Home > NC Interim National Bank > Income and Expense
NC Interim National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $28,082,000 | 1,161 |
| Total interest expense | $16,700,000 | 948 |
| Net interest income | $11,382,000 | 1,481 |
| Provision for loan and lease losses | $1,719,000 | 646 |
| Total noninterest income | $3,792,000 | 1,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,792,000 | 782 |
| Total noninterest expense | $10,527,000 | 1,260 |
| Salaries and employee benefits | $3,140,000 | 2,157 |
| Premises and equipment expense | $741,000 | 2,629 |
| Additional noninterest expense | $6,646,000 | 789 |
| Pre-tax net operating income | $2,928,000 | 2,435 |
| Securities gains (losses) | $1,316,000 | 316 |
| Applicable income taxes | $1,429,000 | 1,704 |
| Income before extraordinary items | $2,815,000 | 1,866 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,815,000 | 1,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,778,000 | 503 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,946,440 | 2,542 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $29,009,000 | 1,159 |
| Total interest expense | $17,209,000 | 948 |
| Net interest income | $11,800,000 | 1,468 |
| Provision for loan and lease losses | $773,000 | 1,221 |
| Total noninterest income | $865,000 | 3,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $865,000 | 1,928 |
| Total noninterest expense | $5,529,000 | 2,338 |
| Salaries and employee benefits | $3,157,000 | 2,090 |
| Premises and equipment expense | $921,000 | 2,139 |
| Additional noninterest expense | $1,451,000 | 2,814 |
| Pre-tax net operating income | $6,363,000 | 1,233 |
| Securities gains (losses) | $16,000 | 2,045 |
| Applicable income taxes | $2,013,000 | 1,323 |
| Income before extraordinary items | $4,366,000 | 1,249 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,366,000 | 1,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $600,000 | 1,160 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,355,120 | 1,227 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,081,000 | 1,262 |
| Total interest expense | $15,219,000 | 1,076 |
| Net interest income | $11,862,000 | 1,503 |
| Provision for loan and lease losses | $899,000 | 1,108 |
| Total noninterest income | $713,000 | 4,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $713,000 | 2,270 |
| Total noninterest expense | $7,717,000 | 1,835 |
| Salaries and employee benefits | $3,054,000 | 2,190 |
| Premises and equipment expense | $970,000 | 2,071 |
| Additional noninterest expense | $3,693,000 | 1,442 |
| Pre-tax net operating income | $3,959,000 | 1,815 |
| Securities gains (losses) | $224,000 | 654 |
| Applicable income taxes | $1,451,000 | 1,651 |
| Income before extraordinary items | $2,732,000 | 1,807 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,732,000 | 1,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 1,442 |
| Cash dividends | $5,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,586,400 | 1,876 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,344,000 | 1,470 |
| Total interest expense | $13,019,000 | 1,280 |
| Net interest income | $10,325,000 | 1,730 |
| Provision for loan and lease losses | $917,000 | 1,009 |
| Total noninterest income | $736,000 | 3,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $736,000 | 2,229 |
| Total noninterest expense | $5,739,000 | 2,374 |
| Salaries and employee benefits | $2,832,000 | 2,338 |
| Premises and equipment expense | $1,008,000 | 2,009 |
| Additional noninterest expense | $1,899,000 | 2,514 |
| Pre-tax net operating income | $4,405,000 | 1,669 |
| Securities gains (losses) | $99,000 | 969 |
| Applicable income taxes | $1,694,000 | 1,476 |
| Income before extraordinary items | $2,810,000 | 1,797 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,810,000 | 1,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,074,000 | 847 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,746,640 | 1,812 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,206,000 | 1,530 |
| Total interest expense | $10,762,000 | 1,220 |
| Net interest income | $9,444,000 | 1,913 |
| Provision for loan and lease losses | $787,000 | 1,112 |
| Total noninterest income | $605,000 | 4,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $605,000 | 2,569 |
| Total noninterest expense | $6,213,000 | 2,274 |
| Salaries and employee benefits | $3,071,000 | 2,159 |
| Premises and equipment expense | $1,004,000 | 2,025 |
| Additional noninterest expense | $2,138,000 | 2,446 |
| Pre-tax net operating income | $3,049,000 | 2,336 |
| Securities gains (losses) | $26,000 | 1,570 |
| Applicable income taxes | $976,000 | 2,297 |
| Income before extraordinary items | $2,099,000 | 2,314 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,099,000 | 2,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,611 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $461,000 | 560 |
| Net operating income | $2,081,320 | 2,357 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,400,000 | 1,536 |
| Total interest expense | $11,545,000 | 1,181 |
| Net interest income | $8,855,000 | 2,041 |
| Provision for loan and lease losses | $824,000 | 1,484 |
| Total noninterest income | $337,000 | 7,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $337,000 | 4,198 |
| Total noninterest expense | $5,870,000 | 2,440 |
| Salaries and employee benefits | $2,919,000 | 2,277 |
| Premises and equipment expense | $1,045,000 | 1,971 |
| Additional noninterest expense | $1,906,000 | 2,843 |
| Pre-tax net operating income | $2,498,000 | 2,707 |
| Securities gains (losses) | $599,000 | 794 |
| Applicable income taxes | $1,136,000 | 2,018 |
| Income before extraordinary items | $1,961,000 | 2,574 |
| Extraordinary gains, net | $451,000 | 514 |
| Net income | $2,412,000 | 2,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 2,251 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $9,605,000 | 126 |
| Net operating income | $1,577,640 | 2,914 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,944,000 | 1,633 |
| Total interest expense | $13,689,000 | 1,290 |
| Net interest income | $8,255,000 | 2,201 |
| Provision for loan and lease losses | $595,000 | 2,655 |
| Total noninterest income | $137,000 | 10,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $137,000 | 6,960 |
| Total noninterest expense | $5,067,000 | 2,826 |
| Salaries and employee benefits | $2,118,000 | 3,052 |
| Premises and equipment expense | $958,000 | 2,176 |
| Additional noninterest expense | $1,991,000 | 2,814 |
| Pre-tax net operating income | $2,730,000 | 2,268 |
| Securities gains (losses) | $101,000 | 2,989 |
| Applicable income taxes | $1,256,000 | 1,677 |
| Income before extraordinary items | $1,575,000 | 2,927 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,575,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 4,281 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,510,360 | 2,830 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.