Home > Oakstar Bank > Income and Expense

Oakstar Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$111,076,000493
Total interest expense$49,532,000389
Net interest income$61,544,000568
Provision for loan and lease losses$4,287,000360
Total noninterest income$16,464,000534
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,049,000541
Trading account gains and feesNANA
Additional Noninterest Income$14,415,000416
Total noninterest expense$63,441,000465
Salaries and employee benefits$40,882,000394
Premises and equipment expense$8,705,000334
Additional noninterest expense$14,415,000416
Pre-tax net operating income$10,280,0001,137
Securities gains (losses)$0988
Applicable income taxes$-3,344,0004,577
Income before extraordinary items$13,624,000792
Extraordinary gains, net$054
Net income$13,624,000804
Minority interest net income$088
Net income of bank and minority interests.$13,624,000795
Net charge-offs$1,864,000397
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,624,000799
2023-09-30 (YTD Data)Rank
Total interest income$80,260,000502
Total interest expense$34,316,000392
Net interest income$45,944,000574
Provision for loan and lease losses$3,470,000334
Total noninterest income$12,911,000516
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,551,000536
Trading account gains and feesNANA
Additional Noninterest Income$11,360,000409
Total noninterest expense$46,939,000474
Salaries and employee benefits$30,003,000404
Premises and equipment expense$6,379,000345
Additional noninterest expense$11,360,000409
Pre-tax net operating income$8,446,0001,104
Securities gains (losses)$0849
Applicable income taxes$-2,969,0004,609
Income before extraordinary items$11,415,000746
Extraordinary gains, net$052
Net income$11,415,000750
Minority interest net income$081
Net income of bank and minority interests.$11,415,000746
Net charge-offs$1,101,000390
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,415,000757
2023-06-30 (YTD Data)Rank
Total interest income$51,243,000501
Total interest expense$20,359,000389
Net interest income$30,884,000571
Provision for loan and lease losses$3,090,000274
Total noninterest income$8,965,000488
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,022,000536
Trading account gains and feesNANA
Additional Noninterest Income$7,943,000383
Total noninterest expense$30,840,000465
Salaries and employee benefits$19,951,000398
Premises and equipment expense$4,154,000342
Additional noninterest expense$7,943,000383
Pre-tax net operating income$5,919,0001,059
Securities gains (losses)$0938
Applicable income taxes$-2,054,0004,638
Income before extraordinary items$7,973,000713
Extraordinary gains, net$051
Net income$7,973,000725
Minority interest net income$081
Net income of bank and minority interests.$7,973,000713
Net charge-offs$843,000332
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,973,000717
2023-03-31 (YTD Data)Rank
Total interest income$24,779,000515
Total interest expense$8,899,000392
Net interest income$15,880,000560
Provision for loan and lease losses$1,507,000279
Total noninterest income$4,127,000515
Gross Fiduciary activities income$0913
Service charges on deposit accounts$528,000530
Trading account gains and feesNANA
Additional Noninterest Income$3,599,000410
Total noninterest expense$14,909,000494
Salaries and employee benefits$9,780,000417
Premises and equipment expense$2,042,000363
Additional noninterest expense$3,599,000410
Pre-tax net operating income$3,591,000953
Securities gains (losses)$0950
Applicable income taxes$-529,0004,641
Income before extraordinary items$4,120,000717
Extraordinary gains, net$04
Net income$4,120,000716
Minority interest net income$048
Net income of bank and minority interests.$4,120,000716
Net charge-offs$160,000484
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,120,000728
2022-12-31 (YTD Data)Rank
Total interest income$73,533,000543
Total interest expense$12,535,000383
Net interest income$60,998,000567
Provision for loan and lease losses$3,640,000347
Total noninterest income$27,956,000376
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,039,000564
Trading account gains and feesNANA
Additional Noninterest Income$25,917,000284
Total noninterest expense$61,216,000459
Salaries and employee benefits$39,986,000392
Premises and equipment expense$7,823,000363
Additional noninterest expense$25,917,000284
Pre-tax net operating income$24,098,000657
Securities gains (losses)$0691
Applicable income taxes$991,0001,554
Income before extraordinary items$23,107,000591
Extraordinary gains, net$05
Net income$23,107,000592
Minority interest net income$063
Net income of bank and minority interests.$23,107,000592
Net charge-offs$1,110,000394
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$23,107,000598
2022-09-30 (YTD Data)Rank
Total interest income$50,911,000544
Total interest expense$6,747,000362
Net interest income$44,164,000569
Provision for loan and lease losses$3,640,000268
Total noninterest income$22,627,000361
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,490,000581
Trading account gains and feesNANA
Additional Noninterest Income$21,137,000276
Total noninterest expense$44,414,000464
Salaries and employee benefits$29,141,000396
Premises and equipment expense$5,810,000364
Additional noninterest expense$21,137,000276
Pre-tax net operating income$18,737,000645
Securities gains (losses)$0740
Applicable income taxes$1,470,0001,089
Income before extraordinary items$17,267,000587
Extraordinary gains, net$04
Net income$17,267,000587
Minority interest net income$057
Net income of bank and minority interests.$17,267,000587
Net charge-offs$471,000454
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$17,267,000595
2022-06-30 (YTD Data)Rank
Total interest income$31,465,000557
Total interest expense$4,009,000317
Net interest income$27,456,000587
Provision for loan and lease losses$995,000433
Total noninterest income$14,810,000357
Gross Fiduciary activities income$0925
Service charges on deposit accounts$938,000603
Trading account gains and feesNANA
Additional Noninterest Income$13,872,000286
Total noninterest expense$28,245,000476
Salaries and employee benefits$19,042,000397
Premises and equipment expense$3,580,000394
Additional noninterest expense$5,623,000701
Pre-tax net operating income$13,026,000599
Securities gains (losses)$0687
Applicable income taxes$1,761,000717
Income before extraordinary items$11,265,000555
Extraordinary gains, net$04
Net income$11,265,000554
Minority interest net income$060
Net income of bank and minority interests.$11,265,000555
Net charge-offs$-35,0004,058
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$11,265,000567
2022-03-31 (YTD Data)Rank
Total interest income$14,612,000577
Total interest expense$1,976,000292
Net interest income$12,636,000616
Provision for loan and lease losses$02,285
Total noninterest income$7,893,000356
Gross Fiduciary activities income$0892
Service charges on deposit accounts$437,000640
Trading account gains and feesNANA
Additional Noninterest Income$7,456,000288
Total noninterest expense$13,668,000492
Salaries and employee benefits$9,027,000425
Premises and equipment expense$1,143,000600
Additional noninterest expense$3,498,000572
Pre-tax net operating income$6,861,000549
Securities gains (losses)$0623
Applicable income taxes$1,114,000602
Income before extraordinary items$5,747,000536
Extraordinary gains, net$04
Net income$5,747,000536
Minority interest net income$050
Net income of bank and minority interests.$5,747,000536
Net charge-offs$22,000920
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,747,000541
2021-12-31 (YTD Data)Rank
Total interest income$59,741,000575
Total interest expense$8,233,000341
Net interest income$51,508,000609
Provision for loan and lease losses$3,247,000176
Total noninterest income$27,210,000419
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,523,000681
Trading account gains and feesNANA
Additional Noninterest Income$25,687,000350
Total noninterest expense$51,666,000519
Salaries and employee benefits$35,824,000422
Premises and equipment expense$3,782,000699
Additional noninterest expense$12,060,000657
Pre-tax net operating income$23,805,000650
Securities gains (losses)$141,000731
Applicable income taxes$3,421,000792
Income before extraordinary items$20,525,000636
Extraordinary gains, net$010
Net income$20,525,000636
Minority interest net income$074
Net income of bank and minority interests.$20,525,000637
Net charge-offs$140,0001,178
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$20,403,740627
2021-09-30 (YTD Data)Rank
Total interest income$44,657,000588
Total interest expense$6,024,000367
Net interest income$38,633,000620
Provision for loan and lease losses$2,787,000136
Total noninterest income$19,876,000432
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,105,000692
Trading account gains and feesNANA
Additional Noninterest Income$18,771,000368
Total noninterest expense$37,949,000535
Salaries and employee benefits$25,852,000441
Premises and equipment expense$2,754,000737
Additional noninterest expense$9,343,000631
Pre-tax net operating income$17,773,000665
Securities gains (losses)$128,000711
Applicable income taxes$2,594,000811
Income before extraordinary items$15,307,000646
Extraordinary gains, net$08
Net income$15,307,000646
Minority interest net income$069
Net income of bank and minority interests.$15,307,000646
Net charge-offs$-58,0004,266
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$15,196,920641
2021-06-30 (YTD Data)Rank
Total interest income$29,677,000585
Total interest expense$3,903,000392
Net interest income$25,774,000612
Provision for loan and lease losses$1,610,000179
Total noninterest income$14,179,000411
Gross Fiduciary activities income$0951
Service charges on deposit accounts$700,000692
Trading account gains and feesNANA
Additional Noninterest Income$13,479,000348
Total noninterest expense$25,128,000528
Salaries and employee benefits$17,287,000440
Premises and equipment expense$1,819,000736
Additional noninterest expense$6,022,000639
Pre-tax net operating income$13,215,000613
Securities gains (losses)$01,818
Applicable income taxes$2,162,000706
Income before extraordinary items$11,053,000616
Extraordinary gains, net$06
Net income$11,053,000616
Minority interest net income$067
Net income of bank and minority interests.$11,053,000616
Net charge-offs$-75,0004,500
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$10,000,00033
Net operating income$11,053,000605
2021-03-31 (YTD Data)Rank
Total interest income$13,965,000615
Total interest expense$1,897,000431
Net interest income$12,068,000643
Provision for loan and lease losses$965,000195
Total noninterest income$7,053,000425
Gross Fiduciary activities income$0922
Service charges on deposit accounts$342,000699
Trading account gains and feesNANA
Additional Noninterest Income$6,711,000365
Total noninterest expense$12,326,000532
Salaries and employee benefits$8,614,000442
Premises and equipment expense$912,000749
Additional noninterest expense$2,800,000672
Pre-tax net operating income$5,830,000681
Securities gains (losses)$01,392
Applicable income taxes$1,148,000679
Income before extraordinary items$4,682,000707
Extraordinary gains, net$03
Net income$4,682,000707
Minority interest net income$055
Net income of bank and minority interests.$4,682,000707
Net charge-offs$-148,0004,832
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,682,000692
2020-12-31 (YTD Data)Rank
Total interest income$48,156,000706
Total interest expense$7,594,000639
Net interest income$40,562,000712
Provision for loan and lease losses$6,133,000493
Total noninterest income$23,648,000445
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,266,000769
Trading account gains and feesNANA
Additional Noninterest Income$22,382,000375
Total noninterest expense$43,463,000580
Salaries and employee benefits$30,556,000465
Premises and equipment expense$3,295,000786
Additional noninterest expense$9,612,000758
Pre-tax net operating income$14,614,000758
Securities gains (losses)$02,675
Applicable income taxes$2,593,000777
Income before extraordinary items$12,021,000808
Extraordinary gains, net$04
Net income$12,021,000808
Minority interest net income$072
Net income of bank and minority interests.$12,021,000808
Net charge-offs$1,430,000521
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$11,000,00055
Net operating income$12,021,000773
2020-09-30 (YTD Data)Rank
Total interest income$34,676,000727
Total interest expense$5,846,000666
Net interest income$28,830,000743
Provision for loan and lease losses$4,118,000575
Total noninterest income$15,957,000460
Gross Fiduciary activities income$0981
Service charges on deposit accounts$885,000813
Trading account gains and feesNANA
Additional Noninterest Income$15,072,000382
Total noninterest expense$31,256,000588
Salaries and employee benefits$21,735,000475
Premises and equipment expense$2,417,000790
Additional noninterest expense$7,104,000757
Pre-tax net operating income$9,413,000841
Securities gains (losses)$02,494
Applicable income taxes$1,863,000774
Income before extraordinary items$7,550,000909
Extraordinary gains, net$04
Net income$7,550,000909
Minority interest net income$065
Net income of bank and minority interests.$7,550,000909
Net charge-offs$548,000713
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$11,000,00041
Net operating income$7,550,000877
2020-06-30 (YTD Data)Rank
Total interest income$23,161,000734
Total interest expense$4,236,000667
Net interest income$18,925,000747
Provision for loan and lease losses$2,993,000564
Total noninterest income$9,583,000464
Gross Fiduciary activities income$0970
Service charges on deposit accounts$539,000893
Trading account gains and feesNANA
Additional Noninterest Income$9,044,000376
Total noninterest expense$20,080,000602
Salaries and employee benefits$13,904,000492
Premises and equipment expense$1,608,000793
Additional noninterest expense$4,568,000779
Pre-tax net operating income$5,435,000890
Securities gains (losses)$1,0002,174
Applicable income taxes$1,064,000792
Income before extraordinary items$4,372,000966
Extraordinary gains, net$04
Net income$4,372,000966
Minority interest net income$065
Net income of bank and minority interests.$4,372,000966
Net charge-offs$358,000732
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,371,200940
2020-03-31 (YTD Data)Rank
Total interest income$11,342,000741
Total interest expense$2,554,000634
Net interest income$8,788,000788
Provision for loan and lease losses$1,278,000529
Total noninterest income$5,069,000418
Gross Fiduciary activities income$0941
Service charges on deposit accounts$260,0001,088
Trading account gains and feesNANA
Additional Noninterest Income$4,809,000320
Total noninterest expense$9,782,000622
Salaries and employee benefits$6,589,000526
Premises and equipment expense$864,000750
Additional noninterest expense$2,329,000771
Pre-tax net operating income$2,797,000787
Securities gains (losses)$01,705
Applicable income taxes$585,000660
Income before extraordinary items$2,212,000855
Extraordinary gains, net$04
Net income$2,212,000855
Minority interest net income$056
Net income of bank and minority interests.$2,212,000855
Net charge-offs$321,000476
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,212,000841
2019-12-31 (YTD Data)Rank
Total interest income$45,185,000757
Total interest expense$11,061,000633
Net interest income$34,124,000801
Provision for loan and lease losses$2,639,000418
Total noninterest income$14,812,000529
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,036,0001,117
Trading account gains and feesNANA
Additional Noninterest Income$13,776,000418
Total noninterest expense$36,157,000649
Salaries and employee benefits$24,132,000551
Premises and equipment expense$3,191,000787
Additional noninterest expense$8,834,000779
Pre-tax net operating income$10,140,0001,046
Securities gains (losses)$100,000936
Applicable income taxes$1,350,0001,186
Income before extraordinary items$8,890,0001,028
Extraordinary gains, net$011
Net income$8,890,0001,029
Minority interest net income$076
Net income of bank and minority interests.$8,890,0001,029
Net charge-offs$1,266,000563
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,803,0001,010
2019-09-30 (YTD Data)Rank
Total interest income$33,509,000768
Total interest expense$8,224,000640
Net interest income$25,285,000812
Provision for loan and lease losses$1,820,000441
Total noninterest income$10,782,000541
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$746,0001,149
Trading account gains and feesNANA
Additional Noninterest Income$10,036,000423
Total noninterest expense$26,734,000665
Salaries and employee benefits$17,680,000557
Premises and equipment expense$2,369,000800
Additional noninterest expense$6,685,000776
Pre-tax net operating income$7,513,0001,071
Securities gains (losses)$67,000956
Applicable income taxes$1,176,0001,109
Income before extraordinary items$6,404,0001,084
Extraordinary gains, net$011
Net income$6,404,0001,085
Minority interest net income$072
Net income of bank and minority interests.$6,404,0001,085
Net charge-offs$941,000512
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,347,7201,069
2019-06-30 (YTD Data)Rank
Total interest income$22,053,000775
Total interest expense$5,340,000644
Net interest income$16,713,000816
Provision for loan and lease losses$1,319,000391
Total noninterest income$6,260,000579
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$468,0001,184
Trading account gains and feesNANA
Additional Noninterest Income$5,792,000464
Total noninterest expense$17,408,000674
Salaries and employee benefits$11,335,000581
Premises and equipment expense$1,541,000830
Additional noninterest expense$4,532,000772
Pre-tax net operating income$4,246,0001,179
Securities gains (losses)$67,000649
Applicable income taxes$553,0001,365
Income before extraordinary items$3,760,0001,160
Extraordinary gains, net$011
Net income$3,760,0001,160
Minority interest net income$069
Net income of bank and minority interests.$3,760,0001,160
Net charge-offs$737,000443
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,701,7101,159
2019-03-31 (YTD Data)Rank
Total interest income$10,844,000788
Total interest expense$2,544,000663
Net interest income$8,300,000824
Provision for loan and lease losses$665,000383
Total noninterest income$2,446,000663
Gross Fiduciary activities income$0972
Service charges on deposit accounts$204,0001,303
Trading account gains and feesNANA
Additional Noninterest Income$2,242,000523
Total noninterest expense$8,175,000709
Salaries and employee benefits$5,249,000627
Premises and equipment expense$784,000823
Additional noninterest expense$2,142,000796
Pre-tax net operating income$1,906,0001,256
Securities gains (losses)$01,087
Applicable income taxes$142,0001,882
Income before extraordinary items$1,764,0001,207
Extraordinary gains, net$05
Net income$1,764,0001,206
Minority interest net income$052
Net income of bank and minority interests.$1,764,0001,206
Net charge-offs$201,000621
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,764,0001,183
2018-12-31 (YTD Data)Rank
Total interest income$37,202,000846
Total interest expense$7,372,000675
Net interest income$29,830,000884
Provision for loan and lease losses$2,143,000473
Total noninterest income$11,276,000623
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$712,0001,513
Trading account gains and feesNANA
Additional Noninterest Income$10,564,000484
Total noninterest expense$30,148,000754
Salaries and employee benefits$20,209,000622
Premises and equipment expense$2,499,000975
Additional noninterest expense$7,440,000897
Pre-tax net operating income$8,815,0001,145
Securities gains (losses)$01,125
Applicable income taxes$1,492,0001,051
Income before extraordinary items$7,323,0001,173
Extraordinary gains, net$06
Net income$7,323,0001,172
Minority interest net income$072
Net income of bank and minority interests.$7,323,0001,172
Net charge-offs$339,0001,239
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$24,999,00029
Net operating income$7,323,0001,170
2018-09-30 (YTD Data)Rank
Total interest income$26,869,000866
Total interest expense$5,158,000675
Net interest income$21,711,000914
Provision for loan and lease losses$1,794,000422
Total noninterest income$8,855,000608
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$503,0001,596
Trading account gains and feesNANA
Additional Noninterest Income$8,352,000474
Total noninterest expense$21,983,000762
Salaries and employee benefits$14,980,000622
Premises and equipment expense$1,770,0001,023
Additional noninterest expense$5,233,000949
Pre-tax net operating income$6,789,0001,125
Securities gains (losses)$01,118
Applicable income taxes$1,346,000962
Income before extraordinary items$5,443,0001,175
Extraordinary gains, net$05
Net income$5,443,0001,174
Minority interest net income$066
Net income of bank and minority interests.$5,443,0001,174
Net charge-offs$78,0001,915
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$24,997,00023
Net operating income$5,443,0001,169
2018-06-30 (YTD Data)Rank
Total interest income$16,812,000912
Total interest expense$3,237,000675
Net interest income$13,575,000952
Provision for loan and lease losses$1,634,000326
Total noninterest income$5,877,000614
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$330,0001,608
Trading account gains and feesNANA
Additional Noninterest Income$5,547,000473
Total noninterest expense$13,893,000799
Salaries and employee benefits$9,681,000650
Premises and equipment expense$1,068,0001,105
Additional noninterest expense$3,144,0001,039
Pre-tax net operating income$3,925,0001,234
Securities gains (losses)$0961
Applicable income taxes$748,0001,068
Income before extraordinary items$3,177,0001,304
Extraordinary gains, net$06
Net income$3,177,0001,303
Minority interest net income$065
Net income of bank and minority interests.$3,177,0001,303
Net charge-offs$112,0001,252
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$25,000,00017
Net operating income$3,177,0001,293
2018-03-31 (YTD Data)Rank
Total interest income$7,715,000972
Total interest expense$1,515,000671
Net interest income$6,200,0001,035
Provision for loan and lease losses$1,167,000249
Total noninterest income$2,681,000644
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$139,0001,853
Trading account gains and feesNANA
Additional Noninterest Income$2,542,000486
Total noninterest expense$6,424,000864
Salaries and employee benefits$4,555,000704
Premises and equipment expense$470,0001,268
Additional noninterest expense$1,399,0001,127
Pre-tax net operating income$1,290,0001,685
Securities gains (losses)$0735
Applicable income taxes$312,0001,190
Income before extraordinary items$978,0001,871
Extraordinary gains, net$07
Net income$978,0001,870
Minority interest net income$052
Net income of bank and minority interests.$978,0001,871
Net charge-offs$3,0002,344
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$25,000,0008
Net operating income$978,0001,860
2017-12-31 (YTD Data)Rank
Total interest income$28,427,0001,010
Total interest expense$4,700,000721
Net interest income$23,727,0001,055
Provision for loan and lease losses$1,805,000559
Total noninterest income$10,312,000668
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$607,0001,756
Trading account gains and feesNANA
Additional Noninterest Income$9,705,000522
Total noninterest expense$24,609,000880
Salaries and employee benefits$16,714,000736
Premises and equipment expense$1,909,0001,217
Additional noninterest expense$5,986,0001,078
Pre-tax net operating income$7,625,0001,222
Securities gains (losses)$02,243
Applicable income taxes$2,262,0001,186
Income before extraordinary items$5,363,0001,277
Extraordinary gains, net$09
Net income$5,363,0001,277
Minority interest net income$076
Net income of bank and minority interests.$5,363,0001,277
Net charge-offs$390,0001,292
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,363,0001,265
2017-09-30 (YTD Data)Rank
Total interest income$20,558,0001,044
Total interest expense$3,490,000712
Net interest income$17,068,0001,092
Provision for loan and lease losses$1,555,000490
Total noninterest income$7,777,000678
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$457,0001,760
Trading account gains and feesNANA
Additional Noninterest Income$7,320,000532
Total noninterest expense$18,011,000896
Salaries and employee benefits$12,224,000756
Premises and equipment expense$1,448,0001,219
Additional noninterest expense$4,339,0001,111
Pre-tax net operating income$5,279,0001,324
Securities gains (losses)$02,274
Applicable income taxes$1,600,0001,068
Income before extraordinary items$3,679,0001,466
Extraordinary gains, net$09
Net income$3,679,0001,465
Minority interest net income$071
Net income of bank and minority interests.$3,679,0001,466
Net charge-offs$51,0002,455
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,679,0001,450
2017-06-30 (YTD Data)Rank
Total interest income$12,880,0001,085
Total interest expense$1,997,000801
Net interest income$10,883,0001,130
Provision for loan and lease losses$1,489,000357
Total noninterest income$4,873,000711
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$307,0001,729
Trading account gains and feesNANA
Additional Noninterest Income$4,566,000556
Total noninterest expense$11,547,000937
Salaries and employee benefits$7,954,000775
Premises and equipment expense$954,0001,242
Additional noninterest expense$2,639,0001,192
Pre-tax net operating income$2,720,0001,590
Securities gains (losses)$01,906
Applicable income taxes$754,0001,325
Income before extraordinary items$1,966,0001,724
Extraordinary gains, net$011
Net income$1,966,0001,724
Minority interest net income$071
Net income of bank and minority interests.$1,966,0001,724
Net charge-offs$40,0002,153
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,966,0001,707
2017-03-31 (YTD Data)Rank
Total interest income$6,176,0001,113
Total interest expense$887,000857
Net interest income$5,289,0001,142
Provision for loan and lease losses$699,000353
Total noninterest income$2,269,000729
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$156,0001,699
Trading account gains and feesNANA
Additional Noninterest Income$2,113,000564
Total noninterest expense$5,588,000973
Salaries and employee benefits$3,873,000803
Premises and equipment expense$500,0001,194
Additional noninterest expense$1,215,0001,272
Pre-tax net operating income$1,271,0001,641
Securities gains (losses)$01,153
Applicable income taxes$294,0001,510
Income before extraordinary items$977,0001,701
Extraordinary gains, net$08
Net income$977,0001,701
Minority interest net income$055
Net income of bank and minority interests.$977,0001,701
Net charge-offs$1,0002,795
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$977,0001,685
2016-12-31 (YTD Data)Rank
Total interest income$17,802,0001,428
Total interest expense$2,721,0001,059
Net interest income$15,081,0001,491
Provision for loan and lease losses$1,338,000708
Total noninterest income$10,921,000651
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$311,0002,884
Trading account gains and fees$0170
Additional Noninterest Income$10,610,000493
Total noninterest expense$17,457,0001,175
Salaries and employee benefits$12,770,000939
Premises and equipment expense$1,339,0001,690
Additional noninterest expense$3,348,0001,794
Pre-tax net operating income$7,207,0001,209
Securities gains (losses)$03,212
Applicable income taxes$2,639,000857
Income before extraordinary items$4,568,0001,491
Extraordinary gains, net$05
Net income$4,568,0001,490
Minority interest net income$082
Net income of bank and minority interests.$4,568,0001,490
Net charge-offs$12,0003,816
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$4,750,00098
Net operating income$4,568,0001,458
2016-09-30 (YTD Data)Rank
Total interest income$12,007,0001,582
Total interest expense$1,923,0001,117
Net interest income$10,084,0001,675
Provision for loan and lease losses$847,000788
Total noninterest income$7,755,000676
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$135,0003,750
Trading account gains and fees$0169
Additional Noninterest Income$7,620,000509
Total noninterest expense$11,943,0001,262
Salaries and employee benefits$8,894,000989
Premises and equipment expense$870,0001,923
Additional noninterest expense$2,179,0002,035
Pre-tax net operating income$5,049,0001,313
Securities gains (losses)$03,160
Applicable income taxes$1,872,000913
Income before extraordinary items$3,177,0001,603
Extraordinary gains, net$05
Net income$3,177,0001,603
Minority interest net income$071
Net income of bank and minority interests.$3,177,0001,603
Net charge-offs$11,0003,389
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,177,0001,563
2016-06-30 (YTD Data)Rank
Total interest income$7,698,0001,646
Total interest expense$1,221,0001,172
Net interest income$6,477,0001,742
Provision for loan and lease losses$501,000846
Total noninterest income$4,541,000736
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$90,0003,740
Trading account gains and fees$0157
Additional Noninterest Income$4,451,000544
Total noninterest expense$7,573,0001,322
Salaries and employee benefits$5,617,0001,040
Premises and equipment expense$560,0001,959
Additional noninterest expense$1,396,0002,110
Pre-tax net operating income$2,944,0001,421
Securities gains (losses)$02,835
Applicable income taxes$1,080,0001,024
Income before extraordinary items$1,864,0001,771
Extraordinary gains, net$016
Net income$1,864,0001,771
Minority interest net income$071
Net income of bank and minority interests.$1,864,0001,771
Net charge-offs$3,0003,433
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,864,0001,723
2016-03-31 (YTD Data)Rank
Total interest income$3,635,0001,748
Total interest expense$588,0001,212
Net interest income$3,047,0001,849
Provision for loan and lease losses$175,0001,061
Total noninterest income$1,868,000833
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$42,0003,837
Trading account gains and fees$0142
Additional Noninterest Income$1,826,000614
Total noninterest expense$3,523,0001,393
Salaries and employee benefits$2,590,0001,124
Premises and equipment expense$267,0002,063
Additional noninterest expense$666,0002,187
Pre-tax net operating income$1,217,0001,648
Securities gains (losses)$02,077
Applicable income taxes$441,0001,154
Income before extraordinary items$776,0002,039
Extraordinary gains, net$012
Net income$776,0002,039
Minority interest net income$062
Net income of bank and minority interests.$776,0002,039
Net charge-offs$7,0002,464
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$776,0001,989
2015-12-31 (YTD Data)Rank
Total interest income$13,152,0001,871
Total interest expense$2,065,0001,349
Net interest income$11,087,0001,952
Provision for loan and lease losses$429,0001,520
Total noninterest income$8,692,000756
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$169,0003,963
Trading account gains and fees$0159
Additional Noninterest Income$8,523,000561
Total noninterest expense$13,471,0001,452
Salaries and employee benefits$10,081,0001,117
Premises and equipment expense$907,0002,328
Additional noninterest expense$2,483,0002,356
Pre-tax net operating income$5,879,0001,385
Securities gains (losses)$03,216
Applicable income taxes$2,144,000967
Income before extraordinary items$3,735,0001,702
Extraordinary gains, net$023
Net income$3,735,0001,702
Minority interest net income$081
Net income of bank and minority interests.$3,735,0001,704
Net charge-offs$35,0003,482
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,735,0001,661
2015-09-30 (YTD Data)Rank
Total interest income$9,671,0001,921
Total interest expense$1,515,0001,387
Net interest income$8,156,0001,995
Provision for loan and lease losses$429,0001,177
Total noninterest income$6,809,000738
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$127,0003,994
Trading account gains and fees$0153
Additional Noninterest Income$6,682,000554
Total noninterest expense$9,921,0001,479
Salaries and employee benefits$7,474,0001,142
Premises and equipment expense$657,0002,422
Additional noninterest expense$1,790,0002,419
Pre-tax net operating income$4,615,0001,360
Securities gains (losses)$03,031
Applicable income taxes$1,709,000939
Income before extraordinary items$2,906,0001,675
Extraordinary gains, net$021
Net income$2,906,0001,677
Minority interest net income$078
Net income of bank and minority interests.$2,906,0001,677
Net charge-offs$30,0003,122
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,906,0001,631
2015-06-30 (YTD Data)Rank
Total interest income$6,361,0001,938
Total interest expense$974,0001,437
Net interest income$5,387,0002,006
Provision for loan and lease losses$428,000887
Total noninterest income$4,516,000742
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$79,0004,095
Trading account gains and fees$0157
Additional Noninterest Income$4,437,000554
Total noninterest expense$6,383,0001,536
Salaries and employee benefits$4,820,0001,173
Premises and equipment expense$428,0002,466
Additional noninterest expense$1,135,0002,547
Pre-tax net operating income$3,092,0001,344
Securities gains (losses)$02,636
Applicable income taxes$1,150,000935
Income before extraordinary items$1,942,0001,653
Extraordinary gains, net$022
Net income$1,942,0001,657
Minority interest net income$075
Net income of bank and minority interests.$1,942,0001,657
Net charge-offs$31,0002,665
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,942,0001,609
2015-03-31 (YTD Data)Rank
Total interest income$3,069,0002,003
Total interest expense$453,0001,533
Net interest income$2,616,0002,046
Provision for loan and lease losses$327,000584
Total noninterest income$2,012,000786
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$30,0004,503
Trading account gains and fees$0152
Additional Noninterest Income$1,982,000573
Total noninterest expense$3,071,0001,577
Salaries and employee benefits$2,296,0001,218
Premises and equipment expense$217,0002,483
Additional noninterest expense$558,0002,568
Pre-tax net operating income$1,230,0001,567
Securities gains (losses)$02,027
Applicable income taxes$456,0001,076
Income before extraordinary items$774,0001,976
Extraordinary gains, net$013
Net income$774,0001,979
Minority interest net income$064
Net income of bank and minority interests.$774,0001,978
Net charge-offs$-11,0005,460
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$774,0001,917
2014-12-31 (YTD Data)Rank
Total interest income$11,183,0002,161
Total interest expense$1,411,0001,998
Net interest income$9,772,0002,178
Provision for loan and lease losses$1,054,000841
Total noninterest income$5,825,000980
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$180,0004,097
Trading account gains and fees$0180
Additional Noninterest Income$5,645,000694
Total noninterest expense$10,776,0001,770
Salaries and employee benefits$7,844,0001,349
Premises and equipment expense$858,0002,529
Additional noninterest expense$2,074,0002,803
Pre-tax net operating income$3,767,0001,927
Securities gains (losses)$03,259
Applicable income taxes$1,347,0001,285
Income before extraordinary items$2,420,0002,362
Extraordinary gains, net$017
Net income$2,420,0002,362
Minority interest net income$084
Net income of bank and minority interests.$2,420,0002,362
Net charge-offs$22,0004,242
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,420,0002,318
2014-09-30 (YTD Data)Rank
Total interest income$8,167,0002,224
Total interest expense$1,011,0002,106
Net interest income$7,156,0002,239
Provision for loan and lease losses$859,000766
Total noninterest income$4,285,000989
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$154,0003,915
Trading account gains and fees$0174
Additional Noninterest Income$4,131,000705
Total noninterest expense$7,913,0001,805
Salaries and employee benefits$5,731,0001,383
Premises and equipment expense$647,0002,553
Additional noninterest expense$1,535,0002,826
Pre-tax net operating income$2,669,0002,037
Securities gains (losses)$02,980
Applicable income taxes$901,0001,399
Income before extraordinary items$1,768,0002,432
Extraordinary gains, net$015
Net income$1,768,0002,433
Minority interest net income$081
Net income of bank and minority interests.$1,768,0002,432
Net charge-offs$-7,0005,535
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,768,0002,389
2014-06-30 (YTD Data)Rank
Total interest income$5,249,0002,296
Total interest expense$650,0002,176
Net interest income$4,599,0002,306
Provision for loan and lease losses$473,000882
Total noninterest income$2,625,0001,047
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$106,0003,836
Trading account gains and fees$0172
Additional Noninterest Income$2,519,000730
Total noninterest expense$5,155,0001,833
Salaries and employee benefits$3,685,0001,427
Premises and equipment expense$442,0002,516
Additional noninterest expense$1,028,0002,824
Pre-tax net operating income$1,596,0002,173
Securities gains (losses)$02,580
Applicable income taxes$537,0001,478
Income before extraordinary items$1,059,0002,541
Extraordinary gains, net$020
Net income$1,059,0002,544
Minority interest net income$080
Net income of bank and minority interests.$1,059,0002,545
Net charge-offs$8,0003,816
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,059,0002,498
2014-03-31 (YTD Data)Rank
Total interest income$2,587,0002,332
Total interest expense$318,0002,247
Net interest income$2,269,0002,313
Provision for loan and lease losses$122,0001,439
Total noninterest income$1,109,0001,149
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$42,0004,230
Trading account gains and fees$0147
Additional Noninterest Income$1,067,000800
Total noninterest expense$2,542,0001,864
Salaries and employee benefits$1,774,0001,484
Premises and equipment expense$246,0002,342
Additional noninterest expense$522,0002,785
Pre-tax net operating income$714,0002,285
Securities gains (losses)$01,715
Applicable income taxes$243,0001,531
Income before extraordinary items$471,0002,685
Extraordinary gains, net$016
Net income$471,0002,688
Minority interest net income$066
Net income of bank and minority interests.$471,0002,688
Net charge-offs$2,0003,350
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$471,0002,640
2013-12-31 (YTD Data)Rank
Total interest income$8,954,0002,677
Total interest expense$1,196,0002,569
Net interest income$7,758,0002,677
Provision for loan and lease losses$699,0001,484
Total noninterest income$6,436,000946
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$123,0004,912
Trading account gains and fees$0184
Additional Noninterest Income$6,313,000675
Total noninterest expense$10,086,0001,881
Salaries and employee benefits$7,474,0001,405
Premises and equipment expense$848,0002,588
Additional noninterest expense$1,764,0003,254
Pre-tax net operating income$3,409,0001,951
Securities gains (losses)$03,182
Applicable income taxes$1,168,0001,328
Income before extraordinary items$2,241,0002,382
Extraordinary gains, net$029
Net income$2,241,0002,386
Minority interest net income$090
Net income of bank and minority interests.$2,241,0002,385
Net charge-offs$50,0004,351
Cash dividends$110,0003,914
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,241,0002,327
2013-09-30 (YTD Data)Rank
Total interest income$6,507,0002,785
Total interest expense$894,0002,650
Net interest income$5,613,0002,775
Provision for loan and lease losses$508,0001,487
Total noninterest income$5,044,000924
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$76,0005,288
Trading account gains and fees$0180
Additional Noninterest Income$4,968,000671
Total noninterest expense$7,645,0001,866
Salaries and employee benefits$5,721,0001,380
Premises and equipment expense$636,0002,602
Additional noninterest expense$1,288,0003,316
Pre-tax net operating income$2,504,0002,056
Securities gains (losses)$03,040
Applicable income taxes$875,0001,374
Income before extraordinary items$1,629,0002,490
Extraordinary gains, net$025
Net income$1,629,0002,495
Minority interest net income$084
Net income of bank and minority interests.$1,629,0002,495
Net charge-offs$49,0003,878
Cash dividends$110,0003,280
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,629,0002,413
2013-06-30 (YTD Data)Rank
Total interest income$4,252,0002,822
Total interest expense$598,0002,711
Net interest income$3,654,0002,818
Provision for loan and lease losses$356,0001,484
Total noninterest income$3,685,000868
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$50,0005,300
Trading account gains and fees$0157
Additional Noninterest Income$3,635,000628
Total noninterest expense$5,233,0001,833
Salaries and employee benefits$3,866,0001,365
Premises and equipment expense$437,0002,557
Additional noninterest expense$930,0003,131
Pre-tax net operating income$1,750,0001,935
Securities gains (losses)$02,791
Applicable income taxes$614,0001,320
Income before extraordinary items$1,136,0002,385
Extraordinary gains, net$022
Net income$1,136,0002,394
Minority interest net income$082
Net income of bank and minority interests.$1,136,0002,392
Net charge-offs$27,0003,818
Cash dividends$110,0002,938
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,136,0002,299
2013-03-31 (YTD Data)Rank
Total interest income$2,065,0002,907
Total interest expense$301,0002,768
Net interest income$1,764,0002,904
Provision for loan and lease losses$103,0002,024
Total noninterest income$1,723,000919
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$25,0005,295
Trading account gains and fees$0148
Additional Noninterest Income$1,698,000671
Total noninterest expense$2,542,0001,892
Salaries and employee benefits$1,905,0001,394
Premises and equipment expense$223,0002,543
Additional noninterest expense$414,0003,424
Pre-tax net operating income$842,0001,961
Securities gains (losses)$01,966
Applicable income taxes$294,0001,346
Income before extraordinary items$548,0002,417
Extraordinary gains, net$010
Net income$548,0002,419
Minority interest net income$076
Net income of bank and minority interests.$548,0002,419
Net charge-offs$22,0003,012
Cash dividends$110,0001,986
Sale, conversion, retirement of capital stock, net$0789
Net operating income$548,0002,323
2012-12-31 (YTD Data)Rank
Total interest income$8,137,0003,064
Total interest expense$1,477,0002,754
Net interest income$6,660,0003,107
Provision for loan and lease losses$709,0002,245
Total noninterest income$7,222,000865
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$171,0004,545
Trading account gains and fees$0166
Additional Noninterest Income$7,051,000619
Total noninterest expense$9,773,0001,962
Salaries and employee benefits$7,107,0001,437
Premises and equipment expense$809,0002,716
Additional noninterest expense$1,857,0003,257
Pre-tax net operating income$3,400,0001,871
Securities gains (losses)$03,810
Applicable income taxes$848,0001,629
Income before extraordinary items$2,552,0002,136
Extraordinary gains, net$029
Net income$2,552,0002,135
Minority interest net income$093
Net income of bank and minority interests.$2,552,0002,137
Net charge-offs$450,0002,785
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,552,0002,005
2012-09-30 (YTD Data)Rank
Total interest income$6,145,0003,104
Total interest expense$1,154,0002,767
Net interest income$4,991,0003,163
Provision for loan and lease losses$709,0001,842
Total noninterest income$5,220,000880
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$143,0004,413
Trading account gains and fees$0157
Additional Noninterest Income$5,077,000633
Total noninterest expense$7,119,0002,015
Salaries and employee benefits$5,040,0001,507
Premises and equipment expense$595,0002,795
Additional noninterest expense$1,484,0003,143
Pre-tax net operating income$2,383,0002,059
Securities gains (losses)$03,575
Applicable income taxes$194,0002,866
Income before extraordinary items$2,189,0001,946
Extraordinary gains, net$020
Net income$2,189,0001,945
Minority interest net income$086
Net income of bank and minority interests.$2,189,0001,947
Net charge-offs$486,0002,226
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,189,0001,832
2012-06-30 (YTD Data)Rank
Total interest income$4,059,0003,152
Total interest expense$800,0002,774
Net interest income$3,259,0003,216
Provision for loan and lease losses$689,0001,443
Total noninterest income$3,127,000945
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$98,0004,344
Trading account gains and fees$0153
Additional Noninterest Income$3,029,000683
Total noninterest expense$4,446,0002,168
Salaries and employee benefits$3,106,0001,625
Premises and equipment expense$390,0002,830
Additional noninterest expense$950,0003,262
Pre-tax net operating income$1,251,0002,443
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,251,0002,195
Extraordinary gains, net$019
Net income$1,251,0002,196
Minority interest net income$084
Net income of bank and minority interests.$1,251,0002,196
Net charge-offs$485,0001,808
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,251,0002,078
2012-03-31 (YTD Data)Rank
Total interest income$2,026,0003,179
Total interest expense$393,0002,898
Net interest income$1,633,0003,223
Provision for loan and lease losses$162,0002,227
Total noninterest income$1,614,000919
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$40,0004,716
Trading account gains and fees$0148
Additional Noninterest Income$1,574,000658
Total noninterest expense$2,264,0002,115
Salaries and employee benefits$1,575,0001,605
Premises and equipment expense$189,0002,903
Additional noninterest expense$500,0003,093
Pre-tax net operating income$821,0001,987
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$821,0001,761
Extraordinary gains, net$019
Net income$821,0001,763
Minority interest net income$078
Net income of bank and minority interests.$821,0001,762
Net charge-offs$-5,0006,379
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$821,0001,658
2011-12-31 (YTD Data)Rank
Total interest income$7,534,0003,494
Total interest expense$1,639,0003,213
Net interest income$5,895,0003,508
Provision for loan and lease losses$605,0003,144
Total noninterest income$4,750,0001,082
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$196,0004,416
Trading account gains and fees$0146
Additional Noninterest Income$4,554,000760
Total noninterest expense$8,013,0002,367
Salaries and employee benefits$5,265,0001,857
Premises and equipment expense$791,0002,948
Additional noninterest expense$1,957,0003,201
Pre-tax net operating income$2,027,0002,478
Securities gains (losses)$03,838
Applicable income taxes$-555,0007,079
Income before extraordinary items$2,582,0001,833
Extraordinary gains, net$029
Net income$2,582,0001,834
Minority interest net income$096
Net income of bank and minority interests.$2,582,0001,834
Net charge-offs$514,0003,129
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,582,0001,751
2011-09-30 (YTD Data)Rank
Total interest income$5,565,0003,570
Total interest expense$1,250,0003,285
Net interest income$4,315,0003,583
Provision for loan and lease losses$420,0003,147
Total noninterest income$2,984,0001,240
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$136,0004,571
Trading account gains and fees$0145
Additional Noninterest Income$2,848,000869
Total noninterest expense$5,498,0002,563
Salaries and employee benefits$3,579,0002,014
Premises and equipment expense$558,0003,083
Additional noninterest expense$1,361,0003,387
Pre-tax net operating income$1,381,0002,736
Securities gains (losses)$03,555
Applicable income taxes$-555,0007,233
Income before extraordinary items$1,936,0001,889
Extraordinary gains, net$021
Net income$1,936,0001,889
Minority interest net income$087
Net income of bank and minority interests.$1,936,0001,889
Net charge-offs$314,0003,196
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,936,0001,794
2011-06-30 (YTD Data)Rank
Total interest income$3,647,0003,639
Total interest expense$872,0003,280
Net interest income$2,775,0003,680
Provision for loan and lease losses$125,0004,121
Total noninterest income$1,639,0001,391
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$71,0005,004
Trading account gains and fees$0153
Additional Noninterest Income$1,568,000986
Total noninterest expense$3,438,0002,724
Salaries and employee benefits$2,154,0002,258
Premises and equipment expense$361,0003,181
Additional noninterest expense$923,0003,392
Pre-tax net operating income$851,0002,808
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$851,0002,566
Extraordinary gains, net$015
Net income$851,0002,566
Minority interest net income$089
Net income of bank and minority interests.$851,0002,566
Net charge-offs$26,0004,913
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$851,0002,484
2011-03-31 (YTD Data)Rank
Total interest income$1,824,0003,655
Total interest expense$465,0003,225
Net interest income$1,359,0003,727
Provision for loan and lease losses$125,0003,068
Total noninterest income$807,0001,408
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$29,0005,277
Trading account gains and fees$0158
Additional Noninterest Income$778,000994
Total noninterest expense$1,766,0002,688
Salaries and employee benefits$1,118,0002,200
Premises and equipment expense$179,0003,251
Additional noninterest expense$469,0003,345
Pre-tax net operating income$275,0003,673
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$275,0003,404
Extraordinary gains, net$09
Net income$275,0003,401
Minority interest net income$086
Net income of bank and minority interests.$275,0003,402
Net charge-offs$26,0003,862
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$275,0003,348
2010-12-31 (YTD Data)Rank
Total interest income$7,551,0003,702
Total interest expense$2,188,0003,319
Net interest income$5,363,0003,771
Provision for loan and lease losses$843,0003,336
Total noninterest income$3,362,0001,429
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$129,0005,159
Trading account gains and fees$0175
Additional Noninterest Income$3,233,0001,002
Total noninterest expense$7,141,0002,681
Salaries and employee benefits$4,624,0002,090
Premises and equipment expense$710,0003,261
Additional noninterest expense$1,807,0003,524
Pre-tax net operating income$741,0003,842
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$741,0003,754
Extraordinary gains, net$029
Net income$741,0003,753
Minority interest net income$0111
Net income of bank and minority interests.$741,0003,755
Net charge-offs$703,0003,165
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$741,0003,620
2010-09-30 (YTD Data)Rank
Total interest income$5,673,0003,774
Total interest expense$1,677,0003,387
Net interest income$3,996,0003,841
Provision for loan and lease losses$638,0003,159
Total noninterest income$2,101,0001,631
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$93,0005,284
Trading account gains and fees$0165
Additional Noninterest Income$2,008,0001,098
Total noninterest expense$4,970,0002,856
Salaries and employee benefits$3,194,0002,270
Premises and equipment expense$535,0003,294
Additional noninterest expense$1,241,0003,722
Pre-tax net operating income$489,0004,237
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$489,0004,159
Extraordinary gains, net$023
Net income$489,0004,160
Minority interest net income$0110
Net income of bank and minority interests.$489,0004,160
Net charge-offs$443,0003,239
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$489,0004,006
2010-06-30 (YTD Data)Rank
Total interest income$3,736,0003,840
Total interest expense$1,133,0003,455
Net interest income$2,603,0003,905
Provision for loan and lease losses$456,0002,985
Total noninterest income$1,139,0001,849
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$57,0005,405
Trading account gains and fees$0152
Additional Noninterest Income$1,082,0001,224
Total noninterest expense$3,065,0003,061
Salaries and employee benefits$1,960,0002,485
Premises and equipment expense$356,0003,323
Additional noninterest expense$749,0003,958
Pre-tax net operating income$221,0004,811
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$221,0004,755
Extraordinary gains, net$019
Net income$221,0004,755
Minority interest net income$0105
Net income of bank and minority interests.$221,0004,755
Net charge-offs$279,0003,136
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$221,0004,612
2010-03-31 (YTD Data)Rank
Total interest income$1,830,0003,950
Total interest expense$580,0003,523
Net interest income$1,250,0004,040
Provision for loan and lease losses$196,0003,033
Total noninterest income$400,0002,366
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$29,0005,402
Trading account gains and fees$0175
Additional Noninterest Income$371,0001,586
Total noninterest expense$1,412,0003,304
Salaries and employee benefits$862,0002,829
Premises and equipment expense$181,0003,375
Additional noninterest expense$369,0004,008
Pre-tax net operating income$42,0005,749
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$42,0005,811
Extraordinary gains, net$016
Net income$42,0005,813
Minority interest net income$091
Net income of bank and minority interests.$42,0005,811
Net charge-offs$147,0002,745
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$42,0005,705
2009-12-31 (YTD Data)Rank
Total interest income$6,808,0004,253
Total interest expense$2,917,0003,481
Net interest income$3,891,0004,634
Provision for loan and lease losses$1,189,0003,228
Total noninterest income$1,346,0002,746
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$82,0005,999
Trading account gains and fees$0211
Additional Noninterest Income$1,264,0001,857
Total noninterest expense$5,645,0003,332
Salaries and employee benefits$3,532,0002,758
Premises and equipment expense$733,0003,344
Additional noninterest expense$1,380,0004,315
Pre-tax net operating income$-1,597,0006,481
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-1,597,0006,608
Extraordinary gains, net$034
Net income$-1,597,0006,608
Minority interest net income$0115
Net income of bank and minority interests.$-1,597,0006,608
Net charge-offs$282,0004,575
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,597,0006,600
2009-09-30 (YTD Data)Rank
Total interest income$5,017,0004,362
Total interest expense$2,227,0003,574
Net interest income$2,790,0004,789
Provision for loan and lease losses$1,189,0002,525
Total noninterest income$1,055,0002,724
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$58,0006,099
Trading account gains and fees$0212
Additional Noninterest Income$997,0001,834
Total noninterest expense$4,282,0003,316
Salaries and employee benefits$2,732,0002,704
Premises and equipment expense$510,0003,572
Additional noninterest expense$1,040,0004,266
Pre-tax net operating income$-1,626,0006,918
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-1,626,0007,038
Extraordinary gains, net$027
Net income$-1,626,0007,037
Minority interest net income$0118
Net income of bank and minority interests.$-1,626,0007,038
Net charge-offs$252,0003,954
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,626,0007,031
2009-06-30 (YTD Data)Rank
Total interest income$3,196,0004,523
Total interest expense$1,474,0003,724
Net interest income$1,722,0005,013
Provision for loan and lease losses$540,0002,870
Total noninterest income$723,0002,687
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$41,0006,055
Trading account gains and fees$0193
Additional Noninterest Income$682,0001,837
Total noninterest expense$2,894,0003,317
Salaries and employee benefits$1,824,0002,728
Premises and equipment expense$338,0003,617
Additional noninterest expense$732,0004,143
Pre-tax net operating income$-989,0007,021
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-989,0007,144
Extraordinary gains, net$021
Net income$-989,0007,144
Minority interest net income$0112
Net income of bank and minority interests.$-989,0007,145
Net charge-offs$246,0003,182
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-989,0007,139
2009-03-31 (YTD Data)Rank
Total interest income$1,488,0004,780
Total interest expense$694,0003,970
Net interest income$794,0005,235
Provision for loan and lease losses$169,0003,080
Total noninterest income$317,0002,913
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$24,0005,827
Trading account gains and fees$0171
Additional Noninterest Income$293,0001,995
Total noninterest expense$1,167,0003,854
Salaries and employee benefits$717,0003,394
Premises and equipment expense$164,0003,727
Additional noninterest expense$286,0004,555
Pre-tax net operating income$-225,0006,926
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-225,0007,076
Extraordinary gains, net$015
Net income$-225,0007,077
Minority interest net income$0102
Net income of bank and minority interests.$-225,0007,077
Net charge-offs$100,0002,864
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-225,0007,008
2008-12-31 (YTD Data)Rank
Total interest income$5,158,0005,369
Total interest expense$2,395,0004,854
Net interest income$2,763,0005,643
Provision for loan and lease losses$1,135,0002,518
Total noninterest income$1,157,0003,112
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$77,0006,226
Trading account gains and fees$0154
Additional Noninterest Income$1,080,0002,019
Total noninterest expense$3,950,0004,272
Salaries and employee benefits$2,324,0003,982
Premises and equipment expense$583,0004,023
Additional noninterest expense$1,043,0004,698
Pre-tax net operating income$-1,165,0007,086
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-1,165,0007,065
Extraordinary gains, net$039
Net income$-1,165,0007,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$527,0002,727
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-1,165,0007,185
2008-09-30 (YTD Data)Rank
Total interest income$3,764,0005,519
Total interest expense$1,801,0004,971
Net interest income$1,963,0005,841
Provision for loan and lease losses$713,0002,239
Total noninterest income$860,0003,194
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$53,0006,369
Trading account gains and fees$0148
Additional Noninterest Income$807,0002,109
Total noninterest expense$2,839,0004,397
Salaries and employee benefits$1,670,0004,142
Premises and equipment expense$393,0004,358
Additional noninterest expense$776,0004,630
Pre-tax net operating income$-729,0007,391
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-729,0007,358
Extraordinary gains, net$031
Net income$-729,0007,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0002,611
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-729,0007,483
2008-06-30 (YTD Data)Rank
Total interest income$2,414,0005,710
Total interest expense$1,191,0005,154
Net interest income$1,223,0006,019
Provision for loan and lease losses$410,0002,133
Total noninterest income$564,0003,263
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$37,0006,331
Trading account gains and fees$0149
Additional Noninterest Income$527,0002,159
Total noninterest expense$1,828,0004,524
Salaries and employee benefits$1,099,0004,210
Premises and equipment expense$237,0004,655
Additional noninterest expense$492,0004,772
Pre-tax net operating income$-451,0007,569
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-451,0007,657
Extraordinary gains, net$021
Net income$-451,0007,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0001,865
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-451,0007,635
2008-03-31 (YTD Data)Rank
Total interest income$1,191,0005,818
Total interest expense$576,0005,406
Net interest income$615,0006,042
Provision for loan and lease losses$105,0002,634
Total noninterest income$268,0003,365
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$17,0006,420
Trading account gains and fees$0158
Additional Noninterest Income$251,0002,222
Total noninterest expense$885,0004,624
Salaries and employee benefits$544,0004,262
Premises and equipment expense$97,0005,250
Additional noninterest expense$244,0004,770
Pre-tax net operating income$-107,0007,585
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-107,0007,674
Extraordinary gains, net$015
Net income$-107,0007,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,774
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-107,0007,633
2007-12-31 (YTD Data)Rank
Total interest income$4,252,0006,104
Total interest expense$2,081,0005,743
Net interest income$2,171,0006,327
Provision for loan and lease losses$447,0002,520
Total noninterest income$760,0004,115
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$33,0006,985
Trading account gains and fees$0178
Additional Noninterest Income$727,0002,700
Total noninterest expense$2,983,0005,016
Salaries and employee benefits$1,798,0004,753
Premises and equipment expense$348,0005,423
Additional noninterest expense$837,0005,200
Pre-tax net operating income$-499,0007,815
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-499,0007,877
Extraordinary gains, net$039
Net income$-499,0007,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-499,0007,867
2007-09-30 (YTD Data)Rank
Total interest income$3,040,0006,237
Total interest expense$1,481,0005,892
Net interest income$1,559,0006,443
Provision for loan and lease losses$327,0002,187
Total noninterest income$619,0003,963
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$22,0007,063
Trading account gains and fees$0184
Additional Noninterest Income$597,0002,570
Total noninterest expense$2,271,0004,950
Salaries and employee benefits$1,401,0004,587
Premises and equipment expense$259,0005,442
Additional noninterest expense$611,0005,225
Pre-tax net operating income$-420,0008,028
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-420,0008,091
Extraordinary gains, net$033
Net income$-420,0008,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-420,0008,073
2007-06-30 (YTD Data)Rank
Total interest income$1,822,0006,509
Total interest expense$868,0006,207
Net interest income$954,0006,688
Provision for loan and lease losses$162,0002,485
Total noninterest income$422,0003,914
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$8,0007,273
Trading account gains and fees$0168
Additional Noninterest Income$414,0002,530
Total noninterest expense$1,489,0005,035
Salaries and employee benefits$915,0004,694
Premises and equipment expense$170,0005,511
Additional noninterest expense$404,0005,272
Pre-tax net operating income$-275,0008,133
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-275,0008,182
Extraordinary gains, net$029
Net income$-275,0008,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-275,0008,168
2007-03-31 (YTD Data)Rank
Total interest income$823,0006,758
Total interest expense$394,0006,406
Net interest income$429,0006,958
Provision for loan and lease losses$57,0002,953
Total noninterest income$184,0004,205
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$3,0007,373
Trading account gains and fees$0195
Additional Noninterest Income$181,0002,698
Total noninterest expense$691,0005,298
Salaries and employee benefits$432,0004,905
Premises and equipment expense$83,0005,593
Additional noninterest expense$176,0005,648
Pre-tax net operating income$-135,0008,208
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-135,0008,243
Extraordinary gains, net$022
Net income$-135,0008,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-135,0008,231
2006-12-31 (YTD Data)Rank
Total interest income$2,160,0007,415
Total interest expense$1,008,0006,930
Net interest income$1,152,0007,639
Provision for loan and lease losses$312,0002,695
Total noninterest income$508,0005,096
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$6,0007,490
Trading account gains and fees$0130
Additional Noninterest Income$502,0003,332
Total noninterest expense$2,239,0005,821
Salaries and employee benefits$1,481,0005,233
Premises and equipment expense$251,0006,204
Additional noninterest expense$507,0006,507
Pre-tax net operating income$-891,0008,392
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-891,0008,434
Extraordinary gains, net$051
Net income$-891,0008,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-891,0008,423
2006-09-30 (YTD Data)Rank
Total interest income$1,435,0007,668
Total interest expense$668,0007,142
Net interest income$767,0007,899
Provision for loan and lease losses$287,0002,236
Total noninterest income$325,0005,479
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$3,0007,593
Trading account gains and fees$0126
Additional Noninterest Income$322,0003,616
Total noninterest expense$1,550,0006,062
Salaries and employee benefits$1,029,0005,457
Premises and equipment expense$173,0006,434
Additional noninterest expense$348,0006,725
Pre-tax net operating income$-745,0008,520
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-745,0008,551
Extraordinary gains, net$045
Net income$-745,0008,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-745,0008,545
2006-06-30 (YTD Data)Rank
Total interest income$808,0007,913
Total interest expense$385,0007,342
Net interest income$423,0008,162
Provision for loan and lease losses$206,0002,070
Total noninterest income$144,0006,304
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,0007,616
Trading account gains and fees$0126
Additional Noninterest Income$142,0004,398
Total noninterest expense$952,0006,308
Salaries and employee benefits$617,0005,814
Premises and equipment expense$114,0006,467
Additional noninterest expense$221,0006,894
Pre-tax net operating income$-591,0008,596
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-591,0008,615
Extraordinary gains, net$039
Net income$-591,0008,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-591,0008,611
2006-03-31 (YTD Data)Rank
Total interest income$311,0008,227
Total interest expense$135,0007,811
Net interest income$176,0008,365
Provision for loan and lease losses$93,0002,093
Total noninterest income$49,0006,973
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$49,0005,161
Total noninterest expense$447,0006,493
Salaries and employee benefits$287,0006,061
Premises and equipment expense$61,0006,319
Additional noninterest expense$99,0007,106
Pre-tax net operating income$-315,0008,623
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-315,0008,645
Extraordinary gains, net$021
Net income$-315,0008,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-315,0008,639
2005-12-31 (YTD Data)Rank
Total interest income$90,0008,802
Total interest expense$10,0008,789
Net interest income$80,0008,796
Provision for loan and lease losses$76,0005,177
Total noninterest income$08,769
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$08,688
Total noninterest expense$1,104,0007,562
Salaries and employee benefits$227,0008,646
Premises and equipment expense$26,0008,702
Additional noninterest expense$851,0004,955
Pre-tax net operating income$-1,100,0008,660
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-1,100,0008,688
Extraordinary gains, net$046
Net income$-1,100,0008,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-1,100,0008,670

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.