Home > Ossian State Bank > Income and Expense
Ossian State Bank, Income and Expense
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $821,000 | 4,105 |
| Total interest expense | $48,000 | 4,356 |
| Net interest income | $773,000 | 4,033 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $117,000 | 3,741 |
| Gross Fiduciary activities income | $4,000 | 836 |
| Service charges on deposit accounts | $21,000 | 3,625 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $92,000 | 3,582 |
| Total noninterest expense | $719,000 | 3,859 |
| Salaries and employee benefits | $402,000 | 3,854 |
| Premises and equipment expense | $122,000 | 3,099 |
| Additional noninterest expense | $195,000 | 3,995 |
| Pre-tax net operating income | $171,000 | 4,188 |
| Securities gains (losses) | $43,000 | 701 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $214,000 | 3,977 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $214,000 | 3,976 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $214,000 | 3,977 |
| Net charge-offs | $51,000 | 819 |
| Cash dividends | $200,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $171,000 | 4,108 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,826,000 | 3,939 |
| Total interest expense | $277,000 | 4,363 |
| Net interest income | $3,549,000 | 3,827 |
| Provision for loan and lease losses | $2,000 | 4,303 |
| Total noninterest income | $260,000 | 4,143 |
| Gross Fiduciary activities income | $13,000 | 873 |
| Service charges on deposit accounts | $88,000 | 3,691 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $159,000 | 4,107 |
| Total noninterest expense | $2,931,000 | 3,842 |
| Salaries and employee benefits | $1,712,000 | 3,785 |
| Premises and equipment expense | $391,000 | 3,445 |
| Additional noninterest expense | $828,000 | 3,931 |
| Pre-tax net operating income | $876,000 | 3,814 |
| Securities gains (losses) | $9,000 | 2,334 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $885,000 | 3,769 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $885,000 | 3,769 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $885,000 | 3,769 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $100,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $876,000 | 3,718 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 3,952 |
| Total interest expense | $224,000 | 4,384 |
| Net interest income | $2,702,000 | 3,828 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $155,000 | 4,320 |
| Gross Fiduciary activities income | $10,000 | 854 |
| Service charges on deposit accounts | $63,000 | 3,750 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $82,000 | 4,320 |
| Total noninterest expense | $2,214,000 | 3,823 |
| Salaries and employee benefits | $1,308,000 | 3,746 |
| Premises and equipment expense | $305,000 | 3,383 |
| Additional noninterest expense | $601,000 | 3,957 |
| Pre-tax net operating income | $643,000 | 3,855 |
| Securities gains (losses) | $9,000 | 2,150 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $652,000 | 3,795 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $652,000 | 3,794 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $652,000 | 3,795 |
| Net charge-offs | $-1,000 | 3,797 |
| Cash dividends | $100,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $643,000 | 3,754 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 3,958 |
| Total interest expense | $162,000 | 4,393 |
| Net interest income | $1,849,000 | 3,825 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $68,000 | 4,558 |
| Gross Fiduciary activities income | $7,000 | 858 |
| Service charges on deposit accounts | $43,000 | 3,760 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $18,000 | 4,714 |
| Total noninterest expense | $1,489,000 | 3,823 |
| Salaries and employee benefits | $879,000 | 3,754 |
| Premises and equipment expense | $214,000 | 3,303 |
| Additional noninterest expense | $396,000 | 3,993 |
| Pre-tax net operating income | $428,000 | 3,852 |
| Securities gains (losses) | $10,000 | 1,872 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $438,000 | 3,784 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $438,000 | 3,784 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $438,000 | 3,784 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $100,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $428,000 | 3,750 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 3,940 |
| Total interest expense | $97,000 | 4,343 |
| Net interest income | $955,000 | 3,798 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $-16,000 | 5,079 |
| Gross Fiduciary activities income | $4,000 | 843 |
| Service charges on deposit accounts | $26,000 | 3,774 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $-46,000 | 5,080 |
| Total noninterest expense | $768,000 | 3,829 |
| Salaries and employee benefits | $454,000 | 3,745 |
| Premises and equipment expense | $112,000 | 3,252 |
| Additional noninterest expense | $202,000 | 4,028 |
| Pre-tax net operating income | $171,000 | 3,929 |
| Securities gains (losses) | $9,000 | 1,340 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $180,000 | 3,813 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $180,000 | 3,814 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $180,000 | 3,814 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $100,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $171,000 | 3,825 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,322,000 | 3,965 |
| Total interest expense | $476,000 | 4,190 |
| Net interest income | $3,846,000 | 3,846 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $474,000 | 3,724 |
| Gross Fiduciary activities income | $14,000 | 900 |
| Service charges on deposit accounts | $118,000 | 3,765 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $342,000 | 3,447 |
| Total noninterest expense | $3,010,000 | 3,880 |
| Salaries and employee benefits | $1,785,000 | 3,792 |
| Premises and equipment expense | $409,000 | 3,427 |
| Additional noninterest expense | $816,000 | 4,075 |
| Pre-tax net operating income | $1,310,000 | 3,561 |
| Securities gains (losses) | $17,000 | 1,705 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,327,000 | 3,421 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,327,000 | 3,422 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,327,000 | 3,422 |
| Net charge-offs | $-4,000 | 4,311 |
| Cash dividends | $630,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,310,000 | 3,411 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 4,009 |
| Total interest expense | $367,000 | 4,220 |
| Net interest income | $2,885,000 | 3,898 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $350,000 | 3,781 |
| Gross Fiduciary activities income | $11,000 | 882 |
| Service charges on deposit accounts | $84,000 | 3,869 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $255,000 | 3,472 |
| Total noninterest expense | $2,253,000 | 3,919 |
| Salaries and employee benefits | $1,330,000 | 3,828 |
| Premises and equipment expense | $307,000 | 3,455 |
| Additional noninterest expense | $616,000 | 4,098 |
| Pre-tax net operating income | $982,000 | 3,655 |
| Securities gains (losses) | $17,000 | 1,491 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $999,000 | 3,499 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $999,000 | 3,499 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $999,000 | 3,499 |
| Net charge-offs | $-4,000 | 4,209 |
| Cash dividends | $430,000 | 2,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $982,000 | 3,497 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 4,034 |
| Total interest expense | $244,000 | 4,228 |
| Net interest income | $1,914,000 | 3,927 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $229,000 | 3,790 |
| Gross Fiduciary activities income | $7,000 | 891 |
| Service charges on deposit accounts | $56,000 | 3,888 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $166,000 | 3,487 |
| Total noninterest expense | $1,505,000 | 3,945 |
| Salaries and employee benefits | $892,000 | 3,845 |
| Premises and equipment expense | $200,000 | 3,512 |
| Additional noninterest expense | $413,000 | 4,129 |
| Pre-tax net operating income | $638,000 | 3,701 |
| Securities gains (losses) | $8,000 | 1,266 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $646,000 | 3,541 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $646,000 | 3,540 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $646,000 | 3,540 |
| Net charge-offs | $2,000 | 2,996 |
| Cash dividends | $430,000 | 2,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $638,000 | 3,531 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 4,072 |
| Total interest expense | $122,000 | 4,234 |
| Net interest income | $944,000 | 3,980 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $101,000 | 3,924 |
| Gross Fiduciary activities income | $3,000 | 886 |
| Service charges on deposit accounts | $26,000 | 3,980 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 3,622 |
| Total noninterest expense | $755,000 | 3,980 |
| Salaries and employee benefits | $447,000 | 3,894 |
| Premises and equipment expense | $104,000 | 3,481 |
| Additional noninterest expense | $204,000 | 4,163 |
| Pre-tax net operating income | $290,000 | 3,830 |
| Securities gains (losses) | $8,000 | 759 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $298,000 | 3,639 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $298,000 | 3,638 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $298,000 | 3,638 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $430,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $290,000 | 3,668 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,745,000 | 4,216 |
| Total interest expense | $358,000 | 4,311 |
| Net interest income | $3,387,000 | 4,145 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $449,000 | 3,916 |
| Gross Fiduciary activities income | $15,000 | 928 |
| Service charges on deposit accounts | $120,000 | 3,947 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $314,000 | 3,629 |
| Total noninterest expense | $2,875,000 | 4,057 |
| Salaries and employee benefits | $1,708,000 | 3,963 |
| Premises and equipment expense | $369,000 | 3,684 |
| Additional noninterest expense | $798,000 | 4,223 |
| Pre-tax net operating income | $961,000 | 4,069 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $961,000 | 3,951 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $961,000 | 3,950 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $961,000 | 3,950 |
| Net charge-offs | $3,000 | 3,612 |
| Cash dividends | $400,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $961,000 | 3,956 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 4,311 |
| Total interest expense | $239,000 | 4,421 |
| Net interest income | $2,458,000 | 4,237 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $336,000 | 3,957 |
| Gross Fiduciary activities income | $12,000 | 901 |
| Service charges on deposit accounts | $90,000 | 3,986 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $234,000 | 3,663 |
| Total noninterest expense | $2,099,000 | 4,128 |
| Salaries and employee benefits | $1,240,000 | 4,032 |
| Premises and equipment expense | $274,000 | 3,731 |
| Additional noninterest expense | $585,000 | 4,275 |
| Pre-tax net operating income | $695,000 | 4,192 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $695,000 | 4,056 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $695,000 | 4,055 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $695,000 | 4,055 |
| Net charge-offs | $3,000 | 3,293 |
| Cash dividends | $400,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $695,000 | 4,056 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 4,355 |
| Total interest expense | $149,000 | 4,475 |
| Net interest income | $1,622,000 | 4,278 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $235,000 | 3,910 |
| Gross Fiduciary activities income | $8,000 | 906 |
| Service charges on deposit accounts | $56,000 | 4,086 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $171,000 | 3,578 |
| Total noninterest expense | $1,394,000 | 4,170 |
| Salaries and employee benefits | $821,000 | 4,073 |
| Premises and equipment expense | $182,000 | 3,756 |
| Additional noninterest expense | $391,000 | 4,300 |
| Pre-tax net operating income | $463,000 | 4,187 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $463,000 | 4,047 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $463,000 | 4,046 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $463,000 | 4,046 |
| Net charge-offs | $3,000 | 2,950 |
| Cash dividends | $400,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $463,000 | 4,045 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 4,411 |
| Total interest expense | $69,000 | 4,558 |
| Net interest income | $796,000 | 4,328 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $120,000 | 3,877 |
| Gross Fiduciary activities income | $4,000 | 900 |
| Service charges on deposit accounts | $27,000 | 4,140 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $89,000 | 3,497 |
| Total noninterest expense | $694,000 | 4,228 |
| Salaries and employee benefits | $406,000 | 4,138 |
| Premises and equipment expense | $93,000 | 3,765 |
| Additional noninterest expense | $195,000 | 4,346 |
| Pre-tax net operating income | $222,000 | 4,230 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $222,000 | 4,067 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $222,000 | 4,067 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $222,000 | 4,067 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $400,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $222,000 | 4,079 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 4,453 |
| Total interest expense | $254,000 | 4,607 |
| Net interest income | $3,075,000 | 4,391 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $423,000 | 4,134 |
| Gross Fiduciary activities income | $15,000 | 948 |
| Service charges on deposit accounts | $119,000 | 4,154 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $289,000 | 3,837 |
| Total noninterest expense | $2,680,000 | 4,311 |
| Salaries and employee benefits | $1,561,000 | 4,220 |
| Premises and equipment expense | $343,000 | 3,942 |
| Additional noninterest expense | $776,000 | 4,437 |
| Pre-tax net operating income | $818,000 | 4,294 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $818,000 | 3,974 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $818,000 | 3,974 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $818,000 | 3,974 |
| Net charge-offs | $14,000 | 3,567 |
| Cash dividends | $250,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $818,000 | 3,960 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 4,502 |
| Total interest expense | $187,000 | 4,656 |
| Net interest income | $2,287,000 | 4,438 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $315,000 | 4,200 |
| Gross Fiduciary activities income | $12,000 | 924 |
| Service charges on deposit accounts | $90,000 | 4,175 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $213,000 | 3,900 |
| Total noninterest expense | $1,986,000 | 4,348 |
| Salaries and employee benefits | $1,148,000 | 4,273 |
| Premises and equipment expense | $255,000 | 4,002 |
| Additional noninterest expense | $583,000 | 4,454 |
| Pre-tax net operating income | $616,000 | 4,370 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $616,000 | 4,164 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $616,000 | 4,163 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $616,000 | 4,164 |
| Net charge-offs | $10,000 | 3,258 |
| Cash dividends | $250,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $616,000 | 4,145 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 4,537 |
| Total interest expense | $117,000 | 4,734 |
| Net interest income | $1,511,000 | 4,467 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $208,000 | 4,223 |
| Gross Fiduciary activities income | $8,000 | 932 |
| Service charges on deposit accounts | $57,000 | 4,239 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $143,000 | 3,917 |
| Total noninterest expense | $1,321,000 | 4,381 |
| Salaries and employee benefits | $773,000 | 4,287 |
| Premises and equipment expense | $166,000 | 4,056 |
| Additional noninterest expense | $382,000 | 4,507 |
| Pre-tax net operating income | $398,000 | 4,392 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $398,000 | 4,169 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $398,000 | 4,168 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $398,000 | 4,169 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $250,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $398,000 | 4,153 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 4,580 |
| Total interest expense | $57,000 | 4,786 |
| Net interest income | $747,000 | 4,510 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $94,000 | 4,347 |
| Gross Fiduciary activities income | $4,000 | 935 |
| Service charges on deposit accounts | $26,000 | 4,343 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $64,000 | 4,031 |
| Total noninterest expense | $663,000 | 4,412 |
| Salaries and employee benefits | $385,000 | 4,340 |
| Premises and equipment expense | $83,000 | 4,086 |
| Additional noninterest expense | $195,000 | 4,518 |
| Pre-tax net operating income | $178,000 | 4,470 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $178,000 | 4,287 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $178,000 | 4,287 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $178,000 | 4,287 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $178,000 | 4,275 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 4,680 |
| Total interest expense | $227,000 | 4,832 |
| Net interest income | $2,856,000 | 4,603 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $427,000 | 4,298 |
| Gross Fiduciary activities income | $20,000 | 958 |
| Service charges on deposit accounts | $118,000 | 4,318 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $289,000 | 3,969 |
| Total noninterest expense | $2,562,000 | 4,504 |
| Salaries and employee benefits | $1,428,000 | 4,485 |
| Premises and equipment expense | $340,000 | 4,083 |
| Additional noninterest expense | $794,000 | 4,575 |
| Pre-tax net operating income | $721,000 | 4,470 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $721,000 | 4,327 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $721,000 | 4,325 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $721,000 | 4,326 |
| Net charge-offs | $69,000 | 2,904 |
| Cash dividends | $150,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $721,000 | 4,270 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 4,730 |
| Total interest expense | $169,000 | 4,878 |
| Net interest income | $2,122,000 | 4,655 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $315,000 | 4,334 |
| Gross Fiduciary activities income | $16,000 | 935 |
| Service charges on deposit accounts | $89,000 | 4,333 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $210,000 | 4,046 |
| Total noninterest expense | $1,899,000 | 4,551 |
| Salaries and employee benefits | $1,029,000 | 4,570 |
| Premises and equipment expense | $253,000 | 4,110 |
| Additional noninterest expense | $617,000 | 4,539 |
| Pre-tax net operating income | $538,000 | 4,555 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $538,000 | 4,407 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $538,000 | 4,405 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $538,000 | 4,407 |
| Net charge-offs | $69,000 | 2,368 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $538,000 | 4,331 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 4,769 |
| Total interest expense | $114,000 | 4,910 |
| Net interest income | $1,411,000 | 4,699 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $200,000 | 4,406 |
| Gross Fiduciary activities income | $12,000 | 937 |
| Service charges on deposit accounts | $57,000 | 4,403 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $131,000 | 4,143 |
| Total noninterest expense | $1,245,000 | 4,624 |
| Salaries and employee benefits | $671,000 | 4,637 |
| Premises and equipment expense | $171,000 | 4,112 |
| Additional noninterest expense | $403,000 | 4,612 |
| Pre-tax net operating income | $366,000 | 4,545 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $366,000 | 4,385 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $366,000 | 4,382 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $366,000 | 4,383 |
| Net charge-offs | $66,000 | 1,943 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $366,000 | 4,322 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 4,845 |
| Total interest expense | $58,000 | 4,933 |
| Net interest income | $689,000 | 4,772 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $97,000 | 4,431 |
| Gross Fiduciary activities income | $7,000 | 926 |
| Service charges on deposit accounts | $29,000 | 4,379 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $61,000 | 4,193 |
| Total noninterest expense | $626,000 | 4,644 |
| Salaries and employee benefits | $331,000 | 4,701 |
| Premises and equipment expense | $90,000 | 4,052 |
| Additional noninterest expense | $205,000 | 4,624 |
| Pre-tax net operating income | $160,000 | 4,681 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $160,000 | 4,546 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $160,000 | 4,545 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $160,000 | 4,547 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $160,000 | 4,481 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 4,836 |
| Total interest expense | $292,000 | 4,661 |
| Net interest income | $2,729,000 | 4,805 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $395,000 | 4,501 |
| Gross Fiduciary activities income | $9,000 | 1,049 |
| Service charges on deposit accounts | $110,000 | 4,582 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $276,000 | 4,080 |
| Total noninterest expense | $2,389,000 | 4,776 |
| Salaries and employee benefits | $1,300,000 | 4,752 |
| Premises and equipment expense | $316,000 | 4,378 |
| Additional noninterest expense | $773,000 | 4,767 |
| Pre-tax net operating income | $735,000 | 4,519 |
| Securities gains (losses) | $9,000 | 2,638 |
| Applicable income taxes | $-30,000 | 5,939 |
| Income before extraordinary items | $774,000 | 4,298 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $774,000 | 4,296 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $774,000 | 4,298 |
| Net charge-offs | $-1,000 | 4,850 |
| Cash dividends | $400,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $765,000 | 4,265 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,271,000 | 4,891 |
| Total interest expense | $228,000 | 4,655 |
| Net interest income | $2,043,000 | 4,857 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $302,000 | 4,505 |
| Gross Fiduciary activities income | $3,000 | 1,083 |
| Service charges on deposit accounts | $84,000 | 4,602 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 4,048 |
| Total noninterest expense | $1,770,000 | 4,819 |
| Salaries and employee benefits | $960,000 | 4,816 |
| Premises and equipment expense | $236,000 | 4,428 |
| Additional noninterest expense | $574,000 | 4,828 |
| Pre-tax net operating income | $575,000 | 4,562 |
| Securities gains (losses) | $9,000 | 2,412 |
| Applicable income taxes | $-30,000 | 6,106 |
| Income before extraordinary items | $614,000 | 4,293 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $614,000 | 4,294 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $614,000 | 4,296 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $605,000 | 4,275 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 4,921 |
| Total interest expense | $153,000 | 4,692 |
| Net interest income | $1,363,000 | 4,893 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $189,000 | 4,606 |
| Gross Fiduciary activities income | $3,000 | 1,066 |
| Service charges on deposit accounts | $55,000 | 4,634 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $131,000 | 4,194 |
| Total noninterest expense | $1,175,000 | 4,875 |
| Salaries and employee benefits | $638,000 | 4,867 |
| Premises and equipment expense | $155,000 | 4,489 |
| Additional noninterest expense | $382,000 | 4,862 |
| Pre-tax net operating income | $377,000 | 4,550 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-30,000 | 6,197 |
| Income before extraordinary items | $407,000 | 4,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $407,000 | 4,273 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $407,000 | 4,274 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $407,000 | 4,218 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $743,000 | 4,986 |
| Total interest expense | $76,000 | 4,755 |
| Net interest income | $667,000 | 4,950 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $96,000 | 4,585 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $70,000 | 4,101 |
| Total noninterest expense | $600,000 | 4,889 |
| Salaries and employee benefits | $324,000 | 4,890 |
| Premises and equipment expense | $83,000 | 4,398 |
| Additional noninterest expense | $193,000 | 4,862 |
| Pre-tax net operating income | $163,000 | 4,721 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-30,000 | 6,301 |
| Income before extraordinary items | $193,000 | 4,336 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $193,000 | 4,338 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $193,000 | 4,339 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $193,000 | 4,256 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 5,002 |
| Total interest expense | $335,000 | 4,766 |
| Net interest income | $2,748,000 | 4,978 |
| Provision for loan and lease losses | $-150,000 | 6,082 |
| Total noninterest income | $387,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $122,000 | 4,702 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $265,000 | 4,180 |
| Total noninterest expense | $2,672,000 | 4,754 |
| Salaries and employee benefits | $1,331,000 | 4,884 |
| Premises and equipment expense | $325,000 | 4,526 |
| Additional noninterest expense | $1,016,000 | 4,422 |
| Pre-tax net operating income | $613,000 | 4,813 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $665,000 | 1,957 |
| Income before extraordinary items | $-52,000 | 6,152 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-52,000 | 6,151 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-52,000 | 6,152 |
| Net charge-offs | $3,000 | 4,820 |
| Cash dividends | $1,300,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-52,000 | 6,138 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 5,048 |
| Total interest expense | $256,000 | 4,804 |
| Net interest income | $2,060,000 | 5,033 |
| Provision for loan and lease losses | $-100,000 | 6,199 |
| Total noninterest income | $294,000 | 4,706 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $91,000 | 4,772 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $203,000 | 4,185 |
| Total noninterest expense | $1,888,000 | 4,911 |
| Salaries and employee benefits | $990,000 | 4,926 |
| Premises and equipment expense | $249,000 | 4,535 |
| Additional noninterest expense | $649,000 | 4,772 |
| Pre-tax net operating income | $566,000 | 4,643 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $202,000 | 2,799 |
| Income before extraordinary items | $364,000 | 5,029 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $364,000 | 5,028 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $364,000 | 5,031 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $364,000 | 4,986 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 5,099 |
| Total interest expense | $171,000 | 4,855 |
| Net interest income | $1,352,000 | 5,077 |
| Provision for loan and lease losses | $-50,000 | 6,289 |
| Total noninterest income | $195,000 | 4,712 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $62,000 | 4,727 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $133,000 | 4,197 |
| Total noninterest expense | $1,243,000 | 4,966 |
| Salaries and employee benefits | $666,000 | 4,944 |
| Premises and equipment expense | $164,000 | 4,603 |
| Additional noninterest expense | $413,000 | 4,898 |
| Pre-tax net operating income | $354,000 | 4,685 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $125,000 | 2,836 |
| Income before extraordinary items | $229,000 | 5,083 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $229,000 | 5,085 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $229,000 | 5,086 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $229,000 | 5,036 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $765,000 | 5,141 |
| Total interest expense | $87,000 | 4,889 |
| Net interest income | $678,000 | 5,107 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $98,000 | 4,668 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $67,000 | 4,162 |
| Total noninterest expense | $619,000 | 5,031 |
| Salaries and employee benefits | $348,000 | 4,920 |
| Premises and equipment expense | $82,000 | 4,650 |
| Additional noninterest expense | $189,000 | 5,125 |
| Pre-tax net operating income | $157,000 | 4,804 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $56,000 | 2,879 |
| Income before extraordinary items | $101,000 | 5,154 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $101,000 | 5,155 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $101,000 | 5,155 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $101,000 | 5,104 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 5,214 |
| Total interest expense | $386,000 | 4,982 |
| Net interest income | $2,631,000 | 5,202 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $443,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $141,000 | 4,684 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $302,000 | 4,079 |
| Total noninterest expense | $2,410,000 | 5,123 |
| Salaries and employee benefits | $1,337,000 | 5,042 |
| Premises and equipment expense | $344,000 | 4,552 |
| Additional noninterest expense | $729,000 | 5,258 |
| Pre-tax net operating income | $664,000 | 4,665 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $219,000 | 2,885 |
| Income before extraordinary items | $445,000 | 5,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $445,000 | 5,035 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $445,000 | 5,035 |
| Net charge-offs | $-7,000 | 6,106 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $445,000 | 4,970 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 5,275 |
| Total interest expense | $295,000 | 5,037 |
| Net interest income | $1,966,000 | 5,253 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $340,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $104,000 | 4,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $236,000 | 4,097 |
| Total noninterest expense | $1,843,000 | 5,103 |
| Salaries and employee benefits | $1,015,000 | 5,038 |
| Premises and equipment expense | $260,000 | 4,565 |
| Additional noninterest expense | $568,000 | 5,198 |
| Pre-tax net operating income | $463,000 | 4,860 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $150,000 | 3,021 |
| Income before extraordinary items | $313,000 | 5,209 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $313,000 | 5,210 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $313,000 | 5,211 |
| Net charge-offs | $-7,000 | 6,043 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $313,000 | 5,124 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 5,327 |
| Total interest expense | $199,000 | 5,069 |
| Net interest income | $1,293,000 | 5,293 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $238,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $68,000 | 4,770 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $170,000 | 4,030 |
| Total noninterest expense | $1,246,000 | 5,083 |
| Salaries and employee benefits | $687,000 | 5,020 |
| Premises and equipment expense | $173,000 | 4,586 |
| Additional noninterest expense | $386,000 | 5,172 |
| Pre-tax net operating income | $285,000 | 4,927 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $92,000 | 3,060 |
| Income before extraordinary items | $193,000 | 5,308 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $193,000 | 5,311 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $193,000 | 5,311 |
| Net charge-offs | $-9,000 | 6,120 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $193,000 | 5,186 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 5,356 |
| Total interest expense | $101,000 | 5,127 |
| Net interest income | $646,000 | 5,315 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $134,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $34,000 | 4,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 3,748 |
| Total noninterest expense | $650,000 | 5,033 |
| Salaries and employee benefits | $360,000 | 4,944 |
| Premises and equipment expense | $85,000 | 4,659 |
| Additional noninterest expense | $205,000 | 5,093 |
| Pre-tax net operating income | $130,000 | 5,025 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $42,000 | 3,110 |
| Income before extraordinary items | $88,000 | 5,387 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $88,000 | 5,389 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $88,000 | 5,389 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $88,000 | 5,286 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,063,000 | 5,440 |
| Total interest expense | $506,000 | 5,090 |
| Net interest income | $2,557,000 | 5,420 |
| Provision for loan and lease losses | $-250,000 | 6,944 |
| Total noninterest income | $495,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $153,000 | 4,747 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $342,000 | 3,863 |
| Total noninterest expense | $2,533,000 | 5,149 |
| Salaries and employee benefits | $1,392,000 | 5,029 |
| Premises and equipment expense | $329,000 | 4,767 |
| Additional noninterest expense | $812,000 | 5,245 |
| Pre-tax net operating income | $769,000 | 4,382 |
| Securities gains (losses) | $-7,000 | 6,717 |
| Applicable income taxes | $251,000 | 2,822 |
| Income before extraordinary items | $511,000 | 4,905 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $511,000 | 4,905 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $511,000 | 4,906 |
| Net charge-offs | $-157,000 | 6,976 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $515,690 | 4,710 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 5,533 |
| Total interest expense | $394,000 | 5,153 |
| Net interest income | $1,907,000 | 5,514 |
| Provision for loan and lease losses | $-150,000 | 7,050 |
| Total noninterest income | $370,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $115,000 | 4,816 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $255,000 | 3,913 |
| Total noninterest expense | $1,906,000 | 5,174 |
| Salaries and employee benefits | $1,033,000 | 5,091 |
| Premises and equipment expense | $248,000 | 4,814 |
| Additional noninterest expense | $625,000 | 5,242 |
| Pre-tax net operating income | $521,000 | 4,670 |
| Securities gains (losses) | $-7,000 | 6,846 |
| Applicable income taxes | $165,000 | 2,998 |
| Income before extraordinary items | $349,000 | 5,156 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $349,000 | 5,154 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $349,000 | 5,154 |
| Net charge-offs | $-116,000 | 7,051 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $353,760 | 4,947 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 5,586 |
| Total interest expense | $267,000 | 5,218 |
| Net interest income | $1,249,000 | 5,577 |
| Provision for loan and lease losses | $-75,000 | 7,091 |
| Total noninterest income | $228,000 | 4,686 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $73,000 | 4,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $155,000 | 4,023 |
| Total noninterest expense | $1,254,000 | 5,247 |
| Salaries and employee benefits | $675,000 | 5,165 |
| Premises and equipment expense | $164,000 | 4,848 |
| Additional noninterest expense | $415,000 | 5,274 |
| Pre-tax net operating income | $298,000 | 4,844 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $92,000 | 3,120 |
| Income before extraordinary items | $206,000 | 5,308 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $206,000 | 5,307 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $206,000 | 5,307 |
| Net charge-offs | $-107,000 | 7,098 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $206,000 | 5,101 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $752,000 | 5,646 |
| Total interest expense | $137,000 | 5,274 |
| Net interest income | $615,000 | 5,640 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $108,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $33,000 | 5,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,102 |
| Total noninterest expense | $626,000 | 5,266 |
| Salaries and employee benefits | $333,000 | 5,244 |
| Premises and equipment expense | $85,000 | 4,786 |
| Additional noninterest expense | $208,000 | 5,263 |
| Pre-tax net operating income | $97,000 | 5,438 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $24,000 | 3,568 |
| Income before extraordinary items | $73,000 | 5,699 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $73,000 | 5,699 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $73,000 | 5,699 |
| Net charge-offs | $-101,000 | 7,181 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $73,000 | 5,550 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 5,490 |
| Total interest expense | $588,000 | 5,554 |
| Net interest income | $2,850,000 | 5,379 |
| Provision for loan and lease losses | $20,000 | 6,213 |
| Total noninterest income | $395,000 | 4,803 |
| Gross Fiduciary activities income | $1,000 | 1,250 |
| Service charges on deposit accounts | $153,000 | 4,849 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $241,000 | 4,192 |
| Total noninterest expense | $2,427,000 | 5,404 |
| Salaries and employee benefits | $1,294,000 | 5,345 |
| Premises and equipment expense | $350,000 | 4,863 |
| Additional noninterest expense | $783,000 | 5,441 |
| Pre-tax net operating income | $798,000 | 4,090 |
| Securities gains (losses) | $9,000 | 3,367 |
| Applicable income taxes | $191,000 | 2,948 |
| Income before extraordinary items | $616,000 | 4,353 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $616,000 | 4,355 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $616,000 | 4,355 |
| Net charge-offs | $-22,000 | 7,104 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $609,160 | 4,253 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 5,465 |
| Total interest expense | $446,000 | 5,648 |
| Net interest income | $2,222,000 | 5,336 |
| Provision for loan and lease losses | $20,000 | 6,008 |
| Total noninterest income | $287,000 | 4,899 |
| Gross Fiduciary activities income | $1,000 | 1,199 |
| Service charges on deposit accounts | $115,000 | 4,875 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $171,000 | 4,328 |
| Total noninterest expense | $1,843,000 | 5,394 |
| Salaries and employee benefits | $988,000 | 5,314 |
| Premises and equipment expense | $263,000 | 4,935 |
| Additional noninterest expense | $592,000 | 5,460 |
| Pre-tax net operating income | $646,000 | 4,110 |
| Securities gains (losses) | $9,000 | 3,085 |
| Applicable income taxes | $139,000 | 2,963 |
| Income before extraordinary items | $516,000 | 4,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $516,000 | 4,259 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $516,000 | 4,259 |
| Net charge-offs | $-17,000 | 7,087 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $508,890 | 4,150 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 5,363 |
| Total interest expense | $298,000 | 5,752 |
| Net interest income | $1,605,000 | 5,171 |
| Provision for loan and lease losses | $20,000 | 5,705 |
| Total noninterest income | $180,000 | 5,023 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $73,000 | 4,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 4,466 |
| Total noninterest expense | $1,251,000 | 5,417 |
| Salaries and employee benefits | $675,000 | 5,286 |
| Premises and equipment expense | $181,000 | 4,885 |
| Additional noninterest expense | $395,000 | 5,561 |
| Pre-tax net operating income | $514,000 | 3,773 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $99,000 | 2,871 |
| Income before extraordinary items | $415,000 | 3,915 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $415,000 | 3,916 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $415,000 | 3,917 |
| Net charge-offs | $-12,000 | 7,059 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $415,000 | 3,808 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 5,871 |
| Total interest expense | $150,000 | 5,835 |
| Net interest income | $614,000 | 5,770 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $85,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $37,000 | 4,886 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 4,728 |
| Total noninterest expense | $593,000 | 5,577 |
| Salaries and employee benefits | $325,000 | 5,421 |
| Premises and equipment expense | $81,000 | 5,194 |
| Additional noninterest expense | $187,000 | 5,697 |
| Pre-tax net operating income | $91,000 | 5,246 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $86,000 | 5,201 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $86,000 | 5,199 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $86,000 | 5,201 |
| Net charge-offs | $-16,000 | 7,143 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $86,000 | 5,143 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 5,852 |
| Total interest expense | $773,000 | 5,782 |
| Net interest income | $2,525,000 | 5,746 |
| Provision for loan and lease losses | $120,000 | 5,848 |
| Total noninterest income | $491,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $195,000 | 4,458 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $296,000 | 3,964 |
| Total noninterest expense | $2,479,000 | 5,522 |
| Salaries and employee benefits | $1,299,000 | 5,452 |
| Premises and equipment expense | $335,000 | 5,180 |
| Additional noninterest expense | $845,000 | 5,494 |
| Pre-tax net operating income | $417,000 | 4,579 |
| Securities gains (losses) | $-4,000 | 6,965 |
| Applicable income taxes | $67,000 | 3,480 |
| Income before extraordinary items | $346,000 | 4,795 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $346,000 | 4,798 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $346,000 | 4,798 |
| Net charge-offs | $25,000 | 6,281 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $349,360 | 4,638 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 5,930 |
| Total interest expense | $606,000 | 5,840 |
| Net interest income | $1,893,000 | 5,825 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $360,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $150,000 | 4,473 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $210,000 | 4,103 |
| Total noninterest expense | $1,852,000 | 5,566 |
| Salaries and employee benefits | $951,000 | 5,565 |
| Premises and equipment expense | $254,000 | 5,206 |
| Additional noninterest expense | $647,000 | 5,460 |
| Pre-tax net operating income | $311,000 | 4,818 |
| Securities gains (losses) | $-4,000 | 7,144 |
| Applicable income taxes | $46,000 | 3,613 |
| Income before extraordinary items | $261,000 | 5,041 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $261,000 | 5,043 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $261,000 | 5,044 |
| Net charge-offs | $15,000 | 6,116 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $264,400 | 4,850 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 5,972 |
| Total interest expense | $409,000 | 5,905 |
| Net interest income | $1,262,000 | 5,847 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $235,000 | 4,743 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $98,000 | 4,519 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $137,000 | 4,139 |
| Total noninterest expense | $1,212,000 | 5,639 |
| Salaries and employee benefits | $626,000 | 5,626 |
| Premises and equipment expense | $174,000 | 5,189 |
| Additional noninterest expense | $412,000 | 5,588 |
| Pre-tax net operating income | $225,000 | 4,789 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $39,000 | 3,440 |
| Income before extraordinary items | $186,000 | 4,979 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $186,000 | 4,980 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $186,000 | 4,979 |
| Net charge-offs | $20,000 | 5,512 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $186,000 | 4,833 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $842,000 | 6,010 |
| Total interest expense | $205,000 | 6,022 |
| Net interest income | $637,000 | 5,863 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $122,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $50,000 | 4,477 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $72,000 | 4,089 |
| Total noninterest expense | $631,000 | 5,614 |
| Salaries and employee benefits | $314,000 | 5,691 |
| Premises and equipment expense | $91,000 | 5,158 |
| Additional noninterest expense | $226,000 | 5,395 |
| Pre-tax net operating income | $98,000 | 5,076 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $14,000 | 3,633 |
| Income before extraordinary items | $84,000 | 5,195 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $84,000 | 5,196 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $84,000 | 5,195 |
| Net charge-offs | $25,000 | 4,275 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $84,000 | 5,075 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 5,957 |
| Total interest expense | $1,109,000 | 5,817 |
| Net interest income | $2,493,000 | 5,844 |
| Provision for loan and lease losses | $242,000 | 5,549 |
| Total noninterest income | $604,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $248,000 | 4,245 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $356,000 | 3,710 |
| Total noninterest expense | $2,775,000 | 5,399 |
| Salaries and employee benefits | $1,370,000 | 5,453 |
| Premises and equipment expense | $393,000 | 5,030 |
| Additional noninterest expense | $1,012,000 | 5,210 |
| Pre-tax net operating income | $80,000 | 5,150 |
| Securities gains (losses) | $4,000 | 3,487 |
| Applicable income taxes | $-53,000 | 6,452 |
| Income before extraordinary items | $137,000 | 5,032 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $137,000 | 5,031 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $137,000 | 5,031 |
| Net charge-offs | $335,000 | 4,347 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $133,000 | 4,982 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 6,005 |
| Total interest expense | $880,000 | 5,839 |
| Net interest income | $1,849,000 | 5,891 |
| Provision for loan and lease losses | $127,000 | 5,710 |
| Total noninterest income | $451,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $182,000 | 4,294 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $269,000 | 3,783 |
| Total noninterest expense | $2,091,000 | 5,392 |
| Salaries and employee benefits | $1,020,000 | 5,525 |
| Premises and equipment expense | $304,000 | 4,997 |
| Additional noninterest expense | $767,000 | 5,177 |
| Pre-tax net operating income | $82,000 | 5,355 |
| Securities gains (losses) | $7,000 | 3,075 |
| Applicable income taxes | $-18,000 | 6,697 |
| Income before extraordinary items | $107,000 | 5,281 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $107,000 | 5,280 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $107,000 | 5,280 |
| Net charge-offs | $147,000 | 4,633 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $100,000 | 5,247 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 6,009 |
| Total interest expense | $627,000 | 5,830 |
| Net interest income | $1,234,000 | 5,904 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $351,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $117,000 | 4,337 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $234,000 | 3,404 |
| Total noninterest expense | $1,428,000 | 5,384 |
| Salaries and employee benefits | $680,000 | 5,587 |
| Premises and equipment expense | $206,000 | 4,998 |
| Additional noninterest expense | $542,000 | 5,014 |
| Pre-tax net operating income | $97,000 | 5,240 |
| Securities gains (losses) | $7,000 | 2,683 |
| Applicable income taxes | $-2,000 | 6,717 |
| Income before extraordinary items | $106,000 | 5,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 5,155 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $106,000 | 5,155 |
| Net charge-offs | $61,000 | 4,739 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $99,000 | 5,122 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 5,994 |
| Total interest expense | $341,000 | 5,733 |
| Net interest income | $613,000 | 5,939 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $157,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $72,000 | 3,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $85,000 | 3,906 |
| Total noninterest expense | $709,000 | 5,357 |
| Salaries and employee benefits | $344,000 | 5,588 |
| Premises and equipment expense | $107,000 | 4,927 |
| Additional noninterest expense | $258,000 | 4,864 |
| Pre-tax net operating income | $31,000 | 5,872 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $-5,000 | 7,129 |
| Income before extraordinary items | $40,000 | 5,843 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $40,000 | 5,845 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $40,000 | 5,845 |
| Net charge-offs | $-5,000 | 7,701 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $36,000 | 5,736 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 5,651 |
| Total interest expense | $2,125,000 | 5,163 |
| Net interest income | $2,521,000 | 5,890 |
| Provision for loan and lease losses | $1,150,000 | 2,501 |
| Total noninterest income | $459,000 | 5,022 |
| Gross Fiduciary activities income | $4,000 | 1,304 |
| Service charges on deposit accounts | $356,000 | 3,685 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $99,000 | 5,935 |
| Total noninterest expense | $3,245,000 | 4,869 |
| Salaries and employee benefits | $1,602,000 | 5,122 |
| Premises and equipment expense | $407,000 | 5,038 |
| Additional noninterest expense | $1,236,000 | 4,199 |
| Pre-tax net operating income | $-1,415,000 | 7,183 |
| Securities gains (losses) | $-63,000 | 7,188 |
| Applicable income taxes | $-755,000 | 7,623 |
| Income before extraordinary items | $-723,000 | 6,844 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-723,000 | 6,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,186,000 | 1,780 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-682,680 | 6,945 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 5,613 |
| Total interest expense | $1,678,000 | 5,155 |
| Net interest income | $1,967,000 | 5,837 |
| Provision for loan and lease losses | $1,002,000 | 1,816 |
| Total noninterest income | $461,000 | 4,516 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $273,000 | 3,668 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $184,000 | 4,580 |
| Total noninterest expense | $2,367,000 | 4,934 |
| Salaries and employee benefits | $1,155,000 | 5,285 |
| Premises and equipment expense | $284,000 | 5,247 |
| Additional noninterest expense | $928,000 | 4,105 |
| Pre-tax net operating income | $-941,000 | 7,493 |
| Securities gains (losses) | $-63,000 | 7,495 |
| Applicable income taxes | $-278,000 | 7,723 |
| Income before extraordinary items | $-726,000 | 7,356 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-726,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 2,276 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-680,640 | 7,453 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 5,529 |
| Total interest expense | $1,209,000 | 5,095 |
| Net interest income | $1,349,000 | 5,781 |
| Provision for loan and lease losses | $662,000 | 1,590 |
| Total noninterest income | $309,000 | 4,558 |
| Gross Fiduciary activities income | $4,000 | 1,235 |
| Service charges on deposit accounts | $177,000 | 3,726 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $128,000 | 4,591 |
| Total noninterest expense | $1,498,000 | 5,128 |
| Salaries and employee benefits | $788,000 | 5,258 |
| Premises and equipment expense | $196,000 | 5,207 |
| Additional noninterest expense | $514,000 | 4,649 |
| Pre-tax net operating income | $-502,000 | 7,613 |
| Securities gains (losses) | $-63,000 | 8,240 |
| Applicable income taxes | $-168,000 | 7,952 |
| Income before extraordinary items | $-397,000 | 7,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-397,000 | 7,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,788 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-352,900 | 7,556 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 5,406 |
| Total interest expense | $653,000 | 5,063 |
| Net interest income | $736,000 | 5,541 |
| Provision for loan and lease losses | $262,000 | 1,537 |
| Total noninterest income | $148,000 | 4,648 |
| Gross Fiduciary activities income | $3,000 | 1,170 |
| Service charges on deposit accounts | $87,000 | 3,733 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $739,000 | 5,181 |
| Salaries and employee benefits | $403,000 | 5,202 |
| Premises and equipment expense | $102,000 | 5,112 |
| Additional noninterest expense | $234,000 | 4,898 |
| Pre-tax net operating income | $-117,000 | 7,612 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $-44,000 | 8,005 |
| Income before extraordinary items | $-67,000 | 7,561 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-67,000 | 7,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,853 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-70,840 | 7,519 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,832,000 | 5,320 |
| Total interest expense | $2,976,000 | 4,820 |
| Net interest income | $2,856,000 | 5,623 |
| Provision for loan and lease losses | $685,000 | 1,881 |
| Total noninterest income | $967,000 | 3,603 |
| Gross Fiduciary activities income | $22,000 | 1,138 |
| Service charges on deposit accounts | $465,000 | 3,207 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $480,000 | 3,391 |
| Total noninterest expense | $3,165,000 | 4,840 |
| Salaries and employee benefits | $1,561,000 | 5,187 |
| Premises and equipment expense | $323,000 | 5,604 |
| Additional noninterest expense | $1,281,000 | 3,883 |
| Pre-tax net operating income | $-27,000 | 7,484 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $-194,000 | 8,126 |
| Income before extraordinary items | $171,000 | 6,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $171,000 | 6,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,410 |
| Cash dividends | $68,000 | 5,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $168,440 | 6,873 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 5,227 |
| Total interest expense | $2,305,000 | 4,733 |
| Net interest income | $2,221,000 | 5,569 |
| Provision for loan and lease losses | $178,000 | 3,234 |
| Total noninterest income | $557,000 | 4,170 |
| Gross Fiduciary activities income | $12,000 | 1,159 |
| Service charges on deposit accounts | $358,000 | 3,130 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $187,000 | 4,625 |
| Total noninterest expense | $2,149,000 | 5,127 |
| Salaries and employee benefits | $1,126,000 | 5,285 |
| Premises and equipment expense | $251,000 | 5,511 |
| Additional noninterest expense | $772,000 | 4,491 |
| Pre-tax net operating income | $451,000 | 5,963 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $50,000 | 4,943 |
| Income before extraordinary items | $400,000 | 5,834 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $400,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,965 |
| Cash dividends | $68,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $400,890 | 5,817 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,033,000 | 5,221 |
| Total interest expense | $1,576,000 | 4,635 |
| Net interest income | $1,457,000 | 5,643 |
| Provision for loan and lease losses | $97,000 | 3,344 |
| Total noninterest income | $389,000 | 4,095 |
| Gross Fiduciary activities income | $9,000 | 1,152 |
| Service charges on deposit accounts | $241,000 | 3,099 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $139,000 | 4,467 |
| Total noninterest expense | $1,445,000 | 5,132 |
| Salaries and employee benefits | $774,000 | 5,238 |
| Premises and equipment expense | $174,000 | 5,447 |
| Additional noninterest expense | $497,000 | 4,603 |
| Pre-tax net operating income | $304,000 | 6,006 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $35,000 | 5,013 |
| Income before extraordinary items | $268,000 | 5,888 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $268,000 | 5,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,130 |
| Cash dividends | $68,000 | 4,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $268,880 | 5,874 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 5,199 |
| Total interest expense | $790,000 | 4,603 |
| Net interest income | $732,000 | 5,648 |
| Provision for loan and lease losses | $24,000 | 4,189 |
| Total noninterest income | $201,000 | 4,008 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $120,000 | 3,069 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $77,000 | 4,286 |
| Total noninterest expense | $734,000 | 5,087 |
| Salaries and employee benefits | $401,000 | 5,160 |
| Premises and equipment expense | $84,000 | 5,553 |
| Additional noninterest expense | $249,000 | 4,551 |
| Pre-tax net operating income | $175,000 | 5,770 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $28,000 | 4,668 |
| Income before extraordinary items | $146,000 | 5,695 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $146,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $68,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $146,840 | 5,679 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,074,000 | 4,977 |
| Total interest expense | $3,167,000 | 4,177 |
| Net interest income | $2,907,000 | 5,620 |
| Provision for loan and lease losses | $362,000 | 2,444 |
| Total noninterest income | $814,000 | 4,009 |
| Gross Fiduciary activities income | $24,000 | 1,150 |
| Service charges on deposit accounts | $516,000 | 2,987 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $274,000 | 4,479 |
| Total noninterest expense | $2,992,000 | 4,895 |
| Salaries and employee benefits | $1,587,000 | 5,010 |
| Premises and equipment expense | $338,000 | 5,421 |
| Additional noninterest expense | $1,067,000 | 4,309 |
| Pre-tax net operating income | $367,000 | 6,887 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $-51,000 | 8,296 |
| Income before extraordinary items | $417,000 | 6,458 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $417,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,736 |
| Cash dividends | $538,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $418,000 | 6,454 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 4,986 |
| Total interest expense | $2,323,000 | 4,151 |
| Net interest income | $2,187,000 | 5,662 |
| Provision for loan and lease losses | $24,000 | 5,878 |
| Total noninterest income | $637,000 | 3,915 |
| Gross Fiduciary activities income | $17,000 | 1,132 |
| Service charges on deposit accounts | $396,000 | 2,969 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $224,000 | 4,294 |
| Total noninterest expense | $2,102,000 | 5,103 |
| Salaries and employee benefits | $1,177,000 | 5,034 |
| Premises and equipment expense | $246,000 | 5,529 |
| Additional noninterest expense | $679,000 | 4,818 |
| Pre-tax net operating income | $698,000 | 5,533 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $130,000 | 4,652 |
| Income before extraordinary items | $568,000 | 5,489 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $568,000 | 5,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,827 |
| Cash dividends | $404,000 | 3,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $568,000 | 5,491 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,937,000 | 5,024 |
| Total interest expense | $1,474,000 | 4,160 |
| Net interest income | $1,463,000 | 5,684 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $442,000 | 3,812 |
| Gross Fiduciary activities income | $12,000 | 1,136 |
| Service charges on deposit accounts | $262,000 | 2,964 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $168,000 | 4,090 |
| Total noninterest expense | $1,387,000 | 5,146 |
| Salaries and employee benefits | $781,000 | 5,066 |
| Premises and equipment expense | $150,000 | 5,772 |
| Additional noninterest expense | $456,000 | 4,775 |
| Pre-tax net operating income | $494,000 | 5,426 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $97,000 | 4,544 |
| Income before extraordinary items | $397,000 | 5,410 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $397,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $269,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $397,000 | 5,405 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,421,000 | 5,078 |
| Total interest expense | $686,000 | 4,221 |
| Net interest income | $735,000 | 5,652 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $206,000 | 3,917 |
| Gross Fiduciary activities income | $6,000 | 1,135 |
| Service charges on deposit accounts | $114,000 | 3,181 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $86,000 | 3,983 |
| Total noninterest expense | $681,000 | 5,217 |
| Salaries and employee benefits | $382,000 | 5,170 |
| Premises and equipment expense | $75,000 | 5,803 |
| Additional noninterest expense | $224,000 | 4,827 |
| Pre-tax net operating income | $236,000 | 5,492 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $40,000 | 4,735 |
| Income before extraordinary items | $196,000 | 5,400 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $196,000 | 5,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $134,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $196,000 | 5,402 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 5,193 |
| Total interest expense | $1,984,000 | 4,454 |
| Net interest income | $2,952,000 | 5,569 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $636,000 | 4,641 |
| Gross Fiduciary activities income | $25,000 | 1,153 |
| Service charges on deposit accounts | $364,000 | 3,763 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $247,000 | 4,757 |
| Total noninterest expense | $2,668,000 | 5,162 |
| Salaries and employee benefits | $1,441,000 | 5,187 |
| Premises and equipment expense | $355,000 | 5,234 |
| Additional noninterest expense | $872,000 | 4,876 |
| Pre-tax net operating income | $920,000 | 5,581 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $187,000 | 4,750 |
| Income before extraordinary items | $733,000 | 5,562 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $733,000 | 5,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,386 |
| Cash dividends | $538,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $733,000 | 5,529 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,624,000 | 5,231 |
| Total interest expense | $1,413,000 | 4,486 |
| Net interest income | $2,211,000 | 5,571 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $473,000 | 4,696 |
| Gross Fiduciary activities income | $19,000 | 1,127 |
| Service charges on deposit accounts | $259,000 | 3,885 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $195,000 | 4,652 |
| Total noninterest expense | $1,981,000 | 5,173 |
| Salaries and employee benefits | $1,075,000 | 5,183 |
| Premises and equipment expense | $278,000 | 5,085 |
| Additional noninterest expense | $628,000 | 4,969 |
| Pre-tax net operating income | $703,000 | 5,628 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $146,000 | 4,837 |
| Income before extraordinary items | $557,000 | 5,642 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $557,000 | 5,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,228 |
| Cash dividends | $404,000 | 3,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $557,000 | 5,602 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 5,230 |
| Total interest expense | $895,000 | 4,457 |
| Net interest income | $1,475,000 | 5,553 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $281,000 | 4,954 |
| Gross Fiduciary activities income | $12,000 | 1,130 |
| Service charges on deposit accounts | $160,000 | 3,998 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $109,000 | 5,004 |
| Total noninterest expense | $1,308,000 | 5,198 |
| Salaries and employee benefits | $710,000 | 5,202 |
| Premises and equipment expense | $185,000 | 5,077 |
| Additional noninterest expense | $413,000 | 4,983 |
| Pre-tax net operating income | $448,000 | 5,712 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $89,000 | 4,966 |
| Income before extraordinary items | $359,000 | 5,717 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $359,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,182 |
| Cash dividends | $269,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $359,000 | 5,675 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 5,254 |
| Total interest expense | $421,000 | 4,516 |
| Net interest income | $750,000 | 5,529 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $132,000 | 5,045 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 5,007 |
| Total noninterest expense | $647,000 | 5,263 |
| Salaries and employee benefits | $348,000 | 5,310 |
| Premises and equipment expense | $96,000 | 5,017 |
| Additional noninterest expense | $203,000 | 5,013 |
| Pre-tax net operating income | $235,000 | 5,595 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $49,000 | 4,779 |
| Income before extraordinary items | $186,000 | 5,607 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $186,000 | 5,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,332 |
| Cash dividends | $135,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $186,000 | 5,563 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 5,154 |
| Total interest expense | $1,468,000 | 4,578 |
| Net interest income | $3,065,000 | 5,348 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $623,000 | 4,724 |
| Gross Fiduciary activities income | $25,000 | 1,165 |
| Service charges on deposit accounts | $341,000 | 4,003 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $257,000 | 4,577 |
| Total noninterest expense | $2,626,000 | 5,125 |
| Salaries and employee benefits | $1,411,000 | 5,146 |
| Premises and equipment expense | $363,000 | 5,084 |
| Additional noninterest expense | $852,000 | 4,884 |
| Pre-tax net operating income | $1,062,000 | 5,085 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $241,000 | 4,497 |
| Income before extraordinary items | $826,000 | 5,188 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $826,000 | 5,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,719 |
| Cash dividends | $754,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $822,150 | 5,132 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,357,000 | 5,180 |
| Total interest expense | $1,084,000 | 4,579 |
| Net interest income | $2,273,000 | 5,372 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $455,000 | 4,793 |
| Gross Fiduciary activities income | $16,000 | 1,173 |
| Service charges on deposit accounts | $252,000 | 4,081 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $187,000 | 4,640 |
| Total noninterest expense | $1,950,000 | 5,117 |
| Salaries and employee benefits | $1,049,000 | 5,139 |
| Premises and equipment expense | $266,000 | 5,139 |
| Additional noninterest expense | $635,000 | 4,867 |
| Pre-tax net operating income | $760,000 | 5,325 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $168,000 | 4,702 |
| Income before extraordinary items | $598,000 | 5,374 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $598,000 | 5,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $673,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $593,320 | 5,309 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 5,231 |
| Total interest expense | $713,000 | 4,624 |
| Net interest income | $1,497,000 | 5,415 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $305,000 | 4,773 |
| Gross Fiduciary activities income | $11,000 | 1,171 |
| Service charges on deposit accounts | $167,000 | 4,079 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $127,000 | 4,664 |
| Total noninterest expense | $1,280,000 | 5,198 |
| Salaries and employee benefits | $694,000 | 5,201 |
| Premises and equipment expense | $177,000 | 5,163 |
| Additional noninterest expense | $409,000 | 4,986 |
| Pre-tax net operating income | $492,000 | 5,345 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $106,000 | 4,763 |
| Income before extraordinary items | $392,000 | 5,364 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $392,000 | 5,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $269,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $387,260 | 5,308 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 5,209 |
| Total interest expense | $359,000 | 4,635 |
| Net interest income | $759,000 | 5,380 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $150,000 | 4,772 |
| Gross Fiduciary activities income | $5,000 | 1,183 |
| Service charges on deposit accounts | $80,000 | 4,116 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $65,000 | 4,579 |
| Total noninterest expense | $625,000 | 5,313 |
| Salaries and employee benefits | $336,000 | 5,335 |
| Premises and equipment expense | $92,000 | 5,093 |
| Additional noninterest expense | $197,000 | 5,125 |
| Pre-tax net operating income | $269,000 | 5,091 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $65,000 | 4,461 |
| Income before extraordinary items | $210,000 | 5,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $210,000 | 5,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $135,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $205,440 | 5,152 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,880,000 | 4,975 |
| Total interest expense | $1,857,000 | 4,251 |
| Net interest income | $3,023,000 | 5,286 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $784,000 | 4,288 |
| Gross Fiduciary activities income | $27,000 | 1,194 |
| Service charges on deposit accounts | $330,000 | 4,088 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $427,000 | 3,845 |
| Total noninterest expense | $2,478,000 | 5,241 |
| Salaries and employee benefits | $1,308,000 | 5,335 |
| Premises and equipment expense | $419,000 | 4,578 |
| Additional noninterest expense | $751,000 | 5,257 |
| Pre-tax net operating income | $1,299,000 | 4,484 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $345,000 | 4,063 |
| Income before extraordinary items | $957,000 | 4,762 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $957,000 | 4,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,630 |
| Cash dividends | $431,000 | 3,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $954,780 | 4,604 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 4,955 |
| Total interest expense | $1,468,000 | 4,211 |
| Net interest income | $2,280,000 | 5,278 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $633,000 | 4,157 |
| Gross Fiduciary activities income | $18,000 | 1,197 |
| Service charges on deposit accounts | $243,000 | 4,151 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $372,000 | 3,663 |
| Total noninterest expense | $1,841,000 | 5,258 |
| Salaries and employee benefits | $955,000 | 5,407 |
| Premises and equipment expense | $318,000 | 4,543 |
| Additional noninterest expense | $568,000 | 5,203 |
| Pre-tax net operating income | $1,027,000 | 4,481 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $281,000 | 4,041 |
| Income before extraordinary items | $748,000 | 4,778 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $748,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $323,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $746,540 | 4,600 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 4,901 |
| Total interest expense | $1,017,000 | 4,200 |
| Net interest income | $1,548,000 | 5,243 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $450,000 | 3,983 |
| Gross Fiduciary activities income | $11,000 | 1,214 |
| Service charges on deposit accounts | $156,000 | 4,191 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $283,000 | 3,411 |
| Total noninterest expense | $1,218,000 | 5,281 |
| Salaries and employee benefits | $637,000 | 5,418 |
| Premises and equipment expense | $206,000 | 4,619 |
| Additional noninterest expense | $375,000 | 5,234 |
| Pre-tax net operating income | $750,000 | 4,236 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $215,000 | 3,820 |
| Income before extraordinary items | $535,000 | 4,611 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $535,000 | 4,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $215,000 | 3,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $535,000 | 4,396 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 4,883 |
| Total interest expense | $525,000 | 4,184 |
| Net interest income | $772,000 | 5,226 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $179,000 | 4,428 |
| Gross Fiduciary activities income | $6,000 | 1,199 |
| Service charges on deposit accounts | $75,000 | 4,221 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $98,000 | 3,968 |
| Total noninterest expense | $605,000 | 5,309 |
| Salaries and employee benefits | $311,000 | 5,510 |
| Premises and equipment expense | $97,000 | 4,800 |
| Additional noninterest expense | $197,000 | 5,007 |
| Pre-tax net operating income | $331,000 | 4,533 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $92,000 | 4,095 |
| Income before extraordinary items | $239,000 | 4,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $239,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $108,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $239,000 | 4,640 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,599,000 | 4,779 |
| Total interest expense | $2,565,000 | 4,020 |
| Net interest income | $3,034,000 | 5,246 |
| Provision for loan and lease losses | $78,000 | 6,121 |
| Total noninterest income | $771,000 | 4,093 |
| Gross Fiduciary activities income | $66,000 | 1,066 |
| Service charges on deposit accounts | $302,000 | 4,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $403,000 | 3,683 |
| Total noninterest expense | $2,551,000 | 5,015 |
| Salaries and employee benefits | $1,379,000 | 4,995 |
| Premises and equipment expense | $464,000 | 4,175 |
| Additional noninterest expense | $708,000 | 5,371 |
| Pre-tax net operating income | $1,176,000 | 4,773 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $304,000 | 4,423 |
| Income before extraordinary items | $873,000 | 4,959 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $873,000 | 4,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,218 |
| Cash dividends | $700,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $872,260 | 4,831 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,048,000 | 4,930 |
| Total interest expense | $3,176,000 | 4,520 |
| Net interest income | $2,872,000 | 5,240 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $491,000 | 5,118 |
| Gross Fiduciary activities income | $50,000 | 1,133 |
| Service charges on deposit accounts | $201,000 | 5,155 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $240,000 | 4,564 |
| Total noninterest expense | $2,343,000 | 5,185 |
| Salaries and employee benefits | $1,233,000 | 5,214 |
| Premises and equipment expense | $477,000 | 4,050 |
| Additional noninterest expense | $633,000 | 5,644 |
| Pre-tax net operating income | $990,000 | 4,925 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $260,000 | 4,552 |
| Income before extraordinary items | $730,000 | 5,128 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $730,000 | 5,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $646,000 | 3,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $730,000 | 5,020 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,819,000 | 5,189 |
| Total interest expense | $3,048,000 | 4,862 |
| Net interest income | $2,771,000 | 5,441 |
| Provision for loan and lease losses | $84,000 | 5,667 |
| Total noninterest income | $310,000 | 6,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,064 |
| Total noninterest expense | $2,257,000 | 5,239 |
| Salaries and employee benefits | $1,133,000 | 5,443 |
| Premises and equipment expense | $509,000 | 3,736 |
| Additional noninterest expense | $615,000 | 5,687 |
| Pre-tax net operating income | $740,000 | 6,072 |
| Securities gains (losses) | $-26,000 | 8,870 |
| Applicable income taxes | $142,000 | 6,017 |
| Income before extraordinary items | $572,000 | 5,971 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $572,000 | 5,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,375 |
| Cash dividends | $269,000 | 4,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $592,800 | 5,902 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 5,426 |
| Total interest expense | $2,676,000 | 5,004 |
| Net interest income | $2,529,000 | 5,759 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $307,000 | 6,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,023 |
| Total noninterest expense | $2,217,000 | 5,301 |
| Salaries and employee benefits | $1,020,000 | 5,800 |
| Premises and equipment expense | $518,000 | 3,650 |
| Additional noninterest expense | $679,000 | 5,357 |
| Pre-tax net operating income | $547,000 | 6,927 |
| Securities gains (losses) | $-13,000 | 9,410 |
| Applicable income taxes | $50,000 | 7,632 |
| Income before extraordinary items | $484,000 | 6,526 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $484,000 | 6,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,499 |
| Cash dividends | $485,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $495,830 | 6,454 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,029,000 | 5,654 |
| Total interest expense | $2,569,000 | 5,266 |
| Net interest income | $2,460,000 | 5,908 |
| Provision for loan and lease losses | $170,000 | 3,903 |
| Total noninterest income | $285,000 | 6,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 6,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,166 |
| Total noninterest expense | $1,843,000 | 5,894 |
| Salaries and employee benefits | $925,000 | 6,092 |
| Premises and equipment expense | $373,000 | 4,677 |
| Additional noninterest expense | $545,000 | 6,124 |
| Pre-tax net operating income | $732,000 | 6,370 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $171,000 | 6,570 |
| Income before extraordinary items | $572,000 | 6,199 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $572,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,421 |
| Cash dividends | $538,000 | 3,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $563,530 | 6,135 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 5,906 |
| Total interest expense | $2,363,000 | 5,630 |
| Net interest income | $2,504,000 | 6,053 |
| Provision for loan and lease losses | $125,000 | 4,524 |
| Total noninterest income | $218,000 | 7,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,301 |
| Total noninterest expense | $1,621,000 | 6,486 |
| Salaries and employee benefits | $818,000 | 6,685 |
| Premises and equipment expense | $353,000 | 4,860 |
| Additional noninterest expense | $450,000 | 6,925 |
| Pre-tax net operating income | $976,000 | 5,907 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $271,000 | 6,019 |
| Income before extraordinary items | $703,000 | 5,891 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $703,000 | 5,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $646,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $704,440 | 5,841 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 6,341 |
| Total interest expense | $2,240,000 | 5,970 |
| Net interest income | $2,316,000 | 6,539 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $184,000 | 8,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,288 |
| Total noninterest expense | $1,556,000 | 6,957 |
| Salaries and employee benefits | $748,000 | 7,259 |
| Premises and equipment expense | $391,000 | 4,619 |
| Additional noninterest expense | $417,000 | 7,744 |
| Pre-tax net operating income | $824,000 | 6,405 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $212,000 | 6,957 |
| Income before extraordinary items | $606,000 | 6,235 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $606,000 | 6,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $485,000 | 3,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $610,440 | 6,152 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 6,857 |
| Total interest expense | $2,097,000 | 6,271 |
| Net interest income | $2,025,000 | 7,248 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $162,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 8,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,878 |
| Total noninterest expense | $1,508,000 | 7,251 |
| Salaries and employee benefits | $711,000 | 7,658 |
| Premises and equipment expense | $331,000 | 5,238 |
| Additional noninterest expense | $466,000 | 7,552 |
| Pre-tax net operating income | $559,000 | 8,130 |
| Securities gains (losses) | $-30,000 | 10,836 |
| Applicable income taxes | $88,000 | 9,430 |
| Income before extraordinary items | $441,000 | 7,715 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $441,000 | 7,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $215,000 | 5,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $465,900 | 7,483 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,847,000 | 6,888 |
| Total interest expense | $1,617,000 | 6,563 |
| Net interest income | $2,230,000 | 7,017 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $172,000 | 9,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,669 |
| Total noninterest expense | $1,412,000 | 7,878 |
| Salaries and employee benefits | $743,000 | 7,578 |
| Premises and equipment expense | $162,000 | 8,250 |
| Additional noninterest expense | $507,000 | 7,773 |
| Pre-tax net operating income | $890,000 | 6,446 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $240,000 | 6,686 |
| Income before extraordinary items | $649,000 | 6,228 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $649,000 | 6,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $108,000 | 6,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $649,730 | 6,296 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,025,000 | 6,852 |
| Total interest expense | $1,759,000 | 6,452 |
| Net interest income | $2,266,000 | 6,998 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $170,000 | 9,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 9,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $1,403,000 | 8,174 |
| Salaries and employee benefits | $755,000 | 7,614 |
| Premises and equipment expense | $166,000 | 8,480 |
| Additional noninterest expense | $482,000 | 8,408 |
| Pre-tax net operating income | $973,000 | 6,006 |
| Securities gains (losses) | $29,000 | 4,143 |
| Applicable income taxes | $300,000 | 6,085 |
| Income before extraordinary items | $702,000 | 6,101 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $702,000 | 6,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,571 |
| Cash dividends | $108,000 | 6,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $681,700 | 5,977 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 6,954 |
| Total interest expense | $2,419,000 | 6,142 |
| Net interest income | $2,031,000 | 7,662 |
| Provision for loan and lease losses | $85,000 | 7,723 |
| Total noninterest income | $142,000 | 10,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 9,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $1,254,000 | 8,828 |
| Salaries and employee benefits | $676,000 | 8,174 |
| Premises and equipment expense | $161,000 | 8,809 |
| Additional noninterest expense | $417,000 | 9,367 |
| Pre-tax net operating income | $834,000 | 6,410 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $234,000 | 6,932 |
| Income before extraordinary items | $596,000 | 6,609 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $596,000 | 6,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 6,878 |
| Cash dividends | $161,000 | 5,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $598,880 | 6,223 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.