Home > Orange County Business Bank > Income and Expense
Orange County Business Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,740,000 | 3,198 |
| Total interest expense | $656,000 | 3,190 |
| Net interest income | $6,084,000 | 3,163 |
| Provision for loan and lease losses | $-2,306,000 | 6,124 |
| Total noninterest income | $553,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $165,000 | 4,007 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $388,000 | 3,628 |
| Total noninterest expense | $6,961,000 | 2,571 |
| Salaries and employee benefits | $4,583,000 | 2,205 |
| Premises and equipment expense | $476,000 | 3,574 |
| Additional noninterest expense | $1,902,000 | 2,891 |
| Pre-tax net operating income | $1,982,000 | 3,024 |
| Securities gains (losses) | $21,000 | 2,208 |
| Applicable income taxes | $829,000 | 1,764 |
| Income before extraordinary items | $1,174,000 | 3,667 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,174,000 | 3,666 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,174,000 | 3,668 |
| Net charge-offs | $-2,302,000 | 6,154 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,160,560 | 3,632 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 3,228 |
| Total interest expense | $489,000 | 3,251 |
| Net interest income | $4,557,000 | 3,185 |
| Provision for loan and lease losses | $-2,306,000 | 6,226 |
| Total noninterest income | $449,000 | 3,916 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $128,000 | 3,979 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $321,000 | 3,513 |
| Total noninterest expense | $5,208,000 | 2,592 |
| Salaries and employee benefits | $3,438,000 | 2,214 |
| Premises and equipment expense | $355,000 | 3,631 |
| Additional noninterest expense | $1,415,000 | 2,914 |
| Pre-tax net operating income | $2,104,000 | 2,472 |
| Securities gains (losses) | $21,000 | 1,989 |
| Applicable income taxes | $879,000 | 1,490 |
| Income before extraordinary items | $1,246,000 | 3,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,246,000 | 3,107 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,246,000 | 3,108 |
| Net charge-offs | $-2,291,000 | 6,244 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,232,560 | 3,070 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 3,240 |
| Total interest expense | $321,000 | 3,305 |
| Net interest income | $3,042,000 | 3,192 |
| Provision for loan and lease losses | $-2,378,000 | 6,313 |
| Total noninterest income | $232,000 | 4,323 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $94,000 | 3,819 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $138,000 | 4,126 |
| Total noninterest expense | $3,393,000 | 2,654 |
| Salaries and employee benefits | $2,297,000 | 2,223 |
| Premises and equipment expense | $231,000 | 3,712 |
| Additional noninterest expense | $865,000 | 3,144 |
| Pre-tax net operating income | $2,259,000 | 1,721 |
| Securities gains (losses) | $21,000 | 1,689 |
| Applicable income taxes | $943,000 | 1,075 |
| Income before extraordinary items | $1,337,000 | 2,241 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,337,000 | 2,243 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,337,000 | 2,243 |
| Net charge-offs | $-2,280,000 | 6,328 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,323,560 | 2,210 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 3,267 |
| Total interest expense | $162,000 | 3,325 |
| Net interest income | $1,504,000 | 3,212 |
| Provision for loan and lease losses | $-142,000 | 6,232 |
| Total noninterest income | $120,000 | 4,272 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $58,000 | 3,437 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $62,000 | 4,269 |
| Total noninterest expense | $1,643,000 | 2,717 |
| Salaries and employee benefits | $1,133,000 | 2,272 |
| Premises and equipment expense | $111,000 | 3,827 |
| Additional noninterest expense | $399,000 | 3,308 |
| Pre-tax net operating income | $123,000 | 5,046 |
| Securities gains (losses) | $17,000 | 1,294 |
| Applicable income taxes | $57,000 | 2,897 |
| Income before extraordinary items | $83,000 | 5,280 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $83,000 | 5,283 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $83,000 | 5,284 |
| Net charge-offs | $-11,000 | 5,460 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $72,120 | 5,337 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,712,000 | 3,275 |
| Total interest expense | $643,000 | 3,466 |
| Net interest income | $6,069,000 | 3,216 |
| Provision for loan and lease losses | $-2,079,000 | 6,419 |
| Total noninterest income | $550,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $295,000 | 3,236 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $255,000 | 4,225 |
| Total noninterest expense | $6,168,000 | 2,860 |
| Salaries and employee benefits | $4,166,000 | 2,408 |
| Premises and equipment expense | $419,000 | 3,987 |
| Additional noninterest expense | $1,583,000 | 3,433 |
| Pre-tax net operating income | $2,530,000 | 2,568 |
| Securities gains (losses) | $5,000 | 2,877 |
| Applicable income taxes | $-4,644,000 | 6,476 |
| Income before extraordinary items | $7,179,000 | 928 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $7,179,000 | 927 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,179,000 | 927 |
| Net charge-offs | $-2,191,000 | 6,485 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,174,000 | 905 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,981,000 | 3,335 |
| Total interest expense | $476,000 | 3,550 |
| Net interest income | $4,505,000 | 3,266 |
| Provision for loan and lease losses | $-2,079,000 | 6,525 |
| Total noninterest income | $412,000 | 4,172 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $223,000 | 3,245 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $189,000 | 4,280 |
| Total noninterest expense | $4,648,000 | 2,867 |
| Salaries and employee benefits | $3,124,000 | 2,395 |
| Premises and equipment expense | $313,000 | 4,051 |
| Additional noninterest expense | $1,211,000 | 3,375 |
| Pre-tax net operating income | $2,348,000 | 2,238 |
| Securities gains (losses) | $-3,000 | 6,006 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,345,000 | 1,947 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,345,000 | 1,948 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,345,000 | 1,946 |
| Net charge-offs | $-2,181,000 | 6,573 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,348,000 | 1,898 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 3,436 |
| Total interest expense | $313,000 | 3,624 |
| Net interest income | $2,849,000 | 3,390 |
| Provision for loan and lease losses | $-157,000 | 6,379 |
| Total noninterest income | $273,000 | 4,191 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $146,000 | 3,274 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $127,000 | 4,253 |
| Total noninterest expense | $3,126,000 | 2,861 |
| Salaries and employee benefits | $2,122,000 | 2,368 |
| Premises and equipment expense | $212,000 | 4,056 |
| Additional noninterest expense | $792,000 | 3,434 |
| Pre-tax net operating income | $153,000 | 5,539 |
| Securities gains (losses) | $-4,000 | 6,185 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $149,000 | 5,477 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $149,000 | 5,479 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $149,000 | 5,480 |
| Net charge-offs | $-138,000 | 6,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $153,000 | 5,415 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 3,423 |
| Total interest expense | $154,000 | 3,726 |
| Net interest income | $1,454,000 | 3,353 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $133,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $74,000 | 3,229 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $59,000 | 4,339 |
| Total noninterest expense | $1,575,000 | 2,875 |
| Salaries and employee benefits | $1,091,000 | 2,325 |
| Premises and equipment expense | $102,000 | 4,167 |
| Additional noninterest expense | $382,000 | 3,527 |
| Pre-tax net operating income | $12,000 | 6,103 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $12,000 | 6,119 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $12,000 | 6,120 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $12,000 | 6,120 |
| Net charge-offs | $-46,000 | 6,289 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $12,000 | 6,102 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,286,000 | 3,511 |
| Total interest expense | $620,000 | 4,019 |
| Net interest income | $5,666,000 | 3,399 |
| Provision for loan and lease losses | $-959,000 | 6,667 |
| Total noninterest income | $529,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $232,000 | 3,843 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $297,000 | 4,104 |
| Total noninterest expense | $6,119,000 | 2,947 |
| Salaries and employee benefits | $4,000,000 | 2,480 |
| Premises and equipment expense | $405,000 | 4,184 |
| Additional noninterest expense | $1,714,000 | 3,323 |
| Pre-tax net operating income | $1,035,000 | 4,026 |
| Securities gains (losses) | $34,000 | 2,048 |
| Applicable income taxes | $4,000 | 4,440 |
| Income before extraordinary items | $1,065,000 | 3,777 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,065,000 | 3,781 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,065,000 | 3,781 |
| Net charge-offs | $-722,000 | 6,760 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,031,000 | 3,776 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,657,000 | 3,570 |
| Total interest expense | $452,000 | 4,154 |
| Net interest income | $4,205,000 | 3,445 |
| Provision for loan and lease losses | $-759,000 | 6,759 |
| Total noninterest income | $345,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $160,000 | 4,022 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $185,000 | 4,411 |
| Total noninterest expense | $4,587,000 | 2,949 |
| Salaries and employee benefits | $2,984,000 | 2,495 |
| Premises and equipment expense | $303,000 | 4,227 |
| Additional noninterest expense | $1,300,000 | 3,298 |
| Pre-tax net operating income | $722,000 | 4,222 |
| Securities gains (losses) | $34,000 | 1,913 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $756,000 | 3,924 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $756,000 | 3,926 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $756,000 | 3,927 |
| Net charge-offs | $-721,000 | 6,842 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $722,000 | 3,948 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 3,761 |
| Total interest expense | $288,000 | 4,307 |
| Net interest income | $2,604,000 | 3,620 |
| Provision for loan and lease losses | $-759,000 | 6,840 |
| Total noninterest income | $226,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $105,000 | 4,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $121,000 | 4,499 |
| Total noninterest expense | $2,973,000 | 3,016 |
| Salaries and employee benefits | $1,920,000 | 2,585 |
| Premises and equipment expense | $201,000 | 4,254 |
| Additional noninterest expense | $852,000 | 3,351 |
| Pre-tax net operating income | $616,000 | 3,783 |
| Securities gains (losses) | $34,000 | 1,755 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $650,000 | 3,459 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $650,000 | 3,460 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $650,000 | 3,462 |
| Net charge-offs | $-673,000 | 6,910 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $616,000 | 3,463 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 3,964 |
| Total interest expense | $136,000 | 4,521 |
| Net interest income | $1,208,000 | 3,827 |
| Provision for loan and lease losses | $-575,000 | 6,957 |
| Total noninterest income | $108,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $51,000 | 4,059 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 4,549 |
| Total noninterest expense | $1,459,000 | 3,068 |
| Salaries and employee benefits | $927,000 | 2,697 |
| Premises and equipment expense | $99,000 | 4,329 |
| Additional noninterest expense | $433,000 | 3,318 |
| Pre-tax net operating income | $432,000 | 3,159 |
| Securities gains (losses) | $13,000 | 1,412 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $445,000 | 2,816 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $445,000 | 2,818 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $445,000 | 2,818 |
| Net charge-offs | $-609,000 | 6,989 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $432,000 | 2,790 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 4,036 |
| Total interest expense | $1,424,000 | 2,832 |
| Net interest income | $4,121,000 | 4,336 |
| Provision for loan and lease losses | $-1,630,000 | 7,048 |
| Total noninterest income | $527,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $278,000 | 3,636 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $249,000 | 4,316 |
| Total noninterest expense | $6,497,000 | 2,847 |
| Salaries and employee benefits | $4,215,000 | 2,337 |
| Premises and equipment expense | $450,000 | 4,062 |
| Additional noninterest expense | $1,832,000 | 3,303 |
| Pre-tax net operating income | $-219,000 | 6,366 |
| Securities gains (losses) | $1,011,000 | 516 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $792,000 | 4,279 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $792,000 | 4,277 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $792,000 | 4,279 |
| Net charge-offs | $-716,000 | 7,057 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-219,000 | 6,388 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,206,000 | 4,074 |
| Total interest expense | $752,000 | 3,718 |
| Net interest income | $3,454,000 | 4,080 |
| Provision for loan and lease losses | $-1,000,000 | 7,135 |
| Total noninterest income | $346,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $155,000 | 4,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $191,000 | 4,315 |
| Total noninterest expense | $4,994,000 | 2,789 |
| Salaries and employee benefits | $3,199,000 | 2,322 |
| Premises and equipment expense | $347,000 | 4,057 |
| Additional noninterest expense | $1,448,000 | 3,200 |
| Pre-tax net operating income | $-194,000 | 6,511 |
| Securities gains (losses) | $761,000 | 533 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $567,000 | 4,467 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $567,000 | 4,466 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $567,000 | 4,465 |
| Net charge-offs | $-79,000 | 6,993 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-194,000 | 6,530 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,916,000 | 4,007 |
| Total interest expense | $503,000 | 3,812 |
| Net interest income | $2,413,000 | 3,972 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $225,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $92,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $133,000 | 4,260 |
| Total noninterest expense | $3,226,000 | 2,868 |
| Salaries and employee benefits | $2,090,000 | 2,364 |
| Premises and equipment expense | $241,000 | 3,964 |
| Additional noninterest expense | $895,000 | 3,396 |
| Pre-tax net operating income | $-588,000 | 6,852 |
| Securities gains (losses) | $462,000 | 593 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-126,000 | 6,653 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-126,000 | 6,653 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-126,000 | 6,653 |
| Net charge-offs | $-79,000 | 7,056 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-588,000 | 6,865 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 3,849 |
| Total interest expense | $252,000 | 3,921 |
| Net interest income | $1,318,000 | 3,776 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $120,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $52,000 | 4,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 4,269 |
| Total noninterest expense | $1,617,000 | 2,873 |
| Salaries and employee benefits | $1,086,000 | 2,293 |
| Premises and equipment expense | $122,000 | 3,950 |
| Additional noninterest expense | $409,000 | 3,589 |
| Pre-tax net operating income | $-179,000 | 6,830 |
| Securities gains (losses) | $100,000 | 910 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-79,000 | 6,772 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-79,000 | 6,774 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-79,000 | 6,774 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-179,000 | 6,851 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,723,000 | 3,778 |
| Total interest expense | $1,213,000 | 3,938 |
| Net interest income | $5,510,000 | 3,676 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $433,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $178,000 | 4,593 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $255,000 | 4,106 |
| Total noninterest expense | $6,679,000 | 2,769 |
| Salaries and employee benefits | $4,131,000 | 2,334 |
| Premises and equipment expense | $401,000 | 4,558 |
| Additional noninterest expense | $2,147,000 | 2,936 |
| Pre-tax net operating income | $-736,000 | 6,501 |
| Securities gains (losses) | $149,000 | 1,717 |
| Applicable income taxes | $-211,000 | 6,926 |
| Income before extraordinary items | $-376,000 | 6,422 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-376,000 | 6,424 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-376,000 | 6,423 |
| Net charge-offs | $1,949,000 | 1,580 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-471,360 | 6,426 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,117,000 | 3,787 |
| Total interest expense | $935,000 | 3,990 |
| Net interest income | $4,182,000 | 3,670 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $336,000 | 4,621 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $142,000 | 4,492 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $194,000 | 4,126 |
| Total noninterest expense | $4,924,000 | 2,824 |
| Salaries and employee benefits | $3,124,000 | 2,310 |
| Premises and equipment expense | $310,000 | 4,534 |
| Additional noninterest expense | $1,490,000 | 3,169 |
| Pre-tax net operating income | $-406,000 | 6,546 |
| Securities gains (losses) | $149,000 | 1,435 |
| Applicable income taxes | $-36,000 | 6,892 |
| Income before extraordinary items | $-221,000 | 6,522 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-221,000 | 6,523 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-221,000 | 6,523 |
| Net charge-offs | $171,000 | 3,884 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-349,140 | 6,558 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 3,753 |
| Total interest expense | $635,000 | 4,057 |
| Net interest income | $2,877,000 | 3,605 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $224,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $97,000 | 4,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $127,000 | 4,205 |
| Total noninterest expense | $3,333,000 | 2,804 |
| Salaries and employee benefits | $2,097,000 | 2,310 |
| Premises and equipment expense | $220,000 | 4,444 |
| Additional noninterest expense | $1,016,000 | 3,170 |
| Pre-tax net operating income | $-232,000 | 6,586 |
| Securities gains (losses) | $95,000 | 1,182 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-137,000 | 6,556 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-137,000 | 6,556 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-137,000 | 6,556 |
| Net charge-offs | $173,000 | 3,262 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-232,000 | 6,636 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 3,689 |
| Total interest expense | $332,000 | 4,049 |
| Net interest income | $1,468,000 | 3,525 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $110,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $43,000 | 4,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,206 |
| Total noninterest expense | $1,673,000 | 2,805 |
| Salaries and employee benefits | $1,060,000 | 2,308 |
| Premises and equipment expense | $128,000 | 4,101 |
| Additional noninterest expense | $485,000 | 3,272 |
| Pre-tax net operating income | $-95,000 | 6,676 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-95,000 | 6,712 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-95,000 | 6,712 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-95,000 | 6,712 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-95,000 | 6,701 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,152,000 | 3,504 |
| Total interest expense | $1,324,000 | 4,564 |
| Net interest income | $6,828,000 | 3,130 |
| Provision for loan and lease losses | $7,880,000 | 815 |
| Total noninterest income | $-1,598,000 | 7,578 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $198,000 | 4,426 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,796,000 | 7,558 |
| Total noninterest expense | $7,246,000 | 2,659 |
| Salaries and employee benefits | $4,168,000 | 2,313 |
| Premises and equipment expense | $764,000 | 3,086 |
| Additional noninterest expense | $2,314,000 | 2,857 |
| Pre-tax net operating income | $-9,896,000 | 7,353 |
| Securities gains (losses) | $489,000 | 909 |
| Applicable income taxes | $2,215,000 | 677 |
| Income before extraordinary items | $-11,622,000 | 7,413 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-11,622,000 | 7,413 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-11,622,000 | 7,413 |
| Net charge-offs | $6,932,000 | 790 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,184 |
| Net operating income | $-12,111,000 | 7,416 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,379,000 | 3,458 |
| Total interest expense | $1,015,000 | 4,658 |
| Net interest income | $5,364,000 | 3,054 |
| Provision for loan and lease losses | $910,000 | 2,636 |
| Total noninterest income | $379,000 | 4,617 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $162,000 | 4,343 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $217,000 | 4,048 |
| Total noninterest expense | $5,273,000 | 2,713 |
| Salaries and employee benefits | $3,119,000 | 2,331 |
| Premises and equipment expense | $580,000 | 3,109 |
| Additional noninterest expense | $1,574,000 | 3,076 |
| Pre-tax net operating income | $-440,000 | 6,513 |
| Securities gains (losses) | $489,000 | 753 |
| Applicable income taxes | $20,000 | 3,999 |
| Income before extraordinary items | $29,000 | 6,014 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $29,000 | 6,014 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $29,000 | 6,014 |
| Net charge-offs | $1,003,000 | 2,189 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,090 |
| Net operating income | $-283,960 | 6,433 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,339,000 | 3,432 |
| Total interest expense | $657,000 | 4,847 |
| Net interest income | $3,682,000 | 2,981 |
| Provision for loan and lease losses | $910,000 | 2,035 |
| Total noninterest income | $229,000 | 4,789 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $107,000 | 4,369 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $122,000 | 4,316 |
| Total noninterest expense | $3,902,000 | 2,477 |
| Salaries and employee benefits | $2,413,000 | 2,011 |
| Premises and equipment expense | $381,000 | 3,163 |
| Additional noninterest expense | $1,108,000 | 2,922 |
| Pre-tax net operating income | $-901,000 | 6,961 |
| Securities gains (losses) | $489,000 | 486 |
| Applicable income taxes | $-169,000 | 7,289 |
| Income before extraordinary items | $-243,000 | 6,618 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-243,000 | 6,620 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-243,000 | 6,619 |
| Net charge-offs | $703,000 | 2,085 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 998 |
| Net operating income | $-555,960 | 6,854 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 3,367 |
| Total interest expense | $317,000 | 5,060 |
| Net interest income | $1,942,000 | 2,856 |
| Provision for loan and lease losses | $144,000 | 3,520 |
| Total noninterest income | $116,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $54,000 | 4,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $62,000 | 4,332 |
| Total noninterest expense | $1,952,000 | 2,502 |
| Salaries and employee benefits | $1,239,000 | 1,991 |
| Premises and equipment expense | $187,000 | 3,303 |
| Additional noninterest expense | $526,000 | 3,035 |
| Pre-tax net operating income | $-38,000 | 6,450 |
| Securities gains (losses) | $103,000 | 774 |
| Applicable income taxes | $27,000 | 3,244 |
| Income before extraordinary items | $38,000 | 5,870 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $38,000 | 5,871 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $38,000 | 5,870 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 953 |
| Net operating income | $-27,920 | 6,453 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,552,000 | 3,098 |
| Total interest expense | $1,825,000 | 4,707 |
| Net interest income | $8,727,000 | 2,476 |
| Provision for loan and lease losses | $1,204,000 | 3,203 |
| Total noninterest income | $551,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $207,000 | 4,598 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $344,000 | 3,763 |
| Total noninterest expense | $11,582,000 | 1,764 |
| Salaries and employee benefits | $5,057,000 | 1,949 |
| Premises and equipment expense | $759,000 | 3,260 |
| Additional noninterest expense | $5,766,000 | 1,306 |
| Pre-tax net operating income | $-3,508,000 | 6,982 |
| Securities gains (losses) | $680,000 | 699 |
| Applicable income taxes | $-1,159,000 | 7,331 |
| Income before extraordinary items | $-1,669,000 | 6,642 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,669,000 | 6,642 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,669,000 | 6,642 |
| Net charge-offs | $1,366,000 | 2,493 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,250 |
| Net operating income | $-2,104,200 | 6,779 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,947,000 | 3,128 |
| Total interest expense | $1,418,000 | 4,753 |
| Net interest income | $6,529,000 | 2,492 |
| Provision for loan and lease losses | $373,000 | 4,286 |
| Total noninterest income | $393,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $168,000 | 4,460 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $225,000 | 4,089 |
| Total noninterest expense | $6,098,000 | 2,428 |
| Salaries and employee benefits | $3,859,000 | 1,934 |
| Premises and equipment expense | $572,000 | 3,301 |
| Additional noninterest expense | $1,667,000 | 3,021 |
| Pre-tax net operating income | $451,000 | 4,030 |
| Securities gains (losses) | $157,000 | 1,475 |
| Applicable income taxes | $249,000 | 2,104 |
| Income before extraordinary items | $359,000 | 4,197 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $359,000 | 4,192 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $359,000 | 4,195 |
| Net charge-offs | $1,017,000 | 2,186 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,158 |
| Net operating income | $258,520 | 4,528 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,278,000 | 3,163 |
| Total interest expense | $995,000 | 4,743 |
| Net interest income | $4,283,000 | 2,526 |
| Provision for loan and lease losses | $373,000 | 3,389 |
| Total noninterest income | $238,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $109,000 | 4,487 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $129,000 | 4,368 |
| Total noninterest expense | $4,074,000 | 2,454 |
| Salaries and employee benefits | $2,615,000 | 1,939 |
| Premises and equipment expense | $383,000 | 3,299 |
| Additional noninterest expense | $1,076,000 | 3,105 |
| Pre-tax net operating income | $74,000 | 5,382 |
| Securities gains (losses) | $157,000 | 1,179 |
| Applicable income taxes | $95,000 | 2,669 |
| Income before extraordinary items | $136,000 | 4,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 4,959 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $136,000 | 4,959 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,077 |
| Net operating income | $35,520 | 5,593 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 3,171 |
| Total interest expense | $558,000 | 4,535 |
| Net interest income | $2,107,000 | 2,567 |
| Provision for loan and lease losses | $373,000 | 2,070 |
| Total noninterest income | $126,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $62,000 | 4,193 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $1,844,000 | 2,615 |
| Salaries and employee benefits | $1,208,000 | 2,112 |
| Premises and equipment expense | $191,000 | 3,355 |
| Additional noninterest expense | $445,000 | 3,297 |
| Pre-tax net operating income | $16,000 | 6,064 |
| Securities gains (losses) | $157,000 | 777 |
| Applicable income taxes | $71,000 | 2,539 |
| Income before extraordinary items | $102,000 | 4,938 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 4,942 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $102,000 | 4,941 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 955 |
| Net operating income | $1,520 | 6,240 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,293,000 | 2,774 |
| Total interest expense | $3,408,000 | 3,906 |
| Net interest income | $9,885,000 | 2,251 |
| Provision for loan and lease losses | $2,648,000 | 1,517 |
| Total noninterest income | $489,000 | 4,889 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $209,000 | 4,710 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $280,000 | 4,230 |
| Total noninterest expense | $7,557,000 | 2,500 |
| Salaries and employee benefits | $4,920,000 | 2,067 |
| Premises and equipment expense | $756,000 | 3,326 |
| Additional noninterest expense | $1,881,000 | 3,023 |
| Pre-tax net operating income | $169,000 | 5,841 |
| Securities gains (losses) | $519,000 | 361 |
| Applicable income taxes | $200,000 | 2,817 |
| Income before extraordinary items | $488,000 | 4,499 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $488,000 | 4,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,844 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,180 |
| Net operating income | $119,510 | 5,948 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,293,000 | 2,746 |
| Total interest expense | $2,791,000 | 3,800 |
| Net interest income | $7,502,000 | 2,235 |
| Provision for loan and lease losses | $691,000 | 2,285 |
| Total noninterest income | $360,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $151,000 | 4,805 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $209,000 | 4,332 |
| Total noninterest expense | $5,608,000 | 2,524 |
| Salaries and employee benefits | $3,682,000 | 2,084 |
| Premises and equipment expense | $569,000 | 3,321 |
| Additional noninterest expense | $1,357,000 | 3,020 |
| Pre-tax net operating income | $1,563,000 | 2,757 |
| Securities gains (losses) | $212,000 | 593 |
| Applicable income taxes | $728,000 | 1,485 |
| Income before extraordinary items | $1,047,000 | 3,010 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,047,000 | 3,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,241 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 1,026 |
| Net operating income | $911,320 | 3,425 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,960,000 | 2,735 |
| Total interest expense | $2,021,000 | 3,713 |
| Net interest income | $4,939,000 | 2,244 |
| Provision for loan and lease losses | $591,000 | 1,725 |
| Total noninterest income | $229,000 | 5,175 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $93,000 | 4,964 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $136,000 | 4,479 |
| Total noninterest expense | $3,640,000 | 2,590 |
| Salaries and employee benefits | $2,331,000 | 2,230 |
| Premises and equipment expense | $376,000 | 3,374 |
| Additional noninterest expense | $933,000 | 2,916 |
| Pre-tax net operating income | $937,000 | 3,082 |
| Securities gains (losses) | $203,000 | 607 |
| Applicable income taxes | $467,000 | 1,681 |
| Income before extraordinary items | $673,000 | 3,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $673,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 900 |
| Net operating income | $543,080 | 3,796 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 2,734 |
| Total interest expense | $1,170,000 | 3,516 |
| Net interest income | $2,401,000 | 2,286 |
| Provision for loan and lease losses | $218,000 | 1,739 |
| Total noninterest income | $106,000 | 5,305 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,495 |
| Total noninterest expense | $1,838,000 | 2,564 |
| Salaries and employee benefits | $1,166,000 | 2,250 |
| Premises and equipment expense | $184,000 | 3,438 |
| Additional noninterest expense | $488,000 | 2,782 |
| Pre-tax net operating income | $451,000 | 3,266 |
| Securities gains (losses) | $203,000 | 438 |
| Applicable income taxes | $268,000 | 1,599 |
| Income before extraordinary items | $386,000 | 3,265 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $386,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 748 |
| Net operating income | $256,080 | 4,044 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,962,000 | 3,073 |
| Total interest expense | $4,427,000 | 3,756 |
| Net interest income | $8,535,000 | 2,568 |
| Provision for loan and lease losses | $305,000 | 3,154 |
| Total noninterest income | $687,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $120,000 | 5,764 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $567,000 | 3,102 |
| Total noninterest expense | $7,260,000 | 2,500 |
| Salaries and employee benefits | $4,619,000 | 2,176 |
| Premises and equipment expense | $837,000 | 2,974 |
| Additional noninterest expense | $1,804,000 | 2,922 |
| Pre-tax net operating income | $1,657,000 | 3,717 |
| Securities gains (losses) | $110,000 | 586 |
| Applicable income taxes | $725,000 | 2,255 |
| Income before extraordinary items | $1,042,000 | 4,219 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,042,000 | 4,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 767 |
| Net operating income | $971,600 | 4,376 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,457,000 | 3,148 |
| Total interest expense | $3,232,000 | 3,836 |
| Net interest income | $6,225,000 | 2,645 |
| Provision for loan and lease losses | $108,000 | 3,997 |
| Total noninterest income | $578,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,921 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $495,000 | 2,867 |
| Total noninterest expense | $5,641,000 | 2,401 |
| Salaries and employee benefits | $3,673,000 | 2,054 |
| Premises and equipment expense | $637,000 | 2,922 |
| Additional noninterest expense | $1,331,000 | 2,909 |
| Pre-tax net operating income | $1,054,000 | 4,237 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $433,000 | 2,716 |
| Income before extraordinary items | $621,000 | 4,935 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $621,000 | 4,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 631 |
| Net operating income | $621,000 | 4,924 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,014,000 | 3,285 |
| Total interest expense | $1,986,000 | 4,042 |
| Net interest income | $4,028,000 | 2,737 |
| Provision for loan and lease losses | $77,000 | 3,706 |
| Total noninterest income | $417,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $55,000 | 5,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $362,000 | 2,719 |
| Total noninterest expense | $3,770,000 | 2,422 |
| Salaries and employee benefits | $2,457,000 | 2,082 |
| Premises and equipment expense | $433,000 | 2,902 |
| Additional noninterest expense | $880,000 | 2,938 |
| Pre-tax net operating income | $598,000 | 4,668 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $246,000 | 2,988 |
| Income before extraordinary items | $352,000 | 5,333 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $352,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 778 |
| Net operating income | $352,000 | 5,322 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 3,274 |
| Total interest expense | $1,013,000 | 3,981 |
| Net interest income | $2,000,000 | 2,757 |
| Provision for loan and lease losses | $66,000 | 2,646 |
| Total noninterest income | $217,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $190,000 | 2,624 |
| Total noninterest expense | $1,805,000 | 2,539 |
| Salaries and employee benefits | $1,205,000 | 2,131 |
| Premises and equipment expense | $216,000 | 2,929 |
| Additional noninterest expense | $384,000 | 3,279 |
| Pre-tax net operating income | $346,000 | 4,343 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $143,000 | 2,791 |
| Income before extraordinary items | $203,000 | 5,029 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $203,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 694 |
| Net operating income | $203,000 | 5,022 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,492,000 | 3,449 |
| Total interest expense | $2,678,000 | 4,620 |
| Net interest income | $7,814,000 | 2,811 |
| Provision for loan and lease losses | $-731,000 | 8,620 |
| Total noninterest income | $637,000 | 4,585 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $102,000 | 6,130 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $535,000 | 3,225 |
| Total noninterest expense | $6,654,000 | 2,633 |
| Salaries and employee benefits | $4,279,000 | 2,292 |
| Premises and equipment expense | $806,000 | 2,988 |
| Additional noninterest expense | $1,569,000 | 3,175 |
| Pre-tax net operating income | $2,528,000 | 3,110 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,009,000 | 2,182 |
| Income before extraordinary items | $1,519,000 | 3,738 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,519,000 | 3,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,668,000 | 438 |
| Net operating income | $1,519,000 | 3,719 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,485,000 | 3,554 |
| Total interest expense | $1,814,000 | 4,836 |
| Net interest income | $5,671,000 | 2,932 |
| Provision for loan and lease losses | $-731,000 | 8,691 |
| Total noninterest income | $517,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $79,000 | 6,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $438,000 | 3,067 |
| Total noninterest expense | $4,947,000 | 2,650 |
| Salaries and employee benefits | $3,151,000 | 2,338 |
| Premises and equipment expense | $589,000 | 3,060 |
| Additional noninterest expense | $1,207,000 | 3,117 |
| Pre-tax net operating income | $1,972,000 | 3,152 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $817,000 | 2,171 |
| Income before extraordinary items | $1,155,000 | 3,826 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,155,000 | 3,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $1,655,000 | 333 |
| Net operating income | $1,155,000 | 3,810 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,922,000 | 3,532 |
| Total interest expense | $1,089,000 | 4,994 |
| Net interest income | $3,833,000 | 2,893 |
| Provision for loan and lease losses | $-722,000 | 8,730 |
| Total noninterest income | $413,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $56,000 | 6,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $357,000 | 2,724 |
| Total noninterest expense | $3,211,000 | 2,737 |
| Salaries and employee benefits | $2,030,000 | 2,410 |
| Premises and equipment expense | $376,000 | 3,148 |
| Additional noninterest expense | $805,000 | 3,119 |
| Pre-tax net operating income | $1,757,000 | 2,560 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $722,000 | 1,810 |
| Income before extraordinary items | $1,035,000 | 3,137 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,035,000 | 3,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $1,639,000 | 232 |
| Net operating income | $1,035,000 | 3,121 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 3,550 |
| Total interest expense | $579,000 | 4,673 |
| Net interest income | $1,816,000 | 3,031 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $182,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 5,867 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $151,000 | 2,962 |
| Total noninterest expense | $1,593,000 | 2,744 |
| Salaries and employee benefits | $982,000 | 2,484 |
| Premises and equipment expense | $167,000 | 3,466 |
| Additional noninterest expense | $444,000 | 2,841 |
| Pre-tax net operating income | $405,000 | 4,250 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $167,000 | 2,883 |
| Income before extraordinary items | $238,000 | 4,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 4,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 263 |
| Net operating income | $238,000 | 4,939 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,580,000 | 3,911 |
| Total interest expense | $1,341,000 | 5,535 |
| Net interest income | $6,239,000 | 3,319 |
| Provision for loan and lease losses | $1,065,000 | 994 |
| Total noninterest income | $713,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $90,000 | 6,427 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $623,000 | 2,992 |
| Total noninterest expense | $5,807,000 | 2,829 |
| Salaries and employee benefits | $3,996,000 | 2,287 |
| Premises and equipment expense | $531,000 | 3,999 |
| Additional noninterest expense | $1,280,000 | 3,671 |
| Pre-tax net operating income | $80,000 | 8,044 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-1,918,000 | 8,821 |
| Income before extraordinary items | $1,998,000 | 3,101 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,998,000 | 3,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 787 |
| Net operating income | $1,998,000 | 3,066 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,196,000 | 4,124 |
| Total interest expense | $837,000 | 5,894 |
| Net interest income | $4,359,000 | 3,502 |
| Provision for loan and lease losses | $314,000 | 2,126 |
| Total noninterest income | $575,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 6,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $513,000 | 2,831 |
| Total noninterest expense | $3,907,000 | 3,087 |
| Salaries and employee benefits | $2,634,000 | 2,547 |
| Premises and equipment expense | $393,000 | 4,018 |
| Additional noninterest expense | $880,000 | 3,880 |
| Pre-tax net operating income | $713,000 | 5,603 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-549,000 | 8,824 |
| Income before extraordinary items | $1,262,000 | 3,542 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,262,000 | 3,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 735 |
| Net operating income | $1,262,000 | 3,511 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,132,000 | 4,372 |
| Total interest expense | $489,000 | 6,095 |
| Net interest income | $2,643,000 | 3,753 |
| Provision for loan and lease losses | $202,000 | 2,148 |
| Total noninterest income | $407,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $37,000 | 6,721 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $370,000 | 2,677 |
| Total noninterest expense | $2,586,000 | 3,093 |
| Salaries and employee benefits | $1,753,000 | 2,542 |
| Premises and equipment expense | $260,000 | 4,027 |
| Additional noninterest expense | $573,000 | 3,937 |
| Pre-tax net operating income | $262,000 | 6,821 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-256,000 | 8,809 |
| Income before extraordinary items | $518,000 | 4,808 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $518,000 | 4,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 614 |
| Net operating income | $518,000 | 4,754 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 4,609 |
| Total interest expense | $198,000 | 6,565 |
| Net interest income | $1,239,000 | 3,959 |
| Provision for loan and lease losses | $140,000 | 1,548 |
| Total noninterest income | $181,000 | 4,235 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $162,000 | 2,836 |
| Total noninterest expense | $1,257,000 | 3,184 |
| Salaries and employee benefits | $853,000 | 2,622 |
| Premises and equipment expense | $128,000 | 4,125 |
| Additional noninterest expense | $276,000 | 4,053 |
| Pre-tax net operating income | $23,000 | 8,227 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $22,000 | 8,218 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $22,000 | 8,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 475 |
| Net operating income | $22,000 | 8,194 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 6,757 |
| Total interest expense | $358,000 | 7,851 |
| Net interest income | $2,298,000 | 6,243 |
| Provision for loan and lease losses | $501,000 | 1,951 |
| Total noninterest income | $668,000 | 4,527 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $77,000 | 6,812 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $591,000 | 3,017 |
| Total noninterest expense | $3,994,000 | 3,749 |
| Salaries and employee benefits | $2,611,000 | 3,231 |
| Premises and equipment expense | $503,000 | 4,074 |
| Additional noninterest expense | $880,000 | 4,770 |
| Pre-tax net operating income | $-1,529,000 | 8,866 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $-1,531,000 | 8,890 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,531,000 | 8,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $29,935,000 | 21 |
| Net operating income | $-1,530,000 | 8,872 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 7,377 |
| Total interest expense | $198,000 | 8,273 |
| Net interest income | $1,322,000 | 6,964 |
| Provision for loan and lease losses | $215,000 | 2,865 |
| Total noninterest income | $537,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $55,000 | 6,934 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $482,000 | 2,866 |
| Total noninterest expense | $2,863,000 | 3,860 |
| Salaries and employee benefits | $1,867,000 | 3,337 |
| Premises and equipment expense | $369,000 | 4,124 |
| Additional noninterest expense | $627,000 | 4,909 |
| Pre-tax net operating income | $-1,219,000 | 8,931 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $-1,221,000 | 8,949 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,221,000 | 8,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $339,000 | 392 |
| Net operating income | $-1,220,000 | 8,934 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $848,000 | 7,779 |
| Total interest expense | $91,000 | 8,631 |
| Net interest income | $757,000 | 7,350 |
| Provision for loan and lease losses | $145,000 | 2,845 |
| Total noninterest income | $330,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $28,000 | 7,267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $302,000 | 2,977 |
| Total noninterest expense | $1,868,000 | 3,962 |
| Salaries and employee benefits | $1,197,000 | 3,454 |
| Premises and equipment expense | $244,000 | 4,149 |
| Additional noninterest expense | $427,000 | 4,845 |
| Pre-tax net operating income | $-926,000 | 8,989 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $-928,000 | 9,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-928,000 | 9,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $336,000 | 293 |
| Net operating income | $-927,000 | 8,990 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 8,009 |
| Total interest expense | $41,000 | 8,737 |
| Net interest income | $335,000 | 7,629 |
| Provision for loan and lease losses | $78,000 | 2,514 |
| Total noninterest income | $102,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $92,000 | 3,884 |
| Total noninterest expense | $890,000 | 4,125 |
| Salaries and employee benefits | $552,000 | 3,711 |
| Premises and equipment expense | $119,000 | 4,271 |
| Additional noninterest expense | $219,000 | 4,739 |
| Pre-tax net operating income | $-531,000 | 9,042 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $-533,000 | 9,058 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-533,000 | 9,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $332,000 | 177 |
| Net operating income | $-532,000 | 9,039 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $830,000 | 8,737 |
| Total interest expense | $88,000 | 8,981 |
| Net interest income | $742,000 | 8,497 |
| Provision for loan and lease losses | $227,000 | 3,789 |
| Total noninterest income | $57,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $9,000 | 7,947 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $48,000 | 7,613 |
| Total noninterest expense | $2,668,000 | 4,981 |
| Salaries and employee benefits | $1,549,000 | 4,752 |
| Premises and equipment expense | $481,000 | 4,190 |
| Additional noninterest expense | $638,000 | 5,786 |
| Pre-tax net operating income | $-2,096,000 | 9,081 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $-2,097,000 | 9,120 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-2,097,000 | 9,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 747 |
| Net operating income | $-2,098,000 | 9,083 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $522,000 | 8,909 |
| Total interest expense | $52,000 | 9,094 |
| Net interest income | $470,000 | 8,730 |
| Provision for loan and lease losses | $144,000 | 3,991 |
| Total noninterest income | $28,000 | 8,963 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,000 | 8,055 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,058 |
| Total noninterest expense | $1,948,000 | 5,072 |
| Salaries and employee benefits | $1,118,000 | 4,858 |
| Premises and equipment expense | $360,000 | 4,184 |
| Additional noninterest expense | $470,000 | 5,833 |
| Pre-tax net operating income | $-1,594,000 | 9,138 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $-1,595,000 | 9,176 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,595,000 | 9,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 589 |
| Net operating income | $-1,596,000 | 9,142 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $271,000 | 9,049 |
| Total interest expense | $23,000 | 9,170 |
| Net interest income | $248,000 | 8,928 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $14,000 | 9,068 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,000 | 8,110 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $1,290,000 | 5,088 |
| Salaries and employee benefits | $723,000 | 4,953 |
| Premises and equipment expense | $242,000 | 4,150 |
| Additional noninterest expense | $325,000 | 5,714 |
| Pre-tax net operating income | $-1,128,000 | 9,174 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $-1,130,000 | 9,220 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,130,000 | 9,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 464 |
| Net operating income | $-1,130,000 | 9,179 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $85,000 | 9,197 |
| Total interest expense | $4,000 | 9,242 |
| Net interest income | $81,000 | 9,145 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $6,000 | 9,110 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $623,000 | 5,215 |
| Salaries and employee benefits | $344,000 | 5,152 |
| Premises and equipment expense | $124,000 | 4,049 |
| Additional noninterest expense | $155,000 | 5,809 |
| Pre-tax net operating income | $-571,000 | 9,217 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $-573,000 | 9,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-573,000 | 9,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 394 |
| Net operating income | $-573,000 | 9,215 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $82,000 | 9,313 |
| Total interest expense | $0 | 9,338 |
| Net interest income | $82,000 | 9,303 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $0 | 9,294 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,201 |
| Total noninterest expense | $1,208,000 | 7,451 |
| Salaries and employee benefits | $743,000 | 7,111 |
| Premises and equipment expense | $145,000 | 7,513 |
| Additional noninterest expense | $320,000 | 7,663 |
| Pre-tax net operating income | $-1,126,000 | 9,148 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-1,126,000 | 9,200 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,126,000 | 9,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $19,613,000 | 23 |
| Net operating income | $-1,126,000 | 9,166 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.