Home > National Penn Bank > Income and Expense

National Penn Bank, Income and Expense

2016-03-31 (YTD Data)Rank
Total interest income$75,183,000136
Total interest expense$7,346,000131
Net interest income$67,837,000138
Provision for loan and lease losses$03,656
Total noninterest income$22,839,000131
Gross Fiduciary activities income$4,420,00089
Service charges on deposit accounts$3,766,000117
Trading account gains and fees$0142
Additional Noninterest Income$14,653,000140
Total noninterest expense$55,209,000136
Salaries and employee benefits$30,950,000113
Premises and equipment expense$8,750,00095
Additional noninterest expense$15,509,000161
Pre-tax net operating income$35,467,000129
Securities gains (losses)$02,077
Applicable income taxes$9,438,000145
Income before extraordinary items$26,029,000115
Extraordinary gains, net$012
Net income$26,029,000115
Minority interest net income$062
Net income of bank and minority interests.$26,029,000115
Net charge-offs$1,476,000170
Cash dividends$43,000,00050
Sale, conversion, retirement of capital stock, net$0659
Net operating income$26,029,000116
2015-12-31 (YTD Data)Rank
Total interest income$303,972,000126
Total interest expense$26,838,000129
Net interest income$277,134,000125
Provision for loan and lease losses$500,0001,348
Total noninterest income$94,885,000132
Gross Fiduciary activities income$18,174,00088
Service charges on deposit accounts$16,590,000110
Trading account gains and fees$0159
Additional Noninterest Income$60,121,000141
Total noninterest expense$213,317,000136
Salaries and employee benefits$118,089,000113
Premises and equipment expense$33,981,00090
Additional noninterest expense$61,247,000164
Pre-tax net operating income$158,202,000110
Securities gains (losses)$03,216
Applicable income taxes$41,943,000123
Income before extraordinary items$116,259,000110
Extraordinary gains, net$023
Net income$116,259,000110
Minority interest net income$081
Net income of bank and minority interests.$116,259,000110
Net charge-offs$12,130,000100
Cash dividends$100,000,00079
Sale, conversion, retirement of capital stock, net$0804
Net operating income$116,259,000109
2015-09-30 (YTD Data)Rank
Total interest income$228,647,000129
Total interest expense$19,946,000128
Net interest income$208,701,000125
Provision for loan and lease losses$3,000,000240
Total noninterest income$71,398,000131
Gross Fiduciary activities income$13,671,00086
Service charges on deposit accounts$12,428,000113
Trading account gains and fees$0153
Additional Noninterest Income$45,299,000139
Total noninterest expense$161,392,000136
Salaries and employee benefits$89,689,000112
Premises and equipment expense$25,835,00090
Additional noninterest expense$45,868,000170
Pre-tax net operating income$115,707,000115
Securities gains (losses)$03,031
Applicable income taxes$30,362,000128
Income before extraordinary items$85,345,000111
Extraordinary gains, net$021
Net income$85,345,000111
Minority interest net income$078
Net income of bank and minority interests.$85,345,000111
Net charge-offs$10,527,00093
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$85,345,000110
2015-06-30 (YTD Data)Rank
Total interest income$152,243,000128
Total interest expense$13,197,000130
Net interest income$139,046,000125
Provision for loan and lease losses$2,000,000240
Total noninterest income$46,985,000134
Gross Fiduciary activities income$9,163,00087
Service charges on deposit accounts$8,155,000113
Trading account gains and fees$0157
Additional Noninterest Income$29,667,000141
Total noninterest expense$107,603,000133
Salaries and employee benefits$60,120,000111
Premises and equipment expense$17,651,00091
Additional noninterest expense$29,832,000176
Pre-tax net operating income$76,428,000119
Securities gains (losses)$02,636
Applicable income taxes$19,991,000133
Income before extraordinary items$56,437,000116
Extraordinary gains, net$022
Net income$56,437,000115
Minority interest net income$075
Net income of bank and minority interests.$56,437,000116
Net charge-offs$7,859,00090
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$56,437,000116
2015-03-31 (YTD Data)Rank
Total interest income$76,960,000129
Total interest expense$6,519,000129
Net interest income$70,441,000125
Provision for loan and lease losses$1,000,000221
Total noninterest income$22,915,000133
Gross Fiduciary activities income$4,434,00090
Service charges on deposit accounts$4,029,000112
Trading account gains and fees$0152
Additional Noninterest Income$14,452,000144
Total noninterest expense$54,101,000131
Salaries and employee benefits$29,998,000110
Premises and equipment expense$9,142,00090
Additional noninterest expense$14,961,000172
Pre-tax net operating income$38,255,000118
Securities gains (losses)$02,027
Applicable income taxes$10,093,000130
Income before extraordinary items$28,162,000114
Extraordinary gains, net$013
Net income$28,162,000114
Minority interest net income$064
Net income of bank and minority interests.$28,162,000114
Net charge-offs$1,946,000133
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$28,162,000114
2014-12-31 (YTD Data)Rank
Total interest income$286,963,000137
Total interest expense$27,187,000128
Net interest income$259,776,000132
Provision for loan and lease losses$5,751,000193
Total noninterest income$92,617,000125
Gross Fiduciary activities income$17,463,00087
Service charges on deposit accounts$14,469,000129
Trading account gains and fees$0180
Additional Noninterest Income$60,685,000126
Total noninterest expense$209,515,000133
Salaries and employee benefits$115,576,000110
Premises and equipment expense$31,944,000100
Additional noninterest expense$61,995,000166
Pre-tax net operating income$137,127,000128
Securities gains (losses)$21,0002,297
Applicable income taxes$35,277,000142
Income before extraordinary items$101,871,000121
Extraordinary gains, net$017
Net income$101,871,000121
Minority interest net income$084
Net income of bank and minority interests.$101,871,000121
Net charge-offs$11,443,000121
Cash dividends$92,000,00079
Sale, conversion, retirement of capital stock, net$0862
Net operating income$101,855,460120
2014-09-30 (YTD Data)Rank
Total interest income$211,125,000136
Total interest expense$20,740,000127
Net interest income$190,385,000134
Provision for loan and lease losses$2,251,000310
Total noninterest income$69,189,000126
Gross Fiduciary activities income$13,100,00087
Service charges on deposit accounts$10,745,000130
Trading account gains and fees$0174
Additional Noninterest Income$45,344,000124
Total noninterest expense$155,225,000134
Salaries and employee benefits$87,741,000113
Premises and equipment expense$23,690,000102
Additional noninterest expense$43,794,000169
Pre-tax net operating income$102,098,000124
Securities gains (losses)$8,0002,425
Applicable income taxes$26,119,000144
Income before extraordinary items$75,987,000122
Extraordinary gains, net$015
Net income$75,987,000122
Minority interest net income$081
Net income of bank and minority interests.$75,987,000122
Net charge-offs$9,691,000116
Cash dividends$57,000,00086
Sale, conversion, retirement of capital stock, net$0819
Net operating income$75,981,080122
2014-06-30 (YTD Data)Rank
Total interest income$140,224,000137
Total interest expense$14,364,000122
Net interest income$125,860,000135
Provision for loan and lease losses$1,251,000376
Total noninterest income$46,316,000125
Gross Fiduciary activities income$8,637,00086
Service charges on deposit accounts$6,918,000131
Trading account gains and fees$0172
Additional Noninterest Income$30,761,000119
Total noninterest expense$103,513,000134
Salaries and employee benefits$58,086,000114
Premises and equipment expense$15,921,000102
Additional noninterest expense$29,506,000173
Pre-tax net operating income$67,412,000124
Securities gains (losses)$8,0002,026
Applicable income taxes$17,226,000144
Income before extraordinary items$50,194,000116
Extraordinary gains, net$020
Net income$50,194,000116
Minority interest net income$080
Net income of bank and minority interests.$50,194,000116
Net charge-offs$7,770,000108
Cash dividends$30,000,00098
Sale, conversion, retirement of capital stock, net$0794
Net operating income$50,188,080118
2014-03-31 (YTD Data)Rank
Total interest income$69,915,000136
Total interest expense$7,316,000121
Net interest income$62,599,000136
Provision for loan and lease losses$1,251,000212
Total noninterest income$21,933,000124
Gross Fiduciary activities income$4,231,00088
Service charges on deposit accounts$3,384,000131
Trading account gains and fees$0147
Additional Noninterest Income$14,318,000118
Total noninterest expense$51,835,000132
Salaries and employee benefits$29,200,000112
Premises and equipment expense$8,212,000101
Additional noninterest expense$14,423,000171
Pre-tax net operating income$31,446,000131
Securities gains (losses)$8,0001,224
Applicable income taxes$7,825,000149
Income before extraordinary items$23,629,000123
Extraordinary gains, net$016
Net income$23,629,000123
Minority interest net income$066
Net income of bank and minority interests.$23,629,000123
Net charge-offs$4,366,00097
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$23,623,000122
2013-12-31 (YTD Data)Rank
Total interest income$287,403,000134
Total interest expense$33,127,000118
Net interest income$254,276,000134
Provision for loan and lease losses$5,250,000255
Total noninterest income$95,100,000128
Gross Fiduciary activities income$16,114,00089
Service charges on deposit accounts$15,235,000124
Trading account gains and fees$0184
Additional Noninterest Income$63,751,000125
Total noninterest expense$280,128,000107
Salaries and employee benefits$116,998,000112
Premises and equipment expense$30,442,000105
Additional noninterest expense$132,688,00099
Pre-tax net operating income$63,998,000191
Securities gains (losses)$03,182
Applicable income taxes$9,785,000275
Income before extraordinary items$54,213,000180
Extraordinary gains, net$029
Net income$54,213,000179
Minority interest net income$090
Net income of bank and minority interests.$54,213,000180
Net charge-offs$19,838,000108
Cash dividends$74,900,00092
Sale, conversion, retirement of capital stock, net$0924
Net operating income$54,213,000179
2013-09-30 (YTD Data)Rank
Total interest income$215,533,000133
Total interest expense$25,651,000117
Net interest income$189,882,000131
Provision for loan and lease losses$4,250,000244
Total noninterest income$72,471,000127
Gross Fiduciary activities income$11,885,00089
Service charges on deposit accounts$11,408,000124
Trading account gains and fees$0180
Additional Noninterest Income$49,178,000123
Total noninterest expense$222,604,000100
Salaries and employee benefits$93,822,000103
Premises and equipment expense$22,726,000104
Additional noninterest expense$106,056,00092
Pre-tax net operating income$35,499,000233
Securities gains (losses)$03,040
Applicable income taxes$2,892,000566
Income before extraordinary items$32,607,000212
Extraordinary gains, net$025
Net income$32,607,000211
Minority interest net income$084
Net income of bank and minority interests.$32,607,000212
Net charge-offs$14,442,000111
Cash dividends$29,900,000119
Sale, conversion, retirement of capital stock, net$0868
Net operating income$32,607,000206
2013-06-30 (YTD Data)Rank
Total interest income$144,257,000130
Total interest expense$17,802,000117
Net interest income$126,455,000130
Provision for loan and lease losses$3,000,000252
Total noninterest income$48,344,000129
Gross Fiduciary activities income$7,775,00088
Service charges on deposit accounts$7,513,000121
Trading account gains and fees$0157
Additional Noninterest Income$33,056,000128
Total noninterest expense$169,404,00084
Salaries and employee benefits$62,119,000105
Premises and equipment expense$15,001,000103
Additional noninterest expense$92,284,00078
Pre-tax net operating income$2,395,0001,484
Securities gains (losses)$02,791
Applicable income taxes$-5,589,0006,924
Income before extraordinary items$7,984,000424
Extraordinary gains, net$022
Net income$7,984,000425
Minority interest net income$082
Net income of bank and minority interests.$7,984,000426
Net charge-offs$9,422,000115
Cash dividends$29,900,00085
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,984,000415
2013-03-31 (YTD Data)Rank
Total interest income$72,372,000132
Total interest expense$9,505,000114
Net interest income$62,867,000132
Provision for loan and lease losses$1,500,000262
Total noninterest income$23,421,000132
Gross Fiduciary activities income$3,780,00088
Service charges on deposit accounts$3,770,000120
Trading account gains and fees$0148
Additional Noninterest Income$15,871,000133
Total noninterest expense$116,715,00069
Salaries and employee benefits$30,872,000105
Premises and equipment expense$7,490,000105
Additional noninterest expense$78,353,00049
Pre-tax net operating income$-31,927,0007,026
Securities gains (losses)$01,966
Applicable income taxes$-14,364,0007,017
Income before extraordinary items$-17,563,0007,015
Extraordinary gains, net$010
Net income$-17,563,0007,015
Minority interest net income$076
Net income of bank and minority interests.$-17,563,0007,015
Net charge-offs$5,291,000113
Cash dividends$29,900,00045
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-17,563,0007,015
2012-12-31 (YTD Data)Rank
Total interest income$315,866,000127
Total interest expense$55,395,000100
Net interest income$260,471,000129
Provision for loan and lease losses$8,000,000337
Total noninterest income$93,838,000130
Gross Fiduciary activities income$14,766,00085
Service charges on deposit accounts$15,863,000120
Trading account gains and fees$0166
Additional Noninterest Income$63,209,000137
Total noninterest expense$208,760,000128
Salaries and employee benefits$124,957,00095
Premises and equipment expense$28,819,000106
Additional noninterest expense$54,984,000183
Pre-tax net operating income$137,549,000112
Securities gains (losses)$03,810
Applicable income taxes$34,642,000131
Income before extraordinary items$102,907,000114
Extraordinary gains, net$029
Net income$102,907,000114
Minority interest net income$093
Net income of bank and minority interests.$102,907,000114
Net charge-offs$23,685,000160
Cash dividends$214,992,00043
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$102,907,000111
2012-09-30 (YTD Data)Rank
Total interest income$238,952,000125
Total interest expense$43,497,000101
Net interest income$195,455,000127
Provision for loan and lease losses$6,000,000349
Total noninterest income$69,279,000131
Gross Fiduciary activities income$10,782,00087
Service charges on deposit accounts$11,723,000120
Trading account gains and fees$0157
Additional Noninterest Income$46,774,000133
Total noninterest expense$156,852,000126
Salaries and employee benefits$94,169,00097
Premises and equipment expense$21,428,000107
Additional noninterest expense$41,255,000185
Pre-tax net operating income$101,882,000114
Securities gains (losses)$03,575
Applicable income taxes$25,464,000136
Income before extraordinary items$76,418,000115
Extraordinary gains, net$020
Net income$76,418,000115
Minority interest net income$086
Net income of bank and minority interests.$76,418,000115
Net charge-offs$19,098,000153
Cash dividends$139,992,00039
Sale, conversion, retirement of capital stock, net$0952
Net operating income$76,418,000111
2012-06-30 (YTD Data)Rank
Total interest income$160,849,000125
Total interest expense$30,566,000100
Net interest income$130,283,000128
Provision for loan and lease losses$4,000,000361
Total noninterest income$43,985,000133
Gross Fiduciary activities income$7,041,00089
Service charges on deposit accounts$7,576,000124
Trading account gains and fees$0153
Additional Noninterest Income$29,368,000141
Total noninterest expense$103,939,000125
Salaries and employee benefits$62,614,00096
Premises and equipment expense$14,202,000108
Additional noninterest expense$27,123,000180
Pre-tax net operating income$66,329,000115
Securities gains (losses)$03,178
Applicable income taxes$16,339,000135
Income before extraordinary items$49,990,000113
Extraordinary gains, net$019
Net income$49,990,000112
Minority interest net income$084
Net income of bank and minority interests.$49,990,000113
Net charge-offs$13,990,000147
Cash dividends$120,475,00031
Sale, conversion, retirement of capital stock, net$0928
Net operating income$49,990,000112
2012-03-31 (YTD Data)Rank
Total interest income$81,182,000124
Total interest expense$15,727,000100
Net interest income$65,455,000130
Provision for loan and lease losses$2,000,000348
Total noninterest income$22,609,000129
Gross Fiduciary activities income$3,520,00086
Service charges on deposit accounts$3,823,000121
Trading account gains and fees$0148
Additional Noninterest Income$15,266,000129
Total noninterest expense$52,057,000126
Salaries and employee benefits$31,380,00097
Premises and equipment expense$6,853,000112
Additional noninterest expense$13,824,000176
Pre-tax net operating income$34,007,000113
Securities gains (losses)$02,210
Applicable income taxes$8,414,000133
Income before extraordinary items$25,593,000112
Extraordinary gains, net$019
Net income$25,593,000113
Minority interest net income$078
Net income of bank and minority interests.$25,593,000113
Net charge-offs$7,188,000148
Cash dividends$100,000,00022
Sale, conversion, retirement of capital stock, net$0861
Net operating income$25,593,000110
2011-12-31 (YTD Data)Rank
Total interest income$345,775,000122
Total interest expense$77,752,00098
Net interest income$268,023,000124
Provision for loan and lease losses$15,205,000290
Total noninterest income$88,055,000132
Gross Fiduciary activities income$13,695,00078
Service charges on deposit accounts$18,769,000103
Trading account gains and fees$0146
Additional Noninterest Income$55,591,000138
Total noninterest expense$221,312,000117
Salaries and employee benefits$124,462,00090
Premises and equipment expense$28,933,000107
Additional noninterest expense$67,917,000151
Pre-tax net operating income$119,561,000114
Securities gains (losses)$2,687,000181
Applicable income taxes$28,326,000138
Income before extraordinary items$93,922,000107
Extraordinary gains, net$029
Net income$93,922,000108
Minority interest net income$096
Net income of bank and minority interests.$93,922,000108
Net charge-offs$37,894,000153
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$91,853,010107
2011-09-30 (YTD Data)Rank
Total interest income$262,344,000122
Total interest expense$60,622,00096
Net interest income$201,722,000125
Provision for loan and lease losses$13,000,000259
Total noninterest income$68,278,000128
Gross Fiduciary activities income$10,271,00078
Service charges on deposit accounts$14,161,000101
Trading account gains and fees$0145
Additional Noninterest Income$43,846,000128
Total noninterest expense$165,628,000117
Salaries and employee benefits$92,665,00090
Premises and equipment expense$21,281,000110
Additional noninterest expense$51,682,000147
Pre-tax net operating income$91,372,000116
Securities gains (losses)$1,022,000348
Applicable income taxes$21,349,000133
Income before extraordinary items$71,045,000108
Extraordinary gains, net$021
Net income$71,045,000109
Minority interest net income$087
Net income of bank and minority interests.$71,045,000109
Net charge-offs$31,733,000131
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$70,258,060106
2011-06-30 (YTD Data)Rank
Total interest income$176,630,000124
Total interest expense$41,378,00099
Net interest income$135,252,000127
Provision for loan and lease losses$13,000,000189
Total noninterest income$45,039,000130
Gross Fiduciary activities income$6,796,00080
Service charges on deposit accounts$9,281,000101
Trading account gains and fees$0153
Additional Noninterest Income$28,962,000135
Total noninterest expense$110,079,000119
Salaries and employee benefits$61,856,00092
Premises and equipment expense$14,059,000113
Additional noninterest expense$34,164,000150
Pre-tax net operating income$57,212,000119
Securities gains (losses)$02,914
Applicable income taxes$12,760,000139
Income before extraordinary items$44,452,000112
Extraordinary gains, net$015
Net income$44,452,000112
Minority interest net income$089
Net income of bank and minority interests.$44,452,000112
Net charge-offs$24,994,000133
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$44,452,000111
2011-03-31 (YTD Data)Rank
Total interest income$89,146,000125
Total interest expense$21,023,000101
Net interest income$68,123,000127
Provision for loan and lease losses$10,000,000136
Total noninterest income$22,462,000131
Gross Fiduciary activities income$3,340,00079
Service charges on deposit accounts$4,664,000101
Trading account gains and fees$0158
Additional Noninterest Income$14,458,000139
Total noninterest expense$56,456,000120
Salaries and employee benefits$31,449,00092
Premises and equipment expense$7,272,000110
Additional noninterest expense$17,735,000151
Pre-tax net operating income$24,129,000126
Securities gains (losses)$01,772
Applicable income taxes$4,782,000167
Income before extraordinary items$19,347,000125
Extraordinary gains, net$09
Net income$19,347,000125
Minority interest net income$086
Net income of bank and minority interests.$19,347,000125
Net charge-offs$16,988,000116
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$19,347,000122
2010-12-31 (YTD Data)Rank
Total interest income$380,207,000120
Total interest expense$105,665,00095
Net interest income$274,542,000115
Provision for loan and lease losses$93,129,000114
Total noninterest income$103,003,000120
Gross Fiduciary activities income$13,169,00078
Service charges on deposit accounts$21,497,00088
Trading account gains and fees$0175
Additional Noninterest Income$68,337,000124
Total noninterest expense$223,274,000125
Salaries and employee benefits$118,764,00094
Premises and equipment expense$29,452,000103
Additional noninterest expense$75,058,000150
Pre-tax net operating income$61,142,000148
Securities gains (losses)$-412,0007,399
Applicable income taxes$12,751,000184
Income before extraordinary items$47,979,000145
Extraordinary gains, net$029
Net income$47,979,000145
Minority interest net income$0111
Net income of bank and minority interests.$47,979,000145
Net charge-offs$86,720,000116
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$48,304,480140
2010-09-30 (YTD Data)Rank
Total interest income$287,746,000117
Total interest expense$82,069,00095
Net interest income$205,677,000114
Provision for loan and lease losses$75,204,000112
Total noninterest income$78,072,000120
Gross Fiduciary activities income$9,946,00076
Service charges on deposit accounts$16,150,00090
Trading account gains and fees$0165
Additional Noninterest Income$51,976,000119
Total noninterest expense$165,907,000126
Salaries and employee benefits$88,201,00092
Premises and equipment expense$21,921,000103
Additional noninterest expense$55,785,000147
Pre-tax net operating income$42,638,000157
Securities gains (losses)$-412,0007,580
Applicable income taxes$11,145,000160
Income before extraordinary items$31,081,000161
Extraordinary gains, net$023
Net income$31,081,000160
Minority interest net income$0110
Net income of bank and minority interests.$31,081,000162
Net charge-offs$66,861,000115
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$31,385,880154
2010-06-30 (YTD Data)Rank
Total interest income$193,221,000117
Total interest expense$56,011,00096
Net interest income$137,210,000114
Provision for loan and lease losses$56,087,000111
Total noninterest income$53,303,000123
Gross Fiduciary activities income$6,777,00077
Service charges on deposit accounts$10,752,00091
Trading account gains and fees$0152
Additional Noninterest Income$35,774,000119
Total noninterest expense$110,578,000127
Salaries and employee benefits$57,887,00096
Premises and equipment expense$14,844,000102
Additional noninterest expense$37,847,000147
Pre-tax net operating income$23,848,000158
Securities gains (losses)$-412,0007,676
Applicable income taxes$8,308,000142
Income before extraordinary items$15,128,000181
Extraordinary gains, net$019
Net income$15,128,000180
Minority interest net income$0105
Net income of bank and minority interests.$15,128,000181
Net charge-offs$48,631,000113
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$15,395,800170
2010-03-31 (YTD Data)Rank
Total interest income$96,899,000118
Total interest expense$28,964,00097
Net interest income$67,935,000115
Provision for loan and lease losses$32,100,000106
Total noninterest income$28,723,000117
Gross Fiduciary activities income$3,300,00078
Service charges on deposit accounts$5,326,00087
Trading account gains and fees$0175
Additional Noninterest Income$20,097,000112
Total noninterest expense$54,961,000123
Salaries and employee benefits$28,088,00097
Premises and equipment expense$7,810,00099
Additional noninterest expense$19,063,000142
Pre-tax net operating income$9,597,000173
Securities gains (losses)$-626,0007,847
Applicable income taxes$-993,0007,792
Income before extraordinary items$9,964,000149
Extraordinary gains, net$016
Net income$9,964,000150
Minority interest net income$091
Net income of bank and minority interests.$9,964,000151
Net charge-offs$24,467,000116
Cash dividends$13,0002,571
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$10,590,000132
2009-12-31 (YTD Data)Rank
Total interest income$412,165,000113
Total interest expense$157,874,00092
Net interest income$254,291,000116
Provision for loan and lease losses$148,810,000117
Total noninterest income$98,906,000135
Gross Fiduciary activities income$11,615,00084
Service charges on deposit accounts$24,168,00084
Trading account gains and fees$0211
Additional Noninterest Income$63,123,000137
Total noninterest expense$475,579,00070
Salaries and employee benefits$120,619,00089
Premises and equipment expense$31,217,00098
Additional noninterest expense$323,743,00059
Pre-tax net operating income$-271,192,0007,983
Securities gains (losses)$-102,995,0008,001
Applicable income taxes$-57,790,0007,972
Income before extraordinary items$-316,397,0007,984
Extraordinary gains, net$034
Net income$-316,397,0007,983
Minority interest net income$0115
Net income of bank and minority interests.$-316,397,0007,983
Net charge-offs$87,248,000133
Cash dividends$15,000,000131
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-228,851,2507,972
2009-09-30 (YTD Data)Rank
Total interest income$310,342,000117
Total interest expense$123,940,00095
Net interest income$186,402,000122
Provision for loan and lease losses$103,649,000127
Total noninterest income$77,808,000131
Gross Fiduciary activities income$8,619,00084
Service charges on deposit accounts$18,044,00085
Trading account gains and fees$0212
Additional Noninterest Income$51,145,000129
Total noninterest expense$163,861,000130
Salaries and employee benefits$90,995,00094
Premises and equipment expense$23,441,000101
Additional noninterest expense$49,425,000185
Pre-tax net operating income$-3,300,0007,339
Securities gains (losses)$-102,672,0008,088
Applicable income taxes$-48,999,0008,064
Income before extraordinary items$-56,973,0008,002
Extraordinary gains, net$027
Net income$-56,973,0008,001
Minority interest net income$0118
Net income of bank and minority interests.$-56,973,0008,001
Net charge-offs$62,209,000140
Cash dividends$15,000,000102
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,737,080289
2009-06-30 (YTD Data)Rank
Total interest income$207,221,000121
Total interest expense$86,518,00098
Net interest income$120,703,000131
Provision for loan and lease losses$52,649,000157
Total noninterest income$51,198,000129
Gross Fiduciary activities income$5,694,00086
Service charges on deposit accounts$11,830,00089
Trading account gains and fees$0193
Additional Noninterest Income$33,674,000127
Total noninterest expense$113,858,000132
Salaries and employee benefits$61,670,00095
Premises and equipment expense$15,528,000104
Additional noninterest expense$36,660,000172
Pre-tax net operating income$5,394,000407
Securities gains (losses)$-17,204,0008,165
Applicable income taxes$-12,137,0008,106
Income before extraordinary items$327,0003,820
Extraordinary gains, net$021
Net income$327,0003,819
Minority interest net income$0112
Net income of bank and minority interests.$327,0003,819
Net charge-offs$38,328,000149
Cash dividends$15,000,00071
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$11,337,560164
2009-03-31 (YTD Data)Rank
Total interest income$103,781,000123
Total interest expense$44,490,000102
Net interest income$59,291,000132
Provision for loan and lease losses$16,625,000178
Total noninterest income$24,582,000131
Gross Fiduciary activities income$2,787,00085
Service charges on deposit accounts$5,779,00088
Trading account gains and fees$0171
Additional Noninterest Income$16,016,000126
Total noninterest expense$54,550,000138
Salaries and employee benefits$30,757,00096
Premises and equipment expense$8,404,000102
Additional noninterest expense$15,389,000178
Pre-tax net operating income$12,698,000125
Securities gains (losses)$-10,069,0008,222
Applicable income taxes$-3,097,0008,130
Income before extraordinary items$5,726,000192
Extraordinary gains, net$015
Net income$5,726,000192
Minority interest net income$0102
Net income of bank and minority interests.$5,726,000193
Net charge-offs$14,344,000159
Cash dividends$15,000,00040
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$15,795,00091
2008-12-31 (YTD Data)Rank
Total interest income$456,680,000118
Total interest expense$200,842,000112
Net interest income$255,838,000122
Provision for loan and lease losses$30,832,000260
Total noninterest income$98,374,000123
Gross Fiduciary activities income$12,819,00088
Service charges on deposit accounts$25,091,00090
Trading account gains and fees$0154
Additional Noninterest Income$60,464,000129
Total noninterest expense$205,315,000142
Salaries and employee benefits$117,769,00099
Premises and equipment expense$31,503,000103
Additional noninterest expense$56,043,000206
Pre-tax net operating income$118,065,00080
Securities gains (losses)$-99,508,0008,278
Applicable income taxes$-7,429,0008,161
Income before extraordinary items$25,986,000165
Extraordinary gains, net$039
Net income$25,986,000165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,390,000197
Cash dividends$37,000,000109
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$125,494,00056
2008-09-30 (YTD Data)Rank
Total interest income$343,427,000124
Total interest expense$151,429,000117
Net interest income$191,998,000128
Provision for loan and lease losses$12,332,000349
Total noninterest income$74,755,000129
Gross Fiduciary activities income$9,909,00088
Service charges on deposit accounts$18,423,00094
Trading account gains and fees$0148
Additional Noninterest Income$46,423,000135
Total noninterest expense$150,031,000139
Salaries and employee benefits$88,276,000102
Premises and equipment expense$24,649,000106
Additional noninterest expense$37,106,000205
Pre-tax net operating income$104,390,00083
Securities gains (losses)$-20,000,0008,326
Applicable income taxes$18,664,000116
Income before extraordinary items$65,726,00092
Extraordinary gains, net$031
Net income$65,726,00091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,202,000274
Cash dividends$25,000,000122
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$81,326,00077
2008-06-30 (YTD Data)Rank
Total interest income$224,941,000129
Total interest expense$100,697,000125
Net interest income$124,244,000131
Provision for loan and lease losses$7,077,000340
Total noninterest income$49,025,000133
Gross Fiduciary activities income$6,537,00090
Service charges on deposit accounts$11,558,00097
Trading account gains and fees$0149
Additional Noninterest Income$30,930,000141
Total noninterest expense$98,212,000140
Salaries and employee benefits$57,726,000108
Premises and equipment expense$16,489,000103
Additional noninterest expense$23,997,000199
Pre-tax net operating income$67,980,00093
Securities gains (losses)$03,233
Applicable income taxes$17,168,000106
Income before extraordinary items$50,812,00087
Extraordinary gains, net$021
Net income$50,812,00086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,261,000256
Cash dividends$10,000,000179
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$50,812,00084
2008-03-31 (YTD Data)Rank
Total interest income$107,961,000138
Total interest expense$50,616,000132
Net interest income$57,345,000137
Provision for loan and lease losses$3,375,000283
Total noninterest income$23,055,000141
Gross Fiduciary activities income$2,999,00094
Service charges on deposit accounts$5,247,000106
Trading account gains and fees$0158
Additional Noninterest Income$14,809,000143
Total noninterest expense$46,640,000141
Salaries and employee benefits$27,831,000110
Premises and equipment expense$7,739,000111
Additional noninterest expense$11,070,000197
Pre-tax net operating income$30,385,000108
Securities gains (losses)$02,688
Applicable income taxes$7,407,000127
Income before extraordinary items$22,978,000104
Extraordinary gains, net$015
Net income$22,978,000104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,559,000255
Cash dividends$10,000,000109
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$22,978,000102
2007-12-31 (YTD Data)Rank
Total interest income$334,461,000167
Total interest expense$168,398,000165
Net interest income$166,063,000169
Provision for loan and lease losses$7,832,000296
Total noninterest income$65,656,000161
Gross Fiduciary activities income$7,993,000119
Service charges on deposit accounts$17,372,000124
Trading account gains and fees$0178
Additional Noninterest Income$40,291,000168
Total noninterest expense$138,425,000171
Salaries and employee benefits$84,372,000128
Premises and equipment expense$19,793,000149
Additional noninterest expense$34,260,000232
Pre-tax net operating income$85,462,000151
Securities gains (losses)$25,0001,030
Applicable income taxes$18,473,000211
Income before extraordinary items$67,014,000140
Extraordinary gains, net$039
Net income$67,014,000138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,241,000164
Cash dividends$39,000,000158
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$66,994,500141
2007-09-30 (YTD Data)Rank
Total interest income$248,100,000168
Total interest expense$125,139,000163
Net interest income$122,961,000169
Provision for loan and lease losses$4,032,000304
Total noninterest income$49,737,000161
Gross Fiduciary activities income$5,857,000118
Service charges on deposit accounts$12,873,000125
Trading account gains and fees$0184
Additional Noninterest Income$31,007,000163
Total noninterest expense$101,665,000169
Salaries and employee benefits$62,037,000132
Premises and equipment expense$14,782,000147
Additional noninterest expense$24,846,000226
Pre-tax net operating income$67,001,000163
Securities gains (losses)$01,655
Applicable income taxes$15,495,000205
Income before extraordinary items$51,506,000153
Extraordinary gains, net$033
Net income$51,506,000151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,044,000166
Cash dividends$26,000,000165
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$51,506,000148
2007-06-30 (YTD Data)Rank
Total interest income$162,503,000183
Total interest expense$81,276,000176
Net interest income$81,227,000186
Provision for loan and lease losses$2,612,000263
Total noninterest income$33,586,000171
Gross Fiduciary activities income$3,871,000126
Service charges on deposit accounts$8,412,000130
Trading account gains and fees$0168
Additional Noninterest Income$21,303,000173
Total noninterest expense$67,644,000180
Salaries and employee benefits$41,056,000144
Premises and equipment expense$9,919,000158
Additional noninterest expense$16,669,000238
Pre-tax net operating income$44,557,000174
Securities gains (losses)$01,444
Applicable income taxes$10,244,000224
Income before extraordinary items$34,313,000168
Extraordinary gains, net$029
Net income$34,313,000168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,914,000174
Cash dividends$16,000,000193
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$34,313,000165
2007-03-31 (YTD Data)Rank
Total interest income$79,974,000184
Total interest expense$39,677,000180
Net interest income$40,297,000183
Provision for loan and lease losses$1,075,000281
Total noninterest income$16,505,000169
Gross Fiduciary activities income$1,855,000127
Service charges on deposit accounts$4,098,000132
Trading account gains and fees$0195
Additional Noninterest Income$10,552,000168
Total noninterest expense$33,667,000178
Salaries and employee benefits$20,499,000144
Premises and equipment expense$5,068,000153
Additional noninterest expense$8,100,000236
Pre-tax net operating income$22,060,000169
Securities gains (losses)$01,187
Applicable income taxes$5,147,000228
Income before extraordinary items$16,913,000158
Extraordinary gains, net$022
Net income$16,913,000158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,610,000180
Cash dividends$8,000,000171
Sale, conversion, retirement of capital stock, net$0885
Net operating income$16,913,000155
2006-12-31 (YTD Data)Rank
Total interest income$300,627,000174
Total interest expense$137,889,000180
Net interest income$162,738,000180
Provision for loan and lease losses$2,541,000451
Total noninterest income$63,007,000170
Gross Fiduciary activities income$7,244,000122
Service charges on deposit accounts$17,400,000118
Trading account gains and fees$0130
Additional Noninterest Income$38,363,000171
Total noninterest expense$132,510,000171
Salaries and employee benefits$82,090,000136
Premises and equipment expense$17,778,000161
Additional noninterest expense$32,642,000230
Pre-tax net operating income$90,694,000172
Securities gains (losses)$36,000759
Applicable income taxes$22,601,000214
Income before extraordinary items$68,129,000168
Extraordinary gains, net$051
Net income$68,129,000169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,194,000264
Cash dividends$36,500,000167
Sale, conversion, retirement of capital stock, net$881,000516
Net operating income$68,102,000165
2006-09-30 (YTD Data)Rank
Total interest income$221,586,000186
Total interest expense$98,765,000190
Net interest income$122,821,000190
Provision for loan and lease losses$1,701,000470
Total noninterest income$46,345,000187
Gross Fiduciary activities income$5,325,000130
Service charges on deposit accounts$12,979,000122
Trading account gains and fees$0126
Additional Noninterest Income$28,041,000190
Total noninterest expense$97,795,000184
Salaries and employee benefits$61,480,000146
Premises and equipment expense$13,115,000171
Additional noninterest expense$23,200,000245
Pre-tax net operating income$69,670,000183
Securities gains (losses)$36,000628
Applicable income taxes$17,880,000221
Income before extraordinary items$51,826,000179
Extraordinary gains, net$045
Net income$51,826,000179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,423,000352
Cash dividends$28,500,000157
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$51,799,360178
2006-06-30 (YTD Data)Rank
Total interest income$143,862,000190
Total interest expense$61,873,000193
Net interest income$81,989,000193
Provision for loan and lease losses$1,140,000452
Total noninterest income$30,043,000190
Gross Fiduciary activities income$3,582,000134
Service charges on deposit accounts$8,361,000128
Trading account gains and fees$0126
Additional Noninterest Income$18,100,000194
Total noninterest expense$65,478,000191
Salaries and employee benefits$41,267,000147
Premises and equipment expense$8,715,000177
Additional noninterest expense$15,496,000250
Pre-tax net operating income$45,414,000194
Securities gains (losses)$116,000332
Applicable income taxes$11,797,000233
Income before extraordinary items$33,733,000180
Extraordinary gains, net$039
Net income$33,733,000180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,050,000327
Cash dividends$18,500,000157
Sale, conversion, retirement of capital stock, net$0887
Net operating income$33,647,160180
2006-03-31 (YTD Data)Rank
Total interest income$68,911,000192
Total interest expense$28,242,000198
Net interest income$40,669,000190
Provision for loan and lease losses$680,000362
Total noninterest income$13,879,000199
Gross Fiduciary activities income$1,722,000135
Service charges on deposit accounts$4,027,000128
Trading account gains and fees$0115
Additional Noninterest Income$8,130,000210
Total noninterest expense$33,150,000191
Salaries and employee benefits$21,080,000145
Premises and equipment expense$4,313,000178
Additional noninterest expense$7,757,000252
Pre-tax net operating income$20,718,000200
Securities gains (losses)$51,000346
Applicable income taxes$5,103,000249
Income before extraordinary items$15,666,000190
Extraordinary gains, net$021
Net income$15,666,000190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$634,000278
Cash dividends$9,000,000145
Sale, conversion, retirement of capital stock, net$0648
Net operating income$15,627,750187
2005-12-31 (YTD Data)Rank
Total interest income$240,295,000191
Total interest expense$85,029,000195
Net interest income$155,266,000191
Provision for loan and lease losses$3,200,000341
Total noninterest income$54,903,000206
Gross Fiduciary activities income$6,712,000131
Service charges on deposit accounts$16,145,000129
Trading account gains and fees$0138
Additional Noninterest Income$32,046,000215
Total noninterest expense$122,857,000192
Salaries and employee benefits$74,742,000151
Premises and equipment expense$17,647,000166
Additional noninterest expense$30,468,000258
Pre-tax net operating income$84,112,000199
Securities gains (losses)$-190,0008,574
Applicable income taxes$21,322,000225
Income before extraordinary items$62,600,000187
Extraordinary gains, net$046
Net income$62,600,000187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,726,000221
Cash dividends$32,500,000175
Sale, conversion, retirement of capital stock, net$0934
Net operating income$62,742,500184
2005-09-30 (YTD Data)Rank
Total interest income$177,433,000189
Total interest expense$60,821,000195
Net interest income$116,612,000193
Provision for loan and lease losses$2,450,000320
Total noninterest income$41,524,000212
Gross Fiduciary activities income$5,006,000130
Service charges on deposit accounts$12,065,000129
Trading account gains and fees$0126
Additional Noninterest Income$24,453,000215
Total noninterest expense$93,534,000187
Salaries and employee benefits$55,252,000157
Premises and equipment expense$13,007,000169
Additional noninterest expense$25,275,000247
Pre-tax net operating income$62,152,000203
Securities gains (losses)$45,000917
Applicable income taxes$16,243,000236
Income before extraordinary items$45,954,000198
Extraordinary gains, net$035
Net income$45,954,000198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,786,000211
Cash dividends$24,000,000171
Sale, conversion, retirement of capital stock, net$0769
Net operating income$45,920,700193
2005-06-30 (YTD Data)Rank
Total interest income$115,705,000191
Total interest expense$38,172,000194
Net interest income$77,533,000195
Provision for loan and lease losses$1,700,000300
Total noninterest income$27,731,000202
Gross Fiduciary activities income$3,333,000130
Service charges on deposit accounts$7,866,000125
Trading account gains and fees$0116
Additional Noninterest Income$16,532,000214
Total noninterest expense$62,186,000185
Salaries and employee benefits$36,688,000154
Premises and equipment expense$8,605,000169
Additional noninterest expense$16,893,000244
Pre-tax net operating income$41,378,000199
Securities gains (losses)$45,000821
Applicable income taxes$11,204,000226
Income before extraordinary items$30,219,000195
Extraordinary gains, net$030
Net income$30,219,000195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,255,000166
Cash dividends$16,000,000149
Sale, conversion, retirement of capital stock, net$0643
Net operating income$30,186,150190
2005-03-31 (YTD Data)Rank
Total interest income$56,341,000193
Total interest expense$17,859,000197
Net interest income$38,482,000196
Provision for loan and lease losses$750,000326
Total noninterest income$12,207,000218
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$3,791,000128
Trading account gains and fees$0115
Additional Noninterest Income$8,416,000211
Total noninterest expense$29,737,000197
Salaries and employee benefits$18,469,000157
Premises and equipment expense$4,307,000174
Additional noninterest expense$6,961,000255
Pre-tax net operating income$20,202,000202
Securities gains (losses)$-42,0008,759
Applicable income taxes$5,517,000228
Income before extraordinary items$14,643,000198
Extraordinary gains, net$024
Net income$14,643,000198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$755,000267
Cash dividends$8,500,000128
Sale, conversion, retirement of capital stock, net$0491
Net operating income$14,673,660194
2004-12-31 (YTD Data)Rank
Total interest income$196,381,000202
Total interest expense$53,229,000207
Net interest income$143,152,000199
Provision for loan and lease losses$4,800,000259
Total noninterest income$39,526,000252
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$15,230,000136
Trading account gains and fees$0138
Additional Noninterest Income$24,296,000254
Total noninterest expense$112,726,000206
Salaries and employee benefits$64,158,000168
Premises and equipment expense$15,954,000184
Additional noninterest expense$32,614,000247
Pre-tax net operating income$65,152,000218
Securities gains (losses)$-196,0008,793
Applicable income taxes$15,719,000272
Income before extraordinary items$49,237,000207
Extraordinary gains, net$034
Net income$49,237,000208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,639,000381
Cash dividends$25,838,000186
Sale, conversion, retirement of capital stock, net$0872
Net operating income$49,385,960200
2004-09-30 (YTD Data)Rank
Total interest income$141,732,000205
Total interest expense$37,383,000211
Net interest income$104,349,000206
Provision for loan and lease losses$4,188,000236
Total noninterest income$29,449,000261
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$11,087,000143
Trading account gains and fees$0134
Additional Noninterest Income$18,362,000258
Total noninterest expense$78,217,000218
Salaries and employee benefits$47,888,000170
Premises and equipment expense$11,593,000189
Additional noninterest expense$18,736,000286
Pre-tax net operating income$51,393,000209
Securities gains (losses)$-196,0008,935
Applicable income taxes$12,705,000261
Income before extraordinary items$38,492,000197
Extraordinary gains, net$026
Net income$38,492,000198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,226,000326
Cash dividends$17,332,000190
Sale, conversion, retirement of capital stock, net$0738
Net operating income$38,639,000192
2004-06-30 (YTD Data)Rank
Total interest income$89,163,000211
Total interest expense$23,313,000216
Net interest income$65,850,000208
Provision for loan and lease losses$2,963,000228
Total noninterest income$19,027,000262
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$7,003,000145
Trading account gains and fees$0130
Additional Noninterest Income$12,024,000261
Total noninterest expense$49,435,000220
Salaries and employee benefits$30,260,000174
Premises and equipment expense$7,392,000192
Additional noninterest expense$11,783,000293
Pre-tax net operating income$32,479,000219
Securities gains (losses)$-196,0009,004
Applicable income taxes$8,042,000270
Income before extraordinary items$24,241,000212
Extraordinary gains, net$021
Net income$24,241,000213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$982,000434
Cash dividends$8,812,000216
Sale, conversion, retirement of capital stock, net$0638
Net operating income$24,388,000206
2004-03-31 (YTD Data)Rank
Total interest income$43,572,000214
Total interest expense$11,391,000224
Net interest income$32,181,000208
Provision for loan and lease losses$1,763,000209
Total noninterest income$9,389,000259
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,415,000146
Trading account gains and fees$0121
Additional Noninterest Income$5,974,000256
Total noninterest expense$24,373,000226
Salaries and employee benefits$13,957,000188
Premises and equipment expense$3,827,000191
Additional noninterest expense$6,589,000266
Pre-tax net operating income$15,434,000222
Securities gains (losses)$-196,0009,085
Applicable income taxes$3,712,000283
Income before extraordinary items$11,526,000211
Extraordinary gains, net$016
Net income$11,526,000212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$874,000300
Cash dividends$8,812,000128
Sale, conversion, retirement of capital stock, net$0464
Net operating income$11,674,960203
2003-12-31 (YTD Data)Rank
Total interest income$164,421,000225
Total interest expense$46,023,000235
Net interest income$118,398,000214
Provision for loan and lease losses$9,370,000208
Total noninterest income$34,810,000275
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$12,099,000161
Trading account gains and fees$0160
Additional Noninterest Income$22,711,000276
Total noninterest expense$98,567,000221
Salaries and employee benefits$52,963,000188
Premises and equipment expense$13,650,000204
Additional noninterest expense$31,954,000253
Pre-tax net operating income$45,271,000263
Securities gains (losses)$-369,0009,119
Applicable income taxes$8,799,000405
Income before extraordinary items$36,103,000249
Extraordinary gains, net$054
Net income$36,103,000251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,847,000227
Cash dividends$33,234,000162
Sale, conversion, retirement of capital stock, net$0868
Net operating income$36,398,200230
2003-09-30 (YTD Data)Rank
Total interest income$121,182,000230
Total interest expense$34,917,000247
Net interest income$86,265,000220
Provision for loan and lease losses$6,895,000218
Total noninterest income$24,410,000299
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$8,850,000173
Trading account gains and fees$0153
Additional Noninterest Income$15,560,000304
Total noninterest expense$72,459,000222
Salaries and employee benefits$37,798,000198
Premises and equipment expense$9,876,000214
Additional noninterest expense$24,785,000248
Pre-tax net operating income$31,321,000286
Securities gains (losses)$-369,0009,186
Applicable income taxes$6,142,000430
Income before extraordinary items$24,810,000273
Extraordinary gains, net$040
Net income$24,810,000273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,407,000219
Cash dividends$25,261,000160
Sale, conversion, retirement of capital stock, net$0722
Net operating income$25,105,200249
2003-06-30 (YTD Data)Rank
Total interest income$80,783,000233
Total interest expense$23,597,000250
Net interest income$57,186,000224
Provision for loan and lease losses$4,610,000222
Total noninterest income$16,521,000297
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$5,710,000177
Trading account gains and fees$0150
Additional Noninterest Income$10,811,000297
Total noninterest expense$42,836,000248
Salaries and employee benefits$24,484,000201
Premises and equipment expense$6,719,000211
Additional noninterest expense$11,633,000308
Pre-tax net operating income$26,261,000245
Securities gains (losses)$03,782
Applicable income taxes$6,049,000342
Income before extraordinary items$20,212,000241
Extraordinary gains, net$030
Net income$20,212,000241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,579,000227
Cash dividends$19,918,000136
Sale, conversion, retirement of capital stock, net$0589
Net operating income$20,212,000221
2003-03-31 (YTD Data)Rank
Total interest income$39,427,000237
Total interest expense$11,638,000257
Net interest income$27,789,000232
Provision for loan and lease losses$2,255,000227
Total noninterest income$7,683,000316
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,786,000183
Trading account gains and fees$0134
Additional Noninterest Income$4,897,000319
Total noninterest expense$20,158,000256
Salaries and employee benefits$11,715,000209
Premises and equipment expense$3,149,000232
Additional noninterest expense$5,295,000325
Pre-tax net operating income$13,059,000250
Securities gains (losses)$02,891
Applicable income taxes$3,125,000338
Income before extraordinary items$9,934,000245
Extraordinary gains, net$021
Net income$9,934,000245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,070,000207
Cash dividends$11,607,000118
Sale, conversion, retirement of capital stock, net$0419
Net operating income$9,934,000225
2002-12-31 (YTD Data)Rank
Total interest income$160,509,000243
Total interest expense$56,021,000255
Net interest income$104,488,000243
Provision for loan and lease losses$13,585,000206
Total noninterest income$30,207,000305
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$10,841,000180
Trading account gains and fees$0153
Additional Noninterest Income$19,366,000305
Total noninterest expense$75,028,000268
Salaries and employee benefits$41,881,000219
Premises and equipment expense$12,031,000232
Additional noninterest expense$21,116,000335
Pre-tax net operating income$46,082,000260
Securities gains (losses)$357,000804
Applicable income taxes$10,026,000356
Income before extraordinary items$36,413,000245
Extraordinary gains, net$070
Net income$36,413,000245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,457,000178
Cash dividends$30,661,000183
Sale, conversion, retirement of capital stock, net$0862
Net operating income$36,134,540233
2001-12-31 (YTD Data)Rank
Total interest income$177,627,000260
Total interest expense$85,988,000249
Net interest income$91,639,000261
Provision for loan and lease losses$8,450,000260
Total noninterest income$25,977,000326
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$9,088,000194
Trading account gains and fees$0177
Additional Noninterest Income$16,889,000320
Total noninterest expense$69,959,000277
Salaries and employee benefits$38,530,000216
Premises and equipment expense$10,786,000245
Additional noninterest expense$20,643,000348
Pre-tax net operating income$39,207,000261
Securities gains (losses)$31,0002,791
Applicable income taxes$7,837,000395
Income before extraordinary items$31,401,000247
Extraordinary gains, net$0105
Net income$31,401,000246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,726,000281
Cash dividends$23,516,000208
Sale, conversion, retirement of capital stock, net$0922
Net operating income$31,376,200236
2000-12-31 (YTD Data)Rank
Total interest income$177,858,000275
Total interest expense$94,075,000267
Net interest income$83,783,000278
Provision for loan and lease losses$5,585,000297
Total noninterest income$20,373,000369
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$6,311,000238
Trading account gains and fees$0180
Additional Noninterest Income$14,062,000359
Total noninterest expense$64,478,000280
Salaries and employee benefits$36,037,000223
Premises and equipment expense$10,263,000251
Additional noninterest expense$18,178,000380
Pre-tax net operating income$34,093,000302
Securities gains (losses)$-21,0008,768
Applicable income taxes$5,822,000495
Income before extraordinary items$28,250,000265
Extraordinary gains, net$038
Net income$28,250,000265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,936,000316
Cash dividends$16,341,000276
Sale, conversion, retirement of capital stock, net$0969
Net operating income$28,267,430262
1999-12-31 (YTD Data)Rank
Total interest income$161,540,000274
Total interest expense$79,363,000267
Net interest income$82,177,000274
Provision for loan and lease losses$5,960,000267
Total noninterest income$15,549,000469
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,757,000266
Trading account gains and fees$-49,0004,524
Additional Noninterest Income$9,841,000452
Total noninterest expense$60,229,000313
Salaries and employee benefits$33,150,000242
Premises and equipment expense$9,877,000254
Additional noninterest expense$17,202,000408
Pre-tax net operating income$31,537,000347
Securities gains (losses)$-70,0009,881
Applicable income taxes$6,076,000528
Income before extraordinary items$25,391,000307
Extraordinary gains, net$035
Net income$25,391,000307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,656,000388
Cash dividends$14,462,000311
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$25,447,700299
1998-12-31 (YTD Data)Rank
Total interest income$130,453,000315
Total interest expense$64,206,000321
Net interest income$66,247,000322
Provision for loan and lease losses$5,100,000309
Total noninterest income$11,845,000539
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$4,325,000306
Trading account gains and fees$739,000103
Additional Noninterest Income$6,781,000540
Total noninterest expense$48,195,000360
Salaries and employee benefits$25,923,000297
Premises and equipment expense$7,494,000307
Additional noninterest expense$14,778,000437
Pre-tax net operating income$24,797,000368
Securities gains (losses)$422,000621
Applicable income taxes$5,068,000574
Income before extraordinary items$20,151,000329
Extraordinary gains, net$032
Net income$20,151,000330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,875,000388
Cash dividends$7,324,000491
Sale, conversion, retirement of capital stock, net$637,000529
Net operating income$19,813,400321
1997-12-31 (YTD Data)Rank
Total interest income$118,554,000350
Total interest expense$53,352,000370
Net interest income$65,202,000323
Provision for loan and lease losses$4,575,000338
Total noninterest income$7,298,000713
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$4,060,000334
Trading account gains and fees$0239
Additional Noninterest Income$3,238,000805
Total noninterest expense$43,779,000376
Salaries and employee benefits$24,452,000296
Premises and equipment expense$7,122,000325
Additional noninterest expense$12,205,000493
Pre-tax net operating income$24,146,000392
Securities gains (losses)$526,000415
Applicable income taxes$6,945,000480
Income before extraordinary items$17,727,000379
Extraordinary gains, net$044
Net income$17,727,000380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,199,000475
Cash dividends$8,640,000408
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$17,348,280367
1996-12-31 (YTD Data)Rank
Total interest income$106,416,000406
Total interest expense$46,268,000449
Net interest income$60,148,000381
Provision for loan and lease losses$3,900,000394
Total noninterest income$5,760,000866
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$3,465,000428
Trading account gains and fees$0262
Additional Noninterest Income$2,295,0001,055
Total noninterest expense$38,964,000467
Salaries and employee benefits$20,811,000368
Premises and equipment expense$6,502,000384
Additional noninterest expense$11,651,000593
Pre-tax net operating income$23,044,000420
Securities gains (losses)$149,000802
Applicable income taxes$7,263,000448
Income before extraordinary items$15,930,000407
Extraordinary gains, net$053
Net income$15,930,000408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,520,000684
Cash dividends$7,276,000530
Sale, conversion, retirement of capital stock, net$46,000734
Net operating income$15,827,190408
1995-12-31 (YTD Data)Rank
Total interest income$98,838,000457
Total interest expense$43,967,000491
Net interest income$54,871,000423
Provision for loan and lease losses$3,200,000420
Total noninterest income$4,670,0001,003
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,748,000530
Trading account gains and fees$0522
Additional Noninterest Income$1,922,0001,157
Total noninterest expense$35,251,000506
Salaries and employee benefits$19,048,000415
Premises and equipment expense$5,735,000439
Additional noninterest expense$10,468,000654
Pre-tax net operating income$21,090,000466
Securities gains (losses)$103,000949
Applicable income taxes$6,498,000515
Income before extraordinary items$14,695,000445
Extraordinary gains, net$065
Net income$14,695,000445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,144,000546
Cash dividends$6,438,000526
Sale, conversion, retirement of capital stock, net$0809
Net operating income$14,623,930443
1994-12-31 (YTD Data)Rank
Total interest income$84,137,000465
Total interest expense$28,875,000542
Net interest income$55,262,000411
Provision for loan and lease losses$3,200,000408
Total noninterest income$4,856,000944
Gross Fiduciary activities income$676,000640
Service charges on deposit accounts$2,561,000547
Trading account gains and fees$0475
Additional Noninterest Income$1,619,0001,307
Total noninterest expense$36,197,000499
Salaries and employee benefits$18,431,000423
Premises and equipment expense$5,421,000454
Additional noninterest expense$12,345,000596
Pre-tax net operating income$20,721,000449
Securities gains (losses)$-7,0009,611
Applicable income taxes$6,135,000491
Income before extraordinary items$14,579,000420
Extraordinary gains, net$0249
Net income$14,579,000419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,799,000600
Cash dividends$8,691,000383
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$14,583,900429
1993-12-31 (YTD Data)Rank
Total interest income$71,159,000518
Total interest expense$23,908,000619
Net interest income$47,251,000455
Provision for loan and lease losses$5,145,000427
Total noninterest income$5,373,000932
Gross Fiduciary activities income$1,250,000492
Service charges on deposit accounts$2,075,000665
Trading account gains and fees$0532
Additional Noninterest Income$2,048,0001,237
Total noninterest expense$29,023,000636
Salaries and employee benefits$14,294,000527
Premises and equipment expense$3,491,000673
Additional noninterest expense$11,238,000698
Pre-tax net operating income$18,456,000435
Securities gains (losses)$07,477
Applicable income taxes$5,808,000479
Income before extraordinary items$12,648,000440
Extraordinary gains, net$500,000465
Net income$13,148,000442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,944,000740
Cash dividends$8,610,000319
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$12,648,000420
1992-12-31 (YTD Data)Rank
Total interest income$68,943,000593
Total interest expense$26,721,000716
Net interest income$42,222,000508
Provision for loan and lease losses$6,225,000523
Total noninterest income$4,915,000994
Gross Fiduciary activities income$1,098,000529
Service charges on deposit accounts$1,640,000800
Trading account gains and fees$0504
Additional Noninterest Income$2,177,0001,172
Total noninterest expense$24,302,000724
Salaries and employee benefits$12,340,000592
Premises and equipment expense$2,704,000882
Additional noninterest expense$9,258,000824
Pre-tax net operating income$16,610,000404
Securities gains (losses)$-27,00013,553
Applicable income taxes$5,431,000447
Income before extraordinary items$11,152,000445
Extraordinary gains, net$01,422
Net income$11,152,000449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,370,000581
Cash dividends$4,428,000422
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$11,170,090404

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.