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Northwestern Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$26,256,000	1,552
Total interest expense	$6,128,000	1,800
Net interest income	$20,128,000	1,429
Provision for loan and lease losses	$0	3,275
Total noninterest income	$1,420,000	2,356
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$269,000	2,333
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,151,000	2,149
Total noninterest expense	$11,824,000	1,828
Salaries and employee benefits	$6,811,000	1,800
Premises and equipment expense	$956,000	2,073
Additional noninterest expense	$1,151,000	2,149
Pre-tax net operating income	$9,724,000	1,189
Securities gains (losses)	$349,000	117
Applicable income taxes	$-37,000	4,378
Income before extraordinary items	$10,110,000	999
Extraordinary gains, net	$0	54
Net income	$10,110,000	1,012
Minority interest net income	$0	88
Net income of bank and minority interests.	$10,110,000	1,002
Net charge-offs	$19,000	2,230
Cash dividends	$5,741,000	726
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$9,761,000	1,050
2023-09-30 (YTD Data)		Rank
Total interest income	$19,189,000	1,553
Total interest expense	$4,211,000	1,773
Net interest income	$14,978,000	1,451
Provision for loan and lease losses	$0	3,085
Total noninterest income	$1,068,000	2,352
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$201,000	2,343
Trading account gains and fees	NA	NA
Additional Noninterest Income	$867,000	2,138
Total noninterest expense	$8,502,000	1,876
Salaries and employee benefits	$5,040,000	1,817
Premises and equipment expense	$690,000	2,125
Additional noninterest expense	$867,000	2,138
Pre-tax net operating income	$7,544,000	1,193
Securities gains (losses)	$349,000	74
Applicable income taxes	$1,000	3,388
Income before extraordinary items	$7,892,000	1,011
Extraordinary gains, net	$0	52
Net income	$7,892,000	1,016
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,892,000	1,011
Net charge-offs	$19,000	1,924
Cash dividends	$3,754,000	761
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$7,543,000	1,064
2023-06-30 (YTD Data)		Rank
Total interest income	$12,502,000	1,553
Total interest expense	$2,620,000	1,705
Net interest income	$9,882,000	1,481
Provision for loan and lease losses	$0	2,940
Total noninterest income	$700,000	2,319
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$134,000	2,332
Trading account gains and fees	NA	NA
Additional Noninterest Income	$566,000	2,075
Total noninterest expense	$5,605,000	1,880
Salaries and employee benefits	$3,336,000	1,826
Premises and equipment expense	$483,000	2,061
Additional noninterest expense	$566,000	2,072
Pre-tax net operating income	$4,977,000	1,208
Securities gains (losses)	$349,000	84
Applicable income taxes	$423,000	1,597
Income before extraordinary items	$4,903,000	1,069
Extraordinary gains, net	$0	51
Net income	$4,903,000	1,082
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,903,000	1,069
Net charge-offs	$-19,000	4,096
Cash dividends	$2,480,000	752
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,581,920	1,140
2023-03-31 (YTD Data)		Rank
Total interest income	$6,028,000	1,566
Total interest expense	$1,066,000	1,761
Net interest income	$4,962,000	1,483
Provision for loan and lease losses	$0	2,612
Total noninterest income	$345,000	2,334
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$64,000	2,399
Trading account gains and fees	NA	NA
Additional Noninterest Income	$281,000	2,071
Total noninterest expense	$2,733,000	1,932
Salaries and employee benefits	$1,620,000	1,894
Premises and equipment expense	$216,000	2,244
Additional noninterest expense	$281,000	2,071
Pre-tax net operating income	$2,574,000	1,199
Securities gains (losses)	$53,000	255
Applicable income taxes	$207,000	1,644
Income before extraordinary items	$2,420,000	1,106
Extraordinary gains, net	$0	4
Net income	$2,420,000	1,105
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,420,000	1,105
Net charge-offs	$-8,000	3,980
Cash dividends	$803,000	952
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,371,240	1,137
2022-12-31 (YTD Data)		Rank
Total interest income	$21,602,000	1,483
Total interest expense	$1,284,000	2,102
Net interest income	$20,318,000	1,414
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,965,000	2,057
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$263,000	2,422
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,702,000	1,778
Total noninterest expense	$10,994,000	1,880
Salaries and employee benefits	$6,270,000	1,902
Premises and equipment expense	$825,000	2,263
Additional noninterest expense	$1,702,000	1,778
Pre-tax net operating income	$11,289,000	1,173
Securities gains (losses)	$310,000	90
Applicable income taxes	$930,000	1,615
Income before extraordinary items	$10,669,000	1,052
Extraordinary gains, net	$0	5
Net income	$10,669,000	1,052
Minority interest net income	$0	63
Net income of bank and minority interests.	$10,669,000	1,052
Net charge-offs	$-7,000	3,569
Cash dividends	$5,931,000	685
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$10,383,800	1,099
2022-09-30 (YTD Data)		Rank
Total interest income	$15,803,000	1,448
Total interest expense	$841,000	1,981
Net interest income	$14,962,000	1,418
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,359,000	2,171
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$198,000	2,417
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,161,000	1,896
Total noninterest expense	$7,678,000	1,970
Salaries and employee benefits	$4,603,000	1,911
Premises and equipment expense	$630,000	2,254
Additional noninterest expense	$1,161,000	1,896
Pre-tax net operating income	$8,643,000	1,134
Securities gains (losses)	$73,000	183
Applicable income taxes	$691,000	1,614
Income before extraordinary items	$8,025,000	1,046
Extraordinary gains, net	$0	4
Net income	$8,025,000	1,045
Minority interest net income	$0	57
Net income of bank and minority interests.	$8,025,000	1,046
Net charge-offs	$-51,000	4,105
Cash dividends	$4,171,000	666
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$7,957,840	1,075
2022-06-30 (YTD Data)		Rank
Total interest income	$10,218,000	1,447
Total interest expense	$540,000	1,858
Net interest income	$9,678,000	1,427
Provision for loan and lease losses	$0	2,599
Total noninterest income	$933,000	2,139
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$133,000	2,403
Trading account gains and fees	NA	NA
Additional Noninterest Income	$800,000	1,911
Total noninterest expense	$4,942,000	2,005
Salaries and employee benefits	$3,037,000	1,924
Premises and equipment expense	$395,000	2,349
Additional noninterest expense	$1,510,000	1,997
Pre-tax net operating income	$5,669,000	1,104
Securities gains (losses)	$73,000	168
Applicable income taxes	$456,000	1,547
Income before extraordinary items	$5,286,000	1,006
Extraordinary gains, net	$0	4
Net income	$5,286,000	1,005
Minority interest net income	$0	60
Net income of bank and minority interests.	$5,286,000	1,006
Net charge-offs	$-11,000	3,693
Cash dividends	$3,109,000	599
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$5,218,840	1,038
2022-03-31 (YTD Data)		Rank
Total interest income	$4,940,000	1,456
Total interest expense	$268,000	1,830
Net interest income	$4,672,000	1,435
Provision for loan and lease losses	$0	2,285
Total noninterest income	$450,000	2,167
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$68,000	2,359
Trading account gains and fees	NA	NA
Additional Noninterest Income	$382,000	1,953
Total noninterest expense	$2,341,000	2,069
Salaries and employee benefits	$1,476,000	1,960
Premises and equipment expense	$200,000	2,332
Additional noninterest expense	$665,000	2,148
Pre-tax net operating income	$2,781,000	1,069
Securities gains (losses)	$62,000	175
Applicable income taxes	$221,000	1,535
Income before extraordinary items	$2,622,000	979
Extraordinary gains, net	$0	4
Net income	$2,622,000	978
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,622,000	979
Net charge-offs	$2,000	1,559
Cash dividends	$1,183,000	696
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,564,960	1,010
2021-12-31 (YTD Data)		Rank
Total interest income	$20,736,000	1,435
Total interest expense	$1,290,000	1,853
Net interest income	$19,446,000	1,403
Provision for loan and lease losses	$600,000	874
Total noninterest income	$2,250,000	2,094
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$252,000	2,380
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,998,000	1,907
Total noninterest expense	$10,008,000	1,978
Salaries and employee benefits	$5,701,000	2,004
Premises and equipment expense	$839,000	2,244
Additional noninterest expense	$3,468,000	1,771
Pre-tax net operating income	$11,088,000	1,189
Securities gains (losses)	$109,000	823
Applicable income taxes	$817,000	1,750
Income before extraordinary items	$10,380,000	1,124
Extraordinary gains, net	$0	10
Net income	$10,380,000	1,124
Minority interest net income	$0	74
Net income of bank and minority interests.	$10,380,000	1,124
Net charge-offs	$499,000	642
Cash dividends	$9,692,000	500
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$10,278,630	1,112
2021-09-30 (YTD Data)		Rank
Total interest income	$15,699,000	1,451
Total interest expense	$975,000	1,923
Net interest income	$14,724,000	1,406
Provision for loan and lease losses	$450,000	883
Total noninterest income	$1,692,000	2,141
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$184,000	2,418
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,508,000	1,948
Total noninterest expense	$6,917,000	2,093
Salaries and employee benefits	$4,257,000	2,005
Premises and equipment expense	$493,000	2,634
Additional noninterest expense	$2,167,000	2,044
Pre-tax net operating income	$9,049,000	1,161
Securities gains (losses)	$109,000	770
Applicable income taxes	$766,000	1,671
Income before extraordinary items	$8,392,000	1,092
Extraordinary gains, net	$0	8
Net income	$8,392,000	1,093
Minority interest net income	$0	69
Net income of bank and minority interests.	$8,392,000	1,093
Net charge-offs	$673,000	417
Cash dividends	$7,606,000	464
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$8,291,720	1,089
2021-06-30 (YTD Data)		Rank
Total interest income	$10,817,000	1,405
Total interest expense	$662,000	1,972
Net interest income	$10,155,000	1,362
Provision for loan and lease losses	$300,000	865
Total noninterest income	$1,105,000	2,132
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$115,000	2,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$990,000	1,920
Total noninterest expense	$4,510,000	2,117
Salaries and employee benefits	$2,836,000	2,000
Premises and equipment expense	$328,000	2,618
Additional noninterest expense	$1,346,000	2,116
Pre-tax net operating income	$6,450,000	1,089
Securities gains (losses)	$109,000	642
Applicable income taxes	$546,000	1,600
Income before extraordinary items	$6,013,000	1,024
Extraordinary gains, net	$0	6
Net income	$6,013,000	1,024
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,013,000	1,024
Net charge-offs	$763,000	314
Cash dividends	$2,601,000	691
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,912,720	1,025
2021-03-31 (YTD Data)		Rank
Total interest income	$5,419,000	1,398
Total interest expense	$342,000	1,995
Net interest income	$5,077,000	1,349
Provision for loan and lease losses	$150,000	937
Total noninterest income	$536,000	2,166
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$59,000	2,411
Trading account gains and fees	NA	NA
Additional Noninterest Income	$477,000	1,966
Total noninterest expense	$2,179,000	2,154
Salaries and employee benefits	$1,414,000	1,998
Premises and equipment expense	$171,000	2,573
Additional noninterest expense	$594,000	2,278
Pre-tax net operating income	$3,284,000	1,064
Securities gains (losses)	$106,000	470
Applicable income taxes	$281,000	1,556
Income before extraordinary items	$3,109,000	986
Extraordinary gains, net	$0	3
Net income	$3,109,000	986
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,109,000	986
Net charge-offs	$678,000	222
Cash dividends	$766,000	910
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,011,480	992
2020-12-31 (YTD Data)		Rank
Total interest income	$21,554,000	1,388
Total interest expense	$2,027,000	1,963
Net interest income	$19,527,000	1,315
Provision for loan and lease losses	$2,420,000	926
Total noninterest income	$2,468,000	1,891
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$249,000	2,468
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,219,000	1,697
Total noninterest expense	$9,659,000	2,000
Salaries and employee benefits	$5,467,000	2,029
Premises and equipment expense	$890,000	2,185
Additional noninterest expense	$3,302,000	1,790
Pre-tax net operating income	$9,916,000	1,070
Securities gains (losses)	$43,000	1,792
Applicable income taxes	$1,068,000	1,383
Income before extraordinary items	$8,891,000	1,061
Extraordinary gains, net	$0	4
Net income	$8,891,000	1,061
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,891,000	1,061
Net charge-offs	$-12,000	4,281
Cash dividends	$5,529,000	698
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$8,852,730	1,035
2020-09-30 (YTD Data)		Rank
Total interest income	$16,430,000	1,382
Total interest expense	$1,635,000	1,948
Net interest income	$14,795,000	1,287
Provision for loan and lease losses	$1,520,000	1,050
Total noninterest income	$1,778,000	1,904
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$187,000	2,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,591,000	1,685
Total noninterest expense	$7,017,000	2,025
Salaries and employee benefits	$4,028,000	2,031
Premises and equipment expense	$705,000	2,110
Additional noninterest expense	$2,284,000	1,880
Pre-tax net operating income	$8,036,000	968
Securities gains (losses)	$43,000	1,615
Applicable income taxes	$8,000	3,498
Income before extraordinary items	$8,071,000	858
Extraordinary gains, net	$0	4
Net income	$8,071,000	858
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,071,000	858
Net charge-offs	$11,000	2,718
Cash dividends	$4,528,000	609
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$8,028,000	832
2020-06-30 (YTD Data)		Rank
Total interest income	$11,329,000	1,366
Total interest expense	$1,171,000	1,951
Net interest income	$10,158,000	1,254
Provision for loan and lease losses	$1,370,000	900
Total noninterest income	$1,128,000	1,896
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$127,000	2,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,001,000	1,671
Total noninterest expense	$4,661,000	2,029
Salaries and employee benefits	$2,660,000	2,054
Premises and equipment expense	$484,000	2,069
Additional noninterest expense	$1,517,000	1,865
Pre-tax net operating income	$5,255,000	913
Securities gains (losses)	$43,000	1,363
Applicable income taxes	$5,000	3,476
Income before extraordinary items	$5,293,000	807
Extraordinary gains, net	$0	4
Net income	$5,293,000	807
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,293,000	807
Net charge-offs	$-241,000	4,986
Cash dividends	$3,147,000	591
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$5,250,000	779
2020-03-31 (YTD Data)		Rank
Total interest income	$5,138,000	1,478
Total interest expense	$636,000	1,968
Net interest income	$4,502,000	1,369
Provision for loan and lease losses	$150,000	1,627
Total noninterest income	$375,000	2,253
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$76,000	2,498
Trading account gains and fees	NA	NA
Additional Noninterest Income	$299,000	2,003
Total noninterest expense	$2,266,000	2,083
Salaries and employee benefits	$1,319,000	2,065
Premises and equipment expense	$197,000	2,366
Additional noninterest expense	$750,000	1,924
Pre-tax net operating income	$2,461,000	899
Securities gains (losses)	$42,000	901
Applicable income taxes	$3,000	3,353
Income before extraordinary items	$2,500,000	770
Extraordinary gains, net	$0	4
Net income	$2,500,000	770
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,500,000	770
Net charge-offs	$-133,000	4,997
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,458,000	765
2019-12-31 (YTD Data)		Rank
Total interest income	$20,240,000	1,513
Total interest expense	$2,646,000	1,963
Net interest income	$17,594,000	1,389
Provision for loan and lease losses	$1,100,000	853
Total noninterest income	$1,644,000	2,192
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$339,000	2,423
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,305,000	1,954
Total noninterest expense	$9,530,000	1,994
Salaries and employee benefits	$5,214,000	2,047
Premises and equipment expense	$1,046,000	1,978
Additional noninterest expense	$3,270,000	1,778
Pre-tax net operating income	$8,608,000	1,175
Securities gains (losses)	$465,000	377
Applicable income taxes	$11,000	3,652
Income before extraordinary items	$9,062,000	1,009
Extraordinary gains, net	$0	11
Net income	$9,062,000	1,010
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,062,000	1,010
Net charge-offs	$1,209,000	578
Cash dividends	$5,453,000	747
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$8,597,000	1,030
2019-09-30 (YTD Data)		Rank
Total interest income	$15,071,000	1,530
Total interest expense	$1,981,000	1,990
Net interest income	$13,090,000	1,410
Provision for loan and lease losses	$450,000	1,249
Total noninterest income	$1,187,000	2,240
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$252,000	2,463
Trading account gains and fees	$0	129
Additional Noninterest Income	$935,000	2,003
Total noninterest expense	$6,927,000	2,033
Salaries and employee benefits	$3,889,000	2,058
Premises and equipment expense	$810,000	1,947
Additional noninterest expense	$2,228,000	1,934
Pre-tax net operating income	$6,900,000	1,142
Securities gains (losses)	$11,000	1,633
Applicable income taxes	$8,000	3,720
Income before extraordinary items	$6,903,000	1,020
Extraordinary gains, net	$0	11
Net income	$6,903,000	1,021
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,903,000	1,021
Net charge-offs	$336,000	965
Cash dividends	$3,951,000	724
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,892,000	1,000
2019-06-30 (YTD Data)		Rank
Total interest income	$10,012,000	1,532
Total interest expense	$1,343,000	1,942
Net interest income	$8,669,000	1,425
Provision for loan and lease losses	$300,000	1,195
Total noninterest income	$753,000	2,261
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$163,000	2,484
Trading account gains and fees	$0	131
Additional Noninterest Income	$590,000	2,025
Total noninterest expense	$4,561,000	2,066
Salaries and employee benefits	$2,577,000	2,070
Premises and equipment expense	$499,000	2,071
Additional noninterest expense	$1,485,000	1,956
Pre-tax net operating income	$4,561,000	1,124
Securities gains (losses)	$8,000	1,266
Applicable income taxes	$7,000	3,681
Income before extraordinary items	$4,562,000	997
Extraordinary gains, net	$0	11
Net income	$4,562,000	997
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,562,000	997
Net charge-offs	$425,000	630
Cash dividends	$3,208,000	609
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,554,000	979
2019-03-31 (YTD Data)		Rank
Total interest income	$4,990,000	1,523
Total interest expense	$686,000	1,878
Net interest income	$4,304,000	1,423
Provision for loan and lease losses	$150,000	1,133
Total noninterest income	$346,000	2,342
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$80,000	2,519
Trading account gains and fees	$0	126
Additional Noninterest Income	$266,000	2,085
Total noninterest expense	$2,240,000	2,098
Salaries and employee benefits	$1,296,000	2,085
Premises and equipment expense	$202,000	2,380
Additional noninterest expense	$742,000	1,936
Pre-tax net operating income	$2,260,000	1,115
Securities gains (losses)	$0	1,087
Applicable income taxes	$4,000	3,587
Income before extraordinary items	$2,256,000	979
Extraordinary gains, net	$0	5
Net income	$2,256,000	978
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,256,000	978
Net charge-offs	$-52,000	5,085
Cash dividends	$1,016,000	800
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,256,000	962
2018-12-31 (YTD Data)		Rank
Total interest income	$19,249,000	1,491
Total interest expense	$2,123,000	1,860
Net interest income	$17,126,000	1,416
Provision for loan and lease losses	$600,000	1,277
Total noninterest income	$1,562,000	2,284
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$337,000	2,558
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,225,000	2,018
Total noninterest expense	$9,454,000	1,989
Salaries and employee benefits	$5,067,000	2,068
Premises and equipment expense	$959,000	2,108
Additional noninterest expense	$3,428,000	1,701
Pre-tax net operating income	$8,634,000	1,161
Securities gains (losses)	$53,000	411
Applicable income taxes	$30,000	3,538
Income before extraordinary items	$8,657,000	1,042
Extraordinary gains, net	$0	6
Net income	$8,657,000	1,041
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,657,000	1,041
Net charge-offs	$-247,000	5,205
Cash dividends	$7,060,000	553
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$8,604,000	1,044
2018-09-30 (YTD Data)		Rank
Total interest income	$14,148,000	1,503
Total interest expense	$1,489,000	1,880
Net interest income	$12,659,000	1,431
Provision for loan and lease losses	$225,000	1,851
Total noninterest income	$1,141,000	2,327
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$249,000	2,601
Trading account gains and fees	$0	138
Additional Noninterest Income	$892,000	2,069
Total noninterest expense	$6,906,000	2,022
Salaries and employee benefits	$3,778,000	2,076
Premises and equipment expense	$699,000	2,144
Additional noninterest expense	$2,429,000	1,797
Pre-tax net operating income	$6,669,000	1,134
Securities gains (losses)	$45,000	437
Applicable income taxes	$26,000	3,562
Income before extraordinary items	$6,688,000	1,013
Extraordinary gains, net	$0	5
Net income	$6,688,000	1,012
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,688,000	1,012
Net charge-offs	$-231,000	5,274
Cash dividends	$3,754,000	679
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,643,000	1,011
2018-06-30 (YTD Data)		Rank
Total interest income	$9,234,000	1,518
Total interest expense	$858,000	1,994
Net interest income	$8,376,000	1,441
Provision for loan and lease losses	$150,000	1,766
Total noninterest income	$744,000	2,362
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$157,000	2,694
Trading account gains and fees	$0	130
Additional Noninterest Income	$587,000	2,088
Total noninterest expense	$4,657,000	2,025
Salaries and employee benefits	$2,517,000	2,091
Premises and equipment expense	$480,000	2,133
Additional noninterest expense	$1,660,000	1,759
Pre-tax net operating income	$4,313,000	1,151
Securities gains (losses)	$19,000	488
Applicable income taxes	$8,000	3,747
Income before extraordinary items	$4,324,000	1,025
Extraordinary gains, net	$0	6
Net income	$4,324,000	1,024
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,324,000	1,024
Net charge-offs	$-158,000	5,307
Cash dividends	$2,829,000	593
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,305,000	1,020
2018-03-31 (YTD Data)		Rank
Total interest income	$4,483,000	1,543
Total interest expense	$403,000	2,012
Net interest income	$4,080,000	1,473
Provision for loan and lease losses	$75,000	1,680
Total noninterest income	$362,000	2,376
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$78,000	2,712
Trading account gains and fees	$0	123
Additional Noninterest Income	$284,000	2,086
Total noninterest expense	$2,178,000	2,140
Salaries and employee benefits	$1,232,000	2,145
Premises and equipment expense	$242,000	2,155
Additional noninterest expense	$704,000	2,030
Pre-tax net operating income	$2,189,000	1,119
Securities gains (losses)	$12,000	418
Applicable income taxes	$4,000	3,713
Income before extraordinary items	$2,197,000	992
Extraordinary gains, net	$0	7
Net income	$2,197,000	990
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,197,000	992
Net charge-offs	$-60,000	5,284
Cash dividends	$910,000	782
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,185,000	988
2017-12-31 (YTD Data)		Rank
Total interest income	$17,568,000	1,520
Total interest expense	$1,524,000	1,895
Net interest income	$16,044,000	1,459
Provision for loan and lease losses	$1,050,000	851
Total noninterest income	$1,633,000	2,294
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$334,000	2,671
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,299,000	1,973
Total noninterest expense	$8,630,000	2,145
Salaries and employee benefits	$4,634,000	2,216
Premises and equipment expense	$931,000	2,220
Additional noninterest expense	$3,065,000	1,898
Pre-tax net operating income	$7,997,000	1,185
Securities gains (losses)	$22,000	1,291
Applicable income taxes	$0	4,135
Income before extraordinary items	$8,019,000	908
Extraordinary gains, net	$0	9
Net income	$8,019,000	908
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,019,000	908
Net charge-offs	$816,000	805
Cash dividends	$5,218,000	652
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$7,997,000	894
2017-09-30 (YTD Data)		Rank
Total interest income	$13,124,000	1,521
Total interest expense	$1,124,000	1,900
Net interest income	$12,000,000	1,461
Provision for loan and lease losses	$750,000	870
Total noninterest income	$1,159,000	2,376
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$247,000	2,718
Trading account gains and fees	$0	145
Additional Noninterest Income	$912,000	2,091
Total noninterest expense	$6,360,000	2,180
Salaries and employee benefits	$3,467,000	2,228
Premises and equipment expense	$726,000	2,162
Additional noninterest expense	$2,167,000	1,991
Pre-tax net operating income	$6,049,000	1,196
Securities gains (losses)	$13,000	1,503
Applicable income taxes	$0	4,172
Income before extraordinary items	$6,062,000	980
Extraordinary gains, net	$0	9
Net income	$6,062,000	980
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,062,000	980
Net charge-offs	$814,000	565
Cash dividends	$4,027,000	591
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$6,049,000	969
2017-06-30 (YTD Data)		Rank
Total interest income	$8,737,000	1,510
Total interest expense	$748,000	1,874
Net interest income	$7,989,000	1,449
Provision for loan and lease losses	$450,000	912
Total noninterest income	$761,000	2,412
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$159,000	2,778
Trading account gains and fees	$0	139
Additional Noninterest Income	$602,000	2,104
Total noninterest expense	$4,082,000	2,250
Salaries and employee benefits	$2,299,000	2,257
Premises and equipment expense	$474,000	2,208
Additional noninterest expense	$1,309,000	2,161
Pre-tax net operating income	$4,218,000	1,140
Securities gains (losses)	$13,000	1,152
Applicable income taxes	$0	4,189
Income before extraordinary items	$4,231,000	916
Extraordinary gains, net	$0	11
Net income	$4,231,000	917
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,231,000	916
Net charge-offs	$743,000	431
Cash dividends	$3,170,000	522
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,218,000	910
2017-03-31 (YTD Data)		Rank
Total interest income	$4,317,000	1,508
Total interest expense	$372,000	1,855
Net interest income	$3,945,000	1,463
Provision for loan and lease losses	$75,000	1,685
Total noninterest income	$384,000	2,389
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$79,000	2,794
Trading account gains and fees	$0	142
Additional Noninterest Income	$305,000	2,073
Total noninterest expense	$1,965,000	2,331
Salaries and employee benefits	$1,128,000	2,305
Premises and equipment expense	$245,000	2,183
Additional noninterest expense	$592,000	2,346
Pre-tax net operating income	$2,289,000	1,043
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$2,289,000	830
Extraordinary gains, net	$0	8
Net income	$2,289,000	830
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,289,000	830
Net charge-offs	$576,000	309
Cash dividends	$1,282,000	589
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,289,000	819
2016-12-31 (YTD Data)		Rank
Total interest income	$17,240,000	1,474
Total interest expense	$1,360,000	1,936
Net interest income	$15,880,000	1,416
Provision for loan and lease losses	$600,000	1,295
Total noninterest income	$1,366,000	2,616
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$382,000	2,544
Trading account gains and fees	$0	170
Additional Noninterest Income	$984,000	2,419
Total noninterest expense	$9,011,000	2,092
Salaries and employee benefits	$4,224,000	2,400
Premises and equipment expense	$1,539,000	1,485
Additional noninterest expense	$3,248,000	1,840
Pre-tax net operating income	$7,635,000	1,152
Securities gains (losses)	$687,000	327
Applicable income taxes	$171,000	3,026
Income before extraordinary items	$8,151,000	913
Extraordinary gains, net	$0	5
Net income	$8,151,000	912
Minority interest net income	$0	82
Net income of bank and minority interests.	$8,151,000	912
Net charge-offs	$-238,000	5,683
Cash dividends	$6,227,000	550
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$7,477,740	975
2016-09-30 (YTD Data)		Rank
Total interest income	$12,880,000	1,482
Total interest expense	$993,000	1,976
Net interest income	$11,887,000	1,427
Provision for loan and lease losses	$525,000	1,108
Total noninterest income	$1,030,000	2,606
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$288,000	2,537
Trading account gains and fees	$0	169
Additional Noninterest Income	$742,000	2,419
Total noninterest expense	$5,893,000	2,324
Salaries and employee benefits	$3,121,000	2,415
Premises and equipment expense	$516,000	2,774
Additional noninterest expense	$2,256,000	1,961
Pre-tax net operating income	$6,499,000	1,047
Securities gains (losses)	$670,000	296
Applicable income taxes	$171,000	2,913
Income before extraordinary items	$6,998,000	804
Extraordinary gains, net	$0	5
Net income	$6,998,000	804
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,998,000	804
Net charge-offs	$111,000	1,984
Cash dividends	$4,406,000	558
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$6,341,400	850
2016-06-30 (YTD Data)		Rank
Total interest income	$8,516,000	1,497
Total interest expense	$639,000	2,032
Net interest income	$7,877,000	1,437
Provision for loan and lease losses	$150,000	1,887
Total noninterest income	$680,000	2,578
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$188,000	2,539
Trading account gains and fees	$0	157
Additional Noninterest Income	$492,000	2,391
Total noninterest expense	$3,857,000	2,376
Salaries and employee benefits	$2,075,000	2,439
Premises and equipment expense	$356,000	2,726
Additional noninterest expense	$1,426,000	2,072
Pre-tax net operating income	$4,550,000	997
Securities gains (losses)	$670,000	214
Applicable income taxes	$171,000	2,613
Income before extraordinary items	$5,049,000	755
Extraordinary gains, net	$0	16
Net income	$5,049,000	753
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,049,000	754
Net charge-offs	$106,000	1,563
Cash dividends	$3,299,000	523
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$4,399,100	815
2016-03-31 (YTD Data)		Rank
Total interest income	$4,218,000	1,512
Total interest expense	$314,000	2,067
Net interest income	$3,904,000	1,446
Provision for loan and lease losses	$75,000	1,741
Total noninterest income	$315,000	2,661
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$91,000	2,573
Trading account gains and fees	$0	142
Additional Noninterest Income	$224,000	2,488
Total noninterest expense	$1,919,000	2,391
Salaries and employee benefits	$1,035,000	2,452
Premises and equipment expense	$151,000	3,042
Additional noninterest expense	$733,000	1,987
Pre-tax net operating income	$2,225,000	988
Securities gains (losses)	$653,000	108
Applicable income taxes	$171,000	1,986
Income before extraordinary items	$2,707,000	677
Extraordinary gains, net	$0	12
Net income	$2,707,000	676
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,707,000	677
Net charge-offs	$-90,000	5,860
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,093,180	828
2015-12-31 (YTD Data)		Rank
Total interest income	$16,242,000	1,517
Total interest expense	$1,278,000	2,014
Net interest income	$14,964,000	1,479
Provision for loan and lease losses	$675,000	1,084
Total noninterest income	$2,358,000	1,895
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$366,000	2,690
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,992,000	1,524
Total noninterest expense	$8,030,000	2,292
Salaries and employee benefits	$4,175,000	2,400
Premises and equipment expense	$674,000	2,880
Additional noninterest expense	$3,181,000	1,901
Pre-tax net operating income	$8,617,000	1,014
Securities gains (losses)	$63,000	1,480
Applicable income taxes	$6,474,000	441
Income before extraordinary items	$2,206,000	2,542
Extraordinary gains, net	$0	23
Net income	$2,206,000	2,544
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,206,000	2,544
Net charge-offs	$-668,000	6,047
Cash dividends	$8,646,000	428
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,165,680	2,537
2015-09-30 (YTD Data)		Rank
Total interest income	$12,108,000	1,541
Total interest expense	$958,000	2,034
Net interest income	$11,150,000	1,497
Provision for loan and lease losses	$450,000	1,115
Total noninterest income	$1,043,000	2,615
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$267,000	2,743
Trading account gains and fees	$0	153
Additional Noninterest Income	$776,000	2,359
Total noninterest expense	$5,691,000	2,412
Salaries and employee benefits	$3,111,000	2,413
Premises and equipment expense	$513,000	2,903
Additional noninterest expense	$2,067,000	2,142
Pre-tax net operating income	$6,052,000	1,082
Securities gains (losses)	$34,000	1,718
Applicable income taxes	$2,429,000	730
Income before extraordinary items	$3,657,000	1,395
Extraordinary gains, net	$0	21
Net income	$3,657,000	1,396
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,657,000	1,396
Net charge-offs	$-654,000	6,146
Cash dividends	$1,252,000	1,369
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,635,240	1,373
2015-06-30 (YTD Data)		Rank
Total interest income	$8,110,000	1,537
Total interest expense	$637,000	2,046
Net interest income	$7,473,000	1,488
Provision for loan and lease losses	$300,000	1,096
Total noninterest income	$671,000	2,677
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$171,000	2,786
Trading account gains and fees	$0	157
Additional Noninterest Income	$500,000	2,412
Total noninterest expense	$3,613,000	2,524
Salaries and employee benefits	$2,047,000	2,465
Premises and equipment expense	$331,000	2,959
Additional noninterest expense	$1,235,000	2,373
Pre-tax net operating income	$4,231,000	1,040
Securities gains (losses)	$34,000	1,433
Applicable income taxes	$1,662,000	729
Income before extraordinary items	$2,603,000	1,302
Extraordinary gains, net	$0	22
Net income	$2,603,000	1,304
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,603,000	1,303
Net charge-offs	$-515,000	6,223
Cash dividends	$1,252,000	1,029
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,581,240	1,286
2015-03-31 (YTD Data)		Rank
Total interest income	$4,139,000	1,504
Total interest expense	$317,000	2,067
Net interest income	$3,822,000	1,463
Provision for loan and lease losses	$150,000	1,060
Total noninterest income	$286,000	2,853
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$82,000	2,832
Trading account gains and fees	$0	152
Additional Noninterest Income	$204,000	2,603
Total noninterest expense	$1,721,000	2,632
Salaries and employee benefits	$1,015,000	2,495
Premises and equipment expense	$167,000	2,987
Additional noninterest expense	$539,000	2,635
Pre-tax net operating income	$2,237,000	965
Securities gains (losses)	$0	2,027
Applicable income taxes	$873,000	683
Income before extraordinary items	$1,364,000	1,235
Extraordinary gains, net	$0	13
Net income	$1,364,000	1,235
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,364,000	1,236
Net charge-offs	$28,000	1,930
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,364,000	1,195
2014-12-31 (YTD Data)		Rank
Total interest income	$16,050,000	1,544
Total interest expense	$1,271,000	2,162
Net interest income	$14,779,000	1,493
Provision for loan and lease losses	$700,000	1,131
Total noninterest income	$1,708,000	2,339
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$407,000	2,661
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,301,000	1,964
Total noninterest expense	$7,690,000	2,390
Salaries and employee benefits	$4,014,000	2,489
Premises and equipment expense	$843,000	2,558
Additional noninterest expense	$2,833,000	2,140
Pre-tax net operating income	$8,097,000	1,013
Securities gains (losses)	$111,000	1,181
Applicable income taxes	$3,182,000	688
Income before extraordinary items	$5,026,000	1,301
Extraordinary gains, net	$0	17
Net income	$5,026,000	1,300
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,026,000	1,300
Net charge-offs	$132,000	2,913
Cash dividends	$2,344,000	1,130
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,954,960	1,291
2014-09-30 (YTD Data)		Rank
Total interest income	$11,941,000	1,564
Total interest expense	$954,000	2,188
Net interest income	$10,987,000	1,510
Provision for loan and lease losses	$450,000	1,237
Total noninterest income	$1,256,000	2,370
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$308,000	2,664
Trading account gains and fees	$0	174
Additional Noninterest Income	$948,000	2,016
Total noninterest expense	$5,716,000	2,415
Salaries and employee benefits	$3,000,000	2,493
Premises and equipment expense	$681,000	2,451
Additional noninterest expense	$2,035,000	2,207
Pre-tax net operating income	$6,077,000	1,028
Securities gains (losses)	$64,000	1,289
Applicable income taxes	$2,378,000	708
Income before extraordinary items	$3,763,000	1,287
Extraordinary gains, net	$0	15
Net income	$3,763,000	1,287
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,763,000	1,287
Net charge-offs	$189,000	2,055
Cash dividends	$1,191,000	1,375
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,722,040	1,283
2014-06-30 (YTD Data)		Rank
Total interest income	$8,017,000	1,552
Total interest expense	$641,000	2,205
Net interest income	$7,376,000	1,492
Provision for loan and lease losses	$300,000	1,222
Total noninterest income	$613,000	2,794
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$200,000	2,705
Trading account gains and fees	$0	172
Additional Noninterest Income	$413,000	2,582
Total noninterest expense	$3,673,000	2,513
Salaries and employee benefits	$1,982,000	2,526
Premises and equipment expense	$485,000	2,338
Additional noninterest expense	$1,206,000	2,477
Pre-tax net operating income	$4,016,000	1,022
Securities gains (losses)	$64,000	1,036
Applicable income taxes	$1,578,000	694
Income before extraordinary items	$2,502,000	1,256
Extraordinary gains, net	$0	20
Net income	$2,502,000	1,256
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,502,000	1,257
Net charge-offs	$84,000	2,359
Cash dividends	$1,191,000	1,026
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,461,040	1,262
2014-03-31 (YTD Data)		Rank
Total interest income	$4,016,000	1,541
Total interest expense	$324,000	2,217
Net interest income	$3,692,000	1,479
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$324,000	2,694
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$103,000	2,617
Trading account gains and fees	$0	147
Additional Noninterest Income	$221,000	2,408
Total noninterest expense	$1,779,000	2,592
Salaries and employee benefits	$971,000	2,580
Premises and equipment expense	$219,000	2,574
Additional noninterest expense	$589,000	2,522
Pre-tax net operating income	$2,087,000	942
Securities gains (losses)	$0	1,715
Applicable income taxes	$807,000	667
Income before extraordinary items	$1,280,000	1,193
Extraordinary gains, net	$0	16
Net income	$1,280,000	1,194
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,280,000	1,194
Net charge-offs	$-110,000	6,492
Cash dividends	$152,000	1,955
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,280,000	1,172
2013-12-31 (YTD Data)		Rank
Total interest income	$15,850,000	1,577
Total interest expense	$1,387,000	2,305
Net interest income	$14,463,000	1,501
Provision for loan and lease losses	$700,000	1,469
Total noninterest income	$2,308,000	1,950
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$397,000	2,823
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,911,000	1,559
Total noninterest expense	$8,336,000	2,264
Salaries and employee benefits	$4,103,000	2,423
Premises and equipment expense	$1,279,000	1,812
Additional noninterest expense	$2,954,000	2,117
Pre-tax net operating income	$7,735,000	993
Securities gains (losses)	$108,000	1,265
Applicable income taxes	$3,013,000	660
Income before extraordinary items	$4,830,000	1,262
Extraordinary gains, net	$0	29
Net income	$4,830,000	1,264
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,830,000	1,265
Net charge-offs	$-429,000	6,723
Cash dividends	$1,213,000	1,688
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,760,880	1,256
2013-09-30 (YTD Data)		Rank
Total interest income	$11,846,000	1,593
Total interest expense	$1,055,000	2,339
Net interest income	$10,791,000	1,512
Provision for loan and lease losses	$450,000	1,622
Total noninterest income	$1,856,000	1,892
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$289,000	2,907
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,567,000	1,503
Total noninterest expense	$5,795,000	2,413
Salaries and employee benefits	$3,055,000	2,450
Premises and equipment expense	$866,000	1,996
Additional noninterest expense	$1,874,000	2,447
Pre-tax net operating income	$6,402,000	918
Securities gains (losses)	$50,000	1,656
Applicable income taxes	$2,481,000	630
Income before extraordinary items	$3,971,000	1,173
Extraordinary gains, net	$0	25
Net income	$3,971,000	1,174
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,971,000	1,175
Net charge-offs	$-557,000	6,827
Cash dividends	$152,000	3,097
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,939,000	1,147
2013-06-30 (YTD Data)		Rank
Total interest income	$7,878,000	1,589
Total interest expense	$721,000	2,334
Net interest income	$7,157,000	1,507
Provision for loan and lease losses	$300,000	1,629
Total noninterest income	$1,121,000	2,072
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$179,000	3,034
Trading account gains and fees	$0	157
Additional Noninterest Income	$942,000	1,646
Total noninterest expense	$3,707,000	2,503
Salaries and employee benefits	$2,042,000	2,449
Premises and equipment expense	$424,000	2,624
Additional noninterest expense	$1,241,000	2,460
Pre-tax net operating income	$4,271,000	891
Securities gains (losses)	$50,000	1,522
Applicable income taxes	$1,657,000	618
Income before extraordinary items	$2,664,000	1,146
Extraordinary gains, net	$0	22
Net income	$2,664,000	1,148
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,664,000	1,149
Net charge-offs	$-365,000	6,864
Cash dividends	$152,000	2,731
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,632,000	1,114
2013-03-31 (YTD Data)		Rank
Total interest income	$3,936,000	1,605
Total interest expense	$374,000	2,336
Net interest income	$3,562,000	1,524
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$642,000	1,863
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$83,000	3,174
Trading account gains and fees	$0	148
Additional Noninterest Income	$559,000	1,454
Total noninterest expense	$1,749,000	2,677
Salaries and employee benefits	$1,047,000	2,422
Premises and equipment expense	$160,000	3,236
Additional noninterest expense	$542,000	2,782
Pre-tax net operating income	$2,305,000	810
Securities gains (losses)	$0	1,966
Applicable income taxes	$880,000	591
Income before extraordinary items	$1,425,000	1,069
Extraordinary gains, net	$0	10
Net income	$1,425,000	1,071
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,425,000	1,071
Net charge-offs	$-67,000	6,774
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,425,000	1,021
2012-12-31 (YTD Data)		Rank
Total interest income	$16,623,000	1,599
Total interest expense	$2,391,000	1,821
Net interest income	$14,232,000	1,548
Provision for loan and lease losses	$600,000	2,443
Total noninterest income	$1,306,000	2,828
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$381,000	3,033
Trading account gains and fees	$0	166
Additional Noninterest Income	$925,000	2,480
Total noninterest expense	$8,028,000	2,349
Salaries and employee benefits	$3,867,000	2,533
Premises and equipment expense	$792,000	2,774
Additional noninterest expense	$3,369,000	1,944
Pre-tax net operating income	$6,910,000	1,030
Securities gains (losses)	$-20,000	6,781
Applicable income taxes	$2,514,000	716
Income before extraordinary items	$4,376,000	1,347
Extraordinary gains, net	$0	29
Net income	$4,376,000	1,348
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,376,000	1,348
Net charge-offs	$760,000	2,116
Cash dividends	$4,400,000	648
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,388,800	1,279
2012-09-30 (YTD Data)		Rank
Total interest income	$12,548,000	1,627
Total interest expense	$1,985,000	1,733
Net interest income	$10,563,000	1,577
Provision for loan and lease losses	$450,000	2,400
Total noninterest income	$969,000	2,848
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$283,000	3,084
Trading account gains and fees	$0	157
Additional Noninterest Income	$686,000	2,497
Total noninterest expense	$6,006,000	2,363
Salaries and employee benefits	$2,899,000	2,549
Premises and equipment expense	$568,000	2,886
Additional noninterest expense	$2,539,000	1,945
Pre-tax net operating income	$5,076,000	1,067
Securities gains (losses)	$116,000	1,868
Applicable income taxes	$1,870,000	750
Income before extraordinary items	$3,322,000	1,365
Extraordinary gains, net	$0	20
Net income	$3,322,000	1,366
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,322,000	1,366
Net charge-offs	$449,000	2,326
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,247,760	1,310
2012-06-30 (YTD Data)		Rank
Total interest income	$8,438,000	1,622
Total interest expense	$1,382,000	1,729
Net interest income	$7,056,000	1,572
Provision for loan and lease losses	$300,000	2,388
Total noninterest income	$432,000	3,512
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$180,000	3,174
Trading account gains and fees	$0	153
Additional Noninterest Income	$252,000	3,331
Total noninterest expense	$3,942,000	2,394
Salaries and employee benefits	$1,926,000	2,550
Premises and equipment expense	$379,000	2,889
Additional noninterest expense	$1,637,000	1,991
Pre-tax net operating income	$3,246,000	1,098
Securities gains (losses)	$117,000	1,487
Applicable income taxes	$1,186,000	770
Income before extraordinary items	$2,177,000	1,359
Extraordinary gains, net	$0	19
Net income	$2,177,000	1,359
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,177,000	1,359
Net charge-offs	$459,000	1,867
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,100,950	1,334
2012-03-31 (YTD Data)		Rank
Total interest income	$4,201,000	1,648
Total interest expense	$713,000	1,739
Net interest income	$3,488,000	1,601
Provision for loan and lease losses	$150,000	2,302
Total noninterest income	$198,000	3,673
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$88,000	3,201
Trading account gains and fees	$0	148
Additional Noninterest Income	$110,000	3,556
Total noninterest expense	$1,888,000	2,497
Salaries and employee benefits	$960,000	2,580
Premises and equipment expense	$177,000	3,067
Additional noninterest expense	$751,000	2,148
Pre-tax net operating income	$1,648,000	1,069
Securities gains (losses)	$60,000	1,150
Applicable income taxes	$601,000	758
Income before extraordinary items	$1,107,000	1,304
Extraordinary gains, net	$0	19
Net income	$1,107,000	1,305
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,107,000	1,305
Net charge-offs	$406,000	1,240
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,068,000	1,286
2011-12-31 (YTD Data)		Rank
Total interest income	$17,473,000	1,623
Total interest expense	$3,467,000	1,717
Net interest income	$14,006,000	1,594
Provision for loan and lease losses	$700,000	2,943
Total noninterest income	$1,166,000	2,855
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$400,000	3,023
Trading account gains and fees	$0	146
Additional Noninterest Income	$766,000	2,513
Total noninterest expense	$8,686,000	2,188
Salaries and employee benefits	$3,705,000	2,596
Premises and equipment expense	$708,000	3,184
Additional noninterest expense	$4,273,000	1,600
Pre-tax net operating income	$5,786,000	1,035
Securities gains (losses)	$2,000	3,652
Applicable income taxes	$2,001,000	786
Income before extraordinary items	$3,787,000	1,310
Extraordinary gains, net	$0	29
Net income	$3,787,000	1,310
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,787,000	1,310
Net charge-offs	$1,370,000	2,001
Cash dividends	$501,000	2,424
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,785,700	1,241
2011-09-30 (YTD Data)		Rank
Total interest income	$13,185,000	1,628
Total interest expense	$2,704,000	1,728
Net interest income	$10,481,000	1,605
Provision for loan and lease losses	$400,000	3,210
Total noninterest income	$814,000	2,966
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$293,000	3,087
Trading account gains and fees	$0	145
Additional Noninterest Income	$521,000	2,641
Total noninterest expense	$6,522,000	2,194
Salaries and employee benefits	$2,750,000	2,619
Premises and equipment expense	$554,000	3,105
Additional noninterest expense	$3,218,000	1,590
Pre-tax net operating income	$4,373,000	1,056
Securities gains (losses)	$2,000	3,369
Applicable income taxes	$1,493,000	798
Income before extraordinary items	$2,882,000	1,344
Extraordinary gains, net	$0	21
Net income	$2,882,000	1,344
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,882,000	1,344
Net charge-offs	$1,090,000	1,813
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,880,680	1,267
2011-06-30 (YTD Data)		Rank
Total interest income	$8,857,000	1,633
Total interest expense	$1,875,000	1,721
Net interest income	$6,982,000	1,612
Provision for loan and lease losses	$400,000	2,592
Total noninterest income	$530,000	3,012
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$187,000	3,151
Trading account gains and fees	$0	153
Additional Noninterest Income	$343,000	2,687
Total noninterest expense	$4,485,000	2,157
Salaries and employee benefits	$1,822,000	2,655
Premises and equipment expense	$349,000	3,262
Additional noninterest expense	$2,314,000	1,498
Pre-tax net operating income	$2,627,000	1,134
Securities gains (losses)	$0	2,914
Applicable income taxes	$880,000	843
Income before extraordinary items	$1,747,000	1,412
Extraordinary gains, net	$0	15
Net income	$1,747,000	1,412
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,747,000	1,412
Net charge-offs	$1,150,000	1,355
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,747,000	1,356
2011-03-31 (YTD Data)		Rank
Total interest income	$4,434,000	1,645
Total interest expense	$985,000	1,713
Net interest income	$3,449,000	1,624
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$253,000	3,133
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$89,000	3,215
Trading account gains and fees	$0	158
Additional Noninterest Income	$164,000	2,750
Total noninterest expense	$2,305,000	2,100
Salaries and employee benefits	$896,000	2,708
Premises and equipment expense	$164,000	3,471
Additional noninterest expense	$1,245,000	1,402
Pre-tax net operating income	$1,097,000	1,325
Securities gains (losses)	$0	1,772
Applicable income taxes	$355,000	977
Income before extraordinary items	$742,000	1,591
Extraordinary gains, net	$0	9
Net income	$742,000	1,591
Minority interest net income	$0	86
Net income of bank and minority interests.	$742,000	1,591
Net charge-offs	$284,000	1,805
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$742,000	1,546
2010-12-31 (YTD Data)		Rank
Total interest income	$17,445,000	1,735
Total interest expense	$4,365,000	1,843
Net interest income	$13,080,000	1,692
Provision for loan and lease losses	$1,300,000	2,658
Total noninterest income	$1,074,000	3,113
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$424,000	2,967
Trading account gains and fees	$0	175
Additional Noninterest Income	$650,000	2,806
Total noninterest expense	$9,521,000	2,039
Salaries and employee benefits	$3,573,000	2,672
Premises and equipment expense	$633,000	3,577
Additional noninterest expense	$5,315,000	1,366
Pre-tax net operating income	$3,333,000	1,479
Securities gains (losses)	$706,000	661
Applicable income taxes	$1,137,000	1,118
Income before extraordinary items	$2,902,000	1,444
Extraordinary gains, net	$0	29
Net income	$2,902,000	1,446
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,902,000	1,447
Net charge-offs	$635,000	3,315
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,393,680	1,655
2010-09-30 (YTD Data)		Rank
Total interest income	$13,100,000	1,773
Total interest expense	$3,320,000	1,889
Net interest income	$9,780,000	1,718
Provision for loan and lease losses	$1,300,000	2,172
Total noninterest income	$801,000	3,151
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$320,000	3,025
Trading account gains and fees	$0	165
Additional Noninterest Income	$481,000	2,817
Total noninterest expense	$6,766,000	2,142
Salaries and employee benefits	$2,723,000	2,644
Premises and equipment expense	$462,000	3,711
Additional noninterest expense	$3,581,000	1,480
Pre-tax net operating income	$2,515,000	1,566
Securities gains (losses)	$601,000	630
Applicable income taxes	$882,000	1,111
Income before extraordinary items	$2,234,000	1,487
Extraordinary gains, net	$0	23
Net income	$2,234,000	1,490
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,234,000	1,490
Net charge-offs	$392,000	3,387
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,801,280	1,739
2010-06-30 (YTD Data)		Rank
Total interest income	$8,716,000	1,795
Total interest expense	$2,269,000	1,915
Net interest income	$6,447,000	1,737
Provision for loan and lease losses	$1,000,000	1,929
Total noninterest income	$536,000	3,088
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$209,000	3,071
Trading account gains and fees	$0	152
Additional Noninterest Income	$327,000	2,718
Total noninterest expense	$4,266,000	2,269
Salaries and employee benefits	$1,805,000	2,677
Premises and equipment expense	$290,000	3,896
Additional noninterest expense	$2,171,000	1,616
Pre-tax net operating income	$1,717,000	1,515
Securities gains (losses)	$573,000	421
Applicable income taxes	$684,000	952
Income before extraordinary items	$1,606,000	1,371
Extraordinary gains, net	$0	19
Net income	$1,606,000	1,371
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,606,000	1,372
Net charge-offs	$-407,000	7,815
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,204,900	1,722
2010-03-31 (YTD Data)		Rank
Total interest income	$4,272,000	1,877
Total interest expense	$1,182,000	1,931
Net interest income	$3,090,000	1,835
Provision for loan and lease losses	$1,000,000	1,168
Total noninterest income	$251,000	3,207
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$99,000	3,161
Trading account gains and fees	$0	175
Additional Noninterest Income	$152,000	2,815
Total noninterest expense	$1,955,000	2,496
Salaries and employee benefits	$907,000	2,700
Premises and equipment expense	$149,000	3,904
Additional noninterest expense	$899,000	1,903
Pre-tax net operating income	$386,000	2,895
Securities gains (losses)	$224,000	482
Applicable income taxes	$101,000	2,110
Income before extraordinary items	$509,000	2,114
Extraordinary gains, net	$0	16
Net income	$509,000	2,113
Minority interest net income	$0	91
Net income of bank and minority interests.	$509,000	2,114
Net charge-offs	$-330,000	7,908
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$323,080	2,885
2009-12-31 (YTD Data)		Rank
Total interest income	$17,704,000	1,907
Total interest expense	$6,307,000	1,846
Net interest income	$11,397,000	1,944
Provision for loan and lease losses	$3,100,000	1,941
Total noninterest income	$1,173,000	3,024
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$464,000	3,042
Trading account gains and fees	$0	211
Additional Noninterest Income	$709,000	2,644
Total noninterest expense	$10,293,000	1,968
Salaries and employee benefits	$3,401,000	2,859
Premises and equipment expense	$655,000	3,638
Additional noninterest expense	$6,237,000	1,231
Pre-tax net operating income	$-823,000	6,178
Securities gains (losses)	$826,000	589
Applicable income taxes	$-800,000	7,207
Income before extraordinary items	$803,000	3,147
Extraordinary gains, net	$0	34
Net income	$803,000	3,147
Minority interest net income	$0	115
Net income of bank and minority interests.	$803,000	3,147
Net charge-offs	$18,373,000	435
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-23,000	5,535
2009-09-30 (YTD Data)		Rank
Total interest income	$13,356,000	1,935
Total interest expense	$5,001,000	1,825
Net interest income	$8,355,000	1,977
Provision for loan and lease losses	$1,140,000	2,586
Total noninterest income	$933,000	2,954
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$347,000	3,061
Trading account gains and fees	$0	212
Additional Noninterest Income	$586,000	2,557
Total noninterest expense	$7,008,000	2,134
Salaries and employee benefits	$2,552,000	2,891
Premises and equipment expense	$505,000	3,597
Additional noninterest expense	$3,951,000	1,378
Pre-tax net operating income	$1,140,000	2,509
Securities gains (losses)	$758,000	495
Applicable income taxes	$-6,000	6,629
Income before extraordinary items	$1,904,000	1,399
Extraordinary gains, net	$0	27
Net income	$1,904,000	1,397
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,904,000	1,399
Net charge-offs	$10,496,000	490
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,146,000	2,211
2009-06-30 (YTD Data)		Rank
Total interest income	$8,999,000	1,957
Total interest expense	$3,457,000	1,859
Net interest income	$5,542,000	1,979
Provision for loan and lease losses	$1,100,000	1,953
Total noninterest income	$658,000	2,856
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$224,000	3,103
Trading account gains and fees	$0	193
Additional Noninterest Income	$434,000	2,430
Total noninterest expense	$3,937,000	2,539
Salaries and employee benefits	$1,684,000	2,950
Premises and equipment expense	$351,000	3,524
Additional noninterest expense	$1,902,000	1,884
Pre-tax net operating income	$1,163,000	1,877
Securities gains (losses)	$735,000	371
Applicable income taxes	$196,000	1,979
Income before extraordinary items	$1,702,000	1,116
Extraordinary gains, net	$0	21
Net income	$1,702,000	1,114
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,702,000	1,116
Net charge-offs	$11,021,000	348
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,040,500	1,738
2009-03-31 (YTD Data)		Rank
Total interest income	$4,563,000	1,959
Total interest expense	$1,786,000	1,858
Net interest income	$2,777,000	1,972
Provision for loan and lease losses	$0	6,744
Total noninterest income	$349,000	2,735
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$113,000	3,030
Trading account gains and fees	$0	171
Additional Noninterest Income	$236,000	2,276
Total noninterest expense	$1,792,000	2,689
Salaries and employee benefits	$805,000	3,087
Premises and equipment expense	$170,000	3,643
Additional noninterest expense	$817,000	1,955
Pre-tax net operating income	$1,334,000	951
Securities gains (losses)	$350,000	447
Applicable income taxes	$380,000	869
Income before extraordinary items	$1,304,000	794
Extraordinary gains, net	$0	15
Net income	$1,304,000	795
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,304,000	796
Net charge-offs	$10,738,000	200
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,034,500	969
2008-12-31 (YTD Data)		Rank
Total interest income	$19,855,000	1,925
Total interest expense	$8,372,000	1,881
Net interest income	$11,483,000	1,932
Provision for loan and lease losses	$18,535,000	386
Total noninterest income	$1,127,000	3,166
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$524,000	2,909
Trading account gains and fees	$0	154
Additional Noninterest Income	$603,000	2,885
Total noninterest expense	$9,284,000	2,074
Salaries and employee benefits	$3,666,000	2,710
Premises and equipment expense	$739,000	3,376
Additional noninterest expense	$4,879,000	1,292
Pre-tax net operating income	$-15,209,000	8,061
Securities gains (losses)	$-985,000	7,735
Applicable income taxes	$-7,498,000	8,162
Income before extraordinary items	$-8,696,000	7,972
Extraordinary gains, net	$0	39
Net income	$-8,696,000	7,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,223,000	786
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-8,065,600	7,985
2008-09-30 (YTD Data)		Rank
Total interest income	$15,091,000	1,939
Total interest expense	$6,445,000	1,915
Net interest income	$8,646,000	1,959
Provision for loan and lease losses	$11,035,000	377
Total noninterest income	$864,000	3,182
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$399,000	2,892
Trading account gains and fees	$0	148
Additional Noninterest Income	$465,000	2,928
Total noninterest expense	$7,333,000	1,960
Salaries and employee benefits	$2,809,000	2,690
Premises and equipment expense	$563,000	3,351
Additional noninterest expense	$3,961,000	1,160
Pre-tax net operating income	$-8,858,000	8,211
Securities gains (losses)	$-985,000	7,923
Applicable income taxes	$-4,714,000	8,263
Income before extraordinary items	$-5,129,000	8,127
Extraordinary gains, net	$0	31
Net income	$-5,129,000	8,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,196,000	513
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-4,498,600	8,152
2008-06-30 (YTD Data)		Rank
Total interest income	$10,213,000	1,934
Total interest expense	$4,447,000	1,937
Net interest income	$5,766,000	1,944
Provision for loan and lease losses	$11,035,000	251
Total noninterest income	$581,000	3,193
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$264,000	2,888
Trading account gains and fees	$0	149
Additional Noninterest Income	$317,000	2,934
Total noninterest expense	$5,343,000	1,806
Salaries and employee benefits	$1,871,000	2,723
Premises and equipment expense	$390,000	3,278
Additional noninterest expense	$3,082,000	967
Pre-tax net operating income	$-10,031,000	8,357
Securities gains (losses)	$0	3,233
Applicable income taxes	$-2,802,000	8,356
Income before extraordinary items	$-7,229,000	8,348
Extraordinary gains, net	$0	21
Net income	$-7,229,000	8,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,150,000	351
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-7,229,000	8,348
2008-03-31 (YTD Data)		Rank
Total interest income	$5,225,000	1,948
Total interest expense	$2,329,000	1,991
Net interest income	$2,896,000	1,924
Provision for loan and lease losses	$2,210,000	378
Total noninterest income	$318,000	3,007
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$134,000	2,840
Trading account gains and fees	$0	158
Additional Noninterest Income	$184,000	2,696
Total noninterest expense	$2,096,000	2,275
Salaries and employee benefits	$941,000	2,722
Premises and equipment expense	$180,000	3,498
Additional noninterest expense	$975,000	1,471
Pre-tax net operating income	$-1,092,000	8,286
Securities gains (losses)	$0	2,688
Applicable income taxes	$-361,000	8,329
Income before extraordinary items	$-731,000	8,253
Extraordinary gains, net	$0	15
Net income	$-731,000	8,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,354,000	369
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-731,000	8,242
2007-12-31 (YTD Data)		Rank
Total interest income	$20,882,000	2,015
Total interest expense	$9,173,000	2,078
Net interest income	$11,709,000	1,942
Provision for loan and lease losses	$2,950,000	636
Total noninterest income	$967,000	3,603
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$544,000	2,870
Trading account gains and fees	$0	178
Additional Noninterest Income	$423,000	3,629
Total noninterest expense	$7,271,000	2,498
Salaries and employee benefits	$3,454,000	2,843
Premises and equipment expense	$1,171,000	2,214
Additional noninterest expense	$2,646,000	2,072
Pre-tax net operating income	$2,455,000	2,861
Securities gains (losses)	$18,000	1,138
Applicable income taxes	$17,000	5,485
Income before extraordinary items	$2,456,000	2,410
Extraordinary gains, net	$0	39
Net income	$2,456,000	2,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	3,346
Cash dividends	$2,617,000	1,321
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,438,180	2,424
2007-09-30 (YTD Data)		Rank
Total interest income	$15,356,000	2,054
Total interest expense	$6,750,000	2,107
Net interest income	$8,606,000	1,994
Provision for loan and lease losses	$2,600,000	417
Total noninterest income	$740,000	3,566
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$415,000	2,824
Trading account gains and fees	$0	184
Additional Noninterest Income	$325,000	3,596
Total noninterest expense	$5,515,000	2,453
Salaries and employee benefits	$2,742,000	2,688
Premises and equipment expense	$917,000	2,115
Additional noninterest expense	$1,856,000	2,154
Pre-tax net operating income	$1,231,000	3,889
Securities gains (losses)	$18,000	854
Applicable income taxes	$0	6,220
Income before extraordinary items	$1,249,000	3,373
Extraordinary gains, net	$0	33
Net income	$1,249,000	3,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	2,553
Cash dividends	$1,669,000	1,394
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,231,000	3,389
2007-06-30 (YTD Data)		Rank
Total interest income	$10,594,000	2,006
Total interest expense	$4,483,000	2,125
Net interest income	$6,111,000	1,886
Provision for loan and lease losses	$300,000	1,528
Total noninterest income	$502,000	3,553
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$277,000	2,821
Trading account gains and fees	$0	168
Additional Noninterest Income	$225,000	3,560
Total noninterest expense	$3,280,000	2,747
Salaries and employee benefits	$1,817,000	2,734
Premises and equipment expense	$251,000	4,376
Additional noninterest expense	$1,212,000	2,194
Pre-tax net operating income	$3,033,000	1,535
Securities gains (losses)	$0	1,444
Applicable income taxes	$707,000	1,645
Income before extraordinary items	$2,326,000	1,502
Extraordinary gains, net	$0	29
Net income	$2,326,000	1,500
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	2,043
Cash dividends	$895,000	1,694
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,326,000	1,483
2007-03-31 (YTD Data)		Rank
Total interest income	$5,305,000	1,999
Total interest expense	$2,256,000	2,101
Net interest income	$3,049,000	1,891
Provision for loan and lease losses	$0	5,779
Total noninterest income	$195,000	4,084
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$135,000	2,824
Trading account gains and fees	$0	195
Additional Noninterest Income	$60,000	4,749
Total noninterest expense	$1,730,000	2,637
Salaries and employee benefits	$904,000	2,780
Premises and equipment expense	$142,000	4,012
Additional noninterest expense	$684,000	1,940
Pre-tax net operating income	$1,514,000	1,529
Securities gains (losses)	$0	1,187
Applicable income taxes	$352,000	1,660
Income before extraordinary items	$1,162,000	1,486
Extraordinary gains, net	$0	22
Net income	$1,162,000	1,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	1,327
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,162,000	1,477
2006-12-31 (YTD Data)		Rank
Total interest income	$20,422,000	1,946
Total interest expense	$7,843,000	2,079
Net interest income	$12,579,000	1,830
Provision for loan and lease losses	$1,050,000	1,003
Total noninterest income	$929,000	3,711
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$572,000	2,785
Trading account gains and fees	$0	130
Additional Noninterest Income	$357,000	3,956
Total noninterest expense	$6,274,000	2,771
Salaries and employee benefits	$3,435,000	2,774
Premises and equipment expense	$1,006,000	2,460
Additional noninterest expense	$1,833,000	2,768
Pre-tax net operating income	$6,184,000	1,562
Securities gains (losses)	$37,000	748
Applicable income taxes	$1,496,000	1,672
Income before extraordinary items	$4,725,000	1,536
Extraordinary gains, net	$0	51
Net income	$4,725,000	1,537
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$850,000	794
Cash dividends	$1,835,000	1,661
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,696,880	1,528
2006-09-30 (YTD Data)		Rank
Total interest income	$15,102,000	1,962
Total interest expense	$5,628,000	2,099
Net interest income	$9,474,000	1,842
Provision for loan and lease losses	$900,000	830
Total noninterest income	$699,000	3,718
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$427,000	2,815
Trading account gains and fees	$0	126
Additional Noninterest Income	$272,000	3,928
Total noninterest expense	$4,768,000	2,736
Salaries and employee benefits	$2,596,000	2,754
Premises and equipment expense	$842,000	2,213
Additional noninterest expense	$1,330,000	2,846
Pre-tax net operating income	$4,505,000	1,646
Securities gains (losses)	$39,000	605
Applicable income taxes	$1,070,000	1,797
Income before extraordinary items	$3,474,000	1,595
Extraordinary gains, net	$0	45
Net income	$3,474,000	1,596
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,187
Cash dividends	$910,000	2,050
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,444,360	1,590
2006-06-30 (YTD Data)		Rank
Total interest income	$9,820,000	1,965
Total interest expense	$3,502,000	2,130
Net interest income	$6,318,000	1,839
Provision for loan and lease losses	$900,000	570
Total noninterest income	$471,000	3,658
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$278,000	2,829
Trading account gains and fees	$0	126
Additional Noninterest Income	$193,000	3,821
Total noninterest expense	$3,200,000	2,747
Salaries and employee benefits	$1,711,000	2,788
Premises and equipment expense	$657,000	1,911
Additional noninterest expense	$832,000	3,030
Pre-tax net operating income	$2,689,000	1,841
Securities gains (losses)	$-44,000	8,336
Applicable income taxes	$556,000	2,152
Income before extraordinary items	$2,089,000	1,737
Extraordinary gains, net	$0	39
Net income	$2,089,000	1,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,339
Cash dividends	$910,000	1,564
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,123,760	1,699
2006-03-31 (YTD Data)		Rank
Total interest income	$4,826,000	1,968
Total interest expense	$1,642,000	2,166
Net interest income	$3,184,000	1,817
Provision for loan and lease losses	$550,000	441
Total noninterest income	$146,000	4,752
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$126,000	2,974
Trading account gains and fees	$0	115
Additional Noninterest Income	$20,000	6,714
Total noninterest expense	$1,600,000	2,736
Salaries and employee benefits	$845,000	2,837
Premises and equipment expense	$343,000	1,838
Additional noninterest expense	$412,000	3,040
Pre-tax net operating income	$1,180,000	1,999
Securities gains (losses)	$35,000	394
Applicable income taxes	$227,000	2,423
Income before extraordinary items	$988,000	1,814
Extraordinary gains, net	$0	21
Net income	$988,000	1,814
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$959,650	1,849
2005-12-31 (YTD Data)		Rank
Total interest income	$17,043,000	1,967
Total interest expense	$4,928,000	2,223
Net interest income	$12,115,000	1,807
Provision for loan and lease losses	$175,000	3,852
Total noninterest income	$933,000	3,725
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$570,000	2,775
Trading account gains and fees	$0	138
Additional Noninterest Income	$363,000	3,942
Total noninterest expense	$6,002,000	2,752
Salaries and employee benefits	$3,379,000	2,679
Premises and equipment expense	$763,000	3,019
Additional noninterest expense	$1,860,000	2,680
Pre-tax net operating income	$6,871,000	1,395
Securities gains (losses)	$27,000	1,153
Applicable income taxes	$1,724,000	1,533
Income before extraordinary items	$5,174,000	1,375
Extraordinary gains, net	$0	46
Net income	$5,174,000	1,376
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-68,000	8,546
Cash dividends	$1,699,000	1,674
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$5,153,750	1,368
2005-09-30 (YTD Data)		Rank
Total interest income	$12,570,000	1,943
Total interest expense	$3,443,000	2,259
Net interest income	$9,127,000	1,792
Provision for loan and lease losses	$100,000	4,154
Total noninterest income	$721,000	3,672
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$433,000	2,732
Trading account gains and fees	$0	126
Additional Noninterest Income	$288,000	3,868
Total noninterest expense	$4,443,000	2,763
Salaries and employee benefits	$2,532,000	2,638
Premises and equipment expense	$575,000	2,991
Additional noninterest expense	$1,336,000	2,755
Pre-tax net operating income	$5,305,000	1,357
Securities gains (losses)	$27,000	1,107
Applicable income taxes	$1,372,000	1,476
Income before extraordinary items	$3,960,000	1,362
Extraordinary gains, net	$0	35
Net income	$3,960,000	1,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-77,000	8,571
Cash dividends	$796,000	2,131
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,940,020	1,341
2005-06-30 (YTD Data)		Rank
Total interest income	$8,138,000	1,946
Total interest expense	$2,098,000	2,333
Net interest income	$6,040,000	1,785
Provision for loan and lease losses	$100,000	3,338
Total noninterest income	$483,000	3,610
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$277,000	2,777
Trading account gains and fees	$0	116
Additional Noninterest Income	$206,000	3,716
Total noninterest expense	$2,933,000	2,761
Salaries and employee benefits	$1,657,000	2,675
Premises and equipment expense	$350,000	3,194
Additional noninterest expense	$926,000	2,628
Pre-tax net operating income	$3,490,000	1,342
Securities gains (losses)	$27,000	1,002
Applicable income taxes	$1,035,000	1,338
Income before extraordinary items	$2,482,000	1,406
Extraordinary gains, net	$0	30
Net income	$2,482,000	1,406
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-133,000	8,711
Cash dividends	$796,000	1,604
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,462,830	1,395
2005-03-31 (YTD Data)		Rank
Total interest income	$3,913,000	1,989
Total interest expense	$953,000	2,428
Net interest income	$2,960,000	1,805
Provision for loan and lease losses	$0	6,226
Total noninterest income	$242,000	3,540
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$125,000	2,945
Trading account gains and fees	$0	115
Additional Noninterest Income	$117,000	3,447
Total noninterest expense	$1,445,000	2,812
Salaries and employee benefits	$813,000	2,737
Premises and equipment expense	$173,000	3,260
Additional noninterest expense	$459,000	2,637
Pre-tax net operating income	$1,757,000	1,313
Securities gains (losses)	$48,000	553
Applicable income taxes	$627,000	1,100
Income before extraordinary items	$1,178,000	1,438
Extraordinary gains, net	$0	24
Net income	$1,178,000	1,439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-254,000	8,883
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,146,800	1,454
2004-12-31 (YTD Data)		Rank
Total interest income	$15,184,000	1,878
Total interest expense	$3,782,000	2,155
Net interest income	$11,402,000	1,771
Provision for loan and lease losses	$550,000	1,804
Total noninterest income	$916,000	3,753
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$507,000	3,116
Trading account gains and fees	$0	138
Additional Noninterest Income	$409,000	3,670
Total noninterest expense	$6,071,000	2,608
Salaries and employee benefits	$3,142,000	2,719
Premises and equipment expense	$801,000	2,783
Additional noninterest expense	$2,128,000	2,283
Pre-tax net operating income	$5,697,000	1,496
Securities gains (losses)	$183,000	871
Applicable income taxes	$963,000	2,221
Income before extraordinary items	$4,917,000	1,318
Extraordinary gains, net	$0	34
Net income	$4,917,000	1,319
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$837,000	886
Cash dividends	$3,011,000	957
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,763,280	1,318
2004-09-30 (YTD Data)		Rank
Total interest income	$11,249,000	1,885
Total interest expense	$2,812,000	2,130
Net interest income	$8,437,000	1,780
Provision for loan and lease losses	$425,000	1,681
Total noninterest income	$745,000	3,589
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$385,000	3,100
Trading account gains and fees	$0	134
Additional Noninterest Income	$360,000	3,385
Total noninterest expense	$4,654,000	2,529
Salaries and employee benefits	$2,351,000	2,719
Premises and equipment expense	$645,000	2,612
Additional noninterest expense	$1,658,000	2,177
Pre-tax net operating income	$4,103,000	1,577
Securities gains (losses)	$0	3,710
Applicable income taxes	$567,000	2,679
Income before extraordinary items	$3,536,000	1,387
Extraordinary gains, net	$0	26
Net income	$3,536,000	1,388
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$175,000	2,081
Cash dividends	$2,222,000	891
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,536,000	1,342
2004-06-30 (YTD Data)		Rank
Total interest income	$7,480,000	1,868
Total interest expense	$1,882,000	2,101
Net interest income	$5,598,000	1,780
Provision for loan and lease losses	$375,000	1,294
Total noninterest income	$395,000	4,116
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$251,000	3,142
Trading account gains and fees	$0	130
Additional Noninterest Income	$144,000	4,389
Total noninterest expense	$3,078,000	2,559
Salaries and employee benefits	$1,558,000	2,739
Premises and equipment expense	$397,000	2,807
Additional noninterest expense	$1,123,000	2,147
Pre-tax net operating income	$2,540,000	1,661
Securities gains (losses)	$0	3,413
Applicable income taxes	$512,000	2,162
Income before extraordinary items	$2,028,000	1,586
Extraordinary gains, net	$0	21
Net income	$2,028,000	1,587
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	1,980
Cash dividends	$2,010,000	687
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,028,000	1,525
2004-03-31 (YTD Data)		Rank
Total interest income	$3,755,000	1,873
Total interest expense	$946,000	2,111
Net interest income	$2,809,000	1,768
Provision for loan and lease losses	$200,000	1,147
Total noninterest income	$198,000	4,084
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$117,000	3,205
Trading account gains and fees	$0	121
Additional Noninterest Income	$81,000	4,156
Total noninterest expense	$1,552,000	2,556
Salaries and employee benefits	$772,000	2,783
Premises and equipment expense	$190,000	2,947
Additional noninterest expense	$590,000	2,002
Pre-tax net operating income	$1,255,000	1,657
Securities gains (losses)	$0	2,934
Applicable income taxes	$150,000	3,099
Income before extraordinary items	$1,105,000	1,451
Extraordinary gains, net	$0	16
Net income	$1,105,000	1,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-24,000	8,610
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,105,000	1,377
2003-12-31 (YTD Data)		Rank
Total interest income	$14,974,000	1,887
Total interest expense	$3,958,000	2,228
Net interest income	$11,016,000	1,775
Provision for loan and lease losses	$1,625,000	769
Total noninterest income	$798,000	4,234
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$543,000	2,907
Trading account gains and fees	$0	160
Additional Noninterest Income	$255,000	4,821
Total noninterest expense	$5,485,000	2,818
Salaries and employee benefits	$2,832,000	2,917
Premises and equipment expense	$1,002,000	2,256
Additional noninterest expense	$1,651,000	2,828
Pre-tax net operating income	$4,704,000	1,716
Securities gains (losses)	$0	4,500
Applicable income taxes	$527,000	3,287
Income before extraordinary items	$4,177,000	1,500
Extraordinary gains, net	$0	54
Net income	$4,177,000	1,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,626,000	642
Cash dividends	$1,782,000	1,527
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,177,000	1,431
2003-09-30 (YTD Data)		Rank
Total interest income	$11,263,000	1,924
Total interest expense	$3,011,000	2,284
Net interest income	$8,252,000	1,772
Provision for loan and lease losses	$900,000	969
Total noninterest income	$637,000	4,138
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$413,000	2,887
Trading account gains and fees	$0	153
Additional Noninterest Income	$224,000	4,574
Total noninterest expense	$4,208,000	2,767
Salaries and employee benefits	$2,182,000	2,851
Premises and equipment expense	$809,000	2,117
Additional noninterest expense	$1,217,000	2,853
Pre-tax net operating income	$3,781,000	1,666
Securities gains (losses)	$0	4,204
Applicable income taxes	$484,000	3,089
Income before extraordinary items	$3,297,000	1,492
Extraordinary gains, net	$0	40
Net income	$3,297,000	1,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,364,000	567
Cash dividends	$880,000	1,906
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,297,000	1,414
2003-06-30 (YTD Data)		Rank
Total interest income	$7,587,000	1,915
Total interest expense	$2,067,000	2,293
Net interest income	$5,520,000	1,769
Provision for loan and lease losses	$0	7,324
Total noninterest income	$381,000	4,367
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$278,000	2,824
Trading account gains and fees	$0	150
Additional Noninterest Income	$103,000	5,279
Total noninterest expense	$2,509,000	3,036
Salaries and employee benefits	$1,437,000	2,897
Premises and equipment expense	$317,000	3,331
Additional noninterest expense	$755,000	3,018
Pre-tax net operating income	$3,392,000	1,256
Securities gains (losses)	$0	3,782
Applicable income taxes	$617,000	2,011
Income before extraordinary items	$2,775,000	1,210
Extraordinary gains, net	$0	30
Net income	$2,775,000	1,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$254,000	1,396
Cash dividends	$819,000	1,540
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,775,000	1,118
2003-03-31 (YTD Data)		Rank
Total interest income	$3,790,000	1,934
Total interest expense	$1,069,000	2,272
Net interest income	$2,721,000	1,786
Provision for loan and lease losses	$0	6,934
Total noninterest income	$182,000	4,388
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$135,000	2,807
Trading account gains and fees	$0	134
Additional Noninterest Income	$47,000	5,386
Total noninterest expense	$1,240,000	3,056
Salaries and employee benefits	$712,000	2,911
Premises and equipment expense	$135,000	3,814
Additional noninterest expense	$393,000	2,905
Pre-tax net operating income	$1,663,000	1,291
Securities gains (losses)	$0	2,891
Applicable income taxes	$288,000	2,117
Income before extraordinary items	$1,375,000	1,205
Extraordinary gains, net	$0	21
Net income	$1,375,000	1,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$247,000	815
Cash dividends	$76,000	3,156
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,375,000	1,124
2002-12-31 (YTD Data)		Rank
Total interest income	$15,532,000	1,990
Total interest expense	$5,063,000	2,216
Net interest income	$10,469,000	1,861
Provision for loan and lease losses	$0	8,089
Total noninterest income	$751,000	4,153
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$547,000	2,754
Trading account gains and fees	$0	153
Additional Noninterest Income	$204,000	4,976
Total noninterest expense	$5,304,000	2,777
Salaries and employee benefits	$2,708,000	2,898
Premises and equipment expense	$909,000	2,386
Additional noninterest expense	$1,687,000	2,676
Pre-tax net operating income	$5,916,000	1,417
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,150,000	1,991
Income before extraordinary items	$4,766,000	1,320
Extraordinary gains, net	$0	70
Net income	$4,766,000	1,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-31,000	9,055
Cash dividends	$1,775,000	1,453
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,766,000	1,268
2001-12-31 (YTD Data)		Rank
Total interest income	$15,636,000	2,203
Total interest expense	$7,192,000	2,228
Net interest income	$8,444,000	2,113
Provision for loan and lease losses	$120,000	5,188
Total noninterest income	$690,000	4,229
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$534,000	2,684
Trading account gains and fees	$0	177
Additional Noninterest Income	$156,000	5,469
Total noninterest expense	$4,763,000	2,945
Salaries and employee benefits	$2,574,000	2,875
Premises and equipment expense	$772,000	2,724
Additional noninterest expense	$1,417,000	3,022
Pre-tax net operating income	$4,251,000	1,666
Securities gains (losses)	$31,000	2,791
Applicable income taxes	$758,000	2,527
Income before extraordinary items	$3,524,000	1,519
Extraordinary gains, net	$0	105
Net income	$3,524,000	1,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	4,086
Cash dividends	$1,236,000	1,925
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,498,580	1,467
2000-12-31 (YTD Data)		Rank
Total interest income	$14,965,000	2,337
Total interest expense	$6,699,000	2,508
Net interest income	$8,266,000	2,141
Provision for loan and lease losses	$285,000	2,968
Total noninterest income	$675,000	4,099
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$581,000	2,364
Trading account gains and fees	$0	180
Additional Noninterest Income	$94,000	6,569
Total noninterest expense	$4,718,000	2,872
Salaries and employee benefits	$2,450,000	2,880
Premises and equipment expense	$725,000	2,794
Additional noninterest expense	$1,543,000	2,737
Pre-tax net operating income	$3,938,000	1,858
Securities gains (losses)	$10,000	1,158
Applicable income taxes	$676,000	2,871
Income before extraordinary items	$3,272,000	1,613
Extraordinary gains, net	$0	38
Net income	$3,272,000	1,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	5,922
Cash dividends	$2,517,000	1,112
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,263,700	1,610
1999-12-31 (YTD Data)		Rank
Total interest income	$13,286,000	2,465
Total interest expense	$5,327,000	2,747
Net interest income	$7,959,000	2,206
Provision for loan and lease losses	$255,000	3,010
Total noninterest income	$658,000	4,158
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$574,000	2,327
Trading account gains and fees	$0	173
Additional Noninterest Income	$84,000	7,038
Total noninterest expense	$4,906,000	2,758
Salaries and employee benefits	$2,360,000	2,972
Premises and equipment expense	$997,000	2,053
Additional noninterest expense	$1,549,000	2,788
Pre-tax net operating income	$3,456,000	2,122
Securities gains (losses)	$45,000	1,019
Applicable income taxes	$667,000	3,001
Income before extraordinary items	$2,834,000	1,873
Extraordinary gains, net	$0	35
Net income	$2,834,000	1,874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	4,567
Cash dividends	$887,000	2,500
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,797,550	1,867
1998-12-31 (YTD Data)		Rank
Total interest income	$12,366,000	2,637
Total interest expense	$5,069,000	2,963
Net interest income	$7,297,000	2,340
Provision for loan and lease losses	$320,000	2,466
Total noninterest income	$682,000	4,058
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$615,000	2,081
Trading account gains and fees	$0	224
Additional Noninterest Income	$67,000	7,572
Total noninterest expense	$4,041,000	3,176
Salaries and employee benefits	$2,077,000	3,215
Premises and equipment expense	$755,000	2,578
Additional noninterest expense	$1,209,000	3,348
Pre-tax net operating income	$3,618,000	2,006
Securities gains (losses)	$0	4,449
Applicable income taxes	$884,000	2,530
Income before extraordinary items	$2,734,000	1,908
Extraordinary gains, net	$0	32
Net income	$2,734,000	1,908
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-54,000	10,118
Cash dividends	$876,000	2,445
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,734,000	1,832
1997-12-31 (YTD Data)		Rank
Total interest income	$11,438,000	2,861
Total interest expense	$4,885,000	3,047
Net interest income	$6,553,000	2,655
Provision for loan and lease losses	$382,000	2,179
Total noninterest income	$527,000	4,823
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$453,000	2,877
Trading account gains and fees	$0	239
Additional Noninterest Income	$74,000	7,572
Total noninterest expense	$4,211,000	3,027
Salaries and employee benefits	$2,327,000	2,845
Premises and equipment expense	$783,000	2,470
Additional noninterest expense	$1,101,000	3,593
Pre-tax net operating income	$2,487,000	2,928
Securities gains (losses)	$0	3,944
Applicable income taxes	$498,000	4,222
Income before extraordinary items	$1,989,000	2,602
Extraordinary gains, net	$0	44
Net income	$1,989,000	2,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$265,000	2,132
Cash dividends	$971,000	2,256
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,989,000	2,555
1996-12-31 (YTD Data)		Rank
Total interest income	$10,942,000	3,003
Total interest expense	$4,216,000	3,535
Net interest income	$6,726,000	2,617
Provision for loan and lease losses	$48,000	6,700
Total noninterest income	$654,000	4,299
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$468,000	2,890
Trading account gains and fees	$0	262
Additional Noninterest Income	$186,000	5,374
Total noninterest expense	$4,302,000	3,135
Salaries and employee benefits	$2,211,000	3,023
Premises and equipment expense	$538,000	3,553
Additional noninterest expense	$1,553,000	3,032
Pre-tax net operating income	$3,030,000	2,354
Securities gains (losses)	$202,000	687
Applicable income taxes	$741,000	3,049
Income before extraordinary items	$2,491,000	1,989
Extraordinary gains, net	$0	53
Net income	$2,491,000	1,990
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,767
Cash dividends	$1,525,000	1,550
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,335,460	2,075
1995-12-31 (YTD Data)		Rank
Total interest income	$10,690,000	3,102
Total interest expense	$3,936,000	3,732
Net interest income	$6,754,000	2,639
Provision for loan and lease losses	$276,000	2,399
Total noninterest income	$549,000	4,865
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$470,000	2,888
Trading account gains and fees	$0	522
Additional Noninterest Income	$79,000	7,981
Total noninterest expense	$3,997,000	3,325
Salaries and employee benefits	$2,020,000	3,277
Premises and equipment expense	$571,000	3,347
Additional noninterest expense	$1,406,000	3,251
Pre-tax net operating income	$3,030,000	2,410
Securities gains (losses)	$-233,000	11,704
Applicable income taxes	$760,000	3,005
Income before extraordinary items	$2,037,000	2,471
Extraordinary gains, net	$0	65
Net income	$2,037,000	2,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,442
Cash dividends	$508,000	3,272
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,207,090	2,261
1994-12-31 (YTD Data)		Rank
Total interest income	$9,990,000	3,032
Total interest expense	$3,580,000	3,385
Net interest income	$6,410,000	2,823
Provision for loan and lease losses	$100,000	4,522
Total noninterest income	$586,000	4,740
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$469,000	2,947
Trading account gains and fees	$0	475
Additional Noninterest Income	$117,000	7,005
Total noninterest expense	$3,897,000	3,507
Salaries and employee benefits	$1,962,000	3,346
Premises and equipment expense	$548,000	3,533
Additional noninterest expense	$1,387,000	3,566
Pre-tax net operating income	$2,999,000	2,381
Securities gains (losses)	$6,000	2,522
Applicable income taxes	$766,000	2,878
Income before extraordinary items	$2,239,000	2,191
Extraordinary gains, net	$0	249
Net income	$2,239,000	2,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	3,734
Cash dividends	$440,000	3,510
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,234,500	2,212
1993-12-31 (YTD Data)		Rank
Total interest income	$9,999,000	3,085
Total interest expense	$3,857,000	3,271
Net interest income	$6,142,000	2,962
Provision for loan and lease losses	$243,000	3,454
Total noninterest income	$574,000	5,106
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$502,000	2,791
Trading account gains and fees	$0	532
Additional Noninterest Income	$72,000	8,988
Total noninterest expense	$3,851,000	3,610
Salaries and employee benefits	$2,046,000	3,213
Premises and equipment expense	$544,000	3,604
Additional noninterest expense	$1,261,000	4,015
Pre-tax net operating income	$2,622,000	2,601
Securities gains (losses)	$-32,000	13,020
Applicable income taxes	$705,000	3,096
Income before extraordinary items	$1,885,000	2,672
Extraordinary gains, net	$240,000	870
Net income	$2,125,000	2,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$243,000	2,786
Cash dividends	$562,000	2,797
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,908,360	2,477
1992-12-31 (YTD Data)		Rank
Total interest income	$10,850,000	3,226
Total interest expense	$4,897,000	3,372
Net interest income	$5,953,000	3,070
Provision for loan and lease losses	$332,000	3,901
Total noninterest income	$578,000	5,101
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$443,000	3,161
Trading account gains and fees	$0	504
Additional Noninterest Income	$135,000	7,019
Total noninterest expense	$3,423,000	4,008
Salaries and employee benefits	$1,829,000	3,496
Premises and equipment expense	$501,000	3,964
Additional noninterest expense	$1,093,000	4,710
Pre-tax net operating income	$2,776,000	2,218
Securities gains (losses)	$-25,000	13,532
Applicable income taxes	$837,000	2,490
Income before extraordinary items	$1,914,000	2,391
Extraordinary gains, net	$0	1,422
Net income	$1,914,000	2,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$157,000	4,775
Cash dividends	$566,000	2,525
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,931,500	2,199

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.