820
Extraordinary gains, net	$0	9
Net income	$1,520,000	818
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,520,000	820
Net charge-offs	$3,493,000	356
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$121,000	252
Net operating income	$1,525,850	799
2010-12-31 (YTD Data)		Rank
Total interest income	$63,418,000	470
Total interest expense	$11,662,000	684
Net interest income	$51,756,000	432
Provision for loan and lease losses	$15,000,000	477
Total noninterest income	$3,934,000	1,287
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,550,000	974
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,384,000	1,245
Total noninterest expense	$31,859,000	641
Salaries and employee benefits	$17,657,000	550
Premises and equipment expense	$3,462,000	740
Additional noninterest expense	$10,740,000	705
Pre-tax net operating income	$8,831,000	607
Securities gains (losses)	$-181,000	7,294
Applicable income taxes	$2,724,000	585
Income before extraordinary items	$5,926,000	749
Extraordinary gains, net	$0	29
Net income	$5,926,000	749
Minority interest net income	$0	111
Net income of bank and minority interests.	$5,926,000	750
Net charge-offs	$11,797,000	535
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$654,000	421
Net operating income	$6,050,890	704
2010-09-30 (YTD Data)		Rank
Total interest income	$47,971,000	465
Total interest expense	$8,896,000	698
Net interest income	$39,075,000	421
Provision for loan and lease losses	$11,750,000	437
Total noninterest income	$2,565,000	1,400
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,127,000	1,040
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,438,000	1,377
Total noninterest expense	$23,290,000	648
Salaries and employee benefits	$13,054,000	545
Premises and equipment expense	$2,439,000	795
Additional noninterest expense	$7,797,000	700
Pre-tax net operating income	$6,600,000	648
Securities gains (losses)	$-181,000	7,467
Applicable income taxes	$1,897,000	613
Income before extraordinary items	$4,522,000	769
Extraordinary gains, net	$0	23
Net income	$4,522,000	767
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,522,000	769
Net charge-offs	$7,348,000	604
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$504,000	367
Net operating income	$4,648,700	709
2010-06-30 (YTD Data)		Rank
Total interest income	$32,111,000	467
Total interest expense	$5,922,000	722
Net interest income	$26,189,000	418
Provision for loan and lease losses	$8,000,000	427
Total noninterest income	$2,212,000	1,147
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$748,000	1,053
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,464,000	992
Total noninterest expense	$16,001,000	632
Salaries and employee benefits	$8,983,000	530
Premises and equipment expense	$1,595,000	819
Additional noninterest expense	$5,423,000	671
Pre-tax net operating income	$4,400,000	633
Securities gains (losses)	$-181,000	7,584
Applicable income taxes	$1,040,000	697
Income before extraordinary items	$3,179,000	706
Extraordinary gains, net	$0	19
Net income	$3,179,000	704
Minority interest net income	$0	105
Net income of bank and minority interests.	$3,179,000	706
Net charge-offs	$3,513,000	724
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$342,000	310
Net operating income	$3,314,750	660
2010-03-31 (YTD Data)		Rank
Total interest income	$16,212,000	477
Total interest expense	$2,978,000	763
Net interest income	$13,234,000	424
Provision for loan and lease losses	$4,250,000	427
Total noninterest income	$1,042,000	1,192
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$368,000	1,067
Trading account gains and fees	$0	175
Additional Noninterest Income	$674,000	1,038
Total noninterest expense	$8,153,000	620
Salaries and employee benefits	$4,788,000	510
Premises and equipment expense	$803,000	838
Additional noninterest expense	$2,562,000	714
Pre-tax net operating income	$1,873,000	717
Securities gains (losses)	$0	2,284
Applicable income taxes	$588,000	628
Income before extraordinary items	$1,285,000	852
Extraordinary gains, net	$0	16
Net income	$1,285,000	855
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,285,000	856
Net charge-offs	$2,760,000	515
Cash dividends	$68,000	2,138
Sale, conversion, retirement of capital stock, net	$132,000	272
Net operating income	$1,285,000	822
2009-12-31 (YTD Data)		Rank
Total interest income	$66,876,000	482
Total interest expense	$12,327,000	960
Net interest income	$54,549,000	400
Provision for loan and lease losses	$36,000,000	322
Total noninterest income	$4,389,000	1,219
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,669,000	1,044
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,720,000	1,106
Total noninterest expense	$30,784,000	679
Salaries and employee benefits	$16,991,000	560
Premises and equipment expense	$3,055,000	884
Additional noninterest expense	$10,738,000	747
Pre-tax net operating income	$-7,846,000	7,396
Securities gains (losses)	$0	3,754
Applicable income taxes	$-3,839,000	7,684
Income before extraordinary items	$-4,007,000	7,156
Extraordinary gains, net	$0	34
Net income	$-4,007,000	7,156
Minority interest net income	$0	115
Net income of bank and minority interests.	$-4,007,000	7,155
Net charge-offs	$33,613,000	265
Cash dividends	$2,900,000	611
Sale, conversion, retirement of capital stock, net	$45,050,000	28
Net operating income	$-4,007,000	7,159
2009-09-30 (YTD Data)		Rank
Total interest income	$49,796,000	506
Total interest expense	$9,161,000	1,025
Net interest income	$40,635,000	411
Provision for loan and lease losses	$29,000,000	305
Total noninterest income	$3,312,000	1,223
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,265,000	1,031
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,047,000	1,124
Total noninterest expense	$23,444,000	673
Salaries and employee benefits	$12,908,000	572
Premises and equipment expense	$2,301,000	888
Additional noninterest expense	$8,235,000	695
Pre-tax net operating income	$-8,497,000	7,692
Securities gains (losses)	$0	3,497
Applicable income taxes	$-4,225,000	7,879
Income before extraordinary items	$-4,272,000	7,514
Extraordinary gains, net	$0	27
Net income	$-4,272,000	7,514
Minority interest net income	$0	118
Net income of bank and minority interests.	$-4,272,000	7,514
Net charge-offs	$21,631,000	281
Cash dividends	$2,802,000	455
Sale, conversion, retirement of capital stock, net	$9,916,000	80
Net operating income	$-4,272,000	7,520
2009-06-30 (YTD Data)		Rank
Total interest income	$32,814,000	531
Total interest expense	$6,024,000	1,098
Net interest income	$26,790,000	414
Provision for loan and lease losses	$20,700,000	284
Total noninterest income	$2,206,000	1,242
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$844,000	1,004
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,362,000	1,170
Total noninterest expense	$16,554,000	648
Salaries and employee benefits	$9,098,000	552
Premises and equipment expense	$1,596,000	881
Additional noninterest expense	$5,860,000	662
Pre-tax net operating income	$-8,258,000	7,874
Securities gains (losses)	$0	3,136
Applicable income taxes	$-3,459,000	7,993
Income before extraordinary items	$-4,799,000	7,790
Extraordinary gains, net	$0	21
Net income	$-4,799,000	7,789
Minority interest net income	$0	112
Net income of bank and minority interests.	$-4,799,000	7,789
Net charge-offs	$13,000,000	312
Cash dividends	$2,087,000	426
Sale, conversion, retirement of capital stock, net	$9,810,000	59
Net operating income	$-4,799,000	7,800
2009-03-31 (YTD Data)		Rank
Total interest income	$16,259,000	545
Total interest expense	$2,982,000	1,146
Net interest income	$13,277,000	412
Provision for loan and lease losses	$1,500,000	913
Total noninterest income	$1,014,000	1,269
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$419,000	986
Trading account gains and fees	$0	171
Additional Noninterest Income	$595,000	1,240
Total noninterest expense	$7,981,000	642
Salaries and employee benefits	$4,871,000	522
Premises and equipment expense	$767,000	928
Additional noninterest expense	$2,343,000	726
Pre-tax net operating income	$4,810,000	260
Securities gains (losses)	$0	2,434
Applicable income taxes	$1,675,000	240
Income before extraordinary items	$3,135,000	315
Extraordinary gains, net	$0	15
Net income	$3,135,000	316
Minority interest net income	$0	102
Net income of bank and minority interests.	$3,135,000	317
Net charge-offs	$1,282,000	824
Cash dividends	$717,000	631
Sale, conversion, retirement of capital stock, net	$9,583,000	27
Net operating income	$3,135,000	291
2008-12-31 (YTD Data)		Rank
Total interest income	$65,946,000	563
Total interest expense	$16,176,000	993
Net interest income	$49,770,000	452
Provision for loan and lease losses	$3,600,000	1,235
Total noninterest income	$4,248,000	1,218
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,467,000	1,229
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,781,000	1,024
Total noninterest expense	$29,292,000	679
Salaries and employee benefits	$18,089,000	531
Premises and equipment expense	$3,154,000	877
Additional noninterest expense	$8,049,000	821
Pre-tax net operating income	$21,126,000	269
Securities gains (losses)	$0	3,220
Applicable income taxes	$7,439,000	228
Income before extraordinary items	$13,687,000	298
Extraordinary gains, net	$0	39
Net income	$13,687,000	298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,295,000	1,696
Cash dividends	$4,326,000	642
Sale, conversion, retirement of capital stock, net	$606,000	510
Net operating income	$13,687,000	306
2008-09-30 (YTD Data)		Rank
Total interest income	$49,401,000	593
Total interest expense	$12,951,000	961
Net interest income	$36,450,000	471
Provision for loan and lease losses	$2,550,000	1,007
Total noninterest income	$3,209,000	1,245
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,057,000	1,283
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,152,000	1,048
Total noninterest expense	$21,943,000	670
Salaries and employee benefits	$13,705,000	542
Premises and equipment expense	$2,383,000	872
Additional noninterest expense	$5,855,000	794
Pre-tax net operating income	$15,166,000	348
Securities gains (losses)	$0	3,106
Applicable income taxes	$5,521,000	294
Income before extraordinary items	$9,645,000	385
Extraordinary gains, net	$0	31
Net income	$9,645,000	384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$553,000	1,856
Cash dividends	$3,907,000	580
Sale, conversion, retirement of capital stock, net	$478,000	390
Net operating income	$9,645,000	402
2008-06-30 (YTD Data)		Rank
Total interest income	$32,721,000	602
Total interest expense	$8,700,000	993
Net interest income	$24,021,000	474
Provision for loan and lease losses	$1,500,000	949
Total noninterest income	$2,166,000	1,243
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$688,000	1,290
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,478,000	1,071
Total noninterest expense	$14,501,000	668
Salaries and employee benefits	$9,035,000	553
Premises and equipment expense	$1,576,000	880
Additional noninterest expense	$3,890,000	778
Pre-tax net operating income	$10,186,000	362
Securities gains (losses)	$0	3,233
Applicable income taxes	$3,738,000	328
Income before extraordinary items	$6,448,000	437
Extraordinary gains, net	$0	21
Net income	$6,448,000	436
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$279,000	1,865
Cash dividends	$2,638,000	616
Sale, conversion, retirement of capital stock, net	$334,000	317
Net operating income	$6,448,000	421
2008-03-31 (YTD Data)		Rank
Total interest income	$16,505,000	617
Total interest expense	$4,769,000	965
Net interest income	$11,736,000	477
Provision for loan and lease losses	$575,000	933
Total noninterest income	$1,008,000	1,327
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$342,000	1,284
Trading account gains and fees	$0	158
Additional Noninterest Income	$666,000	1,161
Total noninterest expense	$7,107,000	674
Salaries and employee benefits	$4,351,000	581
Premises and equipment expense	$809,000	856
Additional noninterest expense	$1,947,000	744
Pre-tax net operating income	$5,062,000	399
Securities gains (losses)	$0	2,688
Applicable income taxes	$1,811,000	372
Income before extraordinary items	$3,251,000	461
Extraordinary gains, net	$0	15
Net income	$3,251,000	462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	1,764
Cash dividends	$1,366,000	571
Sale, conversion, retirement of capital stock, net	$190,000	220
Net operating income	$3,251,000	442
2007-12-31 (YTD Data)		Rank
Total interest income	$69,166,000	613
Total interest expense	$25,231,000	778
Net interest income	$43,935,000	515
Provision for loan and lease losses	$725,000	1,803
Total noninterest income	$3,904,000	1,327
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,169,000	1,539
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,735,000	1,082
Total noninterest expense	$25,605,000	728
Salaries and employee benefits	$15,667,000	615
Premises and equipment expense	$2,616,000	997
Additional noninterest expense	$7,322,000	789
Pre-tax net operating income	$21,509,000	438
Securities gains (losses)	$0	2,146
Applicable income taxes	$7,830,000	394
Income before extraordinary items	$13,679,000	485
Extraordinary gains, net	$0	39
Net income	$13,679,000	482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$334,000	2,153
Cash dividends	$2,610,000	1,327
Sale, conversion, retirement of capital stock, net	$551,000	519
Net operating income	$13,679,000	481
2007-09-30 (YTD Data)		Rank
Total interest income	$51,817,000	614
Total interest expense	$19,203,000	768
Net interest income	$32,614,000	523
Provision for loan and lease losses	$450,000	1,697
Total noninterest income	$2,879,000	1,349
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$854,000	1,544
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,025,000	1,100
Total noninterest expense	$19,080,000	726
Salaries and employee benefits	$11,773,000	616
Premises and equipment expense	$1,847,000	1,070
Additional noninterest expense	$5,460,000	775
Pre-tax net operating income	$15,963,000	473
Securities gains (losses)	$0	1,655
Applicable income taxes	$5,781,000	431
Income before extraordinary items	$10,182,000	530
Extraordinary gains, net	$0	33
Net income	$10,182,000	528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,320
Cash dividends	$2,160,000	1,147
Sale, conversion, retirement of capital stock, net	$428,000	434
Net operating income	$10,182,000	527
2007-06-30 (YTD Data)		Rank
Total interest income	$34,398,000	631
Total interest expense	$12,890,000	763
Net interest income	$21,508,000	539
Provision for loan and lease losses	$325,000	1,448
Total noninterest income	$1,887,000	1,385
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$571,000	1,536
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,316,000	1,155
Total noninterest expense	$12,741,000	744
Salaries and employee benefits	$7,835,000	629
Premises and equipment expense	$1,223,000	1,092
Additional noninterest expense	$3,683,000	774
Pre-tax net operating income	$10,329,000	518
Securities gains (losses)	$0	1,444
Applicable income taxes	$3,751,000	471
Income before extraordinary items	$6,578,000	571
Extraordinary gains, net	$0	29
Net income	$6,578,000	570
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,113
Cash dividends	$1,300,000	1,244
Sale, conversion, retirement of capital stock, net	$284,000	385
Net operating income	$6,578,000	563
2007-03-31 (YTD Data)		Rank
Total interest income	$16,647,000	636
Total interest expense	$6,204,000	785
Net interest income	$10,443,000	555
Provision for loan and lease losses	$200,000	1,154
Total noninterest income	$944,000	1,364
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$278,000	1,542
Trading account gains and fees	$0	195
Additional Noninterest Income	$666,000	1,113
Total noninterest expense	$6,299,000	746
Salaries and employee benefits	$4,015,000	618
Premises and equipment expense	$606,000	1,104
Additional noninterest expense	$1,678,000	818
Pre-tax net operating income	$4,888,000	533
Securities gains (losses)	$0	1,187
Applicable income taxes	$1,713,000	494
Income before extraordinary items	$3,175,000	586
Extraordinary gains, net	$0	22
Net income	$3,175,000	586
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,299
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$140,000	290
Net operating income	$3,175,000	572
2006-12-31 (YTD Data)		Rank
Total interest income	$61,972,000	633
Total interest expense	$21,405,000	783
Net interest income	$40,567,000	572
Provision for loan and lease losses	$600,000	1,606
Total noninterest income	$4,347,000	1,224
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,151,000	1,544
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,196,000	952
Total noninterest expense	$23,478,000	752
Salaries and employee benefits	$14,578,000	646
Premises and equipment expense	$2,556,000	980
Additional noninterest expense	$6,344,000	844
Pre-tax net operating income	$20,836,000	523
Securities gains (losses)	$0	1,687
Applicable income taxes	$7,412,000	477
Income before extraordinary items	$13,424,000	573
Extraordinary gains, net	$0	51
Net income	$13,424,000	572
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	3,052
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$586,000	574
Net operating income	$13,424,000	566
2006-09-30 (YTD Data)		Rank
Total interest income	$45,229,000	657
Total interest expense	$15,394,000	795
Net interest income	$29,835,000	595
Provision for loan and lease losses	$600,000	1,201
Total noninterest income	$3,323,000	1,211
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$858,000	1,555
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,465,000	948
Total noninterest expense	$16,957,000	791
Salaries and employee benefits	$10,603,000	672
Premises and equipment expense	$1,910,000	996
Additional noninterest expense	$4,444,000	898
Pre-tax net operating income	$15,601,000	540
Securities gains (losses)	$0	1,388
Applicable income taxes	$5,457,000	506
Income before extraordinary items	$10,144,000	596
Extraordinary gains, net	$0	45
Net income	$10,144,000	596
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-41,000	8,298
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$429,000	474
Net operating income	$10,144,000	585
2006-06-30 (YTD Data)		Rank
Total interest income	$29,167,000	665
Total interest expense	$9,658,000	799
Net interest income	$19,509,000	603
Provision for loan and lease losses	$450,000	1,060
Total noninterest income	$1,978,000	1,321
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$583,000	1,527
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,395,000	1,069
Total noninterest expense	$10,929,000	821
Salaries and employee benefits	$6,748,000	704
Premises and equipment expense	$1,277,000	991
Additional noninterest expense	$2,904,000	926
Pre-tax net operating income	$10,108,000	556
Securities gains (losses)	$0	1,185
Applicable income taxes	$3,606,000	510
Income before extraordinary items	$6,502,000	619
Extraordinary gains, net	$0	39
Net income	$6,502,000	617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,675
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$285,000	389
Net operating income	$6,502,000	605
2006-03-31 (YTD Data)		Rank
Total interest income	$14,002,000	674
Total interest expense	$4,515,000	819
Net interest income	$9,487,000	610
Provision for loan and lease losses	$250,000	918
Total noninterest income	$932,000	1,353
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$289,000	1,475
Trading account gains and fees	$0	115
Additional Noninterest Income	$643,000	1,115
Total noninterest expense	$5,289,000	842
Salaries and employee benefits	$3,248,000	734
Premises and equipment expense	$611,000	1,038
Additional noninterest expense	$1,430,000	933
Pre-tax net operating income	$4,880,000	561
Securities gains (losses)	$0	955
Applicable income taxes	$1,746,000	515
Income before extraordinary items	$3,134,000	630
Extraordinary gains, net	$0	21
Net income	$3,134,000	629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-46,000	8,478
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$3,134,000	617
2005-12-31 (YTD Data)		Rank
Total interest income	$39,593,000	822
Total interest expense	$9,305,000	1,216
Net interest income	$30,288,000	693
Provision for loan and lease losses	$1,100,000	961
Total noninterest income	$4,071,000	1,257
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,196,000	1,464
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,875,000	1,050
Total noninterest expense	$17,702,000	962
Salaries and employee benefits	$11,198,000	808
Premises and equipment expense	$1,813,000	1,359
Additional noninterest expense	$4,691,000	1,090
Pre-tax net operating income	$15,557,000	659
Securities gains (losses)	$-11,000	7,567
Applicable income taxes	$5,510,000	598
Income before extraordinary items	$10,036,000	725
Extraordinary gains, net	$0	46
Net income	$10,036,000	727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$513,000	1,149
Cash dividends	$17,695,000	265
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$10,043,150	714
2005-09-30 (YTD Data)		Rank
Total interest income	$27,896,000	852
Total interest expense	$6,203,000	1,289
Net interest income	$21,693,000	712
Provision for loan and lease losses	$800,000	940
Total noninterest income	$3,106,000	1,253
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$899,000	1,445
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,207,000	1,044
Total noninterest expense	$12,637,000	1,003
Salaries and employee benefits	$8,016,000	847
Premises and equipment expense	$1,318,000	1,386
Additional noninterest expense	$3,303,000	1,145
Pre-tax net operating income	$11,362,000	663
Securities gains (losses)	$-11,000	7,939
Applicable income taxes	$4,239,000	592
Income before extraordinary items	$7,112,000	758
Extraordinary gains, net	$0	35
Net income	$7,112,000	759
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$433,000	931
Cash dividends	$1,155,000	1,618
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$7,119,040	739
2005-06-30 (YTD Data)		Rank
Total interest income	$18,105,000	851
Total interest expense	$3,880,000	1,300
Net interest income	$14,225,000	717
Provision for loan and lease losses	$550,000	895
Total noninterest income	$2,078,000	1,232
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$612,000	1,387
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,466,000	1,026
Total noninterest expense	$8,574,000	977
Salaries and employee benefits	$5,345,000	834
Premises and equipment expense	$866,000	1,397
Additional noninterest expense	$2,363,000	1,062
Pre-tax net operating income	$7,179,000	677
Securities gains (losses)	$0	2,146
Applicable income taxes	$2,692,000	606
Income before extraordinary items	$4,487,000	792
Extraordinary gains, net	$0	30
Net income	$4,487,000	792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$268,000	973
Cash dividends	$480,000	2,273
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$4,487,000	770
2005-03-31 (YTD Data)		Rank
Total interest income	$8,673,000	875
Total interest expense	$1,769,000	1,352
Net interest income	$6,904,000	735
Provision for loan and lease losses	$225,000	1,003
Total noninterest income	$967,000	1,278
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$309,000	1,329
Trading account gains and fees	$0	115
Additional Noninterest Income	$658,000	1,094
Total noninterest expense	$4,277,000	976
Salaries and employee benefits	$2,668,000	831
Premises and equipment expense	$422,000	1,438
Additional noninterest expense	$1,187,000	1,037
Pre-tax net operating income	$3,369,000	723
Securities gains (losses)	$0	1,685
Applicable income taxes	$1,271,000	641
Income before extraordinary items	$2,098,000	835
Extraordinary gains, net	$0	24
Net income	$2,098,000	836
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	1,427
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$2,098,000	815
2004-12-31 (YTD Data)		Rank
Total interest income	$29,425,000	959
Total interest expense	$4,473,000	1,816
Net interest income	$24,952,000	793
Provision for loan and lease losses	$500,000	1,952
Total noninterest income	$4,439,000	1,181
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,434,000	1,246
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,005,000	983
Total noninterest expense	$15,807,000	1,023
Salaries and employee benefits	$9,964,000	861
Premises and equipment expense	$1,587,000	1,451
Additional noninterest expense	$4,256,000	1,158
Pre-tax net operating income	$13,084,000	692
Securities gains (losses)	$-13,000	8,295
Applicable income taxes	$5,002,000	604
Income before extraordinary items	$8,069,000	819
Extraordinary gains, net	$0	34
Net income	$8,069,000	819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$319,000	1,903
Cash dividends	$1,280,000	1,941
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$8,077,320	791
2004-09-30 (YTD Data)		Rank
Total interest income	$21,190,000	984
Total interest expense	$3,132,000	1,911
Net interest income	$18,058,000	823
Provision for loan and lease losses	$300,000	2,260
Total noninterest income	$3,341,000	1,197
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,094,000	1,230
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,247,000	989
Total noninterest expense	$11,672,000	1,037
Salaries and employee benefits	$7,245,000	887
Premises and equipment expense	$1,209,000	1,430
Additional noninterest expense	$3,218,000	1,145
Pre-tax net operating income	$9,427,000	723
Securities gains (losses)	$-13,000	8,560
Applicable income taxes	$3,549,000	637
Income before extraordinary items	$5,865,000	851
Extraordinary gains, net	$0	26
Net income	$5,865,000	852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$246,000	1,636
Cash dividends	$980,000	1,750
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$5,873,320	814
2004-06-30 (YTD Data)		Rank
Total interest income	$13,698,000	1,002
Total interest expense	$2,032,000	1,943
Net interest income	$11,666,000	839
Provision for loan and lease losses	$175,000	2,464
Total noninterest income	$2,217,000	1,186
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$749,000	1,180
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,468,000	1,012
Total noninterest expense	$7,653,000	1,045
Salaries and employee benefits	$4,712,000	910
Premises and equipment expense	$794,000	1,454
Additional noninterest expense	$2,147,000	1,142
Pre-tax net operating income	$6,055,000	738
Securities gains (losses)	$-13,000	8,727
Applicable income taxes	$2,273,000	653
Income before extraordinary items	$3,769,000	870
Extraordinary gains, net	$0	21
Net income	$3,769,000	870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$270,000	1,118
Cash dividends	$690,000	1,723
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$3,777,320	828
2004-03-31 (YTD Data)		Rank
Total interest income	$6,715,000	1,033
Total interest expense	$1,020,000	1,957
Net interest income	$5,695,000	871
Provision for loan and lease losses	$100,000	2,105
Total noninterest income	$1,069,000	1,199
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$379,000	1,132
Trading account gains and fees	$0	121
Additional Noninterest Income	$690,000	1,024
Total noninterest expense	$3,805,000	1,067
Salaries and employee benefits	$2,360,000	919
Premises and equipment expense	$385,000	1,527
Additional noninterest expense	$1,060,000	1,136
Pre-tax net operating income	$2,859,000	768
Securities gains (losses)	$0	2,934
Applicable income taxes	$1,070,000	696
Income before extraordinary items	$1,789,000	912
Extraordinary gains, net	$0	16
Net income	$1,789,000	912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	1,713
Cash dividends	$440,000	1,356
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,789,000	864
2003-12-31 (YTD Data)		Rank
Total interest income	$26,529,000	1,064
Total interest expense	$4,309,000	2,069
Net interest income	$22,220,000	874
Provision for loan and lease losses	$900,000	1,310
Total noninterest income	$4,911,000	1,150
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,569,000	1,102
Trading account gains and fees	$0	160
Additional Noninterest Income	$3,342,000	1,006
Total noninterest expense	$14,980,000	1,089
Salaries and employee benefits	$8,854,000	969
Premises and equipment expense	$1,575,000	1,436
Additional noninterest expense	$4,551,000	1,117
Pre-tax net operating income	$11,251,000	774
Securities gains (losses)	$0	4,500
Applicable income taxes	$4,305,000	698
Income before extraordinary items	$6,946,000	930
Extraordinary gains, net	$0	54
Net income	$6,946,000	932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$268,000	2,413
Cash dividends	$1,625,000	1,631
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$6,946,000	873
2003-09-30 (YTD Data)		Rank
Total interest income	$19,720,000	1,101
Total interest expense	$3,260,000	2,134
Net interest income	$16,460,000	891
Provision for loan and lease losses	$800,000	1,077
Total noninterest income	$4,452,000	1,020
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,167,000	1,112
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,285,000	871
Total noninterest expense	$11,817,000	1,043
Salaries and employee benefits	$6,646,000	978
Premises and equipment expense	$1,168,000	1,474
Additional noninterest expense	$4,003,000	954
Pre-tax net operating income	$8,295,000	817
Securities gains (losses)	$0	4,204
Applicable income taxes	$3,131,000	742
Income before extraordinary items	$5,164,000	972
Extraordinary gains, net	$0	40
Net income	$5,164,000	972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	3,161
Cash dividends	$1,300,000	1,431
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$5,164,000	909
2003-06-30 (YTD Data)		Rank
Total interest income	$13,219,000	1,101
Total interest expense	$2,195,000	2,177
Net interest income	$11,024,000	894
Provision for loan and lease losses	$800,000	760
Total noninterest income	$2,737,000	1,075
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$760,000	1,119
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,977,000	920
Total noninterest expense	$7,689,000	1,060
Salaries and employee benefits	$4,398,000	986
Premises and equipment expense	$754,000	1,518
Additional noninterest expense	$2,537,000	996
Pre-tax net operating income	$5,272,000	849
Securities gains (losses)	$0	3,782
Applicable income taxes	$1,989,000	769
Income before extraordinary items	$3,283,000	1,019
Extraordinary gains, net	$0	30
Net income	$3,283,000	1,020
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-138,000	9,168
Cash dividends	$900,000	1,425
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$3,283,000	941
2003-03-31 (YTD Data)		Rank
Total interest income	$6,477,000	1,136
Total interest expense	$1,093,000	2,233
Net interest income	$5,384,000	907
Provision for loan and lease losses	$600,000	538
Total noninterest income	$1,518,000	961
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$358,000	1,157
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,160,000	807
Total noninterest expense	$3,910,000	1,037
Salaries and employee benefits	$2,238,000	965
Premises and equipment expense	$371,000	1,546
Additional noninterest expense	$1,301,000	944
Pre-tax net operating income	$2,392,000	933
Securities gains (losses)	$0	2,891
Applicable income taxes	$903,000	868
Income before extraordinary items	$1,489,000	1,122
Extraordinary gains, net	$0	21
Net income	$1,489,000	1,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,227
Cash dividends	$450,000	1,323
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,489,000	1,035
2002-12-31 (YTD Data)		Rank
Total interest income	$24,219,000	1,267
Total interest expense	$4,537,000	2,457
Net interest income	$19,682,000	986
Provision for loan and lease losses	$5,660,000	351
Total noninterest income	$6,096,000	890
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,319,000	1,223
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,777,000	715
Total noninterest expense	$14,482,000	1,076
Salaries and employee benefits	$7,529,000	1,058
Premises and equipment expense	$1,292,000	1,705
Additional noninterest expense	$5,661,000	886
Pre-tax net operating income	$5,636,000	1,472
Securities gains (losses)	$149,000	1,395
Applicable income taxes	$2,239,000	1,176
Income before extraordinary items	$3,546,000	1,689
Extraordinary gains, net	$0	70
Net income	$3,546,000	1,688
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,675,000	340
Cash dividends	$1,405,000	1,717
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,450,640	1,682
2001-12-31 (YTD Data)		Rank
Total interest income	$25,277,000	1,344
Total interest expense	$6,759,000	2,371
Net interest income	$18,518,000	970
Provision for loan and lease losses	$1,455,000	936
Total noninterest income	$4,599,000	1,064
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,106,000	1,358
Trading account gains and fees	$0	177
Additional Noninterest Income	$3,493,000	843
Total noninterest expense	$12,415,000	1,183
Salaries and employee benefits	$6,764,000	1,097
Premises and equipment expense	$1,223,000	1,770
Additional noninterest expense	$4,428,000	1,076
Pre-tax net operating income	$9,247,000	825
Securities gains (losses)	$251,000	1,020
Applicable income taxes	$3,657,000	706
Income before extraordinary items	$5,841,000	940
Extraordinary gains, net	$0	105
Net income	$5,841,000	940
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$186,000	2,993
Cash dividends	$1,995,000	1,347
Sale, conversion, retirement of capital stock, net	$24,000	803
Net operating income	$5,680,360	930
2000-12-31 (YTD Data)		Rank
Total interest income	$26,435,000	1,334
Total interest expense	$9,176,000	1,877
Net interest income	$17,259,000	1,011
Provision for loan and lease losses	$1,340,000	835
Total noninterest income	$3,905,000	1,088
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,017,000	1,335
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,888,000	881
Total noninterest expense	$11,815,000	1,180
Salaries and employee benefits	$6,175,000	1,146
Premises and equipment expense	$1,128,000	1,855
Additional noninterest expense	$4,512,000	1,045
Pre-tax net operating income	$8,009,000	969
Securities gains (losses)	$-24,000	8,832
Applicable income taxes	$3,081,000	810
Income before extraordinary items	$4,904,000	1,084
Extraordinary gains, net	$0	38
Net income	$4,904,000	1,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,639,000	533
Cash dividends	$2,180,000	1,265
Sale, conversion, retirement of capital stock, net	$13,000	882
Net operating income	$4,919,360	1,083
1999-12-31 (YTD Data)		Rank
Total interest income	$22,623,000	1,444
Total interest expense	$6,643,000	2,221
Net interest income	$15,980,000	1,098
Provision for loan and lease losses	$735,000	1,263
Total noninterest income	$4,134,000	1,066
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$977,000	1,340
Trading account gains and fees	$0	173
Additional Noninterest Income	$3,157,000	862
Total noninterest expense	$10,661,000	1,296
Salaries and employee benefits	$5,638,000	1,223
Premises and equipment expense	$1,208,000	1,695
Additional noninterest expense	$3,815,000	1,209
Pre-tax net operating income	$8,718,000	928
Securities gains (losses)	$30,000	1,197
Applicable income taxes	$3,343,000	800
Income before extraordinary items	$5,405,000	1,023
Extraordinary gains, net	$0	35
Net income	$5,405,000	1,023
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$357,000	1,587
Cash dividends	$5,142,000	640
Sale, conversion, retirement of capital stock, net	$257,000	691
Net operating income	$5,385,800	1,012
1998-12-31 (YTD Data)		Rank
Total interest income	$19,842,000	1,638
Total interest expense	$5,961,000	2,539
Net interest income	$13,881,000	1,221
Provision for loan and lease losses	$810,000	1,168
Total noninterest income	$4,031,000	1,082
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$819,000	1,544
Trading account gains and fees	$0	224
Additional Noninterest Income	$3,212,000	864
Total noninterest expense	$9,350,000	1,410
Salaries and employee benefits	$5,002,000	1,315
Premises and equipment expense	$1,057,000	1,867
Additional noninterest expense	$3,291,000	1,337
Pre-tax net operating income	$7,752,000	992
Securities gains (losses)	$6,000	3,324
Applicable income taxes	$2,985,000	873
Income before extraordinary items	$4,773,000	1,134
Extraordinary gains, net	$0	32
Net income	$4,773,000	1,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$244,000	2,139
Cash dividends	$1,149,000	2,026
Sale, conversion, retirement of capital stock, net	$1,446,000	427
Net operating income	$4,769,160	1,099
1997-12-31 (YTD Data)		Rank
Total interest income	$18,139,000	1,824
Total interest expense	$5,307,000	2,821
Net interest income	$12,832,000	1,357
Provision for loan and lease losses	$730,000	1,282
Total noninterest income	$2,595,000	1,442
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$690,000	1,889
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,905,000	1,136
Total noninterest expense	$8,030,000	1,634
Salaries and employee benefits	$4,483,000	1,458
Premises and equipment expense	$979,000	2,028
Additional noninterest expense	$2,568,000	1,656
Pre-tax net operating income	$6,667,000	1,183
Securities gains (losses)	$-19,000	10,340
Applicable income taxes	$2,431,000	1,117
Income before extraordinary items	$4,217,000	1,295
Extraordinary gains, net	$0	44
Net income	$4,217,000	1,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	2,774
Cash dividends	$976,000	2,245
Sale, conversion, retirement of capital stock, net	$1,531,000	402
Net operating income	$4,229,160	1,256
1996-12-31 (YTD Data)		Rank
Total interest income	$14,338,000	2,332
Total interest expense	$4,072,000	3,650
Net interest income	$10,266,000	1,720
Provision for loan and lease losses	$290,000	2,650
Total noninterest income	$2,198,000	1,702
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$565,000	2,410
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,633,000	1,333
Total noninterest expense	$6,736,000	2,067
Salaries and employee benefits	$3,571,000	1,849
Premises and equipment expense	$837,000	2,350
Additional noninterest expense	$2,328,000	2,149
Pre-tax net operating income	$5,438,000	1,311
Securities gains (losses)	$-21,000	10,654
Applicable income taxes	$2,074,000	1,191
Income before extraordinary items	$3,343,000	1,477
Extraordinary gains, net	$0	53
Net income	$3,343,000	1,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	3,201
Cash dividends	$863,000	2,373
Sale, conversion, retirement of capital stock, net	$423,000	489
Net operating income	$3,356,440	1,432
1995-12-31 (YTD Data)		Rank
Total interest income	$11,371,000	2,931
Total interest expense	$3,076,000	4,649
Net interest income	$8,295,000	2,172
Provision for loan and lease losses	$210,000	2,900
Total noninterest income	$2,109,000	1,757
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$506,000	2,688
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,603,000	1,327
Total noninterest expense	$5,501,000	2,470
Salaries and employee benefits	$2,935,000	2,249
Premises and equipment expense	$647,000	3,015
Additional noninterest expense	$1,919,000	2,491
Pre-tax net operating income	$4,693,000	1,581
Securities gains (losses)	$-33,000	10,904
Applicable income taxes	$1,656,000	1,506
Income before extraordinary items	$3,004,000	1,695
Extraordinary gains, net	$0	65
Net income	$3,004,000	1,694
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	3,152
Cash dividends	$678,000	2,715
Sale, conversion, retirement of capital stock, net	$233,000	464
Net operating income	$3,025,120	1,659
1994-12-31 (YTD Data)		Rank
Total interest income	$9,136,000	3,288
Total interest expense	$2,135,000	5,309
Net interest income	$7,001,000	2,577
Provision for loan and lease losses	$140,000	3,750
Total noninterest income	$1,984,000	1,842
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$426,000	3,189
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,558,000	1,343
Total noninterest expense	$4,659,000	2,964
Salaries and employee benefits	$2,561,000	2,598
Premises and equipment expense	$447,000	4,175
Additional noninterest expense	$1,651,000	3,043
Pre-tax net operating income	$4,186,000	1,700
Securities gains (losses)	$-14,000	10,078
Applicable income taxes	$1,428,000	1,622
Income before extraordinary items	$2,744,000	1,776
Extraordinary gains, net	$0	249
Net income	$2,744,000	1,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	3,250
Cash dividends	$661,000	2,627
Sale, conversion, retirement of capital stock, net	$610,000	513
Net operating income	$2,753,240	1,778
1993-12-31 (YTD Data)		Rank
Total interest income	$6,714,000	4,480
Total interest expense	$1,480,000	7,273
Net interest income	$5,234,000	3,421
Provision for loan and lease losses	$280,000	3,154
Total noninterest income	$2,602,000	1,627
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$430,000	3,226
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,172,000	1,186
Total noninterest expense	$4,045,000	3,455
Salaries and employee benefits	$2,223,000	2,950
Premises and equipment expense	$310,000	5,690
Additional noninterest expense	$1,512,000	3,483
Pre-tax net operating income	$3,511,000	1,941
Securities gains (losses)	$11,000	5,374
Applicable income taxes	$1,266,000	1,843
Income before extraordinary items	$2,256,000	2,214
Extraordinary gains, net	$0	3,149
Net income	$2,256,000	2,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	6,216
Cash dividends	$541,000	2,894
Sale, conversion, retirement of capital stock, net	$651,000	549
Net operating income	$2,248,960	2,095
1992-12-31 (YTD Data)		Rank
Total interest income	$5,767,000	5,672
Total interest expense	$1,683,000	7,944
Net interest income	$4,084,000	4,360
Provision for loan and lease losses	$180,000	5,503
Total noninterest income	$1,238,000	2,796
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$385,000	3,611
Trading account gains and fees	NA	NA
Additional Noninterest Income	$853,000	2,226
Total noninterest expense	$2,986,000	4,556
Salaries and employee benefits	$1,642,000	3,905
Premises and equipment expense	$243,000	6,920
Additional noninterest expense	$1,101,000	4,685
Pre-tax net operating income	$2,156,000	2,886
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$765,000	2,721
Income before extraordinary items	$1,392,000	3,297
Extraordinary gains, net	$0	1,422
Net income	$1,392,000	3,338
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	6,201
Cash dividends	$324,000	3,831
Sale, conversion, retirement of capital stock, net	$335,000	632
Net operating income	$1,391,350	3,060

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.