Home > Pacesetter Bank of Montpelier > Assets and Liabilities
Pacesetter Bank of Montpelier, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $30,278,000 | 9,180 |
| Cash and due from depository institutions | $1,822,000 | 7,449 |
| Interest-bearing balances | $26,000 | 5,783 |
| Securities | $10,271,000 | 7,836 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,858 |
| Net loans & leases | $17,002,000 | 8,948 |
| Loan loss allowance | $157,000 | 9,758 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $530,000 | 7,945 |
| Other real estate owned | $33,000 | 7,449 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $320,000 | 10,132 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,278,000 | 9,180 |
| Total liabilities | $27,511,000 | 9,102 |
| Total deposits | $27,392,000 | 8,971 |
| Interest-bearing deposits | $24,055,000 | 8,866 |
| Deposits held in domestic offices | $27,392,000 | 8,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $119,000 | 10,387 |
| Total equity capital | $2,767,000 | 9,508 |
| Total bank equity capital | $2,767,000 | 9,508 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $500,000 | 9,166 |
| Undivided profits | $1,867,000 | 7,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 7,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $123,000 | 9,815 |
| Earning assets | $27,599,000 | 9,157 |
| Long-term assets (5+ years) | $3,619,000 | 6,636 |
| Average Assets, year-to-date | $32,335,000 | 8,802 |
| Average Assets, quarterly | $30,649,000 | 9,090 |
| Volatile liabilities | $1,432,000 | 10,057 |
| Insider loans | $157,000 | 8,151 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,091,000 | 8,700 |
| Tier 1 (core) risk-based capital | $2,769,000 | 9,439 |
| Tier 2 risk-based capital | $157,000 | 9,338 |
| Total risk weighted assets | $16,414,800 | 9,279 |
| Total unused commitments | $1,091,000 | 8,713 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $35,597,000 | 8,876 |
| Cash and due from depository institutions | $5,707,000 | 7,361 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $11,075,000 | 7,897 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 6,013 |
| Net loans & leases | $16,290,000 | 9,297 |
| Loan loss allowance | $160,000 | 10,038 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $492,000 | 8,324 |
| Other real estate owned | $33,000 | 7,361 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $300,000 | 10,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,597,000 | 8,876 |
| Total liabilities | $32,929,000 | 8,735 |
| Total deposits | $32,797,000 | 8,587 |
| Interest-bearing deposits | $29,445,000 | 8,372 |
| Deposits held in domestic offices | $32,797,000 | 8,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $132,000 | 10,693 |
| Total equity capital | $2,668,000 | 9,891 |
| Total bank equity capital | $2,668,000 | 9,891 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $500,000 | 9,516 |
| Undivided profits | $1,768,000 | 7,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 5,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $124,000 | 10,219 |
| Earning assets | $29,065,000 | 9,273 |
| Long-term assets (5+ years) | $4,203,000 | 6,240 |
| Average Assets, year-to-date | $30,849,400 | 9,260 |
| Average Assets, quarterly | $32,503,000 | 9,176 |
| Volatile liabilities | $1,617,000 | 10,056 |
| Insider loans | $416,000 | 6,182 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $856,000 | 9,282 |
| Tier 1 (core) risk-based capital | $2,659,000 | 9,824 |
| Tier 2 risk-based capital | $160,000 | 9,563 |
| Total risk weighted assets | $16,966,100 | 9,414 |
| Total unused commitments | $856,000 | 9,291 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $30,734,000 | 9,689 |
| Cash and due from depository institutions | $2,374,000 | 7,881 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,609,000 | 8,192 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,726 |
| Net loans & leases | $13,920,000 | 10,053 |
| Loan loss allowance | $157,000 | 10,588 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $482,000 | 8,603 |
| Other real estate owned | $40,000 | 7,881 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $309,000 | 11,079 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,734,000 | 9,689 |
| Total liabilities | $28,252,000 | 9,606 |
| Total deposits | $28,159,000 | 9,454 |
| Interest-bearing deposits | $25,831,000 | 9,115 |
| Deposits held in domestic offices | $28,159,000 | 9,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $93,000 | 11,264 |
| Total equity capital | $2,482,000 | 10,208 |
| Total bank equity capital | $2,482,000 | 10,208 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $500,000 | 9,881 |
| Undivided profits | $1,582,000 | 7,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 7,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $101,000 | 10,861 |
| Earning assets | $27,529,000 | 9,722 |
| Long-term assets (5+ years) | $4,989,000 | 6,005 |
| Average Assets, year-to-date | $28,235,000 | 9,919 |
| Average Assets, quarterly | $29,207,500 | 9,854 |
| Volatile liabilities | $681,000 | 11,594 |
| Insider loans | $209,000 | 8,068 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,049,000 | 9,026 |
| Tier 1 (core) risk-based capital | $2,494,000 | 10,295 |
| Tier 2 risk-based capital | $157,000 | 9,985 |
| Total risk weighted assets | $14,024,000 | 10,297 |
| Total unused commitments | $1,049,000 | 9,036 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $28,001,000 | 10,454 |
| Cash and due from depository institutions | $648,000 | 8,423 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $12,711,000 | 8,106 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,677 |
| Net loans & leases | $12,237,000 | 10,723 |
| Loan loss allowance | $153,000 | 11,123 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $541,000 | 8,464 |
| Other real estate owned | $50,000 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $314,000 | 11,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,001,000 | 10,454 |
| Total liabilities | $25,640,000 | 10,398 |
| Total deposits | $25,538,000 | 10,279 |
| Interest-bearing deposits | $23,685,000 | 9,886 |
| Deposits held in domestic offices | $25,538,000 | 10,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $102,000 | 11,513 |
| Total equity capital | $2,361,000 | 10,756 |
| Total bank equity capital | $2,361,000 | 10,756 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $500,000 | 10,245 |
| Undivided profits | $1,461,000 | 8,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 7,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $99,000 | 11,043 |
| Earning assets | $26,448,000 | 10,296 |
| Long-term assets (5+ years) | $303,000 | 10,956 |
| Average Assets, year-to-date | $27,478,000 | 10,410 |
| Average Assets, quarterly | $27,781,500 | 10,434 |
| Volatile liabilities | $1,031,000 | 11,300 |
| Insider loans | $83,000 | 10,029 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $642,000 | 10,122 |
| Tier 1 (core) risk-based capital | $2,361,000 | 10,719 |
| Tier 2 risk-based capital | $153,000 | 10,382 |
| Total risk weighted assets | $12,433,900 | 11,032 |
| Total unused commitments | $642,000 | 10,145 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $27,406,000 | 10,817 |
| Cash and due from depository institutions | $2,565,000 | 8,629 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $9,378,000 | 9,423 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 6,440 |
| Net loans & leases | $12,524,000 | 10,922 |
| Loan loss allowance | $137,000 | 11,814 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $570,000 | 8,420 |
| Other real estate owned | $29,000 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $340,000 | 11,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,406,000 | 10,817 |
| Total liabilities | $25,190,000 | 10,760 |
| Total deposits | $25,063,000 | 10,656 |
| Interest-bearing deposits | $22,702,000 | 10,403 |
| Deposits held in domestic offices | $25,063,000 | 10,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $127,000 | 11,687 |
| Total equity capital | $2,216,000 | 11,078 |
| Total bank equity capital | $2,216,000 | 11,078 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $500,000 | 10,509 |
| Undivided profits | $1,316,000 | 8,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 9,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $100,000 | 11,570 |
| Earning assets | $23,902,000 | 10,965 |
| Long-term assets (5+ years) | $2,381,000 | 8,542 |
| Average Assets, year-to-date | $26,761,200 | 10,786 |
| Average Assets, quarterly | $27,008,500 | 10,835 |
| Volatile liabilities | $1,320,000 | 11,162 |
| Insider loans | $56,000 | 6,971 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $879,000 | 9,459 |
| Tier 1 (core) risk-based capital | $2,216,000 | 11,030 |
| Tier 2 risk-based capital | $137,000 | 10,989 |
| Total risk weighted assets | $13,518,100 | 11,040 |
| Total unused commitments | $879,000 | 9,484 |
| Derivatives | $0 | 651 |