Home > National Bank of California > Income and Expense

National Bank of California, Income and Expense

2016-03-31 (YTD Data)Rank
Total interest income$3,445,0001,846
Total interest expense$190,0002,939
Net interest income$3,255,0001,733
Provision for loan and lease losses$03,656
Total noninterest income$998,0001,305
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$237,0001,236
Trading account gains and fees$0142
Additional Noninterest Income$761,0001,133
Total noninterest expense$3,999,0001,266
Salaries and employee benefits$2,191,0001,283
Premises and equipment expense$619,000990
Additional noninterest expense$1,189,0001,322
Pre-tax net operating income$254,0004,117
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$254,0003,892
Extraordinary gains, net$012
Net income$254,0003,889
Minority interest net income$062
Net income of bank and minority interests.$254,0003,890
Net charge-offs$-58,0005,764
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$254,0003,831
2015-12-31 (YTD Data)Rank
Total interest income$12,845,0001,913
Total interest expense$640,0003,244
Net interest income$12,205,0001,798
Provision for loan and lease losses$04,380
Total noninterest income$2,959,0001,618
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$902,0001,330
Trading account gains and fees$0159
Additional Noninterest Income$2,057,0001,495
Total noninterest expense$16,721,0001,198
Salaries and employee benefits$7,820,0001,386
Premises and equipment expense$2,561,000947
Additional noninterest expense$6,340,0001,032
Pre-tax net operating income$-1,557,0006,128
Securities gains (losses)$03,216
Applicable income taxes$1,042,0001,560
Income before extraordinary items$-2,599,0006,148
Extraordinary gains, net$023
Net income$-2,599,0006,148
Minority interest net income$081
Net income of bank and minority interests.$-2,599,0006,148
Net charge-offs$-415,0005,979
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-2,599,0006,144
2015-09-30 (YTD Data)Rank
Total interest income$9,557,0001,943
Total interest expense$445,0003,458
Net interest income$9,112,0001,819
Provision for loan and lease losses$04,232
Total noninterest income$2,123,0001,680
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$668,0001,359
Trading account gains and fees$0153
Additional Noninterest Income$1,455,0001,565
Total noninterest expense$12,443,0001,210
Salaries and employee benefits$5,740,0001,410
Premises and equipment expense$1,912,000964
Additional noninterest expense$4,791,0001,034
Pre-tax net operating income$-1,208,0006,215
Securities gains (losses)$03,031
Applicable income taxes$637,0001,798
Income before extraordinary items$-1,845,0006,232
Extraordinary gains, net$021
Net income$-1,845,0006,232
Minority interest net income$078
Net income of bank and minority interests.$-1,845,0006,232
Net charge-offs$-353,0006,059
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-1,845,0006,230
2015-06-30 (YTD Data)Rank
Total interest income$6,365,0001,936
Total interest expense$265,0003,696
Net interest income$6,100,0001,811
Provision for loan and lease losses$04,069
Total noninterest income$1,259,0001,838
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$451,0001,322
Trading account gains and fees$0157
Additional Noninterest Income$808,0001,797
Total noninterest expense$8,330,0001,210
Salaries and employee benefits$3,859,0001,408
Premises and equipment expense$1,315,000940
Additional noninterest expense$3,156,0001,043
Pre-tax net operating income$-971,0006,286
Securities gains (losses)$02,636
Applicable income taxes$2,0004,347
Income before extraordinary items$-973,0006,288
Extraordinary gains, net$022
Net income$-973,0006,288
Minority interest net income$075
Net income of bank and minority interests.$-973,0006,288
Net charge-offs$-260,0006,121
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-973,0006,285
2015-03-31 (YTD Data)Rank
Total interest income$2,977,0002,048
Total interest expense$128,0003,789
Net interest income$2,849,0001,925
Provision for loan and lease losses$03,703
Total noninterest income$630,0001,816
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$243,0001,215
Trading account gains and fees$0152
Additional Noninterest Income$387,0001,820
Total noninterest expense$4,276,0001,194
Salaries and employee benefits$1,974,0001,386
Premises and equipment expense$657,000947
Additional noninterest expense$1,645,000978
Pre-tax net operating income$-797,0006,384
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-797,0006,380
Extraordinary gains, net$013
Net income$-797,0006,381
Minority interest net income$064
Net income of bank and minority interests.$-797,0006,381
Net charge-offs$-93,0006,110
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-797,0006,378
2014-12-31 (YTD Data)Rank
Total interest income$11,781,0002,070
Total interest expense$604,0003,622
Net interest income$11,177,0001,938
Provision for loan and lease losses$04,603
Total noninterest income$2,676,0001,709
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,089,0001,201
Trading account gains and fees$0180
Additional Noninterest Income$1,587,0001,711
Total noninterest expense$16,364,0001,213
Salaries and employee benefits$7,507,0001,399
Premises and equipment expense$2,673,000910
Additional noninterest expense$6,184,0001,076
Pre-tax net operating income$-2,511,0006,448
Securities gains (losses)$03,259
Applicable income taxes$8,0004,244
Income before extraordinary items$-2,519,0006,445
Extraordinary gains, net$017
Net income$-2,519,0006,444
Minority interest net income$084
Net income of bank and minority interests.$-2,519,0006,444
Net charge-offs$-421,0006,368
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-2,519,0006,444
2014-09-30 (YTD Data)Rank
Total interest income$8,916,0002,068
Total interest expense$459,0003,646
Net interest income$8,457,0001,934
Provision for loan and lease losses$04,401
Total noninterest income$1,993,0001,712
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$814,0001,216
Trading account gains and fees$0174
Additional Noninterest Income$1,179,0001,749
Total noninterest expense$12,371,0001,221
Salaries and employee benefits$5,716,0001,385
Premises and equipment expense$2,001,000917
Additional noninterest expense$4,654,0001,053
Pre-tax net operating income$-1,921,0006,532
Securities gains (losses)$02,980
Applicable income taxes$8,0004,246
Income before extraordinary items$-1,929,0006,525
Extraordinary gains, net$015
Net income$-1,929,0006,524
Minority interest net income$081
Net income of bank and minority interests.$-1,929,0006,524
Net charge-offs$-384,0006,441
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-1,929,0006,528
2014-06-30 (YTD Data)Rank
Total interest income$5,939,0002,062
Total interest expense$304,0003,705
Net interest income$5,635,0001,923
Provision for loan and lease losses$04,196
Total noninterest income$1,225,0001,813
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$550,0001,183
Trading account gains and fees$0172
Additional Noninterest Income$675,0001,896
Total noninterest expense$8,277,0001,217
Salaries and employee benefits$3,830,0001,381
Premises and equipment expense$1,345,000917
Additional noninterest expense$3,102,0001,050
Pre-tax net operating income$-1,417,0006,602
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-1,417,0006,604
Extraordinary gains, net$020
Net income$-1,417,0006,604
Minority interest net income$080
Net income of bank and minority interests.$-1,417,0006,604
Net charge-offs$-196,0006,450
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-1,417,0006,603
2014-03-31 (YTD Data)Rank
Total interest income$3,081,0001,997
Total interest expense$148,0003,816
Net interest income$2,933,0001,855
Provision for loan and lease losses$03,817
Total noninterest income$663,0001,659
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$296,0001,093
Trading account gains and fees$0147
Additional Noninterest Income$367,0001,764
Total noninterest expense$4,235,0001,201
Salaries and employee benefits$1,916,0001,400
Premises and equipment expense$665,000952
Additional noninterest expense$1,654,000968
Pre-tax net operating income$-639,0006,649
Securities gains (losses)$01,715
Applicable income taxes$8,0003,893
Income before extraordinary items$-647,0006,657
Extraordinary gains, net$016
Net income$-647,0006,657
Minority interest net income$066
Net income of bank and minority interests.$-647,0006,657
Net charge-offs$-98,0006,465
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-647,0006,656
2013-12-31 (YTD Data)Rank
Total interest income$13,208,0001,892
Total interest expense$539,0004,305
Net interest income$12,669,0001,698
Provision for loan and lease losses$183,0003,063
Total noninterest income$3,233,0001,540
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,206,0001,152
Trading account gains and fees$0184
Additional Noninterest Income$2,027,0001,494
Total noninterest expense$17,311,0001,183
Salaries and employee benefits$7,664,0001,374
Premises and equipment expense$2,794,000859
Additional noninterest expense$6,853,000991
Pre-tax net operating income$-1,592,0006,628
Securities gains (losses)$9,0002,663
Applicable income taxes$143,0003,196
Income before extraordinary items$-1,726,0006,654
Extraordinary gains, net$029
Net income$-1,726,0006,654
Minority interest net income$090
Net income of bank and minority interests.$-1,726,0006,654
Net charge-offs$451,0002,127
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-1,735,0006,648
2013-09-30 (YTD Data)Rank
Total interest income$9,873,0001,900
Total interest expense$388,0004,475
Net interest income$9,485,0001,699
Provision for loan and lease losses$183,0002,695
Total noninterest income$2,611,0001,485
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$883,0001,173
Trading account gains and fees$0180
Additional Noninterest Income$1,728,0001,408
Total noninterest expense$13,162,0001,171
Salaries and employee benefits$5,729,0001,379
Premises and equipment expense$2,069,000882
Additional noninterest expense$5,364,000949
Pre-tax net operating income$-1,249,0006,731
Securities gains (losses)$9,0002,535
Applicable income taxes$143,0003,057
Income before extraordinary items$-1,383,0006,751
Extraordinary gains, net$025
Net income$-1,383,0006,752
Minority interest net income$084
Net income of bank and minority interests.$-1,383,0006,752
Net charge-offs$469,0001,652
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,392,0006,741
2013-06-30 (YTD Data)Rank
Total interest income$6,808,0001,839
Total interest expense$266,0004,475
Net interest income$6,542,0001,652
Provision for loan and lease losses$183,0002,216
Total noninterest income$1,886,0001,409
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$579,0001,168
Trading account gains and fees$0157
Additional Noninterest Income$1,307,0001,309
Total noninterest expense$9,015,0001,133
Salaries and employee benefits$3,934,0001,350
Premises and equipment expense$1,384,000882
Additional noninterest expense$3,697,000918
Pre-tax net operating income$-770,0006,755
Securities gains (losses)$9,0002,315
Applicable income taxes$143,0002,739
Income before extraordinary items$-904,0006,794
Extraordinary gains, net$022
Net income$-904,0006,796
Minority interest net income$082
Net income of bank and minority interests.$-904,0006,795
Net charge-offs$-324,0006,854
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-913,0006,781
2013-03-31 (YTD Data)Rank
Total interest income$3,540,0001,785
Total interest expense$147,0004,351
Net interest income$3,393,0001,593
Provision for loan and lease losses$183,0001,433
Total noninterest income$1,140,0001,228
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$279,0001,197
Trading account gains and fees$0148
Additional Noninterest Income$861,0001,089
Total noninterest expense$4,664,0001,111
Salaries and employee benefits$2,086,0001,291
Premises and equipment expense$683,000904
Additional noninterest expense$1,895,000895
Pre-tax net operating income$-314,0006,797
Securities gains (losses)$9,0001,515
Applicable income taxes$142,0002,039
Income before extraordinary items$-447,0006,861
Extraordinary gains, net$010
Net income$-447,0006,862
Minority interest net income$076
Net income of bank and minority interests.$-447,0006,862
Net charge-offs$-3,0005,668
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-456,0006,846
2012-12-31 (YTD Data)Rank
Total interest income$13,833,0001,911
Total interest expense$685,0004,461
Net interest income$13,148,0001,685
Provision for loan and lease losses$1,350,0001,431
Total noninterest income$4,152,0001,293
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,314,0001,083
Trading account gains and fees$0166
Additional Noninterest Income$2,838,0001,206
Total noninterest expense$19,709,0001,013
Salaries and employee benefits$8,382,0001,248
Premises and equipment expense$3,049,000795
Additional noninterest expense$8,278,000849
Pre-tax net operating income$-3,759,0006,918
Securities gains (losses)$135,0002,029
Applicable income taxes$04,751
Income before extraordinary items$-3,624,0006,924
Extraordinary gains, net$029
Net income$-3,624,0006,923
Minority interest net income$093
Net income of bank and minority interests.$-3,624,0006,923
Net charge-offs$3,392,000783
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-3,759,0006,920
2012-09-30 (YTD Data)Rank
Total interest income$10,353,0001,939
Total interest expense$519,0004,560
Net interest income$9,834,0001,706
Provision for loan and lease losses$150,0003,869
Total noninterest income$3,236,0001,276
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$998,0001,078
Trading account gains and fees$0157
Additional Noninterest Income$2,238,0001,156
Total noninterest expense$15,637,000962
Salaries and employee benefits$7,015,0001,117
Premises and equipment expense$2,281,000805
Additional noninterest expense$6,341,000823
Pre-tax net operating income$-2,717,0007,025
Securities gains (losses)$135,0001,756
Applicable income taxes$04,802
Income before extraordinary items$-2,582,0007,029
Extraordinary gains, net$020
Net income$-2,582,0007,026
Minority interest net income$086
Net income of bank and minority interests.$-2,582,0007,028
Net charge-offs$-378,0007,137
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-2,717,0007,025
2012-06-30 (YTD Data)Rank
Total interest income$6,912,0001,944
Total interest expense$347,0004,658
Net interest income$6,565,0001,697
Provision for loan and lease losses$150,0003,329
Total noninterest income$2,208,0001,239
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$675,0001,046
Trading account gains and fees$0153
Additional Noninterest Income$1,533,0001,125
Total noninterest expense$10,717,000937
Salaries and employee benefits$4,532,0001,155
Premises and equipment expense$1,503,000812
Additional noninterest expense$4,682,000743
Pre-tax net operating income$-2,094,0007,095
Securities gains (losses)$135,0001,390
Applicable income taxes$04,770
Income before extraordinary items$-1,959,0007,106
Extraordinary gains, net$019
Net income$-1,959,0007,106
Minority interest net income$084
Net income of bank and minority interests.$-1,959,0007,106
Net charge-offs$-828,0007,232
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-2,094,0007,100
2012-03-31 (YTD Data)Rank
Total interest income$3,554,0001,906
Total interest expense$176,0004,739
Net interest income$3,378,0001,641
Provision for loan and lease losses$150,0002,302
Total noninterest income$1,531,000964
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$355,000995
Trading account gains and fees$0148
Additional Noninterest Income$1,176,000807
Total noninterest expense$4,858,0001,022
Salaries and employee benefits$2,182,0001,198
Premises and equipment expense$711,000857
Additional noninterest expense$1,965,000863
Pre-tax net operating income$-99,0006,732
Securities gains (losses)$135,000778
Applicable income taxes$04,704
Income before extraordinary items$36,0006,143
Extraordinary gains, net$019
Net income$36,0006,142
Minority interest net income$078
Net income of bank and minority interests.$36,0006,143
Net charge-offs$-572,0007,288
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-99,0006,744
2011-12-31 (YTD Data)Rank
Total interest income$16,772,0001,686
Total interest expense$894,0004,663
Net interest income$15,878,0001,400
Provision for loan and lease losses$9,850,000426
Total noninterest income$3,792,0001,272
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,402,0001,054
Trading account gains and fees$0146
Additional Noninterest Income$2,390,0001,210
Total noninterest expense$22,687,000870
Salaries and employee benefits$9,438,0001,043
Premises and equipment expense$3,542,000697
Additional noninterest expense$9,707,000738
Pre-tax net operating income$-12,867,0007,249
Securities gains (losses)$586,000700
Applicable income taxes$3,093,000569
Income before extraordinary items$-15,374,0007,270
Extraordinary gains, net$029
Net income$-15,374,0007,270
Minority interest net income$096
Net income of bank and minority interests.$-15,374,0007,270
Net charge-offs$9,866,000462
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-15,960,0007,270
2011-09-30 (YTD Data)Rank
Total interest income$12,714,0001,685
Total interest expense$687,0004,716
Net interest income$12,027,0001,394
Provision for loan and lease losses$7,600,000407
Total noninterest income$2,939,0001,248
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,057,0001,052
Trading account gains and fees$0145
Additional Noninterest Income$1,882,0001,166
Total noninterest expense$16,549,000896
Salaries and employee benefits$7,272,0001,010
Premises and equipment expense$2,024,000939
Additional noninterest expense$7,253,000729
Pre-tax net operating income$-9,183,0007,328
Securities gains (losses)$367,000788
Applicable income taxes$37,0003,772
Income before extraordinary items$-8,853,0007,326
Extraordinary gains, net$021
Net income$-8,853,0007,327
Minority interest net income$087
Net income of bank and minority interests.$-8,853,0007,327
Net charge-offs$6,714,000489
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-9,220,0007,327
2011-06-30 (YTD Data)Rank
Total interest income$8,465,0001,707
Total interest expense$483,0004,721
Net interest income$7,982,0001,399
Provision for loan and lease losses$6,500,000335
Total noninterest income$1,772,0001,326
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$696,0001,056
Trading account gains and fees$0153
Additional Noninterest Income$1,076,0001,277
Total noninterest expense$10,926,000919
Salaries and employee benefits$4,691,0001,056
Premises and equipment expense$1,265,0001,012
Additional noninterest expense$4,970,000723
Pre-tax net operating income$-7,672,0007,420
Securities gains (losses)$316,000533
Applicable income taxes$04,697
Income before extraordinary items$-7,356,0007,418
Extraordinary gains, net$015
Net income$-7,356,0007,418
Minority interest net income$089
Net income of bank and minority interests.$-7,356,0007,418
Net charge-offs$5,597,000421
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-7,672,0007,419
2011-03-31 (YTD Data)Rank
Total interest income$4,254,0001,714
Total interest expense$260,0004,644
Net interest income$3,994,0001,386
Provision for loan and lease losses$6,400,000200
Total noninterest income$885,0001,329
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$334,0001,082
Trading account gains and fees$0158
Additional Noninterest Income$551,0001,269
Total noninterest expense$5,041,000989
Salaries and employee benefits$2,381,0001,054
Premises and equipment expense$595,0001,095
Additional noninterest expense$2,065,000867
Pre-tax net operating income$-6,562,0007,519
Securities gains (losses)$01,772
Applicable income taxes$2,0004,282
Income before extraordinary items$-6,564,0007,513
Extraordinary gains, net$09
Net income$-6,564,0007,513
Minority interest net income$086
Net income of bank and minority interests.$-6,564,0007,513
Net charge-offs$5,132,000268
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-6,564,0007,513
2010-12-31 (YTD Data)Rank
Total interest income$20,181,0001,528
Total interest expense$1,632,0004,060
Net interest income$18,549,0001,209
Provision for loan and lease losses$9,884,000665
Total noninterest income$3,713,0001,336
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,254,0001,196
Trading account gains and fees$0175
Additional Noninterest Income$2,459,0001,216
Total noninterest expense$18,578,0001,075
Salaries and employee benefits$8,907,0001,117
Premises and equipment expense$2,248,0001,159
Additional noninterest expense$7,423,000994
Pre-tax net operating income$-6,200,0007,193
Securities gains (losses)$-4,0006,965
Applicable income taxes$-506,0007,171
Income before extraordinary items$-5,698,0007,221
Extraordinary gains, net$029
Net income$-5,698,0007,221
Minority interest net income$0111
Net income of bank and minority interests.$-5,698,0007,221
Net charge-offs$10,392,000595
Cash dividends$792,0001,778
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-5,694,3207,195
2010-09-30 (YTD Data)Rank
Total interest income$15,402,0001,530
Total interest expense$1,310,0004,046
Net interest income$14,092,0001,204
Provision for loan and lease losses$3,450,0001,156
Total noninterest income$2,010,0001,682
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$930,0001,246
Trading account gains and fees$0165
Additional Noninterest Income$1,080,0001,724
Total noninterest expense$13,455,0001,095
Salaries and employee benefits$7,012,0001,041
Premises and equipment expense$1,628,0001,202
Additional noninterest expense$4,815,0001,127
Pre-tax net operating income$-803,0006,700
Securities gains (losses)$-1,0007,074
Applicable income taxes$04,726
Income before extraordinary items$-804,0006,826
Extraordinary gains, net$023
Net income$-804,0006,825
Minority interest net income$0110
Net income of bank and minority interests.$-804,0006,826
Net charge-offs$2,917,0001,164
Cash dividends$600,0001,540
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-803,0006,768
2010-06-30 (YTD Data)Rank
Total interest income$10,546,0001,514
Total interest expense$915,0004,032
Net interest income$9,631,0001,178
Provision for loan and lease losses$3,300,000887
Total noninterest income$1,382,0001,606
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$633,0001,235
Trading account gains and fees$0152
Additional Noninterest Income$749,0001,602
Total noninterest expense$8,783,0001,118
Salaries and employee benefits$4,588,0001,071
Premises and equipment expense$1,077,0001,233
Additional noninterest expense$3,118,0001,147
Pre-tax net operating income$-1,070,0007,039
Securities gains (losses)$-1,0007,170
Applicable income taxes$04,691
Income before extraordinary items$-1,071,0007,115
Extraordinary gains, net$019
Net income$-1,071,0007,113
Minority interest net income$0105
Net income of bank and minority interests.$-1,071,0007,115
Net charge-offs$2,680,000910
Cash dividends$400,0001,555
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,070,0007,089
2010-03-31 (YTD Data)Rank
Total interest income$5,212,0001,561
Total interest expense$494,0003,967
Net interest income$4,718,0001,216
Provision for loan and lease losses$2,950,000563
Total noninterest income$642,0001,704
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$327,0001,199
Trading account gains and fees$0175
Additional Noninterest Income$315,0001,781
Total noninterest expense$4,217,0001,200
Salaries and employee benefits$2,289,0001,082
Premises and equipment expense$487,0001,400
Additional noninterest expense$1,441,0001,222
Pre-tax net operating income$-1,807,0007,568
Securities gains (losses)$-1,0007,364
Applicable income taxes$04,611
Income before extraordinary items$-1,808,0007,621
Extraordinary gains, net$016
Net income$-1,808,0007,623
Minority interest net income$091
Net income of bank and minority interests.$-1,808,0007,623
Net charge-offs$2,748,000519
Cash dividends$200,0001,369
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,807,0007,616
2009-12-31 (YTD Data)Rank
Total interest income$23,063,0001,493
Total interest expense$3,642,0002,951
Net interest income$19,421,0001,135
Provision for loan and lease losses$10,800,000813
Total noninterest income$2,386,0001,893
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,364,0001,267
Trading account gains and fees$0211
Additional Noninterest Income$1,022,0002,118
Total noninterest expense$17,857,0001,163
Salaries and employee benefits$8,595,0001,133
Premises and equipment expense$1,870,0001,446
Additional noninterest expense$7,392,0001,049
Pre-tax net operating income$-6,850,0007,341
Securities gains (losses)$90,0002,236
Applicable income taxes$-2,699,0007,593
Income before extraordinary items$-4,061,0007,164
Extraordinary gains, net$034
Net income$-3,763,0007,122
Minority interest net income$-298,0008,002
Net income of bank and minority interests.$-4,061,0007,163
Net charge-offs$9,536,000715
Cash dividends$400,0002,826
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,118,6007,171
2009-09-30 (YTD Data)Rank
Total interest income$16,857,0001,550
Total interest expense$3,004,0002,858
Net interest income$13,853,0001,208
Provision for loan and lease losses$6,060,000921
Total noninterest income$1,548,0002,114
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,034,0001,255
Trading account gains and fees$0212
Additional Noninterest Income$514,0002,768
Total noninterest expense$13,047,0001,179
Salaries and employee benefits$6,443,0001,147
Premises and equipment expense$1,422,0001,440
Additional noninterest expense$5,182,0001,090
Pre-tax net operating income$-3,706,0007,382
Securities gains (losses)$198,0001,287
Applicable income taxes$-1,358,0007,636
Income before extraordinary items$-2,150,0007,213
Extraordinary gains, net$027
Net income$-1,867,0007,126
Minority interest net income$-283,0008,092
Net income of bank and minority interests.$-2,150,0007,212
Net charge-offs$5,837,000727
Cash dividends$400,0002,256
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,276,7207,236
2009-06-30 (YTD Data)Rank
Total interest income$10,965,0001,621
Total interest expense$2,181,0002,759
Net interest income$8,784,0001,271
Provision for loan and lease losses$5,477,000694
Total noninterest income$1,015,0002,170
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$722,0001,172
Trading account gains and fees$0193
Additional Noninterest Income$293,0003,047
Total noninterest expense$8,671,0001,197
Salaries and employee benefits$4,295,0001,180
Premises and equipment expense$941,0001,488
Additional noninterest expense$3,435,0001,120
Pre-tax net operating income$-4,349,0007,694
Securities gains (losses)$165,0001,143
Applicable income taxes$-1,811,0007,875
Income before extraordinary items$-2,373,0007,547
Extraordinary gains, net$021
Net income$-2,370,0007,546
Minority interest net income$-3,0008,171
Net income of bank and minority interests.$-2,373,0007,546
Net charge-offs$5,359,000560
Cash dividends$200,0002,647
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-2,478,6007,582
2009-03-31 (YTD Data)Rank
Total interest income$5,546,0001,622
Total interest expense$1,175,0002,676
Net interest income$4,371,0001,268
Provision for loan and lease losses$750,0001,392
Total noninterest income$463,0002,254
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$338,0001,222
Trading account gains and fees$0171
Additional Noninterest Income$125,0003,277
Total noninterest expense$3,857,0001,300
Salaries and employee benefits$2,175,0001,175
Premises and equipment expense$495,0001,430
Additional noninterest expense$1,187,0001,370
Pre-tax net operating income$227,0003,827
Securities gains (losses)$52,0001,287
Applicable income taxes$82,0002,381
Income before extraordinary items$197,0003,891
Extraordinary gains, net$015
Net income$199,0003,877
Minority interest net income$-2,0008,226
Net income of bank and minority interests.$197,0003,892
Net charge-offs$1,571,000712
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$160,0804,074
2008-12-31 (YTD Data)Rank
Total interest income$26,385,0001,477
Total interest expense$6,013,0002,512
Net interest income$20,372,0001,057
Provision for loan and lease losses$4,950,0001,006
Total noninterest income$2,284,0001,939
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,294,0001,392
Trading account gains and fees$0154
Additional Noninterest Income$990,0002,133
Total noninterest expense$14,078,0001,389
Salaries and employee benefits$8,287,0001,204
Premises and equipment expense$1,936,0001,426
Additional noninterest expense$3,855,0001,612
Pre-tax net operating income$3,628,0001,506
Securities gains (losses)$-2,882,0007,988
Applicable income taxes$-62,0006,992
Income before extraordinary items$808,0003,681
Extraordinary gains, net$039
Net income$808,0003,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,227,0001,209
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$-70,0008,224
Net operating income$3,690,0001,189
2008-09-30 (YTD Data)Rank
Total interest income$19,959,0001,497
Total interest expense$4,549,0002,587
Net interest income$15,410,0001,073
Provision for loan and lease losses$2,350,0001,058
Total noninterest income$1,801,0001,917
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$988,0001,377
Trading account gains and fees$0148
Additional Noninterest Income$813,0002,101
Total noninterest expense$10,329,0001,401
Salaries and employee benefits$6,178,0001,239
Premises and equipment expense$1,453,0001,436
Additional noninterest expense$2,698,0001,655
Pre-tax net operating income$4,532,0001,121
Securities gains (losses)$-2,886,0008,136
Applicable income taxes$1,491,000842
Income before extraordinary items$155,0005,916
Extraordinary gains, net$031
Net income$155,0005,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$636,0001,698
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,002,0401,873
2008-06-30 (YTD Data)Rank
Total interest income$13,209,0001,533
Total interest expense$3,045,0002,677
Net interest income$10,164,0001,072
Provision for loan and lease losses$1,450,000974
Total noninterest income$1,231,0001,905
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$685,0001,299
Trading account gains and fees$0149
Additional Noninterest Income$546,0002,111
Total noninterest expense$6,735,0001,427
Salaries and employee benefits$4,062,0001,277
Premises and equipment expense$975,0001,419
Additional noninterest expense$1,698,0001,723
Pre-tax net operating income$3,210,0001,100
Securities gains (losses)$16,0002,191
Applicable income taxes$1,175,000817
Income before extraordinary items$2,051,0001,344
Extraordinary gains, net$021
Net income$2,051,0001,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$521,0001,276
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,040,7601,328
2008-03-31 (YTD Data)Rank
Total interest income$6,644,0001,565
Total interest expense$1,607,0002,708
Net interest income$5,037,0001,081
Provision for loan and lease losses$250,0001,575
Total noninterest income$582,0002,005
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$341,0001,286
Trading account gains and fees$0158
Additional Noninterest Income$241,0002,285
Total noninterest expense$3,279,0001,462
Salaries and employee benefits$2,030,0001,292
Premises and equipment expense$477,0001,457
Additional noninterest expense$772,0001,824
Pre-tax net operating income$2,090,000897
Securities gains (losses)$14,0001,798
Applicable income taxes$747,000726
Income before extraordinary items$1,357,0001,112
Extraordinary gains, net$015
Net income$1,357,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,776
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,348,0401,082
2007-12-31 (YTD Data)Rank
Total interest income$28,538,0001,508
Total interest expense$5,822,0003,078
Net interest income$22,716,000968
Provision for loan and lease losses$900,0001,538
Total noninterest income$2,488,0001,894
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,455,0001,218
Trading account gains and fees$0178
Additional Noninterest Income$1,033,0002,185
Total noninterest expense$12,467,0001,484
Salaries and employee benefits$7,077,0001,432
Premises and equipment expense$1,890,0001,410
Additional noninterest expense$3,500,0001,582
Pre-tax net operating income$11,837,000726
Securities gains (losses)$6,0001,516
Applicable income taxes$4,610,000582
Income before extraordinary items$7,233,000894
Extraordinary gains, net$039
Net income$7,233,000892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,742
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,229,160881
2007-09-30 (YTD Data)Rank
Total interest income$20,935,0001,549
Total interest expense$4,252,0003,152
Net interest income$16,683,000994
Provision for loan and lease losses$600,0001,345
Total noninterest income$1,988,0001,798
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,127,0001,167
Trading account gains and fees$0184
Additional Noninterest Income$861,0002,026
Total noninterest expense$9,233,0001,476
Salaries and employee benefits$5,181,0001,464
Premises and equipment expense$1,402,0001,416
Additional noninterest expense$2,650,0001,530
Pre-tax net operating income$8,838,000777
Securities gains (losses)$-17,0007,911
Applicable income taxes$3,188,000662
Income before extraordinary items$5,633,000916
Extraordinary gains, net$033
Net income$5,633,000914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0001,899
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,643,880900
2007-06-30 (YTD Data)Rank
Total interest income$13,170,0001,649
Total interest expense$2,705,0003,251
Net interest income$10,465,0001,076
Provision for loan and lease losses$450,0001,118
Total noninterest income$1,474,0001,692
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$753,0001,176
Trading account gains and fees$0168
Additional Noninterest Income$721,0001,735
Total noninterest expense$6,118,0001,504
Salaries and employee benefits$3,424,0001,497
Premises and equipment expense$924,0001,440
Additional noninterest expense$1,770,0001,536
Pre-tax net operating income$5,371,000894
Securities gains (losses)$-17,0008,102
Applicable income taxes$1,910,000758
Income before extraordinary items$3,444,0001,046
Extraordinary gains, net$029
Net income$3,444,0001,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0007,982
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,454,8801,027
2007-03-31 (YTD Data)Rank
Total interest income$6,402,0001,689
Total interest expense$1,239,0003,453
Net interest income$5,163,0001,075
Provision for loan and lease losses$150,0001,427
Total noninterest income$637,0001,856
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$378,0001,136
Trading account gains and fees$0195
Additional Noninterest Income$259,0002,166
Total noninterest expense$3,004,0001,528
Salaries and employee benefits$1,732,0001,499
Premises and equipment expense$456,0001,468
Additional noninterest expense$816,0001,645
Pre-tax net operating income$2,646,000891
Securities gains (losses)$-29,0008,420
Applicable income taxes$929,000778
Income before extraordinary items$1,688,0001,049
Extraordinary gains, net$022
Net income$1,688,0001,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,797
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,706,8501,019
2006-12-31 (YTD Data)Rank
Total interest income$22,623,0001,787
Total interest expense$3,558,0003,869
Net interest income$19,065,0001,170
Provision for loan and lease losses$450,0002,064
Total noninterest income$2,786,0001,732
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,093,0001,622
Trading account gains and fees$0130
Additional Noninterest Income$1,693,0001,522
Total noninterest expense$11,568,0001,548
Salaries and employee benefits$6,576,0001,507
Premises and equipment expense$1,792,0001,433
Additional noninterest expense$3,200,0001,638
Pre-tax net operating income$9,833,000992
Securities gains (losses)$01,687
Applicable income taxes$3,656,000810
Income before extraordinary items$6,177,0001,197
Extraordinary gains, net$051
Net income$6,177,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,316
Cash dividends$1,000,0002,543
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,177,0001,180
2006-09-30 (YTD Data)Rank
Total interest income$16,305,0001,851
Total interest expense$2,486,0003,962
Net interest income$13,819,0001,242
Provision for loan and lease losses$06,685
Total noninterest income$2,257,0001,626
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$840,0001,583
Trading account gains and fees$0126
Additional Noninterest Income$1,417,0001,414
Total noninterest expense$8,693,0001,546
Salaries and employee benefits$4,968,0001,501
Premises and equipment expense$1,331,0001,455
Additional noninterest expense$2,394,0001,646
Pre-tax net operating income$7,383,0001,035
Securities gains (losses)$01,388
Applicable income taxes$2,715,000856
Income before extraordinary items$4,668,0001,215
Extraordinary gains, net$045
Net income$4,668,0001,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-228,0008,647
Cash dividends$250,0003,894
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,668,0001,206
2006-06-30 (YTD Data)Rank
Total interest income$10,286,0001,903
Total interest expense$1,516,0004,091
Net interest income$8,770,0001,312
Provision for loan and lease losses$06,419
Total noninterest income$1,584,0001,552
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$569,0001,553
Trading account gains and fees$0126
Additional Noninterest Income$1,015,0001,342
Total noninterest expense$5,772,0001,556
Salaries and employee benefits$3,263,0001,527
Premises and equipment expense$883,0001,476
Additional noninterest expense$1,626,0001,616
Pre-tax net operating income$4,582,0001,113
Securities gains (losses)$01,185
Applicable income taxes$1,667,000909
Income before extraordinary items$2,915,0001,287
Extraordinary gains, net$039
Net income$2,915,0001,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,142
Cash dividends$250,0003,368
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,915,0001,272
2006-03-31 (YTD Data)Rank
Total interest income$4,824,0001,969
Total interest expense$719,0004,106
Net interest income$4,105,0001,399
Provision for loan and lease losses$06,013
Total noninterest income$877,0001,406
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$299,0001,430
Trading account gains and fees$0115
Additional Noninterest Income$578,0001,206
Total noninterest expense$2,824,0001,589
Salaries and employee benefits$1,710,0001,453
Premises and equipment expense$425,0001,535
Additional noninterest expense$689,0001,897
Pre-tax net operating income$2,158,0001,146
Securities gains (losses)$0955
Applicable income taxes$759,000975
Income before extraordinary items$1,399,0001,308
Extraordinary gains, net$021
Net income$1,399,0001,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,005
Cash dividends$50,0003,539
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,399,0001,291
2005-12-31 (YTD Data)Rank
Total interest income$17,163,0001,955
Total interest expense$2,060,0004,350
Net interest income$15,103,0001,451
Provision for loan and lease losses$350,0002,522
Total noninterest income$2,730,0001,743
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,091,0001,599
Trading account gains and fees$0138
Additional Noninterest Income$1,639,0001,555
Total noninterest expense$10,898,0001,576
Salaries and employee benefits$6,001,0001,559
Premises and equipment expense$1,565,0001,556
Additional noninterest expense$3,332,0001,528
Pre-tax net operating income$6,585,0001,449
Securities gains (losses)$02,296
Applicable income taxes$2,345,0001,199
Income before extraordinary items$4,240,0001,660
Extraordinary gains, net$046
Net income$4,240,0001,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-561,0008,791
Cash dividends$215,0004,815
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,240,0001,635
2005-09-30 (YTD Data)Rank
Total interest income$12,211,0002,000
Total interest expense$1,349,0004,595
Net interest income$10,862,0001,498
Provision for loan and lease losses$350,0001,932
Total noninterest income$2,287,0001,584
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$795,0001,626
Trading account gains and fees$0126
Additional Noninterest Income$1,492,0001,375
Total noninterest expense$8,031,0001,582
Salaries and employee benefits$4,445,0001,564
Premises and equipment expense$1,134,0001,601
Additional noninterest expense$2,452,0001,530
Pre-tax net operating income$4,768,0001,505
Securities gains (losses)$02,317
Applicable income taxes$1,671,0001,263
Income before extraordinary items$3,097,0001,701
Extraordinary gains, net$035
Net income$3,097,0001,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-586,0008,821
Cash dividends$215,0003,967
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,097,0001,667
2005-06-30 (YTD Data)Rank
Total interest income$7,848,0002,011
Total interest expense$842,0004,641
Net interest income$7,006,0001,527
Provision for loan and lease losses$350,0001,336
Total noninterest income$1,697,0001,456
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$509,0001,654
Trading account gains and fees$0116
Additional Noninterest Income$1,188,0001,189
Total noninterest expense$5,304,0001,594
Salaries and employee benefits$2,945,0001,573
Premises and equipment expense$737,0001,631
Additional noninterest expense$1,622,0001,538
Pre-tax net operating income$3,049,0001,526
Securities gains (losses)$02,146
Applicable income taxes$1,038,0001,335
Income before extraordinary items$2,011,0001,700
Extraordinary gains, net$030
Net income$2,011,0001,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-472,0008,822
Cash dividends$215,0003,410
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,011,0001,673
2005-03-31 (YTD Data)Rank
Total interest income$3,747,0002,059
Total interest expense$398,0004,703
Net interest income$3,349,0001,592
Provision for loan and lease losses$250,000917
Total noninterest income$992,0001,253
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$253,0001,616
Trading account gains and fees$0115
Additional Noninterest Income$739,0001,006
Total noninterest expense$2,624,0001,615
Salaries and employee benefits$1,422,0001,627
Premises and equipment expense$364,0001,662
Additional noninterest expense$838,0001,486
Pre-tax net operating income$1,467,0001,547
Securities gains (losses)$01,685
Applicable income taxes$495,0001,372
Income before extraordinary items$972,0001,727
Extraordinary gains, net$024
Net income$972,0001,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-170,0008,852
Cash dividends$50,0003,408
Sale, conversion, retirement of capital stock, net$0491
Net operating income$972,0001,693
2004-12-31 (YTD Data)Rank
Total interest income$12,427,0002,321
Total interest expense$1,489,0004,528
Net interest income$10,938,0001,847
Provision for loan and lease losses$1,550,000702
Total noninterest income$3,932,0001,295
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,376,0001,290
Trading account gains and fees$0138
Additional Noninterest Income$2,556,0001,108
Total noninterest expense$8,969,0001,802
Salaries and employee benefits$4,415,0001,974
Premises and equipment expense$1,185,0001,938
Additional noninterest expense$3,369,0001,473
Pre-tax net operating income$4,351,0001,907
Securities gains (losses)$03,819
Applicable income taxes$1,777,0001,408
Income before extraordinary items$2,574,0002,374
Extraordinary gains, net$034
Net income$2,574,0002,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,344,000621
Cash dividends$50,0005,821
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,574,0002,319
2004-09-30 (YTD Data)Rank
Total interest income$8,812,0002,415
Total interest expense$985,0004,821
Net interest income$7,827,0001,918
Provision for loan and lease losses$450,0001,575
Total noninterest income$2,005,0001,776
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,116,0001,201
Trading account gains and fees$0134
Additional Noninterest Income$889,0001,934
Total noninterest expense$6,140,0001,952
Salaries and employee benefits$3,199,0002,039
Premises and equipment expense$857,0002,014
Additional noninterest expense$2,084,0001,726
Pre-tax net operating income$3,242,0001,940
Securities gains (losses)$03,710
Applicable income taxes$1,338,0001,423
Income before extraordinary items$1,904,0002,426
Extraordinary gains, net$026
Net income$1,904,0002,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0001,543
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,904,0002,371
2004-06-30 (YTD Data)Rank
Total interest income$5,541,0002,520
Total interest expense$581,0005,198
Net interest income$4,960,0002,007
Provision for loan and lease losses$50,0004,677
Total noninterest income$1,225,0001,891
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$768,0001,147
Trading account gains and fees$0130
Additional Noninterest Income$457,0002,331
Total noninterest expense$4,029,0001,978
Salaries and employee benefits$2,107,0002,075
Premises and equipment expense$569,0002,019
Additional noninterest expense$1,353,0001,765
Pre-tax net operating income$2,106,0001,956
Securities gains (losses)$03,413
Applicable income taxes$869,0001,439
Income before extraordinary items$1,237,0002,453
Extraordinary gains, net$021
Net income$1,237,0002,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,540
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,237,0002,391
2004-03-31 (YTD Data)Rank
Total interest income$2,764,0002,529
Total interest expense$282,0005,358
Net interest income$2,482,0002,006
Provision for loan and lease losses$06,501
Total noninterest income$547,0002,025
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$382,0001,128
Trading account gains and fees$0121
Additional Noninterest Income$165,0002,774
Total noninterest expense$1,994,0002,008
Salaries and employee benefits$1,019,0002,152
Premises and equipment expense$280,0002,073
Additional noninterest expense$695,0001,709
Pre-tax net operating income$1,035,0001,941
Securities gains (losses)$02,934
Applicable income taxes$431,0001,465
Income before extraordinary items$604,0002,476
Extraordinary gains, net$016
Net income$604,0002,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,283
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$604,0002,401
2003-12-31 (YTD Data)Rank
Total interest income$10,183,0002,782
Total interest expense$1,549,0004,774
Net interest income$8,634,0002,247
Provision for loan and lease losses$150,0004,567
Total noninterest income$2,422,0001,997
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,138,0001,508
Trading account gains and fees$0160
Additional Noninterest Income$1,284,0002,025
Total noninterest expense$7,910,0001,999
Salaries and employee benefits$3,913,0002,170
Premises and equipment expense$1,050,0002,166
Additional noninterest expense$2,947,0001,659
Pre-tax net operating income$2,996,0002,513
Securities gains (losses)$04,500
Applicable income taxes$1,246,0001,885
Income before extraordinary items$1,750,0003,168
Extraordinary gains, net$054
Net income$1,750,0003,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,0009,024
Cash dividends$179,0005,059
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,750,0003,023
2003-09-30 (YTD Data)Rank
Total interest income$7,490,0002,865
Total interest expense$1,225,0004,755
Net interest income$6,265,0002,329
Provision for loan and lease losses$150,0003,902
Total noninterest income$1,677,0002,172
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$778,0001,657
Trading account gains and fees$0153
Additional Noninterest Income$899,0002,203
Total noninterest expense$5,686,0002,093
Salaries and employee benefits$2,917,0002,187
Premises and equipment expense$780,0002,199
Additional noninterest expense$1,989,0001,814
Pre-tax net operating income$2,106,0002,734
Securities gains (losses)$-1,0008,731
Applicable income taxes$869,0002,074
Income before extraordinary items$1,236,0003,410
Extraordinary gains, net$040
Net income$1,236,0003,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,0009,026
Cash dividends$130,0004,502
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,236,6403,251
2003-06-30 (YTD Data)Rank
Total interest income$4,888,0002,958
Total interest expense$900,0004,579
Net interest income$3,988,0002,441
Provision for loan and lease losses$150,0003,000
Total noninterest income$1,220,0002,033
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$523,0001,615
Trading account gains and fees$0150
Additional Noninterest Income$697,0001,977
Total noninterest expense$3,745,0002,104
Salaries and employee benefits$1,867,0002,264
Premises and equipment expense$512,0002,211
Additional noninterest expense$1,366,0001,761
Pre-tax net operating income$1,313,0002,885
Securities gains (losses)$03,782
Applicable income taxes$541,0002,210
Income before extraordinary items$772,0003,608
Extraordinary gains, net$030
Net income$772,0003,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0002,012
Cash dividends$130,0003,999
Sale, conversion, retirement of capital stock, net$0589
Net operating income$772,0003,411
2003-03-31 (YTD Data)Rank
Total interest income$2,370,0003,051
Total interest expense$483,0004,444
Net interest income$1,887,0002,572
Provision for loan and lease losses$150,0001,666
Total noninterest income$515,0002,243
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$255,0001,610
Trading account gains and fees$0134
Additional Noninterest Income$260,0002,315
Total noninterest expense$1,872,0002,088
Salaries and employee benefits$941,0002,239
Premises and equipment expense$280,0002,035
Additional noninterest expense$651,0001,807
Pre-tax net operating income$380,0004,164
Securities gains (losses)$02,891
Applicable income taxes$142,0003,323
Income before extraordinary items$238,0004,844
Extraordinary gains, net$021
Net income$238,0004,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,000997
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$238,0004,654
2002-12-31 (YTD Data)Rank
Total interest income$9,843,0003,062
Total interest expense$2,146,0004,587
Net interest income$7,697,0002,488
Provision for loan and lease losses$1,000,0001,347
Total noninterest income$2,461,0001,815
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$721,0002,198
Trading account gains and fees$0153
Additional Noninterest Income$1,740,0001,463
Total noninterest expense$7,819,0001,933
Salaries and employee benefits$3,363,0002,379
Premises and equipment expense$1,062,0002,064
Additional noninterest expense$3,394,0001,397
Pre-tax net operating income$1,339,0004,401
Securities gains (losses)$5,0003,957
Applicable income taxes$559,0003,239
Income before extraordinary items$785,0005,259
Extraordinary gains, net$070
Net income$785,0005,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0003,242
Cash dividends$430,0003,702
Sale, conversion, retirement of capital stock, net$0862
Net operating income$781,8005,133
2001-12-31 (YTD Data)Rank
Total interest income$11,412,0002,969
Total interest expense$4,740,0003,311
Net interest income$6,672,0002,677
Provision for loan and lease losses$450,0002,395
Total noninterest income$2,577,0001,658
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$618,0002,379
Trading account gains and fees$0177
Additional Noninterest Income$1,959,0001,266
Total noninterest expense$7,181,0001,996
Salaries and employee benefits$2,981,0002,521
Premises and equipment expense$933,0002,288
Additional noninterest expense$3,267,0001,433
Pre-tax net operating income$1,618,0003,679
Securities gains (losses)$7,0003,779
Applicable income taxes$671,0002,756
Income before extraordinary items$954,0004,404
Extraordinary gains, net$0105
Net income$954,0004,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$447,0001,685
Cash dividends$90,0005,834
Sale, conversion, retirement of capital stock, net$0922
Net operating income$949,5204,301
2000-12-31 (YTD Data)Rank
Total interest income$11,783,0002,939
Total interest expense$5,475,0003,049
Net interest income$6,308,0002,810
Provision for loan and lease losses$560,0001,711
Total noninterest income$2,559,0001,554
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$583,0002,356
Trading account gains and fees$0180
Additional Noninterest Income$1,976,0001,142
Total noninterest expense$6,817,0002,029
Salaries and employee benefits$2,794,0002,554
Premises and equipment expense$769,0002,668
Additional noninterest expense$3,254,0001,381
Pre-tax net operating income$1,490,0004,084
Securities gains (losses)$01,956
Applicable income taxes$620,0003,030
Income before extraordinary items$870,0004,786
Extraordinary gains, net$038
Net income$870,0004,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$584,0001,109
Cash dividends$306,0004,431
Sale, conversion, retirement of capital stock, net$0969
Net operating income$870,0004,792
1999-12-31 (YTD Data)Rank
Total interest income$9,858,0003,257
Total interest expense$4,294,0003,381
Net interest income$5,564,0003,116
Provision for loan and lease losses$195,0003,609
Total noninterest income$1,958,0001,888
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$423,0003,070
Trading account gains and fees$0173
Additional Noninterest Income$1,535,0001,377
Total noninterest expense$6,299,0002,161
Salaries and employee benefits$2,822,0002,485
Premises and equipment expense$836,0002,420
Additional noninterest expense$2,641,0001,688
Pre-tax net operating income$1,028,0005,223
Securities gains (losses)$03,155
Applicable income taxes$424,0004,008
Income before extraordinary items$604,0005,872
Extraordinary gains, net$035
Net income$604,0005,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,247
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$57,000850
Net operating income$604,0005,848
1998-12-31 (YTD Data)Rank
Total interest income$9,787,0003,302
Total interest expense$4,897,0003,060
Net interest income$4,890,0003,481
Provision for loan and lease losses$300,0002,562
Total noninterest income$1,732,0002,032
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$486,0002,614
Trading account gains and fees$0224
Additional Noninterest Income$1,246,0001,589
Total noninterest expense$5,548,0002,360
Salaries and employee benefits$2,827,0002,392
Premises and equipment expense$785,0002,497
Additional noninterest expense$1,936,0002,167
Pre-tax net operating income$774,0006,196
Securities gains (losses)$-1,0009,769
Applicable income taxes$320,0005,001
Income before extraordinary items$453,0006,895
Extraordinary gains, net$032
Net income$453,0006,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,361
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$453,6406,783
1997-12-31 (YTD Data)Rank
Total interest income$9,768,0003,303
Total interest expense$4,769,0003,119
Net interest income$4,999,0003,491
Provision for loan and lease losses$205,0003,384
Total noninterest income$1,666,0002,033
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$572,0002,292
Trading account gains and fees$0239
Additional Noninterest Income$1,094,0001,653
Total noninterest expense$5,416,0002,380
Salaries and employee benefits$2,568,0002,575
Premises and equipment expense$865,0002,277
Additional noninterest expense$1,983,0002,102
Pre-tax net operating income$1,044,0005,707
Securities gains (losses)$-174,00010,820
Applicable income taxes$284,0005,875
Income before extraordinary items$586,0006,445
Extraordinary gains, net$044
Net income$586,0006,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,708
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$702,5805,852
1996-12-31 (YTD Data)Rank
Total interest income$8,796,0003,688
Total interest expense$4,633,0003,229
Net interest income$4,163,0004,183
Provision for loan and lease losses$150,0004,046
Total noninterest income$2,179,0001,715
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$494,0002,752
Trading account gains and fees$0262
Additional Noninterest Income$1,685,0001,307
Total noninterest expense$5,956,0002,306
Salaries and employee benefits$2,883,0002,303
Premises and equipment expense$843,0002,337
Additional noninterest expense$2,230,0002,234
Pre-tax net operating income$236,0009,570
Securities gains (losses)$19,0002,034
Applicable income taxes$69,0009,344
Income before extraordinary items$186,0009,429
Extraordinary gains, net$053
Net income$186,0009,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,600
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$172,1309,513
1995-12-31 (YTD Data)Rank
Total interest income$9,608,0003,404
Total interest expense$4,710,0003,185
Net interest income$4,898,0003,611
Provision for loan and lease losses$240,0002,643
Total noninterest income$1,858,0001,948
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$452,0002,995
Trading account gains and fees$0522
Additional Noninterest Income$1,406,0001,420
Total noninterest expense$6,665,0002,071
Salaries and employee benefits$2,978,0002,218
Premises and equipment expense$1,067,0001,906
Additional noninterest expense$2,620,0001,909
Pre-tax net operating income$-149,00011,635
Securities gains (losses)$20,0001,915
Applicable income taxes$-58,00011,657
Income before extraordinary items$-71,00011,585
Extraordinary gains, net$065
Net income$-71,00011,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0002,232
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-83,80011,572
1994-12-31 (YTD Data)Rank
Total interest income$8,598,0003,484
Total interest expense$3,138,0003,795
Net interest income$5,460,0003,287
Provision for loan and lease losses$225,0002,816
Total noninterest income$1,935,0001,874
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$518,0002,631
Trading account gains and fees$0475
Additional Noninterest Income$1,417,0001,444
Total noninterest expense$6,950,0002,057
Salaries and employee benefits$2,969,0002,241
Premises and equipment expense$1,072,0001,911
Additional noninterest expense$2,909,0001,861
Pre-tax net operating income$220,00010,738
Securities gains (losses)$03,600
Applicable income taxes$82,0009,759
Income before extraordinary items$138,00010,961
Extraordinary gains, net$0249
Net income$138,00010,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$579,0001,243
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$138,00011,018
1993-12-31 (YTD Data)Rank
Total interest income$8,331,0003,667
Total interest expense$3,149,0003,959
Net interest income$5,182,0003,455
Provision for loan and lease losses$570,0001,929
Total noninterest income$2,362,0001,750
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$606,0002,279
Trading account gains and fees$0532
Additional Noninterest Income$1,756,0001,377
Total noninterest expense$6,977,0002,100
Salaries and employee benefits$2,876,0002,322
Premises and equipment expense$727,0002,778
Additional noninterest expense$3,374,0001,734
Pre-tax net operating income$-3,00012,450
Securities gains (losses)$20,0004,664
Applicable income taxes$7,00011,895
Income before extraordinary items$10,00012,480
Extraordinary gains, net$100,0001,558
Net income$110,00011,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$507,0001,745
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-2,80012,405
1992-12-31 (YTD Data)Rank
Total interest income$8,680,0003,981
Total interest expense$3,751,0004,297
Net interest income$4,929,0003,693
Provision for loan and lease losses$995,0001,850
Total noninterest income$3,197,0001,359
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$663,0002,053
Trading account gains and feesNANA
Additional Noninterest Income$2,534,0001,071
Total noninterest expense$6,523,0002,245
Salaries and employee benefits$2,837,0002,293
Premises and equipment expense$1,200,0001,758
Additional noninterest expense$2,486,0002,336
Pre-tax net operating income$608,0007,650
Securities gains (losses)$-321,00013,882
Applicable income taxes$118,0009,428
Income before extraordinary items$169,00011,008
Extraordinary gains, net$01,422
Net income$169,00011,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,168,0001,417
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$374,4408,107

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.