| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1904% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0449% | 4,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1248% | 4,524 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0078% | 4,513 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0238% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2508% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7513% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7513% | 766 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1776% | 488 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0199% | 4,330 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 4,515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0609% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0299% | 3,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7409% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7409% | 731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1760% | 447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0302% | 4,426 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,558 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0976% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0072% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6876% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6876% | 765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1857% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 4,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0714% | 4,557 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 4,626 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1807% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 3,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7442% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7442% | 667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1071% | 697 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 4,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0456% | 4,421 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0034% | 4,643 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 3,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0185% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 4,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0131% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4885% | 1,034 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4885% | 960 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0808% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0277% | 4,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0625% | 4,507 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 4,690 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 3,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0294% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 4,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0242% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3946% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3946% | 1,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0886% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0100% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0029% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0384% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 3,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 3,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3787% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3787% | 992 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1371% | 411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0803% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0074% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0862% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0604% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4535% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4535% | 829 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1291% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0846% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2349% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 3,903 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,498 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0230% | 3,268 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0005% | 1,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3775% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3775% | 976 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0996% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1327% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0051% | 3,942 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 3,769 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 3,288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 3,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3626% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3626% | 888 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0924% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0152% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0062% | 3,958 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 4,119 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 3,346 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 4,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0489% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4265% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4265% | 760 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1165% | 605 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 4,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0081% | 3,962 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0346% | 4,348 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0704% | 3,542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0275% | 4,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0218% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5957% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5957% | 637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2309% | 756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 4,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0037% | 3,972 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1111% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2176% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8032% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8032% | 715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2385% | 641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,080 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 3,984 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1169% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1483% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8627% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8627% | 633 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2988% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 4,007 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1434% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0380% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2173% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0396% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0396% | 590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3132% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 4,055 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1100% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2495% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0442% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0442% | 660 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3569% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0006% | 398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0352% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 4,092 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0885% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1304% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2175% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1578% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1578% | 610 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3750% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0595% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0389% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0054% | 4,152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0945% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1408% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0838% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2567% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1842% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1842% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3877% | 430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0050% | 4,175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1026% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1551% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0903% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2886% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2024% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2024% | 553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4006% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0029% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0488% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 4,229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0924% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1594% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1763% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2953% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2953% | 514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3811% | 494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0075% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0084% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0969% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1329% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0884% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1544% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2166% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2166% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3754% | 432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 1,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0100% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0185% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0135% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1635% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0451% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2083% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2103% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2103% | 546 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3979% | 396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0481% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0241% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1497% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1953% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2657% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2657% | 483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4109% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0820% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1086% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0186% | 4,392 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0874% | 584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1336% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0983% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3142% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3142% | 521 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4184% | 592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 987 |
| Percentage Net Loans Charged-off:Construction & development | 0.1751% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0807% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0150% | 4,424 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1307% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0899% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1401% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1579% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2607% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2607% | 594 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4149% | 506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1200% | 718 |
| Percentage Net Loans Charged-off:Construction & development | 0.2233% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0870% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0507% | 4,505 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1660% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1098% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1789% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1322% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2212% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2212% | 560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4314% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1589% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.3184% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1483% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0723% | 4,551 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1912% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1115% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2092% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1402% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2053% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2053% | 554 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4413% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1864% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 0.5902% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2164% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1405% | 4,615 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1764% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1223% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1884% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 4,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2635% | 641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2635% | 561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3843% | 698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1039% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1420% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0457% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1189% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0573% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1320% | 1,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1481% | 1,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1446% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1446% | 708 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1112% | 5,243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3241% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 1,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0137% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1270% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0701% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1390% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0681% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0677% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0677% | 687 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1035% | 5,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3128% | 757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 884 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0082% | 4,628 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1525% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0494% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1740% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1089% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9930% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9930% | 716 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1472% | 5,347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3239% | 680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 1,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 5,119 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0074% | 4,662 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2084% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0893% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2329% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0975% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0563% | 766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0563% | 686 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3701% | 5,431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3762% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1550% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0146% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1030% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0935% | 207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2161% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2308% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2131% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3772% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8900% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8900% | 834 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0823% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3268% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1447% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0202% | 644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0873% | 909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1318% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2030% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2570% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1923% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1332% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8567% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8567% | 789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0873% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3157% | 836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1241% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0334% | 511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0190% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,773 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2255% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3003% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2109% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1695% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8537% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8537% | 763 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0879% | 5,467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3310% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0936% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 5,565 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 4,837 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1940% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2206% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1889% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2727% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9257% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9257% | 718 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4090% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2065% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 4,932 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2579% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0789% | 337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2016% | 1,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1880% | 737 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2043% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4703% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8607% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8607% | 1,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0265% | 1,343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3083% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1611% | 1,621 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1798% | 1,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1079% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1695% | 1,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2351% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1561% | 1,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1074% | 1,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7829% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7829% | 1,030 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0200% | 5,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2792% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1163% | 1,912 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 5,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1193% | 1,092 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0417% | 5,074 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1410% | 1,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2049% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1277% | 1,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1201% | 1,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7723% | 1,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7723% | 1,018 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0921% | 5,699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2642% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 1,010 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0754% | 5,131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1886% | 1,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2910% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1665% | 1,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0370% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8113% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8113% | 955 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1096% | 5,718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4371% | 1,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2433% | 2,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4167% | 1,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1772% | 2,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4124% | 755 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1198% | 2,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4023% | 1,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9006% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9006% | 1,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7104% | 548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4347% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2309% | 1,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3645% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1916% | 2,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4560% | 676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1266% | 2,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4690% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8493% | 1,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8493% | 1,116 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1025% | 422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4149% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1278% | 2,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0747% | 1,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1909% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3764% | 714 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1448% | 2,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7216% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9267% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9267% | 1,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0703% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5285% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1654% | 1,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0687% | 1,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2665% | 1,480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4077% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2309% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3594% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8739% | 1,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8739% | 1,001 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2358% | 617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5483% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3673% | 2,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5239% | 1,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3158% | 2,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7366% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2007% | 2,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3941% | 2,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1542% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1542% | 1,094 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2992% | 6,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4634% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2742% | 2,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3215% | 1,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2838% | 2,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7339% | 747 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1598% | 2,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3343% | 2,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0822% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0822% | 1,066 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4732% | 6,358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4673% | 2,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3062% | 2,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3573% | 1,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3127% | 2,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9332% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1396% | 2,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1790% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0980% | 1,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0980% | 1,018 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1869% | 6,245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4695% | 1,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3055% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3363% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3202% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8961% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1569% | 2,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0367% | 1,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1919% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1919% | 879 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1944% | 6,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5605% | 2,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2660% | 3,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4112% | 2,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1865% | 3,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3336% | 1,436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1471% | 3,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7276% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2230% | 1,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0757% | 1,357 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0808% | 6,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5498% | 2,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2285% | 3,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3850% | 1,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1361% | 3,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3369% | 1,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0834% | 3,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8383% | 1,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2013% | 1,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0260% | 1,252 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0878% | 6,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5909% | 2,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2963% | 2,909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5070% | 1,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1716% | 3,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3898% | 1,079 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1149% | 3,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8878% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1836% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9643% | 1,245 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0425% | 6,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5820% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2146% | 2,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3952% | 1,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1037% | 2,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3351% | 825 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 2,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1854% | 1,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1536% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8603% | 1,209 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 5,945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6917% | 2,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2580% | 3,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4340% | 2,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1606% | 3,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3333% | 1,436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1201% | 3,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2849% | 2,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4137% | 1,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3441% | 1,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6523% | 2,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2501% | 3,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4572% | 1,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 3,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3186% | 1,304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0893% | 3,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0845% | 2,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4199% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2487% | 1,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6501% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2810% | 3,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4962% | 1,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1684% | 2,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4504% | 1,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1060% | 3,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0444% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3869% | 1,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1604% | 1,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6199% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1954% | 2,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4770% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 2,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0151% | 968 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 2,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9939% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4960% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1995% | 896 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6975% | 3,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2569% | 3,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5767% | 1,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1127% | 3,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4360% | 1,301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 4,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8590% | 3,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6601% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8167% | 1,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6834% | 2,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2791% | 3,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6366% | 1,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1209% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5275% | 1,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 3,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7036% | 2,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6253% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9160% | 883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6291% | 2,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2583% | 2,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6243% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0973% | 3,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3149% | 989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0602% | 3,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8246% | 2,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5536% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2101% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6251% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2751% | 2,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6202% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1290% | 2,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4777% | 593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0713% | 2,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6763% | 1,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5292% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5461% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6396% | 1,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2678% | 2,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8105% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 3,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1261% | 1,160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 3,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4292% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2356% | 1,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1496% | 1,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6714% | 1,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3114% | 1,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9678% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 3,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1112% | 933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 2,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7818% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0196% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0717% | 1,394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6789% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1920% | 1,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5756% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 2,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0600% | 825 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 2,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4153% | 519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9172% | 1,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0102% | 1,390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4781% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 2,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0225% | 736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 1,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1006% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 1,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7566% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9052% | 1,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0813% | 924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7740% | 641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3448% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0124% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0707% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3235% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 2,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9039% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1180% | 1,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1879% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4853% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2769% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7649% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0811% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3993% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 1,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6076% | 1,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9718% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7788% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3161% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 8,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0762% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3154% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5395% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7923% | 1,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2421% | 459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2502% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1314% | 8,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0965% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3735% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0546% | 1,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5484% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7495% | 1,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2067% | 709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2644% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 2,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1426% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 2,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1235% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 2,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4169% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7503% | 2,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7972% | 640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2106% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0595% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1991% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 2,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0911% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 7,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3650% | 1,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6152% | 2,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2703% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1964% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0547% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1859% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 1,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0551% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 1,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3530% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5866% | 2,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2407% | 797 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2263% | 1,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0624% | 934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2417% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 1,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0793% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4407% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6799% | 1,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2080% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2347% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 2,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0622% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 2,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1029% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 2,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2550% | 2,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0928% | 1,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1427% | 1,187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1926% | 2,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 2,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0330% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 2,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0957% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 2,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2060% | 2,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8954% | 1,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1185% | 1,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1805% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 1,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 1,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1031% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 1,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1311% | 2,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8963% | 1,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0895% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1857% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0663% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0637% | 8,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1179% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1623% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1070% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1195% | 1,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8415% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0633% | 763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2672% | 2,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 3,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0347% | 8,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0525% | 2,146 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 5,956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0659% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3912% | 2,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1257% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4768% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2445% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 8,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1125% | 8,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 2,251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0344% | 5,983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 1,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4770% | 1,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0889% | 1,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4516% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2777% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 8,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 8,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 2,045 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0202% | 5,956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 1,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6353% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1282% | 1,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2664% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2227% | 1,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 8,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0066% | 5,892 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1662% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2963% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2670% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2669% | 2,749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 8,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 1,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 8,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 8,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4374% | 2,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1055% | 2,080 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4990% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2337% | 2,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0367% | 8,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 8,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 8,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 8,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4633% | 2,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0189% | 2,125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3719% | 992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2210% | 2,583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0481% | 8,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0240% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 8,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 8,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4452% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0055% | 2,052 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3431% | 883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1634% | 2,655 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 8,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0663% | 8,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 8,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 8,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1323% | 2,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9407% | 2,064 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2386% | 738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5826% | 1,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2737% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2135% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2930% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3434% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1517% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2263% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4522% | 1,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8609% | 866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3823% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0861% | 605 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9005% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1255% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1780% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1187% | 1,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6382% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8236% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0618% | 5,477 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2791% | 1,228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2692% | 2,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0111% | 1,356 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1094% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2781% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0577% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6052% | 394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5323% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5454% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3136% | 200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3437% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1547% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2501% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0743% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1689% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5417% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5565% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4412% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6752% | 108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4130% | 1,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2170% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3299% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6311% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1331% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2096% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1057% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6781% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5973% | 767 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3221% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6032% | 125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3431% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3123% | 101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6535% | 63 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1350% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5368% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0806% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5415% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7398% | 723 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6526% | 97 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2924% | 3,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1225% | 381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1445% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1341% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0902% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1452% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7767% | 240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2964% | 1,097 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3687% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5645% | 122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2499% | 3,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0694% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4179% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7145% | 240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2850% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2403% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6961% | 104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4679% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0997% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2628% | 166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7107% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5842% | 853 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4939% | 114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5156% | 2,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0550% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3759% | 307 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0226% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6572% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2256% | 260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5583% | 3,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1402% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1976% | 321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8471% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9282% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0542% | 413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
