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Open Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$121,665,000457
Total interest expense$52,978,000376
Net interest income$68,687,000522
Provision for loan and lease losses$1,651,000610
Total noninterest income$14,133,000586
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,123,000532
Trading account gains and feesNANA
Additional Noninterest Income$12,010,000468
Total noninterest expense$46,777,000604
Salaries and employee benefits$29,367,000533
Premises and equipment expense$6,230,000460
Additional noninterest expense$12,010,000468
Pre-tax net operating income$34,392,000466
Securities gains (losses)$48,000404
Applicable income taxes$9,825,000350
Income before extraordinary items$24,615,000500
Extraordinary gains, net$054
Net income$24,615,000506
Minority interest net income$088
Net income of bank and minority interests.$24,615,000502
Net charge-offs$755,000615
Cash dividends$11,789,000439
Sale, conversion, retirement of capital stock, net$2,087,000134
Net operating income$24,577,080514
2023-09-30 (YTD Data)Rank
Total interest income$89,882,000456
Total interest expense$37,425,000374
Net interest income$52,457,000523
Provision for loan and lease losses$1,021,000647
Total noninterest income$10,607,000589
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,566,000534
Trading account gains and feesNANA
Additional Noninterest Income$9,041,000474
Total noninterest expense$35,015,000607
Salaries and employee benefits$21,777,000544
Premises and equipment expense$4,681,000462
Additional noninterest expense$9,041,000474
Pre-tax net operating income$27,028,000456
Securities gains (losses)$-106,0004,013
Applicable income taxes$7,663,000358
Income before extraordinary items$19,259,000498
Extraordinary gains, net$052
Net income$19,259,000501
Minority interest net income$081
Net income of bank and minority interests.$19,259,000497
Net charge-offs$594,000528
Cash dividends$8,571,000415
Sale, conversion, retirement of capital stock, net$1,752,000127
Net operating income$19,342,740505
2023-06-30 (YTD Data)Rank
Total interest income$58,696,000444
Total interest expense$23,552,000355
Net interest income$35,144,000516
Provision for loan and lease losses$-338,0004,529
Total noninterest income$7,901,000538
Gross Fiduciary activities income$0931
Service charges on deposit accounts$991,000548
Trading account gains and feesNANA
Additional Noninterest Income$6,910,000426
Total noninterest expense$23,720,000589
Salaries and employee benefits$14,821,000523
Premises and equipment expense$3,038,000462
Additional noninterest expense$6,910,000426
Pre-tax net operating income$19,663,000435
Securities gains (losses)$0938
Applicable income taxes$5,694,000335
Income before extraordinary items$13,969,000464
Extraordinary gains, net$051
Net income$13,969,000470
Minority interest net income$081
Net income of bank and minority interests.$13,969,000463
Net charge-offs$106,000893
Cash dividends$6,756,000362
Sale, conversion, retirement of capital stock, net$1,274,000107
Net operating income$13,969,000469
2023-03-31 (YTD Data)Rank
Total interest income$28,594,000449
Total interest expense$10,701,000348
Net interest income$17,893,000516
Provision for loan and lease losses$-338,0004,607
Total noninterest income$4,241,000504
Gross Fiduciary activities income$0913
Service charges on deposit accounts$418,000659
Trading account gains and feesNANA
Additional Noninterest Income$3,823,000391
Total noninterest expense$11,671,000603
Salaries and employee benefits$7,197,000551
Premises and equipment expense$1,503,000477
Additional noninterest expense$3,823,000391
Pre-tax net operating income$10,801,000414
Securities gains (losses)$54,000252
Applicable income taxes$3,154,000320
Income before extraordinary items$7,701,000446
Extraordinary gains, net$04
Net income$7,701,000446
Minority interest net income$048
Net income of bank and minority interests.$7,701,000447
Net charge-offs$94,000612
Cash dividends$4,932,000274
Sale, conversion, retirement of capital stock, net$1,033,00074
Net operating income$7,658,340453
2022-12-31 (YTD Data)Rank
Total interest income$88,212,000462
Total interest expense$11,301,000407
Net interest income$76,911,000467
Provision for loan and lease losses$2,976,000396
Total noninterest income$18,050,000510
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,675,000674
Trading account gains and feesNANA
Additional Noninterest Income$16,375,000406
Total noninterest expense$43,952,000613
Salaries and employee benefits$26,970,000569
Premises and equipment expense$5,734,000484
Additional noninterest expense$16,375,000406
Pre-tax net operating income$48,033,000395
Securities gains (losses)$-431,0004,292
Applicable income taxes$13,617,000305
Income before extraordinary items$33,985,000423
Extraordinary gains, net$05
Net income$33,985,000424
Minority interest net income$063
Net income of bank and minority interests.$33,985,000424
Net charge-offs$63,0001,430
Cash dividends$6,675,000623
Sale, conversion, retirement of capital stock, net$1,705,000190
Net operating income$34,325,490426
2022-09-30 (YTD Data)Rank
Total interest income$61,325,000472
Total interest expense$4,613,000495
Net interest income$56,712,000464
Provision for loan and lease losses$1,999,000393
Total noninterest income$14,835,000488
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,269,000676
Trading account gains and feesNANA
Additional Noninterest Income$13,566,000389
Total noninterest expense$32,785,000609
Salaries and employee benefits$19,946,000578
Premises and equipment expense$4,239,000487
Additional noninterest expense$13,566,000389
Pre-tax net operating income$36,763,000385
Securities gains (losses)$-438,0004,467
Applicable income taxes$10,537,000315
Income before extraordinary items$25,788,000414
Extraordinary gains, net$04
Net income$25,788,000414
Minority interest net income$057
Net income of bank and minority interests.$25,788,000414
Net charge-offs$-42,0004,023
Cash dividends$4,851,000605
Sale, conversion, retirement of capital stock, net$842,000207
Net operating income$26,134,020416
2022-06-30 (YTD Data)Rank
Total interest income$38,093,000482
Total interest expense$1,723,000679
Net interest income$36,370,000472
Provision for loan and lease losses$1,337,000338
Total noninterest income$9,867,000479
Gross Fiduciary activities income$0925
Service charges on deposit accounts$815,000695
Trading account gains and feesNANA
Additional Noninterest Income$9,052,000400
Total noninterest expense$20,723,000623
Salaries and employee benefits$12,660,000593
Premises and equipment expense$2,790,000488
Additional noninterest expense$5,273,000738
Pre-tax net operating income$24,177,000373
Securities gains (losses)$-293,0004,519
Applicable income taxes$6,941,000301
Income before extraordinary items$16,943,000408
Extraordinary gains, net$04
Net income$16,943,000408
Minority interest net income$060
Net income of bank and minority interests.$16,943,000408
Net charge-offs$-37,0004,083
Cash dividends$3,028,000611
Sale, conversion, retirement of capital stock, net$443,000211
Net operating income$17,174,470410
2022-03-31 (YTD Data)Rank
Total interest income$17,944,000489
Total interest expense$654,000839
Net interest income$17,290,000478
Provision for loan and lease losses$341,000448
Total noninterest income$4,389,000525
Gross Fiduciary activities income$0892
Service charges on deposit accounts$388,000722
Trading account gains and feesNANA
Additional Noninterest Income$4,001,000442
Total noninterest expense$9,463,000690
Salaries and employee benefits$5,605,000667
Premises and equipment expense$1,360,000506
Additional noninterest expense$2,498,000762
Pre-tax net operating income$11,875,000369
Securities gains (losses)$-172,0004,586
Applicable income taxes$3,410,000295
Income before extraordinary items$8,293,000411
Extraordinary gains, net$04
Net income$8,293,000410
Minority interest net income$050
Net income of bank and minority interests.$8,293,000411
Net charge-offs$-3,0003,434
Cash dividends$1,514,000553
Sale, conversion, retirement of capital stock, net$214,000182
Net operating income$8,428,880409
2021-12-31 (YTD Data)Rank
Total interest income$64,158,000543
Total interest expense$3,132,000868
Net interest income$61,026,000527
Provision for loan and lease losses$522,0001,015
Total noninterest income$16,125,000610
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,562,000663
Trading account gains and feesNANA
Additional Noninterest Income$14,563,000521
Total noninterest expense$35,264,000732
Salaries and employee benefits$21,027,000702
Premises and equipment expense$5,148,000525
Additional noninterest expense$9,089,000844
Pre-tax net operating income$41,365,000434
Securities gains (losses)$-108,0004,661
Applicable income taxes$11,941,000347
Income before extraordinary items$29,316,000484
Extraordinary gains, net$010
Net income$29,316,000484
Minority interest net income$074
Net income of bank and minority interests.$29,316,000485
Net charge-offs$189,0001,045
Cash dividends$5,123,000778
Sale, conversion, retirement of capital stock, net$213,000402
Net operating income$29,401,320474
2021-09-30 (YTD Data)Rank
Total interest income$46,336,000566
Total interest expense$2,406,000897
Net interest income$43,930,000552
Provision for loan and lease losses$-1,376,0004,649
Total noninterest income$8,801,000761
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,158,000662
Trading account gains and feesNANA
Additional Noninterest Income$7,643,000684
Total noninterest expense$25,823,000752
Salaries and employee benefits$15,520,000720
Premises and equipment expense$3,749,000540
Additional noninterest expense$6,554,000873
Pre-tax net operating income$28,284,000475
Securities gains (losses)$-73,0004,770
Applicable income taxes$8,188,000384
Income before extraordinary items$20,023,000524
Extraordinary gains, net$08
Net income$20,023,000523
Minority interest net income$069
Net income of bank and minority interests.$20,023,000524
Net charge-offs$20,0001,734
Cash dividends$3,610,000746
Sale, conversion, retirement of capital stock, net$59,000453
Net operating income$20,080,670516
2021-06-30 (YTD Data)Rank
Total interest income$28,981,000600
Total interest expense$1,640,000917
Net interest income$27,341,000580
Provision for loan and lease losses$-492,0004,610
Total noninterest income$5,245,000827
Gross Fiduciary activities income$0951
Service charges on deposit accounts$748,000657
Trading account gains and feesNANA
Additional Noninterest Income$4,497,000744
Total noninterest expense$16,471,000779
Salaries and employee benefits$9,853,000755
Premises and equipment expense$2,452,000550
Additional noninterest expense$4,166,000893
Pre-tax net operating income$16,607,000514
Securities gains (losses)$-59,0004,820
Applicable income taxes$4,892,000409
Income before extraordinary items$11,656,000595
Extraordinary gains, net$06
Net income$11,656,000595
Minority interest net income$067
Net income of bank and minority interests.$11,656,000595
Net charge-offs$24,0001,428
Cash dividends$2,100,000811
Sale, conversion, retirement of capital stock, net$-107,0004,903
Net operating income$11,702,610578
2021-03-31 (YTD Data)Rank
Total interest income$13,632,000635
Total interest expense$877,000907
Net interest income$12,755,000614
Provision for loan and lease losses$620,000300
Total noninterest income$3,032,000745
Gross Fiduciary activities income$0922
Service charges on deposit accounts$355,000680
Trading account gains and feesNANA
Additional Noninterest Income$2,677,000664
Total noninterest expense$7,829,000801
Salaries and employee benefits$4,603,000788
Premises and equipment expense$1,226,000553
Additional noninterest expense$2,000,000901
Pre-tax net operating income$7,338,000568
Securities gains (losses)$-66,0004,863
Applicable income taxes$2,099,000446
Income before extraordinary items$5,173,000646
Extraordinary gains, net$03
Net income$5,173,000646
Minority interest net income$055
Net income of bank and minority interests.$5,173,000646
Net charge-offs$-3,0003,553
Cash dividends$1,050,000719
Sale, conversion, retirement of capital stock, net$155,000204
Net operating income$5,225,140627
2020-12-31 (YTD Data)Rank
Total interest income$53,655,000637
Total interest expense$8,292,000582
Net interest income$45,363,000650
Provision for loan and lease losses$5,961,000503
Total noninterest income$10,693,000765
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,431,000704
Trading account gains and feesNANA
Additional Noninterest Income$9,262,000683
Total noninterest expense$30,894,000793
Salaries and employee benefits$19,716,000726
Premises and equipment expense$4,900,000538
Additional noninterest expense$6,278,0001,057
Pre-tax net operating income$19,201,000613
Securities gains (losses)$79,0001,500
Applicable income taxes$5,381,000460
Income before extraordinary items$13,899,000711
Extraordinary gains, net$04
Net income$13,899,000711
Minority interest net income$072
Net income of bank and minority interests.$13,899,000711
Net charge-offs$16,0002,873
Cash dividends$13,920,000369
Sale, conversion, retirement of capital stock, net$1,378,000178
Net operating income$13,836,590687
2020-09-30 (YTD Data)Rank
Total interest income$40,281,000632
Total interest expense$7,098,000556
Net interest income$33,183,000653
Provision for loan and lease losses$4,130,000573
Total noninterest income$7,290,000789
Gross Fiduciary activities income$0981
Service charges on deposit accounts$849,000844
Trading account gains and feesNANA
Additional Noninterest Income$6,441,000686
Total noninterest expense$22,611,000802
Salaries and employee benefits$14,236,000743
Premises and equipment expense$3,674,000534
Additional noninterest expense$4,701,0001,051
Pre-tax net operating income$13,732,000608
Securities gains (losses)$89,0001,273
Applicable income taxes$3,865,000445
Income before extraordinary items$9,956,000710
Extraordinary gains, net$04
Net income$9,956,000710
Minority interest net income$065
Net income of bank and minority interests.$9,956,000710
Net charge-offs$16,0002,583
Cash dividends$12,860,000297
Sale, conversion, retirement of capital stock, net$1,164,000153
Net operating income$9,885,690692
2020-06-30 (YTD Data)Rank
Total interest income$27,265,000631
Total interest expense$5,501,000534
Net interest income$21,764,000659
Provision for loan and lease losses$2,731,000591
Total noninterest income$4,269,000826
Gross Fiduciary activities income$0970
Service charges on deposit accounts$598,000807
Trading account gains and feesNANA
Additional Noninterest Income$3,671,000711
Total noninterest expense$14,784,000802
Salaries and employee benefits$9,200,000755
Premises and equipment expense$2,425,000534
Additional noninterest expense$3,159,0001,042
Pre-tax net operating income$8,518,000591
Securities gains (losses)$89,0001,042
Applicable income taxes$2,359,000432
Income before extraordinary items$6,248,000694
Extraordinary gains, net$04
Net income$6,248,000694
Minority interest net income$065
Net income of bank and minority interests.$6,248,000694
Net charge-offs$17,0002,258
Cash dividends$8,550,000301
Sale, conversion, retirement of capital stock, net$1,000,000121
Net operating income$6,177,690671
2020-03-31 (YTD Data)Rank
Total interest income$14,345,000603
Total interest expense$3,229,000516
Net interest income$11,116,000638
Provision for loan and lease losses$743,000724
Total noninterest income$2,238,000755
Gross Fiduciary activities income$0941
Service charges on deposit accounts$368,000795
Trading account gains and feesNANA
Additional Noninterest Income$1,870,000637
Total noninterest expense$7,543,000798
Salaries and employee benefits$4,903,000717
Premises and equipment expense$1,197,000551
Additional noninterest expense$1,443,0001,128
Pre-tax net operating income$5,068,000469
Securities gains (losses)$58,000796
Applicable income taxes$1,359,000355
Income before extraordinary items$3,767,000519
Extraordinary gains, net$04
Net income$3,767,000519
Minority interest net income$056
Net income of bank and minority interests.$3,767,000519
Net charge-offs$46,0001,238
Cash dividends$7,491,000242
Sale, conversion, retirement of capital stock, net$665,000102
Net operating income$3,721,180513
2019-12-31 (YTD Data)Rank
Total interest income$58,780,000599
Total interest expense$14,507,000497
Net interest income$44,273,000628
Provision for loan and lease losses$1,102,000850
Total noninterest income$11,353,000638
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,014,000625
Trading account gains and feesNANA
Additional Noninterest Income$9,339,000545
Total noninterest expense$31,509,000747
Salaries and employee benefits$19,482,000688
Premises and equipment expense$4,538,000566
Additional noninterest expense$7,489,000910
Pre-tax net operating income$23,015,000546
Securities gains (losses)$72,0001,093
Applicable income taxes$5,607,000474
Income before extraordinary items$17,480,000596
Extraordinary gains, net$011
Net income$17,480,000595
Minority interest net income$076
Net income of bank and minority interests.$17,480,000597
Net charge-offs$688,000859
Cash dividends$11,484,000438
Sale, conversion, retirement of capital stock, net$1,838,000157
Net operating income$17,423,120583
2019-09-30 (YTD Data)Rank
Total interest income$44,078,000600
Total interest expense$10,883,000499
Net interest income$33,195,000629
Provision for loan and lease losses$691,000912
Total noninterest income$8,822,000622
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,495,000629
Trading account gains and feesNANA
Additional Noninterest Income$7,327,000532
Total noninterest expense$23,933,000738
Salaries and employee benefits$15,117,000660
Premises and equipment expense$3,345,000574
Additional noninterest expense$5,471,000916
Pre-tax net operating income$17,393,000551
Securities gains (losses)$89,000834
Applicable income taxes$4,257,000475
Income before extraordinary items$13,225,000597
Extraordinary gains, net$011
Net income$13,225,000597
Minority interest net income$072
Net income of bank and minority interests.$13,225,000597
Net charge-offs$688,000623
Cash dividends$10,684,000354
Sale, conversion, retirement of capital stock, net$1,269,000146
Net operating income$13,154,690591
2019-06-30 (YTD Data)Rank
Total interest income$28,965,000604
Total interest expense$6,989,000511
Net interest income$21,976,000635
Provision for loan and lease losses$401,0001,004
Total noninterest income$6,112,000599
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,026,000604
Trading account gains and feesNANA
Additional Noninterest Income$5,086,000511
Total noninterest expense$16,359,000722
Salaries and employee benefits$10,513,000626
Premises and equipment expense$2,191,000582
Additional noninterest expense$3,655,000935
Pre-tax net operating income$11,328,000545
Securities gains (losses)$68,000646
Applicable income taxes$2,768,000475
Income before extraordinary items$8,628,000599
Extraordinary gains, net$011
Net income$8,628,000599
Minority interest net income$069
Net income of bank and minority interests.$8,628,000599
Net charge-offs$512,000563
Cash dividends$5,374,000416
Sale, conversion, retirement of capital stock, net$1,008,000121
Net operating income$8,574,280590
2019-03-31 (YTD Data)Rank
Total interest income$14,087,000617
Total interest expense$3,289,000527
Net interest income$10,798,000642
Provision for loan and lease losses$03,406
Total noninterest income$3,551,000530
Gross Fiduciary activities income$0972
Service charges on deposit accounts$448,000683
Trading account gains and feesNANA
Additional Noninterest Income$3,103,000431
Total noninterest expense$8,086,000723
Salaries and employee benefits$5,168,000635
Premises and equipment expense$1,068,000598
Additional noninterest expense$1,850,000897
Pre-tax net operating income$6,263,000499
Securities gains (losses)$31,000490
Applicable income taxes$1,529,000436
Income before extraordinary items$4,765,000543
Extraordinary gains, net$05
Net income$4,765,000542
Minority interest net income$052
Net income of bank and minority interests.$4,765,000542
Net charge-offs$17,0001,768
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$670,00085
Net operating income$4,740,510533
2018-12-31 (YTD Data)Rank
Total interest income$50,067,000644
Total interest expense$9,110,000571
Net interest income$40,957,000666
Provision for loan and lease losses$1,267,000730
Total noninterest income$9,416,000710
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,916,000662
Trading account gains and feesNANA
Additional Noninterest Income$7,500,000628
Total noninterest expense$29,428,000764
Salaries and employee benefits$18,195,000701
Premises and equipment expense$4,089,000611
Additional noninterest expense$7,144,000940
Pre-tax net operating income$19,678,000599
Securities gains (losses)$-87,0004,975
Applicable income taxes$5,244,000457
Income before extraordinary items$14,347,000669
Extraordinary gains, net$06
Net income$14,347,000667
Minority interest net income$072
Net income of bank and minority interests.$14,347,000668
Net charge-offs$771,000728
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$24,252,00030
Net operating income$14,415,730667
2018-09-30 (YTD Data)Rank
Total interest income$36,249,000655
Total interest expense$6,217,000581
Net interest income$30,032,000675
Provision for loan and lease losses$1,047,000626
Total noninterest income$7,390,000691
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,419,000669
Trading account gains and feesNANA
Additional Noninterest Income$5,971,000596
Total noninterest expense$21,891,000766
Salaries and employee benefits$13,629,000702
Premises and equipment expense$3,041,000616
Additional noninterest expense$5,221,000951
Pre-tax net operating income$14,484,000608
Securities gains (losses)$-111,0005,256
Applicable income taxes$3,812,000474
Income before extraordinary items$10,561,000678
Extraordinary gains, net$05
Net income$10,561,000677
Minority interest net income$066
Net income of bank and minority interests.$10,561,000677
Net charge-offs$636,000617
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$23,690,00025
Net operating income$10,648,690672
2018-06-30 (YTD Data)Rank
Total interest income$23,242,000673
Total interest expense$3,696,000599
Net interest income$19,546,000687
Provision for loan and lease losses$609,000683
Total noninterest income$5,087,000682
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$935,000669
Trading account gains and feesNANA
Additional Noninterest Income$4,152,000576
Total noninterest expense$14,257,000783
Salaries and employee benefits$8,826,000724
Premises and equipment expense$2,089,000603
Additional noninterest expense$3,342,000986
Pre-tax net operating income$9,767,000601
Securities gains (losses)$-92,0005,335
Applicable income taxes$2,646,000468
Income before extraordinary items$7,029,000686
Extraordinary gains, net$06
Net income$7,029,000684
Minority interest net income$065
Net income of bank and minority interests.$7,029,000685
Net charge-offs$25,0002,124
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$23,408,00019
Net operating income$7,101,680675
2018-03-31 (YTD Data)Rank
Total interest income$11,181,000682
Total interest expense$1,621,000637
Net interest income$9,560,000698
Provision for loan and lease losses$575,000418
Total noninterest income$2,212,000732
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$537,000592
Trading account gains and feesNANA
Additional Noninterest Income$1,675,000658
Total noninterest expense$6,804,000814
Salaries and employee benefits$4,211,000762
Premises and equipment expense$1,026,000612
Additional noninterest expense$1,567,0001,035
Pre-tax net operating income$4,393,000646
Securities gains (losses)$0735
Applicable income taxes$1,172,000500
Income before extraordinary items$3,221,000714
Extraordinary gains, net$07
Net income$3,221,000714
Minority interest net income$052
Net income of bank and minority interests.$3,221,000714
Net charge-offs$-2,0004,048
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$22,997,00011
Net operating income$3,221,000710
2017-12-31 (YTD Data)Rank
Total interest income$40,283,000709
Total interest expense$4,573,000745
Net interest income$35,710,000713
Provision for loan and lease losses$1,311,000725
Total noninterest income$8,986,000745
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,656,000756
Trading account gains and feesNANA
Additional Noninterest Income$7,330,000642
Total noninterest expense$26,219,000828
Salaries and employee benefits$16,474,000745
Premises and equipment expense$3,918,000628
Additional noninterest expense$5,827,0001,106
Pre-tax net operating income$17,166,000619
Securities gains (losses)$02,243
Applicable income taxes$7,908,000491
Income before extraordinary items$9,258,000800
Extraordinary gains, net$09
Net income$9,258,000800
Minority interest net income$076
Net income of bank and minority interests.$9,258,000800
Net charge-offs$82,0002,613
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$1,095,000214
Net operating income$9,258,000791
2017-09-30 (YTD Data)Rank
Total interest income$29,205,000732
Total interest expense$3,197,000774
Net interest income$26,008,000734
Provision for loan and lease losses$989,000706
Total noninterest income$6,708,000762
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,201,000779
Trading account gains and feesNANA
Additional Noninterest Income$5,507,000643
Total noninterest expense$19,659,000836
Salaries and employee benefits$12,411,000745
Premises and equipment expense$2,919,000642
Additional noninterest expense$4,329,0001,116
Pre-tax net operating income$12,068,000656
Securities gains (losses)$02,274
Applicable income taxes$4,716,000519
Income before extraordinary items$7,352,000821
Extraordinary gains, net$09
Net income$7,352,000821
Minority interest net income$071
Net income of bank and minority interests.$7,352,000821
Net charge-offs$-10,0004,745
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$760,000211
Net operating income$7,352,000808
2017-06-30 (YTD Data)Rank
Total interest income$18,786,000751
Total interest expense$1,986,000807
Net interest income$16,800,000747
Provision for loan and lease losses$711,000653
Total noninterest income$4,453,000758
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$807,000768
Trading account gains and feesNANA
Additional Noninterest Income$3,646,000647
Total noninterest expense$12,922,000841
Salaries and employee benefits$8,148,000753
Premises and equipment expense$1,933,000646
Additional noninterest expense$2,841,0001,131
Pre-tax net operating income$7,620,000668
Securities gains (losses)$01,906
Applicable income taxes$3,000,000524
Income before extraordinary items$4,620,000854
Extraordinary gains, net$011
Net income$4,620,000855
Minority interest net income$071
Net income of bank and minority interests.$4,620,000854
Net charge-offs$65,0001,808
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$732,000166
Net operating income$4,620,000844
2017-03-31 (YTD Data)Rank
Total interest income$9,185,000765
Total interest expense$978,000796
Net interest income$8,207,000762
Provision for loan and lease losses$541,000437
Total noninterest income$2,244,000736
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$420,000740
Trading account gains and feesNANA
Additional Noninterest Income$1,824,000635
Total noninterest expense$6,381,000858
Salaries and employee benefits$4,024,000776
Premises and equipment expense$963,000657
Additional noninterest expense$1,394,0001,146
Pre-tax net operating income$3,529,000708
Securities gains (losses)$01,153
Applicable income taxes$1,379,000536
Income before extraordinary items$2,150,000879
Extraordinary gains, net$08
Net income$2,150,000880
Minority interest net income$055
Net income of bank and minority interests.$2,150,000879
Net charge-offs$71,0001,120
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$370,000145
Net operating income$2,150,000865
2016-12-31 (YTD Data)Rank
Total interest income$31,701,000853
Total interest expense$3,371,000869
Net interest income$28,330,000843
Provision for loan and lease losses$1,682,000592
Total noninterest income$9,007,000744
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,275,000964
Trading account gains and fees$0170
Additional Noninterest Income$7,732,000620
Total noninterest expense$23,024,000919
Salaries and employee benefits$14,390,000821
Premises and equipment expense$3,616,000690
Additional noninterest expense$5,018,0001,255
Pre-tax net operating income$12,631,000752
Securities gains (losses)$03,212
Applicable income taxes$5,121,000551
Income before extraordinary items$7,510,000994
Extraordinary gains, net$05
Net income$7,510,000993
Minority interest net income$082
Net income of bank and minority interests.$7,510,000993
Net charge-offs$163,0002,147
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$1,336,000175
Net operating income$7,510,000968
2016-09-30 (YTD Data)Rank
Total interest income$22,935,000875
Total interest expense$2,484,000877
Net interest income$20,451,000870
Provision for loan and lease losses$1,359,000549
Total noninterest income$6,474,000773
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$921,0001,000
Trading account gains and fees$0169
Additional Noninterest Income$5,553,000633
Total noninterest expense$16,787,000943
Salaries and employee benefits$10,320,000850
Premises and equipment expense$2,724,000687
Additional noninterest expense$3,743,0001,267
Pre-tax net operating income$8,779,000809
Securities gains (losses)$03,160
Applicable income taxes$3,529,000586
Income before extraordinary items$5,250,0001,074
Extraordinary gains, net$05
Net income$5,250,0001,074
Minority interest net income$071
Net income of bank and minority interests.$5,250,0001,074
Net charge-offs$134,0001,789
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$750,000180
Net operating income$5,250,0001,038
2016-06-30 (YTD Data)Rank
Total interest income$14,681,000918
Total interest expense$1,651,000880
Net interest income$13,030,000917
Provision for loan and lease losses$682,000665
Total noninterest income$4,074,000798
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$586,0001,028
Trading account gains and fees$0157
Additional Noninterest Income$3,488,000657
Total noninterest expense$11,125,000947
Salaries and employee benefits$6,907,000851
Premises and equipment expense$1,803,000682
Additional noninterest expense$2,415,0001,310
Pre-tax net operating income$5,297,000889
Securities gains (losses)$02,835
Applicable income taxes$2,123,000620
Income before extraordinary items$3,174,0001,150
Extraordinary gains, net$016
Net income$3,174,0001,150
Minority interest net income$071
Net income of bank and minority interests.$3,174,0001,150
Net charge-offs$-7,0004,862
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$488,000174
Net operating income$3,174,0001,120
2016-03-31 (YTD Data)Rank
Total interest income$7,032,000957
Total interest expense$812,000894
Net interest income$6,220,000962
Provision for loan and lease losses$230,000857
Total noninterest income$1,807,000852
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$281,0001,058
Trading account gains and fees$0142
Additional Noninterest Income$1,526,000699
Total noninterest expense$5,603,000939
Salaries and employee benefits$3,507,000841
Premises and equipment expense$903,000692
Additional noninterest expense$1,193,0001,318
Pre-tax net operating income$2,194,0001,002
Securities gains (losses)$02,077
Applicable income taxes$875,000697
Income before extraordinary items$1,319,0001,308
Extraordinary gains, net$012
Net income$1,319,0001,309
Minority interest net income$062
Net income of bank and minority interests.$1,319,0001,309
Net charge-offs$-1,0004,102
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$168,000203
Net operating income$1,319,0001,274
2015-12-31 (YTD Data)Rank
Total interest income$25,192,0001,033
Total interest expense$2,689,0001,048
Net interest income$22,503,0001,023
Provision for loan and lease losses$553,0001,252
Total noninterest income$8,029,000796
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,278,000980
Trading account gains and fees$0159
Additional Noninterest Income$6,751,000652
Total noninterest expense$19,802,0001,040
Salaries and employee benefits$12,258,000928
Premises and equipment expense$3,162,000777
Additional noninterest expense$4,382,0001,416
Pre-tax net operating income$10,177,000876
Securities gains (losses)$1,0003,117
Applicable income taxes$4,188,000595
Income before extraordinary items$5,990,0001,185
Extraordinary gains, net$023
Net income$5,990,0001,186
Minority interest net income$081
Net income of bank and minority interests.$5,990,0001,185
Net charge-offs$-82,0005,683
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$1,218,000199
Net operating income$5,989,3601,155
2015-09-30 (YTD Data)Rank
Total interest income$18,381,0001,065
Total interest expense$1,840,0001,150
Net interest income$16,541,0001,049
Provision for loan and lease losses$553,000962
Total noninterest income$5,990,000812
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,006,000952
Trading account gains and fees$0153
Additional Noninterest Income$4,984,000659
Total noninterest expense$14,486,0001,066
Salaries and employee benefits$8,914,000958
Premises and equipment expense$2,244,000841
Additional noninterest expense$3,328,0001,408
Pre-tax net operating income$7,492,000903
Securities gains (losses)$1,0002,915
Applicable income taxes$3,085,000622
Income before extraordinary items$4,408,0001,202
Extraordinary gains, net$021
Net income$4,408,0001,201
Minority interest net income$078
Net income of bank and minority interests.$4,408,0001,202
Net charge-offs$-79,0005,745
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$906,000184
Net operating income$4,407,3601,173
2015-06-30 (YTD Data)Rank
Total interest income$11,690,0001,107
Total interest expense$1,102,0001,272
Net interest income$10,588,0001,085
Provision for loan and lease losses$77,0002,506
Total noninterest income$3,996,000816
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$719,000878
Trading account gains and fees$0157
Additional Noninterest Income$3,277,000670
Total noninterest expense$9,605,0001,071
Salaries and employee benefits$5,900,000963
Premises and equipment expense$1,356,000909
Additional noninterest expense$2,349,0001,341
Pre-tax net operating income$4,902,000913
Securities gains (losses)$1,0002,511
Applicable income taxes$2,018,000632
Income before extraordinary items$2,885,0001,211
Extraordinary gains, net$022
Net income$2,885,0001,212
Minority interest net income$075
Net income of bank and minority interests.$2,885,0001,212
Net charge-offs$-47,0005,734
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$730,000154
Net operating income$2,884,3601,179
2015-03-31 (YTD Data)Rank
Total interest income$5,561,0001,152
Total interest expense$512,0001,374
Net interest income$5,049,0001,134
Provision for loan and lease losses$77,0001,667
Total noninterest income$1,819,000847
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$362,000853
Trading account gains and fees$0152
Additional Noninterest Income$1,457,000699
Total noninterest expense$4,581,0001,124
Salaries and employee benefits$2,832,0001,003
Premises and equipment expense$616,000993
Additional noninterest expense$1,133,0001,360
Pre-tax net operating income$2,210,000977
Securities gains (losses)$02,027
Applicable income taxes$910,000665
Income before extraordinary items$1,300,0001,281
Extraordinary gains, net$013
Net income$1,300,0001,282
Minority interest net income$064
Net income of bank and minority interests.$1,300,0001,283
Net charge-offs$-39,0005,879
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$390,000130
Net operating income$1,300,0001,242
2014-12-31 (YTD Data)Rank
Total interest income$18,260,0001,388
Total interest expense$1,540,0001,846
Net interest income$16,720,0001,337
Provision for loan and lease losses$1,000,000868
Total noninterest income$8,494,000726
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,341,000991
Trading account gains and fees$0180
Additional Noninterest Income$7,153,000587
Total noninterest expense$16,595,0001,201
Salaries and employee benefits$10,422,0001,049
Premises and equipment expense$2,086,0001,147
Additional noninterest expense$4,087,0001,532
Pre-tax net operating income$7,619,0001,077
Securities gains (losses)$03,259
Applicable income taxes$3,135,000699
Income before extraordinary items$4,484,0001,443
Extraordinary gains, net$017
Net income$4,484,0001,441
Minority interest net income$084
Net income of bank and minority interests.$4,484,0001,442
Net charge-offs$474,0001,525
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$29,547,00014
Net operating income$4,484,0001,411
2014-09-30 (YTD Data)Rank
Total interest income$13,125,0001,447
Total interest expense$1,135,0001,896
Net interest income$11,990,0001,399
Provision for loan and lease losses$260,0001,775
Total noninterest income$6,662,000699
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$862,0001,157
Trading account gains and fees$0174
Additional Noninterest Income$5,800,000557
Total noninterest expense$12,467,0001,212
Salaries and employee benefits$7,875,0001,035
Premises and equipment expense$1,477,0001,222
Additional noninterest expense$3,115,0001,519
Pre-tax net operating income$5,925,0001,059
Securities gains (losses)$02,980
Applicable income taxes$2,425,000691
Income before extraordinary items$3,500,0001,385
Extraordinary gains, net$015
Net income$3,500,0001,383
Minority interest net income$081
Net income of bank and minority interests.$3,500,0001,385
Net charge-offs$6,0004,332
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$29,216,00015
Net operating income$3,500,0001,354
2014-06-30 (YTD Data)Rank
Total interest income$8,330,0001,499
Total interest expense$757,0001,922
Net interest income$7,573,0001,456
Provision for loan and lease losses$260,0001,415
Total noninterest income$4,631,000673
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$478,0001,335
Trading account gains and fees$0172
Additional Noninterest Income$4,153,000512
Total noninterest expense$8,167,0001,228
Salaries and employee benefits$5,182,0001,054
Premises and equipment expense$885,0001,357
Additional noninterest expense$2,100,0001,495
Pre-tax net operating income$3,777,0001,071
Securities gains (losses)$02,580
Applicable income taxes$1,552,000699
Income before extraordinary items$2,225,0001,400
Extraordinary gains, net$020
Net income$2,225,0001,402
Minority interest net income$080
Net income of bank and minority interests.$2,225,0001,402
Net charge-offs$17,0003,484
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$28,954,00011
Net operating income$2,225,0001,378
2014-03-31 (YTD Data)Rank
Total interest income$4,005,0001,547
Total interest expense$363,0002,017
Net interest income$3,642,0001,501
Provision for loan and lease losses$210,000953
Total noninterest income$2,061,000713
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$149,0001,944
Trading account gains and fees$0147
Additional Noninterest Income$1,912,000528
Total noninterest expense$3,743,0001,339
Salaries and employee benefits$2,356,0001,166
Premises and equipment expense$397,0001,534
Additional noninterest expense$990,0001,566
Pre-tax net operating income$1,750,0001,093
Securities gains (losses)$01,715
Applicable income taxes$727,000709
Income before extraordinary items$1,023,0001,461
Extraordinary gains, net$016
Net income$1,023,0001,464
Minority interest net income$066
Net income of bank and minority interests.$1,023,0001,464
Net charge-offs$31,0002,192
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$383,000124
Net operating income$1,023,0001,442
2013-12-31 (YTD Data)Rank
Total interest income$11,267,0002,170
Total interest expense$1,118,0002,708
Net interest income$10,149,0002,068
Provision for loan and lease losses$1,376,000854
Total noninterest income$6,766,000909
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$345,0003,124
Trading account gains and fees$0184
Additional Noninterest Income$6,421,000667
Total noninterest expense$12,133,0001,590
Salaries and employee benefits$7,778,0001,362
Premises and equipment expense$1,202,0001,910
Additional noninterest expense$3,153,0001,995
Pre-tax net operating income$3,406,0001,954
Securities gains (losses)$3,0002,899
Applicable income taxes$-1,544,0006,712
Income before extraordinary items$4,953,0001,235
Extraordinary gains, net$029
Net income$4,953,0001,237
Minority interest net income$090
Net income of bank and minority interests.$4,953,0001,238
Net charge-offs$554,0001,910
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$674,000257
Net operating income$4,950,0001,212
2013-09-30 (YTD Data)Rank
Total interest income$7,702,0002,374
Total interest expense$783,0002,929
Net interest income$6,919,0002,261
Provision for loan and lease losses$1,376,000688
Total noninterest income$5,742,000839
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$242,0003,243
Trading account gains and fees$0180
Additional Noninterest Income$5,500,000621
Total noninterest expense$8,555,0001,696
Salaries and employee benefits$5,492,0001,436
Premises and equipment expense$843,0002,047
Additional noninterest expense$2,220,0002,102
Pre-tax net operating income$2,730,0001,899
Securities gains (losses)$3,0002,773
Applicable income taxes$-2,692,0006,852
Income before extraordinary items$5,425,000879
Extraordinary gains, net$025
Net income$5,425,000881
Minority interest net income$084
Net income of bank and minority interests.$5,425,000881
Net charge-offs$736,0001,249
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$384,000258
Net operating income$5,422,000858
2013-06-30 (YTD Data)Rank
Total interest income$4,734,0002,570
Total interest expense$494,0003,102
Net interest income$4,240,0002,464
Provision for loan and lease losses$1,150,000606
Total noninterest income$4,119,000794
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$153,0003,317
Trading account gains and fees$0157
Additional Noninterest Income$3,966,000590
Total noninterest expense$5,444,0001,766
Salaries and employee benefits$3,494,0001,491
Premises and equipment expense$580,0001,989
Additional noninterest expense$1,370,0002,248
Pre-tax net operating income$1,765,0001,922
Securities gains (losses)$3,0002,553
Applicable income taxes$-2,707,0006,914
Income before extraordinary items$4,475,000721
Extraordinary gains, net$022
Net income$4,475,000722
Minority interest net income$082
Net income of bank and minority interests.$4,475,000723
Net charge-offs$809,000897
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$161,000292
Net operating income$4,472,000692
2013-03-31 (YTD Data)Rank
Total interest income$2,317,0002,627
Total interest expense$235,0003,308
Net interest income$2,082,0002,524
Provision for loan and lease losses$500,000691
Total noninterest income$2,438,000705
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$76,0003,310
Trading account gains and fees$0148
Additional Noninterest Income$2,362,000520
Total noninterest expense$3,186,0001,537
Salaries and employee benefits$1,854,0001,433
Premises and equipment expense$307,0001,928
Additional noninterest expense$1,025,0001,581
Pre-tax net operating income$834,0001,983
Securities gains (losses)$3,0001,729
Applicable income taxes$-2,736,0007,009
Income before extraordinary items$3,573,000467
Extraordinary gains, net$010
Net income$3,573,000467
Minority interest net income$076
Net income of bank and minority interests.$3,573,000468
Net charge-offs$769,000573
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$50,000331
Net operating income$3,570,000451
2012-12-31 (YTD Data)Rank
Total interest income$7,464,0003,292
Total interest expense$766,0004,213
Net interest income$6,698,0003,096
Provision for loan and lease losses$2,273,000969
Total noninterest income$6,271,000966
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$171,0004,545
Trading account gains and fees$0166
Additional Noninterest Income$6,100,000706
Total noninterest expense$8,500,0002,225
Salaries and employee benefits$5,408,0001,864
Premises and equipment expense$879,0002,541
Additional noninterest expense$2,213,0002,851
Pre-tax net operating income$2,196,0002,641
Securities gains (losses)$14,0003,286
Applicable income taxes$-3,985,0007,042
Income before extraordinary items$6,195,000975
Extraordinary gains, net$029
Net income$6,195,000975
Minority interest net income$093
Net income of bank and minority interests.$6,195,000975
Net charge-offs$2,805,000886
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$298,000382
Net operating income$6,181,000916
2012-09-30 (YTD Data)Rank
Total interest income$5,272,0003,499
Total interest expense$568,0004,357
Net interest income$4,704,0003,322
Provision for loan and lease losses$1,773,000949
Total noninterest income$4,479,0001,010
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$121,0004,711
Trading account gains and fees$0157
Additional Noninterest Income$4,358,000710
Total noninterest expense$6,009,0002,359
Salaries and employee benefits$3,658,0002,047
Premises and equipment expense$629,0002,665
Additional noninterest expense$1,722,0002,776
Pre-tax net operating income$1,401,0003,027
Securities gains (losses)$9,0003,149
Applicable income taxes$-4,000,0007,148
Income before extraordinary items$5,410,000839
Extraordinary gains, net$020
Net income$5,410,000837
Minority interest net income$086
Net income of bank and minority interests.$5,410,000839
Net charge-offs$2,263,000848
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$220,000332
Net operating income$5,401,000783
2012-06-30 (YTD Data)Rank
Total interest income$3,399,0003,609
Total interest expense$401,0004,324
Net interest income$2,998,0003,439
Provision for loan and lease losses$1,073,0001,039
Total noninterest income$2,692,0001,071
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$85,0004,622
Trading account gains and fees$0153
Additional Noninterest Income$2,607,000767
Total noninterest expense$3,783,0002,499
Salaries and employee benefits$2,362,0002,107
Premises and equipment expense$405,0002,744
Additional noninterest expense$1,016,0003,082
Pre-tax net operating income$834,0003,197
Securities gains (losses)$9,0002,752
Applicable income taxes$-4,000,0007,225
Income before extraordinary items$4,843,000644
Extraordinary gains, net$019
Net income$4,843,000644
Minority interest net income$084
Net income of bank and minority interests.$4,843,000644
Net charge-offs$1,907,000717
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$143,000312
Net operating income$4,834,000625
2012-03-31 (YTD Data)Rank
Total interest income$1,644,0003,744
Total interest expense$226,0004,169
Net interest income$1,418,0003,600
Provision for loan and lease losses$356,0001,350
Total noninterest income$1,067,0001,267
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$47,0004,404
Trading account gains and fees$0148
Additional Noninterest Income$1,020,000888
Total noninterest expense$1,859,0002,537
Salaries and employee benefits$1,136,0002,199
Premises and equipment expense$205,0002,746
Additional noninterest expense$518,0003,006
Pre-tax net operating income$270,0004,019
Securities gains (losses)$9,0001,794
Applicable income taxes$-4,000,0007,300
Income before extraordinary items$4,279,000388
Extraordinary gains, net$019
Net income$4,279,000389
Minority interest net income$078
Net income of bank and minority interests.$4,279,000389
Net charge-offs$723,000848
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$66,000277
Net operating income$4,270,000372
2011-12-31 (YTD Data)Rank
Total interest income$6,632,0003,814
Total interest expense$1,204,0003,955
Net interest income$5,428,0003,709
Provision for loan and lease losses$2,162,0001,486
Total noninterest income$5,395,000975
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$127,0005,160
Trading account gains and fees$0146
Additional Noninterest Income$5,268,000671
Total noninterest expense$6,998,0002,674
Salaries and employee benefits$4,134,0002,329
Premises and equipment expense$775,0002,980
Additional noninterest expense$2,089,0003,020
Pre-tax net operating income$1,663,0002,853
Securities gains (losses)$26,0002,967
Applicable income taxes$157,0003,088
Income before extraordinary items$1,532,0002,735
Extraordinary gains, net$029
Net income$1,532,0002,737
Minority interest net income$096
Net income of bank and minority interests.$1,532,0002,737
Net charge-offs$1,344,0002,021
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$4,373,000158
Net operating income$1,508,3402,670
2011-09-30 (YTD Data)Rank
Total interest income$4,940,0003,862
Total interest expense$931,0003,999
Net interest income$4,009,0003,766
Provision for loan and lease losses$1,462,0001,537
Total noninterest income$4,248,000950
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$94,0005,214
Trading account gains and fees$0145
Additional Noninterest Income$4,154,000665
Total noninterest expense$5,311,0002,644
Salaries and employee benefits$2,993,0002,406
Premises and equipment expense$576,0003,021
Additional noninterest expense$1,742,0002,755
Pre-tax net operating income$1,484,0002,604
Securities gains (losses)$25,0002,713
Applicable income taxes$108,0003,147
Income before extraordinary items$1,401,0002,452
Extraordinary gains, net$021
Net income$1,401,0002,454
Minority interest net income$087
Net income of bank and minority interests.$1,401,0002,454
Net charge-offs$1,001,0001,890
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$4,328,000132
Net operating income$1,377,7502,376
2011-06-30 (YTD Data)Rank
Total interest income$3,318,0003,877
Total interest expense$636,0004,052
Net interest income$2,682,0003,780
Provision for loan and lease losses$780,0001,760
Total noninterest income$3,027,000920
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$73,0004,960
Trading account gains and fees$0153
Additional Noninterest Income$2,954,000629
Total noninterest expense$3,709,0002,560
Salaries and employee benefits$1,957,0002,465
Premises and equipment expense$379,0003,068
Additional noninterest expense$1,373,0002,436
Pre-tax net operating income$1,220,0002,201
Securities gains (losses)$16,0002,184
Applicable income taxes$107,0002,817
Income before extraordinary items$1,129,0002,051
Extraordinary gains, net$015
Net income$1,129,0002,051
Minority interest net income$089
Net income of bank and minority interests.$1,129,0002,051
Net charge-offs$743,0001,746
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$4,280,00066
Net operating income$1,114,4402,009
2011-03-31 (YTD Data)Rank
Total interest income$1,650,0003,926
Total interest expense$325,0004,105
Net interest income$1,325,0003,791
Provision for loan and lease losses$582,0001,308
Total noninterest income$1,311,0001,016
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$43,0004,615
Trading account gains and fees$0158
Additional Noninterest Income$1,268,000698
Total noninterest expense$1,700,0002,771
Salaries and employee benefits$879,0002,763
Premises and equipment expense$189,0003,127
Additional noninterest expense$632,0002,616
Pre-tax net operating income$354,0003,225
Securities gains (losses)$3,0001,535
Applicable income taxes$04,545
Income before extraordinary items$357,0002,891
Extraordinary gains, net$09
Net income$357,0002,890
Minority interest net income$086
Net income of bank and minority interests.$357,0002,891
Net charge-offs$164,0002,282
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$3,538,00041
Net operating income$354,0002,856
2010-12-31 (YTD Data)Rank
Total interest income$6,005,0004,322
Total interest expense$1,788,0003,847
Net interest income$4,217,0004,431
Provision for loan and lease losses$3,306,0001,518
Total noninterest income$1,241,0002,852
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$121,0005,242
Trading account gains and fees$0175
Additional Noninterest Income$1,120,0002,045
Total noninterest expense$5,441,0003,365
Salaries and employee benefits$2,701,0003,397
Premises and equipment expense$767,0003,077
Additional noninterest expense$1,973,0003,293
Pre-tax net operating income$-3,289,0006,956
Securities gains (losses)$23,0003,038
Applicable income taxes$1,0004,548
Income before extraordinary items$-3,267,0007,032
Extraordinary gains, net$029
Net income$-3,267,0007,032
Minority interest net income$0111
Net income of bank and minority interests.$-3,267,0007,033
Net charge-offs$4,390,0001,131
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$6,824,000110
Net operating income$-3,290,0007,012
2010-09-30 (YTD Data)Rank
Total interest income$4,516,0004,404
Total interest expense$1,400,0003,874
Net interest income$3,116,0004,525
Provision for loan and lease losses$2,462,0001,447
Total noninterest income$763,0003,238
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$81,0005,471
Trading account gains and fees$0165
Additional Noninterest Income$682,0002,302
Total noninterest expense$4,089,0003,349
Salaries and employee benefits$1,963,0003,486
Premises and equipment expense$589,0003,071
Additional noninterest expense$1,537,0003,155
Pre-tax net operating income$-2,672,0007,163
Securities gains (losses)$23,0002,831
Applicable income taxes$1,0004,603
Income before extraordinary items$-2,650,0007,229
Extraordinary gains, net$023
Net income$-2,650,0007,229
Minority interest net income$0110
Net income of bank and minority interests.$-2,650,0007,229
Net charge-offs$3,588,000982
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$5,535,000100
Net operating income$-2,673,0007,205
2010-06-30 (YTD Data)Rank
Total interest income$3,031,0004,421
Total interest expense$975,0003,868
Net interest income$2,056,0004,569
Provision for loan and lease losses$2,226,0001,185
Total noninterest income$312,0004,188
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$55,0005,455
Trading account gains and fees$0152
Additional Noninterest Income$257,0003,079
Total noninterest expense$2,368,0003,776
Salaries and employee benefits$1,112,0003,985
Premises and equipment expense$403,0003,042
Additional noninterest expense$853,0003,630
Pre-tax net operating income$-2,226,0007,308
Securities gains (losses)$12,0002,543
Applicable income taxes$1,0004,552
Income before extraordinary items$-2,215,0007,366
Extraordinary gains, net$019
Net income$-2,215,0007,365
Minority interest net income$0105
Net income of bank and minority interests.$-2,215,0007,366
Net charge-offs$3,489,000729
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$3,508,00099
Net operating income$-2,227,0007,360
2010-03-31 (YTD Data)Rank
Total interest income$1,604,0004,320
Total interest expense$512,0003,869
Net interest income$1,092,0004,419
Provision for loan and lease losses$201,0002,968
Total noninterest income$152,0004,247
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$30,0005,359
Trading account gains and fees$0175
Additional Noninterest Income$122,0003,175
Total noninterest expense$1,148,0003,874
Salaries and employee benefits$569,0003,968
Premises and equipment expense$200,0003,115
Additional noninterest expense$379,0003,938
Pre-tax net operating income$-105,0006,661
Securities gains (losses)$6,0001,850
Applicable income taxes$04,611
Income before extraordinary items$-99,0006,750
Extraordinary gains, net$016
Net income$-99,0006,751
Minority interest net income$091
Net income of bank and minority interests.$-99,0006,750
Net charge-offs$736,0001,276
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-105,0006,706
2009-12-31 (YTD Data)Rank
Total interest income$7,004,0004,177
Total interest expense$3,220,0003,250
Net interest income$3,784,0004,733
Provision for loan and lease losses$4,453,0001,552
Total noninterest income$577,0004,447
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$131,0005,359
Trading account gains and fees$0211
Additional Noninterest Income$446,0003,387
Total noninterest expense$5,374,0003,467
Salaries and employee benefits$2,017,0004,334
Premises and equipment expense$759,0003,260
Additional noninterest expense$2,598,0002,660
Pre-tax net operating income$-5,466,0007,221
Securities gains (losses)$28,0002,908
Applicable income taxes$1,0004,275
Income before extraordinary items$-5,439,0007,302
Extraordinary gains, net$034
Net income$-5,439,0007,302
Minority interest net income$0115
Net income of bank and minority interests.$-5,439,0007,302
Net charge-offs$1,878,0002,107
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$19,0001,218
Net operating income$-5,467,0007,321
2009-09-30 (YTD Data)Rank
Total interest income$5,373,0004,173
Total interest expense$2,540,0003,257
Net interest income$2,833,0004,748
Provision for loan and lease losses$1,073,0002,690
Total noninterest income$426,0004,540
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$98,0005,393
Trading account gains and fees$0212
Additional Noninterest Income$328,0003,482
Total noninterest expense$3,642,0003,780
Salaries and employee benefits$1,529,0004,328
Premises and equipment expense$570,0003,307
Additional noninterest expense$1,543,0003,214
Pre-tax net operating income$-1,456,0006,847
Securities gains (losses)$28,0002,601
Applicable income taxes$04,592
Income before extraordinary items$-1,428,0006,976
Extraordinary gains, net$027
Net income$-1,428,0006,976
Minority interest net income$0118
Net income of bank and minority interests.$-1,428,0006,977
Net charge-offs$495,0003,059
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,456,0006,966
2009-06-30 (YTD Data)Rank
Total interest income$3,635,0004,165
Total interest expense$1,774,0003,273
Net interest income$1,861,0004,786
Provision for loan and lease losses$501,0002,959
Total noninterest income$259,0004,734
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$64,0005,441
Trading account gains and fees$0193
Additional Noninterest Income$195,0003,686
Total noninterest expense$2,551,0003,660
Salaries and employee benefits$1,055,0004,276
Premises and equipment expense$380,0003,318
Additional noninterest expense$1,116,0003,023
Pre-tax net operating income$-932,0006,980
Securities gains (losses)$28,0002,194
Applicable income taxes$04,657
Income before extraordinary items$-904,0007,102
Extraordinary gains, net$021
Net income$-904,0007,102
Minority interest net income$0112
Net income of bank and minority interests.$-904,0007,102
Net charge-offs$43,0005,045
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-932,0007,098
2009-03-31 (YTD Data)Rank
Total interest income$1,800,0004,233
Total interest expense$900,0003,327
Net interest income$900,0004,886
Provision for loan and lease losses$353,0002,117
Total noninterest income$112,0005,000
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$31,0005,453
Trading account gains and fees$0171
Additional Noninterest Income$81,0003,986
Total noninterest expense$1,188,0003,794
Salaries and employee benefits$588,0003,973
Premises and equipment expense$187,0003,412
Additional noninterest expense$413,0003,484
Pre-tax net operating income$-529,0007,352
Securities gains (losses)$2,0002,230
Applicable income taxes$04,835
Income before extraordinary items$-527,0007,470
Extraordinary gains, net$015
Net income$-527,0007,470
Minority interest net income$0102
Net income of bank and minority interests.$-527,0007,471
Net charge-offs$35,0003,875
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-529,0007,447
2008-12-31 (YTD Data)Rank
Total interest income$9,161,0003,757
Total interest expense$5,013,0002,960
Net interest income$4,148,0004,474
Provision for loan and lease losses$1,915,0001,851
Total noninterest income$536,0004,691
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$157,0005,226
Trading account gains and fees$0154
Additional Noninterest Income$379,0003,676
Total noninterest expense$5,819,0003,167
Salaries and employee benefits$2,758,0003,485
Premises and equipment expense$779,0003,243
Additional noninterest expense$2,282,0002,528
Pre-tax net operating income$-3,050,0007,599
Securities gains (losses)$5,0002,760
Applicable income taxes$1,0004,863
Income before extraordinary items$-3,046,0007,618
Extraordinary gains, net$039
Net income$-3,046,0007,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,937,0001,319
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$5,590,000219
Net operating income$-3,051,0007,686
2008-09-30 (YTD Data)Rank
Total interest income$7,254,0003,674
Total interest expense$3,982,0002,914
Net interest income$3,272,0004,347
Provision for loan and lease losses$1,671,0001,331
Total noninterest income$412,0004,752
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$129,0005,104
Trading account gains and fees$0148
Additional Noninterest Income$283,0003,777
Total noninterest expense$4,555,0003,016
Salaries and employee benefits$2,107,0003,473
Premises and equipment expense$592,0003,225
Additional noninterest expense$1,856,0002,295
Pre-tax net operating income$-2,542,0007,947
Securities gains (losses)$4,0002,700
Applicable income taxes$05,372
Income before extraordinary items$-2,538,0007,951
Extraordinary gains, net$031
Net income$-2,538,0007,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,480,0001,026
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$5,564,000148
Net operating income$-2,542,0008,017
2008-06-30 (YTD Data)Rank
Total interest income$4,745,0003,770
Total interest expense$2,844,0002,843
Net interest income$1,901,0004,780
Provision for loan and lease losses$1,671,000882
Total noninterest income$284,0004,750
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$103,0004,787
Trading account gains and fees$0149
Additional Noninterest Income$181,0003,952
Total noninterest expense$3,147,0002,925
Salaries and employee benefits$1,452,0003,421
Premises and equipment expense$407,0003,166
Additional noninterest expense$1,288,0002,201
Pre-tax net operating income$-2,633,0008,219
Securities gains (losses)$9,0002,500
Applicable income taxes$05,627
Income before extraordinary items$-2,624,0008,254
Extraordinary gains, net$021
Net income$-2,624,0008,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,442,000680
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$5,565,000102
Net operating income$-2,633,0008,249
2008-03-31 (YTD Data)Rank
Total interest income$2,519,0003,706
Total interest expense$1,467,0002,940
Net interest income$1,052,0004,454
Provision for loan and lease losses$540,000965
Total noninterest income$172,0004,289
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$57,0004,544
Trading account gains and fees$0158
Additional Noninterest Income$115,0003,517
Total noninterest expense$1,536,0002,988
Salaries and employee benefits$726,0003,454
Premises and equipment expense$205,0003,161
Additional noninterest expense$605,0002,296
Pre-tax net operating income$-852,0008,240
Securities gains (losses)$9,0002,013
Applicable income taxes$05,622
Income before extraordinary items$-843,0008,278
Extraordinary gains, net$015
Net income$-843,0008,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0001,405
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$1,541,00084
Net operating income$-852,0008,267
2007-12-31 (YTD Data)Rank
Total interest income$11,601,0003,368
Total interest expense$6,456,0002,829
Net interest income$5,145,0003,903
Provision for loan and lease losses$4,372,000461
Total noninterest income$1,061,0003,427
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$223,0004,682
Trading account gains and fees$0178
Additional Noninterest Income$838,0002,499
Total noninterest expense$6,390,0002,796
Salaries and employee benefits$3,471,0002,824
Premises and equipment expense$839,0002,969
Additional noninterest expense$2,080,0002,570
Pre-tax net operating income$-4,556,0008,433
Securities gains (losses)$02,146
Applicable income taxes$1,0005,973
Income before extraordinary items$-4,557,0008,446
Extraordinary gains, net$039
Net income$-4,557,0008,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,405,000419
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$96,000940
Net operating income$-4,557,0008,442
2007-09-30 (YTD Data)Rank
Total interest income$8,996,0003,292
Total interest expense$4,932,0002,772
Net interest income$4,064,0003,784
Provision for loan and lease losses$1,732,000584
Total noninterest income$995,0002,928
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$180,0004,560
Trading account gains and fees$0184
Additional Noninterest Income$815,0002,101
Total noninterest expense$4,550,0002,921
Salaries and employee benefits$2,593,0002,821
Premises and equipment expense$634,0002,934
Additional noninterest expense$1,323,0002,932
Pre-tax net operating income$-1,223,0008,339
Securities gains (losses)$01,655
Applicable income taxes$2,0006,041
Income before extraordinary items$-1,225,0008,374
Extraordinary gains, net$033
Net income$-1,225,0008,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,301,000548
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$50,000892
Net operating income$-1,225,0008,365
2007-06-30 (YTD Data)Rank
Total interest income$5,795,0003,396
Total interest expense$3,232,0002,809
Net interest income$2,563,0003,953
Provision for loan and lease losses$1,490,000427
Total noninterest income$567,0003,281
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$117,0004,630
Trading account gains and fees$0168
Additional Noninterest Income$450,0002,407
Total noninterest expense$2,869,0003,078
Salaries and employee benefits$1,668,0002,958
Premises and equipment expense$423,0002,958
Additional noninterest expense$778,0003,271
Pre-tax net operating income$-1,229,0008,496
Securities gains (losses)$01,444
Applicable income taxes$2,0006,068
Income before extraordinary items$-1,231,0008,518
Extraordinary gains, net$029
Net income$-1,231,0008,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,226,000389
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$50,000737
Net operating income$-1,231,0008,506
2007-03-31 (YTD Data)Rank
Total interest income$2,943,0003,337
Total interest expense$1,659,0002,735
Net interest income$1,284,0003,946
Provision for loan and lease losses$803,000346
Total noninterest income$323,0002,969
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$57,0004,628
Trading account gains and fees$0195
Additional Noninterest Income$266,0002,127
Total noninterest expense$1,375,0003,196
Salaries and employee benefits$805,0003,067
Premises and equipment expense$205,0003,043
Additional noninterest expense$365,0003,415
Pre-tax net operating income$-571,0008,530
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$-572,0008,546
Extraordinary gains, net$022
Net income$-572,0008,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$937,000249
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$52,000482
Net operating income$-572,0008,537
2006-12-31 (YTD Data)Rank
Total interest income$8,852,0003,917
Total interest expense$4,651,0003,210
Net interest income$4,201,0004,525
Provision for loan and lease losses$1,688,000649
Total noninterest income$1,119,0003,291
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$216,0004,820
Trading account gains and fees$0130
Additional Noninterest Income$903,0002,389
Total noninterest expense$5,442,0003,113
Salaries and employee benefits$3,066,0003,076
Premises and equipment expense$644,0003,573
Additional noninterest expense$1,732,0002,921
Pre-tax net operating income$-1,810,0008,561
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,810,0008,581
Extraordinary gains, net$051
Net income$-1,810,0008,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$572,0001,056
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$112,000872
Net operating income$-1,810,0008,570
2006-09-30 (YTD Data)Rank
Total interest income$6,174,0004,100
Total interest expense$3,164,0003,355
Net interest income$3,010,0004,679
Provision for loan and lease losses$665,0001,104
Total noninterest income$852,0003,259
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$166,0004,817
Trading account gains and fees$0126
Additional Noninterest Income$686,0002,347
Total noninterest expense$3,672,0003,401
Salaries and employee benefits$2,142,0003,266
Premises and equipment expense$458,0003,725
Additional noninterest expense$1,072,0003,423
Pre-tax net operating income$-475,0008,439
Securities gains (losses)$01,388
Applicable income taxes$1,0006,574
Income before extraordinary items$-476,0008,463
Extraordinary gains, net$045
Net income$-476,0008,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,074
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-476,0008,453
2006-06-30 (YTD Data)Rank
Total interest income$3,831,0004,254
Total interest expense$1,943,0003,463
Net interest income$1,888,0004,884
Provision for loan and lease losses$342,0001,329
Total noninterest income$445,0003,796
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$120,0004,594
Trading account gains and fees$0126
Additional Noninterest Income$325,0002,871
Total noninterest expense$2,401,0003,456
Salaries and employee benefits$1,285,0003,563
Premises and equipment expense$277,0004,017
Additional noninterest expense$839,0002,996
Pre-tax net operating income$-410,0008,527
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-410,0008,549
Extraordinary gains, net$039
Net income$-410,0008,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,668
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-410,0008,547
2006-03-31 (YTD Data)Rank
Total interest income$1,805,0004,371
Total interest expense$874,0003,617
Net interest income$931,0004,915
Provision for loan and lease losses$270,000866
Total noninterest income$234,0003,634
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$77,0004,007
Trading account gains and fees$0115
Additional Noninterest Income$157,0002,899
Total noninterest expense$1,011,0003,998
Salaries and employee benefits$644,0003,571
Premises and equipment expense$130,0004,188
Additional noninterest expense$237,0004,625
Pre-tax net operating income$-116,0008,459
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-116,0008,477
Extraordinary gains, net$021
Net income$-116,0008,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,493
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-116,0008,461
2005-12-31 (YTD Data)Rank
Total interest income$1,683,0007,739
Total interest expense$719,0006,986
Net interest income$964,0007,990
Provision for loan and lease losses$568,0001,719
Total noninterest income$137,0007,611
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$103,0006,251
Trading account gains and fees$0138
Additional Noninterest Income$34,0007,758
Total noninterest expense$3,545,0004,247
Salaries and employee benefits$1,214,0005,766
Premises and equipment expense$216,0006,560
Additional noninterest expense$2,115,0002,361
Pre-tax net operating income$-3,012,0008,799
Securities gains (losses)$02,296
Applicable income taxes$1,0006,850
Income before extraordinary items$-3,013,0008,804
Extraordinary gains, net$046
Net income$-3,013,0008,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$21,966,00062
Net operating income$-3,013,0008,794
2005-09-30 (YTD Data)Rank
Total interest income$620,0008,497
Total interest expense$171,0008,376
Net interest income$449,0008,489
Provision for loan and lease losses$216,0002,832
Total noninterest income$28,0008,558
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,0007,763
Trading account gains and fees$0126
Additional Noninterest Income$27,0007,758
Total noninterest expense$2,201,0004,812
Salaries and employee benefits$601,0006,924
Premises and equipment expense$159,0006,581
Additional noninterest expense$1,441,0002,553
Pre-tax net operating income$-1,940,0008,808
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-1,940,0008,820
Extraordinary gains, net$035
Net income$-1,940,0008,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$21,966,00047
Net operating income$-1,940,0008,807
2005-06-30 (YTD Data)Rank
Total interest income$158,0008,781
Total interest expense$4,0008,833
Net interest income$154,0008,750
Provision for loan and lease losses$06,626
Total noninterest income$08,806
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$08,721
Total noninterest expense$1,129,0005,668
Salaries and employee benefits$118,0008,649
Premises and equipment expense$42,0008,050
Additional noninterest expense$969,0002,520
Pre-tax net operating income$-975,0008,776
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-975,0008,799
Extraordinary gains, net$030
Net income$-975,0008,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$21,966,00028
Net operating income$-975,0008,780

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.