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NewBridge Bank, Net charge- offs to loans

2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0623%2,980
Percentage Net Loans Charged-off: Total real estate loans0.0793%1,853
Percentage Net Loans Charged-off:Construction & development-0.3164%5,283
Percentage Net Loans Charged-off: Commercial real estate0.0567%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0341%243
Percentage Net Loans Charged-off: 1-4 family residential0.2331%942
Percentage Net Loans Charged-off: Home equity loans0.3961%331
All other 1-4 family - Percent of loans charged-off, net0.1401%1,416
Percentage Net Loans Charged-off: Commercial and industrial-0.1346%5,231
Percentage Net Loans Charged-off: Loans to individuals0.7954%1,059
Percentage Net Loans Charged-off: Credit card loans2.0271%312
Percentage Net Loans Charged-off: Other loans to individual0.2744%2,227
Percentage Net Loans Charged-off: All other loans and lease-0.2883%5,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0620%2,706
Percentage Net Loans Charged-off: Total real estate loans0.0877%1,603
Percentage Net Loans Charged-off:Construction & development-0.2038%5,255
Percentage Net Loans Charged-off: Commercial real estate0.1440%759
Percentage Net Loans Charged-off: Multi-family residential0.0469%195
Percentage Net Loans Charged-off: 1-4 family residential0.1117%1,498
Percentage Net Loans Charged-off: Home equity loans0.2256%438
All other 1-4 family - Percent of loans charged-off, net0.0481%2,110
Percentage Net Loans Charged-off: Commercial and industrial-0.2178%5,444
Percentage Net Loans Charged-off: Loans to individuals0.8243%922
Percentage Net Loans Charged-off: Credit card loans2.2636%253
Percentage Net Loans Charged-off: Other loans to individual0.2178%2,251
Percentage Net Loans Charged-off: All other loans and lease-0.3412%5,564
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0951%2,069
Percentage Net Loans Charged-off: Total real estate loans0.1289%1,198
Percentage Net Loans Charged-off:Construction & development-0.3622%5,418
Percentage Net Loans Charged-off: Commercial real estate0.2183%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1727%1,114
Percentage Net Loans Charged-off: Home equity loans0.3588%325
All other 1-4 family - Percent of loans charged-off, net0.0716%1,681
Percentage Net Loans Charged-off: Commercial and industrial-0.2011%5,449
Percentage Net Loans Charged-off: Loans to individuals0.3457%1,753
Percentage Net Loans Charged-off: Credit card loans1.7263%307
Percentage Net Loans Charged-off: Other loans to individual-0.2343%5,565
Percentage Net Loans Charged-off: All other loans and lease-0.2276%5,559
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0717%2,006
Percentage Net Loans Charged-off: Total real estate loans0.1270%1,040
Percentage Net Loans Charged-off:Construction & development-0.6639%5,588
Percentage Net Loans Charged-off: Commercial real estate0.2936%348
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1599%978
Percentage Net Loans Charged-off: Home equity loans0.3399%261
All other 1-4 family - Percent of loans charged-off, net0.0614%1,320
Percentage Net Loans Charged-off: Commercial and industrial-0.3879%5,771
Percentage Net Loans Charged-off: Loans to individuals0.0155%2,497
Percentage Net Loans Charged-off: Credit card loans2.0116%265
Percentage Net Loans Charged-off: Other loans to individual-0.8081%5,981
Percentage Net Loans Charged-off: All other loans and lease-0.1331%5,532
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2041%2,033
Percentage Net Loans Charged-off: Total real estate loans0.2210%1,378
Percentage Net Loans Charged-off:Construction & development-0.3297%5,510
Percentage Net Loans Charged-off: Commercial real estate0.0763%1,666
Percentage Net Loans Charged-off: Multi-family residential-0.0332%4,986
Percentage Net Loans Charged-off: 1-4 family residential0.5227%618
Percentage Net Loans Charged-off: Home equity loans0.8820%246
All other 1-4 family - Percent of loans charged-off, net0.3187%1,076
Percentage Net Loans Charged-off: Commercial and industrial-0.3101%5,771
Percentage Net Loans Charged-off: Loans to individuals1.9211%409
Percentage Net Loans Charged-off: Credit card loans2.2975%287
Percentage Net Loans Charged-off: Other loans to individual1.7692%422
Percentage Net Loans Charged-off: All other loans and lease-0.3370%5,757
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1533%42
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2430%1,581
Percentage Net Loans Charged-off: Total real estate loans0.2951%999
Percentage Net Loans Charged-off:Construction & development-0.0978%5,332
Percentage Net Loans Charged-off: Commercial real estate0.0477%1,530
Percentage Net Loans Charged-off: Multi-family residential-0.0425%5,048
Percentage Net Loans Charged-off: 1-4 family residential0.6677%455
Percentage Net Loans Charged-off: Home equity loans1.0264%212
All other 1-4 family - Percent of loans charged-off, net0.4628%671
Percentage Net Loans Charged-off: Commercial and industrial-0.7377%6,072
Percentage Net Loans Charged-off: Loans to individuals1.7430%440
Percentage Net Loans Charged-off: Credit card loans2.1579%293
Percentage Net Loans Charged-off: Other loans to individual1.5766%462
Percentage Net Loans Charged-off: All other loans and lease-0.1021%5,667
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3065%1,322
Percentage Net Loans Charged-off: Total real estate loans0.3513%870
Percentage Net Loans Charged-off:Construction & development-0.1727%5,495
Percentage Net Loans Charged-off: Commercial real estate0.0918%1,162
Percentage Net Loans Charged-off: Multi-family residential0.7080%135
Percentage Net Loans Charged-off: 1-4 family residential0.7015%467
Percentage Net Loans Charged-off: Home equity loans1.3508%150
All other 1-4 family - Percent of loans charged-off, net0.3285%982
Percentage Net Loans Charged-off: Commercial and industrial-0.5399%6,035
Percentage Net Loans Charged-off: Loans to individuals1.6886%471
Percentage Net Loans Charged-off: Credit card loans1.6342%358
Percentage Net Loans Charged-off: Other loans to individual1.7107%424
Percentage Net Loans Charged-off: All other loans and lease-0.1188%5,728
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0723%2,424
Percentage Net Loans Charged-off: Total real estate loans0.1408%1,432
Percentage Net Loans Charged-off:Construction & development-0.2284%5,652
Percentage Net Loans Charged-off: Commercial real estate0.1244%743
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2440%1,070
Percentage Net Loans Charged-off: Home equity loans0.6219%283
All other 1-4 family - Percent of loans charged-off, net0.0212%1,920
Percentage Net Loans Charged-off: Commercial and industrial-1.3598%6,282
Percentage Net Loans Charged-off: Loans to individuals2.6081%310
Percentage Net Loans Charged-off: Credit card loans1.7885%297
Percentage Net Loans Charged-off: Other loans to individual2.9513%232
Percentage Net Loans Charged-off: All other loans and lease-0.1310%5,739
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3827%1,761
Percentage Net Loans Charged-off: Total real estate loans0.2430%2,057
Percentage Net Loans Charged-off:Construction & development0.9041%865
Percentage Net Loans Charged-off: Commercial real estate0.0138%2,589
Percentage Net Loans Charged-off: Multi-family residential-0.9614%5,372
Percentage Net Loans Charged-off: 1-4 family residential0.4541%1,224
Percentage Net Loans Charged-off: Home equity loans0.5026%671
All other 1-4 family - Percent of loans charged-off, net0.4224%1,270
Percentage Net Loans Charged-off: Commercial and industrial1.0434%974
Percentage Net Loans Charged-off: Loans to individuals2.9562%290
Percentage Net Loans Charged-off: Credit card loans2.5665%283
Percentage Net Loans Charged-off: Other loans to individual3.1291%236
Percentage Net Loans Charged-off: All other loans and lease3.3684%236
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3650%1,737
Percentage Net Loans Charged-off: Total real estate loans0.2667%1,811
Percentage Net Loans Charged-off:Construction & development1.1716%720
Percentage Net Loans Charged-off: Commercial real estate-0.1293%6,442
Percentage Net Loans Charged-off: Multi-family residential-1.3782%5,423
Percentage Net Loans Charged-off: 1-4 family residential0.5851%922
Percentage Net Loans Charged-off: Home equity loans0.3855%748
All other 1-4 family - Percent of loans charged-off, net0.7199%722
Percentage Net Loans Charged-off: Commercial and industrial0.3769%1,569
Percentage Net Loans Charged-off: Loans to individuals3.2709%250
Percentage Net Loans Charged-off: Credit card loans2.4068%295
Percentage Net Loans Charged-off: Other loans to individual3.6631%203
Percentage Net Loans Charged-off: All other loans and lease4.6854%169
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3812%1,692
Percentage Net Loans Charged-off: Total real estate loans0.3255%1,552
Percentage Net Loans Charged-off:Construction & development1.0483%691
Percentage Net Loans Charged-off: Commercial real estate0.0893%1,639
Percentage Net Loans Charged-off: Multi-family residential-2.3046%5,424
Percentage Net Loans Charged-off: 1-4 family residential0.5635%966
Percentage Net Loans Charged-off: Home equity loans0.2019%856
All other 1-4 family - Percent of loans charged-off, net0.8105%679
Percentage Net Loans Charged-off: Commercial and industrial0.2207%1,669
Percentage Net Loans Charged-off: Loans to individuals3.9077%204
Percentage Net Loans Charged-off: Credit card loans2.7439%266
Percentage Net Loans Charged-off: Other loans to individual4.4123%157
Percentage Net Loans Charged-off: All other loans and lease-1.2542%6,130
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5278%1,143
Percentage Net Loans Charged-off: Total real estate loans0.4432%1,132
Percentage Net Loans Charged-off:Construction & development1.0344%556
Percentage Net Loans Charged-off: Commercial real estate0.0936%1,163
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.6929%769
Percentage Net Loans Charged-off: Home equity loans0.2073%637
All other 1-4 family - Percent of loans charged-off, net1.0302%511
Percentage Net Loans Charged-off: Commercial and industrial0.2020%1,262
Percentage Net Loans Charged-off: Loans to individuals5.9624%130
Percentage Net Loans Charged-off: Credit card loans2.6310%267
Percentage Net Loans Charged-off: Other loans to individual7.3328%99
Percentage Net Loans Charged-off: All other loans and lease-1.6342%6,158
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2303%139
Percentage Net Loans Charged-off: Total real estate loans3.2160%128
Percentage Net Loans Charged-off:Construction & development10.3524%228
Percentage Net Loans Charged-off: Commercial real estate2.8873%221
Percentage Net Loans Charged-off: Multi-family residential2.7622%264
Percentage Net Loans Charged-off: 1-4 family residential2.4073%239
Percentage Net Loans Charged-off: Home equity loans2.0227%308
All other 1-4 family - Percent of loans charged-off, net2.6773%225
Percentage Net Loans Charged-off: Commercial and industrial3.8632%394
Percentage Net Loans Charged-off: Loans to individuals2.9101%402
Percentage Net Loans Charged-off: Credit card loans3.9234%213
Percentage Net Loans Charged-off: Other loans to individual2.5763%430
Percentage Net Loans Charged-off: All other loans and lease-1.4152%6,376
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.6481%60
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2125%158
Percentage Net Loans Charged-off: Total real estate loans3.1079%140
Percentage Net Loans Charged-off:Construction & development10.9408%240
Percentage Net Loans Charged-off: Commercial real estate2.3801%271
Percentage Net Loans Charged-off: Multi-family residential0.7711%441
Percentage Net Loans Charged-off: 1-4 family residential2.6024%236
Percentage Net Loans Charged-off: Home equity loans2.2933%264
All other 1-4 family - Percent of loans charged-off, net2.8198%237
Percentage Net Loans Charged-off: Commercial and industrial4.8393%287
Percentage Net Loans Charged-off: Loans to individuals2.4557%470
Percentage Net Loans Charged-off: Credit card loans3.8030%222
Percentage Net Loans Charged-off: Other loans to individual2.0299%551
Percentage Net Loans Charged-off: All other loans and lease-0.3008%6,312
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.3134%54
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5880%596
Percentage Net Loans Charged-off: Total real estate loans1.6482%530
Percentage Net Loans Charged-off:Construction & development6.0991%434
Percentage Net Loans Charged-off: Commercial real estate0.8079%928
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential1.7237%452
Percentage Net Loans Charged-off: Home equity loans2.0716%287
All other 1-4 family - Percent of loans charged-off, net1.4779%571
Percentage Net Loans Charged-off: Commercial and industrial0.8324%1,370
Percentage Net Loans Charged-off: Loans to individuals2.5678%470
Percentage Net Loans Charged-off: Credit card loans4.9727%159
Percentage Net Loans Charged-off: Other loans to individual1.8373%637
Percentage Net Loans Charged-off: All other loans and lease-0.2655%6,296
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4629%686
Percentage Net Loans Charged-off: Total real estate loans1.5046%598
Percentage Net Loans Charged-off:Construction & development3.0842%591
Percentage Net Loans Charged-off: Commercial real estate0.9576%690
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential1.7879%442
Percentage Net Loans Charged-off: Home equity loans3.5678%157
All other 1-4 family - Percent of loans charged-off, net0.5292%1,322
Percentage Net Loans Charged-off: Commercial and industrial0.8945%1,016
Percentage Net Loans Charged-off: Loans to individuals2.5221%470
Percentage Net Loans Charged-off: Credit card loans4.7362%175
Percentage Net Loans Charged-off: Other loans to individual1.8767%579
Percentage Net Loans Charged-off: All other loans and lease-0.5840%6,368
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3148%1,255
Percentage Net Loans Charged-off: Total real estate loans1.0793%1,495
Percentage Net Loans Charged-off:Construction & development2.9280%1,411
Percentage Net Loans Charged-off: Commercial real estate0.4708%2,047
Percentage Net Loans Charged-off: Multi-family residential3.1196%338
Percentage Net Loans Charged-off: 1-4 family residential1.0653%1,180
Percentage Net Loans Charged-off: Home equity loans1.0254%826
All other 1-4 family - Percent of loans charged-off, net1.0937%1,133
Percentage Net Loans Charged-off: Commercial and industrial2.0599%1,164
Percentage Net Loans Charged-off: Loans to individuals2.3208%674
Percentage Net Loans Charged-off: Credit card loans0.9790%734
Percentage Net Loans Charged-off: Other loans to individual2.4103%550
Percentage Net Loans Charged-off: All other loans and lease15.6569%104
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4049%1,061
Percentage Net Loans Charged-off: Total real estate loans1.1479%1,273
Percentage Net Loans Charged-off:Construction & development3.2913%1,189
Percentage Net Loans Charged-off: Commercial real estate0.4019%1,859
Percentage Net Loans Charged-off: Multi-family residential3.1189%316
Percentage Net Loans Charged-off: 1-4 family residential1.1499%1,023
Percentage Net Loans Charged-off: Home equity loans1.0197%737
All other 1-4 family - Percent of loans charged-off, net1.2431%938
Percentage Net Loans Charged-off: Commercial and industrial2.0661%1,039
Percentage Net Loans Charged-off: Loans to individuals2.3130%637
Percentage Net Loans Charged-off: Credit card loans0.6723%788
Percentage Net Loans Charged-off: Other loans to individual2.3958%515
Percentage Net Loans Charged-off: All other loans and lease19.9924%80
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5021%988
Percentage Net Loans Charged-off: Total real estate loans1.1767%1,211
Percentage Net Loans Charged-off:Construction & development3.0875%1,115
Percentage Net Loans Charged-off: Commercial real estate0.3854%1,670
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.3780%845
Percentage Net Loans Charged-off: Home equity loans1.1483%659
All other 1-4 family - Percent of loans charged-off, net1.5418%753
Percentage Net Loans Charged-off: Commercial and industrial2.2141%942
Percentage Net Loans Charged-off: Loans to individuals2.0438%731
Percentage Net Loans Charged-off: Credit card loans0.8147%682
Percentage Net Loans Charged-off: Other loans to individual1.9959%592
Percentage Net Loans Charged-off: All other loans and lease30.2539%59
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7287%763
Percentage Net Loans Charged-off: Total real estate loans1.2107%1,032
Percentage Net Loans Charged-off:Construction & development3.0022%826
Percentage Net Loans Charged-off: Commercial real estate0.3090%1,310
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential1.5143%693
Percentage Net Loans Charged-off: Home equity loans0.7106%656
All other 1-4 family - Percent of loans charged-off, net2.0846%482
Percentage Net Loans Charged-off: Commercial and industrial2.2380%768
Percentage Net Loans Charged-off: Loans to individuals2.1272%696
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual2.0656%542
Percentage Net Loans Charged-off: All other loans and lease57.2280%32
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0166%999
Percentage Net Loans Charged-off: Total real estate loans1.2504%1,562
Percentage Net Loans Charged-off:Construction & development3.3140%1,655
Percentage Net Loans Charged-off: Commercial real estate0.5883%1,874
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.2268%1,168
Percentage Net Loans Charged-off: Home equity loans1.2189%759
All other 1-4 family - Percent of loans charged-off, net1.2323%1,146
Percentage Net Loans Charged-off: Commercial and industrial3.6048%924
Percentage Net Loans Charged-off: Loans to individuals3.4157%565
Percentage Net Loans Charged-off: Credit card loans3.3747%475
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease42.0614%74
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5846%1,249
Percentage Net Loans Charged-off: Total real estate loans1.2240%1,477
Percentage Net Loans Charged-off:Construction & development2.5526%1,696
Percentage Net Loans Charged-off: Commercial real estate0.8362%1,302
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.1943%1,053
Percentage Net Loans Charged-off: Home equity loans1.3050%665
All other 1-4 family - Percent of loans charged-off, net1.1192%1,120
Percentage Net Loans Charged-off: Commercial and industrial3.8476%785
Percentage Net Loans Charged-off: Loans to individuals3.4544%511
Percentage Net Loans Charged-off: Credit card loans3.4595%453
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5865%1,192
Percentage Net Loans Charged-off: Total real estate loans1.3002%1,280
Percentage Net Loans Charged-off:Construction & development1.5011%1,790
Percentage Net Loans Charged-off: Commercial real estate1.1236%912
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.4362%844
Percentage Net Loans Charged-off: Home equity loans1.6189%499
All other 1-4 family - Percent of loans charged-off, net1.3127%914
Percentage Net Loans Charged-off: Commercial and industrial3.0799%954
Percentage Net Loans Charged-off: Loans to individuals3.7150%496
Percentage Net Loans Charged-off: Credit card loans4.2522%380
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1160%1,507
Percentage Net Loans Charged-off: Total real estate loans0.8833%1,499
Percentage Net Loans Charged-off:Construction & development1.8824%1,237
Percentage Net Loans Charged-off: Commercial real estate0.2129%1,429
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.1315%936
Percentage Net Loans Charged-off: Home equity loans1.0523%540
All other 1-4 family - Percent of loans charged-off, net1.1851%867
Percentage Net Loans Charged-off: Commercial and industrial2.0859%1,035
Percentage Net Loans Charged-off: Loans to individuals3.2280%625
Percentage Net Loans Charged-off: Credit card loans5.2065%317
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3294%998
Percentage Net Loans Charged-off: Total real estate loans2.2403%930
Percentage Net Loans Charged-off:Construction & development5.4629%1,145
Percentage Net Loans Charged-off: Commercial real estate1.6678%699
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.6153%829
Percentage Net Loans Charged-off: Home equity loans2.0987%484
All other 1-4 family - Percent of loans charged-off, net1.3007%998
Percentage Net Loans Charged-off: Commercial and industrial2.1169%1,807
Percentage Net Loans Charged-off: Loans to individuals4.3964%465
Percentage Net Loans Charged-off: Credit card loans3.3116%593
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3287%805
Percentage Net Loans Charged-off: Total real estate loans2.1680%764
Percentage Net Loans Charged-off:Construction & development3.7405%1,228
Percentage Net Loans Charged-off: Commercial real estate2.1287%394
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential1.7225%647
Percentage Net Loans Charged-off: Home equity loans2.6230%330
All other 1-4 family - Percent of loans charged-off, net1.1423%926
Percentage Net Loans Charged-off: Commercial and industrial2.3785%1,332
Percentage Net Loans Charged-off: Loans to individuals4.8918%380
Percentage Net Loans Charged-off: Credit card loans4.5851%415
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4116%1,334
Percentage Net Loans Charged-off: Total real estate loans0.9755%1,399
Percentage Net Loans Charged-off:Construction & development1.4187%1,640
Percentage Net Loans Charged-off: Commercial real estate0.1568%1,649
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential1.4489%700
Percentage Net Loans Charged-off: Home equity loans2.3331%315
All other 1-4 family - Percent of loans charged-off, net0.8852%1,019
Percentage Net Loans Charged-off: Commercial and industrial2.8439%998
Percentage Net Loans Charged-off: Loans to individuals5.1887%358
Percentage Net Loans Charged-off: Credit card loans4.7230%406
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8277%1,566
Percentage Net Loans Charged-off: Total real estate loans0.5648%1,512
Percentage Net Loans Charged-off:Construction & development1.1497%1,177
Percentage Net Loans Charged-off: Commercial real estate0.0182%1,325
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.7651%926
Percentage Net Loans Charged-off: Home equity loans0.4106%625
All other 1-4 family - Percent of loans charged-off, net0.9878%724
Percentage Net Loans Charged-off: Commercial and industrial0.4368%1,946
Percentage Net Loans Charged-off: Loans to individuals5.1405%356
Percentage Net Loans Charged-off: Credit card loans4.6019%386
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2641%945
Percentage Net Loans Charged-off: Total real estate loans1.1586%798
Percentage Net Loans Charged-off:Construction & development2.9438%842
Percentage Net Loans Charged-off: Commercial real estate0.6869%699
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.8113%777
Percentage Net Loans Charged-off: Home equity loans0.5836%644
All other 1-4 family - Percent of loans charged-off, net0.9434%625
Percentage Net Loans Charged-off: Commercial and industrial0.6567%2,356
Percentage Net Loans Charged-off: Loans to individuals3.8761%402
Percentage Net Loans Charged-off: Credit card loans3.3038%471
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2751%7,143
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8608%1,007
Percentage Net Loans Charged-off: Total real estate loans0.6641%937
Percentage Net Loans Charged-off:Construction & development1.6264%826
Percentage Net Loans Charged-off: Commercial real estate0.4929%569
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.4106%1,059
Percentage Net Loans Charged-off: Home equity loans0.3999%623
All other 1-4 family - Percent of loans charged-off, net0.4167%983
Percentage Net Loans Charged-off: Commercial and industrial0.7292%1,632
Percentage Net Loans Charged-off: Loans to individuals3.8440%340
Percentage Net Loans Charged-off: Credit card loans2.9902%457
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4040%7,208
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6656%1,067
Percentage Net Loans Charged-off: Total real estate loans0.5017%917
Percentage Net Loans Charged-off:Construction & development0.7645%866
Percentage Net Loans Charged-off: Commercial real estate0.6475%377
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.3035%1,128
Percentage Net Loans Charged-off: Home equity loans0.4308%485
All other 1-4 family - Percent of loans charged-off, net0.2321%1,237
Percentage Net Loans Charged-off: Commercial and industrial0.0256%3,028
Percentage Net Loans Charged-off: Loans to individuals4.1050%296
Percentage Net Loans Charged-off: Credit card loans2.2812%532
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1370%2,618
Percentage Net Loans Charged-off: Total real estate loans-0.0333%8,017
Percentage Net Loans Charged-off:Construction & development0.0130%1,095
Percentage Net Loans Charged-off: Commercial real estate-0.3126%8,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1522%1,198
Percentage Net Loans Charged-off: Home equity loans0.3078%380
All other 1-4 family - Percent of loans charged-off, net0.0649%1,424
Percentage Net Loans Charged-off: Commercial and industrial-0.5193%7,814
Percentage Net Loans Charged-off: Loans to individuals3.6809%339
Percentage Net Loans Charged-off: Credit card loans1.8899%520
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5774%922
Percentage Net Loans Charged-off: Total real estate loans0.3083%934
Percentage Net Loans Charged-off:Construction & development0.2963%864
Percentage Net Loans Charged-off: Commercial real estate0.4336%508
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2342%1,120
Percentage Net Loans Charged-off: Home equity loans0.4309%361
All other 1-4 family - Percent of loans charged-off, net0.1185%1,636
Percentage Net Loans Charged-off: Commercial and industrial2.2313%569
Percentage Net Loans Charged-off: Loans to individuals1.5800%911
Percentage Net Loans Charged-off: Credit card loans1.8623%636
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0550%7,049
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5988%641
Percentage Net Loans Charged-off: Total real estate loans0.2056%885
Percentage Net Loans Charged-off:Construction & development0.1862%622
Percentage Net Loans Charged-off: Commercial real estate0.4036%336
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0998%1,419
Percentage Net Loans Charged-off: Home equity loans0.2746%342
All other 1-4 family - Percent of loans charged-off, net0.0194%2,154
Percentage Net Loans Charged-off: Commercial and industrial2.0898%502
Percentage Net Loans Charged-off: Loans to individuals2.5206%389
Percentage Net Loans Charged-off: Credit card loans1.0599%813
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4171%871
Percentage Net Loans Charged-off: Total real estate loans0.0605%1,565
Percentage Net Loans Charged-off:Construction & development0.0694%582
Percentage Net Loans Charged-off: Commercial real estate0.0140%801
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0878%1,265
Percentage Net Loans Charged-off: Home equity loans0.2179%318
All other 1-4 family - Percent of loans charged-off, net0.0276%1,636
Percentage Net Loans Charged-off: Commercial and industrial1.6346%560
Percentage Net Loans Charged-off: Loans to individuals2.3425%429
Percentage Net Loans Charged-off: Credit card loans0.1869%953
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4170%758
Percentage Net Loans Charged-off: Total real estate loans0.0168%1,599
Percentage Net Loans Charged-off:Construction & development0.1451%277
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial1.6803%426
Percentage Net Loans Charged-off: Loans to individuals2.7372%360
Percentage Net Loans Charged-off: Credit card loans0.2472%772
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5791%602
Percentage Net Loans Charged-off: Total real estate loans0.0219%2,654
Percentage Net Loans Charged-off:Construction & development0.2727%305
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial1.7348%591
Percentage Net Loans Charged-off: Loans to individuals4.2813%150
Percentage Net Loans Charged-off: Credit card loans3.3573%324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4512%674
Percentage Net Loans Charged-off: Total real estate loans0.0152%2,362
Percentage Net Loans Charged-off:Construction & development0.2001%263
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial1.1169%717
Percentage Net Loans Charged-off: Loans to individuals3.5905%189
Percentage Net Loans Charged-off: Credit card loans3.5536%276
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5176%584
Percentage Net Loans Charged-off: Total real estate loans0.0199%1,913
Percentage Net Loans Charged-off:Construction & development0.2797%161
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial1.4571%566
Percentage Net Loans Charged-off: Loans to individuals3.7937%199
Percentage Net Loans Charged-off: Credit card loans3.7340%273
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7707%355
Percentage Net Loans Charged-off: Total real estate loans0.0254%1,255
Percentage Net Loans Charged-off:Construction & development0.3776%90
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial2.5136%310
Percentage Net Loans Charged-off: Loans to individuals5.1082%155
Percentage Net Loans Charged-off: Credit card loans6.0647%174
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3662%1,253
Percentage Net Loans Charged-off: Total real estate loans0.0346%2,297
Percentage Net Loans Charged-off:Construction & development0.4501%189
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial1.1565%997
Percentage Net Loans Charged-off: Loans to individuals2.0490%624
Percentage Net Loans Charged-off: Credit card loans2.8913%594
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2843%1,433
Percentage Net Loans Charged-off: Total real estate loans0.0457%1,761
Percentage Net Loans Charged-off:Construction & development0.5704%142
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.7564%1,197
Percentage Net Loans Charged-off: Loans to individuals1.5989%861
Percentage Net Loans Charged-off: Credit card loans2.8872%532
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2955%1,308
Percentage Net Loans Charged-off: Total real estate loans0.0402%1,640
Percentage Net Loans Charged-off:Construction & development0.4479%135
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial1.1817%812
Percentage Net Loans Charged-off: Loans to individuals1.1760%1,299
Percentage Net Loans Charged-off: Credit card loans2.8481%518
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1956%1,611
Percentage Net Loans Charged-off: Total real estate loans0.0831%927
Percentage Net Loans Charged-off:Construction & development0.9391%63
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.2585%1,322
Percentage Net Loans Charged-off: Loans to individuals1.0655%1,424
Percentage Net Loans Charged-off: Credit card loans5.8029%221
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4211%1,352
Percentage Net Loans Charged-off: Total real estate loans-0.0008%7,733
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%7,863
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0020%7,886
Percentage Net Loans Charged-off: Commercial and industrial2.2952%632
Percentage Net Loans Charged-off: Loans to individuals1.2401%1,588
Percentage Net Loans Charged-off: Credit card loans4.4664%404
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4365%1,126
Percentage Net Loans Charged-off: Total real estate loans-0.0066%7,954
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0124%8,110
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0173%8,172
Percentage Net Loans Charged-off: Commercial and industrial2.4168%519
Percentage Net Loans Charged-off: Loans to individuals1.2527%1,411
Percentage Net Loans Charged-off: Credit card loans2.1278%860
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3032%1,564
Percentage Net Loans Charged-off: Total real estate loans-0.0100%8,044
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0189%8,240
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0260%8,302
Percentage Net Loans Charged-off: Commercial and industrial1.5768%701
Percentage Net Loans Charged-off: Loans to individuals1.0737%1,722
Percentage Net Loans Charged-off: Credit card loans2.2475%813
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0793%3,165
Percentage Net Loans Charged-off: Total real estate loans-0.0217%8,313
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0411%8,470
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0563%8,528
Percentage Net Loans Charged-off: Commercial and industrial0.0332%2,042
Percentage Net Loans Charged-off: Loans to individuals1.0955%1,654
Percentage Net Loans Charged-off: Credit card loans2.2758%718
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7014%959
Percentage Net Loans Charged-off: Total real estate loans0.0355%2,844
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0673%2,115
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0900%1,818
Percentage Net Loans Charged-off: Commercial and industrial3.9051%441
Percentage Net Loans Charged-off: Loans to individuals1.2462%1,778
Percentage Net Loans Charged-off: Credit card loans3.5348%706
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2815%2,252
Percentage Net Loans Charged-off: Total real estate loans0.0286%2,539
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0544%1,902
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0724%1,672
Percentage Net Loans Charged-off: Commercial and industrial1.1530%1,277
Percentage Net Loans Charged-off: Loans to individuals1.0765%1,996
Percentage Net Loans Charged-off: Credit card loans3.6716%662
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1917%2,855
Percentage Net Loans Charged-off: Total real estate loans0.0168%2,423
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0321%1,864
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0427%1,694
Percentage Net Loans Charged-off: Commercial and industrial0.7127%1,622
Percentage Net Loans Charged-off: Loans to individuals0.8738%2,360
Percentage Net Loans Charged-off: Credit card loans3.3360%717
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2915%1,811
Percentage Net Loans Charged-off: Total real estate loans0.0097%1,880
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0186%1,464
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0246%1,343
Percentage Net Loans Charged-off: Commercial and industrial1.3136%842
Percentage Net Loans Charged-off: Loans to individuals1.0673%1,861
Percentage Net Loans Charged-off: Credit card loans4.1388%549
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2677%3,012
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.9316%1,996
Percentage Net Loans Charged-off: Loans to individuals1.4457%1,451
Percentage Net Loans Charged-off: Credit card loans3.7790%746
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2454%3,141
Percentage Net Loans Charged-off: Total real estate loans-0.0033%8,363
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0054%8,615
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0069%8,663
Percentage Net Loans Charged-off: Commercial and industrial0.7829%2,114
Percentage Net Loans Charged-off: Loans to individuals1.4681%1,334
Percentage Net Loans Charged-off: Credit card loans3.0541%876
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3440%1,964
Percentage Net Loans Charged-off: Total real estate loans0.0000%977
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial2.6444%82
Percentage Net Loans Charged-off: Loans to individuals0.7024%594
Percentage Net Loans Charged-off: Credit card loans2.8262%344
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1234%4,380
Percentage Net Loans Charged-off: Total real estate loans-0.0018%1,257
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0000%995
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial0.4126%444
Percentage Net Loans Charged-off: Loans to individuals0.5377%776
Percentage Net Loans Charged-off: Credit card loans2.1344%516
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0778%5,637
Percentage Net Loans Charged-off: Total real estate loans0.0000%971
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial0.1003%761
Percentage Net Loans Charged-off: Loans to individuals0.4309%899
Percentage Net Loans Charged-off: Credit card loans1.3381%744
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0685%6,203
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,004
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial-0.2057%1,305
Percentage Net Loans Charged-off: Loans to individuals0.5907%818
Percentage Net Loans Charged-off: Credit card loans1.8365%703
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0876%6,057
Percentage Net Loans Charged-off: Total real estate loans0.0357%675
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0458%572
Percentage Net Loans Charged-off: Home equity loans0.2512%147
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial0.0540%778
Percentage Net Loans Charged-off: Loans to individuals0.2849%1,111
Percentage Net Loans Charged-off: Credit card loans1.0551%868
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0758%6,238
Percentage Net Loans Charged-off: Total real estate loans0.0357%740
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential2.0240%69
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial0.0209%767
Percentage Net Loans Charged-off: Loans to individuals0.2361%1,081
Percentage Net Loans Charged-off: Credit card loans0.9423%836
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1747%4,394
Percentage Net Loans Charged-off: Total real estate loans-0.0015%1,224
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate-0.0058%1,198
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial1.1273%188
Percentage Net Loans Charged-off: Loans to individuals0.2543%932
Percentage Net Loans Charged-off: Credit card loans0.2976%943
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4576%2,967
Percentage Net Loans Charged-off: Total real estate loans0.0136%1,096
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0521%746
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial3.9007%106
Percentage Net Loans Charged-off: Loans to individuals0.1298%1,160
Percentage Net Loans Charged-off: Credit card loans0.2679%961
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1536%7,966
Percentage Net Loans Charged-off: Total real estate loans0.0260%1,179
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0394%842
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0503%749
Percentage Net Loans Charged-off: Commercial and industrial0.3455%891
Percentage Net Loans Charged-off: Loans to individuals0.3313%1,129
Percentage Net Loans Charged-off: Credit card loans0.7766%933
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1707%107
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144