Home > National Bank of Commerce > Income and Expense

National Bank of Commerce, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$65,779,000748
Total interest expense$19,044,000804
Net interest income$46,735,000712
Provision for loan and lease losses$523,0001,252
Total noninterest income$5,246,0001,157
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,386,000775
Trading account gains and feesNANA
Additional Noninterest Income$3,860,0001,055
Total noninterest expense$29,863,000896
Salaries and employee benefits$19,659,000772
Premises and equipment expense$2,367,0001,045
Additional noninterest expense$3,860,0001,055
Pre-tax net operating income$21,595,000641
Securities gains (losses)$-1,645,0004,370
Applicable income taxes$1,268,0001,282
Income before extraordinary items$18,682,000606
Extraordinary gains, net$054
Net income$18,682,000616
Minority interest net income$088
Net income of bank and minority interests.$18,682,000609
Net charge-offs$33,0001,979
Cash dividends$13,000,000408
Sale, conversion, retirement of capital stock, net$0540
Net operating income$20,228,300596
2023-09-30 (YTD Data)Rank
Total interest income$47,684,000755
Total interest expense$12,857,000813
Net interest income$34,827,000717
Provision for loan and lease losses$529,000970
Total noninterest income$4,231,0001,110
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,034,000780
Trading account gains and feesNANA
Additional Noninterest Income$3,197,000991
Total noninterest expense$21,923,000914
Salaries and employee benefits$14,380,000802
Premises and equipment expense$1,830,0001,021
Additional noninterest expense$3,197,000991
Pre-tax net operating income$16,606,000651
Securities gains (losses)$-1,208,0004,466
Applicable income taxes$964,0001,311
Income before extraordinary items$14,434,000618
Extraordinary gains, net$052
Net income$14,434,000622
Minority interest net income$081
Net income of bank and minority interests.$14,434,000618
Net charge-offs$-19,0003,984
Cash dividends$9,750,000383
Sale, conversion, retirement of capital stock, net$0507
Net operating income$15,569,520588
2023-06-30 (YTD Data)Rank
Total interest income$30,108,000765
Total interest expense$7,529,000828
Net interest income$22,579,000733
Provision for loan and lease losses$529,000755
Total noninterest income$3,075,000985
Gross Fiduciary activities income$0931
Service charges on deposit accounts$665,000791
Trading account gains and feesNANA
Additional Noninterest Income$2,410,000851
Total noninterest expense$14,530,000903
Salaries and employee benefits$9,561,000795
Premises and equipment expense$1,247,000999
Additional noninterest expense$2,410,000850
Pre-tax net operating income$10,595,000668
Securities gains (losses)$-1,341,0004,547
Applicable income taxes$628,0001,332
Income before extraordinary items$8,626,000673
Extraordinary gains, net$051
Net income$8,626,000684
Minority interest net income$081
Net income of bank and minority interests.$8,626,000673
Net charge-offs$-8,0003,857
Cash dividends$6,500,000369
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,873,130612
2023-03-31 (YTD Data)Rank
Total interest income$14,525,000782
Total interest expense$3,335,000825
Net interest income$11,190,000751
Provision for loan and lease losses$285,000712
Total noninterest income$973,0001,319
Gross Fiduciary activities income$0913
Service charges on deposit accounts$341,000782
Trading account gains and feesNANA
Additional Noninterest Income$632,0001,311
Total noninterest expense$7,475,000887
Salaries and employee benefits$4,803,000803
Premises and equipment expense$648,000996
Additional noninterest expense$632,0001,311
Pre-tax net operating income$4,403,000816
Securities gains (losses)$88,000179
Applicable income taxes$304,0001,380
Income before extraordinary items$4,187,000708
Extraordinary gains, net$04
Net income$4,187,000707
Minority interest net income$048
Net income of bank and minority interests.$4,187,000707
Net charge-offs$8,0001,438
Cash dividends$3,250,000358
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,105,160736
2022-12-31 (YTD Data)Rank
Total interest income$52,030,000718
Total interest expense$5,354,000746
Net interest income$46,676,000711
Provision for loan and lease losses$1,177,000735
Total noninterest income$5,880,0001,077
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,464,000756
Trading account gains and feesNANA
Additional Noninterest Income$4,416,000989
Total noninterest expense$28,564,000908
Salaries and employee benefits$18,371,000814
Premises and equipment expense$2,218,0001,108
Additional noninterest expense$4,416,000989
Pre-tax net operating income$22,815,000687
Securities gains (losses)$-2,161,0004,560
Applicable income taxes$1,649,0001,203
Income before extraordinary items$19,005,000675
Extraordinary gains, net$05
Net income$19,005,000676
Minority interest net income$063
Net income of bank and minority interests.$19,005,000676
Net charge-offs$-20,0003,826
Cash dividends$11,000,000442
Sale, conversion, retirement of capital stock, net$0568
Net operating income$20,993,120636
2022-09-30 (YTD Data)Rank
Total interest income$38,118,000701
Total interest expense$2,821,000770
Net interest income$35,297,000699
Provision for loan and lease losses$758,000749
Total noninterest income$4,347,0001,109
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,025,000801
Trading account gains and feesNANA
Additional Noninterest Income$3,322,000994
Total noninterest expense$21,197,000905
Salaries and employee benefits$13,578,000818
Premises and equipment expense$1,753,0001,056
Additional noninterest expense$3,322,000994
Pre-tax net operating income$17,689,000673
Securities gains (losses)$0740
Applicable income taxes$1,298,0001,178
Income before extraordinary items$16,391,000601
Extraordinary gains, net$04
Net income$16,391,000601
Minority interest net income$057
Net income of bank and minority interests.$16,391,000601
Net charge-offs$-41,0004,014
Cash dividends$8,250,000416
Sale, conversion, retirement of capital stock, net$0519
Net operating income$16,391,000609
2022-06-30 (YTD Data)Rank
Total interest income$24,806,000690
Total interest expense$1,368,000841
Net interest income$23,438,000682
Provision for loan and lease losses$536,000663
Total noninterest income$3,062,0001,055
Gross Fiduciary activities income$0925
Service charges on deposit accounts$669,000812
Trading account gains and feesNANA
Additional Noninterest Income$2,393,000966
Total noninterest expense$14,051,000889
Salaries and employee benefits$8,946,000814
Premises and equipment expense$1,197,0001,029
Additional noninterest expense$3,908,000950
Pre-tax net operating income$11,913,000627
Securities gains (losses)$0687
Applicable income taxes$803,0001,169
Income before extraordinary items$11,110,000564
Extraordinary gains, net$04
Net income$11,110,000563
Minority interest net income$060
Net income of bank and minority interests.$11,110,000564
Net charge-offs$-31,0004,028
Cash dividends$5,500,000401
Sale, conversion, retirement of capital stock, net$0494
Net operating income$11,110,000574
2022-03-31 (YTD Data)Rank
Total interest income$12,230,000681
Total interest expense$494,0001,107
Net interest income$11,736,000659
Provision for loan and lease losses$463,000357
Total noninterest income$1,429,0001,105
Gross Fiduciary activities income$0892
Service charges on deposit accounts$328,000818
Trading account gains and feesNANA
Additional Noninterest Income$1,101,0001,028
Total noninterest expense$7,098,000889
Salaries and employee benefits$4,605,000798
Premises and equipment expense$646,000977
Additional noninterest expense$1,847,000987
Pre-tax net operating income$5,604,000630
Securities gains (losses)$0623
Applicable income taxes$342,0001,207
Income before extraordinary items$5,262,000566
Extraordinary gains, net$04
Net income$5,262,000566
Minority interest net income$050
Net income of bank and minority interests.$5,262,000566
Net charge-offs$-12,0003,981
Cash dividends$2,750,000385
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,262,000577
2021-12-31 (YTD Data)Rank
Total interest income$48,400,000699
Total interest expense$1,963,0001,351
Net interest income$46,437,000669
Provision for loan and lease losses$136,0001,977
Total noninterest income$8,499,000943
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,273,000800
Trading account gains and feesNANA
Additional Noninterest Income$7,226,000831
Total noninterest expense$28,808,000877
Salaries and employee benefits$18,873,000770
Premises and equipment expense$2,425,0001,007
Additional noninterest expense$7,510,000984
Pre-tax net operating income$25,992,000610
Securities gains (losses)$-78,0004,621
Applicable income taxes$1,342,0001,402
Income before extraordinary items$24,572,000555
Extraordinary gains, net$010
Net income$24,572,000555
Minority interest net income$074
Net income of bank and minority interests.$24,572,000556
Net charge-offs$178,0001,080
Cash dividends$11,600,000436
Sale, conversion, retirement of capital stock, net$0582
Net operating income$24,646,100547
2021-09-30 (YTD Data)Rank
Total interest income$35,656,000720
Total interest expense$1,511,0001,391
Net interest income$34,145,000695
Provision for loan and lease losses$102,0001,920
Total noninterest income$6,773,000923
Gross Fiduciary activities income$0957
Service charges on deposit accounts$939,000812
Trading account gains and feesNANA
Additional Noninterest Income$5,834,000823
Total noninterest expense$20,999,000902
Salaries and employee benefits$13,601,000803
Premises and equipment expense$1,797,0001,033
Additional noninterest expense$5,601,000985
Pre-tax net operating income$19,817,000622
Securities gains (losses)$02,015
Applicable income taxes$866,0001,580
Income before extraordinary items$18,951,000550
Extraordinary gains, net$08
Net income$18,951,000549
Minority interest net income$069
Net income of bank and minority interests.$18,951,000550
Net charge-offs$197,000801
Cash dividends$8,300,000432
Sale, conversion, retirement of capital stock, net$0543
Net operating income$18,951,000547
2021-06-30 (YTD Data)Rank
Total interest income$22,935,000741
Total interest expense$1,041,0001,418
Net interest income$21,894,000705
Provision for loan and lease losses$160,0001,328
Total noninterest income$4,821,000875
Gross Fiduciary activities income$0951
Service charges on deposit accounts$612,000796
Trading account gains and feesNANA
Additional Noninterest Income$4,209,000780
Total noninterest expense$13,906,000900
Salaries and employee benefits$9,004,000812
Premises and equipment expense$1,192,0001,042
Additional noninterest expense$3,710,000985
Pre-tax net operating income$12,649,000632
Securities gains (losses)$01,818
Applicable income taxes$-653,0004,938
Income before extraordinary items$13,302,000528
Extraordinary gains, net$06
Net income$13,302,000527
Minority interest net income$067
Net income of bank and minority interests.$13,302,000528
Net charge-offs$138,000785
Cash dividends$5,000,000441
Sale, conversion, retirement of capital stock, net$0517
Net operating income$13,302,000521
2021-03-31 (YTD Data)Rank
Total interest income$11,316,000740
Total interest expense$541,0001,435
Net interest income$10,775,000708
Provision for loan and lease losses$33,0001,958
Total noninterest income$2,646,000822
Gross Fiduciary activities income$0922
Service charges on deposit accounts$306,000784
Trading account gains and feesNANA
Additional Noninterest Income$2,340,000730
Total noninterest expense$7,057,000887
Salaries and employee benefits$4,553,000795
Premises and equipment expense$611,0001,022
Additional noninterest expense$1,893,000946
Pre-tax net operating income$6,331,000633
Securities gains (losses)$01,392
Applicable income taxes$-656,0004,969
Income before extraordinary items$6,987,000514
Extraordinary gains, net$03
Net income$6,987,000514
Minority interest net income$055
Net income of bank and minority interests.$6,987,000514
Net charge-offs$174,000467
Cash dividends$2,500,000394
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,987,000503
2020-12-31 (YTD Data)Rank
Total interest income$46,048,000733
Total interest expense$4,286,0001,091
Net interest income$41,762,000696
Provision for loan and lease losses$4,515,000610
Total noninterest income$8,560,000887
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,222,000795
Trading account gains and feesNANA
Additional Noninterest Income$7,338,000787
Total noninterest expense$27,699,000870
Salaries and employee benefits$17,384,000806
Premises and equipment expense$2,549,000971
Additional noninterest expense$7,766,000900
Pre-tax net operating income$18,108,000643
Securities gains (losses)$02,675
Applicable income taxes$680,0001,722
Income before extraordinary items$17,428,000584
Extraordinary gains, net$04
Net income$17,428,000583
Minority interest net income$072
Net income of bank and minority interests.$17,428,000584
Net charge-offs$929,000685
Cash dividends$10,000,000450
Sale, conversion, retirement of capital stock, net$0566
Net operating income$17,428,000563
2020-09-30 (YTD Data)Rank
Total interest income$33,469,000752
Total interest expense$3,606,0001,045
Net interest income$29,863,000715
Provision for loan and lease losses$4,313,000553
Total noninterest income$5,920,000922
Gross Fiduciary activities income$0981
Service charges on deposit accounts$864,000830
Trading account gains and feesNANA
Additional Noninterest Income$5,056,000807
Total noninterest expense$20,682,000868
Salaries and employee benefits$13,119,000792
Premises and equipment expense$1,874,000980
Additional noninterest expense$5,689,000904
Pre-tax net operating income$10,788,000741
Securities gains (losses)$02,494
Applicable income taxes$5,0003,547
Income before extraordinary items$10,783,000655
Extraordinary gains, net$04
Net income$10,783,000654
Minority interest net income$065
Net income of bank and minority interests.$10,783,000655
Net charge-offs$858,000547
Cash dividends$7,500,000436
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,783,000626
2020-06-30 (YTD Data)Rank
Total interest income$22,313,000751
Total interest expense$2,742,0001,004
Net interest income$19,571,000721
Provision for loan and lease losses$3,487,000510
Total noninterest income$3,368,000961
Gross Fiduciary activities income$0970
Service charges on deposit accounts$546,000880
Trading account gains and feesNANA
Additional Noninterest Income$2,822,000854
Total noninterest expense$13,687,000859
Salaries and employee benefits$8,621,000792
Premises and equipment expense$1,268,000967
Additional noninterest expense$3,798,000888
Pre-tax net operating income$5,765,000844
Securities gains (losses)$02,249
Applicable income taxes$2,0003,555
Income before extraordinary items$5,763,000749
Extraordinary gains, net$04
Net income$5,763,000750
Minority interest net income$065
Net income of bank and minority interests.$5,763,000749
Net charge-offs$689,000493
Cash dividends$5,000,000428
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,763,000716
2020-03-31 (YTD Data)Rank
Total interest income$11,188,000750
Total interest expense$1,619,000946
Net interest income$9,569,000718
Provision for loan and lease losses$2,196,000381
Total noninterest income$1,196,0001,146
Gross Fiduciary activities income$0941
Service charges on deposit accounts$309,000922
Trading account gains and feesNANA
Additional Noninterest Income$887,0001,059
Total noninterest expense$6,748,000875
Salaries and employee benefits$4,031,000837
Premises and equipment expense$688,000920
Additional noninterest expense$2,029,000851
Pre-tax net operating income$1,821,0001,140
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,821,0001,013
Extraordinary gains, net$04
Net income$1,821,0001,013
Minority interest net income$056
Net income of bank and minority interests.$1,821,0001,013
Net charge-offs$69,0001,057
Cash dividends$2,500,000453
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,821,0001,003
2019-12-31 (YTD Data)Rank
Total interest income$31,275,0001,050
Total interest expense$4,928,0001,256
Net interest income$26,347,0001,003
Provision for loan and lease losses$797,0001,081
Total noninterest income$5,724,0001,034
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,178,0001,001
Trading account gains and feesNANA
Additional Noninterest Income$4,546,000887
Total noninterest expense$19,560,0001,111
Salaries and employee benefits$12,021,0001,033
Premises and equipment expense$1,707,0001,338
Additional noninterest expense$5,832,0001,111
Pre-tax net operating income$11,714,000927
Securities gains (losses)$02,379
Applicable income taxes$18,0003,574
Income before extraordinary items$11,696,000822
Extraordinary gains, net$011
Net income$11,696,000823
Minority interest net income$076
Net income of bank and minority interests.$11,696,000823
Net charge-offs$72,0002,415
Cash dividends$18,050,000320
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,696,000796
2019-09-30 (YTD Data)Rank
Total interest income$20,773,0001,159
Total interest expense$3,354,0001,359
Net interest income$17,419,0001,114
Provision for loan and lease losses$696,000910
Total noninterest income$3,329,0001,209
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$839,0001,048
Trading account gains and feesNANA
Additional Noninterest Income$2,490,0001,104
Total noninterest expense$12,861,0001,226
Salaries and employee benefits$8,165,0001,133
Premises and equipment expense$1,136,0001,499
Additional noninterest expense$3,560,0001,307
Pre-tax net operating income$7,191,0001,110
Securities gains (losses)$02,167
Applicable income taxes$11,0003,665
Income before extraordinary items$7,180,000981
Extraordinary gains, net$011
Net income$7,180,000982
Minority interest net income$072
Net income of bank and minority interests.$7,180,000982
Net charge-offs$41,0002,352
Cash dividends$5,550,000561
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,180,000959
2019-06-30 (YTD Data)Rank
Total interest income$13,826,0001,160
Total interest expense$2,282,0001,331
Net interest income$11,544,0001,117
Provision for loan and lease losses$792,000589
Total noninterest income$1,999,0001,277
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$547,0001,059
Trading account gains and feesNANA
Additional Noninterest Income$1,452,0001,190
Total noninterest expense$8,467,0001,241
Salaries and employee benefits$5,430,0001,132
Premises and equipment expense$748,0001,523
Additional noninterest expense$2,289,0001,369
Pre-tax net operating income$4,284,0001,174
Securities gains (losses)$01,702
Applicable income taxes$7,0003,681
Income before extraordinary items$4,277,0001,056
Extraordinary gains, net$011
Net income$4,277,0001,056
Minority interest net income$069
Net income of bank and minority interests.$4,277,0001,056
Net charge-offs$34,0002,093
Cash dividends$3,700,000558
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,277,0001,036
2019-03-31 (YTD Data)Rank
Total interest income$6,963,0001,145
Total interest expense$1,080,0001,351
Net interest income$5,883,0001,110
Provision for loan and lease losses$163,0001,100
Total noninterest income$812,0001,419
Gross Fiduciary activities income$0972
Service charges on deposit accounts$271,0001,042
Trading account gains and feesNANA
Additional Noninterest Income$541,0001,370
Total noninterest expense$4,380,0001,199
Salaries and employee benefits$2,830,0001,087
Premises and equipment expense$382,0001,520
Additional noninterest expense$1,168,0001,321
Pre-tax net operating income$2,152,0001,149
Securities gains (losses)$01,087
Applicable income taxes$4,0003,587
Income before extraordinary items$2,148,0001,020
Extraordinary gains, net$05
Net income$2,148,0001,019
Minority interest net income$052
Net income of bank and minority interests.$2,148,0001,019
Net charge-offs$1,0002,582
Cash dividends$1,850,000543
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,148,000999
2018-12-31 (YTD Data)Rank
Total interest income$27,127,0001,097
Total interest expense$3,829,0001,187
Net interest income$23,298,0001,094
Provision for loan and lease losses$-234,0005,233
Total noninterest income$4,448,0001,180
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,190,0001,000
Trading account gains and feesNANA
Additional Noninterest Income$3,258,0001,079
Total noninterest expense$17,148,0001,197
Salaries and employee benefits$10,708,0001,116
Premises and equipment expense$1,511,0001,489
Additional noninterest expense$4,929,0001,254
Pre-tax net operating income$10,832,000977
Securities gains (losses)$-168,0005,122
Applicable income taxes$15,0003,680
Income before extraordinary items$10,649,000863
Extraordinary gains, net$06
Net income$10,649,000861
Minority interest net income$072
Net income of bank and minority interests.$10,649,000862
Net charge-offs$82,0002,287
Cash dividends$9,000,000464
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,817,000852
2018-09-30 (YTD Data)Rank
Total interest income$20,236,0001,094
Total interest expense$2,839,0001,119
Net interest income$17,397,0001,092
Provision for loan and lease losses$34,0003,419
Total noninterest income$3,418,0001,165
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$886,0001,005
Trading account gains and feesNANA
Additional Noninterest Income$2,532,0001,054
Total noninterest expense$12,614,0001,221
Salaries and employee benefits$8,025,0001,117
Premises and equipment expense$1,114,0001,532
Additional noninterest expense$3,475,0001,331
Pre-tax net operating income$8,167,000981
Securities gains (losses)$-144,0005,300
Applicable income taxes$8,0003,807
Income before extraordinary items$8,015,000860
Extraordinary gains, net$05
Net income$8,015,000858
Minority interest net income$066
Net income of bank and minority interests.$8,015,000859
Net charge-offs$11,0002,953
Cash dividends$4,500,000589
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,159,000842
2018-06-30 (YTD Data)Rank
Total interest income$13,401,0001,089
Total interest expense$1,908,0001,049
Net interest income$11,493,0001,099
Provision for loan and lease losses$285,0001,250
Total noninterest income$2,216,0001,184
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$588,0001,005
Trading account gains and feesNANA
Additional Noninterest Income$1,628,0001,094
Total noninterest expense$8,391,0001,227
Salaries and employee benefits$5,403,0001,115
Premises and equipment expense$729,0001,563
Additional noninterest expense$2,259,0001,357
Pre-tax net operating income$5,033,0001,017
Securities gains (losses)$-37,0005,224
Applicable income taxes$4,0003,833
Income before extraordinary items$4,992,000906
Extraordinary gains, net$06
Net income$4,992,000904
Minority interest net income$065
Net income of bank and minority interests.$4,992,000905
Net charge-offs$23,0002,165
Cash dividends$3,000,000565
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,029,000890
2018-03-31 (YTD Data)Rank
Total interest income$6,637,0001,089
Total interest expense$909,0001,040
Net interest income$5,728,0001,103
Provision for loan and lease losses$331,000633
Total noninterest income$1,115,0001,186
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$293,0001,017
Trading account gains and feesNANA
Additional Noninterest Income$822,0001,063
Total noninterest expense$4,140,0001,241
Salaries and employee benefits$2,748,0001,099
Premises and equipment expense$361,0001,606
Additional noninterest expense$1,031,0001,466
Pre-tax net operating income$2,372,0001,039
Securities gains (losses)$0735
Applicable income taxes$1,0003,857
Income before extraordinary items$2,371,000919
Extraordinary gains, net$07
Net income$2,371,000919
Minority interest net income$052
Net income of bank and minority interests.$2,371,000919
Net charge-offs$-45,0005,205
Cash dividends$1,500,000523
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,371,000912
2017-12-31 (YTD Data)Rank
Total interest income$26,501,0001,058
Total interest expense$3,034,0001,074
Net interest income$23,467,0001,063
Provision for loan and lease losses$980,000921
Total noninterest income$4,669,0001,171
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,105,0001,087
Trading account gains and feesNANA
Additional Noninterest Income$3,564,0001,030
Total noninterest expense$17,083,0001,191
Salaries and employee benefits$10,655,0001,104
Premises and equipment expense$1,547,0001,480
Additional noninterest expense$4,881,0001,272
Pre-tax net operating income$10,073,000982
Securities gains (losses)$-24,0005,194
Applicable income taxes$19,0003,769
Income before extraordinary items$10,030,000754
Extraordinary gains, net$09
Net income$10,030,000754
Minority interest net income$076
Net income of bank and minority interests.$10,030,000754
Net charge-offs$685,000892
Cash dividends$8,100,000440
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,054,000744
2017-09-30 (YTD Data)Rank
Total interest income$19,893,0001,062
Total interest expense$2,136,0001,115
Net interest income$17,757,0001,058
Provision for loan and lease losses$882,000780
Total noninterest income$3,558,0001,184
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$813,0001,114
Trading account gains and feesNANA
Additional Noninterest Income$2,745,0001,044
Total noninterest expense$12,690,0001,207
Salaries and employee benefits$8,108,0001,104
Premises and equipment expense$1,154,0001,498
Additional noninterest expense$3,428,0001,338
Pre-tax net operating income$7,743,000988
Securities gains (losses)$72,000730
Applicable income taxes$11,0003,858
Income before extraordinary items$7,804,000782
Extraordinary gains, net$09
Net income$7,804,000782
Minority interest net income$071
Net income of bank and minority interests.$7,804,000782
Net charge-offs$144,0001,641
Cash dividends$4,400,000558
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,732,000773
2017-06-30 (YTD Data)Rank
Total interest income$13,470,0001,047
Total interest expense$1,345,0001,138
Net interest income$12,125,0001,024
Provision for loan and lease losses$509,000840
Total noninterest income$2,341,0001,183
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$521,0001,146
Trading account gains and feesNANA
Additional Noninterest Income$1,820,0001,045
Total noninterest expense$8,455,0001,217
Salaries and employee benefits$5,426,0001,107
Premises and equipment expense$800,0001,436
Additional noninterest expense$2,229,0001,369
Pre-tax net operating income$5,502,000910
Securities gains (losses)$01,906
Applicable income taxes$8,0003,870
Income before extraordinary items$5,494,000731
Extraordinary gains, net$011
Net income$5,494,000731
Minority interest net income$071
Net income of bank and minority interests.$5,494,000731
Net charge-offs$130,0001,334
Cash dividends$3,000,000535
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,494,000712
2017-03-31 (YTD Data)Rank
Total interest income$7,212,000983
Total interest expense$617,0001,200
Net interest income$6,595,000949
Provision for loan and lease losses$105,0001,394
Total noninterest income$852,0001,443
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$244,0001,213
Trading account gains and feesNANA
Additional Noninterest Income$608,0001,350
Total noninterest expense$4,131,0001,248
Salaries and employee benefits$2,667,0001,125
Premises and equipment expense$423,0001,388
Additional noninterest expense$1,041,0001,446
Pre-tax net operating income$3,211,000758
Securities gains (losses)$01,153
Applicable income taxes$4,0003,816
Income before extraordinary items$3,207,000625
Extraordinary gains, net$08
Net income$3,207,000625
Minority interest net income$055
Net income of bank and minority interests.$3,207,000625
Net charge-offs$60,0001,215
Cash dividends$1,600,000485
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,207,000613
2016-12-31 (YTD Data)Rank
Total interest income$24,168,0001,099
Total interest expense$2,488,0001,157
Net interest income$21,680,0001,093
Provision for loan and lease losses$514,0001,444
Total noninterest income$4,985,0001,150
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,164,0001,051
Trading account gains and fees$0170
Additional Noninterest Income$3,821,0001,014
Total noninterest expense$16,460,0001,223
Salaries and employee benefits$9,973,0001,154
Premises and equipment expense$1,512,0001,510
Additional noninterest expense$4,975,0001,262
Pre-tax net operating income$9,691,000949
Securities gains (losses)$161,0001,006
Applicable income taxes$26,0003,794
Income before extraordinary items$9,826,000777
Extraordinary gains, net$05
Net income$9,826,000776
Minority interest net income$082
Net income of bank and minority interests.$9,826,000776
Net charge-offs$393,0001,275
Cash dividends$8,685,000439
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,665,000764
2016-09-30 (YTD Data)Rank
Total interest income$18,097,0001,103
Total interest expense$1,877,0001,149
Net interest income$16,220,0001,098
Provision for loan and lease losses$229,0001,893
Total noninterest income$3,727,0001,151
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$866,0001,066
Trading account gains and fees$0169
Additional Noninterest Income$2,861,0001,028
Total noninterest expense$12,235,0001,237
Salaries and employee benefits$7,334,0001,170
Premises and equipment expense$1,100,0001,566
Additional noninterest expense$3,801,0001,248
Pre-tax net operating income$7,483,000946
Securities gains (losses)$312,000585
Applicable income taxes$22,0003,842
Income before extraordinary items$7,773,000742
Extraordinary gains, net$05
Net income$7,773,000742
Minority interest net income$071
Net income of bank and minority interests.$7,773,000742
Net charge-offs$205,0001,434
Cash dividends$3,112,000733
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,461,000744
2016-06-30 (YTD Data)Rank
Total interest income$11,806,0001,123
Total interest expense$1,270,0001,127
Net interest income$10,536,0001,123
Provision for loan and lease losses$391,0001,039
Total noninterest income$2,249,0001,219
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$561,0001,078
Trading account gains and fees$0157
Additional Noninterest Income$1,688,0001,093
Total noninterest expense$7,972,0001,260
Salaries and employee benefits$4,815,0001,189
Premises and equipment expense$726,0001,576
Additional noninterest expense$2,431,0001,302
Pre-tax net operating income$4,422,0001,020
Securities gains (losses)$312,000418
Applicable income taxes$14,0003,886
Income before extraordinary items$4,720,000793
Extraordinary gains, net$016
Net income$4,720,000792
Minority interest net income$071
Net income of bank and minority interests.$4,720,000792
Net charge-offs$47,0002,186
Cash dividends$2,050,000737
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,408,000812
2016-03-31 (YTD Data)Rank
Total interest income$5,681,0001,169
Total interest expense$642,0001,114
Net interest income$5,039,0001,169
Provision for loan and lease losses$-43,0005,947
Total noninterest income$1,068,0001,239
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$277,0001,084
Trading account gains and fees$0142
Additional Noninterest Income$791,0001,107
Total noninterest expense$3,987,0001,271
Salaries and employee benefits$2,404,0001,204
Premises and equipment expense$375,0001,540
Additional noninterest expense$1,208,0001,300
Pre-tax net operating income$2,163,0001,015
Securities gains (losses)$312,000204
Applicable income taxes$10,0003,751
Income before extraordinary items$2,465,000743
Extraordinary gains, net$012
Net income$2,465,000742
Minority interest net income$062
Net income of bank and minority interests.$2,465,000742
Net charge-offs$25,0001,853
Cash dividends$987,000763
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,153,000812
2015-12-31 (YTD Data)Rank
Total interest income$23,769,0001,083
Total interest expense$2,507,0001,116
Net interest income$21,262,0001,075
Provision for loan and lease losses$-71,0005,705
Total noninterest income$3,756,0001,357
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,209,0001,038
Trading account gains and fees$0159
Additional Noninterest Income$2,547,0001,290
Total noninterest expense$15,368,0001,284
Salaries and employee benefits$9,506,0001,184
Premises and equipment expense$1,545,0001,489
Additional noninterest expense$4,317,0001,432
Pre-tax net operating income$9,721,000909
Securities gains (losses)$215,000705
Applicable income taxes$16,0004,001
Income before extraordinary items$9,920,000738
Extraordinary gains, net$023
Net income$9,920,000738
Minority interest net income$081
Net income of bank and minority interests.$9,920,000738
Net charge-offs$72,0002,956
Cash dividends$7,635,000471
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,705,000734
2015-09-30 (YTD Data)Rank
Total interest income$17,761,0001,094
Total interest expense$1,889,0001,125
Net interest income$15,872,0001,083
Provision for loan and lease losses$-323,0006,036
Total noninterest income$2,760,0001,399
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$901,0001,040
Trading account gains and fees$0153
Additional Noninterest Income$1,859,0001,329
Total noninterest expense$11,443,0001,296
Salaries and employee benefits$7,121,0001,188
Premises and equipment expense$1,175,0001,482
Additional noninterest expense$3,147,0001,472
Pre-tax net operating income$7,512,000901
Securities gains (losses)$215,000614
Applicable income taxes$11,0004,123
Income before extraordinary items$7,716,000714
Extraordinary gains, net$021
Net income$7,716,000712
Minority interest net income$078
Net income of bank and minority interests.$7,716,000714
Net charge-offs$-45,0005,588
Cash dividends$5,940,000423
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,501,000717
2015-06-30 (YTD Data)Rank
Total interest income$11,619,0001,110
Total interest expense$1,256,0001,134
Net interest income$10,363,0001,106
Provision for loan and lease losses$-430,0006,184
Total noninterest income$1,671,0001,495
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$587,0001,044
Trading account gains and fees$0157
Additional Noninterest Income$1,084,0001,473
Total noninterest expense$7,628,0001,298
Salaries and employee benefits$4,755,0001,186
Premises and equipment expense$776,0001,509
Additional noninterest expense$2,097,0001,471
Pre-tax net operating income$4,836,000918
Securities gains (losses)$215,000504
Applicable income taxes$8,0004,131
Income before extraordinary items$5,043,000729
Extraordinary gains, net$022
Net income$5,043,000728
Minority interest net income$075
Net income of bank and minority interests.$5,043,000729
Net charge-offs$-123,0005,960
Cash dividends$2,340,000622
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,828,000740
2015-03-31 (YTD Data)Rank
Total interest income$5,727,0001,118
Total interest expense$647,0001,108
Net interest income$5,080,0001,122
Provision for loan and lease losses$-160,0006,239
Total noninterest income$908,0001,377
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$294,0001,018
Trading account gains and fees$0152
Additional Noninterest Income$614,0001,304
Total noninterest expense$3,864,0001,293
Salaries and employee benefits$2,364,0001,194
Premises and equipment expense$387,0001,536
Additional noninterest expense$1,113,0001,384
Pre-tax net operating income$2,284,000942
Securities gains (losses)$15,0001,346
Applicable income taxes$5,0004,030
Income before extraordinary items$2,294,000767
Extraordinary gains, net$013
Net income$2,294,000765
Minority interest net income$064
Net income of bank and minority interests.$2,294,000767
Net charge-offs$63,0001,399
Cash dividends$1,250,000543
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,279,000745
2014-12-31 (YTD Data)Rank
Total interest income$22,801,0001,129
Total interest expense$2,579,0001,146
Net interest income$20,222,0001,114
Provision for loan and lease losses$46,0003,855
Total noninterest income$4,041,0001,278
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,191,0001,113
Trading account gains and fees$0180
Additional Noninterest Income$2,850,0001,125
Total noninterest expense$15,089,0001,306
Salaries and employee benefits$8,661,0001,240
Premises and equipment expense$1,541,0001,537
Additional noninterest expense$4,887,0001,323
Pre-tax net operating income$9,128,000910
Securities gains (losses)$112,0001,169
Applicable income taxes$11,0004,190
Income before extraordinary items$9,229,000737
Extraordinary gains, net$017
Net income$9,229,000737
Minority interest net income$084
Net income of bank and minority interests.$9,229,000737
Net charge-offs$117,0003,025
Cash dividends$4,581,000653
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,117,000728
2014-09-30 (YTD Data)Rank
Total interest income$17,074,0001,133
Total interest expense$1,944,0001,147
Net interest income$15,130,0001,119
Provision for loan and lease losses$-60,0006,156
Total noninterest income$3,053,0001,284
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$889,0001,121
Trading account gains and fees$0174
Additional Noninterest Income$2,164,0001,141
Total noninterest expense$11,344,0001,313
Salaries and employee benefits$6,606,0001,226
Premises and equipment expense$1,197,0001,491
Additional noninterest expense$3,541,0001,365
Pre-tax net operating income$6,899,000919
Securities gains (losses)$75,0001,194
Applicable income taxes$7,0004,269
Income before extraordinary items$6,967,000728
Extraordinary gains, net$015
Net income$6,967,000727
Minority interest net income$081
Net income of bank and minority interests.$6,967,000727
Net charge-offs$60,0003,115
Cash dividends$3,555,000594
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,892,000721
2014-06-30 (YTD Data)Rank
Total interest income$11,321,0001,138
Total interest expense$1,306,0001,143
Net interest income$10,015,0001,115
Provision for loan and lease losses$-86,0006,325
Total noninterest income$1,967,0001,299
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$583,0001,114
Trading account gains and fees$0172
Additional Noninterest Income$1,384,0001,161
Total noninterest expense$7,574,0001,312
Salaries and employee benefits$4,384,0001,230
Premises and equipment expense$802,0001,490
Additional noninterest expense$2,388,0001,345
Pre-tax net operating income$4,494,000910
Securities gains (losses)$75,000943
Applicable income taxes$5,0004,257
Income before extraordinary items$4,564,000722
Extraordinary gains, net$020
Net income$4,564,000721
Minority interest net income$080
Net income of bank and minority interests.$4,564,000722
Net charge-offs$3,0004,063
Cash dividends$2,465,000550
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,489,000713
2014-03-31 (YTD Data)Rank
Total interest income$5,647,0001,132
Total interest expense$691,0001,103
Net interest income$4,956,0001,129
Provision for loan and lease losses$-70,0006,495
Total noninterest income$765,0001,503
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$288,0001,120
Trading account gains and fees$0147
Additional Noninterest Income$477,0001,464
Total noninterest expense$4,046,0001,251
Salaries and employee benefits$2,288,0001,203
Premises and equipment expense$416,0001,464
Additional noninterest expense$1,342,0001,194
Pre-tax net operating income$1,745,0001,096
Securities gains (losses)$31,000807
Applicable income taxes$2,0004,234
Income before extraordinary items$1,774,000889
Extraordinary gains, net$016
Net income$1,774,000890
Minority interest net income$066
Net income of bank and minority interests.$1,774,000890
Net charge-offs$-5,0005,444
Cash dividends$1,690,000382
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,743,000873
2013-12-31 (YTD Data)Rank
Total interest income$23,139,0001,104
Total interest expense$3,103,0001,080
Net interest income$20,036,0001,097
Provision for loan and lease losses$-42,0006,310
Total noninterest income$3,289,0001,522
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,175,0001,175
Trading account gains and fees$0184
Additional Noninterest Income$2,114,0001,450
Total noninterest expense$14,276,0001,389
Salaries and employee benefits$8,399,0001,267
Premises and equipment expense$1,451,0001,627
Additional noninterest expense$4,426,0001,493
Pre-tax net operating income$9,091,000843
Securities gains (losses)$-18,0006,317
Applicable income taxes$13,0004,236
Income before extraordinary items$9,060,000710
Extraordinary gains, net$029
Net income$9,060,000711
Minority interest net income$090
Net income of bank and minority interests.$9,060,000711
Net charge-offs$190,0003,071
Cash dividends$7,930,000390
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,078,000688
2013-09-30 (YTD Data)Rank
Total interest income$17,422,0001,103
Total interest expense$2,367,0001,104
Net interest income$15,055,0001,095
Provision for loan and lease losses$-342,0006,700
Total noninterest income$2,415,0001,556
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$871,0001,189
Trading account gains and fees$0180
Additional Noninterest Income$1,544,0001,521
Total noninterest expense$10,444,0001,414
Salaries and employee benefits$6,290,0001,280
Premises and equipment expense$1,099,0001,616
Additional noninterest expense$3,055,0001,593
Pre-tax net operating income$7,368,000797
Securities gains (losses)$-89,0006,716
Applicable income taxes$11,0004,292
Income before extraordinary items$7,268,000670
Extraordinary gains, net$025
Net income$7,268,000671
Minority interest net income$084
Net income of bank and minority interests.$7,268,000672
Net charge-offs$5,0004,904
Cash dividends$5,190,000392
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,357,000635
2013-06-30 (YTD Data)Rank
Total interest income$11,649,0001,090
Total interest expense$1,610,0001,107
Net interest income$10,039,0001,085
Provision for loan and lease losses$105,0002,887
Total noninterest income$1,602,0001,570
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$551,0001,217
Trading account gains and fees$0157
Additional Noninterest Income$1,051,0001,530
Total noninterest expense$6,911,0001,427
Salaries and employee benefits$4,198,0001,271
Premises and equipment expense$744,0001,605
Additional noninterest expense$1,969,0001,630
Pre-tax net operating income$4,625,000828
Securities gains (losses)$-89,0006,834
Applicable income taxes$7,0004,301
Income before extraordinary items$4,529,000711
Extraordinary gains, net$022
Net income$4,529,000713
Minority interest net income$082
Net income of bank and minority interests.$4,529,000713
Net charge-offs$155,0002,353
Cash dividends$2,760,000484
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,618,000665
2013-03-31 (YTD Data)Rank
Total interest income$5,671,0001,134
Total interest expense$838,0001,098
Net interest income$4,833,0001,133
Provision for loan and lease losses$04,409
Total noninterest income$757,0001,627
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$268,0001,247
Trading account gains and fees$0148
Additional Noninterest Income$489,0001,605
Total noninterest expense$3,397,0001,457
Salaries and employee benefits$2,090,0001,289
Premises and equipment expense$369,0001,633
Additional noninterest expense$938,0001,703
Pre-tax net operating income$2,193,000854
Securities gains (losses)$-89,0006,950
Applicable income taxes$5,0004,175
Income before extraordinary items$2,099,000746
Extraordinary gains, net$010
Net income$2,099,000747
Minority interest net income$076
Net income of bank and minority interests.$2,099,000748
Net charge-offs$9,0003,485
Cash dividends$1,470,000407
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,188,000688
2012-12-31 (YTD Data)Rank
Total interest income$23,536,0001,136
Total interest expense$4,566,000993
Net interest income$18,970,0001,163
Provision for loan and lease losses$1,410,0001,385
Total noninterest income$3,015,0001,633
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,258,0001,137
Trading account gains and fees$0166
Additional Noninterest Income$1,757,0001,670
Total noninterest expense$13,470,0001,457
Salaries and employee benefits$7,749,0001,332
Premises and equipment expense$1,420,0001,657
Additional noninterest expense$4,301,0001,567
Pre-tax net operating income$7,105,000998
Securities gains (losses)$-1,344,0007,050
Applicable income taxes$1,380,0001,166
Income before extraordinary items$4,381,0001,342
Extraordinary gains, net$029
Net income$4,381,0001,343
Minority interest net income$093
Net income of bank and minority interests.$4,381,0001,343
Net charge-offs$-468,0007,042
Cash dividends$3,715,000736
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,402,4401,037
2012-09-30 (YTD Data)Rank
Total interest income$17,392,0001,167
Total interest expense$3,654,000966
Net interest income$13,738,0001,215
Provision for loan and lease losses$320,0002,881
Total noninterest income$2,225,0001,646
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$958,0001,115
Trading account gains and fees$0157
Additional Noninterest Income$1,267,0001,723
Total noninterest expense$10,041,0001,465
Salaries and employee benefits$5,833,0001,321
Premises and equipment expense$1,061,0001,673
Additional noninterest expense$3,147,0001,593
Pre-tax net operating income$5,602,000971
Securities gains (losses)$-1,253,0007,146
Applicable income taxes$1,373,000967
Income before extraordinary items$2,976,0001,497
Extraordinary gains, net$020
Net income$2,976,0001,498
Minority interest net income$086
Net income of bank and minority interests.$2,976,0001,498
Net charge-offs$-341,0007,129
Cash dividends$1,795,000866
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,828,0401,108
2012-06-30 (YTD Data)Rank
Total interest income$11,494,0001,188
Total interest expense$2,603,000940
Net interest income$8,891,0001,253
Provision for loan and lease losses$198,0003,019
Total noninterest income$1,563,0001,581
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$645,0001,100
Trading account gains and fees$0153
Additional Noninterest Income$918,0001,599
Total noninterest expense$6,740,0001,451
Salaries and employee benefits$3,913,0001,319
Premises and equipment expense$721,0001,647
Additional noninterest expense$2,106,0001,603
Pre-tax net operating income$3,516,0001,010
Securities gains (losses)$-1,138,0007,211
Applicable income taxes$1,320,000711
Income before extraordinary items$1,058,0002,512
Extraordinary gains, net$019
Net income$1,058,0002,512
Minority interest net income$084
Net income of bank and minority interests.$1,058,0002,512
Net charge-offs$-247,0007,178
Cash dividends$335,0002,032
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,786,3201,547
2012-03-31 (YTD Data)Rank
Total interest income$5,722,0001,203
Total interest expense$1,437,000886
Net interest income$4,285,0001,295
Provision for loan and lease losses$155,0002,270
Total noninterest income$848,0001,466
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$328,0001,067
Trading account gains and fees$0148
Additional Noninterest Income$520,0001,465
Total noninterest expense$3,431,0001,427
Salaries and employee benefits$1,964,0001,317
Premises and equipment expense$367,0001,627
Additional noninterest expense$1,100,0001,528
Pre-tax net operating income$1,547,0001,137
Securities gains (losses)$-634,0007,272
Applicable income taxes$1,320,000429
Income before extraordinary items$-407,0007,044
Extraordinary gains, net$019
Net income$-407,0007,043
Minority interest net income$078
Net income of bank and minority interests.$-407,0007,044
Net charge-offs$-13,0006,740
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-1,2406,427
2011-12-31 (YTD Data)Rank
Total interest income$22,978,0001,247
Total interest expense$6,380,000952
Net interest income$16,598,0001,326
Provision for loan and lease losses$-335,0007,305
Total noninterest income$2,520,0001,703
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,461,0001,009
Trading account gains and fees$0146
Additional Noninterest Income$1,059,0002,061
Total noninterest expense$15,497,0001,274
Salaries and employee benefits$7,066,0001,396
Premises and equipment expense$1,370,0001,814
Additional noninterest expense$7,061,0001,000
Pre-tax net operating income$3,956,0001,447
Securities gains (losses)$-965,0007,276
Applicable income taxes$1,162,0001,219
Income before extraordinary items$1,829,0002,427
Extraordinary gains, net$029
Net income$1,829,0002,427
Minority interest net income$096
Net income of bank and minority interests.$1,829,0002,428
Net charge-offs$3,014,0001,194
Cash dividends$2,000,000950
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,446,6001,820
2011-09-30 (YTD Data)Rank
Total interest income$17,213,0001,264
Total interest expense$4,711,0001,017
Net interest income$12,502,0001,334
Provision for loan and lease losses$-321,0007,385
Total noninterest income$1,701,0001,829
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,100,0001,005
Trading account gains and fees$0145
Additional Noninterest Income$601,0002,417
Total noninterest expense$9,832,0001,486
Salaries and employee benefits$5,348,0001,392
Premises and equipment expense$1,046,0001,797
Additional noninterest expense$3,438,0001,503
Pre-tax net operating income$4,692,000989
Securities gains (losses)$-416,0007,332
Applicable income taxes$1,043,0001,052
Income before extraordinary items$3,233,0001,190
Extraordinary gains, net$021
Net income$3,233,0001,190
Minority interest net income$087
Net income of bank and minority interests.$3,233,0001,190
Net charge-offs$2,332,0001,097
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,549,1601,028
2011-06-30 (YTD Data)Rank
Total interest income$11,461,0001,270
Total interest expense$3,173,0001,042
Net interest income$8,288,0001,341
Provision for loan and lease losses$-381,0007,470
Total noninterest income$1,107,0001,848
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$712,0001,025
Trading account gains and fees$0153
Additional Noninterest Income$395,0002,456
Total noninterest expense$6,436,0001,531
Salaries and employee benefits$3,467,0001,438
Premises and equipment expense$706,0001,793
Additional noninterest expense$2,263,0001,533
Pre-tax net operating income$3,340,000901
Securities gains (losses)$-341,0007,412
Applicable income taxes$772,000950
Income before extraordinary items$2,227,0001,116
Extraordinary gains, net$015
Net income$2,227,0001,116
Minority interest net income$089
Net income of bank and minority interests.$2,227,0001,116
Net charge-offs$1,299,0001,247
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,479,340957
2011-03-31 (YTD Data)Rank
Total interest income$5,713,0001,284
Total interest expense$1,587,0001,074
Net interest income$4,126,0001,352
Provision for loan and lease losses$580,0001,310
Total noninterest income$757,0001,476
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$352,0001,022
Trading account gains and fees$0158
Additional Noninterest Income$405,0001,553
Total noninterest expense$3,352,0001,476
Salaries and employee benefits$1,746,0001,448
Premises and equipment expense$362,0001,790
Additional noninterest expense$1,244,0001,405
Pre-tax net operating income$951,0001,520
Securities gains (losses)$-628,0007,530
Applicable income taxes$-66,0007,227
Income before extraordinary items$389,0002,737
Extraordinary gains, net$09
Net income$389,0002,736
Minority interest net income$086
Net income of bank and minority interests.$389,0002,737
Net charge-offs$1,090,000808
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,017,0001,178
2010-12-31 (YTD Data)Rank
Total interest income$26,326,0001,177
Total interest expense$8,160,0001,024
Net interest income$18,166,0001,241
Provision for loan and lease losses$4,711,0001,205
Total noninterest income$3,357,0001,432
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,644,000922
Trading account gains and fees$0175
Additional Noninterest Income$1,713,0001,552
Total noninterest expense$13,607,0001,459
Salaries and employee benefits$6,633,0001,487
Premises and equipment expense$1,475,0001,734
Additional noninterest expense$5,499,0001,327
Pre-tax net operating income$3,205,0001,532
Securities gains (losses)$-2,954,0007,594
Applicable income taxes$-663,0007,229
Income before extraordinary items$914,0003,380
Extraordinary gains, net$029
Net income$914,0003,377
Minority interest net income$0111
Net income of bank and minority interests.$914,0003,380
Net charge-offs$5,474,000939
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,868,0001,075
2010-09-30 (YTD Data)Rank
Total interest income$20,223,0001,168
Total interest expense$6,405,0001,012
Net interest income$13,818,0001,235
Provision for loan and lease losses$5,511,000809
Total noninterest income$2,286,0001,529
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,254,000932
Trading account gains and fees$0165
Additional Noninterest Income$1,032,0001,764
Total noninterest expense$9,881,0001,494
Salaries and employee benefits$4,945,0001,499
Premises and equipment expense$1,134,0001,723
Additional noninterest expense$3,802,0001,395
Pre-tax net operating income$712,0003,683
Securities gains (losses)$-1,642,0007,684
Applicable income taxes$-943,0007,484
Income before extraordinary items$13,0006,072
Extraordinary gains, net$023
Net income$13,0006,073
Minority interest net income$0110
Net income of bank and minority interests.$13,0006,073
Net charge-offs$4,885,000801
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,063,8802,647
2010-06-30 (YTD Data)Rank
Total interest income$13,864,0001,139
Total interest expense$4,409,0001,018
Net interest income$9,455,0001,202
Provision for loan and lease losses$2,849,000984
Total noninterest income$1,446,0001,542
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$811,000979
Trading account gains and fees$0152
Additional Noninterest Income$635,0001,792
Total noninterest expense$6,575,0001,500
Salaries and employee benefits$3,321,0001,493
Premises and equipment expense$772,0001,719
Additional noninterest expense$2,482,0001,435
Pre-tax net operating income$1,477,0001,740
Securities gains (losses)$-1,550,0007,760
Applicable income taxes$-402,0007,444
Income before extraordinary items$329,0004,138
Extraordinary gains, net$019
Net income$329,0004,138
Minority interest net income$0105
Net income of bank and minority interests.$329,0004,137
Net charge-offs$1,964,0001,137
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,321,0001,581
2010-03-31 (YTD Data)Rank
Total interest income$6,922,0001,163
Total interest expense$2,208,0001,059
Net interest income$4,714,0001,218
Provision for loan and lease losses$864,0001,298
Total noninterest income$726,0001,552
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$405,000974
Trading account gains and fees$0175
Additional Noninterest Income$321,0001,760
Total noninterest expense$3,224,0001,557
Salaries and employee benefits$1,668,0001,508
Premises and equipment expense$389,0001,738
Additional noninterest expense$1,167,0001,520
Pre-tax net operating income$1,352,000990
Securities gains (losses)$-752,0007,861
Applicable income taxes$48,0002,818
Income before extraordinary items$552,0001,962
Extraordinary gains, net$016
Net income$552,0001,960
Minority interest net income$091
Net income of bank and minority interests.$552,0001,962
Net charge-offs$97,0003,131
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,243,840853
2009-12-31 (YTD Data)Rank
Total interest income$29,328,0001,169
Total interest expense$10,726,0001,103
Net interest income$18,602,0001,197
Provision for loan and lease losses$5,397,0001,347
Total noninterest income$3,469,0001,458
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,782,000973
Trading account gains and fees$0211
Additional Noninterest Income$1,687,0001,540
Total noninterest expense$12,708,0001,620
Salaries and employee benefits$6,223,0001,599
Premises and equipment expense$1,556,0001,737
Additional noninterest expense$4,929,0001,511
Pre-tax net operating income$3,966,0001,049
Securities gains (losses)$-3,587,0007,862
Applicable income taxes$-525,0007,054
Income before extraordinary items$904,0002,939
Extraordinary gains, net$034
Net income$904,0002,938
Minority interest net income$0115
Net income of bank and minority interests.$904,0002,939
Net charge-offs$632,0003,493
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,491,000753
2009-09-30 (YTD Data)Rank
Total interest income$22,052,0001,191
Total interest expense$8,299,0001,123
Net interest income$13,753,0001,219
Provision for loan and lease losses$1,961,0001,934
Total noninterest income$2,799,0001,398
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,340,000970
Trading account gains and fees$0212
Additional Noninterest Income$1,459,0001,423
Total noninterest expense$9,911,0001,554
Salaries and employee benefits$4,784,0001,573
Premises and equipment expense$1,168,0001,749
Additional noninterest expense$3,959,0001,375
Pre-tax net operating income$4,680,000730
Securities gains (losses)$-3,393,0007,979
Applicable income taxes$20,0003,792
Income before extraordinary items$1,267,0002,085
Extraordinary gains, net$027
Net income$1,267,0002,083
Minority interest net income$0118
Net income of bank and minority interests.$1,267,0002,085
Net charge-offs$283,0003,801
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,592,140587
2009-06-30 (YTD Data)Rank
Total interest income$14,680,0001,217
Total interest expense$5,585,0001,179
Net interest income$9,095,0001,224
Provision for loan and lease losses$969,0002,105
Total noninterest income$1,957,0001,357
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$874,000973
Trading account gains and fees$0193
Additional Noninterest Income$1,083,0001,353
Total noninterest expense$6,486,0001,599
Salaries and employee benefits$3,252,0001,574
Premises and equipment expense$800,0001,746
Additional noninterest expense$2,434,0001,512
Pre-tax net operating income$3,597,000630
Securities gains (losses)$-2,916,0008,086
Applicable income taxes$-44,0006,987
Income before extraordinary items$725,0002,405
Extraordinary gains, net$021
Net income$725,0002,403
Minority interest net income$0112
Net income of bank and minority interests.$725,0002,405
Net charge-offs$146,0003,812
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,641,000464
2009-03-31 (YTD Data)Rank
Total interest income$7,250,0001,249
Total interest expense$2,755,0001,245
Net interest income$4,495,0001,232
Provision for loan and lease losses$286,0002,406
Total noninterest income$967,0001,321
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$440,000936
Trading account gains and fees$0171
Additional Noninterest Income$527,0001,345
Total noninterest expense$3,151,0001,603
Salaries and employee benefits$1,667,0001,562
Premises and equipment expense$409,0001,730
Additional noninterest expense$1,075,0001,502
Pre-tax net operating income$2,025,000601
Securities gains (losses)$-2,515,0008,183
Applicable income taxes$-350,0007,833
Income before extraordinary items$-140,0006,906
Extraordinary gains, net$015
Net income$-140,0006,907
Minority interest net income$0102
Net income of bank and minority interests.$-140,0006,907
Net charge-offs$63,0003,324
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,469,600653
2008-12-31 (YTD Data)Rank
Total interest income$27,126,0001,428
Total interest expense$10,134,0001,608
Net interest income$16,992,0001,311
Provision for loan and lease losses$1,176,0002,480
Total noninterest income$2,777,0001,678
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,540,0001,165
Trading account gains and fees$0154
Additional Noninterest Income$1,237,0001,842
Total noninterest expense$10,098,0001,911
Salaries and employee benefits$5,376,0001,882
Premises and equipment expense$1,306,0002,072
Additional noninterest expense$3,416,0001,792
Pre-tax net operating income$8,495,000649
Securities gains (losses)$-2,915,0007,991
Applicable income taxes$1,450,000892
Income before extraordinary items$4,130,000998
Extraordinary gains, net$039
Net income$4,130,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$637,0002,480
Cash dividends$16,342,000193
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,287,100685
2008-09-30 (YTD Data)Rank
Total interest income$19,915,0001,501
Total interest expense$7,528,0001,677
Net interest income$12,387,0001,365
Provision for loan and lease losses$470,0002,817
Total noninterest income$2,161,0001,683
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,128,0001,202
Trading account gains and fees$0148
Additional Noninterest Income$1,033,0001,777
Total noninterest expense$7,400,0001,938
Salaries and employee benefits$4,017,0001,921
Premises and equipment expense$975,0002,088
Additional noninterest expense$2,408,0001,838
Pre-tax net operating income$6,678,000752
Securities gains (losses)$-2,821,0008,130
Applicable income taxes$937,0001,216
Income before extraordinary items$2,920,0001,271
Extraordinary gains, net$031
Net income$2,920,0001,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,0002,233
Cash dividends$16,342,000168
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,063,960757
2008-06-30 (YTD Data)Rank
Total interest income$13,315,0001,519
Total interest expense$5,079,0001,736
Net interest income$8,236,0001,353
Provision for loan and lease losses$306,0002,500
Total noninterest income$1,435,0001,703
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$734,0001,209
Trading account gains and fees$0149
Additional Noninterest Income$701,0001,786
Total noninterest expense$4,965,0001,932
Salaries and employee benefits$2,716,0001,917
Premises and equipment expense$663,0002,048
Additional noninterest expense$1,586,0001,824
Pre-tax net operating income$4,400,000804
Securities gains (losses)$3,0002,869
Applicable income taxes$1,370,000716
Income before extraordinary items$3,033,000898
Extraordinary gains, net$021
Net income$3,033,000898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,912
Cash dividends$2,095,000756
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,030,930885
2008-03-31 (YTD Data)Rank
Total interest income$6,762,0001,534
Total interest expense$2,734,0001,717
Net interest income$4,028,0001,384
Provision for loan and lease losses$250,0001,575
Total noninterest income$716,0001,714
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$350,0001,256
Trading account gains and fees$0158
Additional Noninterest Income$366,0001,723
Total noninterest expense$2,500,0001,912
Salaries and employee benefits$1,367,0001,923
Premises and equipment expense$347,0001,962
Additional noninterest expense$786,0001,797
Pre-tax net operating income$1,994,000948
Securities gains (losses)$3,0002,367
Applicable income taxes$573,000899
Income before extraordinary items$1,424,0001,058
Extraordinary gains, net$015
Net income$1,424,0001,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$550,0001,253
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,421,8701,021
2007-12-31 (YTD Data)Rank
Total interest income$26,932,0001,599
Total interest expense$11,820,0001,698
Net interest income$15,112,0001,508
Provision for loan and lease losses$77,0005,229
Total noninterest income$2,569,0001,842
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,297,0001,378
Trading account gains and fees$0178
Additional Noninterest Income$1,272,0001,883
Total noninterest expense$8,744,0002,104
Salaries and employee benefits$4,962,0002,030
Premises and equipment expense$1,287,0002,029
Additional noninterest expense$2,495,0002,179
Pre-tax net operating income$8,860,000964
Securities gains (losses)$02,146
Applicable income taxes$3,023,000814
Income before extraordinary items$5,837,0001,107
Extraordinary gains, net$039
Net income$5,837,0001,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$726,0001,294
Cash dividends$2,257,0001,474
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,837,0001,086
2007-09-30 (YTD Data)Rank
Total interest income$20,003,0001,612
Total interest expense$8,835,0001,696
Net interest income$11,168,0001,537
Provision for loan and lease losses$21,0005,805
Total noninterest income$1,932,0001,834
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$961,0001,372
Trading account gains and fees$0184
Additional Noninterest Income$971,0001,868
Total noninterest expense$6,529,0002,091
Salaries and employee benefits$3,758,0001,996
Premises and equipment expense$954,0002,036
Additional noninterest expense$1,817,0002,194
Pre-tax net operating income$6,550,0001,052
Securities gains (losses)$01,655
Applicable income taxes$2,207,000890
Income before extraordinary items$4,343,0001,189
Extraordinary gains, net$033
Net income$4,343,0001,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$737,000815
Cash dividends$1,557,0001,454
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,343,0001,173
2007-06-30 (YTD Data)Rank
Total interest income$13,191,0001,646
Total interest expense$5,889,0001,704
Net interest income$7,302,0001,587
Provision for loan and lease losses$14,0005,601
Total noninterest income$1,223,0001,935
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$616,0001,441
Trading account gains and fees$0168
Additional Noninterest Income$607,0001,966
Total noninterest expense$4,354,0002,117
Salaries and employee benefits$2,527,0002,016
Premises and equipment expense$637,0002,034
Additional noninterest expense$1,190,0002,229
Pre-tax net operating income$4,157,0001,144
Securities gains (losses)$01,444
Applicable income taxes$1,387,000979
Income before extraordinary items$2,770,0001,293
Extraordinary gains, net$029
Net income$2,770,0001,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,815
Cash dividends$1,207,0001,322
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,770,0001,274
2007-03-31 (YTD Data)Rank
Total interest income$6,608,0001,644
Total interest expense$2,994,0001,662
Net interest income$3,614,0001,602
Provision for loan and lease losses$6,0005,291
Total noninterest income$590,0001,973
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$286,0001,503
Trading account gains and fees$0195
Additional Noninterest Income$304,0001,944
Total noninterest expense$2,149,0002,154
Salaries and employee benefits$1,261,0002,043
Premises and equipment expense$315,0002,063
Additional noninterest expense$573,0002,273
Pre-tax net operating income$2,049,0001,146
Securities gains (losses)$01,187
Applicable income taxes$683,0001,002
Income before extraordinary items$1,366,0001,284
Extraordinary gains, net$022
Net income$1,366,0001,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,733
Cash dividends$355,0001,786
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,366,0001,268
2006-12-31 (YTD Data)Rank
Total interest income$24,991,0001,616
Total interest expense$10,881,0001,555
Net interest income$14,110,0001,622
Provision for loan and lease losses$133,0004,231
Total noninterest income$2,659,0001,793
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,275,0001,402
Trading account gains and fees$0130
Additional Noninterest Income$1,384,0001,768
Total noninterest expense$8,355,0002,113
Salaries and employee benefits$4,735,0002,066
Premises and equipment expense$1,218,0002,049
Additional noninterest expense$2,402,0002,181
Pre-tax net operating income$8,281,0001,192
Securities gains (losses)$-33,0007,764
Applicable income taxes$2,673,0001,040
Income before extraordinary items$5,575,0001,305
Extraordinary gains, net$051
Net income$5,575,0001,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,643
Cash dividends$1,634,0001,816
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,597,4401,280
2006-09-30 (YTD Data)Rank
Total interest income$18,375,0001,621
Total interest expense$7,811,0001,573
Net interest income$10,564,0001,640
Provision for loan and lease losses$58,0004,926
Total noninterest income$2,131,0001,714
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$969,0001,386
Trading account gains and fees$0126
Additional Noninterest Income$1,162,0001,629
Total noninterest expense$6,286,0002,106
Salaries and employee benefits$3,561,0002,057
Premises and equipment expense$926,0002,039
Additional noninterest expense$1,799,0002,170
Pre-tax net operating income$6,351,0001,206
Securities gains (losses)$-27,0007,950
Applicable income taxes$2,046,0001,083
Income before extraordinary items$4,278,0001,326
Extraordinary gains, net$045
Net income$4,278,0001,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,593
Cash dividends$1,066,0001,835
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,296,3601,308
2006-06-30 (YTD Data)Rank
Total interest income$11,906,0001,630
Total interest expense$4,872,0001,603
Net interest income$7,034,0001,644
Provision for loan and lease losses$50,0004,407
Total noninterest income$1,189,0001,967
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$641,0001,379
Trading account gains and fees$0126
Additional Noninterest Income$548,0002,092
Total noninterest expense$4,221,0002,088
Salaries and employee benefits$2,394,0002,041
Premises and equipment expense$625,0002,015
Additional noninterest expense$1,202,0002,169
Pre-tax net operating income$3,952,0001,279
Securities gains (losses)$01,185
Applicable income taxes$1,255,0001,154
Income before extraordinary items$2,697,0001,394
Extraordinary gains, net$039
Net income$2,697,0001,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,097
Cash dividends$711,0001,855
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,697,0001,383
2006-03-31 (YTD Data)Rank
Total interest income$5,758,0001,653
Total interest expense$2,234,0001,653
Net interest income$3,524,0001,630
Provision for loan and lease losses$8,0005,456
Total noninterest income$571,0002,004
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$316,0001,365
Trading account gains and fees$0115
Additional Noninterest Income$255,0002,168
Total noninterest expense$2,117,0002,089
Salaries and employee benefits$1,215,0002,025
Premises and equipment expense$322,0001,967
Additional noninterest expense$580,0002,226
Pre-tax net operating income$1,970,0001,257
Securities gains (losses)$0955
Applicable income taxes$624,0001,155
Income before extraordinary items$1,346,0001,366
Extraordinary gains, net$021
Net income$1,346,0001,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,331
Cash dividends$355,0001,754
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,346,0001,346
2005-12-31 (YTD Data)Rank
Total interest income$20,947,0001,615
Total interest expense$6,751,0001,681
Net interest income$14,196,0001,548
Provision for loan and lease losses$107,0004,721
Total noninterest income$2,286,0002,004
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,225,0001,431
Trading account gains and fees$0138
Additional Noninterest Income$1,061,0002,122
Total noninterest expense$8,173,0002,045
Salaries and employee benefits$4,448,0002,072
Premises and equipment expense$1,146,0002,094
Additional noninterest expense$2,579,0001,959
Pre-tax net operating income$8,202,0001,173
Securities gains (losses)$02,296
Applicable income taxes$2,763,0001,026
Income before extraordinary items$5,439,0001,312
Extraordinary gains, net$046
Net income$5,439,0001,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,406
Cash dividends$1,496,0001,838
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,439,0001,294
2005-09-30 (YTD Data)Rank
Total interest income$15,339,0001,609
Total interest expense$4,718,0001,711
Net interest income$10,621,0001,527
Provision for loan and lease losses$98,0004,217
Total noninterest income$1,718,0001,999
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$897,0001,449
Trading account gains and fees$0126
Additional Noninterest Income$821,0002,083
Total noninterest expense$6,172,0002,010
Salaries and employee benefits$3,401,0002,006
Premises and equipment expense$854,0002,084
Additional noninterest expense$1,917,0001,941
Pre-tax net operating income$6,069,0001,177
Securities gains (losses)$02,317
Applicable income taxes$2,027,0001,055
Income before extraordinary items$4,042,0001,340
Extraordinary gains, net$035
Net income$4,042,0001,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,558
Cash dividends$856,0002,033
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,042,0001,313
2005-06-30 (YTD Data)Rank
Total interest income$9,939,0001,614
Total interest expense$2,887,0001,754
Net interest income$7,052,0001,513
Provision for loan and lease losses$89,0003,629
Total noninterest income$1,056,0002,095
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$551,0001,526
Trading account gains and fees$0116
Additional Noninterest Income$505,0002,166
Total noninterest expense$4,155,0001,981
Salaries and employee benefits$2,273,0001,985
Premises and equipment expense$585,0002,021
Additional noninterest expense$1,297,0001,895
Pre-tax net operating income$3,864,0001,204
Securities gains (losses)$02,146
Applicable income taxes$1,234,0001,132
Income before extraordinary items$2,630,0001,337
Extraordinary gains, net$030
Net income$2,630,0001,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,957
Cash dividends$572,0002,019
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,630,0001,314
2005-03-31 (YTD Data)Rank
Total interest income$4,768,0001,646
Total interest expense$1,318,0001,803
Net interest income$3,450,0001,540
Provision for loan and lease losses$56,0003,043
Total noninterest income$500,0002,134
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$256,0001,598
Trading account gains and fees$0115
Additional Noninterest Income$244,0002,195
Total noninterest expense$2,109,0001,959
Salaries and employee benefits$1,160,0001,964
Premises and equipment expense$304,0001,976
Additional noninterest expense$645,0001,901
Pre-tax net operating income$1,785,0001,284
Securities gains (losses)$01,685
Applicable income taxes$557,0001,223
Income before extraordinary items$1,228,0001,391
Extraordinary gains, net$024
Net income$1,228,0001,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,462
Cash dividends$288,0001,825
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,228,0001,363
2004-12-31 (YTD Data)Rank
Total interest income$16,179,0001,771
Total interest expense$3,252,0002,443
Net interest income$12,927,0001,573
Provision for loan and lease losses$30,0006,416
Total noninterest income$2,009,0002,189
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,121,0001,566
Trading account gains and fees$0138
Additional Noninterest Income$888,0002,316
Total noninterest expense$7,792,0002,048
Salaries and employee benefits$2,733,0003,101
Premises and equipment expense$777,0002,861
Additional noninterest expense$4,282,0001,153
Pre-tax net operating income$7,114,0001,215
Securities gains (losses)$89,0001,324
Applicable income taxes$2,325,0001,112
Income before extraordinary items$4,878,0001,325
Extraordinary gains, net$034
Net income$4,878,0001,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,0002,418
Cash dividends$1,440,0001,788
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,817,4801,304
2004-09-30 (YTD Data)Rank
Total interest income$11,606,0001,834
Total interest expense$2,170,0002,666
Net interest income$9,436,0001,603
Provision for loan and lease losses$22,0006,263
Total noninterest income$1,499,0002,210
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$835,0001,578
Trading account gains and fees$0134
Additional Noninterest Income$664,0002,343
Total noninterest expense$5,683,0002,102
Salaries and employee benefits$2,075,0003,029
Premises and equipment expense$567,0002,924
Additional noninterest expense$3,041,0001,204
Pre-tax net operating income$5,230,0001,253
Securities gains (losses)$89,0001,258
Applicable income taxes$1,657,0001,178
Income before extraordinary items$3,662,0001,345
Extraordinary gains, net$026
Net income$3,662,0001,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0001,784
Cash dividends$864,0001,915
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,600,5901,315
2004-06-30 (YTD Data)Rank
Total interest income$7,361,0001,902
Total interest expense$1,339,0002,815
Net interest income$6,022,0001,669
Provision for loan and lease losses$14,0006,192
Total noninterest income$961,0002,256
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$536,0001,626
Trading account gains and fees$0130
Additional Noninterest Income$425,0002,421
Total noninterest expense$3,764,0002,125
Salaries and employee benefits$1,390,0003,038
Premises and equipment expense$380,0002,915
Additional noninterest expense$1,994,0001,211
Pre-tax net operating income$3,205,0001,332
Securities gains (losses)$89,0001,108
Applicable income taxes$976,0001,306
Income before extraordinary items$2,318,0001,398
Extraordinary gains, net$021
Net income$2,318,0001,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,904
Cash dividends$576,0001,945
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,255,7001,377
2004-03-31 (YTD Data)Rank
Total interest income$3,643,0001,926
Total interest expense$670,0002,854
Net interest income$2,973,0001,684
Provision for loan and lease losses$6,0005,941
Total noninterest income$436,0002,395
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$250,0001,698
Trading account gains and fees$0121
Additional Noninterest Income$186,0002,600
Total noninterest expense$1,869,0002,146
Salaries and employee benefits$699,0003,038
Premises and equipment expense$198,0002,838
Additional noninterest expense$972,0001,238
Pre-tax net operating income$1,534,0001,365
Securities gains (losses)$87,000881
Applicable income taxes$467,0001,373
Income before extraordinary items$1,154,0001,394
Extraordinary gains, net$016
Net income$1,154,0001,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,775
Cash dividends$288,0001,798
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,092,2301,390
2003-12-31 (YTD Data)Rank
Total interest income$14,777,0001,918
Total interest expense$2,968,0002,902
Net interest income$11,809,0001,641
Provision for loan and lease losses$48,0006,339
Total noninterest income$2,189,0002,168
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,032,0001,666
Trading account gains and fees$0160
Additional Noninterest Income$1,157,0002,170
Total noninterest expense$7,432,0002,117
Salaries and employee benefits$2,781,0002,968
Premises and equipment expense$749,0002,913
Additional noninterest expense$3,902,0001,272
Pre-tax net operating income$6,518,0001,267
Securities gains (losses)$84,0002,048
Applicable income taxes$2,030,0001,278
Income before extraordinary items$4,572,0001,384
Extraordinary gains, net$054
Net income$4,572,0001,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,141
Cash dividends$1,260,0001,981
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,514,0401,339
2003-09-30 (YTD Data)Rank
Total interest income$11,185,0001,932
Total interest expense$2,279,0002,921
Net interest income$8,906,0001,646
Provision for loan and lease losses$41,0006,075
Total noninterest income$1,716,0002,137
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$774,0001,667
Trading account gains and fees$0153
Additional Noninterest Income$942,0002,135
Total noninterest expense$5,617,0002,109
Salaries and employee benefits$2,088,0002,974
Premises and equipment expense$567,0002,899
Additional noninterest expense$2,962,0001,269
Pre-tax net operating income$4,964,0001,295
Securities gains (losses)$04,204
Applicable income taxes$1,549,0001,311
Income before extraordinary items$3,415,0001,443
Extraordinary gains, net$040
Net income$3,415,0001,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,155
Cash dividends$756,0002,071
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,415,0001,364
2003-06-30 (YTD Data)Rank
Total interest income$7,479,0001,947
Total interest expense$1,579,0002,907
Net interest income$5,900,0001,654
Provision for loan and lease losses$26,0006,061
Total noninterest income$1,136,0002,148
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$511,0001,651
Trading account gains and fees$0150
Additional Noninterest Income$625,0002,139
Total noninterest expense$3,732,0002,112
Salaries and employee benefits$1,376,0003,011
Premises and equipment expense$388,0002,847
Additional noninterest expense$1,968,0001,263
Pre-tax net operating income$3,278,0001,306
Securities gains (losses)$03,782
Applicable income taxes$1,007,0001,367
Income before extraordinary items$2,271,0001,445
Extraordinary gains, net$030
Net income$2,271,0001,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-68,0009,056
Cash dividends$504,0002,116
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,271,0001,353
2003-03-31 (YTD Data)Rank
Total interest income$3,746,0001,953
Total interest expense$793,0002,958
Net interest income$2,953,0001,655
Provision for loan and lease losses$12,0005,906
Total noninterest income$547,0002,143
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$242,0001,690
Trading account gains and fees$0134
Additional Noninterest Income$305,0002,090
Total noninterest expense$1,874,0002,083
Salaries and employee benefits$703,0002,942
Premises and equipment expense$200,0002,759
Additional noninterest expense$971,0001,258
Pre-tax net operating income$1,614,0001,322
Securities gains (losses)$02,891
Applicable income taxes$505,0001,367
Income before extraordinary items$1,109,0001,474
Extraordinary gains, net$021
Net income$1,109,0001,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-86,0009,185
Cash dividends$252,0001,941
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,109,0001,379
2002-12-31 (YTD Data)Rank
Total interest income$2,857,0006,993
Total interest expense$771,0007,604
Net interest income$2,086,0006,488
Provision for loan and lease losses$154,0004,873
Total noninterest income$367,0005,990
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$117,0006,301
Trading account gains and fees$0153
Additional Noninterest Income$250,0004,613
Total noninterest expense$1,763,0006,326
Salaries and employee benefits$775,0006,977
Premises and equipment expense$230,0006,395
Additional noninterest expense$758,0005,127
Pre-tax net operating income$536,0006,628
Securities gains (losses)$04,537
Applicable income taxes$196,0005,150
Income before extraordinary items$340,0007,128
Extraordinary gains, net$070
Net income$340,0007,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,898
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$340,0007,016
2001-12-31 (YTD Data)Rank
Total interest income$2,815,0007,434
Total interest expense$1,029,0007,965
Net interest income$1,786,0006,814
Provision for loan and lease losses$150,0004,756
Total noninterest income$129,0008,109
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$86,0006,853
Trading account gains and fees$0177
Additional Noninterest Income$43,0007,892
Total noninterest expense$1,215,0007,417
Salaries and employee benefits$367,0008,765
Premises and equipment expense$304,0005,474
Additional noninterest expense$544,0006,187
Pre-tax net operating income$550,0006,359
Securities gains (losses)$4,0004,008
Applicable income taxes$228,0004,774
Income before extraordinary items$326,0006,978
Extraordinary gains, net$0105
Net income$326,0006,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0005,000
Cash dividends$505,0003,423
Sale, conversion, retirement of capital stock, net$0922
Net operating income$323,4406,869
2000-12-31 (YTD Data)Rank
Total interest income$1,926,0008,479
Total interest expense$820,0008,592
Net interest income$1,106,0008,265
Provision for loan and lease losses$12,0007,853
Total noninterest income$55,0009,258
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,0007,829
Trading account gains and feesNANA
Additional Noninterest Income$14,0009,226
Total noninterest expense$882,0008,348
Salaries and employee benefits$320,0009,168
Premises and equipment expense$205,0006,693
Additional noninterest expense$357,0007,500
Pre-tax net operating income$267,0008,041
Securities gains (losses)$01,956
Applicable income taxes$108,0006,418
Income before extraordinary items$159,0008,358
Extraordinary gains, net$038
Net income$159,0008,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$159,0008,359
1999-12-31 (YTD Data)Rank
Total interest income$14,768,0002,211
Total interest expense$6,126,0002,402
Net interest income$8,642,0002,046
Provision for loan and lease losses$180,0003,760
Total noninterest income$1,090,0002,905
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$451,0002,883
Trading account gains and fees$0173
Additional Noninterest Income$639,0002,529
Total noninterest expense$4,756,0002,837
Salaries and employee benefits$2,787,0002,518
Premises and equipment expense$533,0003,574
Additional noninterest expense$1,436,0002,965
Pre-tax net operating income$4,796,0001,568
Securities gains (losses)$-29,0009,649
Applicable income taxes$1,377,0001,703
Income before extraordinary items$3,390,0001,576
Extraordinary gains, net$035
Net income$3,390,0001,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,803
Cash dividends$2,810,0001,030
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,410,5901,538
1998-12-31 (YTD Data)Rank
Total interest income$14,232,0002,292
Total interest expense$5,986,0002,525
Net interest income$8,246,0002,065
Provision for loan and lease losses$60,0006,123
Total noninterest income$945,0003,218
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$393,0003,183
Trading account gains and fees$0224
Additional Noninterest Income$552,0002,803
Total noninterest expense$4,463,0002,910
Salaries and employee benefits$2,564,0002,639
Premises and equipment expense$476,0003,831
Additional noninterest expense$1,423,0002,910
Pre-tax net operating income$4,668,0001,586
Securities gains (losses)$4,0003,561
Applicable income taxes$1,403,0001,734
Income before extraordinary items$3,269,0001,606
Extraordinary gains, net$032
Net income$3,269,0001,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,524
Cash dividends$2,734,0001,054
Sale, conversion, retirement of capital stock, net$100,000774
Net operating income$3,266,2001,549
1997-12-31 (YTD Data)Rank
Total interest income$13,603,0002,397
Total interest expense$5,530,0002,708
Net interest income$8,073,0002,174
Provision for loan and lease losses$120,0004,629
Total noninterest income$704,0003,956
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$304,0004,029
Trading account gains and fees$0239
Additional Noninterest Income$400,0003,283
Total noninterest expense$4,267,0002,994
Salaries and employee benefits$2,563,0002,585
Premises and equipment expense$546,0003,432
Additional noninterest expense$1,158,0003,447
Pre-tax net operating income$4,390,0001,741
Securities gains (losses)$-15,00010,235
Applicable income taxes$1,245,0002,006
Income before extraordinary items$3,130,0001,707
Extraordinary gains, net$044
Net income$3,130,0001,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,786
Cash dividends$2,160,0001,222
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,140,8001,662
1996-12-31 (YTD Data)Rank
Total interest income$13,153,0002,540
Total interest expense$5,428,0002,809
Net interest income$7,725,0002,332
Provision for loan and lease losses$09,041
Total noninterest income$742,0003,910
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$315,0004,077
Trading account gains and fees$0262
Additional Noninterest Income$427,0003,257
Total noninterest expense$4,325,0003,121
Salaries and employee benefits$2,522,0002,668
Premises and equipment expense$609,0003,160
Additional noninterest expense$1,194,0003,802
Pre-tax net operating income$4,142,0001,740
Securities gains (losses)$26,0001,793
Applicable income taxes$1,330,0001,812
Income before extraordinary items$2,838,0001,744
Extraordinary gains, net$053
Net income$2,838,0001,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,232
Cash dividends$2,016,0001,260
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,820,3201,717
1995-12-31 (YTD Data)Rank
Total interest income$13,307,0002,513
Total interest expense$5,464,0002,797
Net interest income$7,843,0002,297
Provision for loan and lease losses$08,958
Total noninterest income$561,0004,801
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$294,0004,367
Trading account gains and fees$0522
Additional Noninterest Income$267,0004,300
Total noninterest expense$4,258,0003,145
Salaries and employee benefits$2,303,0002,895
Premises and equipment expense$700,0002,803
Additional noninterest expense$1,255,0003,601
Pre-tax net operating income$4,146,0001,779
Securities gains (losses)$-74,00011,368
Applicable income taxes$1,295,0001,876
Income before extraordinary items$2,777,0001,813
Extraordinary gains, net$065
Net income$2,777,0001,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,774
Cash dividends$1,728,0001,355
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,827,3201,765
1994-12-31 (YTD Data)Rank
Total interest income$11,383,0002,663
Total interest expense$4,196,0002,911
Net interest income$7,187,0002,515
Provision for loan and lease losses$09,146
Total noninterest income$571,0004,829
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$294,0004,437
Trading account gains and fees$0475
Additional Noninterest Income$277,0004,324
Total noninterest expense$4,171,0003,302
Salaries and employee benefits$2,044,0003,219
Premises and equipment expense$531,0003,608
Additional noninterest expense$1,596,0003,134
Pre-tax net operating income$3,587,0001,993
Securities gains (losses)$20,0001,779
Applicable income taxes$1,092,0002,062
Income before extraordinary items$2,515,0001,940
Extraordinary gains, net$0249
Net income$2,515,0001,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,622
Cash dividends$1,296,0001,576
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,501,0001,958
1993-12-31 (YTD Data)Rank
Total interest income$11,101,0002,794
Total interest expense$4,334,0002,945
Net interest income$6,767,0002,661
Provision for loan and lease losses$30,0008,397
Total noninterest income$657,0004,643
Gross Fiduciary activities income$12,0001,489
Service charges on deposit accounts$293,0004,516
Trading account gains and fees$0532
Additional Noninterest Income$352,0004,097
Total noninterest expense$3,995,0003,500
Salaries and employee benefits$1,983,0003,312
Premises and equipment expense$441,0004,332
Additional noninterest expense$1,571,0003,369
Pre-tax net operating income$3,399,0002,003
Securities gains (losses)$22,0004,534
Applicable income taxes$1,050,0002,140
Income before extraordinary items$2,371,0002,110
Extraordinary gains, net$591,000382
Net income$2,962,0001,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,756
Cash dividends$1,152,0001,565
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,355,8201,998
1992-12-31 (YTD Data)Rank
Total interest income$11,548,0003,047
Total interest expense$5,399,0003,077
Net interest income$6,149,0002,964
Provision for loan and lease losses$180,0005,503
Total noninterest income$610,0004,898
Gross Fiduciary activities income$10,0001,544
Service charges on deposit accounts$286,0004,619
Trading account gains and fees$0504
Additional Noninterest Income$314,0004,312
Total noninterest expense$3,833,0003,636
Salaries and employee benefits$1,770,0003,614
Premises and equipment expense$472,0004,174
Additional noninterest expense$1,591,0003,415
Pre-tax net operating income$2,746,0002,252
Securities gains (losses)$48,0004,198
Applicable income taxes$778,0002,687
Income before extraordinary items$2,016,0002,275
Extraordinary gains, net$01,422
Net income$2,016,0002,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0006,591
Cash dividends$972,0001,612
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,981,4402,146

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.