Home > Newton County Bank > Income and Expense
Newton County Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 3,563 |
| Total interest expense | $160,000 | 4,610 |
| Net interest income | $2,751,000 | 3,422 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $760,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $465,000 | 1,294 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $295,000 | 3,080 |
| Total noninterest expense | $2,566,000 | 3,210 |
| Salaries and employee benefits | $1,580,000 | 2,977 |
| Premises and equipment expense | $227,000 | 3,752 |
| Additional noninterest expense | $759,000 | 3,408 |
| Pre-tax net operating income | $935,000 | 3,190 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $935,000 | 2,867 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $935,000 | 2,867 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $935,000 | 2,869 |
| Net charge-offs | $22,000 | 2,884 |
| Cash dividends | $225,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $935,000 | 2,813 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 3,580 |
| Total interest expense | $82,000 | 4,625 |
| Net interest income | $1,365,000 | 3,438 |
| Provision for loan and lease losses | $10,000 | 3,223 |
| Total noninterest income | $386,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $225,000 | 1,302 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $161,000 | 2,922 |
| Total noninterest expense | $1,276,000 | 3,239 |
| Salaries and employee benefits | $799,000 | 2,976 |
| Premises and equipment expense | $126,000 | 3,553 |
| Additional noninterest expense | $351,000 | 3,580 |
| Pre-tax net operating income | $465,000 | 3,137 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $465,000 | 2,857 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $465,000 | 2,860 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $465,000 | 2,860 |
| Net charge-offs | $9,000 | 2,520 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $465,000 | 2,786 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,072,000 | 3,497 |
| Total interest expense | $336,000 | 4,760 |
| Net interest income | $5,736,000 | 3,348 |
| Provision for loan and lease losses | $50,000 | 3,764 |
| Total noninterest income | $1,747,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,018,000 | 1,263 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $729,000 | 2,757 |
| Total noninterest expense | $5,461,000 | 3,125 |
| Salaries and employee benefits | $3,428,000 | 2,804 |
| Premises and equipment expense | $544,000 | 3,449 |
| Additional noninterest expense | $1,489,000 | 3,568 |
| Pre-tax net operating income | $1,972,000 | 2,997 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,972,000 | 2,731 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,972,000 | 2,729 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,972,000 | 2,731 |
| Net charge-offs | $56,000 | 3,671 |
| Cash dividends | $1,425,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,972,000 | 2,688 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 3,515 |
| Total interest expense | $252,000 | 4,832 |
| Net interest income | $4,323,000 | 3,369 |
| Provision for loan and lease losses | $20,000 | 3,930 |
| Total noninterest income | $1,283,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $749,000 | 1,293 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $534,000 | 2,821 |
| Total noninterest expense | $3,929,000 | 3,230 |
| Salaries and employee benefits | $2,560,000 | 2,813 |
| Premises and equipment expense | $399,000 | 3,539 |
| Additional noninterest expense | $970,000 | 3,908 |
| Pre-tax net operating income | $1,657,000 | 2,860 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,657,000 | 2,548 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,657,000 | 2,549 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,657,000 | 2,548 |
| Net charge-offs | $2,000 | 4,524 |
| Cash dividends | $1,200,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,657,000 | 2,505 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 3,537 |
| Total interest expense | $167,000 | 4,908 |
| Net interest income | $2,857,000 | 3,386 |
| Provision for loan and lease losses | $20,000 | 3,628 |
| Total noninterest income | $842,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $487,000 | 1,304 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $355,000 | 2,811 |
| Total noninterest expense | $2,632,000 | 3,227 |
| Salaries and employee benefits | $1,714,000 | 2,824 |
| Premises and equipment expense | $264,000 | 3,594 |
| Additional noninterest expense | $654,000 | 3,901 |
| Pre-tax net operating income | $1,047,000 | 2,883 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,047,000 | 2,563 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,047,000 | 2,566 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,047,000 | 2,567 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $800,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,047,000 | 2,518 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 3,556 |
| Total interest expense | $84,000 | 4,955 |
| Net interest income | $1,432,000 | 3,384 |
| Provision for loan and lease losses | $20,000 | 2,958 |
| Total noninterest income | $426,000 | 2,275 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $244,000 | 1,296 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $182,000 | 2,697 |
| Total noninterest expense | $1,344,000 | 3,209 |
| Salaries and employee benefits | $888,000 | 2,772 |
| Premises and equipment expense | $129,000 | 3,685 |
| Additional noninterest expense | $327,000 | 3,917 |
| Pre-tax net operating income | $494,000 | 2,918 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $494,000 | 2,592 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $494,000 | 2,595 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $494,000 | 2,595 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $300,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $494,000 | 2,545 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,310,000 | 3,503 |
| Total interest expense | $449,000 | 4,685 |
| Net interest income | $5,861,000 | 3,331 |
| Provision for loan and lease losses | $120,000 | 3,475 |
| Total noninterest income | $1,775,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $998,000 | 1,363 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $777,000 | 2,715 |
| Total noninterest expense | $5,546,000 | 3,157 |
| Salaries and employee benefits | $3,642,000 | 2,702 |
| Premises and equipment expense | $542,000 | 3,548 |
| Additional noninterest expense | $1,362,000 | 3,894 |
| Pre-tax net operating income | $1,970,000 | 2,890 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,970,000 | 2,644 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,970,000 | 2,647 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,970,000 | 2,647 |
| Net charge-offs | $-2,000 | 5,912 |
| Cash dividends | $1,275,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,970,000 | 2,577 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 3,547 |
| Total interest expense | $300,000 | 5,001 |
| Net interest income | $4,405,000 | 3,350 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $1,334,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $738,000 | 1,393 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $596,000 | 2,750 |
| Total noninterest expense | $3,940,000 | 3,295 |
| Salaries and employee benefits | $2,645,000 | 2,791 |
| Premises and equipment expense | $409,000 | 3,555 |
| Additional noninterest expense | $886,000 | 4,239 |
| Pre-tax net operating income | $1,709,000 | 2,698 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,709,000 | 2,397 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,709,000 | 2,401 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,709,000 | 2,401 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $1,050,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,709,000 | 2,335 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 3,584 |
| Total interest expense | $207,000 | 5,003 |
| Net interest income | $2,888,000 | 3,386 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $919,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $482,000 | 1,385 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $437,000 | 2,672 |
| Total noninterest expense | $2,636,000 | 3,299 |
| Salaries and employee benefits | $1,770,000 | 2,789 |
| Premises and equipment expense | $277,000 | 3,535 |
| Additional noninterest expense | $589,000 | 4,235 |
| Pre-tax net operating income | $1,111,000 | 2,702 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,111,000 | 2,418 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,111,000 | 2,426 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,111,000 | 2,424 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $650,000 | 1,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,111,000 | 2,329 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 3,611 |
| Total interest expense | $109,000 | 4,978 |
| Net interest income | $1,444,000 | 3,391 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $370,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $240,000 | 1,379 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $130,000 | 3,382 |
| Total noninterest expense | $1,326,000 | 3,301 |
| Salaries and employee benefits | $881,000 | 2,818 |
| Premises and equipment expense | $130,000 | 3,713 |
| Additional noninterest expense | $315,000 | 4,103 |
| Pre-tax net operating income | $458,000 | 3,036 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $458,000 | 2,761 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $458,000 | 2,764 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $458,000 | 2,763 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $250,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $458,000 | 2,673 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,601,000 | 3,594 |
| Total interest expense | $576,000 | 4,843 |
| Net interest income | $6,025,000 | 3,360 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,671,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,039,000 | 1,379 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $632,000 | 3,032 |
| Total noninterest expense | $5,714,000 | 3,141 |
| Salaries and employee benefits | $3,586,000 | 2,723 |
| Premises and equipment expense | $527,000 | 3,692 |
| Additional noninterest expense | $1,601,000 | 3,621 |
| Pre-tax net operating income | $1,862,000 | 2,945 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,862,000 | 2,716 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,862,000 | 2,720 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,862,000 | 2,718 |
| Net charge-offs | $116,000 | 4,295 |
| Cash dividends | $1,100,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,862,000 | 2,594 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,029,000 | 3,616 |
| Total interest expense | $455,000 | 4,862 |
| Net interest income | $4,574,000 | 3,390 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $1,211,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $759,000 | 1,412 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $452,000 | 3,098 |
| Total noninterest expense | $4,076,000 | 3,293 |
| Salaries and employee benefits | $2,618,000 | 2,803 |
| Premises and equipment expense | $381,000 | 3,826 |
| Additional noninterest expense | $1,077,000 | 3,917 |
| Pre-tax net operating income | $1,619,000 | 2,738 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,619,000 | 2,510 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,619,000 | 2,511 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,619,000 | 2,511 |
| Net charge-offs | $31,000 | 4,837 |
| Cash dividends | $700,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,619,000 | 2,375 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,378,000 | 3,630 |
| Total interest expense | $320,000 | 4,858 |
| Net interest income | $3,058,000 | 3,389 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $808,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $490,000 | 1,445 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $318,000 | 2,986 |
| Total noninterest expense | $2,727,000 | 3,309 |
| Salaries and employee benefits | $1,750,000 | 2,804 |
| Premises and equipment expense | $251,000 | 3,862 |
| Additional noninterest expense | $726,000 | 3,894 |
| Pre-tax net operating income | $1,079,000 | 2,702 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,079,000 | 2,474 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,079,000 | 2,474 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,079,000 | 2,474 |
| Net charge-offs | $27,000 | 4,455 |
| Cash dividends | $400,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,079,000 | 2,339 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 3,669 |
| Total interest expense | $167,000 | 4,871 |
| Net interest income | $1,520,000 | 3,428 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $397,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $232,000 | 1,500 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $165,000 | 2,931 |
| Total noninterest expense | $1,289,000 | 3,451 |
| Salaries and employee benefits | $870,000 | 2,825 |
| Premises and equipment expense | $117,000 | 4,039 |
| Additional noninterest expense | $302,000 | 4,370 |
| Pre-tax net operating income | $598,000 | 2,538 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $598,000 | 2,266 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $598,000 | 2,268 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $598,000 | 2,269 |
| Net charge-offs | $11,000 | 3,996 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $598,000 | 2,152 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,935,000 | 3,695 |
| Total interest expense | $875,000 | 4,708 |
| Net interest income | $6,060,000 | 3,436 |
| Provision for loan and lease losses | $157,000 | 4,886 |
| Total noninterest income | $1,423,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,029,000 | 1,443 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $394,000 | 3,464 |
| Total noninterest expense | $5,639,000 | 3,209 |
| Salaries and employee benefits | $3,480,000 | 2,764 |
| Premises and equipment expense | $936,000 | 2,547 |
| Additional noninterest expense | $1,223,000 | 4,396 |
| Pre-tax net operating income | $1,687,000 | 2,830 |
| Securities gains (losses) | $-437,000 | 7,224 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,250,000 | 3,129 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,250,000 | 3,132 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,250,000 | 3,132 |
| Net charge-offs | $17,000 | 5,954 |
| Cash dividends | $600,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,687,000 | 2,476 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,237,000 | 3,726 |
| Total interest expense | $669,000 | 4,801 |
| Net interest income | $4,568,000 | 3,436 |
| Provision for loan and lease losses | $127,000 | 4,715 |
| Total noninterest income | $1,067,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $771,000 | 1,450 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $296,000 | 3,479 |
| Total noninterest expense | $4,101,000 | 3,304 |
| Salaries and employee benefits | $2,560,000 | 2,802 |
| Premises and equipment expense | $705,000 | 2,553 |
| Additional noninterest expense | $836,000 | 4,657 |
| Pre-tax net operating income | $1,407,000 | 2,699 |
| Securities gains (losses) | $-506,000 | 7,345 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $901,000 | 3,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $901,000 | 3,274 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $901,000 | 3,274 |
| Net charge-offs | $8,000 | 5,835 |
| Cash dividends | $400,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,407,000 | 2,344 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 3,749 |
| Total interest expense | $463,000 | 4,816 |
| Net interest income | $3,052,000 | 3,434 |
| Provision for loan and lease losses | $97,000 | 4,442 |
| Total noninterest income | $721,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $507,000 | 1,443 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $214,000 | 3,390 |
| Total noninterest expense | $2,827,000 | 3,250 |
| Salaries and employee benefits | $1,741,000 | 2,769 |
| Premises and equipment expense | $458,000 | 2,630 |
| Additional noninterest expense | $628,000 | 4,403 |
| Pre-tax net operating income | $849,000 | 2,813 |
| Securities gains (losses) | $-345,000 | 7,415 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $504,000 | 3,573 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $504,000 | 3,575 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $504,000 | 3,574 |
| Net charge-offs | $11,000 | 5,313 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $849,000 | 2,489 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 3,775 |
| Total interest expense | $244,000 | 4,813 |
| Net interest income | $1,512,000 | 3,445 |
| Provision for loan and lease losses | $87,000 | 3,570 |
| Total noninterest income | $356,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $245,000 | 1,462 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $111,000 | 3,390 |
| Total noninterest expense | $1,379,000 | 3,331 |
| Salaries and employee benefits | $888,000 | 2,733 |
| Premises and equipment expense | $212,000 | 2,844 |
| Additional noninterest expense | $279,000 | 4,718 |
| Pre-tax net operating income | $402,000 | 2,959 |
| Securities gains (losses) | $-345,000 | 7,504 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $57,000 | 5,599 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $57,000 | 5,598 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $57,000 | 5,599 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $402,000 | 2,590 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,406,000 | 3,765 |
| Total interest expense | $1,397,000 | 4,444 |
| Net interest income | $6,009,000 | 3,463 |
| Provision for loan and lease losses | $290,000 | 4,906 |
| Total noninterest income | $1,465,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,131,000 | 1,344 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $334,000 | 3,802 |
| Total noninterest expense | $5,602,000 | 3,288 |
| Salaries and employee benefits | $3,596,000 | 2,657 |
| Premises and equipment expense | $759,000 | 3,095 |
| Additional noninterest expense | $1,247,000 | 4,511 |
| Pre-tax net operating income | $1,582,000 | 2,643 |
| Securities gains (losses) | $-1,129,000 | 7,521 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $453,000 | 4,448 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $453,000 | 4,448 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $453,000 | 4,448 |
| Net charge-offs | $341,000 | 4,155 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,582,000 | 2,314 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,587,000 | 3,823 |
| Total interest expense | $1,101,000 | 4,472 |
| Net interest income | $4,486,000 | 3,525 |
| Provision for loan and lease losses | $190,000 | 4,943 |
| Total noninterest income | $1,115,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $849,000 | 1,387 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $266,000 | 3,734 |
| Total noninterest expense | $4,761,000 | 2,958 |
| Salaries and employee benefits | $2,071,000 | 3,357 |
| Premises and equipment expense | $0 | 7,736 |
| Additional noninterest expense | $2,690,000 | 1,921 |
| Pre-tax net operating income | $650,000 | 3,844 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $650,000 | 3,642 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $650,000 | 3,640 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $650,000 | 3,642 |
| Net charge-offs | $293,000 | 3,761 |
| Cash dividends | $200,000 | 2,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $650,000 | 3,511 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,754,000 | 3,834 |
| Total interest expense | $787,000 | 4,393 |
| Net interest income | $2,967,000 | 3,544 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $735,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $663,000 | 1,176 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $72,000 | 5,123 |
| Total noninterest expense | $3,208,000 | 2,940 |
| Salaries and employee benefits | $1,571,000 | 3,017 |
| Premises and equipment expense | $353,000 | 3,346 |
| Additional noninterest expense | $1,284,000 | 2,569 |
| Pre-tax net operating income | $434,000 | 3,859 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $434,000 | 3,650 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $434,000 | 3,648 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $434,000 | 3,649 |
| Net charge-offs | $18,000 | 5,558 |
| Cash dividends | $200,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $434,000 | 3,538 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 3,855 |
| Total interest expense | $406,000 | 4,440 |
| Net interest income | $1,498,000 | 3,558 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $378,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $257,000 | 1,518 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $121,000 | 3,186 |
| Total noninterest expense | $1,596,000 | 2,983 |
| Salaries and employee benefits | $731,000 | 3,269 |
| Premises and equipment expense | $103,000 | 4,876 |
| Additional noninterest expense | $762,000 | 2,226 |
| Pre-tax net operating income | $250,000 | 3,680 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $250,000 | 3,484 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 3,481 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $250,000 | 3,483 |
| Net charge-offs | $7,000 | 5,008 |
| Cash dividends | $200,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $250,000 | 3,357 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,047,000 | 3,801 |
| Total interest expense | $2,062,000 | 4,355 |
| Net interest income | $5,985,000 | 3,480 |
| Provision for loan and lease losses | $210,000 | 5,722 |
| Total noninterest income | $1,440,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,328,000 | 1,304 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $112,000 | 5,499 |
| Total noninterest expense | $5,356,000 | 3,475 |
| Salaries and employee benefits | $2,983,000 | 3,191 |
| Premises and equipment expense | $455,000 | 4,641 |
| Additional noninterest expense | $1,918,000 | 3,421 |
| Pre-tax net operating income | $1,859,000 | 2,026 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,859,000 | 1,793 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,859,000 | 1,791 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,859,000 | 1,793 |
| Net charge-offs | $198,000 | 5,023 |
| Cash dividends | $1,100,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,859,000 | 1,756 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,914,000 | 3,910 |
| Total interest expense | $1,607,000 | 4,390 |
| Net interest income | $4,307,000 | 3,598 |
| Provision for loan and lease losses | $140,000 | 5,570 |
| Total noninterest income | $1,327,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $815,000 | 1,563 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $512,000 | 2,774 |
| Total noninterest expense | $3,934,000 | 3,531 |
| Salaries and employee benefits | $2,549,000 | 2,895 |
| Premises and equipment expense | $372,000 | 4,438 |
| Additional noninterest expense | $1,013,000 | 4,348 |
| Pre-tax net operating income | $1,560,000 | 1,988 |
| Securities gains (losses) | $3,000 | 3,260 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,563,000 | 1,712 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,563,000 | 1,712 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,563,000 | 1,712 |
| Net charge-offs | $111,000 | 4,963 |
| Cash dividends | $900,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,560,000 | 1,676 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 3,817 |
| Total interest expense | $1,130,000 | 4,392 |
| Net interest income | $2,992,000 | 3,467 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $945,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $528,000 | 1,574 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $417,000 | 2,490 |
| Total noninterest expense | $2,736,000 | 3,472 |
| Salaries and employee benefits | $1,705,000 | 2,911 |
| Premises and equipment expense | $208,000 | 4,971 |
| Additional noninterest expense | $823,000 | 3,795 |
| Pre-tax net operating income | $1,141,000 | 1,905 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,143,000 | 1,633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,143,000 | 1,630 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,143,000 | 1,632 |
| Net charge-offs | $28,000 | 5,387 |
| Cash dividends | $700,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,141,000 | 1,604 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 3,843 |
| Total interest expense | $575,000 | 4,459 |
| Net interest income | $1,494,000 | 3,459 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $614,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $260,000 | 1,561 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $354,000 | 1,753 |
| Total noninterest expense | $1,321,000 | 3,485 |
| Salaries and employee benefits | $843,000 | 2,969 |
| Premises and equipment expense | $121,000 | 4,594 |
| Additional noninterest expense | $357,000 | 3,895 |
| Pre-tax net operating income | $757,000 | 1,687 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $758,000 | 1,443 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $758,000 | 1,443 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $758,000 | 1,445 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $757,000 | 1,361 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,399,000 | 3,698 |
| Total interest expense | $3,054,000 | 4,208 |
| Net interest income | $6,345,000 | 3,332 |
| Provision for loan and lease losses | $110,000 | 5,937 |
| Total noninterest income | $1,452,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,181,000 | 1,510 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $271,000 | 4,284 |
| Total noninterest expense | $5,613,000 | 3,263 |
| Salaries and employee benefits | $3,579,000 | 2,769 |
| Premises and equipment expense | $463,000 | 4,677 |
| Additional noninterest expense | $1,571,000 | 3,504 |
| Pre-tax net operating income | $2,074,000 | 2,376 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,081,000 | 1,914 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,081,000 | 1,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,208 |
| Cash dividends | $1,300,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,074,000 | 2,041 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,136,000 | 3,721 |
| Total interest expense | $2,430,000 | 4,155 |
| Net interest income | $4,706,000 | 3,368 |
| Provision for loan and lease losses | $80,000 | 5,434 |
| Total noninterest income | $1,059,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $851,000 | 1,581 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $208,000 | 4,341 |
| Total noninterest expense | $4,046,000 | 3,354 |
| Salaries and employee benefits | $2,576,000 | 2,899 |
| Premises and equipment expense | $353,000 | 4,635 |
| Additional noninterest expense | $1,117,000 | 3,566 |
| Pre-tax net operating income | $1,639,000 | 2,664 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,639,000 | 2,151 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,639,000 | 2,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,515 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,639,000 | 2,251 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,782,000 | 3,749 |
| Total interest expense | $1,806,000 | 4,001 |
| Net interest income | $2,976,000 | 3,512 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $690,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $542,000 | 1,630 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $148,000 | 4,338 |
| Total noninterest expense | $2,695,000 | 3,364 |
| Salaries and employee benefits | $1,747,000 | 2,885 |
| Premises and equipment expense | $202,000 | 5,114 |
| Additional noninterest expense | $746,000 | 3,533 |
| Pre-tax net operating income | $911,000 | 3,141 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $911,000 | 2,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $911,000 | 2,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,084 |
| Cash dividends | $700,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $911,000 | 2,724 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 3,757 |
| Total interest expense | $1,036,000 | 3,811 |
| Net interest income | $1,436,000 | 3,598 |
| Provision for loan and lease losses | $35,000 | 4,234 |
| Total noninterest income | $356,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $276,000 | 1,586 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $80,000 | 4,198 |
| Total noninterest expense | $1,313,000 | 3,445 |
| Salaries and employee benefits | $868,000 | 2,926 |
| Premises and equipment expense | $106,000 | 4,999 |
| Additional noninterest expense | $339,000 | 3,754 |
| Pre-tax net operating income | $444,000 | 3,292 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $444,000 | 2,959 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $444,000 | 2,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,745 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $444,000 | 2,872 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,163,000 | 3,736 |
| Total interest expense | $3,960,000 | 4,037 |
| Net interest income | $6,203,000 | 3,418 |
| Provision for loan and lease losses | $100,000 | 4,892 |
| Total noninterest income | $1,440,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,159,000 | 1,550 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $281,000 | 4,364 |
| Total noninterest expense | $5,349,000 | 3,274 |
| Salaries and employee benefits | $3,500,000 | 2,803 |
| Premises and equipment expense | $473,000 | 4,535 |
| Additional noninterest expense | $1,376,000 | 3,672 |
| Pre-tax net operating income | $2,194,000 | 3,128 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,194,000 | 2,639 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,194,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,191 |
| Cash dividends | $2,500,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,194,000 | 2,633 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,584,000 | 3,752 |
| Total interest expense | $2,793,000 | 4,197 |
| Net interest income | $4,791,000 | 3,353 |
| Provision for loan and lease losses | $70,000 | 4,664 |
| Total noninterest income | $1,040,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $839,000 | 1,570 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $201,000 | 4,475 |
| Total noninterest expense | $3,940,000 | 3,287 |
| Salaries and employee benefits | $2,450,000 | 2,981 |
| Premises and equipment expense | $410,000 | 4,096 |
| Additional noninterest expense | $1,080,000 | 3,484 |
| Pre-tax net operating income | $1,821,000 | 3,035 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,821,000 | 2,574 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,821,000 | 2,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,450 |
| Cash dividends | $1,450,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,821,000 | 2,552 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,953,000 | 3,811 |
| Total interest expense | $1,803,000 | 4,282 |
| Net interest income | $3,150,000 | 3,413 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $683,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $546,000 | 1,613 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $137,000 | 4,494 |
| Total noninterest expense | $2,620,000 | 3,326 |
| Salaries and employee benefits | $1,660,000 | 2,974 |
| Premises and equipment expense | $268,000 | 4,166 |
| Additional noninterest expense | $692,000 | 3,593 |
| Pre-tax net operating income | $1,173,000 | 3,159 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,173,000 | 2,687 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,173,000 | 2,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,686 |
| Cash dividends | $700,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,173,000 | 2,671 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 3,858 |
| Total interest expense | $871,000 | 4,359 |
| Net interest income | $1,558,000 | 3,442 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $328,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $251,000 | 1,710 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $77,000 | 4,286 |
| Total noninterest expense | $1,380,000 | 3,183 |
| Salaries and employee benefits | $842,000 | 2,947 |
| Premises and equipment expense | $172,000 | 3,510 |
| Additional noninterest expense | $366,000 | 3,406 |
| Pre-tax net operating income | $486,000 | 3,589 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $486,000 | 3,090 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $486,000 | 3,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $350,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $486,000 | 3,070 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,232,000 | 3,792 |
| Total interest expense | $2,919,000 | 4,383 |
| Net interest income | $6,313,000 | 3,395 |
| Provision for loan and lease losses | $160,000 | 3,939 |
| Total noninterest income | $1,379,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,100,000 | 1,609 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $279,000 | 4,444 |
| Total noninterest expense | $5,066,000 | 3,322 |
| Salaries and employee benefits | $3,328,000 | 2,855 |
| Premises and equipment expense | $473,000 | 4,428 |
| Additional noninterest expense | $1,265,000 | 3,786 |
| Pre-tax net operating income | $2,466,000 | 3,157 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,466,000 | 2,647 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,466,000 | 2,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,467 |
| Cash dividends | $1,800,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,466,000 | 2,632 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,857,000 | 3,799 |
| Total interest expense | $2,078,000 | 4,442 |
| Net interest income | $4,779,000 | 3,389 |
| Provision for loan and lease losses | $130,000 | 3,706 |
| Total noninterest income | $1,011,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $802,000 | 1,654 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $209,000 | 4,447 |
| Total noninterest expense | $3,678,000 | 3,396 |
| Salaries and employee benefits | $2,376,000 | 2,975 |
| Premises and equipment expense | $356,000 | 4,428 |
| Additional noninterest expense | $946,000 | 3,777 |
| Pre-tax net operating income | $1,982,000 | 3,131 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,982,000 | 2,580 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,982,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,096 |
| Cash dividends | $1,300,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,982,000 | 2,567 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,490,000 | 3,799 |
| Total interest expense | $1,299,000 | 4,480 |
| Net interest income | $3,191,000 | 3,397 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $668,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $508,000 | 1,723 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $160,000 | 4,176 |
| Total noninterest expense | $2,435,000 | 3,415 |
| Salaries and employee benefits | $1,583,000 | 2,990 |
| Premises and equipment expense | $204,000 | 4,869 |
| Additional noninterest expense | $648,000 | 3,682 |
| Pre-tax net operating income | $1,324,000 | 3,149 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,324,000 | 2,585 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,324,000 | 2,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 784 |
| Cash dividends | $900,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,324,000 | 2,566 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,208,000 | 3,795 |
| Total interest expense | $604,000 | 4,558 |
| Net interest income | $1,604,000 | 3,352 |
| Provision for loan and lease losses | $70,000 | 2,616 |
| Total noninterest income | $345,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $232,000 | 1,808 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $113,000 | 3,483 |
| Total noninterest expense | $1,199,000 | 3,473 |
| Salaries and employee benefits | $788,000 | 3,011 |
| Premises and equipment expense | $111,000 | 4,639 |
| Additional noninterest expense | $300,000 | 3,896 |
| Pre-tax net operating income | $680,000 | 3,027 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $680,000 | 2,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $680,000 | 2,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,300 |
| Cash dividends | $498,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $680,000 | 2,480 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,188,000 | 3,695 |
| Total interest expense | $1,961,000 | 4,488 |
| Net interest income | $6,227,000 | 3,322 |
| Provision for loan and lease losses | $105,000 | 4,737 |
| Total noninterest income | $1,299,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $997,000 | 1,739 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $302,000 | 4,318 |
| Total noninterest expense | $4,839,000 | 3,323 |
| Salaries and employee benefits | $3,215,000 | 2,794 |
| Premises and equipment expense | $530,000 | 4,002 |
| Additional noninterest expense | $1,094,000 | 4,124 |
| Pre-tax net operating income | $2,582,000 | 3,102 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,582,000 | 2,536 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,582,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,264 |
| Cash dividends | $1,900,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,582,000 | 2,507 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,007,000 | 3,708 |
| Total interest expense | $1,386,000 | 4,540 |
| Net interest income | $4,621,000 | 3,340 |
| Provision for loan and lease losses | $75,000 | 4,689 |
| Total noninterest income | $963,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $774,000 | 1,661 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 4,726 |
| Total noninterest expense | $3,473,000 | 3,425 |
| Salaries and employee benefits | $2,234,000 | 2,953 |
| Premises and equipment expense | $385,000 | 4,073 |
| Additional noninterest expense | $854,000 | 3,978 |
| Pre-tax net operating income | $2,036,000 | 3,014 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,036,000 | 2,452 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,036,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,465 |
| Cash dividends | $1,400,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,036,000 | 2,423 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 3,698 |
| Total interest expense | $870,000 | 4,535 |
| Net interest income | $3,050,000 | 3,361 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $654,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $511,000 | 1,646 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $143,000 | 4,428 |
| Total noninterest expense | $2,354,000 | 3,354 |
| Salaries and employee benefits | $1,498,000 | 2,927 |
| Premises and equipment expense | $245,000 | 4,214 |
| Additional noninterest expense | $611,000 | 3,739 |
| Pre-tax net operating income | $1,305,000 | 3,062 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,305,000 | 2,484 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,305,000 | 2,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,708 |
| Cash dividends | $900,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,305,000 | 2,447 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 3,679 |
| Total interest expense | $408,000 | 4,617 |
| Net interest income | $1,537,000 | 3,344 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $338,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $234,000 | 1,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $104,000 | 3,652 |
| Total noninterest expense | $1,162,000 | 3,399 |
| Salaries and employee benefits | $746,000 | 2,941 |
| Premises and equipment expense | $146,000 | 3,725 |
| Additional noninterest expense | $270,000 | 4,122 |
| Pre-tax net operating income | $698,000 | 2,870 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $698,000 | 2,336 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $698,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,314 |
| Cash dividends | $400,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $698,000 | 2,296 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,526,000 | 3,581 |
| Total interest expense | $1,556,000 | 4,414 |
| Net interest income | $5,970,000 | 3,308 |
| Provision for loan and lease losses | $95,000 | 5,096 |
| Total noninterest income | $1,292,000 | 2,969 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,076,000 | 1,630 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $216,000 | 4,947 |
| Total noninterest expense | $4,766,000 | 3,260 |
| Salaries and employee benefits | $3,122,000 | 2,741 |
| Premises and equipment expense | $578,000 | 3,640 |
| Additional noninterest expense | $1,066,000 | 4,126 |
| Pre-tax net operating income | $2,401,000 | 3,104 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,411,000 | 2,509 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,411,000 | 2,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,420 |
| Cash dividends | $1,800,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,401,000 | 2,465 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,601,000 | 3,584 |
| Total interest expense | $1,153,000 | 4,404 |
| Net interest income | $4,448,000 | 3,305 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $962,000 | 3,009 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $780,000 | 1,699 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $182,000 | 4,696 |
| Total noninterest expense | $3,482,000 | 3,312 |
| Salaries and employee benefits | $2,156,000 | 2,930 |
| Premises and equipment expense | $467,000 | 3,450 |
| Additional noninterest expense | $859,000 | 3,866 |
| Pre-tax net operating income | $1,853,000 | 3,072 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,863,000 | 2,473 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,863,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $1,300,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,853,000 | 2,427 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 3,614 |
| Total interest expense | $778,000 | 4,360 |
| Net interest income | $2,916,000 | 3,342 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $642,000 | 3,027 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $500,000 | 1,752 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $142,000 | 4,412 |
| Total noninterest expense | $2,354,000 | 3,278 |
| Salaries and employee benefits | $1,440,000 | 2,940 |
| Premises and equipment expense | $310,000 | 3,455 |
| Additional noninterest expense | $604,000 | 3,730 |
| Pre-tax net operating income | $1,159,000 | 3,195 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,159,000 | 2,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,159,000 | 2,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $950,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,159,000 | 2,532 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 3,564 |
| Total interest expense | $396,000 | 4,369 |
| Net interest income | $1,481,000 | 3,299 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $346,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $244,000 | 1,747 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $102,000 | 3,674 |
| Total noninterest expense | $1,228,000 | 3,153 |
| Salaries and employee benefits | $718,000 | 2,958 |
| Premises and equipment expense | $215,000 | 2,628 |
| Additional noninterest expense | $295,000 | 3,787 |
| Pre-tax net operating income | $584,000 | 3,146 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $584,000 | 2,567 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $584,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $584,000 | 2,479 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,584,000 | 3,585 |
| Total interest expense | $1,918,000 | 4,151 |
| Net interest income | $5,666,000 | 3,339 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $1,182,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $951,000 | 1,824 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $231,000 | 4,994 |
| Total noninterest expense | $4,392,000 | 3,419 |
| Salaries and employee benefits | $2,867,000 | 2,884 |
| Premises and equipment expense | $431,000 | 4,496 |
| Additional noninterest expense | $1,094,000 | 3,990 |
| Pre-tax net operating income | $2,336,000 | 3,041 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,337,000 | 2,524 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,337,000 | 2,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,704 |
| Cash dividends | $1,750,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,336,000 | 2,407 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,703,000 | 3,616 |
| Total interest expense | $1,491,000 | 4,161 |
| Net interest income | $4,212,000 | 3,376 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $906,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $696,000 | 1,859 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $210,000 | 4,699 |
| Total noninterest expense | $3,166,000 | 3,537 |
| Salaries and employee benefits | $2,033,000 | 3,049 |
| Premises and equipment expense | $334,000 | 4,401 |
| Additional noninterest expense | $799,000 | 4,063 |
| Pre-tax net operating income | $1,862,000 | 2,997 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,862,000 | 2,477 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,862,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,282 |
| Cash dividends | $1,450,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,862,000 | 2,352 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,833,000 | 3,628 |
| Total interest expense | $1,043,000 | 4,108 |
| Net interest income | $2,790,000 | 3,386 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $613,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $454,000 | 1,862 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $159,000 | 4,470 |
| Total noninterest expense | $2,116,000 | 3,518 |
| Salaries and employee benefits | $1,356,000 | 3,047 |
| Premises and equipment expense | $190,000 | 4,871 |
| Additional noninterest expense | $570,000 | 3,858 |
| Pre-tax net operating income | $1,227,000 | 3,034 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,227,000 | 2,527 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,227,000 | 2,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $1,100,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,227,000 | 2,374 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 3,671 |
| Total interest expense | $549,000 | 4,049 |
| Net interest income | $1,358,000 | 3,446 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $334,000 | 3,005 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $213,000 | 1,922 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $121,000 | 3,587 |
| Total noninterest expense | $1,071,000 | 3,471 |
| Salaries and employee benefits | $673,000 | 3,053 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $323,000 | 3,421 |
| Pre-tax net operating income | $591,000 | 3,120 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $591,000 | 2,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $591,000 | 2,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $700,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $591,000 | 2,439 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,383,000 | 3,502 |
| Total interest expense | $2,843,000 | 3,685 |
| Net interest income | $5,540,000 | 3,355 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $1,124,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $929,000 | 1,725 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $195,000 | 5,085 |
| Total noninterest expense | $4,238,000 | 3,396 |
| Salaries and employee benefits | $2,687,000 | 2,929 |
| Premises and equipment expense | $397,000 | 4,682 |
| Additional noninterest expense | $1,154,000 | 3,732 |
| Pre-tax net operating income | $2,306,000 | 3,070 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,307,000 | 2,509 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,307,000 | 2,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,612 |
| Cash dividends | $1,600,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,306,000 | 2,421 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,852,000 | 3,358 |
| Total interest expense | $4,522,000 | 3,436 |
| Net interest income | $5,330,000 | 3,261 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $1,161,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $833,000 | 1,832 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $328,000 | 3,918 |
| Total noninterest expense | $4,053,000 | 3,385 |
| Salaries and employee benefits | $2,614,000 | 2,841 |
| Premises and equipment expense | $391,000 | 4,667 |
| Additional noninterest expense | $1,048,000 | 3,910 |
| Pre-tax net operating income | $2,318,000 | 2,828 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,336,000 | 2,216 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,336,000 | 2,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,593 |
| Cash dividends | $1,550,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,318,000 | 2,165 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,121,000 | 3,356 |
| Total interest expense | $4,752,000 | 3,468 |
| Net interest income | $5,369,000 | 3,266 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $1,099,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $707,000 | 1,953 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $392,000 | 3,398 |
| Total noninterest expense | $3,940,000 | 3,374 |
| Salaries and employee benefits | $2,545,000 | 2,788 |
| Premises and equipment expense | $417,000 | 4,373 |
| Additional noninterest expense | $978,000 | 4,049 |
| Pre-tax net operating income | $2,408,000 | 2,842 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,408,000 | 2,153 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,408,000 | 2,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,664 |
| Cash dividends | $1,800,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,408,000 | 2,156 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,287,000 | 3,438 |
| Total interest expense | $4,184,000 | 3,450 |
| Net interest income | $5,103,000 | 3,393 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $1,041,000 | 2,995 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $668,000 | 1,988 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $373,000 | 3,566 |
| Total noninterest expense | $3,756,000 | 3,508 |
| Salaries and employee benefits | $2,460,000 | 2,848 |
| Premises and equipment expense | $370,000 | 4,775 |
| Additional noninterest expense | $926,000 | 4,277 |
| Pre-tax net operating income | $2,358,000 | 2,928 |
| Securities gains (losses) | $13,000 | 1,614 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $2,371,000 | 2,210 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,371,000 | 2,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,165 |
| Cash dividends | $1,400,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,358,000 | 2,190 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,368,000 | 3,429 |
| Total interest expense | $4,463,000 | 3,328 |
| Net interest income | $4,905,000 | 3,470 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $960,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $645,000 | 1,985 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $315,000 | 3,914 |
| Total noninterest expense | $3,660,000 | 3,475 |
| Salaries and employee benefits | $2,377,000 | 2,856 |
| Premises and equipment expense | $369,000 | 4,715 |
| Additional noninterest expense | $914,000 | 4,241 |
| Pre-tax net operating income | $2,085,000 | 3,235 |
| Securities gains (losses) | $14,000 | 2,712 |
| Applicable income taxes | $490,000 | 3,894 |
| Income before extraordinary items | $1,609,000 | 3,072 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,609,000 | 3,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,028 |
| Cash dividends | $1,400,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,598,220 | 3,003 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,183,000 | 3,521 |
| Total interest expense | $4,316,000 | 3,416 |
| Net interest income | $4,867,000 | 3,575 |
| Provision for loan and lease losses | $195,000 | 3,507 |
| Total noninterest income | $1,075,000 | 2,872 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $585,000 | 2,240 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $490,000 | 2,869 |
| Total noninterest expense | $3,367,000 | 3,730 |
| Salaries and employee benefits | $2,107,000 | 3,142 |
| Premises and equipment expense | $380,000 | 4,617 |
| Additional noninterest expense | $880,000 | 4,391 |
| Pre-tax net operating income | $2,380,000 | 3,037 |
| Securities gains (losses) | $-18,000 | 10,323 |
| Applicable income taxes | $520,000 | 4,096 |
| Income before extraordinary items | $1,842,000 | 2,777 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,842,000 | 2,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,810 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,856,040 | 2,707 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,866,000 | 3,664 |
| Total interest expense | $4,192,000 | 3,555 |
| Net interest income | $4,674,000 | 3,770 |
| Provision for loan and lease losses | $195,000 | 3,475 |
| Total noninterest income | $1,037,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $561,000 | 2,425 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $476,000 | 3,030 |
| Total noninterest expense | $3,143,000 | 4,150 |
| Salaries and employee benefits | $1,984,000 | 3,357 |
| Premises and equipment expense | $347,000 | 5,035 |
| Additional noninterest expense | $812,000 | 5,152 |
| Pre-tax net operating income | $2,373,000 | 2,929 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $530,000 | 3,962 |
| Income before extraordinary items | $1,840,000 | 2,640 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,840,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,977 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,842,340 | 2,596 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,463,000 | 3,817 |
| Total interest expense | $3,936,000 | 3,732 |
| Net interest income | $4,527,000 | 3,882 |
| Provision for loan and lease losses | $201,000 | 2,982 |
| Total noninterest income | $865,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $548,000 | 2,463 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $317,000 | 3,876 |
| Total noninterest expense | $2,934,000 | 4,378 |
| Salaries and employee benefits | $1,785,000 | 3,675 |
| Premises and equipment expense | $248,000 | 6,385 |
| Additional noninterest expense | $901,000 | 4,768 |
| Pre-tax net operating income | $2,257,000 | 3,141 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $658,000 | 3,405 |
| Income before extraordinary items | $1,586,000 | 3,092 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,586,000 | 3,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,894 |
| Cash dividends | $775,000 | 2,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,595,230 | 3,035 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,475,000 | 3,974 |
| Total interest expense | $3,035,000 | 3,923 |
| Net interest income | $4,440,000 | 3,963 |
| Provision for loan and lease losses | $124,000 | 4,000 |
| Total noninterest income | $810,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $538,000 | 2,540 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $272,000 | 4,365 |
| Total noninterest expense | $2,823,000 | 4,645 |
| Salaries and employee benefits | $1,617,000 | 3,991 |
| Premises and equipment expense | $246,000 | 6,584 |
| Additional noninterest expense | $960,000 | 4,879 |
| Pre-tax net operating income | $2,303,000 | 3,048 |
| Securities gains (losses) | $-87,000 | 11,438 |
| Applicable income taxes | $523,000 | 3,920 |
| Income before extraordinary items | $1,693,000 | 2,857 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,693,000 | 2,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,795 |
| Cash dividends | $775,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,759,120 | 2,772 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,393,000 | 4,098 |
| Total interest expense | $3,135,000 | 3,972 |
| Net interest income | $4,258,000 | 4,161 |
| Provision for loan and lease losses | $73,000 | 6,535 |
| Total noninterest income | $740,000 | 4,265 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $515,000 | 2,701 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $225,000 | 5,322 |
| Total noninterest expense | $2,719,000 | 4,896 |
| Salaries and employee benefits | $1,595,000 | 4,039 |
| Premises and equipment expense | $229,000 | 7,114 |
| Additional noninterest expense | $895,000 | 5,388 |
| Pre-tax net operating income | $2,206,000 | 3,017 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $623,000 | 3,475 |
| Income before extraordinary items | $1,629,000 | 2,995 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,629,000 | 3,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,595,880 | 2,889 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,206,000 | 4,207 |
| Total interest expense | $3,871,000 | 4,190 |
| Net interest income | $4,335,000 | 4,148 |
| Provision for loan and lease losses | $99,000 | 7,328 |
| Total noninterest income | $857,000 | 3,770 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $550,000 | 2,506 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $307,000 | 4,358 |
| Total noninterest expense | $3,100,000 | 4,387 |
| Salaries and employee benefits | $1,622,000 | 3,948 |
| Premises and equipment expense | $227,000 | 7,234 |
| Additional noninterest expense | $1,251,000 | 4,189 |
| Pre-tax net operating income | $1,993,000 | 3,113 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $571,000 | 3,570 |
| Income before extraordinary items | $1,429,000 | 3,221 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,429,000 | 3,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 6,412 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,424,030 | 2,995 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.