Home > Neighborhood National Bank > Net charge- offs to loans

Neighborhood National Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0011%2,829
Percentage Net Loans Charged-off: Total real estate loans-0.0043%3,719
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0083%3,896
Percentage Net Loans Charged-off: Home equity loans-0.0201%4,314
All other 1-4 family - Percent of loans charged-off, net-0.0074%3,892
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,668
Percentage Net Loans Charged-off: Loans to individuals0.0656%2,500
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.0375%2,512
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0015%2,549
Percentage Net Loans Charged-off: Total real estate loans-0.0058%3,820
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0113%3,978
Percentage Net Loans Charged-off: Home equity loans-0.0267%4,373
All other 1-4 family - Percent of loans charged-off, net-0.0102%3,994
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,370
Percentage Net Loans Charged-off: Loans to individuals0.0879%2,183
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.0502%2,277
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0077%1,936
Percentage Net Loans Charged-off: Total real estate loans-0.0015%3,483
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%3,695
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0031%3,722
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,179
Percentage Net Loans Charged-off: Loans to individuals0.1551%1,703
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0388%2,147
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%2,062
Percentage Net Loans Charged-off: Total real estate loans0.0000%512
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1667%4,607
Percentage Net Loans Charged-off: Total real estate loans-0.0685%4,499
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.1390%4,575
Percentage Net Loans Charged-off: Home equity loans-0.0354%4,442
All other 1-4 family - Percent of loans charged-off, net-0.1498%4,589
Percentage Net Loans Charged-off: Commercial and industrial0.0730%945
Percentage Net Loans Charged-off: Loans to individuals0.1982%1,713
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.1985%1,634
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1828%4,621
Percentage Net Loans Charged-off: Total real estate loans-0.0916%4,561
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.1857%4,631
Percentage Net Loans Charged-off: Home equity loans-0.0227%4,434
All other 1-4 family - Percent of loans charged-off, net-0.2040%4,644
Percentage Net Loans Charged-off: Commercial and industrial0.0969%666
Percentage Net Loans Charged-off: Loans to individuals0.0701%2,081
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0703%1,997
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2536%4,627
Percentage Net Loans Charged-off: Total real estate loans-0.1044%4,517
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.2107%4,540
Percentage Net Loans Charged-off: Home equity loans-0.0327%3,300
All other 1-4 family - Percent of loans charged-off, net-0.2321%4,553
Percentage Net Loans Charged-off: Commercial and industrial0.1458%473
Percentage Net Loans Charged-off: Loans to individuals0.1063%1,749
Percentage Net Loans Charged-off: Credit card loans0.0000%415
Percentage Net Loans Charged-off: Other loans to individual0.1066%1,670
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4546%4,704
Percentage Net Loans Charged-off: Total real estate loans-0.0178%4,095
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0362%4,230
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0409%4,286
Percentage Net Loans Charged-off: Commercial and industrial-0.0541%3,921
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loans0.0000%325
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2510%365
Percentage Net Loans Charged-off: Total real estate loans-0.0321%4,231
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0634%4,340
Percentage Net Loans Charged-off: Home equity loans-0.2440%3,528
All other 1-4 family - Percent of loans charged-off, net-0.0374%4,174
Percentage Net Loans Charged-off: Commercial and industrial0.4717%406
Percentage Net Loans Charged-off: Loans to individuals-0.0230%3,913
Percentage Net Loans Charged-off: Credit card loans0.0000%485
Percentage Net Loans Charged-off: Other loans to individual-0.0231%3,868
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3398%229
Percentage Net Loans Charged-off: Total real estate loans-0.0370%4,341
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0728%4,441
Percentage Net Loans Charged-off: Home equity loans-0.3225%3,606
All other 1-4 family - Percent of loans charged-off, net-0.0358%4,242
Percentage Net Loans Charged-off: Commercial and industrial0.6039%278
Percentage Net Loans Charged-off: Loans to individuals-0.0310%3,837
Percentage Net Loans Charged-off: Credit card loans0.0000%460
Percentage Net Loans Charged-off: Other loans to individual-0.0311%3,791
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3594%237
Percentage Net Loans Charged-off: Total real estate loans-0.0180%4,130
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0353%4,266
Percentage Net Loans Charged-off: Home equity loans-0.0304%3,411
All other 1-4 family - Percent of loans charged-off, net-0.0360%4,286
Percentage Net Loans Charged-off: Commercial and industrial0.7150%211
Percentage Net Loans Charged-off: Loans to individuals-0.0237%3,720
Percentage Net Loans Charged-off: Credit card loans0.0000%423
Percentage Net Loans Charged-off: Other loans to individual-0.0238%3,680
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0132%3,793
Percentage Net Loans Charged-off: Total real estate loans-0.0201%4,276
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0396%4,395
Percentage Net Loans Charged-off: Home equity loans-0.0601%3,528
All other 1-4 family - Percent of loans charged-off, net-0.0365%4,381
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0237%4,469
Percentage Net Loans Charged-off: Total real estate loans-0.0381%4,583
Percentage Net Loans Charged-off:Construction & development-0.0973%4,407
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0506%4,544
Percentage Net Loans Charged-off: Home equity loans-0.0268%3,454
All other 1-4 family - Percent of loans charged-off, net-0.0548%4,581
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,097
Percentage Net Loans Charged-off: Loans to individuals0.0245%2,893
Percentage Net Loans Charged-off: Credit card loans10.2041%31
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0299%4,533
Percentage Net Loans Charged-off: Total real estate loans-0.0454%4,649
Percentage Net Loans Charged-off:Construction & development-0.1302%4,468
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0570%4,599
Percentage Net Loans Charged-off: Home equity loans-0.0174%3,437
All other 1-4 family - Percent of loans charged-off, net-0.0643%4,635
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,840
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,810
Percentage Net Loans Charged-off: Credit card loans0.0000%526
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,714
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0414%4,630
Percentage Net Loans Charged-off: Total real estate loans-0.0600%4,740
Percentage Net Loans Charged-off:Construction & development-0.1910%4,519
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0703%4,688
Percentage Net Loans Charged-off: Home equity loans-0.0260%3,512
All other 1-4 family - Percent of loans charged-off, net-0.0787%4,717
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,576
Percentage Net Loans Charged-off: Loans to individuals-0.0249%4,205
Percentage Net Loans Charged-off: Credit card loans0.0000%494
Percentage Net Loans Charged-off: Other loans to individual-0.0249%4,160
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0745%4,751
Percentage Net Loans Charged-off: Total real estate loans-0.1088%4,880
Percentage Net Loans Charged-off:Construction & development-0.3674%4,586
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.1180%4,823
Percentage Net Loans Charged-off: Home equity loans-0.0527%3,599
All other 1-4 family - Percent of loans charged-off, net-0.1305%4,838
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,292
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0013%3,675
Percentage Net Loans Charged-off: Total real estate loans-0.0304%4,632
Percentage Net Loans Charged-off:Construction & development-0.0770%4,485
Percentage Net Loans Charged-off: Commercial real estate-0.0031%4,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0354%4,606
Percentage Net Loans Charged-off: Home equity loans-0.0260%3,569
All other 1-4 family - Percent of loans charged-off, net-0.0371%4,619
Percentage Net Loans Charged-off: Commercial and industrial0.0435%2,004
Percentage Net Loans Charged-off: Loans to individuals0.2750%2,181
Percentage Net Loans Charged-off: Credit card loans0.0000%608
Percentage Net Loans Charged-off: Other loans to individual0.2757%2,044
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0026%4,088
Percentage Net Loans Charged-off: Total real estate loans-0.0337%4,713
Percentage Net Loans Charged-off:Construction & development-0.1003%4,585
Percentage Net Loans Charged-off: Commercial real estate-0.0041%4,403
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0336%4,641
Percentage Net Loans Charged-off: Home equity loans-0.0348%3,641
All other 1-4 family - Percent of loans charged-off, net-0.0334%4,643
Percentage Net Loans Charged-off: Commercial and industrial0.0097%1,826
Percentage Net Loans Charged-off: Loans to individuals0.3704%1,767
Percentage Net Loans Charged-off: Credit card loans0.0000%568
Percentage Net Loans Charged-off: Other loans to individual0.3714%1,640
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0013%3,131
Percentage Net Loans Charged-off: Total real estate loans-0.0390%4,799
Percentage Net Loans Charged-off:Construction & development-0.1486%4,661
Percentage Net Loans Charged-off: Commercial real estate-0.0062%4,551
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0269%4,587
Percentage Net Loans Charged-off: Home equity loans-0.0265%3,634
All other 1-4 family - Percent of loans charged-off, net-0.0270%4,600
Percentage Net Loans Charged-off: Commercial and industrial0.0217%1,457
Percentage Net Loans Charged-off: Loans to individuals0.4911%1,377
Percentage Net Loans Charged-off: Credit card loans0.0000%510
Percentage Net Loans Charged-off: Other loans to individual0.4926%1,263
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0182%4,452
Percentage Net Loans Charged-off: Total real estate loans-0.0661%5,020
Percentage Net Loans Charged-off:Construction & development-0.2677%4,777
Percentage Net Loans Charged-off: Commercial real estate-0.0123%4,793
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0381%4,791
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0446%4,839
Percentage Net Loans Charged-off: Commercial and industrial0.0587%938
Percentage Net Loans Charged-off: Loans to individuals0.3717%1,520
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual0.3729%1,410
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0644%5,042
Percentage Net Loans Charged-off: Total real estate loans-0.1435%5,177
Percentage Net Loans Charged-off:Construction & development-0.0624%4,551
Percentage Net Loans Charged-off: Commercial real estate-0.3961%5,198
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0250%4,677
Percentage Net Loans Charged-off: Home equity loans-0.0388%3,713
All other 1-4 family - Percent of loans charged-off, net-0.0226%4,668
Percentage Net Loans Charged-off: Commercial and industrial0.1671%1,411
Percentage Net Loans Charged-off: Loans to individuals0.2405%2,295
Percentage Net Loans Charged-off: Credit card loans-15.9574%1,045
Percentage Net Loans Charged-off: Other loans to individual0.2813%2,027
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0952%5,151
Percentage Net Loans Charged-off: Total real estate loans-0.1807%5,257
Percentage Net Loans Charged-off:Construction & development-0.0860%4,641
Percentage Net Loans Charged-off: Commercial real estate-0.5025%5,284
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0256%4,684
Percentage Net Loans Charged-off: Home equity loans-0.0347%3,740
All other 1-4 family - Percent of loans charged-off, net-0.0241%4,682
Percentage Net Loans Charged-off: Commercial and industrial0.2304%1,047
Percentage Net Loans Charged-off: Loans to individuals-0.0178%4,537
Percentage Net Loans Charged-off: Credit card loans-22.8571%1,047
Percentage Net Loans Charged-off: Other loans to individual0.0359%2,915
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1997%5,325
Percentage Net Loans Charged-off: Total real estate loans-0.2611%5,349
Percentage Net Loans Charged-off:Construction & development-0.1386%4,766
Percentage Net Loans Charged-off: Commercial real estate-0.7564%5,366
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0152%4,537
Percentage Net Loans Charged-off: Home equity loans-0.0516%3,822
All other 1-4 family - Percent of loans charged-off, net-0.0089%4,427
Percentage Net Loans Charged-off: Commercial and industrial-0.0088%3,939
Percentage Net Loans Charged-off: Loans to individuals-0.1655%4,895
Percentage Net Loans Charged-off: Credit card loans-25.7180%1,048
Percentage Net Loans Charged-off: Other loans to individual-0.0830%4,643
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3891%5,479
Percentage Net Loans Charged-off: Total real estate loans-0.5197%5,484
Percentage Net Loans Charged-off:Construction & development-0.2952%4,927
Percentage Net Loans Charged-off: Commercial real estate-1.4771%5,450
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0373%4,934
Percentage Net Loans Charged-off: Home equity loans-0.0508%3,884
All other 1-4 family - Percent of loans charged-off, net-0.0349%4,960
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals-0.2270%4,959
Percentage Net Loans Charged-off: Credit card loans-58.5366%1,051
Percentage Net Loans Charged-off: Other loans to individual-0.0569%4,551
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0834%2,265
Percentage Net Loans Charged-off: Total real estate loans0.0666%1,294
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.2788%401
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0498%5,128
Percentage Net Loans Charged-off: Home equity loans-0.0514%3,948
All other 1-4 family - Percent of loans charged-off, net-0.0495%5,144
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,400
Percentage Net Loans Charged-off: Loans to individuals0.4640%1,831
Percentage Net Loans Charged-off: Credit card loans18.2482%17
Percentage Net Loans Charged-off: Other loans to individual0.3883%1,897
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1182%1,605
Percentage Net Loans Charged-off: Total real estate loans0.0984%827
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.3821%258
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0568%5,204
Percentage Net Loans Charged-off: Home equity loans-0.0515%3,963
All other 1-4 family - Percent of loans charged-off, net-0.0578%5,213
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,017
Percentage Net Loans Charged-off: Loans to individuals0.6106%1,349
Percentage Net Loans Charged-off: Credit card loans23.2000%19
Percentage Net Loans Charged-off: Other loans to individual0.5076%1,425
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1223%1,428
Percentage Net Loans Charged-off: Total real estate loans0.1630%526
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.5977%161
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0704%5,287
Percentage Net Loans Charged-off: Home equity loans-0.0510%3,969
All other 1-4 family - Percent of loans charged-off, net-0.0742%5,304
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,692
Percentage Net Loans Charged-off: Loans to individuals0.0648%2,847
Percentage Net Loans Charged-off: Credit card loans20.9278%17
Percentage Net Loans Charged-off: Other loans to individual-0.0326%4,714
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0401%5,079
Percentage Net Loans Charged-off: Total real estate loans-0.0585%5,342
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0125%5,082
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.1104%5,463
Percentage Net Loans Charged-off: Home equity loans-0.0523%4,055
All other 1-4 family - Percent of loans charged-off, net-0.1217%5,486
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.0657%2,405
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.0660%2,263
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1910%5,729
Percentage Net Loans Charged-off: Total real estate loans-0.2407%5,739
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.7079%5,734
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0046%2,667
Percentage Net Loans Charged-off: Home equity loans-0.0414%4,073
All other 1-4 family - Percent of loans charged-off, net0.0137%2,396
Percentage Net Loans Charged-off: Commercial and industrial-0.1708%5,199
Percentage Net Loans Charged-off: Loans to individuals0.0693%3,393
Percentage Net Loans Charged-off: Credit card loans0.0000%715
Percentage Net Loans Charged-off: Other loans to individual0.0697%3,253
Percentage Net Loans Charged-off: All other loans and lease0.0455%1,347
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2530%5,810
Percentage Net Loans Charged-off: Total real estate loans-0.3194%5,813
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.9421%5,809
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0155%2,178
Percentage Net Loans Charged-off: Home equity loans-0.0371%4,069
All other 1-4 family - Percent of loans charged-off, net0.0261%1,922
Percentage Net Loans Charged-off: Commercial and industrial-0.2210%5,281
Percentage Net Loans Charged-off: Loans to individuals0.1174%2,836
Percentage Net Loans Charged-off: Credit card loans0.0000%663
Percentage Net Loans Charged-off: Other loans to individual0.1179%2,687
Percentage Net Loans Charged-off: All other loans and lease0.0359%1,215
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0638%5,459
Percentage Net Loans Charged-off: Total real estate loans-0.0432%5,301
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0649%5,492
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0426%5,367
Percentage Net Loans Charged-off: Home equity loans-0.0555%4,153
All other 1-4 family - Percent of loans charged-off, net-0.0400%5,371
Percentage Net Loans Charged-off: Commercial and industrial-0.3311%5,461
Percentage Net Loans Charged-off: Loans to individuals0.1446%2,501
Percentage Net Loans Charged-off: Credit card loans0.0000%604
Percentage Net Loans Charged-off: Other loans to individual0.1452%2,348
Percentage Net Loans Charged-off: All other loans and lease0.0881%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0163%4,760
Percentage Net Loans Charged-off: Total real estate loans-0.0272%5,197
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0258%5,400
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0381%5,374
Percentage Net Loans Charged-off: Home equity loans-0.0558%4,180
All other 1-4 family - Percent of loans charged-off, net-0.0344%5,370
Percentage Net Loans Charged-off: Commercial and industrial-0.0229%4,472
Percentage Net Loans Charged-off: Loans to individuals0.1478%2,138
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.1484%1,988
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0290%3,642
Percentage Net Loans Charged-off: Total real estate loans0.0811%1,826
Percentage Net Loans Charged-off:Construction & development-0.1700%5,147
Percentage Net Loans Charged-off: Commercial real estate0.0552%1,225
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1544%1,340
Percentage Net Loans Charged-off: Home equity loans-0.0790%4,324
All other 1-4 family - Percent of loans charged-off, net0.2058%1,050
Percentage Net Loans Charged-off: Commercial and industrial-0.2377%5,436
Percentage Net Loans Charged-off: Loans to individuals0.0540%3,480
Percentage Net Loans Charged-off: Credit card loans-4.2017%1,206
Percentage Net Loans Charged-off: Other loans to individual0.0723%3,217
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0832%2,355
Percentage Net Loans Charged-off: Total real estate loans0.1730%972
Percentage Net Loans Charged-off:Construction & development-0.2531%5,299
Percentage Net Loans Charged-off: Commercial real estate0.3469%450
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.1455%1,280
Percentage Net Loans Charged-off: Home equity loans-0.0874%4,371
All other 1-4 family - Percent of loans charged-off, net0.1970%996
Percentage Net Loans Charged-off: Commercial and industrial-0.2993%5,554
Percentage Net Loans Charged-off: Loans to individuals-0.0238%5,070
Percentage Net Loans Charged-off: Credit card loans0.0000%684
Percentage Net Loans Charged-off: Other loans to individual-0.0239%4,993
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0615%2,500
Percentage Net Loans Charged-off: Total real estate loans0.0813%1,580
Percentage Net Loans Charged-off:Construction & development-0.3985%5,437
Percentage Net Loans Charged-off: Commercial real estate-0.0286%5,540
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.2392%885
Percentage Net Loans Charged-off: Home equity loans-0.1035%4,429
All other 1-4 family - Percent of loans charged-off, net0.3169%666
Percentage Net Loans Charged-off: Commercial and industrial0.0134%1,709
Percentage Net Loans Charged-off: Loans to individuals0.0361%2,955
Percentage Net Loans Charged-off: Credit card loans-8.6957%1,217
Percentage Net Loans Charged-off: Other loans to individual0.0724%2,670
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0615%2,131
Percentage Net Loans Charged-off: Total real estate loans0.0538%1,474
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0396%5,760
Percentage Net Loans Charged-off: Multi-family residential-10.5263%5,026
Percentage Net Loans Charged-off: 1-4 family residential0.2353%768
Percentage Net Loans Charged-off: Home equity loans-0.3648%4,594
All other 1-4 family - Percent of loans charged-off, net0.3357%578
Percentage Net Loans Charged-off: Commercial and industrial0.0458%1,038
Percentage Net Loans Charged-off: Loans to individuals0.2929%1,738
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual0.2945%1,613
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1413%6,195
Percentage Net Loans Charged-off: Total real estate loans-0.3038%6,306
Percentage Net Loans Charged-off:Construction & development-0.4827%5,594
Percentage Net Loans Charged-off: Commercial real estate-0.4568%6,229
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential-0.2041%6,231
Percentage Net Loans Charged-off: Home equity loans-1.0065%4,778
All other 1-4 family - Percent of loans charged-off, net-0.0741%6,054
Percentage Net Loans Charged-off: Commercial and industrial0.5047%1,198
Percentage Net Loans Charged-off: Loans to individuals0.5304%1,748
Percentage Net Loans Charged-off: Credit card loans6.3291%77
Percentage Net Loans Charged-off: Other loans to individual0.4858%1,699
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0971%6,130
Percentage Net Loans Charged-off: Total real estate loans-0.2579%6,345
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate-0.4484%6,303
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.1913%6,265
Percentage Net Loans Charged-off: Home equity loans-1.3213%4,826
All other 1-4 family - Percent of loans charged-off, net-0.0099%5,680
Percentage Net Loans Charged-off: Commercial and industrial0.4945%1,063
Percentage Net Loans Charged-off: Loans to individuals0.7061%1,230
Percentage Net Loans Charged-off: Credit card loans7.6835%51
Percentage Net Loans Charged-off: Other loans to individual0.6472%1,230
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1888%6,329
Percentage Net Loans Charged-off: Total real estate loans-0.2189%6,377
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate-0.5905%6,399
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0128%5,729
Percentage Net Loans Charged-off: Home equity loans-0.0464%4,545
All other 1-4 family - Percent of loans charged-off, net-0.0074%5,607
Percentage Net Loans Charged-off: Commercial and industrial-0.1717%5,588
Percentage Net Loans Charged-off: Loans to individuals-0.0477%5,338
Percentage Net Loans Charged-off: Credit card loans11.1111%32
Percentage Net Loans Charged-off: Other loans to individual-0.1445%5,601
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1306%6,236
Percentage Net Loans Charged-off: Total real estate loans-0.4197%6,530
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-1.1373%6,507
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0128%5,656
Percentage Net Loans Charged-off: Home equity loans-0.0914%4,660
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial1.3484%394
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,715
Percentage Net Loans Charged-off: Credit card loans22.8571%10
Percentage Net Loans Charged-off: Other loans to individual-0.1903%5,621
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4977%1,328
Percentage Net Loans Charged-off: Total real estate loans0.5505%1,004
Percentage Net Loans Charged-off:Construction & development0.1349%1,393
Percentage Net Loans Charged-off: Commercial real estate0.6947%808
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.5443%1,034
Percentage Net Loans Charged-off: Home equity loans0.9221%416
All other 1-4 family - Percent of loans charged-off, net0.4802%1,129
Percentage Net Loans Charged-off: Commercial and industrial0.1674%2,301
Percentage Net Loans Charged-off: Loans to individuals0.9990%1,148
Percentage Net Loans Charged-off: Credit card loans2.2222%321
Percentage Net Loans Charged-off: Other loans to individual0.9861%1,061
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4364%1,471
Percentage Net Loans Charged-off: Total real estate loans0.4646%1,155
Percentage Net Loans Charged-off:Construction & development0.1775%1,211
Percentage Net Loans Charged-off: Commercial real estate0.8254%654
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2662%1,758
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.3125%1,531
Percentage Net Loans Charged-off: Commercial and industrial0.0309%2,570
Percentage Net Loans Charged-off: Loans to individuals1.3529%738
Percentage Net Loans Charged-off: Credit card loans2.8298%244
Percentage Net Loans Charged-off: Other loans to individual1.3364%676
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2291%2,354
Percentage Net Loans Charged-off: Total real estate loans0.2468%1,881
Percentage Net Loans Charged-off:Construction & development0.2728%1,014
Percentage Net Loans Charged-off: Commercial real estate0.2607%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.2468%1,808
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.2913%1,559
Percentage Net Loans Charged-off: Commercial and industrial-0.0960%5,599
Percentage Net Loans Charged-off: Loans to individuals0.8699%1,171
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual0.8787%1,056
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2136%2,143
Percentage Net Loans Charged-off: Total real estate loans0.2943%1,475
Percentage Net Loans Charged-off:Construction & development0.5549%659
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.5022%997
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.5951%825
Percentage Net Loans Charged-off: Commercial and industrial-0.1012%5,603
Percentage Net Loans Charged-off: Loans to individuals-0.0899%5,621
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual-0.0907%5,572
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3567%2,848
Percentage Net Loans Charged-off: Total real estate loans0.4147%2,240
Percentage Net Loans Charged-off:Construction & development0.8587%1,550
Percentage Net Loans Charged-off: Commercial real estate0.1287%2,566
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.6291%1,461
Percentage Net Loans Charged-off: Home equity loans1.5501%428
All other 1-4 family - Percent of loans charged-off, net0.4308%1,950
Percentage Net Loans Charged-off: Commercial and industrial-0.0134%5,535
Percentage Net Loans Charged-off: Loans to individuals0.7105%1,846
Percentage Net Loans Charged-off: Credit card loans0.0000%887
Percentage Net Loans Charged-off: Other loans to individual0.7181%1,696
Percentage Net Loans Charged-off: All other loans and lease-0.0878%6,088
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4219%2,409
Percentage Net Loans Charged-off: Total real estate loans0.5489%1,760
Percentage Net Loans Charged-off:Construction & development1.1158%1,332
Percentage Net Loans Charged-off: Commercial real estate0.1701%2,148
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.8435%1,056
Percentage Net Loans Charged-off: Home equity loans2.0108%309
All other 1-4 family - Percent of loans charged-off, net0.5834%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,269
Percentage Net Loans Charged-off: Loans to individuals0.0285%4,110
Percentage Net Loans Charged-off: Credit card loans0.0000%811
Percentage Net Loans Charged-off: Other loans to individual0.0288%3,921
Percentage Net Loans Charged-off: All other loans and lease-0.1150%6,175
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4067%2,402
Percentage Net Loans Charged-off: Total real estate loans0.5698%1,706
Percentage Net Loans Charged-off:Construction & development1.6807%1,042
Percentage Net Loans Charged-off: Commercial real estate0.2537%1,680
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.7631%1,178
Percentage Net Loans Charged-off: Home equity loans0.2037%1,120
All other 1-4 family - Percent of loans charged-off, net0.8934%1,001
Percentage Net Loans Charged-off: Commercial and industrial-0.2775%6,402
Percentage Net Loans Charged-off: Loans to individuals-0.0429%5,823
Percentage Net Loans Charged-off: Credit card loans0.0000%735
Percentage Net Loans Charged-off: Other loans to individual-0.0434%5,730
Percentage Net Loans Charged-off: All other loans and lease-0.1702%6,229
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3129%2,398
Percentage Net Loans Charged-off: Total real estate loans0.6278%1,366
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.2056%6,959
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential1.4578%558
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net1.8125%467
Percentage Net Loans Charged-off: Commercial and industrial-1.9041%6,895
Percentage Net Loans Charged-off: Loans to individuals0.0858%2,847
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.0867%2,665
Percentage Net Loans Charged-off: All other loans and lease-0.3409%6,303
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9450%1,841
Percentage Net Loans Charged-off: Total real estate loans0.6797%2,218
Percentage Net Loans Charged-off:Construction & development2.5574%1,532
Percentage Net Loans Charged-off: Commercial real estate0.7939%1,503
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.3992%2,545
Percentage Net Loans Charged-off: Home equity loans-0.6438%5,387
All other 1-4 family - Percent of loans charged-off, net0.6988%1,689
Percentage Net Loans Charged-off: Commercial and industrial2.1809%1,103
Percentage Net Loans Charged-off: Loans to individuals1.4747%1,128
Percentage Net Loans Charged-off: Credit card loans7.0822%129
Percentage Net Loans Charged-off: Other loans to individual1.2355%1,178
Percentage Net Loans Charged-off: All other loans and lease1.9578%414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0216%1,570
Percentage Net Loans Charged-off: Total real estate loans0.7176%1,916
Percentage Net Loans Charged-off:Construction & development2.4874%1,378
Percentage Net Loans Charged-off: Commercial real estate0.9374%1,109
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.3501%2,460
Percentage Net Loans Charged-off: Home equity loans-1.0279%5,422
All other 1-4 family - Percent of loans charged-off, net0.7581%1,458
Percentage Net Loans Charged-off: Commercial and industrial2.1673%997
Percentage Net Loans Charged-off: Loans to individuals1.6845%915
Percentage Net Loans Charged-off: Credit card loans8.8638%100
Percentage Net Loans Charged-off: Other loans to individual1.3567%945
Percentage Net Loans Charged-off: All other loans and lease2.6582%314
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3438%3,186
Percentage Net Loans Charged-off: Total real estate loans0.1638%3,532
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0722%2,380
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.3087%2,434
Percentage Net Loans Charged-off: Home equity loans-1.5198%5,456
All other 1-4 family - Percent of loans charged-off, net0.8635%1,269
Percentage Net Loans Charged-off: Commercial and industrial0.8538%1,726
Percentage Net Loans Charged-off: Loans to individuals2.2409%658
Percentage Net Loans Charged-off: Credit card loans12.4486%70
Percentage Net Loans Charged-off: Other loans to individual1.7136%693
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2223%3,199
Percentage Net Loans Charged-off: Total real estate loans0.1699%2,866
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.4034%1,743
Percentage Net Loans Charged-off: Home equity loans-1.3752%5,467
All other 1-4 family - Percent of loans charged-off, net0.9545%943
Percentage Net Loans Charged-off: Commercial and industrial-1.2846%7,109
Percentage Net Loans Charged-off: Loans to individuals5.0165%269
Percentage Net Loans Charged-off: Credit card loans23.8095%37
Percentage Net Loans Charged-off: Other loans to individual3.6096%292
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0081%7,299
Percentage Net Loans Charged-off: Total real estate loans1.5027%1,294
Percentage Net Loans Charged-off:Construction & development0.7715%2,661
Percentage Net Loans Charged-off: Commercial real estate2.2878%533
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.1075%1,286
Percentage Net Loans Charged-off: Home equity loans0.4170%1,333
All other 1-4 family - Percent of loans charged-off, net1.3229%1,067
Percentage Net Loans Charged-off: Commercial and industrial-5.9973%7,347
Percentage Net Loans Charged-off: Loans to individuals0.6208%3,047
Percentage Net Loans Charged-off: Credit card loans7.7670%160
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3852%1,469
Percentage Net Loans Charged-off: Total real estate loans1.7114%1,024
Percentage Net Loans Charged-off:Construction & development1.9527%1,865
Percentage Net Loans Charged-off: Commercial real estate2.1891%527
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.4363%869
Percentage Net Loans Charged-off: Home equity loans0.5614%1,050
All other 1-4 family - Percent of loans charged-off, net1.7047%738
Percentage Net Loans Charged-off: Commercial and industrial0.5273%2,877
Percentage Net Loans Charged-off: Loans to individuals0.7644%2,453
Percentage Net Loans Charged-off: Credit card loans10.1378%104
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3002%3,816
Percentage Net Loans Charged-off: Total real estate loans0.3586%2,890
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.4198%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.4270%2,070
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.5557%1,708
Percentage Net Loans Charged-off: Commercial and industrial0.1972%3,231
Percentage Net Loans Charged-off: Loans to individuals0.0376%4,557
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3503%3,006
Percentage Net Loans Charged-off: Total real estate loans0.1318%3,207
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3148%1,955
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.4093%1,656
Percentage Net Loans Charged-off: Commercial and industrial1.2091%1,436
Percentage Net Loans Charged-off: Loans to individuals0.1476%3,526
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8838%754
Percentage Net Loans Charged-off: Total real estate loans1.6150%1,278
Percentage Net Loans Charged-off:Construction & development6.2648%1,011
Percentage Net Loans Charged-off: Commercial real estate0.8519%1,291
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.9307%1,360
Percentage Net Loans Charged-off: Home equity loans0.5346%1,190
All other 1-4 family - Percent of loans charged-off, net1.0525%1,190
Percentage Net Loans Charged-off: Commercial and industrial7.2686%431
Percentage Net Loans Charged-off: Loans to individuals0.3820%4,486
Percentage Net Loans Charged-off: Credit card loans13.1579%96
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.7016%432
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3442%1,530
Percentage Net Loans Charged-off: Total real estate loans1.0679%1,489
Percentage Net Loans Charged-off:Construction & development4.4397%1,086
Percentage Net Loans Charged-off: Commercial real estate0.1701%2,061
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.8619%1,219
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net1.1276%936
Percentage Net Loans Charged-off: Commercial and industrial2.1282%1,466
Percentage Net Loans Charged-off: Loans to individuals0.2751%4,555
Percentage Net Loans Charged-off: Credit card loans9.9953%153
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.0989%393
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1686%1,564
Percentage Net Loans Charged-off: Total real estate loans1.0582%1,319
Percentage Net Loans Charged-off:Construction & development6.3450%690
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1735%2,610
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.2268%2,235
Percentage Net Loans Charged-off: Commercial and industrial1.2236%1,789
Percentage Net Loans Charged-off: Loans to individuals0.3422%3,965
Percentage Net Loans Charged-off: Credit card loans13.5922%92
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.0990%301
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9102%1,450
Percentage Net Loans Charged-off: Total real estate loans0.1322%2,695
Percentage Net Loans Charged-off:Construction & development0.7923%1,326
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.2370%263
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial2.1924%900
Percentage Net Loans Charged-off: Loans to individuals0.4997%2,947
Percentage Net Loans Charged-off: Credit card loans15.6863%85
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease9.1612%187
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6758%1,826
Percentage Net Loans Charged-off: Total real estate loans0.7323%1,229
Percentage Net Loans Charged-off:Construction & development2.8528%860
Percentage Net Loans Charged-off: Commercial real estate0.3406%1,101
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2017%2,154
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.2559%1,817
Percentage Net Loans Charged-off: Commercial and industrial0.5418%2,606
Percentage Net Loans Charged-off: Loans to individuals0.5103%3,679
Percentage Net Loans Charged-off: Credit card loans13.7525%49
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8261%848
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3097%2,484
Percentage Net Loans Charged-off: Total real estate loans0.1941%2,181
Percentage Net Loans Charged-off:Construction & development0.3210%1,623
Percentage Net Loans Charged-off: Commercial real estate0.0806%1,312
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2760%1,405
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.3471%1,118
Percentage Net Loans Charged-off: Commercial and industrial0.6039%1,844
Percentage Net Loans Charged-off: Loans to individuals0.4374%3,455
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2047%1,131
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1584%3,143
Percentage Net Loans Charged-off: Total real estate loans0.0156%3,465
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0396%2,405
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0495%2,129
Percentage Net Loans Charged-off: Commercial and industrial0.3766%1,865
Percentage Net Loans Charged-off: Loans to individuals0.6507%2,445
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3909%858
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2546%1,850
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.6462%1,035
Percentage Net Loans Charged-off: Loans to individuals1.1010%1,423
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6452%568
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1578%3,091
Percentage Net Loans Charged-off: Total real estate loans0.0905%2,236
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2355%1,118
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.2888%908
Percentage Net Loans Charged-off: Commercial and industrial0.2916%2,431
Percentage Net Loans Charged-off: Loans to individuals0.0874%5,217
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6365%776
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1425%2,555
Percentage Net Loans Charged-off: Total real estate loans0.1318%1,231
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.3473%572
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.4254%459
Percentage Net Loans Charged-off: Commercial and industrial0.0797%2,732
Percentage Net Loans Charged-off: Loans to individuals0.1737%4,243
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7608%618
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1816%1,843
Percentage Net Loans Charged-off: Total real estate loans0.1998%748
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.5355%333
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.6585%274
Percentage Net Loans Charged-off: Commercial and industrial0.1271%2,080
Percentage Net Loans Charged-off: Loans to individuals0.0869%4,261
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4159%756
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0195%3,752
Percentage Net Loans Charged-off: Total real estate loans-0.0059%7,655
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0164%7,882
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0203%7,912
Percentage Net Loans Charged-off: Commercial and industrial-0.0159%6,772
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,795
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8294%441
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1779%2,182
Percentage Net Loans Charged-off: Total real estate loans0.0107%3,016
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0294%2,287
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0361%2,048
Percentage Net Loans Charged-off: Commercial and industrial0.6821%1,352
Percentage Net Loans Charged-off: Loans to individuals0.1492%4,782
Percentage Net Loans Charged-off: Credit card loans-16.4114%2,073
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4100%7,438
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1933%1,659
Percentage Net Loans Charged-off: Total real estate loans0.0368%1,845
Percentage Net Loans Charged-off:Construction & development0.1121%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0394%1,757
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0482%1,566
Percentage Net Loans Charged-off: Commercial and industrial0.7047%1,030
Percentage Net Loans Charged-off: Loans to individuals0.0604%4,912
Percentage Net Loans Charged-off: Credit card loans-20.6298%2,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5110%7,498
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2182%1,421
Percentage Net Loans Charged-off: Total real estate loans0.0341%1,656
Percentage Net Loans Charged-off:Construction & development0.1741%211
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.8388%874
Percentage Net Loans Charged-off: Loans to individuals-0.0917%7,288
Percentage Net Loans Charged-off: Credit card loans-30.7692%2,042
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5434%7,483
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3038%918
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial1.1512%540
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1623%2,706
Percentage Net Loans Charged-off: Total real estate loans0.0918%1,358
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.2813%603
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.3355%496
Percentage Net Loans Charged-off: Commercial and industrial0.1641%2,959
Percentage Net Loans Charged-off: Loans to individuals0.5707%3,268
Percentage Net Loans Charged-off: Credit card loans12.8458%56
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9033%621
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1701%2,234
Percentage Net Loans Charged-off: Total real estate loans0.1301%934
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.4084%355
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.4855%307
Percentage Net Loans Charged-off: Commercial and industrial0.1292%2,612
Percentage Net Loans Charged-off: Loans to individuals0.6581%2,510
Percentage Net Loans Charged-off: Credit card loans10.3341%72
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4940%721
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2055%1,770
Percentage Net Loans Charged-off: Total real estate loans0.1939%630
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.6248%227
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.7386%195
Percentage Net Loans Charged-off: Commercial and industrial0.0591%2,579
Percentage Net Loans Charged-off: Loans to individuals0.8235%1,909
Percentage Net Loans Charged-off: Credit card loans14.8602%49
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7723%519
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0905%2,557
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0393%7,089
Percentage Net Loans Charged-off: Loans to individuals1.1241%1,345
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5166%308
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2949%1,956
Percentage Net Loans Charged-off: Total real estate loans0.0440%2,434
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0418%1,239
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0811%1,789
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0924%1,623
Percentage Net Loans Charged-off: Commercial and industrial0.8451%1,529
Percentage Net Loans Charged-off: Loans to individuals0.1404%5,779
Percentage Net Loans Charged-off: Credit card loans5.6452%277
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4811%825
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3822%1,302
Percentage Net Loans Charged-off: Total real estate loans0.0595%1,797
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0565%899
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1080%1,299
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1224%1,178
Percentage Net Loans Charged-off: Commercial and industrial1.0695%1,071
Percentage Net Loans Charged-off: Loans to individuals0.1847%5,060
Percentage Net Loans Charged-off: Credit card loans7.6008%186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7656%582
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5100%918
Percentage Net Loans Charged-off: Total real estate loans0.0360%1,965
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0852%667
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial1.6061%687
Percentage Net Loans Charged-off: Loans to individuals0.2116%4,553
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0259%417
Percentage Net Loans Charged-off: Total real estate loans0.0726%1,173
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.1732%350
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial3.2930%325
Percentage Net Loans Charged-off: Loans to individuals0.1796%4,042
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2782%623
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0824%5,156
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.0426%4,491
Percentage Net Loans Charged-off: Loans to individuals0.3514%5,006
Percentage Net Loans Charged-off: Credit card loans1.4085%1,389
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3210%589
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1008%4,298
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.0949%3,595
Percentage Net Loans Charged-off: Loans to individuals0.1851%5,507
Percentage Net Loans Charged-off: Credit card loans-0.9125%2,752
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8141%431
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1567%3,209
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.1430%2,892
Percentage Net Loans Charged-off: Loans to individuals0.2469%4,722
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.8613%297
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3307%1,634
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.3029%1,687
Percentage Net Loans Charged-off: Loans to individuals0.7164%2,567
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.5588%167
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0908%5,323
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.0593%4,507
Percentage Net Loans Charged-off: Loans to individuals0.5865%3,891
Percentage Net Loans Charged-off: Credit card loans3.7500%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3938%1,135
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5190%1,558
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial1.2734%1,490
Percentage Net Loans Charged-off: Loans to individuals1.1492%1,885
Percentage Net Loans Charged-off: Credit card loans3.8204%665
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3563%1,142
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0657%5,391
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1751%3,547
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7151%943
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6463%1,115
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1297%10,911
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0962%5,720
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2467%3,478
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5520%2,514
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2495%6,613
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA