Home > Northern Central Bank > Income and Expense
Northern Central Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $88,984,000 | 437 |
| Total interest expense | $43,718,000 | 437 |
| Net interest income | $45,266,000 | 437 |
| Provision for loan and lease losses | $3,404,000 | 404 |
| Total noninterest income | $11,893,000 | 501 |
| Gross Fiduciary activities income | $2,926,000 | 270 |
| Service charges on deposit accounts | $4,488,000 | 305 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,479,000 | 662 |
| Total noninterest expense | $31,455,000 | 504 |
| Salaries and employee benefits | $11,332,000 | 616 |
| Premises and equipment expense | $3,911,000 | 544 |
| Additional noninterest expense | $16,212,000 | 394 |
| Pre-tax net operating income | $22,300,000 | 416 |
| Securities gains (losses) | $-44,000 | 10,611 |
| Applicable income taxes | $6,410,000 | 510 |
| Income before extraordinary items | $15,846,000 | 412 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $15,846,000 | 412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,675,000 | 417 |
| Cash dividends | $15,222,000 | 278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $15,877,240 | 394 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $81,629,000 | 499 |
| Total interest expense | $39,659,000 | 507 |
| Net interest income | $41,970,000 | 495 |
| Provision for loan and lease losses | $3,248,000 | 435 |
| Total noninterest income | $10,471,000 | 569 |
| Gross Fiduciary activities income | $2,813,000 | 298 |
| Service charges on deposit accounts | $4,430,000 | 347 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,228,000 | 839 |
| Total noninterest expense | $32,799,000 | 520 |
| Salaries and employee benefits | $10,020,000 | 698 |
| Premises and equipment expense | $3,712,000 | 602 |
| Additional noninterest expense | $19,067,000 | 426 |
| Pre-tax net operating income | $16,394,000 | 531 |
| Securities gains (losses) | $46,000 | 1,386 |
| Applicable income taxes | $5,091,000 | 573 |
| Income before extraordinary items | $11,349,000 | 519 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,349,000 | 521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,521,000 | 496 |
| Cash dividends | $12,785,000 | 364 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $11,317,260 | 513 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $68,541,000 | 604 |
| Total interest expense | $33,215,000 | 603 |
| Net interest income | $35,326,000 | 582 |
| Provision for loan and lease losses | $1,572,000 | 687 |
| Total noninterest income | $9,401,000 | 623 |
| Gross Fiduciary activities income | $2,564,000 | 326 |
| Service charges on deposit accounts | $3,548,000 | 431 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,289,000 | 844 |
| Total noninterest expense | $27,529,000 | 619 |
| Salaries and employee benefits | $8,917,000 | 789 |
| Premises and equipment expense | $3,389,000 | 672 |
| Additional noninterest expense | $15,223,000 | 501 |
| Pre-tax net operating income | $15,626,000 | 570 |
| Securities gains (losses) | $206,000 | 661 |
| Applicable income taxes | $4,819,000 | 623 |
| Income before extraordinary items | $11,013,000 | 547 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $11,013,000 | 547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,254,000 | 758 |
| Cash dividends | $7,158,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,868,800 | 547 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $58,147,000 | 616 |
| Total interest expense | $23,853,000 | 623 |
| Net interest income | $34,294,000 | 598 |
| Provision for loan and lease losses | $1,389,000 | 746 |
| Total noninterest income | $9,104,000 | 631 |
| Gross Fiduciary activities income | $2,919,000 | 305 |
| Service charges on deposit accounts | $3,250,000 | 450 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,935,000 | 887 |
| Total noninterest expense | $28,328,000 | 615 |
| Salaries and employee benefits | $10,676,000 | 667 |
| Premises and equipment expense | $3,789,000 | 612 |
| Additional noninterest expense | $13,863,000 | 554 |
| Pre-tax net operating income | $13,681,000 | 618 |
| Securities gains (losses) | $154,000 | 593 |
| Applicable income taxes | $3,947,000 | 689 |
| Income before extraordinary items | $9,888,000 | 566 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,888,000 | 567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $654,000 | 1,143 |
| Cash dividends | $12,137,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $9,778,660 | 578 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $57,429,000 | 616 |
| Total interest expense | $23,815,000 | 622 |
| Net interest income | $33,614,000 | 604 |
| Provision for loan and lease losses | $1,210,000 | 1,148 |
| Total noninterest income | $9,511,000 | 631 |
| Gross Fiduciary activities income | $2,777,000 | 316 |
| Service charges on deposit accounts | $3,120,000 | 462 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,614,000 | 847 |
| Total noninterest expense | $27,094,000 | 665 |
| Salaries and employee benefits | $12,011,000 | 607 |
| Premises and equipment expense | $3,384,000 | 700 |
| Additional noninterest expense | $11,699,000 | 672 |
| Pre-tax net operating income | $14,821,000 | 515 |
| Securities gains (losses) | $143,000 | 2,032 |
| Applicable income taxes | $4,139,000 | 630 |
| Income before extraordinary items | $10,825,000 | 508 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $10,825,000 | 521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,586,000 | 841 |
| Cash dividends | $5,892,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $10,722,040 | 484 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $63,411,000 | 624 |
| Total interest expense | $29,289,000 | 658 |
| Net interest income | $34,122,000 | 602 |
| Provision for loan and lease losses | $1,627,000 | 1,329 |
| Total noninterest income | $8,898,000 | 647 |
| Gross Fiduciary activities income | $2,106,000 | 376 |
| Service charges on deposit accounts | $2,947,000 | 481 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,845,000 | 808 |
| Total noninterest expense | $26,258,000 | 685 |
| Salaries and employee benefits | $11,538,000 | 630 |
| Premises and equipment expense | $3,188,000 | 756 |
| Additional noninterest expense | $11,532,000 | 692 |
| Pre-tax net operating income | $15,135,000 | 440 |
| Securities gains (losses) | $136,000 | 2,540 |
| Applicable income taxes | $3,832,000 | 622 |
| Income before extraordinary items | $11,439,000 | 432 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $11,439,000 | 437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,486,000 | 1,198 |
| Cash dividends | $5,864,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $11,337,000 | 399 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.