Home > Nisswa State Bank > Income and Expense
Nisswa State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 8,998 |
| Total interest expense | $757,000 | 9,382 |
| Net interest income | $1,255,000 | 8,569 |
| Provision for loan and lease losses | $66,000 | 6,012 |
| Total noninterest income | $214,000 | 7,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,372 |
| Total noninterest expense | $939,000 | 8,557 |
| Salaries and employee benefits | $441,000 | 9,004 |
| Premises and equipment expense | $199,000 | 6,876 |
| Additional noninterest expense | $299,000 | 8,326 |
| Pre-tax net operating income | $464,000 | 8,115 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $137,000 | 7,803 |
| Income before extraordinary items | $327,000 | 8,174 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $327,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,067 |
| Cash dividends | $483,000 | 3,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $327,000 | 8,130 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 9,359 |
| Total interest expense | $735,000 | 9,864 |
| Net interest income | $1,275,000 | 8,833 |
| Provision for loan and lease losses | $56,000 | 6,391 |
| Total noninterest income | $224,000 | 7,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,879 |
| Total noninterest expense | $878,000 | 9,133 |
| Salaries and employee benefits | $376,000 | 9,770 |
| Premises and equipment expense | $153,000 | 7,986 |
| Additional noninterest expense | $349,000 | 8,368 |
| Pre-tax net operating income | $565,000 | 7,599 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $171,000 | 7,572 |
| Income before extraordinary items | $395,000 | 7,662 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $395,000 | 7,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,420 |
| Cash dividends | $360,000 | 4,121 |
| Sale, conversion, retirement of capital stock, net | $-100,000 | 11,352 |
| Net operating income | $394,300 | 7,606 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 9,687 |
| Total interest expense | $728,000 | 10,202 |
| Net interest income | $1,293,000 | 9,096 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $235,000 | 7,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,198 |
| Total noninterest expense | $833,000 | 9,635 |
| Salaries and employee benefits | $430,000 | 9,691 |
| Premises and equipment expense | $130,000 | 8,799 |
| Additional noninterest expense | $273,000 | 9,562 |
| Pre-tax net operating income | $671,000 | 7,467 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $203,000 | 7,361 |
| Income before extraordinary items | $468,000 | 7,498 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $468,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $234,000 | 5,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $468,000 | 7,461 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 10,253 |
| Total interest expense | $469,000 | 11,231 |
| Net interest income | $1,287,000 | 9,498 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $253,000 | 7,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $857,000 | 9,965 |
| Salaries and employee benefits | $471,000 | 9,651 |
| Premises and equipment expense | $120,000 | 9,390 |
| Additional noninterest expense | $266,000 | 10,340 |
| Pre-tax net operating income | $659,000 | 7,652 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $213,000 | 7,131 |
| Income before extraordinary items | $446,000 | 7,758 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $446,000 | 7,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,321 |
| Cash dividends | $208,000 | 5,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $446,000 | 7,802 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 10,598 |
| Total interest expense | $508,000 | 11,648 |
| Net interest income | $1,287,000 | 9,775 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $250,000 | 8,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,036 |
| Total noninterest expense | $852,000 | 10,426 |
| Salaries and employee benefits | $452,000 | 10,127 |
| Premises and equipment expense | $119,000 | 9,813 |
| Additional noninterest expense | $281,000 | 10,673 |
| Pre-tax net operating income | $613,000 | 7,859 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $218,000 | 7,290 |
| Income before extraordinary items | $395,000 | 8,480 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $395,000 | 8,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $237,000 | 5,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $395,000 | 8,205 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 11,128 |
| Total interest expense | $660,000 | 12,011 |
| Net interest income | $1,223,000 | 10,245 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $250,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 6,188 |
| Total noninterest expense | $802,000 | 10,985 |
| Salaries and employee benefits | $424,000 | 10,593 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $285,000 | 11,055 |
| Pre-tax net operating income | $635,000 | 7,484 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $235,000 | 6,910 |
| Income before extraordinary items | $400,000 | 8,224 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $400,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $174,000 | 5,451 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 826 |
| Net operating income | $400,000 | 7,862 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.