Home > Northwestern Bank > Net charge- offs to loans
Northwestern Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 2,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 4,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 4,152 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0028% | 4,500 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 4,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 4,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0507% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0194% | 2,730 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7564% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 4,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,226 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0038% | 4,541 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0222% | 4,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 4,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0679% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0277% | 2,458 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0101% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 3,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 4,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 4,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 4,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0286% | 4,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 3,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0411% | 2,179 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5873% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0074% | 3,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 4,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 4,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0266% | 4,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0297% | 4,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0788% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2258% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 3,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 3,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 4,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0185% | 4,377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 3,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0943% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8251% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0728% | 2,186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0169% | 3,929 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0330% | 4,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 4,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1587% | 4,614 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0243% | 4,439 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1800% | 4,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 3,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1357% | 1,766 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1042% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1050% | 1,830 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 3,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 3,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 4,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0408% | 4,199 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0374% | 3,317 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0413% | 4,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1581% | 1,570 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7045% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1088% | 1,654 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 3,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0410% | 4,271 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0778% | 3,413 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0354% | 4,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 3,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3113% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3473% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2142% | 1,180 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0880% | 4,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1254% | 4,571 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 3,898 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0548% | 4,287 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0626% | 3,382 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0537% | 4,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5477% | 359 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0576% | 4,059 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9294% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0892% | 4,123 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2247% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 4,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 4,304 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 3,947 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0384% | 4,237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0566% | 3,430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0358% | 4,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7239% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0779% | 4,061 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2976% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1205% | 4,158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3790% | 223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0491% | 4,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 4,427 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0085% | 3,963 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2059% | 4,704 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0424% | 3,438 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2292% | 4,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2484% | 127 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2367% | 4,343 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2441% | 4,310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6655% | 118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0667% | 4,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3988% | 4,796 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0832% | 3,562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4443% | 4,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1674% | 66 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4891% | 4,518 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5050% | 4,484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 4,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0918% | 4,774 |
| Percentage Net Loans Charged-off:Construction & development | -0.1976% | 4,471 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 4,379 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1693% | 4,063 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3030% | 4,833 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0576% | 3,535 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3398% | 4,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1785% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0878% | 2,554 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0912% | 2,428 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 3,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1161% | 4,836 |
| Percentage Net Loans Charged-off:Construction & development | -0.2713% | 4,528 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 4,382 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2264% | 4,078 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3764% | 4,872 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0502% | 3,545 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4253% | 4,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2460% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0386% | 2,677 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0402% | 2,554 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1264% | 4,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1670% | 4,911 |
| Percentage Net Loans Charged-off:Construction & development | -0.4085% | 4,562 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 4,467 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3344% | 4,096 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5442% | 4,919 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0753% | 3,607 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6151% | 4,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0887% | 4,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1452% | 4,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1783% | 4,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 4,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0423% | 4,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2062% | 4,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1010% | 4,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3471% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1254% | 619 |
| Percentage Net Loans Charged-off:Construction & development | -0.0163% | 4,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3109% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2149% | 4,192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1794% | 4,962 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0559% | 3,644 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1991% | 4,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1293% | 452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1516% | 2,652 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8293% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0791% | 2,883 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1299% | 1,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1695% | 395 |
| Percentage Net Loans Charged-off:Construction & development | -0.0212% | 4,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4121% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2860% | 4,251 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2042% | 5,047 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0488% | 3,676 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2294% | 5,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0450% | 1,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2001% | 2,281 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4169% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1044% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2475% | 684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3106% | 210 |
| Percentage Net Loans Charged-off:Construction & development | -0.0289% | 4,481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6205% | 146 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4207% | 4,276 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 4,480 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0362% | 3,673 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 4,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1322% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2923% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6291% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1523% | 2,149 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0608% | 4,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0421% | 4,915 |
| Percentage Net Loans Charged-off:Construction & development | -0.0421% | 4,608 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 4,936 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0164% | 4,257 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1107% | 5,051 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0737% | 3,804 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1166% | 5,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1482% | 4,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0955% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | -7.1642% | 980 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3979% | 1,362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0747% | 5,079 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0614% | 4,988 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 4,379 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0380% | 4,862 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2033% | 4,354 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2020% | 5,192 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0635% | 3,779 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2213% | 5,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1566% | 4,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1870% | 2,515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1952% | 2,368 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0941% | 5,148 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0902% | 5,128 |
| Percentage Net Loans Charged-off:Construction & development | -0.0250% | 4,455 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0433% | 4,951 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2699% | 4,394 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1975% | 5,235 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0584% | 3,805 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2163% | 5,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1580% | 4,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2532% | 2,078 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7348% | 1,004 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2976% | 1,807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0982% | 5,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0977% | 5,172 |
| Percentage Net Loans Charged-off:Construction & development | -0.0295% | 4,552 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0531% | 5,052 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3953% | 4,436 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1194% | 5,200 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0888% | 3,892 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1235% | 5,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1660% | 4,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4419% | 1,449 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4630% | 1,301 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0770% | 5,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0700% | 5,188 |
| Percentage Net Loans Charged-off:Construction & development | -0.0222% | 4,618 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0779% | 5,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1357% | 5,284 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0884% | 3,949 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1420% | 5,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1827% | 4,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7574% | 1,003 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7986% | 866 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2627% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3644% | 257 |
| Percentage Net Loans Charged-off:Construction & development | 0.1112% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6725% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2350% | 4,529 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 4,745 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0221% | 3,855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 4,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 4,234 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0731% | 5,036 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5030% | 1,082 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0512% | 4,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3480% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4646% | 156 |
| Percentage Net Loans Charged-off:Construction & development | -0.2369% | 4,978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9048% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3120% | 4,567 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 1,649 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0291% | 3,889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0542% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0635% | 4,951 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6734% | 1,083 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0334% | 4,786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4737% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6603% | 114 |
| Percentage Net Loans Charged-off:Construction & development | -0.3208% | 5,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2601% | 81 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0841% | 4,560 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0301% | 4,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0340% | 5,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0267% | 4,328 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0476% | 4,828 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9917% | 1,083 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7382% | 235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9708% | 61 |
| Percentage Net Loans Charged-off:Construction & development | -0.5920% | 5,196 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9190% | 38 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0152% | 4,539 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1291% | 5,492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0863% | 4,119 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1347% | 5,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1512% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0942% | 4,916 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0991% | 4,877 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0780% | 5,514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1320% | 5,594 |
| Percentage Net Loans Charged-off:Construction & development | -0.7241% | 5,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0324% | 1,151 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4042% | 4,713 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1260% | 5,551 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0914% | 4,185 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1296% | 5,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1046% | 1,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0781% | 3,347 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9634% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0275% | 3,494 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 2,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 2,291 |
| Percentage Net Loans Charged-off:Construction & development | -0.7037% | 5,322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3104% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5777% | 4,747 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0772% | 5,493 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0925% | 4,215 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0757% | 5,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2078% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0715% | 3,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6512% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0377% | 3,119 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 2,175 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 4,691 |
| Percentage Net Loans Charged-off:Construction & development | -0.7007% | 5,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3619% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9822% | 4,779 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1234% | 5,672 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0930% | 4,247 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1264% | 5,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4153% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0569% | 2,879 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9693% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1223% | 5,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1112% | 5,706 |
| Percentage Net Loans Charged-off:Construction & development | -0.3594% | 5,317 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0889% | 5,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1067% | 5,674 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0912% | 4,255 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1082% | 5,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2126% | 5,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2543% | 5,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0734% | 5,629 |
| Percentage Net Loans Charged-off:Construction & development | -1.0850% | 5,503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0671% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0437% | 4,768 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1310% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0874% | 4,339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1588% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2325% | 5,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3163% | 2,195 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0045% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.7491% | 5,602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3403% | 6,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1120% | 5,810 |
| Percentage Net Loans Charged-off:Construction & development | -1.1486% | 5,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0579% | 4,827 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2324% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0867% | 4,369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2775% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2353% | 5,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4499% | 1,608 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2893% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.6493% | 5,671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4013% | 6,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0377% | 5,501 |
| Percentage Net Loans Charged-off:Construction & development | -0.5758% | 5,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0172% | 4,814 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5239% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0862% | 4,409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6102% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2320% | 5,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | -5.4314% | 5,723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0436% | 2,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1316% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | -0.5528% | 5,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0342% | 4,897 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8738% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0854% | 4,453 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0106% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2251% | 5,569 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4390% | 5,813 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9802% | 1,193 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3485% | 5,667 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 3,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1604% | 1,770 |
| Percentage Net Loans Charged-off:Construction & development | -0.8898% | 5,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0314% | 1,938 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0480% | 5,001 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0436% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4681% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1312% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3132% | 5,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5424% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3597% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0343% | 3,660 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3716% | 5,770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1105% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2371% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | -1.1376% | 5,794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 1,557 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0631% | 5,064 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4414% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6515% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5620% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3292% | 5,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6266% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | 10.0980% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1452% | 5,659 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5232% | 5,838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 2,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2038% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | -1.5147% | 5,861 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0636% | 1,249 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0310% | 5,060 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2851% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0252% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3246% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3344% | 5,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7051% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9295% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0766% | 2,848 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8297% | 5,900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2020% | 6,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1013% | 6,248 |
| Percentage Net Loans Charged-off:Construction & development | -1.4683% | 5,898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1280% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0325% | 5,103 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4166% | 6,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4794% | 6,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3465% | 5,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1119% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | 15.7205% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1510% | 5,528 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5843% | 5,935 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2078% | 6,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2837% | 6,627 |
| Percentage Net Loans Charged-off:Construction & development | -2.7952% | 6,115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0281% | 2,475 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6738% | 5,363 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1655% | 6,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1914% | 6,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0334% | 5,261 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1794% | 6,125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3897% | 729 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2371% | 6,153 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5176% | 655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3630% | 6,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3622% | 6,713 |
| Percentage Net Loans Charged-off:Construction & development | -3.1069% | 6,176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0156% | 491 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1994% | 6,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2309% | 6,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4687% | 6,220 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1960% | 6,097 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5120% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2711% | 6,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3598% | 6,782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3748% | 6,766 |
| Percentage Net Loans Charged-off:Construction & development | -3.9128% | 6,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0497% | 5,279 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 5,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 5,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3719% | 6,164 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3012% | 6,179 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7557% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4182% | 6,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1348% | 6,562 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0869% | 6,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0507% | 5,328 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3582% | 6,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4156% | 6,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4016% | 6,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1535% | 2,435 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5180% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3906% | 2,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3087% | 2,691 |
| Percentage Net Loans Charged-off:Construction & development | 3.2278% | 798 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0953% | 6,680 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4141% | 385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2207% | 2,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2536% | 2,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0037% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8956% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6050% | 6,670 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0117% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3100% | 2,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1107% | 3,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.3366% | 1,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0294% | 2,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5824% | 478 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3395% | 2,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3899% | 1,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6933% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4223% | 6,666 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8065% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9501% | 6,815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0147% | 1,415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4762% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1630% | 3,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.8170% | 1,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0731% | 2,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8619% | 360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3095% | 2,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3547% | 1,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6748% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4146% | 6,618 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4711% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1693% | 6,880 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8426% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1627% | 2,656 |
| Percentage Net Loans Charged-off:Construction & development | -0.0365% | 6,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1448% | 1,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3932% | 219 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0337% | 6,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0384% | 6,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7384% | 267 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2546% | 6,953 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4235% | 6,927 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6707% | 2,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4270% | 2,872 |
| Percentage Net Loans Charged-off:Construction & development | -0.2112% | 6,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2131% | 2,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2316% | 566 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3639% | 2,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4131% | 2,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5345% | 2,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6349% | 2,398 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6722% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3744% | 2,950 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5751% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7044% | 2,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4780% | 2,469 |
| Percentage Net Loans Charged-off:Construction & development | -0.0498% | 6,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2665% | 2,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7876% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4346% | 2,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4929% | 1,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5814% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7948% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8018% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7517% | 1,662 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2755% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1083% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7882% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | -0.0697% | 6,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3997% | 1,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1345% | 266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9575% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0866% | 1,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8599% | 1,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2395% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2024% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1546% | 1,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7958% | 202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5424% | 2,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4314% | 2,030 |
| Percentage Net Loans Charged-off:Construction & development | -0.0271% | 6,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4773% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0770% | 5,723 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6773% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7656% | 1,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5477% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4206% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2494% | 6,668 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3018% | 4,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3602% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 4.5338% | 1,336 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3045% | 7,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7041% | 791 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2763% | 3,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3069% | 2,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0981% | 4,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6947% | 2,824 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8490% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2493% | 4,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2853% | 3,465 |
| Percentage Net Loans Charged-off:Construction & development | 6.0217% | 940 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3931% | 7,506 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.6283% | 5,998 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 4,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 4,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2506% | 3,494 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1205% | 7,034 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2504% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3883% | 7,710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4692% | 7,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5729% | 7,578 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.8804% | 5,988 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 7,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0230% | 7,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1087% | 6,863 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9558% | 7,511 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5576% | 1,498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0323% | 1,448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6351% | 7,821 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8021% | 7,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9082% | 7,673 |
| Percentage Net Loans Charged-off: Multi-family residential | -7.5427% | 6,025 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 7,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 7,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0634% | 6,683 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3562% | 7,193 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0959% | 1,506 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.4637% | 69 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.2428% | 42 |
| Percentage Net Loans Charged-off:Construction & development | 51.5593% | 29 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0824% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1539% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4732% | 2,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5246% | 1,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1253% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5083% | 4,050 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4934% | 916 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0121% | 6,623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.3812% | 129 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.8220% | 77 |
| Percentage Net Loans Charged-off:Construction & development | 39.4958% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3847% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6318% | 6,168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5584% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6196% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5416% | 1,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4398% | 3,930 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4036% | 1,631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0165% | 6,649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.9694% | 55 |
| Percentage Net Loans Charged-off: Total real estate loans | 12.4585% | 35 |
| Percentage Net Loans Charged-off:Construction & development | 58.6454% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6138% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4877% | 6,168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5786% | 1,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6419% | 1,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8567% | 2,161 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0600% | 7,208 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6104% | 1,627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0253% | 6,701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 19.2384% | 18 |
| Percentage Net Loans Charged-off: Total real estate loans | 23.8708% | 8 |
| Percentage Net Loans Charged-off:Construction & development | 102.4587% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.2560% | 58 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0607% | 6,113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1636% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2880% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8081% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4716% | 3,007 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0266% | 6,689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9268% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3563% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 10.0594% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 2,309 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0942% | 6,240 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 7,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 7,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0423% | 7,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0410% | 2,193 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0541% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0442% | 6,886 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5823% | 240 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1686% | 138 |
| Percentage Net Loans Charged-off:Construction & development | 13.2743% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 1,694 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1069% | 6,229 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 7,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 7,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0521% | 7,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4340% | 3,467 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2805% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0915% | 6,988 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8799% | 109 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7191% | 53 |
| Percentage Net Loans Charged-off:Construction & development | 18.9296% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1338% | 6,192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 7,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 7,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0544% | 7,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4860% | 2,916 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2864% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0478% | 1,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5616% | 182 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0607% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 11.9886% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2001% | 6,128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 7,808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 7,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0585% | 7,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7497% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5541% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1077% | 897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0644% | 4,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 2,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4640% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 2,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0637% | 2,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0700% | 3,430 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0576% | 7,620 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0406% | 918 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0714% | 1,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 3,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0881% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7797% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0859% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0879% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0877% | 2,683 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1926% | 7,784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3448% | 1,038 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1026% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6661% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0212% | 7,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 7,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1351% | 2,048 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1728% | 7,581 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5245% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1522% | 1,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2078% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2257% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 8,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0432% | 8,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0579% | 7,173 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4787% | 8,308 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0806% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4102% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4594% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 0.9227% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1355% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2777% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 2,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 2,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0175% | 7,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4859% | 2,943 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2685% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 5,634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 7,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0419% | 6,244 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 7,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 7,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4462% | 2,742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 4,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 7,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0410% | 6,223 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 7,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 7,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0900% | 7,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0174% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5525% | 892 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 7,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 7,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0349% | 1,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1065% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0371% | 8,231 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0904% | 8,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0511% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2498% | 8,404 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0461% | 6,351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 2,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 2,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4968% | 1,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6323% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2159% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0570% | 8,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1233% | 8,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3324% | 8,451 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0320% | 6,316 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0889% | 1,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0912% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7014% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3334% | 3,890 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6537% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1495% | 8,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2443% | 8,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6759% | 8,508 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0492% | 6,262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2038% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2091% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9380% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1853% | 4,257 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7197% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5868% | 8,752 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6434% | 8,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3382% | 8,595 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0511% | 6,235 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1426% | 8,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1464% | 8,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3082% | 7,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6497% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5040% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1988% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1850% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0625% | 6,421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3855% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3960% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5480% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1112% | 8,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5599% | 1,498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 3,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1294% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2456% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0654% | 6,375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 1,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4534% | 1,860 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2926% | 8,424 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7511% | 1,333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 2,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1476% | 988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3137% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0683% | 6,338 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 7,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 7,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3835% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7662% | 8,659 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5676% | 2,520 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0584% | 8,074 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 7,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0774% | 6,279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1773% | 7,761 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9726% | 8,824 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0359% | 567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7879% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 0.9811% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3492% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1684% | 6,518 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1113% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 1,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7161% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2276% | 1,809 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2352% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1693% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7978% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 1.4917% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3127% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2581% | 6,510 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 1,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0864% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8308% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2803% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9496% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3312% | 1,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2629% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 2.4453% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1028% | 686 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3112% | 6,452 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1271% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1284% | 1,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3544% | 2,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9578% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2084% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6562% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5386% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 5.2761% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2091% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1478% | 6,397 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2552% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2572% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7858% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8688% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5366% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0219% | 8,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 8,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.9220% | 6,626 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 8,362 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 8,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5286% | 9,063 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8389% | 1,715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 5,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 2,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0826% | 1,711 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0826% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1077% | 4,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0967% | 2,001 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6439% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 6,828 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 5,923 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0574% | 9,779 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3125% | 2,650 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 9,756 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1579% | 4,523 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1548% | 4,695 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4144% | 3,244 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2750% | 6,269 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |