Home > New Bethlehem Bank > Income and Expense
New Bethlehem Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,934,000 | 3,350 |
| Total interest expense | $3,612,000 | 3,360 |
| Net interest income | $5,322,000 | 3,370 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $177,000 | 9,158 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $105,000 | 7,965 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $4,094,000 | 3,353 |
| Salaries and employee benefits | $2,131,000 | 3,095 |
| Premises and equipment expense | $546,000 | 3,540 |
| Additional noninterest expense | $1,417,000 | 3,488 |
| Pre-tax net operating income | $1,315,000 | 4,899 |
| Securities gains (losses) | $894,000 | 180 |
| Applicable income taxes | $534,000 | 3,857 |
| Income before extraordinary items | $1,675,000 | 2,886 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,675,000 | 2,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,321 |
| Cash dividends | $618,000 | 2,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $995,560 | 4,605 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,987,000 | 3,424 |
| Total interest expense | $3,625,000 | 3,460 |
| Net interest income | $5,362,000 | 3,345 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $190,000 | 9,414 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $119,000 | 7,868 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $71,000 | 9,036 |
| Total noninterest expense | $3,688,000 | 3,745 |
| Salaries and employee benefits | $1,922,000 | 3,395 |
| Premises and equipment expense | $457,000 | 4,197 |
| Additional noninterest expense | $1,309,000 | 3,915 |
| Pre-tax net operating income | $1,744,000 | 3,799 |
| Securities gains (losses) | $1,023,000 | 539 |
| Applicable income taxes | $677,000 | 3,212 |
| Income before extraordinary items | $2,090,000 | 2,393 |
| Extraordinary gains, net | $74,000 | 1,859 |
| Net income | $2,164,000 | 2,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $618,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,312,520 | 3,486 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,799,000 | 3,941 |
| Total interest expense | $4,278,000 | 3,829 |
| Net interest income | $4,521,000 | 3,988 |
| Provision for loan and lease losses | $142,000 | 6,265 |
| Total noninterest income | $209,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $3,288,000 | 4,167 |
| Salaries and employee benefits | $1,579,000 | 4,034 |
| Premises and equipment expense | $479,000 | 4,127 |
| Additional noninterest expense | $1,230,000 | 4,254 |
| Pre-tax net operating income | $1,300,000 | 4,611 |
| Securities gains (losses) | $426,000 | 1,222 |
| Applicable income taxes | $371,000 | 5,076 |
| Income before extraordinary items | $1,355,000 | 3,387 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,355,000 | 3,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 6,983 |
| Cash dividends | $617,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,018,460 | 4,108 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.