Home > NSB Bank > Income and Expense

NSB Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,278,0002,007
Total interest expense$5,829,0001,854
Net interest income$12,449,0002,064
Provision for loan and lease losses$120,0002,323
Total noninterest income$1,732,0002,167
Gross Fiduciary activities income$23,000818
Service charges on deposit accounts$392,0001,919
Trading account gains and fees$0123
Additional Noninterest Income$1,317,0002,012
Total noninterest expense$7,867,0002,359
Salaries and employee benefits$4,767,0002,258
Premises and equipment expense$1,101,0001,916
Additional noninterest expense$1,317,0002,012
Pre-tax net operating income$6,194,0001,687
Securities gains (losses)$-308,0004,081
Applicable income taxes$160,0002,557
Income before extraordinary items$5,726,0001,576
Extraordinary gains, net$054
Net income$5,726,0001,593
Minority interest net income$088
Net income of bank and minority interests.$5,726,0001,579
Net charge-offs$56,0001,759
Cash dividends$4,900,000834
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,024,7601,543
2023-09-30 (YTD Data)Rank
Total interest income$13,524,0001,996
Total interest expense$3,858,0001,869
Net interest income$9,666,0002,033
Provision for loan and lease losses$90,0002,173
Total noninterest income$1,318,0002,144
Gross Fiduciary activities income$16,000813
Service charges on deposit accounts$295,0001,920
Trading account gains and fees$0125
Additional Noninterest Income$1,007,0001,979
Total noninterest expense$5,798,0002,377
Salaries and employee benefits$3,529,0002,268
Premises and equipment expense$799,0001,961
Additional noninterest expense$1,007,0001,979
Pre-tax net operating income$5,096,0001,635
Securities gains (losses)$23,000419
Applicable income taxes$140,0002,526
Income before extraordinary items$4,979,0001,456
Extraordinary gains, net$052
Net income$4,979,0001,466
Minority interest net income$081
Net income of bank and minority interests.$4,979,0001,455
Net charge-offs$54,0001,457
Cash dividends$3,500,000792
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,956,6901,482
2023-06-30 (YTD Data)Rank
Total interest income$9,008,0001,971
Total interest expense$2,368,0001,818
Net interest income$6,640,0002,014
Provision for loan and lease losses$60,0002,092
Total noninterest income$923,0002,042
Gross Fiduciary activities income$12,000802
Service charges on deposit accounts$196,0001,904
Trading account gains and fees$0112
Additional Noninterest Income$715,0001,860
Total noninterest expense$3,914,0002,349
Salaries and employee benefits$2,408,0002,230
Premises and equipment expense$537,0001,935
Additional noninterest expense$715,0001,857
Pre-tax net operating income$3,589,0001,563
Securities gains (losses)$23,000433
Applicable income taxes$139,0002,366
Income before extraordinary items$3,473,0001,399
Extraordinary gains, net$051
Net income$3,473,0001,415
Minority interest net income$081
Net income of bank and minority interests.$3,473,0001,399
Net charge-offs$59,0001,117
Cash dividends$2,250,000795
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,450,9201,418
2023-03-31 (YTD Data)Rank
Total interest income$4,419,0001,974
Total interest expense$1,031,0001,799
Net interest income$3,388,0001,996
Provision for loan and lease losses$30,0001,903
Total noninterest income$475,0002,015
Gross Fiduciary activities income$9,000801
Service charges on deposit accounts$123,0001,665
Trading account gains and fees$097
Additional Noninterest Income$343,0001,881
Total noninterest expense$1,896,0002,426
Salaries and employee benefits$1,134,0002,355
Premises and equipment expense$276,0001,924
Additional noninterest expense$343,0001,881
Pre-tax net operating income$1,937,0001,501
Securities gains (losses)$0950
Applicable income taxes$76,0002,344
Income before extraordinary items$1,861,0001,353
Extraordinary gains, net$04
Net income$1,861,0001,353
Minority interest net income$048
Net income of bank and minority interests.$1,861,0001,353
Net charge-offs$-6,0003,898
Cash dividends$1,100,000749
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,861,0001,367
2022-12-31 (YTD Data)Rank
Total interest income$14,894,0001,983
Total interest expense$1,758,0001,742
Net interest income$13,136,0001,980
Provision for loan and lease losses$288,0001,565
Total noninterest income$1,742,0002,186
Gross Fiduciary activities income$33,000832
Service charges on deposit accounts$413,0001,916
Trading account gains and fees$0116
Additional Noninterest Income$1,296,0002,057
Total noninterest expense$7,607,0002,373
Salaries and employee benefits$4,822,0002,235
Premises and equipment expense$953,0002,065
Additional noninterest expense$1,296,0002,057
Pre-tax net operating income$6,983,0001,647
Securities gains (losses)$-136,0004,004
Applicable income taxes$298,0002,420
Income before extraordinary items$6,549,0001,534
Extraordinary gains, net$05
Net income$6,549,0001,532
Minority interest net income$063
Net income of bank and minority interests.$6,549,0001,533
Net charge-offs$-21,0003,848
Cash dividends$5,675,000711
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,679,5601,532
2022-09-30 (YTD Data)Rank
Total interest income$10,570,0001,995
Total interest expense$954,0001,830
Net interest income$9,616,0001,986
Provision for loan and lease losses$90,0001,934
Total noninterest income$1,327,0002,202
Gross Fiduciary activities income$22,000827
Service charges on deposit accounts$324,0001,872
Trading account gains and fees$0111
Additional Noninterest Income$981,0002,077
Total noninterest expense$5,563,0002,414
Salaries and employee benefits$3,464,0002,290
Premises and equipment expense$727,0002,050
Additional noninterest expense$981,0002,077
Pre-tax net operating income$5,290,0001,626
Securities gains (losses)$-80,0004,176
Applicable income taxes$245,0002,364
Income before extraordinary items$4,965,0001,498
Extraordinary gains, net$04
Net income$4,965,0001,498
Minority interest net income$057
Net income of bank and minority interests.$4,965,0001,498
Net charge-offs$-15,0003,724
Cash dividends$3,625,000738
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,041,0001,512
2022-06-30 (YTD Data)Rank
Total interest income$6,887,0001,973
Total interest expense$512,0001,924
Net interest income$6,375,0001,953
Provision for loan and lease losses$60,0001,769
Total noninterest income$887,0002,192
Gross Fiduciary activities income$19,000774
Service charges on deposit accounts$212,0001,878
Trading account gains and fees$0108
Additional Noninterest Income$656,0002,110
Total noninterest expense$3,637,0002,435
Salaries and employee benefits$2,243,0002,331
Premises and equipment expense$453,0002,148
Additional noninterest expense$941,0002,713
Pre-tax net operating income$3,565,0001,531
Securities gains (losses)$0687
Applicable income taxes$165,0002,278
Income before extraordinary items$3,400,0001,384
Extraordinary gains, net$04
Net income$3,400,0001,383
Minority interest net income$060
Net income of bank and minority interests.$3,400,0001,384
Net charge-offs$-8,0003,588
Cash dividends$2,525,000705
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,400,0001,422
2022-03-31 (YTD Data)Rank
Total interest income$3,256,0002,012
Total interest expense$250,0001,915
Net interest income$3,006,0002,001
Provision for loan and lease losses$30,0001,548
Total noninterest income$425,0002,236
Gross Fiduciary activities income$16,000746
Service charges on deposit accounts$108,0001,843
Trading account gains and fees$0103
Additional Noninterest Income$301,0002,180
Total noninterest expense$1,872,0002,397
Salaries and employee benefits$1,158,0002,289
Premises and equipment expense$211,0002,268
Additional noninterest expense$503,0002,580
Pre-tax net operating income$1,529,0001,614
Securities gains (losses)$0623
Applicable income taxes$74,0002,264
Income before extraordinary items$1,455,0001,484
Extraordinary gains, net$04
Net income$1,455,0001,483
Minority interest net income$050
Net income of bank and minority interests.$1,455,0001,484
Net charge-offs$-6,0003,738
Cash dividends$1,475,000594
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,455,0001,500
2021-12-31 (YTD Data)Rank
Total interest income$15,537,0001,818
Total interest expense$741,0002,636
Net interest income$14,796,0001,740
Provision for loan and lease losses$120,0002,036
Total noninterest income$1,889,0002,299
Gross Fiduciary activities income$35,000791
Service charges on deposit accounts$395,0001,876
Trading account gains and fees$0132
Additional Noninterest Income$1,459,0002,243
Total noninterest expense$7,745,0002,332
Salaries and employee benefits$4,231,0002,405
Premises and equipment expense$1,009,0002,014
Additional noninterest expense$2,505,0002,247
Pre-tax net operating income$8,820,0001,387
Securities gains (losses)$315,000472
Applicable income taxes$396,0002,265
Income before extraordinary items$8,739,0001,262
Extraordinary gains, net$010
Net income$8,739,0001,261
Minority interest net income$074
Net income of bank and minority interests.$8,739,0001,262
Net charge-offs$-29,0003,948
Cash dividends$5,803,000708
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,436,6001,279
2021-09-30 (YTD Data)Rank
Total interest income$11,609,0001,846
Total interest expense$433,0003,052
Net interest income$11,176,0001,757
Provision for loan and lease losses$90,0002,005
Total noninterest income$1,486,0002,282
Gross Fiduciary activities income$0957
Service charges on deposit accounts$277,0001,954
Trading account gains and fees$0132
Additional Noninterest Income$1,209,0002,178
Total noninterest expense$6,302,0002,227
Salaries and employee benefits$3,651,0002,208
Premises and equipment expense$738,0002,078
Additional noninterest expense$1,913,0002,221
Pre-tax net operating income$6,270,0001,500
Securities gains (losses)$315,000440
Applicable income taxes$347,0002,225
Income before extraordinary items$6,238,0001,355
Extraordinary gains, net$08
Net income$6,238,0001,355
Minority interest net income$069
Net income of bank and minority interests.$6,238,0001,355
Net charge-offs$-22,0003,918
Cash dividends$3,636,000742
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,938,7501,402
2021-06-30 (YTD Data)Rank
Total interest income$5,083,0002,488
Total interest expense$406,0002,652
Net interest income$4,677,0002,452
Provision for loan and lease losses$60,0001,979
Total noninterest income$503,0002,994
Gross Fiduciary activities income$0951
Service charges on deposit accounts$100,0002,647
Trading account gains and fees$0133
Additional Noninterest Income$403,0002,837
Total noninterest expense$2,296,0003,168
Salaries and employee benefits$1,327,0003,130
Premises and equipment expense$176,0003,577
Additional noninterest expense$793,0002,996
Pre-tax net operating income$2,824,0001,960
Securities gains (losses)$01,818
Applicable income taxes$163,0002,440
Income before extraordinary items$2,661,0001,858
Extraordinary gains, net$06
Net income$2,661,0001,859
Minority interest net income$067
Net income of bank and minority interests.$2,661,0001,858
Net charge-offs$-19,0004,036
Cash dividends$1,850,000917
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,661,0001,821
2021-03-31 (YTD Data)Rank
Total interest income$2,698,0002,397
Total interest expense$213,0002,658
Net interest income$2,485,0002,341
Provision for loan and lease losses$30,0001,982
Total noninterest income$212,0003,164
Gross Fiduciary activities income$0922
Service charges on deposit accounts$54,0002,534
Trading account gains and fees$0127
Additional Noninterest Income$158,0003,079
Total noninterest expense$1,033,0003,316
Salaries and employee benefits$617,0003,228
Premises and equipment expense$90,0003,559
Additional noninterest expense$326,0003,290
Pre-tax net operating income$1,634,0001,762
Securities gains (losses)$01,392
Applicable income taxes$107,0002,244
Income before extraordinary items$1,527,0001,706
Extraordinary gains, net$03
Net income$1,527,0001,706
Minority interest net income$055
Net income of bank and minority interests.$1,527,0001,706
Net charge-offs$-2,0003,357
Cash dividends$1,050,000719
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,527,0001,664
2020-12-31 (YTD Data)Rank
Total interest income$10,138,0002,499
Total interest expense$1,388,0002,503
Net interest income$8,750,0002,469
Provision for loan and lease losses$858,0001,766
Total noninterest income$879,0003,029
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$202,0002,766
Trading account gains and fees$0133
Additional Noninterest Income$677,0002,846
Total noninterest expense$4,397,0003,225
Salaries and employee benefits$2,750,0003,084
Premises and equipment expense$343,0003,626
Additional noninterest expense$1,304,0003,272
Pre-tax net operating income$4,374,0001,956
Securities gains (losses)$-7,0004,793
Applicable income taxes$259,0002,407
Income before extraordinary items$4,108,0001,885
Extraordinary gains, net$04
Net income$4,108,0001,884
Minority interest net income$072
Net income of bank and minority interests.$4,108,0001,885
Net charge-offs$27,0002,693
Cash dividends$7,995,000548
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,114,5801,837
2020-09-30 (YTD Data)Rank
Total interest income$7,932,0002,448
Total interest expense$1,101,0002,514
Net interest income$6,831,0002,399
Provision for loan and lease losses$708,0001,657
Total noninterest income$600,0003,111
Gross Fiduciary activities income$0981
Service charges on deposit accounts$160,0002,696
Trading account gains and fees$0125
Additional Noninterest Income$440,0002,958
Total noninterest expense$3,236,0003,246
Salaries and employee benefits$2,055,0003,061
Premises and equipment expense$337,0003,224
Additional noninterest expense$844,0003,501
Pre-tax net operating income$3,487,0001,851
Securities gains (losses)$02,494
Applicable income taxes$171,0002,481
Income before extraordinary items$3,316,0001,768
Extraordinary gains, net$04
Net income$3,316,0001,768
Minority interest net income$065
Net income of bank and minority interests.$3,316,0001,768
Net charge-offs$03,243
Cash dividends$1,500,0001,324
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,316,0001,721
2020-06-30 (YTD Data)Rank
Total interest income$5,586,0002,395
Total interest expense$764,0002,556
Net interest income$4,822,0002,325
Provision for loan and lease losses$558,0001,537
Total noninterest income$385,0003,124
Gross Fiduciary activities income$0970
Service charges on deposit accounts$109,0002,700
Trading account gains and fees$0123
Additional Noninterest Income$276,0002,986
Total noninterest expense$2,058,0003,320
Salaries and employee benefits$1,324,0003,130
Premises and equipment expense$188,0003,506
Additional noninterest expense$546,0003,570
Pre-tax net operating income$2,591,0001,641
Securities gains (losses)$02,249
Applicable income taxes$127,0002,378
Income before extraordinary items$2,464,0001,552
Extraordinary gains, net$04
Net income$2,464,0001,552
Minority interest net income$065
Net income of bank and minority interests.$2,464,0001,553
Net charge-offs$1,0002,929
Cash dividends$1,000,0001,313
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,464,0001,500
2020-03-31 (YTD Data)Rank
Total interest income$2,484,0002,560
Total interest expense$422,0002,554
Net interest income$2,062,0002,552
Provision for loan and lease losses$58,0002,422
Total noninterest income$198,0003,031
Gross Fiduciary activities income$0941
Service charges on deposit accounts$66,0002,712
Trading account gains and fees$0106
Additional Noninterest Income$132,0002,891
Total noninterest expense$1,073,0003,284
Salaries and employee benefits$696,0003,073
Premises and equipment expense$94,0003,527
Additional noninterest expense$283,0003,546
Pre-tax net operating income$1,129,0001,665
Securities gains (losses)$01,705
Applicable income taxes$53,0002,361
Income before extraordinary items$1,076,0001,572
Extraordinary gains, net$04
Net income$1,076,0001,571
Minority interest net income$056
Net income of bank and minority interests.$1,076,0001,572
Net charge-offs$-2,0003,865
Cash dividends$500,0001,256
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,076,0001,540
2019-12-31 (YTD Data)Rank
Total interest income$9,646,0002,639
Total interest expense$1,717,0002,581
Net interest income$7,929,0002,635
Provision for loan and lease losses$25,0003,652
Total noninterest income$888,0002,978
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$283,0002,713
Trading account gains and fees$0135
Additional Noninterest Income$605,0002,822
Total noninterest expense$4,384,0003,264
Salaries and employee benefits$2,597,0003,168
Premises and equipment expense$778,0002,391
Additional noninterest expense$1,009,0003,779
Pre-tax net operating income$4,408,0001,924
Securities gains (losses)$02,379
Applicable income taxes$216,0002,578
Income before extraordinary items$4,192,0001,820
Extraordinary gains, net$011
Net income$4,192,0001,822
Minority interest net income$076
Net income of bank and minority interests.$4,192,0001,822
Net charge-offs$-9,0004,434
Cash dividends$2,850,0001,229
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,192,0001,785
2019-09-30 (YTD Data)Rank
Total interest income$7,190,0002,689
Total interest expense$1,288,0002,595
Net interest income$5,902,0002,681
Provision for loan and lease losses$25,0003,438
Total noninterest income$643,0003,040
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$211,0002,751
Trading account gains and fees$0129
Additional Noninterest Income$432,0002,885
Total noninterest expense$3,074,0003,397
Salaries and employee benefits$1,936,0003,201
Premises and equipment expense$393,0003,043
Additional noninterest expense$745,0003,833
Pre-tax net operating income$3,446,0001,927
Securities gains (losses)$02,167
Applicable income taxes$168,0002,611
Income before extraordinary items$3,278,0001,809
Extraordinary gains, net$011
Net income$3,278,0001,810
Minority interest net income$072
Net income of bank and minority interests.$3,278,0001,810
Net charge-offs$-84,0004,926
Cash dividends$1,850,0001,273
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,278,0001,778
2019-06-30 (YTD Data)Rank
Total interest income$4,758,0002,708
Total interest expense$849,0002,585
Net interest income$3,909,0002,708
Provision for loan and lease losses$25,0003,190
Total noninterest income$392,0003,117
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$132,0002,832
Trading account gains and fees$0131
Additional Noninterest Income$260,0002,959
Total noninterest expense$2,014,0003,449
Salaries and employee benefits$1,260,0003,249
Premises and equipment expense$257,0003,089
Additional noninterest expense$497,0003,855
Pre-tax net operating income$2,262,0001,929
Securities gains (losses)$01,702
Applicable income taxes$110,0002,609
Income before extraordinary items$2,152,0001,807
Extraordinary gains, net$011
Net income$2,152,0001,806
Minority interest net income$069
Net income of bank and minority interests.$2,152,0001,807
Net charge-offs$-86,0005,031
Cash dividends$1,125,0001,331
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,152,0001,779
2019-03-31 (YTD Data)Rank
Total interest income$2,339,0002,744
Total interest expense$412,0002,596
Net interest income$1,927,0002,746
Provision for loan and lease losses$15,0002,868
Total noninterest income$200,0003,046
Gross Fiduciary activities income$0972
Service charges on deposit accounts$69,0002,769
Trading account gains and fees$0126
Additional Noninterest Income$131,0002,914
Total noninterest expense$1,033,0003,432
Salaries and employee benefits$663,0003,206
Premises and equipment expense$125,0003,174
Additional noninterest expense$245,0003,894
Pre-tax net operating income$1,079,0001,957
Securities gains (losses)$01,087
Applicable income taxes$52,0002,607
Income before extraordinary items$1,027,0001,832
Extraordinary gains, net$05
Net income$1,027,0001,830
Minority interest net income$052
Net income of bank and minority interests.$1,027,0001,831
Net charge-offs$4,0002,286
Cash dividends$400,0001,497
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,027,0001,811
2018-12-31 (YTD Data)Rank
Total interest income$9,017,0002,715
Total interest expense$1,244,0002,618
Net interest income$7,773,0002,694
Provision for loan and lease losses$234,0002,238
Total noninterest income$900,0002,992
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$263,0002,933
Trading account gains and fees$0126
Additional Noninterest Income$637,0002,773
Total noninterest expense$3,912,0003,531
Salaries and employee benefits$2,544,0003,248
Premises and equipment expense$393,0003,555
Additional noninterest expense$975,0003,939
Pre-tax net operating income$4,527,0001,928
Securities gains (losses)$01,125
Applicable income taxes$221,0002,615
Income before extraordinary items$4,306,0001,797
Extraordinary gains, net$06
Net income$4,306,0001,796
Minority interest net income$072
Net income of bank and minority interests.$4,306,0001,796
Net charge-offs$150,0001,862
Cash dividends$3,000,0001,074
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,306,0001,791
2018-09-30 (YTD Data)Rank
Total interest income$6,665,0002,739
Total interest expense$851,0002,685
Net interest income$5,814,0002,716
Provision for loan and lease losses$63,0003,031
Total noninterest income$648,0003,080
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$193,0002,981
Trading account gains and fees$0138
Additional Noninterest Income$455,0002,876
Total noninterest expense$2,933,0003,549
Salaries and employee benefits$1,875,0003,281
Premises and equipment expense$342,0003,357
Additional noninterest expense$716,0003,999
Pre-tax net operating income$3,466,0001,902
Securities gains (losses)$01,118
Applicable income taxes$170,0002,660
Income before extraordinary items$3,296,0001,772
Extraordinary gains, net$05
Net income$3,296,0001,771
Minority interest net income$066
Net income of bank and minority interests.$3,296,0001,771
Net charge-offs$14,0002,857
Cash dividends$1,900,0001,130
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,296,0001,761
2018-06-30 (YTD Data)Rank
Total interest income$4,382,0002,754
Total interest expense$513,0002,763
Net interest income$3,869,0002,724
Provision for loan and lease losses$42,0002,947
Total noninterest income$428,0003,100
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$126,0003,011
Trading account gains and fees$0130
Additional Noninterest Income$302,0002,889
Total noninterest expense$1,913,0003,609
Salaries and employee benefits$1,221,0003,343
Premises and equipment expense$240,0003,291
Additional noninterest expense$452,0004,118
Pre-tax net operating income$2,342,0001,868
Securities gains (losses)$0961
Applicable income taxes$115,0002,622
Income before extraordinary items$2,227,0001,738
Extraordinary gains, net$06
Net income$2,227,0001,737
Minority interest net income$065
Net income of bank and minority interests.$2,227,0001,737
Net charge-offs$15,0002,411
Cash dividends$1,150,0001,192
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,227,0001,727
2018-03-31 (YTD Data)Rank
Total interest income$2,111,0002,821
Total interest expense$232,0002,848
Net interest income$1,879,0002,794
Provision for loan and lease losses$21,0002,770
Total noninterest income$213,0003,087
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$66,0002,967
Trading account gains and fees$0123
Additional Noninterest Income$147,0002,866
Total noninterest expense$943,0003,668
Salaries and employee benefits$618,0003,354
Premises and equipment expense$118,0003,355
Additional noninterest expense$207,0004,272
Pre-tax net operating income$1,128,0001,873
Securities gains (losses)$0735
Applicable income taxes$54,0002,636
Income before extraordinary items$1,074,0001,737
Extraordinary gains, net$07
Net income$1,074,0001,737
Minority interest net income$052
Net income of bank and minority interests.$1,074,0001,737
Net charge-offs$02,722
Cash dividends$400,0001,360
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,074,0001,725
2017-12-31 (YTD Data)Rank
Total interest income$8,093,0002,846
Total interest expense$884,0002,769
Net interest income$7,209,0002,829
Provision for loan and lease losses$84,0003,225
Total noninterest income$915,0003,074
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$287,0002,934
Trading account gains and fees$0151
Additional Noninterest Income$628,0002,864
Total noninterest expense$3,796,0003,653
Salaries and employee benefits$2,320,0003,467
Premises and equipment expense$450,0003,442
Additional noninterest expense$1,026,0003,975
Pre-tax net operating income$4,244,0001,955
Securities gains (losses)$-4,0004,949
Applicable income taxes$154,0003,098
Income before extraordinary items$4,086,0001,591
Extraordinary gains, net$09
Net income$4,086,0001,591
Minority interest net income$076
Net income of bank and minority interests.$4,086,0001,591
Net charge-offs$16,0003,520
Cash dividends$2,500,0001,179
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,089,8401,568
2017-09-30 (YTD Data)Rank
Total interest income$6,003,0002,883
Total interest expense$641,0002,816
Net interest income$5,362,0002,863
Provision for loan and lease losses$63,0003,068
Total noninterest income$678,0003,108
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$211,0002,979
Trading account gains and fees$0145
Additional Noninterest Income$467,0002,893
Total noninterest expense$2,771,0003,719
Salaries and employee benefits$1,742,0003,482
Premises and equipment expense$312,0003,626
Additional noninterest expense$717,0004,096
Pre-tax net operating income$3,206,0001,962
Securities gains (losses)$02,274
Applicable income taxes$132,0003,015
Income before extraordinary items$3,074,0001,707
Extraordinary gains, net$09
Net income$3,074,0001,708
Minority interest net income$071
Net income of bank and minority interests.$3,074,0001,708
Net charge-offs$-6,0004,598
Cash dividends$1,400,0001,367
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,074,0001,688
2017-06-30 (YTD Data)Rank
Total interest income$3,960,0002,890
Total interest expense$410,0002,823
Net interest income$3,550,0002,872
Provision for loan and lease losses$42,0002,977
Total noninterest income$441,0003,171
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$137,0003,022
Trading account gains and fees$0139
Additional Noninterest Income$304,0002,920
Total noninterest expense$1,825,0003,770
Salaries and employee benefits$1,120,0003,567
Premises and equipment expense$209,0003,633
Additional noninterest expense$496,0004,058
Pre-tax net operating income$2,124,0001,942
Securities gains (losses)$01,906
Applicable income taxes$78,0003,076
Income before extraordinary items$2,046,0001,673
Extraordinary gains, net$011
Net income$2,046,0001,672
Minority interest net income$071
Net income of bank and minority interests.$2,046,0001,673
Net charge-offs$-5,0004,564
Cash dividends$900,0001,419
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,046,0001,658
2017-03-31 (YTD Data)Rank
Total interest income$1,936,0002,928
Total interest expense$201,0002,835
Net interest income$1,735,0002,921
Provision for loan and lease losses$21,0002,773
Total noninterest income$219,0003,173
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$69,0003,015
Trading account gains and fees$0142
Additional Noninterest Income$150,0002,938
Total noninterest expense$943,0003,740
Salaries and employee benefits$584,0003,537
Premises and equipment expense$99,0003,755
Additional noninterest expense$260,0003,998
Pre-tax net operating income$990,0001,976
Securities gains (losses)$01,153
Applicable income taxes$21,0003,336
Income before extraordinary items$969,0001,710
Extraordinary gains, net$08
Net income$969,0001,709
Minority interest net income$055
Net income of bank and minority interests.$969,0001,710
Net charge-offs$-5,0004,686
Cash dividends$400,0001,384
Sale, conversion, retirement of capital stock, net$0632
Net operating income$969,0001,696
2016-12-31 (YTD Data)Rank
Total interest income$7,560,0002,971
Total interest expense$721,0002,993
Net interest income$6,839,0002,928
Provision for loan and lease losses$144,0002,783
Total noninterest income$916,0003,177
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$306,0002,909
Trading account gains and fees$0170
Additional Noninterest Income$610,0003,000
Total noninterest expense$3,579,0003,875
Salaries and employee benefits$2,230,0003,612
Premises and equipment expense$403,0003,765
Additional noninterest expense$946,0004,257
Pre-tax net operating income$4,032,0001,933
Securities gains (losses)$88,0001,429
Applicable income taxes$207,0002,908
Income before extraordinary items$3,913,0001,678
Extraordinary gains, net$05
Net income$3,913,0001,676
Minority interest net income$082
Net income of bank and minority interests.$3,913,0001,677
Net charge-offs$-5,0004,864
Cash dividends$2,350,0001,235
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,829,4001,668
2016-09-30 (YTD Data)Rank
Total interest income$5,639,0002,983
Total interest expense$534,0003,014
Net interest income$5,105,0002,955
Provision for loan and lease losses$36,0003,571
Total noninterest income$701,0003,141
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$232,0002,906
Trading account gains and fees$0169
Additional Noninterest Income$469,0002,985
Total noninterest expense$2,695,0003,878
Salaries and employee benefits$1,677,0003,611
Premises and equipment expense$305,0003,765
Additional noninterest expense$713,0004,266
Pre-tax net operating income$3,075,0001,926
Securities gains (losses)$88,0001,347
Applicable income taxes$155,0002,974
Income before extraordinary items$3,008,0001,689
Extraordinary gains, net$05
Net income$3,008,0001,689
Minority interest net income$071
Net income of bank and minority interests.$3,008,0001,689
Net charge-offs$-27,0005,175
Cash dividends$1,400,0001,344
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,924,4001,670
2016-06-30 (YTD Data)Rank
Total interest income$3,731,0003,010
Total interest expense$351,0003,055
Net interest income$3,380,0002,978
Provision for loan and lease losses$24,0003,461
Total noninterest income$465,0003,161
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$154,0002,907
Trading account gains and fees$0157
Additional Noninterest Income$311,0002,976
Total noninterest expense$1,759,0003,957
Salaries and employee benefits$1,089,0003,701
Premises and equipment expense$205,0003,772
Additional noninterest expense$465,0004,365
Pre-tax net operating income$2,062,0001,891
Securities gains (losses)$20,0001,940
Applicable income taxes$104,0002,969
Income before extraordinary items$1,978,0001,680
Extraordinary gains, net$016
Net income$1,978,0001,681
Minority interest net income$071
Net income of bank and minority interests.$1,978,0001,681
Net charge-offs$-20,0005,201
Cash dividends$1,000,0001,296
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,959,0001,643
2016-03-31 (YTD Data)Rank
Total interest income$1,850,0003,043
Total interest expense$173,0003,084
Net interest income$1,677,0003,000
Provision for loan and lease losses$12,0003,199
Total noninterest income$224,0003,185
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$78,0002,880
Trading account gains and fees$0142
Additional Noninterest Income$146,0003,016
Total noninterest expense$814,0004,143
Salaries and employee benefits$496,0003,901
Premises and equipment expense$97,0003,912
Additional noninterest expense$221,0004,472
Pre-tax net operating income$1,075,0001,826
Securities gains (losses)$-3,0005,897
Applicable income taxes$54,0002,936
Income before extraordinary items$1,018,0001,590
Extraordinary gains, net$012
Net income$1,018,0001,591
Minority interest net income$062
Net income of bank and minority interests.$1,018,0001,591
Net charge-offs$-14,0005,335
Cash dividends$401,0001,366
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,020,8501,546
2015-12-31 (YTD Data)Rank
Total interest income$7,049,0003,099
Total interest expense$704,0003,056
Net interest income$6,345,0003,078
Provision for loan and lease losses$30,0003,863
Total noninterest income$932,0003,188
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$309,0002,966
Trading account gains and fees$0159
Additional Noninterest Income$623,0002,990
Total noninterest expense$3,688,0003,887
Salaries and employee benefits$2,136,0003,765
Premises and equipment expense$512,0003,429
Additional noninterest expense$1,040,0004,224
Pre-tax net operating income$3,559,0002,044
Securities gains (losses)$16,0002,359
Applicable income taxes$180,0003,007
Income before extraordinary items$3,395,0001,843
Extraordinary gains, net$023
Net income$3,395,0001,844
Minority interest net income$081
Net income of bank and minority interests.$3,395,0001,845
Net charge-offs$-49,0005,560
Cash dividends$2,350,0001,194
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,379,8001,813
2015-09-30 (YTD Data)Rank
Total interest income$5,225,0003,145
Total interest expense$531,0003,078
Net interest income$4,694,0003,126
Provision for loan and lease losses$23,0003,753
Total noninterest income$705,0003,189
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$228,0003,021
Trading account gains and fees$0153
Additional Noninterest Income$477,0002,974
Total noninterest expense$2,672,0003,986
Salaries and employee benefits$1,563,0003,832
Premises and equipment expense$364,0003,591
Additional noninterest expense$745,0004,327
Pre-tax net operating income$2,704,0002,071
Securities gains (losses)$24,0001,919
Applicable income taxes$136,0003,088
Income before extraordinary items$2,592,0001,837
Extraordinary gains, net$021
Net income$2,592,0001,839
Minority interest net income$078
Net income of bank and minority interests.$2,592,0001,839
Net charge-offs$-29,0005,446
Cash dividends$1,600,0001,155
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,569,2001,819
2015-06-30 (YTD Data)Rank
Total interest income$3,450,0003,169
Total interest expense$353,0003,108
Net interest income$3,097,0003,145
Provision for loan and lease losses$15,0003,621
Total noninterest income$445,0003,285
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$146,0003,070
Trading account gains and fees$0157
Additional Noninterest Income$299,0003,068
Total noninterest expense$1,782,0004,023
Salaries and employee benefits$1,062,0003,825
Premises and equipment expense$225,0003,759
Additional noninterest expense$495,0004,368
Pre-tax net operating income$1,745,0002,102
Securities gains (losses)$13,0001,906
Applicable income taxes$87,0003,117
Income before extraordinary items$1,671,0001,878
Extraordinary gains, net$022
Net income$1,671,0001,881
Minority interest net income$075
Net income of bank and minority interests.$1,671,0001,881
Net charge-offs$-19,0005,456
Cash dividends$1,200,0001,062
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,658,6501,845
2015-03-31 (YTD Data)Rank
Total interest income$1,712,0003,201
Total interest expense$174,0003,162
Net interest income$1,538,0003,162
Provision for loan and lease losses$8,0003,349
Total noninterest income$221,0003,253
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$75,0002,985
Trading account gains and fees$0152
Additional Noninterest Income$146,0003,052
Total noninterest expense$864,0004,130
Salaries and employee benefits$499,0003,976
Premises and equipment expense$118,0003,697
Additional noninterest expense$247,0004,387
Pre-tax net operating income$887,0002,043
Securities gains (losses)$10,0001,480
Applicable income taxes$45,0003,067
Income before extraordinary items$852,0001,834
Extraordinary gains, net$013
Net income$852,0001,837
Minority interest net income$064
Net income of bank and minority interests.$852,0001,836
Net charge-offs$-9,0005,373
Cash dividends$800,000798
Sale, conversion, retirement of capital stock, net$0697
Net operating income$842,5001,784
2014-12-31 (YTD Data)Rank
Total interest income$6,669,0003,298
Total interest expense$744,0003,180
Net interest income$5,925,0003,276
Provision for loan and lease losses$100,0003,178
Total noninterest income$825,0003,437
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$315,0003,114
Trading account gains and fees$0180
Additional Noninterest Income$510,0003,247
Total noninterest expense$3,459,0004,161
Salaries and employee benefits$2,007,0003,975
Premises and equipment expense$423,0003,965
Additional noninterest expense$1,029,0004,392
Pre-tax net operating income$3,191,0002,174
Securities gains (losses)$38,0001,926
Applicable income taxes$160,0003,112
Income before extraordinary items$3,069,0001,984
Extraordinary gains, net$017
Net income$3,069,0001,982
Minority interest net income$084
Net income of bank and minority interests.$3,069,0001,981
Net charge-offs$142,0002,832
Cash dividends$2,175,0001,201
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,032,9001,960
2014-09-30 (YTD Data)Rank
Total interest income$4,951,0003,351
Total interest expense$558,0003,238
Net interest income$4,393,0003,329
Provision for loan and lease losses$04,401
Total noninterest income$630,0003,440
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$232,0003,182
Trading account gains and fees$0174
Additional Noninterest Income$398,0003,231
Total noninterest expense$2,555,0004,223
Salaries and employee benefits$1,495,0003,995
Premises and equipment expense$297,0004,169
Additional noninterest expense$763,0004,438
Pre-tax net operating income$2,468,0002,169
Securities gains (losses)$28,0001,816
Applicable income taxes$123,0003,162
Income before extraordinary items$2,373,0001,931
Extraordinary gains, net$015
Net income$2,373,0001,931
Minority interest net income$081
Net income of bank and minority interests.$2,373,0001,930
Net charge-offs$154,0002,276
Cash dividends$1,600,0001,103
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,346,4001,899
2014-06-30 (YTD Data)Rank
Total interest income$3,261,0003,377
Total interest expense$381,0003,225
Net interest income$2,880,0003,360
Provision for loan and lease losses$04,196
Total noninterest income$416,0003,435
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$146,0003,274
Trading account gains and fees$0172
Additional Noninterest Income$270,0003,189
Total noninterest expense$1,720,0004,221
Salaries and employee benefits$988,0004,038
Premises and equipment expense$211,0004,066
Additional noninterest expense$521,0004,395
Pre-tax net operating income$1,576,0002,192
Securities gains (losses)$02,580
Applicable income taxes$78,0003,192
Income before extraordinary items$1,498,0001,981
Extraordinary gains, net$020
Net income$1,498,0001,985
Minority interest net income$080
Net income of bank and minority interests.$1,498,0001,984
Net charge-offs$146,0001,856
Cash dividends$800,0001,366
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,498,0001,927
2014-03-31 (YTD Data)Rank
Total interest income$1,608,0003,423
Total interest expense$201,0003,163
Net interest income$1,407,0003,428
Provision for loan and lease losses$03,817
Total noninterest income$212,0003,372
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$83,0003,026
Trading account gains and fees$0147
Additional Noninterest Income$129,0003,196
Total noninterest expense$836,0004,322
Salaries and employee benefits$487,0004,109
Premises and equipment expense$99,0004,233
Additional noninterest expense$250,0004,510
Pre-tax net operating income$783,0002,122
Securities gains (losses)$01,715
Applicable income taxes$38,0003,144
Income before extraordinary items$745,0001,921
Extraordinary gains, net$016
Net income$745,0001,924
Minority interest net income$066
Net income of bank and minority interests.$745,0001,924
Net charge-offs$-7,0005,595
Cash dividends$400,0001,206
Sale, conversion, retirement of capital stock, net$0747
Net operating income$745,0001,879
2013-12-31 (YTD Data)Rank
Total interest income$6,385,0003,480
Total interest expense$856,0003,293
Net interest income$5,529,0003,461
Provision for loan and lease losses$135,0003,376
Total noninterest income$969,0003,253
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$321,0003,235
Trading account gains and fees$0184
Additional Noninterest Income$648,0002,989
Total noninterest expense$3,438,0004,300
Salaries and employee benefits$2,050,0004,019
Premises and equipment expense$390,0004,277
Additional noninterest expense$998,0004,579
Pre-tax net operating income$2,925,0002,201
Securities gains (losses)$67,0001,596
Applicable income taxes$149,0003,164
Income before extraordinary items$2,843,0001,976
Extraordinary gains, net$029
Net income$2,843,0001,979
Minority interest net income$090
Net income of bank and minority interests.$2,843,0001,980
Net charge-offs$-134,0006,572
Cash dividends$2,050,0001,176
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,779,3501,963
2013-09-30 (YTD Data)Rank
Total interest income$4,771,0003,517
Total interest expense$657,0003,326
Net interest income$4,114,0003,499
Provision for loan and lease losses$135,0003,044
Total noninterest income$787,0003,160
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$242,0003,243
Trading account gains and fees$0180
Additional Noninterest Income$545,0002,885
Total noninterest expense$2,626,0004,277
Salaries and employee benefits$1,532,0004,041
Premises and equipment expense$286,0004,361
Additional noninterest expense$808,0004,446
Pre-tax net operating income$2,140,0002,304
Securities gains (losses)$67,0001,461
Applicable income taxes$110,0003,244
Income before extraordinary items$2,097,0002,049
Extraordinary gains, net$025
Net income$2,097,0002,055
Minority interest net income$084
Net income of bank and minority interests.$2,097,0002,055
Net charge-offs$8,0004,771
Cash dividends$1,600,0001,044
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,033,3502,038
2013-06-30 (YTD Data)Rank
Total interest income$3,186,0003,516
Total interest expense$454,0003,306
Net interest income$2,732,0003,509
Provision for loan and lease losses$90,0003,034
Total noninterest income$505,0003,280
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$167,0003,179
Trading account gains and fees$0157
Additional Noninterest Income$338,0003,038
Total noninterest expense$1,729,0004,330
Salaries and employee benefits$1,006,0004,093
Premises and equipment expense$184,0004,463
Additional noninterest expense$539,0004,458
Pre-tax net operating income$1,418,0002,294
Securities gains (losses)$67,0001,343
Applicable income taxes$74,0003,219
Income before extraordinary items$1,411,0002,035
Extraordinary gains, net$022
Net income$1,411,0002,043
Minority interest net income$082
Net income of bank and minority interests.$1,411,0002,041
Net charge-offs$-9,0006,120
Cash dividends$1,250,000898
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,347,3502,026
2013-03-31 (YTD Data)Rank
Total interest income$1,585,0003,559
Total interest expense$235,0003,308
Net interest income$1,350,0003,550
Provision for loan and lease losses$45,0002,886
Total noninterest income$224,0003,466
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$82,0003,192
Trading account gains and fees$0148
Additional Noninterest Income$142,0003,257
Total noninterest expense$880,0004,312
Salaries and employee benefits$487,0004,221
Premises and equipment expense$90,0004,538
Additional noninterest expense$303,0004,190
Pre-tax net operating income$649,0002,409
Securities gains (losses)$01,966
Applicable income taxes$32,0003,314
Income before extraordinary items$617,0002,209
Extraordinary gains, net$010
Net income$617,0002,211
Minority interest net income$076
Net income of bank and minority interests.$617,0002,211
Net charge-offs$31,0002,772
Cash dividends$900,000605
Sale, conversion, retirement of capital stock, net$0789
Net operating income$617,0002,128
2012-12-31 (YTD Data)Rank
Total interest income$6,405,0003,664
Total interest expense$966,0003,700
Net interest income$5,439,0003,597
Provision for loan and lease losses$190,0003,988
Total noninterest income$1,052,0003,176
Gross Fiduciary activities income$1,0001,273
Service charges on deposit accounts$344,0003,222
Trading account gains and fees$0166
Additional Noninterest Income$707,0002,875
Total noninterest expense$3,255,0004,548
Salaries and employee benefits$1,964,0004,172
Premises and equipment expense$455,0004,039
Additional noninterest expense$836,0005,186
Pre-tax net operating income$3,046,0002,059
Securities gains (losses)$296,0001,374
Applicable income taxes$119,0003,389
Income before extraordinary items$3,223,0001,745
Extraordinary gains, net$029
Net income$3,223,0001,746
Minority interest net income$093
Net income of bank and minority interests.$3,223,0001,746
Net charge-offs$84,0004,557
Cash dividends$1,575,0001,437
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,938,8401,790
2012-09-30 (YTD Data)Rank
Total interest income$4,798,0003,743
Total interest expense$725,0003,815
Net interest income$4,073,0003,666
Provision for loan and lease losses$160,0003,797
Total noninterest income$773,0003,220
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$256,0003,283
Trading account gains and fees$0157
Additional Noninterest Income$517,0002,905
Total noninterest expense$2,504,0004,513
Salaries and employee benefits$1,471,0004,197
Premises and equipment expense$366,0003,935
Additional noninterest expense$667,0005,098
Pre-tax net operating income$2,182,0002,190
Securities gains (losses)$296,0001,133
Applicable income taxes$122,0003,233
Income before extraordinary items$2,356,0001,825
Extraordinary gains, net$020
Net income$2,356,0001,824
Minority interest net income$086
Net income of bank and minority interests.$2,356,0001,826
Net charge-offs$-34,0006,858
Cash dividends$1,050,0001,280
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,074,8001,927
2012-06-30 (YTD Data)Rank
Total interest income$3,210,0003,765
Total interest expense$488,0003,886
Net interest income$2,722,0003,678
Provision for loan and lease losses$120,0003,606
Total noninterest income$475,0003,335
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$164,0003,345
Trading account gains and fees$0153
Additional Noninterest Income$311,0003,020
Total noninterest expense$1,632,0004,592
Salaries and employee benefits$978,0004,227
Premises and equipment expense$206,0004,305
Additional noninterest expense$448,0005,123
Pre-tax net operating income$1,445,0002,198
Securities gains (losses)$296,000873
Applicable income taxes$87,0003,165
Income before extraordinary items$1,654,0001,742
Extraordinary gains, net$019
Net income$1,654,0001,740
Minority interest net income$084
Net income of bank and minority interests.$1,654,0001,742
Net charge-offs$-28,0006,872
Cash dividends$700,0001,279
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,372,8001,930
2012-03-31 (YTD Data)Rank
Total interest income$1,623,0003,777
Total interest expense$242,0004,005
Net interest income$1,381,0003,660
Provision for loan and lease losses$60,0003,447
Total noninterest income$239,0003,317
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$78,0003,429
Trading account gains and fees$0148
Additional Noninterest Income$161,0002,974
Total noninterest expense$807,0004,636
Salaries and employee benefits$485,0004,283
Premises and equipment expense$98,0004,443
Additional noninterest expense$224,0005,111
Pre-tax net operating income$753,0002,116
Securities gains (losses)$172,000663
Applicable income taxes$47,0003,119
Income before extraordinary items$878,0001,658
Extraordinary gains, net$019
Net income$878,0001,659
Minority interest net income$078
Net income of bank and minority interests.$878,0001,659
Net charge-offs$-4,0006,305
Cash dividends$350,0001,149
Sale, conversion, retirement of capital stock, net$0861
Net operating income$714,6001,877
2011-12-31 (YTD Data)Rank
Total interest income$6,239,0003,949
Total interest expense$989,0004,423
Net interest income$5,250,0003,789
Provision for loan and lease losses$150,0004,935
Total noninterest income$974,0003,160
Gross Fiduciary activities income$1,0001,250
Service charges on deposit accounts$332,0003,401
Trading account gains and fees$0146
Additional Noninterest Income$641,0002,758
Total noninterest expense$3,297,0004,633
Salaries and employee benefits$1,983,0004,193
Premises and equipment expense$389,0004,631
Additional noninterest expense$925,0005,083
Pre-tax net operating income$2,777,0001,965
Securities gains (losses)$191,0001,499
Applicable income taxes$98,0003,387
Income before extraordinary items$2,870,0001,671
Extraordinary gains, net$029
Net income$2,870,0001,671
Minority interest net income$096
Net income of bank and minority interests.$2,870,0001,671
Net charge-offs$201,0004,288
Cash dividends$1,200,0001,426
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,684,7301,693
2011-09-30 (YTD Data)Rank
Total interest income$4,664,0003,995
Total interest expense$744,0004,537
Net interest income$3,920,0003,816
Provision for loan and lease losses$75,0005,242
Total noninterest income$727,0003,178
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$252,0003,382
Trading account gains and fees$0145
Additional Noninterest Income$475,0002,776
Total noninterest expense$2,496,0004,612
Salaries and employee benefits$1,432,0004,285
Premises and equipment expense$278,0004,798
Additional noninterest expense$786,0004,815
Pre-tax net operating income$2,076,0002,022
Securities gains (losses)$192,0001,254
Applicable income taxes$114,0003,107
Income before extraordinary items$2,154,0001,727
Extraordinary gains, net$021
Net income$2,154,0001,728
Minority interest net income$087
Net income of bank and minority interests.$2,154,0001,728
Net charge-offs$159,0003,960
Cash dividends$750,0001,405
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,971,6001,770
2011-06-30 (YTD Data)Rank
Total interest income$3,030,0004,108
Total interest expense$500,0004,631
Net interest income$2,530,0003,908
Provision for loan and lease losses$06,217
Total noninterest income$462,0003,269
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$160,0003,468
Trading account gains and fees$0153
Additional Noninterest Income$302,0002,868
Total noninterest expense$1,633,0004,715
Salaries and employee benefits$951,0004,335
Premises and equipment expense$188,0004,809
Additional noninterest expense$494,0005,032
Pre-tax net operating income$1,359,0002,032
Securities gains (losses)$174,000799
Applicable income taxes$76,0003,070
Income before extraordinary items$1,457,0001,666
Extraordinary gains, net$015
Net income$1,457,0001,666
Minority interest net income$089
Net income of bank and minority interests.$1,457,0001,666
Net charge-offs$-5,0006,855
Cash dividends$500,0001,397
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,291,7001,765
2011-03-31 (YTD Data)Rank
Total interest income$1,491,0004,180
Total interest expense$249,0004,758
Net interest income$1,242,0003,958
Provision for loan and lease losses$75,0003,668
Total noninterest income$392,0002,377
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$73,0003,613
Trading account gains and fees$0158
Additional Noninterest Income$319,0001,836
Total noninterest expense$827,0004,706
Salaries and employee benefits$467,0004,411
Premises and equipment expense$95,0004,843
Additional noninterest expense$265,0004,849
Pre-tax net operating income$732,0001,908
Securities gains (losses)$01,772
Applicable income taxes$37,0003,058
Income before extraordinary items$695,0001,687
Extraordinary gains, net$09
Net income$695,0001,687
Minority interest net income$086
Net income of bank and minority interests.$695,0001,687
Net charge-offs$-82,0007,424
Cash dividends$250,0001,233
Sale, conversion, retirement of capital stock, net$0925
Net operating income$695,0001,640
2010-12-31 (YTD Data)Rank
Total interest income$6,107,0004,275
Total interest expense$1,385,0004,458
Net interest income$4,722,0004,112
Provision for loan and lease losses$900,0003,213
Total noninterest income$1,061,0003,139
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$315,0003,534
Trading account gains and fees$0175
Additional Noninterest Income$746,0002,592
Total noninterest expense$3,187,0004,855
Salaries and employee benefits$1,793,0004,536
Premises and equipment expense$353,0005,045
Additional noninterest expense$1,041,0004,979
Pre-tax net operating income$1,696,0002,529
Securities gains (losses)$175,0001,703
Applicable income taxes$94,0003,272
Income before extraordinary items$1,777,0002,223
Extraordinary gains, net$029
Net income$1,777,0002,225
Minority interest net income$0111
Net income of bank and minority interests.$1,777,0002,226
Net charge-offs$807,0002,986
Cash dividends$750,0001,830
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,610,7502,284
2010-09-30 (YTD Data)Rank
Total interest income$4,557,0004,377
Total interest expense$1,082,0004,503
Net interest income$3,475,0004,223
Provision for loan and lease losses$825,0002,797
Total noninterest income$772,0003,220
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$240,0003,583
Trading account gains and fees$0165
Additional Noninterest Income$532,0002,665
Total noninterest expense$2,375,0004,883
Salaries and employee benefits$1,364,0004,538
Premises and equipment expense$276,0005,027
Additional noninterest expense$735,0005,140
Pre-tax net operating income$1,047,0002,998
Securities gains (losses)$115,0001,823
Applicable income taxes$58,0003,489
Income before extraordinary items$1,104,0002,715
Extraordinary gains, net$023
Net income$1,104,0002,711
Minority interest net income$0110
Net income of bank and minority interests.$1,104,0002,716
Net charge-offs$835,0002,406
Cash dividends$475,0001,832
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$994,7502,755
2010-06-30 (YTD Data)Rank
Total interest income$3,062,0004,384
Total interest expense$755,0004,493
Net interest income$2,307,0004,244
Provision for loan and lease losses$150,0004,587
Total noninterest income$514,0003,167
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$164,0003,535
Trading account gains and fees$0152
Additional Noninterest Income$350,0002,604
Total noninterest expense$1,574,0004,912
Salaries and employee benefits$905,0004,557
Premises and equipment expense$183,0005,069
Additional noninterest expense$486,0005,158
Pre-tax net operating income$1,097,0002,201
Securities gains (losses)$03,184
Applicable income taxes$54,0003,226
Income before extraordinary items$1,043,0002,037
Extraordinary gains, net$019
Net income$1,043,0002,035
Minority interest net income$0105
Net income of bank and minority interests.$1,043,0002,037
Net charge-offs$9,0005,868
Cash dividends$350,0001,736
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,043,0001,956
2010-03-31 (YTD Data)Rank
Total interest income$1,520,0004,466
Total interest expense$389,0004,545
Net interest income$1,131,0004,315
Provision for loan and lease losses$75,0004,293
Total noninterest income$233,0003,350
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$77,0003,649
Trading account gains and fees$0175
Additional Noninterest Income$156,0002,771
Total noninterest expense$764,0005,062
Salaries and employee benefits$448,0004,661
Premises and equipment expense$91,0005,158
Additional noninterest expense$225,0005,408
Pre-tax net operating income$525,0002,323
Securities gains (losses)$02,284
Applicable income taxes$26,0003,267
Income before extraordinary items$499,0002,142
Extraordinary gains, net$016
Net income$499,0002,141
Minority interest net income$091
Net income of bank and minority interests.$499,0002,142
Net charge-offs$3,0005,292
Cash dividends$225,0001,291
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$499,0002,057
2009-12-31 (YTD Data)Rank
Total interest income$5,923,0004,664
Total interest expense$1,909,0004,587
Net interest income$4,014,0004,568
Provision for loan and lease losses$525,0004,465
Total noninterest income$1,089,0003,176
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$562,0002,655
Trading account gains and fees$0211
Additional Noninterest Income$527,0003,119
Total noninterest expense$2,991,0005,188
Salaries and employee benefits$1,593,0005,021
Premises and equipment expense$435,0004,769
Additional noninterest expense$963,0005,332
Pre-tax net operating income$1,587,0002,274
Securities gains (losses)$59,0002,529
Applicable income taxes$83,0002,981
Income before extraordinary items$1,563,0002,049
Extraordinary gains, net$034
Net income$1,563,0002,045
Minority interest net income$0115
Net income of bank and minority interests.$1,563,0002,047
Net charge-offs$402,0004,086
Cash dividends$950,0001,703
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,506,9502,080
2009-09-30 (YTD Data)Rank
Total interest income$4,377,0004,756
Total interest expense$1,459,0004,683
Net interest income$2,918,0004,667
Provision for loan and lease losses$150,0005,500
Total noninterest income$817,0003,216
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$434,0002,609
Trading account gains and fees$0212
Additional Noninterest Income$383,0003,257
Total noninterest expense$2,241,0005,197
Salaries and employee benefits$1,206,0005,028
Premises and equipment expense$296,0005,068
Additional noninterest expense$739,0005,263
Pre-tax net operating income$1,344,0002,251
Securities gains (losses)$59,0002,194
Applicable income taxes$68,0003,140
Income before extraordinary items$1,335,0001,998
Extraordinary gains, net$027
Net income$1,335,0001,997
Minority interest net income$0118
Net income of bank and minority interests.$1,335,0001,998
Net charge-offs$-1,0007,629
Cash dividends$675,0001,665
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,278,9502,029
2009-06-30 (YTD Data)Rank
Total interest income$2,874,0004,844
Total interest expense$990,0004,752
Net interest income$1,884,0004,751
Provision for loan and lease losses$75,0005,625
Total noninterest income$511,0003,377
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$186,0003,448
Trading account gains and fees$0193
Additional Noninterest Income$325,0002,865
Total noninterest expense$1,493,0005,265
Salaries and employee benefits$799,0005,100
Premises and equipment expense$253,0004,419
Additional noninterest expense$441,0005,577
Pre-tax net operating income$827,0002,459
Securities gains (losses)$03,136
Applicable income taxes$40,0003,306
Income before extraordinary items$787,0002,257
Extraordinary gains, net$021
Net income$787,0002,254
Minority interest net income$0112
Net income of bank and minority interests.$787,0002,256
Net charge-offs$9,0006,044
Cash dividends$450,0001,730
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$787,0002,198
2009-03-31 (YTD Data)Rank
Total interest income$1,411,0004,929
Total interest expense$511,0004,783
Net interest income$900,0004,886
Provision for loan and lease losses$30,0005,394
Total noninterest income$226,0003,582
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$94,0003,374
Trading account gains and fees$0171
Additional Noninterest Income$132,0003,186
Total noninterest expense$698,0005,405
Salaries and employee benefits$395,0005,185
Premises and equipment expense$130,0004,390
Additional noninterest expense$173,0005,964
Pre-tax net operating income$398,0002,810
Securities gains (losses)$02,434
Applicable income taxes$20,0003,565
Income before extraordinary items$378,0002,681
Extraordinary gains, net$015
Net income$378,0002,680
Minority interest net income$0102
Net income of bank and minority interests.$378,0002,682
Net charge-offs$12,0004,660
Cash dividends$225,0001,606
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$378,0002,539
2008-12-31 (YTD Data)Rank
Total interest income$6,410,0004,741
Total interest expense$2,279,0004,987
Net interest income$4,131,0004,488
Provision for loan and lease losses$340,0004,408
Total noninterest income$1,120,0003,179
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$406,0003,431
Trading account gains and fees$0154
Additional Noninterest Income$714,0002,624
Total noninterest expense$2,941,0005,183
Salaries and employee benefits$1,591,0005,149
Premises and equipment expense$600,0003,937
Additional noninterest expense$750,0005,644
Pre-tax net operating income$1,970,0002,479
Securities gains (losses)$03,220
Applicable income taxes$98,0003,401
Income before extraordinary items$1,872,0002,127
Extraordinary gains, net$039
Net income$1,872,0002,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0003,929
Cash dividends$1,025,0002,247
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,872,0002,240
2008-09-30 (YTD Data)Rank
Total interest income$4,827,0004,800
Total interest expense$1,742,0005,065
Net interest income$3,085,0004,535
Provision for loan and lease losses$310,0003,488
Total noninterest income$822,0003,276
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$303,0003,471
Trading account gains and fees$0148
Additional Noninterest Income$519,0002,751
Total noninterest expense$2,140,0005,259
Salaries and employee benefits$1,186,0005,208
Premises and equipment expense$396,0004,348
Additional noninterest expense$558,0005,616
Pre-tax net operating income$1,457,0002,903
Securities gains (losses)$03,106
Applicable income taxes$71,0003,876
Income before extraordinary items$1,386,0002,485
Extraordinary gains, net$031
Net income$1,386,0002,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,540
Cash dividends$725,0002,231
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,386,0002,594
2008-06-30 (YTD Data)Rank
Total interest income$3,235,0004,850
Total interest expense$1,217,0005,070
Net interest income$2,018,0004,595
Provision for loan and lease losses$260,0002,752
Total noninterest income$546,0003,325
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$200,0003,485
Trading account gains and fees$0149
Additional Noninterest Income$346,0002,794
Total noninterest expense$1,410,0005,323
Salaries and employee benefits$784,0005,279
Premises and equipment expense$276,0004,225
Additional noninterest expense$350,0005,775
Pre-tax net operating income$894,0003,181
Securities gains (losses)$03,233
Applicable income taxes$45,0004,142
Income before extraordinary items$849,0002,930
Extraordinary gains, net$021
Net income$849,0002,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0001,845
Cash dividends$525,0002,205
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$849,0002,883
2008-03-31 (YTD Data)Rank
Total interest income$1,650,0004,889
Total interest expense$644,0005,102
Net interest income$1,006,0004,606
Provision for loan and lease losses$30,0004,346
Total noninterest income$269,0003,357
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$99,0003,483
Trading account gains and fees$0158
Additional Noninterest Income$170,0002,823
Total noninterest expense$704,0005,350
Salaries and employee benefits$386,0005,348
Premises and equipment expense$140,0004,199
Additional noninterest expense$178,0005,696
Pre-tax net operating income$541,0002,916
Securities gains (losses)$02,688
Applicable income taxes$27,0004,129
Income before extraordinary items$514,0002,624
Extraordinary gains, net$015
Net income$514,0002,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0001,118
Cash dividends$125,0002,728
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$514,0002,556
2007-12-31 (YTD Data)Rank
Total interest income$6,851,0004,797
Total interest expense$3,107,0004,691
Net interest income$3,744,0004,818
Provision for loan and lease losses$216,0003,749
Total noninterest income$1,180,0003,176
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$412,0003,467
Trading account gains and fees$0178
Additional Noninterest Income$768,0002,616
Total noninterest expense$2,764,0005,276
Salaries and employee benefits$1,527,0005,247
Premises and equipment expense$520,0004,249
Additional noninterest expense$717,0005,667
Pre-tax net operating income$1,944,0003,366
Securities gains (losses)$02,146
Applicable income taxes$98,0004,498
Income before extraordinary items$1,846,0003,000
Extraordinary gains, net$039
Net income$1,846,0002,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,272
Cash dividends$1,050,0002,540
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,846,0002,995
2007-09-30 (YTD Data)Rank
Total interest income$5,065,0004,850
Total interest expense$2,349,0004,680
Net interest income$2,716,0004,949
Provision for loan and lease losses$95,0004,180
Total noninterest income$886,0003,163
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$294,0003,551
Trading account gains and fees$0184
Additional Noninterest Income$592,0002,580
Total noninterest expense$2,025,0005,320
Salaries and employee benefits$1,120,0005,297
Premises and equipment expense$395,0004,205
Additional noninterest expense$510,0005,765
Pre-tax net operating income$1,482,0003,502
Securities gains (losses)$01,655
Applicable income taxes$72,0004,697
Income before extraordinary items$1,410,0003,108
Extraordinary gains, net$033
Net income$1,410,0003,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,557
Cash dividends$800,0002,293
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,410,0003,094
2007-06-30 (YTD Data)Rank
Total interest income$3,280,0004,963
Total interest expense$1,532,0004,736
Net interest income$1,748,0005,088
Provision for loan and lease losses$89,0003,562
Total noninterest income$587,0003,196
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$192,0003,590
Trading account gains and fees$0168
Additional Noninterest Income$395,0002,595
Total noninterest expense$1,341,0005,375
Salaries and employee benefits$741,0005,363
Premises and equipment expense$267,0004,182
Additional noninterest expense$333,0005,832
Pre-tax net operating income$905,0003,747
Securities gains (losses)$01,444
Applicable income taxes$45,0004,839
Income before extraordinary items$860,0003,356
Extraordinary gains, net$029
Net income$860,0003,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,975
Cash dividends$600,0002,169
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$860,0003,334
2007-03-31 (YTD Data)Rank
Total interest income$1,605,0005,020
Total interest expense$752,0004,770
Net interest income$853,0005,171
Provision for loan and lease losses$83,0002,314
Total noninterest income$318,0003,003
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$92,0003,616
Trading account gains and fees$0195
Additional Noninterest Income$226,0002,368
Total noninterest expense$660,0005,455
Salaries and employee benefits$362,0005,485
Premises and equipment expense$139,0004,082
Additional noninterest expense$159,0005,944
Pre-tax net operating income$428,0003,853
Securities gains (losses)$01,187
Applicable income taxes$21,0004,889
Income before extraordinary items$407,0003,453
Extraordinary gains, net$022
Net income$407,0003,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0001,828
Cash dividends$200,0002,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$407,0003,431
2006-12-31 (YTD Data)Rank
Total interest income$6,044,0004,998
Total interest expense$2,618,0004,696
Net interest income$3,426,0005,122
Provision for loan and lease losses$67,0005,219
Total noninterest income$1,002,0003,544
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$394,0003,564
Trading account gains and fees$0130
Additional Noninterest Income$608,0002,988
Total noninterest expense$2,710,0005,224
Salaries and employee benefits$1,479,0005,241
Premises and equipment expense$515,0004,184
Additional noninterest expense$716,0005,570
Pre-tax net operating income$1,651,0004,073
Securities gains (losses)$01,687
Applicable income taxes$82,0005,124
Income before extraordinary items$1,569,0003,676
Extraordinary gains, net$051
Net income$1,569,0003,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,893
Cash dividends$1,075,0002,447
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,569,0003,654
2006-09-30 (YTD Data)Rank
Total interest income$4,386,0005,085
Total interest expense$1,847,0004,775
Net interest income$2,539,0005,206
Provision for loan and lease losses$32,0005,596
Total noninterest income$734,0003,603
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$296,0003,596
Trading account gains and fees$0126
Additional Noninterest Income$438,0003,067
Total noninterest expense$1,988,0005,287
Salaries and employee benefits$1,084,0005,292
Premises and equipment expense$388,0004,179
Additional noninterest expense$516,0005,675
Pre-tax net operating income$1,253,0004,196
Securities gains (losses)$01,388
Applicable income taxes$61,0005,302
Income before extraordinary items$1,192,0003,764
Extraordinary gains, net$045
Net income$1,192,0003,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0002,535
Cash dividends$775,0002,293
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,192,0003,741
2006-06-30 (YTD Data)Rank
Total interest income$2,835,0005,146
Total interest expense$1,143,0004,873
Net interest income$1,692,0005,238
Provision for loan and lease losses$21,0005,479
Total noninterest income$458,0003,725
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$193,0003,625
Trading account gains and fees$0126
Additional Noninterest Income$265,0003,230
Total noninterest expense$1,361,0005,211
Salaries and employee benefits$723,0005,312
Premises and equipment expense$271,0004,069
Additional noninterest expense$367,0005,481
Pre-tax net operating income$768,0004,419
Securities gains (losses)$01,185
Applicable income taxes$37,0005,446
Income before extraordinary items$731,0003,953
Extraordinary gains, net$039
Net income$731,0003,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$575,0002,185
Sale, conversion, retirement of capital stock, net$0887
Net operating income$731,0003,946
2006-03-31 (YTD Data)Rank
Total interest income$1,350,0005,242
Total interest expense$534,0004,933
Net interest income$816,0005,346
Provision for loan and lease losses$11,0005,192
Total noninterest income$227,0003,694
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$92,0003,651
Trading account gains and fees$0115
Additional Noninterest Income$135,0003,166
Total noninterest expense$661,0005,315
Salaries and employee benefits$360,0005,348
Premises and equipment expense$125,0004,297
Additional noninterest expense$176,0005,577
Pre-tax net operating income$371,0004,450
Securities gains (losses)$0955
Applicable income taxes$18,0005,421
Income before extraordinary items$353,0004,000
Extraordinary gains, net$021
Net income$353,0004,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$200,0002,370
Sale, conversion, retirement of capital stock, net$0648
Net operating income$353,0003,982
2005-12-31 (YTD Data)Rank
Total interest income$4,813,0005,282
Total interest expense$1,683,0004,947
Net interest income$3,130,0005,377
Provision for loan and lease losses$07,120
Total noninterest income$936,0003,719
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$362,0003,774
Trading account gains and fees$0138
Additional Noninterest Income$574,0003,139
Total noninterest expense$2,664,0005,168
Salaries and employee benefits$1,452,0005,158
Premises and equipment expense$513,0004,099
Additional noninterest expense$699,0005,590
Pre-tax net operating income$1,402,0004,540
Securities gains (losses)$02,296
Applicable income taxes$65,0005,688
Income before extraordinary items$1,337,0004,075
Extraordinary gains, net$046
Net income$1,337,0004,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,049
Cash dividends$775,0002,892
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,337,0004,041
2005-09-30 (YTD Data)Rank
Total interest income$3,501,0005,345
Total interest expense$1,190,0004,956
Net interest income$2,311,0005,432
Provision for loan and lease losses$06,899
Total noninterest income$688,0003,765
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$260,0003,879
Trading account gains and fees$0126
Additional Noninterest Income$428,0003,161
Total noninterest expense$1,979,0005,177
Salaries and employee benefits$1,093,0005,121
Premises and equipment expense$390,0004,042
Additional noninterest expense$496,0005,724
Pre-tax net operating income$1,020,0004,720
Securities gains (losses)$02,317
Applicable income taxes$51,0005,776
Income before extraordinary items$969,0004,250
Extraordinary gains, net$035
Net income$969,0004,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,879
Cash dividends$600,0002,503
Sale, conversion, retirement of capital stock, net$0769
Net operating income$969,0004,201
2005-06-30 (YTD Data)Rank
Total interest income$2,258,0005,377
Total interest expense$739,0004,988
Net interest income$1,519,0005,467
Provision for loan and lease losses$06,626
Total noninterest income$425,0003,905
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$249,0003,021
Trading account gains and fees$0116
Additional Noninterest Income$176,0003,988
Total noninterest expense$1,292,0005,230
Salaries and employee benefits$727,0005,121
Premises and equipment expense$252,0004,125
Additional noninterest expense$313,0005,880
Pre-tax net operating income$652,0004,788
Securities gains (losses)$02,146
Applicable income taxes$32,0005,826
Income before extraordinary items$620,0004,334
Extraordinary gains, net$030
Net income$620,0004,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,238
Cash dividends$500,0002,165
Sale, conversion, retirement of capital stock, net$0643
Net operating income$620,0004,276
2005-03-31 (YTD Data)Rank
Total interest income$1,102,0005,441
Total interest expense$342,0005,115
Net interest income$760,0005,497
Provision for loan and lease losses$06,226
Total noninterest income$191,0004,090
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$72,0004,184
Trading account gains and fees$0115
Additional Noninterest Income$119,0003,420
Total noninterest expense$646,0005,266
Salaries and employee benefits$359,0005,198
Premises and equipment expense$122,0004,262
Additional noninterest expense$165,0005,705
Pre-tax net operating income$305,0004,947
Securities gains (losses)$01,685
Applicable income taxes$15,0005,858
Income before extraordinary items$290,0004,471
Extraordinary gains, net$024
Net income$290,0004,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$275,0001,860
Sale, conversion, retirement of capital stock, net$0491
Net operating income$290,0004,427
2004-12-31 (YTD Data)Rank
Total interest income$4,210,0005,394
Total interest expense$1,220,0005,065
Net interest income$2,990,0005,428
Provision for loan and lease losses$-24,0008,708
Total noninterest income$923,0003,737
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$351,0003,929
Trading account gains and fees$0138
Additional Noninterest Income$572,0003,066
Total noninterest expense$2,604,0005,157
Salaries and employee benefits$1,400,0005,175
Premises and equipment expense$545,0003,819
Additional noninterest expense$659,0005,720
Pre-tax net operating income$1,333,0004,536
Securities gains (losses)$03,819
Applicable income taxes$62,0005,902
Income before extraordinary items$1,271,0004,050
Extraordinary gains, net$034
Net income$1,271,0004,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-125,0008,819
Cash dividends$860,0002,593
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,271,0003,997
2004-09-30 (YTD Data)Rank
Total interest income$3,132,0005,400
Total interest expense$886,0005,130
Net interest income$2,246,0005,410
Provision for loan and lease losses$07,100
Total noninterest income$687,0003,777
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$267,0003,940
Trading account gains and fees$0134
Additional Noninterest Income$420,0003,110
Total noninterest expense$1,891,0005,234
Salaries and employee benefits$1,066,0005,081
Premises and equipment expense$366,0004,156
Additional noninterest expense$459,0005,877
Pre-tax net operating income$1,042,0004,505
Securities gains (losses)$03,710
Applicable income taxes$52,0005,934
Income before extraordinary items$990,0004,032
Extraordinary gains, net$026
Net income$990,0004,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-179,0008,898
Cash dividends$500,0002,672
Sale, conversion, retirement of capital stock, net$0738
Net operating income$990,0003,964
2004-06-30 (YTD Data)Rank
Total interest income$2,037,0005,496
Total interest expense$586,0005,169
Net interest income$1,451,0005,506
Provision for loan and lease losses$06,885
Total noninterest income$434,0003,911
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$176,0003,970
Trading account gains and fees$0130
Additional Noninterest Income$258,0003,269
Total noninterest expense$1,263,0005,257
Salaries and employee benefits$707,0005,131
Premises and equipment expense$241,0004,189
Additional noninterest expense$315,0005,831
Pre-tax net operating income$622,0004,740
Securities gains (losses)$03,413
Applicable income taxes$30,0006,027
Income before extraordinary items$592,0004,287
Extraordinary gains, net$021
Net income$592,0004,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-141,0008,949
Cash dividends$350,0002,645
Sale, conversion, retirement of capital stock, net$0638
Net operating income$592,0004,208
2004-03-31 (YTD Data)Rank
Total interest income$1,002,0005,571
Total interest expense$293,0005,233
Net interest income$709,0005,586
Provision for loan and lease losses$06,501
Total noninterest income$212,0003,924
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$84,0004,000
Trading account gains and fees$0121
Additional Noninterest Income$128,0003,215
Total noninterest expense$602,0005,440
Salaries and employee benefits$348,0005,209
Premises and equipment expense$106,0004,616
Additional noninterest expense$148,0006,044
Pre-tax net operating income$319,0004,674
Securities gains (losses)$02,934
Applicable income taxes$16,0005,956
Income before extraordinary items$303,0004,240
Extraordinary gains, net$016
Net income$303,0004,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-131,0008,998
Cash dividends$200,0002,144
Sale, conversion, retirement of capital stock, net$0464
Net operating income$303,0004,117
2003-12-31 (YTD Data)Rank
Total interest income$4,170,0005,496
Total interest expense$1,319,0005,283
Net interest income$2,851,0005,464
Provision for loan and lease losses$112,0005,151
Total noninterest income$819,0004,183
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$364,0003,851
Trading account gains and fees$0160
Additional Noninterest Income$455,0003,739
Total noninterest expense$2,474,0005,251
Salaries and employee benefits$1,366,0005,171
Premises and equipment expense$485,0004,168
Additional noninterest expense$623,0005,858
Pre-tax net operating income$1,084,0004,964
Securities gains (losses)$04,500
Applicable income taxes$50,0006,270
Income before extraordinary items$1,034,0004,553
Extraordinary gains, net$054
Net income$1,034,0004,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0003,184
Cash dividends$994,0002,349
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,034,0004,379
2003-09-30 (YTD Data)Rank
Total interest income$3,141,0005,539
Total interest expense$1,010,0005,351
Net interest income$2,131,0005,507
Provision for loan and lease losses$115,0004,426
Total noninterest income$612,0004,237
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$275,0003,858
Trading account gains and fees$0153
Additional Noninterest Income$337,0003,844
Total noninterest expense$1,851,0005,239
Salaries and employee benefits$1,053,0005,071
Premises and equipment expense$337,0004,372
Additional noninterest expense$461,0005,901
Pre-tax net operating income$777,0005,216
Securities gains (losses)$04,204
Applicable income taxes$38,0006,421
Income before extraordinary items$739,0004,826
Extraordinary gains, net$040
Net income$739,0004,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,375
Cash dividends$745,0002,113
Sale, conversion, retirement of capital stock, net$0722
Net operating income$739,0004,636
2003-06-30 (YTD Data)Rank
Total interest income$2,100,0005,574
Total interest expense$690,0005,389
Net interest income$1,410,0005,529
Provision for loan and lease losses$126,0003,381
Total noninterest income$388,0004,330
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$175,0003,930
Trading account gains and fees$0150
Additional Noninterest Income$213,0003,928
Total noninterest expense$1,240,0005,221
Salaries and employee benefits$698,0005,097
Premises and equipment expense$229,0004,318
Additional noninterest expense$313,0005,836
Pre-tax net operating income$432,0005,678
Securities gains (losses)$03,782
Applicable income taxes$23,0006,516
Income before extraordinary items$409,0005,343
Extraordinary gains, net$030
Net income$409,0005,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0001,599
Cash dividends$635,0001,820
Sale, conversion, retirement of capital stock, net$0589
Net operating income$409,0005,142
2003-03-31 (YTD Data)Rank
Total interest income$1,053,0005,604
Total interest expense$348,0005,464
Net interest income$705,0005,529
Provision for loan and lease losses$50,0003,651
Total noninterest income$173,0004,523
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$89,0003,826
Trading account gains and fees$0134
Additional Noninterest Income$84,0004,247
Total noninterest expense$606,0005,303
Salaries and employee benefits$342,0005,174
Premises and equipment expense$110,0004,431
Additional noninterest expense$154,0005,833
Pre-tax net operating income$222,0005,581
Securities gains (losses)$02,891
Applicable income taxes$11,0006,507
Income before extraordinary items$211,0005,189
Extraordinary gains, net$021
Net income$211,0005,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0001,497
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$211,0005,000
2002-12-31 (YTD Data)Rank
Total interest income$4,621,0005,447
Total interest expense$1,641,0005,447
Net interest income$2,980,0005,305
Provision for loan and lease losses$180,0004,547
Total noninterest income$760,0004,122
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$387,0003,610
Trading account gains and fees$0153
Additional Noninterest Income$373,0003,822
Total noninterest expense$2,458,0005,138
Salaries and employee benefits$1,364,0005,035
Premises and equipment expense$480,0004,057
Additional noninterest expense$614,0005,837
Pre-tax net operating income$1,102,0004,947
Securities gains (losses)$12,0003,495
Applicable income taxes$56,0006,444
Income before extraordinary items$1,058,0004,434
Extraordinary gains, net$070
Net income$1,058,0004,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0004,036
Cash dividends$450,0003,607
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,046,6004,364
2001-12-31 (YTD Data)Rank
Total interest income$5,060,0005,576
Total interest expense$2,488,0005,418
Net interest income$2,572,0005,620
Provision for loan and lease losses$128,0005,093
Total noninterest income$715,0004,133
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$380,0003,548
Trading account gains and fees$0177
Additional Noninterest Income$335,0003,889
Total noninterest expense$2,537,0004,906
Salaries and employee benefits$1,265,0005,123
Premises and equipment expense$547,0003,627
Additional noninterest expense$725,0005,151
Pre-tax net operating income$622,0006,094
Securities gains (losses)$04,612
Applicable income taxes$34,0006,997
Income before extraordinary items$588,0005,677
Extraordinary gains, net$0105
Net income$588,0005,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,356
Cash dividends$230,0004,798
Sale, conversion, retirement of capital stock, net$0922
Net operating income$588,0005,548
2000-12-31 (YTD Data)Rank
Total interest income$5,033,0005,707
Total interest expense$2,931,0005,017
Net interest income$2,102,0006,416
Provision for loan and lease losses$36,0006,984
Total noninterest income$597,0004,419
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$95,0006,658
Trading account gains and feesNANA
Additional Noninterest Income$502,0002,939
Total noninterest expense$2,413,0004,969
Salaries and employee benefits$1,120,0005,491
Premises and equipment expense$530,0003,622
Additional noninterest expense$763,0004,888
Pre-tax net operating income$251,0008,123
Securities gains (losses)$01,956
Applicable income taxes$12,0008,023
Income before extraordinary items$239,0007,849
Extraordinary gains, net$038
Net income$239,0007,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,934
Cash dividends$85,0006,092
Sale, conversion, retirement of capital stock, net$0969
Net operating income$239,0007,850
1999-12-31 (YTD Data)Rank
Total interest income$4,366,0006,041
Total interest expense$2,263,0005,545
Net interest income$2,103,0006,451
Provision for loan and lease losses$3,0008,407
Total noninterest income$518,0004,854
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$234,0004,694
Trading account gains and feesNANA
Additional Noninterest Income$284,0004,136
Total noninterest expense$2,337,0005,106
Salaries and employee benefits$1,104,0005,474
Premises and equipment expense$431,0004,271
Additional noninterest expense$802,0004,777
Pre-tax net operating income$281,0008,201
Securities gains (losses)$03,155
Applicable income taxes$22,0008,180
Income before extraordinary items$259,0007,873
Extraordinary gains, net$035
Net income$259,0007,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,567
Cash dividends$515,0003,438
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$259,0007,843
1998-12-31 (YTD Data)Rank
Total interest income$4,383,0006,154
Total interest expense$2,195,0005,844
Net interest income$2,188,0006,315
Provision for loan and lease losses$1,0008,622
Total noninterest income$430,0005,389
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$239,0004,640
Trading account gains and feesNANA
Additional Noninterest Income$191,0005,083
Total noninterest expense$1,816,0005,954
Salaries and employee benefits$945,0006,005
Premises and equipment expense$279,0005,599
Additional noninterest expense$592,0005,801
Pre-tax net operating income$801,0006,093
Securities gains (losses)$91,0001,343
Applicable income taxes$137,0007,022
Income before extraordinary items$755,0005,377
Extraordinary gains, net$032
Net income$755,0005,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,812
Cash dividends$603,0003,097
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$677,6505,605
1997-12-31 (YTD Data)Rank
Total interest income$4,429,0006,295
Total interest expense$2,261,0005,779
Net interest income$2,168,0006,590
Provision for loan and lease losses$8,0008,510
Total noninterest income$411,0005,639
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$230,0004,918
Trading account gains and feesNANA
Additional Noninterest Income$181,0005,198
Total noninterest expense$1,737,0006,207
Salaries and employee benefits$909,0006,240
Premises and equipment expense$300,0005,449
Additional noninterest expense$528,0006,291
Pre-tax net operating income$834,0006,396
Securities gains (losses)$166,000793
Applicable income taxes$285,0005,867
Income before extraordinary items$715,0005,837
Extraordinary gains, net$044
Net income$715,0005,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,656
Cash dividends$524,0003,379
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$597,1406,333
1996-12-31 (YTD Data)Rank
Total interest income$4,619,0006,273
Total interest expense$2,472,0005,556
Net interest income$2,147,0006,864
Provision for loan and lease losses$3,0008,923
Total noninterest income$388,0006,046
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$234,0005,061
Trading account gains and feesNANA
Additional Noninterest Income$154,0005,900
Total noninterest expense$1,836,0006,305
Salaries and employee benefits$957,0006,188
Premises and equipment expense$279,0005,861
Additional noninterest expense$600,0006,357
Pre-tax net operating income$696,0006,953
Securities gains (losses)$85,0001,033
Applicable income taxes$221,0006,822
Income before extraordinary items$560,0006,505
Extraordinary gains, net$053
Net income$560,0006,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,00010,875
Cash dividends$210,0005,303
Sale, conversion, retirement of capital stock, net$0953
Net operating income$498,8006,848
1995-12-31 (YTD Data)Rank
Total interest income$4,510,0006,449
Total interest expense$2,315,0005,868
Net interest income$2,195,0006,874
Provision for loan and lease losses$3,0008,797
Total noninterest income$350,0006,484
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$242,0005,050
Trading account gains and feesNANA
Additional Noninterest Income$108,0006,996
Total noninterest expense$1,887,0006,260
Salaries and employee benefits$913,0006,493
Premises and equipment expense$302,0005,593
Additional noninterest expense$672,0006,054
Pre-tax net operating income$655,0007,562
Securities gains (losses)$106,000928
Applicable income taxes$235,0006,877
Income before extraordinary items$526,0007,054
Extraordinary gains, net$065
Net income$526,0007,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,00010,842
Cash dividends$176,0005,785
Sale, conversion, retirement of capital stock, net$351,000419
Net operating income$452,8607,585
1994-12-31 (YTD Data)Rank
Total interest income$3,901,0006,831
Total interest expense$1,650,0006,469
Net interest income$2,251,0006,973
Provision for loan and lease losses$4,0008,908
Total noninterest income$338,0006,803
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$226,0005,407
Trading account gains and feesNANA
Additional Noninterest Income$112,0007,162
Total noninterest expense$1,747,0006,844
Salaries and employee benefits$821,0007,084
Premises and equipment expense$297,0005,766
Additional noninterest expense$629,0006,821
Pre-tax net operating income$838,0006,687
Securities gains (losses)$03,600
Applicable income taxes$230,0006,840
Income before extraordinary items$608,0006,482
Extraordinary gains, net$0249
Net income$608,0006,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,00011,755
Cash dividends$150,0006,052
Sale, conversion, retirement of capital stock, net$-353,00012,542
Net operating income$608,0006,539
1993-12-31 (YTD Data)Rank
Total interest income$3,866,0007,041
Total interest expense$1,627,0006,806
Net interest income$2,239,0007,066
Provision for loan and lease losses$542,0001,986
Total noninterest income$437,0006,114
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0005,509
Trading account gains and feesNANA
Additional Noninterest Income$212,0005,484
Total noninterest expense$1,706,0007,171
Salaries and employee benefits$840,0007,075
Premises and equipment expense$303,0005,803
Additional noninterest expense$563,0007,659
Pre-tax net operating income$428,0009,192
Securities gains (losses)$89,0002,664
Applicable income taxes$126,0009,172
Income before extraordinary items$391,0008,526
Extraordinary gains, net$03,149
Net income$391,0008,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$644,0001,515
Cash dividends$170,0005,821
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$323,3608,949
1992-12-31 (YTD Data)Rank
Total interest income$4,120,0007,356
Total interest expense$2,012,0007,083
Net interest income$2,108,0007,472
Provision for loan and lease losses$400,0003,453
Total noninterest income$360,0006,974
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$211,0005,796
Trading account gains and feesNANA
Additional Noninterest Income$149,0006,659
Total noninterest expense$1,624,0007,490
Salaries and employee benefits$791,0007,313
Premises and equipment expense$300,0005,973
Additional noninterest expense$533,0008,167
Pre-tax net operating income$444,0008,853
Securities gains (losses)$151,0002,405
Applicable income taxes$128,0009,159
Income before extraordinary items$467,0007,600
Extraordinary gains, net$01,422
Net income$467,0007,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0004,281
Cash dividends$146,0005,864
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$349,2208,366

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.