Home > Northwest Georgia Bank > Net charge- offs to loans
Northwest Georgia Bank, Net charge- offs to loans
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0518% | 5,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0972% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | -1.6437% | 5,658 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1516% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9550% | 6,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0636% | 609 |
| All other 1-4 family - Percent of loans charged-off, net | -1.5595% | 6,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3257% | 5,956 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.1667% | 6,179 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9062% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | -13.8249% | 6,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4820% | 6,235 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5891% | 6,229 |
| Percentage Net Loans Charged-off:Construction & development | -3.0234% | 5,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9063% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.0251% | 6,277 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0431% | 4,363 |
| All other 1-4 family - Percent of loans charged-off, net | -3.1216% | 6,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9276% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2908% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2084% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8433% | 6,145 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2842% | 203 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1031% | 170 |
| Percentage Net Loans Charged-off:Construction & development | 3.8603% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1479% | 1,365 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.9488% | 5,164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7457% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3262% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9010% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4266% | 229 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2805% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9707% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3263% | 607 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4921% | 160 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2846% | 141 |
| Percentage Net Loans Charged-off:Construction & development | 4.8839% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0520% | 1,513 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.3273% | 5,212 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6302% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4874% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6791% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8322% | 186 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4465% | 121 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5677% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9675% | 347 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3703% | 214 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0315% | 241 |
| Percentage Net Loans Charged-off:Construction & development | 5.0941% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2118% | 6,259 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.9915% | 5,234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 2,590 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0540% | 4,558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0604% | 2,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1894% | 136 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1035% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6884% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1354% | 195 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6875% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0276% | 89 |
| Percentage Net Loans Charged-off:Construction & development | 9.8528% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3709% | 6,416 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.9201% | 5,256 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 5,864 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0545% | 4,582 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 5,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.3903% | 57 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.5979% | 49 |
| Percentage Net Loans Charged-off: Credit card loans | 16.1808% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1841% | 86 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0266% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7222% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.6469% | 996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5702% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2252% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9287% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2372% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8232% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8228% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1499% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0857% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1820% | 869 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0246% | 5,604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1737% | 467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8754% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.8430% | 820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7483% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1601% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7498% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9551% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8073% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2275% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0532% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3913% | 643 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9268% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7559% | 754 |
| Percentage Net Loans Charged-off:Construction & development | 1.3398% | 633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2280% | 1,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1350% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4210% | 669 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3865% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4302% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9173% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4978% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6787% | 6,463 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8110% | 268 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5211% | 304 |
| Percentage Net Loans Charged-off:Construction & development | 2.6421% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8188% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8087% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4344% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8741% | 194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8830% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8777% | 6,524 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0867% | 65 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8404% | 74 |
| Percentage Net Loans Charged-off:Construction & development | 5.7910% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2756% | 107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6002% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2684% | 1,301 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0504% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9277% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4306% | 173 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5319% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.6419% | 111 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9884% | 42 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6621% | 53 |
| Percentage Net Loans Charged-off:Construction & development | 7.0834% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.5035% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3084% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1278% | 1,375 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7026% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8260% | 123 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7601% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6337% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.7493% | 82 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4142% | 94 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9891% | 55 |
| Percentage Net Loans Charged-off:Construction & development | 7.5522% | 365 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.8464% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4110% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0153% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5421% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5217% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7714% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3724% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7302% | 222 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8213% | 1,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9541% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 2.9539% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0251% | 6,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5291% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7009% | 1,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1682% | 6,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6710% | 1,536 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6908% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9357% | 6,988 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6401% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2251% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.1954% | 2,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2122% | 1,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6984% | 298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0172% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0324% | 823 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3421% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.1142% | 72 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3494% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0583% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2799% | 196 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9551% | 657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5085% | 2,388 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 6,367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4268% | 1,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1668% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1249% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1807% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.1458% | 97 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1259% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | 14.7796% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1280% | 163 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4748% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2802% | 2,977 |
| Percentage Net Loans Charged-off:Construction & development | -0.0174% | 6,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1835% | 2,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7443% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1845% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5991% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.8810% | 48 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.2682% | 103 |
| Percentage Net Loans Charged-off: Credit card loans | 14.5046% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.7944% | 125 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9979% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1160% | 3,127 |
| Percentage Net Loans Charged-off:Construction & development | -0.0339% | 6,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1219% | 1,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2588% | 2,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3448% | 1,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7723% | 276 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0854% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 21.5461% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2973% | 6,764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5842% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3469% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 2.2577% | 1,983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2390% | 2,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.2801% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2512% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3943% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1829% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9339% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6357% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3587% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.5960% | 72 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4425% | 1,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2635% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | 3.0122% | 1,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1850% | 2,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2097% | 787 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5623% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7544% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4636% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3831% | 1,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5615% | 346 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7184% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.0569% | 54 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6821% | 2,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5870% | 2,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.5605% | 2,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1800% | 2,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2913% | 601 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3793% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1056% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7889% | 2,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2871% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3426% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5558% | 2,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5070% | 2,033 |
| Percentage Net Loans Charged-off:Construction & development | 1.2437% | 1,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7441% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1449% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7789% | 1,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4734% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7401% | 689 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5555% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8807% | 1,121 |
| Percentage Net Loans Charged-off:Construction & development | 3.3050% | 1,644 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3499% | 874 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2471% | 327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9353% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4119% | 1,328 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2224% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2674% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4059% | 343 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0827% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3140% | 7,046 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0143% | 147 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0644% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7400% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 2.2067% | 1,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7672% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3872% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8000% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2370% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4766% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2550% | 272 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3722% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.9278% | 7,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6055% | 138 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4077% | 1,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3328% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.7188% | 1,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0079% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.4372% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3192% | 2,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4912% | 1,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5762% | 1,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9529% | 528 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2852% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.5404% | 7,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7570% | 101 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1178% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8318% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.2470% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9417% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.2568% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0863% | 7,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1329% | 7,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7097% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4981% | 884 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7416% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -13.0472% | 7,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.7940% | 59 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5152% | 376 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2399% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 2.4237% | 969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6981% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2938% | 412 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4936% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1832% | 1,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6301% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.2288% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9998% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6763% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5708% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4680% | 88 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1284% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1058% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 2.8131% | 552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0224% | 1,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3965% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4078% | 1,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2628% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4680% | 898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3262% | 161 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4125% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4764% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8565% | 216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5687% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1719% | 1,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.2770% | 1,210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0344% | 1,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2819% | 1,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4269% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2263% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4956% | 114 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3008% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0574% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3979% | 140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2557% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1525% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.2219% | 819 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0730% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2040% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8041% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 7,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3024% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2574% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 18.4950% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2134% | 2,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2091% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.1283% | 1,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1648% | 884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5072% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6958% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0508% | 3,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3509% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0016% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9505% | 43 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2905% | 1,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2206% | 821 |
| Percentage Net Loans Charged-off:Construction & development | 0.1084% | 729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1694% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6080% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8406% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4622% | 1,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4435% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9311% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2508% | 1,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1929% | 771 |
| Percentage Net Loans Charged-off:Construction & development | 0.1179% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2637% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2337% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3240% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4710% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7961% | 1,650 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6846% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1262% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1368% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 0.2369% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 7,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2434% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3419% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0521% | 7,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8281% | 1,500 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7348% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6649% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3159% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0236% | 698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2810% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0246% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4188% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1687% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0880% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7136% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0270% | 35 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5566% | 538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1566% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3286% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1230% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1700% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2544% | 366 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1020% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2868% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0331% | 25 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5511% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2203% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4956% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0901% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1251% | 877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0473% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2949% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5187% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5838% | 479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 1,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0766% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0566% | 257 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0446% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3552% | 1,851 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2422% | 1,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0427% | 2,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0646% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1059% | 1,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1473% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8823% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3338% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9692% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2331% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 2,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0198% | 455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 2,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 1,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9940% | 980 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0962% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6572% | 835 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1993% | 1,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 2,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0644% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8148% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0907% | 1,414 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7252% | 752 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1913% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1304% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8048% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6845% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7700% | 820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6047% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 2,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0084% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1050% | 1,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1475% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6106% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9903% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2546% | 879 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2576% | 1,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 2,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1419% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2004% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6587% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3571% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9358% | 665 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2490% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 2,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0971% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1380% | 980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5587% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7026% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1469% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0682% | 3,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1294% | 1,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9136% | 1,950 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5078% | 672 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1440% | 4,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 2,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0894% | 1,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1315% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1560% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2086% | 3,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9643% | 2,471 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2590% | 1,091 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1573% | 3,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0884% | 1,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0861% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1707% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1956% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2379% | 2,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9702% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6222% | 938 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 3,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 1,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1653% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1819% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2983% | 2,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0514% | 1,967 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8943% | 812 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 3,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0469% | 2,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0976% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1690% | 4,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 3,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0309% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4737% | 2,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1701% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4656% | 1,095 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0066% | 7,433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2391% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 3,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0518% | 676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0519% | 2,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 1,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5738% | 2,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5178% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3563% | 1,131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0075% | 7,638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1665% | 3,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0039% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0500% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0925% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2683% | 312 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2735% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3551% | 1,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8084% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8293% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4509% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2692% | 2,719 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4146% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2703% | 3,254 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3440% | 2,502 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3660% | 2,500 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5056% | 2,714 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5535% | 3,896 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |