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National United, Income and Expense

2021-03-31 (YTD Data)		Rank
Total interest income	$6,597,000	1,206
Total interest expense	$517,000	1,486
Net interest income	$6,080,000	1,161
Provision for loan and lease losses	$10,000	2,475
Total noninterest income	$962,000	1,546
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$353,000	683
Trading account gains and fees	NA	NA
Additional Noninterest Income	$609,000	1,714
Total noninterest expense	$4,815,000	1,166
Salaries and employee benefits	$2,652,000	1,227
Premises and equipment expense	$757,000	879
Additional noninterest expense	$1,406,000	1,165
Pre-tax net operating income	$2,217,000	1,415
Securities gains (losses)	$0	1,392
Applicable income taxes	$440,000	1,232
Income before extraordinary items	$1,777,000	1,521
Extraordinary gains, net	$0	3
Net income	$1,777,000	1,521
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,777,000	1,521
Net charge-offs	$-7,000	3,920
Cash dividends	$709,000	963
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,777,000	1,485
2020-12-31 (YTD Data)		Rank
Total interest income	$27,750,000	1,140
Total interest expense	$2,716,000	1,619
Net interest income	$25,034,000	1,072
Provision for loan and lease losses	$1,342,000	1,333
Total noninterest income	$5,424,000	1,199
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,564,000	635
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,860,000	1,236
Total noninterest expense	$21,164,000	1,071
Salaries and employee benefits	$12,274,000	1,058
Premises and equipment expense	$2,670,000	938
Additional noninterest expense	$6,220,000	1,063
Pre-tax net operating income	$7,952,000	1,261
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,548,000	1,110
Income before extraordinary items	$6,404,000	1,352
Extraordinary gains, net	$0	4
Net income	$6,404,000	1,353
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,404,000	1,353
Net charge-offs	$96,000	2,042
Cash dividends	$2,837,000	1,181
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,404,000	1,314
2020-09-30 (YTD Data)		Rank
Total interest income	$21,040,000	1,121
Total interest expense	$2,104,000	1,651
Net interest income	$18,936,000	1,051
Provision for loan and lease losses	$1,208,000	1,212
Total noninterest income	$4,436,000	1,105
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,165,000	640
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,271,000	1,092
Total noninterest expense	$15,141,000	1,100
Salaries and employee benefits	$8,816,000	1,077
Premises and equipment expense	$2,039,000	911
Additional noninterest expense	$4,286,000	1,126
Pre-tax net operating income	$7,023,000	1,077
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,372,000	956
Income before extraordinary items	$5,651,000	1,153
Extraordinary gains, net	$0	4
Net income	$5,651,000	1,153
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,651,000	1,153
Net charge-offs	$139,000	1,463
Cash dividends	$2,128,000	1,059
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,651,000	1,118
2020-06-30 (YTD Data)		Rank
Total interest income	$15,065,000	1,062
Total interest expense	$1,424,000	1,717
Net interest income	$13,641,000	989
Provision for loan and lease losses	$989,000	1,108
Total noninterest income	$1,906,000	1,407
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$779,000	646
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,127,000	1,554
Total noninterest expense	$10,083,000	1,095
Salaries and employee benefits	$6,050,000	1,043
Premises and equipment expense	$1,335,000	929
Additional noninterest expense	$2,698,000	1,160
Pre-tax net operating income	$4,475,000	1,054
Securities gains (losses)	$0	2,249
Applicable income taxes	$875,000	928
Income before extraordinary items	$3,600,000	1,123
Extraordinary gains, net	$0	4
Net income	$3,600,000	1,123
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,600,000	1,123
Net charge-offs	$144,000	1,174
Cash dividends	$1,418,000	1,048
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,600,000	1,099
2020-03-31 (YTD Data)		Rank
Total interest income	$7,280,000	1,095
Total interest expense	$728,000	1,801
Net interest income	$6,552,000	1,001
Provision for loan and lease losses	$299,000	1,213
Total noninterest income	$985,000	1,298
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$417,000	721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$568,000	1,398
Total noninterest expense	$5,118,000	1,085
Salaries and employee benefits	$3,056,000	1,055
Premises and equipment expense	$633,000	988
Additional noninterest expense	$1,429,000	1,142
Pre-tax net operating income	$2,120,000	995
Securities gains (losses)	$0	1,705
Applicable income taxes	$416,000	847
Income before extraordinary items	$1,704,000	1,068
Extraordinary gains, net	$0	4
Net income	$1,704,000	1,066
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,704,000	1,068
Net charge-offs	$79,000	989
Cash dividends	$709,000	1,032
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,704,000	1,053
2019-12-31 (YTD Data)		Rank
Total interest income	$28,274,000	1,132
Total interest expense	$3,173,000	1,737
Net interest income	$25,101,000	1,044
Provision for loan and lease losses	$1,183,000	811
Total noninterest income	$4,167,000	1,273
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,786,000	703
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,381,000	1,389
Total noninterest expense	$20,393,000	1,070
Salaries and employee benefits	$12,016,000	1,035
Premises and equipment expense	$2,645,000	937
Additional noninterest expense	$5,732,000	1,124
Pre-tax net operating income	$7,692,000	1,260
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,451,000	1,139
Income before extraordinary items	$6,241,000	1,349
Extraordinary gains, net	$0	11
Net income	$6,241,000	1,351
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,241,000	1,352
Net charge-offs	$115,000	2,118
Cash dividends	$2,837,000	1,235
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$6,241,000	1,322
2019-09-30 (YTD Data)		Rank
Total interest income	$20,979,000	1,153
Total interest expense	$2,387,000	1,740
Net interest income	$18,592,000	1,066
Provision for loan and lease losses	$972,000	697
Total noninterest income	$3,165,000	1,249
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,344,000	694
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,821,000	1,359
Total noninterest expense	$15,406,000	1,061
Salaries and employee benefits	$8,966,000	1,037
Premises and equipment expense	$2,029,000	925
Additional noninterest expense	$4,411,000	1,101
Pre-tax net operating income	$5,379,000	1,368
Securities gains (losses)	$0	2,167
Applicable income taxes	$997,000	1,228
Income before extraordinary items	$4,382,000	1,440
Extraordinary gains, net	$0	11
Net income	$4,382,000	1,440
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,382,000	1,442
Net charge-offs	$79,000	1,914
Cash dividends	$2,128,000	1,140
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,382,000	1,406
2019-06-30 (YTD Data)		Rank
Total interest income	$13,713,000	1,165
Total interest expense	$1,555,000	1,746
Net interest income	$12,158,000	1,081
Provision for loan and lease losses	$747,000	630
Total noninterest income	$2,030,000	1,261
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$892,000	696
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,138,000	1,375
Total noninterest expense	$10,286,000	1,062
Salaries and employee benefits	$5,958,000	1,036
Premises and equipment expense	$1,334,000	937
Additional noninterest expense	$2,994,000	1,094
Pre-tax net operating income	$3,155,000	1,480
Securities gains (losses)	$0	1,702
Applicable income taxes	$569,000	1,336
Income before extraordinary items	$2,586,000	1,557
Extraordinary gains, net	$0	11
Net income	$2,586,000	1,557
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,586,000	1,557
Net charge-offs	$46,000	1,888
Cash dividends	$1,418,000	1,144
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,586,000	1,528
2019-03-31 (YTD Data)		Rank
Total interest income	$6,713,000	1,181
Total interest expense	$714,000	1,816
Net interest income	$5,999,000	1,094
Provision for loan and lease losses	$446,000	521
Total noninterest income	$995,000	1,240
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$443,000	693
Trading account gains and fees	NA	NA
Additional Noninterest Income	$552,000	1,354
Total noninterest expense	$5,037,000	1,065
Salaries and employee benefits	$2,920,000	1,058
Premises and equipment expense	$630,000	979
Additional noninterest expense	$1,487,000	1,082
Pre-tax net operating income	$1,511,000	1,521
Securities gains (losses)	$0	1,087
Applicable income taxes	$268,000	1,347
Income before extraordinary items	$1,243,000	1,575
Extraordinary gains, net	$0	5
Net income	$1,243,000	1,574
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,243,000	1,574
Net charge-offs	$4,000	2,286
Cash dividends	$709,000	1,063
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,243,000	1,552
2018-12-31 (YTD Data)		Rank
Total interest income	$24,841,000	1,188
Total interest expense	$2,086,000	1,884
Net interest income	$22,755,000	1,112
Provision for loan and lease losses	$1,511,000	615
Total noninterest income	$4,593,000	1,148
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$2,034,000	626
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,559,000	1,276
Total noninterest expense	$19,218,000	1,097
Salaries and employee benefits	$10,963,000	1,095
Premises and equipment expense	$2,267,000	1,066
Additional noninterest expense	$5,988,000	1,086
Pre-tax net operating income	$6,619,000	1,413
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,024,000	1,375
Income before extraordinary items	$5,595,000	1,443
Extraordinary gains, net	$0	6
Net income	$5,595,000	1,442
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,595,000	1,442
Net charge-offs	$1,158,000	515
Cash dividends	$2,586,000	1,220
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,595,000	1,436
2018-09-30 (YTD Data)		Rank
Total interest income	$18,266,000	1,194
Total interest expense	$1,484,000	1,883
Net interest income	$16,782,000	1,122
Provision for loan and lease losses	$792,000	784
Total noninterest income	$3,533,000	1,140
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,547,000	614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,986,000	1,265
Total noninterest expense	$14,376,000	1,099
Salaries and employee benefits	$8,103,000	1,111
Premises and equipment expense	$1,705,000	1,050
Additional noninterest expense	$4,568,000	1,072
Pre-tax net operating income	$5,147,000	1,386
Securities gains (losses)	$0	1,118
Applicable income taxes	$773,000	1,410
Income before extraordinary items	$4,374,000	1,388
Extraordinary gains, net	$0	5
Net income	$4,374,000	1,387
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,374,000	1,387
Net charge-offs	$197,000	1,261
Cash dividends	$1,877,000	1,144
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,374,000	1,375
2018-06-30 (YTD Data)		Rank
Total interest income	$11,861,000	1,210
Total interest expense	$932,000	1,881
Net interest income	$10,929,000	1,141
Provision for loan and lease losses	$561,000	749
Total noninterest income	$2,013,000	1,282
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,065,000	594
Trading account gains and fees	NA	NA
Additional Noninterest Income	$948,000	1,581
Total noninterest expense	$9,436,000	1,112
Salaries and employee benefits	$5,295,000	1,135
Premises and equipment expense	$1,126,000	1,064
Additional noninterest expense	$3,015,000	1,074
Pre-tax net operating income	$2,945,000	1,544
Securities gains (losses)	$0	961
Applicable income taxes	$466,000	1,472
Income before extraordinary items	$2,479,000	1,584
Extraordinary gains, net	$0	6
Net income	$2,479,000	1,583
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,479,000	1,583
Net charge-offs	$134,000	1,142
Cash dividends	$1,168,000	1,184
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,479,000	1,566
2018-03-31 (YTD Data)		Rank
Total interest income	$5,777,000	1,228
Total interest expense	$406,000	2,006
Net interest income	$5,371,000	1,156
Provision for loan and lease losses	$408,000	544
Total noninterest income	$906,000	1,360
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$544,000	582
Trading account gains and fees	NA	NA
Additional Noninterest Income	$362,000	1,814
Total noninterest expense	$4,745,000	1,114
Salaries and employee benefits	$2,627,000	1,146
Premises and equipment expense	$557,000	1,083
Additional noninterest expense	$1,561,000	1,039
Pre-tax net operating income	$1,124,000	1,879
Securities gains (losses)	$0	735
Applicable income taxes	$159,000	1,782
Income before extraordinary items	$965,000	1,888
Extraordinary gains, net	$0	7
Net income	$965,000	1,887
Minority interest net income	$0	52
Net income of bank and minority interests.	$965,000	1,888
Net charge-offs	$135,000	726
Cash dividends	$459,000	1,270
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$965,000	1,877
2017-12-31 (YTD Data)		Rank
Total interest income	$21,537,000	1,269
Total interest expense	$1,660,000	1,769
Net interest income	$19,877,000	1,222
Provision for loan and lease losses	$480,000	1,487
Total noninterest income	$3,991,000	1,284
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$2,349,000	549
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,642,000	1,714
Total noninterest expense	$18,067,000	1,150
Salaries and employee benefits	$9,736,000	1,191
Premises and equipment expense	$2,178,000	1,078
Additional noninterest expense	$6,153,000	1,051
Pre-tax net operating income	$5,321,000	1,631
Securities gains (losses)	$3,000	1,912
Applicable income taxes	$1,999,000	1,280
Income before extraordinary items	$3,325,000	1,874
Extraordinary gains, net	$0	9
Net income	$3,325,000	1,874
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,325,000	1,875
Net charge-offs	$1,390,000	543
Cash dividends	$2,837,000	1,080
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,323,080	1,854
2017-09-30 (YTD Data)		Rank
Total interest income	$16,014,000	1,280
Total interest expense	$1,255,000	1,751
Net interest income	$14,759,000	1,235
Provision for loan and lease losses	$325,000	1,540
Total noninterest income	$3,221,000	1,253
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,734,000	558
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,487,000	1,558
Total noninterest expense	$13,298,000	1,173
Salaries and employee benefits	$7,132,000	1,216
Premises and equipment expense	$1,554,000	1,142
Additional noninterest expense	$4,612,000	1,049
Pre-tax net operating income	$4,357,000	1,514
Securities gains (losses)	$3,000	1,944
Applicable income taxes	$1,105,000	1,385
Income before extraordinary items	$3,255,000	1,624
Extraordinary gains, net	$0	9
Net income	$3,255,000	1,624
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,255,000	1,624
Net charge-offs	$1,312,000	412
Cash dividends	$2,128,000	999
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,252,750	1,608
2017-06-30 (YTD Data)		Rank
Total interest income	$10,639,000	1,273
Total interest expense	$839,000	1,708
Net interest income	$9,800,000	1,231
Provision for loan and lease losses	$195,000	1,587
Total noninterest income	$2,052,000	1,283
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,116,000	565
Trading account gains and fees	$0	139
Additional Noninterest Income	$936,000	1,611
Total noninterest expense	$8,857,000	1,174
Salaries and employee benefits	$4,760,000	1,217
Premises and equipment expense	$1,017,000	1,161
Additional noninterest expense	$3,080,000	1,048
Pre-tax net operating income	$2,800,000	1,549
Securities gains (losses)	$0	1,906
Applicable income taxes	$704,000	1,390
Income before extraordinary items	$2,096,000	1,640
Extraordinary gains, net	$0	11
Net income	$2,096,000	1,640
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,096,000	1,640
Net charge-offs	$1,110,000	335
Cash dividends	$1,418,000	1,004
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,096,000	1,621
2017-03-31 (YTD Data)		Rank
Total interest income	$5,340,000	1,259
Total interest expense	$416,000	1,705
Net interest income	$4,924,000	1,222
Provision for loan and lease losses	$170,000	1,047
Total noninterest income	$1,000,000	1,302
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$560,000	566
Trading account gains and fees	$0	142
Additional Noninterest Income	$440,000	1,658
Total noninterest expense	$4,371,000	1,198
Salaries and employee benefits	$2,379,000	1,229
Premises and equipment expense	$500,000	1,194
Additional noninterest expense	$1,492,000	1,073
Pre-tax net operating income	$1,383,000	1,519
Securities gains (losses)	$0	1,153
Applicable income taxes	$348,000	1,370
Income before extraordinary items	$1,035,000	1,625
Extraordinary gains, net	$0	8
Net income	$1,035,000	1,625
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,035,000	1,625
Net charge-offs	$1,034,000	220
Cash dividends	$709,000	944
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,035,000	1,610
2016-12-31 (YTD Data)		Rank
Total interest income	$20,957,000	1,249
Total interest expense	$1,576,000	1,738
Net interest income	$19,381,000	1,210
Provision for loan and lease losses	$280,000	2,072
Total noninterest income	$5,126,000	1,125
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$2,293,000	567
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,833,000	1,252
Total noninterest expense	$17,092,000	1,193
Salaries and employee benefits	$9,136,000	1,235
Premises and equipment expense	$2,148,000	1,107
Additional noninterest expense	$5,808,000	1,127
Pre-tax net operating income	$7,135,000	1,222
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,709,000	1,179
Income before extraordinary items	$5,426,000	1,297
Extraordinary gains, net	$0	5
Net income	$5,426,000	1,296
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,426,000	1,296
Net charge-offs	$529,000	1,042
Cash dividends	$2,836,000	1,070
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,426,000	1,268
2016-09-30 (YTD Data)		Rank
Total interest income	$15,868,000	1,241
Total interest expense	$1,164,000	1,762
Net interest income	$14,704,000	1,194
Provision for loan and lease losses	$280,000	1,693
Total noninterest income	$4,145,000	1,067
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,710,000	574
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,435,000	1,147
Total noninterest expense	$12,928,000	1,187
Salaries and employee benefits	$6,840,000	1,236
Premises and equipment expense	$1,710,000	1,035
Additional noninterest expense	$4,378,000	1,126
Pre-tax net operating income	$5,641,000	1,181
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,399,000	1,134
Income before extraordinary items	$4,242,000	1,274
Extraordinary gains, net	$0	5
Net income	$4,242,000	1,275
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,242,000	1,274
Net charge-offs	$294,000	1,155
Cash dividends	$2,128,000	971
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,242,000	1,237
2016-06-30 (YTD Data)		Rank
Total interest income	$10,607,000	1,239
Total interest expense	$759,000	1,796
Net interest income	$9,848,000	1,193
Provision for loan and lease losses	$190,000	1,677
Total noninterest income	$3,045,000	981
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$1,110,000	575
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,935,000	987
Total noninterest expense	$8,850,000	1,169
Salaries and employee benefits	$4,618,000	1,233
Premises and equipment expense	$1,174,000	1,014
Additional noninterest expense	$3,058,000	1,074
Pre-tax net operating income	$3,853,000	1,143
Securities gains (losses)	$0	2,835
Applicable income taxes	$819,000	1,229
Income before extraordinary items	$3,034,000	1,189
Extraordinary gains, net	$0	16
Net income	$3,034,000	1,189
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,034,000	1,189
Net charge-offs	$126,000	1,436
Cash dividends	$1,418,000	1,009
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,034,000	1,145
2016-03-31 (YTD Data)		Rank
Total interest income	$5,335,000	1,228
Total interest expense	$375,000	1,808
Net interest income	$4,960,000	1,184
Provision for loan and lease losses	$90,000	1,597
Total noninterest income	$1,319,000	1,061
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$567,000	566
Trading account gains and fees	$0	142
Additional Noninterest Income	$752,000	1,146
Total noninterest expense	$4,594,000	1,131
Salaries and employee benefits	$2,352,000	1,222
Premises and equipment expense	$539,000	1,102
Additional noninterest expense	$1,703,000	964
Pre-tax net operating income	$1,595,000	1,337
Securities gains (losses)	$0	2,077
Applicable income taxes	$462,000	1,115
Income before extraordinary items	$1,133,000	1,469
Extraordinary gains, net	$0	12
Net income	$1,133,000	1,469
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,133,000	1,470
Net charge-offs	$59,000	1,329
Cash dividends	$709,000	946
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,133,000	1,439
2015-12-31 (YTD Data)		Rank
Total interest income	$21,832,000	1,174
Total interest expense	$1,568,000	1,709
Net interest income	$20,264,000	1,126
Provision for loan and lease losses	$1,032,000	805
Total noninterest income	$4,278,000	1,241
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$2,435,000	545
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,843,000	1,614
Total noninterest expense	$16,938,000	1,186
Salaries and employee benefits	$9,037,000	1,230
Premises and equipment expense	$2,289,000	1,038
Additional noninterest expense	$5,612,000	1,150
Pre-tax net operating income	$6,572,000	1,259
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,766,000	1,098
Income before extraordinary items	$4,806,000	1,391
Extraordinary gains, net	$0	23
Net income	$4,806,000	1,390
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,806,000	1,391
Net charge-offs	$1,677,000	443
Cash dividends	$2,836,000	1,031
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,806,000	1,374
2015-09-30 (YTD Data)		Rank
Total interest income	$16,557,000	1,162
Total interest expense	$1,185,000	1,723
Net interest income	$15,372,000	1,112
Provision for loan and lease losses	$1,031,000	575
Total noninterest income	$3,267,000	1,242
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,829,000	548
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,438,000	1,579
Total noninterest expense	$12,806,000	1,182
Salaries and employee benefits	$6,747,000	1,237
Premises and equipment expense	$1,793,000	1,019
Additional noninterest expense	$4,266,000	1,142
Pre-tax net operating income	$4,802,000	1,317
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,231,000	1,196
Income before extraordinary items	$3,571,000	1,418
Extraordinary gains, net	$0	21
Net income	$3,571,000	1,419
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,571,000	1,419
Net charge-offs	$1,519,000	340
Cash dividends	$2,128,000	930
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,571,000	1,390
2015-06-30 (YTD Data)		Rank
Total interest income	$11,164,000	1,154
Total interest expense	$793,000	1,725
Net interest income	$10,371,000	1,105
Provision for loan and lease losses	$984,000	439
Total noninterest income	$2,098,000	1,286
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,184,000	554
Trading account gains and fees	$0	157
Additional Noninterest Income	$914,000	1,654
Total noninterest expense	$8,437,000	1,195
Salaries and employee benefits	$4,531,000	1,233
Premises and equipment expense	$1,219,000	1,007
Additional noninterest expense	$2,687,000	1,190
Pre-tax net operating income	$3,048,000	1,363
Securities gains (losses)	$0	2,636
Applicable income taxes	$726,000	1,301
Income before extraordinary items	$2,322,000	1,443
Extraordinary gains, net	$0	22
Net income	$2,322,000	1,443
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,322,000	1,444
Net charge-offs	$1,444,000	282
Cash dividends	$1,418,000	934
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,322,000	1,395
2015-03-31 (YTD Data)		Rank
Total interest income	$5,577,000	1,150
Total interest expense	$394,000	1,750
Net interest income	$5,183,000	1,099
Provision for loan and lease losses	$610,000	338
Total noninterest income	$1,002,000	1,288
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$571,000	561
Trading account gains and fees	$0	152
Additional Noninterest Income	$431,000	1,678
Total noninterest expense	$4,315,000	1,178
Salaries and employee benefits	$2,348,000	1,200
Premises and equipment expense	$611,000	1,002
Additional noninterest expense	$1,356,000	1,169
Pre-tax net operating income	$1,260,000	1,542
Securities gains (losses)	$0	2,027
Applicable income taxes	$297,000	1,451
Income before extraordinary items	$963,000	1,661
Extraordinary gains, net	$0	13
Net income	$963,000	1,663
Minority interest net income	$0	64
Net income of bank and minority interests.	$963,000	1,663
Net charge-offs	$953,000	217
Cash dividends	$709,000	858
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$963,000	1,592
2014-12-31 (YTD Data)		Rank
Total interest income	$21,755,000	1,181
Total interest expense	$1,623,000	1,762
Net interest income	$20,132,000	1,119
Provision for loan and lease losses	$976,000	892
Total noninterest income	$4,268,000	1,228
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$2,418,000	571
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,850,000	1,556
Total noninterest expense	$16,415,000	1,208
Salaries and employee benefits	$8,948,000	1,215
Premises and equipment expense	$2,391,000	1,004
Additional noninterest expense	$5,076,000	1,279
Pre-tax net operating income	$7,009,000	1,151
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,761,000	1,081
Income before extraordinary items	$5,248,000	1,243
Extraordinary gains, net	$0	17
Net income	$5,248,000	1,241
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,248,000	1,242
Net charge-offs	$684,000	1,182
Cash dividends	$2,836,000	973
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,248,000	1,213
2014-09-30 (YTD Data)		Rank
Total interest income	$16,101,000	1,204
Total interest expense	$1,209,000	1,804
Net interest income	$14,892,000	1,142
Provision for loan and lease losses	$647,000	945
Total noninterest income	$3,262,000	1,212
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,762,000	576
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,500,000	1,452
Total noninterest expense	$12,261,000	1,229
Salaries and employee benefits	$6,660,000	1,212
Premises and equipment expense	$1,791,000	1,018
Additional noninterest expense	$3,810,000	1,283
Pre-tax net operating income	$5,246,000	1,164
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,398,000	1,045
Income before extraordinary items	$3,848,000	1,259
Extraordinary gains, net	$0	15
Net income	$3,848,000	1,257
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,848,000	1,258
Net charge-offs	$448,000	1,251
Cash dividends	$2,128,000	876
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,848,000	1,244
2014-06-30 (YTD Data)		Rank
Total interest income	$10,582,000	1,208
Total interest expense	$800,000	1,834
Net interest income	$9,782,000	1,149
Provision for loan and lease losses	$390,000	1,032
Total noninterest income	$2,084,000	1,244
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$1,109,000	606
Trading account gains and fees	$0	172
Additional Noninterest Income	$975,000	1,473
Total noninterest expense	$8,151,000	1,231
Salaries and employee benefits	$4,429,000	1,218
Premises and equipment expense	$1,219,000	1,005
Additional noninterest expense	$2,503,000	1,293
Pre-tax net operating income	$3,325,000	1,191
Securities gains (losses)	$0	2,580
Applicable income taxes	$836,000	1,097
Income before extraordinary items	$2,489,000	1,273
Extraordinary gains, net	$0	20
Net income	$2,489,000	1,273
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,489,000	1,274
Net charge-offs	$327,000	1,193
Cash dividends	$1,418,000	878
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,489,000	1,248
2014-03-31 (YTD Data)		Rank
Total interest income	$5,238,000	1,220
Total interest expense	$400,000	1,861
Net interest income	$4,838,000	1,153
Provision for loan and lease losses	$46,000	2,306
Total noninterest income	$1,074,000	1,176
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$549,000	604
Trading account gains and fees	$0	147
Additional Noninterest Income	$525,000	1,369
Total noninterest expense	$4,127,000	1,228
Salaries and employee benefits	$2,244,000	1,227
Premises and equipment expense	$602,000	1,041
Additional noninterest expense	$1,281,000	1,251
Pre-tax net operating income	$1,739,000	1,101
Securities gains (losses)	$0	1,715
Applicable income taxes	$465,000	981
Income before extraordinary items	$1,274,000	1,196
Extraordinary gains, net	$0	16
Net income	$1,274,000	1,197
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,274,000	1,197
Net charge-offs	$130,000	1,204
Cash dividends	$709,000	807
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,274,000	1,177
2013-12-31 (YTD Data)		Rank
Total interest income	$21,389,000	1,200
Total interest expense	$1,690,000	1,972
Net interest income	$19,699,000	1,109
Provision for loan and lease losses	$484,000	1,888
Total noninterest income	$5,717,000	1,026
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$2,494,000	546
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,223,000	1,100
Total noninterest expense	$17,162,000	1,190
Salaries and employee benefits	$9,394,000	1,163
Premises and equipment expense	$2,645,000	908
Additional noninterest expense	$5,123,000	1,313
Pre-tax net operating income	$7,770,000	990
Securities gains (losses)	$0	3,182
Applicable income taxes	$2,066,000	878
Income before extraordinary items	$5,704,000	1,088
Extraordinary gains, net	$0	29
Net income	$5,704,000	1,090
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,704,000	1,090
Net charge-offs	$743,000	1,566
Cash dividends	$2,840,000	912
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$5,704,000	1,062
2013-09-30 (YTD Data)		Rank
Total interest income	$15,825,000	1,221
Total interest expense	$1,274,000	2,010
Net interest income	$14,551,000	1,132
Provision for loan and lease losses	$365,000	1,873
Total noninterest income	$4,523,000	1,008
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,876,000	549
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,647,000	1,063
Total noninterest expense	$12,847,000	1,199
Salaries and employee benefits	$7,058,000	1,167
Premises and equipment expense	$1,941,000	935
Additional noninterest expense	$3,848,000	1,305
Pre-tax net operating income	$5,862,000	989
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,547,000	905
Income before extraordinary items	$4,315,000	1,083
Extraordinary gains, net	$0	25
Net income	$4,315,000	1,085
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,315,000	1,085
Net charge-offs	$572,000	1,462
Cash dividends	$2,131,000	838
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,315,000	1,066
2013-06-30 (YTD Data)		Rank
Total interest income	$10,522,000	1,214
Total interest expense	$855,000	2,020
Net interest income	$9,667,000	1,125
Provision for loan and lease losses	$346,000	1,514
Total noninterest income	$3,112,000	984
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,231,000	543
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,881,000	1,031
Total noninterest expense	$8,608,000	1,184
Salaries and employee benefits	$4,781,000	1,145
Premises and equipment expense	$1,284,000	939
Additional noninterest expense	$2,543,000	1,307
Pre-tax net operating income	$3,825,000	990
Securities gains (losses)	$0	2,791
Applicable income taxes	$986,000	952
Income before extraordinary items	$2,839,000	1,090
Extraordinary gains, net	$0	22
Net income	$2,839,000	1,091
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,839,000	1,093
Net charge-offs	$264,000	1,814
Cash dividends	$1,418,000	833
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,839,000	1,052
2013-03-31 (YTD Data)		Rank
Total interest income	$5,133,000	1,250
Total interest expense	$429,000	2,058
Net interest income	$4,704,000	1,156
Provision for loan and lease losses	$57,000	2,720
Total noninterest income	$1,745,000	910
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$625,000	533
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,120,000	921
Total noninterest expense	$4,370,000	1,172
Salaries and employee benefits	$2,359,000	1,162
Premises and equipment expense	$638,000	963
Additional noninterest expense	$1,373,000	1,197
Pre-tax net operating income	$2,022,000	922
Securities gains (losses)	$0	1,966
Applicable income taxes	$530,000	864
Income before extraordinary items	$1,492,000	1,023
Extraordinary gains, net	$0	10
Net income	$1,492,000	1,023
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,492,000	1,025
Net charge-offs	$39,000	2,600
Cash dividends	$709,000	726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,492,000	969
2012-12-31 (YTD Data)		Rank
Total interest income	$21,008,000	1,270
Total interest expense	$1,953,000	2,174
Net interest income	$19,055,000	1,156
Provision for loan and lease losses	$977,000	1,794
Total noninterest income	$5,744,000	1,038
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$2,649,000	548
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,095,000	1,131
Total noninterest expense	$16,513,000	1,226
Salaries and employee benefits	$8,829,000	1,195
Premises and equipment expense	$2,596,000	924
Additional noninterest expense	$5,088,000	1,334
Pre-tax net operating income	$7,309,000	970
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,578,000	1,050
Income before extraordinary items	$5,731,000	1,041
Extraordinary gains, net	$0	29
Net income	$5,731,000	1,041
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,731,000	1,041
Net charge-offs	$493,000	2,668
Cash dividends	$1,818,000	1,306
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,731,000	987
2012-09-30 (YTD Data)		Rank
Total interest income	$15,670,000	1,310
Total interest expense	$1,475,000	2,240
Net interest income	$14,195,000	1,175
Provision for loan and lease losses	$625,000	1,994
Total noninterest income	$4,395,000	1,021
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,919,000	565
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,476,000	1,078
Total noninterest expense	$12,343,000	1,226
Salaries and employee benefits	$6,590,000	1,196
Premises and equipment expense	$2,027,000	896
Additional noninterest expense	$3,726,000	1,365
Pre-tax net operating income	$5,622,000	969
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,251,000	1,032
Income before extraordinary items	$4,371,000	1,041
Extraordinary gains, net	$0	20
Net income	$4,371,000	1,041
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,371,000	1,041
Net charge-offs	$257,000	3,021
Cash dividends	$873,000	1,464
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,371,000	989
2012-06-30 (YTD Data)		Rank
Total interest income	$10,375,000	1,329
Total interest expense	$988,000	2,304
Net interest income	$9,387,000	1,190
Provision for loan and lease losses	$507,000	1,788
Total noninterest income	$2,748,000	1,056
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,251,000	571
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,497,000	1,137
Total noninterest expense	$8,199,000	1,227
Salaries and employee benefits	$4,319,000	1,214
Premises and equipment expense	$1,353,000	898
Additional noninterest expense	$2,527,000	1,346
Pre-tax net operating income	$3,429,000	1,033
Securities gains (losses)	$0	3,178
Applicable income taxes	$738,000	1,129
Income before extraordinary items	$2,691,000	1,122
Extraordinary gains, net	$0	19
Net income	$2,691,000	1,122
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,691,000	1,122
Net charge-offs	$123,000	3,228
Cash dividends	$400,000	1,828
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,691,000	1,046
2012-03-31 (YTD Data)		Rank
Total interest income	$5,132,000	1,342
Total interest expense	$502,000	2,370
Net interest income	$4,630,000	1,205
Provision for loan and lease losses	$300,000	1,500
Total noninterest income	$1,282,000	1,099
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$610,000	581
Trading account gains and fees	$0	148
Additional Noninterest Income	$672,000	1,214
Total noninterest expense	$4,120,000	1,211
Salaries and employee benefits	$2,194,000	1,195
Premises and equipment expense	$694,000	874
Additional noninterest expense	$1,232,000	1,369
Pre-tax net operating income	$1,492,000	1,173
Securities gains (losses)	$0	2,210
Applicable income taxes	$318,000	1,247
Income before extraordinary items	$1,174,000	1,232
Extraordinary gains, net	$0	19
Net income	$1,174,000	1,232
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,174,000	1,233
Net charge-offs	$96,000	2,482
Cash dividends	$200,000	1,565
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,174,000	1,169
2011-12-31 (YTD Data)		Rank
Total interest income	$20,758,000	1,377
Total interest expense	$2,408,000	2,396
Net interest income	$18,350,000	1,212
Provision for loan and lease losses	$497,000	3,469
Total noninterest income	$6,156,000	885
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$2,696,000	552
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,460,000	938
Total noninterest expense	$16,459,000	1,199
Salaries and employee benefits	$8,526,000	1,167
Premises and equipment expense	$2,499,000	997
Additional noninterest expense	$5,434,000	1,279
Pre-tax net operating income	$7,550,000	811
Securities gains (losses)	$0	3,838
Applicable income taxes	$2,030,000	777
Income before extraordinary items	$5,520,000	909
Extraordinary gains, net	$0	29
Net income	$5,520,000	907
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,520,000	909
Net charge-offs	$1,144,000	2,200
Cash dividends	$1,146,000	1,483
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$5,520,000	869
2011-09-30 (YTD Data)		Rank
Total interest income	$15,739,000	1,383
Total interest expense	$1,877,000	2,404
Net interest income	$13,862,000	1,213
Provision for loan and lease losses	$393,000	3,258
Total noninterest income	$4,828,000	866
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$2,021,000	555
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,807,000	879
Total noninterest expense	$12,255,000	1,203
Salaries and employee benefits	$6,117,000	1,216
Premises and equipment expense	$1,819,000	1,041
Additional noninterest expense	$4,319,000	1,201
Pre-tax net operating income	$6,042,000	780
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,687,000	716
Income before extraordinary items	$4,355,000	881
Extraordinary gains, net	$0	21
Net income	$4,355,000	879
Minority interest net income	$0	87
Net income of bank and minority interests.	$4,355,000	881
Net charge-offs	$850,000	2,074
Cash dividends	$1,146,000	1,046
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$4,355,000	845
2011-06-30 (YTD Data)		Rank
Total interest income	$10,596,000	1,375
Total interest expense	$1,286,000	2,428
Net interest income	$9,310,000	1,206
Provision for loan and lease losses	$288,000	3,088
Total noninterest income	$3,261,000	860
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$1,269,000	584
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,992,000	839
Total noninterest expense	$8,067,000	1,239
Salaries and employee benefits	$4,039,000	1,233
Premises and equipment expense	$1,244,000	1,028
Additional noninterest expense	$2,784,000	1,269
Pre-tax net operating income	$4,216,000	735
Securities gains (losses)	$0	2,914
Applicable income taxes	$1,172,000	669
Income before extraordinary items	$3,044,000	816
Extraordinary gains, net	$0	15
Net income	$3,044,000	815
Minority interest net income	$0	89
Net income of bank and minority interests.	$3,044,000	816
Net charge-offs	$588,000	1,973
Cash dividends	$946,000	860
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$3,044,000	788
2011-03-31 (YTD Data)		Rank
Total interest income	$5,261,000	1,394
Total interest expense	$658,000	2,450
Net interest income	$4,603,000	1,209
Provision for loan and lease losses	$226,000	2,260
Total noninterest income	$1,233,000	1,059
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$593,000	607
Trading account gains and fees	$0	158
Additional Noninterest Income	$640,000	1,128
Total noninterest expense	$3,935,000	1,270
Salaries and employee benefits	$1,980,000	1,267
Premises and equipment expense	$643,000	1,020
Additional noninterest expense	$1,312,000	1,341
Pre-tax net operating income	$1,675,000	900
Securities gains (losses)	$0	1,772
Applicable income taxes	$408,000	873
Income before extraordinary items	$1,267,000	956
Extraordinary gains, net	$0	9
Net income	$1,267,000	956
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,267,000	956
Net charge-offs	$453,000	1,417
Cash dividends	$473,000	794
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,267,000	935
2010-12-31 (YTD Data)		Rank
Total interest income	$22,548,000	1,363
Total interest expense	$3,200,000	2,462
Net interest income	$19,348,000	1,157
Provision for loan and lease losses	$2,811,000	1,685
Total noninterest income	$5,471,000	1,019
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,929,000	509
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,542,000	1,186
Total noninterest expense	$15,001,000	1,334
Salaries and employee benefits	$7,943,000	1,243
Premises and equipment expense	$2,372,000	1,097
Additional noninterest expense	$4,686,000	1,536
Pre-tax net operating income	$7,007,000	767
Securities gains (losses)	$-1,000	6,878
Applicable income taxes	$1,811,000	788
Income before extraordinary items	$5,195,000	849
Extraordinary gains, net	$0	29
Net income	$5,195,000	849
Minority interest net income	$0	111
Net income of bank and minority interests.	$5,195,000	850
Net charge-offs	$1,060,000	2,608
Cash dividends	$2,466,000	676
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$5,195,740	815
2010-09-30 (YTD Data)		Rank
Total interest income	$17,092,000	1,368
Total interest expense	$2,476,000	2,495
Net interest income	$14,616,000	1,152
Provision for loan and lease losses	$2,094,000	1,610
Total noninterest income	$4,144,000	969
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$2,232,000	511
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,912,000	1,135
Total noninterest expense	$11,142,000	1,340
Salaries and employee benefits	$5,995,000	1,228
Premises and equipment expense	$1,735,000	1,137
Additional noninterest expense	$3,412,000	1,556
Pre-tax net operating income	$5,524,000	770
Securities gains (losses)	$0	3,651
Applicable income taxes	$1,508,000	739
Income before extraordinary items	$4,016,000	864
Extraordinary gains, net	$0	23
Net income	$4,016,000	865
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,016,000	865
Net charge-offs	$749,000	2,552
Cash dividends	$1,521,000	710
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$4,016,000	818
2010-06-30 (YTD Data)		Rank
Total interest income	$11,460,000	1,381
Total interest expense	$1,712,000	2,496
Net interest income	$9,748,000	1,156
Provision for loan and lease losses	$1,499,000	1,529
Total noninterest income	$2,476,000	1,051
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,498,000	507
Trading account gains and fees	$0	152
Additional Noninterest Income	$978,000	1,318
Total noninterest expense	$7,315,000	1,363
Salaries and employee benefits	$3,959,000	1,239
Premises and equipment expense	$1,133,000	1,169
Additional noninterest expense	$2,223,000	1,584
Pre-tax net operating income	$3,410,000	808
Securities gains (losses)	$-1,000	7,170
Applicable income taxes	$896,000	789
Income before extraordinary items	$2,513,000	894
Extraordinary gains, net	$0	19
Net income	$2,513,000	894
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,513,000	895
Net charge-offs	$487,000	2,480
Cash dividends	$1,023,000	688
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,513,740	859
2010-03-31 (YTD Data)		Rank
Total interest income	$5,717,000	1,416
Total interest expense	$890,000	2,517
Net interest income	$4,827,000	1,177
Provision for loan and lease losses	$749,000	1,419
Total noninterest income	$1,193,000	1,055
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$740,000	512
Trading account gains and fees	$0	175
Additional Noninterest Income	$453,000	1,395
Total noninterest expense	$3,776,000	1,329
Salaries and employee benefits	$1,973,000	1,270
Premises and equipment expense	$584,000	1,170
Additional noninterest expense	$1,219,000	1,453
Pre-tax net operating income	$1,495,000	895
Securities gains (losses)	$0	2,284
Applicable income taxes	$390,000	857
Income before extraordinary items	$1,105,000	992
Extraordinary gains, net	$0	16
Net income	$1,105,000	995
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,105,000	996
Net charge-offs	$383,000	1,812
Cash dividends	$473,000	728
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,105,000	965
2009-12-31 (YTD Data)		Rank
Total interest income	$24,478,000	1,408
Total interest expense	$4,524,000	2,467
Net interest income	$19,954,000	1,093
Provision for loan and lease losses	$4,639,000	1,500
Total noninterest income	$6,170,000	923
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$3,819,000	433
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,351,000	1,223
Total noninterest expense	$15,331,000	1,341
Salaries and employee benefits	$8,171,000	1,203
Premises and equipment expense	$2,258,000	1,206
Additional noninterest expense	$4,902,000	1,519
Pre-tax net operating income	$6,154,000	702
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,637,000	655
Income before extraordinary items	$4,517,000	757
Extraordinary gains, net	$0	34
Net income	$4,517,000	754
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,517,000	757
Net charge-offs	$3,169,000	1,546
Cash dividends	$2,374,000	767
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$4,517,000	749
2009-09-30 (YTD Data)		Rank
Total interest income	$18,575,000	1,413
Total interest expense	$3,551,000	2,480
Net interest income	$15,024,000	1,096
Provision for loan and lease losses	$2,670,000	1,594
Total noninterest income	$4,714,000	922
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$2,852,000	436
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,862,000	1,211
Total noninterest expense	$11,876,000	1,296
Salaries and employee benefits	$6,267,000	1,184
Premises and equipment expense	$1,775,000	1,168
Additional noninterest expense	$3,834,000	1,413
Pre-tax net operating income	$5,192,000	654
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,461,000	612
Income before extraordinary items	$3,731,000	729
Extraordinary gains, net	$0	27
Net income	$3,731,000	728
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,731,000	730
Net charge-offs	$1,125,000	2,076
Cash dividends	$1,429,000	911
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,731,000	717
2009-06-30 (YTD Data)		Rank
Total interest income	$12,468,000	1,424
Total interest expense	$2,460,000	2,492
Net interest income	$10,008,000	1,099
Provision for loan and lease losses	$1,503,000	1,644
Total noninterest income	$3,138,000	927
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,856,000	446
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,282,000	1,205
Total noninterest expense	$7,940,000	1,316
Salaries and employee benefits	$4,333,000	1,168
Premises and equipment expense	$1,136,000	1,243
Additional noninterest expense	$2,471,000	1,497
Pre-tax net operating income	$3,703,000	612
Securities gains (losses)	$2,000	2,937
Applicable income taxes	$1,110,000	554
Income before extraordinary items	$2,595,000	707
Extraordinary gains, net	$0	21
Net income	$2,595,000	705
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,595,000	708
Net charge-offs	$216,000	3,335
Cash dividends	$956,000	969
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,593,600	688
2009-03-31 (YTD Data)		Rank
Total interest income	$6,378,000	1,414
Total interest expense	$1,292,000	2,464
Net interest income	$5,086,000	1,074
Provision for loan and lease losses	$750,000	1,392
Total noninterest income	$1,570,000	907
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$923,000	440
Trading account gains and fees	$0	171
Additional Noninterest Income	$647,000	1,179
Total noninterest expense	$4,078,000	1,228
Salaries and employee benefits	$2,256,000	1,124
Premises and equipment expense	$565,000	1,261
Additional noninterest expense	$1,257,000	1,306
Pre-tax net operating income	$1,828,000	679
Securities gains (losses)	$2,000	2,230
Applicable income taxes	$509,000	662
Income before extraordinary items	$1,321,000	781
Extraordinary gains, net	$0	15
Net income	$1,321,000	782
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,321,000	783
Net charge-offs	$63,000	3,324
Cash dividends	$473,000	944
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,319,560	726
2008-12-31 (YTD Data)		Rank
Total interest income	$26,551,000	1,464
Total interest expense	$7,494,000	2,081
Net interest income	$19,057,000	1,164
Provision for loan and lease losses	$1,799,000	1,929
Total noninterest income	$6,175,000	889
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$3,987,000	438
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,188,000	1,219
Total noninterest expense	$14,992,000	1,304
Salaries and employee benefits	$8,478,000	1,174
Premises and equipment expense	$2,323,000	1,184
Additional noninterest expense	$4,191,000	1,472
Pre-tax net operating income	$8,441,000	653
Securities gains (losses)	$0	3,220
Applicable income taxes	$2,434,000	565
Income before extraordinary items	$6,007,000	677
Extraordinary gains, net	$0	39
Net income	$6,007,000	677
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$738,000	2,299
Cash dividends	$2,364,000	1,164
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$6,007,000	723
2008-09-30 (YTD Data)		Rank
Total interest income	$19,979,000	1,495
Total interest expense	$5,983,000	2,053
Net interest income	$13,996,000	1,211
Provision for loan and lease losses	$1,016,000	1,805
Total noninterest income	$4,620,000	935
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$2,943,000	451
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,677,000	1,260
Total noninterest expense	$11,136,000	1,294
Salaries and employee benefits	$6,342,000	1,201
Premises and equipment expense	$1,674,000	1,222
Additional noninterest expense	$3,120,000	1,438
Pre-tax net operating income	$6,464,000	783
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,903,000	682
Income before extraordinary items	$4,561,000	804
Extraordinary gains, net	$0	31
Net income	$4,561,000	803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$470,000	2,016
Cash dividends	$1,418,000	1,384
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,561,000	853
2008-06-30 (YTD Data)		Rank
Total interest income	$13,317,000	1,518
Total interest expense	$4,205,000	2,049
Net interest income	$9,112,000	1,226
Provision for loan and lease losses	$527,000	1,854
Total noninterest income	$2,946,000	974
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,801,000	469
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,145,000	1,278
Total noninterest expense	$7,492,000	1,284
Salaries and employee benefits	$4,315,000	1,190
Premises and equipment expense	$1,108,000	1,235
Additional noninterest expense	$2,069,000	1,415
Pre-tax net operating income	$4,039,000	872
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,270,000	763
Income before extraordinary items	$2,769,000	987
Extraordinary gains, net	$0	21
Net income	$2,769,000	986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	2,393
Cash dividends	$945,000	1,502
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,769,000	972
2008-03-31 (YTD Data)		Rank
Total interest income	$6,605,000	1,574
Total interest expense	$2,319,000	1,998
Net interest income	$4,286,000	1,296
Provision for loan and lease losses	$236,000	1,651
Total noninterest income	$1,279,000	1,089
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$745,000	572
Trading account gains and fees	$0	158
Additional Noninterest Income	$534,000	1,345
Total noninterest expense	$3,818,000	1,267
Salaries and employee benefits	$2,159,000	1,195
Premises and equipment expense	$579,000	1,190
Additional noninterest expense	$1,080,000	1,333
Pre-tax net operating income	$1,511,000	1,253
Securities gains (losses)	$0	2,688
Applicable income taxes	$412,000	1,173
Income before extraordinary items	$1,099,000	1,376
Extraordinary gains, net	$0	15
Net income	$1,099,000	1,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	1,743
Cash dividends	$473,000	1,429
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,099,000	1,333
2007-12-31 (YTD Data)		Rank
Total interest income	$26,752,000	1,607
Total interest expense	$11,299,000	1,769
Net interest income	$15,453,000	1,459
Provision for loan and lease losses	$383,000	2,763
Total noninterest income	$5,292,000	1,055
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$3,970,000	439
Trading account gains and fees	$-37,000	8,469
Additional Noninterest Income	$1,359,000	1,799
Total noninterest expense	$14,159,000	1,306
Salaries and employee benefits	$8,380,000	1,190
Premises and equipment expense	$2,036,000	1,310
Additional noninterest expense	$3,743,000	1,481
Pre-tax net operating income	$6,203,000	1,353
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,757,000	1,257
Income before extraordinary items	$4,446,000	1,446
Extraordinary gains, net	$0	39
Net income	$4,446,000	1,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$488,000	1,722
Cash dividends	$2,614,000	1,323
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,446,000	1,431
2007-09-30 (YTD Data)		Rank
Total interest income	$19,982,000	1,614
Total interest expense	$8,512,000	1,761
Net interest income	$11,470,000	1,486
Provision for loan and lease losses	$360,000	2,007
Total noninterest income	$3,938,000	1,056
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$2,977,000	430
Trading account gains and fees	$-37,000	8,506
Additional Noninterest Income	$998,000	1,840
Total noninterest expense	$10,592,000	1,301
Salaries and employee benefits	$6,339,000	1,177
Premises and equipment expense	$1,469,000	1,336
Additional noninterest expense	$2,784,000	1,457
Pre-tax net operating income	$4,456,000	1,521
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,238,000	1,413
Income before extraordinary items	$3,218,000	1,574
Extraordinary gains, net	$0	33
Net income	$3,218,000	1,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$338,000	1,414
Cash dividends	$1,668,000	1,395
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,218,000	1,558
2007-06-30 (YTD Data)		Rank
Total interest income	$13,169,000	1,650
Total interest expense	$5,588,000	1,783
Net interest income	$7,581,000	1,522
Provision for loan and lease losses	$263,000	1,726
Total noninterest income	$2,591,000	1,088
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$1,952,000	444
Trading account gains and fees	$0	168
Additional Noninterest Income	$639,000	1,895
Total noninterest expense	$7,216,000	1,294
Salaries and employee benefits	$4,342,000	1,178
Premises and equipment expense	$982,000	1,352
Additional noninterest expense	$1,892,000	1,443
Pre-tax net operating income	$2,693,000	1,701
Securities gains (losses)	$0	1,444
Applicable income taxes	$681,000	1,700
Income before extraordinary items	$2,012,000	1,722
Extraordinary gains, net	$0	29
Net income	$2,012,000	1,722
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$237,000	1,192
Cash dividends	$1,146,000	1,384
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,012,000	1,701
2007-03-31 (YTD Data)		Rank
Total interest income	$6,513,000	1,659
Total interest expense	$2,765,000	1,793
Net interest income	$3,748,000	1,533
Provision for loan and lease losses	$133,000	1,644
Total noninterest income	$1,267,000	1,085
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$947,000	439
Trading account gains and fees	$43,000	144
Additional Noninterest Income	$277,000	2,069
Total noninterest expense	$3,598,000	1,294
Salaries and employee benefits	$2,207,000	1,166
Premises and equipment expense	$461,000	1,451
Additional noninterest expense	$930,000	1,440
Pre-tax net operating income	$1,284,000	1,777
Securities gains (losses)	$0	1,187
Applicable income taxes	$349,000	1,675
Income before extraordinary items	$935,000	1,825
Extraordinary gains, net	$0	22
Net income	$935,000	1,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	1,312
Cash dividends	$673,000	1,115
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$935,000	1,814
2006-12-31 (YTD Data)		Rank
Total interest income	$25,119,000	1,608
Total interest expense	$10,170,000	1,647
Net interest income	$14,949,000	1,531
Provision for loan and lease losses	$877,000	1,177
Total noninterest income	$5,803,000	963
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$4,181,000	408
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,622,000	1,574
Total noninterest expense	$14,110,000	1,268
Salaries and employee benefits	$8,487,000	1,151
Premises and equipment expense	$2,010,000	1,290
Additional noninterest expense	$3,613,000	1,464
Pre-tax net operating income	$5,765,000	1,669
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,642,000	1,538
Income before extraordinary items	$4,123,000	1,742
Extraordinary gains, net	$0	51
Net income	$4,123,000	1,743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$643,000	959
Cash dividends	$2,441,000	1,323
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,123,000	1,728
2006-09-30 (YTD Data)		Rank
Total interest income	$18,503,000	1,608
Total interest expense	$7,398,000	1,656
Net interest income	$11,105,000	1,562
Provision for loan and lease losses	$625,000	1,167
Total noninterest income	$4,390,000	974
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$3,193,000	402
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,197,000	1,594
Total noninterest expense	$10,530,000	1,288
Salaries and employee benefits	$6,340,000	1,171
Premises and equipment expense	$1,515,000	1,286
Additional noninterest expense	$2,675,000	1,478
Pre-tax net operating income	$4,340,000	1,721
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,264,000	1,590
Income before extraordinary items	$3,076,000	1,793
Extraordinary gains, net	$0	45
Net income	$3,076,000	1,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$463,000	863
Cash dividends	$1,496,000	1,465
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,076,000	1,773
2006-06-30 (YTD Data)		Rank
Total interest income	$11,988,000	1,620
Total interest expense	$4,696,000	1,656
Net interest income	$7,292,000	1,589
Provision for loan and lease losses	$385,000	1,199
Total noninterest income	$2,905,000	973
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$2,107,000	407
Trading account gains and fees	$0	126
Additional Noninterest Income	$798,000	1,603
Total noninterest expense	$7,001,000	1,307
Salaries and employee benefits	$4,168,000	1,185
Premises and equipment expense	$1,005,000	1,298
Additional noninterest expense	$1,828,000	1,454
Pre-tax net operating income	$2,811,000	1,758
Securities gains (losses)	$0	1,185
Applicable income taxes	$781,000	1,690
Income before extraordinary items	$2,030,000	1,803
Extraordinary gains, net	$0	39
Net income	$2,030,000	1,804
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$338,000	763
Cash dividends	$946,000	1,524
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,030,000	1,789
2006-03-31 (YTD Data)		Rank
Total interest income	$5,715,000	1,671
Total interest expense	$2,254,000	1,632
Net interest income	$3,461,000	1,669
Provision for loan and lease losses	$274,000	859
Total noninterest income	$1,344,000	1,022
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,012,000	407
Trading account gains and fees	$0	115
Additional Noninterest Income	$332,000	1,793
Total noninterest expense	$3,436,000	1,327
Salaries and employee benefits	$2,006,000	1,235
Premises and equipment expense	$506,000	1,285
Additional noninterest expense	$924,000	1,423
Pre-tax net operating income	$1,095,000	2,129
Securities gains (losses)	$0	955
Applicable income taxes	$219,000	2,484
Income before extraordinary items	$876,000	2,017
Extraordinary gains, net	$0	21
Net income	$876,000	2,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	769
Cash dividends	$473,000	1,443
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$876,000	2,002
2005-12-31 (YTD Data)		Rank
Total interest income	$20,401,000	1,651
Total interest expense	$6,778,000	1,677
Net interest income	$13,623,000	1,610
Provision for loan and lease losses	$1,006,000	1,034
Total noninterest income	$6,676,000	855
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$3,673,000	463
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,003,000	1,007
Total noninterest expense	$13,465,000	1,278
Salaries and employee benefits	$7,921,000	1,166
Premises and equipment expense	$1,957,000	1,253
Additional noninterest expense	$3,587,000	1,427
Pre-tax net operating income	$5,828,000	1,613
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,695,000	1,552
Income before extraordinary items	$4,133,000	1,699
Extraordinary gains, net	$0	46
Net income	$4,133,000	1,698
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,146,000	606
Cash dividends	$2,571,000	1,174
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,133,000	1,671
2005-09-30 (YTD Data)		Rank
Total interest income	$14,718,000	1,678
Total interest expense	$4,759,000	1,694
Net interest income	$9,959,000	1,633
Provision for loan and lease losses	$679,000	1,097
Total noninterest income	$5,257,000	825
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$2,742,000	465
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,515,000	948
Total noninterest expense	$10,083,000	1,266
Salaries and employee benefits	$5,906,000	1,164
Premises and equipment expense	$1,431,000	1,275
Additional noninterest expense	$2,746,000	1,387
Pre-tax net operating income	$4,454,000	1,607
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,380,000	1,471
Income before extraordinary items	$3,074,000	1,714
Extraordinary gains, net	$0	35
Net income	$3,074,000	1,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$775,000	598
Cash dividends	$1,571,000	1,286
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,074,000	1,685
2005-06-30 (YTD Data)		Rank
Total interest income	$9,425,000	1,698
Total interest expense	$2,894,000	1,748
Net interest income	$6,531,000	1,650
Provision for loan and lease losses	$453,000	1,062
Total noninterest income	$3,492,000	822
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$2,090,000	396
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,402,000	1,054
Total noninterest expense	$6,676,000	1,270
Salaries and employee benefits	$3,953,000	1,152
Premises and equipment expense	$923,000	1,300
Additional noninterest expense	$1,800,000	1,385
Pre-tax net operating income	$2,894,000	1,615
Securities gains (losses)	$0	2,146
Applicable income taxes	$841,000	1,555
Income before extraordinary items	$2,053,000	1,667
Extraordinary gains, net	$0	30
Net income	$2,053,000	1,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$530,000	569
Cash dividends	$1,098,000	1,202
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,053,000	1,636
2005-03-31 (YTD Data)		Rank
Total interest income	$4,429,000	1,760
Total interest expense	$1,265,000	1,877
Net interest income	$3,164,000	1,690
Provision for loan and lease losses	$196,000	1,150
Total noninterest income	$1,577,000	869
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$1,034,000	388
Trading account gains and fees	$0	115
Additional Noninterest Income	$543,000	1,253
Total noninterest expense	$3,368,000	1,261
Salaries and employee benefits	$1,958,000	1,169
Premises and equipment expense	$529,000	1,141
Additional noninterest expense	$881,000	1,412
Pre-tax net operating income	$1,177,000	1,917
Securities gains (losses)	$0	1,685
Applicable income taxes	$369,000	1,704
Income before extraordinary items	$808,000	2,060
Extraordinary gains, net	$0	24
Net income	$808,000	2,061
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	830
Cash dividends	$572,000	1,094
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$808,000	2,027
2004-12-31 (YTD Data)		Rank
Total interest income	$16,508,000	1,732
Total interest expense	$4,145,000	1,963
Net interest income	$12,363,000	1,646
Provision for loan and lease losses	$867,000	1,200
Total noninterest income	$6,276,000	876
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$4,351,000	398
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,925,000	1,359
Total noninterest expense	$12,561,000	1,307
Salaries and employee benefits	$7,055,000	1,243
Premises and equipment expense	$1,829,000	1,255
Additional noninterest expense	$3,677,000	1,356
Pre-tax net operating income	$5,211,000	1,638
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,449,000	1,648
Income before extraordinary items	$3,762,000	1,703
Extraordinary gains, net	$0	34
Net income	$3,762,000	1,704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,046,000	749
Cash dividends	$2,766,000	1,039
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,762,000	1,658
2004-09-30 (YTD Data)		Rank
Total interest income	$12,250,000	1,736
Total interest expense	$3,030,000	1,974
Net interest income	$9,220,000	1,643
Provision for loan and lease losses	$444,000	1,638
Total noninterest income	$4,709,000	895
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$3,279,000	402
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,430,000	1,388
Total noninterest expense	$9,397,000	1,311
Salaries and employee benefits	$5,335,000	1,228
Premises and equipment expense	$1,346,000	1,280
Additional noninterest expense	$2,716,000	1,363
Pre-tax net operating income	$4,088,000	1,580
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,160,000	1,584
Income before extraordinary items	$2,928,000	1,662
Extraordinary gains, net	$0	26
Net income	$2,928,000	1,663
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$706,000	735
Cash dividends	$1,820,000	1,072
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,928,000	1,611
2004-06-30 (YTD Data)		Rank
Total interest income	$8,131,000	1,730
Total interest expense	$1,957,000	2,017
Net interest income	$6,174,000	1,616
Provision for loan and lease losses	$293,000	1,626
Total noninterest income	$2,895,000	954
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$1,980,000	444
Trading account gains and fees	$0	130
Additional Noninterest Income	$915,000	1,419
Total noninterest expense	$6,080,000	1,341
Salaries and employee benefits	$3,559,000	1,224
Premises and equipment expense	$898,000	1,279
Additional noninterest expense	$1,623,000	1,491
Pre-tax net operating income	$2,696,000	1,568
Securities gains (losses)	$0	3,413
Applicable income taxes	$769,000	1,571
Income before extraordinary items	$1,927,000	1,667
Extraordinary gains, net	$0	21
Net income	$1,927,000	1,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$550,000	646
Cash dividends	$1,346,000	982
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,927,000	1,602
2004-03-31 (YTD Data)		Rank
Total interest income	$4,135,000	1,704
Total interest expense	$939,000	2,129
Net interest income	$3,196,000	1,566
Provision for loan and lease losses	$44,000	3,642
Total noninterest income	$1,442,000	943
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$973,000	446
Trading account gains and fees	$0	121
Additional Noninterest Income	$469,000	1,358
Total noninterest expense	$3,020,000	1,360
Salaries and employee benefits	$1,808,000	1,218
Premises and equipment expense	$410,000	1,431
Additional noninterest expense	$802,000	1,501
Pre-tax net operating income	$1,574,000	1,331
Securities gains (losses)	$0	2,934
Applicable income taxes	$498,000	1,294
Income before extraordinary items	$1,076,000	1,494
Extraordinary gains, net	$0	16
Net income	$1,076,000	1,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	1,799
Cash dividends	$473,000	1,293
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,076,000	1,408
2003-12-31 (YTD Data)		Rank
Total interest income	$16,108,000	1,766
Total interest expense	$3,390,000	2,571
Net interest income	$12,718,000	1,529
Provision for loan and lease losses	$1,246,000	951
Total noninterest income	$6,494,000	922
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$4,098,000	417
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,396,000	1,273
Total noninterest expense	$12,066,000	1,338
Salaries and employee benefits	$6,797,000	1,257
Premises and equipment expense	$1,612,000	1,410
Additional noninterest expense	$3,657,000	1,355
Pre-tax net operating income	$5,900,000	1,400
Securities gains (losses)	$-6,000	8,711
Applicable income taxes	$1,766,000	1,405
Income before extraordinary items	$4,128,000	1,519
Extraordinary gains, net	$0	54
Net income	$4,128,000	1,520
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,029,000	906
Cash dividends	$2,363,000	1,213
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,132,200	1,450
2003-09-30 (YTD Data)		Rank
Total interest income	$12,111,000	1,788
Total interest expense	$2,606,000	2,595
Net interest income	$9,505,000	1,539
Provision for loan and lease losses	$970,000	926
Total noninterest income	$4,865,000	950
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$3,012,000	429
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,853,000	1,310
Total noninterest expense	$8,914,000	1,367
Salaries and employee benefits	$5,043,000	1,290
Premises and equipment expense	$1,199,000	1,431
Additional noninterest expense	$2,672,000	1,380
Pre-tax net operating income	$4,486,000	1,434
Securities gains (losses)	$-6,000	8,888
Applicable income taxes	$1,310,000	1,488
Income before extraordinary items	$3,170,000	1,533
Extraordinary gains, net	$0	40
Net income	$3,170,000	1,532
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$569,000	1,060
Cash dividends	$1,418,000	1,339
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,174,260	1,463
2003-06-30 (YTD Data)		Rank
Total interest income	$8,133,000	1,787
Total interest expense	$1,811,000	2,584
Net interest income	$6,322,000	1,541
Provision for loan and lease losses	$824,000	747
Total noninterest income	$3,208,000	953
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$2,071,000	417
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,137,000	1,385
Total noninterest expense	$5,857,000	1,383
Salaries and employee benefits	$3,253,000	1,336
Premises and equipment expense	$790,000	1,451
Additional noninterest expense	$1,814,000	1,362
Pre-tax net operating income	$2,849,000	1,484
Securities gains (losses)	$-6,000	9,006
Applicable income taxes	$855,000	1,538
Income before extraordinary items	$1,988,000	1,631
Extraordinary gains, net	$0	30
Net income	$1,988,000	1,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$420,000	955
Cash dividends	$946,000	1,373
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,992,200	1,519
2003-03-31 (YTD Data)		Rank
Total interest income	$4,034,000	1,821
Total interest expense	$942,000	2,562
Net interest income	$3,092,000	1,578
Provision for loan and lease losses	$264,000	1,062
Total noninterest income	$1,537,000	952
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,055,000	395
Trading account gains and fees	$0	134
Additional Noninterest Income	$482,000	1,520
Total noninterest expense	$2,859,000	1,405
Salaries and employee benefits	$1,606,000	1,350
Premises and equipment expense	$384,000	1,506
Additional noninterest expense	$869,000	1,388
Pre-tax net operating income	$1,506,000	1,427
Securities gains (losses)	$0	2,891
Applicable income taxes	$446,000	1,507
Income before extraordinary items	$1,060,000	1,523
Extraordinary gains, net	$0	21
Net income	$1,060,000	1,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	1,051
Cash dividends	$473,000	1,283
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,060,000	1,431
2002-12-31 (YTD Data)		Rank
Total interest income	$17,909,000	1,718
Total interest expense	$4,781,000	2,334
Net interest income	$13,128,000	1,480
Provision for loan and lease losses	$1,410,000	998
Total noninterest income	$6,117,000	885
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$4,233,000	382
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,884,000	1,385
Total noninterest expense	$11,181,000	1,377
Salaries and employee benefits	$6,292,000	1,294
Premises and equipment expense	$1,523,000	1,449
Additional noninterest expense	$3,366,000	1,409
Pre-tax net operating income	$6,654,000	1,267
Securities gains (losses)	$-60,000	9,088
Applicable income taxes	$2,204,000	1,190
Income before extraordinary items	$4,390,000	1,416
Extraordinary gains, net	$0	70
Net income	$4,390,000	1,414
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,138,000	850
Cash dividends	$3,422,000	839
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,430,200	1,356
2001-12-31 (YTD Data)		Rank
Total interest income	$19,326,000	1,762
Total interest expense	$7,731,000	2,082
Net interest income	$11,595,000	1,534
Provision for loan and lease losses	$1,104,000	1,158
Total noninterest income	$5,327,000	939
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$3,807,000	395
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,520,000	1,504
Total noninterest expense	$10,117,000	1,453
Salaries and employee benefits	$5,574,000	1,341
Premises and equipment expense	$1,406,000	1,535
Additional noninterest expense	$3,137,000	1,488
Pre-tax net operating income	$5,701,000	1,295
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,788,000	1,293
Income before extraordinary items	$3,913,000	1,394
Extraordinary gains, net	$0	105
Net income	$3,913,000	1,394
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$961,000	968
Cash dividends	$2,364,000	1,144
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,913,000	1,335
2000-12-31 (YTD Data)		Rank
Total interest income	$18,882,000	1,848
Total interest expense	$7,454,000	2,278
Net interest income	$11,428,000	1,540
Provision for loan and lease losses	$739,000	1,358
Total noninterest income	$5,073,000	919
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$3,841,000	363
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,232,000	1,627
Total noninterest expense	$10,299,000	1,348
Salaries and employee benefits	$5,378,000	1,328
Premises and equipment expense	$1,555,000	1,317
Additional noninterest expense	$3,366,000	1,344
Pre-tax net operating income	$5,463,000	1,358
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,774,000	1,296
Income before extraordinary items	$3,689,000	1,438
Extraordinary gains, net	$0	38
Net income	$3,689,000	1,440
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$506,000	1,235
Cash dividends	$2,127,000	1,286
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,689,000	1,429
1999-12-31 (YTD Data)		Rank
Total interest income	$17,678,000	1,836
Total interest expense	$6,780,000	2,183
Net interest income	$10,898,000	1,590
Provision for loan and lease losses	$714,000	1,303
Total noninterest income	$4,587,000	1,000
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$3,421,000	406
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,166,000	1,683
Total noninterest expense	$9,826,000	1,413
Salaries and employee benefits	$4,954,000	1,395
Premises and equipment expense	$1,741,000	1,152
Additional noninterest expense	$3,131,000	1,467
Pre-tax net operating income	$4,945,000	1,522
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,520,000	1,583
Income before extraordinary items	$3,425,000	1,561
Extraordinary gains, net	$0	35
Net income	$3,425,000	1,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$597,000	1,054
Cash dividends	$2,128,000	1,290
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,425,000	1,530
1998-12-31 (YTD Data)		Rank
Total interest income	$17,924,000	1,808
Total interest expense	$7,613,000	2,008
Net interest income	$10,311,000	1,653
Provision for loan and lease losses	$912,000	1,049
Total noninterest income	$4,479,000	1,018
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$3,060,000	431
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,419,000	1,458
Total noninterest expense	$9,151,000	1,449
Salaries and employee benefits	$4,338,000	1,512
Premises and equipment expense	$1,685,000	1,140
Additional noninterest expense	$3,128,000	1,400
Pre-tax net operating income	$4,727,000	1,568
Securities gains (losses)	$-1,000	9,769
Applicable income taxes	$1,522,000	1,600
Income before extraordinary items	$3,204,000	1,644
Extraordinary gains, net	$0	32
Net income	$3,204,000	1,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$751,000	928
Cash dividends	$1,655,000	1,535
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,204,680	1,579
1997-12-31 (YTD Data)		Rank
Total interest income	$16,434,000	1,988
Total interest expense	$6,904,000	2,185
Net interest income	$9,530,000	1,831
Provision for loan and lease losses	$795,000	1,197
Total noninterest income	$3,798,000	1,113
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$2,658,000	504
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,140,000	1,614
Total noninterest expense	$8,190,000	1,610
Salaries and employee benefits	$3,738,000	1,745
Premises and equipment expense	$1,580,000	1,247
Additional noninterest expense	$2,872,000	1,497
Pre-tax net operating income	$4,343,000	1,755
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,258,000	1,986
Income before extraordinary items	$3,085,000	1,724
Extraordinary gains, net	$0	44
Net income	$3,085,000	1,725
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$719,000	1,005
Cash dividends	$1,300,000	1,780
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,085,000	1,691
1996-12-31 (YTD Data)		Rank
Total interest income	$15,837,000	2,126
Total interest expense	$6,919,000	2,236
Net interest income	$8,918,000	2,013
Provision for loan and lease losses	$878,000	1,126
Total noninterest income	$4,209,000	1,070
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$2,415,000	567
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,794,000	1,245
Total noninterest expense	$8,031,000	1,765
Salaries and employee benefits	$3,737,000	1,771
Premises and equipment expense	$1,380,000	1,470
Additional noninterest expense	$2,914,000	1,784
Pre-tax net operating income	$4,218,000	1,704
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$1,362,000	1,755
Income before extraordinary items	$2,858,000	1,732
Extraordinary gains, net	$0	53
Net income	$2,858,000	1,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$503,000	1,423
Cash dividends	$1,064,000	2,040
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,856,640	1,702
1995-12-31 (YTD Data)		Rank
Total interest income	$13,768,000	2,426
Total interest expense	$5,670,000	2,712
Net interest income	$8,098,000	2,224
Provision for loan and lease losses	$0	8,958
Total noninterest income	$2,958,000	1,373
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$2,094,000	654
Trading account gains and fees	$0	522
Additional Noninterest Income	$864,000	1,994
Total noninterest expense	$7,461,000	1,874
Salaries and employee benefits	$3,387,000	1,957
Premises and equipment expense	$993,000	2,029
Additional noninterest expense	$3,081,000	1,662
Pre-tax net operating income	$3,595,000	2,052
Securities gains (losses)	$-45,000	11,108
Applicable income taxes	$890,000	2,633
Income before extraordinary items	$2,660,000	1,885
Extraordinary gains, net	$0	65
Net income	$2,660,000	1,882
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$417,000	1,557
Cash dividends	$827,000	2,360
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,693,750	1,844
1994-12-31 (YTD Data)		Rank
Total interest income	$11,722,000	2,592
Total interest expense	$4,326,000	2,833
Net interest income	$7,396,000	2,444
Provision for loan and lease losses	$0	9,146
Total noninterest income	$2,551,000	1,540
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,970,000	690
Trading account gains and fees	$0	475
Additional Noninterest Income	$581,000	2,649
Total noninterest expense	$7,100,000	2,013
Salaries and employee benefits	$2,867,000	2,338
Premises and equipment expense	$780,000	2,585
Additional noninterest expense	$3,453,000	1,611
Pre-tax net operating income	$2,847,000	2,487
Securities gains (losses)	$0	3,600
Applicable income taxes	$760,000	2,906
Income before extraordinary items	$2,086,000	2,329
Extraordinary gains, net	$0	249
Net income	$2,086,000	2,326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,137
Cash dividends	$709,000	2,501
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,086,000	2,350
1993-12-31 (YTD Data)		Rank
Total interest income	$11,368,000	2,723
Total interest expense	$4,125,000	3,082
Net interest income	$7,243,000	2,475
Provision for loan and lease losses	$277,000	3,186
Total noninterest income	$2,020,000	1,966
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$1,772,000	755
Trading account gains and fees	$0	532
Additional Noninterest Income	$248,000	5,030
Total noninterest expense	$5,794,000	2,466
Salaries and employee benefits	$2,522,000	2,621
Premises and equipment expense	$763,000	2,675
Additional noninterest expense	$2,509,000	2,221
Pre-tax net operating income	$3,192,000	2,137
Securities gains (losses)	$64,000	3,088
Applicable income taxes	$1,035,000	2,173
Income before extraordinary items	$2,221,000	2,256
Extraordinary gains, net	$0	3,149
Net income	$2,221,000	2,336
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	3,141
Cash dividends	$433,000	3,463
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,177,480	2,158
1992-12-31 (YTD Data)		Rank
Total interest income	$11,664,000	3,013
Total interest expense	$4,702,000	3,491
Net interest income	$6,962,000	2,607
Provision for loan and lease losses	$194,000	5,305
Total noninterest income	$1,936,000	1,979
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$1,569,000	836
Trading account gains and fees	$0	504
Additional Noninterest Income	$367,000	3,908
Total noninterest expense	$5,213,000	2,753
Salaries and employee benefits	$2,234,000	2,900
Premises and equipment expense	$653,000	3,114
Additional noninterest expense	$2,326,000	2,462
Pre-tax net operating income	$3,491,000	1,768
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$934,000	2,233
Income before extraordinary items	$2,558,000	1,781
Extraordinary gains, net	$0	1,422
Net income	$2,558,000	1,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$680,000	2,016
Cash dividends	$315,000	3,887
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,557,270	1,641

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.