NationsBank, National Association (Glenn County), Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$14,323,0002,277
Total interest expense$6,748,0002,236
Net interest income$7,575,0002,316
Provision for loan and lease losses$1,081,000927
Total noninterest income$1,377,0002,362
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$852,0001,522
Trading account gains and fees$0239
Additional Noninterest Income$525,0002,726
Total noninterest expense$4,353,0002,917
Salaries and employee benefits$2,052,0003,229
Premises and equipment expense$682,0002,810
Additional noninterest expense$1,619,0002,535
Pre-tax net operating income$3,518,0002,136
Securities gains (losses)$-8,0009,909
Applicable income taxes$1,224,0002,040
Income before extraordinary items$2,286,0002,302
Extraordinary gains, net$044
Net income$2,286,0002,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$495,0001,349
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,291,2002,242
1996-12-31 (YTD Data)Rank
Total interest income$20,067,0001,673
Total interest expense$10,077,0001,577
Net interest income$9,990,0001,770
Provision for loan and lease losses$256,0002,899
Total noninterest income$2,883,0001,401
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$2,883,000905
Total noninterest expense$8,773,0001,612
Salaries and employee benefits$3,724,0001,775
Premises and equipment expense$1,434,0001,418
Additional noninterest expense$3,615,0001,474
Pre-tax net operating income$3,844,0001,880
Securities gains (losses)$-72,00011,132
Applicable income taxes$1,340,0001,789
Income before extraordinary items$2,432,0002,040
Extraordinary gains, net$053
Net income$2,432,0002,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0002,099
Cash dividends$1,141,0001,946
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,478,0801,956
1995-12-31 (YTD Data)Rank
Total interest income$19,607,0001,733
Total interest expense$10,112,0001,583
Net interest income$9,495,0001,878
Provision for loan and lease losses$230,0002,756
Total noninterest income$2,515,0001,538
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$2,515,000990
Total noninterest expense$6,902,0002,004
Salaries and employee benefits$3,598,0001,847
Premises and equipment expense$1,504,0001,369
Additional noninterest expense$1,800,0002,628
Pre-tax net operating income$4,878,0001,540
Securities gains (losses)$-7,0009,876
Applicable income taxes$1,732,0001,446
Income before extraordinary items$3,139,0001,624
Extraordinary gains, net$065
Net income$3,139,0001,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0002,807
Cash dividends$1,350,0001,621
Sale, conversion, retirement of capital stock, netNANA
Net operating income$3,143,4801,596
1994-12-31 (YTD Data)Rank
Total interest income$17,067,0001,807
Total interest expense$7,789,0001,617
Net interest income$9,278,0001,958
Provision for loan and lease losses$180,0003,202
Total noninterest income$2,313,0001,650
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$2,313,0001,031
Total noninterest expense$7,287,0001,964
Salaries and employee benefits$3,470,0001,926
Premises and equipment expense$1,482,0001,410
Additional noninterest expense$2,335,0002,269
Pre-tax net operating income$4,124,0001,720
Securities gains (losses)$-27,00010,567
Applicable income taxes$1,424,0001,626
Income before extraordinary items$2,673,0001,819
Extraordinary gains, net$0249
Net income$2,673,0001,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0002,098
Cash dividends$1,197,0001,657
Sale, conversion, retirement of capital stock, net$15,0001,042
Net operating income$2,690,5501,818
1993-12-31 (YTD Data)Rank
Total interest income$16,436,0001,906
Total interest expense$7,897,0001,666
Net interest income$8,539,0002,113
Provision for loan and lease losses$180,0004,132
Total noninterest income$2,532,0001,663
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$2,532,0001,079
Total noninterest expense$6,844,0002,137
Salaries and employee benefits$3,411,0001,945
Premises and equipment expense$1,007,0002,036
Additional noninterest expense$2,426,0002,303
Pre-tax net operating income$4,047,0001,707
Securities gains (losses)$389,0001,077
Applicable income taxes$1,561,0001,515
Income before extraordinary items$2,875,0001,746
Extraordinary gains, net$523,000442
Net income$3,398,0001,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0003,055
Cash dividends$988,0001,805
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,622,1501,795
1992-12-31 (YTD Data)Rank
Total interest income$18,045,0001,970
Total interest expense$9,795,0001,746
Net interest income$8,250,0002,203
Provision for loan and lease losses$290,0004,227
Total noninterest income$2,137,0001,847
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$2,137,0001,183
Total noninterest expense$6,968,0002,111
Salaries and employee benefits$3,202,0002,056
Premises and equipment expense$957,0002,178
Additional noninterest expense$2,809,0002,108
Pre-tax net operating income$3,129,0001,985
Securities gains (losses)$405,0001,267
Applicable income taxes$1,287,0001,639
Income before extraordinary items$2,247,0002,044
Extraordinary gains, net$01,422
Net income$2,247,0002,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0005,871
Cash dividends$912,0001,676
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,987,8002,136

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.