Home > New Era Bank > Income and Expense

New Era Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,772,0002,204
Total interest expense$3,282,0002,505
Net interest income$12,490,0002,057
Provision for loan and lease losses$50,0002,785
Total noninterest income$2,938,0001,653
Gross Fiduciary activities income$0981
Service charges on deposit accounts$819,0001,173
Trading account gains and fees$0123
Additional Noninterest Income$2,119,0001,569
Total noninterest expense$7,572,0002,430
Salaries and employee benefits$3,792,0002,608
Premises and equipment expense$985,0002,043
Additional noninterest expense$2,119,0001,569
Pre-tax net operating income$7,806,0001,418
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$7,806,0001,231
Extraordinary gains, net$054
Net income$7,806,0001,247
Minority interest net income$088
Net income of bank and minority interests.$7,806,0001,234
Net charge-offs$54,0001,776
Cash dividends$4,207,000913
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,806,0001,255
2023-09-30 (YTD Data)Rank
Total interest income$11,448,0002,214
Total interest expense$2,272,0002,490
Net interest income$9,176,0002,100
Provision for loan and lease losses$20,0002,810
Total noninterest income$2,279,0001,615
Gross Fiduciary activities income$0950
Service charges on deposit accounts$606,0001,172
Trading account gains and fees$0125
Additional Noninterest Income$1,673,0001,505
Total noninterest expense$5,651,0002,421
Salaries and employee benefits$2,879,0002,574
Premises and equipment expense$744,0002,044
Additional noninterest expense$1,673,0001,505
Pre-tax net operating income$5,784,0001,490
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$5,784,0001,287
Extraordinary gains, net$052
Net income$5,784,0001,296
Minority interest net income$081
Net income of bank and minority interests.$5,784,0001,287
Net charge-offs$27,0001,761
Cash dividends$3,154,000851
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,784,0001,311
2023-06-30 (YTD Data)Rank
Total interest income$7,412,0002,240
Total interest expense$1,364,0002,467
Net interest income$6,048,0002,140
Provision for loan and lease losses$12,0002,724
Total noninterest income$1,576,0001,509
Gross Fiduciary activities income$0931
Service charges on deposit accounts$391,0001,196
Trading account gains and fees$0112
Additional Noninterest Income$1,185,0001,380
Total noninterest expense$3,762,0002,413
Salaries and employee benefits$1,907,0002,580
Premises and equipment expense$481,0002,067
Additional noninterest expense$1,185,0001,379
Pre-tax net operating income$3,850,0001,475
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$3,850,0001,287
Extraordinary gains, net$051
Net income$3,850,0001,298
Minority interest net income$081
Net income of bank and minority interests.$3,850,0001,287
Net charge-offs$20,0001,543
Cash dividends$2,103,000842
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,850,0001,300
2023-03-31 (YTD Data)Rank
Total interest income$3,572,0002,274
Total interest expense$593,0002,434
Net interest income$2,979,0002,165
Provision for loan and lease losses$4,0002,513
Total noninterest income$788,0001,506
Gross Fiduciary activities income$0913
Service charges on deposit accounts$190,0001,234
Trading account gains and fees$097
Additional Noninterest Income$598,0001,362
Total noninterest expense$1,813,0002,494
Salaries and employee benefits$932,0002,649
Premises and equipment expense$240,0002,100
Additional noninterest expense$598,0001,362
Pre-tax net operating income$1,950,0001,495
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,950,0001,310
Extraordinary gains, net$04
Net income$1,950,0001,309
Minority interest net income$048
Net income of bank and minority interests.$1,950,0001,310
Net charge-offs$6,0001,532
Cash dividends$1,052,000779
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,950,0001,329
2022-12-31 (YTD Data)Rank
Total interest income$11,866,0002,297
Total interest expense$930,0002,518
Net interest income$10,936,0002,246
Provision for loan and lease losses$-1,189,0004,625
Total noninterest income$2,868,0001,677
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$801,0001,203
Trading account gains and fees$0116
Additional Noninterest Income$2,067,0001,595
Total noninterest expense$7,206,0002,470
Salaries and employee benefits$3,598,0002,663
Premises and equipment expense$918,0002,106
Additional noninterest expense$2,067,0001,595
Pre-tax net operating income$7,787,0001,513
Securities gains (losses)$-61,0003,793
Applicable income taxes$03,596
Income before extraordinary items$7,726,0001,343
Extraordinary gains, net$05
Net income$7,726,0001,343
Minority interest net income$063
Net income of bank and minority interests.$7,726,0001,343
Net charge-offs$49,0001,552
Cash dividends$3,505,0001,026
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,787,0001,353
2022-09-30 (YTD Data)Rank
Total interest income$8,409,0002,322
Total interest expense$599,0002,417
Net interest income$7,810,0002,287
Provision for loan and lease losses$-1,192,0004,664
Total noninterest income$2,174,0001,689
Gross Fiduciary activities income$0968
Service charges on deposit accounts$607,0001,206
Trading account gains and fees$0111
Additional Noninterest Income$1,567,0001,602
Total noninterest expense$5,307,0002,482
Salaries and employee benefits$2,665,0002,678
Premises and equipment expense$687,0002,131
Additional noninterest expense$1,567,0001,602
Pre-tax net operating income$5,869,0001,505
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$5,869,0001,310
Extraordinary gains, net$04
Net income$5,869,0001,309
Minority interest net income$057
Net income of bank and minority interests.$5,869,0001,310
Net charge-offs$37,0001,344
Cash dividends$2,629,000927
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,869,0001,337
2022-06-30 (YTD Data)Rank
Total interest income$5,204,0002,383
Total interest expense$407,0002,236
Net interest income$4,797,0002,374
Provision for loan and lease losses$-1,195,0004,677
Total noninterest income$1,461,0001,670
Gross Fiduciary activities income$0925
Service charges on deposit accounts$387,0001,225
Trading account gains and fees$0108
Additional Noninterest Income$1,074,0001,604
Total noninterest expense$3,428,0002,525
Salaries and employee benefits$1,697,0002,748
Premises and equipment expense$450,0002,160
Additional noninterest expense$1,281,0002,214
Pre-tax net operating income$4,025,0001,409
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,025,0001,230
Extraordinary gains, net$04
Net income$4,025,0001,229
Minority interest net income$060
Net income of bank and minority interests.$4,025,0001,230
Net charge-offs$22,0001,288
Cash dividends$1,753,000934
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,025,0001,254
2022-03-31 (YTD Data)Rank
Total interest income$2,483,0002,407
Total interest expense$206,0002,164
Net interest income$2,277,0002,406
Provision for loan and lease losses$-598,0004,650
Total noninterest income$706,0001,714
Gross Fiduciary activities income$0892
Service charges on deposit accounts$188,0001,230
Trading account gains and fees$0103
Additional Noninterest Income$518,0001,640
Total noninterest expense$1,668,0002,574
Salaries and employee benefits$796,0002,847
Premises and equipment expense$231,0002,135
Additional noninterest expense$641,0002,203
Pre-tax net operating income$1,913,0001,392
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,913,0001,233
Extraordinary gains, net$04
Net income$1,913,0001,233
Minority interest net income$050
Net income of bank and minority interests.$1,913,0001,233
Net charge-offs$9,0001,211
Cash dividends$877,000848
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,913,0001,249
2021-12-31 (YTD Data)Rank
Total interest income$10,861,0002,355
Total interest expense$1,077,0002,113
Net interest income$9,784,0002,358
Provision for loan and lease losses$27,0002,778
Total noninterest income$3,108,0001,763
Gross Fiduciary activities income$0994
Service charges on deposit accounts$743,0001,195
Trading account gains and fees$0132
Additional Noninterest Income$2,365,0001,740
Total noninterest expense$6,932,0002,501
Salaries and employee benefits$3,567,0002,679
Premises and equipment expense$885,0002,185
Additional noninterest expense$2,480,0002,256
Pre-tax net operating income$5,933,0001,838
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$5,933,0001,668
Extraordinary gains, net$010
Net income$5,933,0001,667
Minority interest net income$074
Net income of bank and minority interests.$5,933,0001,668
Net charge-offs$21,0002,051
Cash dividends$3,330,0001,089
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,933,0001,641
2021-09-30 (YTD Data)Rank
Total interest income$8,227,0002,386
Total interest expense$857,0002,107
Net interest income$7,370,0002,405
Provision for loan and lease losses$23,0002,679
Total noninterest income$2,323,0001,820
Gross Fiduciary activities income$0957
Service charges on deposit accounts$537,0001,221
Trading account gains and fees$0132
Additional Noninterest Income$1,786,0001,793
Total noninterest expense$5,176,0002,522
Salaries and employee benefits$2,648,0002,707
Premises and equipment expense$673,0002,198
Additional noninterest expense$1,855,0002,272
Pre-tax net operating income$4,494,0001,908
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$4,494,0001,730
Extraordinary gains, net$08
Net income$4,494,0001,728
Minority interest net income$069
Net income of bank and minority interests.$4,494,0001,730
Net charge-offs$11,0001,949
Cash dividends$2,454,0001,009
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,494,0001,701
2021-06-30 (YTD Data)Rank
Total interest income$5,595,0002,340
Total interest expense$604,0002,095
Net interest income$4,991,0002,355
Provision for loan and lease losses$17,0002,595
Total noninterest income$1,551,0001,772
Gross Fiduciary activities income$0951
Service charges on deposit accounts$333,0001,258
Trading account gains and fees$0133
Additional Noninterest Income$1,218,0001,721
Total noninterest expense$3,411,0002,529
Salaries and employee benefits$1,783,0002,686
Premises and equipment expense$444,0002,203
Additional noninterest expense$1,184,0002,312
Pre-tax net operating income$3,114,0001,831
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$3,114,0001,668
Extraordinary gains, net$06
Net income$3,114,0001,668
Minority interest net income$067
Net income of bank and minority interests.$3,114,0001,668
Net charge-offs$-1,0003,056
Cash dividends$1,577,0001,021
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,114,0001,637
2021-03-31 (YTD Data)Rank
Total interest income$2,687,0002,403
Total interest expense$320,0002,087
Net interest income$2,367,0002,426
Provision for loan and lease losses$14,0002,434
Total noninterest income$739,0001,813
Gross Fiduciary activities income$0922
Service charges on deposit accounts$169,0001,241
Trading account gains and fees$0127
Additional Noninterest Income$570,0001,785
Total noninterest expense$1,704,0002,509
Salaries and employee benefits$894,0002,673
Premises and equipment expense$223,0002,213
Additional noninterest expense$587,0002,298
Pre-tax net operating income$1,388,0001,962
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,388,0001,809
Extraordinary gains, net$03
Net income$1,388,0001,809
Minority interest net income$055
Net income of bank and minority interests.$1,388,0001,809
Net charge-offs$-1,0003,038
Cash dividends$876,000831
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,388,0001,768
2020-12-31 (YTD Data)Rank
Total interest income$12,479,0002,167
Total interest expense$1,764,0002,132
Net interest income$10,715,0002,148
Provision for loan and lease losses$1,464,0001,271
Total noninterest income$3,264,0001,649
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$799,0001,139
Trading account gains and fees$0133
Additional Noninterest Income$2,465,0001,602
Total noninterest expense$6,856,0002,493
Salaries and employee benefits$3,663,0002,618
Premises and equipment expense$859,0002,237
Additional noninterest expense$2,334,0002,295
Pre-tax net operating income$5,659,0001,628
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$5,659,0001,489
Extraordinary gains, net$04
Net income$5,659,0001,488
Minority interest net income$072
Net income of bank and minority interests.$5,659,0001,489
Net charge-offs$32,0002,613
Cash dividends$2,103,0001,460
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,659,0001,444
2020-09-30 (YTD Data)Rank
Total interest income$9,657,0002,135
Total interest expense$1,402,0002,130
Net interest income$8,255,0002,088
Provision for loan and lease losses$1,055,0001,311
Total noninterest income$2,437,0001,602
Gross Fiduciary activities income$0981
Service charges on deposit accounts$595,0001,139
Trading account gains and fees$0125
Additional Noninterest Income$1,842,0001,564
Total noninterest expense$5,078,0002,488
Salaries and employee benefits$2,734,0002,616
Premises and equipment expense$651,0002,216
Additional noninterest expense$1,693,0002,319
Pre-tax net operating income$4,559,0001,516
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$4,559,0001,361
Extraordinary gains, net$04
Net income$4,559,0001,362
Minority interest net income$065
Net income of bank and minority interests.$4,559,0001,362
Net charge-offs$23,0002,435
Cash dividends$1,402,0001,406
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,559,0001,322
2020-06-30 (YTD Data)Rank
Total interest income$6,669,0002,100
Total interest expense$1,001,0002,144
Net interest income$5,668,0002,056
Provision for loan and lease losses$548,0001,553
Total noninterest income$1,575,0001,574
Gross Fiduciary activities income$0970
Service charges on deposit accounts$401,0001,141
Trading account gains and fees$0123
Additional Noninterest Income$1,174,0001,516
Total noninterest expense$3,360,0002,504
Salaries and employee benefits$1,816,0002,631
Premises and equipment expense$419,0002,264
Additional noninterest expense$1,125,0002,318
Pre-tax net operating income$3,335,0001,324
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$3,335,0001,207
Extraordinary gains, net$04
Net income$3,335,0001,207
Minority interest net income$065
Net income of bank and minority interests.$3,335,0001,207
Net charge-offs$17,0002,258
Cash dividends$1,402,0001,053
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,335,0001,176
2020-03-31 (YTD Data)Rank
Total interest income$3,310,0002,102
Total interest expense$558,0002,147
Net interest income$2,752,0002,061
Provision for loan and lease losses$40,0002,710
Total noninterest income$725,0001,559
Gross Fiduciary activities income$0941
Service charges on deposit accounts$242,0001,139
Trading account gains and fees$0106
Additional Noninterest Income$483,0001,554
Total noninterest expense$1,691,0002,517
Salaries and employee benefits$914,0002,627
Premises and equipment expense$210,0002,276
Additional noninterest expense$567,0002,332
Pre-tax net operating income$1,746,0001,175
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,746,0001,043
Extraordinary gains, net$04
Net income$1,746,0001,042
Minority interest net income$056
Net income of bank and minority interests.$1,746,0001,043
Net charge-offs$14,0001,736
Cash dividends$1,402,000642
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,746,0001,031
2019-12-31 (YTD Data)Rank
Total interest income$13,698,0002,076
Total interest expense$2,461,0002,064
Net interest income$11,237,0002,028
Provision for loan and lease losses$166,0002,525
Total noninterest income$3,070,0001,545
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,067,0001,089
Trading account gains and fees$0135
Additional Noninterest Income$2,003,0001,532
Total noninterest expense$6,937,0002,465
Salaries and employee benefits$3,678,0002,597
Premises and equipment expense$892,0002,197
Additional noninterest expense$2,367,0002,295
Pre-tax net operating income$7,204,0001,331
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$7,204,0001,213
Extraordinary gains, net$011
Net income$7,204,0001,213
Minority interest net income$076
Net income of bank and minority interests.$7,204,0001,215
Net charge-offs$62,0002,511
Cash dividends$5,258,000760
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,204,0001,189
2019-09-30 (YTD Data)Rank
Total interest income$10,293,0002,098
Total interest expense$1,858,0002,064
Net interest income$8,435,0002,054
Provision for loan and lease losses$125,0002,430
Total noninterest income$2,306,0001,534
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$799,0001,095
Trading account gains and fees$0129
Additional Noninterest Income$1,507,0001,532
Total noninterest expense$5,199,0002,477
Salaries and employee benefits$2,761,0002,609
Premises and equipment expense$679,0002,187
Additional noninterest expense$1,759,0002,302
Pre-tax net operating income$5,417,0001,357
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$5,417,0001,233
Extraordinary gains, net$011
Net income$5,417,0001,235
Minority interest net income$072
Net income of bank and minority interests.$5,417,0001,235
Net charge-offs$42,0002,332
Cash dividends$3,155,000844
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,417,0001,207
2019-06-30 (YTD Data)Rank
Total interest income$6,817,0002,100
Total interest expense$1,224,0002,067
Net interest income$5,593,0002,073
Provision for loan and lease losses$82,0002,389
Total noninterest income$1,458,0001,556
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$515,0001,109
Trading account gains and fees$0131
Additional Noninterest Income$943,0001,548
Total noninterest expense$3,452,0002,492
Salaries and employee benefits$1,843,0002,617
Premises and equipment expense$450,0002,202
Additional noninterest expense$1,159,0002,336
Pre-tax net operating income$3,517,0001,370
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$3,517,0001,234
Extraordinary gains, net$011
Net income$3,517,0001,234
Minority interest net income$069
Net income of bank and minority interests.$3,517,0001,234
Net charge-offs$34,0002,093
Cash dividends$2,278,000789
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,517,0001,208
2019-03-31 (YTD Data)Rank
Total interest income$3,367,0002,112
Total interest expense$590,0002,082
Net interest income$2,777,0002,086
Provision for loan and lease losses$41,0002,255
Total noninterest income$703,0001,564
Gross Fiduciary activities income$0972
Service charges on deposit accounts$249,0001,138
Trading account gains and fees$0126
Additional Noninterest Income$454,0001,538
Total noninterest expense$1,713,0002,524
Salaries and employee benefits$909,0002,660
Premises and equipment expense$222,0002,251
Additional noninterest expense$582,0002,326
Pre-tax net operating income$1,726,0001,360
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,726,0001,230
Extraordinary gains, net$05
Net income$1,726,0001,229
Minority interest net income$052
Net income of bank and minority interests.$1,726,0001,229
Net charge-offs$4,0002,286
Cash dividends$1,402,000663
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,726,0001,207
2018-12-31 (YTD Data)Rank
Total interest income$12,546,0002,137
Total interest expense$1,467,0002,374
Net interest income$11,079,0002,073
Provision for loan and lease losses$168,0002,550
Total noninterest income$3,019,0001,539
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,027,0001,152
Trading account gains and fees$0126
Additional Noninterest Income$1,992,0001,501
Total noninterest expense$6,929,0002,486
Salaries and employee benefits$3,589,0002,636
Premises and equipment expense$899,0002,203
Additional noninterest expense$2,441,0002,260
Pre-tax net operating income$7,001,0001,347
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$7,001,0001,219
Extraordinary gains, net$06
Net income$7,001,0001,218
Minority interest net income$072
Net income of bank and minority interests.$7,001,0001,218
Net charge-offs$66,0002,437
Cash dividends$5,083,000721
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,001,0001,215
2018-09-30 (YTD Data)Rank
Total interest income$9,214,0002,164
Total interest expense$942,0002,535
Net interest income$8,272,0002,078
Provision for loan and lease losses$125,0002,416
Total noninterest income$2,218,0001,580
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$737,0001,188
Trading account gains and fees$0138
Additional Noninterest Income$1,481,0001,529
Total noninterest expense$5,225,0002,492
Salaries and employee benefits$2,694,0002,634
Premises and equipment expense$695,0002,153
Additional noninterest expense$1,836,0002,254
Pre-tax net operating income$5,140,0001,389
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,140,0001,243
Extraordinary gains, net$05
Net income$5,140,0001,241
Minority interest net income$066
Net income of bank and minority interests.$5,140,0001,242
Net charge-offs$27,0002,553
Cash dividends$2,980,000793
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,140,0001,240
2018-06-30 (YTD Data)Rank
Total interest income$5,947,0002,199
Total interest expense$571,0002,598
Net interest income$5,376,0002,122
Provision for loan and lease losses$83,0002,366
Total noninterest income$1,433,0001,617
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$463,0001,239
Trading account gains and fees$0130
Additional Noninterest Income$970,0001,551
Total noninterest expense$3,376,0002,546
Salaries and employee benefits$1,801,0002,647
Premises and equipment expense$465,0002,181
Additional noninterest expense$1,110,0002,431
Pre-tax net operating income$3,350,0001,394
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,350,0001,237
Extraordinary gains, net$06
Net income$3,350,0001,236
Minority interest net income$065
Net income of bank and minority interests.$3,350,0001,236
Net charge-offs$9,0002,627
Cash dividends$2,103,000727
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,350,0001,233
2018-03-31 (YTD Data)Rank
Total interest income$2,916,0002,218
Total interest expense$277,0002,589
Net interest income$2,639,0002,162
Provision for loan and lease losses$41,0002,245
Total noninterest income$695,0001,634
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$223,0001,274
Trading account gains and fees$0123
Additional Noninterest Income$472,0001,540
Total noninterest expense$1,692,0002,564
Salaries and employee benefits$914,0002,652
Premises and equipment expense$226,0002,250
Additional noninterest expense$552,0002,442
Pre-tax net operating income$1,601,0001,416
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,601,0001,269
Extraordinary gains, net$07
Net income$1,601,0001,269
Minority interest net income$052
Net income of bank and minority interests.$1,601,0001,269
Net charge-offs$4,0002,263
Cash dividends$1,227,000620
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,601,0001,257
2017-12-31 (YTD Data)Rank
Total interest income$11,313,0002,223
Total interest expense$1,005,0002,538
Net interest income$10,308,0002,172
Provision for loan and lease losses$168,0002,561
Total noninterest income$3,182,0001,517
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,013,0001,180
Trading account gains and fees$0151
Additional Noninterest Income$2,169,0001,455
Total noninterest expense$6,852,0002,539
Salaries and employee benefits$3,611,0002,648
Premises and equipment expense$858,0002,339
Additional noninterest expense$2,383,0002,330
Pre-tax net operating income$6,470,0001,391
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$6,470,0001,100
Extraordinary gains, net$09
Net income$6,470,0001,100
Minority interest net income$076
Net income of bank and minority interests.$6,470,0001,100
Net charge-offs$41,0003,082
Cash dividends$4,908,000698
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,470,0001,086
2017-09-30 (YTD Data)Rank
Total interest income$8,403,0002,241
Total interest expense$726,0002,585
Net interest income$7,677,0002,190
Provision for loan and lease losses$125,0002,461
Total noninterest income$2,460,0001,498
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$758,0001,190
Trading account gains and fees$0145
Additional Noninterest Income$1,702,0001,427
Total noninterest expense$5,103,0002,556
Salaries and employee benefits$2,688,0002,682
Premises and equipment expense$645,0002,335
Additional noninterest expense$1,770,0002,358
Pre-tax net operating income$4,909,0001,390
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$4,909,0001,178
Extraordinary gains, net$09
Net income$4,909,0001,178
Minority interest net income$071
Net income of bank and minority interests.$4,909,0001,178
Net charge-offs$25,0002,878
Cash dividends$2,804,000812
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,909,0001,157
2017-06-30 (YTD Data)Rank
Total interest income$5,553,0002,243
Total interest expense$471,0002,593
Net interest income$5,082,0002,193
Provision for loan and lease losses$83,0002,410
Total noninterest income$1,477,0001,619
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$491,0001,204
Trading account gains and fees$0139
Additional Noninterest Income$986,0001,556
Total noninterest expense$3,367,0002,587
Salaries and employee benefits$1,749,0002,747
Premises and equipment expense$426,0002,364
Additional noninterest expense$1,192,0002,339
Pre-tax net operating income$3,109,0001,427
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$3,109,0001,211
Extraordinary gains, net$011
Net income$3,109,0001,210
Minority interest net income$071
Net income of bank and minority interests.$3,109,0001,211
Net charge-offs$11,0002,863
Cash dividends$1,928,000801
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,109,0001,190
2017-03-31 (YTD Data)Rank
Total interest income$2,759,0002,253
Total interest expense$236,0002,559
Net interest income$2,523,0002,205
Provision for loan and lease losses$41,0002,246
Total noninterest income$709,0001,645
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$240,0001,229
Trading account gains and fees$0142
Additional Noninterest Income$469,0001,586
Total noninterest expense$1,691,0002,595
Salaries and employee benefits$861,0002,802
Premises and equipment expense$210,0002,438
Additional noninterest expense$620,0002,256
Pre-tax net operating income$1,500,0001,442
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,500,0001,215
Extraordinary gains, net$08
Net income$1,500,0001,214
Minority interest net income$055
Net income of bank and minority interests.$1,500,0001,215
Net charge-offs$02,943
Cash dividends$1,052,000687
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,500,0001,199
2016-12-31 (YTD Data)Rank
Total interest income$10,943,0002,236
Total interest expense$870,0002,656
Net interest income$10,073,0002,174
Provision for loan and lease losses$168,0002,646
Total noninterest income$2,902,0001,684
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,020,0001,192
Trading account gains and fees$0170
Additional Noninterest Income$1,882,0001,651
Total noninterest expense$6,901,0002,583
Salaries and employee benefits$3,597,0002,700
Premises and equipment expense$878,0002,355
Additional noninterest expense$2,426,0002,372
Pre-tax net operating income$5,906,0001,417
Securities gains (losses)$16,0002,474
Applicable income taxes$04,278
Income before extraordinary items$5,922,0001,210
Extraordinary gains, net$05
Net income$5,922,0001,209
Minority interest net income$082
Net income of bank and minority interests.$5,922,0001,209
Net charge-offs$59,0003,018
Cash dividends$4,382,000756
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,906,0001,187
2016-09-30 (YTD Data)Rank
Total interest income$7,972,0002,291
Total interest expense$643,0002,683
Net interest income$7,329,0002,234
Provision for loan and lease losses$126,0002,527
Total noninterest income$2,142,0001,695
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$762,0001,185
Trading account gains and fees$0169
Additional Noninterest Income$1,380,0001,670
Total noninterest expense$5,125,0002,588
Salaries and employee benefits$2,677,0002,715
Premises and equipment expense$669,0002,328
Additional noninterest expense$1,779,0002,412
Pre-tax net operating income$4,220,0001,488
Securities gains (losses)$16,0002,406
Applicable income taxes$04,325
Income before extraordinary items$4,236,0001,275
Extraordinary gains, net$05
Net income$4,236,0001,276
Minority interest net income$071
Net income of bank and minority interests.$4,236,0001,275
Net charge-offs$40,0002,735
Cash dividends$2,629,000848
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,220,0001,240
2016-06-30 (YTD Data)Rank
Total interest income$5,285,0002,302
Total interest expense$430,0002,694
Net interest income$4,855,0002,247
Provision for loan and lease losses$84,0002,486
Total noninterest income$1,375,0001,727
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$491,0001,210
Trading account gains and fees$0157
Additional Noninterest Income$884,0001,695
Total noninterest expense$3,390,0002,621
Salaries and employee benefits$1,762,0002,760
Premises and equipment expense$446,0002,335
Additional noninterest expense$1,182,0002,431
Pre-tax net operating income$2,756,0001,512
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,756,0001,296
Extraordinary gains, net$016
Net income$2,756,0001,296
Minority interest net income$071
Net income of bank and minority interests.$2,756,0001,297
Net charge-offs$15,0002,919
Cash dividends$1,753,000860
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,756,0001,250
2016-03-31 (YTD Data)Rank
Total interest income$2,605,0002,328
Total interest expense$214,0002,718
Net interest income$2,391,0002,274
Provision for loan and lease losses$42,0002,344
Total noninterest income$671,0001,715
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$246,0001,207
Trading account gains and fees$0142
Additional Noninterest Income$425,0001,674
Total noninterest expense$1,692,0002,633
Salaries and employee benefits$875,0002,774
Premises and equipment expense$218,0002,388
Additional noninterest expense$599,0002,392
Pre-tax net operating income$1,328,0001,527
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,328,0001,299
Extraordinary gains, net$012
Net income$1,328,0001,300
Minority interest net income$062
Net income of bank and minority interests.$1,328,0001,300
Net charge-offs$7,0002,464
Cash dividends$876,000830
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,328,0001,264
2015-12-31 (YTD Data)Rank
Total interest income$10,054,0002,356
Total interest expense$843,0002,725
Net interest income$9,211,0002,306
Provision for loan and lease losses$199,0002,348
Total noninterest income$2,943,0001,624
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,019,0001,202
Trading account gains and fees$0159
Additional Noninterest Income$1,924,0001,568
Total noninterest expense$6,721,0002,634
Salaries and employee benefits$3,458,0002,764
Premises and equipment expense$857,0002,421
Additional noninterest expense$2,406,0002,415
Pre-tax net operating income$5,234,0001,520
Securities gains (losses)$3,0002,963
Applicable income taxes$04,402
Income before extraordinary items$5,237,0001,308
Extraordinary gains, net$023
Net income$5,237,0001,307
Minority interest net income$081
Net income of bank and minority interests.$5,237,0001,308
Net charge-offs$56,0003,158
Cash dividends$4,732,000697
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,234,0001,277
2015-09-30 (YTD Data)Rank
Total interest income$7,425,0002,408
Total interest expense$626,0002,778
Net interest income$6,799,0002,352
Provision for loan and lease losses$176,0002,115
Total noninterest income$2,183,0001,649
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$744,0001,236
Trading account gains and fees$0153
Additional Noninterest Income$1,439,0001,576
Total noninterest expense$4,974,0002,667
Salaries and employee benefits$2,572,0002,785
Premises and equipment expense$648,0002,443
Additional noninterest expense$1,754,0002,472
Pre-tax net operating income$3,832,0001,576
Securities gains (losses)$3,0002,757
Applicable income taxes$04,489
Income before extraordinary items$3,835,0001,342
Extraordinary gains, net$021
Net income$3,835,0001,342
Minority interest net income$078
Net income of bank and minority interests.$3,835,0001,342
Net charge-offs$51,0002,766
Cash dividends$2,979,000732
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,832,0001,308
2015-06-30 (YTD Data)Rank
Total interest income$4,856,0002,451
Total interest expense$414,0002,807
Net interest income$4,442,0002,389
Provision for loan and lease losses$165,0001,694
Total noninterest income$1,432,0001,665
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$464,0001,296
Trading account gains and fees$0157
Additional Noninterest Income$968,0001,594
Total noninterest expense$3,317,0002,691
Salaries and employee benefits$1,704,0002,813
Premises and equipment expense$428,0002,466
Additional noninterest expense$1,185,0002,460
Pre-tax net operating income$2,392,0001,638
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,392,0001,395
Extraordinary gains, net$022
Net income$2,392,0001,397
Minority interest net income$075
Net income of bank and minority interests.$2,392,0001,396
Net charge-offs$26,0002,782
Cash dividends$2,103,000669
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,392,0001,358
2015-03-31 (YTD Data)Rank
Total interest income$2,376,0002,495
Total interest expense$203,0002,867
Net interest income$2,173,0002,431
Provision for loan and lease losses$81,0001,632
Total noninterest income$709,0001,643
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$223,0001,317
Trading account gains and fees$0152
Additional Noninterest Income$486,0001,539
Total noninterest expense$1,642,0002,719
Salaries and employee benefits$838,0002,865
Premises and equipment expense$217,0002,483
Additional noninterest expense$587,0002,460
Pre-tax net operating income$1,159,0001,633
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,159,0001,409
Extraordinary gains, net$013
Net income$1,159,0001,412
Minority interest net income$064
Net income of bank and minority interests.$1,159,0001,411
Net charge-offs$14,0002,324
Cash dividends$1,227,000558
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,159,0001,368
2014-12-31 (YTD Data)Rank
Total interest income$9,308,0002,562
Total interest expense$898,0002,789
Net interest income$8,410,0002,511
Provision for loan and lease losses$131,0002,899
Total noninterest income$2,504,0001,797
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$944,0001,371
Trading account gains and fees$0180
Additional Noninterest Income$1,560,0001,730
Total noninterest expense$5,971,0002,928
Salaries and employee benefits$2,945,0003,116
Premises and equipment expense$724,0002,861
Additional noninterest expense$2,302,0002,573
Pre-tax net operating income$4,812,0001,581
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$4,812,0001,353
Extraordinary gains, net$017
Net income$4,812,0001,353
Minority interest net income$084
Net income of bank and minority interests.$4,812,0001,352
Net charge-offs$310,0001,974
Cash dividends$4,908,000616
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,812,0001,317
2014-09-30 (YTD Data)Rank
Total interest income$6,866,0002,618
Total interest expense$680,0002,823
Net interest income$6,186,0002,570
Provision for loan and lease losses$4,0004,318
Total noninterest income$1,787,0001,873
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$669,0001,448
Trading account gains and fees$0174
Additional Noninterest Income$1,118,0001,803
Total noninterest expense$4,251,0003,048
Salaries and employee benefits$2,111,0003,241
Premises and equipment expense$496,0003,054
Additional noninterest expense$1,644,0002,685
Pre-tax net operating income$3,718,0001,547
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$3,718,0001,300
Extraordinary gains, net$015
Net income$3,718,0001,300
Minority interest net income$081
Net income of bank and minority interests.$3,718,0001,300
Net charge-offs$38,0003,448
Cash dividends$3,155,000641
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,718,0001,285
2014-06-30 (YTD Data)Rank
Total interest income$4,484,0002,665
Total interest expense$456,0002,835
Net interest income$4,028,0002,613
Provision for loan and lease losses$2,0004,139
Total noninterest income$1,058,0002,017
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$382,0001,628
Trading account gains and fees$0172
Additional Noninterest Income$676,0001,894
Total noninterest expense$2,467,0003,381
Salaries and employee benefits$1,327,0003,378
Premises and equipment expense$319,0003,154
Additional noninterest expense$821,0003,346
Pre-tax net operating income$2,617,0001,438
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$2,617,0001,207
Extraordinary gains, net$020
Net income$2,617,0001,206
Minority interest net income$080
Net income of bank and minority interests.$2,617,0001,208
Net charge-offs$19,0003,439
Cash dividends$2,279,000585
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,617,0001,181
2014-03-31 (YTD Data)Rank
Total interest income$2,219,0002,689
Total interest expense$236,0002,797
Net interest income$1,983,0002,648
Provision for loan and lease losses$1,0003,779
Total noninterest income$505,0002,029
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$185,0001,657
Trading account gains and fees$0147
Additional Noninterest Income$320,0001,920
Total noninterest expense$1,233,0003,404
Salaries and employee benefits$656,0003,444
Premises and equipment expense$160,0003,196
Additional noninterest expense$417,0003,317
Pre-tax net operating income$1,254,0001,457
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,254,0001,211
Extraordinary gains, net$016
Net income$1,254,0001,212
Minority interest net income$066
Net income of bank and minority interests.$1,254,0001,212
Net charge-offs$5,0003,116
Cash dividends$1,402,000461
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,254,0001,191
2013-12-31 (YTD Data)Rank
Total interest income$9,372,0002,577
Total interest expense$1,092,0002,767
Net interest income$8,280,0002,525
Provision for loan and lease losses$14,0004,847
Total noninterest income$2,179,0002,032
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$833,0001,600
Trading account gains and fees$0184
Additional Noninterest Income$1,346,0001,985
Total noninterest expense$4,697,0003,559
Salaries and employee benefits$2,623,0003,424
Premises and equipment expense$647,0003,131
Additional noninterest expense$1,427,0003,778
Pre-tax net operating income$5,748,0001,277
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$5,748,0001,079
Extraordinary gains, net$029
Net income$5,748,0001,081
Minority interest net income$090
Net income of bank and minority interests.$5,748,0001,081
Net charge-offs$52,0004,318
Cash dividends$5,959,000495
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,748,0001,051
2013-09-30 (YTD Data)Rank
Total interest income$7,071,0002,580
Total interest expense$844,0002,788
Net interest income$6,227,0002,524
Provision for loan and lease losses$12,0004,680
Total noninterest income$1,650,0002,070
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$607,0001,631
Trading account gains and fees$0180
Additional Noninterest Income$1,043,0001,992
Total noninterest expense$3,485,0003,592
Salaries and employee benefits$1,962,0003,445
Premises and equipment expense$489,0003,146
Additional noninterest expense$1,034,0003,862
Pre-tax net operating income$4,380,0001,287
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$4,380,0001,071
Extraordinary gains, net$025
Net income$4,380,0001,073
Minority interest net income$084
Net income of bank and minority interests.$4,380,0001,073
Net charge-offs$19,0004,438
Cash dividends$3,680,000546
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,380,0001,048
2013-06-30 (YTD Data)Rank
Total interest income$4,758,0002,553
Total interest expense$587,0002,749
Net interest income$4,171,0002,506
Provision for loan and lease losses$7,0004,596
Total noninterest income$1,155,0002,025
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$378,0001,700
Trading account gains and fees$0157
Additional Noninterest Income$777,0001,888
Total noninterest expense$2,323,0003,614
Salaries and employee benefits$1,299,0003,472
Premises and equipment expense$319,0003,227
Additional noninterest expense$705,0003,812
Pre-tax net operating income$2,996,0001,244
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,996,0001,042
Extraordinary gains, net$022
Net income$2,996,0001,043
Minority interest net income$082
Net income of bank and minority interests.$2,996,0001,045
Net charge-offs$14,0004,186
Cash dividends$2,804,000480
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,996,000994
2013-03-31 (YTD Data)Rank
Total interest income$2,435,0002,505
Total interest expense$318,0002,658
Net interest income$2,117,0002,485
Provision for loan and lease losses$3,0004,277
Total noninterest income$568,0002,033
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$182,0001,731
Trading account gains and fees$0148
Additional Noninterest Income$386,0001,904
Total noninterest expense$1,137,0003,692
Salaries and employee benefits$644,0003,536
Premises and equipment expense$156,0003,295
Additional noninterest expense$337,0003,946
Pre-tax net operating income$1,545,0001,179
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,545,000984
Extraordinary gains, net$010
Net income$1,545,000984
Minority interest net income$076
Net income of bank and minority interests.$1,545,000986
Net charge-offs$4,0003,745
Cash dividends$1,928,000326
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,545,000933
2012-12-31 (YTD Data)Rank
Total interest income$10,772,0002,391
Total interest expense$1,909,0002,211
Net interest income$8,863,0002,427
Provision for loan and lease losses$41,0005,297
Total noninterest income$2,619,0001,807
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$856,0001,608
Trading account gains and fees$0166
Additional Noninterest Income$1,763,0001,666
Total noninterest expense$4,743,0003,613
Salaries and employee benefits$2,562,0003,508
Premises and equipment expense$631,0003,267
Additional noninterest expense$1,550,0003,709
Pre-tax net operating income$6,698,0001,067
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$6,698,000899
Extraordinary gains, net$029
Net income$6,698,000899
Minority interest net income$093
Net income of bank and minority interests.$6,698,000899
Net charge-offs$122,0004,245
Cash dividends$6,135,000475
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,698,000835
2012-09-30 (YTD Data)Rank
Total interest income$8,232,0002,409
Total interest expense$1,542,0002,168
Net interest income$6,690,0002,455
Provision for loan and lease losses$37,0005,144
Total noninterest income$2,002,0001,786
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$640,0001,627
Trading account gains and fees$0157
Additional Noninterest Income$1,362,0001,618
Total noninterest expense$3,450,0003,716
Salaries and employee benefits$1,923,0003,520
Premises and equipment expense$472,0003,309
Additional noninterest expense$1,055,0003,962
Pre-tax net operating income$5,205,0001,034
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$5,205,000883
Extraordinary gains, net$020
Net income$5,205,000881
Minority interest net income$086
Net income of bank and minority interests.$5,205,000883
Net charge-offs$119,0003,797
Cash dividends$3,681,000462
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,205,000816
2012-06-30 (YTD Data)Rank
Total interest income$5,568,0002,390
Total interest expense$1,099,0002,113
Net interest income$4,469,0002,438
Provision for loan and lease losses$33,0004,837
Total noninterest income$1,296,0001,805
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$425,0001,611
Trading account gains and fees$0153
Additional Noninterest Income$871,0001,666
Total noninterest expense$2,305,0003,722
Salaries and employee benefits$1,282,0003,538
Premises and equipment expense$304,0003,409
Additional noninterest expense$719,0003,919
Pre-tax net operating income$3,427,0001,034
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$3,427,000883
Extraordinary gains, net$019
Net income$3,427,000882
Minority interest net income$084
Net income of bank and minority interests.$3,427,000883
Net charge-offs$114,0003,286
Cash dividends$2,804,000399
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,427,000820
2012-03-31 (YTD Data)Rank
Total interest income$2,836,0002,379
Total interest expense$574,0002,111
Net interest income$2,262,0002,420
Provision for loan and lease losses$4,0005,102
Total noninterest income$639,0001,826
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$207,0001,634
Trading account gains and fees$0148
Additional Noninterest Income$432,0001,664
Total noninterest expense$1,126,0003,805
Salaries and employee benefits$636,0003,598
Premises and equipment expense$147,0003,517
Additional noninterest expense$343,0004,034
Pre-tax net operating income$1,771,0001,001
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,771,000850
Extraordinary gains, net$019
Net income$1,771,000849
Minority interest net income$078
Net income of bank and minority interests.$1,771,000851
Net charge-offs$04,730
Cash dividends$1,928,000280
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,771,000793
2011-12-31 (YTD Data)Rank
Total interest income$12,025,0002,317
Total interest expense$2,724,0002,129
Net interest income$9,301,0002,354
Provision for loan and lease losses$419,0003,692
Total noninterest income$2,021,0001,986
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$983,0001,500
Trading account gains and fees$0146
Additional Noninterest Income$1,038,0002,081
Total noninterest expense$4,732,0003,683
Salaries and employee benefits$2,557,0003,499
Premises and equipment expense$625,0003,479
Additional noninterest expense$1,550,0003,776
Pre-tax net operating income$6,171,000971
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$6,171,000799
Extraordinary gains, net$029
Net income$6,171,000796
Minority interest net income$096
Net income of bank and minority interests.$6,171,000799
Net charge-offs$260,0003,971
Cash dividends$5,959,000373
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,171,000778
2011-09-30 (YTD Data)Rank
Total interest income$9,134,0002,318
Total interest expense$2,105,0002,154
Net interest income$7,029,0002,337
Provision for loan and lease losses$165,0004,383
Total noninterest income$1,490,0002,011
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$745,0001,491
Trading account gains and fees$0145
Additional Noninterest Income$745,0002,140
Total noninterest expense$3,562,0003,673
Salaries and employee benefits$1,934,0003,479
Premises and equipment expense$472,0003,494
Additional noninterest expense$1,156,0003,782
Pre-tax net operating income$4,792,000968
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$4,792,000802
Extraordinary gains, net$021
Net income$4,792,000801
Minority interest net income$087
Net income of bank and minority interests.$4,792,000802
Net charge-offs$77,0004,654
Cash dividends$3,681,000375
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,792,000772
2011-06-30 (YTD Data)Rank
Total interest income$6,134,0002,315
Total interest expense$1,454,0002,162
Net interest income$4,680,0002,347
Provision for loan and lease losses$60,0004,872
Total noninterest income$922,0002,114
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$472,0001,533
Trading account gains and fees$0153
Additional Noninterest Income$450,0002,259
Total noninterest expense$2,388,0003,699
Salaries and employee benefits$1,246,0003,593
Premises and equipment expense$312,0003,551
Additional noninterest expense$830,0003,648
Pre-tax net operating income$3,154,000968
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$3,154,000793
Extraordinary gains, net$015
Net income$3,154,000792
Minority interest net income$089
Net income of bank and minority interests.$3,154,000793
Net charge-offs$14,0005,222
Cash dividends$2,804,000329
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,154,000761
2011-03-31 (YTD Data)Rank
Total interest income$3,068,0002,339
Total interest expense$755,0002,167
Net interest income$2,313,0002,367
Provision for loan and lease losses$55,0004,094
Total noninterest income$446,0002,182
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$222,0001,596
Trading account gains and fees$0158
Additional Noninterest Income$224,0002,317
Total noninterest expense$1,244,0003,600
Salaries and employee benefits$600,0003,726
Premises and equipment expense$156,0003,595
Additional noninterest expense$488,0003,255
Pre-tax net operating income$1,460,0001,031
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,460,000844
Extraordinary gains, net$09
Net income$1,460,000842
Minority interest net income$086
Net income of bank and minority interests.$1,460,000844
Net charge-offs$-4,0006,688
Cash dividends$1,928,000222
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,460,000829
2010-12-31 (YTD Data)Rank
Total interest income$13,039,0002,305
Total interest expense$3,436,0002,301
Net interest income$9,603,0002,281
Provision for loan and lease losses$428,0004,371
Total noninterest income$2,235,0001,925
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,054,0001,442
Trading account gains and fees$0175
Additional Noninterest Income$1,181,0001,977
Total noninterest expense$4,632,0003,821
Salaries and employee benefits$2,495,0003,580
Premises and equipment expense$630,0003,587
Additional noninterest expense$1,507,0003,993
Pre-tax net operating income$6,778,000792
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$6,778,000668
Extraordinary gains, net$029
Net income$6,778,000665
Minority interest net income$0111
Net income of bank and minority interests.$6,778,000669
Net charge-offs$174,0004,893
Cash dividends$5,609,000300
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,778,000637
2010-09-30 (YTD Data)Rank
Total interest income$9,819,0002,350
Total interest expense$2,615,0002,371
Net interest income$7,204,0002,321
Provision for loan and lease losses$272,0004,452
Total noninterest income$1,614,0001,986
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$803,0001,459
Trading account gains and fees$0165
Additional Noninterest Income$811,0002,051
Total noninterest expense$3,400,0003,879
Salaries and employee benefits$1,838,0003,673
Premises and equipment expense$477,0003,614
Additional noninterest expense$1,085,0004,074
Pre-tax net operating income$5,146,000819
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$5,146,000680
Extraordinary gains, net$023
Net income$5,146,000678
Minority interest net income$0110
Net income of bank and minority interests.$5,146,000680
Net charge-offs$115,0004,772
Cash dividends$3,330,000325
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,146,000648
2010-06-30 (YTD Data)Rank
Total interest income$6,550,0002,372
Total interest expense$1,778,0002,420
Net interest income$4,772,0002,339
Provision for loan and lease losses$115,0005,019
Total noninterest income$1,022,0002,017
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$530,0001,485
Trading account gains and fees$0152
Additional Noninterest Income$492,0002,116
Total noninterest expense$2,254,0003,901
Salaries and employee benefits$1,216,0003,729
Premises and equipment expense$318,0003,649
Additional noninterest expense$720,0004,064
Pre-tax net operating income$3,425,000804
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$3,425,000655
Extraordinary gains, net$019
Net income$3,425,000656
Minority interest net income$0105
Net income of bank and minority interests.$3,425,000656
Net charge-offs$4,0006,102
Cash dividends$2,454,000291
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,425,000631
2010-03-31 (YTD Data)Rank
Total interest income$3,264,0002,439
Total interest expense$926,0002,435
Net interest income$2,338,0002,415
Provision for loan and lease losses$38,0005,148
Total noninterest income$446,0002,207
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$246,0001,585
Trading account gains and fees$0175
Additional Noninterest Income$200,0002,402
Total noninterest expense$1,115,0003,972
Salaries and employee benefits$601,0003,815
Premises and equipment expense$157,0003,768
Additional noninterest expense$357,0004,091
Pre-tax net operating income$1,631,000822
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,631,000683
Extraordinary gains, net$016
Net income$1,631,000684
Minority interest net income$091
Net income of bank and minority interests.$1,631,000687
Net charge-offs$-1,0006,806
Cash dividends$1,577,000216
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,631,000656
2009-12-31 (YTD Data)Rank
Total interest income$13,139,0002,525
Total interest expense$4,581,0002,444
Net interest income$8,558,0002,532
Provision for loan and lease losses$166,0005,972
Total noninterest income$2,273,0001,945
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,110,0001,530
Trading account gains and fees$0211
Additional Noninterest Income$1,163,0001,953
Total noninterest expense$4,588,0003,942
Salaries and employee benefits$2,394,0003,814
Premises and equipment expense$657,0003,628
Additional noninterest expense$1,537,0004,008
Pre-tax net operating income$6,077,000711
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$6,077,000561
Extraordinary gains, net$034
Net income$6,077,000561
Minority interest net income$0115
Net income of bank and minority interests.$6,077,000562
Net charge-offs$86,0005,821
Cash dividends$5,608,000313
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,077,000561
2009-09-30 (YTD Data)Rank
Total interest income$9,822,0002,574
Total interest expense$3,556,0002,477
Net interest income$6,266,0002,617
Provision for loan and lease losses$127,0005,710
Total noninterest income$1,719,0001,972
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$833,0001,533
Trading account gains and fees$0212
Additional Noninterest Income$886,0001,984
Total noninterest expense$3,411,0003,973
Salaries and employee benefits$1,799,0003,859
Premises and equipment expense$493,0003,653
Additional noninterest expense$1,119,0004,069
Pre-tax net operating income$4,447,000768
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$4,447,000611
Extraordinary gains, net$027
Net income$4,447,000611
Minority interest net income$0118
Net income of bank and minority interests.$4,447,000613
Net charge-offs$74,0005,347
Cash dividends$3,330,000370
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,447,000606
2009-06-30 (YTD Data)Rank
Total interest income$6,556,0002,604
Total interest expense$2,472,0002,480
Net interest income$4,084,0002,660
Provision for loan and lease losses$32,0006,406
Total noninterest income$1,210,0001,900
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$536,0001,556
Trading account gains and fees$0193
Additional Noninterest Income$674,0001,847
Total noninterest expense$2,275,0003,995
Salaries and employee benefits$1,196,0003,908
Premises and equipment expense$325,0003,706
Additional noninterest expense$754,0004,048
Pre-tax net operating income$2,987,000781
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$2,987,000612
Extraordinary gains, net$021
Net income$2,987,000609
Minority interest net income$0112
Net income of bank and minority interests.$2,987,000612
Net charge-offs$8,0006,088
Cash dividends$2,454,000370
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,987,000586
2009-03-31 (YTD Data)Rank
Total interest income$3,318,0002,611
Total interest expense$1,306,0002,435
Net interest income$2,012,0002,699
Provision for loan and lease losses$8,0006,409
Total noninterest income$614,0001,858
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$248,0001,626
Trading account gains and fees$0171
Additional Noninterest Income$366,0001,713
Total noninterest expense$1,062,0004,126
Salaries and employee benefits$586,0003,985
Premises and equipment expense$162,0003,754
Additional noninterest expense$314,0004,262
Pre-tax net operating income$1,556,000823
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,556,000657
Extraordinary gains, net$015
Net income$1,556,000656
Minority interest net income$0102
Net income of bank and minority interests.$1,556,000659
Net charge-offs$5,0005,094
Cash dividends$1,577,000274
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,556,000614
2008-12-31 (YTD Data)Rank
Total interest income$14,611,0002,529
Total interest expense$6,238,0002,432
Net interest income$8,373,0002,592
Provision for loan and lease losses$50,0006,569
Total noninterest income$2,059,0002,096
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,170,0001,524
Trading account gains and fees$0154
Additional Noninterest Income$889,0002,309
Total noninterest expense$4,230,0004,067
Salaries and employee benefits$2,302,0004,009
Premises and equipment expense$642,0003,725
Additional noninterest expense$1,286,0004,054
Pre-tax net operating income$6,152,000912
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$6,152,000659
Extraordinary gains, net$039
Net income$6,152,000659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,209
Cash dividends$7,362,000390
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,152,000708
2008-09-30 (YTD Data)Rank
Total interest income$11,119,0002,543
Total interest expense$4,869,0002,433
Net interest income$6,250,0002,627
Provision for loan and lease losses$43,0006,051
Total noninterest income$1,593,0002,110
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$878,0001,541
Trading account gains and fees$0148
Additional Noninterest Income$715,0002,288
Total noninterest expense$3,121,0004,102
Salaries and employee benefits$1,727,0004,037
Premises and equipment expense$479,0003,752
Additional noninterest expense$915,0004,156
Pre-tax net operating income$4,679,0001,078
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$4,679,000782
Extraordinary gains, net$031
Net income$4,679,000781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,665
Cash dividends$5,083,000450
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,679,000823
2008-06-30 (YTD Data)Rank
Total interest income$7,509,0002,541
Total interest expense$3,404,0002,417
Net interest income$4,105,0002,649
Provision for loan and lease losses$41,0005,370
Total noninterest income$1,081,0002,116
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$563,0001,567
Trading account gains and fees$0149
Additional Noninterest Income$518,0002,193
Total noninterest expense$2,069,0004,140
Salaries and employee benefits$1,152,0004,079
Premises and equipment expense$303,0003,944
Additional noninterest expense$614,0004,114
Pre-tax net operating income$3,076,0001,152
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$3,076,000882
Extraordinary gains, net$021
Net income$3,076,000882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,064
Cash dividends$4,207,000389
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,076,000866
2008-03-31 (YTD Data)Rank
Total interest income$3,871,0002,536
Total interest expense$1,802,0002,450
Net interest income$2,069,0002,639
Provision for loan and lease losses$37,0004,177
Total noninterest income$531,0002,151
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$266,0001,627
Trading account gains and fees$0158
Additional Noninterest Income$265,0002,132
Total noninterest expense$1,037,0004,134
Salaries and employee benefits$570,0004,131
Premises and equipment expense$150,0003,987
Additional noninterest expense$317,0003,957
Pre-tax net operating income$1,526,0001,239
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,526,000986
Extraordinary gains, net$015
Net income$1,526,000988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$3,330,000270
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,526,000944
2007-12-31 (YTD Data)Rank
Total interest income$15,225,0002,638
Total interest expense$6,790,0002,707
Net interest income$8,435,0002,598
Provision for loan and lease losses$139,0004,444
Total noninterest income$1,966,0002,240
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,098,0001,629
Trading account gains and fees$0178
Additional Noninterest Income$868,0002,435
Total noninterest expense$4,241,0003,936
Salaries and employee benefits$2,303,0003,944
Premises and equipment expense$628,0003,717
Additional noninterest expense$1,310,0003,825
Pre-tax net operating income$6,021,0001,387
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$6,021,0001,080
Extraordinary gains, net$039
Net income$6,021,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,136
Cash dividends$4,908,000763
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,021,0001,064
2007-09-30 (YTD Data)Rank
Total interest income$11,287,0002,671
Total interest expense$5,015,0002,736
Net interest income$6,272,0002,630
Provision for loan and lease losses$89,0004,391
Total noninterest income$1,412,0002,313
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$787,0001,675
Trading account gains and fees$0184
Additional Noninterest Income$625,0002,500
Total noninterest expense$3,145,0003,952
Salaries and employee benefits$1,725,0003,945
Premises and equipment expense$473,0003,702
Additional noninterest expense$947,0003,876
Pre-tax net operating income$4,450,0001,525
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$4,450,0001,165
Extraordinary gains, net$033
Net income$4,450,0001,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,329
Cash dividends$4,207,000653
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,450,0001,149
2007-06-30 (YTD Data)Rank
Total interest income$7,410,0002,726
Total interest expense$3,270,0002,786
Net interest income$4,140,0002,676
Provision for loan and lease losses$51,0004,329
Total noninterest income$927,0002,349
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$482,0001,805
Trading account gains and fees$0168
Additional Noninterest Income$445,0002,427
Total noninterest expense$2,130,0003,943
Salaries and employee benefits$1,161,0003,953
Premises and equipment expense$315,0003,719
Additional noninterest expense$654,0003,755
Pre-tax net operating income$2,886,0001,605
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,886,0001,240
Extraordinary gains, net$029
Net income$2,886,0001,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,485
Cash dividends$3,506,000564
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,886,0001,219
2007-03-31 (YTD Data)Rank
Total interest income$3,656,0002,748
Total interest expense$1,588,0002,846
Net interest income$2,068,0002,683
Provision for loan and lease losses$26,0004,092
Total noninterest income$444,0002,382
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$212,0001,963
Trading account gains and fees$0195
Additional Noninterest Income$232,0002,329
Total noninterest expense$1,059,0003,958
Salaries and employee benefits$593,0003,923
Premises and equipment expense$157,0003,744
Additional noninterest expense$309,0003,890
Pre-tax net operating income$1,427,0001,610
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,427,0001,237
Extraordinary gains, net$022
Net income$1,427,0001,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,195
Cash dividends$2,804,000358
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,427,0001,219
2006-12-31 (YTD Data)Rank
Total interest income$13,186,0002,851
Total interest expense$5,167,0002,955
Net interest income$8,019,0002,747
Provision for loan and lease losses$119,0004,520
Total noninterest income$1,631,0002,556
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$932,0001,855
Trading account gains and fees$0130
Additional Noninterest Income$699,0002,771
Total noninterest expense$4,075,0003,944
Salaries and employee benefits$2,265,0003,891
Premises and equipment expense$582,0003,858
Additional noninterest expense$1,228,0003,860
Pre-tax net operating income$5,456,0001,751
Securities gains (losses)$-3,0006,969
Applicable income taxes$06,600
Income before extraordinary items$5,453,0001,339
Extraordinary gains, net$051
Net income$5,453,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,643
Cash dividends$4,207,000832
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,456,0001,326
2006-09-30 (YTD Data)Rank
Total interest income$9,657,0002,890
Total interest expense$3,713,0002,973
Net interest income$5,944,0002,803
Provision for loan and lease losses$107,0003,986
Total noninterest income$1,211,0002,585
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$702,0001,852
Trading account gains and fees$0126
Additional Noninterest Income$509,0002,822
Total noninterest expense$3,006,0003,975
Salaries and employee benefits$1,693,0003,890
Premises and equipment expense$436,0003,868
Additional noninterest expense$877,0003,996
Pre-tax net operating income$4,042,0001,825
Securities gains (losses)$-3,0007,275
Applicable income taxes$06,687
Income before extraordinary items$4,039,0001,403
Extraordinary gains, net$045
Net income$4,039,0001,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,348
Cash dividends$3,506,000726
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,042,0001,387
2006-06-30 (YTD Data)Rank
Total interest income$6,278,0002,914
Total interest expense$2,383,0002,943
Net interest income$3,895,0002,846
Provision for loan and lease losses$74,0003,851
Total noninterest income$786,0002,624
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$453,0001,890
Trading account gains and fees$0126
Additional Noninterest Income$333,0002,827
Total noninterest expense$1,978,0004,032
Salaries and employee benefits$1,117,0003,953
Premises and equipment expense$285,0003,923
Additional noninterest expense$576,0004,040
Pre-tax net operating income$2,629,0001,875
Securities gains (losses)$-3,0007,591
Applicable income taxes$06,706
Income before extraordinary items$2,626,0001,427
Extraordinary gains, net$039
Net income$2,626,0001,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,844
Cash dividends$2,804,000613
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,629,0001,415
2006-03-31 (YTD Data)Rank
Total interest income$3,053,0002,926
Total interest expense$1,155,0002,890
Net interest income$1,898,0002,911
Provision for loan and lease losses$41,0003,507
Total noninterest income$371,0002,675
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$208,0001,979
Trading account gains and fees$0115
Additional Noninterest Income$163,0002,822
Total noninterest expense$994,0004,033
Salaries and employee benefits$548,0004,012
Premises and equipment expense$143,0003,936
Additional noninterest expense$303,0003,857
Pre-tax net operating income$1,234,0001,924
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,234,0001,471
Extraordinary gains, net$021
Net income$1,234,0001,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,694
Cash dividends$2,103,000401
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,234,0001,449
2005-12-31 (YTD Data)Rank
Total interest income$11,258,0002,858
Total interest expense$3,612,0002,868
Net interest income$7,646,0002,816
Provision for loan and lease losses$138,0004,271
Total noninterest income$1,681,0002,498
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,057,0001,644
Trading account gains and fees$0138
Additional Noninterest Income$624,0002,984
Total noninterest expense$3,835,0003,998
Salaries and employee benefits$2,130,0003,945
Premises and equipment expense$602,0003,643
Additional noninterest expense$1,103,0004,108
Pre-tax net operating income$5,354,0001,745
Securities gains (losses)$4,0001,802
Applicable income taxes$06,964
Income before extraordinary items$5,358,0001,335
Extraordinary gains, net$046
Net income$5,358,0001,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,132
Cash dividends$4,207,000775
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,354,0001,317
2005-09-30 (YTD Data)Rank
Total interest income$8,294,0002,847
Total interest expense$2,551,0002,884
Net interest income$5,743,0002,788
Provision for loan and lease losses$52,0005,144
Total noninterest income$1,288,0002,449
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$802,0001,614
Trading account gains and fees$0126
Additional Noninterest Income$486,0002,937
Total noninterest expense$2,871,0003,966
Salaries and employee benefits$1,602,0003,904
Premises and equipment expense$457,0003,604
Additional noninterest expense$812,0004,135
Pre-tax net operating income$4,108,0001,726
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$4,108,0001,318
Extraordinary gains, net$035
Net income$4,108,0001,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,970
Cash dividends$3,505,000636
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,108,0001,295
2005-06-30 (YTD Data)Rank
Total interest income$5,420,0002,833
Total interest expense$1,610,0002,888
Net interest income$3,810,0002,776
Provision for loan and lease losses$29,0005,376
Total noninterest income$834,0002,467
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$516,0001,625
Trading account gains and fees$0116
Additional Noninterest Income$318,0002,962
Total noninterest expense$1,898,0003,975
Salaries and employee benefits$1,039,0003,958
Premises and equipment expense$308,0003,540
Additional noninterest expense$551,0004,060
Pre-tax net operating income$2,717,0001,705
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$2,717,0001,295
Extraordinary gains, net$030
Net income$2,717,0001,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,134
Cash dividends$2,804,000541
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,717,0001,271
2005-03-31 (YTD Data)Rank
Total interest income$2,658,0002,845
Total interest expense$771,0002,894
Net interest income$1,887,0002,786
Provision for loan and lease losses$9,0005,480
Total noninterest income$393,0002,522
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$250,0001,629
Trading account gains and fees$0115
Additional Noninterest Income$143,0003,065
Total noninterest expense$931,0004,053
Salaries and employee benefits$505,0004,062
Premises and equipment expense$151,0003,632
Additional noninterest expense$275,0004,067
Pre-tax net operating income$1,340,0001,711
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,340,0001,290
Extraordinary gains, net$024
Net income$1,340,0001,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,394
Cash dividends$2,103,000337
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,340,0001,264
2004-12-31 (YTD Data)Rank
Total interest income$10,450,0002,713
Total interest expense$2,910,0002,693
Net interest income$7,540,0002,683
Provision for loan and lease losses$10,0007,024
Total noninterest income$1,578,0002,596
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$995,0001,760
Trading account gains and fees$0138
Additional Noninterest Income$583,0003,033
Total noninterest expense$3,781,0003,915
Salaries and employee benefits$2,103,0003,832
Premises and equipment expense$603,0003,520
Additional noninterest expense$1,075,0004,090
Pre-tax net operating income$5,327,0001,599
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$5,327,0001,224
Extraordinary gains, net$034
Net income$5,327,0001,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,079
Cash dividends$4,250,000712
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,327,0001,193
2004-09-30 (YTD Data)Rank
Total interest income$7,801,0002,697
Total interest expense$2,198,0002,638
Net interest income$5,603,0002,679
Provision for loan and lease losses$07,100
Total noninterest income$1,157,0002,638
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$712,0001,859
Trading account gains and fees$0134
Additional Noninterest Income$445,0003,000
Total noninterest expense$2,762,0003,967
Salaries and employee benefits$1,532,0003,892
Premises and equipment expense$455,0003,518
Additional noninterest expense$775,0004,178
Pre-tax net operating income$3,998,0001,609
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$3,998,0001,230
Extraordinary gains, net$026
Net income$3,998,0001,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,248
Cash dividends$3,548,000612
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,998,0001,198
2004-06-30 (YTD Data)Rank
Total interest income$5,179,0002,696
Total interest expense$1,492,0002,587
Net interest income$3,687,0002,697
Provision for loan and lease losses$06,885
Total noninterest income$763,0002,672
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$466,0001,873
Trading account gains and fees$0130
Additional Noninterest Income$297,0003,003
Total noninterest expense$1,830,0004,032
Salaries and employee benefits$1,022,0003,914
Premises and equipment expense$294,0003,614
Additional noninterest expense$514,0004,230
Pre-tax net operating income$2,620,0001,600
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$2,620,0001,240
Extraordinary gains, net$021
Net income$2,620,0001,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,531
Cash dividends$2,847,000523
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,620,0001,201
2004-03-31 (YTD Data)Rank
Total interest income$2,588,0002,697
Total interest expense$774,0002,526
Net interest income$1,814,0002,730
Provision for loan and lease losses$06,501
Total noninterest income$366,0002,701
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$227,0001,856
Trading account gains and fees$0121
Additional Noninterest Income$139,0003,072
Total noninterest expense$902,0004,084
Salaries and employee benefits$511,0003,936
Premises and equipment expense$144,0003,699
Additional noninterest expense$247,0004,367
Pre-tax net operating income$1,278,0001,628
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$1,278,0001,269
Extraordinary gains, net$016
Net income$1,278,0001,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$1,655,000419
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,278,0001,202
2003-12-31 (YTD Data)Rank
Total interest income$10,852,0002,606
Total interest expense$3,681,0002,403
Net interest income$7,171,0002,691
Provision for loan and lease losses$19,0007,126
Total noninterest income$1,299,0003,136
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$907,0001,901
Trading account gains and fees$0160
Additional Noninterest Income$392,0004,019
Total noninterest expense$3,562,0004,048
Salaries and employee benefits$1,907,0004,080
Premises and equipment expense$587,0003,589
Additional noninterest expense$1,068,0004,064
Pre-tax net operating income$4,889,0001,671
Securities gains (losses)$35,0002,802
Applicable income taxes$261,0004,493
Income before extraordinary items$4,663,0001,364
Extraordinary gains, net$054
Net income$4,663,0001,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,545
Cash dividends$2,804,0001,056
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,629,7501,306
2003-09-30 (YTD Data)Rank
Total interest income$8,174,0002,642
Total interest expense$2,861,0002,402
Net interest income$5,313,0002,744
Provision for loan and lease losses$9,0007,157
Total noninterest income$912,0003,336
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$644,0002,008
Trading account gains and fees$0153
Additional Noninterest Income$268,0004,251
Total noninterest expense$2,602,0004,122
Salaries and employee benefits$1,390,0004,172
Premises and equipment expense$443,0003,568
Additional noninterest expense$769,0004,176
Pre-tax net operating income$3,614,0001,725
Securities gains (losses)$34,0002,597
Applicable income taxes$261,0004,192
Income before extraordinary items$3,387,0001,451
Extraordinary gains, net$040
Net income$3,387,0001,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,281
Cash dividends$2,103,000968
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,355,3801,384
2003-06-30 (YTD Data)Rank
Total interest income$5,476,0002,663
Total interest expense$1,992,0002,379
Net interest income$3,484,0002,778
Provision for loan and lease losses$9,0006,877
Total noninterest income$550,0003,545
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$400,0002,096
Trading account gains and fees$0150
Additional Noninterest Income$150,0004,571
Total noninterest expense$1,718,0004,159
Salaries and employee benefits$902,0004,251
Premises and equipment expense$293,0003,567
Additional noninterest expense$523,0004,105
Pre-tax net operating income$2,307,0001,804
Securities gains (losses)$34,0002,284
Applicable income taxes$261,0003,477
Income before extraordinary items$2,080,0001,563
Extraordinary gains, net$030
Net income$2,080,0001,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,160
Cash dividends$1,402,000990
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,049,7401,476
2003-03-31 (YTD Data)Rank
Total interest income$2,774,0002,649
Total interest expense$1,045,0002,335
Net interest income$1,729,0002,797
Provision for loan and lease losses$9,0006,152
Total noninterest income$243,0003,698
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$194,0002,070
Trading account gains and fees$0134
Additional Noninterest Income$49,0005,306
Total noninterest expense$858,0004,145
Salaries and employee benefits$439,0004,325
Premises and equipment expense$150,0003,487
Additional noninterest expense$269,0003,983
Pre-tax net operating income$1,105,0001,873
Securities gains (losses)$34,0001,611
Applicable income taxes$267,0002,219
Income before extraordinary items$872,0001,814
Extraordinary gains, net$021
Net income$872,0001,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$701,000913
Sale, conversion, retirement of capital stock, net$0419
Net operating income$845,8201,768
2002-12-31 (YTD Data)Rank
Total interest income$11,808,0002,598
Total interest expense$5,352,0002,100
Net interest income$6,456,0002,951
Provision for loan and lease losses$35,0007,087
Total noninterest income$996,0003,497
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$814,0001,966
Trading account gains and fees$0153
Additional Noninterest Income$182,0005,213
Total noninterest expense$3,723,0003,759
Salaries and employee benefits$1,743,0004,192
Premises and equipment expense$599,0003,421
Additional noninterest expense$1,381,0003,180
Pre-tax net operating income$3,694,0002,121
Securities gains (losses)$7,0003,799
Applicable income taxes$955,0002,288
Income before extraordinary items$2,746,0002,180
Extraordinary gains, net$070
Net income$2,746,0002,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,420
Cash dividends$1,082,0002,101
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,740,8202,103
2001-12-31 (YTD Data)Rank
Total interest income$12,674,0002,687
Total interest expense$6,488,0002,472
Net interest income$6,186,0002,872
Provision for loan and lease losses$12,0007,834
Total noninterest income$907,0003,556
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$783,0001,943
Trading account gains and fees$0177
Additional Noninterest Income$124,0005,927
Total noninterest expense$3,572,0003,766
Salaries and employee benefits$1,635,0004,238
Premises and equipment expense$597,0003,370
Additional noninterest expense$1,340,0003,179
Pre-tax net operating income$3,509,0001,975
Securities gains (losses)$1,0004,410
Applicable income taxes$1,055,0001,995
Income before extraordinary items$2,455,0002,124
Extraordinary gains, net$0105
Net income$2,455,0002,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,671
Cash dividends$1,027,0002,186
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,454,3002,054
2000-12-31 (YTD Data)Rank
Total interest income$12,098,0002,882
Total interest expense$5,937,0002,814
Net interest income$6,161,0002,867
Provision for loan and lease losses$395,0002,303
Total noninterest income$763,0003,769
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$613,0002,247
Trading account gains and fees$0180
Additional Noninterest Income$150,0005,472
Total noninterest expense$3,302,0003,904
Salaries and employee benefits$1,482,0004,399
Premises and equipment expense$476,0003,942
Additional noninterest expense$1,344,0003,087
Pre-tax net operating income$3,227,0002,231
Securities gains (losses)$12,0001,101
Applicable income taxes$970,0002,184
Income before extraordinary items$2,269,0002,274
Extraordinary gains, net$038
Net income$2,269,0002,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,0001,436
Cash dividends$953,0002,383
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,260,6002,290
1999-12-31 (YTD Data)Rank
Total interest income$11,091,0002,915
Total interest expense$5,267,0002,776
Net interest income$5,824,0003,000
Provision for loan and lease losses$210,0003,440
Total noninterest income$563,0004,609
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$370,0003,414
Trading account gains and fees$0173
Additional Noninterest Income$193,0005,023
Total noninterest expense$2,835,0004,423
Salaries and employee benefits$1,327,0004,794
Premises and equipment expense$394,0004,590
Additional noninterest expense$1,114,0003,676
Pre-tax net operating income$3,342,0002,189
Securities gains (losses)$2,0002,566
Applicable income taxes$1,000,0002,220
Income before extraordinary items$2,344,0002,232
Extraordinary gains, net$035
Net income$2,344,0002,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,266
Cash dividends$771,0002,725
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,342,6002,210
1998-12-31 (YTD Data)Rank
Total interest income$11,107,0002,903
Total interest expense$5,682,0002,665
Net interest income$5,425,0003,168
Provision for loan and lease losses$195,0003,570
Total noninterest income$503,0004,910
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$387,0003,226
Trading account gains and fees$0224
Additional Noninterest Income$116,0006,276
Total noninterest expense$2,754,0004,432
Salaries and employee benefits$1,316,0004,712
Premises and equipment expense$383,0004,582
Additional noninterest expense$1,055,0003,773
Pre-tax net operating income$2,979,0002,394
Securities gains (losses)$-1,0009,769
Applicable income taxes$855,0002,583
Income before extraordinary items$2,123,0002,427
Extraordinary gains, net$032
Net income$2,123,0002,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,298
Cash dividends$550,0003,304
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,123,7102,346
1997-12-31 (YTD Data)Rank
Total interest income$10,299,0003,152
Total interest expense$5,066,0002,945
Net interest income$5,233,0003,333
Provision for loan and lease losses$253,0002,914
Total noninterest income$523,0004,845
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$369,0003,460
Trading account gains and fees$0239
Additional Noninterest Income$154,0005,614
Total noninterest expense$2,666,0004,528
Salaries and employee benefits$1,281,0004,838
Premises and equipment expense$401,0004,447
Additional noninterest expense$984,0003,966
Pre-tax net operating income$2,837,0002,612
Securities gains (losses)$-1,0009,009
Applicable income taxes$740,0003,106
Income before extraordinary items$2,096,0002,485
Extraordinary gains, net$044
Net income$2,096,0002,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,008
Cash dividends$513,0003,402
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,096,7402,422
1996-12-31 (YTD Data)Rank
Total interest income$9,957,0003,289
Total interest expense$5,221,0002,890
Net interest income$4,736,0003,727
Provision for loan and lease losses$75,0005,702
Total noninterest income$509,0005,092
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$328,0003,960
Trading account gains and fees$0262
Additional Noninterest Income$181,0005,448
Total noninterest expense$2,764,0004,608
Salaries and employee benefits$1,284,0004,900
Premises and equipment expense$367,0004,862
Additional noninterest expense$1,113,0004,023
Pre-tax net operating income$2,406,0002,872
Securities gains (losses)$28,0001,737
Applicable income taxes$600,0003,586
Income before extraordinary items$1,834,0002,652
Extraordinary gains, net$053
Net income$1,834,0002,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,158
Cash dividends$1,692,0001,450
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,813,0002,640
1995-12-31 (YTD Data)Rank
Total interest income$6,998,0004,558
Total interest expense$3,460,0004,203
Net interest income$3,538,0004,822
Provision for loan and lease losses$50,0006,165
Total noninterest income$342,0006,573
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$265,0004,739
Trading account gains and fees$0522
Additional Noninterest Income$77,0008,059
Total noninterest expense$1,786,0006,499
Salaries and employee benefits$912,0006,502
Premises and equipment expense$199,0007,213
Additional noninterest expense$675,0006,025
Pre-tax net operating income$2,044,0003,423
Securities gains (losses)$3,0003,092
Applicable income taxes$470,0004,385
Income before extraordinary items$1,577,0003,102
Extraordinary gains, net$065
Net income$1,577,0003,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,247
Cash dividends$726,0002,596
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,574,6903,080
1994-12-31 (YTD Data)Rank
Total interest income$6,697,0004,400
Total interest expense$3,030,0003,928
Net interest income$3,667,0004,731
Provision for loan and lease losses$25,0007,401
Total noninterest income$349,0006,679
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$262,0004,862
Trading account gains and fees$0475
Additional Noninterest Income$87,0007,945
Total noninterest expense$1,795,0006,697
Salaries and employee benefits$849,0006,930
Premises and equipment expense$175,0007,968
Additional noninterest expense$771,0005,875
Pre-tax net operating income$2,196,0003,182
Securities gains (losses)$25,0001,598
Applicable income taxes$510,0003,997
Income before extraordinary items$1,711,0002,835
Extraordinary gains, net$0249
Net income$1,711,0002,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,352
Cash dividends$1,029,0001,847
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,691,7502,880
1993-12-31 (YTD Data)Rank
Total interest income$6,962,0004,327
Total interest expense$3,232,0003,862
Net interest income$3,730,0004,695
Provision for loan and lease losses$15,0009,365
Total noninterest income$396,0006,520
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$233,0005,363
Trading account gains and fees$0532
Additional Noninterest Income$163,0006,291
Total noninterest expense$1,603,0007,495
Salaries and employee benefits$797,0007,348
Premises and equipment expense$170,0008,376
Additional noninterest expense$636,0007,036
Pre-tax net operating income$2,508,0002,704
Securities gains (losses)$2,0006,773
Applicable income taxes$605,0003,574
Income before extraordinary items$1,905,0002,645
Extraordinary gains, net$03,149
Net income$1,905,0002,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0006,769
Cash dividends$290,0004,525
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,903,4802,483
1992-12-31 (YTD Data)Rank
Total interest income$7,794,0004,382
Total interest expense$4,044,0004,036
Net interest income$3,750,0004,732
Provision for loan and lease losses$82,0007,825
Total noninterest income$233,0008,801
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$166,0006,705
Trading account gains and feesNANA
Additional Noninterest Income$67,0009,442
Total noninterest expense$1,582,0007,634
Salaries and employee benefits$741,0007,672
Premises and equipment expense$122,0009,963
Additional noninterest expense$719,0006,637
Pre-tax net operating income$2,319,0002,692
Securities gains (losses)$7,0006,774
Applicable income taxes$570,0003,577
Income before extraordinary items$1,756,0002,617
Extraordinary gains, net$01,422
Net income$1,756,0002,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00012,970
Cash dividends$339,0003,736
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,750,7502,432

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.