Home > Mt. Rainier National Bank > Income and Expense
Mt. Rainier National Bank, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,183,000 | 2,516 |
| Total interest expense | $2,988,000 | 3,022 |
| Net interest income | $5,195,000 | 2,211 |
| Provision for loan and lease losses | $138,000 | 2,777 |
| Total noninterest income | $744,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $250,000 | 3,032 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $494,000 | 2,259 |
| Total noninterest expense | $3,822,000 | 2,381 |
| Salaries and employee benefits | $2,395,000 | 2,140 |
| Premises and equipment expense | $555,000 | 2,330 |
| Additional noninterest expense | $872,000 | 2,958 |
| Pre-tax net operating income | $1,979,000 | 2,181 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $636,000 | 1,768 |
| Income before extraordinary items | $1,343,000 | 2,413 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,343,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $615,000 | 2,138 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 892 |
| Net operating income | $1,343,000 | 2,397 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,051,000 | 2,533 |
| Total interest expense | $1,464,000 | 3,052 |
| Net interest income | $2,587,000 | 2,218 |
| Provision for loan and lease losses | $69,000 | 2,611 |
| Total noninterest income | $374,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $125,000 | 2,984 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $249,000 | 2,224 |
| Total noninterest expense | $1,824,000 | 2,514 |
| Salaries and employee benefits | $1,128,000 | 2,276 |
| Premises and equipment expense | $270,000 | 2,411 |
| Additional noninterest expense | $426,000 | 3,006 |
| Pre-tax net operating income | $1,068,000 | 2,050 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $346,000 | 1,685 |
| Income before extraordinary items | $722,000 | 2,257 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $722,000 | 2,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $465,000 | 1,499 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 756 |
| Net operating income | $722,000 | 2,233 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,092,000 | 2,679 |
| Total interest expense | $4,529,000 | 3,275 |
| Net interest income | $9,563,000 | 2,379 |
| Provision for loan and lease losses | $276,000 | 2,933 |
| Total noninterest income | $1,458,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $492,000 | 3,093 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $966,000 | 2,286 |
| Total noninterest expense | $7,222,000 | 2,447 |
| Salaries and employee benefits | $4,535,000 | 2,152 |
| Premises and equipment expense | $1,016,000 | 2,437 |
| Additional noninterest expense | $1,671,000 | 3,012 |
| Pre-tax net operating income | $3,523,000 | 2,468 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,105,000 | 2,063 |
| Income before extraordinary items | $2,418,000 | 2,682 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,418,000 | 2,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $415,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,418,000 | 2,669 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,210,000 | 2,746 |
| Total interest expense | $3,137,000 | 3,383 |
| Net interest income | $7,073,000 | 2,437 |
| Provision for loan and lease losses | $207,000 | 2,816 |
| Total noninterest income | $1,147,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $368,000 | 3,111 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $779,000 | 2,172 |
| Total noninterest expense | $5,213,000 | 2,523 |
| Salaries and employee benefits | $3,217,000 | 2,282 |
| Premises and equipment expense | $754,000 | 2,463 |
| Additional noninterest expense | $1,242,000 | 3,029 |
| Pre-tax net operating income | $2,800,000 | 2,436 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $896,000 | 2,028 |
| Income before extraordinary items | $1,904,000 | 2,674 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,904,000 | 2,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $415,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,904,000 | 2,663 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,470,000 | 2,838 |
| Total interest expense | $1,865,000 | 3,584 |
| Net interest income | $4,605,000 | 2,485 |
| Provision for loan and lease losses | $138,000 | 2,788 |
| Total noninterest income | $689,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $241,000 | 3,143 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $448,000 | 2,368 |
| Total noninterest expense | $3,521,000 | 2,512 |
| Salaries and employee benefits | $2,184,000 | 2,249 |
| Premises and equipment expense | $498,000 | 2,475 |
| Additional noninterest expense | $839,000 | 2,996 |
| Pre-tax net operating income | $1,635,000 | 2,704 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $512,000 | 2,267 |
| Income before extraordinary items | $1,123,000 | 2,932 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,123,000 | 2,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $415,000 | 2,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,123,000 | 2,920 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,033,000 | 2,947 |
| Total interest expense | $790,000 | 3,848 |
| Net interest income | $2,243,000 | 2,524 |
| Provision for loan and lease losses | $69,000 | 2,655 |
| Total noninterest income | $350,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $118,000 | 3,110 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $232,000 | 2,285 |
| Total noninterest expense | $1,667,000 | 2,640 |
| Salaries and employee benefits | $1,005,000 | 2,435 |
| Premises and equipment expense | $250,000 | 2,467 |
| Additional noninterest expense | $412,000 | 3,040 |
| Pre-tax net operating income | $857,000 | 2,572 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $269,000 | 2,159 |
| Income before extraordinary items | $588,000 | 2,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $588,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $415,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $588,000 | 2,769 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,878,000 | 2,930 |
| Total interest expense | $2,465,000 | 3,857 |
| Net interest income | $8,413,000 | 2,585 |
| Provision for loan and lease losses | $199,000 | 3,616 |
| Total noninterest income | $1,556,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $562,000 | 2,804 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $994,000 | 2,228 |
| Total noninterest expense | $6,504,000 | 2,548 |
| Salaries and employee benefits | $4,000,000 | 2,286 |
| Premises and equipment expense | $892,000 | 2,618 |
| Additional noninterest expense | $1,612,000 | 3,059 |
| Pre-tax net operating income | $3,266,000 | 2,586 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,048,000 | 2,202 |
| Income before extraordinary items | $2,218,000 | 2,826 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,218,000 | 2,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $350,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,218,000 | 2,793 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,891,000 | 2,966 |
| Total interest expense | $1,735,000 | 3,906 |
| Net interest income | $6,156,000 | 2,616 |
| Provision for loan and lease losses | $154,000 | 3,437 |
| Total noninterest income | $1,205,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $420,000 | 2,813 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $785,000 | 2,155 |
| Total noninterest expense | $4,756,000 | 2,590 |
| Salaries and employee benefits | $2,920,000 | 2,323 |
| Premises and equipment expense | $657,000 | 2,644 |
| Additional noninterest expense | $1,179,000 | 3,084 |
| Pre-tax net operating income | $2,451,000 | 2,609 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $783,000 | 2,235 |
| Income before extraordinary items | $1,668,000 | 2,877 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,668,000 | 2,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $350,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,668,000 | 2,838 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,007,000 | 3,027 |
| Total interest expense | $1,074,000 | 3,940 |
| Net interest income | $3,933,000 | 2,700 |
| Provision for loan and lease losses | $108,000 | 3,253 |
| Total noninterest income | $736,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $277,000 | 2,777 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $459,000 | 2,312 |
| Total noninterest expense | $3,067,000 | 2,642 |
| Salaries and employee benefits | $1,840,000 | 2,419 |
| Premises and equipment expense | $439,000 | 2,611 |
| Additional noninterest expense | $788,000 | 3,061 |
| Pre-tax net operating income | $1,494,000 | 2,767 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $481,000 | 2,325 |
| Income before extraordinary items | $1,013,000 | 3,059 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,013,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $350,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,013,000 | 3,012 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,412,000 | 3,086 |
| Total interest expense | $521,000 | 3,915 |
| Net interest income | $1,891,000 | 2,783 |
| Provision for loan and lease losses | $54,000 | 3,086 |
| Total noninterest income | $338,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $135,000 | 2,769 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $203,000 | 2,460 |
| Total noninterest expense | $1,521,000 | 2,679 |
| Salaries and employee benefits | $917,000 | 2,454 |
| Premises and equipment expense | $219,000 | 2,651 |
| Additional noninterest expense | $385,000 | 3,123 |
| Pre-tax net operating income | $654,000 | 3,024 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $206,000 | 2,545 |
| Income before extraordinary items | $448,000 | 3,326 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $448,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $350,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $448,000 | 3,292 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,404,000 | 2,990 |
| Total interest expense | $1,929,000 | 3,754 |
| Net interest income | $7,475,000 | 2,704 |
| Provision for loan and lease losses | $276,000 | 3,073 |
| Total noninterest income | $1,228,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $581,000 | 2,779 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $647,000 | 2,855 |
| Total noninterest expense | $6,007,000 | 2,643 |
| Salaries and employee benefits | $3,635,000 | 2,392 |
| Premises and equipment expense | $894,000 | 2,540 |
| Additional noninterest expense | $1,478,000 | 3,160 |
| Pre-tax net operating income | $2,420,000 | 3,081 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $768,000 | 2,599 |
| Income before extraordinary items | $1,666,000 | 3,366 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,666,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $100,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,656,480 | 3,316 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,882,000 | 3,022 |
| Total interest expense | $1,413,000 | 3,787 |
| Net interest income | $5,469,000 | 2,752 |
| Provision for loan and lease losses | $207,000 | 2,929 |
| Total noninterest income | $968,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $448,000 | 2,731 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $520,000 | 2,728 |
| Total noninterest expense | $4,422,000 | 2,662 |
| Salaries and employee benefits | $2,643,000 | 2,446 |
| Premises and equipment expense | $680,000 | 2,484 |
| Additional noninterest expense | $1,099,000 | 3,158 |
| Pre-tax net operating income | $1,808,000 | 3,137 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $577,000 | 2,644 |
| Income before extraordinary items | $1,245,000 | 3,456 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,245,000 | 3,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,626 |
| Cash dividends | $100,000 | 4,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,235,480 | 3,386 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,449,000 | 3,093 |
| Total interest expense | $920,000 | 3,854 |
| Net interest income | $3,529,000 | 2,825 |
| Provision for loan and lease losses | $138,000 | 2,915 |
| Total noninterest income | $637,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $297,000 | 2,735 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $340,000 | 2,780 |
| Total noninterest expense | $2,923,000 | 2,686 |
| Salaries and employee benefits | $1,705,000 | 2,518 |
| Premises and equipment expense | $455,000 | 2,476 |
| Additional noninterest expense | $763,000 | 3,073 |
| Pre-tax net operating income | $1,105,000 | 3,306 |
| Securities gains (losses) | $12,000 | 2,314 |
| Applicable income taxes | $354,000 | 2,783 |
| Income before extraordinary items | $763,000 | 3,643 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $763,000 | 3,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $754,840 | 3,592 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 3,216 |
| Total interest expense | $452,000 | 3,965 |
| Net interest income | $1,681,000 | 2,955 |
| Provision for loan and lease losses | $69,000 | 2,785 |
| Total noninterest income | $291,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $145,000 | 2,752 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $146,000 | 2,993 |
| Total noninterest expense | $1,473,000 | 2,675 |
| Salaries and employee benefits | $870,000 | 2,494 |
| Premises and equipment expense | $225,000 | 2,519 |
| Additional noninterest expense | $378,000 | 3,057 |
| Pre-tax net operating income | $430,000 | 3,900 |
| Securities gains (losses) | $12,000 | 1,956 |
| Applicable income taxes | $135,000 | 3,278 |
| Income before extraordinary items | $307,000 | 4,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $307,000 | 4,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $298,720 | 4,158 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,455,000 | 3,277 |
| Total interest expense | $1,921,000 | 4,149 |
| Net interest income | $6,534,000 | 2,940 |
| Provision for loan and lease losses | $385,000 | 2,666 |
| Total noninterest income | $1,613,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $566,000 | 2,812 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,047,000 | 2,322 |
| Total noninterest expense | $5,581,000 | 2,782 |
| Salaries and employee benefits | $3,261,000 | 2,565 |
| Premises and equipment expense | $856,000 | 2,592 |
| Additional noninterest expense | $1,464,000 | 3,157 |
| Pre-tax net operating income | $2,181,000 | 3,191 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $686,000 | 2,837 |
| Income before extraordinary items | $1,495,000 | 3,570 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,495,000 | 3,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,556 |
| Cash dividends | $310,000 | 4,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,495,000 | 3,416 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,308,000 | 3,337 |
| Total interest expense | $1,469,000 | 4,209 |
| Net interest income | $4,839,000 | 2,995 |
| Provision for loan and lease losses | $291,000 | 2,571 |
| Total noninterest income | $1,312,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $428,000 | 2,814 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $884,000 | 2,223 |
| Total noninterest expense | $4,257,000 | 2,739 |
| Salaries and employee benefits | $2,522,000 | 2,499 |
| Premises and equipment expense | $631,000 | 2,642 |
| Additional noninterest expense | $1,104,000 | 3,121 |
| Pre-tax net operating income | $1,603,000 | 3,380 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $502,000 | 3,023 |
| Income before extraordinary items | $1,101,000 | 3,737 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,101,000 | 3,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,746 |
| Cash dividends | $310,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,101,000 | 3,561 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,148,000 | 3,410 |
| Total interest expense | $993,000 | 4,270 |
| Net interest income | $3,155,000 | 3,033 |
| Provision for loan and lease losses | $182,000 | 2,663 |
| Total noninterest income | $849,000 | 2,636 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $280,000 | 2,802 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $569,000 | 2,254 |
| Total noninterest expense | $2,759,000 | 2,802 |
| Salaries and employee benefits | $1,602,000 | 2,622 |
| Premises and equipment expense | $407,000 | 2,719 |
| Additional noninterest expense | $750,000 | 3,039 |
| Pre-tax net operating income | $1,063,000 | 3,374 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $333,000 | 3,047 |
| Income before extraordinary items | $730,000 | 3,749 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $730,000 | 3,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,590 |
| Cash dividends | $310,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $730,000 | 3,550 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 3,466 |
| Total interest expense | $517,000 | 4,232 |
| Net interest income | $1,525,000 | 3,132 |
| Provision for loan and lease losses | $58,000 | 3,492 |
| Total noninterest income | $382,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $134,000 | 2,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $248,000 | 2,372 |
| Total noninterest expense | $1,378,000 | 2,790 |
| Salaries and employee benefits | $820,000 | 2,555 |
| Premises and equipment expense | $185,000 | 2,937 |
| Additional noninterest expense | $373,000 | 3,030 |
| Pre-tax net operating income | $471,000 | 3,641 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $143,000 | 3,302 |
| Income before extraordinary items | $328,000 | 3,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $328,000 | 3,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $310,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $328,000 | 3,804 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,162,000 | 3,589 |
| Total interest expense | $2,560,000 | 4,024 |
| Net interest income | $5,602,000 | 3,326 |
| Provision for loan and lease losses | $360,000 | 3,054 |
| Total noninterest income | $1,328,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $550,000 | 2,743 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $778,000 | 2,545 |
| Total noninterest expense | $4,768,000 | 3,047 |
| Salaries and employee benefits | $2,731,000 | 2,878 |
| Premises and equipment expense | $690,000 | 3,036 |
| Additional noninterest expense | $1,347,000 | 3,261 |
| Pre-tax net operating income | $1,802,000 | 3,655 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $558,000 | 3,245 |
| Income before extraordinary items | $1,273,000 | 3,932 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,273,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,589 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,252,700 | 3,865 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,031,000 | 4,014 |
| Total interest expense | $3,528,000 | 4,182 |
| Net interest income | $4,503,000 | 3,764 |
| Provision for loan and lease losses | $85,000 | 5,898 |
| Total noninterest income | $1,346,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $519,000 | 2,762 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $827,000 | 2,338 |
| Total noninterest expense | $4,193,000 | 3,288 |
| Salaries and employee benefits | $2,398,000 | 3,058 |
| Premises and equipment expense | $590,000 | 3,416 |
| Additional noninterest expense | $1,205,000 | 3,486 |
| Pre-tax net operating income | $1,571,000 | 3,736 |
| Securities gains (losses) | $31,000 | 2,791 |
| Applicable income taxes | $541,000 | 3,180 |
| Income before extraordinary items | $1,061,000 | 4,117 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,061,000 | 4,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,040,540 | 4,064 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,491,000 | 4,338 |
| Total interest expense | $2,937,000 | 5,004 |
| Net interest income | $4,554,000 | 3,754 |
| Provision for loan and lease losses | $92,000 | 5,481 |
| Total noninterest income | $950,000 | 3,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $418,000 | 3,239 |
| Total noninterest expense | $3,869,000 | 3,423 |
| Salaries and employee benefits | $2,092,000 | 3,341 |
| Premises and equipment expense | $600,000 | 3,277 |
| Additional noninterest expense | $1,177,000 | 3,491 |
| Pre-tax net operating income | $1,543,000 | 3,997 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $519,000 | 3,405 |
| Income before extraordinary items | $1,021,000 | 4,325 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,021,000 | 4,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,022,980 | 4,322 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,539,000 | 4,652 |
| Total interest expense | $2,359,000 | 5,407 |
| Net interest income | $4,180,000 | 4,019 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $797,000 | 3,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $477,000 | 2,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 3,875 |
| Total noninterest expense | $3,771,000 | 3,493 |
| Salaries and employee benefits | $1,999,000 | 3,444 |
| Premises and equipment expense | $628,000 | 3,131 |
| Additional noninterest expense | $1,144,000 | 3,588 |
| Pre-tax net operating income | $1,206,000 | 4,749 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $375,000 | 4,322 |
| Income before extraordinary items | $832,000 | 4,976 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $832,000 | 4,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $831,310 | 4,939 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,174,000 | 4,897 |
| Total interest expense | $2,496,000 | 5,371 |
| Net interest income | $3,678,000 | 4,408 |
| Provision for loan and lease losses | $78,000 | 5,647 |
| Total noninterest income | $863,000 | 3,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 3,201 |
| Total noninterest expense | $3,246,000 | 3,846 |
| Salaries and employee benefits | $1,700,000 | 3,835 |
| Premises and equipment expense | $478,000 | 3,820 |
| Additional noninterest expense | $1,068,000 | 3,728 |
| Pre-tax net operating income | $1,217,000 | 4,842 |
| Securities gains (losses) | $23,000 | 2,320 |
| Applicable income taxes | $419,000 | 4,306 |
| Income before extraordinary items | $821,000 | 5,112 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $821,000 | 5,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $1,750,000 | 405 |
| Net operating income | $805,820 | 5,085 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,469,000 | 5,431 |
| Total interest expense | $2,179,000 | 5,921 |
| Net interest income | $3,290,000 | 4,950 |
| Provision for loan and lease losses | $178,000 | 3,774 |
| Total noninterest income | $701,000 | 3,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 3,614 |
| Total noninterest expense | $2,754,000 | 4,399 |
| Salaries and employee benefits | $1,431,000 | 4,420 |
| Premises and equipment expense | $432,000 | 4,178 |
| Additional noninterest expense | $891,000 | 4,346 |
| Pre-tax net operating income | $1,059,000 | 5,655 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $350,000 | 5,307 |
| Income before extraordinary items | $696,000 | 5,925 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $696,000 | 5,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $704,710 | 5,840 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,254,000 | 6,625 |
| Total interest expense | $1,729,000 | 7,012 |
| Net interest income | $2,525,000 | 6,154 |
| Provision for loan and lease losses | $67,000 | 5,924 |
| Total noninterest income | $693,000 | 4,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 3,808 |
| Total noninterest expense | $2,639,000 | 4,804 |
| Salaries and employee benefits | $1,320,000 | 4,797 |
| Premises and equipment expense | $434,000 | 4,251 |
| Additional noninterest expense | $885,000 | 4,822 |
| Pre-tax net operating income | $512,000 | 7,873 |
| Securities gains (losses) | $-11,000 | 10,330 |
| Applicable income taxes | $154,000 | 7,820 |
| Income before extraordinary items | $347,000 | 8,030 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $347,000 | 8,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $60,000 | 7,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $354,590 | 7,906 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 7,645 |
| Total interest expense | $1,422,000 | 7,916 |
| Net interest income | $2,007,000 | 7,293 |
| Provision for loan and lease losses | $32,000 | 7,011 |
| Total noninterest income | $655,000 | 4,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 3,534 |
| Total noninterest expense | $2,460,000 | 5,067 |
| Salaries and employee benefits | $1,222,000 | 5,133 |
| Premises and equipment expense | $416,000 | 4,373 |
| Additional noninterest expense | $822,000 | 5,135 |
| Pre-tax net operating income | $170,000 | 10,648 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $56,000 | 10,067 |
| Income before extraordinary items | $113,000 | 10,810 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $113,000 | 10,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $113,670 | 10,775 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 8,713 |
| Total interest expense | $778,000 | 9,717 |
| Net interest income | $1,830,000 | 7,963 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $595,000 | 4,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 3,502 |
| Total noninterest expense | $2,074,000 | 6,021 |
| Salaries and employee benefits | $988,000 | 6,145 |
| Premises and equipment expense | $295,000 | 5,794 |
| Additional noninterest expense | $791,000 | 5,748 |
| Pre-tax net operating income | $336,000 | 9,856 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $101,000 | 9,345 |
| Income before extraordinary items | $236,000 | 9,849 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $236,000 | 9,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $235,300 | 9,928 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 10,107 |
| Total interest expense | $630,000 | 10,972 |
| Net interest income | $1,404,000 | 9,402 |
| Provision for loan and lease losses | $68,000 | 6,717 |
| Total noninterest income | $861,000 | 3,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $684,000 | 2,639 |
| Total noninterest expense | $1,821,000 | 6,821 |
| Salaries and employee benefits | $891,000 | 6,768 |
| Premises and equipment expense | $219,000 | 7,307 |
| Additional noninterest expense | $711,000 | 6,481 |
| Pre-tax net operating income | $376,000 | 9,611 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $11,000 | 11,805 |
| Income before extraordinary items | $369,000 | 8,752 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $369,000 | 8,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $32,000 | 8,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $365,120 | 8,526 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 11,633 |
| Total interest expense | $620,000 | 12,203 |
| Net interest income | $1,018,000 | 11,033 |
| Provision for loan and lease losses | $138,000 | 6,347 |
| Total noninterest income | $682,000 | 4,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $550,000 | 3,000 |
| Total noninterest expense | $1,339,000 | 8,526 |
| Salaries and employee benefits | $691,000 | 8,055 |
| Premises and equipment expense | $166,000 | 8,671 |
| Additional noninterest expense | $482,000 | 8,632 |
| Pre-tax net operating income | $223,000 | 10,855 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $73,000 | 10,632 |
| Income before extraordinary items | $155,000 | 11,205 |
| Extraordinary gains, net | $73,000 | 872 |
| Net income | $228,000 | 10,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $577,000 | 526 |
| Net operating income | $151,600 | 10,921 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.