Home > North American Savings Bank, F.S.B. > Net charge- offs to loans
North American Savings Bank, F.S.B., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 3,810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1226% | 4,469 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 3,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0063% | 3,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 3,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 3,882 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0834% | 4,470 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 3,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 3,552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1296% | 4,526 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,312 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,681 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1404% | 4,617 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1265% | 4,563 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1243% | 4,598 |
| Percentage Net Loans Charged-off:Construction & development | -0.0630% | 4,544 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5001% | 4,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1080% | 4,537 |
| Percentage Net Loans Charged-off: Home equity loans | -6.5027% | 4,717 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1020% | 4,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4246% | 4,587 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4246% | 4,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1715% | 4,611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1688% | 4,648 |
| Percentage Net Loans Charged-off:Construction & development | -0.0864% | 4,598 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6514% | 4,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1467% | 4,604 |
| Percentage Net Loans Charged-off: Home equity loans | -9.7965% | 4,760 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1384% | 4,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4452% | 4,605 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4452% | 4,601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2638% | 4,634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2603% | 4,632 |
| Percentage Net Loans Charged-off:Construction & development | -0.0950% | 4,226 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9666% | 4,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2317% | 4,556 |
| Percentage Net Loans Charged-off: Home equity loans | -20.3321% | 3,584 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2186% | 4,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3690% | 4,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3690% | 4,364 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3716% | 4,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3673% | 4,691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0978% | 4,255 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0228% | 4,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3556% | 4,614 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6922% | 3,569 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3547% | 4,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2266% | 411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2238% | 173 |
| Percentage Net Loans Charged-off:Construction & development | -0.1433% | 4,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3001% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.7721% | 2 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0212% | 3,939 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2279% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0220% | 3,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0262% | 3,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7660% | 4,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7660% | 4,644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3166% | 246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3121% | 110 |
| Percentage Net Loans Charged-off:Construction & development | -0.1207% | 4,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3837% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 23.2062% | 2 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 3,998 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8212% | 8 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 4,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0369% | 3,868 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5641% | 4,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5641% | 4,584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5209% | 151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5130% | 66 |
| Percentage Net Loans Charged-off:Construction & development | -0.1237% | 4,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7749% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 33.8841% | 2 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6332% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0558% | 4,084 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4144% | 4,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4144% | 4,482 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1385% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1369% | 223 |
| Percentage Net Loans Charged-off:Construction & development | -0.1221% | 4,403 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7302% | 26 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 10.0324% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0941% | 4,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 705 |
| Percentage Net Loans Charged-off:Construction & development | -0.1090% | 4,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0889% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,075 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5344% | 3,717 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 4,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1421% | 4,509 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6258% | 4,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6258% | 4,738 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 1,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1195% | 455 |
| Percentage Net Loans Charged-off:Construction & development | -0.1069% | 4,452 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4193% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 4,017 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5143% | 3,731 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1377% | 4,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6381% | 4,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6381% | 4,762 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 4,161 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,112 |
| Percentage Net Loans Charged-off:Construction & development | -0.0966% | 4,468 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0314% | 4,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4981% | 3,733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1217% | 4,487 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8240% | 4,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8240% | 4,819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 4,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,133 |
| Percentage Net Loans Charged-off:Construction & development | -0.1041% | 4,521 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0463% | 4,763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7346% | 3,766 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1315% | 4,476 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6455% | 4,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6455% | 4,798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0616% | 4,861 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0586% | 4,807 |
| Percentage Net Loans Charged-off:Construction & development | -0.7305% | 4,681 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0305% | 4,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7849% | 3,849 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 1,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1963% | 4,675 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4941% | 4,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4941% | 4,926 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0939% | 4,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0901% | 4,958 |
| Percentage Net Loans Charged-off:Construction & development | -0.9385% | 4,754 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0328% | 4,747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 4,176 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7965% | 3,894 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 4,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1891% | 4,712 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4885% | 5,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4885% | 4,969 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1430% | 5,071 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1379% | 5,077 |
| Percentage Net Loans Charged-off:Construction & development | -1.3533% | 4,795 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0260% | 4,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 4,448 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0879% | 3,922 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 4,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1870% | 4,724 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5672% | 5,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5672% | 5,002 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 1,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0359% | 735 |
| Percentage Net Loans Charged-off:Construction & development | -0.0897% | 4,688 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0246% | 4,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8279% | 3,952 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1945% | 4,788 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6918% | 5,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6918% | 5,049 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 2,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0684% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.2739% | 4,778 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0399% | 4,871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1284% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6682% | 4,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1291% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1180% | 4,658 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.4637% | 5,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.4637% | 5,240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0937% | 649 |
| Percentage Net Loans Charged-off:Construction & development | -0.3086% | 4,841 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0373% | 4,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1657% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5033% | 4,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1664% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0961% | 4,627 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.2628% | 5,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.2628% | 5,310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1556% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1573% | 381 |
| Percentage Net Loans Charged-off:Construction & development | -0.4296% | 4,916 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0433% | 5,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2651% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1548% | 3,949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2656% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0622% | 4,497 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.3798% | 5,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -5.3798% | 5,371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3821% | 411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3828% | 136 |
| Percentage Net Loans Charged-off:Construction & development | -0.0423% | 4,691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0502% | 5,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5159% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9505% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5154% | 119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0502% | 4,426 |
| Percentage Net Loans Charged-off: Loans to individuals | -9.2319% | 5,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -9.2319% | 5,438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0516% | 5,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0505% | 5,135 |
| Percentage Net Loans Charged-off:Construction & development | -0.1444% | 4,842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1585% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0767% | 5,250 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3947% | 4,218 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0754% | 5,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0272% | 2,205 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8476% | 5,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8476% | 5,420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0627% | 5,235 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0640% | 5,212 |
| Percentage Net Loans Charged-off:Construction & development | -0.1956% | 4,943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2096% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0987% | 5,349 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4350% | 4,255 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0973% | 5,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1985% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1564% | 5,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1564% | 5,491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0454% | 5,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0477% | 5,162 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3115% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1191% | 5,433 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6116% | 4,238 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1186% | 5,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3100% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0826% | 5,608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.0826% | 5,572 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 2,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6105% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1104% | 5,464 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6047% | 4,279 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1099% | 5,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2300% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9622% | 5,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9622% | 5,615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0654% | 5,466 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0669% | 5,395 |
| Percentage Net Loans Charged-off:Construction & development | -0.0847% | 4,879 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4009% | 5,686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 2,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3951% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 2,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0167% | 4,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4119% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4119% | 527 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1123% | 5,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1111% | 5,581 |
| Percentage Net Loans Charged-off:Construction & development | -0.1112% | 4,975 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5317% | 5,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 5,032 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1939% | 4,416 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 5,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 4,272 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3475% | 5,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3475% | 5,730 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0198% | 4,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0183% | 4,984 |
| Percentage Net Loans Charged-off:Construction & development | -0.1178% | 5,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 5,063 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0198% | 4,449 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 5,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3437% | 5,871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.3438% | 5,833 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0397% | 5,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0371% | 5,302 |
| Percentage Net Loans Charged-off:Construction & development | -0.2391% | 5,242 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 5,046 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0071% | 4,463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 5,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.7875% | 5,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.7875% | 5,903 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0904% | 5,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0772% | 5,644 |
| Percentage Net Loans Charged-off:Construction & development | -0.3424% | 5,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3883% | 5,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1903% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 2,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | -13.6228% | 6,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -13.6228% | 6,028 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1270% | 5,873 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1162% | 5,824 |
| Percentage Net Loans Charged-off:Construction & development | -0.4771% | 5,427 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5203% | 6,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0646% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 7.1540% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0519% | 2,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | -10.7681% | 6,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -10.7681% | 6,103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1271% | 5,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1161% | 5,862 |
| Percentage Net Loans Charged-off:Construction & development | -0.1051% | 5,169 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7830% | 6,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0975% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 11.3297% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0768% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -10.3362% | 6,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -10.3362% | 6,171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0756% | 1,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0825% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0748% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 5,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1177% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 16.5238% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0865% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.8111% | 6,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -5.8111% | 6,222 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1051% | 6,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0997% | 6,090 |
| Percentage Net Loans Charged-off:Construction & development | -1.1651% | 5,747 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3894% | 6,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2049% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | -3.4954% | 4,800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2142% | 1,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.0030% | 6,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.0030% | 6,307 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1253% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1325% | 1,855 |
| Percentage Net Loans Charged-off:Construction & development | -0.1603% | 5,429 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1039% | 6,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3060% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | -4.5658% | 4,845 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3191% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.6265% | 6,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.6265% | 6,373 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5144% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5291% | 576 |
| Percentage Net Loans Charged-off:Construction & development | -0.2498% | 5,572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7022% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6181% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | -6.3402% | 4,872 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6376% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.0457% | 6,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -5.0457% | 6,454 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2997% | 250 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3242% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 3.1551% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5295% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4916% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3104% | 4,794 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4967% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.9827% | 6,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.9827% | 6,520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1204% | 3,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1401% | 2,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.1247% | 1,407 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1481% | 6,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5267% | 228 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2067% | 2,194 |
| Percentage Net Loans Charged-off: Home equity loans | -2.4301% | 4,998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2155% | 2,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -9.0140% | 6,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -9.0140% | 6,645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3043% | 2,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3291% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.2054% | 1,183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3695% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1275% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2093% | 2,040 |
| Percentage Net Loans Charged-off: Home equity loans | -2.9684% | 5,042 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2202% | 1,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | -10.4268% | 6,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -10.4268% | 6,721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3859% | 1,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4176% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 1.6863% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3870% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1120% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1946% | 2,032 |
| Percentage Net Loans Charged-off: Home equity loans | -4.0516% | 5,047 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2096% | 1,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | -12.6123% | 6,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -12.6123% | 6,767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7223% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7755% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 3.2986% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7763% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2147% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2778% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8969% | 5,036 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2823% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | -20.9508% | 6,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -20.9508% | 6,843 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8541% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9113% | 358 |
| Percentage Net Loans Charged-off:Construction & development | 9.6301% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3173% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6369% | 275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5844% | 1,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0472% | 1,679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5867% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2707% | 6,902 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2722% | 6,862 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4317% | 259 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5130% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 12.4976% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7754% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3186% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6534% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9537% | 5,224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6605% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8354% | 6,960 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8370% | 6,916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9899% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1066% | 167 |
| Percentage Net Loans Charged-off:Construction & development | 16.7429% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4456% | 566 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8614% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7024% | 1,285 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2666% | 5,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7110% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.8120% | 7,042 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.8152% | 6,997 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8522% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0413% | 126 |
| Percentage Net Loans Charged-off:Construction & development | 22.1585% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4745% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4542% | 217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5219% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9257% | 5,266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5286% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9170% | 7,087 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.9224% | 7,037 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6080% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2361% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 5.0352% | 975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5579% | 1,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0802% | 953 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6439% | 1,844 |
| Percentage Net Loans Charged-off: Home equity loans | 10.0507% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5948% | 1,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1230% | 333 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4472% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.2760% | 136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6657% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2304% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 5.5520% | 796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1830% | 2,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1059% | 788 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7253% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 12.8434% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6625% | 1,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0490% | 251 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6468% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5968% | 809 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8414% | 137 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1821% | 184 |
| Percentage Net Loans Charged-off:Construction & development | 24.7258% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0851% | 7,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9418% | 1,231 |
| Percentage Net Loans Charged-off: Home equity loans | 21.4634% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8338% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.8800% | 102 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0512% | 346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8845% | 287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.6098% | 33 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.6125% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 56.0873% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8212% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 42.5214% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6058% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 22.2325% | 50 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.8549% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.1565% | 85 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4995% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8340% | 557 |
| Percentage Net Loans Charged-off:Construction & development | 12.1134% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8924% | 1,410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0355% | 5,889 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5085% | 2,259 |
| Percentage Net Loans Charged-off: Home equity loans | 6.7269% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4674% | 2,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0067% | 7,260 |
| Percentage Net Loans Charged-off: Loans to individuals | -14.7030% | 7,505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9822% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0881% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 8.4341% | 671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6893% | 1,477 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0476% | 5,927 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4571% | 2,215 |
| Percentage Net Loans Charged-off: Home equity loans | 8.2921% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4030% | 2,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8992% | 2,346 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.8167% | 7,587 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6557% | 626 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8289% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 11.4873% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6757% | 1,279 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0712% | 5,928 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5075% | 1,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7669% | 807 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5056% | 1,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0494% | 1,970 |
| Percentage Net Loans Charged-off: Loans to individuals | -11.5425% | 7,662 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7258% | 588 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5888% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 10.8951% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0486% | 1,743 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1423% | 5,985 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4472% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 13.2523% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3494% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0836% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6573% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9729% | 2,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7543% | 2,317 |
| Percentage Net Loans Charged-off:Construction & development | 1.5923% | 2,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1632% | 2,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1431% | 826 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7571% | 1,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7629% | 1,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7941% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 27.9338% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7993% | 2,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5820% | 2,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.8481% | 2,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1995% | 1,967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7843% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7905% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6172% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 27.7189% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4886% | 2,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5125% | 2,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.5620% | 2,072 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3001% | 1,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7136% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7191% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1983% | 7,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 26.9347% | 43 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3439% | 2,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3164% | 2,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.9750% | 1,248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2680% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0616% | 7,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0621% | 7,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 6,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 40.1999% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1781% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1652% | 3,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.4139% | 2,096 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 7,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 2,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1318% | 2,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3788% | 3,015 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1513% | 7,766 |
| Percentage Net Loans Charged-off: Credit card loans | 65.9341% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1658% | 3,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1799% | 2,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.6078% | 1,346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 7,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 3,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 3,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 7,046 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3689% | 8,132 |
| Percentage Net Loans Charged-off: Credit card loans | 83.1169% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 2,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.2557% | 1,242 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 7,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 7,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0239% | 6,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 98.5222% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 2,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1179% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.4053% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 7,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 7,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 6,912 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.7923% | 8,259 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 4,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0602% | 2,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.1415% | 1,109 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 8,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0286% | 263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 2,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0603% | 2,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 7,115 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5300% | 8,160 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0640% | 3,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 1,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.1962% | 609 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 7,929 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0671% | 6,188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 2,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 1,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0175% | 6,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3003% | 107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0864% | 2,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.3132% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0330% | 8,009 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0981% | 6,179 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0498% | 8,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 8,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 19.9028% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1809% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1929% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 0.7078% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0660% | 8,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 7,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 7,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.8285% | 8,403 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0795% | 8,333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0906% | 8,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0546% | 603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1581% | 6,294 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0539% | 8,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0546% | 8,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0773% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9701% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1298% | 8,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1365% | 8,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0091% | 566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5181% | 6,284 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0643% | 8,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0651% | 8,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 6,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4015% | 2,961 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0682% | 8,101 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0716% | 8,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5668% | 6,248 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0783% | 8,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0793% | 8,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 6,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2750% | 3,291 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0549% | 7,783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0591% | 8,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1866% | 6,181 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1250% | 8,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1267% | 8,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6632% | 1,794 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 7,787 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 7,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0473% | 992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0520% | 8,364 |
| Percentage Net Loans Charged-off: Home equity loans | -1.9438% | 6,134 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 8,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0329% | 3,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5819% | 3,205 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8933% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0267% | 7,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0313% | 8,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0759% | 8,391 |
| Percentage Net Loans Charged-off: Home equity loans | -2.5551% | 6,098 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0420% | 8,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0466% | 3,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6441% | 2,556 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7143% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0528% | 8,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0561% | 8,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1344% | 8,476 |
| Percentage Net Loans Charged-off: Home equity loans | -3.8873% | 6,040 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0834% | 8,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4234% | 3,155 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0635% | 7,955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0706% | 8,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1705% | 8,570 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0615% | 5,956 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1720% | 8,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4220% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1076% | 8,645 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0802% | 8,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1832% | 8,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0819% | 8,549 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6330% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1071% | 8,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.1141% | 8,805 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0542% | 8,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 8,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0740% | 8,542 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2529% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1075% | 8,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.6656% | 8,833 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1009% | 8,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0663% | 8,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1621% | 8,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1644% | 8,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.4912% | 8,888 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1543% | 8,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0906% | 8,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2233% | 8,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2266% | 8,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.2439% | 8,927 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0367% | 8,629 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0690% | 8,725 |
| Percentage Net Loans Charged-off:Construction & development | -0.1358% | 8,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1628% | 6,517 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0516% | 8,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0525% | 8,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6873% | 2,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5903% | 3,816 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9464% | 1,539 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0271% | 8,446 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0663% | 8,744 |
| Percentage Net Loans Charged-off:Construction & development | -0.1936% | 8,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2138% | 6,507 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 8,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 8,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9611% | 1,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6274% | 3,295 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2729% | 1,353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0758% | 8,666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1046% | 8,868 |
| Percentage Net Loans Charged-off:Construction & development | -0.3016% | 8,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3155% | 6,453 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 8,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 8,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6554% | 1,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4003% | 3,990 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8519% | 1,069 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1103% | 8,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1707% | 8,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6316% | 6,393 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2004% | 8,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2043% | 8,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3997% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9029% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5821% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0536% | 8,934 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0740% | 8,939 |
| Percentage Net Loans Charged-off:Construction & development | -0.1008% | 8,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1691% | 8,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0331% | 8,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 8,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4733% | 4,438 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2036% | 3,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1990% | 999 |
| Percentage Net Loans Charged-off:Construction & development | -0.1483% | 8,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2015% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 8,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 8,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6925% | 2,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1842% | 6,092 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0281% | 9,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0504% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0442% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0828% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9820% | 1,436 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 1,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4293% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 5,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 623 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 1,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3117% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1467% | 1,352 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1707% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3893% | 10,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4097% | 1,471 |
| Percentage Net Loans Charged-off:Construction & development | -2.4342% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9783% | 1,372 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0507% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0510% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0347% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0516% | 10,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0531% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0757% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5876% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0802% | 1,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 8,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.2108% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 1,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 7,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 0.2600% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 1,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0107% | 275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0317% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1677% | 11,760 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1696% | 1,454 |
| Percentage Net Loans Charged-off:Construction & development | -2.3024% | 1,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0453% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0833% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3076% | 4,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3158% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0514% | 1,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2018% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0244% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 10,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 1,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0161% | 1,294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0410% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0736% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |