Home > Pacific Continental Bank > Net charge- offs to loans
Pacific Continental Bank, Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1983% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 2,173 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 4,414 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,712 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0099% | 4,442 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2064% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 3,778 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2710% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5882% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5190% | 1,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5190% | 1,401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2507% | 814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,596 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0101% | 4,483 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3653% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 3,815 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4735% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7209% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2862% | 2,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2862% | 1,928 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1574% | 1,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 986 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,625 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,756 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0103% | 4,528 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9117% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0296% | 3,977 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1743% | 72 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3868% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 3,689 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 5,031 |
| Percentage Net Loans Charged-off:Construction & development | -0.1204% | 4,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0113% | 4,567 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0816% | 5,467 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2789% | 4,304 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0388% | 5,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0927% | 1,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2386% | 2,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2386% | 2,485 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 3,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 5,121 |
| Percentage Net Loans Charged-off:Construction & development | -0.1694% | 5,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0115% | 4,602 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0897% | 5,535 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2665% | 4,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0527% | 5,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1382% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0893% | 2,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0893% | 2,836 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0426% | 5,294 |
| Percentage Net Loans Charged-off:Construction & development | -0.2875% | 5,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0120% | 4,634 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1139% | 5,665 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2672% | 4,368 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0824% | 5,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2258% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1348% | 2,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1348% | 2,392 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0141% | 4,686 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 4,666 |
| Percentage Net Loans Charged-off:Construction & development | -0.0299% | 4,914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0120% | 4,671 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0528% | 5,493 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2811% | 4,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0259% | 4,512 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1373% | 5,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1373% | 5,089 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 4,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 4,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0022% | 795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 1,607 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 4,702 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1113% | 5,802 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1468% | 4,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1051% | 5,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0150% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1772% | 5,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1772% | 5,521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 3,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 4,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0092% | 664 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 1,317 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0064% | 4,747 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1261% | 5,884 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1006% | 4,394 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1304% | 5,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0664% | 1,750 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5017% | 5,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5017% | 5,824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 3,090 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,774 |
| Percentage Net Loans Charged-off:Construction & development | -0.0196% | 4,907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 1,090 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 4,778 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1712% | 6,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2007% | 6,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0912% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5730% | 5,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5730% | 5,884 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0306% | 5,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 4,835 |
| Percentage Net Loans Charged-off:Construction & development | -0.0260% | 5,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0312% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3473% | 6,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4020% | 6,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0689% | 5,009 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6903% | 5,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6903% | 5,928 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 4,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 3,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.1447% | 872 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 5,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2662% | 6,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3105% | 6,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0662% | 2,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2379% | 2,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2379% | 2,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 3,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 3,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.1890% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 5,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2906% | 6,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3394% | 6,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0543% | 2,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2020% | 2,643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2020% | 2,484 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 3,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 3,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.2943% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 5,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4274% | 6,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4976% | 6,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1152% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1189% | 2,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1189% | 2,646 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2077% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1154% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.6053% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2048% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2375% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3524% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4619% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4619% | 1,423 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0713% | 4,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 5,866 |
| Percentage Net Loans Charged-off:Construction & development | -0.0660% | 5,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0083% | 2,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 3,767 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3057% | 4,919 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0853% | 2,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1872% | 2,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6396% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6396% | 1,604 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0294% | 6,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 3,830 |
| Percentage Net Loans Charged-off:Construction & development | -0.0285% | 5,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 2,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2158% | 2,005 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1706% | 4,906 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2843% | 1,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1266% | 5,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7081% | 1,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7081% | 1,325 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 3,805 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0333% | 6,243 |
| Percentage Net Loans Charged-off:Construction & development | -0.0368% | 5,530 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0466% | 6,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 2,996 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2562% | 4,946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0936% | 2,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2177% | 1,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7743% | 1,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7743% | 1,179 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1243% | 2,681 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1457% | 6,630 |
| Percentage Net Loans Charged-off:Construction & development | -0.0420% | 5,644 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0608% | 6,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0437% | 6,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2188% | 6,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5807% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1116% | 5,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1116% | 5,631 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 5,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1874% | 3,339 |
| Percentage Net Loans Charged-off:Construction & development | -0.1964% | 6,113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1572% | 2,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9914% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0389% | 5,004 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1521% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1765% | 6,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2814% | 3,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2814% | 2,921 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 4,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1489% | 3,434 |
| Percentage Net Loans Charged-off:Construction & development | -0.6408% | 6,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2100% | 2,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7692% | 1,164 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0497% | 5,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8997% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 5,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0989% | 3,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0989% | 3,551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1613% | 3,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4860% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 1.3923% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2983% | 1,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0489% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0719% | 5,091 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2290% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4573% | 6,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1926% | 3,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1926% | 2,819 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2001% | 2,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3281% | 2,054 |
| Percentage Net Loans Charged-off:Construction & development | 1.4414% | 840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 1,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3170% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1392% | 5,152 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5551% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0407% | 5,600 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1857% | 6,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1857% | 6,046 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7365% | 868 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3793% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 11.3176% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6759% | 1,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3097% | 820 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8132% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0716% | 5,294 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5540% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3176% | 3,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6370% | 2,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6048% | 2,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4672% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1394% | 1,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4526% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 3.6510% | 1,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5765% | 1,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4128% | 653 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5883% | 129 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0690% | 5,300 |
| All other 1-4 family - Percent of loans charged-off, net | 5.4910% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4187% | 2,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9383% | 1,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8737% | 1,481 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5792% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2781% | 1,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5802% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 4.8002% | 847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4032% | 1,638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6274% | 486 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9934% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3415% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6935% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5959% | 2,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6406% | 2,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5726% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6421% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9448% | 589 |
| Percentage Net Loans Charged-off:Construction & development | 8.1151% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4571% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5134% | 330 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0833% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4313% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4044% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9617% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7785% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6034% | 1,571 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3043% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2657% | 1,543 |
| Percentage Net Loans Charged-off:Construction & development | 3.5538% | 1,590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4571% | 2,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9873% | 702 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7789% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3667% | 693 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8700% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4315% | 2,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9623% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0698% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9530% | 1,820 |
| Percentage Net Loans Charged-off:Construction & development | 2.4818% | 1,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1199% | 2,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7717% | 394 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9523% | 1,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3390% | 1,277 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0928% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4195% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6157% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7585% | 2,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4824% | 2,522 |
| Percentage Net Loans Charged-off:Construction & development | 1.2791% | 1,874 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3621% | 7,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2258% | 288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8103% | 1,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4683% | 994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8925% | 1,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5949% | 1,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5615% | 2,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1783% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5656% | 1,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.6941% | 1,605 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6727% | 7,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1955% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3810% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9200% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4954% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0452% | 772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7794% | 2,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5055% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5190% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 10.8268% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6035% | 1,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3265% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 6.2499% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2530% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6016% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5830% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 81.3823% | 29 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9975% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5321% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 10.7150% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5989% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8486% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 6.4420% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5628% | 1,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4231% | 1,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4502% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 36.7610% | 36 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7004% | 625 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5170% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 11.1855% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7472% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | 5.9465% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5299% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2098% | 3,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3793% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.6145% | 63 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5333% | 2,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6169% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.7877% | 1,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3718% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 11.6528% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7837% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2192% | 2,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4939% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.9214% | 41 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1448% | 4,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1537% | 3,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.3774% | 2,153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3811% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5650% | 1,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0747% | 4,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2070% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1393% | 1,457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.5282% | 54 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0840% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0991% | 2,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.3286% | 1,617 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0368% | 3,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0335% | 5,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9412% | 57 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 4,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 2,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.2969% | 1,182 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0204% | 3,050 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0503% | 7,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7856% | 44 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 3,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 2,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.1614% | 888 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 7,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0083% | 2,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3944% | 2,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2441% | 1,516 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0419% | 5,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 7,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0367% | 8,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1831% | 2,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2167% | 4,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 7,255 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 7,736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0473% | 8,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0626% | 8,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 6,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2995% | 3,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 5,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 7,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 7,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3583% | 2,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 4,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 7,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 7,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 7,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0115% | 1,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1870% | 3,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 5,543 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 7,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 7,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0433% | 3,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3617% | 3,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 7,421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 7,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 7,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 7,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0646% | 7,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3546% | 3,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 6,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 7,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 7,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 7,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0542% | 7,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5230% | 2,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0266% | 7,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 7,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1358% | 7,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2013% | 3,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0979% | 3,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 2,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 1,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3610% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 2,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0418% | 2,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2741% | 2,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5437% | 3,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1190% | 2,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 1,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5561% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 1,838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 1,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2962% | 2,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7888% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1121% | 2,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 2,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0691% | 1,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0820% | 1,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3762% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8660% | 1,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 3,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 8,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 8,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1601% | 1,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8475% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 4,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 3,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 8,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0827% | 1,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0999% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1302% | 3,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8194% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0838% | 3,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 3,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 8,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 1,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0838% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1600% | 2,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5079% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1426% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 2,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 8,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 1,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3865% | 1,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8329% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 3,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 7,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 8,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 8,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 8,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0715% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8843% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 5,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 8,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0860% | 8,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2929% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3711% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1773% | 3,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3867% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 5,565 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0533% | 8,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0995% | 8,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0766% | 1,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1675% | 3,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1240% | 1,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0806% | 8,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2216% | 8,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3690% | 8,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1212% | 1,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1564% | 997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2093% | 2,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5757% | 3,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 4,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 2,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0339% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0338% | 7,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1049% | 1,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6288% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0606% | 61 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8421% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2638% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3636% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6005% | 2,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2039% | 1,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 5,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 2,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2028% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5320% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 1,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1202% | 4,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6926% | 3,293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7272% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1802% | 3,487 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 4,229 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 4,999 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1353% | 5,076 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1645% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1771% | 4,356 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 7,493 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2035% | 7,225 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |