Home > Montgomery Savings, A Federal Savings Association > Income and Expense
Montgomery Savings, A Federal Savings Association, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,069,000 | 3,288 |
| Total interest expense | $6,274,000 | 2,549 |
| Net interest income | $3,795,000 | 4,298 |
| Provision for loan and lease losses | $160,000 | 4,638 |
| Total noninterest income | $352,000 | 6,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $352,000 | 3,809 |
| Total noninterest expense | $3,170,000 | 4,151 |
| Salaries and employee benefits | $1,875,000 | 3,779 |
| Premises and equipment expense | $728,000 | 2,859 |
| Additional noninterest expense | $567,000 | 6,047 |
| Pre-tax net operating income | $817,000 | 5,440 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $322,000 | 4,133 |
| Income before extraordinary items | $496,000 | 6,105 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $496,000 | 6,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,941 |
| Cash dividends | $397,000 | 3,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $495,360 | 5,984 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,043,000 | 3,379 |
| Total interest expense | $6,589,000 | 2,540 |
| Net interest income | $3,454,000 | 4,649 |
| Provision for loan and lease losses | $-21,000 | 9,728 |
| Total noninterest income | $362,000 | 5,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $362,000 | 3,563 |
| Total noninterest expense | $3,004,000 | 4,225 |
| Salaries and employee benefits | $1,839,000 | 3,704 |
| Premises and equipment expense | $661,000 | 3,021 |
| Additional noninterest expense | $504,000 | 6,401 |
| Pre-tax net operating income | $833,000 | 5,762 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $332,000 | 4,368 |
| Income before extraordinary items | $501,000 | 6,315 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $501,000 | 6,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,408 |
| Cash dividends | $2,000,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $501,000 | 6,334 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,288,000 | 3,437 |
| Total interest expense | $5,477,000 | 2,691 |
| Net interest income | $3,811,000 | 4,347 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $281,000 | 6,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $281,000 | 4,165 |
| Total noninterest expense | $2,684,000 | 4,619 |
| Salaries and employee benefits | $1,571,000 | 4,177 |
| Premises and equipment expense | $603,000 | 3,240 |
| Additional noninterest expense | $510,000 | 6,438 |
| Pre-tax net operating income | $1,373,000 | 4,356 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $563,000 | 3,361 |
| Income before extraordinary items | $810,000 | 5,059 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $810,000 | 5,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $810,000 | 5,022 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,660,000 | 3,663 |
| Total interest expense | $5,086,000 | 2,956 |
| Net interest income | $3,574,000 | 4,506 |
| Provision for loan and lease losses | $-1,000 | 10,177 |
| Total noninterest income | $198,000 | 7,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $198,000 | 4,980 |
| Total noninterest expense | $2,248,000 | 5,130 |
| Salaries and employee benefits | $1,296,000 | 4,777 |
| Premises and equipment expense | $502,000 | 3,683 |
| Additional noninterest expense | $450,000 | 6,802 |
| Pre-tax net operating income | $1,525,000 | 4,135 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $552,000 | 3,608 |
| Income before extraordinary items | $973,000 | 4,604 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $973,000 | 4,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 9,971 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $973,000 | 4,507 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,624,000 | 4,150 |
| Total interest expense | $4,587,000 | 3,234 |
| Net interest income | $3,037,000 | 5,255 |
| Provision for loan and lease losses | $49,000 | 6,723 |
| Total noninterest income | $188,000 | 8,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $188,000 | 5,107 |
| Total noninterest expense | $2,001,000 | 5,654 |
| Salaries and employee benefits | $1,150,000 | 5,276 |
| Premises and equipment expense | $405,000 | 4,410 |
| Additional noninterest expense | $446,000 | 6,960 |
| Pre-tax net operating income | $1,175,000 | 5,304 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $521,000 | 4,091 |
| Income before extraordinary items | $654,000 | 6,093 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $654,000 | 6,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $5,783,000 | 174 |
| Net operating income | $654,000 | 6,050 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,828,000 | 4,669 |
| Total interest expense | $4,358,000 | 3,423 |
| Net interest income | $2,470,000 | 6,243 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $188,000 | 8,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $188,000 | 5,346 |
| Total noninterest expense | $2,220,000 | 5,504 |
| Salaries and employee benefits | $912,000 | 6,406 |
| Premises and equipment expense | $379,000 | 4,733 |
| Additional noninterest expense | $929,000 | 4,647 |
| Pre-tax net operating income | $405,000 | 8,471 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $105,000 | 8,669 |
| Income before extraordinary items | $300,000 | 8,425 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $300,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $300,000 | 8,369 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,497,000 | 4,856 |
| Total interest expense | $4,458,000 | 3,333 |
| Net interest income | $2,039,000 | 7,218 |
| Provision for loan and lease losses | $-35,000 | 11,544 |
| Total noninterest income | $116,000 | 9,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $116,000 | 6,743 |
| Total noninterest expense | $1,767,000 | 6,556 |
| Salaries and employee benefits | $944,000 | 6,330 |
| Premises and equipment expense | $374,000 | 4,799 |
| Additional noninterest expense | $449,000 | 7,716 |
| Pre-tax net operating income | $423,000 | 8,919 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $168,000 | 7,963 |
| Income before extraordinary items | $255,000 | 9,368 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $255,000 | 9,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $25,000 | 8,267 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $255,000 | 9,345 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 5,086 |
| Total interest expense | $3,260,000 | 3,674 |
| Net interest income | $2,441,000 | 6,586 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $96,000 | 10,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $96,000 | 7,636 |
| Total noninterest expense | $1,617,000 | 7,244 |
| Salaries and employee benefits | $840,000 | 6,976 |
| Premises and equipment expense | $349,000 | 5,092 |
| Additional noninterest expense | $428,000 | 8,551 |
| Pre-tax net operating income | $902,000 | 6,391 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $325,000 | 5,574 |
| Income before extraordinary items | $586,000 | 6,657 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $586,000 | 6,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $580,240 | 6,749 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 5,279 |
| Total interest expense | $3,171,000 | 3,932 |
| Net interest income | $2,396,000 | 6,747 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $135,000 | 10,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $135,000 | 6,905 |
| Total noninterest expense | $1,490,000 | 7,872 |
| Salaries and employee benefits | $732,000 | 7,768 |
| Premises and equipment expense | $323,000 | 5,544 |
| Additional noninterest expense | $435,000 | 8,874 |
| Pre-tax net operating income | $1,020,000 | 5,814 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $424,000 | 4,798 |
| Income before extraordinary items | $596,000 | 6,813 |
| Extraordinary gains, net | $-228,000 | 13,070 |
| Net income | $368,000 | 8,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $596,000 | 6,568 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,847,000 | 5,611 |
| Total interest expense | $3,555,000 | 4,495 |
| Net interest income | $2,292,000 | 7,027 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $136,000 | 10,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $136,000 | 6,990 |
| Total noninterest expense | $1,498,000 | 7,927 |
| Salaries and employee benefits | $900,000 | 6,623 |
| Premises and equipment expense | $262,000 | 6,577 |
| Additional noninterest expense | $336,000 | 10,367 |
| Pre-tax net operating income | $876,000 | 6,216 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $356,000 | 5,267 |
| Income before extraordinary items | $545,000 | 6,954 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $545,000 | 7,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $529,000 | 6,712 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.