Home > New Jersey National Bank > Net charge- offs to loans
New Jersey National Bank, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1262% | 5,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2615% | 262 |
| Percentage Net Loans Charged-off:Construction & development | -1.7134% | 1,452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5542% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6592% | 1,442 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1275% | 306 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0770% | 1,318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2175% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7028% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1961% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6635% | 77 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2209% | 4 |
| Percentage Net Loans Charged-off:Construction & development | 10.2168% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.3947% | 12 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8496% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6873% | 23 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6249% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7067% | 24 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5692% | 49 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1564% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7439% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4124% | 126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8654% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1762% | 153 |
| Percentage Net Loans Charged-off:Construction & development | 3.8959% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4413% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5887% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5017% | 150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2660% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5991% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1702% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1004% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9366% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3527% | 1,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9161% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 3.3839% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6937% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0370% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5541% | 145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4990% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5785% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5657% | 269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3677% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7584% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |