Home > NEXTIER BANK > Income and Expense

NEXTIER BANK, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$102,546,000529
Total interest expense$43,794,000433
Net interest income$58,752,000584
Provision for loan and lease losses$1,425,000669
Total noninterest income$9,125,000784
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,910,000582
Trading account gains and feesNANA
Additional Noninterest Income$7,215,000693
Total noninterest expense$39,795,000690
Salaries and employee benefits$23,574,000644
Premises and equipment expense$3,410,000775
Additional noninterest expense$7,215,000693
Pre-tax net operating income$26,657,000553
Securities gains (losses)$245,000145
Applicable income taxes$5,045,000524
Income before extraordinary items$21,857,000547
Extraordinary gains, net$054
Net income$21,857,000553
Minority interest net income$088
Net income of bank and minority interests.$21,857,000549
Net charge-offs$171,0001,241
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$21,658,550563
2023-09-30 (YTD Data)Rank
Total interest income$74,185,000538
Total interest expense$30,258,000433
Net interest income$43,927,000595
Provision for loan and lease losses$333,0001,275
Total noninterest income$5,804,000894
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,413,000590
Trading account gains and feesNANA
Additional Noninterest Income$4,391,000808
Total noninterest expense$29,463,000701
Salaries and employee benefits$17,390,000658
Premises and equipment expense$2,600,000767
Additional noninterest expense$4,391,000808
Pre-tax net operating income$19,935,000566
Securities gains (losses)$123,000144
Applicable income taxes$3,752,000557
Income before extraordinary items$16,306,000567
Extraordinary gains, net$052
Net income$16,306,000571
Minority interest net income$081
Net income of bank and minority interests.$16,306,000567
Net charge-offs$-56,0004,241
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$16,206,370573
2023-06-30 (YTD Data)Rank
Total interest income$47,176,000535
Total interest expense$18,403,000422
Net interest income$28,773,000610
Provision for loan and lease losses$800,000581
Total noninterest income$3,721,000881
Gross Fiduciary activities income$0931
Service charges on deposit accounts$926,000585
Trading account gains and feesNANA
Additional Noninterest Income$2,795,000784
Total noninterest expense$19,493,000690
Salaries and employee benefits$11,596,000649
Premises and equipment expense$1,777,000732
Additional noninterest expense$2,795,000784
Pre-tax net operating income$12,201,000593
Securities gains (losses)$152,000131
Applicable income taxes$2,407,000575
Income before extraordinary items$9,946,000599
Extraordinary gains, net$051
Net income$9,946,000609
Minority interest net income$081
Net income of bank and minority interests.$9,946,000599
Net charge-offs$-48,0004,316
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,822,880616
2023-03-31 (YTD Data)Rank
Total interest income$22,447,000552
Total interest expense$8,339,000411
Net interest income$14,108,000630
Provision for loan and lease losses$559,000485
Total noninterest income$1,773,000909
Gross Fiduciary activities income$0913
Service charges on deposit accounts$456,000602
Trading account gains and feesNANA
Additional Noninterest Income$1,317,000805
Total noninterest expense$9,654,000716
Salaries and employee benefits$5,755,000671
Premises and equipment expense$909,000753
Additional noninterest expense$1,317,000805
Pre-tax net operating income$5,668,000655
Securities gains (losses)$84,000185
Applicable income taxes$1,107,000633
Income before extraordinary items$4,645,000652
Extraordinary gains, net$04
Net income$4,645,000651
Minority interest net income$048
Net income of bank and minority interests.$4,645,000651
Net charge-offs$-32,0004,326
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,576,960673
2022-12-31 (YTD Data)Rank
Total interest income$67,108,000579
Total interest expense$12,973,000372
Net interest income$54,135,000631
Provision for loan and lease losses$1,195,000731
Total noninterest income$8,750,000829
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,850,000615
Trading account gains and feesNANA
Additional Noninterest Income$6,900,000715
Total noninterest expense$38,007,000701
Salaries and employee benefits$21,223,000706
Premises and equipment expense$3,657,000721
Additional noninterest expense$6,900,000715
Pre-tax net operating income$23,683,000668
Securities gains (losses)$-21,0003,579
Applicable income taxes$4,529,000642
Income before extraordinary items$19,133,000670
Extraordinary gains, net$05
Net income$19,133,000671
Minority interest net income$063
Net income of bank and minority interests.$19,133,000671
Net charge-offs$-150,0004,378
Cash dividends$10,000,000468
Sale, conversion, retirement of capital stock, net$0568
Net operating income$19,150,010675
2022-09-30 (YTD Data)Rank
Total interest income$45,881,000600
Total interest expense$6,022,000401
Net interest income$39,859,000631
Provision for loan and lease losses$925,000660
Total noninterest income$7,197,000795
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,376,000620
Trading account gains and feesNANA
Additional Noninterest Income$5,821,000679
Total noninterest expense$28,391,000696
Salaries and employee benefits$16,061,000701
Premises and equipment expense$2,820,000703
Additional noninterest expense$5,821,000679
Pre-tax net operating income$17,740,000670
Securities gains (losses)$-174,0004,339
Applicable income taxes$3,393,000643
Income before extraordinary items$14,173,000667
Extraordinary gains, net$04
Net income$14,173,000667
Minority interest net income$057
Net income of bank and minority interests.$14,173,000667
Net charge-offs$-105,0004,310
Cash dividends$4,000,000682
Sale, conversion, retirement of capital stock, net$0519
Net operating income$14,313,940673
2022-06-30 (YTD Data)Rank
Total interest income$28,555,000608
Total interest expense$2,104,000562
Net interest income$26,451,000613
Provision for loan and lease losses$500,000683
Total noninterest income$4,819,000780
Gross Fiduciary activities income$0925
Service charges on deposit accounts$880,000648
Trading account gains and feesNANA
Additional Noninterest Income$3,939,000688
Total noninterest expense$18,765,000691
Salaries and employee benefits$10,736,000694
Premises and equipment expense$1,857,000701
Additional noninterest expense$6,172,000644
Pre-tax net operating income$12,005,000624
Securities gains (losses)$-90,0004,348
Applicable income taxes$2,296,000604
Income before extraordinary items$9,619,000622
Extraordinary gains, net$04
Net income$9,619,000622
Minority interest net income$060
Net income of bank and minority interests.$9,619,000622
Net charge-offs$-110,0004,406
Cash dividends$4,000,000490
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,691,900629
2022-03-31 (YTD Data)Rank
Total interest income$13,840,000609
Total interest expense$802,000690
Net interest income$13,038,000595
Provision for loan and lease losses$250,000568
Total noninterest income$2,210,000830
Gross Fiduciary activities income$0892
Service charges on deposit accounts$409,000683
Trading account gains and feesNANA
Additional Noninterest Income$1,801,000741
Total noninterest expense$9,551,000687
Salaries and employee benefits$5,530,000674
Premises and equipment expense$926,000706
Additional noninterest expense$3,095,000638
Pre-tax net operating income$5,447,000648
Securities gains (losses)$31,000247
Applicable income taxes$1,032,000638
Income before extraordinary items$4,446,000634
Extraordinary gains, net$04
Net income$4,446,000634
Minority interest net income$050
Net income of bank and minority interests.$4,446,000634
Net charge-offs$-46,0004,382
Cash dividends$2,000,000455
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,420,890647
2021-12-31 (YTD Data)Rank
Total interest income$53,370,000639
Total interest expense$4,764,000568
Net interest income$48,606,000640
Provision for loan and lease losses$1,885,000315
Total noninterest income$11,369,000761
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,397,000738
Trading account gains and feesNANA
Additional Noninterest Income$9,972,000675
Total noninterest expense$36,924,000695
Salaries and employee benefits$20,257,000723
Premises and equipment expense$3,638,000724
Additional noninterest expense$13,029,000620
Pre-tax net operating income$21,166,000706
Securities gains (losses)$14,0001,632
Applicable income taxes$3,859,000741
Income before extraordinary items$17,321,000723
Extraordinary gains, net$010
Net income$17,321,000724
Minority interest net income$074
Net income of bank and minority interests.$17,321,000724
Net charge-offs$-85,0004,305
Cash dividends$1,000,0002,203
Sale, conversion, retirement of capital stock, net$0582
Net operating income$17,309,520699
2021-09-30 (YTD Data)Rank
Total interest income$39,771,000654
Total interest expense$3,700,000575
Net interest income$36,071,000662
Provision for loan and lease losses$1,635,000266
Total noninterest income$8,851,000759
Gross Fiduciary activities income$0957
Service charges on deposit accounts$994,000766
Trading account gains and feesNANA
Additional Noninterest Income$7,857,000669
Total noninterest expense$26,660,000730
Salaries and employee benefits$15,070,000742
Premises and equipment expense$2,755,000735
Additional noninterest expense$8,835,000670
Pre-tax net operating income$16,627,000704
Securities gains (losses)$43,0001,115
Applicable income taxes$3,059,000744
Income before extraordinary items$13,611,000721
Extraordinary gains, net$08
Net income$13,611,000721
Minority interest net income$069
Net income of bank and minority interests.$13,611,000721
Net charge-offs$17,0001,801
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$13,575,740709
2021-06-30 (YTD Data)Rank
Total interest income$26,312,000658
Total interest expense$2,476,000592
Net interest income$23,836,000662
Provision for loan and lease losses$1,060,000290
Total noninterest income$5,737,000779
Gross Fiduciary activities income$0951
Service charges on deposit accounts$618,000786
Trading account gains and feesNANA
Additional Noninterest Income$5,119,000688
Total noninterest expense$17,791,000728
Salaries and employee benefits$10,143,000728
Premises and equipment expense$1,867,000713
Additional noninterest expense$5,781,000670
Pre-tax net operating income$10,722,000713
Securities gains (losses)$91,000698
Applicable income taxes$1,970,000767
Income before extraordinary items$8,843,000725
Extraordinary gains, net$06
Net income$8,843,000725
Minority interest net income$067
Net income of bank and minority interests.$8,843,000725
Net charge-offs$88,000960
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,768,380713
2021-03-31 (YTD Data)Rank
Total interest income$12,966,000661
Total interest expense$1,237,000640
Net interest income$11,729,000659
Provision for loan and lease losses$595,000328
Total noninterest income$3,362,000696
Gross Fiduciary activities income$0922
Service charges on deposit accounts$306,000784
Trading account gains and feesNANA
Additional Noninterest Income$3,056,000614
Total noninterest expense$9,074,000702
Salaries and employee benefits$5,182,000703
Premises and equipment expense$997,000686
Additional noninterest expense$2,895,000655
Pre-tax net operating income$5,422,000720
Securities gains (losses)$-19,0004,726
Applicable income taxes$978,000761
Income before extraordinary items$4,425,000750
Extraordinary gains, net$03
Net income$4,425,000750
Minority interest net income$055
Net income of bank and minority interests.$4,425,000750
Net charge-offs$-16,0004,237
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,440,580728
2020-12-31 (YTD Data)Rank
Total interest income$53,725,000635
Total interest expense$7,282,000663
Net interest income$46,443,000635
Provision for loan and lease losses$4,468,000618
Total noninterest income$8,571,000884
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,429,000705
Trading account gains and feesNANA
Additional Noninterest Income$7,142,000804
Total noninterest expense$34,958,000714
Salaries and employee benefits$19,601,000729
Premises and equipment expense$3,297,000784
Additional noninterest expense$12,060,000624
Pre-tax net operating income$15,588,000716
Securities gains (losses)$767,000453
Applicable income taxes$2,795,000733
Income before extraordinary items$13,560,000726
Extraordinary gains, net$04
Net income$13,560,000726
Minority interest net income$072
Net income of bank and minority interests.$13,560,000726
Net charge-offs$1,380,000535
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,923,390727
2020-09-30 (YTD Data)Rank
Total interest income$40,697,000625
Total interest expense$5,849,000665
Net interest income$34,848,000624
Provision for loan and lease losses$4,135,000572
Total noninterest income$6,130,000895
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,051,000709
Trading account gains and feesNANA
Additional Noninterest Income$5,079,000803
Total noninterest expense$25,662,000722
Salaries and employee benefits$14,543,000725
Premises and equipment expense$2,505,000762
Additional noninterest expense$8,614,000639
Pre-tax net operating income$11,181,000724
Securities gains (losses)$301,000709
Applicable income taxes$1,928,000752
Income before extraordinary items$9,554,000742
Extraordinary gains, net$04
Net income$9,554,000742
Minority interest net income$065
Net income of bank and minority interests.$9,554,000742
Net charge-offs$1,352,000420
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,304,170730
2020-06-30 (YTD Data)Rank
Total interest income$27,632,000624
Total interest expense$4,215,000669
Net interest income$23,417,000614
Provision for loan and lease losses$1,901,000742
Total noninterest income$2,822,0001,081
Gross Fiduciary activities income$0970
Service charges on deposit accounts$716,000696
Trading account gains and feesNANA
Additional Noninterest Income$2,106,0001,047
Total noninterest expense$16,332,000746
Salaries and employee benefits$9,723,000719
Premises and equipment expense$1,677,000760
Additional noninterest expense$4,932,000728
Pre-tax net operating income$8,006,000629
Securities gains (losses)$267,000595
Applicable income taxes$1,407,000630
Income before extraordinary items$6,866,000632
Extraordinary gains, net$04
Net income$6,866,000632
Minority interest net income$065
Net income of bank and minority interests.$6,866,000632
Net charge-offs$17,0002,258
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,644,390624
2020-03-31 (YTD Data)Rank
Total interest income$14,271,000609
Total interest expense$2,400,000661
Net interest income$11,871,000589
Provision for loan and lease losses$1,400,000506
Total noninterest income$1,579,000959
Gross Fiduciary activities income$0941
Service charges on deposit accounts$450,000669
Trading account gains and feesNANA
Additional Noninterest Income$1,129,000881
Total noninterest expense$8,461,000729
Salaries and employee benefits$4,862,000724
Premises and equipment expense$842,000767
Additional noninterest expense$2,757,000661
Pre-tax net operating income$3,589,000627
Securities gains (losses)$93,000635
Applicable income taxes$616,000637
Income before extraordinary items$3,066,000631
Extraordinary gains, net$04
Net income$3,066,000631
Minority interest net income$056
Net income of bank and minority interests.$3,066,000631
Net charge-offs$-3,0004,005
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,988,810636
2019-12-31 (YTD Data)Rank
Total interest income$58,477,000604
Total interest expense$9,137,000745
Net interest income$49,340,000575
Provision for loan and lease losses$913,000960
Total noninterest income$7,543,000855
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,029,000620
Trading account gains and fees$0135
Additional Noninterest Income$5,514,000775
Total noninterest expense$33,718,000699
Salaries and employee benefits$19,625,000682
Premises and equipment expense$3,133,000812
Additional noninterest expense$10,960,000648
Pre-tax net operating income$22,252,000560
Securities gains (losses)$608,000314
Applicable income taxes$3,849,000601
Income before extraordinary items$19,011,000560
Extraordinary gains, net$011
Net income$19,011,000561
Minority interest net income$076
Net income of bank and minority interests.$19,011,000561
Net charge-offs$13,0003,248
Cash dividends$10,000,000472
Sale, conversion, retirement of capital stock, net$0626
Net operating income$18,506,360560
2019-09-30 (YTD Data)Rank
Total interest income$44,259,000597
Total interest expense$6,748,000759
Net interest income$37,511,000564
Provision for loan and lease losses$613,000995
Total noninterest income$5,423,000878
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,506,000623
Trading account gains and fees$0129
Additional Noninterest Income$3,917,000800
Total noninterest expense$24,629,000718
Salaries and employee benefits$14,516,000695
Premises and equipment expense$2,310,000827
Additional noninterest expense$7,803,000673
Pre-tax net operating income$17,692,000544
Securities gains (losses)$608,000272
Applicable income taxes$3,056,000578
Income before extraordinary items$15,244,000542
Extraordinary gains, net$011
Net income$15,244,000540
Minority interest net income$072
Net income of bank and minority interests.$15,244,000542
Net charge-offs$-1,0003,994
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$14,739,360545
2019-06-30 (YTD Data)Rank
Total interest income$29,512,000589
Total interest expense$4,269,000773
Net interest income$25,243,000556
Provision for loan and lease losses$613,000710
Total noninterest income$2,954,000976
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,004,000617
Trading account gains and fees$0131
Additional Noninterest Income$1,950,000944
Total noninterest expense$16,042,000737
Salaries and employee benefits$9,277,000716
Premises and equipment expense$1,529,000836
Additional noninterest expense$5,236,000673
Pre-tax net operating income$11,542,000537
Securities gains (losses)$48,000762
Applicable income taxes$1,812,000612
Income before extraordinary items$9,778,000545
Extraordinary gains, net$011
Net income$9,778,000544
Minority interest net income$069
Net income of bank and minority interests.$9,778,000545
Net charge-offs$-66,0004,977
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,737,680538
2019-03-31 (YTD Data)Rank
Total interest income$14,131,000614
Total interest expense$1,939,000812
Net interest income$12,192,000577
Provision for loan and lease losses$313,000661
Total noninterest income$1,505,000945
Gross Fiduciary activities income$0972
Service charges on deposit accounts$494,000624
Trading account gains and fees$0126
Additional Noninterest Income$1,011,000898
Total noninterest expense$7,867,000739
Salaries and employee benefits$4,588,000718
Premises and equipment expense$783,000825
Additional noninterest expense$2,496,000700
Pre-tax net operating income$5,517,000546
Securities gains (losses)$01,087
Applicable income taxes$951,000585
Income before extraordinary items$4,566,000561
Extraordinary gains, net$05
Net income$4,566,000560
Minority interest net income$052
Net income of bank and minority interests.$4,566,000560
Net charge-offs$-112,0005,209
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,566,000547
2018-12-31 (YTD Data)Rank
Total interest income$52,416,000615
Total interest expense$5,898,000807
Net interest income$46,518,000590
Provision for loan and lease losses$1,802,000553
Total noninterest income$4,286,0001,211
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,086,000608
Trading account gains and fees$0126
Additional Noninterest Income$2,200,0001,408
Total noninterest expense$31,212,000729
Salaries and employee benefits$17,035,000744
Premises and equipment expense$3,089,000809
Additional noninterest expense$11,088,000634
Pre-tax net operating income$17,790,000650
Securities gains (losses)$01,125
Applicable income taxes$2,767,000695
Income before extraordinary items$15,023,000641
Extraordinary gains, net$06
Net income$15,023,000640
Minority interest net income$072
Net income of bank and minority interests.$15,023,000640
Net charge-offs$223,0001,558
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$15,023,000640
2018-09-30 (YTD Data)Rank
Total interest income$37,498,000635
Total interest expense$4,218,000798
Net interest income$33,280,000615
Provision for loan and lease losses$1,137,000593
Total noninterest income$5,131,000906
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,527,000621
Trading account gains and fees$0138
Additional Noninterest Income$3,604,000828
Total noninterest expense$23,161,000728
Salaries and employee benefits$12,764,000741
Premises and equipment expense$2,367,000792
Additional noninterest expense$8,030,000644
Pre-tax net operating income$14,113,000618
Securities gains (losses)$01,118
Applicable income taxes$2,255,000676
Income before extraordinary items$11,858,000618
Extraordinary gains, net$05
Net income$11,858,000616
Minority interest net income$066
Net income of bank and minority interests.$11,858,000617
Net charge-offs$145,0001,448
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$11,858,000618
2018-06-30 (YTD Data)Rank
Total interest income$24,467,000637
Total interest expense$2,645,000790
Net interest income$21,822,000617
Provision for loan and lease losses$762,000576
Total noninterest income$3,657,000857
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$997,000634
Trading account gains and fees$0130
Additional Noninterest Income$2,660,000782
Total noninterest expense$15,517,000728
Salaries and employee benefits$8,560,000745
Premises and equipment expense$1,668,000753
Additional noninterest expense$5,289,000648
Pre-tax net operating income$9,200,000631
Securities gains (losses)$0961
Applicable income taxes$1,434,000681
Income before extraordinary items$7,766,000623
Extraordinary gains, net$06
Net income$7,766,000621
Minority interest net income$065
Net income of bank and minority interests.$7,766,000622
Net charge-offs$9,0002,627
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,766,000622
2018-03-31 (YTD Data)Rank
Total interest income$11,900,000645
Total interest expense$1,234,000802
Net interest income$10,666,000630
Provision for loan and lease losses$312,000659
Total noninterest income$1,858,000828
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$480,000657
Trading account gains and fees$0123
Additional Noninterest Income$1,378,000747
Total noninterest expense$7,679,000735
Salaries and employee benefits$4,321,000749
Premises and equipment expense$864,000747
Additional noninterest expense$2,494,000674
Pre-tax net operating income$4,533,000627
Securities gains (losses)$0735
Applicable income taxes$691,000683
Income before extraordinary items$3,842,000621
Extraordinary gains, net$07
Net income$3,842,000621
Minority interest net income$052
Net income of bank and minority interests.$3,842,000621
Net charge-offs$-71,0005,321
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,842,000620
2017-12-31 (YTD Data)Rank
Total interest income$43,171,000672
Total interest expense$3,338,000982
Net interest income$39,833,000642
Provision for loan and lease losses$710,0001,141
Total noninterest income$6,835,000892
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,137,000596
Trading account gains and fees$0151
Additional Noninterest Income$4,698,000857
Total noninterest expense$31,531,000696
Salaries and employee benefits$16,651,000738
Premises and equipment expense$3,153,000794
Additional noninterest expense$11,727,000575
Pre-tax net operating income$14,427,000712
Securities gains (losses)$02,243
Applicable income taxes$3,644,000830
Income before extraordinary items$10,783,000698
Extraordinary gains, net$09
Net income$10,783,000697
Minority interest net income$076
Net income of bank and minority interests.$10,783,000698
Net charge-offs$2,302,000363
Cash dividends$10,000,000372
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,783,000687
2017-09-30 (YTD Data)Rank
Total interest income$31,945,000680
Total interest expense$2,427,000995
Net interest income$29,518,000649
Provision for loan and lease losses$210,0001,978
Total noninterest income$5,277,000894
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,581,000606
Trading account gains and fees$0145
Additional Noninterest Income$3,696,000846
Total noninterest expense$23,134,000711
Salaries and employee benefits$12,098,000762
Premises and equipment expense$2,360,000798
Additional noninterest expense$8,676,000582
Pre-tax net operating income$11,451,000690
Securities gains (losses)$02,274
Applicable income taxes$2,830,000719
Income before extraordinary items$8,621,000724
Extraordinary gains, net$09
Net income$8,621,000724
Minority interest net income$071
Net income of bank and minority interests.$8,621,000724
Net charge-offs$1,045,000485
Cash dividends$3,000,000755
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,621,000706
2017-06-30 (YTD Data)Rank
Total interest income$20,921,000688
Total interest expense$1,557,000998
Net interest income$19,364,000647
Provision for loan and lease losses$60,0002,608
Total noninterest income$3,647,000870
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,031,000603
Trading account gains and fees$0139
Additional Noninterest Income$2,616,000802
Total noninterest expense$15,386,000714
Salaries and employee benefits$8,041,000767
Premises and equipment expense$1,550,000809
Additional noninterest expense$5,795,000591
Pre-tax net operating income$7,565,000673
Securities gains (losses)$01,906
Applicable income taxes$1,857,000703
Income before extraordinary items$5,708,000708
Extraordinary gains, net$011
Net income$5,708,000708
Minority interest net income$071
Net income of bank and minority interests.$5,708,000708
Net charge-offs$53,0001,957
Cash dividends$2,000,000754
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,708,000688
2017-03-31 (YTD Data)Rank
Total interest income$10,334,000679
Total interest expense$760,0001,005
Net interest income$9,574,000651
Provision for loan and lease losses$03,537
Total noninterest income$1,445,0001,014
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$491,000641
Trading account gains and fees$0142
Additional Noninterest Income$954,000993
Total noninterest expense$7,333,000754
Salaries and employee benefits$3,942,000790
Premises and equipment expense$771,000823
Additional noninterest expense$2,620,000651
Pre-tax net operating income$3,686,000676
Securities gains (losses)$01,153
Applicable income taxes$895,000708
Income before extraordinary items$2,791,000706
Extraordinary gains, net$08
Net income$2,791,000706
Minority interest net income$055
Net income of bank and minority interests.$2,791,000706
Net charge-offs$37,0001,511
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,791,000694
2016-12-31 (YTD Data)Rank
Total interest income$40,631,000667
Total interest expense$2,754,0001,048
Net interest income$37,877,000638
Provision for loan and lease losses$2,441,000448
Total noninterest income$6,393,000970
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,140,000606
Trading account gains and fees$0170
Additional Noninterest Income$4,253,000952
Total noninterest expense$28,618,000749
Salaries and employee benefits$15,190,000783
Premises and equipment expense$3,077,000811
Additional noninterest expense$10,351,000666
Pre-tax net operating income$13,211,000723
Securities gains (losses)$195,000896
Applicable income taxes$3,104,000757
Income before extraordinary items$10,302,000749
Extraordinary gains, net$05
Net income$10,302,000748
Minority interest net income$082
Net income of bank and minority interests.$10,302,000748
Net charge-offs$299,0001,526
Cash dividends$9,845,000390
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,151,850739
2016-09-30 (YTD Data)Rank
Total interest income$30,411,000665
Total interest expense$2,045,0001,056
Net interest income$28,366,000634
Provision for loan and lease losses$462,0001,203
Total noninterest income$4,545,000997
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,598,000612
Trading account gains and fees$0169
Additional Noninterest Income$2,947,000999
Total noninterest expense$21,809,000733
Salaries and employee benefits$11,523,000771
Premises and equipment expense$2,320,000809
Additional noninterest expense$7,966,000655
Pre-tax net operating income$10,640,000680
Securities gains (losses)$195,000815
Applicable income taxes$2,553,000734
Income before extraordinary items$8,282,000704
Extraordinary gains, net$05
Net income$8,282,000704
Minority interest net income$071
Net income of bank and minority interests.$8,282,000704
Net charge-offs$534,000754
Cash dividends$1,845,0001,109
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,133,800699
2016-06-30 (YTD Data)Rank
Total interest income$20,461,000659
Total interest expense$1,384,0001,035
Net interest income$19,077,000629
Provision for loan and lease losses$201,0001,604
Total noninterest income$2,702,0001,064
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,050,000609
Trading account gains and fees$0157
Additional Noninterest Income$1,652,0001,106
Total noninterest expense$14,436,000737
Salaries and employee benefits$7,580,000778
Premises and equipment expense$1,550,000807
Additional noninterest expense$5,306,000646
Pre-tax net operating income$7,142,000662
Securities gains (losses)$195,000612
Applicable income taxes$1,756,000711
Income before extraordinary items$5,581,000680
Extraordinary gains, net$016
Net income$5,581,000679
Minority interest net income$071
Net income of bank and minority interests.$5,581,000679
Net charge-offs$95,0001,666
Cash dividends$920,0001,397
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,432,800680
2016-03-31 (YTD Data)Rank
Total interest income$10,057,000662
Total interest expense$699,0001,021
Net interest income$9,358,000639
Provision for loan and lease losses$218,000914
Total noninterest income$1,320,0001,059
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$493,000640
Trading account gains and fees$0142
Additional Noninterest Income$827,0001,067
Total noninterest expense$7,130,000745
Salaries and employee benefits$3,708,000798
Premises and equipment expense$769,000820
Additional noninterest expense$2,653,000645
Pre-tax net operating income$3,330,000696
Securities gains (losses)$140,000393
Applicable income taxes$815,000729
Income before extraordinary items$2,655,000696
Extraordinary gains, net$012
Net income$2,655,000695
Minority interest net income$062
Net income of bank and minority interests.$2,655,000696
Net charge-offs$39,0001,595
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,547,200699
2015-12-31 (YTD Data)Rank
Total interest income$33,135,000775
Total interest expense$2,296,0001,208
Net interest income$30,839,000728
Provision for loan and lease losses$919,000872
Total noninterest income$5,884,0001,013
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,100,000627
Trading account gains and fees$0159
Additional Noninterest Income$3,784,000996
Total noninterest expense$26,993,000770
Salaries and employee benefits$13,334,000849
Premises and equipment expense$2,956,000837
Additional noninterest expense$10,703,000637
Pre-tax net operating income$8,811,000994
Securities gains (losses)$-93,0006,073
Applicable income taxes$1,483,0001,247
Income before extraordinary items$7,235,000977
Extraordinary gains, net$023
Net income$7,235,000977
Minority interest net income$081
Net income of bank and minority interests.$7,235,000977
Net charge-offs$460,0001,243
Cash dividends$19,832,000228
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,312,190951
2015-09-30 (YTD Data)Rank
Total interest income$24,989,000768
Total interest expense$1,729,0001,217
Net interest income$23,260,000730
Provision for loan and lease losses$400,0001,230
Total noninterest income$4,407,0001,015
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,538,000640
Trading account gains and fees$0153
Additional Noninterest Income$2,869,0001,000
Total noninterest expense$19,584,000797
Salaries and employee benefits$9,441,000911
Premises and equipment expense$2,302,000826
Additional noninterest expense$7,841,000653
Pre-tax net operating income$7,683,000881
Securities gains (losses)$-99,0006,187
Applicable income taxes$1,658,000962
Income before extraordinary items$5,926,000904
Extraordinary gains, net$021
Net income$5,926,000905
Minority interest net income$078
Net income of bank and minority interests.$5,926,000904
Net charge-offs$5,0003,836
Cash dividends$3,082,000694
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,003,220869
2015-06-30 (YTD Data)Rank
Total interest income$16,196,000791
Total interest expense$1,141,0001,230
Net interest income$15,055,000746
Provision for loan and lease losses$200,0001,484
Total noninterest income$2,850,0001,037
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$995,000639
Trading account gains and fees$0157
Additional Noninterest Income$1,855,0001,027
Total noninterest expense$12,714,000816
Salaries and employee benefits$6,105,000931
Premises and equipment expense$1,572,000810
Additional noninterest expense$5,037,000673
Pre-tax net operating income$4,991,000892
Securities gains (losses)$-100,0006,281
Applicable income taxes$998,0001,031
Income before extraordinary items$3,893,000919
Extraordinary gains, net$022
Net income$3,893,000919
Minority interest net income$075
Net income of bank and minority interests.$3,893,000919
Net charge-offs$25,0002,802
Cash dividends$1,881,000758
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,973,000871
2015-03-31 (YTD Data)Rank
Total interest income$8,225,000779
Total interest expense$577,0001,220
Net interest income$7,648,000734
Provision for loan and lease losses$100,0001,425
Total noninterest income$1,415,0001,013
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$480,000648
Trading account gains and fees$0152
Additional Noninterest Income$935,000975
Total noninterest expense$6,522,000801
Salaries and employee benefits$3,253,000878
Premises and equipment expense$800,000796
Additional noninterest expense$2,469,000669
Pre-tax net operating income$2,441,000893
Securities gains (losses)$-100,0006,371
Applicable income taxes$421,0001,150
Income before extraordinary items$1,920,000897
Extraordinary gains, net$013
Net income$1,920,000897
Minority interest net income$064
Net income of bank and minority interests.$1,920,000897
Net charge-offs$-46,0005,927
Cash dividends$500,0001,094
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,002,000842
2014-12-31 (YTD Data)Rank
Total interest income$19,550,0001,294
Total interest expense$1,906,0001,552
Net interest income$17,644,0001,269
Provision for loan and lease losses$265,0002,135
Total noninterest income$802,0003,477
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,010,0001,274
Trading account gains and fees$0180
Additional Noninterest Income$-208,0006,424
Total noninterest expense$14,109,0001,372
Salaries and employee benefits$7,131,0001,467
Premises and equipment expense$1,198,0001,923
Additional noninterest expense$5,780,0001,134
Pre-tax net operating income$4,072,0001,812
Securities gains (losses)$3,0002,996
Applicable income taxes$-113,0006,274
Income before extraordinary items$4,188,0001,526
Extraordinary gains, net$017
Net income$4,188,0001,523
Minority interest net income$084
Net income of bank and minority interests.$4,188,0001,525
Net charge-offs$-279,0006,307
Cash dividends$6,827,000464
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,185,0001,500
2014-09-30 (YTD Data)Rank
Total interest income$11,592,0001,616
Total interest expense$1,308,0001,678
Net interest income$10,284,0001,613
Provision for loan and lease losses$100,0002,760
Total noninterest income$1,337,0002,281
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$425,0002,067
Trading account gains and fees$-22,0006,563
Additional Noninterest Income$934,0002,037
Total noninterest expense$9,864,0001,460
Salaries and employee benefits$3,517,0002,180
Premises and equipment expense$1,306,0001,371
Additional noninterest expense$5,041,000962
Pre-tax net operating income$1,657,0002,860
Securities gains (losses)$3,0002,680
Applicable income taxes$-452,0006,506
Income before extraordinary items$2,112,0002,130
Extraordinary gains, net$015
Net income$2,112,0002,128
Minority interest net income$081
Net income of bank and minority interests.$2,112,0002,128
Net charge-offs$132,0002,420
Cash dividends$1,500,0001,145
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,109,0002,087
2014-06-30 (YTD Data)Rank
Total interest income$7,619,0001,630
Total interest expense$891,0001,664
Net interest income$6,728,0001,630
Provision for loan and lease losses$80,0002,568
Total noninterest income$890,0002,248
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$273,0002,106
Trading account gains and fees$-25,0006,631
Additional Noninterest Income$642,0001,959
Total noninterest expense$4,993,0001,894
Salaries and employee benefits$2,304,0002,211
Premises and equipment expense$836,0001,429
Additional noninterest expense$1,853,0001,675
Pre-tax net operating income$2,545,0001,476
Securities gains (losses)$2,0002,363
Applicable income taxes$515,0001,516
Income before extraordinary items$2,032,0001,520
Extraordinary gains, net$020
Net income$2,032,0001,523
Minority interest net income$080
Net income of bank and minority interests.$2,032,0001,522
Net charge-offs$85,0002,342
Cash dividends$1,000,0001,145
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,030,4001,485
2014-03-31 (YTD Data)Rank
Total interest income$3,790,0001,638
Total interest expense$462,0001,638
Net interest income$3,328,0001,646
Provision for loan and lease losses$60,0002,013
Total noninterest income$493,0002,065
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$128,0002,201
Trading account gains and fees$-10,0006,705
Additional Noninterest Income$375,0001,731
Total noninterest expense$2,493,0001,900
Salaries and employee benefits$1,120,0002,277
Premises and equipment expense$421,0001,446
Additional noninterest expense$952,0001,613
Pre-tax net operating income$1,268,0001,446
Securities gains (losses)$2,0001,528
Applicable income taxes$257,0001,488
Income before extraordinary items$1,013,0001,470
Extraordinary gains, net$016
Net income$1,013,0001,473
Minority interest net income$066
Net income of bank and minority interests.$1,013,0001,473
Net charge-offs$73,0001,577
Cash dividends$500,0001,008
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,011,4001,455
2013-12-31 (YTD Data)Rank
Total interest income$15,561,0001,604
Total interest expense$2,124,0001,616
Net interest income$13,437,0001,613
Provision for loan and lease losses$95,0003,759
Total noninterest income$2,491,0001,847
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$589,0002,095
Trading account gains and fees$28,000165
Additional Noninterest Income$1,874,0001,591
Total noninterest expense$9,787,0001,935
Salaries and employee benefits$4,503,0002,254
Premises and equipment expense$1,806,0001,320
Additional noninterest expense$3,478,0001,833
Pre-tax net operating income$6,046,0001,221
Securities gains (losses)$16,0002,449
Applicable income taxes$1,400,0001,172
Income before extraordinary items$4,662,0001,307
Extraordinary gains, net$029
Net income$4,662,0001,309
Minority interest net income$090
Net income of bank and minority interests.$4,662,0001,310
Net charge-offs$520,0001,981
Cash dividends$1,068,0001,846
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,649,6801,284
2013-09-30 (YTD Data)Rank
Total interest income$11,633,0001,622
Total interest expense$1,587,0001,658
Net interest income$10,046,0001,618
Provision for loan and lease losses$95,0003,422
Total noninterest income$1,683,0002,043
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$435,0002,131
Trading account gains and fees$24,000162
Additional Noninterest Income$1,224,0001,798
Total noninterest expense$7,283,0001,950
Salaries and employee benefits$3,300,0002,295
Premises and equipment expense$1,385,0001,294
Additional noninterest expense$2,598,0001,829
Pre-tax net operating income$4,351,0001,296
Securities gains (losses)$8,0002,578
Applicable income taxes$993,0001,257
Income before extraordinary items$3,366,0001,353
Extraordinary gains, net$025
Net income$3,366,0001,355
Minority interest net income$084
Net income of bank and minority interests.$3,366,0001,355
Net charge-offs$-43,0006,434
Cash dividends$300,0002,588
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,359,8401,327
2013-06-30 (YTD Data)Rank
Total interest income$7,693,0001,634
Total interest expense$1,050,0001,705
Net interest income$6,643,0001,620
Provision for loan and lease losses$95,0002,998
Total noninterest income$1,085,0002,114
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$281,0002,149
Trading account gains and fees$31,000128
Additional Noninterest Income$773,0001,895
Total noninterest expense$4,837,0001,956
Salaries and employee benefits$2,129,0002,366
Premises and equipment expense$944,0001,264
Additional noninterest expense$1,764,0001,795
Pre-tax net operating income$2,796,0001,316
Securities gains (losses)$8,0002,354
Applicable income taxes$631,0001,289
Income before extraordinary items$2,173,0001,397
Extraordinary gains, net$022
Net income$2,173,0001,400
Minority interest net income$082
Net income of bank and minority interests.$2,173,0001,400
Net charge-offs$70,0003,069
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,166,8401,335
2013-03-31 (YTD Data)Rank
Total interest income$3,911,0001,613
Total interest expense$513,0001,798
Net interest income$3,398,0001,591
Provision for loan and lease losses$55,0002,729
Total noninterest income$480,0002,287
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$136,0002,198
Trading account gains and fees$2,000141
Additional Noninterest Income$342,0002,044
Total noninterest expense$2,307,0002,076
Salaries and employee benefits$1,041,0002,438
Premises and equipment expense$459,0001,322
Additional noninterest expense$807,0001,942
Pre-tax net operating income$1,516,0001,199
Securities gains (losses)$7,0001,580
Applicable income taxes$357,0001,174
Income before extraordinary items$1,166,0001,280
Extraordinary gains, net$010
Net income$1,166,0001,282
Minority interest net income$076
Net income of bank and minority interests.$1,166,0001,282
Net charge-offs$79,0002,076
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,160,6101,230
2012-12-31 (YTD Data)Rank
Total interest income$16,134,0001,645
Total interest expense$2,280,0001,910
Net interest income$13,854,0001,589
Provision for loan and lease losses$211,0003,867
Total noninterest income$2,009,0002,174
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$602,0002,149
Trading account gains and fees$-28,0007,053
Additional Noninterest Income$1,435,0001,904
Total noninterest expense$9,864,0001,937
Salaries and employee benefits$4,245,0002,322
Premises and equipment expense$1,703,0001,397
Additional noninterest expense$3,916,0001,701
Pre-tax net operating income$5,788,0001,204
Securities gains (losses)$12,0003,338
Applicable income taxes$1,160,0001,331
Income before extraordinary items$4,640,0001,270
Extraordinary gains, net$029
Net income$4,640,0001,271
Minority interest net income$093
Net income of bank and minority interests.$4,640,0001,271
Net charge-offs$378,0003,010
Cash dividends$3,449,000789
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,630,4001,214
2012-09-30 (YTD Data)Rank
Total interest income$12,161,0001,668
Total interest expense$1,733,0001,972
Net interest income$10,428,0001,597
Provision for loan and lease losses$211,0003,450
Total noninterest income$1,368,0002,320
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$447,0002,189
Trading account gains and fees$-35,0007,154
Additional Noninterest Income$956,0002,054
Total noninterest expense$6,878,0002,094
Salaries and employee benefits$3,142,0002,351
Premises and equipment expense$1,301,0001,382
Additional noninterest expense$2,435,0002,018
Pre-tax net operating income$4,707,0001,140
Securities gains (losses)$10,0003,111
Applicable income taxes$1,062,0001,181
Income before extraordinary items$3,655,0001,231
Extraordinary gains, net$020
Net income$3,655,0001,232
Minority interest net income$086
Net income of bank and minority interests.$3,655,0001,232
Net charge-offs$361,0002,595
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,647,3001,163
2012-06-30 (YTD Data)Rank
Total interest income$8,041,0001,692
Total interest expense$1,157,0002,031
Net interest income$6,884,0001,611
Provision for loan and lease losses$162,0003,256
Total noninterest income$822,0002,447
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$294,0002,196
Trading account gains and fees$-16,0007,216
Additional Noninterest Income$544,0002,226
Total noninterest expense$4,717,0002,027
Salaries and employee benefits$2,102,0002,351
Premises and equipment expense$883,0001,355
Additional noninterest expense$1,732,0001,912
Pre-tax net operating income$2,827,0001,261
Securities gains (losses)$3,0002,959
Applicable income taxes$597,0001,325
Income before extraordinary items$2,233,0001,333
Extraordinary gains, net$019
Net income$2,233,0001,333
Minority interest net income$084
Net income of bank and minority interests.$2,233,0001,333
Net charge-offs$173,0002,900
Cash dividends$1,000,000957
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,230,6301,255
2012-03-31 (YTD Data)Rank
Total interest income$3,958,0001,724
Total interest expense$585,0002,084
Net interest income$3,373,0001,644
Provision for loan and lease losses$31,0004,076
Total noninterest income$393,0002,506
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$144,0002,209
Trading account gains and fees$1,000141
Additional Noninterest Income$248,0002,356
Total noninterest expense$2,401,0001,996
Salaries and employee benefits$1,072,0002,331
Premises and equipment expense$443,0001,344
Additional noninterest expense$886,0001,868
Pre-tax net operating income$1,334,0001,314
Securities gains (losses)$02,210
Applicable income taxes$258,0001,451
Income before extraordinary items$1,076,0001,349
Extraordinary gains, net$019
Net income$1,076,0001,350
Minority interest net income$078
Net income of bank and minority interests.$1,076,0001,350
Net charge-offs$-3,0006,199
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,076,0001,277
2011-12-31 (YTD Data)Rank
Total interest income$16,245,0001,736
Total interest expense$2,969,0001,977
Net interest income$13,276,0001,688
Provision for loan and lease losses$1,461,0001,927
Total noninterest income$1,628,0002,323
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$634,0002,145
Trading account gains and fees$43,000113
Additional Noninterest Income$951,0002,209
Total noninterest expense$8,858,0002,156
Salaries and employee benefits$4,036,0002,387
Premises and equipment expense$1,553,0001,590
Additional noninterest expense$3,269,0002,043
Pre-tax net operating income$4,585,0001,275
Securities gains (losses)$43,0002,681
Applicable income taxes$986,0001,356
Income before extraordinary items$3,642,0001,355
Extraordinary gains, net$029
Net income$3,642,0001,355
Minority interest net income$096
Net income of bank and minority interests.$3,642,0001,355
Net charge-offs$1,022,0002,333
Cash dividends$2,400,000817
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,608,0301,299
2011-09-30 (YTD Data)Rank
Total interest income$12,243,0001,754
Total interest expense$2,332,0001,968
Net interest income$9,911,0001,701
Provision for loan and lease losses$764,0002,328
Total noninterest income$1,142,0002,418
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$463,0002,200
Trading account gains and fees$0145
Additional Noninterest Income$679,0002,252
Total noninterest expense$6,830,0002,099
Salaries and employee benefits$2,989,0002,410
Premises and equipment expense$1,204,0001,554
Additional noninterest expense$2,637,0001,918
Pre-tax net operating income$3,459,0001,302
Securities gains (losses)$43,0002,413
Applicable income taxes$869,0001,205
Income before extraordinary items$2,633,0001,447
Extraordinary gains, net$021
Net income$2,633,0001,447
Minority interest net income$087
Net income of bank and minority interests.$2,633,0001,447
Net charge-offs$447,0002,795
Cash dividends$1,500,000829
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,600,7501,392
2011-06-30 (YTD Data)Rank
Total interest income$8,168,0001,765
Total interest expense$1,573,0002,017
Net interest income$6,595,0001,704
Provision for loan and lease losses$580,0002,148
Total noninterest income$744,0002,429
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$292,0002,278
Trading account gains and fees$0153
Additional Noninterest Income$452,0002,253
Total noninterest expense$4,534,0002,134
Salaries and employee benefits$1,984,0002,438
Premises and equipment expense$806,0001,563
Additional noninterest expense$1,744,0001,955
Pre-tax net operating income$2,225,0001,315
Securities gains (losses)$35,0001,800
Applicable income taxes$524,0001,276
Income before extraordinary items$1,736,0001,420
Extraordinary gains, net$015
Net income$1,736,0001,420
Minority interest net income$089
Net income of bank and minority interests.$1,736,0001,420
Net charge-offs$263,0002,832
Cash dividends$1,000,000803
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,709,0501,379
2011-03-31 (YTD Data)Rank
Total interest income$4,162,0001,749
Total interest expense$798,0002,060
Net interest income$3,364,0001,661
Provision for loan and lease losses$289,0002,052
Total noninterest income$225,0003,353
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$144,0002,264
Trading account gains and fees$0158
Additional Noninterest Income$81,0003,885
Total noninterest expense$2,234,0002,160
Salaries and employee benefits$992,0002,454
Premises and equipment expense$395,0001,626
Additional noninterest expense$847,0001,997
Pre-tax net operating income$1,066,0001,359
Securities gains (losses)$31,000940
Applicable income taxes$249,0001,282
Income before extraordinary items$848,0001,416
Extraordinary gains, net$09
Net income$848,0001,416
Minority interest net income$086
Net income of bank and minority interests.$848,0001,416
Net charge-offs$80,0002,958
Cash dividends$500,000725
Sale, conversion, retirement of capital stock, net$0925
Net operating income$824,1301,401
2010-12-31 (YTD Data)Rank
Total interest income$15,845,0001,912
Total interest expense$3,705,0002,139
Net interest income$12,140,0001,814
Provision for loan and lease losses$1,685,0002,305
Total noninterest income$1,558,0002,454
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$711,0002,014
Trading account gains and fees$0175
Additional Noninterest Income$847,0002,417
Total noninterest expense$8,709,0002,228
Salaries and employee benefits$3,849,0002,498
Premises and equipment expense$1,532,0001,681
Additional noninterest expense$3,328,0002,094
Pre-tax net operating income$3,304,0001,488
Securities gains (losses)$03,793
Applicable income taxes$589,0001,738
Income before extraordinary items$2,715,0001,529
Extraordinary gains, net$029
Net income$2,715,0001,530
Minority interest net income$0111
Net income of bank and minority interests.$2,715,0001,531
Net charge-offs$367,0004,041
Cash dividends$2,332,000714
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,715,0001,479
2010-09-30 (YTD Data)Rank
Total interest income$11,872,0001,956
Total interest expense$2,858,0002,175
Net interest income$9,014,0001,861
Provision for loan and lease losses$1,330,0002,147
Total noninterest income$1,134,0002,512
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$536,0002,068
Trading account gains and fees$0165
Additional Noninterest Income$598,0002,486
Total noninterest expense$6,377,0002,276
Salaries and employee benefits$2,871,0002,525
Premises and equipment expense$1,135,0001,720
Additional noninterest expense$2,371,0002,163
Pre-tax net operating income$2,441,0001,617
Securities gains (losses)$03,651
Applicable income taxes$414,0001,853
Income before extraordinary items$2,027,0001,632
Extraordinary gains, net$023
Net income$2,027,0001,635
Minority interest net income$0110
Net income of bank and minority interests.$2,027,0001,635
Net charge-offs$296,0003,744
Cash dividends$1,499,000746
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,027,0001,559
2010-06-30 (YTD Data)Rank
Total interest income$7,878,0001,981
Total interest expense$1,860,0002,306
Net interest income$6,018,0001,860
Provision for loan and lease losses$449,0003,035
Total noninterest income$751,0002,464
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$360,0002,052
Trading account gains and fees$0152
Additional Noninterest Income$391,0002,448
Total noninterest expense$4,187,0002,308
Salaries and employee benefits$1,902,0002,549
Premises and equipment expense$744,0001,761
Additional noninterest expense$1,541,0002,207
Pre-tax net operating income$2,133,0001,225
Securities gains (losses)$03,184
Applicable income taxes$460,0001,300
Income before extraordinary items$1,673,0001,324
Extraordinary gains, net$019
Net income$1,673,0001,325
Minority interest net income$0105
Net income of bank and minority interests.$1,673,0001,325
Net charge-offs$244,0003,309
Cash dividends$999,000738
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,673,0001,280
2010-03-31 (YTD Data)Rank
Total interest income$3,886,0002,056
Total interest expense$926,0002,435
Net interest income$2,960,0001,919
Provision for loan and lease losses$209,0002,940
Total noninterest income$336,0002,655
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$166,0002,165
Trading account gains and fees$0175
Additional Noninterest Income$170,0002,637
Total noninterest expense$2,079,0002,346
Salaries and employee benefits$950,0002,590
Premises and equipment expense$365,0001,847
Additional noninterest expense$764,0002,222
Pre-tax net operating income$1,008,0001,293
Securities gains (losses)$02,284
Applicable income taxes$213,0001,360
Income before extraordinary items$795,0001,386
Extraordinary gains, net$016
Net income$795,0001,389
Minority interest net income$091
Net income of bank and minority interests.$795,0001,388
Net charge-offs$138,0002,810
Cash dividends$499,000694
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$795,0001,339
2009-12-31 (YTD Data)Rank
Total interest income$15,356,0002,189
Total interest expense$3,547,0003,021
Net interest income$11,809,0001,881
Provision for loan and lease losses$1,021,0003,468
Total noninterest income$1,554,0002,507
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$772,0002,098
Trading account gains and fees$0211
Additional Noninterest Income$782,0002,495
Total noninterest expense$8,509,0002,321
Salaries and employee benefits$3,667,0002,666
Premises and equipment expense$1,324,0002,013
Additional noninterest expense$3,518,0002,047
Pre-tax net operating income$3,833,0001,077
Securities gains (losses)$03,754
Applicable income taxes$569,0001,428
Income before extraordinary items$3,264,0001,034
Extraordinary gains, net$034
Net income$3,264,0001,030
Minority interest net income$0115
Net income of bank and minority interests.$3,264,0001,033
Net charge-offs$672,0003,404
Cash dividends$100,0004,111
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,264,0001,031
2009-09-30 (YTD Data)Rank
Total interest income$11,537,0002,206
Total interest expense$2,611,0003,193
Net interest income$8,926,0001,854
Provision for loan and lease losses$710,0003,251
Total noninterest income$1,096,0002,658
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$580,0002,098
Trading account gains and fees$0212
Additional Noninterest Income$516,0002,758
Total noninterest expense$6,214,0002,379
Salaries and employee benefits$2,746,0002,690
Premises and equipment expense$983,0002,053
Additional noninterest expense$2,485,0002,126
Pre-tax net operating income$3,098,0001,055
Securities gains (losses)$03,497
Applicable income taxes$634,0001,177
Income before extraordinary items$2,464,0001,105
Extraordinary gains, net$027
Net income$2,464,0001,104
Minority interest net income$0118
Net income of bank and minority interests.$2,464,0001,105
Net charge-offs$605,0002,803
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,464,0001,092
2009-06-30 (YTD Data)Rank
Total interest income$7,648,0002,250
Total interest expense$1,764,0003,283
Net interest income$5,884,0001,874
Provision for loan and lease losses$440,0003,134
Total noninterest income$717,0002,702
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$378,0002,117
Trading account gains and fees$0193
Additional Noninterest Income$339,0002,793
Total noninterest expense$4,096,0002,438
Salaries and employee benefits$1,823,0002,731
Premises and equipment expense$648,0002,110
Additional noninterest expense$1,625,0002,178
Pre-tax net operating income$2,065,0001,105
Securities gains (losses)$03,136
Applicable income taxes$417,0001,232
Income before extraordinary items$1,648,0001,146
Extraordinary gains, net$021
Net income$1,648,0001,146
Minority interest net income$0112
Net income of bank and minority interests.$1,648,0001,146
Net charge-offs$491,0002,373
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,648,0001,111
2009-03-31 (YTD Data)Rank
Total interest income$3,768,0002,316
Total interest expense$874,0003,388
Net interest income$2,894,0001,900
Provision for loan and lease losses$290,0002,399
Total noninterest income$333,0002,831
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$175,0002,191
Trading account gains and fees$0171
Additional Noninterest Income$158,0002,881
Total noninterest expense$1,945,0002,485
Salaries and employee benefits$903,0002,797
Premises and equipment expense$316,0002,205
Additional noninterest expense$726,0002,155
Pre-tax net operating income$992,0001,295
Securities gains (losses)$02,434
Applicable income taxes$135,0001,879
Income before extraordinary items$857,0001,282
Extraordinary gains, net$015
Net income$857,0001,282
Minority interest net income$0102
Net income of bank and minority interests.$857,0001,283
Net charge-offs$299,0001,773
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$857,0001,210
2008-12-31 (YTD Data)Rank
Total interest income$14,810,0002,496
Total interest expense$4,443,0003,253
Net interest income$10,367,0002,143
Provision for loan and lease losses$1,090,0002,577
Total noninterest income$1,110,0003,204
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$641,0002,515
Trading account gains and fees$0154
Additional Noninterest Income$469,0003,290
Total noninterest expense$6,660,0002,801
Salaries and employee benefits$3,072,0003,179
Premises and equipment expense$1,206,0002,235
Additional noninterest expense$2,382,0002,444
Pre-tax net operating income$3,727,0001,467
Securities gains (losses)$-1,452,0007,818
Applicable income taxes$315,0002,341
Income before extraordinary items$1,960,0002,030
Extraordinary gains, net$039
Net income$1,960,0002,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$949,0002,012
Cash dividends$2,082,0001,294
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,208,7201,365
2008-09-30 (YTD Data)Rank
Total interest income$10,530,0002,686
Total interest expense$3,385,0003,312
Net interest income$7,145,0002,323
Provision for loan and lease losses$40,0006,090
Total noninterest income$743,0003,511
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$435,0002,725
Trading account gains and fees$0148
Additional Noninterest Income$308,0003,649
Total noninterest expense$4,671,0002,948
Salaries and employee benefits$2,259,0003,267
Premises and equipment expense$943,0002,162
Additional noninterest expense$1,469,0002,822
Pre-tax net operating income$3,177,0001,541
Securities gains (losses)$-1,450,0007,988
Applicable income taxes$693,0001,547
Income before extraordinary items$1,034,0003,033
Extraordinary gains, net$031
Net income$1,034,0003,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$555,0001,853
Cash dividends$1,161,0001,627
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,962,0001,906
2008-06-30 (YTD Data)Rank
Total interest income$6,738,0002,824
Total interest expense$2,257,0003,440
Net interest income$4,481,0002,436
Provision for loan and lease losses$40,0005,379
Total noninterest income$423,0003,903
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$239,0003,112
Trading account gains and fees$0149
Additional Noninterest Income$184,0003,922
Total noninterest expense$2,613,0003,444
Salaries and employee benefits$1,295,0003,741
Premises and equipment expense$687,0001,973
Additional noninterest expense$631,0004,024
Pre-tax net operating income$2,251,0001,517
Securities gains (losses)$03,233
Applicable income taxes$535,0001,524
Income before extraordinary items$1,716,0001,589
Extraordinary gains, net$021
Net income$1,716,0001,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$458,0001,391
Cash dividends$700,0001,851
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,716,0001,559
2008-03-31 (YTD Data)Rank
Total interest income$2,086,0004,199
Total interest expense$784,0004,564
Net interest income$1,302,0003,868
Provision for loan and lease losses$30,0004,346
Total noninterest income$153,0004,570
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$68,0004,202
Trading account gains and fees$0158
Additional Noninterest Income$85,0004,075
Total noninterest expense$881,0004,646
Salaries and employee benefits$442,0004,937
Premises and equipment expense$188,0003,395
Additional noninterest expense$251,0004,675
Pre-tax net operating income$544,0002,903
Securities gains (losses)$02,688
Applicable income taxes$107,0002,705
Income before extraordinary items$437,0002,998
Extraordinary gains, net$015
Net income$437,0003,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,186
Cash dividends$240,0002,136
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$437,0002,913
2007-12-31 (YTD Data)Rank
Total interest income$8,262,0004,285
Total interest expense$3,049,0004,744
Net interest income$5,213,0003,868
Provision for loan and lease losses$120,0004,617
Total noninterest income$628,0004,547
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$312,0004,008
Trading account gains and fees$0178
Additional Noninterest Income$316,0004,139
Total noninterest expense$3,535,0004,485
Salaries and employee benefits$1,810,0004,730
Premises and equipment expense$711,0003,403
Additional noninterest expense$1,014,0004,622
Pre-tax net operating income$2,186,0003,138
Securities gains (losses)$02,146
Applicable income taxes$427,0002,940
Income before extraordinary items$1,759,0003,097
Extraordinary gains, net$039
Net income$1,759,0003,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,397
Cash dividends$1,018,0002,586
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,759,0003,085
2007-09-30 (YTD Data)Rank
Total interest income$6,160,0004,313
Total interest expense$2,252,0004,800
Net interest income$3,908,0003,881
Provision for loan and lease losses$90,0004,255
Total noninterest income$455,0004,625
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$229,0004,051
Trading account gains and fees$0184
Additional Noninterest Income$226,0004,262
Total noninterest expense$2,692,0004,423
Salaries and employee benefits$1,362,0004,677
Premises and equipment expense$546,0003,316
Additional noninterest expense$784,0004,433
Pre-tax net operating income$1,581,0003,354
Securities gains (losses)$01,655
Applicable income taxes$298,0003,211
Income before extraordinary items$1,283,0003,318
Extraordinary gains, net$033
Net income$1,283,0003,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,091
Cash dividends$599,0002,706
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,283,0003,304
2007-06-30 (YTD Data)Rank
Total interest income$4,036,0004,365
Total interest expense$1,479,0004,833
Net interest income$2,557,0003,961
Provision for loan and lease losses$60,0003,990
Total noninterest income$297,0004,690
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$150,0004,083
Trading account gains and fees$0168
Additional Noninterest Income$147,0004,350
Total noninterest expense$1,835,0004,383
Salaries and employee benefits$930,0004,645
Premises and equipment expense$372,0003,273
Additional noninterest expense$533,0004,388
Pre-tax net operating income$959,0003,622
Securities gains (losses)$01,444
Applicable income taxes$166,0003,510
Income before extraordinary items$793,0003,540
Extraordinary gains, net$029
Net income$793,0003,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,451
Cash dividends$398,0002,796
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$793,0003,518
2007-03-31 (YTD Data)Rank
Total interest income$1,980,0004,425
Total interest expense$711,0004,932
Net interest income$1,269,0003,983
Provision for loan and lease losses$30,0003,737
Total noninterest income$137,0004,832
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$68,0004,246
Trading account gains and fees$0195
Additional Noninterest Income$69,0004,489
Total noninterest expense$936,0004,337
Salaries and employee benefits$474,0004,610
Premises and equipment expense$188,0003,268
Additional noninterest expense$274,0004,233
Pre-tax net operating income$440,0003,794
Securities gains (losses)$01,187
Applicable income taxes$69,0003,766
Income before extraordinary items$371,0003,671
Extraordinary gains, net$022
Net income$371,0003,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,972
Cash dividends$199,0002,482
Sale, conversion, retirement of capital stock, net$0885
Net operating income$371,0003,650
2006-12-31 (YTD Data)Rank
Total interest income$8,086,0004,166
Total interest expense$2,802,0004,496
Net interest income$5,284,0003,854
Provision for loan and lease losses$120,0004,374
Total noninterest income$616,0004,665
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$327,0003,949
Trading account gains and fees$0130
Additional Noninterest Income$289,0004,379
Total noninterest expense$3,435,0004,459
Salaries and employee benefits$1,780,0004,649
Premises and equipment expense$658,0003,503
Additional noninterest expense$997,0004,524
Pre-tax net operating income$2,345,0003,287
Securities gains (losses)$01,687
Applicable income taxes$466,0003,239
Income before extraordinary items$1,879,0003,230
Extraordinary gains, net$051
Net income$1,879,0003,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,616
Cash dividends$1,998,0001,566
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,879,0003,222
2006-09-30 (YTD Data)Rank
Total interest income$6,028,0004,170
Total interest expense$2,070,0004,456
Net interest income$3,958,0003,878
Provision for loan and lease losses$90,0004,225
Total noninterest income$467,0004,670
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$244,0003,988
Trading account gains and fees$0126
Additional Noninterest Income$223,0004,309
Total noninterest expense$2,613,0004,395
Salaries and employee benefits$1,332,0004,630
Premises and equipment expense$516,0003,382
Additional noninterest expense$765,0004,425
Pre-tax net operating income$1,722,0003,466
Securities gains (losses)$01,388
Applicable income taxes$336,0003,434
Income before extraordinary items$1,386,0003,373
Extraordinary gains, net$045
Net income$1,386,0003,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,608
Cash dividends$1,599,0001,372
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,386,0003,362
2006-06-30 (YTD Data)Rank
Total interest income$3,988,0004,142
Total interest expense$1,337,0004,403
Net interest income$2,651,0003,884
Provision for loan and lease losses$60,0004,062
Total noninterest income$315,0004,605
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$160,0004,010
Trading account gains and fees$0126
Additional Noninterest Income$155,0004,244
Total noninterest expense$1,751,0004,394
Salaries and employee benefits$911,0004,578
Premises and equipment expense$357,0003,280
Additional noninterest expense$483,0004,592
Pre-tax net operating income$1,155,0003,445
Securities gains (losses)$01,185
Applicable income taxes$242,0003,352
Income before extraordinary items$913,0003,420
Extraordinary gains, net$039
Net income$913,0003,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,063
Cash dividends$1,400,0001,103
Sale, conversion, retirement of capital stock, net$0887
Net operating income$913,0003,410
2006-03-31 (YTD Data)Rank
Total interest income$1,994,0004,092
Total interest expense$647,0004,379
Net interest income$1,347,0003,843
Provision for loan and lease losses$30,0003,822
Total noninterest income$156,0004,573
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$74,0004,113
Trading account gains and fees$0115
Additional Noninterest Income$82,0004,095
Total noninterest expense$887,0004,369
Salaries and employee benefits$475,0004,441
Premises and equipment expense$172,0003,386
Additional noninterest expense$240,0004,590
Pre-tax net operating income$586,0003,364
Securities gains (losses)$0955
Applicable income taxes$116,0003,388
Income before extraordinary items$470,0003,320
Extraordinary gains, net$021
Net income$470,0003,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,166
Cash dividends$1,200,000644
Sale, conversion, retirement of capital stock, net$0648
Net operating income$470,0003,300
2005-12-31 (YTD Data)Rank
Total interest income$7,852,0003,809
Total interest expense$2,391,0003,938
Net interest income$5,461,0003,704
Provision for loan and lease losses$132,0004,316
Total noninterest income$609,0004,744
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$314,0004,072
Trading account gains and fees$0138
Additional Noninterest Income$295,0004,373
Total noninterest expense$3,276,0004,504
Salaries and employee benefits$1,716,0004,625
Premises and equipment expense$701,0003,228
Additional noninterest expense$859,0004,927
Pre-tax net operating income$2,662,0003,038
Securities gains (losses)$02,296
Applicable income taxes$585,0003,113
Income before extraordinary items$2,077,0003,000
Extraordinary gains, net$046
Net income$2,077,0003,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,038
Cash dividends$998,0002,511
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,077,0002,968
2005-09-30 (YTD Data)Rank
Total interest income$5,780,0003,817
Total interest expense$1,746,0003,882
Net interest income$4,034,0003,739
Provision for loan and lease losses$99,0004,204
Total noninterest income$439,0004,884
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$232,0004,118
Trading account gains and fees$0126
Additional Noninterest Income$207,0004,538
Total noninterest expense$2,543,0004,358
Salaries and employee benefits$1,276,0004,634
Premises and equipment expense$547,0003,107
Additional noninterest expense$720,0004,534
Pre-tax net operating income$1,831,0003,261
Securities gains (losses)$02,317
Applicable income taxes$386,0003,388
Income before extraordinary items$1,445,0003,220
Extraordinary gains, net$035
Net income$1,445,0003,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,382
Cash dividends$599,0002,544
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,445,0003,185
2005-06-30 (YTD Data)Rank
Total interest income$3,793,0003,786
Total interest expense$1,119,0003,814
Net interest income$2,674,0003,726
Provision for loan and lease losses$66,0004,004
Total noninterest income$277,0004,993
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$143,0004,261
Trading account gains and fees$0116
Additional Noninterest Income$134,0004,559
Total noninterest expense$1,705,0004,329
Salaries and employee benefits$846,0004,636
Premises and equipment expense$372,0003,038
Additional noninterest expense$487,0004,471
Pre-tax net operating income$1,180,0003,286
Securities gains (losses)$02,146
Applicable income taxes$247,0003,436
Income before extraordinary items$933,0003,261
Extraordinary gains, net$030
Net income$933,0003,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,718
Cash dividends$399,0002,566
Sale, conversion, retirement of capital stock, net$0643
Net operating income$933,0003,214
2005-03-31 (YTD Data)Rank
Total interest income$1,866,0003,795
Total interest expense$528,0003,880
Net interest income$1,338,0003,727
Provision for loan and lease losses$33,0003,846
Total noninterest income$137,0004,943
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$67,0004,356
Trading account gains and fees$0115
Additional Noninterest Income$70,0004,462
Total noninterest expense$866,0004,289
Salaries and employee benefits$419,0004,671
Premises and equipment expense$198,0002,904
Additional noninterest expense$249,0004,376
Pre-tax net operating income$576,0003,317
Securities gains (losses)$01,685
Applicable income taxes$120,0003,471
Income before extraordinary items$456,0003,278
Extraordinary gains, net$024
Net income$456,0003,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,061
Cash dividends$199,0002,257
Sale, conversion, retirement of capital stock, net$0491
Net operating income$456,0003,238
2004-12-31 (YTD Data)Rank
Total interest income$7,455,0003,614
Total interest expense$2,138,0003,457
Net interest income$5,317,0003,631
Provision for loan and lease losses$92,0005,144
Total noninterest income$581,0004,891
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$310,0004,248
Trading account gains and fees$0138
Additional Noninterest Income$271,0004,464
Total noninterest expense$3,264,0004,404
Salaries and employee benefits$1,665,0004,592
Premises and equipment expense$696,0003,144
Additional noninterest expense$903,0004,686
Pre-tax net operating income$2,542,0002,973
Securities gains (losses)$8,0002,935
Applicable income taxes$573,0003,112
Income before extraordinary items$1,977,0002,947
Extraordinary gains, net$034
Net income$1,977,0002,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,645
Cash dividends$978,0002,393
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,970,7602,899
2004-09-30 (YTD Data)Rank
Total interest income$5,549,0003,616
Total interest expense$1,605,0003,409
Net interest income$3,944,0003,639
Provision for loan and lease losses$67,0004,990
Total noninterest income$434,0004,928
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$231,0004,286
Trading account gains and fees$0134
Additional Noninterest Income$203,0004,472
Total noninterest expense$2,510,0004,284
Salaries and employee benefits$1,235,0004,590
Premises and equipment expense$542,0003,038
Additional noninterest expense$733,0004,368
Pre-tax net operating income$1,801,0003,148
Securities gains (losses)$7,0002,893
Applicable income taxes$395,0003,325
Income before extraordinary items$1,413,0003,115
Extraordinary gains, net$026
Net income$1,413,0003,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,599
Cash dividends$579,0002,477
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,407,5403,059
2004-06-30 (YTD Data)Rank
Total interest income$3,630,0003,672
Total interest expense$1,078,0003,368
Net interest income$2,552,0003,713
Provision for loan and lease losses$42,0004,959
Total noninterest income$293,0004,885
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$147,0004,375
Trading account gains and fees$0130
Additional Noninterest Income$146,0004,361
Total noninterest expense$1,662,0004,338
Salaries and employee benefits$821,0004,630
Premises and equipment expense$361,0003,049
Additional noninterest expense$480,0004,448
Pre-tax net operating income$1,141,0003,227
Securities gains (losses)$4,0002,826
Applicable income taxes$244,0003,435
Income before extraordinary items$901,0003,218
Extraordinary gains, net$021
Net income$901,0003,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,897
Cash dividends$379,0002,554
Sale, conversion, retirement of capital stock, net$0638
Net operating income$897,8403,136
2004-03-31 (YTD Data)Rank
Total interest income$1,804,0003,697
Total interest expense$542,0003,398
Net interest income$1,262,0003,729
Provision for loan and lease losses$25,0004,502
Total noninterest income$144,0004,873
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$75,0004,266
Trading account gains and fees$0121
Additional Noninterest Income$69,0004,468
Total noninterest expense$821,0004,397
Salaries and employee benefits$411,0004,642
Premises and equipment expense$190,0002,947
Additional noninterest expense$220,0004,725
Pre-tax net operating income$560,0003,251
Securities gains (losses)$02,934
Applicable income taxes$116,0003,541
Income before extraordinary items$444,0003,230
Extraordinary gains, net$016
Net income$444,0003,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,346
Cash dividends$179,0002,321
Sale, conversion, retirement of capital stock, net$0464
Net operating income$444,0003,116
2003-12-31 (YTD Data)Rank
Total interest income$7,474,0003,614
Total interest expense$2,384,0003,473
Net interest income$5,090,0003,637
Provision for loan and lease losses$110,0005,170
Total noninterest income$573,0005,089
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$320,0004,151
Trading account gains and fees$0160
Additional Noninterest Income$253,0004,841
Total noninterest expense$3,175,0004,432
Salaries and employee benefits$1,616,0004,609
Premises and equipment expense$672,0003,200
Additional noninterest expense$887,0004,683
Pre-tax net operating income$2,378,0003,000
Securities gains (losses)$04,500
Applicable income taxes$518,0003,315
Income before extraordinary items$1,860,0003,029
Extraordinary gains, net$054
Net income$1,860,0003,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,809
Cash dividends$1,838,0001,484
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,860,0002,902
2003-09-30 (YTD Data)Rank
Total interest income$5,633,0003,652
Total interest expense$1,832,0003,510
Net interest income$3,801,0003,665
Provision for loan and lease losses$82,0005,091
Total noninterest income$429,0005,133
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$238,0004,186
Trading account gains and fees$0153
Additional Noninterest Income$191,0004,895
Total noninterest expense$2,494,0004,279
Salaries and employee benefits$1,221,0004,561
Premises and equipment expense$525,0003,086
Additional noninterest expense$748,0004,270
Pre-tax net operating income$1,654,0003,285
Securities gains (losses)$04,204
Applicable income taxes$347,0003,657
Income before extraordinary items$1,307,0003,270
Extraordinary gains, net$040
Net income$1,307,0003,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,488
Cash dividends$1,499,0001,286
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,307,0003,119
2003-06-30 (YTD Data)Rank
Total interest income$3,793,0003,654
Total interest expense$1,255,0003,533
Net interest income$2,538,0003,650
Provision for loan and lease losses$55,0005,021
Total noninterest income$288,0005,106
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$153,0004,233
Trading account gains and fees$0150
Additional Noninterest Income$135,0004,758
Total noninterest expense$1,668,0004,265
Salaries and employee benefits$818,0004,535
Premises and equipment expense$364,0002,985
Additional noninterest expense$486,0004,338
Pre-tax net operating income$1,103,0003,279
Securities gains (losses)$03,782
Applicable income taxes$233,0003,684
Income before extraordinary items$870,0003,293
Extraordinary gains, net$030
Net income$870,0003,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,995
Cash dividends$319,0002,794
Sale, conversion, retirement of capital stock, net$0589
Net operating income$870,0003,122
2003-03-31 (YTD Data)Rank
Total interest income$1,912,0003,665
Total interest expense$627,0003,619
Net interest income$1,285,0003,619
Provision for loan and lease losses$28,0004,838
Total noninterest income$127,0005,311
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$76,0004,196
Trading account gains and fees$0134
Additional Noninterest Income$51,0005,226
Total noninterest expense$849,0004,182
Salaries and employee benefits$417,0004,495
Premises and equipment expense$183,0002,963
Additional noninterest expense$249,0004,226
Pre-tax net operating income$535,0003,344
Securities gains (losses)$02,891
Applicable income taxes$111,0003,758
Income before extraordinary items$424,0003,330
Extraordinary gains, net$021
Net income$424,0003,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,432
Cash dividends$160,0002,448
Sale, conversion, retirement of capital stock, net$0419
Net operating income$424,0003,158
2002-12-31 (YTD Data)Rank
Total interest income$7,988,0003,650
Total interest expense$2,865,0003,659
Net interest income$5,123,0003,596
Provision for loan and lease losses$120,0005,330
Total noninterest income$542,0004,996
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$305,0004,190
Trading account gains and fees$0153
Additional Noninterest Income$237,0004,698
Total noninterest expense$3,320,0004,127
Salaries and employee benefits$1,604,0004,450
Premises and equipment expense$732,0002,883
Additional noninterest expense$984,0004,230
Pre-tax net operating income$2,225,0003,169
Securities gains (losses)$04,537
Applicable income taxes$478,0003,545
Income before extraordinary items$1,747,0003,107
Extraordinary gains, net$070
Net income$1,747,0003,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,886
Cash dividends$798,0002,670
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,747,0003,009
2001-12-31 (YTD Data)Rank
Total interest income$8,202,0003,934
Total interest expense$3,530,0004,177
Net interest income$4,672,0003,628
Provision for loan and lease losses$59,0006,506
Total noninterest income$543,0004,832
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$304,0004,133
Trading account gains and fees$0177
Additional Noninterest Income$239,0004,574
Total noninterest expense$3,211,0004,115
Salaries and employee benefits$1,491,0004,539
Premises and equipment expense$733,0002,839
Additional noninterest expense$987,0004,109
Pre-tax net operating income$1,945,0003,237
Securities gains (losses)$6,0003,836
Applicable income taxes$373,0003,864
Income before extraordinary items$1,578,0003,102
Extraordinary gains, net$0105
Net income$1,578,0003,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,231
Cash dividends$1,220,0001,943
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,573,1403,015
2000-12-31 (YTD Data)Rank
Total interest income$8,493,0003,937
Total interest expense$3,583,0004,313
Net interest income$4,910,0003,529
Provision for loan and lease losses$60,0006,179
Total noninterest income$471,0005,071
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$278,0004,258
Trading account gains and fees$0180
Additional Noninterest Income$193,0004,880
Total noninterest expense$3,060,0004,160
Salaries and employee benefits$1,427,0004,539
Premises and equipment expense$668,0002,989
Additional noninterest expense$965,0004,095
Pre-tax net operating income$2,261,0003,026
Securities gains (losses)$01,956
Applicable income taxes$492,0003,520
Income before extraordinary items$1,769,0002,836
Extraordinary gains, net$038
Net income$1,769,0002,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,269
Cash dividends$1,020,0002,221
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,769,0002,833
1999-12-31 (YTD Data)Rank
Total interest income$8,315,0003,769
Total interest expense$3,547,0004,002
Net interest income$4,768,0003,603
Provision for loan and lease losses$75,0005,766
Total noninterest income$460,0005,220
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$271,0004,281
Trading account gains and fees$0173
Additional Noninterest Income$189,0005,068
Total noninterest expense$2,857,0004,391
Salaries and employee benefits$1,370,0004,670
Premises and equipment expense$573,0003,396
Additional noninterest expense$914,0004,327
Pre-tax net operating income$2,296,0002,988
Securities gains (losses)$03,155
Applicable income taxes$518,0003,559
Income before extraordinary items$1,778,0002,838
Extraordinary gains, net$035
Net income$1,778,0002,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,038
Cash dividends$1,780,0001,496
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,778,0002,800
1998-12-31 (YTD Data)Rank
Total interest income$8,437,0003,743
Total interest expense$3,711,0003,921
Net interest income$4,726,0003,588
Provision for loan and lease losses$132,0004,434
Total noninterest income$406,0005,562
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$253,0004,450
Trading account gains and fees$0224
Additional Noninterest Income$153,0005,630
Total noninterest expense$2,838,0004,329
Salaries and employee benefits$1,445,0004,365
Premises and equipment expense$563,0003,366
Additional noninterest expense$830,0004,566
Pre-tax net operating income$2,162,0003,122
Securities gains (losses)$8,0003,124
Applicable income taxes$530,0003,703
Income before extraordinary items$1,640,0003,025
Extraordinary gains, net$032
Net income$1,640,0003,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0009,413
Cash dividends$600,0003,104
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,633,9202,952
1997-12-31 (YTD Data)Rank
Total interest income$8,224,0003,873
Total interest expense$3,660,0003,992
Net interest income$4,564,0003,784
Provision for loan and lease losses$120,0004,629
Total noninterest income$417,0005,594
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$232,0004,890
Trading account gains and fees$0239
Additional Noninterest Income$185,0005,144
Total noninterest expense$2,703,0004,472
Salaries and employee benefits$1,353,0004,629
Premises and equipment expense$496,0003,732
Additional noninterest expense$854,0004,504
Pre-tax net operating income$2,158,0003,298
Securities gains (losses)$03,944
Applicable income taxes$571,0003,825
Income before extraordinary items$1,587,0003,193
Extraordinary gains, net$044
Net income$1,587,0003,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,981
Cash dividends$1,090,0002,034
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,587,0003,128
1996-12-31 (YTD Data)Rank
Total interest income$7,751,0004,154
Total interest expense$3,442,0004,256
Net interest income$4,309,0004,025
Provision for loan and lease losses$60,0006,086
Total noninterest income$403,0005,923
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$217,0005,270
Trading account gains and fees$0262
Additional Noninterest Income$186,0005,374
Total noninterest expense$2,648,0004,792
Salaries and employee benefits$1,324,0004,786
Premises and equipment expense$512,0003,707
Additional noninterest expense$812,0005,152
Pre-tax net operating income$2,004,0003,419
Securities gains (losses)$04,148
Applicable income taxes$523,0004,007
Income before extraordinary items$1,481,0003,222
Extraordinary gains, net$053
Net income$1,481,0003,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,212
Cash dividends$880,0002,355
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,481,0003,188
1995-12-31 (YTD Data)Rank
Total interest income$7,524,0004,254
Total interest expense$3,324,0004,343
Net interest income$4,200,0004,143
Provision for loan and lease losses$60,0005,704
Total noninterest income$342,0006,573
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$207,0005,566
Trading account gains and fees$0522
Additional Noninterest Income$135,0006,277
Total noninterest expense$2,758,0004,588
Salaries and employee benefits$1,298,0004,865
Premises and equipment expense$551,0003,462
Additional noninterest expense$909,0004,730
Pre-tax net operating income$1,724,0003,993
Securities gains (losses)$-3,0009,402
Applicable income taxes$401,0004,948
Income before extraordinary items$1,320,0003,629
Extraordinary gains, net$065
Net income$1,320,0003,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$1,133,0001,840
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,322,3103,602
1994-12-31 (YTD Data)Rank
Total interest income$7,112,0004,160
Total interest expense$3,154,0003,781
Net interest income$3,958,0004,428
Provision for loan and lease losses$75,0005,153
Total noninterest income$387,0006,261
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$193,0006,007
Trading account gains and fees$0475
Additional Noninterest Income$194,0005,373
Total noninterest expense$2,842,0004,622
Salaries and employee benefits$1,307,0004,849
Premises and equipment expense$533,0003,595
Additional noninterest expense$1,002,0004,705
Pre-tax net operating income$1,428,0004,598
Securities gains (losses)$03,600
Applicable income taxes$246,0006,601
Income before extraordinary items$1,182,0003,913
Extraordinary gains, net$0249
Net income$1,182,0003,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,864
Cash dividends$420,0003,586
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,182,0003,952
1993-12-31 (YTD Data)Rank
Total interest income$7,086,0004,268
Total interest expense$3,081,0004,025
Net interest income$4,005,0004,397
Provision for loan and lease losses$90,0006,008
Total noninterest income$359,0006,919
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$205,0005,877
Trading account gains and fees$0532
Additional Noninterest Income$154,0006,477
Total noninterest expense$2,837,0004,734
Salaries and employee benefits$1,250,0005,053
Premises and equipment expense$515,0003,759
Additional noninterest expense$1,072,0004,646
Pre-tax net operating income$1,437,0004,489
Securities gains (losses)$27,0004,244
Applicable income taxes$287,0006,245
Income before extraordinary items$1,177,0004,089
Extraordinary gains, net$-30,00012,558
Net income$1,147,0004,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0009,293
Cash dividends$420,0003,523
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,155,4003,953
1992-12-31 (YTD Data)Rank
Total interest income$7,158,0004,743
Total interest expense$3,018,0005,131
Net interest income$4,140,0004,308
Provision for loan and lease losses$90,0007,540
Total noninterest income$387,0006,670
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$205,0005,892
Trading account gains and feesNANA
Additional Noninterest Income$182,0005,992
Total noninterest expense$2,570,0005,180
Salaries and employee benefits$1,164,0005,313
Premises and equipment expense$477,0004,140
Additional noninterest expense$929,0005,378
Pre-tax net operating income$1,867,0003,315
Securities gains (losses)$08,369
Applicable income taxes$502,0003,985
Income before extraordinary items$1,365,0003,363
Extraordinary gains, net$01,422
Net income$1,365,0003,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0009,354
Cash dividends$480,0002,906
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,365,0003,117

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.