Home > NationsBank > Loan Charge- Offs and Recoveries
NationsBank, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $78,869,000 | 45 |
| Loans secured by real estate, total | $26,607,000 | 44 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $26,607,000 | 44 |
| Construction and land development | $8,432,000 | 19 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $1,324,000 | 170 |
| Secured by multifamily residential properties | $528,000 | 145 |
| Secured by nonfarm nonresidential properties | $16,323,000 | 31 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $11,837,000 | 49 |
| Loans to individuals | $35,760,000 | 45 |
| Credit card loan charge offs | $24,700,000 | 49 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $11,060,000 | 36 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $4,665,000 | 11 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $68,127,000 | 10 |
| Loans secured by real estate, total | $32,467,000 | 6 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $32,467,000 | 5 |
| Construction and land development | $10,287,000 | 5 |
| Secured by farmland | $244,000 | 14 |
| Secured by 1-4 family residential properties - total recoveries | $4,192,000 | 11 |
| Secured by multifamily residential properties | $260,000 | 61 |
| Secured by nonfarm nonresidential properties | $17,484,000 | 6 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $16,316,000 | 20 |
| Loans to individuals | $10,818,000 | 41 |
| Credit card loan recoveries | $4,672,000 | 50 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,146,000 | 34 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $8,526,000 | 3 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $10,742,000 | 181 |
| Loans secured by real estate, total | $-5,860,000 | 12,602 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-5,860,000 | 12,639 |
| Construction and land development | $-1,855,000 | 12,599 |
| Secured by farmland | $-244,000 | 11,061 |
| Secured by 1-4 family residential properties- net charge-offs | $-2,868,000 | 12,606 |
| Secured by multifamily residential properties | $268,000 | 210 |
| Secured by nonfarm nonresidential properties | $-1,161,000 | 12,580 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-4,479,000 | 12,597 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $24,942,000 | 45 |
| Credit card loan net charge offs | $20,028,000 | 50 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,914,000 | 38 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-3,861,000 | 1,184 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $14,144,000 | 257 |
| Loans secured by real estate, total | $4,095,000 | 276 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $4,095,000 | 276 |
| Construction and land development | $513,000 | 285 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $915,000 | 288 |
| Secured by multifamily residential properties | $179,000 | 318 |
| Secured by nonfarm nonresidential properties | $2,488,000 | 214 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $2,623,000 | 275 |
| Loans to individuals | $7,360,000 | 170 |
| Credit card loan charge offs | $2,948,000 | 167 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,412,000 | 118 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $66,000 | 204 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $9,624,000 | 123 |
| Loans secured by real estate, total | $5,184,000 | 47 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $5,184,000 | 47 |
| Construction and land development | $952,000 | 55 |
| Secured by farmland | $3,000 | 605 |
| Secured by 1-4 family residential properties - total recoveries | $2,202,000 | 20 |
| Secured by multifamily residential properties | $31,000 | 237 |
| Secured by nonfarm nonresidential properties | $1,996,000 | 56 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $550,000 | 383 |
| Loans to individuals | $3,464,000 | 121 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,464,000 | 65 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $426,000 | 53 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,520,000 | 440 |
| Loans secured by real estate, total | $-1,089,000 | 13,270 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-1,089,000 | 13,310 |
| Construction and land development | $-439,000 | 13,251 |
| Secured by farmland | $-3,000 | 11,066 |
| Secured by 1-4 family residential properties- net charge-offs | $-1,287,000 | 13,282 |
| Secured by multifamily residential properties | $148,000 | 319 |
| Secured by nonfarm nonresidential properties | $492,000 | 514 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $2,073,000 | 239 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $3,896,000 | 198 |
| Credit card loan net charge offs | $2,948,000 | 153 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $948,000 | 252 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $-360,000 | 1,156 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $99,141,000 | 71 |
| Loans secured by real estate, total | $74,987,000 | 30 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $74,987,000 | 30 |
| Construction and land development | $6,755,000 | 71 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $3,031,000 | 105 |
| Secured by multifamily residential properties | $352,000 | 265 |
| Secured by nonfarm nonresidential properties | $64,849,000 | 10 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $9,621,000 | 135 |
| Loans to individuals | $11,825,000 | 140 |
| Credit card loan charge offs | $4,149,000 | 151 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,676,000 | 84 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $2,654,000 | 37 |
| Lease financing receivables | $54,000 | 244 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $8,899,000 | 117 |
| Loans secured by real estate, total | $2,840,000 | 58 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,840,000 | 58 |
| Construction and land development | $1,309,000 | 28 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $893,000 | 40 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $638,000 | 118 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $3,201,000 | 101 |
| Loans to individuals | $2,696,000 | 149 |
| Credit card loan recoveries | $405,000 | 182 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,291,000 | 106 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $131,000 | 98 |
| Lease financing receivables | $31,000 | 170 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $90,242,000 | 66 |
| Loans secured by real estate, total | $72,147,000 | 29 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $72,147,000 | 29 |
| Construction and land development | $5,446,000 | 80 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $2,138,000 | 125 |
| Secured by multifamily residential properties | $352,000 | 252 |
| Secured by nonfarm nonresidential properties | $64,211,000 | 10 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $6,420,000 | 152 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $9,129,000 | 133 |
| Credit card loan net charge offs | $3,744,000 | 148 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $5,385,000 | 77 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $2,523,000 | 33 |
| Lease financing receivables | $23,000 | 260 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.