Home > Newburyport Five Cents Savings Bank > Income and Expense
Newburyport Five Cents Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $73,649,000 | 674 |
| Total interest expense | $28,977,000 | 603 |
| Net interest income | $44,672,000 | 735 |
| Provision for loan and lease losses | $3,642,000 | 396 |
| Total noninterest income | $2,562,000 | 1,781 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $287,000 | 2,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,275,000 | 1,505 |
| Total noninterest expense | $41,669,000 | 662 |
| Salaries and employee benefits | $26,489,000 | 587 |
| Premises and equipment expense | $4,258,000 | 640 |
| Additional noninterest expense | $2,275,000 | 1,505 |
| Pre-tax net operating income | $1,923,000 | 2,994 |
| Securities gains (losses) | $1,670,000 | 53 |
| Applicable income taxes | $127,000 | 2,680 |
| Income before extraordinary items | $3,466,000 | 2,161 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,466,000 | 2,185 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,466,000 | 2,164 |
| Net charge-offs | $2,983,000 | 319 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,862,800 | 2,901 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $53,737,000 | 684 |
| Total interest expense | $20,416,000 | 598 |
| Net interest income | $33,321,000 | 745 |
| Provision for loan and lease losses | $2,655,000 | 389 |
| Total noninterest income | $1,932,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $216,000 | 2,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,716,000 | 1,484 |
| Total noninterest expense | $30,868,000 | 675 |
| Salaries and employee benefits | $19,705,000 | 597 |
| Premises and equipment expense | $3,164,000 | 647 |
| Additional noninterest expense | $1,716,000 | 1,484 |
| Pre-tax net operating income | $1,730,000 | 2,866 |
| Securities gains (losses) | $20,000 | 452 |
| Applicable income taxes | $-159,000 | 4,527 |
| Income before extraordinary items | $1,909,000 | 2,568 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,909,000 | 2,594 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,909,000 | 2,569 |
| Net charge-offs | $2,042,000 | 297 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,889,000 | 2,602 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $35,311,000 | 674 |
| Total interest expense | $12,776,000 | 565 |
| Net interest income | $22,535,000 | 734 |
| Provision for loan and lease losses | $1,477,000 | 421 |
| Total noninterest income | $1,269,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $141,000 | 2,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,128,000 | 1,422 |
| Total noninterest expense | $20,055,000 | 675 |
| Salaries and employee benefits | $12,843,000 | 600 |
| Premises and equipment expense | $2,116,000 | 634 |
| Additional noninterest expense | $1,128,000 | 1,421 |
| Pre-tax net operating income | $2,272,000 | 2,083 |
| Securities gains (losses) | $16,000 | 492 |
| Applicable income taxes | $158,000 | 2,281 |
| Income before extraordinary items | $2,130,000 | 1,984 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,130,000 | 2,008 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,130,000 | 1,984 |
| Net charge-offs | $1,190,000 | 284 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,115,120 | 2,002 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $17,146,000 | 685 |
| Total interest expense | $5,601,000 | 556 |
| Net interest income | $11,545,000 | 732 |
| Provision for loan and lease losses | $1,035,000 | 341 |
| Total noninterest income | $565,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $78,000 | 2,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $487,000 | 1,544 |
| Total noninterest expense | $9,715,000 | 710 |
| Salaries and employee benefits | $6,223,000 | 631 |
| Premises and equipment expense | $1,040,000 | 664 |
| Additional noninterest expense | $487,000 | 1,544 |
| Pre-tax net operating income | $1,360,000 | 1,902 |
| Securities gains (losses) | $41,000 | 301 |
| Applicable income taxes | $229,000 | 1,588 |
| Income before extraordinary items | $1,172,000 | 1,891 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,172,000 | 1,891 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,172,000 | 1,891 |
| Net charge-offs | $681,000 | 235 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,137,560 | 1,953 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $54,836,000 | 684 |
| Total interest expense | $7,633,000 | 569 |
| Net interest income | $47,203,000 | 701 |
| Provision for loan and lease losses | $740,000 | 993 |
| Total noninterest income | $3,111,000 | 1,591 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $304,000 | 2,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,807,000 | 1,310 |
| Total noninterest expense | $40,127,000 | 663 |
| Salaries and employee benefits | $26,463,000 | 584 |
| Premises and equipment expense | $4,090,000 | 659 |
| Additional noninterest expense | $2,807,000 | 1,310 |
| Pre-tax net operating income | $9,447,000 | 1,323 |
| Securities gains (losses) | $-651,000 | 4,379 |
| Applicable income taxes | $1,840,000 | 1,140 |
| Income before extraordinary items | $6,956,000 | 1,465 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,956,000 | 1,464 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,956,000 | 1,465 |
| Net charge-offs | $1,184,000 | 375 |
| Cash dividends | $2,821,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,470,290 | 1,402 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $38,877,000 | 692 |
| Total interest expense | $3,911,000 | 584 |
| Net interest income | $34,966,000 | 706 |
| Provision for loan and lease losses | $850,000 | 696 |
| Total noninterest income | $2,440,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $223,000 | 2,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,217,000 | 1,298 |
| Total noninterest expense | $28,945,000 | 689 |
| Salaries and employee benefits | $19,066,000 | 604 |
| Premises and equipment expense | $3,106,000 | 649 |
| Additional noninterest expense | $2,217,000 | 1,298 |
| Pre-tax net operating income | $7,611,000 | 1,255 |
| Securities gains (losses) | $-896,000 | 4,552 |
| Applicable income taxes | $1,553,000 | 1,039 |
| Income before extraordinary items | $5,162,000 | 1,445 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,162,000 | 1,444 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,162,000 | 1,445 |
| Net charge-offs | $834,000 | 337 |
| Cash dividends | $2,821,000 | 891 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,869,840 | 1,336 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $24,085,000 | 707 |
| Total interest expense | $1,702,000 | 686 |
| Net interest income | $22,383,000 | 708 |
| Provision for loan and lease losses | $500,000 | 683 |
| Total noninterest income | $1,845,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $162,000 | 2,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,683,000 | 1,224 |
| Total noninterest expense | $18,643,000 | 693 |
| Salaries and employee benefits | $12,352,000 | 607 |
| Premises and equipment expense | $2,066,000 | 648 |
| Additional noninterest expense | $4,225,000 | 890 |
| Pre-tax net operating income | $5,085,000 | 1,197 |
| Securities gains (losses) | $-780,000 | 4,607 |
| Applicable income taxes | $1,025,000 | 1,002 |
| Income before extraordinary items | $3,280,000 | 1,428 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,280,000 | 1,427 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,280,000 | 1,428 |
| Net charge-offs | $577,000 | 312 |
| Cash dividends | $2,821,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,896,200 | 1,277 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $11,387,000 | 718 |
| Total interest expense | $646,000 | 849 |
| Net interest income | $10,741,000 | 713 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $869,000 | 1,502 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $74,000 | 2,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $795,000 | 1,253 |
| Total noninterest expense | $9,083,000 | 714 |
| Salaries and employee benefits | $6,032,000 | 622 |
| Premises and equipment expense | $1,053,000 | 642 |
| Additional noninterest expense | $1,998,000 | 920 |
| Pre-tax net operating income | $2,527,000 | 1,147 |
| Securities gains (losses) | $-145,000 | 4,570 |
| Applicable income taxes | $571,000 | 903 |
| Income before extraordinary items | $1,811,000 | 1,283 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,811,000 | 1,282 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,811,000 | 1,283 |
| Net charge-offs | $328,000 | 283 |
| Cash dividends | $2,244,000 | 433 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,925,550 | 1,244 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $44,288,000 | 750 |
| Total interest expense | $3,263,000 | 840 |
| Net interest income | $41,025,000 | 747 |
| Provision for loan and lease losses | $1,180,000 | 512 |
| Total noninterest income | $3,337,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $262,000 | 2,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,075,000 | 1,464 |
| Total noninterest expense | $35,919,000 | 715 |
| Salaries and employee benefits | $23,217,000 | 632 |
| Premises and equipment expense | $3,886,000 | 682 |
| Additional noninterest expense | $8,816,000 | 868 |
| Pre-tax net operating income | $7,263,000 | 1,588 |
| Securities gains (losses) | $708,000 | 278 |
| Applicable income taxes | $1,732,000 | 1,197 |
| Income before extraordinary items | $6,239,000 | 1,620 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,239,000 | 1,620 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,239,000 | 1,620 |
| Net charge-offs | $1,098,000 | 395 |
| Cash dividends | $5,894,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,679,680 | 1,696 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $33,090,000 | 763 |
| Total interest expense | $2,621,000 | 837 |
| Net interest income | $30,469,000 | 763 |
| Provision for loan and lease losses | $1,180,000 | 370 |
| Total noninterest income | $2,252,000 | 1,849 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $180,000 | 2,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,072,000 | 1,630 |
| Total noninterest expense | $25,160,000 | 770 |
| Salaries and employee benefits | $16,284,000 | 677 |
| Premises and equipment expense | $2,885,000 | 705 |
| Additional noninterest expense | $5,991,000 | 940 |
| Pre-tax net operating income | $6,381,000 | 1,478 |
| Securities gains (losses) | $334,000 | 426 |
| Applicable income taxes | $1,581,000 | 1,113 |
| Income before extraordinary items | $5,134,000 | 1,577 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,134,000 | 1,577 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,134,000 | 1,577 |
| Net charge-offs | $881,000 | 358 |
| Cash dividends | $5,323,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,870,140 | 1,617 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $21,897,000 | 764 |
| Total interest expense | $1,855,000 | 827 |
| Net interest income | $20,042,000 | 765 |
| Provision for loan and lease losses | $1,180,000 | 267 |
| Total noninterest income | $1,565,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $98,000 | 2,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,467,000 | 1,534 |
| Total noninterest expense | $16,488,000 | 778 |
| Salaries and employee benefits | $10,608,000 | 689 |
| Premises and equipment expense | $1,893,000 | 707 |
| Additional noninterest expense | $3,987,000 | 932 |
| Pre-tax net operating income | $3,939,000 | 1,546 |
| Securities gains (losses) | $357,000 | 344 |
| Applicable income taxes | $1,031,000 | 1,127 |
| Income before extraordinary items | $3,265,000 | 1,613 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,265,000 | 1,613 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,265,000 | 1,613 |
| Net charge-offs | $656,000 | 336 |
| Cash dividends | $2,872,000 | 647 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,982,970 | 1,688 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $10,785,000 | 775 |
| Total interest expense | $981,000 | 825 |
| Net interest income | $9,804,000 | 772 |
| Provision for loan and lease losses | $735,000 | 254 |
| Total noninterest income | $831,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $45,000 | 2,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $786,000 | 1,489 |
| Total noninterest expense | $7,948,000 | 787 |
| Salaries and employee benefits | $5,213,000 | 697 |
| Premises and equipment expense | $921,000 | 731 |
| Additional noninterest expense | $1,814,000 | 980 |
| Pre-tax net operating income | $1,952,000 | 1,555 |
| Securities gains (losses) | $284,000 | 277 |
| Applicable income taxes | $532,000 | 1,091 |
| Income before extraordinary items | $1,704,000 | 1,575 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,704,000 | 1,575 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,704,000 | 1,575 |
| Net charge-offs | $333,000 | 325 |
| Cash dividends | $2,414,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,479,640 | 1,698 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $42,448,000 | 790 |
| Total interest expense | $6,335,000 | 758 |
| Net interest income | $36,113,000 | 800 |
| Provision for loan and lease losses | $5,167,000 | 557 |
| Total noninterest income | $4,922,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $287,000 | 2,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,635,000 | 1,076 |
| Total noninterest expense | $31,165,000 | 783 |
| Salaries and employee benefits | $20,476,000 | 700 |
| Premises and equipment expense | $3,583,000 | 726 |
| Additional noninterest expense | $7,106,000 | 976 |
| Pre-tax net operating income | $4,703,000 | 1,860 |
| Securities gains (losses) | $830,000 | 429 |
| Applicable income taxes | $932,000 | 1,480 |
| Income before extraordinary items | $4,601,000 | 1,738 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,601,000 | 1,738 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,601,000 | 1,738 |
| Net charge-offs | $1,288,000 | 551 |
| Cash dividends | $278,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,912,100 | 1,904 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $31,301,000 | 810 |
| Total interest expense | $5,257,000 | 733 |
| Net interest income | $26,044,000 | 821 |
| Provision for loan and lease losses | $3,903,000 | 595 |
| Total noninterest income | $3,561,000 | 1,274 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $230,000 | 2,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,331,000 | 1,071 |
| Total noninterest expense | $22,650,000 | 800 |
| Salaries and employee benefits | $14,794,000 | 711 |
| Premises and equipment expense | $2,634,000 | 731 |
| Additional noninterest expense | $5,222,000 | 975 |
| Pre-tax net operating income | $3,052,000 | 2,023 |
| Securities gains (losses) | $445,000 | 536 |
| Applicable income taxes | $580,000 | 1,622 |
| Income before extraordinary items | $2,917,000 | 1,936 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,917,000 | 1,935 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,917,000 | 1,936 |
| Net charge-offs | $701,000 | 620 |
| Cash dividends | $278,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,547,650 | 2,065 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $20,792,000 | 820 |
| Total interest expense | $4,002,000 | 692 |
| Net interest income | $16,790,000 | 837 |
| Provision for loan and lease losses | $2,613,000 | 601 |
| Total noninterest income | $2,277,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $161,000 | 2,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,116,000 | 1,046 |
| Total noninterest expense | $14,489,000 | 815 |
| Salaries and employee benefits | $9,543,000 | 734 |
| Premises and equipment expense | $1,727,000 | 742 |
| Additional noninterest expense | $3,219,000 | 1,033 |
| Pre-tax net operating income | $1,965,000 | 2,027 |
| Securities gains (losses) | $420,000 | 410 |
| Applicable income taxes | $388,000 | 1,553 |
| Income before extraordinary items | $1,997,000 | 1,853 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,997,000 | 1,854 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,997,000 | 1,854 |
| Net charge-offs | $531,000 | 569 |
| Cash dividends | $278,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,644,200 | 2,061 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $10,563,000 | 804 |
| Total interest expense | $2,594,000 | 624 |
| Net interest income | $7,969,000 | 865 |
| Provision for loan and lease losses | $1,200,000 | 543 |
| Total noninterest income | $1,341,000 | 1,068 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $100,000 | 2,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,241,000 | 839 |
| Total noninterest expense | $7,283,000 | 821 |
| Salaries and employee benefits | $4,729,000 | 743 |
| Premises and equipment expense | $860,000 | 756 |
| Additional noninterest expense | $1,694,000 | 1,011 |
| Pre-tax net operating income | $827,000 | 2,111 |
| Securities gains (losses) | $34,000 | 969 |
| Applicable income taxes | $131,000 | 1,737 |
| Income before extraordinary items | $730,000 | 2,109 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $730,000 | 2,108 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $730,000 | 2,109 |
| Net charge-offs | $156,000 | 710 |
| Cash dividends | $278,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $701,100 | 2,133 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $39,024,000 | 872 |
| Total interest expense | $11,366,000 | 617 |
| Net interest income | $27,658,000 | 967 |
| Provision for loan and lease losses | $1,759,000 | 582 |
| Total noninterest income | $3,063,000 | 1,548 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $392,000 | 2,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,671,000 | 1,294 |
| Total noninterest expense | $26,701,000 | 862 |
| Salaries and employee benefits | $15,852,000 | 829 |
| Premises and equipment expense | $3,445,000 | 734 |
| Additional noninterest expense | $7,404,000 | 920 |
| Pre-tax net operating income | $2,261,000 | 2,879 |
| Securities gains (losses) | $1,718,000 | 163 |
| Applicable income taxes | $618,000 | 1,813 |
| Income before extraordinary items | $3,361,000 | 2,133 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,361,000 | 2,135 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,361,000 | 2,135 |
| Net charge-offs | $36,000 | 2,824 |
| Cash dividends | $811,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,917,880 | 2,915 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $28,591,000 | 892 |
| Total interest expense | $8,486,000 | 625 |
| Net interest income | $20,105,000 | 990 |
| Provision for loan and lease losses | $1,409,000 | 525 |
| Total noninterest income | $2,207,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $282,000 | 2,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,925,000 | 1,319 |
| Total noninterest expense | $19,454,000 | 882 |
| Salaries and employee benefits | $11,360,000 | 850 |
| Premises and equipment expense | $2,496,000 | 759 |
| Additional noninterest expense | $5,598,000 | 899 |
| Pre-tax net operating income | $1,449,000 | 3,148 |
| Securities gains (losses) | $1,175,000 | 176 |
| Applicable income taxes | $415,000 | 1,960 |
| Income before extraordinary items | $2,209,000 | 2,381 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,209,000 | 2,382 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,209,000 | 2,382 |
| Net charge-offs | $-57,000 | 4,851 |
| Cash dividends | $444,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,222,000 | 3,198 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $18,515,000 | 913 |
| Total interest expense | $5,432,000 | 633 |
| Net interest income | $13,083,000 | 1,012 |
| Provision for loan and lease losses | $709,000 | 641 |
| Total noninterest income | $1,209,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $176,000 | 2,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,033,000 | 1,465 |
| Total noninterest expense | $13,005,000 | 873 |
| Salaries and employee benefits | $7,448,000 | 859 |
| Premises and equipment expense | $1,637,000 | 777 |
| Additional noninterest expense | $3,920,000 | 866 |
| Pre-tax net operating income | $578,000 | 3,811 |
| Securities gains (losses) | $1,114,000 | 141 |
| Applicable income taxes | $309,000 | 1,830 |
| Income before extraordinary items | $1,383,000 | 2,437 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,383,000 | 2,437 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,383,000 | 2,437 |
| Net charge-offs | $-9,000 | 4,454 |
| Cash dividends | $267,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $469,520 | 3,921 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $9,164,000 | 918 |
| Total interest expense | $2,562,000 | 655 |
| Net interest income | $6,602,000 | 1,003 |
| Provision for loan and lease losses | $252,000 | 781 |
| Total noninterest income | $527,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $80,000 | 2,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 1,561 |
| Total noninterest expense | $6,274,000 | 894 |
| Salaries and employee benefits | $3,962,000 | 816 |
| Premises and equipment expense | $719,000 | 895 |
| Additional noninterest expense | $1,593,000 | 1,025 |
| Pre-tax net operating income | $603,000 | 2,810 |
| Securities gains (losses) | $273,000 | 168 |
| Applicable income taxes | $84,000 | 2,286 |
| Income before extraordinary items | $792,000 | 2,208 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $792,000 | 2,207 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $792,000 | 2,207 |
| Net charge-offs | $-4,000 | 4,334 |
| Cash dividends | $112,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $546,300 | 2,755 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $34,652,000 | 913 |
| Total interest expense | $7,884,000 | 642 |
| Net interest income | $26,768,000 | 974 |
| Provision for loan and lease losses | $825,000 | 1,033 |
| Total noninterest income | $1,822,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $321,000 | 2,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,501,000 | 1,800 |
| Total noninterest expense | $25,678,000 | 860 |
| Salaries and employee benefits | $17,385,000 | 731 |
| Premises and equipment expense | $2,385,000 | 1,020 |
| Additional noninterest expense | $5,908,000 | 1,095 |
| Pre-tax net operating income | $2,087,000 | 3,071 |
| Securities gains (losses) | $4,712,000 | 33 |
| Applicable income taxes | $1,368,000 | 1,118 |
| Income before extraordinary items | $5,431,000 | 1,476 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,431,000 | 1,475 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,431,000 | 1,475 |
| Net charge-offs | $417,000 | 1,080 |
| Cash dividends | $1,686,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,661,400 | 3,209 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $25,889,000 | 901 |
| Total interest expense | $5,633,000 | 636 |
| Net interest income | $20,256,000 | 961 |
| Provision for loan and lease losses | $772,000 | 802 |
| Total noninterest income | $1,315,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $252,000 | 2,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,063,000 | 1,868 |
| Total noninterest expense | $19,172,000 | 859 |
| Salaries and employee benefits | $13,478,000 | 707 |
| Premises and equipment expense | $1,608,000 | 1,098 |
| Additional noninterest expense | $4,086,000 | 1,164 |
| Pre-tax net operating income | $1,627,000 | 3,063 |
| Securities gains (losses) | $4,667,000 | 28 |
| Applicable income taxes | $1,239,000 | 1,017 |
| Income before extraordinary items | $5,055,000 | 1,261 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,055,000 | 1,259 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,055,000 | 1,260 |
| Net charge-offs | $420,000 | 808 |
| Cash dividends | $1,222,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,321,400 | 3,179 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $17,157,000 | 891 |
| Total interest expense | $3,540,000 | 624 |
| Net interest income | $13,617,000 | 949 |
| Provision for loan and lease losses | $502,000 | 812 |
| Total noninterest income | $742,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $162,000 | 2,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $580,000 | 2,108 |
| Total noninterest expense | $10,040,000 | 1,066 |
| Salaries and employee benefits | $6,313,000 | 975 |
| Premises and equipment expense | $1,098,000 | 1,083 |
| Additional noninterest expense | $2,629,000 | 1,188 |
| Pre-tax net operating income | $3,817,000 | 1,257 |
| Securities gains (losses) | $798,000 | 82 |
| Applicable income taxes | $1,107,000 | 817 |
| Income before extraordinary items | $3,508,000 | 1,178 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,508,000 | 1,176 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,508,000 | 1,177 |
| Net charge-offs | $109,000 | 1,270 |
| Cash dividends | $862,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,877,580 | 1,384 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $8,445,000 | 897 |
| Total interest expense | $1,606,000 | 642 |
| Net interest income | $6,839,000 | 944 |
| Provision for loan and lease losses | $200,000 | 934 |
| Total noninterest income | $364,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $79,000 | 2,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 2,084 |
| Total noninterest expense | $4,754,000 | 1,111 |
| Salaries and employee benefits | $2,991,000 | 1,038 |
| Premises and equipment expense | $568,000 | 1,066 |
| Additional noninterest expense | $1,195,000 | 1,287 |
| Pre-tax net operating income | $2,249,000 | 1,087 |
| Securities gains (losses) | $798,000 | 54 |
| Applicable income taxes | $742,000 | 654 |
| Income before extraordinary items | $2,305,000 | 949 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,305,000 | 949 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,305,000 | 949 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $171,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,674,580 | 1,198 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $30,260,000 | 951 |
| Total interest expense | $4,782,000 | 710 |
| Net interest income | $25,478,000 | 996 |
| Provision for loan and lease losses | $225,000 | 2,262 |
| Total noninterest income | $1,515,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $318,000 | 2,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,197,000 | 2,067 |
| Total noninterest expense | $19,643,000 | 1,066 |
| Salaries and employee benefits | $12,213,000 | 985 |
| Premises and equipment expense | $2,029,000 | 1,155 |
| Additional noninterest expense | $5,401,000 | 1,180 |
| Pre-tax net operating income | $7,125,000 | 1,292 |
| Securities gains (losses) | $2,224,000 | 87 |
| Applicable income taxes | $3,795,000 | 805 |
| Income before extraordinary items | $5,554,000 | 1,245 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,554,000 | 1,245 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,554,000 | 1,245 |
| Net charge-offs | $-8,000 | 4,751 |
| Cash dividends | $1,933,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,130,640 | 1,554 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $22,321,000 | 964 |
| Total interest expense | $3,358,000 | 738 |
| Net interest income | $18,963,000 | 1,001 |
| Provision for loan and lease losses | $50,000 | 3,230 |
| Total noninterest income | $1,162,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $242,000 | 2,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $920,000 | 2,078 |
| Total noninterest expense | $13,588,000 | 1,149 |
| Salaries and employee benefits | $8,830,000 | 1,016 |
| Premises and equipment expense | $1,479,000 | 1,197 |
| Additional noninterest expense | $3,279,000 | 1,390 |
| Pre-tax net operating income | $6,487,000 | 1,135 |
| Securities gains (losses) | $1,179,000 | 115 |
| Applicable income taxes | $2,685,000 | 752 |
| Income before extraordinary items | $4,981,000 | 1,158 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,981,000 | 1,158 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,981,000 | 1,158 |
| Net charge-offs | $-5,000 | 4,560 |
| Cash dividends | $1,437,000 | 1,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,214,650 | 1,306 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $14,637,000 | 974 |
| Total interest expense | $2,126,000 | 751 |
| Net interest income | $12,511,000 | 1,006 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $854,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $165,000 | 2,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $689,000 | 1,949 |
| Total noninterest expense | $8,911,000 | 1,168 |
| Salaries and employee benefits | $5,720,000 | 1,050 |
| Premises and equipment expense | $988,000 | 1,187 |
| Additional noninterest expense | $2,203,000 | 1,381 |
| Pre-tax net operating income | $4,454,000 | 1,089 |
| Securities gains (losses) | $660,000 | 121 |
| Applicable income taxes | $1,789,000 | 724 |
| Income before extraordinary items | $3,325,000 | 1,143 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,325,000 | 1,143 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,325,000 | 1,143 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $981,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,896,000 | 1,261 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,256,000 | 978 |
| Total interest expense | $1,024,000 | 758 |
| Net interest income | $6,232,000 | 1,004 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $369,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $82,000 | 2,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 2,152 |
| Total noninterest expense | $4,240,000 | 1,222 |
| Salaries and employee benefits | $2,689,000 | 1,119 |
| Premises and equipment expense | $493,000 | 1,217 |
| Additional noninterest expense | $1,058,000 | 1,424 |
| Pre-tax net operating income | $2,361,000 | 1,023 |
| Securities gains (losses) | $427,000 | 104 |
| Applicable income taxes | $984,000 | 665 |
| Income before extraordinary items | $1,804,000 | 1,046 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,804,000 | 1,046 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,804,000 | 1,046 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $440,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,526,450 | 1,182 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $28,823,000 | 949 |
| Total interest expense | $4,444,000 | 663 |
| Net interest income | $24,379,000 | 998 |
| Provision for loan and lease losses | $200,000 | 2,434 |
| Total noninterest income | $1,635,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $311,000 | 2,884 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,324,000 | 2,053 |
| Total noninterest expense | $17,620,000 | 1,167 |
| Salaries and employee benefits | $10,625,000 | 1,093 |
| Premises and equipment expense | $1,985,000 | 1,184 |
| Additional noninterest expense | $5,010,000 | 1,256 |
| Pre-tax net operating income | $8,194,000 | 1,084 |
| Securities gains (losses) | $828,000 | 286 |
| Applicable income taxes | $3,154,000 | 752 |
| Income before extraordinary items | $5,868,000 | 1,222 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,868,000 | 1,221 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,868,000 | 1,221 |
| Net charge-offs | $-70,000 | 5,437 |
| Cash dividends | $1,629,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,329,800 | 1,283 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $21,461,000 | 950 |
| Total interest expense | $3,379,000 | 655 |
| Net interest income | $18,082,000 | 1,005 |
| Provision for loan and lease losses | $375,000 | 1,401 |
| Total noninterest income | $1,184,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $229,000 | 2,926 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $955,000 | 2,103 |
| Total noninterest expense | $12,839,000 | 1,195 |
| Salaries and employee benefits | $7,681,000 | 1,125 |
| Premises and equipment expense | $1,484,000 | 1,202 |
| Additional noninterest expense | $3,674,000 | 1,285 |
| Pre-tax net operating income | $6,052,000 | 1,114 |
| Securities gains (losses) | $738,000 | 269 |
| Applicable income taxes | $2,389,000 | 770 |
| Income before extraordinary items | $4,401,000 | 1,237 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,401,000 | 1,237 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,401,000 | 1,237 |
| Net charge-offs | $-64,000 | 5,445 |
| Cash dividends | $1,116,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,921,300 | 1,316 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $14,284,000 | 950 |
| Total interest expense | $2,297,000 | 641 |
| Net interest income | $11,987,000 | 1,011 |
| Provision for loan and lease losses | $318,000 | 1,196 |
| Total noninterest income | $716,000 | 2,521 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $153,000 | 2,920 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $563,000 | 2,228 |
| Total noninterest expense | $8,558,000 | 1,198 |
| Salaries and employee benefits | $5,142,000 | 1,127 |
| Premises and equipment expense | $1,035,000 | 1,149 |
| Additional noninterest expense | $2,381,000 | 1,323 |
| Pre-tax net operating income | $3,827,000 | 1,151 |
| Securities gains (losses) | $287,000 | 439 |
| Applicable income taxes | $1,424,000 | 822 |
| Income before extraordinary items | $2,690,000 | 1,326 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,690,000 | 1,326 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,690,000 | 1,326 |
| Net charge-offs | $-42,000 | 5,454 |
| Cash dividends | $671,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,503,450 | 1,356 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $7,104,000 | 949 |
| Total interest expense | $1,166,000 | 636 |
| Net interest income | $5,938,000 | 1,012 |
| Provision for loan and lease losses | $163,000 | 1,102 |
| Total noninterest income | $303,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $75,000 | 2,940 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $228,000 | 2,453 |
| Total noninterest expense | $4,216,000 | 1,219 |
| Salaries and employee benefits | $2,549,000 | 1,140 |
| Premises and equipment expense | $528,000 | 1,128 |
| Additional noninterest expense | $1,139,000 | 1,357 |
| Pre-tax net operating income | $1,862,000 | 1,150 |
| Securities gains (losses) | $2,000 | 1,894 |
| Applicable income taxes | $658,000 | 855 |
| Income before extraordinary items | $1,206,000 | 1,406 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,206,000 | 1,407 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,206,000 | 1,408 |
| Net charge-offs | $-39,000 | 5,664 |
| Cash dividends | $310,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,204,700 | 1,372 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $28,072,000 | 927 |
| Total interest expense | $4,606,000 | 601 |
| Net interest income | $23,466,000 | 983 |
| Provision for loan and lease losses | $630,000 | 1,139 |
| Total noninterest income | $1,463,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $303,000 | 3,015 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,160,000 | 2,188 |
| Total noninterest expense | $17,065,000 | 1,181 |
| Salaries and employee benefits | $10,179,000 | 1,098 |
| Premises and equipment expense | $2,050,000 | 1,149 |
| Additional noninterest expense | $4,836,000 | 1,307 |
| Pre-tax net operating income | $7,234,000 | 1,168 |
| Securities gains (losses) | $477,000 | 368 |
| Applicable income taxes | $2,675,000 | 820 |
| Income before extraordinary items | $5,036,000 | 1,347 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,036,000 | 1,347 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,036,000 | 1,347 |
| Net charge-offs | $229,000 | 1,860 |
| Cash dividends | $1,643,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,725,950 | 1,384 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $21,082,000 | 927 |
| Total interest expense | $3,458,000 | 606 |
| Net interest income | $17,624,000 | 988 |
| Provision for loan and lease losses | $450,000 | 1,115 |
| Total noninterest income | $1,134,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $225,000 | 3,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $909,000 | 2,147 |
| Total noninterest expense | $12,647,000 | 1,198 |
| Salaries and employee benefits | $7,504,000 | 1,132 |
| Premises and equipment expense | $1,553,000 | 1,161 |
| Additional noninterest expense | $3,590,000 | 1,307 |
| Pre-tax net operating income | $5,661,000 | 1,141 |
| Securities gains (losses) | $455,000 | 326 |
| Applicable income taxes | $2,116,000 | 811 |
| Income before extraordinary items | $4,000,000 | 1,298 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,000,000 | 1,299 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,000,000 | 1,298 |
| Net charge-offs | $200,000 | 1,552 |
| Cash dividends | $1,229,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,704,250 | 1,348 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $14,085,000 | 924 |
| Total interest expense | $2,280,000 | 610 |
| Net interest income | $11,805,000 | 978 |
| Provision for loan and lease losses | $369,000 | 966 |
| Total noninterest income | $751,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $147,000 | 3,060 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $604,000 | 2,170 |
| Total noninterest expense | $8,390,000 | 1,203 |
| Salaries and employee benefits | $4,997,000 | 1,134 |
| Premises and equipment expense | $1,060,000 | 1,140 |
| Additional noninterest expense | $2,333,000 | 1,346 |
| Pre-tax net operating income | $3,797,000 | 1,128 |
| Securities gains (losses) | $212,000 | 510 |
| Applicable income taxes | $1,389,000 | 815 |
| Income before extraordinary items | $2,620,000 | 1,295 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,620,000 | 1,296 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,620,000 | 1,296 |
| Net charge-offs | $176,000 | 1,277 |
| Cash dividends | $815,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,482,200 | 1,314 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,071,000 | 910 |
| Total interest expense | $1,130,000 | 618 |
| Net interest income | $5,941,000 | 964 |
| Provision for loan and lease losses | $192,000 | 934 |
| Total noninterest income | $314,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $69,000 | 3,159 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $245,000 | 2,379 |
| Total noninterest expense | $4,179,000 | 1,217 |
| Salaries and employee benefits | $2,478,000 | 1,145 |
| Premises and equipment expense | $549,000 | 1,105 |
| Additional noninterest expense | $1,152,000 | 1,336 |
| Pre-tax net operating income | $1,884,000 | 1,111 |
| Securities gains (losses) | $37,000 | 984 |
| Applicable income taxes | $681,000 | 820 |
| Income before extraordinary items | $1,240,000 | 1,332 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,240,000 | 1,333 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,240,000 | 1,334 |
| Net charge-offs | $216,000 | 681 |
| Cash dividends | $443,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,215,950 | 1,312 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $27,849,000 | 911 |
| Total interest expense | $4,753,000 | 599 |
| Net interest income | $23,096,000 | 964 |
| Provision for loan and lease losses | $477,000 | 1,516 |
| Total noninterest income | $1,217,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $302,000 | 3,193 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $915,000 | 2,448 |
| Total noninterest expense | $16,591,000 | 1,202 |
| Salaries and employee benefits | $9,656,000 | 1,126 |
| Premises and equipment expense | $2,093,000 | 1,144 |
| Additional noninterest expense | $4,842,000 | 1,335 |
| Pre-tax net operating income | $7,245,000 | 1,121 |
| Securities gains (losses) | $890,000 | 238 |
| Applicable income taxes | $2,860,000 | 750 |
| Income before extraordinary items | $5,275,000 | 1,237 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,275,000 | 1,234 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,275,000 | 1,236 |
| Net charge-offs | $366,000 | 1,811 |
| Cash dividends | $1,814,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,696,500 | 1,353 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $20,760,000 | 916 |
| Total interest expense | $3,611,000 | 600 |
| Net interest income | $17,149,000 | 977 |
| Provision for loan and lease losses | $381,000 | 1,420 |
| Total noninterest income | $858,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $228,000 | 3,210 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $630,000 | 2,580 |
| Total noninterest expense | $12,470,000 | 1,211 |
| Salaries and employee benefits | $7,164,000 | 1,141 |
| Premises and equipment expense | $1,555,000 | 1,160 |
| Additional noninterest expense | $3,751,000 | 1,296 |
| Pre-tax net operating income | $5,156,000 | 1,183 |
| Securities gains (losses) | $663,000 | 230 |
| Applicable income taxes | $2,022,000 | 798 |
| Income before extraordinary items | $3,797,000 | 1,276 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,797,000 | 1,274 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,797,000 | 1,275 |
| Net charge-offs | $326,000 | 1,525 |
| Cash dividends | $1,399,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,366,050 | 1,405 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $13,685,000 | 918 |
| Total interest expense | $2,417,000 | 603 |
| Net interest income | $11,268,000 | 990 |
| Provision for loan and lease losses | $138,000 | 2,006 |
| Total noninterest income | $555,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $151,000 | 3,211 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $404,000 | 2,614 |
| Total noninterest expense | $8,476,000 | 1,185 |
| Salaries and employee benefits | $4,735,000 | 1,152 |
| Premises and equipment expense | $1,056,000 | 1,153 |
| Additional noninterest expense | $2,685,000 | 1,203 |
| Pre-tax net operating income | $3,209,000 | 1,230 |
| Securities gains (losses) | $488,000 | 232 |
| Applicable income taxes | $1,285,000 | 795 |
| Income before extraordinary items | $2,412,000 | 1,302 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,412,000 | 1,302 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,412,000 | 1,303 |
| Net charge-offs | $246,000 | 1,418 |
| Cash dividends | $1,045,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,094,800 | 1,443 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,812,000 | 932 |
| Total interest expense | $1,200,000 | 616 |
| Net interest income | $5,612,000 | 987 |
| Provision for loan and lease losses | $96,000 | 1,644 |
| Total noninterest income | $288,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $74,000 | 3,229 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $214,000 | 2,455 |
| Total noninterest expense | $4,014,000 | 1,261 |
| Salaries and employee benefits | $2,295,000 | 1,195 |
| Premises and equipment expense | $531,000 | 1,172 |
| Additional noninterest expense | $1,188,000 | 1,339 |
| Pre-tax net operating income | $1,790,000 | 1,075 |
| Securities gains (losses) | $115,000 | 394 |
| Applicable income taxes | $676,000 | 737 |
| Income before extraordinary items | $1,229,000 | 1,231 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,229,000 | 1,232 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,229,000 | 1,232 |
| Net charge-offs | $-30,000 | 6,166 |
| Cash dividends | $425,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,154,250 | 1,284 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $26,874,000 | 943 |
| Total interest expense | $5,350,000 | 608 |
| Net interest income | $21,524,000 | 1,018 |
| Provision for loan and lease losses | $596,000 | 1,663 |
| Total noninterest income | $1,295,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $302,000 | 3,344 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $993,000 | 2,394 |
| Total noninterest expense | $14,395,000 | 1,374 |
| Salaries and employee benefits | $7,960,000 | 1,335 |
| Premises and equipment expense | $1,652,000 | 1,434 |
| Additional noninterest expense | $4,783,000 | 1,396 |
| Pre-tax net operating income | $7,828,000 | 984 |
| Securities gains (losses) | $1,420,000 | 173 |
| Applicable income taxes | $3,216,000 | 632 |
| Income before extraordinary items | $6,032,000 | 1,029 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,032,000 | 1,031 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,032,000 | 1,031 |
| Net charge-offs | $467,000 | 2,082 |
| Cash dividends | $1,576,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,109,000 | 1,177 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $20,156,000 | 947 |
| Total interest expense | $4,075,000 | 611 |
| Net interest income | $16,081,000 | 1,028 |
| Provision for loan and lease losses | $492,000 | 1,536 |
| Total noninterest income | $921,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $222,000 | 3,402 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $699,000 | 2,511 |
| Total noninterest expense | $11,441,000 | 1,308 |
| Salaries and employee benefits | $6,795,000 | 1,201 |
| Premises and equipment expense | $1,192,000 | 1,513 |
| Additional noninterest expense | $3,454,000 | 1,432 |
| Pre-tax net operating income | $5,069,000 | 1,126 |
| Securities gains (losses) | $695,000 | 301 |
| Applicable income taxes | $1,975,000 | 747 |
| Income before extraordinary items | $3,789,000 | 1,224 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,789,000 | 1,224 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,789,000 | 1,226 |
| Net charge-offs | $267,000 | 2,233 |
| Cash dividends | $1,234,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,330,300 | 1,336 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $13,388,000 | 948 |
| Total interest expense | $2,763,000 | 616 |
| Net interest income | $10,625,000 | 1,026 |
| Provision for loan and lease losses | $392,000 | 1,401 |
| Total noninterest income | $702,000 | 2,757 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $143,000 | 3,432 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $559,000 | 2,322 |
| Total noninterest expense | $7,521,000 | 1,329 |
| Salaries and employee benefits | $4,413,000 | 1,216 |
| Premises and equipment expense | $824,000 | 1,459 |
| Additional noninterest expense | $2,284,000 | 1,431 |
| Pre-tax net operating income | $3,414,000 | 1,099 |
| Securities gains (losses) | $573,000 | 326 |
| Applicable income taxes | $1,341,000 | 735 |
| Income before extraordinary items | $2,646,000 | 1,151 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,646,000 | 1,153 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,646,000 | 1,154 |
| Net charge-offs | $106,000 | 2,701 |
| Cash dividends | $883,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,267,820 | 1,284 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,740,000 | 948 |
| Total interest expense | $1,416,000 | 621 |
| Net interest income | $5,324,000 | 1,020 |
| Provision for loan and lease losses | $285,000 | 1,066 |
| Total noninterest income | $346,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $72,000 | 3,408 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $274,000 | 2,342 |
| Total noninterest expense | $3,638,000 | 1,374 |
| Salaries and employee benefits | $2,107,000 | 1,275 |
| Premises and equipment expense | $415,000 | 1,466 |
| Additional noninterest expense | $1,116,000 | 1,454 |
| Pre-tax net operating income | $1,747,000 | 1,057 |
| Securities gains (losses) | $457,000 | 228 |
| Applicable income taxes | $729,000 | 683 |
| Income before extraordinary items | $1,475,000 | 1,036 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,475,000 | 1,035 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,475,000 | 1,038 |
| Net charge-offs | $100,000 | 1,892 |
| Cash dividends | $441,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,168,810 | 1,223 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $28,438,000 | 919 |
| Total interest expense | $6,787,000 | 626 |
| Net interest income | $21,651,000 | 1,019 |
| Provision for loan and lease losses | $1,902,000 | 1,108 |
| Total noninterest income | $1,144,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $299,000 | 3,491 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $845,000 | 2,601 |
| Total noninterest expense | $14,344,000 | 1,376 |
| Salaries and employee benefits | $8,549,000 | 1,230 |
| Premises and equipment expense | $1,479,000 | 1,597 |
| Additional noninterest expense | $4,316,000 | 1,560 |
| Pre-tax net operating income | $6,549,000 | 1,091 |
| Securities gains (losses) | $2,513,000 | 206 |
| Applicable income taxes | $3,051,000 | 602 |
| Income before extraordinary items | $6,011,000 | 1,004 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,011,000 | 1,004 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,011,000 | 1,004 |
| Net charge-offs | $1,731,000 | 1,293 |
| Cash dividends | $1,477,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,352,420 | 1,290 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $21,524,000 | 928 |
| Total interest expense | $5,207,000 | 645 |
| Net interest income | $16,317,000 | 1,017 |
| Provision for loan and lease losses | $1,827,000 | 916 |
| Total noninterest income | $602,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $216,000 | 3,598 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $386,000 | 3,324 |
| Total noninterest expense | $10,877,000 | 1,369 |
| Salaries and employee benefits | $6,361,000 | 1,236 |
| Premises and equipment expense | $1,091,000 | 1,631 |
| Additional noninterest expense | $3,425,000 | 1,480 |
| Pre-tax net operating income | $4,215,000 | 1,273 |
| Securities gains (losses) | $2,526,000 | 157 |
| Applicable income taxes | $2,200,000 | 644 |
| Income before extraordinary items | $4,541,000 | 1,020 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,541,000 | 1,020 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,541,000 | 1,020 |
| Net charge-offs | $1,840,000 | 973 |
| Cash dividends | $1,051,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,848,580 | 1,463 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $14,487,000 | 926 |
| Total interest expense | $3,556,000 | 654 |
| Net interest income | $10,931,000 | 1,009 |
| Provision for loan and lease losses | $1,502,000 | 795 |
| Total noninterest income | $466,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $145,000 | 3,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $321,000 | 2,982 |
| Total noninterest expense | $7,598,000 | 1,309 |
| Salaries and employee benefits | $4,285,000 | 1,223 |
| Premises and equipment expense | $766,000 | 1,551 |
| Additional noninterest expense | $2,547,000 | 1,331 |
| Pre-tax net operating income | $2,297,000 | 1,510 |
| Securities gains (losses) | $2,457,000 | 112 |
| Applicable income taxes | $1,636,000 | 599 |
| Income before extraordinary items | $3,118,000 | 977 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,118,000 | 977 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,118,000 | 977 |
| Net charge-offs | $1,527,000 | 847 |
| Cash dividends | $478,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,496,380 | 1,800 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,362,000 | 911 |
| Total interest expense | $1,842,000 | 650 |
| Net interest income | $5,520,000 | 994 |
| Provision for loan and lease losses | $1,402,000 | 472 |
| Total noninterest income | $153,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $70,000 | 3,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 3,982 |
| Total noninterest expense | $3,535,000 | 1,387 |
| Salaries and employee benefits | $2,218,000 | 1,174 |
| Premises and equipment expense | $389,000 | 1,533 |
| Additional noninterest expense | $928,000 | 1,785 |
| Pre-tax net operating income | $736,000 | 2,171 |
| Securities gains (losses) | $1,037,000 | 136 |
| Applicable income taxes | $566,000 | 792 |
| Income before extraordinary items | $1,207,000 | 1,205 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,207,000 | 1,205 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,207,000 | 1,206 |
| Net charge-offs | $1,516,000 | 493 |
| Cash dividends | $116,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $501,840 | 2,475 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $30,382,000 | 922 |
| Total interest expense | $8,333,000 | 695 |
| Net interest income | $22,049,000 | 997 |
| Provision for loan and lease losses | $903,000 | 2,554 |
| Total noninterest income | $1,054,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $328,000 | 3,421 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $726,000 | 2,585 |
| Total noninterest expense | $14,497,000 | 1,351 |
| Salaries and employee benefits | $8,672,000 | 1,144 |
| Premises and equipment expense | $1,547,000 | 1,601 |
| Additional noninterest expense | $4,278,000 | 1,597 |
| Pre-tax net operating income | $7,703,000 | 790 |
| Securities gains (losses) | $1,347,000 | 326 |
| Applicable income taxes | $3,099,000 | 568 |
| Income before extraordinary items | $5,951,000 | 842 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,951,000 | 840 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,951,000 | 842 |
| Net charge-offs | $715,000 | 2,758 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,009 |
| Net operating income | $5,061,980 | 953 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $22,792,000 | 933 |
| Total interest expense | $6,401,000 | 705 |
| Net interest income | $16,391,000 | 1,014 |
| Provision for loan and lease losses | $551,000 | 2,735 |
| Total noninterest income | $645,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $225,000 | 3,606 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $420,000 | 2,952 |
| Total noninterest expense | $9,998,000 | 1,458 |
| Salaries and employee benefits | $5,914,000 | 1,256 |
| Premises and equipment expense | $1,157,000 | 1,623 |
| Additional noninterest expense | $2,927,000 | 1,738 |
| Pre-tax net operating income | $6,487,000 | 733 |
| Securities gains (losses) | $251,000 | 1,041 |
| Applicable income taxes | $2,313,000 | 563 |
| Income before extraordinary items | $4,425,000 | 871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,425,000 | 870 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,425,000 | 871 |
| Net charge-offs | $657,000 | 2,359 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,259,340 | 856 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $15,206,000 | 945 |
| Total interest expense | $4,332,000 | 730 |
| Net interest income | $10,874,000 | 1,018 |
| Provision for loan and lease losses | $351,000 | 2,766 |
| Total noninterest income | $411,000 | 3,504 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $156,000 | 3,512 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $255,000 | 3,133 |
| Total noninterest expense | $6,445,000 | 1,526 |
| Salaries and employee benefits | $3,744,000 | 1,338 |
| Premises and equipment expense | $815,000 | 1,547 |
| Additional noninterest expense | $1,886,000 | 1,814 |
| Pre-tax net operating income | $4,489,000 | 699 |
| Securities gains (losses) | $145,000 | 899 |
| Applicable income taxes | $1,593,000 | 530 |
| Income before extraordinary items | $3,041,000 | 817 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,041,000 | 816 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,041,000 | 817 |
| Net charge-offs | $462,000 | 2,229 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,945,300 | 821 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,647,000 | 952 |
| Total interest expense | $2,176,000 | 763 |
| Net interest income | $5,471,000 | 1,008 |
| Provision for loan and lease losses | $351,000 | 1,779 |
| Total noninterest income | $199,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $81,000 | 3,410 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $118,000 | 3,294 |
| Total noninterest expense | $3,035,000 | 1,635 |
| Salaries and employee benefits | $1,812,000 | 1,397 |
| Premises and equipment expense | $394,000 | 1,629 |
| Additional noninterest expense | $829,000 | 2,038 |
| Pre-tax net operating income | $2,284,000 | 694 |
| Securities gains (losses) | $59,000 | 709 |
| Applicable income taxes | $807,000 | 528 |
| Income before extraordinary items | $1,536,000 | 811 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,536,000 | 810 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,536,000 | 811 |
| Net charge-offs | $438,000 | 1,446 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,497,060 | 812 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $31,064,000 | 978 |
| Total interest expense | $10,302,000 | 785 |
| Net interest income | $20,762,000 | 1,075 |
| Provision for loan and lease losses | $175,000 | 5,499 |
| Total noninterest income | $1,180,000 | 2,941 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $313,000 | 3,548 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $867,000 | 2,389 |
| Total noninterest expense | $12,904,000 | 1,528 |
| Salaries and employee benefits | $7,182,000 | 1,366 |
| Premises and equipment expense | $1,489,000 | 1,717 |
| Additional noninterest expense | $4,233,000 | 1,695 |
| Pre-tax net operating income | $8,863,000 | 603 |
| Securities gains (losses) | $960,000 | 510 |
| Applicable income taxes | $3,317,000 | 500 |
| Income before extraordinary items | $6,506,000 | 690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,506,000 | 687 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $6,506,000 | 691 |
| Net charge-offs | $276,000 | 4,405 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,872,400 | 722 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $23,376,000 | 994 |
| Total interest expense | $7,530,000 | 852 |
| Net interest income | $15,846,000 | 1,049 |
| Provision for loan and lease losses | $175,000 | 5,086 |
| Total noninterest income | $752,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $232,000 | 3,647 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $520,000 | 2,702 |
| Total noninterest expense | $9,710,000 | 1,514 |
| Salaries and employee benefits | $5,318,000 | 1,391 |
| Premises and equipment expense | $1,126,000 | 1,734 |
| Additional noninterest expense | $3,266,000 | 1,629 |
| Pre-tax net operating income | $6,713,000 | 635 |
| Securities gains (losses) | $573,000 | 653 |
| Applicable income taxes | $2,561,000 | 488 |
| Income before extraordinary items | $4,725,000 | 733 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,725,000 | 732 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,725,000 | 733 |
| Net charge-offs | $183,000 | 4,322 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,352,550 | 750 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,590,000 | 1,009 |
| Total interest expense | $5,047,000 | 884 |
| Net interest income | $10,543,000 | 1,055 |
| Provision for loan and lease losses | $175,000 | 4,429 |
| Total noninterest income | $571,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $156,000 | 3,621 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $415,000 | 2,362 |
| Total noninterest expense | $6,342,000 | 1,556 |
| Salaries and employee benefits | $3,448,000 | 1,434 |
| Premises and equipment expense | $778,000 | 1,697 |
| Additional noninterest expense | $2,116,000 | 1,662 |
| Pre-tax net operating income | $4,597,000 | 608 |
| Securities gains (losses) | $500,000 | 479 |
| Applicable income taxes | $1,693,000 | 449 |
| Income before extraordinary items | $3,404,000 | 661 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,404,000 | 661 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,404,000 | 661 |
| Net charge-offs | $279,000 | 3,136 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,069,000 | 708 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 1,047 |
| Total interest expense | $2,553,000 | 919 |
| Net interest income | $5,104,000 | 1,101 |
| Provision for loan and lease losses | $175,000 | 3,173 |
| Total noninterest income | $161,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $78,000 | 3,626 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $83,000 | 3,837 |
| Total noninterest expense | $3,130,000 | 1,602 |
| Salaries and employee benefits | $1,699,000 | 1,478 |
| Premises and equipment expense | $384,000 | 1,769 |
| Additional noninterest expense | $1,047,000 | 1,672 |
| Pre-tax net operating income | $1,960,000 | 693 |
| Securities gains (losses) | $578,000 | 217 |
| Applicable income taxes | $870,000 | 423 |
| Income before extraordinary items | $1,668,000 | 672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,668,000 | 674 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,668,000 | 676 |
| Net charge-offs | $272,000 | 2,125 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,286,520 | 819 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $31,246,000 | 1,103 |
| Total interest expense | $12,429,000 | 951 |
| Net interest income | $18,817,000 | 1,183 |
| Provision for loan and lease losses | $728,000 | 3,982 |
| Total noninterest income | $1,791,000 | 2,281 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $310,000 | 3,822 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,481,000 | 1,661 |
| Total noninterest expense | $12,519,000 | 1,636 |
| Salaries and employee benefits | $6,963,000 | 1,451 |
| Premises and equipment expense | $1,476,000 | 1,837 |
| Additional noninterest expense | $4,080,000 | 1,823 |
| Pre-tax net operating income | $7,361,000 | 583 |
| Securities gains (losses) | $-778,000 | 7,664 |
| Applicable income taxes | $1,599,000 | 668 |
| Income before extraordinary items | $4,984,000 | 687 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,984,000 | 687 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,984,000 | 687 |
| Net charge-offs | $588,000 | 3,589 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $5,575,280 | 601 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $23,401,000 | 1,123 |
| Total interest expense | $9,652,000 | 970 |
| Net interest income | $13,749,000 | 1,220 |
| Provision for loan and lease losses | $653,000 | 3,395 |
| Total noninterest income | $1,252,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $215,000 | 3,982 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,037,000 | 1,781 |
| Total noninterest expense | $9,761,000 | 1,577 |
| Salaries and employee benefits | $5,201,000 | 1,470 |
| Premises and equipment expense | $1,127,000 | 1,819 |
| Additional noninterest expense | $3,433,000 | 1,575 |
| Pre-tax net operating income | $4,587,000 | 748 |
| Securities gains (losses) | $396,000 | 823 |
| Applicable income taxes | $1,585,000 | 561 |
| Income before extraordinary items | $3,398,000 | 803 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,398,000 | 802 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,398,000 | 804 |
| Net charge-offs | $143,000 | 4,672 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,128,720 | 859 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,564,000 | 1,151 |
| Total interest expense | $6,751,000 | 974 |
| Net interest income | $8,813,000 | 1,267 |
| Provision for loan and lease losses | $301,000 | 3,679 |
| Total noninterest income | $867,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $132,000 | 4,122 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $735,000 | 1,755 |
| Total noninterest expense | $6,491,000 | 1,598 |
| Salaries and employee benefits | $3,234,000 | 1,587 |
| Premises and equipment expense | $784,000 | 1,771 |
| Additional noninterest expense | $2,473,000 | 1,496 |
| Pre-tax net operating income | $2,888,000 | 811 |
| Securities gains (losses) | $250,000 | 877 |
| Applicable income taxes | $997,000 | 621 |
| Income before extraordinary items | $2,141,000 | 883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,141,000 | 883 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,141,000 | 883 |
| Net charge-offs | $150,000 | 3,779 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,971,000 | 931 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,795,000 | 1,166 |
| Total interest expense | $3,508,000 | 979 |
| Net interest income | $4,287,000 | 1,291 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $107,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $57,000 | 4,341 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $50,000 | 4,842 |
| Total noninterest expense | $3,124,000 | 1,615 |
| Salaries and employee benefits | $1,683,000 | 1,552 |
| Premises and equipment expense | $407,000 | 1,734 |
| Additional noninterest expense | $1,034,000 | 1,562 |
| Pre-tax net operating income | $1,270,000 | 997 |
| Securities gains (losses) | $68,000 | 1,165 |
| Applicable income taxes | $402,000 | 818 |
| Income before extraordinary items | $936,000 | 1,161 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $936,000 | 1,163 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $936,000 | 1,163 |
| Net charge-offs | $76,000 | 3,153 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $888,400 | 1,159 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $32,244,000 | 1,184 |
| Total interest expense | $16,050,000 | 1,003 |
| Net interest income | $16,194,000 | 1,374 |
| Provision for loan and lease losses | $5,768,000 | 911 |
| Total noninterest income | $1,492,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $273,000 | 4,180 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,219,000 | 1,857 |
| Total noninterest expense | $11,188,000 | 1,734 |
| Salaries and employee benefits | $6,118,000 | 1,668 |
| Premises and equipment expense | $1,426,000 | 1,918 |
| Additional noninterest expense | $3,644,000 | 1,690 |
| Pre-tax net operating income | $730,000 | 4,332 |
| Securities gains (losses) | $-5,945,000 | 8,108 |
| Applicable income taxes | $-1,248,000 | 7,782 |
| Income before extraordinary items | $-3,967,000 | 7,732 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,967,000 | 7,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,527,000 | 756 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $551,200 | 4,450 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $24,278,000 | 1,206 |
| Total interest expense | $12,210,000 | 1,025 |
| Net interest income | $12,068,000 | 1,403 |
| Provision for loan and lease losses | $1,741,000 | 1,296 |
| Total noninterest income | $1,090,000 | 2,746 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $206,000 | 4,191 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $884,000 | 1,991 |
| Total noninterest expense | $8,311,000 | 1,745 |
| Salaries and employee benefits | $4,815,000 | 1,625 |
| Premises and equipment expense | $1,023,000 | 2,001 |
| Additional noninterest expense | $2,473,000 | 1,797 |
| Pre-tax net operating income | $3,106,000 | 1,573 |
| Securities gains (losses) | $-1,783,000 | 8,028 |
| Applicable income taxes | $362,000 | 2,272 |
| Income before extraordinary items | $961,000 | 3,188 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $961,000 | 3,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $928,000 | 1,374 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,262,590 | 1,688 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,208,000 | 1,227 |
| Total interest expense | $8,142,000 | 1,076 |
| Net interest income | $8,066,000 | 1,377 |
| Provision for loan and lease losses | $641,000 | 1,628 |
| Total noninterest income | $661,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $136,000 | 4,226 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $525,000 | 2,173 |
| Total noninterest expense | $5,414,000 | 1,779 |
| Salaries and employee benefits | $3,076,000 | 1,697 |
| Premises and equipment expense | $636,000 | 2,124 |
| Additional noninterest expense | $1,702,000 | 1,719 |
| Pre-tax net operating income | $2,672,000 | 1,302 |
| Securities gains (losses) | $101,000 | 960 |
| Applicable income taxes | $746,000 | 1,172 |
| Income before extraordinary items | $2,027,000 | 1,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,027,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $518,000 | 1,280 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,953,270 | 1,392 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,139,000 | 1,247 |
| Total interest expense | $4,168,000 | 1,126 |
| Net interest income | $3,971,000 | 1,401 |
| Provision for loan and lease losses | $200,000 | 1,810 |
| Total noninterest income | $415,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $69,000 | 4,175 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $346,000 | 1,800 |
| Total noninterest expense | $2,625,000 | 1,837 |
| Salaries and employee benefits | $1,564,000 | 1,683 |
| Premises and equipment expense | $314,000 | 2,167 |
| Additional noninterest expense | $747,000 | 1,886 |
| Pre-tax net operating income | $1,561,000 | 1,211 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $360,000 | 1,281 |
| Income before extraordinary items | $1,201,000 | 1,252 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,201,000 | 1,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,201,000 | 1,215 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,859,000 | 1,292 |
| Total interest expense | $16,962,000 | 1,169 |
| Net interest income | $15,897,000 | 1,410 |
| Provision for loan and lease losses | $575,000 | 2,119 |
| Total noninterest income | $1,525,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $250,000 | 4,456 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,275,000 | 1,878 |
| Total noninterest expense | $10,160,000 | 1,817 |
| Salaries and employee benefits | $5,822,000 | 1,728 |
| Premises and equipment expense | $1,205,000 | 2,154 |
| Additional noninterest expense | $3,133,000 | 1,765 |
| Pre-tax net operating income | $6,687,000 | 1,265 |
| Securities gains (losses) | $101,000 | 605 |
| Applicable income taxes | $2,072,000 | 1,109 |
| Income before extraordinary items | $4,716,000 | 1,364 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,716,000 | 1,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $719,000 | 1,308 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,646,310 | 1,373 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,391,000 | 1,306 |
| Total interest expense | $12,517,000 | 1,186 |
| Net interest income | $11,874,000 | 1,417 |
| Provision for loan and lease losses | $575,000 | 1,391 |
| Total noninterest income | $791,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $181,000 | 4,547 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $610,000 | 2,540 |
| Total noninterest expense | $7,767,000 | 1,766 |
| Salaries and employee benefits | $4,422,000 | 1,700 |
| Premises and equipment expense | $881,000 | 2,188 |
| Additional noninterest expense | $2,464,000 | 1,654 |
| Pre-tax net operating income | $4,323,000 | 1,562 |
| Securities gains (losses) | $277,000 | 327 |
| Applicable income taxes | $1,434,000 | 1,269 |
| Income before extraordinary items | $3,166,000 | 1,601 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,166,000 | 1,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $698,000 | 845 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,974,870 | 1,689 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,052,000 | 1,335 |
| Total interest expense | $8,101,000 | 1,231 |
| Net interest income | $7,951,000 | 1,441 |
| Provision for loan and lease losses | $225,000 | 1,984 |
| Total noninterest income | $513,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $125,000 | 4,485 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $388,000 | 2,619 |
| Total noninterest expense | $4,923,000 | 1,879 |
| Salaries and employee benefits | $2,784,000 | 1,848 |
| Premises and equipment expense | $542,000 | 2,382 |
| Additional noninterest expense | $1,597,000 | 1,702 |
| Pre-tax net operating income | $3,316,000 | 1,415 |
| Securities gains (losses) | $132,000 | 369 |
| Applicable income taxes | $1,057,000 | 1,225 |
| Income before extraordinary items | $2,391,000 | 1,469 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,391,000 | 1,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,337 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,299,920 | 1,505 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,894,000 | 1,352 |
| Total interest expense | $3,935,000 | 1,253 |
| Net interest income | $3,959,000 | 1,449 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $207,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $61,000 | 4,494 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $146,000 | 3,072 |
| Total noninterest expense | $2,399,000 | 1,931 |
| Salaries and employee benefits | $1,402,000 | 1,836 |
| Premises and equipment expense | $218,000 | 2,906 |
| Additional noninterest expense | $779,000 | 1,725 |
| Pre-tax net operating income | $1,692,000 | 1,383 |
| Securities gains (losses) | $-107,000 | 8,561 |
| Applicable income taxes | $482,000 | 1,318 |
| Income before extraordinary items | $1,103,000 | 1,562 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,103,000 | 1,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 794 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,177,900 | 1,461 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,915,000 | 1,323 |
| Total interest expense | $13,347,000 | 1,262 |
| Net interest income | $16,568,000 | 1,374 |
| Provision for loan and lease losses | $325,000 | 2,629 |
| Total noninterest income | $1,381,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $243,000 | 4,564 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,138,000 | 2,040 |
| Total noninterest expense | $10,717,000 | 1,664 |
| Salaries and employee benefits | $5,794,000 | 1,683 |
| Premises and equipment expense | $926,000 | 2,653 |
| Additional noninterest expense | $3,997,000 | 1,336 |
| Pre-tax net operating income | $6,907,000 | 1,424 |
| Securities gains (losses) | $146,000 | 456 |
| Applicable income taxes | $2,050,000 | 1,304 |
| Income before extraordinary items | $5,003,000 | 1,461 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,003,000 | 1,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,899,340 | 1,468 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,069,000 | 1,338 |
| Total interest expense | $9,548,000 | 1,288 |
| Net interest income | $12,521,000 | 1,379 |
| Provision for loan and lease losses | $325,000 | 2,004 |
| Total noninterest income | $966,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $181,000 | 4,618 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $785,000 | 2,160 |
| Total noninterest expense | $8,516,000 | 1,578 |
| Salaries and employee benefits | $4,431,000 | 1,662 |
| Premises and equipment expense | $735,000 | 2,529 |
| Additional noninterest expense | $3,350,000 | 1,206 |
| Pre-tax net operating income | $4,646,000 | 1,604 |
| Securities gains (losses) | $158,000 | 359 |
| Applicable income taxes | $1,347,000 | 1,509 |
| Income before extraordinary items | $3,457,000 | 1,601 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,457,000 | 1,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,343,240 | 1,650 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,299,000 | 1,344 |
| Total interest expense | $5,988,000 | 1,305 |
| Net interest income | $8,311,000 | 1,390 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $770,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $119,000 | 4,620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $651,000 | 1,861 |
| Total noninterest expense | $4,949,000 | 1,801 |
| Salaries and employee benefits | $2,911,000 | 1,691 |
| Premises and equipment expense | $479,000 | 2,571 |
| Additional noninterest expense | $1,559,000 | 1,697 |
| Pre-tax net operating income | $4,132,000 | 1,218 |
| Securities gains (losses) | $-231,000 | 8,641 |
| Applicable income taxes | $1,239,000 | 1,165 |
| Income before extraordinary items | $2,662,000 | 1,407 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,662,000 | 1,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,819,080 | 1,317 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,058,000 | 1,338 |
| Total interest expense | $2,836,000 | 1,313 |
| Net interest income | $4,222,000 | 1,361 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $189,000 | 4,097 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 4,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $132,000 | 3,209 |
| Total noninterest expense | $2,493,000 | 1,780 |
| Salaries and employee benefits | $1,552,000 | 1,600 |
| Premises and equipment expense | $242,000 | 2,533 |
| Additional noninterest expense | $699,000 | 1,869 |
| Pre-tax net operating income | $1,918,000 | 1,295 |
| Securities gains (losses) | $-73,000 | 8,622 |
| Applicable income taxes | $589,000 | 1,219 |
| Income before extraordinary items | $1,256,000 | 1,450 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,256,000 | 1,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,305,640 | 1,379 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $26,059,000 | 1,280 |
| Total interest expense | $9,016,000 | 1,258 |
| Net interest income | $17,043,000 | 1,276 |
| Provision for loan and lease losses | $366,000 | 2,423 |
| Total noninterest income | $1,518,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $263,000 | 4,472 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,255,000 | 1,904 |
| Total noninterest expense | $10,660,000 | 1,610 |
| Salaries and employee benefits | $5,808,000 | 1,609 |
| Premises and equipment expense | $1,082,000 | 2,211 |
| Additional noninterest expense | $3,770,000 | 1,357 |
| Pre-tax net operating income | $7,535,000 | 1,262 |
| Securities gains (losses) | $354,000 | 363 |
| Applicable income taxes | $2,468,000 | 1,138 |
| Income before extraordinary items | $5,421,000 | 1,318 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,421,000 | 1,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-138,000 | 8,681 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,176,740 | 1,361 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $19,110,000 | 1,273 |
| Total interest expense | $6,394,000 | 1,253 |
| Net interest income | $12,716,000 | 1,266 |
| Provision for loan and lease losses | $1,161,000 | 664 |
| Total noninterest income | $882,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $198,000 | 4,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $684,000 | 2,354 |
| Total noninterest expense | $8,271,000 | 1,545 |
| Salaries and employee benefits | $4,428,000 | 1,570 |
| Premises and equipment expense | $789,000 | 2,248 |
| Additional noninterest expense | $3,054,000 | 1,257 |
| Pre-tax net operating income | $4,166,000 | 1,704 |
| Securities gains (losses) | $678,000 | 219 |
| Applicable income taxes | $1,602,000 | 1,314 |
| Income before extraordinary items | $3,242,000 | 1,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,242,000 | 1,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,139,000 | 448 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,787,740 | 1,839 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,637,000 | 1,238 |
| Total interest expense | $4,047,000 | 1,232 |
| Net interest income | $8,590,000 | 1,235 |
| Provision for loan and lease losses | $961,000 | 535 |
| Total noninterest income | $608,000 | 3,061 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $131,000 | 4,456 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $477,000 | 2,260 |
| Total noninterest expense | $4,765,000 | 1,745 |
| Salaries and employee benefits | $2,864,000 | 1,609 |
| Premises and equipment expense | $537,000 | 2,210 |
| Additional noninterest expense | $1,364,000 | 1,811 |
| Pre-tax net operating income | $3,472,000 | 1,351 |
| Securities gains (losses) | $75,000 | 662 |
| Applicable income taxes | $1,519,000 | 942 |
| Income before extraordinary items | $2,028,000 | 1,686 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,028,000 | 1,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,133,000 | 327 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,980,000 | 1,701 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 1,203 |
| Total interest expense | $1,952,000 | 1,211 |
| Net interest income | $4,386,000 | 1,197 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $196,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $65,000 | 4,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $131,000 | 3,236 |
| Total noninterest expense | $2,288,000 | 1,822 |
| Salaries and employee benefits | $1,349,000 | 1,708 |
| Premises and equipment expense | $262,000 | 2,255 |
| Additional noninterest expense | $677,000 | 1,819 |
| Pre-tax net operating income | $2,294,000 | 1,018 |
| Securities gains (losses) | $97,000 | 377 |
| Applicable income taxes | $818,000 | 889 |
| Income before extraordinary items | $1,573,000 | 1,096 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,573,000 | 1,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,508,980 | 1,120 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $23,861,000 | 1,183 |
| Total interest expense | $7,169,000 | 1,132 |
| Net interest income | $16,692,000 | 1,206 |
| Provision for loan and lease losses | $425,000 | 2,254 |
| Total noninterest income | $1,118,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $243,000 | 4,802 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $875,000 | 2,337 |
| Total noninterest expense | $10,266,000 | 1,589 |
| Salaries and employee benefits | $5,417,000 | 1,623 |
| Premises and equipment expense | $1,192,000 | 1,930 |
| Additional noninterest expense | $3,657,000 | 1,360 |
| Pre-tax net operating income | $7,119,000 | 1,214 |
| Securities gains (losses) | $621,000 | 392 |
| Applicable income taxes | $2,378,000 | 1,096 |
| Income before extraordinary items | $5,362,000 | 1,217 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,362,000 | 1,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,108 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,933,510 | 1,284 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,705,000 | 1,171 |
| Total interest expense | $5,265,000 | 1,133 |
| Net interest income | $12,440,000 | 1,199 |
| Provision for loan and lease losses | $300,000 | 2,260 |
| Total noninterest income | $681,000 | 3,806 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $178,000 | 4,879 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $503,000 | 2,794 |
| Total noninterest expense | $7,790,000 | 1,564 |
| Salaries and employee benefits | $4,043,000 | 1,638 |
| Premises and equipment expense | $901,000 | 1,905 |
| Additional noninterest expense | $2,846,000 | 1,299 |
| Pre-tax net operating income | $5,031,000 | 1,300 |
| Securities gains (losses) | $803,000 | 311 |
| Applicable income taxes | $1,747,000 | 1,135 |
| Income before extraordinary items | $4,087,000 | 1,209 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,087,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,524,900 | 1,345 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,740,000 | 1,171 |
| Total interest expense | $3,473,000 | 1,134 |
| Net interest income | $8,267,000 | 1,193 |
| Provision for loan and lease losses | $175,000 | 2,464 |
| Total noninterest income | $440,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $118,000 | 4,906 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $322,000 | 2,871 |
| Total noninterest expense | $5,495,000 | 1,476 |
| Salaries and employee benefits | $2,694,000 | 1,639 |
| Premises and equipment expense | $602,000 | 1,901 |
| Additional noninterest expense | $2,199,000 | 1,114 |
| Pre-tax net operating income | $3,037,000 | 1,404 |
| Securities gains (losses) | $796,000 | 256 |
| Applicable income taxes | $1,077,000 | 1,206 |
| Income before extraordinary items | $2,756,000 | 1,192 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,756,000 | 1,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,182,880 | 1,419 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,833,000 | 1,190 |
| Total interest expense | $1,730,000 | 1,157 |
| Net interest income | $4,103,000 | 1,206 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $187,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $56,000 | 4,941 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $131,000 | 3,178 |
| Total noninterest expense | $2,198,000 | 1,830 |
| Salaries and employee benefits | $1,264,000 | 1,752 |
| Premises and equipment expense | $306,000 | 1,895 |
| Additional noninterest expense | $628,000 | 1,875 |
| Pre-tax net operating income | $2,092,000 | 1,034 |
| Securities gains (losses) | $-18,000 | 8,970 |
| Applicable income taxes | $697,000 | 984 |
| Income before extraordinary items | $1,377,000 | 1,186 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,377,000 | 1,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,388,880 | 1,114 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,443,000 | 1,220 |
| Total interest expense | $7,565,000 | 1,179 |
| Net interest income | $15,878,000 | 1,217 |
| Provision for loan and lease losses | $800,000 | 1,446 |
| Total noninterest income | $853,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $251,000 | 4,748 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $602,000 | 3,246 |
| Total noninterest expense | $9,437,000 | 1,698 |
| Salaries and employee benefits | $4,925,000 | 1,742 |
| Premises and equipment expense | $1,149,000 | 1,984 |
| Additional noninterest expense | $3,363,000 | 1,469 |
| Pre-tax net operating income | $6,494,000 | 1,270 |
| Securities gains (losses) | $1,030,000 | 468 |
| Applicable income taxes | $2,325,000 | 1,136 |
| Income before extraordinary items | $5,199,000 | 1,234 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,199,000 | 1,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,841 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,488,300 | 1,345 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,661,000 | 1,241 |
| Total interest expense | $5,725,000 | 1,217 |
| Net interest income | $11,936,000 | 1,223 |
| Provision for loan and lease losses | $800,000 | 1,077 |
| Total noninterest income | $533,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $184,000 | 4,829 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $349,000 | 3,779 |
| Total noninterest expense | $6,402,000 | 1,853 |
| Salaries and employee benefits | $3,768,000 | 1,722 |
| Premises and equipment expense | $886,000 | 1,931 |
| Additional noninterest expense | $1,748,000 | 2,044 |
| Pre-tax net operating income | $5,267,000 | 1,227 |
| Securities gains (losses) | $338,000 | 893 |
| Applicable income taxes | $1,884,000 | 1,111 |
| Income before extraordinary items | $3,721,000 | 1,337 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,721,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,826 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,497,920 | 1,342 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,872,000 | 1,240 |
| Total interest expense | $3,838,000 | 1,249 |
| Net interest income | $8,034,000 | 1,211 |
| Provision for loan and lease losses | $800,000 | 760 |
| Total noninterest income | $380,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $122,000 | 4,816 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $258,000 | 3,567 |
| Total noninterest expense | $4,300,000 | 1,839 |
| Salaries and employee benefits | $2,496,000 | 1,717 |
| Premises and equipment expense | $616,000 | 1,856 |
| Additional noninterest expense | $1,188,000 | 2,018 |
| Pre-tax net operating income | $3,314,000 | 1,288 |
| Securities gains (losses) | $365,000 | 711 |
| Applicable income taxes | $1,164,000 | 1,209 |
| Income before extraordinary items | $2,515,000 | 1,315 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,515,000 | 1,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 9,024 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,266,800 | 1,355 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 1,241 |
| Total interest expense | $1,940,000 | 1,259 |
| Net interest income | $4,039,000 | 1,218 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $158,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $100,000 | 3,931 |
| Total noninterest expense | $2,025,000 | 1,934 |
| Salaries and employee benefits | $1,159,000 | 1,843 |
| Premises and equipment expense | $313,000 | 1,822 |
| Additional noninterest expense | $553,000 | 2,128 |
| Pre-tax net operating income | $2,097,000 | 1,039 |
| Securities gains (losses) | $-43,000 | 9,226 |
| Applicable income taxes | $682,000 | 1,086 |
| Income before extraordinary items | $1,372,000 | 1,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,372,000 | 1,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,005 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,400,810 | 1,103 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $24,425,000 | 1,259 |
| Total interest expense | $9,106,000 | 1,234 |
| Net interest income | $15,319,000 | 1,251 |
| Provision for loan and lease losses | $75,000 | 6,163 |
| Total noninterest income | $916,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $256,000 | 4,634 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $660,000 | 2,799 |
| Total noninterest expense | $7,903,000 | 1,905 |
| Salaries and employee benefits | $4,552,000 | 1,760 |
| Premises and equipment expense | $1,225,000 | 1,817 |
| Additional noninterest expense | $2,126,000 | 2,185 |
| Pre-tax net operating income | $8,257,000 | 1,021 |
| Securities gains (losses) | $-1,040,000 | 9,308 |
| Applicable income taxes | $2,450,000 | 1,093 |
| Income before extraordinary items | $4,767,000 | 1,319 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,767,000 | 1,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,992 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,453,400 | 1,105 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,071,000 | 1,414 |
| Total interest expense | $11,927,000 | 1,369 |
| Net interest income | $12,144,000 | 1,464 |
| Provision for loan and lease losses | $250,000 | 3,605 |
| Total noninterest income | $1,330,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $266,000 | 4,472 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,064,000 | 1,954 |
| Total noninterest expense | $7,040,000 | 2,037 |
| Salaries and employee benefits | $4,040,000 | 1,854 |
| Premises and equipment expense | $952,000 | 2,246 |
| Additional noninterest expense | $2,048,000 | 2,195 |
| Pre-tax net operating income | $6,184,000 | 1,209 |
| Securities gains (losses) | $-332,000 | 9,564 |
| Applicable income taxes | $1,800,000 | 1,283 |
| Income before extraordinary items | $4,052,000 | 1,350 |
| Extraordinary gains, net | $118,000 | 61 |
| Net income | $4,170,000 | 1,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 9,517 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,281,080 | 1,221 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,031,000 | 1,566 |
| Total interest expense | $10,970,000 | 1,567 |
| Net interest income | $11,061,000 | 1,582 |
| Provision for loan and lease losses | $75,000 | 5,850 |
| Total noninterest income | $1,635,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $254,000 | 4,486 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,381,000 | 1,476 |
| Total noninterest expense | $6,217,000 | 2,212 |
| Salaries and employee benefits | $3,721,000 | 1,931 |
| Premises and equipment expense | $811,000 | 2,543 |
| Additional noninterest expense | $1,685,000 | 2,531 |
| Pre-tax net operating income | $6,404,000 | 1,162 |
| Securities gains (losses) | $-151,000 | 9,518 |
| Applicable income taxes | $1,850,000 | 1,258 |
| Income before extraordinary items | $4,403,000 | 1,203 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,403,000 | 1,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,007 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,508,700 | 1,173 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,138,000 | 1,611 |
| Total interest expense | $9,500,000 | 1,580 |
| Net interest income | $10,638,000 | 1,637 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $1,550,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $284,000 | 4,134 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,266,000 | 1,573 |
| Total noninterest expense | $5,882,000 | 2,318 |
| Salaries and employee benefits | $3,594,000 | 1,957 |
| Premises and equipment expense | $762,000 | 2,668 |
| Additional noninterest expense | $1,526,000 | 2,818 |
| Pre-tax net operating income | $6,206,000 | 1,241 |
| Securities gains (losses) | $256,000 | 490 |
| Applicable income taxes | $2,450,000 | 1,032 |
| Income before extraordinary items | $4,012,000 | 1,347 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,012,000 | 1,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,848,160 | 1,374 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,743,000 | 1,728 |
| Total interest expense | $8,883,000 | 1,727 |
| Net interest income | $9,860,000 | 1,736 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,420,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $322,000 | 3,717 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,098,000 | 1,734 |
| Total noninterest expense | $5,745,000 | 2,273 |
| Salaries and employee benefits | $3,467,000 | 1,915 |
| Premises and equipment expense | $768,000 | 2,540 |
| Additional noninterest expense | $1,510,000 | 2,753 |
| Pre-tax net operating income | $5,535,000 | 1,358 |
| Securities gains (losses) | $163,000 | 1,011 |
| Applicable income taxes | $2,120,000 | 1,195 |
| Income before extraordinary items | $3,578,000 | 1,475 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,578,000 | 1,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 10,069 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,473,680 | 1,454 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,807,000 | 1,854 |
| Total interest expense | $8,414,000 | 1,844 |
| Net interest income | $9,393,000 | 1,856 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,252,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $371,000 | 3,434 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $881,000 | 1,899 |
| Total noninterest expense | $5,171,000 | 2,489 |
| Salaries and employee benefits | $3,117,000 | 2,116 |
| Premises and equipment expense | $692,000 | 2,775 |
| Additional noninterest expense | $1,362,000 | 2,978 |
| Pre-tax net operating income | $5,474,000 | 1,422 |
| Securities gains (losses) | $61,000 | 1,222 |
| Applicable income taxes | $2,130,000 | 1,247 |
| Income before extraordinary items | $3,405,000 | 1,584 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,405,000 | 1,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,365,960 | 1,569 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,352,000 | 2,066 |
| Total interest expense | $7,696,000 | 2,044 |
| Net interest income | $8,656,000 | 2,071 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $1,070,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $386,000 | 3,442 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $684,000 | 2,341 |
| Total noninterest expense | $5,326,000 | 2,562 |
| Salaries and employee benefits | $3,206,000 | 2,079 |
| Premises and equipment expense | $647,000 | 2,983 |
| Additional noninterest expense | $1,473,000 | 3,173 |
| Pre-tax net operating income | $4,325,000 | 1,671 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $1,636,000 | 1,475 |
| Income before extraordinary items | $2,713,000 | 1,820 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,713,000 | 1,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,426 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,697,640 | 1,793 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,691,000 | 2,292 |
| Total interest expense | $6,775,000 | 2,299 |
| Net interest income | $7,916,000 | 2,273 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $1,274,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $390,000 | 3,439 |
| Trading account gains and fees | $187,000 | 248 |
| Additional Noninterest Income | $697,000 | 2,301 |
| Total noninterest expense | $5,103,000 | 2,658 |
| Salaries and employee benefits | $3,064,000 | 2,164 |
| Premises and equipment expense | $663,000 | 2,948 |
| Additional noninterest expense | $1,376,000 | 3,324 |
| Pre-tax net operating income | $3,937,000 | 1,883 |
| Securities gains (losses) | $40,000 | 1,447 |
| Applicable income taxes | $1,523,000 | 1,629 |
| Income before extraordinary items | $2,454,000 | 2,052 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,454,000 | 2,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,247 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,428,400 | 2,042 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,078,000 | 2,328 |
| Total interest expense | $5,328,000 | 2,323 |
| Net interest income | $7,750,000 | 2,323 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $695,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $379,000 | 3,573 |
| Trading account gains and fees | $-315,000 | 4,912 |
| Additional Noninterest Income | $631,000 | 2,496 |
| Total noninterest expense | $4,879,000 | 2,841 |
| Salaries and employee benefits | $2,770,000 | 2,420 |
| Premises and equipment expense | $589,000 | 3,322 |
| Additional noninterest expense | $1,520,000 | 3,252 |
| Pre-tax net operating income | $3,566,000 | 2,004 |
| Securities gains (losses) | $-86,000 | 11,430 |
| Applicable income taxes | $1,374,000 | 1,679 |
| Income before extraordinary items | $2,106,000 | 2,305 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,106,000 | 2,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 1,717 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,161,040 | 2,276 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,128,000 | 2,353 |
| Total interest expense | $5,575,000 | 2,324 |
| Net interest income | $7,553,000 | 2,370 |
| Provision for loan and lease losses | $488,000 | 2,146 |
| Total noninterest income | $1,357,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $388,000 | 3,542 |
| Trading account gains and fees | $135,000 | 246 |
| Additional Noninterest Income | $834,000 | 2,327 |
| Total noninterest expense | $5,347,000 | 2,675 |
| Salaries and employee benefits | $2,729,000 | 2,436 |
| Premises and equipment expense | $590,000 | 3,381 |
| Additional noninterest expense | $2,028,000 | 2,698 |
| Pre-tax net operating income | $3,075,000 | 2,214 |
| Securities gains (losses) | $516,000 | 882 |
| Applicable income taxes | $1,286,000 | 1,819 |
| Income before extraordinary items | $2,305,000 | 2,171 |
| Extraordinary gains, net | $740,000 | 308 |
| Net income | $3,045,000 | 1,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $599,000 | 1,584 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,974,760 | 2,403 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,278,000 | 2,455 |
| Total interest expense | $7,313,000 | 2,315 |
| Net interest income | $6,965,000 | 2,606 |
| Provision for loan and lease losses | $638,000 | 2,527 |
| Total noninterest income | $1,093,000 | 3,074 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $398,000 | 3,502 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $695,000 | 2,557 |
| Total noninterest expense | $5,275,000 | 2,733 |
| Salaries and employee benefits | $2,260,000 | 2,871 |
| Premises and equipment expense | $658,000 | 3,089 |
| Additional noninterest expense | $2,357,000 | 2,436 |
| Pre-tax net operating income | $2,145,000 | 2,902 |
| Securities gains (losses) | $314,000 | 1,490 |
| Applicable income taxes | $907,000 | 2,308 |
| Income before extraordinary items | $1,552,000 | 2,970 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,552,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,657,000 | 1,115 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,351,040 | 3,154 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.