Home > One Bank & Trust > Net charge- offs to loans
One Bank & Trust, Net charge- offs to loans
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6052% | 247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6854% | 55 |
| Percentage Net Loans Charged-off:Construction & development | 1.8768% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0691% | 4,379 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8706% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0934% | 3,895 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0187% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5449% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7147% | 5,254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4622% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8534% | 5,257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1781% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2545% | 207 |
| Percentage Net Loans Charged-off:Construction & development | 3.0274% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0999% | 4,435 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 4,900 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0928% | 3,953 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0238% | 4,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3390% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3054% | 5,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6154% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5271% | 5,360 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9185% | 207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6412% | 113 |
| Percentage Net Loans Charged-off:Construction & development | 7.3912% | 17 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0782% | 4,483 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 4,993 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0956% | 4,031 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0227% | 4,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6918% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1024% | 5,099 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7592% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2899% | 5,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6148% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5168% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 6.4679% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0686% | 4,515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0944% | 5,342 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0956% | 4,067 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0942% | 5,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3545% | 385 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2120% | 5,247 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8286% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4128% | 5,346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7280% | 267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5295% | 138 |
| Percentage Net Loans Charged-off:Construction & development | 6.7329% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0636% | 4,547 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1185% | 5,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1122% | 4,092 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1194% | 5,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9732% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2162% | 5,207 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7427% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5065% | 5,385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3588% | 127 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0619% | 55 |
| Percentage Net Loans Charged-off:Construction & development | 12.4692% | 6 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0597% | 4,584 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1843% | 5,573 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1185% | 4,154 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1927% | 5,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4288% | 125 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7145% | 5,519 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3160% | 1,053 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7541% | 5,484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0822% | 171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4410% | 5,794 |
| Percentage Net Loans Charged-off:Construction & development | -3.5210% | 5,430 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 5,088 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0633% | 4,641 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1694% | 5,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2260% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2137% | 5,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.0011% | 46 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5165% | 5,617 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1371% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7931% | 5,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 70.7547% | 26 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2518% | 125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5616% | 5,869 |
| Percentage Net Loans Charged-off:Construction & development | -4.6655% | 5,481 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 5,183 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0661% | 4,669 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1987% | 5,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3405% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2559% | 5,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.9817% | 28 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8761% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2366% | 1,104 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9432% | 5,690 |
| Percentage Net Loans Charged-off: All other loans and lease | 81.5482% | 22 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4218% | 107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7468% | 5,956 |
| Percentage Net Loans Charged-off:Construction & development | -6.9708% | 5,531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0364% | 5,363 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0721% | 4,709 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1530% | 5,717 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1455% | 4,307 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1538% | 5,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.0852% | 25 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3637% | 5,555 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1882% | 1,082 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3815% | 5,528 |
| Percentage Net Loans Charged-off: All other loans and lease | 68.4518% | 28 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0774% | 5,537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 4,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0754% | 5,653 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0553% | 4,727 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1489% | 4,332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0612% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3929% | 5,567 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4799% | 5,603 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3982% | 1,106 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4883% | 5,559 |
| Percentage Net Loans Charged-off: All other loans and lease | 34.4086% | 35 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7855% | 289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8915% | 128 |
| Percentage Net Loans Charged-off:Construction & development | -0.1150% | 5,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2446% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6315% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4682% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1609% | 4,424 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5959% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3072% | 1,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3485% | 2,067 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6121% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2381% | 2,364 |
| Percentage Net Loans Charged-off: All other loans and lease | 42.2535% | 34 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6513% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6773% | 183 |
| Percentage Net Loans Charged-off:Construction & development | -0.1292% | 5,147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1337% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3061% | 82 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1838% | 4,469 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4189% | 77 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5960% | 725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2680% | 2,177 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0582% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2031% | 2,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 25.8521% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8632% | 239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9366% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2113% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7819% | 67 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1607% | 4,487 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9248% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6531% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2297% | 2,118 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7535% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1125% | 2,504 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.4816% | 90 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1256% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0632% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0260% | 61 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1901% | 4,540 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1831% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4691% | 265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9670% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5268% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7698% | 849 |
| Percentage Net Loans Charged-off: All other loans and lease | 29.6296% | 41 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9303% | 346 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0327% | 193 |
| Percentage Net Loans Charged-off:Construction & development | 2.6769% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0043% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5620% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7311% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1026% | 920 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7841% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3642% | 5,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9852% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9404% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3576% | 119 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.2020% | 74 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9929% | 312 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3557% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 3.3449% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3478% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7895% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9396% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1551% | 750 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0079% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7441% | 6,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6488% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1730% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1161% | 94 |
| Percentage Net Loans Charged-off: All other loans and lease | 27.1694% | 41 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2203% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4212% | 139 |
| Percentage Net Loans Charged-off:Construction & development | 1.5488% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9976% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4078% | 5,184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4990% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4023% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5985% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9393% | 6,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9730% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2635% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.5575% | 74 |
| Percentage Net Loans Charged-off: All other loans and lease | 36.0929% | 27 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2024% | 279 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3747% | 162 |
| Percentage Net Loans Charged-off:Construction & development | -0.2515% | 5,669 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9486% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4435% | 5,242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2354% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9138% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3586% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0440% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4924% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3669% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6802% | 267 |
| Percentage Net Loans Charged-off: All other loans and lease | 25.0000% | 46 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5375% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0002% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 0.4676% | 1,115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9756% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 5,141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4310% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7209% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4871% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9572% | 6,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2246% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3802% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3335% | 157 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7267% | 537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6461% | 946 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0786% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 2.2547% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5923% | 854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1907% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1843% | 4,913 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2943% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6129% | 6,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0550% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6647% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9810% | 177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4325% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1926% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 3.0518% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5186% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2129% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1878% | 4,919 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3143% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.5046% | 6,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6989% | 107 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3006% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.7446% | 95 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9097% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6929% | 765 |
| Percentage Net Loans Charged-off:Construction & development | -0.2804% | 5,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0198% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9785% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1837% | 4,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0622% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3900% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9261% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6240% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.4125% | 95 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0543% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5967% | 1,699 |
| Percentage Net Loans Charged-off:Construction & development | 1.6864% | 1,190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1428% | 2,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1319% | 733 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6124% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1003% | 5,070 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6682% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6186% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8144% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5770% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5391% | 2,108 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4369% | 2,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4015% | 2,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.9549% | 1,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0913% | 2,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1778% | 624 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4573% | 1,852 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0966% | 5,093 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5013% | 1,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6256% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0414% | 4,040 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3766% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2842% | 6,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1429% | 6,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 4,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.3155% | 1,628 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0246% | 6,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2748% | 474 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0822% | 6,845 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0721% | 5,092 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0830% | 6,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5569% | 6,625 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0597% | 6,918 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8718% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2462% | 6,892 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2879% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 3,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0101% | 1,399 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 6,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1746% | 341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 2,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 2,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0008% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1603% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2693% | 840 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9496% | 1,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7786% | 1,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.4009% | 2,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0481% | 3,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9759% | 607 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3366% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 11.2997% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5165% | 2,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0286% | 1,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4948% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4313% | 881 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5316% | 337 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6361% | 2,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8575% | 1,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.5276% | 2,155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0116% | 5,630 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6827% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 15.1649% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5830% | 1,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1824% | 6,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4651% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5470% | 810 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3971% | 923 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6742% | 2,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0530% | 1,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.7734% | 1,765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0176% | 5,662 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0459% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 22.7491% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3898% | 2,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5881% | 6,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4238% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8206% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2330% | 981 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2685% | 2,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3046% | 2,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.4027% | 1,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5289% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5727% | 1,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1567% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6495% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8521% | 1,225 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2138% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2696% | 3,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.7535% | 2,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0814% | 1,043 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2954% | 2,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3053% | 1,472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2946% | 2,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7696% | 874 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2153% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9536% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5494% | 3,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2588% | 3,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.8689% | 2,335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1090% | 825 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2156% | 3,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5147% | 1,094 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1896% | 3,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2444% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0001% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6487% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1860% | 4,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2433% | 3,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.9258% | 2,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0366% | 689 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1596% | 3,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5938% | 893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1207% | 3,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 6,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4520% | 3,067 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8609% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1977% | 3,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2528% | 2,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.9914% | 1,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1570% | 2,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6722% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1089% | 2,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0527% | 2,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2242% | 3,291 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8059% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2375% | 5,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2143% | 4,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.3547% | 3,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1485% | 2,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1032% | 846 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2255% | 3,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9388% | 883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1554% | 3,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2941% | 4,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2427% | 5,026 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1959% | 1,165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1170% | 179 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2452% | 4,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1947% | 3,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0799% | 2,974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1735% | 2,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1420% | 615 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2653% | 2,527 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2376% | 606 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1697% | 2,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3572% | 3,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3113% | 4,427 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0871% | 1,101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1493% | 151 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2777% | 3,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1904% | 3,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1877% | 1,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1049% | 487 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2783% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1660% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1904% | 2,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4669% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3750% | 3,861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3258% | 2,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0668% | 3,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1430% | 2,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4015% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1177% | 1,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8944% | 1,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4340% | 3,080 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 5,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0942% | 3,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.1194% | 2,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1655% | 1,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 3,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1879% | 1,038 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 3,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0723% | 4,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2433% | 4,801 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1221% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3540% | 93 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 5,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 3,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0724% | 2,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0875% | 1,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 3,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0660% | 997 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0378% | 3,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2091% | 4,419 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7563% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1600% | 83 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 5,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 3,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0275% | 1,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 6,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1837% | 4,118 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9364% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0082% | 1,601 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 4,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 6,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3684% | 2,830 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0302% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0122% | 1,511 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2684% | 2,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0857% | 2,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0265% | 1,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1542% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1020% | 1,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0120% | 912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 1,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6250% | 1,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3039% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3624% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7302% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0165% | 1,623 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2789% | 1,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 1,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0345% | 928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1141% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0169% | 688 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1204% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6224% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5465% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7220% | 626 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7546% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0174% | 1,546 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2652% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 1,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1010% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0944% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6244% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5560% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1724% | 700 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.9047% | 137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1305% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0579% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0625% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0968% | 1,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7372% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2890% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5280% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0962% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0433% | 636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2240% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1012% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1125% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6744% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6366% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8231% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3176% | 1,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1263% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1047% | 1,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1159% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7815% | 952 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7277% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2277% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3264% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | -0.0747% | 7,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1371% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1512% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7189% | 945 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4086% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4222% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3632% | 774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1382% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1518% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9845% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5099% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8246% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5566% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4296% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0664% | 116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1429% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6147% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7839% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7863% | 889 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4605% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5283% | 191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2703% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3545% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3159% | 1,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4768% | 3,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5024% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7411% | 138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7115% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8151% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5010% | 2,869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3200% | 1,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4234% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9511% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0093% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8958% | 1,683 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3815% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1313% | 1,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2799% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1502% | 1,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1572% | 1,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8816% | 1,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4616% | 4,005 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0451% | 1,326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3520% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3656% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9141% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4318% | 3,720 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1960% | 2,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2815% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4786% | 1,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2353% | 4,422 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1474% | 2,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2489% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2919% | 1,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3749% | 3,312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2953% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 2,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0907% | 1,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0926% | 1,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8033% | 1,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3521% | 4,999 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5063% | 1,357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3096% | 2,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 1,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1251% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1270% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8487% | 1,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2170% | 5,318 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3023% | 1,341 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4552% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 1,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1685% | 960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1709% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3179% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1861% | 5,077 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9521% | 1,039 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8940% | 565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1648% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3470% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3521% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5742% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1959% | 4,277 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0894% | 1,075 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0509% | 6,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0019% | 4,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5509% | 4,063 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8405% | 1,713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 6,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0177% | 4,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1542% | 6,285 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4500% | 1,976 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 6,866 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 7,054 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 7,551 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0619% | 6,385 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 5,521 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1982% | 3,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0438% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7723% | 1,751 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3383% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |