Home > Northstar Bank > Net charge- offs to loans
Northstar Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 2,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0510% | 4,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1908% | 1,984 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1908% | 1,855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0427% | 4,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0965% | 2,148 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0965% | 2,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0593% | 4,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1434% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1434% | 1,709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 1,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1149% | 4,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2136% | 1,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2136% | 1,344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 3,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0249% | 4,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1169% | 4,551 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0626% | 4,509 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1211% | 4,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0488% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2227% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2227% | 1,551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 4,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0959% | 4,532 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0663% | 4,532 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0982% | 4,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0795% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2142% | 1,510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2142% | 1,436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0305% | 4,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0308% | 4,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1458% | 4,493 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0752% | 3,373 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1515% | 4,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0590% | 3,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2361% | 1,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2361% | 1,272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0419% | 4,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0625% | 4,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3015% | 4,604 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1032% | 3,431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3178% | 4,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 3,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4078% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4078% | 893 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0326% | 4,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0507% | 4,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 4,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1724% | 4,580 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0672% | 3,395 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1817% | 4,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 3,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1353% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1353% | 1,693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 3,953 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0331% | 4,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0290% | 4,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1509% | 4,624 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0727% | 3,462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1580% | 4,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 3,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0119% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0119% | 2,160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0159% | 3,885 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 4,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0436% | 4,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0623% | 4,462 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0551% | 3,466 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0630% | 4,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 3,487 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0711% | 3,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0711% | 3,914 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 3,250 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0540% | 3,522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 3,451 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0703% | 3,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0703% | 3,872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0359% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0545% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0360% | 4,448 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0915% | 3,593 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0302% | 4,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0538% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0626% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0626% | 2,575 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0771% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0350% | 4,473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1028% | 3,627 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 4,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1568% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0361% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0361% | 2,576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0829% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0381% | 4,518 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1296% | 3,655 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0282% | 4,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2665% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3132% | 4,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3132% | 4,651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0946% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0307% | 4,492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0516% | 3,596 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 4,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6719% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1858% | 4,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1858% | 4,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0193% | 4,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0331% | 4,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1078% | 4,860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1221% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0787% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0586% | 3,650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0919% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 4,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4692% | 1,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4692% | 1,526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0716% | 4,920 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0971% | 4,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1450% | 4,980 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0098% | 4,168 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1186% | 4,980 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0807% | 3,733 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1221% | 4,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0154% | 3,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4640% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4640% | 1,423 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1128% | 5,022 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1429% | 5,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2709% | 5,083 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0144% | 4,204 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0285% | 4,602 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0623% | 3,736 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 4,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0147% | 3,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2845% | 1,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2845% | 1,728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1310% | 5,092 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1696% | 5,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3332% | 5,175 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0141% | 4,255 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0310% | 4,719 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1286% | 3,854 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 4,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0181% | 4,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5049% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5049% | 1,186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 2,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 1,795 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 4,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 958 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0500% | 4,300 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 1,732 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0560% | 3,765 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0250% | 2,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2044% | 2,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2044% | 2,323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 2,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | -0.0357% | 4,503 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 4,743 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0104% | 4,291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0916% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0540% | 3,796 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0174% | 1,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2617% | 2,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2617% | 1,927 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0846% | 5,107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1087% | 5,214 |
| Percentage Net Loans Charged-off:Construction & development | -0.0647% | 4,657 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1948% | 5,267 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0077% | 4,315 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0619% | 5,018 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0790% | 3,877 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0603% | 5,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 3,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2304% | 2,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2304% | 1,919 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1653% | 5,333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2029% | 5,396 |
| Percentage Net Loans Charged-off:Construction & development | -0.0550% | 4,733 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3932% | 5,403 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0152% | 4,387 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0813% | 5,174 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0481% | 3,876 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0848% | 5,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 4,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0424% | 2,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0424% | 2,227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1891% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2995% | 5,537 |
| Percentage Net Loans Charged-off:Construction & development | -0.0619% | 4,709 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7087% | 5,508 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0375% | 4,460 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 2,007 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0473% | 3,937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 1,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2208% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6522% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6522% | 1,289 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2751% | 5,594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4164% | 5,619 |
| Percentage Net Loans Charged-off:Construction & development | -0.0652% | 4,764 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9705% | 5,579 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0452% | 4,499 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0387% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0507% | 3,961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0506% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2937% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3557% | 1,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3557% | 1,853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4609% | 5,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6001% | 5,687 |
| Percentage Net Loans Charged-off:Construction & development | -0.0526% | 4,757 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4819% | 5,643 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0676% | 4,549 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1588% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0388% | 3,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1841% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 4,055 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0639% | 4,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0639% | 4,816 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 902 |
| Percentage Net Loans Charged-off:Construction & development | -0.0534% | 4,872 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,892 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1367% | 4,614 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3131% | 341 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0398% | 4,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3563% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0430% | 2,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0430% | 2,318 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 3,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 1,990 |
| Percentage Net Loans Charged-off:Construction & development | -0.0633% | 4,812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1525% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2611% | 4,702 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 3,935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0437% | 1,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 4,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7438% | 1,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7438% | 1,194 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0038% | 4,931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 2,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0663% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | -0.0590% | 4,842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2149% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3405% | 4,732 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0932% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1036% | 1,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 4,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8213% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8214% | 924 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0051% | 4,964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 5,132 |
| Percentage Net Loans Charged-off:Construction & development | -0.0498% | 4,891 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0246% | 5,259 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5003% | 4,768 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0926% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1019% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4944% | 1,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4944% | 1,389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0466% | 1,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 4,360 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 4,898 |
| Percentage Net Loans Charged-off:Construction & development | -0.0707% | 5,047 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0432% | 5,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 4,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4626% | 1,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4626% | 1,300 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0927% | 5,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 3,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 2,256 |
| Percentage Net Loans Charged-off:Construction & development | -0.0987% | 5,014 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0437% | 5,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2820% | 774 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0444% | 4,236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3067% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0288% | 2,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8065% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8065% | 938 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0527% | 5,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 3,761 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,901 |
| Percentage Net Loans Charged-off:Construction & development | -0.1079% | 5,112 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0434% | 5,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0927% | 1,663 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0634% | 4,316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1037% | 1,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0411% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6932% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6934% | 1,007 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0844% | 5,423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 5,173 |
| Percentage Net Loans Charged-off:Construction & development | -0.1000% | 5,162 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0839% | 5,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0665% | 1,817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0703% | 4,374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0750% | 1,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0135% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6133% | 1,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6133% | 1,046 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1579% | 5,526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 2,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | -0.1012% | 5,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1868% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 4,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7251% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7251% | 892 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 4,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 3,467 |
| Percentage Net Loans Charged-off:Construction & development | -0.0828% | 5,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0290% | 1,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1087% | 2,292 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3681% | 4,718 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1332% | 2,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1006% | 2,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3800% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3800% | 2,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0116% | 1,451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 3,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 3,339 |
| Percentage Net Loans Charged-off:Construction & development | -0.0766% | 5,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 1,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 2,381 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4664% | 4,775 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1047% | 2,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1447% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3447% | 2,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3447% | 1,937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0082% | 1,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0718% | 2,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 2,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.0963% | 5,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0631% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1573% | 1,659 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7012% | 4,827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2005% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2220% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2151% | 2,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2151% | 2,220 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0135% | 5,451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 3,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 2,050 |
| Percentage Net Loans Charged-off:Construction & development | -0.0628% | 5,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1290% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 1,755 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0891% | 4,653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0747% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1372% | 5,549 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0428% | 5,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0428% | 5,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0843% | 4,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0515% | 3,711 |
| Percentage Net Loans Charged-off:Construction & development | -0.1629% | 5,655 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0342% | 6,126 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0201% | 5,181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3251% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3801% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2575% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1405% | 2,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8324% | 1,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8324% | 1,265 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0403% | 1,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 4,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 4,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0295% | 2,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1100% | 2,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1179% | 2,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 4,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5302% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5302% | 1,675 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0198% | 5,628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,909 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0271% | 6,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 1,874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 3,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 2,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 4,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6022% | 1,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6022% | 1,451 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0146% | 5,590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0078% | 3,996 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 6,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0639% | 1,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0305% | 6,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0329% | 6,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6215% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6215% | 1,295 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0571% | 5,799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4379% | 2,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4523% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5628% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0289% | 5,464 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6515% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7002% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0113% | 3,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6917% | 1,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6917% | 1,749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6586% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5052% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5162% | 1,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0755% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0388% | 5,508 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5959% | 1,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6397% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0154% | 3,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6558% | 1,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6558% | 1,662 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8954% | 522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5088% | 2,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5869% | 1,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0771% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4232% | 1,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4538% | 1,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0566% | 2,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6979% | 1,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6979% | 1,508 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0588% | 1,084 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7396% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8964% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.0204% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 2,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3385% | 2,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3385% | 1,986 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0613% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8266% | 2,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9045% | 1,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9405% | 1,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.6356% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8195% | 1,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8804% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6546% | 2,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7193% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6475% | 2,087 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0400% | 1,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1345% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1710% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 27.5040% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9190% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9875% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9873% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5699% | 2,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4998% | 2,262 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1567% | 1,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2263% | 1,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5496% | 1,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 41.2716% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7243% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7783% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5409% | 1,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4808% | 2,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4047% | 2,377 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8767% | 688 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0186% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4163% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 76.2726% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8752% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9404% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7004% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0459% | 6,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0358% | 5,949 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4930% | 3,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4891% | 3,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.5003% | 2,842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0774% | 3,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7596% | 549 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9321% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2857% | 730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9095% | 1,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9650% | 2,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5085% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0182% | 6,326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4954% | 3,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4768% | 2,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.6579% | 2,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1374% | 2,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3154% | 428 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9021% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9578% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1613% | 2,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5698% | 2,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0239% | 6,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6942% | 2,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6660% | 2,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.9664% | 2,013 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 2,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3851% | 279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0561% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1186% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8065% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5804% | 2,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0176% | 6,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9847% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9628% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.5168% | 1,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1185% | 1,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3098% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3460% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4259% | 766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5589% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4664% | 2,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0361% | 6,427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6062% | 3,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6313% | 2,580 |
| Percentage Net Loans Charged-off:Construction & development | 2.2654% | 1,966 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9624% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9446% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4922% | 1,243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9714% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8022% | 3,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6578% | 3,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0257% | 6,690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2980% | 4,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3008% | 3,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7377% | 1,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5083% | 1,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5385% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4283% | 3,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4669% | 3,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0226% | 6,680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 4,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 3,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0519% | 2,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2432% | 2,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2577% | 2,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5795% | 2,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1043% | 4,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1173% | 6,882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1587% | 3,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1146% | 2,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2805% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2974% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2144% | 1,302 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1643% | 7,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1015% | 6,834 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7818% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6700% | 1,334 |
| Percentage Net Loans Charged-off:Construction & development | 1.8241% | 1,151 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1693% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5319% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5565% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2633% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9281% | 2,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6883% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9444% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7970% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 0.9607% | 1,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7712% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6666% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6954% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6275% | 914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9317% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2281% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6055% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3966% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 1.5928% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2062% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7057% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7350% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3425% | 1,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1274% | 1,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3204% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7229% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2651% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 3.1113% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2687% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2802% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6210% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3569% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6718% | 163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2190% | 2,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 3,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0301% | 1,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 2,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 2,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6627% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5869% | 2,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3694% | 981 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 29.2754% | 12 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2024% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 2,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 2,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6909% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3309% | 3,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2115% | 1,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 31.4454% | 6 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2669% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 2,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 1,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 1,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4328% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2487% | 3,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1848% | 956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4970% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1292% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9984% | 172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2692% | 2,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0347% | 6,948 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 4,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 3,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 2,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1413% | 2,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4551% | 3,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 21.9638% | 7 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 3,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 2,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 2,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 2,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2049% | 1,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4062% | 2,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0137% | 6,930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 23.4315% | 5 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0419% | 3,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 2,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 1,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 1,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3023% | 1,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1793% | 3,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0207% | 6,964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 26.3566% | 3 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0429% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2571% | 2,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0591% | 4,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3144% | 2,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3464% | 4,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 3,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4350% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3770% | 3,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1000% | 2,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6640% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3752% | 3,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 3,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0426% | 7,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3495% | 3,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 4,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 3,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 2,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 2,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1613% | 3,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5652% | 3,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0421% | 4,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 2,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 2,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 1,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3788% | 3,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 4,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3647% | 3,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 4,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1850% | 4,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 6,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1234% | 6,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 6,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1460% | 5,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 7,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0383% | 8,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1152% | 4,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3428% | 3,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6871% | 3,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |