Home > Mountain Valley Bank > Income and Expense
Mountain Valley Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,614,000 | 2,750 |
| Total interest expense | $3,702,000 | 2,373 |
| Net interest income | $6,912,000 | 2,909 |
| Provision for loan and lease losses | $250,000 | 1,809 |
| Total noninterest income | $3,267,000 | 1,550 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $284,000 | 2,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,983,000 | 1,256 |
| Total noninterest expense | $8,153,000 | 2,305 |
| Salaries and employee benefits | $3,931,000 | 2,541 |
| Premises and equipment expense | $528,000 | 2,878 |
| Additional noninterest expense | $2,983,000 | 1,256 |
| Pre-tax net operating income | $1,776,000 | 3,084 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $415,000 | 2,033 |
| Income before extraordinary items | $1,361,000 | 3,181 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,361,000 | 3,216 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,361,000 | 3,183 |
| Net charge-offs | $576,000 | 705 |
| Cash dividends | $127,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,361,000 | 3,223 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,522,000 | 2,813 |
| Total interest expense | $2,428,000 | 2,418 |
| Net interest income | $5,094,000 | 2,949 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $2,660,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $214,000 | 2,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,446,000 | 1,193 |
| Total noninterest expense | $6,125,000 | 2,292 |
| Salaries and employee benefits | $2,937,000 | 2,541 |
| Premises and equipment expense | $340,000 | 3,102 |
| Additional noninterest expense | $2,446,000 | 1,193 |
| Pre-tax net operating income | $1,629,000 | 2,934 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $394,000 | 1,918 |
| Income before extraordinary items | $1,235,000 | 3,055 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,235,000 | 3,088 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,235,000 | 3,056 |
| Net charge-offs | $156,000 | 987 |
| Cash dividends | $52,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,235,000 | 3,088 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,679,000 | 2,886 |
| Total interest expense | $1,368,000 | 2,464 |
| Net interest income | $3,311,000 | 3,011 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $238,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $164,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,860 |
| Total noninterest expense | $3,338,000 | 2,601 |
| Salaries and employee benefits | $1,720,000 | 2,739 |
| Premises and equipment expense | $223,000 | 3,126 |
| Additional noninterest expense | $74,000 | 3,842 |
| Pre-tax net operating income | $211,000 | 4,137 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $45,000 | 2,931 |
| Income before extraordinary items | $166,000 | 4,155 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $166,000 | 4,196 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $166,000 | 4,154 |
| Net charge-offs | $99,000 | 922 |
| Cash dividends | $52,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $166,000 | 4,172 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 2,970 |
| Total interest expense | $537,000 | 2,569 |
| Net interest income | $1,640,000 | 3,040 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $108,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $87,000 | 2,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,118 |
| Total noninterest expense | $1,586,000 | 2,710 |
| Salaries and employee benefits | $825,000 | 2,838 |
| Premises and equipment expense | $107,000 | 3,224 |
| Additional noninterest expense | $21,000 | 4,118 |
| Pre-tax net operating income | $162,000 | 4,030 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $22,000 | 2,938 |
| Income before extraordinary items | $140,000 | 4,004 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $140,000 | 4,004 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $140,000 | 4,004 |
| Net charge-offs | $82,000 | 650 |
| Cash dividends | $52,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $140,000 | 4,036 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,631,000 | 3,325 |
| Total interest expense | $505,000 | 3,228 |
| Net interest income | $5,126,000 | 3,312 |
| Provision for loan and lease losses | $208,000 | 1,770 |
| Total noninterest income | $1,061,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $325,000 | 2,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $736,000 | 2,662 |
| Total noninterest expense | $5,752,000 | 2,813 |
| Salaries and employee benefits | $2,931,000 | 2,980 |
| Premises and equipment expense | $446,000 | 3,145 |
| Additional noninterest expense | $736,000 | 2,662 |
| Pre-tax net operating income | $227,000 | 4,392 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $29,000 | 3,389 |
| Income before extraordinary items | $198,000 | 4,384 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $198,000 | 4,383 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $198,000 | 4,384 |
| Net charge-offs | $260,000 | 823 |
| Cash dividends | $40,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $198,000 | 4,393 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,024,000 | 3,345 |
| Total interest expense | $272,000 | 3,413 |
| Net interest income | $3,752,000 | 3,316 |
| Provision for loan and lease losses | $70,000 | 2,104 |
| Total noninterest income | $727,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $241,000 | 2,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $486,000 | 2,835 |
| Total noninterest expense | $4,153,000 | 2,870 |
| Salaries and employee benefits | $2,105,000 | 3,036 |
| Premises and equipment expense | $310,000 | 3,259 |
| Additional noninterest expense | $486,000 | 2,835 |
| Pre-tax net operating income | $256,000 | 4,306 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $43,000 | 3,220 |
| Income before extraordinary items | $213,000 | 4,301 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $213,000 | 4,300 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $213,000 | 4,300 |
| Net charge-offs | $174,000 | 739 |
| Cash dividends | $40,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $213,000 | 4,330 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 3,417 |
| Total interest expense | $168,000 | 3,417 |
| Net interest income | $2,334,000 | 3,393 |
| Provision for loan and lease losses | $56,000 | 1,875 |
| Total noninterest income | $593,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $159,000 | 2,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $434,000 | 2,531 |
| Total noninterest expense | $2,649,000 | 2,932 |
| Salaries and employee benefits | $1,287,000 | 3,156 |
| Premises and equipment expense | $206,000 | 3,278 |
| Additional noninterest expense | $1,156,000 | 2,362 |
| Pre-tax net operating income | $222,000 | 4,171 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $37,000 | 3,061 |
| Income before extraordinary items | $185,000 | 4,161 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $185,000 | 4,161 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $185,000 | 4,161 |
| Net charge-offs | $102,000 | 716 |
| Cash dividends | $40,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $185,000 | 4,198 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 3,419 |
| Total interest expense | $80,000 | 3,445 |
| Net interest income | $1,138,000 | 3,395 |
| Provision for loan and lease losses | $42,000 | 1,459 |
| Total noninterest income | $192,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $76,000 | 2,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 3,132 |
| Total noninterest expense | $1,252,000 | 3,016 |
| Salaries and employee benefits | $626,000 | 3,202 |
| Premises and equipment expense | $102,000 | 3,318 |
| Additional noninterest expense | $524,000 | 2,509 |
| Pre-tax net operating income | $36,000 | 4,396 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $36,000 | 4,364 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $36,000 | 4,363 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $36,000 | 4,364 |
| Net charge-offs | $46,000 | 708 |
| Cash dividends | $40,000 | 2,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $36,000 | 4,382 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,080,000 | 3,462 |
| Total interest expense | $386,000 | 3,477 |
| Net interest income | $4,694,000 | 3,430 |
| Provision for loan and lease losses | $144,000 | 1,958 |
| Total noninterest income | $548,000 | 3,560 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $247,000 | 2,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 3,724 |
| Total noninterest expense | $4,525,000 | 3,177 |
| Salaries and employee benefits | $2,209,000 | 3,373 |
| Premises and equipment expense | $387,000 | 3,401 |
| Additional noninterest expense | $1,929,000 | 2,653 |
| Pre-tax net operating income | $573,000 | 4,174 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $119,000 | 2,985 |
| Income before extraordinary items | $454,000 | 4,248 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $454,000 | 4,247 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $454,000 | 4,248 |
| Net charge-offs | $129,000 | 1,224 |
| Cash dividends | $84,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $454,000 | 4,232 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 3,541 |
| Total interest expense | $299,000 | 3,534 |
| Net interest income | $3,487,000 | 3,506 |
| Provision for loan and lease losses | $108,000 | 1,897 |
| Total noninterest income | $341,000 | 3,776 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $173,000 | 2,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 3,959 |
| Total noninterest expense | $3,160,000 | 3,302 |
| Salaries and employee benefits | $1,510,000 | 3,538 |
| Premises and equipment expense | $284,000 | 3,471 |
| Additional noninterest expense | $1,366,000 | 2,754 |
| Pre-tax net operating income | $560,000 | 4,158 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $124,000 | 2,825 |
| Income before extraordinary items | $436,000 | 4,242 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $436,000 | 4,241 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $436,000 | 4,242 |
| Net charge-offs | $69,000 | 1,234 |
| Cash dividends | $84,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $436,000 | 4,215 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,539,000 | 3,549 |
| Total interest expense | $207,000 | 3,573 |
| Net interest income | $2,332,000 | 3,515 |
| Provision for loan and lease losses | $72,000 | 1,904 |
| Total noninterest income | $197,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $104,000 | 2,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 4,090 |
| Total noninterest expense | $2,064,000 | 3,319 |
| Salaries and employee benefits | $997,000 | 3,558 |
| Premises and equipment expense | $189,000 | 3,488 |
| Additional noninterest expense | $878,000 | 2,818 |
| Pre-tax net operating income | $393,000 | 4,145 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $87,000 | 2,798 |
| Income before extraordinary items | $306,000 | 4,236 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $306,000 | 4,235 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $306,000 | 4,236 |
| Net charge-offs | $34,000 | 1,287 |
| Cash dividends | $69,000 | 2,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $306,000 | 4,208 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 3,636 |
| Total interest expense | $111,000 | 3,567 |
| Net interest income | $1,085,000 | 3,610 |
| Provision for loan and lease losses | $36,000 | 1,925 |
| Total noninterest income | $91,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $53,000 | 2,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,196 |
| Total noninterest expense | $1,017,000 | 3,340 |
| Salaries and employee benefits | $490,000 | 3,587 |
| Premises and equipment expense | $96,000 | 3,472 |
| Additional noninterest expense | $431,000 | 2,800 |
| Pre-tax net operating income | $123,000 | 4,350 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $23,000 | 3,027 |
| Income before extraordinary items | $100,000 | 4,407 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $100,000 | 4,406 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $100,000 | 4,407 |
| Net charge-offs | $13,000 | 1,286 |
| Cash dividends | $54,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $100,000 | 4,392 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,215,000 | 3,520 |
| Total interest expense | $535,000 | 3,766 |
| Net interest income | $4,680,000 | 3,452 |
| Provision for loan and lease losses | $297,000 | 2,705 |
| Total noninterest income | $398,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $253,000 | 2,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 4,170 |
| Total noninterest expense | $4,124,000 | 3,316 |
| Salaries and employee benefits | $1,976,000 | 3,584 |
| Premises and equipment expense | $362,000 | 3,555 |
| Additional noninterest expense | $1,786,000 | 2,729 |
| Pre-tax net operating income | $657,000 | 4,033 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $145,000 | 2,743 |
| Income before extraordinary items | $512,000 | 4,193 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $512,000 | 4,192 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $512,000 | 4,193 |
| Net charge-offs | $114,000 | 1,917 |
| Cash dividends | $92,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $512,000 | 4,128 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 3,532 |
| Total interest expense | $411,000 | 3,824 |
| Net interest income | $3,580,000 | 3,435 |
| Provision for loan and lease losses | $243,000 | 2,607 |
| Total noninterest income | $254,000 | 3,952 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $194,000 | 2,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 4,471 |
| Total noninterest expense | $3,023,000 | 3,345 |
| Salaries and employee benefits | $1,444,000 | 3,614 |
| Premises and equipment expense | $270,000 | 3,578 |
| Additional noninterest expense | $1,309,000 | 2,756 |
| Pre-tax net operating income | $568,000 | 3,960 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $128,000 | 2,662 |
| Income before extraordinary items | $440,000 | 4,110 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $440,000 | 4,110 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $440,000 | 4,110 |
| Net charge-offs | $97,000 | 1,686 |
| Cash dividends | $78,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $440,000 | 4,065 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 3,533 |
| Total interest expense | $278,000 | 3,889 |
| Net interest income | $2,442,000 | 3,433 |
| Provision for loan and lease losses | $185,000 | 2,469 |
| Total noninterest income | $209,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $133,000 | 2,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 4,131 |
| Total noninterest expense | $2,015,000 | 3,358 |
| Salaries and employee benefits | $962,000 | 3,631 |
| Premises and equipment expense | $186,000 | 3,520 |
| Additional noninterest expense | $867,000 | 2,757 |
| Pre-tax net operating income | $451,000 | 3,811 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $103,000 | 2,507 |
| Income before extraordinary items | $348,000 | 3,964 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $348,000 | 3,964 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $348,000 | 3,964 |
| Net charge-offs | $78,000 | 1,489 |
| Cash dividends | $63,000 | 3,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $348,000 | 3,913 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 3,595 |
| Total interest expense | $140,000 | 3,995 |
| Net interest income | $1,170,000 | 3,464 |
| Provision for loan and lease losses | $69,000 | 2,297 |
| Total noninterest income | $121,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $80,000 | 2,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 3,987 |
| Total noninterest expense | $1,027,000 | 3,354 |
| Salaries and employee benefits | $489,000 | 3,626 |
| Premises and equipment expense | $92,000 | 3,558 |
| Additional noninterest expense | $446,000 | 2,733 |
| Pre-tax net operating income | $195,000 | 3,805 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $43,000 | 2,500 |
| Income before extraordinary items | $152,000 | 3,949 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $152,000 | 3,950 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $152,000 | 3,950 |
| Net charge-offs | $34,000 | 1,369 |
| Cash dividends | $45,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $152,000 | 3,924 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 3,680 |
| Total interest expense | $505,000 | 4,139 |
| Net interest income | $4,653,000 | 3,540 |
| Provision for loan and lease losses | $231,000 | 2,223 |
| Total noninterest income | $306,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $345,000 | 2,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-39,000 | 5,133 |
| Total noninterest expense | $3,946,000 | 3,440 |
| Salaries and employee benefits | $1,890,000 | 3,707 |
| Premises and equipment expense | $420,000 | 3,385 |
| Additional noninterest expense | $1,636,000 | 2,913 |
| Pre-tax net operating income | $782,000 | 4,092 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $180,000 | 2,704 |
| Income before extraordinary items | $602,000 | 4,255 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $602,000 | 4,257 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $602,000 | 4,257 |
| Net charge-offs | $124,000 | 2,051 |
| Cash dividends | $148,000 | 3,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $602,000 | 4,234 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,787,000 | 3,763 |
| Total interest expense | $374,000 | 4,195 |
| Net interest income | $3,413,000 | 3,631 |
| Provision for loan and lease losses | $165,000 | 2,171 |
| Total noninterest income | $191,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $253,000 | 2,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-62,000 | 5,222 |
| Total noninterest expense | $2,936,000 | 3,475 |
| Salaries and employee benefits | $1,387,000 | 3,771 |
| Premises and equipment expense | $317,000 | 3,406 |
| Additional noninterest expense | $1,232,000 | 2,925 |
| Pre-tax net operating income | $503,000 | 4,346 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $115,000 | 2,862 |
| Income before extraordinary items | $388,000 | 4,467 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $388,000 | 4,466 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $388,000 | 4,466 |
| Net charge-offs | $36,000 | 2,415 |
| Cash dividends | $80,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $388,000 | 4,440 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 3,820 |
| Total interest expense | $246,000 | 4,217 |
| Net interest income | $2,223,000 | 3,683 |
| Provision for loan and lease losses | $125,000 | 1,988 |
| Total noninterest income | $125,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $164,000 | 2,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-39,000 | 5,269 |
| Total noninterest expense | $1,951,000 | 3,512 |
| Salaries and employee benefits | $914,000 | 3,810 |
| Premises and equipment expense | $210,000 | 3,433 |
| Additional noninterest expense | $827,000 | 2,936 |
| Pre-tax net operating income | $272,000 | 4,508 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $53,000 | 3,061 |
| Income before extraordinary items | $219,000 | 4,588 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $219,000 | 4,586 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $219,000 | 4,586 |
| Net charge-offs | $48,000 | 1,865 |
| Cash dividends | $62,000 | 3,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $219,000 | 4,575 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 3,857 |
| Total interest expense | $123,000 | 4,228 |
| Net interest income | $1,091,000 | 3,751 |
| Provision for loan and lease losses | $69,000 | 1,809 |
| Total noninterest income | $74,000 | 4,240 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $75,000 | 2,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-1,000 | 5,307 |
| Total noninterest expense | $962,000 | 3,569 |
| Salaries and employee benefits | $449,000 | 3,883 |
| Premises and equipment expense | $102,000 | 3,507 |
| Additional noninterest expense | $411,000 | 2,943 |
| Pre-tax net operating income | $134,000 | 4,512 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $23,000 | 3,098 |
| Income before extraordinary items | $111,000 | 4,567 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $111,000 | 4,566 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $111,000 | 4,566 |
| Net charge-offs | $76,000 | 1,020 |
| Cash dividends | $44,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $111,000 | 4,553 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,689,000 | 3,857 |
| Total interest expense | $431,000 | 4,103 |
| Net interest income | $4,258,000 | 3,783 |
| Provision for loan and lease losses | $446,000 | 1,569 |
| Total noninterest income | $466,000 | 3,870 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $338,000 | 2,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 4,429 |
| Total noninterest expense | $3,708,000 | 3,629 |
| Salaries and employee benefits | $1,736,000 | 3,926 |
| Premises and equipment expense | $369,000 | 3,684 |
| Additional noninterest expense | $1,603,000 | 3,030 |
| Pre-tax net operating income | $570,000 | 4,558 |
| Securities gains (losses) | $-2,000 | 4,086 |
| Applicable income taxes | $85,000 | 3,167 |
| Income before extraordinary items | $483,000 | 4,569 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $483,000 | 4,568 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $483,000 | 4,568 |
| Net charge-offs | $402,000 | 1,104 |
| Cash dividends | $82,000 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $484,700 | 4,574 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,475,000 | 3,900 |
| Total interest expense | $305,000 | 4,145 |
| Net interest income | $3,170,000 | 3,825 |
| Provision for loan and lease losses | $227,000 | 1,844 |
| Total noninterest income | $334,000 | 3,964 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $253,000 | 2,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 4,594 |
| Total noninterest expense | $2,740,000 | 3,671 |
| Salaries and employee benefits | $1,286,000 | 3,979 |
| Premises and equipment expense | $258,000 | 3,825 |
| Additional noninterest expense | $1,196,000 | 3,034 |
| Pre-tax net operating income | $537,000 | 4,446 |
| Securities gains (losses) | $-2,000 | 4,476 |
| Applicable income taxes | $116,000 | 2,901 |
| Income before extraordinary items | $419,000 | 4,553 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $419,000 | 4,551 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $419,000 | 4,552 |
| Net charge-offs | $183,000 | 1,310 |
| Cash dividends | $62,000 | 3,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $420,580 | 4,558 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 3,947 |
| Total interest expense | $187,000 | 4,221 |
| Net interest income | $2,076,000 | 3,865 |
| Provision for loan and lease losses | $123,000 | 1,996 |
| Total noninterest income | $195,000 | 4,128 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $167,000 | 2,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 4,978 |
| Total noninterest expense | $1,835,000 | 3,682 |
| Salaries and employee benefits | $859,000 | 4,002 |
| Premises and equipment expense | $169,000 | 3,893 |
| Additional noninterest expense | $807,000 | 3,040 |
| Pre-tax net operating income | $313,000 | 4,585 |
| Securities gains (losses) | $-2,000 | 4,720 |
| Applicable income taxes | $65,000 | 2,989 |
| Income before extraordinary items | $246,000 | 4,661 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $246,000 | 4,660 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $246,000 | 4,660 |
| Net charge-offs | $80,000 | 1,457 |
| Cash dividends | $62,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $247,580 | 4,668 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 3,982 |
| Total interest expense | $88,000 | 4,270 |
| Net interest income | $1,035,000 | 3,895 |
| Provision for loan and lease losses | $54,000 | 2,026 |
| Total noninterest income | $78,000 | 4,371 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $88,000 | 2,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-10,000 | 5,569 |
| Total noninterest expense | $920,000 | 3,713 |
| Salaries and employee benefits | $441,000 | 3,997 |
| Premises and equipment expense | $86,000 | 3,893 |
| Additional noninterest expense | $393,000 | 3,095 |
| Pre-tax net operating income | $139,000 | 4,674 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $24,000 | 3,143 |
| Income before extraordinary items | $115,000 | 4,706 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $115,000 | 4,705 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $115,000 | 4,706 |
| Net charge-offs | $46,000 | 1,241 |
| Cash dividends | $42,000 | 2,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $115,000 | 4,710 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,171,000 | 4,079 |
| Total interest expense | $314,000 | 4,346 |
| Net interest income | $3,857,000 | 3,998 |
| Provision for loan and lease losses | $190,000 | 2,422 |
| Total noninterest income | $399,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $355,000 | 2,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 5,163 |
| Total noninterest expense | $3,637,000 | 3,742 |
| Salaries and employee benefits | $1,673,000 | 4,084 |
| Premises and equipment expense | $361,000 | 3,845 |
| Additional noninterest expense | $1,603,000 | 3,094 |
| Pre-tax net operating income | $429,000 | 4,832 |
| Securities gains (losses) | $-11,000 | 5,076 |
| Applicable income taxes | $256,000 | 2,834 |
| Income before extraordinary items | $162,000 | 5,101 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $162,000 | 5,100 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $162,000 | 5,101 |
| Net charge-offs | $205,000 | 1,806 |
| Cash dividends | $90,000 | 3,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $169,040 | 5,085 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 4,150 |
| Total interest expense | $230,000 | 4,396 |
| Net interest income | $2,824,000 | 4,082 |
| Provision for loan and lease losses | $135,000 | 2,385 |
| Total noninterest income | $329,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $264,000 | 2,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 4,928 |
| Total noninterest expense | $2,718,000 | 3,764 |
| Salaries and employee benefits | $1,277,000 | 4,077 |
| Premises and equipment expense | $259,000 | 3,966 |
| Additional noninterest expense | $1,182,000 | 3,133 |
| Pre-tax net operating income | $300,000 | 4,967 |
| Securities gains (losses) | $-11,000 | 5,410 |
| Applicable income taxes | $66,000 | 3,354 |
| Income before extraordinary items | $223,000 | 5,065 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $223,000 | 5,065 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $223,000 | 5,065 |
| Net charge-offs | $142,000 | 1,653 |
| Cash dividends | $90,000 | 3,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $231,470 | 5,039 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 4,186 |
| Total interest expense | $151,000 | 4,417 |
| Net interest income | $1,861,000 | 4,106 |
| Provision for loan and lease losses | $90,000 | 2,313 |
| Total noninterest income | $221,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $168,000 | 2,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 4,825 |
| Total noninterest expense | $1,788,000 | 3,812 |
| Salaries and employee benefits | $833,000 | 4,141 |
| Premises and equipment expense | $172,000 | 3,976 |
| Additional noninterest expense | $783,000 | 3,156 |
| Pre-tax net operating income | $204,000 | 4,956 |
| Securities gains (losses) | $-11,000 | 5,500 |
| Applicable income taxes | $42,000 | 3,377 |
| Income before extraordinary items | $151,000 | 5,076 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $151,000 | 5,076 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $151,000 | 5,076 |
| Net charge-offs | $41,000 | 2,135 |
| Cash dividends | $60,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $159,580 | 5,025 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $992,000 | 4,216 |
| Total interest expense | $78,000 | 4,378 |
| Net interest income | $914,000 | 4,158 |
| Provision for loan and lease losses | $45,000 | 2,149 |
| Total noninterest income | $106,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $82,000 | 2,717 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $24,000 | 4,924 |
| Total noninterest expense | $924,000 | 3,772 |
| Salaries and employee benefits | $436,000 | 4,103 |
| Premises and equipment expense | $86,000 | 4,023 |
| Additional noninterest expense | $402,000 | 3,105 |
| Pre-tax net operating income | $51,000 | 5,287 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-2,000 | 5,645 |
| Income before extraordinary items | $53,000 | 5,230 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $53,000 | 5,230 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $53,000 | 5,230 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $30,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $53,000 | 5,222 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 4,228 |
| Total interest expense | $317,000 | 4,382 |
| Net interest income | $3,630,000 | 4,175 |
| Provision for loan and lease losses | $152,000 | 2,715 |
| Total noninterest income | $393,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $356,000 | 2,663 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $37,000 | 5,442 |
| Total noninterest expense | $3,527,000 | 3,904 |
| Salaries and employee benefits | $1,629,000 | 4,234 |
| Premises and equipment expense | $413,000 | 3,728 |
| Additional noninterest expense | $1,485,000 | 3,366 |
| Pre-tax net operating income | $344,000 | 5,081 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $69,000 | 3,479 |
| Income before extraordinary items | $275,000 | 5,160 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $275,000 | 5,159 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $275,000 | 5,159 |
| Net charge-offs | $190,000 | 1,975 |
| Cash dividends | $120,000 | 3,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $275,000 | 5,126 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 4,272 |
| Total interest expense | $240,000 | 4,409 |
| Net interest income | $2,701,000 | 4,219 |
| Provision for loan and lease losses | $122,000 | 2,553 |
| Total noninterest income | $280,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $268,000 | 2,664 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $12,000 | 5,703 |
| Total noninterest expense | $2,685,000 | 3,885 |
| Salaries and employee benefits | $1,243,000 | 4,199 |
| Premises and equipment expense | $306,000 | 3,759 |
| Additional noninterest expense | $1,136,000 | 3,338 |
| Pre-tax net operating income | $174,000 | 5,354 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $18,000 | 3,882 |
| Income before extraordinary items | $156,000 | 5,388 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $156,000 | 5,387 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $156,000 | 5,388 |
| Net charge-offs | $117,000 | 1,930 |
| Cash dividends | $60,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $156,000 | 5,345 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 4,338 |
| Total interest expense | $158,000 | 4,449 |
| Net interest income | $1,765,000 | 4,280 |
| Provision for loan and lease losses | $92,000 | 2,381 |
| Total noninterest income | $183,000 | 4,520 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $166,000 | 2,765 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 5,582 |
| Total noninterest expense | $1,789,000 | 3,920 |
| Salaries and employee benefits | $811,000 | 4,286 |
| Premises and equipment expense | $202,000 | 3,802 |
| Additional noninterest expense | $776,000 | 3,312 |
| Pre-tax net operating income | $67,000 | 5,567 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-9,000 | 5,892 |
| Income before extraordinary items | $76,000 | 5,553 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $76,000 | 5,551 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $76,000 | 5,552 |
| Net charge-offs | $89,000 | 1,720 |
| Cash dividends | $40,000 | 3,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $76,000 | 5,508 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $938,000 | 4,417 |
| Total interest expense | $76,000 | 4,527 |
| Net interest income | $862,000 | 4,360 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $125,000 | 4,113 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $71,000 | 3,039 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $54,000 | 4,322 |
| Total noninterest expense | $866,000 | 4,018 |
| Salaries and employee benefits | $367,000 | 4,523 |
| Premises and equipment expense | $114,000 | 3,617 |
| Additional noninterest expense | $385,000 | 3,310 |
| Pre-tax net operating income | $61,000 | 5,386 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $5,000 | 3,928 |
| Income before extraordinary items | $56,000 | 5,400 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $56,000 | 5,401 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $56,000 | 5,401 |
| Net charge-offs | $54,000 | 1,382 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $56,000 | 5,342 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,751,000 | 4,435 |
| Total interest expense | $302,000 | 4,606 |
| Net interest income | $3,449,000 | 4,376 |
| Provision for loan and lease losses | $120,000 | 2,830 |
| Total noninterest income | $363,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $308,000 | 2,978 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $55,000 | 5,464 |
| Total noninterest expense | $3,514,000 | 4,001 |
| Salaries and employee benefits | $1,465,000 | 4,545 |
| Premises and equipment expense | $437,000 | 3,733 |
| Additional noninterest expense | $1,612,000 | 3,258 |
| Pre-tax net operating income | $178,000 | 5,510 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $4,000 | 4,225 |
| Income before extraordinary items | $174,000 | 5,527 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $174,000 | 5,529 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $174,000 | 5,530 |
| Net charge-offs | $455,000 | 1,255 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $174,000 | 5,483 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 4,485 |
| Total interest expense | $224,000 | 4,691 |
| Net interest income | $2,581,000 | 4,421 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $262,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $234,000 | 2,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 5,691 |
| Total noninterest expense | $2,518,000 | 4,124 |
| Salaries and employee benefits | $1,060,000 | 4,648 |
| Premises and equipment expense | $319,000 | 3,844 |
| Additional noninterest expense | $1,139,000 | 3,392 |
| Pre-tax net operating income | $235,000 | 5,381 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $41,000 | 3,709 |
| Income before extraordinary items | $194,000 | 5,449 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $194,000 | 5,451 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $194,000 | 5,452 |
| Net charge-offs | $312,000 | 1,170 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $194,000 | 5,396 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 4,530 |
| Total interest expense | $147,000 | 4,767 |
| Net interest income | $1,712,000 | 4,452 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $140,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $156,000 | 2,953 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-16,000 | 6,239 |
| Total noninterest expense | $1,680,000 | 4,156 |
| Salaries and employee benefits | $711,000 | 4,678 |
| Premises and equipment expense | $204,000 | 3,953 |
| Additional noninterest expense | $765,000 | 3,390 |
| Pre-tax net operating income | $112,000 | 5,573 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $11,000 | 4,039 |
| Income before extraordinary items | $101,000 | 5,607 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $101,000 | 5,608 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $101,000 | 5,609 |
| Net charge-offs | $187,000 | 1,229 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $101,000 | 5,561 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 4,571 |
| Total interest expense | $73,000 | 4,832 |
| Net interest income | $853,000 | 4,478 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $67,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $74,000 | 3,026 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-7,000 | 6,308 |
| Total noninterest expense | $814,000 | 4,252 |
| Salaries and employee benefits | $323,000 | 4,895 |
| Premises and equipment expense | $100,000 | 4,027 |
| Additional noninterest expense | $391,000 | 3,351 |
| Pre-tax net operating income | $76,000 | 5,402 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $11,000 | 3,796 |
| Income before extraordinary items | $65,000 | 5,467 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $65,000 | 5,469 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $65,000 | 5,469 |
| Net charge-offs | $108,000 | 1,059 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $65,000 | 5,403 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 4,567 |
| Total interest expense | $317,000 | 4,863 |
| Net interest income | $3,497,000 | 4,480 |
| Provision for loan and lease losses | $272,000 | 2,112 |
| Total noninterest income | $313,000 | 4,945 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $372,000 | 2,806 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-59,000 | 6,375 |
| Total noninterest expense | $3,527,000 | 4,116 |
| Salaries and employee benefits | $1,438,000 | 4,729 |
| Premises and equipment expense | $415,000 | 4,011 |
| Additional noninterest expense | $1,674,000 | 3,283 |
| Pre-tax net operating income | $11,000 | 6,050 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-49,000 | 6,221 |
| Income before extraordinary items | $60,000 | 5,983 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $60,000 | 5,983 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $60,000 | 5,984 |
| Net charge-offs | $488,000 | 1,487 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $60,000 | 5,946 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 4,603 |
| Total interest expense | $242,000 | 4,908 |
| Net interest income | $2,633,000 | 4,508 |
| Provision for loan and lease losses | $120,000 | 2,607 |
| Total noninterest income | $226,000 | 5,041 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $276,000 | 2,878 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-50,000 | 6,465 |
| Total noninterest expense | $2,579,000 | 4,196 |
| Salaries and employee benefits | $1,064,000 | 4,787 |
| Premises and equipment expense | $305,000 | 4,101 |
| Additional noninterest expense | $1,210,000 | 3,380 |
| Pre-tax net operating income | $160,000 | 5,725 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $18,000 | 4,032 |
| Income before extraordinary items | $142,000 | 5,760 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $142,000 | 5,759 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $142,000 | 5,760 |
| Net charge-offs | $240,000 | 1,808 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $142,000 | 5,725 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,940,000 | 4,589 |
| Total interest expense | $165,000 | 4,925 |
| Net interest income | $1,775,000 | 4,484 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $153,000 | 5,019 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $181,000 | 2,893 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-28,000 | 6,516 |
| Total noninterest expense | $1,748,000 | 4,182 |
| Salaries and employee benefits | $744,000 | 4,712 |
| Premises and equipment expense | $201,000 | 4,173 |
| Additional noninterest expense | $803,000 | 3,398 |
| Pre-tax net operating income | $60,000 | 5,943 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-5,000 | 6,353 |
| Income before extraordinary items | $65,000 | 5,923 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $65,000 | 5,924 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $65,000 | 5,925 |
| Net charge-offs | $166,000 | 1,752 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $65,000 | 5,887 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 4,612 |
| Total interest expense | $83,000 | 4,981 |
| Net interest income | $897,000 | 4,502 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $35,000 | 5,865 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $89,000 | 2,896 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-54,000 | 6,636 |
| Total noninterest expense | $855,000 | 4,258 |
| Salaries and employee benefits | $368,000 | 4,786 |
| Premises and equipment expense | $103,000 | 4,146 |
| Additional noninterest expense | $384,000 | 3,514 |
| Pre-tax net operating income | $17,000 | 6,063 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-11,000 | 6,464 |
| Income before extraordinary items | $28,000 | 5,955 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $28,000 | 5,956 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $28,000 | 5,957 |
| Net charge-offs | $65,000 | 1,659 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $28,000 | 5,918 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,271,000 | 4,465 |
| Total interest expense | $489,000 | 4,507 |
| Net interest income | $3,782,000 | 4,411 |
| Provision for loan and lease losses | $393,000 | 2,143 |
| Total noninterest income | $274,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $388,000 | 2,879 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-114,000 | 6,625 |
| Total noninterest expense | $3,779,000 | 4,055 |
| Salaries and employee benefits | $1,605,000 | 4,583 |
| Premises and equipment expense | $419,000 | 4,115 |
| Additional noninterest expense | $1,755,000 | 3,264 |
| Pre-tax net operating income | $-116,000 | 6,308 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-97,000 | 6,479 |
| Income before extraordinary items | $-19,000 | 6,277 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-19,000 | 6,278 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-19,000 | 6,279 |
| Net charge-offs | $743,000 | 1,566 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-19,000 | 6,241 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 4,455 |
| Total interest expense | $388,000 | 4,475 |
| Net interest income | $2,895,000 | 4,393 |
| Provision for loan and lease losses | $333,000 | 1,963 |
| Total noninterest income | $198,000 | 5,384 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $288,000 | 2,915 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-90,000 | 6,732 |
| Total noninterest expense | $2,759,000 | 4,140 |
| Salaries and employee benefits | $1,175,000 | 4,666 |
| Premises and equipment expense | $307,000 | 4,202 |
| Additional noninterest expense | $1,277,000 | 3,341 |
| Pre-tax net operating income | $1,000 | 6,268 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-40,000 | 6,617 |
| Income before extraordinary items | $41,000 | 6,221 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $41,000 | 6,222 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $41,000 | 6,222 |
| Net charge-offs | $683,000 | 1,311 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $41,000 | 6,166 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 4,464 |
| Total interest expense | $270,000 | 4,448 |
| Net interest income | $1,922,000 | 4,409 |
| Provision for loan and lease losses | $273,000 | 1,777 |
| Total noninterest income | $105,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $188,000 | 2,921 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-83,000 | 6,786 |
| Total noninterest expense | $1,859,000 | 4,134 |
| Salaries and employee benefits | $802,000 | 4,638 |
| Premises and equipment expense | $204,000 | 4,225 |
| Additional noninterest expense | $853,000 | 3,349 |
| Pre-tax net operating income | $-105,000 | 6,479 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-51,000 | 6,703 |
| Income before extraordinary items | $-54,000 | 6,466 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-54,000 | 6,467 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-54,000 | 6,467 |
| Net charge-offs | $567,000 | 1,158 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-54,000 | 6,423 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 4,459 |
| Total interest expense | $140,000 | 4,452 |
| Net interest income | $971,000 | 4,419 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $78,000 | 5,209 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $92,000 | 2,953 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-14,000 | 6,814 |
| Total noninterest expense | $887,000 | 4,294 |
| Salaries and employee benefits | $373,000 | 4,855 |
| Premises and equipment expense | $102,000 | 4,259 |
| Additional noninterest expense | $412,000 | 3,440 |
| Pre-tax net operating income | $102,000 | 5,300 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $16,000 | 3,717 |
| Income before extraordinary items | $86,000 | 5,413 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $86,000 | 5,415 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $86,000 | 5,415 |
| Net charge-offs | $181,000 | 1,434 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $86,000 | 5,310 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,756,000 | 4,433 |
| Total interest expense | $762,000 | 4,223 |
| Net interest income | $3,994,000 | 4,418 |
| Provision for loan and lease losses | $550,000 | 2,586 |
| Total noninterest income | $414,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $383,000 | 3,023 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $31,000 | 6,101 |
| Total noninterest expense | $3,448,000 | 4,421 |
| Salaries and employee benefits | $1,578,000 | 4,720 |
| Premises and equipment expense | $457,000 | 4,028 |
| Additional noninterest expense | $1,413,000 | 3,935 |
| Pre-tax net operating income | $410,000 | 5,117 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $116,000 | 3,407 |
| Income before extraordinary items | $294,000 | 5,487 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $294,000 | 5,484 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $294,000 | 5,485 |
| Net charge-offs | $540,000 | 2,561 |
| Cash dividends | $100,000 | 3,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $294,000 | 5,290 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,584,000 | 4,491 |
| Total interest expense | $598,000 | 4,242 |
| Net interest income | $2,986,000 | 4,487 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $301,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $281,000 | 3,104 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 6,312 |
| Total noninterest expense | $2,517,000 | 4,495 |
| Salaries and employee benefits | $1,160,000 | 4,777 |
| Premises and equipment expense | $334,000 | 4,138 |
| Additional noninterest expense | $1,023,000 | 4,050 |
| Pre-tax net operating income | $320,000 | 5,242 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $93,000 | 3,421 |
| Income before extraordinary items | $227,000 | 5,615 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $227,000 | 5,614 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $227,000 | 5,614 |
| Net charge-offs | $328,000 | 2,724 |
| Cash dividends | $100,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $227,000 | 5,435 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 4,528 |
| Total interest expense | $407,000 | 4,296 |
| Net interest income | $1,986,000 | 4,512 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $184,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $186,000 | 3,101 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,000 | 6,798 |
| Total noninterest expense | $1,723,000 | 4,468 |
| Salaries and employee benefits | $804,000 | 4,721 |
| Premises and equipment expense | $218,000 | 4,191 |
| Additional noninterest expense | $701,000 | 3,978 |
| Pre-tax net operating income | $147,000 | 5,611 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $29,000 | 3,852 |
| Income before extraordinary items | $118,000 | 5,843 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $118,000 | 5,842 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $118,000 | 5,842 |
| Net charge-offs | $207,000 | 2,718 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $118,000 | 5,666 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 4,526 |
| Total interest expense | $209,000 | 4,351 |
| Net interest income | $1,011,000 | 4,487 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $87,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $92,000 | 3,114 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-5,000 | 6,947 |
| Total noninterest expense | $867,000 | 4,487 |
| Salaries and employee benefits | $383,000 | 4,885 |
| Premises and equipment expense | $104,000 | 4,311 |
| Additional noninterest expense | $380,000 | 3,768 |
| Pre-tax net operating income | $81,000 | 5,610 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $12,000 | 3,924 |
| Income before extraordinary items | $69,000 | 5,764 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $69,000 | 5,764 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $69,000 | 5,764 |
| Net charge-offs | $101,000 | 2,432 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $69,000 | 5,611 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,895,000 | 4,621 |
| Total interest expense | $910,000 | 4,622 |
| Net interest income | $3,985,000 | 4,545 |
| Provision for loan and lease losses | $660,000 | 3,033 |
| Total noninterest income | $452,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $399,000 | 3,032 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $53,000 | 5,886 |
| Total noninterest expense | $3,379,000 | 4,570 |
| Salaries and employee benefits | $1,520,000 | 4,926 |
| Premises and equipment expense | $470,000 | 4,204 |
| Additional noninterest expense | $1,389,000 | 4,057 |
| Pre-tax net operating income | $398,000 | 4,983 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $121,000 | 3,248 |
| Income before extraordinary items | $277,000 | 5,322 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $277,000 | 5,324 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $277,000 | 5,324 |
| Net charge-offs | $617,000 | 2,919 |
| Cash dividends | $100,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $277,000 | 5,210 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 4,678 |
| Total interest expense | $695,000 | 4,689 |
| Net interest income | $2,977,000 | 4,582 |
| Provision for loan and lease losses | $510,000 | 2,846 |
| Total noninterest income | $328,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $303,000 | 3,019 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $25,000 | 6,271 |
| Total noninterest expense | $2,500,000 | 4,608 |
| Salaries and employee benefits | $1,122,000 | 4,964 |
| Premises and equipment expense | $347,000 | 4,275 |
| Additional noninterest expense | $1,031,000 | 4,091 |
| Pre-tax net operating income | $295,000 | 5,135 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $84,000 | 3,334 |
| Income before extraordinary items | $211,000 | 5,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $211,000 | 5,451 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $211,000 | 5,451 |
| Net charge-offs | $482,000 | 2,704 |
| Cash dividends | $100,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $211,000 | 5,310 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 4,730 |
| Total interest expense | $480,000 | 4,737 |
| Net interest income | $1,949,000 | 4,661 |
| Provision for loan and lease losses | $360,000 | 2,724 |
| Total noninterest income | $227,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $202,000 | 2,991 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,088 |
| Total noninterest expense | $1,643,000 | 4,697 |
| Salaries and employee benefits | $717,000 | 5,104 |
| Premises and equipment expense | $230,000 | 4,327 |
| Additional noninterest expense | $696,000 | 4,128 |
| Pre-tax net operating income | $173,000 | 5,274 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $44,000 | 3,439 |
| Income before extraordinary items | $129,000 | 5,499 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $129,000 | 5,498 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $129,000 | 5,499 |
| Net charge-offs | $286,000 | 2,735 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $129,000 | 5,405 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 4,807 |
| Total interest expense | $251,000 | 4,746 |
| Net interest income | $949,000 | 4,731 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $132,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $101,000 | 2,954 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,357 |
| Total noninterest expense | $850,000 | 4,628 |
| Salaries and employee benefits | $362,000 | 5,140 |
| Premises and equipment expense | $116,000 | 4,360 |
| Additional noninterest expense | $372,000 | 3,925 |
| Pre-tax net operating income | $51,000 | 5,748 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $8,000 | 3,871 |
| Income before extraordinary items | $43,000 | 5,810 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $43,000 | 5,809 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $43,000 | 5,810 |
| Net charge-offs | $126,000 | 2,517 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $43,000 | 5,776 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,376,000 | 4,617 |
| Total interest expense | $1,294,000 | 4,616 |
| Net interest income | $4,082,000 | 4,530 |
| Provision for loan and lease losses | $720,000 | 3,552 |
| Total noninterest income | $512,000 | 4,520 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $458,000 | 2,809 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $54,000 | 6,043 |
| Total noninterest expense | $3,615,000 | 4,495 |
| Salaries and employee benefits | $1,653,000 | 4,776 |
| Premises and equipment expense | $477,000 | 4,307 |
| Additional noninterest expense | $1,485,000 | 4,034 |
| Pre-tax net operating income | $259,000 | 5,027 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $69,000 | 3,467 |
| Income before extraordinary items | $190,000 | 5,321 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $190,000 | 5,322 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $190,000 | 5,323 |
| Net charge-offs | $756,000 | 3,070 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $190,000 | 5,179 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 4,661 |
| Total interest expense | $1,005,000 | 4,687 |
| Net interest income | $3,100,000 | 4,538 |
| Provision for loan and lease losses | $540,000 | 3,413 |
| Total noninterest income | $390,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $345,000 | 2,862 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $45,000 | 6,103 |
| Total noninterest expense | $2,758,000 | 4,466 |
| Salaries and employee benefits | $1,251,000 | 4,788 |
| Premises and equipment expense | $346,000 | 4,461 |
| Additional noninterest expense | $1,161,000 | 3,890 |
| Pre-tax net operating income | $192,000 | 5,286 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $51,000 | 3,562 |
| Income before extraordinary items | $141,000 | 5,553 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $141,000 | 5,554 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $141,000 | 5,554 |
| Net charge-offs | $597,000 | 2,838 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $141,000 | 5,388 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 4,690 |
| Total interest expense | $701,000 | 4,686 |
| Net interest income | $2,046,000 | 4,580 |
| Provision for loan and lease losses | $360,000 | 3,339 |
| Total noninterest income | $285,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $230,000 | 2,882 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 5,477 |
| Total noninterest expense | $1,886,000 | 4,409 |
| Salaries and employee benefits | $817,000 | 4,870 |
| Premises and equipment expense | $231,000 | 4,483 |
| Additional noninterest expense | $838,000 | 3,677 |
| Pre-tax net operating income | $85,000 | 5,598 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $14,000 | 3,954 |
| Income before extraordinary items | $71,000 | 5,739 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $71,000 | 5,741 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $71,000 | 5,740 |
| Net charge-offs | $346,000 | 2,881 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $71,000 | 5,623 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 4,648 |
| Total interest expense | $373,000 | 4,651 |
| Net interest income | $1,047,000 | 4,538 |
| Provision for loan and lease losses | $180,000 | 3,129 |
| Total noninterest income | $120,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $107,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,398 |
| Total noninterest expense | $1,039,000 | 4,172 |
| Salaries and employee benefits | $436,000 | 4,744 |
| Premises and equipment expense | $112,000 | 4,636 |
| Additional noninterest expense | $491,000 | 3,242 |
| Pre-tax net operating income | $-52,000 | 6,503 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-32,000 | 7,257 |
| Income before extraordinary items | $-20,000 | 6,492 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-20,000 | 6,494 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-20,000 | 6,493 |
| Net charge-offs | $222,000 | 2,330 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-20,000 | 6,410 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,400,000 | 4,434 |
| Total interest expense | $1,890,000 | 4,616 |
| Net interest income | $4,510,000 | 4,220 |
| Provision for loan and lease losses | $1,190,000 | 3,226 |
| Total noninterest income | $626,000 | 4,286 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $492,000 | 2,923 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $134,000 | 5,252 |
| Total noninterest expense | $3,937,000 | 4,392 |
| Salaries and employee benefits | $1,594,000 | 5,018 |
| Premises and equipment expense | $480,000 | 4,484 |
| Additional noninterest expense | $1,863,000 | 3,521 |
| Pre-tax net operating income | $9,000 | 5,376 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-21,000 | 6,326 |
| Income before extraordinary items | $30,000 | 5,417 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $30,000 | 5,416 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $30,000 | 5,416 |
| Net charge-offs | $564,000 | 3,637 |
| Cash dividends | $273,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $30,000 | 5,364 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,904,000 | 4,422 |
| Total interest expense | $1,491,000 | 4,618 |
| Net interest income | $3,413,000 | 4,206 |
| Provision for loan and lease losses | $385,000 | 4,234 |
| Total noninterest income | $477,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $373,000 | 2,908 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $104,000 | 5,333 |
| Total noninterest expense | $2,839,000 | 4,502 |
| Salaries and employee benefits | $1,219,000 | 4,997 |
| Premises and equipment expense | $341,000 | 4,687 |
| Additional noninterest expense | $1,279,000 | 3,703 |
| Pre-tax net operating income | $666,000 | 3,427 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $234,000 | 2,160 |
| Income before extraordinary items | $432,000 | 3,933 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $432,000 | 3,929 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $432,000 | 3,932 |
| Net charge-offs | $411,000 | 3,309 |
| Cash dividends | $182,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $432,000 | 3,831 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 4,502 |
| Total interest expense | $1,052,000 | 4,570 |
| Net interest income | $2,168,000 | 4,347 |
| Provision for loan and lease losses | $235,000 | 4,121 |
| Total noninterest income | $336,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $240,000 | 2,942 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $96,000 | 4,873 |
| Total noninterest expense | $1,758,000 | 4,758 |
| Salaries and employee benefits | $793,000 | 5,129 |
| Premises and equipment expense | $231,000 | 4,681 |
| Additional noninterest expense | $734,000 | 4,129 |
| Pre-tax net operating income | $511,000 | 3,262 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $185,000 | 2,043 |
| Income before extraordinary items | $326,000 | 3,825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $326,000 | 3,824 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $326,000 | 3,824 |
| Net charge-offs | $255,000 | 3,134 |
| Cash dividends | $182,000 | 2,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $326,000 | 3,704 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 4,497 |
| Total interest expense | $552,000 | 4,565 |
| Net interest income | $1,088,000 | 4,319 |
| Provision for loan and lease losses | $105,000 | 3,786 |
| Total noninterest income | $141,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $113,000 | 3,030 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $912,000 | 4,574 |
| Salaries and employee benefits | $423,000 | 4,971 |
| Premises and equipment expense | $113,000 | 4,786 |
| Additional noninterest expense | $376,000 | 3,758 |
| Pre-tax net operating income | $212,000 | 3,943 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $75,000 | 2,472 |
| Income before extraordinary items | $137,000 | 4,500 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $137,000 | 4,504 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $137,000 | 4,504 |
| Net charge-offs | $141,000 | 2,485 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $137,000 | 4,336 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,901,000 | 4,523 |
| Total interest expense | $2,475,000 | 4,777 |
| Net interest income | $4,426,000 | 4,266 |
| Provision for loan and lease losses | $345,000 | 4,389 |
| Total noninterest income | $851,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $595,000 | 2,663 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $256,000 | 4,390 |
| Total noninterest expense | $3,386,000 | 4,745 |
| Salaries and employee benefits | $1,584,000 | 5,162 |
| Premises and equipment expense | $472,000 | 4,621 |
| Additional noninterest expense | $1,330,000 | 3,958 |
| Pre-tax net operating income | $1,546,000 | 2,963 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $562,000 | 1,731 |
| Income before extraordinary items | $984,000 | 3,323 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $984,000 | 3,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 3,507 |
| Cash dividends | $488,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $984,000 | 3,467 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,215,000 | 4,584 |
| Total interest expense | $1,889,000 | 4,845 |
| Net interest income | $3,326,000 | 4,291 |
| Provision for loan and lease losses | $240,000 | 3,905 |
| Total noninterest income | $669,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $449,000 | 2,670 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $220,000 | 4,241 |
| Total noninterest expense | $2,476,000 | 4,786 |
| Salaries and employee benefits | $1,195,000 | 5,172 |
| Premises and equipment expense | $336,000 | 4,776 |
| Additional noninterest expense | $945,000 | 4,042 |
| Pre-tax net operating income | $1,279,000 | 3,189 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $466,000 | 1,986 |
| Income before extraordinary items | $813,000 | 3,534 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $813,000 | 3,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 3,004 |
| Cash dividends | $193,000 | 3,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $813,000 | 3,674 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 4,632 |
| Total interest expense | $1,286,000 | 4,914 |
| Net interest income | $2,212,000 | 4,300 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $429,000 | 3,867 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $296,000 | 2,664 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $133,000 | 4,505 |
| Total noninterest expense | $1,638,000 | 4,845 |
| Salaries and employee benefits | $785,000 | 5,273 |
| Premises and equipment expense | $217,000 | 4,912 |
| Additional noninterest expense | $636,000 | 3,996 |
| Pre-tax net operating income | $853,000 | 3,295 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $311,000 | 2,176 |
| Income before extraordinary items | $542,000 | 3,857 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $542,000 | 3,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,614 |
| Cash dividends | $193,000 | 3,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $542,000 | 3,802 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 4,691 |
| Total interest expense | $655,000 | 5,052 |
| Net interest income | $1,112,000 | 4,299 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $212,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $150,000 | 2,617 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $62,000 | 4,635 |
| Total noninterest expense | $849,000 | 4,756 |
| Salaries and employee benefits | $418,000 | 5,112 |
| Premises and equipment expense | $109,000 | 4,922 |
| Additional noninterest expense | $322,000 | 3,907 |
| Pre-tax net operating income | $400,000 | 3,550 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $146,000 | 2,358 |
| Income before extraordinary items | $254,000 | 4,174 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $254,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,013 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $254,000 | 4,073 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,658,000 | 4,876 |
| Total interest expense | $2,376,000 | 5,400 |
| Net interest income | $4,282,000 | 4,427 |
| Provision for loan and lease losses | $263,000 | 3,416 |
| Total noninterest income | $907,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $661,000 | 2,485 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $246,000 | 4,628 |
| Total noninterest expense | $3,276,000 | 4,738 |
| Salaries and employee benefits | $1,531,000 | 5,241 |
| Premises and equipment expense | $485,000 | 4,460 |
| Additional noninterest expense | $1,260,000 | 3,936 |
| Pre-tax net operating income | $1,650,000 | 3,728 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $599,000 | 2,507 |
| Income before extraordinary items | $1,051,000 | 4,200 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,051,000 | 4,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,940 |
| Cash dividends | $625,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,051,000 | 4,188 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 4,973 |
| Total interest expense | $1,721,000 | 5,502 |
| Net interest income | $3,152,000 | 4,512 |
| Provision for loan and lease losses | $187,000 | 3,098 |
| Total noninterest income | $668,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $487,000 | 2,487 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $181,000 | 4,690 |
| Total noninterest expense | $2,370,000 | 4,823 |
| Salaries and employee benefits | $1,144,000 | 5,244 |
| Premises and equipment expense | $333,000 | 4,700 |
| Additional noninterest expense | $893,000 | 4,038 |
| Pre-tax net operating income | $1,263,000 | 3,836 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $458,000 | 2,650 |
| Income before extraordinary items | $805,000 | 4,333 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $805,000 | 4,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,354 |
| Cash dividends | $185,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $805,000 | 4,323 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 5,066 |
| Total interest expense | $1,115,000 | 5,590 |
| Net interest income | $2,057,000 | 4,595 |
| Provision for loan and lease losses | $122,000 | 2,946 |
| Total noninterest income | $428,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $310,000 | 2,586 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $118,000 | 4,783 |
| Total noninterest expense | $1,555,000 | 4,904 |
| Salaries and employee benefits | $741,000 | 5,363 |
| Premises and equipment expense | $218,000 | 4,763 |
| Additional noninterest expense | $596,000 | 4,030 |
| Pre-tax net operating income | $808,000 | 4,001 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $292,000 | 2,769 |
| Income before extraordinary items | $516,000 | 4,482 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $516,000 | 4,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,116 |
| Cash dividends | $185,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $516,000 | 4,473 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 5,120 |
| Total interest expense | $549,000 | 5,626 |
| Net interest income | $1,008,000 | 4,666 |
| Provision for loan and lease losses | $63,000 | 2,711 |
| Total noninterest income | $203,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $146,000 | 2,650 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $57,000 | 4,859 |
| Total noninterest expense | $798,000 | 4,814 |
| Salaries and employee benefits | $390,000 | 5,254 |
| Premises and equipment expense | $109,000 | 4,791 |
| Additional noninterest expense | $299,000 | 3,982 |
| Pre-tax net operating income | $350,000 | 4,315 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $125,000 | 2,978 |
| Income before extraordinary items | $225,000 | 4,792 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $225,000 | 4,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,580 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $225,000 | 4,767 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,673,000 | 5,189 |
| Total interest expense | $1,757,000 | 5,746 |
| Net interest income | $3,916,000 | 4,717 |
| Provision for loan and lease losses | $210,000 | 3,430 |
| Total noninterest income | $684,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $475,000 | 3,171 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $209,000 | 5,041 |
| Total noninterest expense | $2,949,000 | 4,950 |
| Salaries and employee benefits | $1,401,000 | 5,414 |
| Premises and equipment expense | $421,000 | 4,763 |
| Additional noninterest expense | $1,127,000 | 4,132 |
| Pre-tax net operating income | $1,441,000 | 4,380 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $510,000 | 3,134 |
| Income before extraordinary items | $931,000 | 4,861 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $931,000 | 4,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,463 |
| Cash dividends | $2,150,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $931,000 | 4,854 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,162,000 | 5,241 |
| Total interest expense | $1,237,000 | 5,846 |
| Net interest income | $2,925,000 | 4,764 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $449,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $294,000 | 3,614 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $155,000 | 5,064 |
| Total noninterest expense | $2,168,000 | 4,995 |
| Salaries and employee benefits | $1,043,000 | 5,413 |
| Premises and equipment expense | $317,000 | 4,749 |
| Additional noninterest expense | $808,000 | 4,230 |
| Pre-tax net operating income | $1,056,000 | 4,610 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $368,000 | 3,292 |
| Income before extraordinary items | $688,000 | 5,037 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $688,000 | 5,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,034 |
| Cash dividends | $1,170,000 | 1,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $688,000 | 5,033 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 5,258 |
| Total interest expense | $779,000 | 5,875 |
| Net interest income | $1,955,000 | 4,781 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $260,000 | 5,056 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $156,000 | 4,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,052 |
| Total noninterest expense | $1,433,000 | 5,050 |
| Salaries and employee benefits | $663,000 | 5,598 |
| Premises and equipment expense | $206,000 | 4,842 |
| Additional noninterest expense | $564,000 | 4,103 |
| Pre-tax net operating income | $692,000 | 4,656 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $243,000 | 3,346 |
| Income before extraordinary items | $449,000 | 5,134 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $449,000 | 5,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 1,792 |
| Cash dividends | $1,132,000 | 1,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $449,000 | 5,131 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 5,228 |
| Total interest expense | $378,000 | 5,840 |
| Net interest income | $979,000 | 4,776 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $112,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $70,000 | 4,229 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,444 |
| Total noninterest expense | $746,000 | 4,917 |
| Salaries and employee benefits | $347,000 | 5,466 |
| Premises and equipment expense | $106,000 | 4,775 |
| Additional noninterest expense | $293,000 | 3,968 |
| Pre-tax net operating income | $300,000 | 4,972 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $104,000 | 3,539 |
| Income before extraordinary items | $196,000 | 5,400 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $196,000 | 5,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 1,941 |
| Cash dividends | $922,000 | 812 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $196,000 | 5,402 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 5,220 |
| Total interest expense | $1,295,000 | 5,628 |
| Net interest income | $3,596,000 | 4,942 |
| Provision for loan and lease losses | $235,000 | 3,312 |
| Total noninterest income | $441,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $293,000 | 4,232 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $148,000 | 5,756 |
| Total noninterest expense | $2,815,000 | 4,997 |
| Salaries and employee benefits | $1,269,000 | 5,598 |
| Premises and equipment expense | $388,000 | 4,947 |
| Additional noninterest expense | $1,158,000 | 3,961 |
| Pre-tax net operating income | $987,000 | 5,396 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $340,000 | 3,942 |
| Income before extraordinary items | $647,000 | 5,827 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $647,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 1,923 |
| Cash dividends | $520,000 | 3,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $647,000 | 5,804 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 5,241 |
| Total interest expense | $928,000 | 5,648 |
| Net interest income | $2,685,000 | 4,974 |
| Provision for loan and lease losses | $190,000 | 3,039 |
| Total noninterest income | $342,000 | 5,484 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $214,000 | 4,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 5,489 |
| Total noninterest expense | $2,080,000 | 5,009 |
| Salaries and employee benefits | $953,000 | 5,585 |
| Premises and equipment expense | $274,000 | 5,131 |
| Additional noninterest expense | $853,000 | 3,984 |
| Pre-tax net operating income | $757,000 | 5,472 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $264,000 | 4,002 |
| Income before extraordinary items | $493,000 | 5,926 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $493,000 | 5,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,087 |
| Cash dividends | $310,000 | 3,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $493,000 | 5,891 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 5,276 |
| Total interest expense | $585,000 | 5,624 |
| Net interest income | $1,751,000 | 5,031 |
| Provision for loan and lease losses | $135,000 | 2,835 |
| Total noninterest income | $214,000 | 5,593 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $139,000 | 4,326 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $1,356,000 | 5,078 |
| Salaries and employee benefits | $626,000 | 5,617 |
| Premises and equipment expense | $180,000 | 5,173 |
| Additional noninterest expense | $550,000 | 4,065 |
| Pre-tax net operating income | $474,000 | 5,587 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $164,000 | 4,112 |
| Income before extraordinary items | $310,000 | 6,048 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $310,000 | 6,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 1,414 |
| Cash dividends | $310,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $310,000 | 5,995 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 5,286 |
| Total interest expense | $271,000 | 5,754 |
| Net interest income | $887,000 | 5,009 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $100,000 | 5,685 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $646,000 | 5,266 |
| Salaries and employee benefits | $284,000 | 5,964 |
| Premises and equipment expense | $87,000 | 5,339 |
| Additional noninterest expense | $275,000 | 4,067 |
| Pre-tax net operating income | $266,000 | 5,298 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $93,000 | 3,886 |
| Income before extraordinary items | $173,000 | 5,767 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $173,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,179 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $173,000 | 5,734 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 5,224 |
| Total interest expense | $907,000 | 5,924 |
| Net interest income | $3,527,000 | 4,872 |
| Provision for loan and lease losses | $340,000 | 2,675 |
| Total noninterest income | $441,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $280,000 | 4,471 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $161,000 | 5,547 |
| Total noninterest expense | $2,608,000 | 5,149 |
| Salaries and employee benefits | $1,252,000 | 5,566 |
| Premises and equipment expense | $355,000 | 5,156 |
| Additional noninterest expense | $1,001,000 | 4,347 |
| Pre-tax net operating income | $1,020,000 | 5,190 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $357,000 | 3,907 |
| Income before extraordinary items | $663,000 | 5,726 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $663,000 | 5,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,844 |
| Cash dividends | $402,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $663,000 | 5,655 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,279,000 | 5,254 |
| Total interest expense | $657,000 | 6,007 |
| Net interest income | $2,622,000 | 4,892 |
| Provision for loan and lease losses | $235,000 | 2,682 |
| Total noninterest income | $333,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $217,000 | 4,428 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $116,000 | 5,640 |
| Total noninterest expense | $1,842,000 | 5,333 |
| Salaries and employee benefits | $888,000 | 5,695 |
| Premises and equipment expense | $253,000 | 5,299 |
| Additional noninterest expense | $701,000 | 4,523 |
| Pre-tax net operating income | $878,000 | 4,950 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $311,000 | 3,734 |
| Income before extraordinary items | $567,000 | 5,506 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $567,000 | 5,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,447 |
| Cash dividends | $192,000 | 4,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $567,000 | 5,437 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 5,282 |
| Total interest expense | $425,000 | 6,114 |
| Net interest income | $1,748,000 | 4,887 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $227,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $145,000 | 4,403 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $82,000 | 5,559 |
| Total noninterest expense | $1,249,000 | 5,294 |
| Salaries and employee benefits | $596,000 | 5,708 |
| Premises and equipment expense | $170,000 | 5,314 |
| Additional noninterest expense | $483,000 | 4,426 |
| Pre-tax net operating income | $576,000 | 4,930 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $204,000 | 3,735 |
| Income before extraordinary items | $372,000 | 5,513 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $372,000 | 5,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,403 |
| Cash dividends | $192,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $372,000 | 5,410 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 5,307 |
| Total interest expense | $207,000 | 6,258 |
| Net interest income | $882,000 | 4,877 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $103,000 | 5,713 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $64,000 | 4,635 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $589,000 | 5,509 |
| Salaries and employee benefits | $267,000 | 6,118 |
| Premises and equipment expense | $85,000 | 5,341 |
| Additional noninterest expense | $237,000 | 4,492 |
| Pre-tax net operating income | $321,000 | 4,662 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $115,000 | 3,550 |
| Income before extraordinary items | $206,000 | 5,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $206,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,416 |
| Cash dividends | $112,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $206,000 | 5,144 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 5,628 |
| Total interest expense | $906,000 | 6,398 |
| Net interest income | $3,114,000 | 5,195 |
| Provision for loan and lease losses | $455,000 | 2,330 |
| Total noninterest income | $422,000 | 5,857 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $256,000 | 4,704 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $166,000 | 5,642 |
| Total noninterest expense | $2,323,000 | 5,485 |
| Salaries and employee benefits | $1,094,000 | 5,951 |
| Premises and equipment expense | $349,000 | 5,180 |
| Additional noninterest expense | $880,000 | 4,708 |
| Pre-tax net operating income | $758,000 | 5,833 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $254,000 | 4,552 |
| Income before extraordinary items | $504,000 | 6,321 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $504,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 1,859 |
| Cash dividends | $390,000 | 3,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $504,000 | 6,164 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 5,752 |
| Total interest expense | $699,000 | 6,460 |
| Net interest income | $2,263,000 | 5,302 |
| Provision for loan and lease losses | $170,000 | 3,682 |
| Total noninterest income | $308,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $186,000 | 4,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 5,712 |
| Total noninterest expense | $1,704,000 | 5,533 |
| Salaries and employee benefits | $785,000 | 6,075 |
| Premises and equipment expense | $272,000 | 5,046 |
| Additional noninterest expense | $647,000 | 4,745 |
| Pre-tax net operating income | $697,000 | 5,516 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $239,000 | 4,357 |
| Income before extraordinary items | $458,000 | 6,052 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $458,000 | 6,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,237 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $458,000 | 5,885 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 5,830 |
| Total interest expense | $484,000 | 6,487 |
| Net interest income | $1,468,000 | 5,394 |
| Provision for loan and lease losses | $110,000 | 3,695 |
| Total noninterest income | $194,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $120,000 | 4,859 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $74,000 | 5,881 |
| Total noninterest expense | $1,139,000 | 5,520 |
| Salaries and employee benefits | $526,000 | 6,072 |
| Premises and equipment expense | $184,000 | 4,966 |
| Additional noninterest expense | $429,000 | 4,760 |
| Pre-tax net operating income | $413,000 | 5,784 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $139,000 | 4,626 |
| Income before extraordinary items | $274,000 | 6,308 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $274,000 | 6,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,225 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $274,000 | 6,096 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 5,917 |
| Total interest expense | $238,000 | 6,625 |
| Net interest income | $716,000 | 5,471 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $112,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $65,000 | 4,539 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 5,386 |
| Total noninterest expense | $557,000 | 5,586 |
| Salaries and employee benefits | $240,000 | 6,407 |
| Premises and equipment expense | $93,000 | 4,937 |
| Additional noninterest expense | $224,000 | 4,575 |
| Pre-tax net operating income | $221,000 | 5,599 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $74,000 | 4,503 |
| Income before extraordinary items | $147,000 | 6,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,291 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $147,000 | 5,876 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 6,183 |
| Total interest expense | $928,000 | 7,118 |
| Net interest income | $2,739,000 | 5,602 |
| Provision for loan and lease losses | $252,000 | 3,843 |
| Total noninterest income | $354,000 | 6,071 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $270,000 | 4,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 6,794 |
| Total noninterest expense | $1,816,000 | 6,222 |
| Salaries and employee benefits | $808,000 | 6,858 |
| Premises and equipment expense | $274,000 | 5,845 |
| Additional noninterest expense | $734,000 | 5,246 |
| Pre-tax net operating income | $1,025,000 | 5,149 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $347,000 | 4,175 |
| Income before extraordinary items | $678,000 | 5,638 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $678,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,179 |
| Cash dividends | $395,000 | 3,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $678,000 | 5,498 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 6,565 |
| Total interest expense | $1,512,000 | 6,954 |
| Net interest income | $2,213,000 | 6,112 |
| Provision for loan and lease losses | $140,000 | 4,923 |
| Total noninterest income | $653,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $276,000 | 4,380 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $377,000 | 3,660 |
| Total noninterest expense | $1,598,000 | 6,582 |
| Salaries and employee benefits | $691,000 | 7,238 |
| Premises and equipment expense | $294,000 | 5,581 |
| Additional noninterest expense | $613,000 | 5,755 |
| Pre-tax net operating income | $1,128,000 | 4,585 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $381,000 | 3,828 |
| Income before extraordinary items | $747,000 | 5,057 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $747,000 | 5,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,867 |
| Cash dividends | $744,000 | 2,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $747,000 | 4,951 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 7,038 |
| Total interest expense | $1,339,000 | 7,486 |
| Net interest income | $2,025,000 | 6,526 |
| Provision for loan and lease losses | $66,000 | 6,080 |
| Total noninterest income | $340,000 | 5,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,630 |
| Total noninterest expense | $1,586,000 | 6,524 |
| Salaries and employee benefits | $666,000 | 7,351 |
| Premises and equipment expense | $295,000 | 5,479 |
| Additional noninterest expense | $625,000 | 5,628 |
| Pre-tax net operating income | $713,000 | 6,171 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $221,000 | 5,214 |
| Income before extraordinary items | $492,000 | 6,370 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $492,000 | 6,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,598 |
| Cash dividends | $339,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $492,000 | 6,386 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 7,255 |
| Total interest expense | $1,111,000 | 7,880 |
| Net interest income | $1,992,000 | 6,658 |
| Provision for loan and lease losses | $66,000 | 6,005 |
| Total noninterest income | $275,000 | 6,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,365 |
| Total noninterest expense | $1,345,000 | 7,179 |
| Salaries and employee benefits | $641,000 | 7,534 |
| Premises and equipment expense | $157,000 | 7,549 |
| Additional noninterest expense | $547,000 | 6,171 |
| Pre-tax net operating income | $856,000 | 5,736 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $267,000 | 5,062 |
| Income before extraordinary items | $589,000 | 5,949 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $589,000 | 5,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,912 |
| Cash dividends | $329,000 | 4,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $589,000 | 5,922 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 7,302 |
| Total interest expense | $1,142,000 | 8,050 |
| Net interest income | $2,046,000 | 6,587 |
| Provision for loan and lease losses | $66,000 | 5,965 |
| Total noninterest income | $277,000 | 6,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,799 |
| Total noninterest expense | $1,291,000 | 7,277 |
| Salaries and employee benefits | $587,000 | 7,833 |
| Premises and equipment expense | $156,000 | 7,517 |
| Additional noninterest expense | $548,000 | 6,103 |
| Pre-tax net operating income | $966,000 | 5,526 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $311,000 | 5,078 |
| Income before extraordinary items | $655,000 | 5,792 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $655,000 | 5,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,524 |
| Cash dividends | $312,000 | 4,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $655,000 | 5,686 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 7,664 |
| Total interest expense | $1,064,000 | 8,507 |
| Net interest income | $2,011,000 | 6,896 |
| Provision for loan and lease losses | $66,000 | 6,012 |
| Total noninterest income | $288,000 | 6,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,166 |
| Total noninterest expense | $1,157,000 | 7,826 |
| Salaries and employee benefits | $549,000 | 8,252 |
| Premises and equipment expense | $110,000 | 8,728 |
| Additional noninterest expense | $498,000 | 6,514 |
| Pre-tax net operating income | $1,076,000 | 5,611 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $369,000 | 5,138 |
| Income before extraordinary items | $707,000 | 5,872 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $707,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $297,000 | 4,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $707,000 | 5,827 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 8,088 |
| Total interest expense | $1,057,000 | 8,829 |
| Net interest income | $1,869,000 | 7,425 |
| Provision for loan and lease losses | $101,000 | 5,052 |
| Total noninterest income | $235,000 | 7,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $1,081,000 | 8,398 |
| Salaries and employee benefits | $545,000 | 8,533 |
| Premises and equipment expense | $100,000 | 9,292 |
| Additional noninterest expense | $436,000 | 7,582 |
| Pre-tax net operating income | $922,000 | 6,014 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $318,000 | 5,629 |
| Income before extraordinary items | $605,000 | 6,239 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $605,000 | 6,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,244 |
| Cash dividends | $272,000 | 4,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $604,340 | 6,186 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 8,557 |
| Total interest expense | $1,020,000 | 9,184 |
| Net interest income | $1,734,000 | 7,926 |
| Provision for loan and lease losses | $66,000 | 5,523 |
| Total noninterest income | $234,000 | 7,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $1,060,000 | 8,717 |
| Salaries and employee benefits | $533,000 | 8,829 |
| Premises and equipment expense | $86,000 | 10,034 |
| Additional noninterest expense | $441,000 | 7,787 |
| Pre-tax net operating income | $842,000 | 6,676 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $294,000 | 6,080 |
| Income before extraordinary items | $550,000 | 6,902 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $550,000 | 6,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $225,000 | 5,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $548,700 | 6,885 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 8,869 |
| Total interest expense | $732,000 | 9,918 |
| Net interest income | $1,792,000 | 8,065 |
| Provision for loan and lease losses | $66,000 | 5,441 |
| Total noninterest income | $248,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,286 |
| Total noninterest expense | $1,094,000 | 9,005 |
| Salaries and employee benefits | $535,000 | 9,081 |
| Premises and equipment expense | $83,000 | 10,557 |
| Additional noninterest expense | $476,000 | 8,089 |
| Pre-tax net operating income | $880,000 | 6,490 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $301,000 | 5,865 |
| Income before extraordinary items | $579,000 | 6,694 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $579,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,150 |
| Cash dividends | $279,000 | 4,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $579,000 | 6,757 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 9,056 |
| Total interest expense | $822,000 | 9,921 |
| Net interest income | $1,750,000 | 8,367 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $269,000 | 8,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,719 |
| Total noninterest expense | $1,016,000 | 9,663 |
| Salaries and employee benefits | $479,000 | 9,872 |
| Premises and equipment expense | $87,000 | 10,896 |
| Additional noninterest expense | $450,000 | 8,725 |
| Pre-tax net operating income | $913,000 | 6,292 |
| Securities gains (losses) | $-31,000 | 13,009 |
| Applicable income taxes | $294,000 | 6,154 |
| Income before extraordinary items | $588,000 | 6,874 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $588,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $223,000 | 5,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $608,770 | 6,471 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 9,506 |
| Total interest expense | $1,017,000 | 10,317 |
| Net interest income | $1,699,000 | 8,649 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $256,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $984,000 | 10,050 |
| Salaries and employee benefits | $420,000 | 10,630 |
| Premises and equipment expense | $95,000 | 10,910 |
| Additional noninterest expense | $469,000 | 8,770 |
| Pre-tax net operating income | $851,000 | 6,331 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $254,000 | 6,590 |
| Income before extraordinary items | $597,000 | 6,602 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $597,000 | 6,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 6,591 |
| Cash dividends | $207,000 | 4,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $597,000 | 6,236 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.