Home > Ojai Community Bank > Income and Expense
Ojai Community Bank, Income and Expense
2017-09-30 (YTD Data) | Rank | |
Total interest income | $8,252,000 | 2,269 |
Total interest expense | $578,000 | 2,977 |
Net interest income | $7,674,000 | 2,192 |
Provision for loan and lease losses | $140,000 | 2,367 |
Total noninterest income | $673,000 | 3,121 |
Gross Fiduciary activities income | $0 | 1,093 |
Service charges on deposit accounts | $283,000 | 2,490 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $390,000 | 3,124 |
Total noninterest expense | $6,200,000 | 2,222 |
Salaries and employee benefits | $4,247,000 | 1,903 |
Premises and equipment expense | $599,000 | 2,474 |
Additional noninterest expense | $1,354,000 | 2,842 |
Pre-tax net operating income | $2,007,000 | 2,709 |
Securities gains (losses) | $0 | 2,274 |
Applicable income taxes | $819,000 | 1,640 |
Income before extraordinary items | $1,188,000 | 3,225 |
Extraordinary gains, net | $0 | 9 |
Net income | $1,188,000 | 3,224 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,188,000 | 3,225 |
Net charge-offs | $-38,000 | 5,099 |
Cash dividends | $209,000 | 3,106 |
Sale, conversion, retirement of capital stock, net | $478,000 | 242 |
Net operating income | $1,188,000 | 3,201 |
2017-06-30 (YTD Data) | Rank | |
Total interest income | $5,415,000 | 2,284 |
Total interest expense | $374,000 | 2,998 |
Net interest income | $5,041,000 | 2,208 |
Provision for loan and lease losses | $140,000 | 1,913 |
Total noninterest income | $502,000 | 2,962 |
Gross Fiduciary activities income | $0 | 1,079 |
Service charges on deposit accounts | $193,000 | 2,444 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $309,000 | 2,901 |
Total noninterest expense | $3,778,000 | 2,385 |
Salaries and employee benefits | $2,454,000 | 2,133 |
Premises and equipment expense | $381,000 | 2,557 |
Additional noninterest expense | $943,000 | 2,784 |
Pre-tax net operating income | $1,625,000 | 2,357 |
Securities gains (losses) | $0 | 1,906 |
Applicable income taxes | $668,000 | 1,448 |
Income before extraordinary items | $957,000 | 2,889 |
Extraordinary gains, net | $0 | 11 |
Net income | $957,000 | 2,889 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $957,000 | 2,889 |
Net charge-offs | $-38,000 | 5,210 |
Cash dividends | $209,000 | 2,795 |
Sale, conversion, retirement of capital stock, net | $55,000 | 420 |
Net operating income | $957,000 | 2,871 |
2017-03-31 (YTD Data) | Rank | |
Total interest income | $2,689,000 | 2,299 |
Total interest expense | $185,000 | 3,001 |
Net interest income | $2,504,000 | 2,224 |
Provision for loan and lease losses | $105,000 | 1,394 |
Total noninterest income | $275,000 | 2,823 |
Gross Fiduciary activities income | $0 | 1,045 |
Service charges on deposit accounts | $92,000 | 2,534 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $183,000 | 2,687 |
Total noninterest expense | $1,890,000 | 2,397 |
Salaries and employee benefits | $1,244,000 | 2,145 |
Premises and equipment expense | $191,000 | 2,586 |
Additional noninterest expense | $455,000 | 2,853 |
Pre-tax net operating income | $784,000 | 2,324 |
Securities gains (losses) | $0 | 1,153 |
Applicable income taxes | $328,000 | 1,422 |
Income before extraordinary items | $456,000 | 2,909 |
Extraordinary gains, net | $0 | 8 |
Net income | $456,000 | 2,909 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $456,000 | 2,909 |
Net charge-offs | $1,000 | 2,795 |
Cash dividends | $113,000 | 2,321 |
Sale, conversion, retirement of capital stock, net | $10,000 | 510 |
Net operating income | $456,000 | 2,890 |
2016-12-31 (YTD Data) | Rank | |
Total interest income | $9,780,000 | 2,442 |
Total interest expense | $582,000 | 3,370 |
Net interest income | $9,198,000 | 2,339 |
Provision for loan and lease losses | $375,000 | 1,764 |
Total noninterest income | $717,000 | 3,551 |
Gross Fiduciary activities income | $0 | 1,172 |
Service charges on deposit accounts | $267,000 | 3,150 |
Trading account gains and fees | $0 | 170 |
Additional Noninterest Income | $450,000 | 3,394 |
Total noninterest expense | $6,880,000 | 2,591 |
Salaries and employee benefits | $4,358,000 | 2,344 |
Premises and equipment expense | $729,000 | 2,645 |
Additional noninterest expense | $1,793,000 | 2,967 |
Pre-tax net operating income | $2,660,000 | 2,578 |
Securities gains (losses) | $0 | 3,212 |
Applicable income taxes | $1,060,000 | 1,580 |
Income before extraordinary items | $1,600,000 | 3,162 |
Extraordinary gains, net | $0 | 5 |
Net income | $1,600,000 | 3,161 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $1,600,000 | 3,161 |
Net charge-offs | $-161,000 | 5,628 |
Cash dividends | $516,000 | 2,924 |
Sale, conversion, retirement of capital stock, net | $154,000 | 440 |
Net operating income | $1,600,000 | 3,109 |
2016-09-30 (YTD Data) | Rank | |
Total interest income | $7,200,000 | 2,484 |
Total interest expense | $402,000 | 3,548 |
Net interest income | $6,798,000 | 2,371 |
Provision for loan and lease losses | $333,000 | 1,520 |
Total noninterest income | $492,000 | 3,699 |
Gross Fiduciary activities income | $0 | 1,132 |
Service charges on deposit accounts | $198,000 | 3,187 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $294,000 | 3,600 |
Total noninterest expense | $5,169,000 | 2,576 |
Salaries and employee benefits | $3,231,000 | 2,351 |
Premises and equipment expense | $548,000 | 2,653 |
Additional noninterest expense | $1,390,000 | 2,900 |
Pre-tax net operating income | $1,788,000 | 2,805 |
Securities gains (losses) | $0 | 3,160 |
Applicable income taxes | $712,000 | 1,736 |
Income before extraordinary items | $1,076,000 | 3,379 |
Extraordinary gains, net | $0 | 5 |
Net income | $1,076,000 | 3,377 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,076,000 | 3,379 |
Net charge-offs | $-158,000 | 5,686 |
Cash dividends | $359,000 | 2,725 |
Sale, conversion, retirement of capital stock, net | $99,000 | 427 |
Net operating income | $1,076,000 | 3,319 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $4,677,000 | 2,546 |
Total interest expense | $225,000 | 3,873 |
Net interest income | $4,452,000 | 2,402 |
Provision for loan and lease losses | $250,000 | 1,404 |
Total noninterest income | $322,000 | 3,732 |
Gross Fiduciary activities income | $0 | 1,122 |
Service charges on deposit accounts | $132,000 | 3,168 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $190,000 | 3,680 |
Total noninterest expense | $3,440,000 | 2,597 |
Salaries and employee benefits | $2,161,000 | 2,354 |
Premises and equipment expense | $370,000 | 2,661 |
Additional noninterest expense | $909,000 | 2,942 |
Pre-tax net operating income | $1,084,000 | 2,933 |
Securities gains (losses) | $0 | 2,835 |
Applicable income taxes | $431,000 | 1,815 |
Income before extraordinary items | $653,000 | 3,528 |
Extraordinary gains, net | $0 | 16 |
Net income | $653,000 | 3,524 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $653,000 | 3,526 |
Net charge-offs | $-40,000 | 5,435 |
Cash dividends | $215,000 | 2,796 |
Sale, conversion, retirement of capital stock, net | $66,000 | 412 |
Net operating income | $653,000 | 3,467 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $2,308,000 | 2,574 |
Total interest expense | $96,000 | 4,173 |
Net interest income | $2,212,000 | 2,430 |
Provision for loan and lease losses | $125,000 | 1,322 |
Total noninterest income | $161,000 | 3,705 |
Gross Fiduciary activities income | $0 | 1,076 |
Service charges on deposit accounts | $68,000 | 3,097 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $93,000 | 3,655 |
Total noninterest expense | $1,731,000 | 2,583 |
Salaries and employee benefits | $1,099,000 | 2,329 |
Premises and equipment expense | $183,000 | 2,714 |
Additional noninterest expense | $449,000 | 2,983 |
Pre-tax net operating income | $517,000 | 2,987 |
Securities gains (losses) | $0 | 2,077 |
Applicable income taxes | $207,000 | 1,808 |
Income before extraordinary items | $310,000 | 3,569 |
Extraordinary gains, net | $0 | 12 |
Net income | $310,000 | 3,565 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $310,000 | 3,567 |
Net charge-offs | $-39,000 | 5,664 |
Cash dividends | $93,000 | 2,444 |
Sale, conversion, retirement of capital stock, net | $33,000 | 377 |
Net operating income | $310,000 | 3,511 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $7,656,000 | 2,920 |
Total interest expense | $230,000 | 4,994 |
Net interest income | $7,426,000 | 2,747 |
Provision for loan and lease losses | $546,000 | 1,269 |
Total noninterest income | $610,000 | 3,877 |
Gross Fiduciary activities income | $0 | 1,209 |
Service charges on deposit accounts | $232,000 | 3,473 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $378,000 | 3,663 |
Total noninterest expense | $5,621,000 | 2,995 |
Salaries and employee benefits | $3,607,000 | 2,672 |
Premises and equipment expense | $610,000 | 3,065 |
Additional noninterest expense | $1,404,000 | 3,563 |
Pre-tax net operating income | $1,869,000 | 3,133 |
Securities gains (losses) | $0 | 3,216 |
Applicable income taxes | $743,000 | 1,872 |
Income before extraordinary items | $1,126,000 | 3,735 |
Extraordinary gains, net | $0 | 23 |
Net income | $1,126,000 | 3,735 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $1,126,000 | 3,736 |
Net charge-offs | $-13,000 | 5,247 |
Cash dividends | $401,000 | 3,134 |
Sale, conversion, retirement of capital stock, net | $122,000 | 491 |
Net operating income | $1,126,000 | 3,680 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $5,487,000 | 3,040 |
Total interest expense | $159,000 | 5,175 |
Net interest income | $5,328,000 | 2,854 |
Provision for loan and lease losses | $343,000 | 1,400 |
Total noninterest income | $460,000 | 3,894 |
Gross Fiduciary activities income | $0 | 1,169 |
Service charges on deposit accounts | $167,000 | 3,571 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $293,000 | 3,643 |
Total noninterest expense | $4,167,000 | 3,041 |
Salaries and employee benefits | $2,661,000 | 2,719 |
Premises and equipment expense | $473,000 | 3,044 |
Additional noninterest expense | $1,033,000 | 3,602 |
Pre-tax net operating income | $1,278,000 | 3,346 |
Securities gains (losses) | $0 | 3,031 |
Applicable income taxes | $512,000 | 1,995 |
Income before extraordinary items | $766,000 | 3,963 |
Extraordinary gains, net | $0 | 21 |
Net income | $766,000 | 3,962 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $766,000 | 3,964 |
Net charge-offs | $-56,000 | 5,644 |
Cash dividends | $302,000 | 2,787 |
Sale, conversion, retirement of capital stock, net | $71,000 | 499 |
Net operating income | $766,000 | 3,903 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $3,529,000 | 3,113 |
Total interest expense | $96,000 | 5,346 |
Net interest income | $3,433,000 | 2,919 |
Provision for loan and lease losses | $200,000 | 1,484 |
Total noninterest income | $315,000 | 3,857 |
Gross Fiduciary activities income | $0 | 1,152 |
Service charges on deposit accounts | $111,000 | 3,553 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $204,000 | 3,609 |
Total noninterest expense | $2,776,000 | 3,064 |
Salaries and employee benefits | $1,780,000 | 2,729 |
Premises and equipment expense | $309,000 | 3,096 |
Additional noninterest expense | $687,000 | 3,634 |
Pre-tax net operating income | $772,000 | 3,486 |
Securities gains (losses) | $0 | 2,636 |
Applicable income taxes | $310,000 | 2,104 |
Income before extraordinary items | $462,000 | 4,107 |
Extraordinary gains, net | $0 | 22 |
Net income | $462,000 | 4,107 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $462,000 | 4,109 |
Net charge-offs | $-40,000 | 5,688 |
Cash dividends | $216,000 | 2,712 |
Sale, conversion, retirement of capital stock, net | $1,821,000 | 103 |
Net operating income | $462,000 | 4,041 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $1,702,000 | 3,218 |
Total interest expense | $48,000 | 5,392 |
Net interest income | $1,654,000 | 3,007 |
Provision for loan and lease losses | $84,000 | 1,621 |
Total noninterest income | $149,000 | 3,923 |
Gross Fiduciary activities income | $0 | 1,118 |
Service charges on deposit accounts | $56,000 | 3,514 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $93,000 | 3,700 |
Total noninterest expense | $1,385,000 | 3,075 |
Salaries and employee benefits | $892,000 | 2,743 |
Premises and equipment expense | $152,000 | 3,176 |
Additional noninterest expense | $341,000 | 3,654 |
Pre-tax net operating income | $334,000 | 3,717 |
Securities gains (losses) | $0 | 2,027 |
Applicable income taxes | $136,000 | 2,194 |
Income before extraordinary items | $198,000 | 4,311 |
Extraordinary gains, net | $0 | 13 |
Net income | $198,000 | 4,313 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $198,000 | 4,314 |
Net charge-offs | $-38,000 | 5,871 |
Cash dividends | $138,000 | 2,117 |
Sale, conversion, retirement of capital stock, net | $32,000 | 410 |
Net operating income | $198,000 | 4,232 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $5,809,000 | 3,602 |
Total interest expense | $169,000 | 5,661 |
Net interest income | $5,640,000 | 3,384 |
Provision for loan and lease losses | $309,000 | 1,959 |
Total noninterest income | $520,000 | 4,218 |
Gross Fiduciary activities income | $0 | 1,256 |
Service charges on deposit accounts | $273,000 | 3,386 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $247,000 | 4,272 |
Total noninterest expense | $5,033,000 | 3,296 |
Salaries and employee benefits | $2,765,000 | 3,252 |
Premises and equipment expense | $543,000 | 3,453 |
Additional noninterest expense | $1,725,000 | 3,213 |
Pre-tax net operating income | $818,000 | 4,454 |
Securities gains (losses) | $0 | 3,259 |
Applicable income taxes | $326,000 | 2,573 |
Income before extraordinary items | $492,000 | 4,949 |
Extraordinary gains, net | $0 | 17 |
Net income | $492,000 | 4,948 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $492,000 | 4,949 |
Net charge-offs | $112,000 | 3,069 |
Cash dividends | $471,000 | 2,931 |
Sale, conversion, retirement of capital stock, net | $37,000 | 687 |
Net operating income | $492,000 | 4,898 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $4,239,000 | 3,698 |
Total interest expense | $130,000 | 5,713 |
Net interest income | $4,109,000 | 3,469 |
Provision for loan and lease losses | $69,000 | 3,188 |
Total noninterest income | $364,000 | 4,358 |
Gross Fiduciary activities income | $0 | 1,202 |
Service charges on deposit accounts | $204,000 | 3,435 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $160,000 | 4,487 |
Total noninterest expense | $3,589,000 | 3,433 |
Salaries and employee benefits | $1,920,000 | 3,444 |
Premises and equipment expense | $405,000 | 3,504 |
Additional noninterest expense | $1,264,000 | 3,279 |
Pre-tax net operating income | $815,000 | 4,099 |
Securities gains (losses) | $0 | 2,980 |
Applicable income taxes | $327,000 | 2,376 |
Income before extraordinary items | $488,000 | 4,654 |
Extraordinary gains, net | $0 | 15 |
Net income | $488,000 | 4,654 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $488,000 | 4,655 |
Net charge-offs | $0 | 4,696 |
Cash dividends | $334,000 | 2,642 |
Sale, conversion, retirement of capital stock, net | $28,000 | 648 |
Net operating income | $488,000 | 4,597 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $2,728,000 | 3,778 |
Total interest expense | $91,000 | 5,724 |
Net interest income | $2,637,000 | 3,558 |
Provision for loan and lease losses | $0 | 4,196 |
Total noninterest income | $227,000 | 4,466 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $135,000 | 3,430 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $92,000 | 4,684 |
Total noninterest expense | $2,341,000 | 3,491 |
Salaries and employee benefits | $1,228,000 | 3,558 |
Premises and equipment expense | $268,000 | 3,547 |
Additional noninterest expense | $845,000 | 3,285 |
Pre-tax net operating income | $523,000 | 4,103 |
Securities gains (losses) | $0 | 2,580 |
Applicable income taxes | $210,000 | 2,368 |
Income before extraordinary items | $313,000 | 4,670 |
Extraordinary gains, net | $0 | 20 |
Net income | $313,000 | 4,672 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $313,000 | 4,673 |
Net charge-offs | $0 | 4,375 |
Cash dividends | $206,000 | 2,677 |
Sale, conversion, retirement of capital stock, net | $19,000 | 612 |
Net operating income | $313,000 | 4,620 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $1,341,000 | 3,843 |
Total interest expense | $46,000 | 5,783 |
Net interest income | $1,295,000 | 3,603 |
Provision for loan and lease losses | $0 | 3,817 |
Total noninterest income | $95,000 | 4,712 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $65,000 | 3,474 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $30,000 | 5,162 |
Total noninterest expense | $1,188,000 | 3,494 |
Salaries and employee benefits | $615,000 | 3,582 |
Premises and equipment expense | $137,000 | 3,544 |
Additional noninterest expense | $436,000 | 3,207 |
Pre-tax net operating income | $202,000 | 4,458 |
Securities gains (losses) | $0 | 1,715 |
Applicable income taxes | $80,000 | 2,554 |
Income before extraordinary items | $122,000 | 4,930 |
Extraordinary gains, net | $0 | 16 |
Net income | $122,000 | 4,933 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $122,000 | 4,932 |
Net charge-offs | $0 | 3,660 |
Cash dividends | $108,000 | 2,188 |
Sale, conversion, retirement of capital stock, net | $9,000 | 584 |
Net operating income | $122,000 | 4,884 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $4,923,000 | 4,114 |
Total interest expense | $238,000 | 5,711 |
Net interest income | $4,685,000 | 3,858 |
Provision for loan and lease losses | $0 | 5,091 |
Total noninterest income | $533,000 | 4,318 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $269,000 | 3,555 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $264,000 | 4,258 |
Total noninterest expense | $4,374,000 | 3,705 |
Salaries and employee benefits | $2,240,000 | 3,823 |
Premises and equipment expense | $544,000 | 3,545 |
Additional noninterest expense | $1,590,000 | 3,503 |
Pre-tax net operating income | $844,000 | 4,339 |
Securities gains (losses) | $0 | 3,182 |
Applicable income taxes | $346,000 | 2,497 |
Income before extraordinary items | $498,000 | 4,907 |
Extraordinary gains, net | $0 | 29 |
Net income | $498,000 | 4,910 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $498,000 | 4,910 |
Net charge-offs | $8,000 | 5,126 |
Cash dividends | $98,000 | 3,987 |
Sale, conversion, retirement of capital stock, net | $-2,145,000 | 6,790 |
Net operating income | $498,000 | 4,850 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $3,613,000 | 4,214 |
Total interest expense | $184,000 | 5,774 |
Net interest income | $3,429,000 | 3,952 |
Provision for loan and lease losses | $0 | 4,941 |
Total noninterest income | $412,000 | 4,336 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $205,000 | 3,541 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $207,000 | 4,269 |
Total noninterest expense | $3,325,000 | 3,703 |
Salaries and employee benefits | $1,651,000 | 3,858 |
Premises and equipment expense | $399,000 | 3,623 |
Additional noninterest expense | $1,275,000 | 3,343 |
Pre-tax net operating income | $516,000 | 4,725 |
Securities gains (losses) | $0 | 3,040 |
Applicable income taxes | $219,000 | 2,708 |
Income before extraordinary items | $297,000 | 5,281 |
Extraordinary gains, net | $0 | 25 |
Net income | $297,000 | 5,282 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $297,000 | 5,283 |
Net charge-offs | $8,000 | 4,771 |
Cash dividends | $85,000 | 3,402 |
Sale, conversion, retirement of capital stock, net | $-2,168,000 | 6,871 |
Net operating income | $297,000 | 5,190 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $2,309,000 | 4,345 |
Total interest expense | $125,000 | 5,815 |
Net interest income | $2,184,000 | 4,076 |
Provision for loan and lease losses | $0 | 4,788 |
Total noninterest income | $267,000 | 4,411 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $131,000 | 3,596 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $136,000 | 4,342 |
Total noninterest expense | $2,226,000 | 3,715 |
Salaries and employee benefits | $1,100,000 | 3,890 |
Premises and equipment expense | $260,000 | 3,697 |
Additional noninterest expense | $866,000 | 3,308 |
Pre-tax net operating income | $225,000 | 5,187 |
Securities gains (losses) | $0 | 2,791 |
Applicable income taxes | $97,000 | 3,031 |
Income before extraordinary items | $128,000 | 5,677 |
Extraordinary gains, net | $0 | 22 |
Net income | $128,000 | 5,679 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $128,000 | 5,679 |
Net charge-offs | $7,000 | 4,432 |
Cash dividends | $57,000 | 3,250 |
Sale, conversion, retirement of capital stock, net | $20,000 | 623 |
Net operating income | $128,000 | 5,590 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $1,094,000 | 4,500 |
Total interest expense | $63,000 | 5,878 |
Net interest income | $1,031,000 | 4,250 |
Provision for loan and lease losses | $0 | 4,409 |
Total noninterest income | $159,000 | 4,080 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $69,000 | 3,493 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $90,000 | 3,920 |
Total noninterest expense | $1,142,000 | 3,678 |
Salaries and employee benefits | $566,000 | 3,852 |
Premises and equipment expense | $127,000 | 3,771 |
Additional noninterest expense | $449,000 | 3,221 |
Pre-tax net operating income | $48,000 | 5,866 |
Securities gains (losses) | $0 | 1,966 |
Applicable income taxes | $22,000 | 3,542 |
Income before extraordinary items | $26,000 | 6,141 |
Extraordinary gains, net | $0 | 10 |
Net income | $26,000 | 6,142 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $26,000 | 6,142 |
Net charge-offs | $4,000 | 3,745 |
Cash dividends | $28,000 | 2,524 |
Sale, conversion, retirement of capital stock, net | $10,000 | 578 |
Net operating income | $26,000 | 6,060 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $4,970,000 | 4,313 |
Total interest expense | $352,000 | 5,755 |
Net interest income | $4,618,000 | 4,015 |
Provision for loan and lease losses | $0 | 5,905 |
Total noninterest income | $484,000 | 4,543 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $257,000 | 3,788 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $227,000 | 4,424 |
Total noninterest expense | $4,329,000 | 3,815 |
Salaries and employee benefits | $2,055,000 | 4,070 |
Premises and equipment expense | $478,000 | 3,910 |
Additional noninterest expense | $1,796,000 | 3,345 |
Pre-tax net operating income | $773,000 | 4,378 |
Securities gains (losses) | $0 | 3,810 |
Applicable income taxes | $-803,000 | 6,943 |
Income before extraordinary items | $1,576,000 | 3,023 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,576,000 | 3,023 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $1,576,000 | 3,024 |
Net charge-offs | $389,000 | 2,977 |
Cash dividends | $113,000 | 3,923 |
Sale, conversion, retirement of capital stock, net | $145,000 | 494 |
Net operating income | $1,576,000 | 2,899 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $3,767,000 | 4,359 |
Total interest expense | $289,000 | 5,740 |
Net interest income | $3,478,000 | 4,062 |
Provision for loan and lease losses | $0 | 5,790 |
Total noninterest income | $363,000 | 4,597 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $191,000 | 3,854 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $172,000 | 4,449 |
Total noninterest expense | $3,013,000 | 4,056 |
Salaries and employee benefits | $1,433,000 | 4,257 |
Premises and equipment expense | $351,000 | 4,032 |
Additional noninterest expense | $1,229,000 | 3,583 |
Pre-tax net operating income | $828,000 | 3,973 |
Securities gains (losses) | $0 | 3,575 |
Applicable income taxes | $1,000 | 4,707 |
Income before extraordinary items | $827,000 | 3,806 |
Extraordinary gains, net | $0 | 20 |
Net income | $827,000 | 3,806 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $827,000 | 3,807 |
Net charge-offs | $367,000 | 2,565 |
Cash dividends | $85,000 | 3,392 |
Sale, conversion, retirement of capital stock, net | $83,000 | 507 |
Net operating income | $827,000 | 3,637 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $2,530,000 | 4,376 |
Total interest expense | $205,000 | 5,736 |
Net interest income | $2,325,000 | 4,070 |
Provision for loan and lease losses | $0 | 5,619 |
Total noninterest income | $247,000 | 4,562 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $130,000 | 3,792 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $117,000 | 4,436 |
Total noninterest expense | $2,039,000 | 4,031 |
Salaries and employee benefits | $951,000 | 4,303 |
Premises and equipment expense | $232,000 | 4,062 |
Additional noninterest expense | $856,000 | 3,511 |
Pre-tax net operating income | $533,000 | 4,013 |
Securities gains (losses) | $0 | 3,178 |
Applicable income taxes | $1,000 | 4,644 |
Income before extraordinary items | $532,000 | 3,872 |
Extraordinary gains, net | $0 | 19 |
Net income | $532,000 | 3,874 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $532,000 | 3,875 |
Net charge-offs | $367,000 | 2,100 |
Cash dividends | $57,000 | 3,266 |
Sale, conversion, retirement of capital stock, net | $73,000 | 419 |
Net operating income | $532,000 | 3,681 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $1,273,000 | 4,412 |
Total interest expense | $106,000 | 5,770 |
Net interest income | $1,167,000 | 4,088 |
Provision for loan and lease losses | $0 | 5,254 |
Total noninterest income | $115,000 | 4,706 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $70,000 | 3,642 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $45,000 | 4,865 |
Total noninterest expense | $1,032,000 | 4,016 |
Salaries and employee benefits | $479,000 | 4,313 |
Premises and equipment expense | $117,000 | 4,039 |
Additional noninterest expense | $436,000 | 3,443 |
Pre-tax net operating income | $250,000 | 4,167 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $0 | 4,704 |
Income before extraordinary items | $250,000 | 3,977 |
Extraordinary gains, net | $0 | 19 |
Net income | $250,000 | 3,980 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $250,000 | 3,979 |
Net charge-offs | $322,000 | 1,424 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $36,000 | 375 |
Net operating income | $250,000 | 3,822 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $5,050,000 | 4,542 |
Total interest expense | $572,000 | 5,606 |
Net interest income | $4,478,000 | 4,221 |
Provision for loan and lease losses | $490,000 | 3,484 |
Total noninterest income | $440,000 | 4,604 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $296,000 | 3,616 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $144,000 | 4,897 |
Total noninterest expense | $3,881,000 | 4,190 |
Salaries and employee benefits | $1,778,000 | 4,489 |
Premises and equipment expense | $506,000 | 4,009 |
Additional noninterest expense | $1,597,000 | 3,694 |
Pre-tax net operating income | $547,000 | 4,626 |
Securities gains (losses) | $0 | 3,838 |
Applicable income taxes | $1,000 | 4,639 |
Income before extraordinary items | $546,000 | 4,532 |
Extraordinary gains, net | $0 | 29 |
Net income | $546,000 | 4,535 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $546,000 | 4,534 |
Net charge-offs | $838,000 | 2,569 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $1,192,000 | 298 |
Net operating income | $546,000 | 4,417 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $3,848,000 | 4,554 |
Total interest expense | $456,000 | 5,611 |
Net interest income | $3,392,000 | 4,214 |
Provision for loan and lease losses | $490,000 | 2,906 |
Total noninterest income | $333,000 | 4,635 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $224,000 | 3,617 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $109,000 | 4,984 |
Total noninterest expense | $2,934,000 | 4,177 |
Salaries and employee benefits | $1,333,000 | 4,484 |
Premises and equipment expense | $386,000 | 4,002 |
Additional noninterest expense | $1,215,000 | 3,663 |
Pre-tax net operating income | $301,000 | 5,109 |
Securities gains (losses) | $0 | 3,555 |
Applicable income taxes | $1,000 | 4,642 |
Income before extraordinary items | $300,000 | 5,047 |
Extraordinary gains, net | $0 | 21 |
Net income | $300,000 | 5,048 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $300,000 | 5,048 |
Net charge-offs | $655,000 | 2,367 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $-6,000 | 7,350 |
Net operating income | $300,000 | 4,938 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $2,614,000 | 4,542 |
Total interest expense | $325,000 | 5,587 |
Net interest income | $2,289,000 | 4,197 |
Provision for loan and lease losses | $350,000 | 2,768 |
Total noninterest income | $220,000 | 4,704 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $148,000 | 3,616 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $72,000 | 5,041 |
Total noninterest expense | $1,992,000 | 4,166 |
Salaries and employee benefits | $920,000 | 4,422 |
Premises and equipment expense | $254,000 | 4,065 |
Additional noninterest expense | $818,000 | 3,686 |
Pre-tax net operating income | $167,000 | 5,312 |
Securities gains (losses) | $0 | 2,914 |
Applicable income taxes | $1,000 | 4,573 |
Income before extraordinary items | $166,000 | 5,250 |
Extraordinary gains, net | $0 | 15 |
Net income | $166,000 | 5,249 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $166,000 | 5,250 |
Net charge-offs | $654,000 | 1,860 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $15,000 | 788 |
Net operating income | $166,000 | 5,160 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,309,000 | 4,548 |
Total interest expense | $174,000 | 5,537 |
Net interest income | $1,135,000 | 4,210 |
Provision for loan and lease losses | $175,000 | 2,602 |
Total noninterest income | $108,000 | 4,786 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $71,000 | 3,675 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $37,000 | 5,099 |
Total noninterest expense | $1,003,000 | 4,175 |
Salaries and employee benefits | $467,000 | 4,411 |
Premises and equipment expense | $126,000 | 4,142 |
Additional noninterest expense | $410,000 | 3,662 |
Pre-tax net operating income | $65,000 | 5,553 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $0 | 4,545 |
Income before extraordinary items | $65,000 | 5,486 |
Extraordinary gains, net | $0 | 9 |
Net income | $65,000 | 5,484 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $65,000 | 5,485 |
Net charge-offs | $44,000 | 3,462 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $7,000 | 742 |
Net operating income | $65,000 | 5,436 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $5,572,000 | 4,522 |
Total interest expense | $822,000 | 5,657 |
Net interest income | $4,750,000 | 4,100 |
Provision for loan and lease losses | $1,910,000 | 2,134 |
Total noninterest income | $949,000 | 3,317 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $305,000 | 3,603 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $644,000 | 2,810 |
Total noninterest expense | $4,077,000 | 4,159 |
Salaries and employee benefits | $1,776,000 | 4,567 |
Premises and equipment expense | $512,000 | 4,114 |
Additional noninterest expense | $1,789,000 | 3,547 |
Pre-tax net operating income | $-288,000 | 6,103 |
Securities gains (losses) | $0 | 3,793 |
Applicable income taxes | $1,000 | 4,548 |
Income before extraordinary items | $-289,000 | 6,230 |
Extraordinary gains, net | $0 | 29 |
Net income | $-289,000 | 6,231 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $-289,000 | 6,231 |
Net charge-offs | $1,152,000 | 2,494 |
Cash dividends | $113,000 | 3,646 |
Sale, conversion, retirement of capital stock, net | $19,000 | 1,105 |
Net operating income | $-289,000 | 6,181 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $4,180,000 | 4,606 |
Total interest expense | $633,000 | 5,758 |
Net interest income | $3,547,000 | 4,162 |
Provision for loan and lease losses | $1,679,000 | 1,846 |
Total noninterest income | $829,000 | 3,085 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $220,000 | 3,743 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $609,000 | 2,462 |
Total noninterest expense | $2,986,000 | 4,250 |
Salaries and employee benefits | $1,270,000 | 4,746 |
Premises and equipment expense | $387,000 | 4,169 |
Additional noninterest expense | $1,329,000 | 3,547 |
Pre-tax net operating income | $-289,000 | 6,386 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $1,000 | 4,603 |
Income before extraordinary items | $-290,000 | 6,519 |
Extraordinary gains, net | $0 | 23 |
Net income | $-290,000 | 6,520 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-290,000 | 6,519 |
Net charge-offs | $1,145,000 | 2,040 |
Cash dividends | $85,000 | 3,259 |
Sale, conversion, retirement of capital stock, net | $5,000 | 1,097 |
Net operating income | $-290,000 | 6,441 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $2,772,000 | 4,667 |
Total interest expense | $431,000 | 5,807 |
Net interest income | $2,341,000 | 4,202 |
Provision for loan and lease losses | $778,000 | 2,224 |
Total noninterest income | $716,000 | 2,547 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $145,000 | 3,755 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $571,000 | 1,928 |
Total noninterest expense | $1,976,000 | 4,275 |
Salaries and employee benefits | $846,000 | 4,774 |
Premises and equipment expense | $265,000 | 4,130 |
Additional noninterest expense | $865,000 | 3,590 |
Pre-tax net operating income | $303,000 | 4,397 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $1,000 | 4,552 |
Income before extraordinary items | $302,000 | 4,292 |
Extraordinary gains, net | $0 | 19 |
Net income | $302,000 | 4,291 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $302,000 | 4,291 |
Net charge-offs | $1,090,000 | 1,634 |
Cash dividends | $56,000 | 3,127 |
Sale, conversion, retirement of capital stock, net | $3,000 | 1,035 |
Net operating income | $302,000 | 4,156 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,376,000 | 4,745 |
Total interest expense | $225,000 | 5,844 |
Net interest income | $1,151,000 | 4,275 |
Provision for loan and lease losses | $524,000 | 1,777 |
Total noninterest income | $604,000 | 1,775 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $69,000 | 3,861 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $535,000 | 1,226 |
Total noninterest expense | $1,031,000 | 4,193 |
Salaries and employee benefits | $461,000 | 4,573 |
Premises and equipment expense | $140,000 | 4,056 |
Additional noninterest expense | $430,000 | 3,620 |
Pre-tax net operating income | $200,000 | 4,058 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $0 | 4,611 |
Income before extraordinary items | $200,000 | 3,885 |
Extraordinary gains, net | $0 | 16 |
Net income | $200,000 | 3,883 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $200,000 | 3,884 |
Net charge-offs | $22,000 | 4,360 |
Cash dividends | $28,000 | 2,449 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $200,000 | 3,774 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $5,189,000 | 5,031 |
Total interest expense | $1,108,000 | 5,820 |
Net interest income | $4,081,000 | 4,513 |
Provision for loan and lease losses | $1,303,000 | 3,087 |
Total noninterest income | $378,000 | 5,213 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $257,000 | 4,184 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $121,000 | 5,395 |
Total noninterest expense | $4,972,000 | 3,707 |
Salaries and employee benefits | $2,128,000 | 4,166 |
Premises and equipment expense | $517,000 | 4,288 |
Additional noninterest expense | $2,327,000 | 2,925 |
Pre-tax net operating income | $-1,816,000 | 6,571 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $1,000 | 4,275 |
Income before extraordinary items | $-1,817,000 | 6,690 |
Extraordinary gains, net | $0 | 34 |
Net income | $-1,817,000 | 6,689 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-1,817,000 | 6,689 |
Net charge-offs | $1,049,000 | 2,805 |
Cash dividends | $90,000 | 4,200 |
Sale, conversion, retirement of capital stock, net | $2,070,000 | 325 |
Net operating income | $-1,817,000 | 6,683 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $3,819,000 | 5,141 |
Total interest expense | $858,000 | 5,893 |
Net interest income | $2,961,000 | 4,625 |
Provision for loan and lease losses | $1,271,000 | 2,450 |
Total noninterest income | $276,000 | 5,348 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $184,000 | 4,274 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $92,000 | 5,504 |
Total noninterest expense | $3,238,000 | 4,135 |
Salaries and employee benefits | $1,557,000 | 4,269 |
Premises and equipment expense | $371,000 | 4,453 |
Additional noninterest expense | $1,310,000 | 3,642 |
Pre-tax net operating income | $-1,272,000 | 6,771 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $0 | 4,592 |
Income before extraordinary items | $-1,272,000 | 6,896 |
Extraordinary gains, net | $0 | 27 |
Net income | $-1,272,000 | 6,898 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-1,272,000 | 6,898 |
Net charge-offs | $1,021,000 | 2,180 |
Cash dividends | $62,000 | 3,829 |
Sale, conversion, retirement of capital stock, net | $2,063,000 | 270 |
Net operating income | $-1,272,000 | 6,875 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $2,507,000 | 5,223 |
Total interest expense | $584,000 | 5,968 |
Net interest income | $1,923,000 | 4,701 |
Provision for loan and lease losses | $943,000 | 2,142 |
Total noninterest income | $178,000 | 5,423 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $116,000 | 4,355 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $62,000 | 5,530 |
Total noninterest expense | $2,151,000 | 4,173 |
Salaries and employee benefits | $1,021,000 | 4,371 |
Premises and equipment expense | $236,000 | 4,619 |
Additional noninterest expense | $894,000 | 3,573 |
Pre-tax net operating income | $-993,000 | 7,027 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $0 | 4,657 |
Income before extraordinary items | $-993,000 | 7,146 |
Extraordinary gains, net | $0 | 21 |
Net income | $-993,000 | 7,146 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-993,000 | 7,147 |
Net charge-offs | $908,000 | 1,717 |
Cash dividends | $33,000 | 3,775 |
Sale, conversion, retirement of capital stock, net | $2,063,000 | 206 |
Net operating income | $-993,000 | 7,142 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,217,000 | 5,354 |
Total interest expense | $292,000 | 6,071 |
Net interest income | $925,000 | 4,801 |
Provision for loan and lease losses | $750,000 | 1,392 |
Total noninterest income | $88,000 | 5,422 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $61,000 | 4,216 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $27,000 | 5,783 |
Total noninterest expense | $1,038,000 | 4,201 |
Salaries and employee benefits | $507,000 | 4,420 |
Premises and equipment expense | $112,000 | 4,803 |
Additional noninterest expense | $419,000 | 3,447 |
Pre-tax net operating income | $-775,000 | 7,527 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $0 | 4,835 |
Income before extraordinary items | $-775,000 | 7,616 |
Extraordinary gains, net | $0 | 15 |
Net income | $-775,000 | 7,617 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-775,000 | 7,617 |
Net charge-offs | $25,000 | 4,167 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $2,063,000 | 113 |
Net operating income | $-775,000 | 7,610 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $3,100,000 | 6,558 |
Total interest expense | $880,000 | 6,985 |
Net interest income | $2,220,000 | 6,186 |
Provision for loan and lease losses | $302,000 | 4,603 |
Total noninterest income | $162,000 | 6,782 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $123,000 | 5,625 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $39,000 | 6,986 |
Total noninterest expense | $2,178,000 | 6,012 |
Salaries and employee benefits | $1,196,000 | 6,002 |
Premises and equipment expense | $283,000 | 5,941 |
Additional noninterest expense | $699,000 | 5,815 |
Pre-tax net operating income | $-98,000 | 6,449 |
Securities gains (losses) | $6,000 | 2,702 |
Applicable income taxes | $1,000 | 4,863 |
Income before extraordinary items | $-93,000 | 6,349 |
Extraordinary gains, net | $0 | 39 |
Net income | $-93,000 | 6,350 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $149,000 | 4,473 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $1,901,000 | 335 |
Net operating income | $-99,000 | 6,506 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $2,089,000 | 6,841 |
Total interest expense | $611,000 | 7,220 |
Net interest income | $1,478,000 | 6,497 |
Provision for loan and lease losses | $214,000 | 4,103 |
Total noninterest income | $83,000 | 7,301 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $62,000 | 6,184 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $21,000 | 7,390 |
Total noninterest expense | $1,349,000 | 6,500 |
Salaries and employee benefits | $740,000 | 6,477 |
Premises and equipment expense | $191,000 | 6,222 |
Additional noninterest expense | $418,000 | 6,366 |
Pre-tax net operating income | $-2,000 | 6,743 |
Securities gains (losses) | $6,000 | 2,568 |
Applicable income taxes | $1,000 | 5,240 |
Income before extraordinary items | $3,000 | 6,584 |
Extraordinary gains, net | $0 | 31 |
Net income | $3,000 | 6,582 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $149,000 | 3,413 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-1,500 | 6,766 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $1,393,000 | 6,900 |
Total interest expense | $436,000 | 7,219 |
Net interest income | $957,000 | 6,568 |
Provision for loan and lease losses | $212,000 | 3,054 |
Total noninterest income | $54,000 | 7,399 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $39,000 | 6,277 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $15,000 | 7,431 |
Total noninterest expense | $880,000 | 6,589 |
Salaries and employee benefits | $492,000 | 6,534 |
Premises and equipment expense | $121,000 | 6,359 |
Additional noninterest expense | $267,000 | 6,479 |
Pre-tax net operating income | $-81,000 | 7,155 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $1,000 | 5,487 |
Income before extraordinary items | $-82,000 | 7,218 |
Extraordinary gains, net | $0 | 21 |
Net income | $-82,000 | 7,218 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $162,000 | 2,459 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $-82,000 | 7,184 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $713,000 | 6,937 |
Total interest expense | $234,000 | 7,234 |
Net interest income | $479,000 | 6,599 |
Provision for loan and lease losses | $114,000 | 2,554 |
Total noninterest income | $27,000 | 7,420 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $21,000 | 6,186 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $6,000 | 7,600 |
Total noninterest expense | $452,000 | 6,554 |
Salaries and employee benefits | $252,000 | 6,499 |
Premises and equipment expense | $61,000 | 6,379 |
Additional noninterest expense | $139,000 | 6,380 |
Pre-tax net operating income | $-60,000 | 7,437 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $0 | 5,622 |
Income before extraordinary items | $-60,000 | 7,542 |
Extraordinary gains, net | $0 | 15 |
Net income | $-60,000 | 7,541 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $102,000 | 1,791 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $-60,000 | 7,481 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $2,752,000 | 7,022 |
Total interest expense | $858,000 | 7,398 |
Net interest income | $1,894,000 | 6,634 |
Provision for loan and lease losses | $86,000 | 5,116 |
Total noninterest income | $102,000 | 7,535 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $83,000 | 6,262 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $19,000 | 7,830 |
Total noninterest expense | $1,706,000 | 6,604 |
Salaries and employee benefits | $961,000 | 6,528 |
Premises and equipment expense | $228,000 | 6,458 |
Additional noninterest expense | $517,000 | 6,489 |
Pre-tax net operating income | $204,000 | 6,860 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $-243,000 | 8,159 |
Income before extraordinary items | $447,000 | 5,875 |
Extraordinary gains, net | $0 | 39 |
Net income | $447,000 | 5,874 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,600 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $23,000 | 1,170 |
Net operating income | $447,000 | 5,864 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $1,981,000 | 7,137 |
Total interest expense | $604,000 | 7,525 |
Net interest income | $1,377,000 | 6,748 |
Provision for loan and lease losses | $34,000 | 5,478 |
Total noninterest income | $75,000 | 7,609 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $59,000 | 6,351 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $16,000 | 7,805 |
Total noninterest expense | $1,257,000 | 6,646 |
Salaries and employee benefits | $703,000 | 6,589 |
Premises and equipment expense | $167,000 | 6,519 |
Additional noninterest expense | $387,000 | 6,475 |
Pre-tax net operating income | $161,000 | 7,100 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $0 | 6,220 |
Income before extraordinary items | $161,000 | 6,989 |
Extraordinary gains, net | $0 | 33 |
Net income | $161,000 | 6,987 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,076 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $161,000 | 6,974 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $1,254,000 | 7,277 |
Total interest expense | $380,000 | 7,634 |
Net interest income | $874,000 | 6,889 |
Provision for loan and lease losses | $10,000 | 5,732 |
Total noninterest income | $48,000 | 7,709 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $36,000 | 6,482 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $12,000 | 7,778 |
Total noninterest expense | $854,000 | 6,652 |
Salaries and employee benefits | $479,000 | 6,593 |
Premises and equipment expense | $110,000 | 6,565 |
Additional noninterest expense | $265,000 | 6,441 |
Pre-tax net operating income | $58,000 | 7,480 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $0 | 6,265 |
Income before extraordinary items | $58,000 | 7,430 |
Extraordinary gains, net | $0 | 29 |
Net income | $58,000 | 7,429 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $58,000 | 7,419 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $612,000 | 7,351 |
Total interest expense | $179,000 | 7,725 |
Net interest income | $433,000 | 6,940 |
Provision for loan and lease losses | $0 | 5,779 |
Total noninterest income | $19,000 | 7,910 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $17,000 | 6,538 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $2,000 | 8,219 |
Total noninterest expense | $421,000 | 6,707 |
Salaries and employee benefits | $242,000 | 6,607 |
Premises and equipment expense | $59,000 | 6,441 |
Additional noninterest expense | $120,000 | 6,694 |
Pre-tax net operating income | $31,000 | 7,530 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $0 | 6,196 |
Income before extraordinary items | $31,000 | 7,454 |
Extraordinary gains, net | $0 | 22 |
Net income | $31,000 | 7,453 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $31,000 | 7,439 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $2,110,000 | 7,453 |
Total interest expense | $410,000 | 8,074 |
Net interest income | $1,700,000 | 6,934 |
Provision for loan and lease losses | $111,000 | 4,589 |
Total noninterest income | $74,000 | 8,004 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $61,000 | 6,711 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $13,000 | 8,184 |
Total noninterest expense | $1,587,000 | 6,751 |
Salaries and employee benefits | $895,000 | 6,675 |
Premises and equipment expense | $201,000 | 6,728 |
Additional noninterest expense | $491,000 | 6,578 |
Pre-tax net operating income | $76,000 | 7,775 |
Securities gains (losses) | $-10,000 | 7,284 |
Applicable income taxes | $-25,000 | 8,232 |
Income before extraordinary items | $91,000 | 7,705 |
Extraordinary gains, net | $0 | 51 |
Net income | $91,000 | 7,707 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 5,595 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $65,000 | 970 |
Net operating income | $101,000 | 7,655 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $1,502,000 | 7,584 |
Total interest expense | $251,000 | 8,274 |
Net interest income | $1,251,000 | 7,054 |
Provision for loan and lease losses | $96,000 | 4,168 |
Total noninterest income | $55,000 | 8,089 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $45,000 | 6,821 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $10,000 | 8,238 |
Total noninterest expense | $1,119,000 | 6,924 |
Salaries and employee benefits | $609,000 | 6,906 |
Premises and equipment expense | $144,000 | 6,837 |
Additional noninterest expense | $366,000 | 6,588 |
Pre-tax net operating income | $91,000 | 7,842 |
Securities gains (losses) | $-10,000 | 7,588 |
Applicable income taxes | $1,000 | 6,574 |
Income before extraordinary items | $80,000 | 7,827 |
Extraordinary gains, net | $0 | 45 |
Net income | $80,000 | 7,829 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 4,856 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $89,900 | 7,783 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $948,000 | 7,685 |
Total interest expense | $134,000 | 8,405 |
Net interest income | $814,000 | 7,154 |
Provision for loan and lease losses | $76,000 | 3,776 |
Total noninterest income | $36,000 | 8,152 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $28,000 | 6,920 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $8,000 | 8,200 |
Total noninterest expense | $734,000 | 6,991 |
Salaries and employee benefits | $392,000 | 7,025 |
Premises and equipment expense | $92,000 | 6,935 |
Additional noninterest expense | $250,000 | 6,575 |
Pre-tax net operating income | $40,000 | 8,008 |
Securities gains (losses) | $-10,000 | 7,862 |
Applicable income taxes | $1,000 | 6,575 |
Income before extraordinary items | $29,000 | 8,032 |
Extraordinary gains, net | $0 | 39 |
Net income | $29,000 | 8,033 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,361 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $38,700 | 7,987 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $441,000 | 7,814 |
Total interest expense | $52,000 | 8,518 |
Net interest income | $389,000 | 7,253 |
Provision for loan and lease losses | $51,000 | 3,086 |
Total noninterest income | $15,000 | 8,268 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $13,000 | 6,977 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $2,000 | 8,382 |
Total noninterest expense | $341,000 | 7,165 |
Salaries and employee benefits | $195,000 | 7,047 |
Premises and equipment expense | $45,000 | 6,974 |
Additional noninterest expense | $101,000 | 7,063 |
Pre-tax net operating income | $12,000 | 8,107 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $0 | 6,588 |
Income before extraordinary items | $12,000 | 8,087 |
Extraordinary gains, net | $0 | 21 |
Net income | $12,000 | 8,087 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $12,000 | 8,080 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $837,000 | 8,455 |
Total interest expense | $101,000 | 8,618 |
Net interest income | $736,000 | 8,297 |
Provision for loan and lease losses | $148,000 | 4,176 |
Total noninterest income | $16,000 | 8,620 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $13,000 | 7,557 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $3,000 | 8,603 |
Total noninterest expense | $1,614,000 | 6,704 |
Salaries and employee benefits | $623,000 | 7,548 |
Premises and equipment expense | $183,000 | 6,914 |
Additional noninterest expense | $808,000 | 5,137 |
Pre-tax net operating income | $-1,010,000 | 8,640 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $1,000 | 6,850 |
Income before extraordinary items | $-1,011,000 | 8,668 |
Extraordinary gains, net | $0 | 46 |
Net income | $-1,011,000 | 8,667 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,618 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $10,949,000 | 172 |
Net operating income | $-1,011,000 | 8,651 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $494,000 | 8,597 |
Total interest expense | $53,000 | 8,714 |
Net interest income | $441,000 | 8,502 |
Provision for loan and lease losses | $85,000 | 4,532 |
Total noninterest income | $8,000 | 8,714 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $7,000 | 7,652 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $1,000 | 8,692 |
Total noninterest expense | $1,279,000 | 6,553 |
Salaries and employee benefits | $435,000 | 7,652 |
Premises and equipment expense | $137,000 | 6,900 |
Additional noninterest expense | $707,000 | 4,597 |
Pre-tax net operating income | $-915,000 | 8,708 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $1,000 | 6,867 |
Income before extraordinary items | $-916,000 | 8,735 |
Extraordinary gains, net | $0 | 35 |
Net income | $-916,000 | 8,735 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,144 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $10,949,000 | 121 |
Net operating income | $-916,000 | 8,715 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $175,000 | 8,772 |
Total interest expense | $20,000 | 8,758 |
Net interest income | $155,000 | 8,748 |
Provision for loan and lease losses | $46,000 | 4,697 |
Total noninterest income | $65,000 | 7,685 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $3,000 | 7,707 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $62,000 | 6,077 |
Total noninterest expense | $938,000 | 6,279 |
Salaries and employee benefits | $236,000 | 7,976 |
Premises and equipment expense | $91,000 | 6,894 |
Additional noninterest expense | $611,000 | 3,739 |
Pre-tax net operating income | $-764,000 | 8,742 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $1,000 | 6,848 |
Income before extraordinary items | $-765,000 | 8,765 |
Extraordinary gains, net | $0 | 30 |
Net income | $-765,000 | 8,765 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,660 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $10,949,000 | 79 |
Net operating income | $-765,000 | 8,743 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $28,000 | 8,904 |
Total interest expense | $2,000 | 8,901 |
Net interest income | $26,000 | 8,897 |
Provision for loan and lease losses | $5,000 | 5,826 |
Total noninterest income | $62,000 | 6,684 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $0 | 7,845 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $62,000 | 4,706 |
Total noninterest expense | $534,000 | 5,877 |
Salaries and employee benefits | $56,000 | 8,727 |
Premises and equipment expense | $39,000 | 7,270 |
Additional noninterest expense | $439,000 | 2,757 |
Pre-tax net operating income | $-451,000 | 8,838 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $0 | 6,892 |
Income before extraordinary items | $-451,000 | 8,850 |
Extraordinary gains, net | $0 | 24 |
Net income | $-451,000 | 8,850 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,728 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $10,948,000 | 37 |
Net operating income | $-451,000 | 8,835 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.