Home > Nevada Commerce Bank > Income and Expense
Nevada Commerce Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 4,575 |
| Total interest expense | $420,000 | 3,486 |
| Net interest income | $876,000 | 4,947 |
| Provision for loan and lease losses | $-256,000 | 7,530 |
| Total noninterest income | $-315,000 | 7,493 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-337,000 | 7,478 |
| Total noninterest expense | $1,943,000 | 2,477 |
| Salaries and employee benefits | $557,000 | 3,933 |
| Premises and equipment expense | $306,000 | 2,094 |
| Additional noninterest expense | $1,080,000 | 1,605 |
| Pre-tax net operating income | $-1,126,000 | 7,299 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,126,000 | 7,317 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,126,000 | 7,317 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,126,000 | 7,318 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,126,000 | 7,316 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,678,000 | 4,032 |
| Total interest expense | $2,906,000 | 2,675 |
| Net interest income | $3,772,000 | 4,751 |
| Provision for loan and lease losses | $2,274,000 | 1,915 |
| Total noninterest income | $172,000 | 6,146 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $105,000 | 5,417 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $67,000 | 5,856 |
| Total noninterest expense | $7,531,000 | 2,574 |
| Salaries and employee benefits | $2,394,000 | 3,701 |
| Premises and equipment expense | $1,333,000 | 1,920 |
| Additional noninterest expense | $3,804,000 | 1,882 |
| Pre-tax net operating income | $-5,861,000 | 7,172 |
| Securities gains (losses) | $444,000 | 974 |
| Applicable income taxes | $-8,000 | 6,549 |
| Income before extraordinary items | $-5,409,000 | 7,197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,409,000 | 7,198 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,409,000 | 7,198 |
| Net charge-offs | $4,012,000 | 1,206 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-5,853,000 | 7,209 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 3,949 |
| Total interest expense | $2,413,000 | 2,547 |
| Net interest income | $2,901,000 | 4,735 |
| Provision for loan and lease losses | $1,424,000 | 2,052 |
| Total noninterest income | $600,000 | 3,688 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $59,000 | 5,877 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $541,000 | 2,633 |
| Total noninterest expense | $5,433,000 | 2,648 |
| Salaries and employee benefits | $1,820,000 | 3,703 |
| Premises and equipment expense | $1,000,000 | 1,942 |
| Additional noninterest expense | $2,613,000 | 1,979 |
| Pre-tax net operating income | $-3,356,000 | 7,246 |
| Securities gains (losses) | $444,000 | 811 |
| Applicable income taxes | $-6,000 | 6,813 |
| Income before extraordinary items | $-2,906,000 | 7,259 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,906,000 | 7,259 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,906,000 | 7,259 |
| Net charge-offs | $2,408,000 | 1,345 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,350,000 | 7,292 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 3,779 |
| Total interest expense | $1,690,000 | 2,533 |
| Net interest income | $2,144,000 | 4,428 |
| Provision for loan and lease losses | $1,312,000 | 1,653 |
| Total noninterest income | $285,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $31,000 | 6,151 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $254,000 | 3,104 |
| Total noninterest expense | $3,638,000 | 2,646 |
| Salaries and employee benefits | $1,255,000 | 3,628 |
| Premises and equipment expense | $668,000 | 1,947 |
| Additional noninterest expense | $1,715,000 | 2,010 |
| Pre-tax net operating income | $-2,521,000 | 7,351 |
| Securities gains (losses) | $172,000 | 1,037 |
| Applicable income taxes | $-6,000 | 6,896 |
| Income before extraordinary items | $-2,343,000 | 7,381 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,343,000 | 7,380 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,343,000 | 7,381 |
| Net charge-offs | $1,060,000 | 1,662 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,515,000 | 7,392 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 3,878 |
| Total interest expense | $875,000 | 2,567 |
| Net interest income | $1,016,000 | 4,628 |
| Provision for loan and lease losses | $-181,000 | 7,898 |
| Total noninterest income | $83,000 | 5,367 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $65,000 | 4,256 |
| Total noninterest expense | $1,638,000 | 2,909 |
| Salaries and employee benefits | $583,000 | 3,911 |
| Premises and equipment expense | $338,000 | 1,989 |
| Additional noninterest expense | $717,000 | 2,339 |
| Pre-tax net operating income | $-358,000 | 7,050 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-6,000 | 7,078 |
| Income before extraordinary items | $-352,000 | 7,131 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-352,000 | 7,134 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-352,000 | 7,132 |
| Net charge-offs | $135,000 | 2,830 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-352,000 | 7,103 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,384,000 | 3,390 |
| Total interest expense | $4,193,000 | 2,632 |
| Net interest income | $5,191,000 | 3,848 |
| Provision for loan and lease losses | $5,758,000 | 1,284 |
| Total noninterest income | $1,402,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $166,000 | 4,974 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,236,000 | 1,878 |
| Total noninterest expense | $8,806,000 | 2,247 |
| Salaries and employee benefits | $3,472,000 | 2,803 |
| Premises and equipment expense | $1,386,000 | 1,943 |
| Additional noninterest expense | $3,948,000 | 1,866 |
| Pre-tax net operating income | $-7,971,000 | 7,402 |
| Securities gains (losses) | $760,000 | 635 |
| Applicable income taxes | $-556,000 | 7,076 |
| Income before extraordinary items | $-6,655,000 | 7,409 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,655,000 | 7,407 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,655,000 | 7,407 |
| Net charge-offs | $2,242,000 | 1,902 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,540,000 | 371 |
| Net operating income | $-7,354,200 | 7,466 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,319,000 | 3,340 |
| Total interest expense | $3,162,000 | 2,723 |
| Net interest income | $4,157,000 | 3,692 |
| Provision for loan and lease losses | $2,190,000 | 1,798 |
| Total noninterest income | $852,000 | 3,134 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $142,000 | 4,772 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $710,000 | 2,281 |
| Total noninterest expense | $6,199,000 | 2,383 |
| Salaries and employee benefits | $2,573,000 | 2,861 |
| Premises and equipment expense | $1,074,000 | 1,896 |
| Additional noninterest expense | $2,552,000 | 2,069 |
| Pre-tax net operating income | $-3,380,000 | 7,350 |
| Securities gains (losses) | $340,000 | 907 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,040,000 | 7,387 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,040,000 | 7,387 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,040,000 | 7,387 |
| Net charge-offs | $1,166,000 | 2,036 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,540,000 | 301 |
| Net operating income | $-3,380,000 | 7,424 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,833,000 | 3,392 |
| Total interest expense | $1,996,000 | 2,973 |
| Net interest income | $2,837,000 | 3,615 |
| Provision for loan and lease losses | $1,681,000 | 1,561 |
| Total noninterest income | $487,000 | 3,468 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $51,000 | 5,772 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $436,000 | 2,422 |
| Total noninterest expense | $3,908,000 | 2,552 |
| Salaries and employee benefits | $1,780,000 | 2,803 |
| Premises and equipment expense | $718,000 | 1,915 |
| Additional noninterest expense | $1,410,000 | 2,468 |
| Pre-tax net operating income | $-2,265,000 | 7,446 |
| Securities gains (losses) | $341,000 | 688 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,924,000 | 7,461 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,924,000 | 7,461 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,924,000 | 7,460 |
| Net charge-offs | $699,000 | 1,984 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,539,000 | 237 |
| Net operating income | $-2,265,000 | 7,532 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 3,415 |
| Total interest expense | $959,000 | 3,160 |
| Net interest income | $1,470,000 | 3,501 |
| Provision for loan and lease losses | $415,000 | 1,960 |
| Total noninterest income | $195,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $25,000 | 5,766 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $170,000 | 2,743 |
| Total noninterest expense | $1,988,000 | 2,439 |
| Salaries and employee benefits | $972,000 | 2,605 |
| Premises and equipment expense | $357,000 | 1,965 |
| Additional noninterest expense | $659,000 | 2,357 |
| Pre-tax net operating income | $-738,000 | 7,505 |
| Securities gains (losses) | $172,000 | 730 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-566,000 | 7,499 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-566,000 | 7,500 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-566,000 | 7,500 |
| Net charge-offs | $229,000 | 2,035 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $820,000 | 176 |
| Net operating income | $-738,000 | 7,589 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,921,000 | 3,547 |
| Total interest expense | $3,455,000 | 3,878 |
| Net interest income | $6,466,000 | 3,273 |
| Provision for loan and lease losses | $5,600,000 | 935 |
| Total noninterest income | $368,000 | 5,435 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 6,055 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $279,000 | 4,236 |
| Total noninterest expense | $6,614,000 | 2,817 |
| Salaries and employee benefits | $2,591,000 | 3,673 |
| Premises and equipment expense | $1,391,000 | 1,963 |
| Additional noninterest expense | $2,632,000 | 2,247 |
| Pre-tax net operating income | $-5,380,000 | 7,824 |
| Securities gains (losses) | $422,000 | 437 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-4,958,000 | 7,807 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,958,000 | 7,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,222,000 | 787 |
| Cash dividends | $462,000 | 3,486 |
| Sale, conversion, retirement of capital stock, net | $1,100,000 | 413 |
| Net operating income | $-5,380,000 | 7,885 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,615,000 | 3,549 |
| Total interest expense | $2,690,000 | 3,890 |
| Net interest income | $4,925,000 | 3,261 |
| Provision for loan and lease losses | $1,493,000 | 1,432 |
| Total noninterest income | $248,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $61,000 | 6,207 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $187,000 | 4,551 |
| Total noninterest expense | $4,744,000 | 2,909 |
| Salaries and employee benefits | $1,716,000 | 4,052 |
| Premises and equipment expense | $1,032,000 | 1,975 |
| Additional noninterest expense | $1,996,000 | 2,168 |
| Pre-tax net operating income | $-1,064,000 | 7,565 |
| Securities gains (losses) | $175,000 | 677 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-889,000 | 7,451 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-889,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,573 |
| Cash dividends | $462,000 | 2,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,064,000 | 7,648 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 3,576 |
| Total interest expense | $1,837,000 | 3,950 |
| Net interest income | $3,298,000 | 3,239 |
| Provision for loan and lease losses | $1,034,000 | 1,197 |
| Total noninterest income | $53,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $36,000 | 6,359 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $17,000 | 7,333 |
| Total noninterest expense | $3,192,000 | 2,893 |
| Salaries and employee benefits | $1,106,000 | 4,195 |
| Premises and equipment expense | $681,000 | 1,991 |
| Additional noninterest expense | $1,405,000 | 2,041 |
| Pre-tax net operating income | $-875,000 | 7,841 |
| Securities gains (losses) | $178,000 | 672 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-697,000 | 7,833 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-697,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,818 |
| Cash dividends | $462,000 | 2,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-875,000 | 7,919 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 3,690 |
| Total interest expense | $927,000 | 4,104 |
| Net interest income | $1,607,000 | 3,312 |
| Provision for loan and lease losses | $570,000 | 940 |
| Total noninterest income | $28,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $1,469,000 | 3,121 |
| Salaries and employee benefits | $576,000 | 4,093 |
| Premises and equipment expense | $361,000 | 1,885 |
| Additional noninterest expense | $532,000 | 2,579 |
| Pre-tax net operating income | $-404,000 | 8,009 |
| Securities gains (losses) | $178,000 | 490 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-226,000 | 7,883 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-226,000 | 7,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 961 |
| Cash dividends | $462,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-404,000 | 8,062 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,024,000 | 3,759 |
| Total interest expense | $3,380,000 | 4,430 |
| Net interest income | $6,644,000 | 3,228 |
| Provision for loan and lease losses | $205,000 | 3,814 |
| Total noninterest income | $155,000 | 7,085 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $52,000 | 6,719 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $103,000 | 6,164 |
| Total noninterest expense | $4,757,000 | 3,581 |
| Salaries and employee benefits | $2,062,000 | 4,301 |
| Premises and equipment expense | $982,000 | 2,619 |
| Additional noninterest expense | $1,713,000 | 3,065 |
| Pre-tax net operating income | $1,837,000 | 3,510 |
| Securities gains (losses) | $-74,000 | 8,085 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,763,000 | 3,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,763,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,799 |
| Cash dividends | $1,467,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,837,000 | 3,014 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,649,000 | 3,738 |
| Total interest expense | $2,468,000 | 4,519 |
| Net interest income | $5,181,000 | 3,142 |
| Provision for loan and lease losses | $120,000 | 3,851 |
| Total noninterest income | $130,000 | 6,977 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $37,000 | 6,798 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $93,000 | 5,922 |
| Total noninterest expense | $3,577,000 | 3,556 |
| Salaries and employee benefits | $1,714,000 | 3,960 |
| Premises and equipment expense | $636,000 | 2,926 |
| Additional noninterest expense | $1,227,000 | 3,132 |
| Pre-tax net operating income | $1,614,000 | 3,302 |
| Securities gains (losses) | $-75,000 | 8,246 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,539,000 | 2,915 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,539,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,810 |
| Cash dividends | $1,217,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,614,000 | 2,799 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,010,000 | 3,783 |
| Total interest expense | $1,534,000 | 4,728 |
| Net interest income | $3,476,000 | 3,147 |
| Provision for loan and lease losses | $110,000 | 3,149 |
| Total noninterest income | $108,000 | 6,728 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $25,000 | 6,819 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $83,000 | 5,442 |
| Total noninterest expense | $2,237,000 | 3,787 |
| Salaries and employee benefits | $1,096,000 | 4,118 |
| Premises and equipment expense | $280,000 | 4,044 |
| Additional noninterest expense | $861,000 | 2,992 |
| Pre-tax net operating income | $1,237,000 | 3,050 |
| Securities gains (losses) | $-72,000 | 8,359 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,165,000 | 2,697 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,165,000 | 2,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $974,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,237,000 | 2,551 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 3,785 |
| Total interest expense | $768,000 | 4,697 |
| Net interest income | $1,724,000 | 3,152 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $22,000 | 7,786 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $1,130,000 | 3,745 |
| Salaries and employee benefits | $605,000 | 3,866 |
| Premises and equipment expense | $107,000 | 4,842 |
| Additional noninterest expense | $418,000 | 3,054 |
| Pre-tax net operating income | $526,000 | 3,401 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $526,000 | 2,902 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $526,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $504,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $526,000 | 2,887 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,017,000 | 3,862 |
| Total interest expense | $2,196,000 | 5,161 |
| Net interest income | $6,821,000 | 3,179 |
| Provision for loan and lease losses | $310,000 | 2,704 |
| Total noninterest income | $105,000 | 7,682 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $57,000 | 6,779 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $48,000 | 7,298 |
| Total noninterest expense | $4,145,000 | 3,883 |
| Salaries and employee benefits | $2,295,000 | 3,857 |
| Premises and equipment expense | $463,000 | 4,474 |
| Additional noninterest expense | $1,387,000 | 3,508 |
| Pre-tax net operating income | $2,471,000 | 3,152 |
| Securities gains (losses) | $-164,000 | 8,344 |
| Applicable income taxes | $-48,000 | 8,294 |
| Income before extraordinary items | $2,355,000 | 2,748 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,355,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,692 |
| Cash dividends | $494,000 | 3,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,519,000 | 2,589 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,596,000 | 3,904 |
| Total interest expense | $1,471,000 | 5,390 |
| Net interest income | $5,125,000 | 3,196 |
| Provision for loan and lease losses | $200,000 | 2,859 |
| Total noninterest income | $84,000 | 7,704 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $46,000 | 6,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,269 |
| Total noninterest expense | $3,395,000 | 3,613 |
| Salaries and employee benefits | $1,814,000 | 3,698 |
| Premises and equipment expense | $330,000 | 4,638 |
| Additional noninterest expense | $1,251,000 | 3,009 |
| Pre-tax net operating income | $1,614,000 | 3,616 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-9,000 | 8,412 |
| Income before extraordinary items | $1,623,000 | 3,025 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,623,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,824 |
| Cash dividends | $494,000 | 2,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,623,000 | 3,020 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 3,978 |
| Total interest expense | $824,000 | 5,732 |
| Net interest income | $3,392,000 | 3,222 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $53,000 | 7,801 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $33,000 | 6,762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,559 |
| Total noninterest expense | $2,319,000 | 3,549 |
| Salaries and employee benefits | $1,267,000 | 3,591 |
| Premises and equipment expense | $217,000 | 4,682 |
| Additional noninterest expense | $835,000 | 3,012 |
| Pre-tax net operating income | $946,000 | 3,929 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $946,000 | 3,339 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $946,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $946,000 | 3,331 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 4,089 |
| Total interest expense | $357,000 | 5,989 |
| Net interest income | $1,639,000 | 3,303 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $29,000 | 7,700 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $21,000 | 6,441 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $1,164,000 | 3,554 |
| Salaries and employee benefits | $643,000 | 3,575 |
| Premises and equipment expense | $117,000 | 4,489 |
| Additional noninterest expense | $404,000 | 3,083 |
| Pre-tax net operating income | $459,000 | 3,948 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $459,000 | 3,367 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $459,000 | 3,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $459,000 | 3,345 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,721,000 | 4,264 |
| Total interest expense | $1,323,000 | 5,572 |
| Net interest income | $5,398,000 | 3,735 |
| Provision for loan and lease losses | $210,000 | 3,502 |
| Total noninterest income | $120,000 | 7,757 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $79,000 | 6,599 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,593 |
| Total noninterest expense | $3,787,000 | 4,033 |
| Salaries and employee benefits | $2,051,000 | 4,055 |
| Premises and equipment expense | $307,000 | 5,665 |
| Additional noninterest expense | $1,429,000 | 3,353 |
| Pre-tax net operating income | $1,521,000 | 4,339 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $520,000 | 3,304 |
| Income before extraordinary items | $1,001,000 | 4,841 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,001,000 | 4,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 751 |
| Net operating income | $1,001,000 | 4,811 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,763,000 | 4,405 |
| Total interest expense | $988,000 | 5,468 |
| Net interest income | $3,775,000 | 3,926 |
| Provision for loan and lease losses | $120,000 | 3,874 |
| Total noninterest income | $92,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $61,000 | 6,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,617 |
| Total noninterest expense | $2,818,000 | 4,025 |
| Salaries and employee benefits | $1,491,000 | 4,119 |
| Premises and equipment expense | $230,000 | 5,668 |
| Additional noninterest expense | $1,097,000 | 3,268 |
| Pre-tax net operating income | $929,000 | 4,954 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $303,000 | 3,793 |
| Income before extraordinary items | $626,000 | 5,352 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $626,000 | 5,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 589 |
| Net operating income | $626,000 | 5,320 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 4,534 |
| Total interest expense | $563,000 | 5,735 |
| Net interest income | $2,407,000 | 4,042 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $65,000 | 7,685 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $46,000 | 6,418 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $19,000 | 7,696 |
| Total noninterest expense | $1,868,000 | 4,023 |
| Salaries and employee benefits | $989,000 | 4,114 |
| Premises and equipment expense | $157,000 | 5,574 |
| Additional noninterest expense | $722,000 | 3,279 |
| Pre-tax net operating income | $584,000 | 5,074 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $199,000 | 3,798 |
| Income before extraordinary items | $385,000 | 5,538 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $385,000 | 5,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 533 |
| Net operating income | $385,000 | 5,491 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 4,729 |
| Total interest expense | $243,000 | 6,047 |
| Net interest income | $1,139,000 | 4,224 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $900,000 | 4,166 |
| Salaries and employee benefits | $477,000 | 4,245 |
| Premises and equipment expense | $77,000 | 5,676 |
| Additional noninterest expense | $346,000 | 3,398 |
| Pre-tax net operating income | $248,000 | 5,465 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $47,000 | 4,839 |
| Income before extraordinary items | $201,000 | 5,402 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $201,000 | 5,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $201,000 | 5,371 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,407,000 | 5,247 |
| Total interest expense | $722,000 | 6,510 |
| Net interest income | $3,685,000 | 4,737 |
| Provision for loan and lease losses | $198,000 | 3,721 |
| Total noninterest income | $170,000 | 7,430 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $111,000 | 6,314 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $59,000 | 7,212 |
| Total noninterest expense | $2,911,000 | 4,760 |
| Salaries and employee benefits | $1,605,000 | 4,720 |
| Premises and equipment expense | $322,000 | 5,476 |
| Additional noninterest expense | $984,000 | 4,405 |
| Pre-tax net operating income | $746,000 | 5,957 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $90,000 | 5,619 |
| Income before extraordinary items | $658,000 | 5,743 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $658,000 | 5,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $2,047,000 | 337 |
| Net operating income | $656,240 | 5,681 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 5,404 |
| Total interest expense | $492,000 | 6,741 |
| Net interest income | $2,636,000 | 4,873 |
| Provision for loan and lease losses | $103,000 | 4,224 |
| Total noninterest income | $144,000 | 7,260 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $94,000 | 6,151 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $50,000 | 7,056 |
| Total noninterest expense | $2,150,000 | 4,767 |
| Salaries and employee benefits | $1,170,000 | 4,761 |
| Premises and equipment expense | $240,000 | 5,479 |
| Additional noninterest expense | $740,000 | 4,337 |
| Pre-tax net operating income | $527,000 | 6,202 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $529,000 | 5,676 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $529,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $2,048,000 | 249 |
| Net operating income | $527,000 | 5,620 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 5,590 |
| Total interest expense | $313,000 | 6,885 |
| Net interest income | $1,660,000 | 5,073 |
| Provision for loan and lease losses | $35,000 | 5,187 |
| Total noninterest income | $85,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $70,000 | 5,970 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $1,401,000 | 4,877 |
| Salaries and employee benefits | $761,000 | 4,883 |
| Premises and equipment expense | $157,000 | 5,529 |
| Additional noninterest expense | $483,000 | 4,426 |
| Pre-tax net operating income | $309,000 | 6,447 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $311,000 | 5,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $311,000 | 5,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $309,000 | 5,888 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $945,000 | 5,759 |
| Total interest expense | $150,000 | 7,036 |
| Net interest income | $795,000 | 5,232 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $42,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $675,000 | 5,030 |
| Salaries and employee benefits | $370,000 | 4,980 |
| Premises and equipment expense | $76,000 | 5,660 |
| Additional noninterest expense | $229,000 | 4,609 |
| Pre-tax net operating income | $152,000 | 6,412 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $152,000 | 5,987 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $152,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $152,000 | 5,862 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 6,205 |
| Total interest expense | $670,000 | 7,146 |
| Net interest income | $2,636,000 | 5,729 |
| Provision for loan and lease losses | $65,000 | 5,903 |
| Total noninterest income | $147,000 | 7,830 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $111,000 | 6,395 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $36,000 | 7,939 |
| Total noninterest expense | $2,404,000 | 5,358 |
| Salaries and employee benefits | $1,277,000 | 5,413 |
| Premises and equipment expense | $311,000 | 5,569 |
| Additional noninterest expense | $816,000 | 4,985 |
| Pre-tax net operating income | $314,000 | 7,382 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $320,000 | 7,177 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $320,000 | 7,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $314,000 | 7,072 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,379,000 | 6,412 |
| Total interest expense | $509,000 | 7,270 |
| Net interest income | $1,870,000 | 5,944 |
| Provision for loan and lease losses | $15,000 | 6,935 |
| Total noninterest income | $108,000 | 7,924 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $79,000 | 6,528 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $1,756,000 | 5,427 |
| Salaries and employee benefits | $921,000 | 5,521 |
| Premises and equipment expense | $234,000 | 5,535 |
| Additional noninterest expense | $601,000 | 4,994 |
| Pre-tax net operating income | $207,000 | 7,692 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $213,000 | 7,504 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $213,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $207,000 | 7,396 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 6,571 |
| Total interest expense | $338,000 | 7,406 |
| Net interest income | $1,196,000 | 6,072 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $71,000 | 7,950 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $49,000 | 6,621 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $1,175,000 | 5,393 |
| Salaries and employee benefits | $605,000 | 5,591 |
| Premises and equipment expense | $161,000 | 5,416 |
| Additional noninterest expense | $409,000 | 4,926 |
| Pre-tax net operating income | $92,000 | 8,067 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $98,000 | 7,979 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $98,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $92,000 | 7,871 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $751,000 | 6,689 |
| Total interest expense | $166,000 | 7,543 |
| Net interest income | $585,000 | 6,133 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $611,000 | 5,274 |
| Salaries and employee benefits | $321,000 | 5,412 |
| Premises and equipment expense | $92,000 | 4,977 |
| Additional noninterest expense | $198,000 | 4,993 |
| Pre-tax net operating income | $10,000 | 8,574 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $16,000 | 8,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,000 | 8,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $10,000 | 8,528 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 7,127 |
| Total interest expense | $591,000 | 8,121 |
| Net interest income | $2,135,000 | 6,419 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $66,000 | 8,794 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $55,000 | 7,443 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,861 |
| Total noninterest expense | $2,039,000 | 5,807 |
| Salaries and employee benefits | $1,107,000 | 5,788 |
| Premises and equipment expense | $306,000 | 5,510 |
| Additional noninterest expense | $626,000 | 5,784 |
| Pre-tax net operating income | $126,000 | 8,213 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $126,000 | 8,209 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $126,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $126,000 | 8,110 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 8,112 |
| Total interest expense | $612,000 | 8,803 |
| Net interest income | $1,495,000 | 7,345 |
| Provision for loan and lease losses | $160,000 | 4,638 |
| Total noninterest income | $53,000 | 9,133 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $39,000 | 7,812 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $14,000 | 8,971 |
| Total noninterest expense | $1,695,000 | 6,345 |
| Salaries and employee benefits | $973,000 | 6,084 |
| Premises and equipment expense | $206,000 | 6,707 |
| Additional noninterest expense | $516,000 | 6,342 |
| Pre-tax net operating income | $-307,000 | 9,042 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-307,000 | 9,130 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-307,000 | 9,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-307,000 | 9,078 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 9,404 |
| Total interest expense | $390,000 | 9,434 |
| Net interest income | $598,000 | 9,298 |
| Provision for loan and lease losses | $81,000 | 5,741 |
| Total noninterest income | $58,000 | 9,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 7,811 |
| Total noninterest expense | $1,217,000 | 7,452 |
| Salaries and employee benefits | $585,000 | 7,772 |
| Premises and equipment expense | $184,000 | 7,017 |
| Additional noninterest expense | $448,000 | 6,789 |
| Pre-tax net operating income | $-642,000 | 9,615 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-642,000 | 9,638 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-642,000 | 9,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,805,000 | 128 |
| Net operating income | $-642,000 | 9,638 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.