Home > Mutual Savings Bank > Income and Expense

Mutual Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$13,602,0002,426
Total interest expense$5,229,0001,967
Net interest income$8,373,0002,621
Provision for loan and lease losses$238,0001,892
Total noninterest income$1,106,0002,624
Gross Fiduciary activities income$56,000760
Service charges on deposit accounts$192,0002,724
Trading account gains and feesNANA
Additional Noninterest Income$858,0002,432
Total noninterest expense$7,828,0002,364
Salaries and employee benefits$4,466,0002,357
Premises and equipment expense$918,0002,123
Additional noninterest expense$858,0002,432
Pre-tax net operating income$1,413,0003,304
Securities gains (losses)$25,000600
Applicable income taxes$2,0003,348
Income before extraordinary items$1,436,0003,128
Extraordinary gains, net$054
Net income$1,436,0003,162
Minority interest net income$088
Net income of bank and minority interests.$1,436,0003,130
Net charge-offs$-2,0003,575
Cash dividends$174,0003,213
Sale, conversion, retirement of capital stock, net$50,000447
Net operating income$1,411,0003,187
2023-09-30 (YTD Data)Rank
Total interest income$9,937,0002,433
Total interest expense$3,622,0001,942
Net interest income$6,315,0002,639
Provision for loan and lease losses$211,0001,618
Total noninterest income$830,0002,618
Gross Fiduciary activities income$41,000751
Service charges on deposit accounts$141,0002,771
Trading account gains and feesNANA
Additional Noninterest Income$648,0002,419
Total noninterest expense$5,885,0002,349
Salaries and employee benefits$3,505,0002,285
Premises and equipment expense$626,0002,254
Additional noninterest expense$648,0002,418
Pre-tax net operating income$1,049,0003,403
Securities gains (losses)$25,000397
Applicable income taxes$-3,0004,403
Income before extraordinary items$1,077,0003,211
Extraordinary gains, net$052
Net income$1,077,0003,244
Minority interest net income$081
Net income of bank and minority interests.$1,077,0003,212
Net charge-offs$-4,0003,620
Cash dividends$116,0002,876
Sale, conversion, retirement of capital stock, net$38,000435
Net operating income$1,052,0003,267
2023-06-30 (YTD Data)Rank
Total interest income$6,444,0002,439
Total interest expense$2,193,0001,901
Net interest income$4,251,0002,646
Provision for loan and lease losses$176,0001,435
Total noninterest income$515,0002,672
Gross Fiduciary activities income$17,000778
Service charges on deposit accounts$93,0002,779
Trading account gains and feesNANA
Additional Noninterest Income$405,0002,438
Total noninterest expense$3,931,0002,340
Salaries and employee benefits$2,382,0002,249
Premises and equipment expense$397,0002,317
Additional noninterest expense$405,0002,434
Pre-tax net operating income$659,0003,486
Securities gains (losses)$25,000402
Applicable income taxes$-23,0004,504
Income before extraordinary items$707,0003,278
Extraordinary gains, net$051
Net income$707,0003,312
Minority interest net income$081
Net income of bank and minority interests.$707,0003,277
Net charge-offs$-1,0003,356
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$28,000422
Net operating income$682,0003,319
2023-03-31 (YTD Data)Rank
Total interest income$3,063,0002,505
Total interest expense$928,0001,916
Net interest income$2,135,0002,647
Provision for loan and lease losses$30,0001,903
Total noninterest income$233,0002,778
Gross Fiduciary activities income$10,000797
Service charges on deposit accounts$44,0002,850
Trading account gains and feesNANA
Additional Noninterest Income$179,0002,560
Total noninterest expense$1,935,0002,391
Salaries and employee benefits$1,191,0002,289
Premises and equipment expense$220,0002,214
Additional noninterest expense$179,0002,560
Pre-tax net operating income$403,0003,329
Securities gains (losses)$23,000407
Applicable income taxes$7,0003,207
Income before extraordinary items$419,0003,123
Extraordinary gains, net$04
Net income$419,0003,122
Minority interest net income$048
Net income of bank and minority interests.$419,0003,123
Net charge-offs$-1,0003,238
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$15,000384
Net operating income$396,4603,210
2022-12-31 (YTD Data)Rank
Total interest income$9,520,0002,585
Total interest expense$1,186,0002,201
Net interest income$8,334,0002,620
Provision for loan and lease losses$60,0002,455
Total noninterest income$1,740,0002,188
Gross Fiduciary activities income$62,000783
Service charges on deposit accounts$186,0002,826
Trading account gains and feesNANA
Additional Noninterest Income$1,492,0001,905
Total noninterest expense$7,214,0002,468
Salaries and employee benefits$4,314,0002,374
Premises and equipment expense$805,0002,297
Additional noninterest expense$1,492,0001,905
Pre-tax net operating income$2,800,0002,733
Securities gains (losses)$0691
Applicable income taxes$293,0002,426
Income before extraordinary items$2,507,0002,684
Extraordinary gains, net$05
Net income$2,507,0002,681
Minority interest net income$063
Net income of bank and minority interests.$2,507,0002,683
Net charge-offs$02,620
Cash dividends$126,0003,289
Sale, conversion, retirement of capital stock, net$27,000523
Net operating income$2,507,0002,709
2022-09-30 (YTD Data)Rank
Total interest income$6,730,0002,624
Total interest expense$608,0002,389
Net interest income$6,122,0002,627
Provision for loan and lease losses$30,0002,440
Total noninterest income$1,462,0002,095
Gross Fiduciary activities income$53,000769
Service charges on deposit accounts$130,0002,936
Trading account gains and feesNANA
Additional Noninterest Income$1,279,0001,809
Total noninterest expense$5,463,0002,445
Salaries and employee benefits$3,208,0002,392
Premises and equipment expense$601,0002,324
Additional noninterest expense$1,279,0001,809
Pre-tax net operating income$2,091,0002,730
Securities gains (losses)$0740
Applicable income taxes$216,0002,433
Income before extraordinary items$1,875,0002,671
Extraordinary gains, net$04
Net income$1,875,0002,669
Minority interest net income$057
Net income of bank and minority interests.$1,875,0002,670
Net charge-offs$2,0002,177
Cash dividends$126,0002,859
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,875,0002,706
2022-06-30 (YTD Data)Rank
Total interest income$4,213,0002,688
Total interest expense$326,0002,553
Net interest income$3,887,0002,674
Provision for loan and lease losses$02,599
Total noninterest income$1,050,0002,013
Gross Fiduciary activities income$21,000765
Service charges on deposit accounts$85,0002,965
Trading account gains and feesNANA
Additional Noninterest Income$944,0001,732
Total noninterest expense$3,679,0002,414
Salaries and employee benefits$2,170,0002,377
Premises and equipment expense$399,0002,336
Additional noninterest expense$1,110,0002,444
Pre-tax net operating income$1,258,0002,759
Securities gains (losses)$0687
Applicable income taxes$119,0002,487
Income before extraordinary items$1,139,0002,678
Extraordinary gains, net$04
Net income$1,139,0002,676
Minority interest net income$060
Net income of bank and minority interests.$1,139,0002,678
Net charge-offs$2,0001,931
Cash dividends$126,0002,648
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,139,0002,713
2022-03-31 (YTD Data)Rank
Total interest income$1,951,0002,760
Total interest expense$138,0002,737
Net interest income$1,813,0002,730
Provision for loan and lease losses$02,285
Total noninterest income$493,0002,084
Gross Fiduciary activities income$10,000772
Service charges on deposit accounts$43,0002,929
Trading account gains and feesNANA
Additional Noninterest Income$440,0001,807
Total noninterest expense$1,812,0002,436
Salaries and employee benefits$1,070,0002,405
Premises and equipment expense$204,0002,312
Additional noninterest expense$538,0002,465
Pre-tax net operating income$494,0002,920
Securities gains (losses)$0623
Applicable income taxes$42,0002,597
Income before extraordinary items$452,0002,850
Extraordinary gains, net$04
Net income$452,0002,848
Minority interest net income$050
Net income of bank and minority interests.$452,0002,850
Net charge-offs$01,838
Cash dividends$126,0001,915
Sale, conversion, retirement of capital stock, net$0453
Net operating income$452,0002,875
2021-12-31 (YTD Data)Rank
Total interest income$7,499,0002,898
Total interest expense$738,0002,643
Net interest income$6,761,0002,892
Provision for loan and lease losses$90,0002,262
Total noninterest income$2,592,0001,970
Gross Fiduciary activities income$54,000766
Service charges on deposit accounts$140,0003,092
Trading account gains and feesNANA
Additional Noninterest Income$2,398,0001,727
Total noninterest expense$7,011,0002,485
Salaries and employee benefits$4,079,0002,464
Premises and equipment expense$779,0002,350
Additional noninterest expense$2,153,0002,459
Pre-tax net operating income$2,252,0003,003
Securities gains (losses)$577,000320
Applicable income taxes$393,0002,271
Income before extraordinary items$2,436,0002,783
Extraordinary gains, net$010
Net income$2,436,0002,784
Minority interest net income$074
Net income of bank and minority interests.$2,436,0002,784
Net charge-offs$1,0002,638
Cash dividends$624,0002,651
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,939,7803,041
2021-09-30 (YTD Data)Rank
Total interest income$5,556,0002,970
Total interest expense$596,0002,608
Net interest income$4,960,0002,977
Provision for loan and lease losses$90,0002,005
Total noninterest income$2,031,0001,970
Gross Fiduciary activities income$44,000748
Service charges on deposit accounts$97,0003,192
Trading account gains and feesNANA
Additional Noninterest Income$1,890,0001,730
Total noninterest expense$5,099,0002,551
Salaries and employee benefits$3,008,0002,504
Premises and equipment expense$578,0002,397
Additional noninterest expense$1,513,0002,574
Pre-tax net operating income$1,802,0003,050
Securities gains (losses)$271,000477
Applicable income taxes$289,0002,338
Income before extraordinary items$1,784,0002,934
Extraordinary gains, net$08
Net income$1,784,0002,934
Minority interest net income$069
Net income of bank and minority interests.$1,784,0002,934
Net charge-offs$-3,0003,300
Cash dividends$495,0002,337
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,550,9403,070
2021-06-30 (YTD Data)Rank
Total interest income$3,665,0002,993
Total interest expense$427,0002,575
Net interest income$3,238,0003,015
Provision for loan and lease losses$90,0001,757
Total noninterest income$1,353,0001,907
Gross Fiduciary activities income$32,000743
Service charges on deposit accounts$59,0003,247
Trading account gains and feesNANA
Additional Noninterest Income$1,262,0001,684
Total noninterest expense$3,429,0002,519
Salaries and employee benefits$2,034,0002,475
Premises and equipment expense$390,0002,371
Additional noninterest expense$1,005,0002,568
Pre-tax net operating income$1,072,0003,174
Securities gains (losses)$01,818
Applicable income taxes$131,0002,578
Income before extraordinary items$941,0003,205
Extraordinary gains, net$06
Net income$941,0003,203
Minority interest net income$067
Net income of bank and minority interests.$941,0003,205
Net charge-offs$-3,0003,379
Cash dividends$273,0002,448
Sale, conversion, retirement of capital stock, net$0517
Net operating income$941,0003,178
2021-03-31 (YTD Data)Rank
Total interest income$1,799,0003,018
Total interest expense$219,0002,619
Net interest income$1,580,0003,032
Provision for loan and lease losses$45,0001,795
Total noninterest income$686,0001,906
Gross Fiduciary activities income$13,000764
Service charges on deposit accounts$26,0003,393
Trading account gains and feesNANA
Additional Noninterest Income$647,0001,655
Total noninterest expense$1,730,0002,489
Salaries and employee benefits$1,054,0002,429
Premises and equipment expense$202,0002,343
Additional noninterest expense$474,0002,634
Pre-tax net operating income$491,0003,260
Securities gains (losses)$01,392
Applicable income taxes$59,0002,609
Income before extraordinary items$432,0003,285
Extraordinary gains, net$03
Net income$432,0003,286
Minority interest net income$055
Net income of bank and minority interests.$432,0003,285
Net charge-offs$-2,0003,357
Cash dividends$196,0001,840
Sale, conversion, retirement of capital stock, net$0482
Net operating income$432,0003,257
2020-12-31 (YTD Data)Rank
Total interest income$7,217,0003,034
Total interest expense$1,051,0002,853
Net interest income$6,166,0003,014
Provision for loan and lease losses$335,0002,583
Total noninterest income$3,213,0001,667
Gross Fiduciary activities income$45,000786
Service charges on deposit accounts$98,0003,592
Trading account gains and feesNANA
Additional Noninterest Income$3,070,0001,416
Total noninterest expense$6,910,0002,481
Salaries and employee benefits$4,232,0002,396
Premises and equipment expense$742,0002,440
Additional noninterest expense$1,936,0002,584
Pre-tax net operating income$2,134,0002,873
Securities gains (losses)$123,0001,287
Applicable income taxes$384,0002,128
Income before extraordinary items$1,873,0002,901
Extraordinary gains, net$04
Net income$1,873,0002,899
Minority interest net income$072
Net income of bank and minority interests.$1,873,0002,901
Net charge-offs$18,0002,836
Cash dividends$555,0002,742
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,770,9102,930
2020-09-30 (YTD Data)Rank
Total interest income$5,403,0003,070
Total interest expense$827,0002,882
Net interest income$4,576,0003,038
Provision for loan and lease losses$275,0002,493
Total noninterest income$2,481,0001,591
Gross Fiduciary activities income$34,000767
Service charges on deposit accounts$74,0003,609
Trading account gains and feesNANA
Additional Noninterest Income$2,373,0001,351
Total noninterest expense$4,995,0002,514
Salaries and employee benefits$3,102,0002,415
Premises and equipment expense$555,0002,440
Additional noninterest expense$1,338,0002,713
Pre-tax net operating income$1,787,0002,745
Securities gains (losses)$78,0001,327
Applicable income taxes$338,0002,006
Income before extraordinary items$1,527,0002,802
Extraordinary gains, net$04
Net income$1,527,0002,802
Minority interest net income$065
Net income of bank and minority interests.$1,527,0002,802
Net charge-offs$19,0002,526
Cash dividends$341,0002,629
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,463,0402,816
2020-06-30 (YTD Data)Rank
Total interest income$3,598,0003,096
Total interest expense$587,0002,904
Net interest income$3,011,0003,088
Provision for loan and lease losses$185,0002,469
Total noninterest income$1,441,0001,664
Gross Fiduciary activities income$20,000788
Service charges on deposit accounts$48,0003,662
Trading account gains and feesNANA
Additional Noninterest Income$1,373,0001,382
Total noninterest expense$3,172,0002,596
Salaries and employee benefits$1,973,0002,490
Premises and equipment expense$360,0002,473
Additional noninterest expense$839,0002,825
Pre-tax net operating income$1,095,0002,815
Securities gains (losses)$78,0001,090
Applicable income taxes$199,0002,063
Income before extraordinary items$974,0002,841
Extraordinary gains, net$04
Net income$974,0002,840
Minority interest net income$065
Net income of bank and minority interests.$974,0002,841
Net charge-offs$22,0002,145
Cash dividends$205,0002,637
Sale, conversion, retirement of capital stock, net$0504
Net operating income$909,2602,891
2020-03-31 (YTD Data)Rank
Total interest income$1,873,0003,041
Total interest expense$318,0002,931
Net interest income$1,555,0003,009
Provision for loan and lease losses$5,0003,568
Total noninterest income$532,0001,883
Gross Fiduciary activities income$13,000776
Service charges on deposit accounts$29,0003,672
Trading account gains and feesNANA
Additional Noninterest Income$490,0001,539
Total noninterest expense$1,510,0002,715
Salaries and employee benefits$915,0002,623
Premises and equipment expense$176,0002,522
Additional noninterest expense$419,0002,847
Pre-tax net operating income$572,0002,611
Securities gains (losses)$01,705
Applicable income taxes$99,0001,948
Income before extraordinary items$473,0002,706
Extraordinary gains, net$04
Net income$473,0002,705
Minority interest net income$056
Net income of bank and minority interests.$473,0002,707
Net charge-offs$26,0001,490
Cash dividends$83,0002,374
Sale, conversion, retirement of capital stock, net$0482
Net operating income$473,0002,695
2019-12-31 (YTD Data)Rank
Total interest income$7,148,0003,157
Total interest expense$1,291,0002,947
Net interest income$5,857,0003,149
Provision for loan and lease losses$121,0002,771
Total noninterest income$1,270,0002,514
Gross Fiduciary activities income$121,000724
Service charges on deposit accounts$144,0003,551
Trading account gains and feesNANA
Additional Noninterest Income$1,005,0002,239
Total noninterest expense$5,636,0002,804
Salaries and employee benefits$3,340,0002,741
Premises and equipment expense$642,0002,693
Additional noninterest expense$1,654,0002,899
Pre-tax net operating income$1,370,0003,507
Securities gains (losses)$1,0002,288
Applicable income taxes$294,0002,370
Income before extraordinary items$1,077,0003,685
Extraordinary gains, net$011
Net income$1,077,0003,685
Minority interest net income$076
Net income of bank and minority interests.$1,077,0003,686
Net charge-offs$-16,0004,554
Cash dividends$338,0003,258
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,076,2103,655
2019-09-30 (YTD Data)Rank
Total interest income$5,317,0003,206
Total interest expense$928,0003,029
Net interest income$4,389,0003,186
Provision for loan and lease losses$121,0002,450
Total noninterest income$847,0002,670
Gross Fiduciary activities income$42,000780
Service charges on deposit accounts$109,0003,579
Trading account gains and feesNANA
Additional Noninterest Income$696,0002,334
Total noninterest expense$4,174,0002,832
Salaries and employee benefits$2,491,0002,764
Premises and equipment expense$431,0002,883
Additional noninterest expense$1,252,0002,894
Pre-tax net operating income$941,0003,710
Securities gains (losses)$1,0002,065
Applicable income taxes$203,0002,495
Income before extraordinary items$739,0003,887
Extraordinary gains, net$011
Net income$739,0003,886
Minority interest net income$072
Net income of bank and minority interests.$739,0003,887
Net charge-offs$-21,0004,618
Cash dividends$215,0003,078
Sale, conversion, retirement of capital stock, net$0590
Net operating income$738,2103,850
2019-06-30 (YTD Data)Rank
Total interest income$3,466,0003,248
Total interest expense$595,0003,073
Net interest income$2,871,0003,238
Provision for loan and lease losses$121,0002,017
Total noninterest income$527,0002,737
Gross Fiduciary activities income$20,000810
Service charges on deposit accounts$69,0003,648
Trading account gains and feesNANA
Additional Noninterest Income$438,0002,354
Total noninterest expense$2,653,0002,932
Salaries and employee benefits$1,590,0002,858
Premises and equipment expense$226,0003,303
Additional noninterest expense$837,0002,911
Pre-tax net operating income$624,0003,726
Securities gains (losses)$1,0001,602
Applicable income taxes$138,0002,472
Income before extraordinary items$487,0003,890
Extraordinary gains, net$011
Net income$487,0003,888
Minority interest net income$069
Net income of bank and minority interests.$487,0003,889
Net charge-offs$-19,0004,657
Cash dividends$133,0003,061
Sale, conversion, retirement of capital stock, net$0573
Net operating income$486,2103,880
2019-03-31 (YTD Data)Rank
Total interest income$1,693,0003,307
Total interest expense$287,0003,100
Net interest income$1,406,0003,299
Provision for loan and lease losses$60,0001,874
Total noninterest income$216,0002,958
Gross Fiduciary activities income$8,000829
Service charges on deposit accounts$34,0003,669
Trading account gains and feesNANA
Additional Noninterest Income$174,0002,570
Total noninterest expense$1,283,0003,020
Salaries and employee benefits$756,0002,968
Premises and equipment expense$115,0003,314
Additional noninterest expense$412,0002,939
Pre-tax net operating income$279,0003,874
Securities gains (losses)$01,087
Applicable income taxes$61,0002,501
Income before extraordinary items$218,0004,009
Extraordinary gains, net$05
Net income$218,0004,007
Minority interest net income$052
Net income of bank and minority interests.$218,0004,008
Net charge-offs$-3,0004,217
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$218,0004,009
2018-12-31 (YTD Data)Rank
Total interest income$6,303,0003,347
Total interest expense$912,0003,070
Net interest income$5,391,0003,355
Provision for loan and lease losses$243,0002,175
Total noninterest income$1,145,0002,676
Gross Fiduciary activities income$49,000829
Service charges on deposit accounts$145,0003,714
Trading account gains and feesNANA
Additional Noninterest Income$951,0002,304
Total noninterest expense$4,879,0003,100
Salaries and employee benefits$2,703,0003,145
Premises and equipment expense$401,0003,512
Additional noninterest expense$1,775,0002,817
Pre-tax net operating income$1,414,0003,608
Securities gains (losses)$-2,0004,086
Applicable income taxes$320,0002,339
Income before extraordinary items$1,092,0003,786
Extraordinary gains, net$06
Net income$1,092,0003,784
Minority interest net income$072
Net income of bank and minority interests.$1,092,0003,785
Net charge-offs$7,0003,458
Cash dividends$83,0003,862
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,093,5803,793
2018-09-30 (YTD Data)Rank
Total interest income$4,628,0003,399
Total interest expense$638,0003,112
Net interest income$3,990,0003,416
Provision for loan and lease losses$183,0002,061
Total noninterest income$871,0002,692
Gross Fiduciary activities income$30,000830
Service charges on deposit accounts$106,0003,771
Trading account gains and feesNANA
Additional Noninterest Income$735,0002,286
Total noninterest expense$3,679,0003,099
Salaries and employee benefits$1,996,0003,173
Premises and equipment expense$302,0003,556
Additional noninterest expense$1,381,0002,744
Pre-tax net operating income$999,0003,754
Securities gains (losses)$01,118
Applicable income taxes$225,0002,450
Income before extraordinary items$774,0003,929
Extraordinary gains, net$05
Net income$774,0003,927
Minority interest net income$066
Net income of bank and minority interests.$774,0003,928
Net charge-offs$9,0003,032
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$774,0003,931
2018-06-30 (YTD Data)Rank
Total interest income$3,002,0003,442
Total interest expense$399,0003,123
Net interest income$2,603,0003,455
Provision for loan and lease losses$121,0002,005
Total noninterest income$575,0002,692
Gross Fiduciary activities income$18,000850
Service charges on deposit accounts$70,0003,794
Trading account gains and feesNANA
Additional Noninterest Income$487,0002,291
Total noninterest expense$2,427,0003,146
Salaries and employee benefits$1,298,0003,244
Premises and equipment expense$202,0003,574
Additional noninterest expense$927,0002,742
Pre-tax net operating income$630,0003,830
Securities gains (losses)$0961
Applicable income taxes$140,0002,482
Income before extraordinary items$490,0003,978
Extraordinary gains, net$06
Net income$490,0003,977
Minority interest net income$065
Net income of bank and minority interests.$490,0003,977
Net charge-offs$12,0002,509
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$490,0003,983
2018-03-31 (YTD Data)Rank
Total interest income$1,449,0003,508
Total interest expense$189,0003,172
Net interest income$1,260,0003,525
Provision for loan and lease losses$62,0001,867
Total noninterest income$264,0002,788
Gross Fiduciary activities income$9,000845
Service charges on deposit accounts$36,0003,791
Trading account gains and feesNANA
Additional Noninterest Income$219,0002,371
Total noninterest expense$1,184,0003,220
Salaries and employee benefits$639,0003,292
Premises and equipment expense$104,0003,571
Additional noninterest expense$441,0002,874
Pre-tax net operating income$278,0003,960
Securities gains (losses)$0735
Applicable income taxes$62,0002,529
Income before extraordinary items$216,0004,094
Extraordinary gains, net$07
Net income$216,0004,094
Minority interest net income$052
Net income of bank and minority interests.$216,0004,094
Net charge-offs$15,0001,795
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$216,0004,104
2017-12-31 (YTD Data)Rank
Total interest income$5,344,0003,635
Total interest expense$598,0003,390
Net interest income$4,746,0003,630
Provision for loan and lease losses$122,0002,831
Total noninterest income$1,146,0002,751
Gross Fiduciary activities income$58,000838
Service charges on deposit accounts$173,0003,647
Trading account gains and feesNANA
Additional Noninterest Income$915,0002,387
Total noninterest expense$4,633,0003,248
Salaries and employee benefits$2,451,0003,367
Premises and equipment expense$436,0003,508
Additional noninterest expense$1,746,0002,909
Pre-tax net operating income$1,137,0003,888
Securities gains (losses)$02,243
Applicable income taxes$530,0002,378
Income before extraordinary items$607,0004,307
Extraordinary gains, net$09
Net income$607,0004,307
Minority interest net income$076
Net income of bank and minority interests.$607,0004,307
Net charge-offs$267,0001,578
Cash dividends$300,0003,384
Sale, conversion, retirement of capital stock, net$0711
Net operating income$607,0004,295
2017-09-30 (YTD Data)Rank
Total interest income$3,917,0003,710
Total interest expense$418,0003,512
Net interest income$3,499,0003,684
Provision for loan and lease losses$92,0002,724
Total noninterest income$838,0002,808
Gross Fiduciary activities income$50,000821
Service charges on deposit accounts$127,0003,702
Trading account gains and feesNANA
Additional Noninterest Income$661,0002,468
Total noninterest expense$3,357,0003,342
Salaries and employee benefits$1,817,0003,401
Premises and equipment expense$333,0003,506
Additional noninterest expense$1,207,0003,081
Pre-tax net operating income$888,0003,931
Securities gains (losses)$02,274
Applicable income taxes$291,0002,501
Income before extraordinary items$597,0004,210
Extraordinary gains, net$09
Net income$597,0004,209
Minority interest net income$071
Net income of bank and minority interests.$597,0004,210
Net charge-offs$259,0001,217
Cash dividends$300,0002,852
Sale, conversion, retirement of capital stock, net$0677
Net operating income$597,0004,194
2017-06-30 (YTD Data)Rank
Total interest income$2,635,0003,695
Total interest expense$259,0003,605
Net interest income$2,376,0003,666
Provision for loan and lease losses$63,0002,579
Total noninterest income$417,0003,261
Gross Fiduciary activities income$42,000805
Service charges on deposit accounts$81,0003,779
Trading account gains and feesNANA
Additional Noninterest Income$294,0002,976
Total noninterest expense$2,192,0003,404
Salaries and employee benefits$1,205,0003,428
Premises and equipment expense$242,0003,372
Additional noninterest expense$745,0003,256
Pre-tax net operating income$538,0004,037
Securities gains (losses)$01,906
Applicable income taxes$171,0002,589
Income before extraordinary items$367,0004,279
Extraordinary gains, net$011
Net income$367,0004,278
Minority interest net income$071
Net income of bank and minority interests.$367,0004,279
Net charge-offs$259,000907
Cash dividends$300,0002,486
Sale, conversion, retirement of capital stock, net$0659
Net operating income$367,0004,257
2017-03-31 (YTD Data)Rank
Total interest income$1,292,0003,743
Total interest expense$121,0003,707
Net interest income$1,171,0003,708
Provision for loan and lease losses$30,0002,408
Total noninterest income$214,0003,207
Gross Fiduciary activities income$33,000771
Service charges on deposit accounts$37,0003,906
Trading account gains and feesNANA
Additional Noninterest Income$144,0002,982
Total noninterest expense$1,096,0003,421
Salaries and employee benefits$608,0003,459
Premises and equipment expense$119,0003,457
Additional noninterest expense$369,0003,275
Pre-tax net operating income$259,0004,057
Securities gains (losses)$01,153
Applicable income taxes$82,0002,587
Income before extraordinary items$177,0004,292
Extraordinary gains, net$08
Net income$177,0004,292
Minority interest net income$055
Net income of bank and minority interests.$177,0004,292
Net charge-offs$248,000528
Cash dividends$300,0001,627
Sale, conversion, retirement of capital stock, net$0632
Net operating income$177,0004,279
2016-12-31 (YTD Data)Rank
Total interest income$4,901,0003,845
Total interest expense$457,0003,802
Net interest income$4,444,0003,807
Provision for loan and lease losses$6,0004,238
Total noninterest income$934,0003,148
Gross Fiduciary activities income$106,000805
Service charges on deposit accounts$189,0003,656
Trading account gains and fees$0170
Additional Noninterest Income$639,0002,951
Total noninterest expense$4,292,0003,504
Salaries and employee benefits$2,337,0003,534
Premises and equipment expense$475,0003,473
Additional noninterest expense$1,480,0003,373
Pre-tax net operating income$1,080,0003,973
Securities gains (losses)$03,212
Applicable income taxes$342,0002,553
Income before extraordinary items$738,0004,293
Extraordinary gains, net$05
Net income$738,0004,291
Minority interest net income$082
Net income of bank and minority interests.$738,0004,292
Net charge-offs$-3,0004,789
Cash dividends$276,0003,494
Sale, conversion, retirement of capital stock, net$0759
Net operating income$738,0004,240
2016-09-30 (YTD Data)Rank
Total interest income$3,632,0003,884
Total interest expense$332,0003,879
Net interest income$3,300,0003,848
Provision for loan and lease losses$2,0004,155
Total noninterest income$609,0003,369
Gross Fiduciary activities income$90,000778
Service charges on deposit accounts$138,0003,725
Trading account gains and fees$0169
Additional Noninterest Income$381,0003,249
Total noninterest expense$3,181,0003,535
Salaries and employee benefits$1,741,0003,547
Premises and equipment expense$354,0003,498
Additional noninterest expense$1,086,0003,435
Pre-tax net operating income$726,0004,185
Securities gains (losses)$03,160
Applicable income taxes$224,0002,727
Income before extraordinary items$502,0004,483
Extraordinary gains, net$05
Net income$502,0004,482
Minority interest net income$071
Net income of bank and minority interests.$502,0004,483
Net charge-offs$-9,0004,891
Cash dividends$276,0002,960
Sale, conversion, retirement of capital stock, net$0719
Net operating income$502,0004,410
2016-06-30 (YTD Data)Rank
Total interest income$2,386,0003,940
Total interest expense$217,0003,921
Net interest income$2,169,0003,903
Provision for loan and lease losses$1,0003,998
Total noninterest income$378,0003,473
Gross Fiduciary activities income$55,000801
Service charges on deposit accounts$89,0003,755
Trading account gains and fees$0157
Additional Noninterest Income$234,0003,378
Total noninterest expense$2,089,0003,589
Salaries and employee benefits$1,148,0003,601
Premises and equipment expense$232,0003,563
Additional noninterest expense$709,0003,509
Pre-tax net operating income$457,0004,286
Securities gains (losses)$02,835
Applicable income taxes$139,0002,768
Income before extraordinary items$318,0004,574
Extraordinary gains, net$016
Net income$318,0004,571
Minority interest net income$071
Net income of bank and minority interests.$318,0004,572
Net charge-offs$-4,0004,670
Cash dividends$276,0002,604
Sale, conversion, retirement of capital stock, net$0705
Net operating income$318,0004,499
2016-03-31 (YTD Data)Rank
Total interest income$1,179,0003,983
Total interest expense$106,0003,985
Net interest income$1,073,0003,933
Provision for loan and lease losses$1,0003,622
Total noninterest income$219,0003,222
Gross Fiduciary activities income$23,000827
Service charges on deposit accounts$43,0003,794
Trading account gains and fees$0142
Additional Noninterest Income$153,0002,960
Total noninterest expense$1,044,0003,611
Salaries and employee benefits$574,0003,622
Premises and equipment expense$115,0003,591
Additional noninterest expense$355,0003,514
Pre-tax net operating income$247,0004,153
Securities gains (losses)$02,077
Applicable income taxes$77,0002,672
Income before extraordinary items$170,0004,461
Extraordinary gains, net$012
Net income$170,0004,459
Minority interest net income$062
Net income of bank and minority interests.$170,0004,461
Net charge-offs$-1,0004,102
Cash dividends$276,0001,694
Sale, conversion, retirement of capital stock, net$0659
Net operating income$170,0004,402
2015-12-31 (YTD Data)Rank
Total interest income$4,584,0004,040
Total interest expense$424,0004,031
Net interest income$4,160,0003,992
Provision for loan and lease losses$-400,0005,903
Total noninterest income$485,0004,211
Gross Fiduciary activities income$92,000837
Service charges on deposit accounts$182,0003,838
Trading account gains and fees$0159
Additional Noninterest Income$211,0004,392
Total noninterest expense$4,148,0003,641
Salaries and employee benefits$2,170,0003,730
Premises and equipment expense$452,0003,661
Additional noninterest expense$1,526,0003,368
Pre-tax net operating income$897,0004,237
Securities gains (losses)$03,216
Applicable income taxes$297,0002,675
Income before extraordinary items$600,0004,628
Extraordinary gains, net$023
Net income$600,0004,630
Minority interest net income$081
Net income of bank and minority interests.$600,0004,630
Net charge-offs$-98,0005,714
Cash dividends$1,517,0001,627
Sale, conversion, retirement of capital stock, net$0804
Net operating income$600,0004,568
2015-09-30 (YTD Data)Rank
Total interest income$3,404,0004,106
Total interest expense$320,0004,084
Net interest income$3,084,0004,058
Provision for loan and lease losses$-400,0006,053
Total noninterest income$257,0004,700
Gross Fiduciary activities income$77,000817
Service charges on deposit accounts$132,0003,937
Trading account gains and fees$0153
Additional Noninterest Income$48,0005,444
Total noninterest expense$3,090,0003,670
Salaries and employee benefits$1,622,0003,757
Premises and equipment expense$339,0003,723
Additional noninterest expense$1,129,0003,410
Pre-tax net operating income$651,0004,392
Securities gains (losses)$03,031
Applicable income taxes$230,0002,705
Income before extraordinary items$421,0004,793
Extraordinary gains, net$021
Net income$421,0004,795
Minority interest net income$078
Net income of bank and minority interests.$421,0004,797
Net charge-offs$-97,0005,801
Cash dividends$245,0002,982
Sale, conversion, retirement of capital stock, net$0773
Net operating income$421,0004,735
2015-06-30 (YTD Data)Rank
Total interest income$2,246,0004,146
Total interest expense$218,0004,074
Net interest income$2,028,0004,106
Provision for loan and lease losses$2,0004,009
Total noninterest income$361,0003,604
Gross Fiduciary activities income$70,000801
Service charges on deposit accounts$84,0003,992
Trading account gains and fees$0157
Additional Noninterest Income$207,0003,585
Total noninterest expense$1,969,0003,801
Salaries and employee benefits$1,079,0003,788
Premises and equipment expense$221,0003,794
Additional noninterest expense$669,0003,699
Pre-tax net operating income$418,0004,426
Securities gains (losses)$02,636
Applicable income taxes$150,0002,711
Income before extraordinary items$268,0004,836
Extraordinary gains, net$022
Net income$268,0004,838
Minority interest net income$075
Net income of bank and minority interests.$268,0004,839
Net charge-offs$-89,0005,900
Cash dividends$245,0002,616
Sale, conversion, retirement of capital stock, net$0751
Net operating income$268,0004,777
2015-03-31 (YTD Data)Rank
Total interest income$1,123,0004,166
Total interest expense$110,0004,099
Net interest income$1,013,0004,129
Provision for loan and lease losses$03,703
Total noninterest income$207,0003,369
Gross Fiduciary activities income$56,000760
Service charges on deposit accounts$39,0004,103
Trading account gains and fees$0152
Additional Noninterest Income$112,0003,430
Total noninterest expense$1,003,0003,793
Salaries and employee benefits$541,0003,818
Premises and equipment expense$110,0003,843
Additional noninterest expense$352,0003,571
Pre-tax net operating income$217,0004,335
Securities gains (losses)$02,027
Applicable income taxes$76,0002,685
Income before extraordinary items$141,0004,742
Extraordinary gains, net$013
Net income$141,0004,744
Minority interest net income$064
Net income of bank and minority interests.$141,0004,746
Net charge-offs$-87,0006,094
Cash dividends$245,0001,721
Sale, conversion, retirement of capital stock, net$0697
Net operating income$141,0004,674
2014-12-31 (YTD Data)Rank
Total interest income$4,569,0004,175
Total interest expense$495,0004,031
Net interest income$4,074,0004,148
Provision for loan and lease losses$-115,0006,056
Total noninterest income$701,0003,699
Gross Fiduciary activities income$146,000810
Service charges on deposit accounts$213,0003,816
Trading account gains and fees$0180
Additional Noninterest Income$342,0003,846
Total noninterest expense$4,135,0003,757
Salaries and employee benefits$2,232,0003,761
Premises and equipment expense$476,0003,754
Additional noninterest expense$1,427,0003,648
Pre-tax net operating income$755,0004,562
Securities gains (losses)$03,259
Applicable income taxes$300,0002,636
Income before extraordinary items$455,0005,031
Extraordinary gains, net$017
Net income$455,0005,030
Minority interest net income$084
Net income of bank and minority interests.$455,0005,031
Net charge-offs$338,0001,888
Cash dividends$283,0003,461
Sale, conversion, retirement of capital stock, net$2,000847
Net operating income$455,0004,988
2014-09-30 (YTD Data)Rank
Total interest income$3,433,0004,202
Total interest expense$380,0004,051
Net interest income$3,053,0004,190
Provision for loan and lease losses$3,0004,338
Total noninterest income$544,0003,679
Gross Fiduciary activities income$140,000776
Service charges on deposit accounts$159,0003,862
Trading account gains and fees$0174
Additional Noninterest Income$245,0003,941
Total noninterest expense$3,151,0003,735
Salaries and employee benefits$1,719,0003,710
Premises and equipment expense$366,0003,746
Additional noninterest expense$1,066,0003,690
Pre-tax net operating income$443,0004,942
Securities gains (losses)$02,980
Applicable income taxes$177,0002,903
Income before extraordinary items$266,0005,346
Extraordinary gains, net$015
Net income$266,0005,346
Minority interest net income$081
Net income of bank and minority interests.$266,0005,348
Net charge-offs$114,0002,564
Cash dividends$276,0002,827
Sale, conversion, retirement of capital stock, net$2,000798
Net operating income$266,0005,298
2014-06-30 (YTD Data)Rank
Total interest income$2,289,0004,218
Total interest expense$263,0004,019
Net interest income$2,026,0004,206
Provision for loan and lease losses$2,0004,139
Total noninterest income$344,0003,766
Gross Fiduciary activities income$64,000830
Service charges on deposit accounts$106,0003,836
Trading account gains and fees$0172
Additional Noninterest Income$174,0003,845
Total noninterest expense$2,117,0003,731
Salaries and employee benefits$1,145,0003,729
Premises and equipment expense$242,0003,780
Additional noninterest expense$730,0003,635
Pre-tax net operating income$251,0005,098
Securities gains (losses)$02,580
Applicable income taxes$99,0003,016
Income before extraordinary items$152,0005,459
Extraordinary gains, net$020
Net income$152,0005,460
Minority interest net income$080
Net income of bank and minority interests.$152,0005,461
Net charge-offs$115,0002,052
Cash dividends$277,0002,436
Sale, conversion, retirement of capital stock, net$1,000774
Net operating income$152,0005,420
2014-03-31 (YTD Data)Rank
Total interest income$1,157,0004,228
Total interest expense$143,0003,890
Net interest income$1,014,0004,210
Provision for loan and lease losses$3,0003,691
Total noninterest income$152,0003,956
Gross Fiduciary activities income$11,000936
Service charges on deposit accounts$50,0003,922
Trading account gains and fees$0147
Additional Noninterest Income$91,0003,710
Total noninterest expense$1,055,0003,767
Salaries and employee benefits$566,0003,796
Premises and equipment expense$138,0003,531
Additional noninterest expense$351,0003,716
Pre-tax net operating income$108,0005,195
Securities gains (losses)$01,715
Applicable income taxes$42,0003,081
Income before extraordinary items$66,0005,529
Extraordinary gains, net$016
Net income$66,0005,529
Minority interest net income$066
Net income of bank and minority interests.$66,0005,529
Net charge-offs$-1,0004,711
Cash dividends$96,0002,289
Sale, conversion, retirement of capital stock, net$1,000714
Net operating income$66,0005,491
2013-12-31 (YTD Data)Rank
Total interest income$4,871,0004,145
Total interest expense$701,0003,747
Net interest income$4,170,0004,170
Provision for loan and lease losses$12,0004,872
Total noninterest income$735,0003,772
Gross Fiduciary activities income$35,000980
Service charges on deposit accounts$235,0003,820
Trading account gains and fees$0184
Additional Noninterest Income$465,0003,456
Total noninterest expense$4,293,0003,752
Salaries and employee benefits$2,277,0003,776
Premises and equipment expense$515,0003,669
Additional noninterest expense$1,501,0003,657
Pre-tax net operating income$600,0004,804
Securities gains (losses)$03,182
Applicable income taxes$239,0002,817
Income before extraordinary items$361,0005,246
Extraordinary gains, net$029
Net income$361,0005,249
Minority interest net income$090
Net income of bank and minority interests.$361,0005,249
Net charge-offs$268,0002,699
Cash dividends$161,0003,716
Sale, conversion, retirement of capital stock, net$3,000897
Net operating income$361,0005,193
2013-09-30 (YTD Data)Rank
Total interest income$3,688,0004,155
Total interest expense$531,0003,804
Net interest income$3,157,0004,177
Provision for loan and lease losses$12,0004,680
Total noninterest income$569,0003,792
Gross Fiduciary activities income$28,000962
Service charges on deposit accounts$175,0003,872
Trading account gains and fees$0180
Additional Noninterest Income$366,0003,449
Total noninterest expense$3,165,0003,812
Salaries and employee benefits$1,664,0003,838
Premises and equipment expense$386,0003,705
Additional noninterest expense$1,115,0003,683
Pre-tax net operating income$549,0004,645
Securities gains (losses)$03,040
Applicable income taxes$219,0002,708
Income before extraordinary items$330,0005,155
Extraordinary gains, net$025
Net income$330,0005,156
Minority interest net income$084
Net income of bank and minority interests.$330,0005,157
Net charge-offs$46,0003,927
Cash dividends$123,0003,229
Sale, conversion, retirement of capital stock, net$2,000844
Net operating income$330,0005,073
2013-06-30 (YTD Data)Rank
Total interest income$2,467,0004,156
Total interest expense$356,0003,853
Net interest income$2,111,0004,171
Provision for loan and lease losses$10,0004,495
Total noninterest income$377,0003,805
Gross Fiduciary activities income$20,000966
Service charges on deposit accounts$110,0003,948
Trading account gains and fees$0157
Additional Noninterest Income$247,0003,471
Total noninterest expense$2,074,0003,879
Salaries and employee benefits$1,113,0003,858
Premises and equipment expense$257,0003,714
Additional noninterest expense$704,0003,818
Pre-tax net operating income$404,0004,465
Securities gains (losses)$02,791
Applicable income taxes$161,0002,623
Income before extraordinary items$243,0005,040
Extraordinary gains, net$022
Net income$243,0005,043
Minority interest net income$082
Net income of bank and minority interests.$243,0005,044
Net charge-offs$55,0003,270
Cash dividends$85,0003,091
Sale, conversion, retirement of capital stock, net$2,000802
Net operating income$243,0004,917
2013-03-31 (YTD Data)Rank
Total interest income$1,230,0004,184
Total interest expense$181,0003,913
Net interest income$1,049,0004,204
Provision for loan and lease losses$9,0004,036
Total noninterest income$155,0004,121
Gross Fiduciary activities income$11,000956
Service charges on deposit accounts$56,0003,885
Trading account gains and fees$0148
Additional Noninterest Income$88,0003,948
Total noninterest expense$1,080,0003,802
Salaries and employee benefits$556,0003,898
Premises and equipment expense$140,0003,543
Additional noninterest expense$384,0003,612
Pre-tax net operating income$115,0005,156
Securities gains (losses)$01,966
Applicable income taxes$46,0003,046
Income before extraordinary items$69,0005,619
Extraordinary gains, net$010
Net income$69,0005,621
Minority interest net income$076
Net income of bank and minority interests.$69,0005,621
Net charge-offs$65,0002,229
Cash dividends$85,0002,154
Sale, conversion, retirement of capital stock, net$1,000761
Net operating income$69,0005,520
2012-12-31 (YTD Data)Rank
Total interest income$5,269,0004,177
Total interest expense$844,0004,001
Net interest income$4,425,0004,140
Provision for loan and lease losses$299,0003,424
Total noninterest income$877,0003,489
Gross Fiduciary activities income$66,000941
Service charges on deposit accounts$236,0003,973
Trading account gains and fees$0166
Additional Noninterest Income$575,0003,169
Total noninterest expense$4,494,0003,734
Salaries and employee benefits$2,340,0003,727
Premises and equipment expense$491,0003,865
Additional noninterest expense$1,663,0003,540
Pre-tax net operating income$509,0004,899
Securities gains (losses)$03,810
Applicable income taxes$204,0002,994
Income before extraordinary items$305,0005,453
Extraordinary gains, net$029
Net income$305,0005,450
Minority interest net income$093
Net income of bank and minority interests.$305,0005,451
Net charge-offs$598,0002,422
Cash dividends$229,0003,511
Sale, conversion, retirement of capital stock, net$952,000224
Net operating income$305,0005,262
2012-09-30 (YTD Data)Rank
Total interest income$3,997,0004,229
Total interest expense$637,0004,105
Net interest income$3,360,0004,173
Provision for loan and lease losses$268,0003,145
Total noninterest income$626,0003,608
Gross Fiduciary activities income$53,000927
Service charges on deposit accounts$177,0004,023
Trading account gains and fees$0157
Additional Noninterest Income$396,0003,282
Total noninterest expense$3,307,0003,816
Salaries and employee benefits$1,725,0003,790
Premises and equipment expense$370,0003,906
Additional noninterest expense$1,212,0003,636
Pre-tax net operating income$411,0004,952
Securities gains (losses)$03,575
Applicable income taxes$164,0003,005
Income before extraordinary items$247,0005,537
Extraordinary gains, net$020
Net income$247,0005,537
Minority interest net income$086
Net income of bank and minority interests.$247,0005,537
Net charge-offs$486,0002,226
Cash dividends$224,0002,819
Sale, conversion, retirement of capital stock, net$952,000174
Net operating income$247,0005,348
2012-06-30 (YTD Data)Rank
Total interest income$2,677,0004,247
Total interest expense$430,0004,175
Net interest income$2,247,0004,164
Provision for loan and lease losses$98,0003,909
Total noninterest income$400,0003,657
Gross Fiduciary activities income$40,000921
Service charges on deposit accounts$120,0003,959
Trading account gains and fees$0153
Additional Noninterest Income$240,0003,401
Total noninterest expense$2,191,0003,849
Salaries and employee benefits$1,164,0003,781
Premises and equipment expense$239,0003,984
Additional noninterest expense$788,0003,698
Pre-tax net operating income$358,0004,603
Securities gains (losses)$03,178
Applicable income taxes$143,0002,757
Income before extraordinary items$215,0005,253
Extraordinary gains, net$019
Net income$215,0005,253
Minority interest net income$084
Net income of bank and minority interests.$215,0005,253
Net charge-offs$91,0003,506
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$3,000880
Net operating income$215,0005,053
2012-03-31 (YTD Data)Rank
Total interest income$1,333,0004,292
Total interest expense$215,0004,278
Net interest income$1,118,0004,214
Provision for loan and lease losses$31,0004,076
Total noninterest income$236,0003,343
Gross Fiduciary activities income$9,000994
Service charges on deposit accounts$62,0003,888
Trading account gains and fees$0148
Additional Noninterest Income$165,0002,931
Total noninterest expense$1,108,0003,836
Salaries and employee benefits$596,0003,754
Premises and equipment expense$116,0004,068
Additional noninterest expense$396,0003,657
Pre-tax net operating income$215,0004,407
Securities gains (losses)$02,210
Applicable income taxes$87,0002,573
Income before extraordinary items$128,0005,072
Extraordinary gains, net$019
Net income$128,0005,075
Minority interest net income$078
Net income of bank and minority interests.$128,0005,076
Net charge-offs$19,0003,713
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$1,000833
Net operating income$128,0004,921
2011-12-31 (YTD Data)Rank
Total interest income$5,579,0004,270
Total interest expense$1,020,0004,347
Net interest income$4,559,0004,172
Provision for loan and lease losses$103,0005,312
Total noninterest income$623,0003,992
Gross Fiduciary activities income$52,000917
Service charges on deposit accounts$264,0003,847
Trading account gains and fees$0146
Additional Noninterest Income$307,0003,829
Total noninterest expense$4,573,0003,761
Salaries and employee benefits$2,543,0003,519
Premises and equipment expense$478,0004,157
Additional noninterest expense$1,552,0003,771
Pre-tax net operating income$506,0004,721
Securities gains (losses)$03,838
Applicable income taxes$218,0002,820
Income before extraordinary items$288,0005,289
Extraordinary gains, net$029
Net income$288,0005,291
Minority interest net income$096
Net income of bank and minority interests.$288,0005,291
Net charge-offs$1,042,0002,315
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$7,0001,027
Net operating income$288,0005,177
2011-09-30 (YTD Data)Rank
Total interest income$4,203,0004,308
Total interest expense$800,0004,362
Net interest income$3,403,0004,206
Provision for loan and lease losses$103,0004,909
Total noninterest income$559,0003,680
Gross Fiduciary activities income$44,000893
Service charges on deposit accounts$195,0003,898
Trading account gains and fees$0145
Additional Noninterest Income$320,0003,377
Total noninterest expense$3,439,0003,773
Salaries and employee benefits$1,924,0003,494
Premises and equipment expense$362,0004,170
Additional noninterest expense$1,153,0003,793
Pre-tax net operating income$420,0004,707
Securities gains (losses)$03,555
Applicable income taxes$179,0002,755
Income before extraordinary items$241,0005,312
Extraordinary gains, net$021
Net income$241,0005,312
Minority interest net income$087
Net income of bank and minority interests.$241,0005,312
Net charge-offs$863,0002,055
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$4,000989
Net operating income$241,0005,183
2011-06-30 (YTD Data)Rank
Total interest income$2,843,0004,313
Total interest expense$554,0004,381
Net interest income$2,289,0004,197
Provision for loan and lease losses$100,0004,367
Total noninterest income$395,0003,578
Gross Fiduciary activities income$27,000914
Service charges on deposit accounts$128,0003,906
Trading account gains and fees$0153
Additional Noninterest Income$240,0003,211
Total noninterest expense$2,326,0003,769
Salaries and employee benefits$1,300,0003,479
Premises and equipment expense$246,0004,157
Additional noninterest expense$780,0003,810
Pre-tax net operating income$258,0004,795
Securities gains (losses)$02,914
Applicable income taxes$111,0002,776
Income before extraordinary items$147,0005,375
Extraordinary gains, net$015
Net income$147,0005,374
Minority interest net income$089
Net income of bank and minority interests.$147,0005,375
Net charge-offs$658,0001,855
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$3,000928
Net operating income$147,0005,291
2011-03-31 (YTD Data)Rank
Total interest income$1,465,0004,232
Total interest expense$283,0004,450
Net interest income$1,182,0004,082
Provision for loan and lease losses$73,0003,818
Total noninterest income$180,0003,797
Gross Fiduciary activities income$14,000917
Service charges on deposit accounts$58,0004,076
Trading account gains and fees$0158
Additional Noninterest Income$108,0003,428
Total noninterest expense$1,177,0003,751
Salaries and employee benefits$655,0003,485
Premises and equipment expense$129,0004,078
Additional noninterest expense$393,0003,776
Pre-tax net operating income$112,0005,014
Securities gains (losses)$01,772
Applicable income taxes$49,0002,843
Income before extraordinary items$63,0005,511
Extraordinary gains, net$09
Net income$63,0005,509
Minority interest net income$086
Net income of bank and minority interests.$63,0005,510
Net charge-offs$-43,0007,331
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$2,000861
Net operating income$63,0005,463
2010-12-31 (YTD Data)Rank
Total interest income$6,247,0004,199
Total interest expense$1,488,0004,286
Net interest income$4,759,0004,094
Provision for loan and lease losses$3,248,0001,541
Total noninterest income$337,0005,220
Gross Fiduciary activities income$74,000914
Service charges on deposit accounts$324,0003,482
Trading account gains and fees$0175
Additional Noninterest Income$-61,0007,139
Total noninterest expense$5,269,0003,454
Salaries and employee benefits$2,698,0003,401
Premises and equipment expense$500,0004,186
Additional noninterest expense$2,071,0003,163
Pre-tax net operating income$-3,421,0006,971
Securities gains (losses)$03,793
Applicable income taxes$-1,339,0007,376
Income before extraordinary items$-2,082,0006,861
Extraordinary gains, net$029
Net income$-2,082,0006,861
Minority interest net income$0111
Net income of bank and minority interests.$-2,082,0006,862
Net charge-offs$1,856,0001,952
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$81,000840
Net operating income$-2,082,0006,839
2010-09-30 (YTD Data)Rank
Total interest income$4,694,0004,278
Total interest expense$1,172,0004,310
Net interest income$3,522,0004,188
Provision for loan and lease losses$2,203,0001,553
Total noninterest income$100,0006,545
Gross Fiduciary activities income$66,000879
Service charges on deposit accounts$244,0003,537
Trading account gains and fees$0165
Additional Noninterest Income$-210,0007,470
Total noninterest expense$3,874,0003,522
Salaries and employee benefits$2,071,0003,357
Premises and equipment expense$385,0004,178
Additional noninterest expense$1,418,0003,393
Pre-tax net operating income$-2,455,0007,130
Securities gains (losses)$03,651
Applicable income taxes$-952,0007,486
Income before extraordinary items$-1,503,0007,052
Extraordinary gains, net$023
Net income$-1,503,0007,051
Minority interest net income$0110
Net income of bank and minority interests.$-1,503,0007,052
Net charge-offs$1,327,0001,889
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$106,000644
Net operating income$-1,503,0007,019
2010-06-30 (YTD Data)Rank
Total interest income$3,151,0004,295
Total interest expense$813,0004,304
Net interest income$2,338,0004,207
Provision for loan and lease losses$2,188,0001,203
Total noninterest income$-143,0007,666
Gross Fiduciary activities income$17,0001,003
Service charges on deposit accounts$156,0003,621
Trading account gains and fees$0152
Additional Noninterest Income$-316,0007,650
Total noninterest expense$2,633,0003,470
Salaries and employee benefits$1,425,0003,287
Premises and equipment expense$283,0003,967
Additional noninterest expense$925,0003,419
Pre-tax net operating income$-2,626,0007,368
Securities gains (losses)$03,184
Applicable income taxes$-1,031,0007,620
Income before extraordinary items$-1,595,0007,262
Extraordinary gains, net$019
Net income$-1,595,0007,261
Minority interest net income$0105
Net income of bank and minority interests.$-1,595,0007,262
Net charge-offs$156,0003,789
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$106,000470
Net operating income$-1,595,0007,252
2010-03-31 (YTD Data)Rank
Total interest income$1,629,0004,267
Total interest expense$426,0004,321
Net interest income$1,203,0004,157
Provision for loan and lease losses$1,049,0001,136
Total noninterest income$188,0003,795
Gross Fiduciary activities income$8,0001,007
Service charges on deposit accounts$73,0003,752
Trading account gains and fees$0175
Additional Noninterest Income$107,0003,384
Total noninterest expense$1,295,0003,553
Salaries and employee benefits$687,0003,444
Premises and equipment expense$181,0003,375
Additional noninterest expense$427,0003,647
Pre-tax net operating income$-953,0007,403
Securities gains (losses)$02,284
Applicable income taxes$-372,0007,668
Income before extraordinary items$-581,0007,306
Extraordinary gains, net$016
Net income$-581,0007,306
Minority interest net income$091
Net income of bank and minority interests.$-581,0007,307
Net charge-offs$138,0002,810
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$53,000402
Net operating income$-581,0007,289
2009-12-31 (YTD Data)Rank
Total interest income$7,140,0004,116
Total interest expense$2,045,0004,378
Net interest income$5,095,0003,900
Provision for loan and lease losses$1,358,0003,028
Total noninterest income$1,171,0003,029
Gross Fiduciary activities income$70,000916
Service charges on deposit accounts$429,0003,188
Trading account gains and fees$0211
Additional Noninterest Income$672,0002,727
Total noninterest expense$5,275,0003,518
Salaries and employee benefits$2,790,0003,401
Premises and equipment expense$666,0003,601
Additional noninterest expense$1,819,0003,577
Pre-tax net operating income$-367,0005,875
Securities gains (losses)$03,754
Applicable income taxes$-147,0006,671
Income before extraordinary items$-220,0005,841
Extraordinary gains, net$034
Net income$-220,0005,840
Minority interest net income$0115
Net income of bank and minority interests.$-220,0005,840
Net charge-offs$742,0003,288
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$217,000697
Net operating income$-220,0005,847
2009-09-30 (YTD Data)Rank
Total interest income$5,400,0004,160
Total interest expense$1,588,0004,423
Net interest income$3,812,0003,905
Provision for loan and lease losses$207,0005,112
Total noninterest income$850,0003,142
Gross Fiduciary activities income$41,000938
Service charges on deposit accounts$322,0003,207
Trading account gains and fees$0212
Additional Noninterest Income$487,0002,856
Total noninterest expense$3,986,0003,503
Salaries and employee benefits$2,094,0003,411
Premises and equipment expense$486,0003,697
Additional noninterest expense$1,406,0003,439
Pre-tax net operating income$469,0003,982
Securities gains (losses)$03,497
Applicable income taxes$185,0002,395
Income before extraordinary items$284,0004,492
Extraordinary gains, net$027
Net income$284,0004,491
Minority interest net income$0118
Net income of bank and minority interests.$284,0004,493
Net charge-offs$69,0005,418
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$162,000628
Net operating income$284,0004,415
2009-06-30 (YTD Data)Rank
Total interest income$3,622,0004,175
Total interest expense$1,084,0004,493
Net interest income$2,538,0003,897
Provision for loan and lease losses$65,0005,770
Total noninterest income$555,0003,180
Gross Fiduciary activities income$27,000955
Service charges on deposit accounts$212,0003,207
Trading account gains and fees$0193
Additional Noninterest Income$316,0002,915
Total noninterest expense$2,667,0003,536
Salaries and employee benefits$1,397,0003,446
Premises and equipment expense$330,0003,669
Additional noninterest expense$940,0003,434
Pre-tax net operating income$361,0003,864
Securities gains (losses)$03,136
Applicable income taxes$142,0002,325
Income before extraordinary items$219,0004,428
Extraordinary gains, net$021
Net income$219,0004,425
Minority interest net income$0112
Net income of bank and minority interests.$219,0004,425
Net charge-offs$59,0004,771
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$108,000588
Net operating income$219,0004,311
2009-03-31 (YTD Data)Rank
Total interest income$1,839,0004,176
Total interest expense$553,0004,559
Net interest income$1,286,0003,858
Provision for loan and lease losses$21,0005,847
Total noninterest income$236,0003,493
Gross Fiduciary activities income$17,000933
Service charges on deposit accounts$99,0003,285
Trading account gains and fees$0171
Additional Noninterest Income$120,0003,356
Total noninterest expense$1,348,0003,428
Salaries and employee benefits$715,0003,400
Premises and equipment expense$176,0003,557
Additional noninterest expense$457,0003,234
Pre-tax net operating income$153,0004,482
Securities gains (losses)$02,434
Applicable income taxes$60,0002,729
Income before extraordinary items$93,0005,044
Extraordinary gains, net$015
Net income$93,0005,049
Minority interest net income$0102
Net income of bank and minority interests.$93,0005,048
Net charge-offs$-11,0007,884
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$54,000487
Net operating income$93,0004,883
2008-12-31 (YTD Data)Rank
Total interest income$7,836,0004,190
Total interest expense$3,075,0004,190
Net interest income$4,761,0004,075
Provision for loan and lease losses$1,277,0002,368
Total noninterest income$888,0003,658
Gross Fiduciary activities income$55,000963
Service charges on deposit accounts$463,0003,180
Trading account gains and fees$0154
Additional Noninterest Income$370,0003,715
Total noninterest expense$5,588,0003,275
Salaries and employee benefits$3,218,0003,058
Premises and equipment expense$712,0003,473
Additional noninterest expense$1,658,0003,363
Pre-tax net operating income$-1,216,0007,110
Securities gains (losses)$03,220
Applicable income taxes$-480,0007,479
Income before extraordinary items$-736,0006,853
Extraordinary gains, net$039
Net income$-736,0006,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$547,0002,677
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$262,000702
Net operating income$-736,0006,977
2008-09-30 (YTD Data)Rank
Total interest income$5,956,0004,225
Total interest expense$2,416,0004,174
Net interest income$3,540,0004,132
Provision for loan and lease losses$515,0002,684
Total noninterest income$662,0003,755
Gross Fiduciary activities income$42,000959
Service charges on deposit accounts$352,0003,171
Trading account gains and fees$0148
Additional Noninterest Income$268,0003,889
Total noninterest expense$4,183,0003,271
Salaries and employee benefits$2,492,0002,993
Premises and equipment expense$465,0003,848
Additional noninterest expense$1,226,0003,332
Pre-tax net operating income$-496,0007,261
Securities gains (losses)$03,106
Applicable income taxes$-196,0007,656
Income before extraordinary items$-300,0007,020
Extraordinary gains, net$031
Net income$-300,0007,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$457,0002,052
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$199,000581
Net operating income$-300,0007,173
2008-06-30 (YTD Data)Rank
Total interest income$3,969,0004,275
Total interest expense$1,655,0004,236
Net interest income$2,314,0004,187
Provision for loan and lease losses$494,0001,938
Total noninterest income$412,0003,955
Gross Fiduciary activities income$29,000972
Service charges on deposit accounts$217,0003,324
Trading account gains and fees$0149
Additional Noninterest Income$166,0004,136
Total noninterest expense$2,868,0003,196
Salaries and employee benefits$1,764,0002,856
Premises and equipment expense$300,0003,970
Additional noninterest expense$804,0003,344
Pre-tax net operating income$-636,0007,708
Securities gains (losses)$03,233
Applicable income taxes$-252,0008,035
Income before extraordinary items$-384,0007,610
Extraordinary gains, net$021
Net income$-384,0007,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0001,944
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$134,000509
Net operating income$-384,0007,592
2008-03-31 (YTD Data)Rank
Total interest income$2,009,0004,299
Total interest expense$878,0004,251
Net interest income$1,131,0004,255
Provision for loan and lease losses$19,0004,956
Total noninterest income$188,0004,124
Gross Fiduciary activities income$15,000976
Service charges on deposit accounts$92,0003,611
Trading account gains and fees$0158
Additional Noninterest Income$81,0004,169
Total noninterest expense$1,275,0003,527
Salaries and employee benefits$750,0003,354
Premises and equipment expense$147,0004,044
Additional noninterest expense$378,0003,459
Pre-tax net operating income$25,0006,911
Securities gains (losses)$02,688
Applicable income taxes$10,0004,802
Income before extraordinary items$15,0007,082
Extraordinary gains, net$015
Net income$15,0007,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,778
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$67,000407
Net operating income$15,0006,995
2007-12-31 (YTD Data)Rank
Total interest income$8,424,0004,218
Total interest expense$3,766,0004,170
Net interest income$4,658,0004,201
Provision for loan and lease losses$45,0005,768
Total noninterest income$767,0004,091
Gross Fiduciary activities income$100,000921
Service charges on deposit accounts$275,0004,270
Trading account gains and fees$0178
Additional Noninterest Income$392,0003,773
Total noninterest expense$4,846,0003,534
Salaries and employee benefits$2,897,0003,320
Premises and equipment expense$538,0004,150
Additional noninterest expense$1,411,0003,599
Pre-tax net operating income$534,0005,880
Securities gains (losses)$02,146
Applicable income taxes$210,0003,795
Income before extraordinary items$324,0006,334
Extraordinary gains, net$039
Net income$324,0006,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,632
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$287,000656
Net operating income$324,0006,319
2007-09-30 (YTD Data)Rank
Total interest income$6,347,0004,235
Total interest expense$2,857,0004,136
Net interest income$3,490,0004,222
Provision for loan and lease losses$45,0005,124
Total noninterest income$580,0004,089
Gross Fiduciary activities income$56,000953
Service charges on deposit accounts$204,0004,298
Trading account gains and fees$0184
Additional Noninterest Income$320,0003,621
Total noninterest expense$3,629,0003,518
Salaries and employee benefits$2,163,0003,317
Premises and equipment expense$402,0004,156
Additional noninterest expense$1,064,0003,530
Pre-tax net operating income$396,0006,184
Securities gains (losses)$01,655
Applicable income taxes$156,0004,011
Income before extraordinary items$240,0006,608
Extraordinary gains, net$033
Net income$240,0006,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,453
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$215,000573
Net operating income$240,0006,595
2007-06-30 (YTD Data)Rank
Total interest income$4,246,0004,237
Total interest expense$1,915,0004,133
Net interest income$2,331,0004,251
Provision for loan and lease losses$30,0004,873
Total noninterest income$376,0004,170
Gross Fiduciary activities income$35,000984
Service charges on deposit accounts$133,0004,349
Trading account gains and fees$0168
Additional Noninterest Income$208,0003,702
Total noninterest expense$2,401,0003,563
Salaries and employee benefits$1,426,0003,377
Premises and equipment expense$280,0004,044
Additional noninterest expense$695,0003,582
Pre-tax net operating income$276,0006,184
Securities gains (losses)$01,444
Applicable income taxes$103,0004,099
Income before extraordinary items$173,0006,576
Extraordinary gains, net$029
Net income$173,0006,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0002,258
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$139,000529
Net operating income$173,0006,563
2007-03-31 (YTD Data)Rank
Total interest income$2,083,0004,280
Total interest expense$939,0004,163
Net interest income$1,144,0004,299
Provision for loan and lease losses$15,0004,592
Total noninterest income$171,0004,339
Gross Fiduciary activities income$15,0001,004
Service charges on deposit accounts$66,0004,317
Trading account gains and fees$0195
Additional Noninterest Income$90,0003,960
Total noninterest expense$1,198,0003,578
Salaries and employee benefits$720,0003,378
Premises and equipment expense$142,0004,012
Additional noninterest expense$336,0003,639
Pre-tax net operating income$102,0006,636
Securities gains (losses)$01,187
Applicable income taxes$40,0004,358
Income before extraordinary items$62,0006,984
Extraordinary gains, net$022
Net income$62,0006,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0001,697
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$70,000417
Net operating income$62,0006,968
2006-12-31 (YTD Data)Rank
Total interest income$7,917,0004,221
Total interest expense$3,203,0004,142
Net interest income$4,714,0004,195
Provision for loan and lease losses$45,0005,711
Total noninterest income$797,0004,057
Gross Fiduciary activities income$82,000962
Service charges on deposit accounts$291,0004,193
Trading account gains and fees$0130
Additional Noninterest Income$424,0003,634
Total noninterest expense$4,777,0003,472
Salaries and employee benefits$2,920,0003,205
Premises and equipment expense$526,0004,131
Additional noninterest expense$1,331,0003,631
Pre-tax net operating income$689,0005,945
Securities gains (losses)$01,687
Applicable income taxes$276,0003,915
Income before extraordinary items$413,0006,472
Extraordinary gains, net$051
Net income$413,0006,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,500
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$296,000685
Net operating income$413,0006,473
2006-09-30 (YTD Data)Rank
Total interest income$5,842,0004,246
Total interest expense$2,293,0004,179
Net interest income$3,549,0004,201
Provision for loan and lease losses$45,0005,149
Total noninterest income$597,0004,071
Gross Fiduciary activities income$68,000944
Service charges on deposit accounts$218,0004,231
Trading account gains and fees$0126
Additional Noninterest Income$311,0003,674
Total noninterest expense$3,564,0003,480
Salaries and employee benefits$2,203,0003,187
Premises and equipment expense$388,0004,179
Additional noninterest expense$973,0003,678
Pre-tax net operating income$537,0006,081
Securities gains (losses)$01,388
Applicable income taxes$210,0004,079
Income before extraordinary items$327,0006,588
Extraordinary gains, net$045
Net income$327,0006,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,608
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$212,000582
Net operating income$327,0006,589
2006-06-30 (YTD Data)Rank
Total interest income$3,811,0004,272
Total interest expense$1,437,0004,225
Net interest income$2,374,0004,189
Provision for loan and lease losses$30,0004,987
Total noninterest income$410,0003,996
Gross Fiduciary activities income$46,000961
Service charges on deposit accounts$145,0004,206
Trading account gains and fees$0126
Additional Noninterest Income$219,0003,564
Total noninterest expense$2,342,0003,526
Salaries and employee benefits$1,465,0003,188
Premises and equipment expense$238,0004,408
Additional noninterest expense$639,0003,733
Pre-tax net operating income$412,0005,842
Securities gains (losses)$01,185
Applicable income taxes$163,0003,894
Income before extraordinary items$249,0006,392
Extraordinary gains, net$039
Net income$249,0006,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,253
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$146,000476
Net operating income$249,0006,397
2006-03-31 (YTD Data)Rank
Total interest income$1,846,0004,307
Total interest expense$674,0004,272
Net interest income$1,172,0004,222
Provision for loan and lease losses$15,0004,758
Total noninterest income$195,0004,050
Gross Fiduciary activities income$28,000932
Service charges on deposit accounts$74,0004,113
Trading account gains and fees$0115
Additional Noninterest Income$93,0003,860
Total noninterest expense$1,158,0003,566
Salaries and employee benefits$733,0003,208
Premises and equipment expense$110,0004,666
Additional noninterest expense$315,0003,762
Pre-tax net operating income$194,0005,906
Securities gains (losses)$0955
Applicable income taxes$76,0003,933
Income before extraordinary items$118,0006,441
Extraordinary gains, net$021
Net income$118,0006,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$77,000350
Net operating income$118,0006,436
2005-12-31 (YTD Data)Rank
Total interest income$6,934,0004,177
Total interest expense$2,236,0004,111
Net interest income$4,698,0004,136
Provision for loan and lease losses$07,120
Total noninterest income$670,0004,510
Gross Fiduciary activities income$65,0001,011
Service charges on deposit accounts$225,0004,795
Trading account gains and fees$0138
Additional Noninterest Income$380,0003,861
Total noninterest expense$4,548,0003,503
Salaries and employee benefits$2,867,0003,095
Premises and equipment expense$450,0004,489
Additional noninterest expense$1,231,0003,796
Pre-tax net operating income$820,0005,826
Securities gains (losses)$02,296
Applicable income taxes$327,0004,017
Income before extraordinary items$493,0006,402
Extraordinary gains, net$046
Net income$493,0006,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,572
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$-638,0008,803
Net operating income$493,0006,371
2005-09-30 (YTD Data)Rank
Total interest income$5,111,0004,172
Total interest expense$1,592,0004,125
Net interest income$3,519,0004,141
Provision for loan and lease losses$-20,0008,613
Total noninterest income$468,0004,725
Gross Fiduciary activities income$67,000952
Service charges on deposit accounts$155,0004,997
Trading account gains and fees$0126
Additional Noninterest Income$246,0004,168
Total noninterest expense$3,506,0003,391
Salaries and employee benefits$2,190,0002,997
Premises and equipment expense$340,0004,454
Additional noninterest expense$976,0003,573
Pre-tax net operating income$501,0006,397
Securities gains (losses)$02,317
Applicable income taxes$204,0004,388
Income before extraordinary items$297,0006,934
Extraordinary gains, net$035
Net income$297,0006,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0003,419
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$107,000560
Net operating income$297,0006,894
2005-06-30 (YTD Data)Rank
Total interest income$3,354,0004,155
Total interest expense$1,016,0004,084
Net interest income$2,338,0004,133
Provision for loan and lease losses$-20,0008,648
Total noninterest income$276,0004,998
Gross Fiduciary activities income$27,0001,031
Service charges on deposit accounts$98,0005,081
Trading account gains and fees$0116
Additional Noninterest Income$151,0004,308
Total noninterest expense$2,325,0003,380
Salaries and employee benefits$1,418,0003,076
Premises and equipment expense$236,0004,311
Additional noninterest expense$671,0003,469
Pre-tax net operating income$309,0006,535
Securities gains (losses)$02,146
Applicable income taxes$123,0004,536
Income before extraordinary items$186,0007,032
Extraordinary gains, net$030
Net income$186,0007,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,134
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$72,000462
Net operating income$186,0006,992
2005-03-31 (YTD Data)Rank
Total interest income$1,640,0004,203
Total interest expense$481,0004,129
Net interest income$1,159,0004,182
Provision for loan and lease losses$06,226
Total noninterest income$141,0004,864
Gross Fiduciary activities income$12,0001,041
Service charges on deposit accounts$45,0005,216
Trading account gains and fees$0115
Additional Noninterest Income$84,0004,085
Total noninterest expense$1,194,0003,322
Salaries and employee benefits$750,0002,928
Premises and equipment expense$114,0004,448
Additional noninterest expense$330,0003,527
Pre-tax net operating income$106,0007,134
Securities gains (losses)$01,685
Applicable income taxes$42,0004,975
Income before extraordinary items$64,0007,525
Extraordinary gains, net$024
Net income$64,0007,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,216
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$38,000342
Net operating income$64,0007,498
2004-12-31 (YTD Data)Rank
Total interest income$6,148,0004,179
Total interest expense$1,910,0003,785
Net interest income$4,238,0004,307
Provision for loan and lease losses$36,0006,265
Total noninterest income$790,0004,087
Gross Fiduciary activities income$70,0001,008
Service charges on deposit accounts$221,0005,014
Trading account gains and fees$0138
Additional Noninterest Income$499,0003,306
Total noninterest expense$3,957,0003,783
Salaries and employee benefits$2,282,0003,596
Premises and equipment expense$453,0004,379
Additional noninterest expense$1,222,0003,686
Pre-tax net operating income$1,035,0005,154
Securities gains (losses)$03,819
Applicable income taxes$411,0003,681
Income before extraordinary items$624,0005,864
Extraordinary gains, net$034
Net income$624,0005,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,009
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$6,479,000184
Net operating income$624,0005,793
2004-09-30 (YTD Data)Rank
Total interest income$4,545,0004,208
Total interest expense$1,410,0003,793
Net interest income$3,135,0004,339
Provision for loan and lease losses$36,0005,817
Total noninterest income$607,0004,043
Gross Fiduciary activities income$49,0001,018
Service charges on deposit accounts$164,0005,084
Trading account gains and fees$0134
Additional Noninterest Income$394,0003,224
Total noninterest expense$2,864,0003,859
Salaries and employee benefits$1,652,0003,680
Premises and equipment expense$343,0004,345
Additional noninterest expense$869,0003,837
Pre-tax net operating income$842,0005,046
Securities gains (losses)$03,710
Applicable income taxes$333,0003,605
Income before extraordinary items$509,0005,772
Extraordinary gains, net$026
Net income$509,0005,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0003,433
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$6,445,000139
Net operating income$509,0005,706
2004-06-30 (YTD Data)Rank
Total interest income$3,013,0004,244
Total interest expense$928,0003,828
Net interest income$2,085,0004,347
Provision for loan and lease losses$24,0005,696
Total noninterest income$437,0003,896
Gross Fiduciary activities income$39,000998
Service charges on deposit accounts$109,0005,084
Trading account gains and fees$0130
Additional Noninterest Income$289,0003,052
Total noninterest expense$1,883,0003,935
Salaries and employee benefits$1,075,0003,765
Premises and equipment expense$229,0004,352
Additional noninterest expense$579,0003,850
Pre-tax net operating income$615,0004,766
Securities gains (losses)$03,413
Applicable income taxes$244,0003,435
Income before extraordinary items$371,0005,520
Extraordinary gains, net$021
Net income$371,0005,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0002,617
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$6,780,00091
Net operating income$371,0005,422
2004-03-31 (YTD Data)Rank
Total interest income$1,502,0004,258
Total interest expense$466,0003,864
Net interest income$1,036,0004,373
Provision for loan and lease losses$12,0005,458
Total noninterest income$175,0004,398
Gross Fiduciary activities income$18,0001,012
Service charges on deposit accounts$53,0005,065
Trading account gains and fees$0121
Additional Noninterest Income$104,0003,624
Total noninterest expense$998,0003,767
Salaries and employee benefits$547,0003,740
Premises and equipment expense$119,0004,271
Additional noninterest expense$332,0003,451
Pre-tax net operating income$201,0005,810
Securities gains (losses)$02,934
Applicable income taxes$83,0004,079
Income before extraordinary items$118,0006,551
Extraordinary gains, net$016
Net income$118,0006,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,364
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$118,0006,434
2003-12-31 (YTD Data)Rank
Total interest income$6,155,0004,233
Total interest expense$1,956,0004,096
Net interest income$4,199,0004,211
Provision for loan and lease losses$200,0004,016
Total noninterest income$581,0005,046
Gross Fiduciary activities income$81,0001,000
Service charges on deposit accounts$204,0005,226
Trading account gains and fees$0160
Additional Noninterest Income$296,0004,542
Total noninterest expense$3,829,0003,833
Salaries and employee benefits$2,072,0003,816
Premises and equipment expense$442,0004,420
Additional noninterest expense$1,315,0003,459
Pre-tax net operating income$757,0005,837
Securities gains (losses)$-6,0008,711
Applicable income taxes$256,0004,535
Income before extraordinary items$495,0006,357
Extraordinary gains, net$054
Net income$495,0006,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,704
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$498,9606,191
2003-09-30 (YTD Data)Rank
Total interest income$4,617,0004,283
Total interest expense$1,474,0004,199
Net interest income$3,143,0004,241
Provision for loan and lease losses$07,481
Total noninterest income$433,0005,103
Gross Fiduciary activities income$64,000986
Service charges on deposit accounts$141,0005,440
Trading account gains and fees$0153
Additional Noninterest Income$228,0004,538
Total noninterest expense$2,863,0003,836
Salaries and employee benefits$1,519,0003,873
Premises and equipment expense$318,0004,543
Additional noninterest expense$1,026,0003,323
Pre-tax net operating income$713,0005,452
Securities gains (losses)$04,204
Applicable income taxes$232,0004,406
Income before extraordinary items$481,0005,944
Extraordinary gains, net$040
Net income$481,0005,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,905
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$481,0005,777
2003-06-30 (YTD Data)Rank
Total interest income$3,074,0004,329
Total interest expense$994,0004,267
Net interest income$2,080,0004,275
Provision for loan and lease losses$07,324
Total noninterest income$268,0005,283
Gross Fiduciary activities income$37,0001,016
Service charges on deposit accounts$92,0005,460
Trading account gains and fees$0150
Additional Noninterest Income$139,0004,696
Total noninterest expense$1,860,0003,899
Salaries and employee benefits$975,0003,998
Premises and equipment expense$208,0004,589
Additional noninterest expense$677,0003,336
Pre-tax net operating income$488,0005,373
Securities gains (losses)$03,782
Applicable income taxes$154,0004,454
Income before extraordinary items$334,0005,845
Extraordinary gains, net$030
Net income$334,0005,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,430
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$334,0005,630
2003-03-31 (YTD Data)Rank
Total interest income$1,521,0004,386
Total interest expense$493,0004,381
Net interest income$1,028,0004,307
Provision for loan and lease losses$06,934
Total noninterest income$116,0005,535
Gross Fiduciary activities income$23,000994
Service charges on deposit accounts$42,0005,576
Trading account gains and fees$0134
Additional Noninterest Income$51,0005,226
Total noninterest expense$906,0003,972
Salaries and employee benefits$471,0004,084
Premises and equipment expense$105,0004,559
Additional noninterest expense$330,0003,356
Pre-tax net operating income$238,0005,416
Securities gains (losses)$02,891
Applicable income taxes$76,0004,452
Income before extraordinary items$162,0005,837
Extraordinary gains, net$021
Net income$162,0005,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,624
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$162,0005,635
2002-12-31 (YTD Data)Rank
Total interest income$5,999,0004,557
Total interest expense$2,257,0004,441
Net interest income$3,742,0004,543
Provision for loan and lease losses$140,0005,057
Total noninterest income$582,0004,810
Gross Fiduciary activities income$126,000943
Service charges on deposit accounts$178,0005,493
Trading account gains and fees$0153
Additional Noninterest Income$278,0004,420
Total noninterest expense$3,261,0004,177
Salaries and employee benefits$1,744,0004,189
Premises and equipment expense$386,0004,773
Additional noninterest expense$1,131,0003,776
Pre-tax net operating income$923,0005,409
Securities gains (losses)$04,537
Applicable income taxes$313,0004,369
Income before extraordinary items$610,0005,925
Extraordinary gains, net$070
Net income$610,0005,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,979
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$610,0005,783
2001-12-31 (YTD Data)Rank
Total interest income$6,791,0004,532
Total interest expense$3,555,0004,154
Net interest income$3,236,0004,805
Provision for loan and lease losses$335,0002,988
Total noninterest income$180,0007,523
Gross Fiduciary activities income$94,0001,013
Service charges on deposit accounts$112,0006,368
Trading account gains and fees$0177
Additional Noninterest Income$-26,0009,589
Total noninterest expense$2,852,0004,510
Salaries and employee benefits$1,544,0004,415
Premises and equipment expense$357,0004,960
Additional noninterest expense$951,0004,230
Pre-tax net operating income$229,0007,745
Securities gains (losses)$04,612
Applicable income taxes$79,0006,281
Income before extraordinary items$150,0008,032
Extraordinary gains, net$0105
Net income$150,0008,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,806
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$150,0007,915
2000-12-31 (YTD Data)Rank
Total interest income$6,755,0004,717
Total interest expense$3,508,0004,372
Net interest income$3,247,0004,871
Provision for loan and lease losses$96,0005,401
Total noninterest income$233,0006,951
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$108,0006,428
Trading account gains and feesNANA
Additional Noninterest Income$125,0005,899
Total noninterest expense$2,371,0005,040
Salaries and employee benefits$1,342,0004,780
Premises and equipment expense$272,0005,750
Additional noninterest expense$757,0004,912
Pre-tax net operating income$1,013,0005,223
Securities gains (losses)$01,956
Applicable income taxes$401,0003,978
Income before extraordinary items$612,0005,782
Extraordinary gains, net$038
Net income$612,0005,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,683
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$612,0005,795
1999-12-31 (YTD Data)Rank
Total interest income$5,850,0005,036
Total interest expense$3,016,0004,582
Net interest income$2,834,0005,381
Provision for loan and lease losses$218,0003,382
Total noninterest income$216,0007,301
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$104,0006,628
Trading account gains and feesNANA
Additional Noninterest Income$112,0006,354
Total noninterest expense$2,020,0005,649
Salaries and employee benefits$1,149,0005,336
Premises and equipment expense$281,0005,670
Additional noninterest expense$590,0005,891
Pre-tax net operating income$812,0005,881
Securities gains (losses)$03,155
Applicable income taxes$322,0004,653
Income before extraordinary items$490,0006,503
Extraordinary gains, net$035
Net income$490,0006,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,032
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$490,0006,479
1998-12-31 (YTD Data)Rank
Total interest income$5,503,0005,294
Total interest expense$2,853,0004,899
Net interest income$2,650,0005,620
Provision for loan and lease losses$226,0003,255
Total noninterest income$220,0007,333
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$77,0007,365
Trading account gains and feesNANA
Additional Noninterest Income$143,0005,810
Total noninterest expense$2,033,0005,534
Salaries and employee benefits$1,099,0005,403
Premises and equipment expense$256,0005,883
Additional noninterest expense$678,0005,287
Pre-tax net operating income$611,0006,849
Securities gains (losses)$04,449
Applicable income taxes$240,0005,737
Income before extraordinary items$371,0007,405
Extraordinary gains, net$032
Net income$371,0007,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,392
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$371,0007,329
1997-12-31 (YTD Data)Rank
Total interest income$5,063,0005,751
Total interest expense$2,646,0005,187
Net interest income$2,417,0006,184
Provision for loan and lease losses$33,0007,298
Total noninterest income$152,0008,538
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$72,0007,828
Trading account gains and feesNANA
Additional Noninterest Income$80,0007,372
Total noninterest expense$1,712,0006,259
Salaries and employee benefits$901,0006,282
Premises and equipment expense$226,0006,405
Additional noninterest expense$585,0005,902
Pre-tax net operating income$824,0006,435
Securities gains (losses)$03,944
Applicable income taxes$296,0005,759
Income before extraordinary items$528,0006,809
Extraordinary gains, net$044
Net income$528,0006,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,964
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$528,0006,750
1996-12-31 (YTD Data)Rank
Total interest income$4,531,0006,367
Total interest expense$2,414,0005,652
Net interest income$2,117,0006,920
Provision for loan and lease losses$168,0003,843
Total noninterest income$132,0009,328
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$62,0008,488
Trading account gains and feesNANA
Additional Noninterest Income$70,0008,080
Total noninterest expense$1,781,0006,432
Salaries and employee benefits$765,0007,166
Premises and equipment expense$185,0007,320
Additional noninterest expense$831,0005,055
Pre-tax net operating income$300,0009,134
Securities gains (losses)$04,148
Applicable income taxes$84,0009,042
Income before extraordinary items$216,0009,151
Extraordinary gains, net$053
Net income$216,0009,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,797
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$216,0009,098
1995-12-31 (YTD Data)Rank
Total interest income$4,233,0006,767
Total interest expense$2,240,0005,997
Net interest income$1,993,0007,333
Provision for loan and lease losses$12,0008,132
Total noninterest income$66,00011,042
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$38,0009,589
Trading account gains and feesNANA
Additional Noninterest Income$28,00010,398
Total noninterest expense$1,377,0007,655
Salaries and employee benefits$697,0007,728
Premises and equipment expense$177,0007,669
Additional noninterest expense$503,0007,232
Pre-tax net operating income$670,0007,477
Securities gains (losses)$03,831
Applicable income taxes$262,0006,486
Income before extraordinary items$408,0007,987
Extraordinary gains, net$065
Net income$408,0007,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$408,0007,950
1994-12-31 (YTD Data)Rank
Total interest income$3,685,0007,089
Total interest expense$1,889,0005,858
Net interest income$1,796,0008,056
Provision for loan and lease losses$77,0005,110
Total noninterest income$221,0008,366
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$25,00010,448
Trading account gains and feesNANA
Additional Noninterest Income$196,0005,349
Total noninterest expense$1,317,0008,180
Salaries and employee benefits$702,0007,868
Premises and equipment expense$109,0009,741
Additional noninterest expense$506,0007,780
Pre-tax net operating income$623,0007,875
Securities gains (losses)$03,600
Applicable income taxes$239,0006,699
Income before extraordinary items$384,0008,317
Extraordinary gains, net$0249
Net income$384,0008,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,490
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$384,0008,374
1993-12-31 (YTD Data)Rank
Total interest income$3,699,0007,262
Total interest expense$2,035,0005,749
Net interest income$1,664,0008,597
Provision for loan and lease losses$21,0008,998
Total noninterest income$130,00010,627
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$130,0007,013
Total noninterest expense$1,177,0008,984
Salaries and employee benefits$684,0008,106
Premises and equipment expense$214,0007,406
Additional noninterest expense$279,00010,702
Pre-tax net operating income$596,0007,970
Securities gains (losses)$07,477
Applicable income taxes$250,0006,790
Income before extraordinary items$346,0008,974
Extraordinary gains, net$03,149
Net income$346,0009,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0006,608
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$346,0008,718
1992-12-31 (YTD Data)Rank
Total interest income$3,642,0007,987
Total interest expense$2,202,0006,609
Net interest income$1,440,0009,481
Provision for loan and lease losses$10,00011,168
Total noninterest income$164,00010,187
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$164,0006,333
Total noninterest expense$912,00010,413
Salaries and employee benefits$526,0009,525
Premises and equipment expense$144,0009,299
Additional noninterest expense$242,00011,639
Pre-tax net operating income$682,0007,200
Securities gains (losses)$26,0005,197
Applicable income taxes$269,0006,383
Income before extraordinary items$439,0007,841
Extraordinary gains, net$01,422
Net income$439,0007,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$422,3607,640

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.