Home > New York Commercial Bank > Income and Expense

New York Commercial Bank, Income and Expense

2018-09-30 (YTD Data)		Rank
Total interest income	$85,756,000	322
Total interest expense	$19,685,000	237
Net interest income	$66,071,000	349
Provision for loan and lease losses	$12,512,000	117
Total noninterest income	$5,481,000	865
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$2,145,000	449
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,336,000	874
Total noninterest expense	$47,472,000	379
Salaries and employee benefits	$27,551,000	360
Premises and equipment expense	$10,293,000	226
Additional noninterest expense	$9,628,000	538
Pre-tax net operating income	$11,568,000	731
Securities gains (losses)	$-82,000	5,207
Applicable income taxes	$2,224,000	681
Income before extraordinary items	$9,262,000	768
Extraordinary gains, net	$0	5
Net income	$9,262,000	767
Minority interest net income	$0	66
Net income of bank and minority interests.	$9,262,000	767
Net charge-offs	$11,727,000	110
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$9,328,420	756
2018-06-30 (YTD Data)		Rank
Total interest income	$56,924,000	320
Total interest expense	$12,500,000	227
Net interest income	$44,424,000	350
Provision for loan and lease losses	$10,634,000	101
Total noninterest income	$3,590,000	871
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,391,000	461
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,199,000	884
Total noninterest expense	$31,970,000	380
Salaries and employee benefits	$18,745,000	359
Premises and equipment expense	$6,805,000	227
Additional noninterest expense	$6,420,000	541
Pre-tax net operating income	$5,410,000	969
Securities gains (losses)	$-62,000	5,288
Applicable income taxes	$791,000	1,028
Income before extraordinary items	$4,557,000	989
Extraordinary gains, net	$0	6
Net income	$4,557,000	988
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,557,000	988
Net charge-offs	$9,482,000	94
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,609,700	973
2018-03-31 (YTD Data)		Rank
Total interest income	$28,632,000	317
Total interest expense	$6,232,000	218
Net interest income	$22,400,000	343
Provision for loan and lease losses	$6,613,000	86
Total noninterest income	$1,602,000	927
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$596,000	534
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,006,000	934
Total noninterest expense	$15,671,000	388
Salaries and employee benefits	$9,834,000	345
Premises and equipment expense	$3,437,000	228
Additional noninterest expense	$2,400,000	702
Pre-tax net operating income	$1,718,000	1,343
Securities gains (losses)	$-42,000	5,390
Applicable income taxes	$143,000	1,871
Income before extraordinary items	$1,533,000	1,312
Extraordinary gains, net	$0	7
Net income	$1,533,000	1,312
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,533,000	1,312
Net charge-offs	$3,758,000	102
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,571,220	1,278
2017-12-31 (YTD Data)		Rank
Total interest income	$111,370,000	303
Total interest expense	$19,961,000	214
Net interest income	$91,409,000	323
Provision for loan and lease losses	$59,774,000	56
Total noninterest income	$8,340,000	783
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$2,610,000	495
Trading account gains and fees	$0	151
Additional Noninterest Income	$5,730,000	750
Total noninterest expense	$63,940,000	372
Salaries and employee benefits	$39,820,000	326
Premises and equipment expense	$13,205,000	224
Additional noninterest expense	$10,915,000	616
Pre-tax net operating income	$-23,965,000	5,677
Securities gains (losses)	$358,000	274
Applicable income taxes	$-14,036,000	5,661
Income before extraordinary items	$-9,571,000	5,659
Extraordinary gains, net	$0	9
Net income	$-9,571,000	5,658
Minority interest net income	$0	76
Net income of bank and minority interests.	$-9,571,000	5,658
Net charge-offs	$61,864,000	55
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$-9,800,120	5,659
2017-09-30 (YTD Data)		Rank
Total interest income	$84,527,000	305
Total interest expense	$14,463,000	215
Net interest income	$70,064,000	320
Provision for loan and lease losses	$62,150,000	48
Total noninterest income	$6,502,000	776
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,942,000	505
Trading account gains and fees	$0	145
Additional Noninterest Income	$4,560,000	732
Total noninterest expense	$48,044,000	369
Salaries and employee benefits	$29,959,000	334
Premises and equipment expense	$9,817,000	226
Additional noninterest expense	$8,268,000	614
Pre-tax net operating income	$-33,628,000	5,746
Securities gains (losses)	$170,000	408
Applicable income taxes	$-15,350,000	5,737
Income before extraordinary items	$-18,108,000	5,735
Extraordinary gains, net	$0	9
Net income	$-18,108,000	5,735
Minority interest net income	$0	71
Net income of bank and minority interests.	$-18,108,000	5,735
Net charge-offs	$57,782,000	48
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$-18,216,800	5,735
2017-06-30 (YTD Data)		Rank
Total interest income	$57,176,000	299
Total interest expense	$9,109,000	216
Net interest income	$48,067,000	313
Provision for loan and lease losses	$18,531,000	71
Total noninterest income	$3,996,000	815
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,292,000	499
Trading account gains and fees	$0	139
Additional Noninterest Income	$2,704,000	788
Total noninterest expense	$31,785,000	373
Salaries and employee benefits	$19,979,000	337
Premises and equipment expense	$6,539,000	224
Additional noninterest expense	$5,267,000	650
Pre-tax net operating income	$1,747,000	2,226
Securities gains (losses)	$170,000	310
Applicable income taxes	$-94,000	5,725
Income before extraordinary items	$2,011,000	1,698
Extraordinary gains, net	$0	11
Net income	$2,011,000	1,697
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,011,000	1,698
Net charge-offs	$17,260,000	69
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,841,000	1,796
2017-03-31 (YTD Data)		Rank
Total interest income	$29,106,000	293
Total interest expense	$4,299,000	220
Net interest income	$24,807,000	306
Provision for loan and lease losses	$5,407,000	95
Total noninterest income	$2,112,000	771
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$773,000	427
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,339,000	779
Total noninterest expense	$16,015,000	378
Salaries and employee benefits	$10,313,000	327
Premises and equipment expense	$3,396,000	223
Additional noninterest expense	$2,306,000	717
Pre-tax net operating income	$5,497,000	494
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,897,000	436
Income before extraordinary items	$3,600,000	568
Extraordinary gains, net	$0	8
Net income	$3,600,000	568
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,600,000	568
Net charge-offs	$5,794,000	83
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$3,600,000	555
2016-12-31 (YTD Data)		Rank
Total interest income	$123,111,000	267
Total interest expense	$18,158,000	199
Net interest income	$104,953,000	275
Provision for loan and lease losses	$12,473,000	139
Total noninterest income	$9,281,000	731
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$3,121,000	434
Trading account gains and fees	$0	170
Additional Noninterest Income	$6,160,000	721
Total noninterest expense	$60,977,000	388
Salaries and employee benefits	$37,700,000	351
Premises and equipment expense	$13,172,000	221
Additional noninterest expense	$10,105,000	679
Pre-tax net operating income	$40,784,000	296
Securities gains (losses)	$0	3,212
Applicable income taxes	$14,664,000	271
Income before extraordinary items	$26,120,000	331
Extraordinary gains, net	$0	5
Net income	$26,120,000	330
Minority interest net income	$0	82
Net income of bank and minority interests.	$26,120,000	330
Net charge-offs	$1,767,000	425
Cash dividends	$40,000,000	136
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$26,120,000	326
2016-09-30 (YTD Data)		Rank
Total interest income	$93,755,000	255
Total interest expense	$13,693,000	194
Net interest income	$80,062,000	269
Provision for loan and lease losses	$7,959,000	149
Total noninterest income	$7,387,000	702
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$2,355,000	427
Trading account gains and fees	$0	169
Additional Noninterest Income	$5,032,000	684
Total noninterest expense	$46,136,000	379
Salaries and employee benefits	$28,728,000	346
Premises and equipment expense	$9,866,000	217
Additional noninterest expense	$7,542,000	685
Pre-tax net operating income	$33,354,000	280
Securities gains (losses)	$0	3,160
Applicable income taxes	$11,997,000	251
Income before extraordinary items	$21,357,000	305
Extraordinary gains, net	$0	5
Net income	$21,357,000	306
Minority interest net income	$0	71
Net income of bank and minority interests.	$21,357,000	306
Net charge-offs	$-453,000	5,854
Cash dividends	$40,000,000	110
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$21,357,000	299
2016-06-30 (YTD Data)		Rank
Total interest income	$64,164,000	253
Total interest expense	$9,200,000	194
Net interest income	$54,964,000	260
Provision for loan and lease losses	$3,239,000	204
Total noninterest income	$5,517,000	638
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$1,584,000	422
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,933,000	601
Total noninterest expense	$30,704,000	380
Salaries and employee benefits	$18,871,000	349
Premises and equipment expense	$6,599,000	216
Additional noninterest expense	$5,234,000	662
Pre-tax net operating income	$26,538,000	250
Securities gains (losses)	$0	2,835
Applicable income taxes	$9,580,000	226
Income before extraordinary items	$16,958,000	267
Extraordinary gains, net	$0	16
Net income	$16,958,000	266
Minority interest net income	$0	71
Net income of bank and minority interests.	$16,958,000	266
Net charge-offs	$-171,000	5,828
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$16,958,000	264
2016-03-31 (YTD Data)		Rank
Total interest income	$31,280,000	256
Total interest expense	$4,734,000	188
Net interest income	$26,546,000	265
Provision for loan and lease losses	$2,357,000	165
Total noninterest income	$3,041,000	575
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$805,000	416
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,236,000	528
Total noninterest expense	$15,414,000	373
Salaries and employee benefits	$9,372,000	350
Premises and equipment expense	$3,396,000	212
Additional noninterest expense	$2,646,000	648
Pre-tax net operating income	$11,816,000	266
Securities gains (losses)	$0	2,077
Applicable income taxes	$4,045,000	239
Income before extraordinary items	$7,771,000	280
Extraordinary gains, net	$0	12
Net income	$7,771,000	280
Minority interest net income	$0	62
Net income of bank and minority interests.	$7,771,000	280
Net charge-offs	$-3,000	4,617
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$7,771,000	278
2015-12-31 (YTD Data)		Rank
Total interest income	$140,305,000	222
Total interest expense	$20,181,000	163
Net interest income	$120,124,000	226
Provision for loan and lease losses	$-412,000	5,924
Total noninterest income	$9,185,000	722
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$3,694,000	379
Trading account gains and fees	$0	159
Additional Noninterest Income	$5,491,000	766
Total noninterest expense	$67,837,000	341
Salaries and employee benefits	$33,942,000	365
Premises and equipment expense	$12,851,000	216
Additional noninterest expense	$21,044,000	350
Pre-tax net operating income	$61,884,000	216
Securities gains (losses)	$253,000	628
Applicable income taxes	$23,998,000	191
Income before extraordinary items	$38,139,000	250
Extraordinary gains, net	$0	23
Net income	$38,139,000	250
Minority interest net income	$0	81
Net income of bank and minority interests.	$38,139,000	250
Net charge-offs	$-4,241,000	6,168
Cash dividends	$20,000,000	220
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$37,977,080	249
2015-09-30 (YTD Data)		Rank
Total interest income	$107,647,000	220
Total interest expense	$15,392,000	158
Net interest income	$92,255,000	228
Provision for loan and lease losses	$1,300,000	473
Total noninterest income	$7,056,000	719
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$2,805,000	383
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,251,000	748
Total noninterest expense	$43,529,000	397
Salaries and employee benefits	$24,566,000	378
Premises and equipment expense	$9,608,000	221
Additional noninterest expense	$9,355,000	546
Pre-tax net operating income	$54,482,000	199
Securities gains (losses)	$0	3,031
Applicable income taxes	$21,366,000	177
Income before extraordinary items	$33,116,000	228
Extraordinary gains, net	$0	21
Net income	$33,116,000	228
Minority interest net income	$0	78
Net income of bank and minority interests.	$33,116,000	228
Net charge-offs	$-3,543,000	6,255
Cash dividends	$10,000,000	284
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$33,116,000	227
2015-06-30 (YTD Data)		Rank
Total interest income	$73,201,000	220
Total interest expense	$10,062,000	161
Net interest income	$63,139,000	224
Provision for loan and lease losses	$2,128,000	230
Total noninterest income	$4,512,000	744
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,921,000	376
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,591,000	802
Total noninterest expense	$29,128,000	400
Salaries and employee benefits	$16,284,000	379
Premises and equipment expense	$6,160,000	231
Additional noninterest expense	$6,684,000	516
Pre-tax net operating income	$36,395,000	202
Securities gains (losses)	$0	2,636
Applicable income taxes	$14,268,000	177
Income before extraordinary items	$22,127,000	228
Extraordinary gains, net	$0	22
Net income	$22,127,000	228
Minority interest net income	$0	75
Net income of bank and minority interests.	$22,127,000	228
Net charge-offs	$-662,000	6,256
Cash dividends	$5,000,000	347
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$22,127,000	227
2015-03-31 (YTD Data)		Rank
Total interest income	$37,359,000	218
Total interest expense	$4,839,000	166
Net interest income	$32,520,000	220
Provision for loan and lease losses	$1,021,000	220
Total noninterest income	$2,220,000	729
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$963,000	367
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,257,000	778
Total noninterest expense	$14,425,000	401
Salaries and employee benefits	$7,948,000	385
Premises and equipment expense	$2,865,000	246
Additional noninterest expense	$3,612,000	467
Pre-tax net operating income	$19,294,000	187
Securities gains (losses)	$0	2,027
Applicable income taxes	$7,326,000	171
Income before extraordinary items	$11,968,000	205
Extraordinary gains, net	$0	13
Net income	$11,968,000	206
Minority interest net income	$0	64
Net income of bank and minority interests.	$11,968,000	206
Net charge-offs	$313,000	519
Cash dividends	$5,000,000	197
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$11,968,000	206
2014-12-31 (YTD Data)		Rank
Total interest income	$124,114,000	242
Total interest expense	$17,030,000	178
Net interest income	$107,084,000	250
Provision for loan and lease losses	$0	4,603
Total noninterest income	$9,749,000	659
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$4,382,000	343
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,367,000	715
Total noninterest expense	$56,153,000	399
Salaries and employee benefits	$30,746,000	390
Premises and equipment expense	$12,469,000	218
Additional noninterest expense	$12,938,000	531
Pre-tax net operating income	$60,680,000	212
Securities gains (losses)	$847,000	245
Applicable income taxes	$22,945,000	183
Income before extraordinary items	$38,582,000	233
Extraordinary gains, net	$0	17
Net income	$38,582,000	232
Minority interest net income	$0	84
Net income of bank and minority interests.	$38,582,000	232
Net charge-offs	$-264,000	6,300
Cash dividends	$30,000,000	169
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$38,039,920	233
2014-09-30 (YTD Data)		Rank
Total interest income	$90,260,000	249
Total interest expense	$12,402,000	181
Net interest income	$77,858,000	253
Provision for loan and lease losses	$0	4,401
Total noninterest income	$7,536,000	639
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$3,311,000	340
Trading account gains and fees	$0	174
Additional Noninterest Income	$4,225,000	697
Total noninterest expense	$41,358,000	402
Salaries and employee benefits	$22,628,000	389
Premises and equipment expense	$9,357,000	214
Additional noninterest expense	$9,373,000	537
Pre-tax net operating income	$44,036,000	209
Securities gains (losses)	$0	2,980
Applicable income taxes	$16,347,000	188
Income before extraordinary items	$27,689,000	231
Extraordinary gains, net	$0	15
Net income	$27,689,000	232
Minority interest net income	$0	81
Net income of bank and minority interests.	$27,689,000	232
Net charge-offs	$-13,000	5,679
Cash dividends	$15,000,000	201
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$27,689,000	232
2014-06-30 (YTD Data)		Rank
Total interest income	$58,818,000	253
Total interest expense	$8,059,000	183
Net interest income	$50,759,000	257
Provision for loan and lease losses	$0	4,196
Total noninterest income	$5,192,000	617
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$2,247,000	324
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,945,000	661
Total noninterest expense	$26,923,000	410
Salaries and employee benefits	$15,306,000	380
Premises and equipment expense	$6,314,000	213
Additional noninterest expense	$5,303,000	618
Pre-tax net operating income	$29,028,000	212
Securities gains (losses)	$0	2,580
Applicable income taxes	$10,806,000	189
Income before extraordinary items	$18,222,000	235
Extraordinary gains, net	$0	20
Net income	$18,222,000	235
Minority interest net income	$0	80
Net income of bank and minority interests.	$18,222,000	235
Net charge-offs	$44,000	2,900
Cash dividends	$5,000,000	310
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$18,222,000	236
2014-03-31 (YTD Data)		Rank
Total interest income	$28,484,000	254
Total interest expense	$3,944,000	187
Net interest income	$24,540,000	264
Provision for loan and lease losses	$0	3,817
Total noninterest income	$2,679,000	591
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$1,100,000	325
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,579,000	602
Total noninterest expense	$13,585,000	411
Salaries and employee benefits	$7,684,000	384
Premises and equipment expense	$3,234,000	212
Additional noninterest expense	$2,667,000	611
Pre-tax net operating income	$13,634,000	218
Securities gains (losses)	$0	1,715
Applicable income taxes	$5,056,000	198
Income before extraordinary items	$8,578,000	241
Extraordinary gains, net	$0	16
Net income	$8,578,000	241
Minority interest net income	$0	66
Net income of bank and minority interests.	$8,578,000	241
Net charge-offs	$930,000	316
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$8,578,000	238
2013-12-31 (YTD Data)		Rank
Total interest income	$110,319,000	256
Total interest expense	$17,718,000	184
Net interest income	$92,601,000	268
Provision for loan and lease losses	$5,000,000	267
Total noninterest income	$9,996,000	669
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$4,880,000	315
Trading account gains and fees	$0	184
Additional Noninterest Income	$5,116,000	789
Total noninterest expense	$55,649,000	400
Salaries and employee benefits	$32,196,000	361
Premises and equipment expense	$13,785,000	192
Additional noninterest expense	$9,668,000	724
Pre-tax net operating income	$41,948,000	244
Securities gains (losses)	$589,000	390
Applicable income taxes	$15,401,000	213
Income before extraordinary items	$27,136,000	280
Extraordinary gains, net	$0	29
Net income	$27,136,000	280
Minority interest net income	$0	90
Net income of bank and minority interests.	$27,136,000	280
Net charge-offs	$5,675,000	303
Cash dividends	$20,000,000	191
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$26,759,040	282
2013-09-30 (YTD Data)		Rank
Total interest income	$82,468,000	257
Total interest expense	$13,818,000	180
Net interest income	$68,650,000	272
Provision for loan and lease losses	$5,000,000	215
Total noninterest income	$7,528,000	682
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$3,702,000	311
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,826,000	807
Total noninterest expense	$41,863,000	393
Salaries and employee benefits	$24,904,000	345
Premises and equipment expense	$10,153,000	191
Additional noninterest expense	$6,806,000	760
Pre-tax net operating income	$29,315,000	262
Securities gains (losses)	$589,000	354
Applicable income taxes	$10,748,000	222
Income before extraordinary items	$19,156,000	303
Extraordinary gains, net	$0	25
Net income	$19,156,000	304
Minority interest net income	$0	84
Net income of bank and minority interests.	$19,156,000	304
Net charge-offs	$5,784,000	224
Cash dividends	$10,000,000	238
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$18,779,040	300
2013-06-30 (YTD Data)		Rank
Total interest income	$54,715,000	258
Total interest expense	$9,416,000	183
Net interest income	$45,299,000	273
Provision for loan and lease losses	$5,000,000	163
Total noninterest income	$4,888,000	706
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$2,358,000	317
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,530,000	830
Total noninterest expense	$27,455,000	401
Salaries and employee benefits	$16,654,000	343
Premises and equipment expense	$6,723,000	195
Additional noninterest expense	$4,078,000	824
Pre-tax net operating income	$17,732,000	281
Securities gains (losses)	$589,000	317
Applicable income taxes	$6,511,000	238
Income before extraordinary items	$11,810,000	318
Extraordinary gains, net	$0	22
Net income	$11,810,000	319
Minority interest net income	$0	82
Net income of bank and minority interests.	$11,810,000	319
Net charge-offs	$5,644,000	175
Cash dividends	$10,000,000	170
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$11,433,040	314
2013-03-31 (YTD Data)		Rank
Total interest income	$27,887,000	256
Total interest expense	$4,467,000	196
Net interest income	$23,420,000	266
Provision for loan and lease losses	$4,000,000	124
Total noninterest income	$2,282,000	740
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$1,132,000	327
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,150,000	893
Total noninterest expense	$13,950,000	398
Salaries and employee benefits	$8,547,000	341
Premises and equipment expense	$3,330,000	199
Additional noninterest expense	$2,073,000	819
Pre-tax net operating income	$7,752,000	309
Securities gains (losses)	$589,000	186
Applicable income taxes	$2,957,000	257
Income before extraordinary items	$5,384,000	326
Extraordinary gains, net	$0	10
Net income	$5,384,000	327
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,384,000	327
Net charge-offs	$5,189,000	114
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$5,001,150	335
2012-12-31 (YTD Data)		Rank
Total interest income	$103,748,000	279
Total interest expense	$16,099,000	252
Net interest income	$87,649,000	281
Provision for loan and lease losses	$2,500,000	889
Total noninterest income	$9,700,000	702
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$4,671,000	328
Trading account gains and fees	$0	166
Additional Noninterest Income	$5,029,000	807
Total noninterest expense	$55,742,000	395
Salaries and employee benefits	$31,518,000	355
Premises and equipment expense	$13,115,000	195
Additional noninterest expense	$11,109,000	640
Pre-tax net operating income	$39,107,000	250
Securities gains (losses)	$0	3,810
Applicable income taxes	$14,331,000	212
Income before extraordinary items	$24,776,000	294
Extraordinary gains, net	$0	29
Net income	$24,776,000	294
Minority interest net income	$0	93
Net income of bank and minority interests.	$24,776,000	294
Net charge-offs	$2,660,000	923
Cash dividends	$5,000,000	566
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$24,776,000	282
2012-09-30 (YTD Data)		Rank
Total interest income	$75,245,000	285
Total interest expense	$11,676,000	275
Net interest income	$63,569,000	291
Provision for loan and lease losses	$2,500,000	709
Total noninterest income	$7,397,000	684
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$3,535,000	330
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,862,000	776
Total noninterest expense	$41,585,000	394
Salaries and employee benefits	$23,538,000	348
Premises and equipment expense	$9,886,000	196
Additional noninterest expense	$8,161,000	649
Pre-tax net operating income	$26,881,000	270
Securities gains (losses)	$0	3,575
Applicable income taxes	$9,703,000	236
Income before extraordinary items	$17,178,000	312
Extraordinary gains, net	$0	20
Net income	$17,178,000	311
Minority interest net income	$0	86
Net income of bank and minority interests.	$17,178,000	311
Net charge-offs	$2,762,000	719
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$17,178,000	298
2012-06-30 (YTD Data)		Rank
Total interest income	$51,263,000	285
Total interest expense	$7,796,000	282
Net interest income	$43,467,000	288
Provision for loan and lease losses	$1,000,000	1,094
Total noninterest income	$5,041,000	674
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$2,333,000	333
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,708,000	749
Total noninterest expense	$27,821,000	385
Salaries and employee benefits	$15,481,000	354
Premises and equipment expense	$6,550,000	196
Additional noninterest expense	$5,790,000	617
Pre-tax net operating income	$19,687,000	244
Securities gains (losses)	$0	3,178
Applicable income taxes	$7,169,000	222
Income before extraordinary items	$12,518,000	290
Extraordinary gains, net	$0	19
Net income	$12,518,000	290
Minority interest net income	$0	84
Net income of bank and minority interests.	$12,518,000	290
Net charge-offs	$391,000	2,032
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$12,518,000	274
2012-03-31 (YTD Data)		Rank
Total interest income	$25,530,000	285
Total interest expense	$3,870,000	292
Net interest income	$21,660,000	286
Provision for loan and lease losses	$1,000,000	612
Total noninterest income	$2,609,000	659
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$1,129,000	337
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,480,000	689
Total noninterest expense	$14,410,000	377
Salaries and employee benefits	$8,305,000	324
Premises and equipment expense	$3,258,000	195
Additional noninterest expense	$2,847,000	616
Pre-tax net operating income	$8,859,000	259
Securities gains (losses)	$0	2,210
Applicable income taxes	$3,049,000	240
Income before extraordinary items	$5,810,000	304
Extraordinary gains, net	$0	19
Net income	$5,810,000	305
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,810,000	305
Net charge-offs	$592,000	984
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$5,810,000	283
2011-12-31 (YTD Data)		Rank
Total interest income	$112,118,000	264
Total interest expense	$17,609,000	317
Net interest income	$94,509,000	260
Provision for loan and lease losses	$3,000,000	1,193
Total noninterest income	$20,268,000	370
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$4,924,000	322
Trading account gains and fees	$0	146
Additional Noninterest Income	$15,344,000	322
Total noninterest expense	$59,882,000	356
Salaries and employee benefits	$31,832,000	319
Premises and equipment expense	$13,847,000	195
Additional noninterest expense	$14,203,000	522
Pre-tax net operating income	$51,895,000	180
Securities gains (losses)	$2,577,000	191
Applicable income taxes	$19,934,000	157
Income before extraordinary items	$34,538,000	200
Extraordinary gains, net	$0	29
Net income	$34,538,000	201
Minority interest net income	$0	96
Net income of bank and minority interests.	$34,538,000	201
Net charge-offs	$5,412,000	752
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$235,000	515
Net operating income	$32,888,720	203
2011-09-30 (YTD Data)		Rank
Total interest income	$87,383,000	255
Total interest expense	$13,572,000	323
Net interest income	$73,811,000	251
Provision for loan and lease losses	$3,000,000	934
Total noninterest income	$17,789,000	324
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$3,704,000	320
Trading account gains and fees	$0	145
Additional Noninterest Income	$14,085,000	276
Total noninterest expense	$46,036,000	345
Salaries and employee benefits	$24,784,000	295
Premises and equipment expense	$10,537,000	192
Additional noninterest expense	$10,715,000	517
Pre-tax net operating income	$42,564,000	173
Securities gains (losses)	$2,577,000	154
Applicable income taxes	$16,925,000	154
Income before extraordinary items	$28,216,000	196
Extraordinary gains, net	$0	21
Net income	$28,216,000	197
Minority interest net income	$0	87
Net income of bank and minority interests.	$28,216,000	197
Net charge-offs	$4,061,000	743
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$219,000	434
Net operating income	$26,566,720	190
2011-06-30 (YTD Data)		Rank
Total interest income	$58,811,000	258
Total interest expense	$9,032,000	339
Net interest income	$49,779,000	250
Provision for loan and lease losses	$3,000,000	678
Total noninterest income	$14,900,000	278
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$2,493,000	316
Trading account gains and fees	$0	153
Additional Noninterest Income	$12,407,000	235
Total noninterest expense	$31,174,000	344
Salaries and employee benefits	$16,523,000	300
Premises and equipment expense	$7,116,000	189
Additional noninterest expense	$7,535,000	500
Pre-tax net operating income	$30,505,000	166
Securities gains (losses)	$1,374,000	148
Applicable income taxes	$12,015,000	146
Income before extraordinary items	$19,864,000	181
Extraordinary gains, net	$0	15
Net income	$19,864,000	181
Minority interest net income	$0	89
Net income of bank and minority interests.	$19,864,000	181
Net charge-offs	$4,410,000	521
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$186,000	320
Net operating income	$18,984,640	182
2011-03-31 (YTD Data)		Rank
Total interest income	$27,925,000	271
Total interest expense	$3,895,000	413
Net interest income	$24,030,000	254
Provision for loan and lease losses	$2,000,000	517
Total noninterest income	$2,374,000	643
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$1,222,000	322
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,152,000	742
Total noninterest expense	$16,199,000	334
Salaries and employee benefits	$8,597,000	294
Premises and equipment expense	$3,612,000	193
Additional noninterest expense	$3,990,000	469
Pre-tax net operating income	$8,205,000	253
Securities gains (losses)	$867,000	110
Applicable income taxes	$3,252,000	198
Income before extraordinary items	$5,820,000	262
Extraordinary gains, net	$0	9
Net income	$5,820,000	261
Minority interest net income	$0	86
Net income of bank and minority interests.	$5,820,000	262
Net charge-offs	$2,714,000	430
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$132,000	240
Net operating income	$5,265,120	274
2010-12-31 (YTD Data)		Rank
Total interest income	$94,453,000	323
Total interest expense	$18,548,000	423
Net interest income	$75,905,000	302
Provision for loan and lease losses	$11,000,000	618
Total noninterest income	$9,527,000	658
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$5,123,000	305
Trading account gains and fees	$0	175
Additional Noninterest Income	$4,404,000	813
Total noninterest expense	$68,538,000	317
Salaries and employee benefits	$35,501,000	274
Premises and equipment expense	$15,735,000	177
Additional noninterest expense	$17,302,000	464
Pre-tax net operating income	$5,894,000	885
Securities gains (losses)	$0	3,793
Applicable income taxes	$847,000	1,388
Income before extraordinary items	$5,047,000	875
Extraordinary gains, net	$0	29
Net income	$5,047,000	876
Minority interest net income	$0	111
Net income of bank and minority interests.	$5,047,000	877
Net charge-offs	$8,573,000	682
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$203,000	619
Net operating income	$5,047,000	834
2010-09-30 (YTD Data)		Rank
Total interest income	$72,869,000	316
Total interest expense	$14,338,000	429
Net interest income	$58,531,000	293
Provision for loan and lease losses	$4,000,000	1,041
Total noninterest income	$7,676,000	603
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$3,830,000	307
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,846,000	684
Total noninterest expense	$50,219,000	317
Salaries and employee benefits	$26,784,000	261
Premises and equipment expense	$11,367,000	181
Additional noninterest expense	$12,068,000	463
Pre-tax net operating income	$11,988,000	367
Securities gains (losses)	$0	3,651
Applicable income taxes	$3,603,000	374
Income before extraordinary items	$8,385,000	408
Extraordinary gains, net	$0	23
Net income	$8,385,000	407
Minority interest net income	$0	110
Net income of bank and minority interests.	$8,385,000	409
Net charge-offs	$3,144,000	1,103
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$124,000	596
Net operating income	$8,385,000	396
2010-06-30 (YTD Data)		Rank
Total interest income	$49,309,000	312
Total interest expense	$9,911,000	430
Net interest income	$39,398,000	291
Provision for loan and lease losses	$2,000,000	1,278
Total noninterest income	$4,945,000	607
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$2,385,000	329
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,560,000	667
Total noninterest expense	$33,546,000	318
Salaries and employee benefits	$18,005,000	262
Premises and equipment expense	$7,577,000	182
Additional noninterest expense	$7,964,000	469
Pre-tax net operating income	$8,797,000	332
Securities gains (losses)	$0	3,184
Applicable income taxes	$2,802,000	315
Income before extraordinary items	$5,995,000	366
Extraordinary gains, net	$0	19
Net income	$5,995,000	366
Minority interest net income	$0	105
Net income of bank and minority interests.	$5,995,000	366
Net charge-offs	$1,948,000	1,145
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$92,000	498
Net operating income	$5,995,000	361
2010-03-31 (YTD Data)		Rank
Total interest income	$22,041,000	366
Total interest expense	$5,046,000	444
Net interest income	$16,995,000	334
Provision for loan and lease losses	$0	6,552
Total noninterest income	$2,475,000	601
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$1,191,000	331
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,284,000	660
Total noninterest expense	$17,110,000	307
Salaries and employee benefits	$9,243,000	261
Premises and equipment expense	$3,792,000	184
Additional noninterest expense	$4,075,000	454
Pre-tax net operating income	$2,360,000	577
Securities gains (losses)	$0	2,284
Applicable income taxes	$609,000	606
Income before extraordinary items	$1,751,000	635
Extraordinary gains, net	$0	16
Net income	$1,751,000	638
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,751,000	639
Net charge-offs	$370,000	1,836
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$55,000	393
Net operating income	$1,751,000	621
2009-12-31 (YTD Data)		Rank
Total interest income	$114,187,000	303
Total interest expense	$25,085,000	445
Net interest income	$89,102,000	265
Provision for loan and lease losses	$4,200,000	1,614
Total noninterest income	$11,033,000	596
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$5,045,000	338
Trading account gains and fees	$0	211
Additional Noninterest Income	$5,988,000	622
Total noninterest expense	$70,302,000	321
Salaries and employee benefits	$35,822,000	266
Premises and equipment expense	$16,352,000	170
Additional noninterest expense	$18,128,000	474
Pre-tax net operating income	$25,633,000	186
Securities gains (losses)	$0	3,754
Applicable income taxes	$9,472,000	171
Income before extraordinary items	$16,161,000	213
Extraordinary gains, net	$0	34
Net income	$16,161,000	214
Minority interest net income	$0	115
Net income of bank and minority interests.	$16,161,000	214
Net charge-offs	$1,004,000	2,851
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$-2,000	7,896
Net operating income	$16,161,000	214
2009-09-30 (YTD Data)		Rank
Total interest income	$86,112,000	318
Total interest expense	$19,786,000	456
Net interest income	$66,326,000	274
Provision for loan and lease losses	$2,200,000	1,792
Total noninterest income	$8,518,000	595
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$3,778,000	340
Trading account gains and fees	$0	212
Additional Noninterest Income	$4,740,000	614
Total noninterest expense	$53,532,000	325
Salaries and employee benefits	$27,074,000	271
Premises and equipment expense	$12,609,000	171
Additional noninterest expense	$13,849,000	444
Pre-tax net operating income	$19,112,000	196
Securities gains (losses)	$0	3,497
Applicable income taxes	$7,111,000	175
Income before extraordinary items	$12,001,000	220
Extraordinary gains, net	$0	27
Net income	$12,001,000	220
Minority interest net income	$0	118
Net income of bank and minority interests.	$12,001,000	220
Net charge-offs	$736,000	2,578
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$-23,000	8,018
Net operating income	$12,001,000	215
2009-06-30 (YTD Data)		Rank
Total interest income	$57,402,000	321
Total interest expense	$14,190,000	450
Net interest income	$43,212,000	279
Provision for loan and lease losses	$1,700,000	1,548
Total noninterest income	$5,868,000	594
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$2,458,000	346
Trading account gains and fees	$0	193
Additional Noninterest Income	$3,410,000	584
Total noninterest expense	$36,225,000	316
Salaries and employee benefits	$17,759,000	282
Premises and equipment expense	$8,677,000	172
Additional noninterest expense	$9,789,000	433
Pre-tax net operating income	$11,155,000	211
Securities gains (losses)	$0	3,136
Applicable income taxes	$3,716,000	211
Income before extraordinary items	$7,439,000	242
Extraordinary gains, net	$0	21
Net income	$7,439,000	241
Minority interest net income	$0	112
Net income of bank and minority interests.	$7,439,000	241
Net charge-offs	$287,000	2,989
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$-39,000	8,140
Net operating income	$7,439,000	231
2009-03-31 (YTD Data)		Rank
Total interest income	$28,262,000	328
Total interest expense	$8,098,000	406
Net interest income	$20,164,000	293
Provision for loan and lease losses	$200,000	2,838
Total noninterest income	$3,277,000	513
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$1,247,000	333
Trading account gains and fees	$0	171
Additional Noninterest Income	$2,030,000	504
Total noninterest expense	$17,762,000	307
Salaries and employee benefits	$8,961,000	276
Premises and equipment expense	$4,488,000	172
Additional noninterest expense	$4,313,000	422
Pre-tax net operating income	$5,479,000	226
Securities gains (losses)	$0	2,434
Applicable income taxes	$1,679,000	238
Income before extraordinary items	$3,800,000	269
Extraordinary gains, net	$0	15
Net income	$3,800,000	269
Minority interest net income	$0	102
Net income of bank and minority interests.	$3,800,000	270
Net charge-offs	$89,000	2,993
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$-10,000	8,182
Net operating income	$3,800,000	249
2008-12-31 (YTD Data)		Rank
Total interest income	$132,560,000	312
Total interest expense	$43,143,000	375
Net interest income	$89,417,000	279
Provision for loan and lease losses	$3,656,000	1,228
Total noninterest income	$12,761,000	491
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$6,171,000	289
Trading account gains and fees	$0	154
Additional Noninterest Income	$6,590,000	534
Total noninterest expense	$76,429,000	300
Salaries and employee benefits	$35,872,000	271
Premises and equipment expense	$17,458,000	168
Additional noninterest expense	$23,099,000	352
Pre-tax net operating income	$22,093,000	261
Securities gains (losses)	$90,000	1,208
Applicable income taxes	$4,488,000	347
Income before extraordinary items	$17,695,000	227
Extraordinary gains, net	$0	39
Net income	$17,695,000	227
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,539,000	1,524
Cash dividends	$25,000,000	149
Sale, conversion, retirement of capital stock, net	$412,000	590
Net operating income	$17,623,000	238
2008-09-30 (YTD Data)		Rank
Total interest income	$96,703,000	332
Total interest expense	$33,688,000	374
Net interest income	$63,015,000	306
Provision for loan and lease losses	$1,242,000	1,615
Total noninterest income	$9,588,000	518
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$4,860,000	284
Trading account gains and fees	$0	148
Additional Noninterest Income	$4,728,000	579
Total noninterest expense	$59,053,000	284
Salaries and employee benefits	$27,081,000	280
Premises and equipment expense	$13,261,000	176
Additional noninterest expense	$18,711,000	316
Pre-tax net operating income	$12,308,000	419
Securities gains (losses)	$90,000	1,042
Applicable income taxes	$1,358,000	910
Income before extraordinary items	$11,040,000	336
Extraordinary gains, net	$0	31
Net income	$11,040,000	335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,364,000	1,079
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$420,000	419
Net operating income	$10,959,900	356
2008-06-30 (YTD Data)		Rank
Total interest income	$66,563,000	330
Total interest expense	$24,666,000	360
Net interest income	$41,897,000	306
Provision for loan and lease losses	$842,000	1,368
Total noninterest income	$6,411,000	536
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$3,408,000	272
Trading account gains and fees	$0	149
Additional Noninterest Income	$3,003,000	621
Total noninterest expense	$41,308,000	268
Salaries and employee benefits	$17,677,000	292
Premises and equipment expense	$8,804,000	177
Additional noninterest expense	$14,827,000	274
Pre-tax net operating income	$6,158,000	568
Securities gains (losses)	$1,694,000	133
Applicable income taxes	$69,000	3,808
Income before extraordinary items	$7,783,000	353
Extraordinary gains, net	$0	21
Net income	$7,783,000	352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$497,000	1,320
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$422,000	277
Net operating income	$6,105,940	441
2008-03-31 (YTD Data)		Rank
Total interest income	$35,025,000	326
Total interest expense	$13,651,000	353
Net interest income	$21,374,000	301
Provision for loan and lease losses	$0	6,080
Total noninterest income	$3,238,000	534
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$1,759,000	259
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,479,000	622
Total noninterest expense	$18,219,000	296
Salaries and employee benefits	$9,157,000	288
Premises and equipment expense	$4,476,000	176
Additional noninterest expense	$4,586,000	363
Pre-tax net operating income	$6,393,000	332
Securities gains (losses)	$1,694,000	98
Applicable income taxes	$1,958,000	348
Income before extraordinary items	$6,129,000	267
Extraordinary gains, net	$0	15
Net income	$6,129,000	267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	1,685
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$374,000	149
Net operating income	$4,841,560	309
2007-12-31 (YTD Data)		Rank
Total interest income	$168,919,000	291
Total interest expense	$70,707,000	307
Net interest income	$98,212,000	262
Provision for loan and lease losses	$0	6,851
Total noninterest income	$78,377,000	145
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$7,093,000	263
Trading account gains and fees	$0	178
Additional Noninterest Income	$71,284,000	121
Total noninterest expense	$67,472,000	308
Salaries and employee benefits	$32,944,000	299
Premises and equipment expense	$16,435,000	178
Additional noninterest expense	$18,093,000	376
Pre-tax net operating income	$109,117,000	126
Securities gains (losses)	$-508,000	8,372
Applicable income taxes	$36,344,000	124
Income before extraordinary items	$72,265,000	129
Extraordinary gains, net	$0	39
Net income	$72,265,000	127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$355,000	2,076
Cash dividends	$80,000,000	96
Sale, conversion, retirement of capital stock, net	$18,000	1,197
Net operating income	$72,605,360	127
2007-09-30 (YTD Data)		Rank
Total interest income	$128,762,000	285
Total interest expense	$53,508,000	307
Net interest income	$75,254,000	247
Provision for loan and lease losses	$0	6,528
Total noninterest income	$74,859,000	129
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$5,229,000	264
Trading account gains and fees	$0	184
Additional Noninterest Income	$69,630,000	101
Total noninterest expense	$49,240,000	309
Salaries and employee benefits	$24,856,000	300
Premises and equipment expense	$11,410,000	186
Additional noninterest expense	$12,974,000	373
Pre-tax net operating income	$100,873,000	124
Securities gains (losses)	$-508,000	8,460
Applicable income taxes	$37,196,000	113
Income before extraordinary items	$63,169,000	132
Extraordinary gains, net	$0	33
Net income	$63,169,000	131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$282,000	1,586
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$16,000	1,047
Net operating income	$63,494,120	128
2007-06-30 (YTD Data)		Rank
Total interest income	$81,115,000	311
Total interest expense	$34,977,000	317
Net interest income	$46,138,000	284
Provision for loan and lease losses	$0	6,209
Total noninterest income	$6,513,000	535
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$3,427,000	270
Trading account gains and fees	$0	168
Additional Noninterest Income	$3,086,000	607
Total noninterest expense	$32,309,000	320
Salaries and employee benefits	$15,949,000	322
Premises and equipment expense	$7,279,000	204
Additional noninterest expense	$9,081,000	364
Pre-tax net operating income	$20,342,000	317
Securities gains (losses)	$-385,000	8,517
Applicable income taxes	$6,732,000	312
Income before extraordinary items	$13,225,000	338
Extraordinary gains, net	$0	29
Net income	$13,225,000	337
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	1,774
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$25,000	863
Net operating income	$13,479,100	329
2007-03-31 (YTD Data)		Rank
Total interest income	$41,599,000	299
Total interest expense	$17,927,000	311
Net interest income	$23,672,000	274
Provision for loan and lease losses	$0	5,779
Total noninterest income	$3,126,000	530
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$1,413,000	312
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,713,000	555
Total noninterest expense	$16,665,000	313
Salaries and employee benefits	$8,235,000	316
Premises and equipment expense	$3,229,000	218
Additional noninterest expense	$5,201,000	326
Pre-tax net operating income	$10,133,000	320
Securities gains (losses)	$0	1,187
Applicable income taxes	$3,863,000	286
Income before extraordinary items	$6,270,000	353
Extraordinary gains, net	$0	22
Net income	$6,270,000	352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	1,544
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$6,270,000	345
2006-12-31 (YTD Data)		Rank
Total interest income	$128,770,000	339
Total interest expense	$53,919,000	336
Net interest income	$74,851,000	329
Provision for loan and lease losses	$0	6,850
Total noninterest income	$11,141,000	565
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$5,428,000	330
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,713,000	617
Total noninterest expense	$50,709,000	385
Salaries and employee benefits	$24,217,000	404
Premises and equipment expense	$10,789,000	245
Additional noninterest expense	$15,703,000	395
Pre-tax net operating income	$35,283,000	353
Securities gains (losses)	$0	1,687
Applicable income taxes	$11,895,000	347
Income before extraordinary items	$23,388,000	371
Extraordinary gains, net	$0	51
Net income	$23,388,000	370
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$275,000	1,792
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$3,334,000	353
Net operating income	$23,388,000	361
2006-09-30 (YTD Data)		Rank
Total interest income	$86,899,000	381
Total interest expense	$35,102,000	392
Net interest income	$51,797,000	369
Provision for loan and lease losses	$0	6,685
Total noninterest income	$7,824,000	603
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$3,836,000	350
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,988,000	655
Total noninterest expense	$34,434,000	430
Salaries and employee benefits	$16,660,000	451
Premises and equipment expense	$7,244,000	285
Additional noninterest expense	$10,530,000	433
Pre-tax net operating income	$25,187,000	385
Securities gains (losses)	$0	1,388
Applicable income taxes	$8,611,000	376
Income before extraordinary items	$16,576,000	409
Extraordinary gains, net	$0	45
Net income	$16,576,000	408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	1,837
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$3,314,000	269
Net operating income	$16,576,000	401
2006-06-30 (YTD Data)		Rank
Total interest income	$41,125,000	495
Total interest expense	$17,264,000	485
Net interest income	$23,861,000	498
Provision for loan and lease losses	$0	6,419
Total noninterest income	$4,471,000	688
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$2,192,000	388
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,279,000	728
Total noninterest expense	$17,002,000	556
Salaries and employee benefits	$8,463,000	579
Premises and equipment expense	$3,456,000	386
Additional noninterest expense	$5,083,000	557
Pre-tax net operating income	$11,330,000	510
Securities gains (losses)	$0	1,185
Applicable income taxes	$3,882,000	487
Income before extraordinary items	$7,448,000	550
Extraordinary gains, net	$0	39
Net income	$7,448,000	548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	2,422
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$2,995,000	193
Net operating income	$7,448,000	538
2006-03-31 (YTD Data)		Rank
Total interest income	$7,823,000	1,223
Total interest expense	$3,057,000	1,206
Net interest income	$4,766,000	1,183
Provision for loan and lease losses	$0	6,013
Total noninterest income	$906,000	1,377
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$726,000	570
Trading account gains and fees	$0	115
Additional Noninterest Income	$180,000	2,686
Total noninterest expense	$4,627,000	969
Salaries and employee benefits	$2,818,000	872
Premises and equipment expense	$819,000	789
Additional noninterest expense	$990,000	1,330
Pre-tax net operating income	$1,045,000	2,205
Securities gains (losses)	$0	955
Applicable income taxes	$365,000	1,770
Income before extraordinary items	$680,000	2,496
Extraordinary gains, net	$0	21
Net income	$680,000	2,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$2,781,000	97
Net operating income	$680,000	2,480
2005-12-31 (YTD Data)		Rank
Total interest income	$77,000	8,808
Total interest expense	$29,000	8,727
Net interest income	$48,000	8,811
Provision for loan and lease losses	$0	7,120
Total noninterest income	$12,000	8,651
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$7,000	7,635
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,000	8,545
Total noninterest expense	$44,000	8,819
Salaries and employee benefits	$23,000	8,806
Premises and equipment expense	$8,000	8,784
Additional noninterest expense	$13,000	8,823
Pre-tax net operating income	$16,000	8,195
Securities gains (losses)	$0	2,296
Applicable income taxes	$4,000	6,709
Income before extraordinary items	$12,000	8,243
Extraordinary gains, net	$0	46
Net income	$12,000	8,244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$12,000	8,213
2005-09-30 (YTD Data)		Rank
Total interest income	$20,848,000	1,156
Total interest expense	$7,694,000	1,019
Net interest income	$13,154,000	1,222
Provision for loan and lease losses	$175,000	3,250
Total noninterest income	$3,304,000	1,199
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$2,026,000	627
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,278,000	1,515
Total noninterest expense	$11,887,000	1,057
Salaries and employee benefits	$6,274,000	1,097
Premises and equipment expense	$2,121,000	829
Additional noninterest expense	$3,492,000	1,085
Pre-tax net operating income	$4,396,000	1,625
Securities gains (losses)	$17,000	1,289
Applicable income taxes	$1,571,000	1,339
Income before extraordinary items	$2,842,000	1,841
Extraordinary gains, net	$0	35
Net income	$2,842,000	1,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,041,000	294
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,831,120	1,814
2005-06-30 (YTD Data)		Rank
Total interest income	$13,868,000	1,126
Total interest expense	$4,947,000	996
Net interest income	$8,921,000	1,186
Provision for loan and lease losses	$125,000	2,939
Total noninterest income	$2,184,000	1,190
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$1,344,000	619
Trading account gains and fees	$0	116
Additional Noninterest Income	$840,000	1,520
Total noninterest expense	$7,953,000	1,049
Salaries and employee benefits	$4,215,000	1,078
Premises and equipment expense	$1,404,000	828
Additional noninterest expense	$2,334,000	1,075
Pre-tax net operating income	$3,027,000	1,535
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,082,000	1,279
Income before extraordinary items	$1,945,000	1,758
Extraordinary gains, net	$0	30
Net income	$1,945,000	1,758
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,650,000	260
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,945,000	1,728
2005-03-31 (YTD Data)		Rank
Total interest income	$6,898,000	1,099
Total interest expense	$2,369,000	985
Net interest income	$4,529,000	1,158
Provision for loan and lease losses	$75,000	2,455
Total noninterest income	$1,021,000	1,226
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$638,000	627
Trading account gains and fees	$0	115
Additional Noninterest Income	$383,000	1,601
Total noninterest expense	$3,919,000	1,064
Salaries and employee benefits	$2,077,000	1,098
Premises and equipment expense	$685,000	860
Additional noninterest expense	$1,157,000	1,073
Pre-tax net operating income	$1,556,000	1,463
Securities gains (losses)	$0	1,685
Applicable income taxes	$559,000	1,218
Income before extraordinary items	$997,000	1,676
Extraordinary gains, net	$0	24
Net income	$997,000	1,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,039,000	223
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$997,000	1,647
2004-12-31 (YTD Data)		Rank
Total interest income	$26,725,000	1,052
Total interest expense	$8,537,000	955
Net interest income	$18,188,000	1,098
Provision for loan and lease losses	$6,325,000	210
Total noninterest income	$4,309,000	1,204
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$2,403,000	733
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,906,000	1,370
Total noninterest expense	$15,504,000	1,041
Salaries and employee benefits	$7,528,000	1,143
Premises and equipment expense	$2,757,000	821
Additional noninterest expense	$5,219,000	967
Pre-tax net operating income	$668,000	6,196
Securities gains (losses)	$2,871,000	154
Applicable income taxes	$1,124,000	1,987
Income before extraordinary items	$2,415,000	2,504
Extraordinary gains, net	$0	34
Net income	$2,415,000	2,506
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,024,000	341
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$462,720	6,443
2004-09-30 (YTD Data)		Rank
Total interest income	$19,875,000	1,049
Total interest expense	$6,228,000	957
Net interest income	$13,647,000	1,081
Provision for loan and lease losses	$5,575,000	191
Total noninterest income	$3,316,000	1,208
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,842,000	719
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,474,000	1,351
Total noninterest expense	$11,948,000	1,019
Salaries and employee benefits	$5,727,000	1,118
Premises and equipment expense	$2,084,000	820
Additional noninterest expense	$4,137,000	891
Pre-tax net operating income	$-560,000	8,796
Securities gains (losses)	$2,869,000	143
Applicable income taxes	$700,000	2,312
Income before extraordinary items	$1,609,000	2,789
Extraordinary gains, net	$0	26
Net income	$1,609,000	2,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,071,000	345
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-399,300	8,750
2004-06-30 (YTD Data)		Rank
Total interest income	$12,980,000	1,066
Total interest expense	$4,054,000	968
Net interest income	$8,926,000	1,093
Provision for loan and lease losses	$5,500,000	146
Total noninterest income	$2,316,000	1,149
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$1,270,000	687
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,046,000	1,278
Total noninterest expense	$8,354,000	962
Salaries and employee benefits	$3,971,000	1,079
Premises and equipment expense	$1,395,000	811
Additional noninterest expense	$2,988,000	828
Pre-tax net operating income	$-2,612,000	9,053
Securities gains (losses)	$2,880,000	126
Applicable income taxes	$-18,000	8,827
Income before extraordinary items	$286,000	6,134
Extraordinary gains, net	$0	21
Net income	$286,000	6,135
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,068,000	408
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-2,594,000	9,048
2004-03-31 (YTD Data)		Rank
Total interest income	$6,349,000	1,099
Total interest expense	$2,022,000	993
Net interest income	$4,327,000	1,137
Provision for loan and lease losses	$500,000	518
Total noninterest income	$1,271,000	1,041
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$652,000	660
Trading account gains and fees	$0	121
Additional Noninterest Income	$619,000	1,107
Total noninterest expense	$3,955,000	1,027
Salaries and employee benefits	$2,116,000	1,019
Premises and equipment expense	$702,000	819
Additional noninterest expense	$1,137,000	1,075
Pre-tax net operating income	$1,143,000	1,798
Securities gains (losses)	$397,000	297
Applicable income taxes	$485,000	1,326
Income before extraordinary items	$1,055,000	1,511
Extraordinary gains, net	$0	16
Net income	$1,055,000	1,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$346,000	549
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$781,070	1,909
2003-12-31 (YTD Data)		Rank
Total interest income	$24,014,000	1,186
Total interest expense	$8,312,000	1,074
Net interest income	$15,702,000	1,232
Provision for loan and lease losses	$60,000	5,969
Total noninterest income	$3,733,000	1,425
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$2,052,000	836
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,681,000	1,659
Total noninterest expense	$13,943,000	1,163
Salaries and employee benefits	$7,405,000	1,150
Premises and equipment expense	$2,488,000	900
Additional noninterest expense	$4,050,000	1,227
Pre-tax net operating income	$5,432,000	1,510
Securities gains (losses)	$642,000	645
Applicable income taxes	$2,191,000	1,203
Income before extraordinary items	$3,883,000	1,602
Extraordinary gains, net	$0	54
Net income	$3,883,000	1,604
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,809
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,472,120	1,712
2003-09-30 (YTD Data)		Rank
Total interest income	$17,878,000	1,225
Total interest expense	$6,348,000	1,102
Net interest income	$11,530,000	1,270
Provision for loan and lease losses	$60,000	5,499
Total noninterest income	$2,734,000	1,485
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,530,000	848
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,204,000	1,800
Total noninterest expense	$10,247,000	1,190
Salaries and employee benefits	$5,480,000	1,170
Premises and equipment expense	$1,780,000	967
Additional noninterest expense	$2,987,000	1,257
Pre-tax net operating income	$3,957,000	1,595
Securities gains (losses)	$400,000	794
Applicable income taxes	$1,479,000	1,369
Income before extraordinary items	$2,878,000	1,678
Extraordinary gains, net	$0	40
Net income	$2,878,000	1,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,184
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,614,000	1,747
2003-06-30 (YTD Data)		Rank
Total interest income	$12,030,000	1,227
Total interest expense	$4,370,000	1,102
Net interest income	$7,660,000	1,282
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$1,760,000	1,511
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$980,000	863
Trading account gains and fees	$0	150
Additional Noninterest Income	$780,000	1,819
Total noninterest expense	$6,703,000	1,213
Salaries and employee benefits	$3,579,000	1,202
Premises and equipment expense	$1,138,000	1,014
Additional noninterest expense	$1,986,000	1,251
Pre-tax net operating income	$2,657,000	1,581
Securities gains (losses)	$242,000	934
Applicable income taxes	$1,039,000	1,326
Income before extraordinary items	$1,860,000	1,741
Extraordinary gains, net	$0	30
Net income	$1,860,000	1,741
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,538
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,705,120	1,769
2003-03-31 (YTD Data)		Rank
Total interest income	$6,098,000	1,218
Total interest expense	$2,202,000	1,116
Net interest income	$3,896,000	1,253
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$857,000	1,496
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$462,000	890
Trading account gains and fees	$0	134
Additional Noninterest Income	$395,000	1,755
Total noninterest expense	$3,316,000	1,211
Salaries and employee benefits	$1,751,000	1,219
Premises and equipment expense	$577,000	998
Additional noninterest expense	$988,000	1,242
Pre-tax net operating income	$1,377,000	1,527
Securities gains (losses)	$89,000	1,062
Applicable income taxes	$517,000	1,338
Income before extraordinary items	$949,000	1,689
Extraordinary gains, net	$0	21
Net income	$949,000	1,688
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$891,150	1,666
2002-12-31 (YTD Data)		Rank
Total interest income	$23,327,000	1,312
Total interest expense	$9,138,000	1,228
Net interest income	$14,189,000	1,365
Provision for loan and lease losses	$270,000	3,677
Total noninterest income	$3,202,000	1,493
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,715,000	933
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,487,000	1,657
Total noninterest expense	$11,933,000	1,288
Salaries and employee benefits	$6,351,000	1,280
Premises and equipment expense	$2,080,000	1,063
Additional noninterest expense	$3,502,000	1,361
Pre-tax net operating income	$5,188,000	1,579
Securities gains (losses)	$37,000	2,669
Applicable income taxes	$1,813,000	1,403
Income before extraordinary items	$3,412,000	1,754
Extraordinary gains, net	$0	70
Net income	$3,412,000	1,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-48,000	9,140
Cash dividends	$3,000,000	917
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,387,950	1,718
2001-12-31 (YTD Data)		Rank
Total interest income	$22,945,000	1,486
Total interest expense	$11,378,000	1,423
Net interest income	$11,567,000	1,542
Provision for loan and lease losses	$150,000	4,756
Total noninterest income	$2,153,000	1,904
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,059,000	1,409
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,094,000	1,914
Total noninterest expense	$9,826,000	1,497
Salaries and employee benefits	$5,062,000	1,499
Premises and equipment expense	$1,750,000	1,210
Additional noninterest expense	$3,014,000	1,541
Pre-tax net operating income	$3,744,000	1,876
Securities gains (losses)	$-14,000	9,335
Applicable income taxes	$1,023,000	2,040
Income before extraordinary items	$2,707,000	1,940
Extraordinary gains, net	$0	105
Net income	$2,707,000	1,944
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	8,995
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,717,220	1,857
2000-12-31 (YTD Data)		Rank
Total interest income	$20,995,000	1,644
Total interest expense	$11,205,000	1,530
Net interest income	$9,790,000	1,793
Provision for loan and lease losses	$150,000	4,393
Total noninterest income	$1,720,000	2,102
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$896,000	1,527
Trading account gains and fees	$0	180
Additional Noninterest Income	$824,000	2,117
Total noninterest expense	$8,335,000	1,672
Salaries and employee benefits	$4,098,000	1,753
Premises and equipment expense	$1,427,000	1,461
Additional noninterest expense	$2,810,000	1,586
Pre-tax net operating income	$3,025,000	2,374
Securities gains (losses)	$-154,000	9,523
Applicable income taxes	$880,000	2,351
Income before extraordinary items	$1,991,000	2,583
Extraordinary gains, net	$0	38
Net income	$1,991,000	2,582
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-247,000	9,840
Cash dividends	$1,322,000	1,828
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,097,260	2,454
1999-12-31 (YTD Data)		Rank
Total interest income	$18,410,000	1,764
Total interest expense	$9,472,000	1,584
Net interest income	$8,938,000	1,969
Provision for loan and lease losses	$600,000	1,498
Total noninterest income	$1,618,000	2,184
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$649,000	2,046
Trading account gains and fees	$0	173
Additional Noninterest Income	$969,000	1,921
Total noninterest expense	$7,578,000	1,829
Salaries and employee benefits	$3,910,000	1,772
Premises and equipment expense	$735,000	2,754
Additional noninterest expense	$2,933,000	1,538
Pre-tax net operating income	$2,378,000	2,909
Securities gains (losses)	$88,000	783
Applicable income taxes	$847,000	2,515
Income before extraordinary items	$1,619,000	3,061
Extraordinary gains, net	$0	35
Net income	$1,619,000	3,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	2,424
Cash dividends	$1,601,000	1,594
Sale, conversion, retirement of capital stock, net	$59,000	845
Net operating income	$1,560,920	3,113
1998-12-31 (YTD Data)		Rank
Total interest income	$15,285,000	2,131
Total interest expense	$8,229,000	1,861
Net interest income	$7,056,000	2,408
Provision for loan and lease losses	$420,000	1,980
Total noninterest income	$905,000	3,307
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$417,000	3,020
Trading account gains and fees	$0	224
Additional Noninterest Income	$488,000	3,023
Total noninterest expense	$5,799,000	2,260
Salaries and employee benefits	$2,838,000	2,378
Premises and equipment expense	$862,000	2,264
Additional noninterest expense	$2,099,000	2,031
Pre-tax net operating income	$1,742,000	3,731
Securities gains (losses)	$13,000	2,771
Applicable income taxes	$630,000	3,273
Income before extraordinary items	$1,125,000	4,115
Extraordinary gains, net	$0	32
Net income	$1,125,000	4,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$375,000	1,582
Cash dividends	$565,000	3,257
Sale, conversion, retirement of capital stock, net	$214,000	672
Net operating income	$1,116,680	4,048
1997-12-31 (YTD Data)		Rank
Total interest income	$12,726,000	2,586
Total interest expense	$7,303,000	2,084
Net interest income	$5,423,000	3,222
Provision for loan and lease losses	$240,000	3,015
Total noninterest income	$376,000	5,935
Gross Fiduciary activities income	$172,000	934
Service charges on deposit accounts	$89,000	7,447
Trading account gains and fees	$0	239
Additional Noninterest Income	$115,000	6,392
Total noninterest expense	$3,737,000	3,379
Salaries and employee benefits	$1,812,000	3,619
Premises and equipment expense	$573,000	3,284
Additional noninterest expense	$1,352,000	2,998
Pre-tax net operating income	$1,822,000	3,822
Securities gains (losses)	$2,000	3,292
Applicable income taxes	$760,000	3,045
Income before extraordinary items	$1,064,000	4,470
Extraordinary gains, net	$0	44
Net income	$1,064,000	4,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	9,836
Cash dividends	$357,000	4,198
Sale, conversion, retirement of capital stock, net	$10,685,000	81
Net operating income	$1,062,720	4,417
1996-12-31 (YTD Data)		Rank
Total interest income	$8,998,000	3,621
Total interest expense	$4,786,000	3,118
Net interest income	$4,212,000	4,128
Provision for loan and lease losses	$302,000	2,546
Total noninterest income	$358,000	6,348
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$194,000	5,664
Trading account gains and fees	NA	NA
Additional Noninterest Income	$164,000	5,709
Total noninterest expense	$2,709,000	4,692
Salaries and employee benefits	$1,294,000	4,875
Premises and equipment expense	$441,000	4,189
Additional noninterest expense	$974,000	4,499
Pre-tax net operating income	$1,559,000	4,200
Securities gains (losses)	$6,000	2,865
Applicable income taxes	$531,000	3,959
Income before extraordinary items	$1,034,000	4,361
Extraordinary gains, net	$0	53
Net income	$1,034,000	4,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	3,102
Cash dividends	$279,000	4,729
Sale, conversion, retirement of capital stock, net	$3,283,000	213
Net operating income	$1,030,040	4,325
1995-12-31 (YTD Data)		Rank
Total interest income	$5,978,000	5,222
Total interest expense	$3,059,000	4,669
Net interest income	$2,919,000	5,624
Provision for loan and lease losses	$180,000	3,223
Total noninterest income	$338,000	6,626
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$155,000	6,557
Trading account gains and fees	NA	NA
Additional Noninterest Income	$183,000	5,373
Total noninterest expense	$2,217,000	5,523
Salaries and employee benefits	$1,077,000	5,695
Premises and equipment expense	$311,000	5,475
Additional noninterest expense	$829,000	5,112
Pre-tax net operating income	$860,000	6,603
Securities gains (losses)	$0	3,831
Applicable income taxes	$173,000	7,875
Income before extraordinary items	$687,000	6,074
Extraordinary gains, net	$0	65
Net income	$687,000	6,072
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,712
Cash dividends	$150,000	6,032
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$687,000	6,038
1994-12-31 (YTD Data)		Rank
Total interest income	$3,217,000	7,733
Total interest expense	$1,209,000	7,867
Net interest income	$2,008,000	7,545
Provision for loan and lease losses	$180,000	3,202
Total noninterest income	$296,000	7,300
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$166,000	6,530
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	6,669
Total noninterest expense	$1,700,000	6,987
Salaries and employee benefits	$845,000	6,950
Premises and equipment expense	$264,000	6,286
Additional noninterest expense	$591,000	7,102
Pre-tax net operating income	$424,000	9,165
Securities gains (losses)	$0	3,600
Applicable income taxes	$44,000	10,609
Income before extraordinary items	$380,000	8,358
Extraordinary gains, net	$0	249
Net income	$380,000	8,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,490
Cash dividends	$60,000	7,692
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$380,000	8,406
1993-12-31 (YTD Data)		Rank
Total interest income	$2,271,000	9,630
Total interest expense	$789,000	10,098
Net interest income	$1,482,000	9,173
Provision for loan and lease losses	$375,000	2,560
Total noninterest income	$177,000	9,661
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$116,000	7,947
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	9,494
Total noninterest expense	$1,364,000	8,286
Salaries and employee benefits	$698,000	8,012
Premises and equipment expense	$181,000	8,115
Additional noninterest expense	$485,000	8,376
Pre-tax net operating income	$-80,000	12,573
Securities gains (losses)	$216,000	1,607
Applicable income taxes	$18,000	11,644
Income before extraordinary items	$118,000	11,596
Extraordinary gains, net	$0	3,149
Net income	$118,000	11,650
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$380,000	2,135
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-69,920	12,531
1992-12-31 (YTD Data)		Rank
Total interest income	$2,037,000	10,830
Total interest expense	$834,000	11,176
Net interest income	$1,203,000	10,318
Provision for loan and lease losses	$135,000	6,388
Total noninterest income	$124,000	11,071
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$69,000	9,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	10,088
Total noninterest expense	$1,181,000	9,131
Salaries and employee benefits	$598,000	8,819
Premises and equipment expense	$164,000	8,734
Additional noninterest expense	$419,000	9,344
Pre-tax net operating income	$11,000	12,639
Securities gains (losses)	$0	8,369
Applicable income taxes	$0	12,680
Income before extraordinary items	$11,000	12,831
Extraordinary gains, net	$0	1,422
Net income	$11,000	12,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	9,186
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$11,000	12,600

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.