Home > Northwest Georgia Bank > Income and Expense
Northwest Georgia Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 2,868 |
| Total interest expense | $539,000 | 2,332 |
| Net interest income | $3,455,000 | 2,905 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,713,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $828,000 | 781 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $885,000 | 1,682 |
| Total noninterest expense | $6,366,000 | 1,537 |
| Salaries and employee benefits | $2,799,000 | 1,880 |
| Premises and equipment expense | $641,000 | 1,805 |
| Additional noninterest expense | $2,926,000 | 1,110 |
| Pre-tax net operating income | $-1,198,000 | 6,297 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-1,198,000 | 6,303 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,198,000 | 6,303 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-1,198,000 | 6,303 |
| Net charge-offs | $-26,000 | 5,557 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-1,198,000 | 6,300 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 2,849 |
| Total interest expense | $282,000 | 2,276 |
| Net interest income | $1,737,000 | 2,906 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $903,000 | 1,384 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $408,000 | 776 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $495,000 | 1,517 |
| Total noninterest expense | $3,196,000 | 1,522 |
| Salaries and employee benefits | $1,425,000 | 1,857 |
| Premises and equipment expense | $315,000 | 1,844 |
| Additional noninterest expense | $1,456,000 | 1,101 |
| Pre-tax net operating income | $-556,000 | 6,366 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-556,000 | 6,367 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-556,000 | 6,368 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-556,000 | 6,368 |
| Net charge-offs | $-124,000 | 6,161 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-556,000 | 6,362 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,059,000 | 2,384 |
| Total interest expense | $1,390,000 | 2,017 |
| Net interest income | $8,669,000 | 2,446 |
| Provision for loan and lease losses | $312,000 | 1,939 |
| Total noninterest income | $3,784,000 | 1,328 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,895,000 | 725 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,889,000 | 1,525 |
| Total noninterest expense | $14,910,000 | 1,318 |
| Salaries and employee benefits | $6,972,000 | 1,496 |
| Premises and equipment expense | $1,570,000 | 1,510 |
| Additional noninterest expense | $6,368,000 | 1,033 |
| Pre-tax net operating income | $-2,769,000 | 6,454 |
| Securities gains (losses) | $82,000 | 1,397 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-2,687,000 | 6,448 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-2,687,000 | 6,447 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,687,000 | 6,447 |
| Net charge-offs | $1,451,000 | 669 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,769,000 | 6,449 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,867,000 | 2,313 |
| Total interest expense | $1,094,000 | 1,964 |
| Net interest income | $6,773,000 | 2,362 |
| Provision for loan and lease losses | $312,000 | 1,597 |
| Total noninterest income | $2,322,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,422,000 | 721 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $900,000 | 2,084 |
| Total noninterest expense | $11,473,000 | 1,303 |
| Salaries and employee benefits | $5,314,000 | 1,479 |
| Premises and equipment expense | $1,207,000 | 1,482 |
| Additional noninterest expense | $4,952,000 | 988 |
| Pre-tax net operating income | $-2,690,000 | 6,551 |
| Securities gains (losses) | $79,000 | 1,160 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-2,611,000 | 6,541 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,611,000 | 6,540 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,611,000 | 6,540 |
| Net charge-offs | $1,281,000 | 561 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-2,690,000 | 6,544 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,407,000 | 2,230 |
| Total interest expense | $773,000 | 1,896 |
| Net interest income | $4,634,000 | 2,289 |
| Provision for loan and lease losses | $312,000 | 1,193 |
| Total noninterest income | $1,989,000 | 1,291 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $927,000 | 715 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,062,000 | 1,394 |
| Total noninterest expense | $7,710,000 | 1,287 |
| Salaries and employee benefits | $3,561,000 | 1,472 |
| Premises and equipment expense | $805,000 | 1,480 |
| Additional noninterest expense | $3,344,000 | 968 |
| Pre-tax net operating income | $-1,399,000 | 6,601 |
| Securities gains (losses) | $80,000 | 912 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-1,319,000 | 6,599 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,319,000 | 6,599 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-1,319,000 | 6,599 |
| Net charge-offs | $798,000 | 600 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-1,399,000 | 6,602 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 2,160 |
| Total interest expense | $402,000 | 1,855 |
| Net interest income | $2,400,000 | 2,206 |
| Provision for loan and lease losses | $312,000 | 670 |
| Total noninterest income | $817,000 | 1,433 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $455,000 | 719 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $362,000 | 1,783 |
| Total noninterest expense | $3,873,000 | 1,296 |
| Salaries and employee benefits | $1,740,000 | 1,509 |
| Premises and equipment expense | $411,000 | 1,489 |
| Additional noninterest expense | $1,722,000 | 936 |
| Pre-tax net operating income | $-968,000 | 6,687 |
| Securities gains (losses) | $13,000 | 1,084 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-955,000 | 6,685 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-955,000 | 6,685 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-955,000 | 6,685 |
| Net charge-offs | $796,000 | 353 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-968,000 | 6,685 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,744,000 | 2,095 |
| Total interest expense | $2,359,000 | 1,447 |
| Net interest income | $9,385,000 | 2,228 |
| Provision for loan and lease losses | $598,000 | 1,661 |
| Total noninterest income | $1,079,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $2,008,000 | 689 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-929,000 | 6,777 |
| Total noninterest expense | $17,721,000 | 1,154 |
| Salaries and employee benefits | $8,356,000 | 1,274 |
| Premises and equipment expense | $1,771,000 | 1,345 |
| Additional noninterest expense | $7,594,000 | 891 |
| Pre-tax net operating income | $-7,855,000 | 6,783 |
| Securities gains (losses) | $833,000 | 282 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-7,022,000 | 6,774 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,022,000 | 6,775 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-7,022,000 | 6,775 |
| Net charge-offs | $1,430,000 | 974 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-7,855,000 | 6,776 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,777,000 | 2,116 |
| Total interest expense | $1,921,000 | 1,364 |
| Net interest income | $6,856,000 | 2,290 |
| Provision for loan and lease losses | $598,000 | 1,344 |
| Total noninterest income | $1,101,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,500,000 | 696 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-399,000 | 6,830 |
| Total noninterest expense | $13,452,000 | 1,132 |
| Salaries and employee benefits | $6,435,000 | 1,250 |
| Premises and equipment expense | $1,333,000 | 1,348 |
| Additional noninterest expense | $5,684,000 | 896 |
| Pre-tax net operating income | $-6,093,000 | 6,868 |
| Securities gains (losses) | $780,000 | 273 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-5,313,000 | 6,858 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-5,313,000 | 6,859 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-5,313,000 | 6,859 |
| Net charge-offs | $1,265,000 | 846 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-6,093,000 | 6,863 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,884,000 | 2,098 |
| Total interest expense | $1,373,000 | 1,302 |
| Net interest income | $4,511,000 | 2,310 |
| Provision for loan and lease losses | $221,000 | 1,997 |
| Total noninterest income | $-232,000 | 6,891 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $966,000 | 707 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,198,000 | 6,926 |
| Total noninterest expense | $9,148,000 | 1,113 |
| Salaries and employee benefits | $4,430,000 | 1,208 |
| Premises and equipment expense | $881,000 | 1,357 |
| Additional noninterest expense | $3,837,000 | 889 |
| Pre-tax net operating income | $-5,090,000 | 6,917 |
| Securities gains (losses) | $780,000 | 243 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-4,310,000 | 6,912 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-4,310,000 | 6,913 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-4,310,000 | 6,913 |
| Net charge-offs | $675,000 | 1,023 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-5,090,000 | 6,912 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 2,132 |
| Total interest expense | $740,000 | 1,242 |
| Net interest income | $2,179,000 | 2,415 |
| Provision for loan and lease losses | $334,000 | 915 |
| Total noninterest income | $551,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $478,000 | 711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $73,000 | 4,232 |
| Total noninterest expense | $4,431,000 | 1,154 |
| Salaries and employee benefits | $2,280,000 | 1,195 |
| Premises and equipment expense | $461,000 | 1,315 |
| Additional noninterest expense | $1,690,000 | 995 |
| Pre-tax net operating income | $-2,035,000 | 6,983 |
| Securities gains (losses) | $692,000 | 155 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-1,343,000 | 6,961 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,343,000 | 6,962 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,343,000 | 6,962 |
| Net charge-offs | $674,000 | 632 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-2,035,000 | 6,978 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,248,000 | 1,632 |
| Total interest expense | $4,391,000 | 1,034 |
| Net interest income | $11,857,000 | 1,843 |
| Provision for loan and lease losses | $4,033,000 | 608 |
| Total noninterest income | $1,711,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,029,000 | 708 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-318,000 | 6,871 |
| Total noninterest expense | $19,195,000 | 1,044 |
| Salaries and employee benefits | $9,669,000 | 1,090 |
| Premises and equipment expense | $2,122,000 | 1,115 |
| Additional noninterest expense | $7,404,000 | 941 |
| Pre-tax net operating income | $-9,660,000 | 7,025 |
| Securities gains (losses) | $1,956,000 | 274 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-7,704,000 | 7,009 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,704,000 | 7,009 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-7,704,000 | 7,009 |
| Net charge-offs | $7,680,000 | 401 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-9,660,000 | 7,023 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,834,000 | 1,585 |
| Total interest expense | $3,554,000 | 1,003 |
| Net interest income | $9,280,000 | 1,797 |
| Provision for loan and lease losses | $4,039,000 | 487 |
| Total noninterest income | $1,327,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,475,000 | 735 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-148,000 | 6,952 |
| Total noninterest expense | $14,511,000 | 1,031 |
| Salaries and employee benefits | $7,353,000 | 1,063 |
| Premises and equipment expense | $1,758,000 | 1,016 |
| Additional noninterest expense | $5,400,000 | 966 |
| Pre-tax net operating income | $-7,943,000 | 7,133 |
| Securities gains (losses) | $1,956,000 | 207 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-5,987,000 | 7,112 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-5,987,000 | 7,112 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-5,987,000 | 7,112 |
| Net charge-offs | $7,355,000 | 329 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-7,943,000 | 7,130 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,949,000 | 1,523 |
| Total interest expense | $2,567,000 | 957 |
| Net interest income | $6,382,000 | 1,744 |
| Provision for loan and lease losses | $2,647,000 | 512 |
| Total noninterest income | $1,799,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $984,000 | 722 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $815,000 | 1,734 |
| Total noninterest expense | $9,659,000 | 1,032 |
| Salaries and employee benefits | $4,969,000 | 1,055 |
| Premises and equipment expense | $1,114,000 | 1,068 |
| Additional noninterest expense | $3,576,000 | 969 |
| Pre-tax net operating income | $-4,125,000 | 7,171 |
| Securities gains (losses) | $1,423,000 | 186 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-2,702,000 | 7,142 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,702,000 | 7,141 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,702,000 | 7,142 |
| Net charge-offs | $4,509,000 | 361 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-4,125,000 | 7,170 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 1,487 |
| Total interest expense | $1,367,000 | 927 |
| Net interest income | $3,265,000 | 1,707 |
| Provision for loan and lease losses | $1,226,000 | 531 |
| Total noninterest income | $882,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $510,000 | 695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $372,000 | 1,848 |
| Total noninterest expense | $5,035,000 | 989 |
| Salaries and employee benefits | $2,422,000 | 1,074 |
| Premises and equipment expense | $549,000 | 1,089 |
| Additional noninterest expense | $2,064,000 | 822 |
| Pre-tax net operating income | $-2,114,000 | 7,244 |
| Securities gains (losses) | $725,000 | 197 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,389,000 | 7,208 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,389,000 | 7,208 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,389,000 | 7,208 |
| Net charge-offs | $436,000 | 1,188 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-2,114,000 | 7,246 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,417,000 | 1,335 |
| Total interest expense | $7,383,000 | 800 |
| Net interest income | $14,034,000 | 1,590 |
| Provision for loan and lease losses | $10,434,000 | 402 |
| Total noninterest income | $2,980,000 | 1,505 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,401,000 | 610 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $579,000 | 2,908 |
| Total noninterest expense | $19,001,000 | 1,033 |
| Salaries and employee benefits | $9,504,000 | 1,033 |
| Premises and equipment expense | $2,207,000 | 1,131 |
| Additional noninterest expense | $7,290,000 | 970 |
| Pre-tax net operating income | $-12,421,000 | 7,244 |
| Securities gains (losses) | $736,000 | 583 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-11,685,000 | 7,230 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-11,685,000 | 7,229 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-11,685,000 | 7,230 |
| Net charge-offs | $6,630,000 | 634 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-12,421,000 | 7,238 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,478,000 | 1,318 |
| Total interest expense | $5,888,000 | 782 |
| Net interest income | $10,590,000 | 1,590 |
| Provision for loan and lease losses | $8,230,000 | 376 |
| Total noninterest income | $3,329,000 | 1,149 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,847,000 | 596 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,482,000 | 1,348 |
| Total noninterest expense | $14,252,000 | 1,042 |
| Salaries and employee benefits | $7,098,000 | 1,037 |
| Premises and equipment expense | $1,701,000 | 1,119 |
| Additional noninterest expense | $5,453,000 | 976 |
| Pre-tax net operating income | $-8,563,000 | 7,317 |
| Securities gains (losses) | $736,000 | 461 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-7,827,000 | 7,317 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,827,000 | 7,317 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-7,827,000 | 7,317 |
| Net charge-offs | $3,796,000 | 780 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-8,563,000 | 7,316 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,159,000 | 1,305 |
| Total interest expense | $4,054,000 | 788 |
| Net interest income | $7,105,000 | 1,587 |
| Provision for loan and lease losses | $5,005,000 | 435 |
| Total noninterest income | $2,138,000 | 1,169 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,241,000 | 592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $897,000 | 1,444 |
| Total noninterest expense | $9,175,000 | 1,090 |
| Salaries and employee benefits | $4,710,000 | 1,050 |
| Premises and equipment expense | $1,136,000 | 1,122 |
| Additional noninterest expense | $3,329,000 | 1,071 |
| Pre-tax net operating income | $-4,937,000 | 7,368 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-4,937,000 | 7,372 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,937,000 | 7,372 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,937,000 | 7,372 |
| Net charge-offs | $3,287,000 | 639 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,937,000 | 7,371 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,739,000 | 1,273 |
| Total interest expense | $2,040,000 | 824 |
| Net interest income | $3,699,000 | 1,508 |
| Provision for loan and lease losses | $405,000 | 1,622 |
| Total noninterest income | $1,159,000 | 1,094 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $603,000 | 597 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $556,000 | 1,262 |
| Total noninterest expense | $4,628,000 | 1,085 |
| Salaries and employee benefits | $2,387,000 | 1,049 |
| Premises and equipment expense | $583,000 | 1,126 |
| Additional noninterest expense | $1,658,000 | 1,074 |
| Pre-tax net operating income | $-175,000 | 6,800 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-175,000 | 6,843 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-175,000 | 6,843 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-175,000 | 6,843 |
| Net charge-offs | $677,000 | 1,112 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-175,000 | 6,836 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $24,370,000 | 1,265 |
| Total interest expense | $10,616,000 | 765 |
| Net interest income | $13,754,000 | 1,619 |
| Provision for loan and lease losses | $3,407,000 | 1,485 |
| Total noninterest income | $3,434,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,270,000 | 659 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,164,000 | 1,992 |
| Total noninterest expense | $17,859,000 | 1,112 |
| Salaries and employee benefits | $9,480,000 | 1,035 |
| Premises and equipment expense | $2,758,000 | 927 |
| Additional noninterest expense | $5,621,000 | 1,308 |
| Pre-tax net operating income | $-4,078,000 | 7,038 |
| Securities gains (losses) | $4,903,000 | 106 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $825,000 | 3,559 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $825,000 | 3,556 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $825,000 | 3,559 |
| Net charge-offs | $4,740,000 | 1,074 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,078,000 | 7,089 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,977,000 | 1,242 |
| Total interest expense | $8,282,000 | 753 |
| Net interest income | $10,695,000 | 1,581 |
| Provision for loan and lease losses | $2,705,000 | 1,353 |
| Total noninterest income | $2,231,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,612,000 | 713 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $619,000 | 2,438 |
| Total noninterest expense | $13,052,000 | 1,144 |
| Salaries and employee benefits | $7,093,000 | 1,024 |
| Premises and equipment expense | $1,908,000 | 1,033 |
| Additional noninterest expense | $4,051,000 | 1,326 |
| Pre-tax net operating income | $-2,831,000 | 7,181 |
| Securities gains (losses) | $2,797,000 | 157 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-34,000 | 6,201 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-34,000 | 6,202 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-34,000 | 6,202 |
| Net charge-offs | $3,298,000 | 1,062 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,831,000 | 7,229 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,085,000 | 1,218 |
| Total interest expense | $5,734,000 | 754 |
| Net interest income | $7,351,000 | 1,544 |
| Provision for loan and lease losses | $1,895,000 | 1,324 |
| Total noninterest income | $1,049,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $944,000 | 826 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $105,000 | 4,569 |
| Total noninterest expense | $8,543,000 | 1,163 |
| Salaries and employee benefits | $4,738,000 | 1,028 |
| Premises and equipment expense | $1,246,000 | 1,070 |
| Additional noninterest expense | $2,559,000 | 1,388 |
| Pre-tax net operating income | $-2,038,000 | 7,281 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,038,000 | 7,340 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,038,000 | 7,340 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,038,000 | 7,340 |
| Net charge-offs | $1,057,000 | 1,667 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,038,000 | 7,336 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,614,000 | 1,233 |
| Total interest expense | $3,029,000 | 747 |
| Net interest income | $3,585,000 | 1,602 |
| Provision for loan and lease losses | $355,000 | 2,202 |
| Total noninterest income | $662,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $462,000 | 845 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $200,000 | 2,402 |
| Total noninterest expense | $4,228,000 | 1,197 |
| Salaries and employee benefits | $2,387,000 | 1,032 |
| Premises and equipment expense | $640,000 | 1,070 |
| Additional noninterest expense | $1,201,000 | 1,473 |
| Pre-tax net operating income | $-336,000 | 7,009 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-336,000 | 7,114 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-336,000 | 7,115 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-336,000 | 7,114 |
| Net charge-offs | $440,000 | 1,679 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-336,000 | 7,076 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $29,473,000 | 1,160 |
| Total interest expense | $14,388,000 | 808 |
| Net interest income | $15,085,000 | 1,489 |
| Provision for loan and lease losses | $10,538,000 | 826 |
| Total noninterest income | $3,512,000 | 1,439 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,436,000 | 687 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,076,000 | 2,061 |
| Total noninterest expense | $17,817,000 | 1,166 |
| Salaries and employee benefits | $10,281,000 | 953 |
| Premises and equipment expense | $2,083,000 | 1,305 |
| Additional noninterest expense | $5,453,000 | 1,369 |
| Pre-tax net operating income | $-9,758,000 | 7,482 |
| Securities gains (losses) | $1,836,000 | 297 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-7,922,000 | 7,483 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,922,000 | 7,481 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,922,000 | 7,482 |
| Net charge-offs | $8,724,000 | 762 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-9,758,000 | 7,553 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $23,103,000 | 1,135 |
| Total interest expense | $11,029,000 | 840 |
| Net interest income | $12,074,000 | 1,377 |
| Provision for loan and lease losses | $5,138,000 | 1,025 |
| Total noninterest income | $2,965,000 | 1,331 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,865,000 | 674 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,100,000 | 1,714 |
| Total noninterest expense | $13,534,000 | 1,139 |
| Salaries and employee benefits | $7,945,000 | 945 |
| Premises and equipment expense | $1,659,000 | 1,245 |
| Additional noninterest expense | $3,930,000 | 1,383 |
| Pre-tax net operating income | $-3,633,000 | 7,371 |
| Securities gains (losses) | $1,513,000 | 260 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,120,000 | 7,205 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,120,000 | 7,205 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,120,000 | 7,204 |
| Net charge-offs | $5,356,000 | 782 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,633,000 | 7,455 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,065,000 | 1,113 |
| Total interest expense | $7,619,000 | 852 |
| Net interest income | $8,446,000 | 1,319 |
| Provision for loan and lease losses | $1,310,000 | 1,770 |
| Total noninterest income | $1,929,000 | 1,371 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,201,000 | 694 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $728,000 | 1,768 |
| Total noninterest expense | $9,158,000 | 1,145 |
| Salaries and employee benefits | $5,485,000 | 922 |
| Premises and equipment expense | $1,078,000 | 1,304 |
| Additional noninterest expense | $2,595,000 | 1,431 |
| Pre-tax net operating income | $-93,000 | 6,078 |
| Securities gains (losses) | $1,010,000 | 282 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $917,000 | 1,993 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $917,000 | 1,991 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $917,000 | 1,992 |
| Net charge-offs | $2,461,000 | 990 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-93,000 | 6,132 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,719,000 | 1,018 |
| Total interest expense | $3,884,000 | 866 |
| Net interest income | $4,835,000 | 1,141 |
| Provision for loan and lease losses | $600,000 | 1,587 |
| Total noninterest income | $1,099,000 | 1,185 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $576,000 | 699 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $523,000 | 1,355 |
| Total noninterest expense | $4,441,000 | 1,128 |
| Salaries and employee benefits | $2,847,000 | 900 |
| Premises and equipment expense | $524,000 | 1,358 |
| Additional noninterest expense | $1,070,000 | 1,506 |
| Pre-tax net operating income | $893,000 | 1,448 |
| Securities gains (losses) | $499,000 | 335 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,392,000 | 740 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,392,000 | 740 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,392,000 | 742 |
| Net charge-offs | $979,000 | 968 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $893,000 | 1,147 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $37,496,000 | 1,011 |
| Total interest expense | $18,318,000 | 866 |
| Net interest income | $19,178,000 | 1,157 |
| Provision for loan and lease losses | $9,487,000 | 624 |
| Total noninterest income | $4,831,000 | 1,090 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,835,000 | 616 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,996,000 | 1,306 |
| Total noninterest expense | $19,106,000 | 1,038 |
| Salaries and employee benefits | $11,197,000 | 889 |
| Premises and equipment expense | $3,176,000 | 865 |
| Additional noninterest expense | $4,733,000 | 1,334 |
| Pre-tax net operating income | $-4,584,000 | 7,772 |
| Securities gains (losses) | $192,000 | 734 |
| Applicable income taxes | $62,000 | 3,733 |
| Income before extraordinary items | $-4,454,000 | 7,778 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,454,000 | 7,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,917,000 | 446 |
| Cash dividends | $4,898,000 | 582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,646,000 | 7,848 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $29,112,000 | 998 |
| Total interest expense | $14,258,000 | 871 |
| Net interest income | $14,854,000 | 1,126 |
| Provision for loan and lease losses | $5,440,000 | 623 |
| Total noninterest income | $3,778,000 | 1,093 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,154,000 | 614 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,624,000 | 1,289 |
| Total noninterest expense | $13,958,000 | 1,058 |
| Salaries and employee benefits | $8,681,000 | 886 |
| Premises and equipment expense | $2,229,000 | 925 |
| Additional noninterest expense | $3,048,000 | 1,464 |
| Pre-tax net operating income | $-766,000 | 7,415 |
| Securities gains (losses) | $82,000 | 1,091 |
| Applicable income taxes | $62,000 | 3,966 |
| Income before extraordinary items | $-746,000 | 7,371 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-746,000 | 7,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,673,000 | 405 |
| Cash dividends | $3,591,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-828,000 | 7,540 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,807,000 | 982 |
| Total interest expense | $9,966,000 | 862 |
| Net interest income | $9,841,000 | 1,115 |
| Provision for loan and lease losses | $940,000 | 1,269 |
| Total noninterest income | $2,438,000 | 1,135 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,392,000 | 612 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,046,000 | 1,354 |
| Total noninterest expense | $9,462,000 | 1,037 |
| Salaries and employee benefits | $6,040,000 | 854 |
| Premises and equipment expense | $1,457,000 | 941 |
| Additional noninterest expense | $1,965,000 | 1,501 |
| Pre-tax net operating income | $1,877,000 | 1,778 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $54,000 | 4,003 |
| Income before extraordinary items | $1,830,000 | 1,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,830,000 | 1,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,795,000 | 443 |
| Cash dividends | $1,934,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,823,210 | 1,473 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,148,000 | 983 |
| Total interest expense | $5,224,000 | 873 |
| Net interest income | $4,924,000 | 1,110 |
| Provision for loan and lease losses | $330,000 | 1,289 |
| Total noninterest income | $1,321,000 | 1,062 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $652,000 | 651 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $669,000 | 1,155 |
| Total noninterest expense | $4,698,000 | 1,041 |
| Salaries and employee benefits | $3,103,000 | 839 |
| Premises and equipment expense | $704,000 | 984 |
| Additional noninterest expense | $891,000 | 1,608 |
| Pre-tax net operating income | $1,217,000 | 1,513 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $30,000 | 4,050 |
| Income before extraordinary items | $1,194,000 | 1,262 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,194,000 | 1,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 1,171 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,187,140 | 1,227 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $42,118,000 | 1,001 |
| Total interest expense | $21,127,000 | 943 |
| Net interest income | $20,991,000 | 1,055 |
| Provision for loan and lease losses | $1,220,000 | 1,235 |
| Total noninterest income | $5,205,000 | 1,071 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,173,000 | 547 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,032,000 | 1,353 |
| Total noninterest expense | $17,188,000 | 1,091 |
| Salaries and employee benefits | $10,839,000 | 912 |
| Premises and equipment expense | $2,704,000 | 958 |
| Additional noninterest expense | $3,645,000 | 1,518 |
| Pre-tax net operating income | $7,788,000 | 1,080 |
| Securities gains (losses) | $59,000 | 743 |
| Applicable income taxes | $112,000 | 4,403 |
| Income before extraordinary items | $7,735,000 | 836 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,735,000 | 834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $751,000 | 1,266 |
| Cash dividends | $7,717,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,676,590 | 833 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,112,000 | 989 |
| Total interest expense | $15,823,000 | 942 |
| Net interest income | $16,289,000 | 1,017 |
| Provision for loan and lease losses | $1,098,000 | 834 |
| Total noninterest income | $3,663,000 | 1,118 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,367,000 | 541 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,296,000 | 1,519 |
| Total noninterest expense | $13,167,000 | 1,053 |
| Salaries and employee benefits | $8,515,000 | 872 |
| Premises and equipment expense | $1,997,000 | 971 |
| Additional noninterest expense | $2,655,000 | 1,522 |
| Pre-tax net operating income | $5,687,000 | 1,206 |
| Securities gains (losses) | $59,000 | 597 |
| Applicable income taxes | $185,000 | 3,806 |
| Income before extraordinary items | $5,561,000 | 932 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,561,000 | 930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $765,000 | 785 |
| Cash dividends | $5,717,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,503,770 | 931 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,398,000 | 997 |
| Total interest expense | $10,426,000 | 956 |
| Net interest income | $10,972,000 | 1,024 |
| Provision for loan and lease losses | $732,000 | 755 |
| Total noninterest income | $2,405,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,535,000 | 572 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $870,000 | 1,539 |
| Total noninterest expense | $8,777,000 | 1,075 |
| Salaries and employee benefits | $5,715,000 | 893 |
| Premises and equipment expense | $1,294,000 | 1,010 |
| Additional noninterest expense | $1,768,000 | 1,538 |
| Pre-tax net operating income | $3,868,000 | 1,222 |
| Securities gains (losses) | $59,000 | 509 |
| Applicable income taxes | $121,000 | 3,911 |
| Income before extraordinary items | $3,806,000 | 951 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,806,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 778 |
| Cash dividends | $5,717,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,748,770 | 944 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,562,000 | 1,005 |
| Total interest expense | $5,065,000 | 973 |
| Net interest income | $5,497,000 | 1,017 |
| Provision for loan and lease losses | $366,000 | 674 |
| Total noninterest income | $1,354,000 | 1,033 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $720,000 | 578 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $634,000 | 1,147 |
| Total noninterest expense | $4,229,000 | 1,110 |
| Salaries and employee benefits | $2,801,000 | 912 |
| Premises and equipment expense | $605,000 | 1,107 |
| Additional noninterest expense | $823,000 | 1,628 |
| Pre-tax net operating income | $2,256,000 | 1,040 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $58,000 | 3,953 |
| Income before extraordinary items | $2,198,000 | 816 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,198,000 | 815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,105 |
| Cash dividends | $5,717,000 | 223 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,198,000 | 809 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $40,391,000 | 969 |
| Total interest expense | $17,257,000 | 973 |
| Net interest income | $23,134,000 | 960 |
| Provision for loan and lease losses | $2,355,000 | 487 |
| Total noninterest income | $5,040,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,080,000 | 554 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,960,000 | 1,380 |
| Total noninterest expense | $16,275,000 | 1,110 |
| Salaries and employee benefits | $10,585,000 | 909 |
| Premises and equipment expense | $2,314,000 | 1,102 |
| Additional noninterest expense | $3,376,000 | 1,561 |
| Pre-tax net operating income | $9,544,000 | 1,022 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,098,000 | 2,072 |
| Income before extraordinary items | $8,446,000 | 891 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,446,000 | 891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,326,000 | 342 |
| Cash dividends | $4,588,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,446,000 | 875 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,765,000 | 987 |
| Total interest expense | $12,393,000 | 985 |
| Net interest income | $17,372,000 | 973 |
| Provision for loan and lease losses | $1,605,000 | 494 |
| Total noninterest income | $3,769,000 | 1,100 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,310,000 | 563 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,459,000 | 1,385 |
| Total noninterest expense | $11,713,000 | 1,158 |
| Salaries and employee benefits | $7,758,000 | 939 |
| Premises and equipment expense | $1,667,000 | 1,159 |
| Additional noninterest expense | $2,288,000 | 1,715 |
| Pre-tax net operating income | $7,823,000 | 988 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,042,000 | 1,834 |
| Income before extraordinary items | $6,781,000 | 853 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,781,000 | 852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,466,000 | 347 |
| Cash dividends | $4,588,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,781,000 | 845 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,569,000 | 978 |
| Total interest expense | $7,818,000 | 981 |
| Net interest income | $11,751,000 | 966 |
| Provision for loan and lease losses | $980,000 | 525 |
| Total noninterest income | $2,468,000 | 1,118 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,502,000 | 570 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $966,000 | 1,386 |
| Total noninterest expense | $7,658,000 | 1,191 |
| Salaries and employee benefits | $5,097,000 | 962 |
| Premises and equipment expense | $1,083,000 | 1,191 |
| Additional noninterest expense | $1,478,000 | 1,777 |
| Pre-tax net operating income | $5,581,000 | 917 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $987,000 | 1,415 |
| Income before extraordinary items | $4,594,000 | 845 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,594,000 | 845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $969,000 | 349 |
| Cash dividends | $3,088,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,594,000 | 828 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,351,000 | 995 |
| Total interest expense | $3,662,000 | 991 |
| Net interest income | $5,689,000 | 995 |
| Provision for loan and lease losses | $420,000 | 589 |
| Total noninterest income | $1,170,000 | 1,145 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $697,000 | 588 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $473,000 | 1,400 |
| Total noninterest expense | $3,685,000 | 1,240 |
| Salaries and employee benefits | $2,488,000 | 991 |
| Premises and equipment expense | $536,000 | 1,207 |
| Additional noninterest expense | $661,000 | 1,968 |
| Pre-tax net operating income | $2,754,000 | 921 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $931,000 | 835 |
| Income before extraordinary items | $1,823,000 | 1,042 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,823,000 | 1,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 318 |
| Cash dividends | $3,088,000 | 304 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,823,000 | 1,025 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $32,608,000 | 1,008 |
| Total interest expense | $12,279,000 | 909 |
| Net interest income | $20,329,000 | 1,061 |
| Provision for loan and lease losses | $1,200,000 | 871 |
| Total noninterest income | $4,538,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,859,000 | 594 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,679,000 | 1,533 |
| Total noninterest expense | $14,310,000 | 1,218 |
| Salaries and employee benefits | $9,248,000 | 993 |
| Premises and equipment expense | $1,955,000 | 1,254 |
| Additional noninterest expense | $3,107,000 | 1,626 |
| Pre-tax net operating income | $9,357,000 | 1,037 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,181,000 | 922 |
| Income before extraordinary items | $6,176,000 | 1,176 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,176,000 | 1,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $808,000 | 800 |
| Cash dividends | $2,409,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,176,000 | 1,152 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $23,857,000 | 1,004 |
| Total interest expense | $8,808,000 | 898 |
| Net interest income | $15,049,000 | 1,061 |
| Provision for loan and lease losses | $900,000 | 826 |
| Total noninterest income | $3,418,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,096,000 | 600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,322,000 | 1,486 |
| Total noninterest expense | $10,470,000 | 1,226 |
| Salaries and employee benefits | $6,638,000 | 1,027 |
| Premises and equipment expense | $1,468,000 | 1,241 |
| Additional noninterest expense | $2,364,000 | 1,590 |
| Pre-tax net operating income | $7,097,000 | 1,027 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,403,000 | 936 |
| Income before extraordinary items | $4,694,000 | 1,155 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,694,000 | 1,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 745 |
| Cash dividends | $2,409,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,694,000 | 1,132 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,634,000 | 994 |
| Total interest expense | $5,556,000 | 889 |
| Net interest income | $10,078,000 | 1,038 |
| Provision for loan and lease losses | $600,000 | 816 |
| Total noninterest income | $2,257,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,325,000 | 628 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $932,000 | 1,419 |
| Total noninterest expense | $6,873,000 | 1,233 |
| Salaries and employee benefits | $4,392,000 | 1,029 |
| Premises and equipment expense | $980,000 | 1,226 |
| Additional noninterest expense | $1,501,000 | 1,647 |
| Pre-tax net operating income | $4,862,000 | 974 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,603,000 | 902 |
| Income before extraordinary items | $3,259,000 | 1,070 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,259,000 | 1,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 843 |
| Cash dividends | $2,409,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,259,000 | 1,052 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,593,000 | 1,006 |
| Total interest expense | $2,638,000 | 891 |
| Net interest income | $4,955,000 | 1,051 |
| Provision for loan and lease losses | $300,000 | 755 |
| Total noninterest income | $1,087,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $650,000 | 618 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $437,000 | 1,453 |
| Total noninterest expense | $3,317,000 | 1,282 |
| Salaries and employee benefits | $2,166,000 | 1,039 |
| Premises and equipment expense | $499,000 | 1,213 |
| Additional noninterest expense | $652,000 | 1,880 |
| Pre-tax net operating income | $2,425,000 | 966 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $807,000 | 900 |
| Income before extraordinary items | $1,618,000 | 1,068 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,618,000 | 1,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 826 |
| Cash dividends | $2,409,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,618,000 | 1,043 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $27,391,000 | 1,028 |
| Total interest expense | $9,815,000 | 830 |
| Net interest income | $17,576,000 | 1,152 |
| Provision for loan and lease losses | $1,900,000 | 576 |
| Total noninterest income | $3,973,000 | 1,280 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,741,000 | 638 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,232,000 | 1,871 |
| Total noninterest expense | $12,478,000 | 1,319 |
| Salaries and employee benefits | $8,450,000 | 1,017 |
| Premises and equipment expense | $1,895,000 | 1,207 |
| Additional noninterest expense | $2,133,000 | 2,278 |
| Pre-tax net operating income | $7,171,000 | 1,206 |
| Securities gains (losses) | $-43,000 | 8,560 |
| Applicable income taxes | $2,310,000 | 1,114 |
| Income before extraordinary items | $4,818,000 | 1,335 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,818,000 | 1,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,813,000 | 492 |
| Cash dividends | $2,665,000 | 1,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,847,240 | 1,297 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,197,000 | 1,033 |
| Total interest expense | $7,281,000 | 817 |
| Net interest income | $12,916,000 | 1,149 |
| Provision for loan and lease losses | $675,000 | 1,126 |
| Total noninterest income | $2,938,000 | 1,328 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,040,000 | 650 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $898,000 | 1,922 |
| Total noninterest expense | $9,485,000 | 1,298 |
| Salaries and employee benefits | $6,452,000 | 992 |
| Premises and equipment expense | $1,433,000 | 1,201 |
| Additional noninterest expense | $1,600,000 | 2,262 |
| Pre-tax net operating income | $5,694,000 | 1,159 |
| Securities gains (losses) | $-43,000 | 8,787 |
| Applicable income taxes | $1,863,000 | 1,081 |
| Income before extraordinary items | $3,788,000 | 1,298 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,788,000 | 1,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 853 |
| Cash dividends | $2,665,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,816,810 | 1,256 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,427,000 | 1,022 |
| Total interest expense | $4,754,000 | 815 |
| Net interest income | $8,673,000 | 1,137 |
| Provision for loan and lease losses | $450,000 | 1,098 |
| Total noninterest income | $1,840,000 | 1,369 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,293,000 | 675 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $547,000 | 2,051 |
| Total noninterest expense | $6,343,000 | 1,290 |
| Salaries and employee benefits | $4,302,000 | 997 |
| Premises and equipment expense | $952,000 | 1,213 |
| Additional noninterest expense | $1,089,000 | 2,222 |
| Pre-tax net operating income | $3,720,000 | 1,160 |
| Securities gains (losses) | $-22,000 | 8,808 |
| Applicable income taxes | $1,188,000 | 1,115 |
| Income before extraordinary items | $2,510,000 | 1,295 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,510,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 901 |
| Cash dividends | $1,999,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,524,960 | 1,244 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,439,000 | 1,085 |
| Total interest expense | $2,288,000 | 869 |
| Net interest income | $4,151,000 | 1,191 |
| Provision for loan and lease losses | $225,000 | 1,035 |
| Total noninterest income | $798,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $571,000 | 746 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $227,000 | 2,274 |
| Total noninterest expense | $3,101,000 | 1,323 |
| Salaries and employee benefits | $2,133,000 | 1,012 |
| Premises and equipment expense | $463,000 | 1,255 |
| Additional noninterest expense | $505,000 | 2,341 |
| Pre-tax net operating income | $1,623,000 | 1,299 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $530,000 | 1,246 |
| Income before extraordinary items | $1,093,000 | 1,469 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,093,000 | 1,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,954 |
| Cash dividends | $1,333,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,093,000 | 1,387 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $25,828,000 | 1,098 |
| Total interest expense | $8,876,000 | 1,005 |
| Net interest income | $16,952,000 | 1,143 |
| Provision for loan and lease losses | $840,000 | 1,397 |
| Total noninterest income | $3,213,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,362,000 | 719 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $851,000 | 2,634 |
| Total noninterest expense | $11,473,000 | 1,398 |
| Salaries and employee benefits | $7,592,000 | 1,111 |
| Premises and equipment expense | $1,656,000 | 1,378 |
| Additional noninterest expense | $2,225,000 | 2,173 |
| Pre-tax net operating income | $7,852,000 | 1,068 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,521,000 | 1,072 |
| Income before extraordinary items | $5,331,000 | 1,208 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,331,000 | 1,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,854 |
| Cash dividends | $2,512,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,331,000 | 1,139 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,388,000 | 1,121 |
| Total interest expense | $6,671,000 | 1,046 |
| Net interest income | $12,717,000 | 1,156 |
| Provision for loan and lease losses | $630,000 | 1,346 |
| Total noninterest income | $2,439,000 | 1,620 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,758,000 | 733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $681,000 | 2,612 |
| Total noninterest expense | $8,463,000 | 1,436 |
| Salaries and employee benefits | $5,572,000 | 1,149 |
| Premises and equipment expense | $1,234,000 | 1,393 |
| Additional noninterest expense | $1,657,000 | 2,160 |
| Pre-tax net operating income | $6,063,000 | 1,068 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,976,000 | 1,071 |
| Income before extraordinary items | $4,087,000 | 1,213 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,087,000 | 1,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,601 |
| Cash dividends | $2,512,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,087,000 | 1,144 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,979,000 | 1,123 |
| Total interest expense | $4,459,000 | 1,078 |
| Net interest income | $8,520,000 | 1,150 |
| Provision for loan and lease losses | $420,000 | 1,332 |
| Total noninterest income | $1,615,000 | 1,620 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,152,000 | 741 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $463,000 | 2,560 |
| Total noninterest expense | $5,477,000 | 1,466 |
| Salaries and employee benefits | $3,656,000 | 1,172 |
| Premises and equipment expense | $812,000 | 1,415 |
| Additional noninterest expense | $1,009,000 | 2,351 |
| Pre-tax net operating income | $4,238,000 | 1,023 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,384,000 | 1,060 |
| Income before extraordinary items | $2,854,000 | 1,179 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,854,000 | 1,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,682 |
| Cash dividends | $1,256,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,854,000 | 1,089 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,333,000 | 1,162 |
| Total interest expense | $2,251,000 | 1,087 |
| Net interest income | $4,082,000 | 1,200 |
| Provision for loan and lease losses | $210,000 | 1,306 |
| Total noninterest income | $802,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $557,000 | 752 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $245,000 | 2,392 |
| Total noninterest expense | $2,704,000 | 1,470 |
| Salaries and employee benefits | $1,803,000 | 1,181 |
| Premises and equipment expense | $395,000 | 1,469 |
| Additional noninterest expense | $506,000 | 2,311 |
| Pre-tax net operating income | $1,970,000 | 1,104 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $641,000 | 1,135 |
| Income before extraordinary items | $1,329,000 | 1,243 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,329,000 | 1,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,205 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,329,000 | 1,163 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $24,854,000 | 1,238 |
| Total interest expense | $9,665,000 | 1,167 |
| Net interest income | $15,189,000 | 1,271 |
| Provision for loan and lease losses | $888,000 | 1,502 |
| Total noninterest income | $2,990,000 | 1,561 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,162,000 | 749 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $828,000 | 2,451 |
| Total noninterest expense | $10,367,000 | 1,485 |
| Salaries and employee benefits | $6,971,000 | 1,150 |
| Premises and equipment expense | $1,541,000 | 1,432 |
| Additional noninterest expense | $1,855,000 | 2,483 |
| Pre-tax net operating income | $6,924,000 | 1,218 |
| Securities gains (losses) | $470,000 | 682 |
| Applicable income taxes | $2,369,000 | 1,125 |
| Income before extraordinary items | $5,025,000 | 1,250 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,025,000 | 1,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 1,885 |
| Cash dividends | $2,264,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,705,400 | 1,282 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $27,855,000 | 1,232 |
| Total interest expense | $14,681,000 | 1,095 |
| Net interest income | $13,174,000 | 1,346 |
| Provision for loan and lease losses | $605,000 | 1,883 |
| Total noninterest income | $2,734,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,933,000 | 756 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $801,000 | 2,385 |
| Total noninterest expense | $9,426,000 | 1,558 |
| Salaries and employee benefits | $6,319,000 | 1,173 |
| Premises and equipment expense | $1,549,000 | 1,379 |
| Additional noninterest expense | $1,558,000 | 2,777 |
| Pre-tax net operating income | $5,877,000 | 1,268 |
| Securities gains (losses) | $439,000 | 660 |
| Applicable income taxes | $1,785,000 | 1,294 |
| Income before extraordinary items | $4,531,000 | 1,202 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,531,000 | 1,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 1,522 |
| Cash dividends | $2,260,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,214,920 | 1,242 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $29,155,000 | 1,206 |
| Total interest expense | $14,727,000 | 1,177 |
| Net interest income | $14,428,000 | 1,216 |
| Provision for loan and lease losses | $823,000 | 1,249 |
| Total noninterest income | $2,428,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,735,000 | 784 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $693,000 | 2,379 |
| Total noninterest expense | $8,933,000 | 1,567 |
| Salaries and employee benefits | $5,875,000 | 1,204 |
| Premises and equipment expense | $1,434,000 | 1,453 |
| Additional noninterest expense | $1,624,000 | 2,624 |
| Pre-tax net operating income | $7,100,000 | 1,066 |
| Securities gains (losses) | $-235,000 | 9,599 |
| Applicable income taxes | $2,344,000 | 1,012 |
| Income before extraordinary items | $4,521,000 | 1,170 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,521,000 | 1,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,710 |
| Cash dividends | $2,055,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,676,100 | 1,125 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,849,000 | 1,302 |
| Total interest expense | $12,279,000 | 1,235 |
| Net interest income | $12,570,000 | 1,387 |
| Provision for loan and lease losses | $760,000 | 1,238 |
| Total noninterest income | $2,329,000 | 1,660 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,818,000 | 730 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $511,000 | 2,917 |
| Total noninterest expense | $8,057,000 | 1,707 |
| Salaries and employee benefits | $5,046,000 | 1,374 |
| Premises and equipment expense | $1,382,000 | 1,485 |
| Additional noninterest expense | $1,629,000 | 2,645 |
| Pre-tax net operating income | $6,082,000 | 1,260 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,971,000 | 1,246 |
| Income before extraordinary items | $4,111,000 | 1,319 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,111,000 | 1,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $647,000 | 993 |
| Cash dividends | $2,006,000 | 1,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,111,000 | 1,300 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,887,000 | 1,412 |
| Total interest expense | $11,535,000 | 1,344 |
| Net interest income | $11,352,000 | 1,488 |
| Provision for loan and lease losses | $482,000 | 1,766 |
| Total noninterest income | $2,071,000 | 1,784 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,592,000 | 777 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $479,000 | 3,061 |
| Total noninterest expense | $7,480,000 | 1,749 |
| Salaries and employee benefits | $4,745,000 | 1,385 |
| Premises and equipment expense | $1,273,000 | 1,539 |
| Additional noninterest expense | $1,462,000 | 2,844 |
| Pre-tax net operating income | $5,461,000 | 1,378 |
| Securities gains (losses) | $318,000 | 717 |
| Applicable income taxes | $1,766,000 | 1,409 |
| Income before extraordinary items | $4,013,000 | 1,320 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,013,000 | 1,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,420 |
| Cash dividends | $1,879,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,793,580 | 1,348 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,888,000 | 1,500 |
| Total interest expense | $10,522,000 | 1,479 |
| Net interest income | $11,366,000 | 1,512 |
| Provision for loan and lease losses | $740,000 | 1,273 |
| Total noninterest income | $2,051,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,530,000 | 840 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $521,000 | 2,737 |
| Total noninterest expense | $7,084,000 | 1,830 |
| Salaries and employee benefits | $4,396,000 | 1,481 |
| Premises and equipment expense | $1,143,000 | 1,717 |
| Additional noninterest expense | $1,545,000 | 2,661 |
| Pre-tax net operating income | $5,593,000 | 1,389 |
| Securities gains (losses) | $29,000 | 1,652 |
| Applicable income taxes | $1,863,000 | 1,407 |
| Income before extraordinary items | $3,759,000 | 1,441 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,759,000 | 1,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $591,000 | 1,174 |
| Cash dividends | $1,637,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,739,570 | 1,415 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,831,000 | 1,795 |
| Total interest expense | $8,929,000 | 1,761 |
| Net interest income | $9,902,000 | 1,786 |
| Provision for loan and lease losses | $631,000 | 1,449 |
| Total noninterest income | $1,847,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,356,000 | 978 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $491,000 | 2,961 |
| Total noninterest expense | $6,234,000 | 2,203 |
| Salaries and employee benefits | $3,801,000 | 1,743 |
| Premises and equipment expense | $1,037,000 | 1,935 |
| Additional noninterest expense | $1,396,000 | 3,316 |
| Pre-tax net operating income | $4,884,000 | 1,482 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $1,625,000 | 1,485 |
| Income before extraordinary items | $3,274,000 | 1,516 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,274,000 | 1,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 2,007 |
| Cash dividends | $1,365,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,263,950 | 1,489 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,694,000 | 2,147 |
| Total interest expense | $7,076,000 | 2,202 |
| Net interest income | $8,618,000 | 2,089 |
| Provision for loan and lease losses | $514,000 | 1,537 |
| Total noninterest income | $1,529,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,175,000 | 1,135 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $354,000 | 3,580 |
| Total noninterest expense | $5,636,000 | 2,411 |
| Salaries and employee benefits | $3,529,000 | 1,874 |
| Premises and equipment expense | $807,000 | 2,455 |
| Additional noninterest expense | $1,300,000 | 3,491 |
| Pre-tax net operating income | $3,997,000 | 1,849 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $1,280,000 | 1,909 |
| Income before extraordinary items | $2,730,000 | 1,844 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,730,000 | 1,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,866 |
| Cash dividends | $1,258,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,721,160 | 1,831 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,423,000 | 2,281 |
| Total interest expense | $5,380,000 | 2,298 |
| Net interest income | $8,043,000 | 2,246 |
| Provision for loan and lease losses | $495,000 | 1,556 |
| Total noninterest income | $1,438,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,045,000 | 1,284 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $393,000 | 3,445 |
| Total noninterest expense | $5,306,000 | 2,618 |
| Salaries and employee benefits | $3,061,000 | 2,167 |
| Premises and equipment expense | $718,000 | 2,768 |
| Additional noninterest expense | $1,527,000 | 3,237 |
| Pre-tax net operating income | $3,680,000 | 1,935 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $1,190,000 | 1,890 |
| Income before extraordinary items | $2,518,000 | 1,936 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,518,000 | 1,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,967 |
| Cash dividends | $1,115,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,498,960 | 1,959 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,242,000 | 2,516 |
| Total interest expense | $4,954,000 | 2,595 |
| Net interest income | $7,288,000 | 2,455 |
| Provision for loan and lease losses | $615,000 | 1,813 |
| Total noninterest income | $1,576,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,018,000 | 1,332 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $558,000 | 3,022 |
| Total noninterest expense | $5,088,000 | 2,812 |
| Salaries and employee benefits | $2,817,000 | 2,363 |
| Premises and equipment expense | $720,000 | 2,808 |
| Additional noninterest expense | $1,551,000 | 3,405 |
| Pre-tax net operating income | $3,161,000 | 2,158 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $1,048,000 | 2,142 |
| Income before extraordinary items | $2,141,000 | 2,333 |
| Extraordinary gains, net | $88,000 | 1,693 |
| Net income | $2,229,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 2,114 |
| Cash dividends | $966,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,122,240 | 2,219 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,937,000 | 2,936 |
| Total interest expense | $5,261,000 | 3,149 |
| Net interest income | $6,676,000 | 2,748 |
| Provision for loan and lease losses | $613,000 | 2,589 |
| Total noninterest income | $1,476,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,011,000 | 1,315 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $465,000 | 3,344 |
| Total noninterest expense | $4,802,000 | 2,978 |
| Salaries and employee benefits | $2,563,000 | 2,520 |
| Premises and equipment expense | $675,000 | 3,016 |
| Additional noninterest expense | $1,564,000 | 3,469 |
| Pre-tax net operating income | $2,737,000 | 2,258 |
| Securities gains (losses) | $91,000 | 3,163 |
| Applicable income taxes | $895,000 | 2,337 |
| Income before extraordinary items | $1,933,000 | 2,362 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,933,000 | 2,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 2,788 |
| Cash dividends | $860,000 | 1,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,871,120 | 2,275 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.