Home > Pacesetter Bank > Income and Expense
Pacesetter Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 4,312 |
| Total interest expense | $150,000 | 5,551 |
| Net interest income | $2,191,000 | 4,071 |
| Provision for loan and lease losses | $125,000 | 2,665 |
| Total noninterest income | $584,000 | 3,029 |
| Gross Fiduciary activities income | $10,000 | 1,033 |
| Service charges on deposit accounts | $207,000 | 2,723 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $367,000 | 2,917 |
| Total noninterest expense | $2,172,000 | 3,762 |
| Salaries and employee benefits | $1,017,000 | 4,066 |
| Premises and equipment expense | $233,000 | 3,940 |
| Additional noninterest expense | $922,000 | 3,150 |
| Pre-tax net operating income | $478,000 | 4,219 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $165,000 | 2,601 |
| Income before extraordinary items | $313,000 | 4,683 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $313,000 | 4,685 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $313,000 | 4,686 |
| Net charge-offs | $354,000 | 1,533 |
| Cash dividends | $166,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $313,000 | 4,576 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 4,350 |
| Total interest expense | $77,000 | 5,598 |
| Net interest income | $1,083,000 | 4,107 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $276,000 | 3,112 |
| Gross Fiduciary activities income | $5,000 | 1,015 |
| Service charges on deposit accounts | $102,000 | 2,758 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $169,000 | 3,007 |
| Total noninterest expense | $1,101,000 | 3,759 |
| Salaries and employee benefits | $521,000 | 4,063 |
| Premises and equipment expense | $119,000 | 3,917 |
| Additional noninterest expense | $461,000 | 3,160 |
| Pre-tax net operating income | $198,000 | 4,470 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $60,000 | 2,860 |
| Income before extraordinary items | $138,000 | 4,846 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $138,000 | 4,847 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $138,000 | 4,848 |
| Net charge-offs | $5,000 | 3,681 |
| Cash dividends | $83,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $138,000 | 4,746 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 4,469 |
| Total interest expense | $440,000 | 5,358 |
| Net interest income | $4,242,000 | 4,259 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $1,192,000 | 2,974 |
| Gross Fiduciary activities income | $20,000 | 1,066 |
| Service charges on deposit accounts | $425,000 | 2,805 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $747,000 | 2,797 |
| Total noninterest expense | $4,314,000 | 3,821 |
| Salaries and employee benefits | $2,003,000 | 4,132 |
| Premises and equipment expense | $469,000 | 3,967 |
| Additional noninterest expense | $1,842,000 | 3,285 |
| Pre-tax net operating income | $820,000 | 4,312 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $253,000 | 2,808 |
| Income before extraordinary items | $567,000 | 4,767 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $567,000 | 4,770 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $567,000 | 4,771 |
| Net charge-offs | $192,000 | 3,804 |
| Cash dividends | $331,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $567,000 | 4,592 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 4,561 |
| Total interest expense | $351,000 | 5,370 |
| Net interest income | $3,148,000 | 4,348 |
| Provision for loan and lease losses | $240,000 | 3,256 |
| Total noninterest income | $881,000 | 3,011 |
| Gross Fiduciary activities income | $11,000 | 1,072 |
| Service charges on deposit accounts | $310,000 | 2,894 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $560,000 | 2,771 |
| Total noninterest expense | $3,261,000 | 3,841 |
| Salaries and employee benefits | $1,513,000 | 4,127 |
| Premises and equipment expense | $353,000 | 4,017 |
| Additional noninterest expense | $1,395,000 | 3,286 |
| Pre-tax net operating income | $528,000 | 4,654 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $157,000 | 3,032 |
| Income before extraordinary items | $371,000 | 5,080 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $371,000 | 5,078 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $371,000 | 5,078 |
| Net charge-offs | $93,000 | 4,043 |
| Cash dividends | $248,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $371,000 | 4,894 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 4,597 |
| Total interest expense | $243,000 | 5,399 |
| Net interest income | $2,082,000 | 4,381 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $570,000 | 3,011 |
| Gross Fiduciary activities income | $8,000 | 1,072 |
| Service charges on deposit accounts | $205,000 | 2,895 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $357,000 | 2,822 |
| Total noninterest expense | $2,167,000 | 3,869 |
| Salaries and employee benefits | $1,009,000 | 4,151 |
| Premises and equipment expense | $235,000 | 4,031 |
| Additional noninterest expense | $923,000 | 3,330 |
| Pre-tax net operating income | $305,000 | 4,805 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $88,000 | 3,159 |
| Income before extraordinary items | $217,000 | 5,243 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $217,000 | 5,243 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $217,000 | 5,243 |
| Net charge-offs | $75,000 | 3,685 |
| Cash dividends | $166,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $217,000 | 5,044 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 4,630 |
| Total interest expense | $128,000 | 5,398 |
| Net interest income | $1,041,000 | 4,400 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $266,000 | 3,139 |
| Gross Fiduciary activities income | $4,000 | 1,056 |
| Service charges on deposit accounts | $101,000 | 2,916 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $161,000 | 2,974 |
| Total noninterest expense | $1,092,000 | 3,862 |
| Salaries and employee benefits | $510,000 | 4,154 |
| Premises and equipment expense | $122,000 | 3,950 |
| Additional noninterest expense | $460,000 | 3,296 |
| Pre-tax net operating income | $125,000 | 5,156 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $35,000 | 3,327 |
| Income before extraordinary items | $90,000 | 5,498 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $90,000 | 5,498 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $90,000 | 5,498 |
| Net charge-offs | $53,000 | 2,973 |
| Cash dividends | $83,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $90,000 | 5,337 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,826,000 | 4,661 |
| Total interest expense | $689,000 | 5,227 |
| Net interest income | $4,137,000 | 4,455 |
| Provision for loan and lease losses | $380,000 | 3,815 |
| Total noninterest income | $1,165,000 | 2,858 |
| Gross Fiduciary activities income | $27,000 | 996 |
| Service charges on deposit accounts | $470,000 | 2,702 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $668,000 | 2,705 |
| Total noninterest expense | $4,198,000 | 3,979 |
| Salaries and employee benefits | $1,916,000 | 4,274 |
| Premises and equipment expense | $495,000 | 4,069 |
| Additional noninterest expense | $1,787,000 | 3,417 |
| Pre-tax net operating income | $724,000 | 4,230 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $217,000 | 2,825 |
| Income before extraordinary items | $507,000 | 4,642 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $507,000 | 4,645 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $507,000 | 4,644 |
| Net charge-offs | $257,000 | 3,983 |
| Cash dividends | $331,000 | 2,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $507,000 | 4,533 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 4,709 |
| Total interest expense | $537,000 | 5,267 |
| Net interest income | $3,089,000 | 4,491 |
| Provision for loan and lease losses | $190,000 | 4,206 |
| Total noninterest income | $869,000 | 2,854 |
| Gross Fiduciary activities income | $18,000 | 991 |
| Service charges on deposit accounts | $356,000 | 2,697 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $495,000 | 2,726 |
| Total noninterest expense | $3,141,000 | 3,994 |
| Salaries and employee benefits | $1,408,000 | 4,329 |
| Premises and equipment expense | $373,000 | 4,100 |
| Additional noninterest expense | $1,360,000 | 3,389 |
| Pre-tax net operating income | $627,000 | 4,150 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $197,000 | 2,669 |
| Income before extraordinary items | $430,000 | 4,556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $430,000 | 4,557 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $430,000 | 4,557 |
| Net charge-offs | $214,000 | 3,638 |
| Cash dividends | $248,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $430,000 | 4,425 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 4,752 |
| Total interest expense | $369,000 | 5,313 |
| Net interest income | $2,047,000 | 4,522 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $568,000 | 2,893 |
| Gross Fiduciary activities income | $13,000 | 985 |
| Service charges on deposit accounts | $232,000 | 2,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $323,000 | 2,764 |
| Total noninterest expense | $2,099,000 | 4,047 |
| Salaries and employee benefits | $941,000 | 4,357 |
| Premises and equipment expense | $246,000 | 4,157 |
| Additional noninterest expense | $912,000 | 3,426 |
| Pre-tax net operating income | $396,000 | 4,216 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $126,000 | 2,666 |
| Income before extraordinary items | $270,000 | 4,601 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $270,000 | 4,599 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $270,000 | 4,601 |
| Net charge-offs | $104,000 | 3,802 |
| Cash dividends | $165,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $270,000 | 4,517 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 4,820 |
| Total interest expense | $191,000 | 5,344 |
| Net interest income | $1,003,000 | 4,565 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $274,000 | 2,981 |
| Gross Fiduciary activities income | $8,000 | 961 |
| Service charges on deposit accounts | $113,000 | 2,727 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $153,000 | 2,867 |
| Total noninterest expense | $1,054,000 | 4,051 |
| Salaries and employee benefits | $478,000 | 4,354 |
| Premises and equipment expense | $127,000 | 4,116 |
| Additional noninterest expense | $449,000 | 3,456 |
| Pre-tax net operating income | $163,000 | 4,542 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $44,000 | 2,925 |
| Income before extraordinary items | $119,000 | 4,784 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $119,000 | 4,782 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $119,000 | 4,784 |
| Net charge-offs | $23,000 | 3,949 |
| Cash dividends | $83,000 | 2,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $119,000 | 4,720 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,836,000 | 4,912 |
| Total interest expense | $927,000 | 5,397 |
| Net interest income | $3,909,000 | 4,648 |
| Provision for loan and lease losses | $270,000 | 4,986 |
| Total noninterest income | $1,128,000 | 3,020 |
| Gross Fiduciary activities income | $28,000 | 1,027 |
| Service charges on deposit accounts | $495,000 | 2,661 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $605,000 | 2,900 |
| Total noninterest expense | $4,113,000 | 4,139 |
| Salaries and employee benefits | $1,888,000 | 4,399 |
| Premises and equipment expense | $480,000 | 4,293 |
| Additional noninterest expense | $1,745,000 | 3,605 |
| Pre-tax net operating income | $654,000 | 4,023 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $149,000 | 2,935 |
| Income before extraordinary items | $505,000 | 4,303 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $505,000 | 4,304 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $505,000 | 4,304 |
| Net charge-offs | $93,000 | 5,473 |
| Cash dividends | $331,000 | 2,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $505,000 | 4,160 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 5,012 |
| Total interest expense | $718,000 | 5,472 |
| Net interest income | $2,895,000 | 4,745 |
| Provision for loan and lease losses | $195,000 | 4,919 |
| Total noninterest income | $833,000 | 3,070 |
| Gross Fiduciary activities income | $16,000 | 1,036 |
| Service charges on deposit accounts | $373,000 | 2,712 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $444,000 | 2,952 |
| Total noninterest expense | $3,084,000 | 4,139 |
| Salaries and employee benefits | $1,397,000 | 4,471 |
| Premises and equipment expense | $373,000 | 4,256 |
| Additional noninterest expense | $1,314,000 | 3,581 |
| Pre-tax net operating income | $449,000 | 4,362 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $91,000 | 3,186 |
| Income before extraordinary items | $358,000 | 4,621 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $358,000 | 4,624 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $358,000 | 4,624 |
| Net charge-offs | $47,000 | 5,537 |
| Cash dividends | $248,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $358,000 | 4,436 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 5,071 |
| Total interest expense | $483,000 | 5,557 |
| Net interest income | $1,912,000 | 4,780 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $539,000 | 3,072 |
| Gross Fiduciary activities income | $10,000 | 1,056 |
| Service charges on deposit accounts | $241,000 | 2,777 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $288,000 | 2,902 |
| Total noninterest expense | $2,057,000 | 4,154 |
| Salaries and employee benefits | $931,000 | 4,486 |
| Premises and equipment expense | $255,000 | 4,219 |
| Additional noninterest expense | $871,000 | 3,569 |
| Pre-tax net operating income | $274,000 | 4,530 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $42,000 | 3,401 |
| Income before extraordinary items | $232,000 | 4,681 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $232,000 | 4,681 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $232,000 | 4,681 |
| Net charge-offs | $32,000 | 5,227 |
| Cash dividends | $166,000 | 2,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $232,000 | 4,531 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 5,163 |
| Total interest expense | $240,000 | 5,700 |
| Net interest income | $949,000 | 4,822 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $262,000 | 3,127 |
| Gross Fiduciary activities income | $5,000 | 1,053 |
| Service charges on deposit accounts | $118,000 | 2,818 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $139,000 | 2,979 |
| Total noninterest expense | $1,033,000 | 4,189 |
| Salaries and employee benefits | $465,000 | 4,551 |
| Premises and equipment expense | $132,000 | 4,226 |
| Additional noninterest expense | $436,000 | 3,572 |
| Pre-tax net operating income | $118,000 | 4,864 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $118,000 | 4,757 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $118,000 | 4,757 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $118,000 | 4,756 |
| Net charge-offs | $29,000 | 4,173 |
| Cash dividends | $83,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $118,000 | 4,647 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,117,000 | 5,065 |
| Total interest expense | $1,140,000 | 5,756 |
| Net interest income | $3,977,000 | 4,592 |
| Provision for loan and lease losses | $240,000 | 5,554 |
| Total noninterest income | $1,068,000 | 3,208 |
| Gross Fiduciary activities income | $26,000 | 1,054 |
| Service charges on deposit accounts | $503,000 | 2,869 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $539,000 | 3,083 |
| Total noninterest expense | $4,051,000 | 4,306 |
| Salaries and employee benefits | $1,866,000 | 4,580 |
| Premises and equipment expense | $462,000 | 4,602 |
| Additional noninterest expense | $1,723,000 | 3,714 |
| Pre-tax net operating income | $754,000 | 3,443 |
| Securities gains (losses) | $-79,000 | 7,246 |
| Applicable income taxes | $187,000 | 2,434 |
| Income before extraordinary items | $488,000 | 3,903 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $488,000 | 3,902 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $488,000 | 3,902 |
| Net charge-offs | $372,000 | 4,192 |
| Cash dividends | $331,000 | 3,095 |
| Sale, conversion, retirement of capital stock, net | $-41,000 | 7,925 |
| Net operating income | $544,880 | 3,666 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,879,000 | 5,097 |
| Total interest expense | $889,000 | 5,824 |
| Net interest income | $2,990,000 | 4,597 |
| Provision for loan and lease losses | $180,000 | 5,277 |
| Total noninterest income | $786,000 | 3,298 |
| Gross Fiduciary activities income | $14,000 | 1,073 |
| Service charges on deposit accounts | $369,000 | 2,930 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $403,000 | 3,173 |
| Total noninterest expense | $3,017,000 | 4,341 |
| Salaries and employee benefits | $1,374,000 | 4,654 |
| Premises and equipment expense | $349,000 | 4,618 |
| Additional noninterest expense | $1,294,000 | 3,671 |
| Pre-tax net operating income | $579,000 | 3,662 |
| Securities gains (losses) | $-9,000 | 7,222 |
| Applicable income taxes | $167,000 | 2,483 |
| Income before extraordinary items | $403,000 | 4,039 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $403,000 | 4,035 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $403,000 | 4,038 |
| Net charge-offs | $69,000 | 5,418 |
| Cash dividends | $249,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $-41,000 | 8,028 |
| Net operating income | $409,390 | 3,921 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 5,126 |
| Total interest expense | $619,000 | 5,849 |
| Net interest income | $1,985,000 | 4,606 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $525,000 | 3,306 |
| Gross Fiduciary activities income | $9,000 | 1,092 |
| Service charges on deposit accounts | $243,000 | 2,915 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $273,000 | 3,150 |
| Total noninterest expense | $2,029,000 | 4,345 |
| Salaries and employee benefits | $932,000 | 4,651 |
| Premises and equipment expense | $233,000 | 4,661 |
| Additional noninterest expense | $864,000 | 3,666 |
| Pre-tax net operating income | $361,000 | 3,864 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $106,000 | 2,577 |
| Income before extraordinary items | $255,000 | 4,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $255,000 | 4,225 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $255,000 | 4,225 |
| Net charge-offs | $66,000 | 4,659 |
| Cash dividends | $166,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $-41,000 | 8,141 |
| Net operating income | $255,000 | 4,117 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 5,150 |
| Total interest expense | $334,000 | 5,787 |
| Net interest income | $976,000 | 4,644 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $264,000 | 3,268 |
| Gross Fiduciary activities income | $5,000 | 1,069 |
| Service charges on deposit accounts | $120,000 | 2,891 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $139,000 | 3,091 |
| Total noninterest expense | $985,000 | 4,343 |
| Salaries and employee benefits | $469,000 | 4,677 |
| Premises and equipment expense | $119,000 | 4,641 |
| Additional noninterest expense | $397,000 | 3,599 |
| Pre-tax net operating income | $195,000 | 4,086 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $60,000 | 2,729 |
| Income before extraordinary items | $135,000 | 4,525 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $135,000 | 4,529 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $135,000 | 4,529 |
| Net charge-offs | $49,000 | 3,571 |
| Cash dividends | $83,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $-41,000 | 8,205 |
| Net operating income | $135,000 | 4,360 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,030,000 | 4,922 |
| Total interest expense | $2,134,000 | 5,153 |
| Net interest income | $3,896,000 | 4,659 |
| Provision for loan and lease losses | $195,000 | 5,240 |
| Total noninterest income | $1,235,000 | 2,987 |
| Gross Fiduciary activities income | $24,000 | 1,089 |
| Service charges on deposit accounts | $614,000 | 2,609 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $597,000 | 2,897 |
| Total noninterest expense | $4,046,000 | 4,197 |
| Salaries and employee benefits | $1,927,000 | 4,588 |
| Premises and equipment expense | $476,000 | 4,595 |
| Additional noninterest expense | $1,643,000 | 3,391 |
| Pre-tax net operating income | $890,000 | 3,971 |
| Securities gains (losses) | $28,000 | 1,976 |
| Applicable income taxes | $285,000 | 2,461 |
| Income before extraordinary items | $633,000 | 4,088 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $633,000 | 4,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 4,555 |
| Cash dividends | $332,000 | 3,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $613,680 | 4,289 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 4,911 |
| Total interest expense | $1,708,000 | 5,113 |
| Net interest income | $2,967,000 | 4,652 |
| Provision for loan and lease losses | $135,000 | 4,747 |
| Total noninterest income | $931,000 | 3,037 |
| Gross Fiduciary activities income | $13,000 | 1,114 |
| Service charges on deposit accounts | $462,000 | 2,614 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $456,000 | 2,958 |
| Total noninterest expense | $2,989,000 | 4,233 |
| Salaries and employee benefits | $1,419,000 | 4,651 |
| Premises and equipment expense | $345,000 | 4,705 |
| Additional noninterest expense | $1,225,000 | 3,335 |
| Pre-tax net operating income | $774,000 | 4,157 |
| Securities gains (losses) | $28,000 | 1,801 |
| Applicable income taxes | $270,000 | 2,585 |
| Income before extraordinary items | $532,000 | 4,326 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $532,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,887 |
| Cash dividends | $249,000 | 3,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $513,520 | 4,542 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 4,893 |
| Total interest expense | $1,200,000 | 5,126 |
| Net interest income | $1,991,000 | 4,636 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $624,000 | 3,058 |
| Gross Fiduciary activities income | $9,000 | 1,133 |
| Service charges on deposit accounts | $309,000 | 2,584 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $306,000 | 2,983 |
| Total noninterest expense | $1,995,000 | 4,240 |
| Salaries and employee benefits | $942,000 | 4,718 |
| Premises and equipment expense | $229,000 | 4,749 |
| Additional noninterest expense | $824,000 | 3,277 |
| Pre-tax net operating income | $530,000 | 4,274 |
| Securities gains (losses) | $28,000 | 1,831 |
| Applicable income taxes | $190,000 | 2,752 |
| Income before extraordinary items | $368,000 | 4,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 4,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,209 |
| Cash dividends | $166,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $349,520 | 4,680 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 4,927 |
| Total interest expense | $629,000 | 5,151 |
| Net interest income | $995,000 | 4,638 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $301,000 | 3,127 |
| Gross Fiduciary activities income | $5,000 | 1,113 |
| Service charges on deposit accounts | $148,000 | 2,655 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $148,000 | 3,065 |
| Total noninterest expense | $984,000 | 4,289 |
| Salaries and employee benefits | $460,000 | 4,819 |
| Premises and equipment expense | $110,000 | 4,886 |
| Additional noninterest expense | $414,000 | 3,210 |
| Pre-tax net operating income | $267,000 | 4,406 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $94,000 | 2,868 |
| Income before extraordinary items | $173,000 | 4,979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $173,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,243 |
| Cash dividends | $83,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $173,000 | 4,863 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,701,000 | 4,863 |
| Total interest expense | $2,538,000 | 5,217 |
| Net interest income | $4,163,000 | 4,503 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $1,181,000 | 3,172 |
| Gross Fiduciary activities income | $24,000 | 1,127 |
| Service charges on deposit accounts | $603,000 | 2,664 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $554,000 | 3,147 |
| Total noninterest expense | $3,942,000 | 4,167 |
| Salaries and employee benefits | $1,918,000 | 4,528 |
| Premises and equipment expense | $406,000 | 4,987 |
| Additional noninterest expense | $1,618,000 | 3,213 |
| Pre-tax net operating income | $1,222,000 | 4,318 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $418,000 | 2,967 |
| Income before extraordinary items | $804,000 | 4,799 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $804,000 | 4,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,526 |
| Cash dividends | $332,000 | 4,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $804,000 | 4,769 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 4,918 |
| Total interest expense | $1,842,000 | 5,320 |
| Net interest income | $3,112,000 | 4,542 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $868,000 | 3,213 |
| Gross Fiduciary activities income | $14,000 | 1,135 |
| Service charges on deposit accounts | $442,000 | 2,695 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $412,000 | 3,151 |
| Total noninterest expense | $2,970,000 | 4,132 |
| Salaries and employee benefits | $1,454,000 | 4,480 |
| Premises and equipment expense | $306,000 | 4,957 |
| Additional noninterest expense | $1,210,000 | 3,170 |
| Pre-tax net operating income | $875,000 | 4,657 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $292,000 | 3,237 |
| Income before extraordinary items | $583,000 | 5,056 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $583,000 | 5,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,664 |
| Cash dividends | $249,000 | 3,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $583,000 | 5,050 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 4,977 |
| Total interest expense | $1,192,000 | 5,399 |
| Net interest income | $2,074,000 | 4,578 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $570,000 | 3,272 |
| Gross Fiduciary activities income | $9,000 | 1,152 |
| Service charges on deposit accounts | $292,000 | 2,710 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $269,000 | 3,195 |
| Total noninterest expense | $1,975,000 | 4,161 |
| Salaries and employee benefits | $977,000 | 4,487 |
| Premises and equipment expense | $202,000 | 5,004 |
| Additional noninterest expense | $796,000 | 3,207 |
| Pre-tax net operating income | $579,000 | 4,749 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $183,000 | 3,380 |
| Income before extraordinary items | $396,000 | 5,105 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $396,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $166,000 | 3,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $396,000 | 5,094 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 5,028 |
| Total interest expense | $565,000 | 5,548 |
| Net interest income | $1,034,000 | 4,588 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $276,000 | 3,301 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $141,000 | 2,722 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $131,000 | 3,257 |
| Total noninterest expense | $974,000 | 4,220 |
| Salaries and employee benefits | $488,000 | 4,521 |
| Premises and equipment expense | $100,000 | 5,048 |
| Additional noninterest expense | $386,000 | 3,265 |
| Pre-tax net operating income | $291,000 | 4,719 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $98,000 | 3,297 |
| Income before extraordinary items | $193,000 | 5,150 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $193,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $83,000 | 3,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $193,000 | 5,136 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 4,961 |
| Total interest expense | $1,950,000 | 5,473 |
| Net interest income | $4,147,000 | 4,561 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $1,077,000 | 3,374 |
| Gross Fiduciary activities income | $30,000 | 1,107 |
| Service charges on deposit accounts | $553,000 | 2,855 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $494,000 | 3,360 |
| Total noninterest expense | $3,761,000 | 4,163 |
| Salaries and employee benefits | $1,837,000 | 4,555 |
| Premises and equipment expense | $374,000 | 5,132 |
| Additional noninterest expense | $1,550,000 | 3,216 |
| Pre-tax net operating income | $1,283,000 | 4,648 |
| Securities gains (losses) | $229,000 | 364 |
| Applicable income taxes | $502,000 | 3,153 |
| Income before extraordinary items | $1,010,000 | 4,690 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,010,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,884 |
| Cash dividends | $282,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $856,570 | 5,053 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,456,000 | 5,030 |
| Total interest expense | $1,352,000 | 5,613 |
| Net interest income | $3,104,000 | 4,601 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $785,000 | 3,440 |
| Gross Fiduciary activities income | $21,000 | 1,103 |
| Service charges on deposit accounts | $408,000 | 2,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $356,000 | 3,406 |
| Total noninterest expense | $2,860,000 | 4,119 |
| Salaries and employee benefits | $1,404,000 | 4,472 |
| Premises and equipment expense | $280,000 | 5,161 |
| Additional noninterest expense | $1,176,000 | 3,193 |
| Pre-tax net operating income | $894,000 | 4,990 |
| Securities gains (losses) | $229,000 | 315 |
| Applicable income taxes | $380,000 | 3,242 |
| Income before extraordinary items | $743,000 | 4,877 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $743,000 | 4,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,628 |
| Cash dividends | $208,000 | 4,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $591,860 | 5,389 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 5,057 |
| Total interest expense | $854,000 | 5,633 |
| Net interest income | $2,057,000 | 4,638 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $511,000 | 3,476 |
| Gross Fiduciary activities income | $17,000 | 1,094 |
| Service charges on deposit accounts | $254,000 | 3,035 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $240,000 | 3,399 |
| Total noninterest expense | $1,903,000 | 4,134 |
| Salaries and employee benefits | $929,000 | 4,509 |
| Premises and equipment expense | $188,000 | 5,122 |
| Additional noninterest expense | $786,000 | 3,182 |
| Pre-tax net operating income | $575,000 | 5,098 |
| Securities gains (losses) | $229,000 | 247 |
| Applicable income taxes | $278,000 | 3,158 |
| Income before extraordinary items | $526,000 | 4,760 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $526,000 | 4,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,182 |
| Cash dividends | $133,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $377,150 | 5,526 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 5,109 |
| Total interest expense | $385,000 | 5,795 |
| Net interest income | $1,024,000 | 4,646 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $243,000 | 3,545 |
| Gross Fiduciary activities income | $12,000 | 1,047 |
| Service charges on deposit accounts | $121,000 | 3,061 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $110,000 | 3,540 |
| Total noninterest expense | $948,000 | 4,160 |
| Salaries and employee benefits | $462,000 | 4,545 |
| Premises and equipment expense | $95,000 | 5,109 |
| Additional noninterest expense | $391,000 | 3,191 |
| Pre-tax net operating income | $274,000 | 5,166 |
| Securities gains (losses) | $229,000 | 167 |
| Applicable income taxes | $184,000 | 2,726 |
| Income before extraordinary items | $319,000 | 4,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $319,000 | 4,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $66,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $172,440 | 5,649 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,413,000 | 4,907 |
| Total interest expense | $1,320,000 | 5,581 |
| Net interest income | $4,093,000 | 4,555 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $1,046,000 | 3,446 |
| Gross Fiduciary activities income | $18,000 | 1,196 |
| Service charges on deposit accounts | $549,000 | 2,852 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $479,000 | 3,443 |
| Total noninterest expense | $3,704,000 | 4,105 |
| Salaries and employee benefits | $1,799,000 | 4,483 |
| Premises and equipment expense | $397,000 | 4,881 |
| Additional noninterest expense | $1,508,000 | 3,214 |
| Pre-tax net operating income | $1,255,000 | 4,812 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $402,000 | 3,692 |
| Income before extraordinary items | $858,000 | 5,193 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $858,000 | 5,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,507 |
| Cash dividends | $266,000 | 4,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $854,600 | 5,170 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,990,000 | 4,925 |
| Total interest expense | $935,000 | 5,625 |
| Net interest income | $3,055,000 | 4,582 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $772,000 | 3,490 |
| Gross Fiduciary activities income | $11,000 | 1,204 |
| Service charges on deposit accounts | $412,000 | 2,850 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $349,000 | 3,529 |
| Total noninterest expense | $2,751,000 | 4,101 |
| Salaries and employee benefits | $1,323,000 | 4,509 |
| Premises and equipment expense | $298,000 | 4,864 |
| Additional noninterest expense | $1,130,000 | 3,181 |
| Pre-tax net operating income | $941,000 | 4,926 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $322,000 | 3,693 |
| Income before extraordinary items | $624,000 | 5,354 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $624,000 | 5,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,216 |
| Cash dividends | $199,000 | 4,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $620,700 | 5,339 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 4,902 |
| Total interest expense | $608,000 | 5,529 |
| Net interest income | $2,022,000 | 4,582 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $502,000 | 3,509 |
| Gross Fiduciary activities income | $8,000 | 1,201 |
| Service charges on deposit accounts | $271,000 | 2,825 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $223,000 | 3,580 |
| Total noninterest expense | $1,818,000 | 4,105 |
| Salaries and employee benefits | $876,000 | 4,509 |
| Premises and equipment expense | $201,000 | 4,806 |
| Additional noninterest expense | $741,000 | 3,214 |
| Pre-tax net operating income | $616,000 | 4,945 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $212,000 | 3,689 |
| Income before extraordinary items | $409,000 | 5,389 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $409,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,314 |
| Cash dividends | $133,000 | 4,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $405,700 | 5,380 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 4,974 |
| Total interest expense | $287,000 | 5,602 |
| Net interest income | $991,000 | 4,648 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $240,000 | 3,559 |
| Gross Fiduciary activities income | $5,000 | 1,162 |
| Service charges on deposit accounts | $129,000 | 2,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $106,000 | 3,615 |
| Total noninterest expense | $895,000 | 4,186 |
| Salaries and employee benefits | $426,000 | 4,626 |
| Premises and equipment expense | $107,000 | 4,643 |
| Additional noninterest expense | $362,000 | 3,277 |
| Pre-tax net operating income | $291,000 | 5,074 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $108,000 | 3,649 |
| Income before extraordinary items | $188,000 | 5,576 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $188,000 | 5,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $66,000 | 3,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $184,800 | 5,583 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,186,000 | 4,720 |
| Total interest expense | $1,133,000 | 5,295 |
| Net interest income | $4,053,000 | 4,437 |
| Provision for loan and lease losses | $219,000 | 3,556 |
| Total noninterest income | $993,000 | 3,575 |
| Gross Fiduciary activities income | $50,000 | 1,060 |
| Service charges on deposit accounts | $469,000 | 3,285 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $474,000 | 3,414 |
| Total noninterest expense | $3,571,000 | 4,106 |
| Salaries and employee benefits | $1,715,000 | 4,491 |
| Premises and equipment expense | $434,000 | 4,527 |
| Additional noninterest expense | $1,422,000 | 3,255 |
| Pre-tax net operating income | $1,256,000 | 4,688 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $439,000 | 3,553 |
| Income before extraordinary items | $824,000 | 5,199 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $824,000 | 5,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,628 |
| Cash dividends | $250,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $819,450 | 5,146 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 4,713 |
| Total interest expense | $837,000 | 5,320 |
| Net interest income | $3,039,000 | 4,422 |
| Provision for loan and lease losses | $174,000 | 3,297 |
| Total noninterest income | $776,000 | 3,484 |
| Gross Fiduciary activities income | $41,000 | 1,042 |
| Service charges on deposit accounts | $354,000 | 3,297 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $381,000 | 3,283 |
| Total noninterest expense | $2,706,000 | 4,050 |
| Salaries and employee benefits | $1,291,000 | 4,441 |
| Premises and equipment expense | $334,000 | 4,430 |
| Additional noninterest expense | $1,081,000 | 3,202 |
| Pre-tax net operating income | $935,000 | 4,771 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $325,000 | 3,656 |
| Income before extraordinary items | $610,000 | 5,317 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $610,000 | 5,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,195 |
| Cash dividends | $182,000 | 4,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $610,000 | 5,233 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 4,705 |
| Total interest expense | $557,000 | 5,343 |
| Net interest income | $2,040,000 | 4,412 |
| Provision for loan and lease losses | $129,000 | 3,003 |
| Total noninterest income | $506,000 | 3,543 |
| Gross Fiduciary activities income | $25,000 | 1,063 |
| Service charges on deposit accounts | $232,000 | 3,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $249,000 | 3,327 |
| Total noninterest expense | $1,816,000 | 4,050 |
| Salaries and employee benefits | $862,000 | 4,463 |
| Premises and equipment expense | $234,000 | 4,282 |
| Additional noninterest expense | $720,000 | 3,226 |
| Pre-tax net operating income | $601,000 | 4,829 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $211,000 | 3,674 |
| Income before extraordinary items | $390,000 | 5,378 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $390,000 | 5,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,763 |
| Cash dividends | $117,000 | 4,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $390,000 | 5,283 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 4,710 |
| Total interest expense | $284,000 | 5,339 |
| Net interest income | $1,021,000 | 4,408 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $240,000 | 3,622 |
| Gross Fiduciary activities income | $16,000 | 1,031 |
| Service charges on deposit accounts | $115,000 | 3,247 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $109,000 | 3,531 |
| Total noninterest expense | $913,000 | 4,044 |
| Salaries and employee benefits | $428,000 | 4,494 |
| Premises and equipment expense | $120,000 | 4,238 |
| Additional noninterest expense | $365,000 | 3,172 |
| Pre-tax net operating income | $303,000 | 4,785 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $102,000 | 3,757 |
| Income before extraordinary items | $201,000 | 5,338 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $201,000 | 5,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 1,371 |
| Cash dividends | $59,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $201,000 | 5,211 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 4,659 |
| Total interest expense | $1,545,000 | 4,784 |
| Net interest income | $3,817,000 | 4,512 |
| Provision for loan and lease losses | $140,000 | 4,692 |
| Total noninterest income | $958,000 | 3,808 |
| Gross Fiduciary activities income | $29,000 | 1,184 |
| Service charges on deposit accounts | $487,000 | 3,155 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $442,000 | 3,789 |
| Total noninterest expense | $3,557,000 | 4,055 |
| Salaries and employee benefits | $1,662,000 | 4,512 |
| Premises and equipment expense | $446,000 | 4,397 |
| Additional noninterest expense | $1,449,000 | 3,183 |
| Pre-tax net operating income | $1,078,000 | 4,976 |
| Securities gains (losses) | $18,000 | 3,281 |
| Applicable income taxes | $340,000 | 4,090 |
| Income before extraordinary items | $756,000 | 5,377 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $756,000 | 5,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,209 |
| Cash dividends | $232,000 | 4,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $743,580 | 5,276 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,027,000 | 4,702 |
| Total interest expense | $1,219,000 | 4,767 |
| Net interest income | $2,808,000 | 4,593 |
| Provision for loan and lease losses | $110,000 | 4,499 |
| Total noninterest income | $710,000 | 3,912 |
| Gross Fiduciary activities income | $18,000 | 1,197 |
| Service charges on deposit accounts | $359,000 | 3,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $333,000 | 3,866 |
| Total noninterest expense | $2,650,000 | 4,058 |
| Salaries and employee benefits | $1,242,000 | 4,501 |
| Premises and equipment expense | $329,000 | 4,448 |
| Additional noninterest expense | $1,079,000 | 3,182 |
| Pre-tax net operating income | $758,000 | 5,301 |
| Securities gains (losses) | $18,000 | 3,018 |
| Applicable income taxes | $239,000 | 4,357 |
| Income before extraordinary items | $537,000 | 5,666 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $537,000 | 5,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,080 |
| Cash dividends | $175,000 | 4,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $524,580 | 5,544 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 4,733 |
| Total interest expense | $867,000 | 4,683 |
| Net interest income | $1,822,000 | 4,678 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $471,000 | 3,873 |
| Gross Fiduciary activities income | $16,000 | 1,157 |
| Service charges on deposit accounts | $238,000 | 3,185 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $217,000 | 3,890 |
| Total noninterest expense | $1,752,000 | 4,087 |
| Salaries and employee benefits | $802,000 | 4,594 |
| Premises and equipment expense | $228,000 | 4,335 |
| Additional noninterest expense | $722,000 | 3,144 |
| Pre-tax net operating income | $466,000 | 5,489 |
| Securities gains (losses) | $18,000 | 2,668 |
| Applicable income taxes | $145,000 | 4,551 |
| Income before extraordinary items | $339,000 | 5,812 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $339,000 | 5,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,150 |
| Cash dividends | $116,000 | 4,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $326,400 | 5,695 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 4,743 |
| Total interest expense | $443,000 | 4,718 |
| Net interest income | $909,000 | 4,676 |
| Provision for loan and lease losses | $37,000 | 4,214 |
| Total noninterest income | $215,000 | 3,991 |
| Gross Fiduciary activities income | $8,000 | 1,157 |
| Service charges on deposit accounts | $114,000 | 3,214 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $93,000 | 4,068 |
| Total noninterest expense | $875,000 | 4,082 |
| Salaries and employee benefits | $402,000 | 4,596 |
| Premises and equipment expense | $120,000 | 4,153 |
| Additional noninterest expense | $353,000 | 3,169 |
| Pre-tax net operating income | $212,000 | 5,704 |
| Securities gains (losses) | $18,000 | 1,950 |
| Applicable income taxes | $71,000 | 4,565 |
| Income before extraordinary items | $159,000 | 5,879 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $159,000 | 5,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $58,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $146,580 | 5,889 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,707,000 | 4,711 |
| Total interest expense | $2,192,000 | 4,519 |
| Net interest income | $3,515,000 | 4,741 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $878,000 | 3,761 |
| Gross Fiduciary activities income | $48,000 | 1,115 |
| Service charges on deposit accounts | $403,000 | 3,523 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $427,000 | 3,580 |
| Total noninterest expense | $3,420,000 | 4,047 |
| Salaries and employee benefits | $1,576,000 | 4,499 |
| Premises and equipment expense | $455,000 | 4,234 |
| Additional noninterest expense | $1,389,000 | 3,159 |
| Pre-tax net operating income | $823,000 | 5,695 |
| Securities gains (losses) | $48,000 | 2,442 |
| Applicable income taxes | $240,000 | 4,829 |
| Income before extraordinary items | $631,000 | 5,842 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $631,000 | 5,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,322 |
| Cash dividends | $232,000 | 4,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $596,440 | 5,837 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,519,000 | 4,662 |
| Total interest expense | $3,063,000 | 4,645 |
| Net interest income | $3,456,000 | 4,597 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $756,000 | 4,009 |
| Gross Fiduciary activities income | $12,000 | 1,388 |
| Service charges on deposit accounts | $409,000 | 3,324 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $335,000 | 3,889 |
| Total noninterest expense | $3,391,000 | 3,929 |
| Salaries and employee benefits | $1,506,000 | 4,493 |
| Premises and equipment expense | $445,000 | 4,267 |
| Additional noninterest expense | $1,440,000 | 2,978 |
| Pre-tax net operating income | $641,000 | 6,020 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $166,000 | 5,305 |
| Income before extraordinary items | $498,000 | 6,093 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $498,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,287 |
| Cash dividends | $1,975,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $480,750 | 6,045 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,045,000 | 4,566 |
| Total interest expense | $3,167,000 | 4,719 |
| Net interest income | $3,878,000 | 4,288 |
| Provision for loan and lease losses | $274,000 | 3,057 |
| Total noninterest income | $847,000 | 3,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $436,000 | 3,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 3,280 |
| Total noninterest expense | $3,494,000 | 3,709 |
| Salaries and employee benefits | $1,599,000 | 4,147 |
| Premises and equipment expense | $563,000 | 3,447 |
| Additional noninterest expense | $1,332,000 | 3,108 |
| Pre-tax net operating income | $957,000 | 5,372 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $281,000 | 4,716 |
| Income before extraordinary items | $676,000 | 5,503 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $676,000 | 5,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,522 |
| Cash dividends | $232,000 | 4,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $676,000 | 5,511 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,905,000 | 4,458 |
| Total interest expense | $2,804,000 | 4,850 |
| Net interest income | $4,101,000 | 4,085 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $701,000 | 3,993 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $515,000 | 2,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,107 |
| Total noninterest expense | $3,555,000 | 3,662 |
| Salaries and employee benefits | $1,625,000 | 4,068 |
| Premises and equipment expense | $536,000 | 3,560 |
| Additional noninterest expense | $1,394,000 | 3,047 |
| Pre-tax net operating income | $1,007,000 | 5,292 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $335,000 | 4,573 |
| Income before extraordinary items | $672,000 | 5,582 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $672,000 | 5,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,793 |
| Cash dividends | $233,000 | 4,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $672,000 | 5,544 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,104,000 | 4,353 |
| Total interest expense | $3,086,000 | 4,616 |
| Net interest income | $4,018,000 | 4,108 |
| Provision for loan and lease losses | $264,000 | 2,904 |
| Total noninterest income | $633,000 | 4,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $475,000 | 2,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,537 |
| Total noninterest expense | $3,546,000 | 3,568 |
| Salaries and employee benefits | $1,593,000 | 4,055 |
| Premises and equipment expense | $559,000 | 3,384 |
| Additional noninterest expense | $1,394,000 | 2,968 |
| Pre-tax net operating income | $841,000 | 5,929 |
| Securities gains (losses) | $163,000 | 1,011 |
| Applicable income taxes | $341,000 | 4,833 |
| Income before extraordinary items | $663,000 | 5,756 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $663,000 | 5,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,670 |
| Cash dividends | $232,000 | 5,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $555,420 | 6,174 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,359,000 | 4,327 |
| Total interest expense | $3,319,000 | 4,309 |
| Net interest income | $4,040,000 | 4,202 |
| Provision for loan and lease losses | $318,000 | 2,480 |
| Total noninterest income | $566,000 | 4,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 2,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,110 |
| Total noninterest expense | $3,615,000 | 3,504 |
| Salaries and employee benefits | $1,520,000 | 4,204 |
| Premises and equipment expense | $578,000 | 3,257 |
| Additional noninterest expense | $1,517,000 | 2,708 |
| Pre-tax net operating income | $673,000 | 7,093 |
| Securities gains (losses) | $194,000 | 722 |
| Applicable income taxes | $294,000 | 5,783 |
| Income before extraordinary items | $573,000 | 6,524 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $573,000 | 6,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $118,000 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $444,960 | 7,296 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 8,702 |
| Total interest expense | $1,072,000 | 8,779 |
| Net interest income | $1,423,000 | 8,460 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $225,000 | 7,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $1,278,000 | 7,730 |
| Salaries and employee benefits | $556,000 | 8,439 |
| Premises and equipment expense | $184,000 | 7,341 |
| Additional noninterest expense | $538,000 | 6,781 |
| Pre-tax net operating income | $275,000 | 9,292 |
| Securities gains (losses) | $35,000 | 1,578 |
| Applicable income taxes | $109,000 | 8,610 |
| Income before extraordinary items | $201,000 | 9,288 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $201,000 | 9,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,498 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $178,250 | 9,444 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 8,991 |
| Total interest expense | $1,148,000 | 8,763 |
| Net interest income | $1,338,000 | 8,961 |
| Provision for loan and lease losses | $38,000 | 6,705 |
| Total noninterest income | $225,000 | 8,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,676 |
| Total noninterest expense | $1,259,000 | 7,998 |
| Salaries and employee benefits | $554,000 | 8,685 |
| Premises and equipment expense | $185,000 | 7,503 |
| Additional noninterest expense | $520,000 | 7,103 |
| Pre-tax net operating income | $266,000 | 9,995 |
| Securities gains (losses) | $44,000 | 1,402 |
| Applicable income taxes | $109,000 | 9,000 |
| Income before extraordinary items | $201,000 | 9,910 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $201,000 | 9,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,035 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $172,400 | 10,214 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 9,477 |
| Total interest expense | $802,000 | 9,598 |
| Net interest income | $1,371,000 | 9,242 |
| Provision for loan and lease losses | $31,000 | 7,056 |
| Total noninterest income | $204,000 | 8,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,157 |
| Total noninterest expense | $1,219,000 | 8,535 |
| Salaries and employee benefits | $487,000 | 9,514 |
| Premises and equipment expense | $186,000 | 7,731 |
| Additional noninterest expense | $546,000 | 7,455 |
| Pre-tax net operating income | $325,000 | 9,944 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $107,000 | 9,194 |
| Income before extraordinary items | $216,000 | 10,079 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $216,000 | 10,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $240,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $217,340 | 10,129 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 9,900 |
| Total interest expense | $874,000 | 9,666 |
| Net interest income | $1,272,000 | 9,830 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $218,000 | 8,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $1,209,000 | 8,857 |
| Salaries and employee benefits | $477,000 | 9,884 |
| Premises and equipment expense | $185,000 | 8,012 |
| Additional noninterest expense | $547,000 | 7,797 |
| Pre-tax net operating income | $264,000 | 10,515 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $86,000 | 10,077 |
| Income before extraordinary items | $204,000 | 10,600 |
| Extraordinary gains, net | $-2,000 | 12,173 |
| Net income | $202,000 | 10,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 12,131 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $185,800 | 10,592 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 10,422 |
| Total interest expense | $973,000 | 10,519 |
| Net interest income | $1,253,000 | 10,131 |
| Provision for loan and lease losses | $109,000 | 7,062 |
| Total noninterest income | $241,000 | 8,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,510 |
| Total noninterest expense | $1,173,000 | 9,167 |
| Salaries and employee benefits | $464,000 | 10,154 |
| Premises and equipment expense | $175,000 | 8,439 |
| Additional noninterest expense | $534,000 | 8,156 |
| Pre-tax net operating income | $212,000 | 10,956 |
| Securities gains (losses) | $66,000 | 3,674 |
| Applicable income taxes | $75,000 | 10,571 |
| Income before extraordinary items | $203,000 | 10,551 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $203,000 | 10,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 5,248 |
| Cash dividends | $64,000 | 7,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $154,820 | 10,868 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.