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Northwest Community Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$41,852,000	1,086
Total interest expense	$13,491,000	1,061
Net interest income	$28,361,000	1,099
Provision for loan and lease losses	$532,000	1,233
Total noninterest income	$3,303,000	1,540
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,125,000	918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,178,000	1,546
Total noninterest expense	$27,843,000	946
Salaries and employee benefits	$15,965,000	916
Premises and equipment expense	$2,932,000	887
Additional noninterest expense	$2,178,000	1,546
Pre-tax net operating income	$3,289,000	2,406
Securities gains (losses)	$-116,000	3,823
Applicable income taxes	$589,000	1,794
Income before extraordinary items	$2,584,000	2,497
Extraordinary gains, net	$0	54
Net income	$2,584,000	2,522
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,584,000	2,499
Net charge-offs	$27,000	2,083
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,677,960	2,488
2023-09-30 (YTD Data)		Rank
Total interest income	$31,006,000	1,074
Total interest expense	$9,381,000	1,037
Net interest income	$21,625,000	1,093
Provision for loan and lease losses	$528,000	972
Total noninterest income	$2,438,000	1,555
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$823,000	931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,615,000	1,542
Total noninterest expense	$20,919,000	942
Salaries and employee benefits	$12,091,000	923
Premises and equipment expense	$2,207,000	898
Additional noninterest expense	$1,615,000	1,542
Pre-tax net operating income	$2,616,000	2,388
Securities gains (losses)	$-174,000	4,149
Applicable income taxes	$485,000	1,779
Income before extraordinary items	$1,957,000	2,535
Extraordinary gains, net	$0	52
Net income	$1,957,000	2,561
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,957,000	2,536
Net charge-offs	$20,000	1,896
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,096,200	2,479
2023-06-30 (YTD Data)		Rank
Total interest income	$20,527,000	1,049
Total interest expense	$5,626,000	1,020
Net interest income	$14,901,000	1,064
Provision for loan and lease losses	$524,000	759
Total noninterest income	$1,544,000	1,527
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$528,000	939
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,016,000	1,521
Total noninterest expense	$13,738,000	941
Salaries and employee benefits	$7,879,000	928
Premises and equipment expense	$1,445,000	898
Additional noninterest expense	$1,016,000	1,519
Pre-tax net operating income	$2,183,000	2,145
Securities gains (losses)	$-123,000	4,247
Applicable income taxes	$567,000	1,406
Income before extraordinary items	$1,493,000	2,408
Extraordinary gains, net	$0	51
Net income	$1,493,000	2,435
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,493,000	2,408
Net charge-offs	$18,000	1,582
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,590,170	2,352
2023-03-31 (YTD Data)		Rank
Total interest income	$10,018,000	1,054
Total interest expense	$2,301,000	1,073
Net interest income	$7,717,000	1,024
Provision for loan and lease losses	$226,000	823
Total noninterest income	$1,039,000	1,270
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$301,000	863
Trading account gains and fees	NA	NA
Additional Noninterest Income	$738,000	1,187
Total noninterest expense	$7,003,000	939
Salaries and employee benefits	$4,164,000	910
Premises and equipment expense	$722,000	917
Additional noninterest expense	$738,000	1,187
Pre-tax net operating income	$1,527,000	1,764
Securities gains (losses)	$-50,000	4,258
Applicable income taxes	$315,000	1,347
Income before extraordinary items	$1,162,000	1,906
Extraordinary gains, net	$0	4
Net income	$1,162,000	1,906
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,162,000	1,906
Net charge-offs	$-2,000	3,519
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,201,500	1,877
2022-12-31 (YTD Data)		Rank
Total interest income	$34,497,000	1,017
Total interest expense	$3,455,000	1,054
Net interest income	$31,042,000	1,002
Provision for loan and lease losses	$937,000	858
Total noninterest income	$3,175,000	1,575
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,227,000	872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,948,000	1,647
Total noninterest expense	$25,968,000	979
Salaries and employee benefits	$14,834,000	966
Premises and equipment expense	$3,084,000	839
Additional noninterest expense	$1,948,000	1,647
Pre-tax net operating income	$7,312,000	1,591
Securities gains (losses)	$-1,048,000	4,463
Applicable income taxes	$1,378,000	1,326
Income before extraordinary items	$4,886,000	1,850
Extraordinary gains, net	$0	5
Net income	$4,886,000	1,848
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,886,000	1,849
Net charge-offs	$38,000	1,675
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,713,920	1,701
2022-09-30 (YTD Data)		Rank
Total interest income	$24,726,000	1,011
Total interest expense	$1,804,000	1,112
Net interest income	$22,922,000	998
Provision for loan and lease losses	$637,000	833
Total noninterest income	$2,372,000	1,603
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$911,000	879
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,461,000	1,678
Total noninterest expense	$18,901,000	999
Salaries and employee benefits	$10,960,000	975
Premises and equipment expense	$2,249,000	858
Additional noninterest expense	$1,461,000	1,678
Pre-tax net operating income	$5,756,000	1,526
Securities gains (losses)	$-2,224,000	4,634
Applicable income taxes	$771,000	1,538
Income before extraordinary items	$2,761,000	2,181
Extraordinary gains, net	$0	4
Net income	$2,761,000	2,180
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,761,000	2,180
Net charge-offs	$35,000	1,370
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,517,960	1,635
2022-06-30 (YTD Data)		Rank
Total interest income	$15,653,000	1,019
Total interest expense	$828,000	1,327
Net interest income	$14,825,000	996
Provision for loan and lease losses	$9,000	2,437
Total noninterest income	$1,517,000	1,626
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$591,000	894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$926,000	1,751
Total noninterest expense	$12,355,000	1,000
Salaries and employee benefits	$7,113,000	992
Premises and equipment expense	$1,515,000	840
Additional noninterest expense	$3,727,000	986
Pre-tax net operating income	$3,978,000	1,416
Securities gains (losses)	$-1,689,000	4,663
Applicable income taxes	$252,000	1,955
Income before extraordinary items	$2,037,000	1,977
Extraordinary gains, net	$0	4
Net income	$2,037,000	1,977
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,037,000	1,977
Net charge-offs	$27,000	1,209
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,540,210	1,382
2022-03-31 (YTD Data)		Rank
Total interest income	$7,610,000	1,020
Total interest expense	$410,000	1,292
Net interest income	$7,200,000	995
Provision for loan and lease losses	$5,000	2,136
Total noninterest income	$767,000	1,620
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$287,000	909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$480,000	1,706
Total noninterest expense	$5,754,000	1,049
Salaries and employee benefits	$3,232,000	1,079
Premises and equipment expense	$752,000	854
Additional noninterest expense	$1,770,000	1,019
Pre-tax net operating income	$2,208,000	1,267
Securities gains (losses)	$-533,000	4,680
Applicable income taxes	$170,000	1,714
Income before extraordinary items	$1,505,000	1,456
Extraordinary gains, net	$0	4
Net income	$1,505,000	1,456
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,505,000	1,456
Net charge-offs	$21,000	939
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,984,700	1,211
2021-12-31 (YTD Data)		Rank
Total interest income	$29,918,000	1,052
Total interest expense	$2,115,000	1,270
Net interest income	$27,803,000	1,036
Provision for loan and lease losses	$604,000	872
Total noninterest income	$4,032,000	1,509
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,040,000	946
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,992,000	1,494
Total noninterest expense	$26,006,000	954
Salaries and employee benefits	$14,159,000	983
Premises and equipment expense	$3,129,000	826
Additional noninterest expense	$8,718,000	875
Pre-tax net operating income	$5,225,000	1,992
Securities gains (losses)	$2,642,000	115
Applicable income taxes	$1,306,000	1,425
Income before extraordinary items	$6,561,000	1,570
Extraordinary gains, net	$0	10
Net income	$6,561,000	1,570
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,561,000	1,570
Net charge-offs	$-211,000	4,564
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,368,140	2,032
2021-09-30 (YTD Data)		Rank
Total interest income	$22,347,000	1,082
Total interest expense	$1,652,000	1,294
Net interest income	$20,695,000	1,068
Provision for loan and lease losses	$450,000	883
Total noninterest income	$3,199,000	1,493
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$729,000	994
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,470,000	1,459
Total noninterest expense	$19,241,000	967
Salaries and employee benefits	$11,231,000	946
Premises and equipment expense	$2,327,000	850
Additional noninterest expense	$5,683,000	969
Pre-tax net operating income	$4,203,000	1,990
Securities gains (losses)	$1,346,000	160
Applicable income taxes	$1,445,000	1,181
Income before extraordinary items	$4,104,000	1,842
Extraordinary gains, net	$0	8
Net income	$4,104,000	1,841
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,104,000	1,842
Net charge-offs	$-207,000	4,659
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,040,660	2,199
2021-06-30 (YTD Data)		Rank
Total interest income	$14,584,000	1,096
Total interest expense	$1,161,000	1,285
Net interest income	$13,423,000	1,076
Provision for loan and lease losses	$300,000	865
Total noninterest income	$2,153,000	1,466
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$470,000	987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,683,000	1,417
Total noninterest expense	$12,751,000	965
Salaries and employee benefits	$7,430,000	942
Premises and equipment expense	$1,556,000	852
Additional noninterest expense	$3,765,000	974
Pre-tax net operating income	$2,525,000	2,109
Securities gains (losses)	$1,092,000	153
Applicable income taxes	$932,000	1,200
Income before extraordinary items	$2,685,000	1,843
Extraordinary gains, net	$0	6
Net income	$2,685,000	1,844
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,685,000	1,843
Net charge-offs	$-164,000	4,714
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,822,320	2,318
2021-03-31 (YTD Data)		Rank
Total interest income	$7,249,000	1,095
Total interest expense	$611,000	1,288
Net interest income	$6,638,000	1,073
Provision for loan and lease losses	$150,000	937
Total noninterest income	$1,244,000	1,332
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$222,000	1,009
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,022,000	1,254
Total noninterest expense	$6,525,000	938
Salaries and employee benefits	$3,685,000	942
Premises and equipment expense	$826,000	815
Additional noninterest expense	$2,014,000	892
Pre-tax net operating income	$1,207,000	2,139
Securities gains (losses)	$525,000	182
Applicable income taxes	$445,000	1,224
Income before extraordinary items	$1,287,000	1,909
Extraordinary gains, net	$0	3
Net income	$1,287,000	1,908
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,287,000	1,909
Net charge-offs	$-127,000	4,806
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$872,250	2,350
2020-12-31 (YTD Data)		Rank
Total interest income	$14,291,000	1,959
Total interest expense	$2,248,000	1,830
Net interest income	$12,043,000	1,943
Provision for loan and lease losses	$788,000	1,836
Total noninterest income	$1,912,000	2,177
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$366,000	1,996
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,546,000	2,056
Total noninterest expense	$10,619,000	1,872
Salaries and employee benefits	$6,247,000	1,847
Premises and equipment expense	$1,266,000	1,731
Additional noninterest expense	$3,106,000	1,864
Pre-tax net operating income	$2,548,000	2,650
Securities gains (losses)	$643,000	510
Applicable income taxes	$747,000	1,670
Income before extraordinary items	$2,444,000	2,584
Extraordinary gains, net	$0	4
Net income	$2,444,000	2,583
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,444,000	2,584
Net charge-offs	$5,000	3,176
Cash dividends	$3,510,000	988
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,936,030	2,820
2020-09-30 (YTD Data)		Rank
Total interest income	$10,648,000	1,973
Total interest expense	$1,842,000	1,808
Net interest income	$8,806,000	1,990
Provision for loan and lease losses	$635,000	1,759
Total noninterest income	$1,048,000	2,467
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$272,000	2,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$776,000	2,402
Total noninterest expense	$7,652,000	1,909
Salaries and employee benefits	$4,523,000	1,870
Premises and equipment expense	$909,000	1,781
Additional noninterest expense	$2,220,000	1,917
Pre-tax net operating income	$1,567,000	2,897
Securities gains (losses)	$-406,000	4,986
Applicable income taxes	$262,000	2,194
Income before extraordinary items	$899,000	3,480
Extraordinary gains, net	$0	4
Net income	$899,000	3,479
Minority interest net income	$0	65
Net income of bank and minority interests.	$899,000	3,480
Net charge-offs	$14,000	2,631
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,219,740	3,054
2020-06-30 (YTD Data)		Rank
Total interest income	$7,139,000	1,991
Total interest expense	$1,373,000	1,759
Net interest income	$5,766,000	2,027
Provision for loan and lease losses	$228,000	2,285
Total noninterest income	$675,000	2,458
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$178,000	2,059
Trading account gains and fees	NA	NA
Additional Noninterest Income	$497,000	2,377
Total noninterest expense	$5,157,000	1,893
Salaries and employee benefits	$3,074,000	1,836
Premises and equipment expense	$581,000	1,833
Additional noninterest expense	$1,502,000	1,881
Pre-tax net operating income	$1,056,000	2,866
Securities gains (losses)	$-1,035,000	5,022
Applicable income taxes	$-32,000	4,891
Income before extraordinary items	$53,000	4,688
Extraordinary gains, net	$0	4
Net income	$53,000	4,687
Minority interest net income	$0	65
Net income of bank and minority interests.	$53,000	4,688
Net charge-offs	$2,000	2,854
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,088,000	2,643
2020-03-31 (YTD Data)		Rank
Total interest income	$3,631,000	1,962
Total interest expense	$792,000	1,693
Net interest income	$2,839,000	2,005
Provision for loan and lease losses	$78,000	2,158
Total noninterest income	$371,000	2,270
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$113,000	1,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$258,000	2,162
Total noninterest expense	$2,511,000	1,940
Salaries and employee benefits	$1,498,000	1,889
Premises and equipment expense	$292,000	1,844
Additional noninterest expense	$721,000	1,987
Pre-tax net operating income	$621,000	2,506
Securities gains (losses)	$-2,183,000	5,067
Applicable income taxes	$-447,000	5,020
Income before extraordinary items	$-1,115,000	5,012
Extraordinary gains, net	$0	4
Net income	$-1,115,000	5,012
Minority interest net income	$0	56
Net income of bank and minority interests.	$-1,115,000	5,012
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$609,570	2,350
2019-12-31 (YTD Data)		Rank
Total interest income	$14,878,000	1,937
Total interest expense	$3,504,000	1,630
Net interest income	$11,374,000	2,010
Provision for loan and lease losses	$185,000	2,418
Total noninterest income	$1,412,000	2,378
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$533,000	1,829
Trading account gains and fees	NA	NA
Additional Noninterest Income	$879,000	2,402
Total noninterest expense	$9,451,000	2,006
Salaries and employee benefits	$5,676,000	1,926
Premises and equipment expense	$1,101,000	1,910
Additional noninterest expense	$2,674,000	2,107
Pre-tax net operating income	$3,150,000	2,385
Securities gains (losses)	$2,067,000	143
Applicable income taxes	$1,340,000	1,190
Income before extraordinary items	$3,877,000	1,925
Extraordinary gains, net	$0	11
Net income	$3,877,000	1,926
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,877,000	1,927
Net charge-offs	$-29,000	4,669
Cash dividends	$150,000	3,622
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,244,070	2,704
2019-09-30 (YTD Data)		Rank
Total interest income	$11,204,000	1,947
Total interest expense	$2,637,000	1,637
Net interest income	$8,567,000	2,031
Provision for loan and lease losses	$136,000	2,333
Total noninterest income	$1,075,000	2,362
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$408,000	1,807
Trading account gains and fees	NA	NA
Additional Noninterest Income	$667,000	2,375
Total noninterest expense	$6,921,000	2,035
Salaries and employee benefits	$4,062,000	1,999
Premises and equipment expense	$812,000	1,942
Additional noninterest expense	$2,047,000	2,084
Pre-tax net operating income	$2,585,000	2,324
Securities gains (losses)	$1,563,000	151
Applicable income taxes	$1,078,000	1,173
Income before extraordinary items	$3,070,000	1,906
Extraordinary gains, net	$0	11
Net income	$3,070,000	1,906
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,070,000	1,907
Net charge-offs	$-33,000	4,731
Cash dividends	$150,000	3,219
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,835,230	2,626
2019-06-30 (YTD Data)		Rank
Total interest income	$7,467,000	1,941
Total interest expense	$1,745,000	1,615
Net interest income	$5,722,000	2,025
Provision for loan and lease losses	$89,000	2,353
Total noninterest income	$676,000	2,393
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$268,000	1,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$408,000	2,459
Total noninterest expense	$4,685,000	2,029
Salaries and employee benefits	$2,797,000	1,958
Premises and equipment expense	$535,000	1,957
Additional noninterest expense	$1,353,000	2,107
Pre-tax net operating income	$1,624,000	2,376
Securities gains (losses)	$1,369,000	130
Applicable income taxes	$781,000	1,082
Income before extraordinary items	$2,212,000	1,765
Extraordinary gains, net	$0	11
Net income	$2,212,000	1,764
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,212,000	1,765
Net charge-offs	$-22,000	4,706
Cash dividends	$150,000	2,995
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,130,490	2,743
2019-03-31 (YTD Data)		Rank
Total interest income	$3,708,000	1,956
Total interest expense	$845,000	1,609
Net interest income	$2,863,000	2,032
Provision for loan and lease losses	$44,000	2,226
Total noninterest income	$332,000	2,396
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$134,000	1,796
Trading account gains and fees	NA	NA
Additional Noninterest Income	$198,000	2,407
Total noninterest expense	$2,321,000	2,050
Salaries and employee benefits	$1,384,000	1,986
Premises and equipment expense	$270,000	1,983
Additional noninterest expense	$667,000	2,108
Pre-tax net operating income	$830,000	2,317
Securities gains (losses)	$950,000	92
Applicable income taxes	$470,000	942
Income before extraordinary items	$1,310,000	1,516
Extraordinary gains, net	$0	5
Net income	$1,310,000	1,516
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,310,000	1,515
Net charge-offs	$-19,000	4,852
Cash dividends	$150,000	2,193
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$559,500	2,718
2018-12-31 (YTD Data)		Rank
Total interest income	$13,975,000	1,969
Total interest expense	$2,778,000	1,513
Net interest income	$11,197,000	2,049
Provision for loan and lease losses	$306,000	1,946
Total noninterest income	$1,384,000	2,434
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$564,000	1,821
Trading account gains and fees	NA	NA
Additional Noninterest Income	$820,000	2,473
Total noninterest expense	$9,048,000	2,053
Salaries and employee benefits	$5,261,000	2,016
Premises and equipment expense	$1,049,000	1,983
Additional noninterest expense	$2,738,000	2,068
Pre-tax net operating income	$3,227,000	2,397
Securities gains (losses)	$359,000	154
Applicable income taxes	$884,000	1,491
Income before extraordinary items	$2,702,000	2,475
Extraordinary gains, net	$0	6
Net income	$2,702,000	2,473
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,702,000	2,474
Net charge-offs	$12,000	3,283
Cash dividends	$139,000	3,733
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,418,390	2,634
2018-09-30 (YTD Data)		Rank
Total interest income	$10,292,000	1,978
Total interest expense	$1,970,000	1,504
Net interest income	$8,322,000	2,069
Provision for loan and lease losses	$229,000	1,837
Total noninterest income	$1,017,000	2,481
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$415,000	1,855
Trading account gains and fees	NA	NA
Additional Noninterest Income	$602,000	2,515
Total noninterest expense	$6,829,000	2,045
Salaries and employee benefits	$4,020,000	1,976
Premises and equipment expense	$788,000	1,994
Additional noninterest expense	$2,021,000	2,105
Pre-tax net operating income	$2,281,000	2,527
Securities gains (losses)	$291,000	171
Applicable income taxes	$656,000	1,552
Income before extraordinary items	$1,916,000	2,595
Extraordinary gains, net	$0	5
Net income	$1,916,000	2,595
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,916,000	2,594
Net charge-offs	$5,000	3,200
Cash dividends	$139,000	3,259
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,686,110	2,797
2018-06-30 (YTD Data)		Rank
Total interest income	$6,795,000	1,983
Total interest expense	$1,252,000	1,497
Net interest income	$5,543,000	2,079
Provision for loan and lease losses	$152,000	1,756
Total noninterest income	$663,000	2,512
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$274,000	1,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$389,000	2,552
Total noninterest expense	$4,507,000	2,073
Salaries and employee benefits	$2,646,000	2,011
Premises and equipment expense	$520,000	2,015
Additional noninterest expense	$1,341,000	2,125
Pre-tax net operating income	$1,547,000	2,473
Securities gains (losses)	$231,000	158
Applicable income taxes	$461,000	1,481
Income before extraordinary items	$1,317,000	2,524
Extraordinary gains, net	$0	6
Net income	$1,317,000	2,523
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,317,000	2,523
Net charge-offs	$3,000	2,950
Cash dividends	$139,000	3,024
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,134,510	2,745
2018-03-31 (YTD Data)		Rank
Total interest income	$3,367,000	1,986
Total interest expense	$613,000	1,462
Net interest income	$2,754,000	2,091
Provision for loan and lease losses	$77,000	1,672
Total noninterest income	$351,000	2,409
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$141,000	1,834
Trading account gains and fees	NA	NA
Additional Noninterest Income	$210,000	2,418
Total noninterest expense	$2,242,000	2,098
Salaries and employee benefits	$1,280,000	2,095
Premises and equipment expense	$266,000	2,023
Additional noninterest expense	$696,000	2,053
Pre-tax net operating income	$786,000	2,413
Securities gains (losses)	$130,000	146
Applicable income taxes	$237,000	1,416
Income before extraordinary items	$679,000	2,417
Extraordinary gains, net	$0	7
Net income	$679,000	2,416
Minority interest net income	$0	52
Net income of bank and minority interests.	$679,000	2,417
Net charge-offs	$5,000	2,201
Cash dividends	$139,000	2,163
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$576,300	2,671
2017-12-31 (YTD Data)		Rank
Total interest income	$12,768,000	2,015
Total interest expense	$2,232,000	1,399
Net interest income	$10,536,000	2,131
Provision for loan and lease losses	$373,000	1,732
Total noninterest income	$1,329,000	2,553
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$531,000	1,944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$798,000	2,564
Total noninterest expense	$8,754,000	2,125
Salaries and employee benefits	$4,945,000	2,102
Premises and equipment expense	$1,170,000	1,882
Additional noninterest expense	$2,639,000	2,160
Pre-tax net operating income	$2,738,000	2,620
Securities gains (losses)	$490,000	226
Applicable income taxes	$1,832,000	1,345
Income before extraordinary items	$1,396,000	3,245
Extraordinary gains, net	$0	9
Net income	$1,396,000	3,243
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,396,000	3,245
Net charge-offs	$107,000	2,363
Cash dividends	$140,000	3,793
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,082,400	3,605
2017-09-30 (YTD Data)		Rank
Total interest income	$9,431,000	2,050
Total interest expense	$1,636,000	1,413
Net interest income	$7,795,000	2,165
Provision for loan and lease losses	$223,000	1,950
Total noninterest income	$1,005,000	2,560
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$397,000	1,965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$608,000	2,567
Total noninterest expense	$6,486,000	2,156
Salaries and employee benefits	$3,637,000	2,139
Premises and equipment expense	$880,000	1,894
Additional noninterest expense	$1,969,000	2,155
Pre-tax net operating income	$2,091,000	2,659
Securities gains (losses)	$453,000	223
Applicable income taxes	$917,000	1,540
Income before extraordinary items	$1,627,000	2,716
Extraordinary gains, net	$0	9
Net income	$1,627,000	2,715
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,627,000	2,716
Net charge-offs	$93,000	2,002
Cash dividends	$140,000	3,296
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,337,080	3,012
2017-06-30 (YTD Data)		Rank
Total interest income	$6,205,000	2,055
Total interest expense	$1,066,000	1,411
Net interest income	$5,139,000	2,172
Provision for loan and lease losses	$121,000	2,046
Total noninterest income	$665,000	2,570
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$269,000	1,928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$396,000	2,593
Total noninterest expense	$4,337,000	2,155
Salaries and employee benefits	$2,461,000	2,128
Premises and equipment expense	$572,000	1,926
Additional noninterest expense	$1,304,000	2,169
Pre-tax net operating income	$1,346,000	2,665
Securities gains (losses)	$299,000	214
Applicable income taxes	$591,000	1,548
Income before extraordinary items	$1,054,000	2,740
Extraordinary gains, net	$0	11
Net income	$1,054,000	2,740
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,054,000	2,740
Net charge-offs	$43,000	2,097
Cash dividends	$140,000	3,042
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$862,640	3,032
2017-03-31 (YTD Data)		Rank
Total interest income	$3,062,000	2,070
Total interest expense	$511,000	1,434
Net interest income	$2,551,000	2,189
Provision for loan and lease losses	$45,000	2,149
Total noninterest income	$319,000	2,637
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$133,000	1,939
Trading account gains and fees	NA	NA
Additional Noninterest Income	$186,000	2,669
Total noninterest expense	$2,164,000	2,175
Salaries and employee benefits	$1,248,000	2,138
Premises and equipment expense	$281,000	1,974
Additional noninterest expense	$635,000	2,210
Pre-tax net operating income	$661,000	2,631
Securities gains (losses)	$163,000	180
Applicable income taxes	$296,000	1,504
Income before extraordinary items	$528,000	2,667
Extraordinary gains, net	$0	8
Net income	$528,000	2,667
Minority interest net income	$0	55
Net income of bank and minority interests.	$528,000	2,667
Net charge-offs	$33,000	1,595
Cash dividends	$140,000	2,190
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$423,680	3,017
2016-12-31 (YTD Data)		Rank
Total interest income	$11,614,000	2,130
Total interest expense	$1,910,000	1,472
Net interest income	$9,704,000	2,241
Provision for loan and lease losses	$302,000	1,982
Total noninterest income	$1,597,000	2,398
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$584,000	1,835
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,013,000	2,394
Total noninterest expense	$8,589,000	2,165
Salaries and employee benefits	$4,853,000	2,138
Premises and equipment expense	$1,163,000	1,920
Additional noninterest expense	$2,573,000	2,247
Pre-tax net operating income	$2,410,000	2,737
Securities gains (losses)	$187,000	918
Applicable income taxes	$894,000	1,758
Income before extraordinary items	$1,703,000	3,060
Extraordinary gains, net	$0	5
Net income	$1,703,000	3,059
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,703,000	3,059
Net charge-offs	$155,000	2,188
Cash dividends	$309,000	3,404
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,579,580	3,138
2016-09-30 (YTD Data)		Rank
Total interest income	$8,703,000	2,135
Total interest expense	$1,421,000	1,484
Net interest income	$7,282,000	2,252
Provision for loan and lease losses	$153,000	2,321
Total noninterest income	$1,267,000	2,330
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$441,000	1,831
Trading account gains and fees	$0	169
Additional Noninterest Income	$826,000	2,279
Total noninterest expense	$6,710,000	2,085
Salaries and employee benefits	$3,670,000	2,116
Premises and equipment expense	$948,000	1,786
Additional noninterest expense	$2,092,000	2,099
Pre-tax net operating income	$1,686,000	2,913
Securities gains (losses)	$187,000	842
Applicable income taxes	$642,000	1,836
Income before extraordinary items	$1,231,000	3,161
Extraordinary gains, net	$0	5
Net income	$1,231,000	3,161
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,231,000	3,161
Net charge-offs	$2,000	3,786
Cash dividends	$309,000	2,862
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,107,580	3,273
2016-06-30 (YTD Data)		Rank
Total interest income	$5,847,000	2,122
Total interest expense	$942,000	1,488
Net interest income	$4,905,000	2,224
Provision for loan and lease losses	$153,000	1,875
Total noninterest income	$899,000	2,233
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$294,000	1,822
Trading account gains and fees	$0	157
Additional Noninterest Income	$605,000	2,130
Total noninterest expense	$4,397,000	2,128
Salaries and employee benefits	$2,331,000	2,218
Premises and equipment expense	$648,000	1,732
Additional noninterest expense	$1,418,000	2,081
Pre-tax net operating income	$1,254,000	2,700
Securities gains (losses)	$180,000	643
Applicable income taxes	$500,000	1,658
Income before extraordinary items	$934,000	2,916
Extraordinary gains, net	$0	16
Net income	$934,000	2,914
Minority interest net income	$0	71
Net income of bank and minority interests.	$934,000	2,915
Net charge-offs	$0	3,689
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$817,000	3,087
2016-03-31 (YTD Data)		Rank
Total interest income	$2,939,000	2,114
Total interest expense	$471,000	1,485
Net interest income	$2,468,000	2,197
Provision for loan and lease losses	$77,000	1,726
Total noninterest income	$332,000	2,600
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$143,000	1,859
Trading account gains and fees	$0	142
Additional Noninterest Income	$189,000	2,685
Total noninterest expense	$2,203,000	2,129
Salaries and employee benefits	$1,170,000	2,222
Premises and equipment expense	$326,000	1,754
Additional noninterest expense	$707,000	2,064
Pre-tax net operating income	$520,000	2,972
Securities gains (losses)	$101,000	530
Applicable income taxes	$210,000	1,791
Income before extraordinary items	$411,000	3,080
Extraordinary gains, net	$0	12
Net income	$411,000	3,078
Minority interest net income	$0	62
Net income of bank and minority interests.	$411,000	3,079
Net charge-offs	$0	3,094
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$344,340	3,329
2015-12-31 (YTD Data)		Rank
Total interest income	$11,249,000	2,140
Total interest expense	$1,881,000	1,470
Net interest income	$9,368,000	2,278
Provision for loan and lease losses	$273,000	2,012
Total noninterest income	$1,361,000	2,607
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$482,000	2,201
Trading account gains and fees	$0	159
Additional Noninterest Income	$879,000	2,538
Total noninterest expense	$9,177,000	2,062
Salaries and employee benefits	$4,986,000	2,063
Premises and equipment expense	$1,301,000	1,752
Additional noninterest expense	$2,890,000	2,079
Pre-tax net operating income	$1,279,000	3,753
Securities gains (losses)	$304,000	545
Applicable income taxes	$451,000	2,313
Income before extraordinary items	$1,132,000	3,726
Extraordinary gains, net	$0	23
Net income	$1,132,000	3,726
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,132,000	3,727
Net charge-offs	$77,000	2,887
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$913,120	4,009
2015-09-30 (YTD Data)		Rank
Total interest income	$8,341,000	2,178
Total interest expense	$1,413,000	1,478
Net interest income	$6,928,000	2,317
Provision for loan and lease losses	$114,000	2,547
Total noninterest income	$1,003,000	2,660
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$351,000	2,257
Trading account gains and fees	$0	153
Additional Noninterest Income	$652,000	2,564
Total noninterest expense	$6,894,000	2,055
Salaries and employee benefits	$3,732,000	2,081
Premises and equipment expense	$1,012,000	1,707
Additional noninterest expense	$2,150,000	2,071
Pre-tax net operating income	$923,000	3,866
Securities gains (losses)	$302,000	472
Applicable income taxes	$353,000	2,326
Income before extraordinary items	$872,000	3,732
Extraordinary gains, net	$0	21
Net income	$872,000	3,731
Minority interest net income	$0	78
Net income of bank and minority interests.	$872,000	3,732
Net charge-offs	$58,000	2,660
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$657,580	4,145
2015-06-30 (YTD Data)		Rank
Total interest income	$5,443,000	2,220
Total interest expense	$945,000	1,479
Net interest income	$4,498,000	2,364
Provision for loan and lease losses	$62,000	2,642
Total noninterest income	$639,000	2,750
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$225,000	2,295
Trading account gains and fees	$0	157
Additional Noninterest Income	$414,000	2,630
Total noninterest expense	$4,522,000	2,094
Salaries and employee benefits	$2,475,000	2,098
Premises and equipment expense	$683,000	1,701
Additional noninterest expense	$1,364,000	2,160
Pre-tax net operating income	$553,000	4,032
Securities gains (losses)	$207,000	523
Applicable income taxes	$208,000	2,443
Income before extraordinary items	$552,000	3,807
Extraordinary gains, net	$0	22
Net income	$552,000	3,808
Minority interest net income	$0	75
Net income of bank and minority interests.	$552,000	3,810
Net charge-offs	$25,000	2,802
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$400,890	4,236
2015-03-31 (YTD Data)		Rank
Total interest income	$2,694,000	2,235
Total interest expense	$470,000	1,476
Net interest income	$2,224,000	2,392
Provision for loan and lease losses	$31,000	2,448
Total noninterest income	$317,000	2,711
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$110,000	2,314
Trading account gains and fees	$0	152
Additional Noninterest Income	$207,000	2,578
Total noninterest expense	$2,239,000	2,116
Salaries and employee benefits	$1,243,000	2,092
Premises and equipment expense	$354,000	1,670
Additional noninterest expense	$642,000	2,273
Pre-tax net operating income	$271,000	4,039
Securities gains (losses)	$205,000	354
Applicable income taxes	$138,000	2,176
Income before extraordinary items	$338,000	3,433
Extraordinary gains, net	$0	13
Net income	$338,000	3,436
Minority interest net income	$0	64
Net income of bank and minority interests.	$338,000	3,436
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$192,450	4,264
2014-12-31 (YTD Data)		Rank
Total interest income	$11,021,000	2,183
Total interest expense	$2,077,000	1,419
Net interest income	$8,944,000	2,370
Provision for loan and lease losses	$511,000	1,440
Total noninterest income	$1,459,000	2,557
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$459,000	2,406
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,000,000	2,324
Total noninterest expense	$9,180,000	2,052
Salaries and employee benefits	$5,324,000	1,927
Premises and equipment expense	$1,277,000	1,811
Additional noninterest expense	$2,579,000	2,353
Pre-tax net operating income	$712,000	4,634
Securities gains (losses)	$570,000	351
Applicable income taxes	$279,000	2,705
Income before extraordinary items	$1,003,000	3,964
Extraordinary gains, net	$0	17
Net income	$1,003,000	3,963
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,003,000	3,965
Net charge-offs	$562,000	1,359
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$558,400	4,734
2014-09-30 (YTD Data)		Rank
Total interest income	$8,270,000	2,203
Total interest expense	$1,579,000	1,409
Net interest income	$6,691,000	2,389
Provision for loan and lease losses	$46,000	3,456
Total noninterest income	$1,134,000	2,524
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$338,000	2,474
Trading account gains and fees	$0	174
Additional Noninterest Income	$796,000	2,263
Total noninterest expense	$7,026,000	2,023
Salaries and employee benefits	$4,022,000	1,921
Premises and equipment expense	$997,000	1,762
Additional noninterest expense	$2,007,000	2,238
Pre-tax net operating income	$753,000	4,215
Securities gains (losses)	$455,000	338
Applicable income taxes	$309,000	2,439
Income before extraordinary items	$899,000	3,689
Extraordinary gains, net	$0	15
Net income	$899,000	3,691
Minority interest net income	$0	81
Net income of bank and minority interests.	$899,000	3,692
Net charge-offs	$46,000	3,324
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$562,300	4,391
2014-06-30 (YTD Data)		Rank
Total interest income	$5,501,000	2,202
Total interest expense	$1,054,000	1,419
Net interest income	$4,447,000	2,385
Provision for loan and lease losses	$29,000	3,446
Total noninterest income	$780,000	2,442
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$224,000	2,469
Trading account gains and fees	$0	172
Additional Noninterest Income	$556,000	2,175
Total noninterest expense	$4,667,000	2,035
Salaries and employee benefits	$2,659,000	1,946
Premises and equipment expense	$676,000	1,757
Additional noninterest expense	$1,332,000	2,232
Pre-tax net operating income	$531,000	4,071
Securities gains (losses)	$61,000	1,060
Applicable income taxes	$119,000	2,886
Income before extraordinary items	$473,000	4,048
Extraordinary gains, net	$0	20
Net income	$473,000	4,053
Minority interest net income	$0	80
Net income of bank and minority interests.	$473,000	4,053
Net charge-offs	$39,000	2,989
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$424,200	4,155
2014-03-31 (YTD Data)		Rank
Total interest income	$2,735,000	2,212
Total interest expense	$517,000	1,467
Net interest income	$2,218,000	2,371
Provision for loan and lease losses	$14,000	3,260
Total noninterest income	$309,000	2,759
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$110,000	2,476
Trading account gains and fees	$0	147
Additional Noninterest Income	$199,000	2,561
Total noninterest expense	$2,327,000	2,038
Salaries and employee benefits	$1,367,000	1,901
Premises and equipment expense	$329,000	1,827
Additional noninterest expense	$631,000	2,372
Pre-tax net operating income	$186,000	4,592
Securities gains (losses)	$1,000	1,605
Applicable income taxes	$27,000	3,349
Income before extraordinary items	$160,000	4,592
Extraordinary gains, net	$0	16
Net income	$160,000	4,596
Minority interest net income	$0	66
Net income of bank and minority interests.	$160,000	4,596
Net charge-offs	$-3,000	5,214
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$159,140	4,551
2013-12-31 (YTD Data)		Rank
Total interest income	$10,759,000	2,259
Total interest expense	$2,260,000	1,506
Net interest income	$8,499,000	2,462
Provision for loan and lease losses	$47,000	4,341
Total noninterest income	$1,309,000	2,788
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$491,000	2,415
Trading account gains and fees	$0	184
Additional Noninterest Income	$818,000	2,645
Total noninterest expense	$9,079,000	2,082
Salaries and employee benefits	$5,022,000	2,031
Premises and equipment expense	$1,433,000	1,643
Additional noninterest expense	$2,624,000	2,355
Pre-tax net operating income	$682,000	4,629
Securities gains (losses)	$1,103,000	211
Applicable income taxes	$453,000	2,266
Income before extraordinary items	$1,332,000	3,373
Extraordinary gains, net	$0	29
Net income	$1,332,000	3,375
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,332,000	3,376
Net charge-offs	$69,000	4,106
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$504,750	4,831
2013-09-30 (YTD Data)		Rank
Total interest income	$8,021,000	2,279
Total interest expense	$1,748,000	1,498
Net interest income	$6,273,000	2,505
Provision for loan and lease losses	$48,000	3,984
Total noninterest income	$994,000	2,831
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$368,000	2,428
Trading account gains and fees	$0	180
Additional Noninterest Income	$626,000	2,674
Total noninterest expense	$6,877,000	2,060
Salaries and employee benefits	$3,760,000	2,044
Premises and equipment expense	$1,078,000	1,647
Additional noninterest expense	$2,039,000	2,270
Pre-tax net operating income	$342,000	5,191
Securities gains (losses)	$1,008,000	204
Applicable income taxes	$343,000	2,300
Income before extraordinary items	$1,007,000	3,411
Extraordinary gains, net	$0	25
Net income	$1,007,000	3,414
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,007,000	3,415
Net charge-offs	$67,000	3,636
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$251,000	5,371
2013-06-30 (YTD Data)		Rank
Total interest income	$5,335,000	2,296
Total interest expense	$1,191,000	1,499
Net interest income	$4,144,000	2,525
Provision for loan and lease losses	$32,000	3,920
Total noninterest income	$709,000	2,739
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$234,000	2,489
Trading account gains and fees	$0	157
Additional Noninterest Income	$475,000	2,546
Total noninterest expense	$4,587,000	2,065
Salaries and employee benefits	$2,452,000	2,089
Premises and equipment expense	$726,000	1,635
Additional noninterest expense	$1,409,000	2,199
Pre-tax net operating income	$234,000	5,140
Securities gains (losses)	$662,000	288
Applicable income taxes	$227,000	2,307
Income before extraordinary items	$669,000	3,403
Extraordinary gains, net	$0	22
Net income	$669,000	3,404
Minority interest net income	$0	82
Net income of bank and minority interests.	$669,000	3,406
Net charge-offs	$12,000	4,240
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$172,500	5,300
2013-03-31 (YTD Data)		Rank
Total interest income	$2,679,000	2,308
Total interest expense	$592,000	1,556
Net interest income	$2,087,000	2,517
Provision for loan and lease losses	$16,000	3,706
Total noninterest income	$356,000	2,738
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$118,000	2,469
Trading account gains and fees	$0	148
Additional Noninterest Income	$238,000	2,526
Total noninterest expense	$2,304,000	2,078
Salaries and employee benefits	$1,272,000	2,044
Premises and equipment expense	$367,000	1,642
Additional noninterest expense	$665,000	2,329
Pre-tax net operating income	$123,000	5,089
Securities gains (losses)	$553,000	195
Applicable income taxes	$204,000	1,696
Income before extraordinary items	$472,000	2,701
Extraordinary gains, net	$0	10
Net income	$472,000	2,704
Minority interest net income	$0	76
Net income of bank and minority interests.	$472,000	2,703
Net charge-offs	$8,000	3,541
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$84,900	5,333
2012-12-31 (YTD Data)		Rank
Total interest income	$11,425,000	2,276
Total interest expense	$2,914,000	1,521
Net interest income	$8,511,000	2,518
Provision for loan and lease losses	$152,000	4,263
Total noninterest income	$1,424,000	2,687
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$517,000	2,422
Trading account gains and fees	$0	166
Additional Noninterest Income	$907,000	2,504
Total noninterest expense	$8,986,000	2,122
Salaries and employee benefits	$4,883,000	2,043
Premises and equipment expense	$1,575,000	1,514
Additional noninterest expense	$2,528,000	2,535
Pre-tax net operating income	$797,000	4,343
Securities gains (losses)	$374,000	1,177
Applicable income taxes	$184,000	3,071
Income before extraordinary items	$987,000	3,936
Extraordinary gains, net	$0	29
Net income	$987,000	3,936
Minority interest net income	$0	93
Net income of bank and minority interests.	$987,000	3,938
Net charge-offs	$580,000	2,455
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$672,840	4,351
2012-09-30 (YTD Data)		Rank
Total interest income	$8,679,000	2,300
Total interest expense	$2,223,000	1,561
Net interest income	$6,456,000	2,528
Provision for loan and lease losses	$118,000	4,196
Total noninterest income	$1,090,000	2,671
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$385,000	2,456
Trading account gains and fees	$0	157
Additional Noninterest Income	$705,000	2,453
Total noninterest expense	$6,706,000	2,146
Salaries and employee benefits	$3,666,000	2,045
Premises and equipment expense	$1,140,000	1,566
Additional noninterest expense	$1,900,000	2,542
Pre-tax net operating income	$722,000	4,173
Securities gains (losses)	$368,000	950
Applicable income taxes	$213,000	2,775
Income before extraordinary items	$877,000	3,692
Extraordinary gains, net	$0	20
Net income	$877,000	3,692
Minority interest net income	$0	86
Net income of bank and minority interests.	$877,000	3,694
Net charge-offs	$561,000	2,047
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$582,600	4,246
2012-06-30 (YTD Data)		Rank
Total interest income	$5,875,000	2,286
Total interest expense	$1,501,000	1,600
Net interest income	$4,374,000	2,494
Provision for loan and lease losses	$78,000	4,137
Total noninterest income	$708,000	2,671
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$254,000	2,440
Trading account gains and fees	$0	153
Additional Noninterest Income	$454,000	2,462
Total noninterest expense	$4,495,000	2,142
Salaries and employee benefits	$2,416,000	2,070
Premises and equipment expense	$775,000	1,538
Additional noninterest expense	$1,304,000	2,485
Pre-tax net operating income	$509,000	4,091
Securities gains (losses)	$364,000	737
Applicable income taxes	$210,000	2,404
Income before extraordinary items	$663,000	3,442
Extraordinary gains, net	$0	19
Net income	$663,000	3,443
Minority interest net income	$0	84
Net income of bank and minority interests.	$663,000	3,443
Net charge-offs	$43,000	4,152
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$386,360	4,239
2012-03-31 (YTD Data)		Rank
Total interest income	$2,967,000	2,279
Total interest expense	$767,000	1,630
Net interest income	$2,200,000	2,489
Provision for loan and lease losses	$38,000	3,964
Total noninterest income	$343,000	2,711
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$118,000	2,578
Trading account gains and fees	$0	148
Additional Noninterest Income	$225,000	2,491
Total noninterest expense	$2,247,000	2,130
Salaries and employee benefits	$1,224,000	2,053
Premises and equipment expense	$398,000	1,494
Additional noninterest expense	$625,000	2,562
Pre-tax net operating income	$258,000	4,117
Securities gains (losses)	$185,000	632
Applicable income taxes	$109,000	2,361
Income before extraordinary items	$334,000	3,435
Extraordinary gains, net	$0	19
Net income	$334,000	3,438
Minority interest net income	$0	78
Net income of bank and minority interests.	$334,000	3,438
Net charge-offs	$11,000	3,996
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$195,250	4,274
2011-12-31 (YTD Data)		Rank
Total interest income	$12,296,000	2,269
Total interest expense	$3,387,000	1,745
Net interest income	$8,909,000	2,471
Provision for loan and lease losses	$538,000	3,355
Total noninterest income	$2,065,000	1,957
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$516,000	2,501
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,549,000	1,620
Total noninterest expense	$8,941,000	2,133
Salaries and employee benefits	$4,942,000	1,952
Premises and equipment expense	$1,520,000	1,631
Additional noninterest expense	$2,479,000	2,606
Pre-tax net operating income	$1,495,000	3,039
Securities gains (losses)	$16,000	3,164
Applicable income taxes	$295,000	2,550
Income before extraordinary items	$1,216,000	3,191
Extraordinary gains, net	$0	29
Net income	$1,216,000	3,194
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,216,000	3,194
Net charge-offs	$9,000	6,128
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,203,200	3,108
2011-09-30 (YTD Data)		Rank
Total interest income	$9,283,000	2,282
Total interest expense	$2,561,000	1,798
Net interest income	$6,722,000	2,458
Provision for loan and lease losses	$510,000	2,846
Total noninterest income	$1,686,000	1,840
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$387,000	2,515
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,299,000	1,477
Total noninterest expense	$6,749,000	2,126
Salaries and employee benefits	$3,707,000	1,958
Premises and equipment expense	$1,160,000	1,621
Additional noninterest expense	$1,882,000	2,594
Pre-tax net operating income	$1,149,000	3,071
Securities gains (losses)	$16,000	2,895
Applicable income taxes	$239,000	2,499
Income before extraordinary items	$926,000	3,228
Extraordinary gains, net	$0	21
Net income	$926,000	3,229
Minority interest net income	$0	87
Net income of bank and minority interests.	$926,000	3,228
Net charge-offs	$6,000	5,901
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$913,360	3,144
2011-06-30 (YTD Data)		Rank
Total interest income	$6,212,000	2,290
Total interest expense	$1,715,000	1,865
Net interest income	$4,497,000	2,449
Provision for loan and lease losses	$49,000	5,170
Total noninterest income	$840,000	2,258
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$247,000	2,588
Trading account gains and fees	$0	153
Additional Noninterest Income	$593,000	1,884
Total noninterest expense	$4,495,000	2,150
Salaries and employee benefits	$2,450,000	1,992
Premises and equipment expense	$784,000	1,608
Additional noninterest expense	$1,261,000	2,623
Pre-tax net operating income	$793,000	2,961
Securities gains (losses)	$3,000	2,636
Applicable income taxes	$164,000	2,421
Income before extraordinary items	$632,000	3,099
Extraordinary gains, net	$0	15
Net income	$632,000	3,101
Minority interest net income	$0	89
Net income of bank and minority interests.	$632,000	3,101
Net charge-offs	$8,000	5,406
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$629,630	3,015
2011-03-31 (YTD Data)		Rank
Total interest income	$3,084,000	2,325
Total interest expense	$857,000	1,935
Net interest income	$2,227,000	2,470
Provision for loan and lease losses	$23,000	4,913
Total noninterest income	$474,000	2,081
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$183,000	1,875
Trading account gains and fees	$0	158
Additional Noninterest Income	$291,000	1,947
Total noninterest expense	$2,281,000	2,114
Salaries and employee benefits	$1,182,000	2,068
Premises and equipment expense	$412,000	1,559
Additional noninterest expense	$687,000	2,415
Pre-tax net operating income	$397,000	2,987
Securities gains (losses)	$3,000	1,535
Applicable income taxes	$81,000	2,406
Income before extraordinary items	$319,000	3,089
Extraordinary gains, net	$0	9
Net income	$319,000	3,087
Minority interest net income	$0	86
Net income of bank and minority interests.	$319,000	3,089
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$316,600	3,057
2010-12-31 (YTD Data)		Rank
Total interest income	$12,957,000	2,318
Total interest expense	$3,833,000	2,070
Net interest income	$9,124,000	2,394
Provision for loan and lease losses	$155,000	5,615
Total noninterest income	$1,586,000	2,436
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$838,000	1,749
Trading account gains and fees	$0	175
Additional Noninterest Income	$748,000	2,587
Total noninterest expense	$9,066,000	2,139
Salaries and employee benefits	$4,976,000	1,951
Premises and equipment expense	$1,536,000	1,677
Additional noninterest expense	$2,554,000	2,638
Pre-tax net operating income	$1,489,000	2,737
Securities gains (losses)	$-4,000	6,965
Applicable income taxes	$247,000	2,541
Income before extraordinary items	$1,238,000	2,847
Extraordinary gains, net	$0	29
Net income	$1,238,000	2,844
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,238,000	2,848
Net charge-offs	$54,000	5,854
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,241,320	2,742
2010-09-30 (YTD Data)		Rank
Total interest income	$9,863,000	2,339
Total interest expense	$2,919,000	2,128
Net interest income	$6,944,000	2,394
Provision for loan and lease losses	$116,000	5,545
Total noninterest income	$1,208,000	2,414
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$637,000	1,778
Trading account gains and fees	$0	165
Additional Noninterest Income	$571,000	2,555
Total noninterest expense	$6,774,000	2,140
Salaries and employee benefits	$3,731,000	1,942
Premises and equipment expense	$1,166,000	1,679
Additional noninterest expense	$1,877,000	2,635
Pre-tax net operating income	$1,262,000	2,682
Securities gains (losses)	$21,000	2,864
Applicable income taxes	$245,000	2,355
Income before extraordinary items	$1,038,000	2,822
Extraordinary gains, net	$0	23
Net income	$1,038,000	2,816
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,038,000	2,821
Net charge-offs	$33,000	5,770
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,020,990	2,714
2010-06-30 (YTD Data)		Rank
Total interest income	$6,657,000	2,347
Total interest expense	$1,974,000	2,189
Net interest income	$4,683,000	2,382
Provision for loan and lease losses	$78,000	5,413
Total noninterest income	$795,000	2,388
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$430,000	1,766
Trading account gains and fees	$0	152
Additional Noninterest Income	$365,000	2,542
Total noninterest expense	$4,540,000	2,132
Salaries and employee benefits	$2,515,000	1,935
Premises and equipment expense	$778,000	1,697
Additional noninterest expense	$1,247,000	2,627
Pre-tax net operating income	$860,000	2,662
Securities gains (losses)	$1,000	3,060
Applicable income taxes	$155,000	2,374
Income before extraordinary items	$706,000	2,750
Extraordinary gains, net	$0	19
Net income	$706,000	2,745
Minority interest net income	$0	105
Net income of bank and minority interests.	$706,000	2,749
Net charge-offs	$31,000	5,251
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$705,180	2,654
2010-03-31 (YTD Data)		Rank
Total interest income	$3,305,000	2,411
Total interest expense	$1,002,000	2,255
Net interest income	$2,303,000	2,444
Provision for loan and lease losses	$39,000	5,138
Total noninterest income	$387,000	2,426
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$214,000	1,774
Trading account gains and fees	$0	175
Additional Noninterest Income	$173,000	2,609
Total noninterest expense	$2,257,000	2,158
Salaries and employee benefits	$1,227,000	2,015
Premises and equipment expense	$404,000	1,682
Additional noninterest expense	$626,000	2,605
Pre-tax net operating income	$394,000	2,864
Securities gains (losses)	$1,000	2,151
Applicable income taxes	$60,000	2,647
Income before extraordinary items	$335,000	2,916
Extraordinary gains, net	$0	16
Net income	$335,000	2,912
Minority interest net income	$0	91
Net income of bank and minority interests.	$335,000	2,916
Net charge-offs	$18,000	4,498
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$334,150	2,805
2009-12-31 (YTD Data)		Rank
Total interest income	$14,005,000	2,380
Total interest expense	$4,834,000	2,335
Net interest income	$9,171,000	2,377
Provision for loan and lease losses	$257,000	5,480
Total noninterest income	$1,741,000	2,331
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$886,000	1,875
Trading account gains and fees	$0	211
Additional Noninterest Income	$855,000	2,354
Total noninterest expense	$9,177,000	2,168
Salaries and employee benefits	$5,113,000	1,927
Premises and equipment expense	$1,488,000	1,823
Additional noninterest expense	$2,576,000	2,684
Pre-tax net operating income	$1,478,000	2,366
Securities gains (losses)	$-95,000	7,277
Applicable income taxes	$221,000	2,294
Income before extraordinary items	$1,162,000	2,528
Extraordinary gains, net	$0	34
Net income	$1,162,000	2,526
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,162,000	2,527
Net charge-offs	$34,000	6,432
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,241,800	2,375
2009-09-30 (YTD Data)		Rank
Total interest income	$10,601,000	2,404
Total interest expense	$3,699,000	2,386
Net interest income	$6,902,000	2,362
Provision for loan and lease losses	$120,000	5,761
Total noninterest income	$1,318,000	2,367
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$656,000	1,902
Trading account gains and fees	$0	212
Additional Noninterest Income	$662,000	2,372
Total noninterest expense	$6,895,000	2,167
Salaries and employee benefits	$3,692,000	2,012
Premises and equipment expense	$1,173,000	1,745
Additional noninterest expense	$2,030,000	2,535
Pre-tax net operating income	$1,205,000	2,431
Securities gains (losses)	$-62,000	7,405
Applicable income taxes	$197,000	2,334
Income before extraordinary items	$946,000	2,566
Extraordinary gains, net	$0	27
Net income	$946,000	2,564
Minority interest net income	$0	118
Net income of bank and minority interests.	$946,000	2,567
Net charge-offs	$12,000	6,458
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$997,460	2,435
2009-06-30 (YTD Data)		Rank
Total interest income	$7,116,000	2,413
Total interest expense	$2,511,000	2,442
Net interest income	$4,605,000	2,368
Provision for loan and lease losses	$77,000	5,613
Total noninterest income	$779,000	2,566
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$425,000	1,927
Trading account gains and fees	$0	193
Additional Noninterest Income	$354,000	2,724
Total noninterest expense	$4,557,000	2,207
Salaries and employee benefits	$2,418,000	2,085
Premises and equipment expense	$815,000	1,705
Additional noninterest expense	$1,324,000	2,604
Pre-tax net operating income	$750,000	2,632
Securities gains (losses)	$-26,000	7,545
Applicable income taxes	$117,000	2,493
Income before extraordinary items	$607,000	2,755
Extraordinary gains, net	$0	21
Net income	$607,000	2,753
Minority interest net income	$0	112
Net income of bank and minority interests.	$607,000	2,755
Net charge-offs	$5,000	6,236
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$628,840	2,600
2009-03-31 (YTD Data)		Rank
Total interest income	$3,582,000	2,421
Total interest expense	$1,266,000	2,509
Net interest income	$2,316,000	2,346
Provision for loan and lease losses	$37,000	5,262
Total noninterest income	$378,000	2,607
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$200,000	1,969
Trading account gains and fees	$0	171
Additional Noninterest Income	$178,000	2,666
Total noninterest expense	$2,234,000	2,196
Salaries and employee benefits	$1,183,000	2,155
Premises and equipment expense	$419,000	1,681
Additional noninterest expense	$632,000	2,448
Pre-tax net operating income	$423,000	2,692
Securities gains (losses)	$-24,000	7,882
Applicable income taxes	$73,000	2,506
Income before extraordinary items	$326,000	2,970
Extraordinary gains, net	$0	15
Net income	$326,000	2,971
Minority interest net income	$0	102
Net income of bank and minority interests.	$326,000	2,971
Net charge-offs	$1,000	5,564
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$345,680	2,712
2008-12-31 (YTD Data)		Rank
Total interest income	$14,881,000	2,482
Total interest expense	$5,956,000	2,535
Net interest income	$8,925,000	2,441
Provision for loan and lease losses	$58,000	6,492
Total noninterest income	$1,625,000	2,475
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$908,000	1,904
Trading account gains and fees	$0	154
Additional Noninterest Income	$717,000	2,617
Total noninterest expense	$8,603,000	2,219
Salaries and employee benefits	$5,002,000	2,030
Premises and equipment expense	$1,535,000	1,782
Additional noninterest expense	$2,066,000	2,787
Pre-tax net operating income	$1,889,000	2,563
Securities gains (losses)	$-3,062,000	8,005
Applicable income taxes	$-862,000	7,663
Income before extraordinary items	$-311,000	6,578
Extraordinary gains, net	$0	39
Net income	$-311,000	6,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	5,593
Cash dividends	$12,000	5,402
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,648,680	2,488
2008-09-30 (YTD Data)		Rank
Total interest income	$11,197,000	2,525
Total interest expense	$4,599,000	2,563
Net interest income	$6,598,000	2,502
Provision for loan and lease losses	$55,000	5,792
Total noninterest income	$1,200,000	2,583
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$678,000	1,920
Trading account gains and fees	$0	148
Additional Noninterest Income	$522,000	2,744
Total noninterest expense	$6,383,000	2,241
Salaries and employee benefits	$3,666,000	2,093
Premises and equipment expense	$1,153,000	1,783
Additional noninterest expense	$1,564,000	2,672
Pre-tax net operating income	$1,360,000	3,050
Securities gains (losses)	$-2,133,000	8,069
Applicable income taxes	$120,000	3,444
Income before extraordinary items	$-893,000	7,455
Extraordinary gains, net	$0	31
Net income	$-893,000	7,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,807
Cash dividends	$12,000	4,885
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,240,000	2,835
2008-06-30 (YTD Data)		Rank
Total interest income	$7,501,000	2,547
Total interest expense	$3,171,000	2,578
Net interest income	$4,330,000	2,526
Provision for loan and lease losses	$55,000	5,091
Total noninterest income	$783,000	2,644
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$434,000	1,963
Trading account gains and fees	$0	149
Additional Noninterest Income	$349,000	2,784
Total noninterest expense	$4,292,000	2,232
Salaries and employee benefits	$2,432,000	2,133
Premises and equipment expense	$794,000	1,730
Additional noninterest expense	$1,066,000	2,600
Pre-tax net operating income	$766,000	3,526
Securities gains (losses)	$-28,000	8,198
Applicable income taxes	$86,000	3,602
Income before extraordinary items	$652,000	3,460
Extraordinary gains, net	$0	21
Net income	$652,000	3,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,448
Cash dividends	$12,000	4,668
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$676,640	3,334
2008-03-31 (YTD Data)		Rank
Total interest income	$3,746,000	2,615
Total interest expense	$1,642,000	2,660
Net interest income	$2,104,000	2,594
Provision for loan and lease losses	$53,000	3,737
Total noninterest income	$383,000	2,681
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$214,000	1,963
Trading account gains and fees	$0	158
Additional Noninterest Income	$169,000	2,831
Total noninterest expense	$2,106,000	2,267
Salaries and employee benefits	$1,196,000	2,198
Premises and equipment expense	$392,000	1,751
Additional noninterest expense	$518,000	2,638
Pre-tax net operating income	$328,000	3,948
Securities gains (losses)	$0	2,688
Applicable income taxes	$26,000	4,162
Income before extraordinary items	$302,000	3,780
Extraordinary gains, net	$0	15
Net income	$302,000	3,784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,346
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$302,000	3,703
2007-12-31 (YTD Data)		Rank
Total interest income	$15,282,000	2,629
Total interest expense	$7,033,000	2,616
Net interest income	$8,249,000	2,656
Provision for loan and lease losses	$-602,000	8,500
Total noninterest income	$1,545,000	2,659
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$831,000	2,067
Trading account gains and fees	$0	178
Additional Noninterest Income	$714,000	2,731
Total noninterest expense	$8,321,000	2,202
Salaries and employee benefits	$4,875,000	2,073
Premises and equipment expense	$1,407,000	1,861
Additional noninterest expense	$2,039,000	2,627
Pre-tax net operating income	$2,075,000	3,243
Securities gains (losses)	$-1,000	7,069
Applicable income taxes	$433,000	2,928
Income before extraordinary items	$1,641,000	3,243
Extraordinary gains, net	$0	39
Net income	$1,641,000	3,242
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-62,000	8,319
Cash dividends	$11,000	5,770
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,641,790	3,229
2007-09-30 (YTD Data)		Rank
Total interest income	$11,483,000	2,630
Total interest expense	$5,352,000	2,578
Net interest income	$6,131,000	2,679
Provision for loan and lease losses	$-598,000	8,530
Total noninterest income	$1,158,000	2,659
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$608,000	2,087
Trading account gains and fees	$0	184
Additional Noninterest Income	$550,000	2,687
Total noninterest expense	$6,285,000	2,165
Salaries and employee benefits	$3,664,000	2,064
Premises and equipment expense	$1,051,000	1,851
Additional noninterest expense	$1,570,000	2,510
Pre-tax net operating income	$1,602,000	3,320
Securities gains (losses)	$-1,000	7,322
Applicable income taxes	$323,000	3,103
Income before extraordinary items	$1,278,000	3,325
Extraordinary gains, net	$0	33
Net income	$1,278,000	3,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-85,000	8,353
Cash dividends	$11,000	5,136
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,278,800	3,310
2007-06-30 (YTD Data)		Rank
Total interest income	$7,649,000	2,649
Total interest expense	$3,590,000	2,566
Net interest income	$4,059,000	2,714
Provision for loan and lease losses	$-106,000	8,485
Total noninterest income	$783,000	2,633
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$399,000	2,114
Trading account gains and fees	$0	168
Additional Noninterest Income	$384,000	2,631
Total noninterest expense	$4,244,000	2,160
Salaries and employee benefits	$2,468,000	2,069
Premises and equipment expense	$714,000	1,841
Additional noninterest expense	$1,062,000	2,499
Pre-tax net operating income	$704,000	4,300
Securities gains (losses)	$5,000	1,010
Applicable income taxes	$62,000	4,578
Income before extraordinary items	$647,000	4,004
Extraordinary gains, net	$0	29
Net income	$647,000	4,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-91,000	8,420
Cash dividends	$11,000	4,923
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$642,450	4,012
2007-03-31 (YTD Data)		Rank
Total interest income	$3,773,000	2,680
Total interest expense	$1,794,000	2,552
Net interest income	$1,979,000	2,782
Provision for loan and lease losses	$0	5,779
Total noninterest income	$362,000	2,751
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$190,000	2,146
Trading account gains and fees	$0	195
Additional Noninterest Income	$172,000	2,777
Total noninterest expense	$2,055,000	2,244
Salaries and employee benefits	$1,150,000	2,234
Premises and equipment expense	$357,000	1,856
Additional noninterest expense	$548,000	2,405
Pre-tax net operating income	$286,000	4,758
Securities gains (losses)	$0	1,187
Applicable income taxes	$2,000	5,948
Income before extraordinary items	$284,000	4,305
Extraordinary gains, net	$0	22
Net income	$284,000	4,307
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$5,000	3,918
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$284,000	4,283
2006-12-31 (YTD Data)		Rank
Total interest income	$14,536,000	2,620
Total interest expense	$6,223,000	2,521
Net interest income	$8,313,000	2,675
Provision for loan and lease losses	$-162,000	8,517
Total noninterest income	$1,516,000	2,683
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$857,000	2,000
Trading account gains and fees	$0	130
Additional Noninterest Income	$659,000	2,843
Total noninterest expense	$8,357,000	2,110
Salaries and employee benefits	$4,953,000	1,965
Premises and equipment expense	$1,313,000	1,915
Additional noninterest expense	$2,091,000	2,464
Pre-tax net operating income	$1,634,000	4,108
Securities gains (losses)	$0	1,687
Applicable income taxes	$296,000	3,827
Income before extraordinary items	$1,338,000	4,025
Extraordinary gains, net	$0	51
Net income	$1,338,000	4,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,730
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,338,000	4,003
2006-09-30 (YTD Data)		Rank
Total interest income	$10,798,000	2,628
Total interest expense	$4,527,000	2,514
Net interest income	$6,271,000	2,695
Provision for loan and lease losses	$-5,000	8,458
Total noninterest income	$1,121,000	2,720
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$643,000	1,995
Trading account gains and fees	$0	126
Additional Noninterest Income	$478,000	2,923
Total noninterest expense	$6,299,000	2,098
Salaries and employee benefits	$3,633,000	2,003
Premises and equipment expense	$1,101,000	1,729
Additional noninterest expense	$1,565,000	2,455
Pre-tax net operating income	$1,098,000	4,521
Securities gains (losses)	$0	1,388
Applicable income taxes	$194,000	4,163
Income before extraordinary items	$904,000	4,407
Extraordinary gains, net	$0	45
Net income	$904,000	4,411
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$904,000	4,398
2006-06-30 (YTD Data)		Rank
Total interest income	$7,049,000	2,638
Total interest expense	$2,877,000	2,525
Net interest income	$4,172,000	2,704
Provision for loan and lease losses	$0	6,419
Total noninterest income	$762,000	2,680
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$435,000	1,953
Trading account gains and fees	$0	126
Additional Noninterest Income	$327,000	2,859
Total noninterest expense	$4,191,000	2,104
Salaries and employee benefits	$2,388,000	2,047
Premises and equipment expense	$748,000	1,713
Additional noninterest expense	$1,055,000	2,441
Pre-tax net operating income	$743,000	4,490
Securities gains (losses)	$0	1,185
Applicable income taxes	$146,000	4,045
Income before extraordinary items	$597,000	4,459
Extraordinary gains, net	$0	39
Net income	$597,000	4,463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,463
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$597,000	4,447
2006-03-31 (YTD Data)		Rank
Total interest income	$3,496,000	2,619
Total interest expense	$1,397,000	2,474
Net interest income	$2,099,000	2,678
Provision for loan and lease losses	$0	6,013
Total noninterest income	$374,000	2,664
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$207,000	1,988
Trading account gains and fees	$0	115
Additional Noninterest Income	$167,000	2,779
Total noninterest expense	$2,101,000	2,104
Salaries and employee benefits	$1,198,000	2,053
Premises and equipment expense	$376,000	1,706
Additional noninterest expense	$527,000	2,434
Pre-tax net operating income	$372,000	4,443
Securities gains (losses)	$0	955
Applicable income taxes	$81,000	3,876
Income before extraordinary items	$291,000	4,492
Extraordinary gains, net	$0	21
Net income	$291,000	4,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$291,000	4,475
2005-12-31 (YTD Data)		Rank
Total interest income	$12,978,000	2,543
Total interest expense	$4,496,000	2,415
Net interest income	$8,482,000	2,559
Provision for loan and lease losses	$-149,000	8,661
Total noninterest income	$1,441,000	2,760
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$801,000	2,103
Trading account gains and fees	$0	138
Additional Noninterest Income	$640,000	2,940
Total noninterest expense	$8,375,000	1,992
Salaries and employee benefits	$5,049,000	1,843
Premises and equipment expense	$1,321,000	1,827
Additional noninterest expense	$2,005,000	2,484
Pre-tax net operating income	$1,697,000	4,094
Securities gains (losses)	$28,000	1,142
Applicable income taxes	$400,000	3,698
Income before extraordinary items	$1,325,000	4,100
Extraordinary gains, net	$0	46
Net income	$1,325,000	4,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	8,134
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,303,440	4,114
2005-09-30 (YTD Data)		Rank
Total interest income	$9,580,000	2,516
Total interest expense	$3,253,000	2,393
Net interest income	$6,327,000	2,556
Provision for loan and lease losses	$4,000	6,766
Total noninterest income	$1,064,000	2,783
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$569,000	2,199
Trading account gains and fees	$0	126
Additional Noninterest Income	$495,000	2,905
Total noninterest expense	$6,133,000	2,021
Salaries and employee benefits	$3,689,000	1,870
Premises and equipment expense	$974,000	1,852
Additional noninterest expense	$1,470,000	2,502
Pre-tax net operating income	$1,254,000	4,203
Securities gains (losses)	$3,000	1,906
Applicable income taxes	$311,000	3,751
Income before extraordinary items	$946,000	4,325
Extraordinary gains, net	$0	35
Net income	$946,000	4,325
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,184
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$943,750	4,279
2005-06-30 (YTD Data)		Rank
Total interest income	$6,339,000	2,477
Total interest expense	$2,116,000	2,312
Net interest income	$4,223,000	2,527
Provision for loan and lease losses	$4,000	6,457
Total noninterest income	$680,000	2,825
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$357,000	2,267
Trading account gains and fees	$0	116
Additional Noninterest Income	$323,000	2,934
Total noninterest expense	$4,121,000	2,000
Salaries and employee benefits	$2,450,000	1,857
Premises and equipment expense	$672,000	1,780
Additional noninterest expense	$999,000	2,432
Pre-tax net operating income	$778,000	4,342
Securities gains (losses)	$0	2,146
Applicable income taxes	$224,000	3,597
Income before extraordinary items	$554,000	4,626
Extraordinary gains, net	$0	30
Net income	$554,000	4,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,782
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$554,000	4,579
2005-03-31 (YTD Data)		Rank
Total interest income	$3,125,000	2,477
Total interest expense	$1,038,000	2,258
Net interest income	$2,087,000	2,558
Provision for loan and lease losses	$2,000	6,096
Total noninterest income	$317,000	2,928
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$157,000	2,463
Trading account gains and fees	$0	115
Additional Noninterest Income	$160,000	2,858
Total noninterest expense	$2,022,000	2,047
Salaries and employee benefits	$1,212,000	1,891
Premises and equipment expense	$326,000	1,842
Additional noninterest expense	$484,000	2,519
Pre-tax net operating income	$380,000	4,401
Securities gains (losses)	$0	1,685
Applicable income taxes	$109,000	3,632
Income before extraordinary items	$271,000	4,655
Extraordinary gains, net	$0	24
Net income	$271,000	4,656
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,232
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$271,000	4,616
2004-12-31 (YTD Data)		Rank
Total interest income	$12,551,000	2,289
Total interest expense	$4,052,000	2,019
Net interest income	$8,499,000	2,404
Provision for loan and lease losses	$-220,000	8,850
Total noninterest income	$1,203,000	3,126
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$582,000	2,774
Trading account gains and fees	$0	138
Additional Noninterest Income	$621,000	2,923
Total noninterest expense	$8,066,000	1,991
Salaries and employee benefits	$4,785,000	1,832
Premises and equipment expense	$1,258,000	1,830
Additional noninterest expense	$2,023,000	2,398
Pre-tax net operating income	$1,856,000	3,709
Securities gains (losses)	$54,000	1,682
Applicable income taxes	$629,000	2,948
Income before extraordinary items	$1,281,000	4,028
Extraordinary gains, net	$0	34
Net income	$1,281,000	4,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-60,000	8,713
Cash dividends	$16,000	6,063
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,244,820	4,049
2004-09-30 (YTD Data)		Rank
Total interest income	$9,468,000	2,237
Total interest expense	$3,040,000	1,972
Net interest income	$6,428,000	2,350
Provision for loan and lease losses	$-60,000	8,850
Total noninterest income	$899,000	3,145
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$435,000	2,796
Trading account gains and fees	$0	134
Additional Noninterest Income	$464,000	2,925
Total noninterest expense	$5,980,000	2,000
Salaries and employee benefits	$3,469,000	1,882
Premises and equipment expense	$975,000	1,780
Additional noninterest expense	$1,536,000	2,342
Pre-tax net operating income	$1,407,000	3,736
Securities gains (losses)	$54,000	1,604
Applicable income taxes	$479,000	2,975
Income before extraordinary items	$982,000	4,050
Extraordinary gains, net	$0	26
Net income	$982,000	4,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-60,000	8,708
Cash dividends	$16,000	5,269
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$945,820	4,077
2004-06-30 (YTD Data)		Rank
Total interest income	$6,385,000	2,193
Total interest expense	$2,030,000	1,944
Net interest income	$4,355,000	2,296
Provision for loan and lease losses	$0	6,885
Total noninterest income	$565,000	3,302
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$284,000	2,832
Trading account gains and fees	$0	130
Additional Noninterest Income	$281,000	3,104
Total noninterest expense	$3,975,000	2,006
Salaries and employee benefits	$2,260,000	1,920
Premises and equipment expense	$665,000	1,740
Additional noninterest expense	$1,050,000	2,293
Pre-tax net operating income	$945,000	3,665
Securities gains (losses)	$48,000	1,489
Applicable income taxes	$335,000	2,880
Income before extraordinary items	$658,000	3,992
Extraordinary gains, net	$0	21
Net income	$658,000	3,993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,509
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$626,320	4,045
2004-03-31 (YTD Data)		Rank
Total interest income	$3,167,000	2,214
Total interest expense	$1,016,000	1,963
Net interest income	$2,151,000	2,318
Provision for loan and lease losses	$0	6,501
Total noninterest income	$282,000	3,246
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$138,000	2,841
Trading account gains and fees	$0	121
Additional Noninterest Income	$144,000	3,013
Total noninterest expense	$1,965,000	2,047
Salaries and employee benefits	$1,114,000	1,971
Premises and equipment expense	$317,000	1,838
Additional noninterest expense	$534,000	2,224
Pre-tax net operating income	$468,000	3,690
Securities gains (losses)	$16,000	1,816
Applicable income taxes	$163,000	2,940
Income before extraordinary items	$321,000	4,090
Extraordinary gains, net	$0	16
Net income	$321,000	4,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,046
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$310,440	4,056
2003-12-31 (YTD Data)		Rank
Total interest income	$12,947,000	2,212
Total interest expense	$4,436,000	2,012
Net interest income	$8,511,000	2,280
Provision for loan and lease losses	$0	7,651
Total noninterest income	$1,212,000	3,280
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$560,000	2,841
Trading account gains and fees	$0	160
Additional Noninterest Income	$652,000	3,099
Total noninterest expense	$7,573,000	2,078
Salaries and employee benefits	$4,297,000	1,993
Premises and equipment expense	$1,247,000	1,833
Additional noninterest expense	$2,029,000	2,371
Pre-tax net operating income	$2,150,000	3,230
Securities gains (losses)	$86,000	2,025
Applicable income taxes	$735,000	2,688
Income before extraordinary items	$1,501,000	3,561
Extraordinary gains, net	$0	54
Net income	$1,501,000	3,560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,751
Cash dividends	$44,000	5,981
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,443,380	3,495
2003-09-30 (YTD Data)		Rank
Total interest income	$9,764,000	2,231
Total interest expense	$3,402,000	2,048
Net interest income	$6,362,000	2,295
Provision for loan and lease losses	$0	7,481
Total noninterest income	$936,000	3,273
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$414,000	2,879
Trading account gains and fees	$0	153
Additional Noninterest Income	$522,000	3,058
Total noninterest expense	$5,756,000	2,060
Salaries and employee benefits	$3,217,000	2,002
Premises and equipment expense	$957,000	1,791
Additional noninterest expense	$1,582,000	2,266
Pre-tax net operating income	$1,542,000	3,461
Securities gains (losses)	$60,000	2,163
Applicable income taxes	$518,000	2,963
Income before extraordinary items	$1,084,000	3,790
Extraordinary gains, net	$0	40
Net income	$1,084,000	3,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,653
Cash dividends	$13,000	5,418
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,043,200	3,721
2003-06-30 (YTD Data)		Rank
Total interest income	$6,672,000	2,186
Total interest expense	$2,352,000	2,038
Net interest income	$4,320,000	2,251
Provision for loan and lease losses	$0	7,324
Total noninterest income	$655,000	3,152
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$273,000	2,862
Trading account gains and fees	$0	150
Additional Noninterest Income	$382,000	2,869
Total noninterest expense	$3,914,000	2,014
Salaries and employee benefits	$2,160,000	1,978
Premises and equipment expense	$603,000	1,890
Additional noninterest expense	$1,151,000	2,074
Pre-tax net operating income	$1,061,000	3,378
Securities gains (losses)	$47,000	2,063
Applicable income taxes	$361,000	2,901
Income before extraordinary items	$747,000	3,681
Extraordinary gains, net	$0	30
Net income	$747,000	3,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,405
Cash dividends	$6,000	5,160
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$715,510	3,610
2003-03-31 (YTD Data)		Rank
Total interest income	$3,394,000	2,167
Total interest expense	$1,211,000	2,038
Net interest income	$2,183,000	2,232
Provision for loan and lease losses	$0	6,934
Total noninterest income	$325,000	3,074
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$131,000	2,877
Trading account gains and fees	$0	134
Additional Noninterest Income	$194,000	2,773
Total noninterest expense	$1,909,000	2,049
Salaries and employee benefits	$1,089,000	1,957
Premises and equipment expense	$277,000	2,058
Additional noninterest expense	$543,000	2,162
Pre-tax net operating income	$599,000	3,082
Securities gains (losses)	$0	2,891
Applicable income taxes	$207,000	2,633
Income before extraordinary items	$392,000	3,507
Extraordinary gains, net	$0	21
Net income	$392,000	3,505
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	8,212
Cash dividends	$6,000	3,876
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$392,000	3,339
2002-12-31 (YTD Data)		Rank
Total interest income	$14,507,000	2,112
Total interest expense	$5,693,000	1,992
Net interest income	$8,814,000	2,196
Provision for loan and lease losses	$0	8,089
Total noninterest income	$1,385,000	2,769
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$514,000	2,905
Trading account gains and fees	$0	153
Additional Noninterest Income	$871,000	2,372
Total noninterest expense	$7,479,000	2,010
Salaries and employee benefits	$4,313,000	1,865
Premises and equipment expense	$1,102,000	1,995
Additional noninterest expense	$2,064,000	2,238
Pre-tax net operating income	$2,720,000	2,705
Securities gains (losses)	$-114,000	9,143
Applicable income taxes	$874,000	2,437
Income before extraordinary items	$1,732,000	3,130
Extraordinary gains, net	$0	70
Net income	$1,732,000	3,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	4,236
Cash dividends	$12,000	6,292
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,807,240	2,936
2001-12-31 (YTD Data)		Rank
Total interest income	$16,254,000	2,116
Total interest expense	$8,010,000	2,016
Net interest income	$8,244,000	2,172
Provision for loan and lease losses	$0	8,228
Total noninterest income	$807,000	3,834
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$485,000	2,915
Trading account gains and fees	$0	177
Additional Noninterest Income	$322,000	3,958
Total noninterest expense	$6,724,000	2,131
Salaries and employee benefits	$3,709,000	2,026
Premises and equipment expense	$1,075,000	1,988
Additional noninterest expense	$1,940,000	2,302
Pre-tax net operating income	$2,327,000	2,818
Securities gains (losses)	$0	4,612
Applicable income taxes	$572,000	3,055
Income before extraordinary items	$1,755,000	2,857
Extraordinary gains, net	$0	105
Net income	$1,755,000	2,860
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-71,000	9,465
Cash dividends	$136,000	5,448
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,755,000	2,771
2000-12-31 (YTD Data)		Rank
Total interest income	$16,654,000	2,115
Total interest expense	$8,233,000	2,092
Net interest income	$8,421,000	2,106
Provision for loan and lease losses	$0	8,337
Total noninterest income	$685,000	4,060
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$388,000	3,325
Trading account gains and fees	$0	180
Additional Noninterest Income	$297,000	3,944
Total noninterest expense	$6,607,000	2,085
Salaries and employee benefits	$3,658,000	1,957
Premises and equipment expense	$1,036,000	2,001
Additional noninterest expense	$1,913,000	2,262
Pre-tax net operating income	$2,499,000	2,767
Securities gains (losses)	$0	1,956
Applicable income taxes	$917,000	2,284
Income before extraordinary items	$1,582,000	3,116
Extraordinary gains, net	$0	38
Net income	$1,582,000	3,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$314,000	1,765
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,582,000	3,107
1999-12-31 (YTD Data)		Rank
Total interest income	$15,745,000	2,069
Total interest expense	$7,818,000	1,921
Net interest income	$7,927,000	2,219
Provision for loan and lease losses	$140,000	4,418
Total noninterest income	$810,000	3,587
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$354,000	3,538
Trading account gains and fees	$0	173
Additional Noninterest Income	$456,000	3,134
Total noninterest expense	$6,680,000	2,039
Salaries and employee benefits	$3,577,000	1,961
Premises and equipment expense	$930,000	2,198
Additional noninterest expense	$2,173,000	2,005
Pre-tax net operating income	$1,917,000	3,444
Securities gains (losses)	$0	3,155
Applicable income taxes	$657,000	3,027
Income before extraordinary items	$1,260,000	3,713
Extraordinary gains, net	$0	35
Net income	$1,260,000	3,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$209,000	2,328
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,260,000	3,681
1998-12-31 (YTD Data)		Rank
Total interest income	$15,838,000	2,065
Total interest expense	$7,709,000	1,984
Net interest income	$8,129,000	2,097
Provision for loan and lease losses	$255,000	2,948
Total noninterest income	$793,000	3,647
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$367,000	3,380
Trading account gains and fees	$0	224
Additional Noninterest Income	$426,000	3,297
Total noninterest expense	$6,990,000	1,859
Salaries and employee benefits	$3,431,000	1,938
Premises and equipment expense	$1,057,000	1,867
Additional noninterest expense	$2,502,000	1,705
Pre-tax net operating income	$1,677,000	3,853
Securities gains (losses)	$0	4,449
Applicable income taxes	$708,000	3,000
Income before extraordinary items	$969,000	4,622
Extraordinary gains, net	$0	32
Net income	$969,000	4,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$340,000	1,697
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$969,000	4,522
1997-12-31 (YTD Data)		Rank
Total interest income	$15,768,000	2,064
Total interest expense	$7,624,000	2,016
Net interest income	$8,144,000	2,143
Provision for loan and lease losses	$360,000	2,248
Total noninterest income	$762,000	3,722
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$414,000	3,132
Trading account gains and fees	$0	239
Additional Noninterest Income	$348,000	3,597
Total noninterest expense	$6,821,000	1,895
Salaries and employee benefits	$3,498,000	1,873
Premises and equipment expense	$977,000	2,031
Additional noninterest expense	$2,346,000	1,813
Pre-tax net operating income	$1,725,000	3,994
Securities gains (losses)	$2,000	3,292
Applicable income taxes	$476,000	4,360
Income before extraordinary items	$1,251,000	3,918
Extraordinary gains, net	$0	44
Net income	$1,251,000	3,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$778,000	935
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,249,560	3,854
1996-12-31 (YTD Data)		Rank
Total interest income	$15,794,000	2,134
Total interest expense	$7,498,000	2,096
Net interest income	$8,296,000	2,171
Provision for loan and lease losses	$480,000	1,787
Total noninterest income	$804,000	3,693
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$502,000	2,716
Trading account gains and fees	$0	262
Additional Noninterest Income	$302,000	4,055
Total noninterest expense	$6,949,000	2,014
Salaries and employee benefits	$3,396,000	1,937
Premises and equipment expense	$897,000	2,223
Additional noninterest expense	$2,656,000	1,920
Pre-tax net operating income	$1,671,000	3,992
Securities gains (losses)	$24,000	1,866
Applicable income taxes	$-412,000	11,332
Income before extraordinary items	$2,107,000	2,334
Extraordinary gains, net	$0	53
Net income	$2,107,000	2,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$417,000	1,632
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,083,000	2,319
1995-12-31 (YTD Data)		Rank
Total interest income	$6,155,000	5,093
Total interest expense	$2,794,000	5,070
Net interest income	$3,361,000	5,031
Provision for loan and lease losses	$261,000	2,485
Total noninterest income	$379,000	6,181
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$251,000	4,941
Trading account gains and fees	$0	522
Additional Noninterest Income	$128,000	6,461
Total noninterest expense	$2,637,000	4,767
Salaries and employee benefits	$1,247,000	5,041
Premises and equipment expense	$295,000	5,704
Additional noninterest expense	$1,095,000	4,040
Pre-tax net operating income	$842,000	6,676
Securities gains (losses)	$15,000	2,090
Applicable income taxes	$116,000	8,861
Income before extraordinary items	$741,000	5,758
Extraordinary gains, net	$0	65
Net income	$741,000	5,755
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$401,000	1,596
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$728,100	5,810
1994-12-31 (YTD Data)		Rank
Total interest income	$5,871,000	4,963
Total interest expense	$2,722,000	4,309
Net interest income	$3,149,000	5,398
Provision for loan and lease losses	$240,000	2,662
Total noninterest income	$389,000	6,244
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$251,000	5,028
Trading account gains and fees	$0	475
Additional Noninterest Income	$138,000	6,471
Total noninterest expense	$2,799,000	4,682
Salaries and employee benefits	$1,173,000	5,354
Premises and equipment expense	$366,000	4,924
Additional noninterest expense	$1,260,000	3,882
Pre-tax net operating income	$499,000	8,661
Securities gains (losses)	$27,000	1,545
Applicable income taxes	$-225,000	12,400
Income before extraordinary items	$751,000	5,609
Extraordinary gains, net	$0	249
Net income	$751,000	5,628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$239,000	2,215
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$724,000	5,852
1993-12-31 (YTD Data)		Rank
Total interest income	$6,408,000	4,668
Total interest expense	$3,443,000	3,648
Net interest income	$2,965,000	5,705
Provision for loan and lease losses	$585,000	1,898
Total noninterest income	$512,000	5,514
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$282,000	4,661
Trading account gains and fees	$0	532
Additional Noninterest Income	$230,000	5,244
Total noninterest expense	$3,301,000	4,128
Salaries and employee benefits	$1,336,000	4,761
Premises and equipment expense	$590,000	3,381
Additional noninterest expense	$1,375,000	3,770
Pre-tax net operating income	$-409,000	12,814
Securities gains (losses)	$159,000	1,923
Applicable income taxes	$5,000	11,956
Income before extraordinary items	$-255,000	12,797
Extraordinary gains, net	$0	3,149
Net income	$-255,000	12,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$321,000	2,358
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-414,000	12,807
1992-12-31 (YTD Data)		Rank
Total interest income	$8,098,000	4,244
Total interest expense	$5,110,000	3,257
Net interest income	$2,988,000	5,732
Provision for loan and lease losses	$1,942,000	1,181
Total noninterest income	$493,000	5,698
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$282,000	4,672
Trading account gains and fees	$0	504
Additional Noninterest Income	$211,000	5,489
Total noninterest expense	$3,218,000	4,243
Salaries and employee benefits	$1,323,000	4,746
Premises and equipment expense	$520,000	3,832
Additional noninterest expense	$1,375,000	3,859
Pre-tax net operating income	$-1,679,000	13,596
Securities gains (losses)	$258,000	1,680
Applicable income taxes	$0	12,680
Income before extraordinary items	$-1,421,000	13,612
Extraordinary gains, net	$0	1,422
Net income	$-1,421,000	13,604
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,563,000	1,155
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-1,679,000	13,589

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.