Home > Mountain Valley Community Bank > Income and Expense
Mountain Valley Community Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,451,000 | 3,164 |
| Total interest expense | $282,000 | 3,469 |
| Net interest income | $3,169,000 | 3,096 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $398,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $93,000 | 3,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $305,000 | 2,916 |
| Total noninterest expense | $2,632,000 | 3,041 |
| Salaries and employee benefits | $1,414,000 | 3,133 |
| Premises and equipment expense | $389,000 | 2,528 |
| Additional noninterest expense | $829,000 | 3,034 |
| Pre-tax net operating income | $935,000 | 3,231 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $296,000 | 2,155 |
| Income before extraordinary items | $639,000 | 3,585 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $639,000 | 3,584 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $639,000 | 3,585 |
| Net charge-offs | $-12,000 | 4,850 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $639,000 | 3,550 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 3,208 |
| Total interest expense | $137,000 | 3,501 |
| Net interest income | $1,558,000 | 3,123 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $202,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $46,000 | 3,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 2,880 |
| Total noninterest expense | $1,295,000 | 3,105 |
| Salaries and employee benefits | $693,000 | 3,209 |
| Premises and equipment expense | $198,000 | 2,529 |
| Additional noninterest expense | $404,000 | 3,096 |
| Pre-tax net operating income | $465,000 | 3,199 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $148,000 | 2,125 |
| Income before extraordinary items | $317,000 | 3,522 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $317,000 | 3,521 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $317,000 | 3,522 |
| Net charge-offs | $-9,000 | 4,951 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $317,000 | 3,494 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,848,000 | 3,165 |
| Total interest expense | $596,000 | 3,347 |
| Net interest income | $6,252,000 | 3,102 |
| Provision for loan and lease losses | $12,000 | 4,157 |
| Total noninterest income | $893,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $219,000 | 3,465 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $674,000 | 2,891 |
| Total noninterest expense | $5,198,000 | 3,112 |
| Salaries and employee benefits | $2,719,000 | 3,239 |
| Premises and equipment expense | $812,000 | 2,473 |
| Additional noninterest expense | $1,667,000 | 3,120 |
| Pre-tax net operating income | $1,935,000 | 3,116 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $607,000 | 2,094 |
| Income before extraordinary items | $1,328,000 | 3,467 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,328,000 | 3,465 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,328,000 | 3,466 |
| Net charge-offs | $-96,000 | 5,517 |
| Cash dividends | $750,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,328,000 | 3,418 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,179,000 | 3,164 |
| Total interest expense | $437,000 | 3,387 |
| Net interest income | $4,742,000 | 3,091 |
| Provision for loan and lease losses | $12,000 | 3,979 |
| Total noninterest income | $703,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $154,000 | 3,555 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $549,000 | 2,775 |
| Total noninterest expense | $3,877,000 | 3,125 |
| Salaries and employee benefits | $2,005,000 | 3,265 |
| Premises and equipment expense | $615,000 | 2,466 |
| Additional noninterest expense | $1,257,000 | 3,113 |
| Pre-tax net operating income | $1,556,000 | 3,045 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $496,000 | 2,062 |
| Income before extraordinary items | $1,060,000 | 3,401 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,060,000 | 3,399 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,060,000 | 3,401 |
| Net charge-offs | $-46,000 | 5,339 |
| Cash dividends | $750,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,060,000 | 3,345 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,502,000 | 3,145 |
| Total interest expense | $285,000 | 3,450 |
| Net interest income | $3,217,000 | 3,081 |
| Provision for loan and lease losses | $12,000 | 3,711 |
| Total noninterest income | $459,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $101,000 | 3,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $358,000 | 2,799 |
| Total noninterest expense | $2,587,000 | 3,139 |
| Salaries and employee benefits | $1,326,000 | 3,300 |
| Premises and equipment expense | $420,000 | 2,423 |
| Additional noninterest expense | $841,000 | 3,115 |
| Pre-tax net operating income | $1,077,000 | 2,951 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $341,000 | 2,024 |
| Income before extraordinary items | $736,000 | 3,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $736,000 | 3,339 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $736,000 | 3,339 |
| Net charge-offs | $-10,000 | 4,971 |
| Cash dividends | $750,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $736,000 | 3,280 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 3,043 |
| Total interest expense | $142,000 | 3,482 |
| Net interest income | $1,708,000 | 2,953 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $157,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $48,000 | 3,654 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $109,000 | 3,431 |
| Total noninterest expense | $1,272,000 | 3,186 |
| Salaries and employee benefits | $656,000 | 3,338 |
| Premises and equipment expense | $212,000 | 2,446 |
| Additional noninterest expense | $404,000 | 3,209 |
| Pre-tax net operating income | $593,000 | 2,752 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $198,000 | 1,849 |
| Income before extraordinary items | $395,000 | 3,156 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $395,000 | 3,154 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $395,000 | 3,155 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $750,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $395,000 | 3,095 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,833,000 | 3,165 |
| Total interest expense | $587,000 | 3,426 |
| Net interest income | $6,246,000 | 3,111 |
| Provision for loan and lease losses | $3,000 | 4,335 |
| Total noninterest income | $599,000 | 3,906 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $250,000 | 3,352 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $349,000 | 3,777 |
| Total noninterest expense | $4,681,000 | 3,376 |
| Salaries and employee benefits | $2,377,000 | 3,534 |
| Premises and equipment expense | $833,000 | 2,481 |
| Additional noninterest expense | $1,471,000 | 3,440 |
| Pre-tax net operating income | $2,161,000 | 2,870 |
| Securities gains (losses) | $-3,000 | 5,742 |
| Applicable income taxes | $595,000 | 2,072 |
| Income before extraordinary items | $1,563,000 | 3,150 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,563,000 | 3,151 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,563,000 | 3,152 |
| Net charge-offs | $-132,000 | 5,781 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,565,160 | 3,103 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,804,000 | 3,338 |
| Total interest expense | $439,000 | 3,484 |
| Net interest income | $4,365,000 | 3,276 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $462,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $182,000 | 3,417 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $280,000 | 3,715 |
| Total noninterest expense | $3,426,000 | 3,450 |
| Salaries and employee benefits | $1,722,000 | 3,633 |
| Premises and equipment expense | $758,000 | 2,192 |
| Additional noninterest expense | $946,000 | 3,818 |
| Pre-tax net operating income | $1,401,000 | 3,200 |
| Securities gains (losses) | $-3,000 | 5,887 |
| Applicable income taxes | $336,000 | 2,373 |
| Income before extraordinary items | $1,062,000 | 3,407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,062,000 | 3,405 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,062,000 | 3,406 |
| Net charge-offs | $-284,000 | 6,030 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,064,280 | 3,346 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,124,000 | 3,402 |
| Total interest expense | $292,000 | 3,517 |
| Net interest income | $2,832,000 | 3,351 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $370,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $115,000 | 3,493 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $255,000 | 3,278 |
| Total noninterest expense | $2,322,000 | 3,444 |
| Salaries and employee benefits | $1,140,000 | 3,672 |
| Premises and equipment expense | $418,000 | 2,512 |
| Additional noninterest expense | $764,000 | 3,394 |
| Pre-tax net operating income | $880,000 | 3,304 |
| Securities gains (losses) | $-3,000 | 5,992 |
| Applicable income taxes | $206,000 | 2,452 |
| Income before extraordinary items | $671,000 | 3,486 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $671,000 | 3,486 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $671,000 | 3,487 |
| Net charge-offs | $-117,000 | 5,954 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $673,310 | 3,421 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 3,463 |
| Total interest expense | $150,000 | 3,471 |
| Net interest income | $1,373,000 | 3,420 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $165,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $56,000 | 3,514 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $109,000 | 3,466 |
| Total noninterest expense | $1,148,000 | 3,492 |
| Salaries and employee benefits | $575,000 | 3,684 |
| Premises and equipment expense | $206,000 | 2,589 |
| Additional noninterest expense | $367,000 | 3,473 |
| Pre-tax net operating income | $390,000 | 3,413 |
| Securities gains (losses) | $-3,000 | 6,134 |
| Applicable income taxes | $95,000 | 2,502 |
| Income before extraordinary items | $292,000 | 3,702 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $292,000 | 3,704 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $292,000 | 3,705 |
| Net charge-offs | $-83,000 | 6,079 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $294,250 | 3,602 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,019,000 | 3,518 |
| Total interest expense | $759,000 | 3,149 |
| Net interest income | $5,260,000 | 3,531 |
| Provision for loan and lease losses | $162,000 | 2,700 |
| Total noninterest income | $416,000 | 4,561 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $243,000 | 3,592 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $173,000 | 4,701 |
| Total noninterest expense | $4,299,000 | 3,657 |
| Salaries and employee benefits | $2,125,000 | 3,866 |
| Premises and equipment expense | $539,000 | 3,469 |
| Additional noninterest expense | $1,635,000 | 3,345 |
| Pre-tax net operating income | $1,215,000 | 3,828 |
| Securities gains (losses) | $8,000 | 2,740 |
| Applicable income taxes | $328,000 | 2,564 |
| Income before extraordinary items | $895,000 | 4,145 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $895,000 | 4,145 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $895,000 | 4,146 |
| Net charge-offs | $44,000 | 3,867 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $889,160 | 4,095 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,466,000 | 3,574 |
| Total interest expense | $598,000 | 3,103 |
| Net interest income | $3,868,000 | 3,598 |
| Provision for loan and lease losses | $152,000 | 2,359 |
| Total noninterest income | $311,000 | 4,606 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $171,000 | 3,752 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $140,000 | 4,661 |
| Total noninterest expense | $3,180,000 | 3,705 |
| Salaries and employee benefits | $1,573,000 | 3,911 |
| Premises and equipment expense | $399,000 | 3,539 |
| Additional noninterest expense | $1,208,000 | 3,385 |
| Pre-tax net operating income | $847,000 | 4,036 |
| Securities gains (losses) | $7,000 | 2,468 |
| Applicable income taxes | $247,000 | 2,631 |
| Income before extraordinary items | $607,000 | 4,339 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $607,000 | 4,340 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $607,000 | 4,340 |
| Net charge-offs | $52,000 | 3,217 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $602,030 | 4,302 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 3,603 |
| Total interest expense | $392,000 | 3,170 |
| Net interest income | $2,553,000 | 3,627 |
| Provision for loan and lease losses | $119,000 | 2,215 |
| Total noninterest income | $337,000 | 3,813 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $118,000 | 3,660 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $219,000 | 3,490 |
| Total noninterest expense | $2,166,000 | 3,665 |
| Salaries and employee benefits | $1,056,000 | 3,907 |
| Premises and equipment expense | $268,000 | 3,547 |
| Additional noninterest expense | $842,000 | 3,291 |
| Pre-tax net operating income | $605,000 | 3,851 |
| Securities gains (losses) | $8,000 | 2,026 |
| Applicable income taxes | $178,000 | 2,514 |
| Income before extraordinary items | $435,000 | 4,184 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $435,000 | 4,190 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $435,000 | 4,189 |
| Net charge-offs | $45,000 | 2,882 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $429,320 | 4,138 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 3,700 |
| Total interest expense | $186,000 | 3,330 |
| Net interest income | $1,233,000 | 3,722 |
| Provision for loan and lease losses | $77,000 | 1,794 |
| Total noninterest income | $167,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $58,000 | 3,686 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $109,000 | 3,444 |
| Total noninterest expense | $1,073,000 | 3,728 |
| Salaries and employee benefits | $528,000 | 3,939 |
| Premises and equipment expense | $126,000 | 3,744 |
| Additional noninterest expense | $419,000 | 3,305 |
| Pre-tax net operating income | $250,000 | 4,104 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $61,000 | 2,802 |
| Income before extraordinary items | $189,000 | 4,350 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $189,000 | 4,351 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $189,000 | 4,352 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $189,000 | 4,298 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,650,000 | 3,767 |
| Total interest expense | $898,000 | 3,188 |
| Net interest income | $4,752,000 | 3,813 |
| Provision for loan and lease losses | $323,000 | 2,352 |
| Total noninterest income | $614,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $278,000 | 3,485 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $336,000 | 3,944 |
| Total noninterest expense | $4,214,000 | 3,798 |
| Salaries and employee benefits | $2,006,000 | 4,066 |
| Premises and equipment expense | $497,000 | 3,750 |
| Additional noninterest expense | $1,711,000 | 3,328 |
| Pre-tax net operating income | $829,000 | 4,361 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $234,000 | 2,836 |
| Income before extraordinary items | $595,000 | 4,680 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $595,000 | 4,684 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $595,000 | 4,684 |
| Net charge-offs | $230,000 | 2,858 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 867 |
| Net operating income | $595,000 | 4,610 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,214,000 | 3,821 |
| Total interest expense | $680,000 | 3,239 |
| Net interest income | $3,534,000 | 3,870 |
| Provision for loan and lease losses | $234,000 | 2,361 |
| Total noninterest income | $444,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $202,000 | 3,584 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $242,000 | 4,065 |
| Total noninterest expense | $3,196,000 | 3,790 |
| Salaries and employee benefits | $1,498,000 | 4,095 |
| Premises and equipment expense | $375,000 | 3,770 |
| Additional noninterest expense | $1,323,000 | 3,264 |
| Pre-tax net operating income | $548,000 | 4,648 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $150,000 | 3,021 |
| Income before extraordinary items | $398,000 | 4,926 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $398,000 | 4,926 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $398,000 | 4,927 |
| Net charge-offs | $238,000 | 2,372 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $398,000 | 4,828 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 3,820 |
| Total interest expense | $456,000 | 3,289 |
| Net interest income | $2,361,000 | 3,863 |
| Provision for loan and lease losses | $134,000 | 2,618 |
| Total noninterest income | $259,000 | 4,465 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $131,000 | 3,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $128,000 | 4,424 |
| Total noninterest expense | $2,111,000 | 3,829 |
| Salaries and employee benefits | $995,000 | 4,133 |
| Premises and equipment expense | $255,000 | 3,743 |
| Additional noninterest expense | $861,000 | 3,325 |
| Pre-tax net operating income | $375,000 | 4,580 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $100,000 | 3,013 |
| Income before extraordinary items | $275,000 | 4,884 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $275,000 | 4,887 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $275,000 | 4,888 |
| Net charge-offs | $242,000 | 1,907 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $275,000 | 4,767 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 3,869 |
| Total interest expense | $232,000 | 3,334 |
| Net interest income | $1,167,000 | 3,899 |
| Provision for loan and lease losses | $71,000 | 2,498 |
| Total noninterest income | $96,000 | 4,915 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $60,000 | 3,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 5,113 |
| Total noninterest expense | $1,051,000 | 3,877 |
| Salaries and employee benefits | $502,000 | 4,153 |
| Premises and equipment expense | $127,000 | 3,771 |
| Additional noninterest expense | $422,000 | 3,382 |
| Pre-tax net operating income | $141,000 | 4,932 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $32,000 | 3,314 |
| Income before extraordinary items | $109,000 | 5,139 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $109,000 | 5,141 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $109,000 | 5,141 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $109,000 | 5,037 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,348,000 | 4,144 |
| Total interest expense | $1,200,000 | 3,198 |
| Net interest income | $4,148,000 | 4,314 |
| Provision for loan and lease losses | $465,000 | 2,818 |
| Total noninterest income | $513,000 | 4,457 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $238,000 | 3,953 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $275,000 | 4,154 |
| Total noninterest expense | $3,863,000 | 4,122 |
| Salaries and employee benefits | $1,824,000 | 4,369 |
| Premises and equipment expense | $507,000 | 3,787 |
| Additional noninterest expense | $1,532,000 | 3,738 |
| Pre-tax net operating income | $333,000 | 5,331 |
| Securities gains (losses) | $136,000 | 2,024 |
| Applicable income taxes | $82,000 | 3,636 |
| Income before extraordinary items | $387,000 | 5,235 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $387,000 | 5,232 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $387,000 | 5,233 |
| Net charge-offs | $1,028,000 | 1,790 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $274,120 | 5,358 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,016,000 | 4,217 |
| Total interest expense | $944,000 | 3,208 |
| Net interest income | $3,072,000 | 4,411 |
| Provision for loan and lease losses | $332,000 | 2,838 |
| Total noninterest income | $420,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $169,000 | 4,091 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $251,000 | 3,934 |
| Total noninterest expense | $2,856,000 | 4,186 |
| Salaries and employee benefits | $1,368,000 | 4,386 |
| Premises and equipment expense | $387,000 | 3,793 |
| Additional noninterest expense | $1,101,000 | 3,858 |
| Pre-tax net operating income | $304,000 | 5,289 |
| Securities gains (losses) | $110,000 | 1,901 |
| Applicable income taxes | $133,000 | 3,167 |
| Income before extraordinary items | $281,000 | 5,396 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $281,000 | 5,395 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $281,000 | 5,395 |
| Net charge-offs | $582,000 | 2,009 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $206,200 | 5,518 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 4,255 |
| Total interest expense | $652,000 | 3,221 |
| Net interest income | $2,015,000 | 4,473 |
| Provision for loan and lease losses | $233,000 | 2,804 |
| Total noninterest income | $265,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $107,000 | 4,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $158,000 | 3,989 |
| Total noninterest expense | $1,898,000 | 4,202 |
| Salaries and employee benefits | $919,000 | 4,384 |
| Premises and equipment expense | $265,000 | 3,725 |
| Additional noninterest expense | $714,000 | 3,930 |
| Pre-tax net operating income | $149,000 | 5,598 |
| Securities gains (losses) | $110,000 | 1,520 |
| Applicable income taxes | $85,000 | 3,186 |
| Income before extraordinary items | $174,000 | 5,492 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $174,000 | 5,491 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $174,000 | 5,491 |
| Net charge-offs | $303,000 | 2,314 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $100,300 | 5,794 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 4,257 |
| Total interest expense | $331,000 | 3,293 |
| Net interest income | $1,020,000 | 4,459 |
| Provision for loan and lease losses | $99,000 | 2,931 |
| Total noninterest income | $117,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,238 |
| Total noninterest expense | $958,000 | 4,205 |
| Salaries and employee benefits | $430,000 | 4,594 |
| Premises and equipment expense | $136,000 | 3,691 |
| Additional noninterest expense | $392,000 | 3,686 |
| Pre-tax net operating income | $80,000 | 5,619 |
| Securities gains (losses) | $11,000 | 1,753 |
| Applicable income taxes | $28,000 | 3,471 |
| Income before extraordinary items | $63,000 | 5,835 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $63,000 | 5,835 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $63,000 | 5,835 |
| Net charge-offs | $44,000 | 3,112 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $55,410 | 5,786 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,005,000 | 4,058 |
| Total interest expense | $1,662,000 | 3,177 |
| Net interest income | $4,343,000 | 4,312 |
| Provision for loan and lease losses | $508,000 | 3,441 |
| Total noninterest income | $207,000 | 5,696 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $246,000 | 3,998 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-39,000 | 6,800 |
| Total noninterest expense | $3,704,000 | 4,335 |
| Salaries and employee benefits | $1,760,000 | 4,521 |
| Premises and equipment expense | $548,000 | 3,808 |
| Additional noninterest expense | $1,396,000 | 4,044 |
| Pre-tax net operating income | $338,000 | 5,137 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $98,000 | 3,387 |
| Income before extraordinary items | $240,000 | 5,423 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $240,000 | 5,424 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $240,000 | 5,425 |
| Net charge-offs | $498,000 | 3,171 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $240,000 | 5,306 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,596,000 | 4,040 |
| Total interest expense | $1,315,000 | 3,169 |
| Net interest income | $3,281,000 | 4,311 |
| Provision for loan and lease losses | $489,000 | 2,912 |
| Total noninterest income | $124,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $179,000 | 4,076 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-55,000 | 7,011 |
| Total noninterest expense | $2,806,000 | 4,310 |
| Salaries and employee benefits | $1,318,000 | 4,523 |
| Premises and equipment expense | $422,000 | 3,788 |
| Additional noninterest expense | $1,066,000 | 3,993 |
| Pre-tax net operating income | $110,000 | 5,768 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $46,000 | 3,670 |
| Income before extraordinary items | $64,000 | 6,037 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 6,038 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $64,000 | 6,038 |
| Net charge-offs | $355,000 | 3,051 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $64,000 | 5,928 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,076,000 | 4,063 |
| Total interest expense | $911,000 | 3,180 |
| Net interest income | $2,165,000 | 4,342 |
| Provision for loan and lease losses | $302,000 | 2,940 |
| Total noninterest income | $217,000 | 4,733 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $112,000 | 4,168 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 4,478 |
| Total noninterest expense | $1,882,000 | 4,330 |
| Salaries and employee benefits | $886,000 | 4,532 |
| Premises and equipment expense | $284,000 | 3,790 |
| Additional noninterest expense | $712,000 | 4,054 |
| Pre-tax net operating income | $198,000 | 5,117 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $61,000 | 3,229 |
| Income before extraordinary items | $137,000 | 5,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $137,000 | 5,435 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $137,000 | 5,436 |
| Net charge-offs | $345,000 | 2,525 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $137,000 | 5,352 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 3,973 |
| Total interest expense | $464,000 | 3,230 |
| Net interest income | $1,150,000 | 4,169 |
| Provision for loan and lease losses | $152,000 | 2,736 |
| Total noninterest income | $89,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,221 |
| Total noninterest expense | $928,000 | 4,402 |
| Salaries and employee benefits | $443,000 | 4,554 |
| Premises and equipment expense | $144,000 | 3,809 |
| Additional noninterest expense | $341,000 | 4,165 |
| Pre-tax net operating income | $159,000 | 4,567 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $54,000 | 2,758 |
| Income before extraordinary items | $105,000 | 4,931 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $105,000 | 4,929 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $105,000 | 4,931 |
| Net charge-offs | $188,000 | 2,166 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $105,000 | 4,879 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,711,000 | 4,013 |
| Total interest expense | $2,319,000 | 3,172 |
| Net interest income | $4,392,000 | 4,313 |
| Provision for loan and lease losses | $988,000 | 3,075 |
| Total noninterest income | $343,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $241,000 | 4,073 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $102,000 | 5,425 |
| Total noninterest expense | $3,745,000 | 4,401 |
| Salaries and employee benefits | $1,806,000 | 4,519 |
| Premises and equipment expense | $581,000 | 3,800 |
| Additional noninterest expense | $1,358,000 | 4,275 |
| Pre-tax net operating income | $2,000 | 5,763 |
| Securities gains (losses) | $144,000 | 1,867 |
| Applicable income taxes | $39,000 | 3,750 |
| Income before extraordinary items | $107,000 | 5,581 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $107,000 | 5,583 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $107,000 | 5,583 |
| Net charge-offs | $648,000 | 3,288 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,880 | 5,829 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,045,000 | 4,083 |
| Total interest expense | $1,815,000 | 3,188 |
| Net interest income | $3,230,000 | 4,412 |
| Provision for loan and lease losses | $736,000 | 2,977 |
| Total noninterest income | $256,000 | 5,297 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $165,000 | 4,320 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $91,000 | 5,323 |
| Total noninterest expense | $2,782,000 | 4,442 |
| Salaries and employee benefits | $1,363,000 | 4,541 |
| Premises and equipment expense | $433,000 | 3,872 |
| Additional noninterest expense | $986,000 | 4,333 |
| Pre-tax net operating income | $-32,000 | 6,045 |
| Securities gains (losses) | $140,000 | 1,658 |
| Applicable income taxes | $27,000 | 3,858 |
| Income before extraordinary items | $81,000 | 5,812 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $81,000 | 5,815 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $81,000 | 5,814 |
| Net charge-offs | $479,000 | 3,140 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-24,000 | 6,067 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 4,164 |
| Total interest expense | $1,245,000 | 3,218 |
| Net interest income | $2,070,000 | 4,542 |
| Provision for loan and lease losses | $585,000 | 2,631 |
| Total noninterest income | $164,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $111,000 | 4,294 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $53,000 | 5,522 |
| Total noninterest expense | $1,854,000 | 4,462 |
| Salaries and employee benefits | $917,000 | 4,524 |
| Premises and equipment expense | $289,000 | 3,911 |
| Additional noninterest expense | $648,000 | 4,384 |
| Pre-tax net operating income | $-205,000 | 6,441 |
| Securities gains (losses) | $140,000 | 1,181 |
| Applicable income taxes | $-38,000 | 7,041 |
| Income before extraordinary items | $-27,000 | 6,253 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-27,000 | 6,254 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-27,000 | 6,253 |
| Net charge-offs | $433,000 | 2,605 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-116,600 | 6,375 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 4,265 |
| Total interest expense | $575,000 | 3,545 |
| Net interest income | $1,056,000 | 4,508 |
| Provision for loan and lease losses | $228,000 | 2,800 |
| Total noninterest income | $119,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $53,000 | 4,364 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $66,000 | 4,229 |
| Total noninterest expense | $1,019,000 | 4,223 |
| Salaries and employee benefits | $481,000 | 4,459 |
| Premises and equipment expense | $226,000 | 2,810 |
| Additional noninterest expense | $312,000 | 4,478 |
| Pre-tax net operating income | $-72,000 | 6,576 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-27,000 | 7,237 |
| Income before extraordinary items | $-45,000 | 6,596 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-45,000 | 6,598 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-45,000 | 6,597 |
| Net charge-offs | $130,000 | 2,876 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-45,000 | 6,523 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,182,000 | 4,104 |
| Total interest expense | $3,569,000 | 3,005 |
| Net interest income | $3,613,000 | 4,891 |
| Provision for loan and lease losses | $1,538,000 | 2,853 |
| Total noninterest income | $481,000 | 4,800 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $216,000 | 4,504 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $265,000 | 4,178 |
| Total noninterest expense | $4,222,000 | 4,193 |
| Salaries and employee benefits | $2,227,000 | 4,034 |
| Premises and equipment expense | $563,000 | 4,064 |
| Additional noninterest expense | $1,432,000 | 4,217 |
| Pre-tax net operating income | $-1,666,000 | 6,518 |
| Securities gains (losses) | $96,000 | 2,179 |
| Applicable income taxes | $-603,000 | 7,111 |
| Income before extraordinary items | $-967,000 | 6,347 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-967,000 | 6,347 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-967,000 | 6,347 |
| Net charge-offs | $1,545,000 | 2,337 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 1,053 |
| Net operating income | $-1,028,440 | 6,385 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,461,000 | 4,132 |
| Total interest expense | $2,615,000 | 3,188 |
| Net interest income | $2,846,000 | 4,735 |
| Provision for loan and lease losses | $419,000 | 4,112 |
| Total noninterest income | $351,000 | 4,917 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $142,000 | 4,772 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $209,000 | 4,216 |
| Total noninterest expense | $3,317,000 | 4,058 |
| Salaries and employee benefits | $1,688,000 | 4,023 |
| Premises and equipment expense | $565,000 | 3,332 |
| Additional noninterest expense | $1,064,000 | 4,218 |
| Pre-tax net operating income | $-539,000 | 6,363 |
| Securities gains (losses) | $96,000 | 1,870 |
| Applicable income taxes | $-168,000 | 7,059 |
| Income before extraordinary items | $-275,000 | 6,208 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-275,000 | 6,209 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-275,000 | 6,208 |
| Net charge-offs | $320,000 | 3,626 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 914 |
| Net operating income | $-336,440 | 6,267 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 4,169 |
| Total interest expense | $1,775,000 | 3,270 |
| Net interest income | $1,856,000 | 4,796 |
| Provision for loan and lease losses | $311,000 | 3,638 |
| Total noninterest income | $345,000 | 4,159 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $78,000 | 5,109 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $267,000 | 3,184 |
| Total noninterest expense | $2,195,000 | 4,101 |
| Salaries and employee benefits | $1,128,000 | 4,052 |
| Premises and equipment expense | $351,000 | 3,524 |
| Additional noninterest expense | $716,000 | 4,207 |
| Pre-tax net operating income | $-305,000 | 6,438 |
| Securities gains (losses) | $96,000 | 1,521 |
| Applicable income taxes | $-84,000 | 7,099 |
| Income before extraordinary items | $-125,000 | 6,239 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-125,000 | 6,238 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-125,000 | 6,238 |
| Net charge-offs | $240,000 | 3,217 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-186,440 | 6,339 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 4,172 |
| Total interest expense | $894,000 | 3,340 |
| Net interest income | $946,000 | 4,739 |
| Provision for loan and lease losses | $93,000 | 4,014 |
| Total noninterest income | $216,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $28,000 | 5,598 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $188,000 | 2,603 |
| Total noninterest expense | $1,039,000 | 4,199 |
| Salaries and employee benefits | $584,000 | 3,994 |
| Premises and equipment expense | $145,000 | 4,085 |
| Additional noninterest expense | $310,000 | 4,311 |
| Pre-tax net operating income | $30,000 | 5,887 |
| Securities gains (losses) | $96,000 | 1,019 |
| Applicable income taxes | $48,000 | 2,920 |
| Income before extraordinary items | $78,000 | 5,262 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $78,000 | 5,267 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $78,000 | 5,266 |
| Net charge-offs | $82,000 | 3,075 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $16,560 | 6,056 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,185,000 | 4,080 |
| Total interest expense | $4,055,000 | 3,482 |
| Net interest income | $4,130,000 | 4,489 |
| Provision for loan and lease losses | $625,000 | 3,430 |
| Total noninterest income | $414,000 | 5,207 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $142,000 | 5,412 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $272,000 | 4,275 |
| Total noninterest expense | $4,290,000 | 4,027 |
| Salaries and employee benefits | $2,419,000 | 3,870 |
| Premises and equipment expense | $538,000 | 4,268 |
| Additional noninterest expense | $1,333,000 | 3,952 |
| Pre-tax net operating income | $-371,000 | 6,683 |
| Securities gains (losses) | $22,000 | 2,114 |
| Applicable income taxes | $-59,000 | 6,986 |
| Income before extraordinary items | $-290,000 | 6,569 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-290,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 3,481 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 1,059 |
| Net operating income | $-308,260 | 6,726 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,231,000 | 4,096 |
| Total interest expense | $3,076,000 | 3,562 |
| Net interest income | $3,155,000 | 4,468 |
| Provision for loan and lease losses | $330,000 | 3,386 |
| Total noninterest income | $282,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $100,000 | 5,532 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $182,000 | 4,610 |
| Total noninterest expense | $3,256,000 | 3,961 |
| Salaries and employee benefits | $1,883,000 | 3,789 |
| Premises and equipment expense | $403,000 | 4,295 |
| Additional noninterest expense | $970,000 | 3,953 |
| Pre-tax net operating income | $-149,000 | 6,979 |
| Securities gains (losses) | $22,000 | 1,949 |
| Applicable income taxes | $5,000 | 5,028 |
| Income before extraordinary items | $-132,000 | 6,827 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-132,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,754 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 907 |
| Net operating income | $-154,000 | 7,029 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,226,000 | 4,099 |
| Total interest expense | $2,071,000 | 3,656 |
| Net interest income | $2,155,000 | 4,373 |
| Provision for loan and lease losses | $125,000 | 3,905 |
| Total noninterest income | $222,000 | 5,231 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $64,000 | 5,604 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $158,000 | 4,216 |
| Total noninterest expense | $2,158,000 | 4,006 |
| Salaries and employee benefits | $1,233,000 | 3,887 |
| Premises and equipment expense | $272,000 | 4,275 |
| Additional noninterest expense | $653,000 | 3,909 |
| Pre-tax net operating income | $94,000 | 6,433 |
| Securities gains (losses) | $22,000 | 1,974 |
| Applicable income taxes | $44,000 | 4,166 |
| Income before extraordinary items | $72,000 | 6,537 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 6,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,683 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,041 |
| Net operating income | $57,920 | 6,580 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 4,099 |
| Total interest expense | $1,056,000 | 3,774 |
| Net interest income | $1,122,000 | 4,276 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $106,000 | 5,305 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $28,000 | 5,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $78,000 | 4,253 |
| Total noninterest expense | $1,066,000 | 4,053 |
| Salaries and employee benefits | $608,000 | 3,930 |
| Premises and equipment expense | $144,000 | 4,108 |
| Additional noninterest expense | $314,000 | 3,986 |
| Pre-tax net operating income | $87,000 | 6,157 |
| Securities gains (losses) | $11,000 | 1,937 |
| Applicable income taxes | $37,000 | 3,853 |
| Income before extraordinary items | $61,000 | 6,408 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $61,000 | 6,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 922 |
| Net operating income | $53,960 | 6,437 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,516,000 | 3,893 |
| Total interest expense | $4,806,000 | 3,563 |
| Net interest income | $4,710,000 | 4,176 |
| Provision for loan and lease losses | $370,000 | 2,816 |
| Total noninterest income | $464,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $151,000 | 5,412 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $313,000 | 4,159 |
| Total noninterest expense | $4,072,000 | 4,068 |
| Salaries and employee benefits | $2,424,000 | 3,816 |
| Premises and equipment expense | $464,000 | 4,582 |
| Additional noninterest expense | $1,184,000 | 4,111 |
| Pre-tax net operating income | $732,000 | 5,363 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $277,000 | 3,477 |
| Income before extraordinary items | $455,000 | 5,844 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $455,000 | 5,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 799 |
| Net operating income | $455,000 | 5,836 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,076,000 | 3,931 |
| Total interest expense | $3,569,000 | 3,590 |
| Net interest income | $3,507,000 | 4,207 |
| Provision for loan and lease losses | $270,000 | 2,452 |
| Total noninterest income | $316,000 | 5,431 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $102,000 | 5,600 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $214,000 | 4,360 |
| Total noninterest expense | $2,974,000 | 4,124 |
| Salaries and employee benefits | $1,774,000 | 3,868 |
| Premises and equipment expense | $334,000 | 4,689 |
| Additional noninterest expense | $866,000 | 4,133 |
| Pre-tax net operating income | $579,000 | 5,505 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $218,000 | 3,608 |
| Income before extraordinary items | $361,000 | 6,007 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $361,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 1,731 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 644 |
| Net operating income | $361,000 | 5,992 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,564,000 | 4,038 |
| Total interest expense | $2,303,000 | 3,681 |
| Net interest income | $2,261,000 | 4,332 |
| Provision for loan and lease losses | $194,000 | 2,216 |
| Total noninterest income | $209,000 | 5,486 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $68,000 | 5,632 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $141,000 | 4,441 |
| Total noninterest expense | $1,919,000 | 4,238 |
| Salaries and employee benefits | $1,160,000 | 3,956 |
| Premises and equipment expense | $209,000 | 4,881 |
| Additional noninterest expense | $550,000 | 4,280 |
| Pre-tax net operating income | $357,000 | 5,732 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $134,000 | 3,788 |
| Income before extraordinary items | $223,000 | 6,203 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $223,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,895 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $223,000 | 6,193 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 4,150 |
| Total interest expense | $1,099,000 | 3,767 |
| Net interest income | $1,082,000 | 4,466 |
| Provision for loan and lease losses | $94,000 | 2,120 |
| Total noninterest income | $94,000 | 5,668 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $29,000 | 5,849 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $65,000 | 4,594 |
| Total noninterest expense | $902,000 | 4,432 |
| Salaries and employee benefits | $555,000 | 4,108 |
| Premises and equipment expense | $95,000 | 5,198 |
| Additional noninterest expense | $252,000 | 4,512 |
| Pre-tax net operating income | $180,000 | 5,717 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $67,000 | 3,794 |
| Income before extraordinary items | $113,000 | 6,199 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $113,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,023 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $113,000 | 6,181 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,214,000 | 4,485 |
| Total interest expense | $3,413,000 | 3,987 |
| Net interest income | $3,801,000 | 4,810 |
| Provision for loan and lease losses | $261,000 | 3,023 |
| Total noninterest income | $334,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $148,000 | 5,553 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $186,000 | 5,252 |
| Total noninterest expense | $2,839,000 | 5,070 |
| Salaries and employee benefits | $1,692,000 | 4,819 |
| Premises and equipment expense | $314,000 | 5,626 |
| Additional noninterest expense | $833,000 | 5,114 |
| Pre-tax net operating income | $1,035,000 | 5,115 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-272,000 | 8,504 |
| Income before extraordinary items | $1,307,000 | 4,085 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,307,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,131 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,570 |
| Net operating income | $1,307,000 | 4,059 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,132,000 | 4,616 |
| Total interest expense | $2,379,000 | 4,088 |
| Net interest income | $2,753,000 | 4,944 |
| Provision for loan and lease losses | $196,000 | 2,904 |
| Total noninterest income | $226,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $101,000 | 5,777 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 5,458 |
| Total noninterest expense | $1,986,000 | 5,289 |
| Salaries and employee benefits | $1,131,000 | 5,156 |
| Premises and equipment expense | $236,000 | 5,646 |
| Additional noninterest expense | $619,000 | 5,121 |
| Pre-tax net operating income | $797,000 | 5,231 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $797,000 | 4,707 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $797,000 | 4,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,407 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,665 |
| Net operating income | $797,000 | 4,698 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 4,786 |
| Total interest expense | $1,421,000 | 4,248 |
| Net interest income | $1,746,000 | 5,118 |
| Provision for loan and lease losses | $136,000 | 2,806 |
| Total noninterest income | $158,000 | 6,144 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $63,000 | 5,893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $95,000 | 5,241 |
| Total noninterest expense | $1,252,000 | 5,474 |
| Salaries and employee benefits | $685,000 | 5,495 |
| Premises and equipment expense | $152,000 | 5,737 |
| Additional noninterest expense | $415,000 | 5,079 |
| Pre-tax net operating income | $516,000 | 5,337 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $516,000 | 4,803 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $516,000 | 4,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,832 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,705 |
| Net operating income | $516,000 | 4,790 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 4,978 |
| Total interest expense | $627,000 | 4,456 |
| Net interest income | $830,000 | 5,287 |
| Provision for loan and lease losses | $41,000 | 3,507 |
| Total noninterest income | $76,000 | 6,181 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,029 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $618,000 | 5,520 |
| Salaries and employee benefits | $345,000 | 5,482 |
| Premises and equipment expense | $80,000 | 5,635 |
| Additional noninterest expense | $193,000 | 5,294 |
| Pre-tax net operating income | $247,000 | 5,404 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $247,000 | 4,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $247,000 | 4,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,351 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,724 |
| Net operating income | $247,000 | 4,867 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 5,902 |
| Total interest expense | $1,602,000 | 5,071 |
| Net interest income | $2,287,000 | 6,279 |
| Provision for loan and lease losses | $588,000 | 1,673 |
| Total noninterest income | $205,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $93,000 | 6,387 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $112,000 | 6,225 |
| Total noninterest expense | $2,069,000 | 5,995 |
| Salaries and employee benefits | $1,183,000 | 5,844 |
| Premises and equipment expense | $306,000 | 5,684 |
| Additional noninterest expense | $580,000 | 6,164 |
| Pre-tax net operating income | $-165,000 | 8,363 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-165,000 | 8,403 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-165,000 | 8,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,162 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 734 |
| Net operating income | $-165,000 | 8,380 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 6,169 |
| Total interest expense | $1,086,000 | 5,212 |
| Net interest income | $1,543,000 | 6,604 |
| Provision for loan and lease losses | $474,000 | 1,477 |
| Total noninterest income | $146,000 | 7,127 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 6,537 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $82,000 | 6,270 |
| Total noninterest expense | $1,535,000 | 5,999 |
| Salaries and employee benefits | $868,000 | 5,870 |
| Premises and equipment expense | $228,000 | 5,699 |
| Additional noninterest expense | $439,000 | 6,091 |
| Pre-tax net operating income | $-320,000 | 8,539 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-320,000 | 8,574 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-320,000 | 8,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,080 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 580 |
| Net operating income | $-320,000 | 8,546 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 6,481 |
| Total interest expense | $636,000 | 5,411 |
| Net interest income | $911,000 | 6,905 |
| Provision for loan and lease losses | $327,000 | 1,412 |
| Total noninterest income | $87,000 | 7,281 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $49,000 | 6,441 |
| Total noninterest expense | $1,016,000 | 6,015 |
| Salaries and employee benefits | $591,000 | 5,798 |
| Premises and equipment expense | $142,000 | 5,866 |
| Additional noninterest expense | $283,000 | 6,173 |
| Pre-tax net operating income | $-345,000 | 8,617 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-345,000 | 8,656 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-345,000 | 8,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,735 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 488 |
| Net operating income | $-345,000 | 8,630 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 6,865 |
| Total interest expense | $265,000 | 5,815 |
| Net interest income | $398,000 | 7,257 |
| Provision for loan and lease losses | $165,000 | 1,303 |
| Total noninterest income | $47,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,124 |
| Total noninterest expense | $475,000 | 6,283 |
| Salaries and employee benefits | $287,000 | 5,921 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $118,000 | 6,728 |
| Pre-tax net operating income | $-195,000 | 8,721 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-195,000 | 8,745 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-195,000 | 8,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 374 |
| Net operating income | $-195,000 | 8,728 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 8,628 |
| Total interest expense | $344,000 | 7,897 |
| Net interest income | $385,000 | 8,745 |
| Provision for loan and lease losses | $354,000 | 2,613 |
| Total noninterest income | $108,000 | 7,994 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $31,000 | 7,538 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,829 |
| Total noninterest expense | $1,688,000 | 6,555 |
| Salaries and employee benefits | $896,000 | 6,618 |
| Premises and equipment expense | $218,000 | 6,550 |
| Additional noninterest expense | $574,000 | 6,128 |
| Pre-tax net operating income | $-1,549,000 | 8,871 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-1,549,000 | 8,894 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,549,000 | 8,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,501 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $10,077,000 | 100 |
| Net operating income | $-1,549,000 | 8,876 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $284,000 | 8,882 |
| Total interest expense | $140,000 | 8,559 |
| Net interest income | $144,000 | 8,916 |
| Provision for loan and lease losses | $173,000 | 3,301 |
| Total noninterest income | $44,000 | 8,559 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $11,000 | 7,770 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 7,603 |
| Total noninterest expense | $1,152,000 | 6,795 |
| Salaries and employee benefits | $593,000 | 6,930 |
| Premises and equipment expense | $129,000 | 7,057 |
| Additional noninterest expense | $430,000 | 6,079 |
| Pre-tax net operating income | $-1,137,000 | 8,917 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-1,137,000 | 8,938 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,137,000 | 8,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $10,073,000 | 76 |
| Net operating income | $-1,137,000 | 8,923 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $38,000 | 9,044 |
| Total interest expense | $20,000 | 8,963 |
| Net interest income | $18,000 | 9,047 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $4,000 | 8,974 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,000 | 7,953 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $746,000 | 6,908 |
| Salaries and employee benefits | $370,000 | 7,150 |
| Premises and equipment expense | $58,000 | 7,798 |
| Additional noninterest expense | $318,000 | 5,799 |
| Pre-tax net operating income | $-824,000 | 8,978 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-824,000 | 8,995 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-824,000 | 8,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $10,061,000 | 50 |
| Net operating income | $-824,000 | 8,976 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.