Oak Valley Community Bank, Review

Oak Valley Community Bank, Review

Average rating stars based on 3 reviews
stars Interest Rate and Cost
stars Office Environment & Staff
stars Waiting Time
stars Other Services
Lack of Transparency Unacceptable
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 4star Waiting Time
 1star Other Services
by CWarren, Nov. 25, 2014

I am a professional mtg. adviser. I called because I had a CA home buyer to refer to them. I asked the loan officer what their rate was for a 15-yr purchase loan, 20 percent down, top tier credit.

She said, "I can't quote a rate, because I don't know the down payment and credit."

I said, "I just told you the down payment and assume top credit."

She still refused. Also, she would not reveal their lender fees.

Avoidance of basic info is usually a lender who is overpriced and shady.

As a professional, I recommend avoiding this lender for mortgage loans. Their lack of transparency is unacceptable.

* this reviewer has be with this bank for <6 months
* this reviewer had 3 - 5 banks before.
* this review was made on Oak Valley Community Bank, Manteca Branch at Manteca, CA
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Dr. P. K.
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by CaliforniaBank, Mar. 01, 2013

Worst Bank I've ever seen. Went to cash a check, they had my ID, Fingerprint, I was willing give them 5 credit card numbers and still refused to cancel my legitimate check because the account on check was opened at other branch and they couldn't varify signature. How can you not varify signature in this day and age of internet, cell phone with phones? Click a picture, send it over and compare signatures, done.  I will never do any form of banking at this bank and hope anyone reading this never considers them.

* this reviewer has be with this bank for <6 months
* this reviewer had 6 - 10 banks before.
* this review was made on Oak Valley Community Bank, Stockton Branch at Stockton, CA
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Awesome Bank
 4star Overall Rating
 3star Interest Rate and Cost
 5star Office Environment & Staff
 4star Waiting Time
 3star Other Services
by rocknrollus, Nov. 18, 2011

Doing their jobs.

* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 3 - 5 banks before.
* this review was made on Oak Valley Community Bank, Escalon Branch at Escalon, CA
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