Home > NewBridge Bank > Income and Expense

NewBridge Bank, Income and Expense

2015-12-31 (YTD Data)Rank
Total interest income$99,294,000290
Total interest expense$7,470,000366
Net interest income$91,824,000289
Provision for loan and lease losses$120,0002,830
Total noninterest income$17,178,000454
Gross Fiduciary activities income$1,383,000406
Service charges on deposit accounts$4,721,000309
Trading account gains and fees$-5,0006,140
Additional Noninterest Income$11,079,000452
Total noninterest expense$77,604,000305
Salaries and employee benefits$40,445,000302
Premises and equipment expense$9,066,000291
Additional noninterest expense$28,093,000278
Pre-tax net operating income$31,278,000340
Securities gains (losses)$03,216
Applicable income taxes$11,289,000289
Income before extraordinary items$19,989,000389
Extraordinary gains, net$023
Net income$19,989,000389
Minority interest net income$081
Net income of bank and minority interests.$19,989,000389
Net charge-offs$1,237,000576
Cash dividends$5,800,000583
Sale, conversion, retirement of capital stock, net$947,000229
Net operating income$19,989,000384
2015-09-30 (YTD Data)Rank
Total interest income$74,132,000296
Total interest expense$5,500,000371
Net interest income$68,632,000297
Provision for loan and lease losses$120,0002,499
Total noninterest income$13,163,000456
Gross Fiduciary activities income$1,153,000385
Service charges on deposit accounts$3,480,000323
Trading account gains and fees$-4,0006,223
Additional Noninterest Income$8,534,000454
Total noninterest expense$56,767,000317
Salaries and employee benefits$30,434,000309
Premises and equipment expense$6,814,000297
Additional noninterest expense$19,519,000308
Pre-tax net operating income$24,908,000336
Securities gains (losses)$03,031
Applicable income taxes$8,660,000300
Income before extraordinary items$16,248,000373
Extraordinary gains, net$021
Net income$16,248,000373
Minority interest net income$078
Net income of bank and minority interests.$16,248,000373
Net charge-offs$909,000539
Cash dividends$5,200,000467
Sale, conversion, retirement of capital stock, net$737,000207
Net operating income$16,248,000363
2015-06-30 (YTD Data)Rank
Total interest income$48,834,000294
Total interest expense$3,530,000385
Net interest income$45,304,000294
Provision for loan and lease losses$120,0002,009
Total noninterest income$8,842,000457
Gross Fiduciary activities income$807,000380
Service charges on deposit accounts$2,280,000323
Trading account gains and fees$1,000154
Additional Noninterest Income$5,754,000461
Total noninterest expense$38,022,000320
Salaries and employee benefits$19,794,000316
Premises and equipment expense$4,486,000303
Additional noninterest expense$13,742,000303
Pre-tax net operating income$16,004,000341
Securities gains (losses)$02,636
Applicable income taxes$5,634,000304
Income before extraordinary items$10,370,000388
Extraordinary gains, net$022
Net income$10,370,000388
Minority interest net income$075
Net income of bank and minority interests.$10,370,000388
Net charge-offs$918,000374
Cash dividends$4,600,000372
Sale, conversion, retirement of capital stock, net$451,000203
Net operating income$10,370,000381
2015-03-31 (YTD Data)Rank
Total interest income$23,735,000304
Total interest expense$1,656,000413
Net interest income$22,079,000302
Provision for loan and lease losses$104,0001,411
Total noninterest income$4,180,000464
Gross Fiduciary activities income$396,000384
Service charges on deposit accounts$1,109,000323
Trading account gains and fees$-7,0006,391
Additional Noninterest Income$2,682,000463
Total noninterest expense$19,904,000314
Salaries and employee benefits$10,069,000316
Premises and equipment expense$2,226,000310
Additional noninterest expense$7,609,000274
Pre-tax net operating income$6,251,000403
Securities gains (losses)$02,027
Applicable income taxes$2,071,000372
Income before extraordinary items$4,180,000447
Extraordinary gains, net$013
Net income$4,180,000447
Minority interest net income$064
Net income of bank and minority interests.$4,180,000447
Net charge-offs$338,000493
Cash dividends$4,000,000222
Sale, conversion, retirement of capital stock, net$204,000183
Net operating income$4,180,000434
2014-12-31 (YTD Data)Rank
Total interest income$85,816,000313
Total interest expense$5,806,000480
Net interest income$80,010,000303
Provision for loan and lease losses$883,000962
Total noninterest income$16,273,000453
Gross Fiduciary activities income$1,546,000384
Service charges on deposit accounts$5,619,000277
Trading account gains and fees$-2,0006,473
Additional Noninterest Income$9,110,000485
Total noninterest expense$71,836,000327
Salaries and employee benefits$36,617,000329
Premises and equipment expense$8,162,000327
Additional noninterest expense$27,057,000296
Pre-tax net operating income$23,564,000403
Securities gains (losses)$03,259
Applicable income taxes$8,438,000341
Income before extraordinary items$15,126,000465
Extraordinary gains, net$017
Net income$15,126,000464
Minority interest net income$084
Net income of bank and minority interests.$15,126,000465
Net charge-offs$3,321,000313
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$871,000235
Net operating income$15,126,000461
2014-09-30 (YTD Data)Rank
Total interest income$62,566,000315
Total interest expense$4,251,000494
Net interest income$58,315,000308
Provision for loan and lease losses$833,000789
Total noninterest income$12,509,000438
Gross Fiduciary activities income$1,112,000393
Service charges on deposit accounts$4,295,000269
Trading account gains and fees$0174
Additional Noninterest Income$7,102,000472
Total noninterest expense$53,681,000322
Salaries and employee benefits$26,671,000336
Premises and equipment expense$6,075,000327
Additional noninterest expense$20,935,000286
Pre-tax net operating income$16,310,000429
Securities gains (losses)$02,980
Applicable income taxes$5,361,000394
Income before extraordinary items$10,949,000476
Extraordinary gains, net$015
Net income$10,949,000474
Minority interest net income$081
Net income of bank and minority interests.$10,949,000476
Net charge-offs$2,882,000273
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$626,000201
Net operating income$10,949,000462
2014-06-30 (YTD Data)Rank
Total interest income$40,187,000326
Total interest expense$2,740,000521
Net interest income$37,447,000316
Provision for loan and lease losses$744,000612
Total noninterest income$8,407,000424
Gross Fiduciary activities income$728,000395
Service charges on deposit accounts$2,826,000271
Trading account gains and fees$0172
Additional Noninterest Income$4,853,000467
Total noninterest expense$37,234,000313
Salaries and employee benefits$17,986,000331
Premises and equipment expense$3,993,000336
Additional noninterest expense$15,255,000268
Pre-tax net operating income$7,876,000550
Securities gains (losses)$02,580
Applicable income taxes$2,557,000481
Income before extraordinary items$5,319,000616
Extraordinary gains, net$020
Net income$5,319,000615
Minority interest net income$080
Net income of bank and minority interests.$5,319,000616
Net charge-offs$2,350,000254
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$389,000199
Net operating income$5,319,000607
2014-03-31 (YTD Data)Rank
Total interest income$18,064,000370
Total interest expense$1,268,000587
Net interest income$16,796,000361
Provision for loan and lease losses$144,0001,337
Total noninterest income$4,077,000430
Gross Fiduciary activities income$356,000400
Service charges on deposit accounts$1,400,000270
Trading account gains and fees$0147
Additional Noninterest Income$2,321,000449
Total noninterest expense$15,151,000372
Salaries and employee benefits$8,341,000353
Premises and equipment expense$1,951,000353
Additional noninterest expense$4,859,000368
Pre-tax net operating income$5,578,000395
Securities gains (losses)$01,715
Applicable income taxes$1,900,000352
Income before extraordinary items$3,678,000448
Extraordinary gains, net$016
Net income$3,678,000447
Minority interest net income$066
Net income of bank and minority interests.$3,678,000448
Net charge-offs$259,000793
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$203,000177
Net operating income$3,678,000433
2013-12-31 (YTD Data)Rank
Total interest income$68,819,000379
Total interest expense$5,189,000631
Net interest income$63,630,000363
Provision for loan and lease losses$2,691,000483
Total noninterest income$17,480,000452
Gross Fiduciary activities income$1,349,000401
Service charges on deposit accounts$6,015,000270
Trading account gains and fees$0184
Additional Noninterest Income$10,116,000480
Total noninterest expense$61,020,000363
Salaries and employee benefits$32,104,000362
Premises and equipment expense$7,194,000365
Additional noninterest expense$21,722,000352
Pre-tax net operating income$17,399,000481
Securities gains (losses)$736,000312
Applicable income taxes$-3,216,0006,746
Income before extraordinary items$21,351,000342
Extraordinary gains, net$029
Net income$21,351,000342
Minority interest net income$090
Net income of bank and minority interests.$21,351,000342
Net charge-offs$4,771,000347
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$439,000305
Net operating income$20,615,000345
2013-09-30 (YTD Data)Rank
Total interest income$50,272,000386
Total interest expense$3,666,000708
Net interest income$46,606,000372
Provision for loan and lease losses$2,049,000486
Total noninterest income$13,378,000453
Gross Fiduciary activities income$997,000397
Service charges on deposit accounts$4,424,000274
Trading account gains and fees$0180
Additional Noninterest Income$7,957,000475
Total noninterest expense$42,625,000386
Salaries and employee benefits$23,387,000375
Premises and equipment expense$5,206,000374
Additional noninterest expense$14,032,000401
Pre-tax net operating income$15,310,000445
Securities gains (losses)$736,000283
Applicable income taxes$-3,740,0006,856
Income before extraordinary items$19,786,000292
Extraordinary gains, net$025
Net income$19,786,000293
Minority interest net income$084
Net income of bank and minority interests.$19,786,000293
Net charge-offs$3,294,000390
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$295,000284
Net operating income$19,050,000296
2013-06-30 (YTD Data)Rank
Total interest income$33,130,000391
Total interest expense$2,434,000733
Net interest income$30,696,000376
Provision for loan and lease losses$2,016,000357
Total noninterest income$9,338,000446
Gross Fiduciary activities income$662,000401
Service charges on deposit accounts$2,915,000271
Trading account gains and fees$0157
Additional Noninterest Income$5,761,000457
Total noninterest expense$28,229,000391
Salaries and employee benefits$15,335,000380
Premises and equipment expense$3,462,000380
Additional noninterest expense$9,432,000394
Pre-tax net operating income$9,789,000445
Securities gains (losses)$278,000590
Applicable income taxes$-6,601,0006,927
Income before extraordinary items$16,668,000248
Extraordinary gains, net$022
Net income$16,668,000248
Minority interest net income$082
Net income of bank and minority interests.$16,668,000249
Net charge-offs$2,251,000404
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$154,000302
Net operating income$16,390,000244
2013-03-31 (YTD Data)Rank
Total interest income$16,424,000391
Total interest expense$1,253,000740
Net interest income$15,171,000374
Provision for loan and lease losses$979,000406
Total noninterest income$4,585,000456
Gross Fiduciary activities income$326,000401
Service charges on deposit accounts$1,468,000266
Trading account gains and fees$0148
Additional Noninterest Income$2,791,000471
Total noninterest expense$14,119,000391
Salaries and employee benefits$7,827,000370
Premises and equipment expense$1,712,000378
Additional noninterest expense$4,580,000405
Pre-tax net operating income$4,658,000462
Securities gains (losses)$208,000446
Applicable income taxes$04,602
Income before extraordinary items$4,866,000355
Extraordinary gains, net$010
Net income$4,866,000356
Minority interest net income$076
Net income of bank and minority interests.$4,866,000356
Net charge-offs$1,542,000319
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$120,000217
Net operating income$4,658,000364
2012-12-31 (YTD Data)Rank
Total interest income$71,080,000383
Total interest expense$7,009,000605
Net interest income$64,071,000362
Provision for loan and lease losses$35,893,000107
Total noninterest income$2,322,0001,973
Gross Fiduciary activities income$1,231,000402
Service charges on deposit accounts$5,501,000288
Trading account gains and fees$0166
Additional Noninterest Income$-4,410,0007,068
Total noninterest expense$57,775,000382
Salaries and employee benefits$29,354,000379
Premises and equipment expense$8,023,000309
Additional noninterest expense$20,398,000389
Pre-tax net operating income$-27,275,0007,065
Securities gains (losses)$3,0003,606
Applicable income taxes$-2,467,0007,021
Income before extraordinary items$-24,805,0007,061
Extraordinary gains, net$029
Net income$-24,805,0007,059
Minority interest net income$093
Net income of bank and minority interests.$-24,805,0007,061
Net charge-offs$38,107,000110
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$160,000479
Net operating income$-24,807,7307,057
2012-09-30 (YTD Data)Rank
Total interest income$54,182,000379
Total interest expense$5,622,000592
Net interest income$48,560,000365
Provision for loan and lease losses$34,684,00086
Total noninterest income$-2,434,0007,164
Gross Fiduciary activities income$917,000402
Service charges on deposit accounts$3,768,000302
Trading account gains and fees$0157
Additional Noninterest Income$-7,119,0007,180
Total noninterest expense$43,805,000379
Salaries and employee benefits$21,800,000381
Premises and equipment expense$6,314,000298
Additional noninterest expense$15,691,000376
Pre-tax net operating income$-32,363,0007,179
Securities gains (losses)$3,0003,350
Applicable income taxes$-2,771,0007,135
Income before extraordinary items$-29,589,0007,170
Extraordinary gains, net$020
Net income$-29,589,0007,170
Minority interest net income$086
Net income of bank and minority interests.$-29,589,0007,170
Net charge-offs$28,512,000110
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$86,000499
Net operating income$-29,591,7307,170
2012-06-30 (YTD Data)Rank
Total interest income$36,841,000376
Total interest expense$4,086,000568
Net interest income$32,755,000362
Provision for loan and lease losses$5,803,000254
Total noninterest income$3,983,000790
Gross Fiduciary activities income$575,000412
Service charges on deposit accounts$2,500,000304
Trading account gains and fees$0153
Additional Noninterest Income$908,0001,609
Total noninterest expense$27,288,000396
Salaries and employee benefits$14,287,000385
Premises and equipment expense$3,446,000367
Additional noninterest expense$9,555,000403
Pre-tax net operating income$3,647,000977
Securities gains (losses)$03,178
Applicable income taxes$929,000941
Income before extraordinary items$2,718,0001,111
Extraordinary gains, net$019
Net income$2,718,0001,111
Minority interest net income$084
Net income of bank and minority interests.$2,718,0001,111
Net charge-offs$9,416,000203
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$19,000684
Net operating income$2,718,0001,037
2012-03-31 (YTD Data)Rank
Total interest income$18,522,000376
Total interest expense$2,217,000526
Net interest income$16,305,000360
Provision for loan and lease losses$3,443,000227
Total noninterest income$2,995,000588
Gross Fiduciary activities income$279,000423
Service charges on deposit accounts$1,257,000299
Trading account gains and fees$0148
Additional Noninterest Income$1,459,000697
Total noninterest expense$13,575,000397
Salaries and employee benefits$7,061,000380
Premises and equipment expense$1,660,000385
Additional noninterest expense$4,854,000390
Pre-tax net operating income$2,282,000797
Securities gains (losses)$02,210
Applicable income taxes$617,000744
Income before extraordinary items$1,665,000900
Extraordinary gains, net$019
Net income$1,665,000901
Minority interest net income$078
Net income of bank and minority interests.$1,665,000901
Net charge-offs$4,369,000215
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$-54,0007,268
Net operating income$1,665,000845
2011-12-31 (YTD Data)Rank
Total interest income$79,445,000358
Total interest expense$11,858,000472
Net interest income$67,587,000341
Provision for loan and lease losses$16,785,000274
Total noninterest income$11,111,000558
Gross Fiduciary activities income$903,000422
Service charges on deposit accounts$6,037,000269
Trading account gains and fees$0146
Additional Noninterest Income$4,171,000814
Total noninterest expense$58,463,000367
Salaries and employee benefits$28,806,000350
Premises and equipment expense$7,295,000359
Additional noninterest expense$22,362,000355
Pre-tax net operating income$3,450,0001,622
Securities gains (losses)$2,026,000239
Applicable income taxes$1,450,0001,025
Income before extraordinary items$4,026,0001,249
Extraordinary gains, net$029
Net income$4,026,0001,249
Minority interest net income$096
Net income of bank and minority interests.$4,026,0001,249
Net charge-offs$16,694,000291
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$142,000590
Net operating income$2,526,7601,778
2011-09-30 (YTD Data)Rank
Total interest income$60,263,000356
Total interest expense$9,391,000469
Net interest income$50,872,000338
Provision for loan and lease losses$12,539,000268
Total noninterest income$8,197,000581
Gross Fiduciary activities income$651,000425
Service charges on deposit accounts$4,593,000263
Trading account gains and fees$0145
Additional Noninterest Income$2,953,000842
Total noninterest expense$43,386,000363
Salaries and employee benefits$22,498,000334
Premises and equipment expense$5,583,000353
Additional noninterest expense$15,305,000381
Pre-tax net operating income$3,144,0001,437
Securities gains (losses)$2,026,000184
Applicable income taxes$1,125,000995
Income before extraordinary items$4,045,000950
Extraordinary gains, net$021
Net income$4,045,000947
Minority interest net income$087
Net income of bank and minority interests.$4,045,000950
Net charge-offs$13,542,000273
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$104,000549
Net operating income$2,464,7201,462
2011-06-30 (YTD Data)Rank
Total interest income$40,784,000354
Total interest expense$6,647,000465
Net interest income$34,137,000339
Provision for loan and lease losses$9,093,000259
Total noninterest income$4,965,000625
Gross Fiduciary activities income$385,000463
Service charges on deposit accounts$3,114,000258
Trading account gains and fees$0153
Additional Noninterest Income$1,466,0001,037
Total noninterest expense$28,663,000366
Salaries and employee benefits$14,641,000346
Premises and equipment expense$3,804,000356
Additional noninterest expense$10,218,000385
Pre-tax net operating income$1,346,0002,047
Securities gains (losses)$1,961,000109
Applicable income taxes$624,0001,114
Income before extraordinary items$2,683,000918
Extraordinary gains, net$015
Net income$2,683,000917
Minority interest net income$089
Net income of bank and minority interests.$2,683,000918
Net charge-offs$9,806,000267
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$67,000482
Net operating income$1,094,5902,038
2011-03-31 (YTD Data)Rank
Total interest income$20,905,000351
Total interest expense$3,413,000471
Net interest income$17,492,000333
Provision for loan and lease losses$6,073,000207
Total noninterest income$2,569,000603
Gross Fiduciary activities income$194,000460
Service charges on deposit accounts$1,570,000258
Trading account gains and fees$0158
Additional Noninterest Income$805,000960
Total noninterest expense$14,234,000372
Salaries and employee benefits$7,290,000347
Premises and equipment expense$2,007,000343
Additional noninterest expense$4,937,000390
Pre-tax net operating income$-246,0006,882
Securities gains (losses)$1,961,00058
Applicable income taxes$433,000832
Income before extraordinary items$1,282,000945
Extraordinary gains, net$09
Net income$1,282,000945
Minority interest net income$086
Net income of bank and minority interests.$1,282,000945
Net charge-offs$5,769,000243
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$11,000675
Net operating income$-188,7506,858
2010-12-31 (YTD Data)Rank
Total interest income$89,913,000339
Total interest expense$19,983,000394
Net interest income$69,930,000326
Provision for loan and lease losses$21,252,000350
Total noninterest income$15,856,000461
Gross Fiduciary activities income$544,000532
Service charges on deposit accounts$7,392,000220
Trading account gains and fees$0175
Additional Noninterest Income$7,920,000538
Total noninterest expense$64,287,000340
Salaries and employee benefits$29,897,000326
Premises and equipment expense$8,833,000308
Additional noninterest expense$25,557,000333
Pre-tax net operating income$247,0005,061
Securities gains (losses)$3,637,000145
Applicable income taxes$-229,0006,994
Income before extraordinary items$4,113,0001,054
Extraordinary gains, net$029
Net income$4,113,0001,055
Minority interest net income$0111
Net income of bank and minority interests.$4,113,0001,057
Net charge-offs$28,342,000250
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$79,000847
Net operating income$476,0004,247
2010-09-30 (YTD Data)Rank
Total interest income$68,641,000336
Total interest expense$15,945,000380
Net interest income$52,696,000322
Provision for loan and lease losses$16,616,000324
Total noninterest income$11,740,000460
Gross Fiduciary activities income$408,000537
Service charges on deposit accounts$5,706,000215
Trading account gains and fees$0165
Additional Noninterest Income$5,626,000532
Total noninterest expense$48,403,000329
Salaries and employee benefits$22,745,000320
Premises and equipment expense$6,720,000306
Additional noninterest expense$18,938,000320
Pre-tax net operating income$-583,0006,591
Securities gains (losses)$3,637,000115
Applicable income taxes$251,0002,327
Income before extraordinary items$2,803,0001,203
Extraordinary gains, net$023
Net income$2,803,0001,207
Minority interest net income$0110
Net income of bank and minority interests.$2,803,0001,207
Net charge-offs$16,905,000297
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$61,000791
Net operating income$-543,0406,632
2010-06-30 (YTD Data)Rank
Total interest income$46,222,000333
Total interest expense$11,384,000364
Net interest income$34,838,000323
Provision for loan and lease losses$8,651,000401
Total noninterest income$7,682,000454
Gross Fiduciary activities income$280,000537
Service charges on deposit accounts$3,803,000221
Trading account gains and fees$0152
Additional Noninterest Income$3,599,000531
Total noninterest expense$32,163,000333
Salaries and employee benefits$15,324,000318
Premises and equipment expense$4,526,000310
Additional noninterest expense$12,313,000324
Pre-tax net operating income$1,706,0001,526
Securities gains (losses)$03,184
Applicable income taxes$136,0002,506
Income before extraordinary items$1,570,0001,405
Extraordinary gains, net$019
Net income$1,570,0001,405
Minority interest net income$0105
Net income of bank and minority interests.$1,570,0001,406
Net charge-offs$11,413,000295
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$41,000723
Net operating income$1,570,0001,352
2010-03-31 (YTD Data)Rank
Total interest income$23,250,000345
Total interest expense$5,902,000378
Net interest income$17,348,000327
Provision for loan and lease losses$3,723,000476
Total noninterest income$3,427,000482
Gross Fiduciary activities income$143,000537
Service charges on deposit accounts$1,865,000223
Trading account gains and fees$0175
Additional Noninterest Income$1,419,000613
Total noninterest expense$16,417,000326
Salaries and employee benefits$7,814,000320
Premises and equipment expense$2,316,000312
Additional noninterest expense$6,287,000318
Pre-tax net operating income$635,0002,012
Securities gains (losses)$02,284
Applicable income taxes$103,0002,089
Income before extraordinary items$532,0002,032
Extraordinary gains, net$016
Net income$532,0002,030
Minority interest net income$091
Net income of bank and minority interests.$532,0002,032
Net charge-offs$4,042,000399
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$21,000652
Net operating income$532,0001,953
2009-12-31 (YTD Data)Rank
Total interest income$98,500,000339
Total interest expense$38,541,000291
Net interest income$59,959,000361
Provision for loan and lease losses$35,749,000325
Total noninterest income$18,731,000411
Gross Fiduciary activities income$563,000523
Service charges on deposit accounts$8,525,000217
Trading account gains and fees$0211
Additional Noninterest Income$9,643,000457
Total noninterest expense$68,838,000327
Salaries and employee benefits$30,901,000317
Premises and equipment expense$11,448,000240
Additional noninterest expense$26,489,000356
Pre-tax net operating income$-25,897,0007,772
Securities gains (losses)$389,0001,036
Applicable income taxes$-11,199,0007,877
Income before extraordinary items$-14,309,0007,665
Extraordinary gains, net$034
Net income$-14,309,0007,663
Minority interest net income$0115
Net income of bank and minority interests.$-14,309,0007,664
Net charge-offs$35,712,000254
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$116,000852
Net operating income$-14,557,9607,671
2009-09-30 (YTD Data)Rank
Total interest income$74,566,000354
Total interest expense$31,189,000298
Net interest income$43,377,000386
Provision for loan and lease losses$30,179,000291
Total noninterest income$14,240,000409
Gross Fiduciary activities income$415,000527
Service charges on deposit accounts$6,426,000217
Trading account gains and fees$0212
Additional Noninterest Income$7,399,000454
Total noninterest expense$53,359,000326
Salaries and employee benefits$23,625,000314
Premises and equipment expense$9,302,000225
Additional noninterest expense$20,432,000345
Pre-tax net operating income$-25,921,0007,908
Securities gains (losses)$03,497
Applicable income taxes$-11,587,0007,990
Income before extraordinary items$-14,334,0007,849
Extraordinary gains, net$027
Net income$-14,334,0007,848
Minority interest net income$0118
Net income of bank and minority interests.$-14,334,0007,848
Net charge-offs$27,083,000237
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$88,000788
Net operating income$-14,334,0007,847
2009-06-30 (YTD Data)Rank
Total interest income$50,095,000361
Total interest expense$21,884,000303
Net interest income$28,211,000398
Provision for loan and lease losses$19,371,000303
Total noninterest income$8,691,000438
Gross Fiduciary activities income$280,000522
Service charges on deposit accounts$4,238,000220
Trading account gains and fees$0193
Additional Noninterest Income$4,173,000502
Total noninterest expense$33,699,000341
Salaries and employee benefits$15,321,000334
Premises and equipment expense$4,871,000300
Additional noninterest expense$13,507,000353
Pre-tax net operating income$-16,168,0007,996
Securities gains (losses)$03,136
Applicable income taxes$-7,240,0008,070
Income before extraordinary items$-8,928,0007,929
Extraordinary gains, net$021
Net income$-8,928,0007,928
Minority interest net income$0112
Net income of bank and minority interests.$-8,928,0007,928
Net charge-offs$11,073,000347
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$58,000761
Net operating income$-8,928,0007,932
2009-03-31 (YTD Data)Rank
Total interest income$25,371,000362
Total interest expense$11,206,000306
Net interest income$14,165,000391
Provision for loan and lease losses$8,518,000287
Total noninterest income$4,014,000437
Gross Fiduciary activities income$143,000524
Service charges on deposit accounts$2,075,000217
Trading account gains and fees$0171
Additional Noninterest Income$1,796,000543
Total noninterest expense$15,785,000345
Salaries and employee benefits$7,455,000343
Premises and equipment expense$2,440,000304
Additional noninterest expense$5,890,000340
Pre-tax net operating income$-6,124,0008,063
Securities gains (losses)$02,434
Applicable income taxes$-2,801,0008,123
Income before extraordinary items$-3,323,0007,992
Extraordinary gains, net$015
Net income$-3,323,0007,994
Minority interest net income$0102
Net income of bank and minority interests.$-3,323,0007,993
Net charge-offs$3,290,000424
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$29,000654
Net operating income$-3,323,0007,997
2008-12-31 (YTD Data)Rank
Total interest income$117,923,000342
Total interest expense$52,548,000310
Net interest income$65,375,000353
Provision for loan and lease losses$25,261,000313
Total noninterest income$18,123,000377
Gross Fiduciary activities income$571,000537
Service charges on deposit accounts$9,329,000202
Trading account gains and fees$0154
Additional Noninterest Income$8,223,000444
Total noninterest expense$72,472,000311
Salaries and employee benefits$35,813,000273
Premises and equipment expense$9,217,000307
Additional noninterest expense$27,442,000321
Pre-tax net operating income$-14,235,0008,049
Securities gains (losses)$2,458,000110
Applicable income taxes$-6,194,0008,140
Income before extraordinary items$-5,583,0007,848
Extraordinary gains, net$039
Net income$-5,583,0007,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,826,000256
Cash dividends$8,175,000355
Sale, conversion, retirement of capital stock, net$95,000990
Net operating income$-7,156,1207,951
2008-09-30 (YTD Data)Rank
Total interest income$90,505,000349
Total interest expense$39,874,000326
Net interest income$50,631,000350
Provision for loan and lease losses$10,681,000388
Total noninterest income$13,499,000398
Gross Fiduciary activities income$433,000540
Service charges on deposit accounts$6,865,000214
Trading account gains and fees$0148
Additional Noninterest Income$6,201,000472
Total noninterest expense$51,870,000314
Salaries and employee benefits$27,387,000275
Premises and equipment expense$6,817,000322
Additional noninterest expense$17,666,000327
Pre-tax net operating income$1,579,0002,736
Securities gains (losses)$2,458,00099
Applicable income taxes$1,087,0001,084
Income before extraordinary items$2,950,0001,257
Extraordinary gains, net$031
Net income$2,950,0001,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,068,000276
Cash dividends$8,175,000277
Sale, conversion, retirement of capital stock, net$75,000862
Net operating income$1,155,6602,963
2008-06-30 (YTD Data)Rank
Total interest income$62,046,000349
Total interest expense$27,242,000333
Net interest income$34,804,000345
Provision for loan and lease losses$6,025,000377
Total noninterest income$8,856,000417
Gross Fiduciary activities income$282,000565
Service charges on deposit accounts$4,441,000215
Trading account gains and fees$0149
Additional Noninterest Income$4,133,000496
Total noninterest expense$34,209,000313
Salaries and employee benefits$18,579,000276
Premises and equipment expense$4,384,000330
Additional noninterest expense$11,246,000336
Pre-tax net operating income$3,426,0001,047
Securities gains (losses)$2,475,000101
Applicable income taxes$1,814,000557
Income before extraordinary items$4,087,000677
Extraordinary gains, net$021
Net income$4,087,000676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,115,000299
Cash dividends$6,954,000254
Sale, conversion, retirement of capital stock, net$54,000755
Net operating income$2,379,2501,141
2008-03-31 (YTD Data)Rank
Total interest income$32,110,000351
Total interest expense$14,236,000340
Net interest income$17,874,000341
Provision for loan and lease losses$459,0001,048
Total noninterest income$4,179,000449
Gross Fiduciary activities income$144,000569
Service charges on deposit accounts$2,195,000214
Trading account gains and fees$0158
Additional Noninterest Income$1,840,000534
Total noninterest expense$16,928,000311
Salaries and employee benefits$9,169,000286
Premises and equipment expense$2,282,000324
Additional noninterest expense$5,477,000332
Pre-tax net operating income$4,666,000435
Securities gains (losses)$370,000292
Applicable income taxes$1,574,000410
Income before extraordinary items$3,462,000433
Extraordinary gains, net$015
Net income$3,462,000434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,000691
Cash dividends$3,980,000228
Sale, conversion, retirement of capital stock, net$27,000625
Net operating income$3,206,700449
2007-12-31 (YTD Data)Rank
Total interest income$97,578,000449
Total interest expense$41,635,000489
Net interest income$55,943,000420
Provision for loan and lease losses$18,952,000168
Total noninterest income$14,995,000459
Gross Fiduciary activities income$639,000533
Service charges on deposit accounts$7,791,000238
Trading account gains and fees$0178
Additional Noninterest Income$6,565,000551
Total noninterest expense$61,596,000327
Salaries and employee benefits$30,744,000322
Premises and equipment expense$6,473,000408
Additional noninterest expense$24,379,000296
Pre-tax net operating income$-9,610,0008,478
Securities gains (losses)$3,0001,730
Applicable income taxes$-4,888,0008,496
Income before extraordinary items$-4,719,0008,449
Extraordinary gains, net$039
Net income$-4,719,0008,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,456,000204
Cash dividends$12,999,000343
Sale, conversion, retirement of capital stock, net$148,000831
Net operating income$-4,720,9208,443
2007-09-30 (YTD Data)Rank
Total interest income$52,366,000607
Total interest expense$21,584,000680
Net interest income$30,782,000556
Provision for loan and lease losses$4,096,000299
Total noninterest income$10,218,000501
Gross Fiduciary activities income$491,000532
Service charges on deposit accounts$4,777,000284
Trading account gains and fees$0184
Additional Noninterest Income$4,950,000554
Total noninterest expense$31,124,000456
Salaries and employee benefits$16,363,000445
Premises and equipment expense$3,325,000595
Additional noninterest expense$11,436,000409
Pre-tax net operating income$5,780,0001,182
Securities gains (losses)$01,655
Applicable income taxes$1,559,0001,185
Income before extraordinary items$4,221,0001,220
Extraordinary gains, net$033
Net income$4,221,0001,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,511,000268
Cash dividends$7,484,000411
Sale, conversion, retirement of capital stock, net$113,000730
Net operating income$4,221,0001,209
2007-06-30 (YTD Data)Rank
Total interest income$34,511,000626
Total interest expense$14,015,000711
Net interest income$20,496,000569
Provision for loan and lease losses$2,148,000313
Total noninterest income$6,808,000518
Gross Fiduciary activities income$328,000537
Service charges on deposit accounts$3,158,000289
Trading account gains and fees$0168
Additional Noninterest Income$3,322,000575
Total noninterest expense$19,861,000494
Salaries and employee benefits$10,609,000477
Premises and equipment expense$2,191,000623
Additional noninterest expense$7,061,000442
Pre-tax net operating income$5,295,000904
Securities gains (losses)$01,444
Applicable income taxes$1,647,000849
Income before extraordinary items$3,648,000991
Extraordinary gains, net$029
Net income$3,648,000990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,618,000317
Cash dividends$3,565,000558
Sale, conversion, retirement of capital stock, net$80,000650
Net operating income$3,648,000971
2007-03-31 (YTD Data)Rank
Total interest income$17,094,000626
Total interest expense$6,845,000718
Net interest income$10,249,000568
Provision for loan and lease losses$957,000311
Total noninterest income$3,383,000507
Gross Fiduciary activities income$170,000532
Service charges on deposit accounts$1,483,000302
Trading account gains and fees$0195
Additional Noninterest Income$1,730,000551
Total noninterest expense$9,973,000489
Salaries and employee benefits$5,318,000480
Premises and equipment expense$1,102,000616
Additional noninterest expense$3,553,000429
Pre-tax net operating income$2,702,000873
Securities gains (losses)$01,187
Applicable income taxes$839,000827
Income before extraordinary items$1,863,000944
Extraordinary gains, net$022
Net income$1,863,000943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$799,000287
Cash dividends$1,740,000519
Sale, conversion, retirement of capital stock, net$36,000558
Net operating income$1,863,000931
2006-12-31 (YTD Data)Rank
Total interest income$67,323,000598
Total interest expense$24,195,000701
Net interest income$43,128,000532
Provision for loan and lease losses$5,510,000224
Total noninterest income$14,290,000483
Gross Fiduciary activities income$590,000549
Service charges on deposit accounts$6,884,000251
Trading account gains and fees$0130
Additional Noninterest Income$6,816,000544
Total noninterest expense$42,973,000454
Salaries and employee benefits$22,497,000436
Premises and equipment expense$4,129,000624
Additional noninterest expense$16,347,000384
Pre-tax net operating income$8,935,0001,099
Securities gains (losses)$01,687
Applicable income taxes$2,584,0001,069
Income before extraordinary items$6,351,0001,160
Extraordinary gains, net$051
Net income$6,351,0001,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,387,000210
Cash dividends$8,004,000468
Sale, conversion, retirement of capital stock, net$172,000787
Net operating income$6,351,0001,149
2006-09-30 (YTD Data)Rank
Total interest income$50,169,000607
Total interest expense$17,472,000712
Net interest income$32,697,000536
Provision for loan and lease losses$2,583,000316
Total noninterest income$10,352,000507
Gross Fiduciary activities income$448,000545
Service charges on deposit accounts$5,233,000254
Trading account gains and fees$0126
Additional Noninterest Income$4,671,000581
Total noninterest expense$31,903,000470
Salaries and employee benefits$16,768,000449
Premises and equipment expense$3,092,000633
Additional noninterest expense$12,043,000396
Pre-tax net operating income$8,563,000909
Securities gains (losses)$01,388
Applicable income taxes$2,635,000872
Income before extraordinary items$5,928,000972
Extraordinary gains, net$045
Net income$5,928,000971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,562,000235
Cash dividends$6,281,000426
Sale, conversion, retirement of capital stock, net$126,000672
Net operating income$5,928,000958
2006-06-30 (YTD Data)Rank
Total interest income$32,883,000607
Total interest expense$10,977,000720
Net interest income$21,906,000533
Provision for loan and lease losses$2,018,000270
Total noninterest income$6,785,000511
Gross Fiduciary activities income$304,000545
Service charges on deposit accounts$3,435,000257
Trading account gains and fees$0126
Additional Noninterest Income$3,046,000593
Total noninterest expense$21,795,000461
Salaries and employee benefits$11,268,000447
Premises and equipment expense$2,022,000653
Additional noninterest expense$8,505,000387
Pre-tax net operating income$4,878,0001,040
Securities gains (losses)$01,185
Applicable income taxes$1,416,0001,055
Income before extraordinary items$3,462,0001,113
Extraordinary gains, net$039
Net income$3,462,0001,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,956,000214
Cash dividends$3,846,000472
Sale, conversion, retirement of capital stock, net$84,000564
Net operating income$3,462,0001,094
2006-03-31 (YTD Data)Rank
Total interest income$16,118,000600
Total interest expense$5,162,000717
Net interest income$10,956,000532
Provision for loan and lease losses$1,407,000206
Total noninterest income$3,199,000529
Gross Fiduciary activities income$160,000534
Service charges on deposit accounts$1,592,000266
Trading account gains and fees$0115
Additional Noninterest Income$1,447,000613
Total noninterest expense$10,191,000484
Salaries and employee benefits$5,723,000439
Premises and equipment expense$1,010,000644
Additional noninterest expense$3,458,000436
Pre-tax net operating income$2,557,000979
Securities gains (losses)$0955
Applicable income taxes$724,0001,023
Income before extraordinary items$1,833,0001,038
Extraordinary gains, net$021
Net income$1,833,0001,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,455,000169
Cash dividends$1,650,000484
Sale, conversion, retirement of capital stock, net$25,000474
Net operating income$1,833,0001,022
2005-12-31 (YTD Data)Rank
Total interest income$60,380,000568
Total interest expense$16,727,000691
Net interest income$43,653,000512
Provision for loan and lease losses$3,219,000337
Total noninterest income$13,792,000504
Gross Fiduciary activities income$658,000507
Service charges on deposit accounts$6,817,000254
Trading account gains and fees$0138
Additional Noninterest Income$6,317,000585
Total noninterest expense$39,440,000474
Salaries and employee benefits$21,426,000444
Premises and equipment expense$4,130,000594
Additional noninterest expense$13,884,000434
Pre-tax net operating income$14,786,000677
Securities gains (losses)$02,296
Applicable income taxes$4,865,000655
Income before extraordinary items$9,921,000734
Extraordinary gains, net$046
Net income$9,921,000736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,741,000306
Cash dividends$5,806,000580
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,921,000719
2005-09-30 (YTD Data)Rank
Total interest income$44,377,000562
Total interest expense$11,812,000692
Net interest income$32,565,000504
Provision for loan and lease losses$2,314,000339
Total noninterest income$10,142,000512
Gross Fiduciary activities income$480,000508
Service charges on deposit accounts$5,027,000253
Trading account gains and fees$0126
Additional Noninterest Income$4,635,000594
Total noninterest expense$29,411,000476
Salaries and employee benefits$16,129,000437
Premises and equipment expense$3,096,000588
Additional noninterest expense$10,186,000432
Pre-tax net operating income$10,982,000679
Securities gains (losses)$02,317
Applicable income taxes$3,617,000665
Income before extraordinary items$7,365,000732
Extraordinary gains, net$035
Net income$7,365,000733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,592,000354
Cash dividends$4,357,000539
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,365,000715
2005-06-30 (YTD Data)Rank
Total interest income$28,598,000562
Total interest expense$7,239,000698
Net interest income$21,359,000509
Provision for loan and lease losses$1,599,000326
Total noninterest income$6,743,000505
Gross Fiduciary activities income$344,000486
Service charges on deposit accounts$3,253,000254
Trading account gains and fees$0116
Additional Noninterest Income$3,146,000579
Total noninterest expense$19,402,000472
Salaries and employee benefits$10,686,000439
Premises and equipment expense$2,087,000569
Additional noninterest expense$6,629,000440
Pre-tax net operating income$7,101,000686
Securities gains (losses)$02,146
Applicable income taxes$2,316,000676
Income before extraordinary items$4,785,000740
Extraordinary gains, net$030
Net income$4,785,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,095,000339
Cash dividends$2,907,000532
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,785,000721
2005-03-31 (YTD Data)Rank
Total interest income$13,660,000569
Total interest expense$3,330,000726
Net interest income$10,330,000521
Provision for loan and lease losses$539,000441
Total noninterest income$3,262,000504
Gross Fiduciary activities income$176,000493
Service charges on deposit accounts$1,553,000253
Trading account gains and fees$0115
Additional Noninterest Income$1,533,000574
Total noninterest expense$9,691,000460
Salaries and employee benefits$5,334,000426
Premises and equipment expense$1,055,000559
Additional noninterest expense$3,302,000432
Pre-tax net operating income$3,362,000724
Securities gains (losses)$01,685
Applicable income taxes$1,081,000719
Income before extraordinary items$2,281,000767
Extraordinary gains, net$024
Net income$2,281,000768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,000454
Cash dividends$1,454,000489
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,281,000746
2004-12-31 (YTD Data)Rank
Total interest income$49,318,000584
Total interest expense$10,367,000793
Net interest income$38,951,000527
Provision for loan and lease losses$3,017,000379
Total noninterest income$14,063,000485
Gross Fiduciary activities income$618,000497
Service charges on deposit accounts$6,925,000252
Trading account gains and fees$0138
Additional Noninterest Income$6,520,000547
Total noninterest expense$37,479,000477
Salaries and employee benefits$20,254,000445
Premises and equipment expense$4,075,000555
Additional noninterest expense$13,150,000436
Pre-tax net operating income$12,518,000716
Securities gains (losses)$03,819
Applicable income taxes$3,931,000721
Income before extraordinary items$8,587,000770
Extraordinary gains, net$034
Net income$8,587,000771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,901,000353
Cash dividends$5,490,000574
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,587,000740
2004-09-30 (YTD Data)Rank
Total interest income$36,361,000590
Total interest expense$7,492,000800
Net interest income$28,869,000527
Provision for loan and lease losses$2,396,000365
Total noninterest income$10,784,000482
Gross Fiduciary activities income$469,000493
Service charges on deposit accounts$5,381,000253
Trading account gains and fees$0134
Additional Noninterest Income$4,934,000546
Total noninterest expense$27,974,000474
Salaries and employee benefits$15,135,000448
Premises and equipment expense$3,025,000569
Additional noninterest expense$9,814,000440
Pre-tax net operating income$9,283,000733
Securities gains (losses)$03,710
Applicable income taxes$2,866,000746
Income before extraordinary items$6,417,000783
Extraordinary gains, net$026
Net income$6,417,000784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,236,000325
Cash dividends$4,114,000538
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,417,000749
2004-06-30 (YTD Data)Rank
Total interest income$23,958,000586
Total interest expense$4,877,000805
Net interest income$19,081,000526
Provision for loan and lease losses$1,292,000438
Total noninterest income$7,245,000477
Gross Fiduciary activities income$315,000493
Service charges on deposit accounts$3,506,000249
Trading account gains and fees$0130
Additional Noninterest Income$3,424,000542
Total noninterest expense$18,442,000478
Salaries and employee benefits$10,110,000450
Premises and equipment expense$1,972,000581
Additional noninterest expense$6,360,000445
Pre-tax net operating income$6,592,000687
Securities gains (losses)$03,413
Applicable income taxes$2,073,000704
Income before extraordinary items$4,519,000739
Extraordinary gains, net$021
Net income$4,519,000739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,026,000419
Cash dividends$2,742,000538
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,519,000698
2004-03-31 (YTD Data)Rank
Total interest income$11,890,000601
Total interest expense$2,457,000817
Net interest income$9,433,000541
Provision for loan and lease losses$511,000509
Total noninterest income$3,356,000500
Gross Fiduciary activities income$154,000511
Service charges on deposit accounts$1,671,000257
Trading account gains and fees$0121
Additional Noninterest Income$1,531,000582
Total noninterest expense$9,036,000487
Salaries and employee benefits$5,147,000452
Premises and equipment expense$999,000587
Additional noninterest expense$2,891,000472
Pre-tax net operating income$3,242,000692
Securities gains (losses)$02,934
Applicable income taxes$1,022,000721
Income before extraordinary items$2,220,000750
Extraordinary gains, net$016
Net income$2,220,000750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0001,063
Cash dividends$1,368,000507
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,220,000700
2003-12-31 (YTD Data)Rank
Total interest income$50,790,000561
Total interest expense$11,177,000794
Net interest income$39,613,000495
Provision for loan and lease losses$5,215,000323
Total noninterest income$14,517,000508
Gross Fiduciary activities income$537,000543
Service charges on deposit accounts$6,981,000249
Trading account gains and fees$0160
Additional Noninterest Income$6,999,000581
Total noninterest expense$36,183,000500
Salaries and employee benefits$20,643,000439
Premises and equipment expense$3,723,000609
Additional noninterest expense$11,817,000486
Pre-tax net operating income$12,732,000687
Securities gains (losses)$04,500
Applicable income taxes$3,903,000754
Income before extraordinary items$8,829,000739
Extraordinary gains, net$054
Net income$8,829,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,651,000299
Cash dividends$5,454,000581
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,829,000686
2003-09-30 (YTD Data)Rank
Total interest income$38,747,000570
Total interest expense$8,659,000800
Net interest income$30,088,000500
Provision for loan and lease losses$1,913,000541
Total noninterest income$10,902,000524
Gross Fiduciary activities income$382,000563
Service charges on deposit accounts$5,147,000271
Trading account gains and fees$0153
Additional Noninterest Income$5,373,000603
Total noninterest expense$27,240,000507
Salaries and employee benefits$15,691,000445
Premises and equipment expense$2,741,000634
Additional noninterest expense$8,808,000497
Pre-tax net operating income$11,837,000589
Securities gains (losses)$04,204
Applicable income taxes$3,875,000632
Income before extraordinary items$7,962,000648
Extraordinary gains, net$040
Net income$7,962,000649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,400,000557
Cash dividends$4,086,000560
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,962,000598
2003-06-30 (YTD Data)Rank
Total interest income$25,958,000571
Total interest expense$6,018,000800
Net interest income$19,940,000505
Provision for loan and lease losses$1,074,000609
Total noninterest income$7,063,000535
Gross Fiduciary activities income$247,000572
Service charges on deposit accounts$3,323,000279
Trading account gains and fees$0150
Additional Noninterest Income$3,493,000603
Total noninterest expense$17,940,000510
Salaries and employee benefits$10,315,000447
Premises and equipment expense$1,753,000665
Additional noninterest expense$5,872,000499
Pre-tax net operating income$7,989,000584
Securities gains (losses)$03,782
Applicable income taxes$2,612,000619
Income before extraordinary items$5,377,000647
Extraordinary gains, net$030
Net income$5,377,000647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$632,000729
Cash dividends$2,721,000570
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,377,000596
2003-03-31 (YTD Data)Rank
Total interest income$12,909,000581
Total interest expense$3,079,000796
Net interest income$9,830,000511
Provision for loan and lease losses$587,000568
Total noninterest income$3,349,000550
Gross Fiduciary activities income$133,000560
Service charges on deposit accounts$1,607,000284
Trading account gains and fees$0134
Additional Noninterest Income$1,609,000631
Total noninterest expense$8,693,000521
Salaries and employee benefits$5,016,000458
Premises and equipment expense$859,000679
Additional noninterest expense$2,818,000511
Pre-tax net operating income$3,899,000597
Securities gains (losses)$02,891
Applicable income taxes$1,281,000638
Income before extraordinary items$2,618,000654
Extraordinary gains, net$021
Net income$2,618,000653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$475,000512
Cash dividends$1,357,000526
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,618,000607
2002-12-31 (YTD Data)Rank
Total interest income$52,932,000588
Total interest expense$15,185,000741
Net interest income$37,747,000525
Provision for loan and lease losses$2,480,000630
Total noninterest income$12,000,000558
Gross Fiduciary activities income$501,000569
Service charges on deposit accounts$6,525,000271
Trading account gains and fees$0153
Additional Noninterest Income$4,974,000693
Total noninterest expense$31,872,000539
Salaries and employee benefits$17,904,000481
Premises and equipment expense$3,277,000673
Additional noninterest expense$10,691,000538
Pre-tax net operating income$15,395,000569
Securities gains (losses)$04,537
Applicable income taxes$5,013,000586
Income before extraordinary items$10,382,000608
Extraordinary gains, net$070
Net income$10,382,000609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,636,000633
Cash dividends$5,484,000578
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,382,000582
2001-12-31 (YTD Data)Rank
Total interest income$58,607,000601
Total interest expense$25,620,000657
Net interest income$32,987,000564
Provision for loan and lease losses$1,862,000753
Total noninterest income$9,758,000610
Gross Fiduciary activities income$598,000537
Service charges on deposit accounts$4,614,000337
Trading account gains and fees$0177
Additional Noninterest Income$4,546,000703
Total noninterest expense$27,197,000601
Salaries and employee benefits$14,879,000529
Premises and equipment expense$2,945,000729
Additional noninterest expense$9,373,000605
Pre-tax net operating income$13,686,000581
Securities gains (losses)$04,612
Applicable income taxes$4,421,000595
Income before extraordinary items$9,265,000607
Extraordinary gains, net$0105
Net income$9,265,000608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,381,000748
Cash dividends$4,727,000649
Sale, conversion, retirement of capital stock, net$0922
Net operating income$9,265,000577
2000-12-31 (YTD Data)Rank
Total interest income$60,943,000614
Total interest expense$29,203,000633
Net interest income$31,740,000590
Provision for loan and lease losses$2,550,000516
Total noninterest income$7,876,000683
Gross Fiduciary activities income$538,000579
Service charges on deposit accounts$3,616,000377
Trading account gains and fees$0180
Additional Noninterest Income$3,722,000753
Total noninterest expense$24,425,000654
Salaries and employee benefits$13,616,000535
Premises and equipment expense$2,729,000747
Additional noninterest expense$8,080,000673
Pre-tax net operating income$12,641,000634
Securities gains (losses)$187,000424
Applicable income taxes$3,919,000657
Income before extraordinary items$8,909,000629
Extraordinary gains, net$038
Net income$8,909,000629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,836,000500
Cash dividends$5,482,000581
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,779,970632
1999-12-31 (YTD Data)Rank
Total interest income$52,441,000668
Total interest expense$22,379,000727
Net interest income$30,062,000632
Provision for loan and lease losses$780,0001,214
Total noninterest income$7,187,000743
Gross Fiduciary activities income$532,000619
Service charges on deposit accounts$3,171,000437
Trading account gains and fees$0173
Additional Noninterest Income$3,484,000806
Total noninterest expense$22,877,000688
Salaries and employee benefits$12,325,000586
Premises and equipment expense$2,584,000795
Additional noninterest expense$7,968,000705
Pre-tax net operating income$13,592,000643
Securities gains (losses)$03,155
Applicable income taxes$3,927,000720
Income before extraordinary items$9,665,000641
Extraordinary gains, net$035
Net income$9,665,000642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$582,0001,076
Cash dividends$11,228,000362
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$9,665,000627
1998-12-31 (YTD Data)Rank
Total interest income$49,657,000684
Total interest expense$21,682,000755
Net interest income$27,975,000643
Provision for loan and lease losses$770,0001,213
Total noninterest income$6,585,000771
Gross Fiduciary activities income$499,000637
Service charges on deposit accounts$2,716,000483
Trading account gains and fees$0224
Additional Noninterest Income$3,370,000847
Total noninterest expense$20,982,000710
Salaries and employee benefits$11,172,000637
Premises and equipment expense$2,485,000797
Additional noninterest expense$7,325,000739
Pre-tax net operating income$12,808,000645
Securities gains (losses)$04,449
Applicable income taxes$3,959,000692
Income before extraordinary items$8,849,000656
Extraordinary gains, net$032
Net income$8,849,000655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,0001,763
Cash dividends$3,672,000832
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$8,849,000623
1997-12-31 (YTD Data)Rank
Total interest income$45,468,000758
Total interest expense$19,548,000842
Net interest income$25,920,000700
Provision for loan and lease losses$785,0001,208
Total noninterest income$5,421,000876
Gross Fiduciary activities income$443,000692
Service charges on deposit accounts$2,550,000520
Trading account gains and fees$0239
Additional Noninterest Income$2,428,000959
Total noninterest expense$20,295,000730
Salaries and employee benefits$10,387,000663
Premises and equipment expense$1,223,0001,594
Additional noninterest expense$8,685,000652
Pre-tax net operating income$10,261,000801
Securities gains (losses)$-32,00010,538
Applicable income taxes$3,336,000852
Income before extraordinary items$6,893,000812
Extraordinary gains, net$044
Net income$6,893,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,156
Cash dividends$2,787,0001,015
Sale, conversion, retirement of capital stock, net$125,000740
Net operating income$6,914,440791
1996-12-31 (YTD Data)Rank
Total interest income$30,291,0001,141
Total interest expense$12,153,0001,327
Net interest income$18,138,0001,011
Provision for loan and lease losses$562,0001,609
Total noninterest income$4,115,0001,086
Gross Fiduciary activities income$408,000765
Service charges on deposit accounts$2,032,000666
Trading account gains and fees$0262
Additional Noninterest Income$1,675,0001,314
Total noninterest expense$13,441,0001,105
Salaries and employee benefits$8,173,000840
Premises and equipment expense$1,500,0001,363
Additional noninterest expense$3,768,0001,413
Pre-tax net operating income$8,250,000928
Securities gains (losses)$04,148
Applicable income taxes$2,323,0001,074
Income before extraordinary items$5,927,000898
Extraordinary gains, net$053
Net income$5,927,000899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,548
Cash dividends$2,230,0001,183
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,927,000883
1995-12-31 (YTD Data)Rank
Total interest income$28,051,0001,221
Total interest expense$11,448,0001,421
Net interest income$16,603,0001,108
Provision for loan and lease losses$252,0002,539
Total noninterest income$3,244,0001,288
Gross Fiduciary activities income$315,000880
Service charges on deposit accounts$1,816,000738
Trading account gains and fees$0522
Additional Noninterest Income$1,113,0001,677
Total noninterest expense$12,774,0001,156
Salaries and employee benefits$7,469,000914
Premises and equipment expense$1,444,0001,427
Additional noninterest expense$3,861,0001,373
Pre-tax net operating income$6,821,0001,137
Securities gains (losses)$03,831
Applicable income taxes$1,701,0001,467
Income before extraordinary items$5,120,0001,047
Extraordinary gains, net$065
Net income$5,120,0001,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,854
Cash dividends$2,060,0001,201
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,120,0001,031
1994-12-31 (YTD Data)Rank
Total interest income$24,393,0001,289
Total interest expense$8,695,0001,491
Net interest income$15,698,0001,159
Provision for loan and lease losses$219,0002,872
Total noninterest income$2,921,0001,395
Gross Fiduciary activities income$314,000888
Service charges on deposit accounts$1,812,000740
Trading account gains and fees$0475
Additional Noninterest Income$795,0002,149
Total noninterest expense$12,307,0001,213
Salaries and employee benefits$6,946,000985
Premises and equipment expense$1,373,0001,516
Additional noninterest expense$3,988,0001,419
Pre-tax net operating income$6,093,0001,227
Securities gains (losses)$49,0001,164
Applicable income taxes$1,423,0001,628
Income before extraordinary items$4,719,0001,074
Extraordinary gains, net$0249
Net income$4,719,0001,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,0001,707
Cash dividends$1,906,0001,163
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,681,2701,091
1993-12-31 (YTD Data)Rank
Total interest income$22,916,0001,389
Total interest expense$8,048,0001,640
Net interest income$14,868,0001,222
Provision for loan and lease losses$941,0001,363
Total noninterest income$3,214,0001,378
Gross Fiduciary activities income$313,000924
Service charges on deposit accounts$1,789,000748
Trading account gains and fees$0532
Additional Noninterest Income$1,112,0001,895
Total noninterest expense$11,205,0001,368
Salaries and employee benefits$6,561,0001,047
Premises and equipment expense$1,295,0001,624
Additional noninterest expense$3,349,0001,747
Pre-tax net operating income$5,936,0001,171
Securities gains (losses)$07,477
Applicable income taxes$1,350,0001,727
Income before extraordinary items$4,586,0001,136
Extraordinary gains, net$03,149
Net income$4,586,0001,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$870,0001,257
Cash dividends$2,060,000980
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,586,0001,052
1992-12-31 (YTD Data)Rank
Total interest income$24,468,0001,492
Total interest expense$9,931,0001,732
Net interest income$14,537,0001,279
Provision for loan and lease losses$842,0002,085
Total noninterest income$2,611,0001,602
Gross Fiduciary activities income$304,000943
Service charges on deposit accounts$1,706,000776
Trading account gains and fees$0504
Additional Noninterest Income$601,0002,819
Total noninterest expense$9,932,0001,549
Salaries and employee benefits$5,912,0001,135
Premises and equipment expense$1,033,0002,033
Additional noninterest expense$2,987,0002,005
Pre-tax net operating income$6,374,0001,017
Securities gains (losses)$08,369
Applicable income taxes$1,504,0001,450
Income before extraordinary items$4,870,000979
Extraordinary gains, net$-232,00013,756
Net income$4,638,0001,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0003,530
Cash dividends$1,903,000901
Sale, conversion, retirement of capital stock, net$-9,00013,778
Net operating income$4,870,000892

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.