Home > Montecito Bank & Trust > Income and Expense

Montecito Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$80,098,000636
Total interest expense$9,948,0001,297
Net interest income$70,150,000512
Provision for loan and lease losses$03,275
Total noninterest income$12,668,000632
Gross Fiduciary activities income$6,887,000221
Service charges on deposit accounts$1,274,000832
Trading account gains and feesNANA
Additional Noninterest Income$4,507,000949
Total noninterest expense$65,903,000446
Salaries and employee benefits$38,785,000410
Premises and equipment expense$7,215,000404
Additional noninterest expense$4,507,000949
Pre-tax net operating income$16,915,000780
Securities gains (losses)$-27,0003,523
Applicable income taxes$4,646,000562
Income before extraordinary items$12,242,000854
Extraordinary gains, net$054
Net income$12,242,000866
Minority interest net income$088
Net income of bank and minority interests.$12,242,000857
Net charge-offs$392,000851
Cash dividends$1,550,0001,755
Sale, conversion, retirement of capital stock, net$0540
Net operating income$12,263,330863
2023-09-30 (YTD Data)Rank
Total interest income$59,494,000635
Total interest expense$5,942,0001,416
Net interest income$53,552,000514
Provision for loan and lease losses$03,085
Total noninterest income$9,487,000642
Gross Fiduciary activities income$5,187,000220
Service charges on deposit accounts$951,000835
Trading account gains and feesNANA
Additional Noninterest Income$3,349,000962
Total noninterest expense$48,808,000454
Salaries and employee benefits$29,078,000413
Premises and equipment expense$5,154,000419
Additional noninterest expense$3,349,000962
Pre-tax net operating income$14,231,000733
Securities gains (losses)$-27,0003,689
Applicable income taxes$3,919,000544
Income before extraordinary items$10,285,000818
Extraordinary gains, net$052
Net income$10,285,000821
Minority interest net income$081
Net income of bank and minority interests.$10,285,000818
Net charge-offs$19,0001,924
Cash dividends$850,0001,827
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,306,330832
2023-06-30 (YTD Data)Rank
Total interest income$39,571,000609
Total interest expense$2,868,0001,603
Net interest income$36,703,000504
Provision for loan and lease losses$02,940
Total noninterest income$6,232,000637
Gross Fiduciary activities income$3,435,000218
Service charges on deposit accounts$639,000815
Trading account gains and feesNANA
Additional Noninterest Income$2,158,000915
Total noninterest expense$32,158,000446
Salaries and employee benefits$19,106,000409
Premises and equipment expense$3,252,000437
Additional noninterest expense$2,158,000914
Pre-tax net operating income$10,777,000660
Securities gains (losses)$-35,0004,011
Applicable income taxes$2,987,000499
Income before extraordinary items$7,755,000730
Extraordinary gains, net$051
Net income$7,755,000742
Minority interest net income$081
Net income of bank and minority interests.$7,755,000730
Net charge-offs$20,0001,543
Cash dividends$550,0001,873
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,782,650732
2023-03-31 (YTD Data)Rank
Total interest income$20,426,000592
Total interest expense$1,006,0001,825
Net interest income$19,420,000483
Provision for loan and lease losses$02,612
Total noninterest income$3,061,000637
Gross Fiduciary activities income$1,715,000230
Service charges on deposit accounts$314,000833
Trading account gains and feesNANA
Additional Noninterest Income$1,032,000940
Total noninterest expense$15,732,000470
Salaries and employee benefits$9,562,000421
Premises and equipment expense$1,444,000494
Additional noninterest expense$1,032,000940
Pre-tax net operating income$6,749,000583
Securities gains (losses)$-29,0004,167
Applicable income taxes$1,893,000443
Income before extraordinary items$4,827,000633
Extraordinary gains, net$04
Net income$4,827,000632
Minority interest net income$048
Net income of bank and minority interests.$4,827,000632
Net charge-offs$-8,0003,980
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,849,910640
2022-12-31 (YTD Data)Rank
Total interest income$76,370,000522
Total interest expense$1,901,0001,656
Net interest income$74,469,000479
Provision for loan and lease losses$03,012
Total noninterest income$12,536,000661
Gross Fiduciary activities income$7,085,000227
Service charges on deposit accounts$1,357,000803
Trading account gains and feesNANA
Additional Noninterest Income$4,094,0001,036
Total noninterest expense$61,478,000457
Salaries and employee benefits$35,642,000432
Premises and equipment expense$7,693,000367
Additional noninterest expense$4,094,0001,036
Pre-tax net operating income$25,527,000635
Securities gains (losses)$3,000566
Applicable income taxes$7,264,000478
Income before extraordinary items$18,266,000694
Extraordinary gains, net$05
Net income$18,266,000695
Minority interest net income$063
Net income of bank and minority interests.$18,266,000695
Net charge-offs$-13,0003,702
Cash dividends$1,885,0001,572
Sale, conversion, retirement of capital stock, net$0568
Net operating income$18,263,630699
2022-09-30 (YTD Data)Rank
Total interest income$55,205,000511
Total interest expense$1,211,0001,549
Net interest income$53,994,000482
Provision for loan and lease losses$02,835
Total noninterest income$9,498,000672
Gross Fiduciary activities income$5,413,000225
Service charges on deposit accounts$742,0001,030
Trading account gains and feesNANA
Additional Noninterest Income$3,343,000989
Total noninterest expense$44,064,000472
Salaries and employee benefits$25,237,000454
Premises and equipment expense$5,648,000373
Additional noninterest expense$3,343,000989
Pre-tax net operating income$19,428,000628
Securities gains (losses)$3,000589
Applicable income taxes$5,536,000473
Income before extraordinary items$13,895,000677
Extraordinary gains, net$04
Net income$13,895,000677
Minority interest net income$057
Net income of bank and minority interests.$13,895,000677
Net charge-offs$-41,0004,014
Cash dividends$1,115,0001,573
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,892,630685
2022-06-30 (YTD Data)Rank
Total interest income$35,225,000509
Total interest expense$808,0001,346
Net interest income$34,417,000490
Provision for loan and lease losses$02,599
Total noninterest income$6,428,000659
Gross Fiduciary activities income$3,726,000192
Service charges on deposit accounts$483,0001,030
Trading account gains and feesNANA
Additional Noninterest Income$2,219,0001,024
Total noninterest expense$27,315,000495
Salaries and employee benefits$15,317,000486
Premises and equipment expense$3,756,000369
Additional noninterest expense$8,242,000503
Pre-tax net operating income$13,530,000583
Securities gains (losses)$3,000528
Applicable income taxes$3,878,000432
Income before extraordinary items$9,655,000620
Extraordinary gains, net$04
Net income$9,655,000620
Minority interest net income$060
Net income of bank and minority interests.$9,655,000620
Net charge-offs$-38,0004,096
Cash dividends$900,0001,427
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,652,630630
2022-03-31 (YTD Data)Rank
Total interest income$16,744,000522
Total interest expense$377,0001,367
Net interest income$16,367,000499
Provision for loan and lease losses$02,285
Total noninterest income$3,241,000666
Gross Fiduciary activities income$1,932,000196
Service charges on deposit accounts$240,0001,030
Trading account gains and feesNANA
Additional Noninterest Income$1,069,0001,043
Total noninterest expense$12,788,000529
Salaries and employee benefits$6,843,000550
Premises and equipment expense$1,899,000369
Additional noninterest expense$4,046,000500
Pre-tax net operating income$6,820,000553
Securities gains (losses)$0623
Applicable income taxes$2,007,000416
Income before extraordinary items$4,813,000610
Extraordinary gains, net$04
Net income$4,813,000610
Minority interest net income$050
Net income of bank and minority interests.$4,813,000610
Net charge-offs$-12,0003,981
Cash dividends$400,0001,311
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,813,000614
2021-12-31 (YTD Data)Rank
Total interest income$70,418,000497
Total interest expense$1,588,0001,595
Net interest income$68,830,000470
Provision for loan and lease losses$03,064
Total noninterest income$13,424,000686
Gross Fiduciary activities income$7,856,000184
Service charges on deposit accounts$914,0001,031
Trading account gains and feesNANA
Additional Noninterest Income$4,654,0001,126
Total noninterest expense$58,433,000454
Salaries and employee benefits$33,835,000444
Premises and equipment expense$7,096,000395
Additional noninterest expense$17,502,000478
Pre-tax net operating income$23,821,000649
Securities gains (losses)$546,000339
Applicable income taxes$6,840,000504
Income before extraordinary items$17,527,000715
Extraordinary gains, net$010
Net income$17,527,000716
Minority interest net income$074
Net income of bank and minority interests.$17,527,000716
Net charge-offs$-171,0004,506
Cash dividends$1,815,0001,631
Sale, conversion, retirement of capital stock, net$0582
Net operating income$17,095,660707
2021-09-30 (YTD Data)Rank
Total interest income$51,039,000519
Total interest expense$1,213,0001,642
Net interest income$49,826,000488
Provision for loan and lease losses$02,963
Total noninterest income$9,811,000717
Gross Fiduciary activities income$5,817,000186
Service charges on deposit accounts$663,0001,049
Trading account gains and feesNANA
Additional Noninterest Income$3,331,0001,194
Total noninterest expense$43,895,000454
Salaries and employee benefits$26,566,000431
Premises and equipment expense$5,334,000397
Additional noninterest expense$11,995,000521
Pre-tax net operating income$15,742,000734
Securities gains (losses)$524,000316
Applicable income taxes$4,419,000584
Income before extraordinary items$11,847,000815
Extraordinary gains, net$08
Net income$11,847,000815
Minority interest net income$069
Net income of bank and minority interests.$11,847,000815
Net charge-offs$-163,0004,602
Cash dividends$1,058,0001,684
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,433,040820
2021-06-30 (YTD Data)Rank
Total interest income$34,205,000510
Total interest expense$835,0001,662
Net interest income$33,370,000481
Provision for loan and lease losses$02,862
Total noninterest income$6,380,000728
Gross Fiduciary activities income$3,773,000188
Service charges on deposit accounts$426,0001,044
Trading account gains and feesNANA
Additional Noninterest Income$2,181,0001,225
Total noninterest expense$28,591,000458
Salaries and employee benefits$17,393,000439
Premises and equipment expense$3,514,000403
Additional noninterest expense$7,684,000519
Pre-tax net operating income$11,159,000699
Securities gains (losses)$514,000261
Applicable income taxes$3,194,000541
Income before extraordinary items$8,479,000761
Extraordinary gains, net$06
Net income$8,479,000761
Minority interest net income$067
Net income of bank and minority interests.$8,479,000761
Net charge-offs$-329,0004,828
Cash dividends$713,0001,657
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,072,940769
2021-03-31 (YTD Data)Rank
Total interest income$16,428,000526
Total interest expense$436,0001,676
Net interest income$15,992,000497
Provision for loan and lease losses$02,741
Total noninterest income$3,088,000738
Gross Fiduciary activities income$1,803,000192
Service charges on deposit accounts$202,0001,074
Trading account gains and feesNANA
Additional Noninterest Income$1,083,0001,205
Total noninterest expense$14,047,000467
Salaries and employee benefits$8,589,000443
Premises and equipment expense$1,753,000407
Additional noninterest expense$3,705,000517
Pre-tax net operating income$5,033,000762
Securities gains (losses)$229,000306
Applicable income taxes$1,435,000587
Income before extraordinary items$3,827,000841
Extraordinary gains, net$03
Net income$3,827,000841
Minority interest net income$055
Net income of bank and minority interests.$3,827,000841
Net charge-offs$-70,0004,689
Cash dividends$363,0001,431
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,646,090851
2020-12-31 (YTD Data)Rank
Total interest income$63,821,000535
Total interest expense$3,130,0001,434
Net interest income$60,691,000490
Provision for loan and lease losses$1,631,0001,188
Total noninterest income$10,940,000752
Gross Fiduciary activities income$6,525,000191
Service charges on deposit accounts$933,0001,004
Trading account gains and feesNANA
Additional Noninterest Income$3,482,0001,320
Total noninterest expense$54,701,000473
Salaries and employee benefits$32,940,000442
Premises and equipment expense$7,091,000391
Additional noninterest expense$14,670,000519
Pre-tax net operating income$15,299,000732
Securities gains (losses)$1,347,000295
Applicable income taxes$4,698,000515
Income before extraordinary items$11,948,000812
Extraordinary gains, net$04
Net income$11,948,000813
Minority interest net income$072
Net income of bank and minority interests.$11,948,000812
Net charge-offs$135,0001,791
Cash dividends$1,702,0001,673
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,883,870847
2020-09-30 (YTD Data)Rank
Total interest income$48,041,000535
Total interest expense$2,588,0001,392
Net interest income$45,453,000486
Provision for loan and lease losses$1,450,0001,089
Total noninterest income$7,978,000737
Gross Fiduciary activities income$4,824,000189
Service charges on deposit accounts$708,000991
Trading account gains and feesNANA
Additional Noninterest Income$2,446,0001,330
Total noninterest expense$39,706,000471
Salaries and employee benefits$24,123,000441
Premises and equipment expense$5,251,000388
Additional noninterest expense$10,332,000539
Pre-tax net operating income$12,275,000665
Securities gains (losses)$1,102,000284
Applicable income taxes$3,798,000451
Income before extraordinary items$9,579,000740
Extraordinary gains, net$04
Net income$9,579,000740
Minority interest net income$065
Net income of bank and minority interests.$9,579,000740
Net charge-offs$-75,0004,758
Cash dividends$1,072,0001,635
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,708,420771
2020-06-30 (YTD Data)Rank
Total interest income$32,093,000544
Total interest expense$1,968,0001,330
Net interest income$30,125,000486
Provision for loan and lease losses$1,200,000969
Total noninterest income$5,133,000711
Gross Fiduciary activities income$3,074,000193
Service charges on deposit accounts$486,000976
Trading account gains and feesNANA
Additional Noninterest Income$1,573,0001,278
Total noninterest expense$25,436,000479
Salaries and employee benefits$15,186,000452
Premises and equipment expense$3,422,000397
Additional noninterest expense$6,828,000536
Pre-tax net operating income$8,622,000583
Securities gains (losses)$751,000277
Applicable income taxes$2,681,000392
Income before extraordinary items$6,692,000650
Extraordinary gains, net$04
Net income$6,692,000650
Minority interest net income$065
Net income of bank and minority interests.$6,692,000650
Net charge-offs$236,000922
Cash dividends$730,0001,618
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,098,710682
2020-03-31 (YTD Data)Rank
Total interest income$15,613,000560
Total interest expense$1,297,0001,155
Net interest income$14,316,000501
Provision for loan and lease losses$400,0001,004
Total noninterest income$2,632,000669
Gross Fiduciary activities income$1,548,000195
Service charges on deposit accounts$302,000935
Trading account gains and feesNANA
Additional Noninterest Income$782,0001,161
Total noninterest expense$12,939,000474
Salaries and employee benefits$8,024,000430
Premises and equipment expense$1,663,000410
Additional noninterest expense$3,252,000571
Pre-tax net operating income$3,609,000622
Securities gains (losses)$435,000205
Applicable income taxes$1,188,000402
Income before extraordinary items$2,856,000687
Extraordinary gains, net$04
Net income$2,856,000687
Minority interest net income$056
Net income of bank and minority interests.$2,856,000687
Net charge-offs$-3,0004,005
Cash dividends$360,0001,519
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,512,350745
2019-12-31 (YTD Data)Rank
Total interest income$63,474,000558
Total interest expense$6,406,0001,003
Net interest income$57,068,000491
Provision for loan and lease losses$240,0002,172
Total noninterest income$10,376,000677
Gross Fiduciary activities income$5,927,000202
Service charges on deposit accounts$1,168,0001,010
Trading account gains and feesNANA
Additional Noninterest Income$3,281,0001,131
Total noninterest expense$52,760,000448
Salaries and employee benefits$32,016,000419
Premises and equipment expense$6,601,000400
Additional noninterest expense$14,143,000511
Pre-tax net operating income$14,444,000773
Securities gains (losses)$201,000636
Applicable income taxes$4,481,000540
Income before extraordinary items$10,164,000926
Extraordinary gains, net$011
Net income$10,164,000927
Minority interest net income$076
Net income of bank and minority interests.$10,164,000927
Net charge-offs$-23,0004,622
Cash dividends$690,0002,717
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,005,210913
2019-09-30 (YTD Data)Rank
Total interest income$47,858,000558
Total interest expense$4,815,0001,010
Net interest income$43,043,000492
Provision for loan and lease losses$240,0001,784
Total noninterest income$7,689,000678
Gross Fiduciary activities income$4,418,000199
Service charges on deposit accounts$853,0001,032
Trading account gains and feesNANA
Additional Noninterest Income$2,418,0001,132
Total noninterest expense$38,181,000458
Salaries and employee benefits$23,802,000422
Premises and equipment expense$4,849,000416
Additional noninterest expense$9,530,000556
Pre-tax net operating income$12,311,000716
Securities gains (losses)$-90,0005,159
Applicable income taxes$3,740,000515
Income before extraordinary items$8,481,000861
Extraordinary gains, net$011
Net income$8,481,000862
Minority interest net income$072
Net income of bank and minority interests.$8,481,000862
Net charge-offs$-31,0004,715
Cash dividends$50,0003,473
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,552,100835
2019-06-30 (YTD Data)Rank
Total interest income$31,386,000563
Total interest expense$3,024,0001,039
Net interest income$28,362,000498
Provision for loan and lease losses$240,0001,405
Total noninterest income$4,957,000685
Gross Fiduciary activities income$2,914,000201
Service charges on deposit accounts$518,0001,103
Trading account gains and fees$0131
Additional Noninterest Income$1,525,0001,149
Total noninterest expense$24,826,000468
Salaries and employee benefits$15,161,000430
Premises and equipment expense$3,227,000421
Additional noninterest expense$6,438,000554
Pre-tax net operating income$8,253,000692
Securities gains (losses)$130,000468
Applicable income taxes$2,580,000494
Income before extraordinary items$5,803,000811
Extraordinary gains, net$011
Net income$5,803,000811
Minority interest net income$069
Net income of bank and minority interests.$5,803,000811
Net charge-offs$-48,0004,900
Cash dividends$50,0003,312
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,700,300814
2019-03-31 (YTD Data)Rank
Total interest income$15,467,000569
Total interest expense$1,393,0001,087
Net interest income$14,074,000503
Provision for loan and lease losses$240,000816
Total noninterest income$2,385,000677
Gross Fiduciary activities income$1,443,000201
Service charges on deposit accounts$215,0001,242
Trading account gains and fees$0126
Additional Noninterest Income$727,0001,136
Total noninterest expense$12,102,000479
Salaries and employee benefits$7,523,000433
Premises and equipment expense$1,558,000436
Additional noninterest expense$3,021,000577
Pre-tax net operating income$4,117,000674
Securities gains (losses)$74,000319
Applicable income taxes$1,324,000484
Income before extraordinary items$2,867,000808
Extraordinary gains, net$05
Net income$2,867,000808
Minority interest net income$052
Net income of bank and minority interests.$2,867,000807
Net charge-offs$-7,0004,527
Cash dividends$50,0002,617
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,808,540803
2018-12-31 (YTD Data)Rank
Total interest income$58,292,000553
Total interest expense$2,664,0001,566
Net interest income$55,628,000492
Provision for loan and lease losses$475,0001,506
Total noninterest income$9,304,000717
Gross Fiduciary activities income$5,590,000201
Service charges on deposit accounts$830,0001,329
Trading account gains and fees$0126
Additional Noninterest Income$2,884,0001,173
Total noninterest expense$46,166,000489
Salaries and employee benefits$27,490,000451
Premises and equipment expense$6,464,000412
Additional noninterest expense$12,212,000572
Pre-tax net operating income$18,291,000635
Securities gains (losses)$-92,0004,990
Applicable income taxes$-1,974,0005,389
Income before extraordinary items$20,173,000515
Extraordinary gains, net$06
Net income$20,173,000514
Minority interest net income$072
Net income of bank and minority interests.$20,173,000514
Net charge-offs$-330,0005,258
Cash dividends$2,980,0001,096
Sale, conversion, retirement of capital stock, net$0671
Net operating income$20,265,000508
2018-09-30 (YTD Data)Rank
Total interest income$43,236,000547
Total interest expense$1,683,0001,711
Net interest income$41,553,000489
Provision for loan and lease losses$375,0001,376
Total noninterest income$6,958,000727
Gross Fiduciary activities income$4,192,000201
Service charges on deposit accounts$614,0001,362
Trading account gains and fees$0138
Additional Noninterest Income$2,152,0001,192
Total noninterest expense$34,307,000483
Salaries and employee benefits$20,768,000448
Premises and equipment expense$4,791,000418
Additional noninterest expense$8,748,000589
Pre-tax net operating income$13,829,000633
Securities gains (losses)$-92,0005,223
Applicable income taxes$-3,782,0005,475
Income before extraordinary items$17,519,000455
Extraordinary gains, net$05
Net income$17,519,000454
Minority interest net income$066
Net income of bank and minority interests.$17,519,000454
Net charge-offs$-452,0005,374
Cash dividends$1,418,0001,360
Sale, conversion, retirement of capital stock, net$0633
Net operating income$17,611,000453
2018-06-30 (YTD Data)Rank
Total interest income$28,505,000547
Total interest expense$990,0001,788
Net interest income$27,515,000493
Provision for loan and lease losses$375,0001,014
Total noninterest income$4,585,000732
Gross Fiduciary activities income$2,751,000204
Service charges on deposit accounts$413,0001,342
Trading account gains and fees$0130
Additional Noninterest Income$1,421,0001,200
Total noninterest expense$22,810,000491
Salaries and employee benefits$13,844,000454
Premises and equipment expense$3,188,000422
Additional noninterest expense$5,778,000591
Pre-tax net operating income$8,915,000643
Securities gains (losses)$114,000227
Applicable income taxes$-4,007,0005,537
Income before extraordinary items$13,036,000419
Extraordinary gains, net$06
Net income$13,036,000418
Minority interest net income$065
Net income of bank and minority interests.$13,036,000419
Net charge-offs$-429,0005,445
Cash dividends$1,418,0001,008
Sale, conversion, retirement of capital stock, net$0620
Net operating income$12,922,000420
2018-03-31 (YTD Data)Rank
Total interest income$13,881,000554
Total interest expense$446,0001,863
Net interest income$13,435,000508
Provision for loan and lease losses$344,000623
Total noninterest income$2,242,000723
Gross Fiduciary activities income$1,370,000207
Service charges on deposit accounts$208,0001,344
Trading account gains and fees$0123
Additional Noninterest Income$664,0001,250
Total noninterest expense$11,307,000495
Salaries and employee benefits$6,983,000452
Premises and equipment expense$1,603,000423
Additional noninterest expense$2,721,000624
Pre-tax net operating income$4,026,000680
Securities gains (losses)$37,000259
Applicable income taxes$-5,456,0005,606
Income before extraordinary items$9,519,000314
Extraordinary gains, net$07
Net income$9,519,000313
Minority interest net income$052
Net income of bank and minority interests.$9,519,000314
Net charge-offs$-374,0005,539
Cash dividends$1,418,000561
Sale, conversion, retirement of capital stock, net$0580
Net operating income$9,482,000313
2017-12-31 (YTD Data)Rank
Total interest income$55,418,000518
Total interest expense$1,750,0001,702
Net interest income$53,668,000477
Provision for loan and lease losses$1,250,000746
Total noninterest income$8,631,000765
Gross Fiduciary activities income$5,041,000209
Service charges on deposit accounts$862,0001,337
Trading account gains and fees$0151
Additional Noninterest Income$2,728,0001,247
Total noninterest expense$43,858,000496
Salaries and employee benefits$25,528,000465
Premises and equipment expense$6,321,000418
Additional noninterest expense$12,009,000563
Pre-tax net operating income$17,191,000617
Securities gains (losses)$923,000150
Applicable income taxes$601,0002,282
Income before extraordinary items$17,513,000454
Extraordinary gains, net$09
Net income$17,513,000452
Minority interest net income$076
Net income of bank and minority interests.$17,513,000454
Net charge-offs$409,0001,242
Cash dividends$8,967,000412
Sale, conversion, retirement of capital stock, net$0711
Net operating income$16,617,690472
2017-09-30 (YTD Data)Rank
Total interest income$40,919,000527
Total interest expense$1,314,0001,684
Net interest income$39,605,000487
Provision for loan and lease losses$1,250,000576
Total noninterest income$6,392,000784
Gross Fiduciary activities income$3,683,000211
Service charges on deposit accounts$652,0001,337
Trading account gains and fees$0145
Additional Noninterest Income$2,057,0001,255
Total noninterest expense$32,961,000500
Salaries and employee benefits$19,205,000472
Premises and equipment expense$4,788,000416
Additional noninterest expense$8,968,000564
Pre-tax net operating income$11,786,000671
Securities gains (losses)$862,000143
Applicable income taxes$417,0002,219
Income before extraordinary items$12,231,000525
Extraordinary gains, net$09
Net income$12,231,000523
Minority interest net income$071
Net income of bank and minority interests.$12,231,000525
Net charge-offs$411,000919
Cash dividends$6,424,000407
Sale, conversion, retirement of capital stock, net$0677
Net operating income$11,394,860554
2017-06-30 (YTD Data)Rank
Total interest income$27,187,000522
Total interest expense$845,0001,700
Net interest income$26,342,000483
Provision for loan and lease losses$900,000532
Total noninterest income$4,206,000784
Gross Fiduciary activities income$2,381,000218
Service charges on deposit accounts$446,0001,296
Trading account gains and fees$0139
Additional Noninterest Income$1,379,0001,252
Total noninterest expense$21,936,000505
Salaries and employee benefits$12,658,000478
Premises and equipment expense$3,205,000414
Additional noninterest expense$6,073,000560
Pre-tax net operating income$7,712,000661
Securities gains (losses)$660,000121
Applicable income taxes$275,0002,222
Income before extraordinary items$8,097,000519
Extraordinary gains, net$011
Net income$8,097,000516
Minority interest net income$071
Net income of bank and minority interests.$8,097,000519
Net charge-offs$-19,0004,998
Cash dividends$4,801,000376
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,456,800557
2017-03-31 (YTD Data)Rank
Total interest income$13,843,000516
Total interest expense$409,0001,729
Net interest income$13,434,000476
Provision for loan and lease losses$450,000486
Total noninterest income$2,076,000782
Gross Fiduciary activities income$1,158,000221
Service charges on deposit accounts$234,0001,254
Trading account gains and fees$0142
Additional Noninterest Income$684,0001,250
Total noninterest expense$10,858,000511
Salaries and employee benefits$6,377,000484
Premises and equipment expense$1,640,000414
Additional noninterest expense$2,841,000602
Pre-tax net operating income$4,202,000611
Securities gains (losses)$548,00078
Applicable income taxes$155,0002,087
Income before extraordinary items$4,595,000461
Extraordinary gains, net$08
Net income$4,595,000460
Minority interest net income$055
Net income of bank and minority interests.$4,595,000461
Net charge-offs$-12,0005,065
Cash dividends$1,828,000438
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,063,440497
2016-12-31 (YTD Data)Rank
Total interest income$49,735,000544
Total interest expense$1,558,0001,758
Net interest income$48,177,000495
Provision for loan and lease losses$700,0001,191
Total noninterest income$8,463,000787
Gross Fiduciary activities income$4,546,000213
Service charges on deposit accounts$870,0001,356
Trading account gains and fees$0170
Additional Noninterest Income$3,047,0001,198
Total noninterest expense$41,714,000524
Salaries and employee benefits$24,362,000494
Premises and equipment expense$6,408,000415
Additional noninterest expense$10,944,000636
Pre-tax net operating income$14,226,000671
Securities gains (losses)$820,000288
Applicable income taxes$489,0002,274
Income before extraordinary items$14,557,000534
Extraordinary gains, net$05
Net income$14,557,000532
Minority interest net income$082
Net income of bank and minority interests.$14,557,000533
Net charge-offs$85,0002,741
Cash dividends$5,966,000579
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,761,600549
2016-09-30 (YTD Data)Rank
Total interest income$36,582,000551
Total interest expense$1,153,0001,772
Net interest income$35,429,000506
Provision for loan and lease losses$04,186
Total noninterest income$6,372,000784
Gross Fiduciary activities income$3,429,000209
Service charges on deposit accounts$644,0001,372
Trading account gains and fees$0169
Additional Noninterest Income$2,299,0001,190
Total noninterest expense$31,267,000526
Salaries and employee benefits$18,433,000494
Premises and equipment expense$4,779,000421
Additional noninterest expense$8,055,000648
Pre-tax net operating income$10,534,000684
Securities gains (losses)$801,000254
Applicable income taxes$367,0002,311
Income before extraordinary items$10,968,000537
Extraordinary gains, net$05
Net income$10,968,000535
Minority interest net income$071
Net income of bank and minority interests.$10,968,000537
Net charge-offs$-28,0005,187
Cash dividends$4,606,000533
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,191,030559
2016-06-30 (YTD Data)Rank
Total interest income$23,905,000559
Total interest expense$763,0001,782
Net interest income$23,142,000515
Provision for loan and lease losses$04,017
Total noninterest income$4,039,000806
Gross Fiduciary activities income$2,265,000211
Service charges on deposit accounts$425,0001,370
Trading account gains and fees$0157
Additional Noninterest Income$1,349,0001,273
Total noninterest expense$20,481,000537
Salaries and employee benefits$11,887,000504
Premises and equipment expense$3,206,000424
Additional noninterest expense$5,388,000642
Pre-tax net operating income$6,700,000694
Securities gains (losses)$753,000192
Applicable income taxes$241,0002,333
Income before extraordinary items$7,212,000539
Extraordinary gains, net$016
Net income$7,212,000535
Minority interest net income$071
Net income of bank and minority interests.$7,212,000538
Net charge-offs$03,689
Cash dividends$2,799,000595
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,481,590574
2016-03-31 (YTD Data)Rank
Total interest income$11,810,000568
Total interest expense$371,0001,828
Net interest income$11,439,000520
Provision for loan and lease losses$03,656
Total noninterest income$1,867,000837
Gross Fiduciary activities income$1,139,000210
Service charges on deposit accounts$217,0001,336
Trading account gains and fees$0142
Additional Noninterest Income$511,0001,484
Total noninterest expense$10,183,000536
Salaries and employee benefits$6,011,000497
Premises and equipment expense$1,605,000424
Additional noninterest expense$2,567,000669
Pre-tax net operating income$3,123,000734
Securities gains (losses)$582,000118
Applicable income taxes$119,0002,303
Income before extraordinary items$3,586,000524
Extraordinary gains, net$012
Net income$3,586,000522
Minority interest net income$062
Net income of bank and minority interests.$3,586,000524
Net charge-offs$-4,0004,749
Cash dividends$1,514,000528
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,021,460597
2015-12-31 (YTD Data)Rank
Total interest income$45,752,000554
Total interest expense$1,504,0001,774
Net interest income$44,248,000516
Provision for loan and lease losses$-1,720,0006,093
Total noninterest income$7,402,000852
Gross Fiduciary activities income$4,573,000214
Service charges on deposit accounts$870,0001,383
Trading account gains and fees$0159
Additional Noninterest Income$1,959,0001,545
Total noninterest expense$38,002,000552
Salaries and employee benefits$21,872,000520
Premises and equipment expense$6,049,000435
Additional noninterest expense$10,081,000679
Pre-tax net operating income$15,368,000608
Securities gains (losses)$1,083,000196
Applicable income taxes$543,0002,154
Income before extraordinary items$15,908,000466
Extraordinary gains, net$023
Net income$15,908,000465
Minority interest net income$081
Net income of bank and minority interests.$15,908,000467
Net charge-offs$-971,0006,094
Cash dividends$6,585,000527
Sale, conversion, retirement of capital stock, net$0804
Net operating income$14,857,490488
2015-09-30 (YTD Data)Rank
Total interest income$33,799,000571
Total interest expense$1,127,0001,789
Net interest income$32,672,000528
Provision for loan and lease losses$-1,470,0006,186
Total noninterest income$5,758,000845
Gross Fiduciary activities income$3,482,000215
Service charges on deposit accounts$646,0001,406
Trading account gains and fees$0153
Additional Noninterest Income$1,630,0001,442
Total noninterest expense$28,348,000560
Salaries and employee benefits$16,388,000523
Premises and equipment expense$4,515,000447
Additional noninterest expense$7,445,000683
Pre-tax net operating income$11,552,000622
Securities gains (losses)$1,080,000167
Applicable income taxes$406,0002,185
Income before extraordinary items$12,226,000466
Extraordinary gains, net$021
Net income$12,226,000465
Minority interest net income$078
Net income of bank and minority interests.$12,226,000466
Net charge-offs$-892,0006,184
Cash dividends$4,706,000512
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,178,400494
2015-06-30 (YTD Data)Rank
Total interest income$22,171,000575
Total interest expense$743,0001,812
Net interest income$21,428,000537
Provision for loan and lease losses$-1,220,0006,267
Total noninterest income$3,724,000866
Gross Fiduciary activities income$2,373,000214
Service charges on deposit accounts$458,0001,308
Trading account gains and fees$0157
Additional Noninterest Income$893,0001,675
Total noninterest expense$19,029,000554
Salaries and employee benefits$10,946,000518
Premises and equipment expense$3,000,000439
Additional noninterest expense$5,083,000668
Pre-tax net operating income$7,343,000653
Securities gains (losses)$1,020,000144
Applicable income taxes$278,0002,181
Income before extraordinary items$8,085,000469
Extraordinary gains, net$022
Net income$8,085,000468
Minority interest net income$075
Net income of bank and minority interests.$8,085,000469
Net charge-offs$-936,0006,295
Cash dividends$3,116,000490
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,095,600519
2015-03-31 (YTD Data)Rank
Total interest income$10,848,000588
Total interest expense$370,0001,823
Net interest income$10,478,000543
Provision for loan and lease losses$-250,0006,273
Total noninterest income$1,819,000847
Gross Fiduciary activities income$1,190,000214
Service charges on deposit accounts$234,0001,257
Trading account gains and fees$0152
Additional Noninterest Income$395,0001,787
Total noninterest expense$9,623,000554
Salaries and employee benefits$5,586,000512
Premises and equipment expense$1,522,000440
Additional noninterest expense$2,515,000660
Pre-tax net operating income$2,924,000764
Securities gains (losses)$1,014,00089
Applicable income taxes$130,0002,243
Income before extraordinary items$3,808,000485
Extraordinary gains, net$013
Net income$3,808,000484
Minority interest net income$064
Net income of bank and minority interests.$3,808,000485
Net charge-offs$-73,0006,049
Cash dividends$1,219,000560
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,824,420619
2014-12-31 (YTD Data)Rank
Total interest income$40,759,000607
Total interest expense$1,591,0001,808
Net interest income$39,168,000564
Provision for loan and lease losses$-2,000,0006,413
Total noninterest income$8,397,000739
Gross Fiduciary activities income$4,367,000213
Service charges on deposit accounts$965,0001,334
Trading account gains and fees$0180
Additional Noninterest Income$3,065,0001,088
Total noninterest expense$37,793,000548
Salaries and employee benefits$21,425,000515
Premises and equipment expense$6,131,000424
Additional noninterest expense$10,237,000655
Pre-tax net operating income$11,772,000712
Securities gains (losses)$1,790,000114
Applicable income taxes$455,0002,295
Income before extraordinary items$13,107,000521
Extraordinary gains, net$017
Net income$13,107,000517
Minority interest net income$084
Net income of bank and minority interests.$13,107,000521
Net charge-offs$288,0002,068
Cash dividends$4,997,000604
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,370,700591
2014-09-30 (YTD Data)Rank
Total interest income$29,936,000618
Total interest expense$1,219,0001,794
Net interest income$28,717,000582
Provision for loan and lease losses$-1,500,0006,499
Total noninterest income$6,401,000724
Gross Fiduciary activities income$3,091,000218
Service charges on deposit accounts$730,0001,334
Trading account gains and fees$0174
Additional Noninterest Income$2,580,0001,013
Total noninterest expense$27,995,000551
Salaries and employee benefits$15,576,000526
Premises and equipment expense$4,539,000429
Additional noninterest expense$7,880,000635
Pre-tax net operating income$8,623,000739
Securities gains (losses)$1,524,000106
Applicable income taxes$344,0002,333
Income before extraordinary items$9,803,000517
Extraordinary gains, net$015
Net income$9,803,000515
Minority interest net income$081
Net income of bank and minority interests.$9,803,000517
Net charge-offs$389,0001,373
Cash dividends$3,407,000609
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,324,720605
2014-06-30 (YTD Data)Rank
Total interest income$19,845,000621
Total interest expense$833,0001,771
Net interest income$19,012,000579
Provision for loan and lease losses$-1,000,0006,561
Total noninterest income$3,599,000827
Gross Fiduciary activities income$2,043,000220
Service charges on deposit accounts$499,0001,284
Trading account gains and fees$0172
Additional Noninterest Income$1,057,0001,396
Total noninterest expense$18,333,000557
Salaries and employee benefits$10,091,000536
Premises and equipment expense$3,004,000432
Additional noninterest expense$5,238,000631
Pre-tax net operating income$5,278,000772
Securities gains (losses)$548,000206
Applicable income taxes$196,0002,437
Income before extraordinary items$5,630,000587
Extraordinary gains, net$020
Net income$5,630,000587
Minority interest net income$080
Net income of bank and minority interests.$5,630,000587
Net charge-offs$379,0001,081
Cash dividends$2,119,000616
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,098,440627
2014-03-31 (YTD Data)Rank
Total interest income$9,858,000632
Total interest expense$427,0001,754
Net interest income$9,431,000586
Provision for loan and lease losses$-500,0006,626
Total noninterest income$1,800,000796
Gross Fiduciary activities income$1,019,000227
Service charges on deposit accounts$249,0001,276
Trading account gains and fees$0147
Additional Noninterest Income$532,0001,351
Total noninterest expense$9,051,000564
Salaries and employee benefits$5,008,000544
Premises and equipment expense$1,507,000442
Additional noninterest expense$2,536,000649
Pre-tax net operating income$2,680,000752
Securities gains (losses)$275,000229
Applicable income taxes$99,0002,376
Income before extraordinary items$2,856,000559
Extraordinary gains, net$016
Net income$2,856,000560
Minority interest net income$066
Net income of bank and minority interests.$2,856,000560
Net charge-offs$503,000500
Cash dividends$1,051,000578
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,589,250605
2013-12-31 (YTD Data)Rank
Total interest income$41,654,000588
Total interest expense$1,970,0001,726
Net interest income$39,684,000540
Provision for loan and lease losses$-1,000,0006,669
Total noninterest income$6,892,000896
Gross Fiduciary activities income$3,927,000218
Service charges on deposit accounts$1,014,0001,343
Trading account gains and fees$0184
Additional Noninterest Income$1,951,0001,541
Total noninterest expense$34,247,000610
Salaries and employee benefits$17,740,000613
Premises and equipment expense$5,954,000423
Additional noninterest expense$10,553,000659
Pre-tax net operating income$13,329,000597
Securities gains (losses)$325,000658
Applicable income taxes$466,0002,235
Income before extraordinary items$13,188,000510
Extraordinary gains, net$029
Net income$13,188,000510
Minority interest net income$090
Net income of bank and minority interests.$13,188,000511
Net charge-offs$-4,946,0006,809
Cash dividends$6,566,000453
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,872,750512
2013-09-30 (YTD Data)Rank
Total interest income$31,369,000588
Total interest expense$1,526,0001,720
Net interest income$29,843,000538
Provision for loan and lease losses$04,941
Total noninterest income$5,262,000897
Gross Fiduciary activities income$2,930,000211
Service charges on deposit accounts$751,0001,365
Trading account gains and fees$0180
Additional Noninterest Income$1,581,0001,493
Total noninterest expense$25,562,000613
Salaries and employee benefits$13,382,000609
Premises and equipment expense$4,557,000422
Additional noninterest expense$7,623,000679
Pre-tax net operating income$9,543,000635
Securities gains (losses)$1,187,000177
Applicable income taxes$371,0002,214
Income before extraordinary items$10,359,000502
Extraordinary gains, net$025
Net income$10,359,000501
Minority interest net income$084
Net income of bank and minority interests.$10,359,000503
Net charge-offs$-4,146,0006,887
Cash dividends$4,248,000478
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,207,610551
2013-06-30 (YTD Data)Rank
Total interest income$19,507,000629
Total interest expense$1,048,0001,708
Net interest income$18,459,000575
Provision for loan and lease losses$04,788
Total noninterest income$3,501,000905
Gross Fiduciary activities income$1,939,000211
Service charges on deposit accounts$507,0001,318
Trading account gains and fees$0157
Additional Noninterest Income$1,055,0001,523
Total noninterest expense$17,008,000611
Salaries and employee benefits$8,783,000620
Premises and equipment expense$3,023,000421
Additional noninterest expense$5,202,000655
Pre-tax net operating income$4,952,000778
Securities gains (losses)$787,000237
Applicable income taxes$198,0002,442
Income before extraordinary items$5,541,000606
Extraordinary gains, net$022
Net income$5,541,000605
Minority interest net income$082
Net income of bank and minority interests.$5,541,000608
Net charge-offs$-3,226,0006,936
Cash dividends$2,664,000492
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,777,610645
2013-03-31 (YTD Data)Rank
Total interest income$9,754,000632
Total interest expense$543,0001,695
Net interest income$9,211,000580
Provision for loan and lease losses$04,409
Total noninterest income$2,020,000818
Gross Fiduciary activities income$973,000212
Service charges on deposit accounts$263,0001,264
Trading account gains and fees$0148
Additional Noninterest Income$784,0001,168
Total noninterest expense$8,548,000615
Salaries and employee benefits$4,560,000603
Premises and equipment expense$1,502,000425
Additional noninterest expense$2,486,000691
Pre-tax net operating income$2,683,000718
Securities gains (losses)$262,000367
Applicable income taxes$101,0002,391
Income before extraordinary items$2,844,000583
Extraordinary gains, net$010
Net income$2,844,000581
Minority interest net income$076
Net income of bank and minority interests.$2,844,000584
Net charge-offs$-2,545,0007,016
Cash dividends$1,580,000370
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,589,860603
2012-12-31 (YTD Data)Rank
Total interest income$41,373,000626
Total interest expense$2,475,0001,770
Net interest income$38,898,000562
Provision for loan and lease losses$05,905
Total noninterest income$7,233,000860
Gross Fiduciary activities income$3,714,000209
Service charges on deposit accounts$1,086,0001,318
Trading account gains and fees$0166
Additional Noninterest Income$2,433,0001,358
Total noninterest expense$34,648,000605
Salaries and employee benefits$17,605,000598
Premises and equipment expense$6,456,000387
Additional noninterest expense$10,587,000678
Pre-tax net operating income$11,483,000643
Securities gains (losses)$2,127,000247
Applicable income taxes$465,0002,261
Income before extraordinary items$13,145,000512
Extraordinary gains, net$029
Net income$13,145,000510
Minority interest net income$093
Net income of bank and minority interests.$13,145,000512
Net charge-offs$2,271,0001,053
Cash dividends$6,901,000433
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$11,081,810557
2012-09-30 (YTD Data)Rank
Total interest income$31,182,000634
Total interest expense$1,876,0001,816
Net interest income$29,306,000566
Provision for loan and lease losses$05,790
Total noninterest income$5,182,000886
Gross Fiduciary activities income$2,767,000209
Service charges on deposit accounts$819,0001,316
Trading account gains and fees$0157
Additional Noninterest Income$1,596,0001,461
Total noninterest expense$25,797,000604
Salaries and employee benefits$13,230,000594
Premises and equipment expense$4,843,000390
Additional noninterest expense$7,724,000681
Pre-tax net operating income$8,691,000648
Securities gains (losses)$386,000912
Applicable income taxes$311,0002,428
Income before extraordinary items$8,766,000567
Extraordinary gains, net$020
Net income$8,766,000567
Minority interest net income$086
Net income of bank and minority interests.$8,766,000567
Net charge-offs$2,375,000813
Cash dividends$4,424,000401
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,391,580562
2012-06-30 (YTD Data)Rank
Total interest income$21,012,000633
Total interest expense$1,265,0001,857
Net interest income$19,747,000562
Provision for loan and lease losses$05,619
Total noninterest income$3,504,000875
Gross Fiduciary activities income$1,820,000212
Service charges on deposit accounts$557,0001,267
Trading account gains and fees$0153
Additional Noninterest Income$1,127,0001,396
Total noninterest expense$17,087,000606
Salaries and employee benefits$8,698,000597
Premises and equipment expense$3,199,000391
Additional noninterest expense$5,190,000668
Pre-tax net operating income$6,164,000609
Securities gains (losses)$-3,0006,872
Applicable income taxes$211,0002,399
Income before extraordinary items$5,950,000546
Extraordinary gains, net$019
Net income$5,950,000545
Minority interest net income$084
Net income of bank and minority interests.$5,950,000546
Net charge-offs$2,273,000630
Cash dividends$2,645,000418
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,952,910524
2012-03-31 (YTD Data)Rank
Total interest income$10,609,000632
Total interest expense$674,0001,819
Net interest income$9,935,000558
Provision for loan and lease losses$05,254
Total noninterest income$1,784,000848
Gross Fiduciary activities income$884,000219
Service charges on deposit accounts$279,0001,267
Trading account gains and fees$0148
Additional Noninterest Income$621,0001,291
Total noninterest expense$8,367,000611
Salaries and employee benefits$4,373,000593
Premises and equipment expense$1,509,000419
Additional noninterest expense$2,485,000699
Pre-tax net operating income$3,352,000571
Securities gains (losses)$-3,0006,965
Applicable income taxes$115,0002,312
Income before extraordinary items$3,234,000503
Extraordinary gains, net$019
Net income$3,234,000504
Minority interest net income$078
Net income of bank and minority interests.$3,234,000504
Net charge-offs$605,000965
Cash dividends$1,157,000414
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,236,910485
2011-12-31 (YTD Data)Rank
Total interest income$41,502,000675
Total interest expense$3,608,0001,660
Net interest income$37,894,000575
Provision for loan and lease losses$2,250,0001,440
Total noninterest income$6,964,000801
Gross Fiduciary activities income$3,929,000166
Service charges on deposit accounts$936,0001,553
Trading account gains and fees$0146
Additional Noninterest Income$2,099,0001,314
Total noninterest expense$31,796,000627
Salaries and employee benefits$16,582,000588
Premises and equipment expense$5,507,000464
Additional noninterest expense$9,707,000738
Pre-tax net operating income$10,812,000574
Securities gains (losses)$1,990,000242
Applicable income taxes$439,0002,156
Income before extraordinary items$12,363,000441
Extraordinary gains, net$029
Net income$12,363,000442
Minority interest net income$096
Net income of bank and minority interests.$12,363,000442
Net charge-offs$1,419,0001,959
Cash dividends$6,130,000351
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,432,700503
2011-09-30 (YTD Data)Rank
Total interest income$31,220,000684
Total interest expense$2,843,0001,655
Net interest income$28,377,000576
Provision for loan and lease losses$3,000,000934
Total noninterest income$5,112,000827
Gross Fiduciary activities income$2,981,000167
Service charges on deposit accounts$673,0001,633
Trading account gains and fees$0145
Additional Noninterest Income$1,458,0001,374
Total noninterest expense$22,980,000653
Salaries and employee benefits$11,934,000610
Premises and equipment expense$4,070,000474
Additional noninterest expense$6,976,000756
Pre-tax net operating income$7,509,000642
Securities gains (losses)$2,065,000181
Applicable income taxes$326,0002,179
Income before extraordinary items$9,248,000445
Extraordinary gains, net$021
Net income$9,248,000444
Minority interest net income$087
Net income of bank and minority interests.$9,248,000445
Net charge-offs$2,620,0001,025
Cash dividends$2,646,000504
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,244,950558
2011-06-30 (YTD Data)Rank
Total interest income$20,070,000722
Total interest expense$1,978,0001,649
Net interest income$18,092,000601
Provision for loan and lease losses$3,000,000678
Total noninterest income$3,481,000812
Gross Fiduciary activities income$2,027,000167
Service charges on deposit accounts$464,0001,555
Trading account gains and fees$0153
Additional Noninterest Income$990,0001,353
Total noninterest expense$14,926,000674
Salaries and employee benefits$7,794,000626
Premises and equipment expense$2,590,000496
Additional noninterest expense$4,542,000791
Pre-tax net operating income$3,647,000831
Securities gains (losses)$908,000219
Applicable income taxes$153,0002,486
Income before extraordinary items$4,402,000601
Extraordinary gains, net$015
Net income$4,402,000599
Minority interest net income$089
Net income of bank and minority interests.$4,402,000601
Net charge-offs$655,0001,857
Cash dividends$909,000879
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,521,240703
2011-03-31 (YTD Data)Rank
Total interest income$10,123,000724
Total interest expense$1,018,0001,664
Net interest income$9,105,000598
Provision for loan and lease losses$1,500,000636
Total noninterest income$1,700,000827
Gross Fiduciary activities income$996,000169
Service charges on deposit accounts$243,0001,472
Trading account gains and fees$0158
Additional Noninterest Income$461,0001,426
Total noninterest expense$7,416,000683
Salaries and employee benefits$3,920,000631
Premises and equipment expense$1,231,000519
Additional noninterest expense$2,265,000790
Pre-tax net operating income$1,889,000804
Securities gains (losses)$-28,0007,277
Applicable income taxes$61,0002,669
Income before extraordinary items$1,800,000719
Extraordinary gains, net$09
Net income$1,800,000719
Minority interest net income$086
Net income of bank and minority interests.$1,800,000719
Net charge-offs$253,0001,912
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,827,160693
2010-12-31 (YTD Data)Rank
Total interest income$43,286,000697
Total interest expense$5,185,0001,604
Net interest income$38,101,000573
Provision for loan and lease losses$16,928,000434
Total noninterest income$6,441,000885
Gross Fiduciary activities income$3,565,000175
Service charges on deposit accounts$1,016,0001,491
Trading account gains and fees$0175
Additional Noninterest Income$1,860,0001,470
Total noninterest expense$29,090,000690
Salaries and employee benefits$14,603,000664
Premises and equipment expense$5,185,000496
Additional noninterest expense$9,302,000801
Pre-tax net operating income$-1,476,0006,648
Securities gains (losses)$4,703,000110
Applicable income taxes$95,0003,267
Income before extraordinary items$3,132,0001,351
Extraordinary gains, net$029
Net income$3,132,0001,353
Minority interest net income$0111
Net income of bank and minority interests.$3,132,0001,354
Net charge-offs$16,000,000408
Cash dividends$3,873,000434
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,429,9106,698
2010-09-30 (YTD Data)Rank
Total interest income$32,753,000694
Total interest expense$4,105,0001,581
Net interest income$28,648,000565
Provision for loan and lease losses$7,829,000612
Total noninterest income$4,667,000890
Gross Fiduciary activities income$2,631,000176
Service charges on deposit accounts$772,0001,527
Trading account gains and fees$0165
Additional Noninterest Income$1,264,0001,528
Total noninterest expense$22,590,000663
Salaries and employee benefits$11,729,000605
Premises and equipment expense$3,891,000494
Additional noninterest expense$6,970,000780
Pre-tax net operating income$2,896,0001,367
Securities gains (losses)$960,000425
Applicable income taxes$127,0002,932
Income before extraordinary items$3,729,000934
Extraordinary gains, net$023
Net income$3,729,000936
Minority interest net income$0110
Net income of bank and minority interests.$3,729,000936
Net charge-offs$4,895,000798
Cash dividends$2,480,000448
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,797,8001,156
2010-06-30 (YTD Data)Rank
Total interest income$21,633,000706
Total interest expense$2,957,0001,522
Net interest income$18,676,000582
Provision for loan and lease losses$3,361,000873
Total noninterest income$3,038,000885
Gross Fiduciary activities income$1,742,000177
Service charges on deposit accounts$535,0001,466
Trading account gains and fees$0152
Additional Noninterest Income$761,0001,577
Total noninterest expense$14,851,000671
Salaries and employee benefits$7,746,000611
Premises and equipment expense$2,524,000513
Additional noninterest expense$4,581,000783
Pre-tax net operating income$3,502,000783
Securities gains (losses)$1,003,000261
Applicable income taxes$154,0002,384
Income before extraordinary items$4,351,000505
Extraordinary gains, net$019
Net income$4,351,000505
Minority interest net income$0105
Net income of bank and minority interests.$4,351,000506
Net charge-offs$3,075,000818
Cash dividends$1,653,000415
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,378,090647
2010-03-31 (YTD Data)Rank
Total interest income$10,636,000729
Total interest expense$1,602,0001,474
Net interest income$9,034,000610
Provision for loan and lease losses$2,308,000665
Total noninterest income$1,620,000835
Gross Fiduciary activities income$848,000184
Service charges on deposit accounts$281,0001,395
Trading account gains and fees$0175
Additional Noninterest Income$491,0001,318
Total noninterest expense$7,418,000674
Salaries and employee benefits$3,772,000639
Premises and equipment expense$1,215,000545
Additional noninterest expense$2,431,000751
Pre-tax net operating income$928,0001,406
Securities gains (losses)$1,013,000129
Applicable income taxes$64,0002,567
Income before extraordinary items$1,877,000594
Extraordinary gains, net$016
Net income$1,877,000599
Minority interest net income$091
Net income of bank and minority interests.$1,877,000598
Net charge-offs$1,691,000733
Cash dividends$690,000488
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$894,3901,192
2009-12-31 (YTD Data)Rank
Total interest income$44,947,000741
Total interest expense$10,983,0001,076
Net interest income$33,964,000631
Provision for loan and lease losses$5,637,0001,304
Total noninterest income$6,283,000912
Gross Fiduciary activities income$3,170,000188
Service charges on deposit accounts$1,246,0001,383
Trading account gains and fees$0211
Additional Noninterest Income$1,867,0001,439
Total noninterest expense$27,556,000764
Salaries and employee benefits$14,055,000678
Premises and equipment expense$4,670,000568
Additional noninterest expense$8,831,000894
Pre-tax net operating income$7,054,000615
Securities gains (losses)$2,119,000262
Applicable income taxes$313,0001,991
Income before extraordinary items$8,860,000366
Extraordinary gains, net$034
Net income$8,860,000365
Minority interest net income$0115
Net income of bank and minority interests.$8,860,000366
Net charge-offs$1,959,0002,059
Cash dividends$2,956,000598
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,804,570492
2009-09-30 (YTD Data)Rank
Total interest income$33,923,000752
Total interest expense$9,029,0001,038
Net interest income$24,894,000649
Provision for loan and lease losses$3,884,0001,256
Total noninterest income$4,623,000945
Gross Fiduciary activities income$2,326,000188
Service charges on deposit accounts$928,0001,400
Trading account gains and fees$0212
Additional Noninterest Income$1,369,0001,484
Total noninterest expense$20,016,000784
Salaries and employee benefits$10,151,000725
Premises and equipment expense$3,544,000569
Additional noninterest expense$6,321,000892
Pre-tax net operating income$5,617,000609
Securities gains (losses)$2,365,000191
Applicable income taxes$275,0002,010
Income before extraordinary items$7,707,000331
Extraordinary gains, net$027
Net income$7,707,000330
Minority interest net income$0118
Net income of bank and minority interests.$7,707,000331
Net charge-offs$1,174,0002,027
Cash dividends$1,536,000828
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,412,950484
2009-06-30 (YTD Data)Rank
Total interest income$22,394,000782
Total interest expense$6,832,000963
Net interest income$15,562,000687
Provision for loan and lease losses$1,743,0001,533
Total noninterest income$3,008,000964
Gross Fiduciary activities income$1,531,000195
Service charges on deposit accounts$621,0001,369
Trading account gains and fees$0193
Additional Noninterest Income$856,0001,564
Total noninterest expense$12,956,000826
Salaries and employee benefits$6,577,000763
Premises and equipment expense$2,316,000594
Additional noninterest expense$4,063,000940
Pre-tax net operating income$3,871,000580
Securities gains (losses)$168,0001,124
Applicable income taxes$141,0002,334
Income before extraordinary items$3,898,000449
Extraordinary gains, net$021
Net income$3,898,000447
Minority interest net income$0112
Net income of bank and minority interests.$3,898,000449
Net charge-offs$525,0002,300
Cash dividends$530,0001,558
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,735,040453
2009-03-31 (YTD Data)Rank
Total interest income$11,089,000790
Total interest expense$3,844,000882
Net interest income$7,245,000735
Provision for loan and lease losses$950,0001,229
Total noninterest income$1,516,000930
Gross Fiduciary activities income$720,000201
Service charges on deposit accounts$324,0001,267
Trading account gains and fees$0171
Additional Noninterest Income$472,0001,443
Total noninterest expense$6,628,000750
Salaries and employee benefits$3,256,000775
Premises and equipment expense$1,136,000619
Additional noninterest expense$2,236,000760
Pre-tax net operating income$1,183,0001,081
Securities gains (losses)$146,000814
Applicable income taxes$47,0002,939
Income before extraordinary items$1,282,000817
Extraordinary gains, net$015
Net income$1,282,000818
Minority interest net income$0102
Net income of bank and minority interests.$1,282,000819
Net charge-offs$499,0001,365
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,141,840874
2008-12-31 (YTD Data)Rank
Total interest income$46,197,000807
Total interest expense$15,038,0001,076
Net interest income$31,159,000695
Provision for loan and lease losses$5,056,000989
Total noninterest income$6,784,000827
Gross Fiduciary activities income$3,425,000191
Service charges on deposit accounts$1,340,0001,346
Trading account gains and fees$0154
Additional Noninterest Income$2,019,0001,294
Total noninterest expense$22,873,000870
Salaries and employee benefits$11,708,000857
Premises and equipment expense$4,387,000634
Additional noninterest expense$6,778,000943
Pre-tax net operating income$10,014,000538
Securities gains (losses)$-3,728,0008,032
Applicable income taxes$223,0002,706
Income before extraordinary items$6,063,000666
Extraordinary gains, net$039
Net income$6,063,000666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,648,000867
Cash dividends$2,240,0001,216
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,641,880421
2008-09-30 (YTD Data)Rank
Total interest income$34,392,000837
Total interest expense$11,523,0001,092
Net interest income$22,869,000734
Provision for loan and lease losses$1,444,0001,467
Total noninterest income$5,326,000833
Gross Fiduciary activities income$2,663,000194
Service charges on deposit accounts$1,005,0001,349
Trading account gains and fees$0148
Additional Noninterest Income$1,658,0001,263
Total noninterest expense$18,210,000806
Salaries and employee benefits$9,643,000788
Premises and equipment expense$3,263,000644
Additional noninterest expense$5,304,000863
Pre-tax net operating income$8,541,000584
Securities gains (losses)$-3,146,0008,149
Applicable income taxes$190,0002,966
Income before extraordinary items$5,205,000700
Extraordinary gains, net$031
Net income$5,205,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0002,064
Cash dividends$2,240,000932
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,225,160466
2008-06-30 (YTD Data)Rank
Total interest income$22,906,000851
Total interest expense$8,050,0001,085
Net interest income$14,856,000744
Provision for loan and lease losses$660,0001,591
Total noninterest income$3,665,000810
Gross Fiduciary activities income$1,778,000198
Service charges on deposit accounts$663,0001,345
Trading account gains and fees$0149
Additional Noninterest Income$1,224,0001,226
Total noninterest expense$11,900,000815
Salaries and employee benefits$6,301,000815
Premises and equipment expense$2,121,000659
Additional noninterest expense$3,478,000851
Pre-tax net operating income$5,961,000586
Securities gains (losses)$-45,0008,226
Applicable income taxes$208,0002,640
Income before extraordinary items$5,708,000486
Extraordinary gains, net$021
Net income$5,708,000485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,578
Cash dividends$1,263,0001,156
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,751,200474
2008-03-31 (YTD Data)Rank
Total interest income$11,460,000872
Total interest expense$4,553,0001,017
Net interest income$6,907,000792
Provision for loan and lease losses$80,0003,055
Total noninterest income$1,700,000862
Gross Fiduciary activities income$889,000197
Service charges on deposit accounts$325,0001,343
Trading account gains and fees$0158
Additional Noninterest Income$486,0001,452
Total noninterest expense$6,046,000793
Salaries and employee benefits$3,206,000807
Premises and equipment expense$1,063,000662
Additional noninterest expense$1,777,000811
Pre-tax net operating income$2,481,000761
Securities gains (losses)$13,0001,848
Applicable income taxes$86,0002,970
Income before extraordinary items$2,408,000636
Extraordinary gains, net$015
Net income$2,408,000637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,694
Cash dividends$318,0001,815
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,395,390608
2007-12-31 (YTD Data)Rank
Total interest income$46,414,000904
Total interest expense$19,669,000998
Net interest income$26,745,000817
Provision for loan and lease losses$300,0003,174
Total noninterest income$7,000,000836
Gross Fiduciary activities income$3,262,000207
Service charges on deposit accounts$1,149,0001,564
Trading account gains and fees$0178
Additional Noninterest Income$2,589,0001,129
Total noninterest expense$24,164,000767
Salaries and employee benefits$11,976,000823
Premises and equipment expense$4,385,000605
Additional noninterest expense$7,803,000738
Pre-tax net operating income$9,281,000912
Securities gains (losses)$-19,0007,745
Applicable income taxes$328,0003,271
Income before extraordinary items$8,934,000733
Extraordinary gains, net$039
Net income$8,934,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,287
Cash dividends$5,065,000729
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,952,240720
2007-09-30 (YTD Data)Rank
Total interest income$34,386,000919
Total interest expense$14,443,0001,018
Net interest income$19,943,000823
Provision for loan and lease losses$225,0002,782
Total noninterest income$5,292,000826
Gross Fiduciary activities income$2,394,000211
Service charges on deposit accounts$847,0001,556
Trading account gains and fees$0184
Additional Noninterest Income$2,051,0001,091
Total noninterest expense$18,346,000753
Salaries and employee benefits$9,137,000811
Premises and equipment expense$3,325,000595
Additional noninterest expense$5,884,000722
Pre-tax net operating income$6,664,0001,037
Securities gains (losses)$-20,0007,962
Applicable income taxes$233,0003,517
Income before extraordinary items$6,411,000816
Extraordinary gains, net$033
Net income$6,411,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0003,397
Cash dividends$4,065,000666
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,430,200803
2007-06-30 (YTD Data)Rank
Total interest income$22,502,000949
Total interest expense$9,302,0001,057
Net interest income$13,200,000845
Provision for loan and lease losses$150,0002,579
Total noninterest income$3,492,000858
Gross Fiduciary activities income$1,530,000220
Service charges on deposit accounts$575,0001,525
Trading account gains and fees$0168
Additional Noninterest Income$1,387,0001,113
Total noninterest expense$12,026,000776
Salaries and employee benefits$6,013,000840
Premises and equipment expense$2,188,000624
Additional noninterest expense$3,825,000745
Pre-tax net operating income$4,516,0001,062
Securities gains (losses)$-3,0007,770
Applicable income taxes$159,0003,562
Income before extraordinary items$4,354,000840
Extraordinary gains, net$029
Net income$4,354,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,518
Cash dividends$2,711,000700
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,356,880831
2007-03-31 (YTD Data)Rank
Total interest income$11,108,000951
Total interest expense$4,568,0001,069
Net interest income$6,540,000855
Provision for loan and lease losses$75,0002,404
Total noninterest income$1,692,000862
Gross Fiduciary activities income$720,000226
Service charges on deposit accounts$286,0001,503
Trading account gains and fees$0195
Additional Noninterest Income$686,0001,089
Total noninterest expense$5,820,000803
Salaries and employee benefits$2,907,000878
Premises and equipment expense$1,066,000641
Additional noninterest expense$1,847,000753
Pre-tax net operating income$2,337,0001,007
Securities gains (losses)$01,187
Applicable income taxes$82,0003,544
Income before extraordinary items$2,255,000797
Extraordinary gains, net$022
Net income$2,255,000796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$1,811,000500
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,255,000786
2006-12-31 (YTD Data)Rank
Total interest income$43,751,000890
Total interest expense$15,507,0001,082
Net interest income$28,244,000786
Provision for loan and lease losses$-492,0008,597
Total noninterest income$7,611,000775
Gross Fiduciary activities income$2,499,000232
Service charges on deposit accounts$1,301,0001,373
Trading account gains and fees$0130
Additional Noninterest Income$3,811,000840
Total noninterest expense$23,864,000732
Salaries and employee benefits$12,368,000764
Premises and equipment expense$4,253,000602
Additional noninterest expense$7,243,000751
Pre-tax net operating income$12,483,000797
Securities gains (losses)$-4,0007,017
Applicable income taxes$419,0003,375
Income before extraordinary items$12,060,000626
Extraordinary gains, net$051
Net income$12,060,000625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,489
Cash dividends$3,000,0001,116
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$12,063,880617
2006-09-30 (YTD Data)Rank
Total interest income$32,255,000910
Total interest expense$10,902,0001,125
Net interest income$21,353,000796
Provision for loan and lease losses$-492,0008,669
Total noninterest income$5,574,000800
Gross Fiduciary activities income$1,851,000238
Service charges on deposit accounts$992,0001,350
Trading account gains and fees$0126
Additional Noninterest Income$2,731,000885
Total noninterest expense$18,289,000739
Salaries and employee benefits$9,728,000735
Premises and equipment expense$3,184,000609
Additional noninterest expense$5,377,000757
Pre-tax net operating income$9,130,000856
Securities gains (losses)$-6,0007,439
Applicable income taxes$320,0003,493
Income before extraordinary items$8,804,000672
Extraordinary gains, net$045
Net income$8,804,000671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,593
Cash dividends$2,000,0001,144
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,809,760665
2006-06-30 (YTD Data)Rank
Total interest income$20,886,000916
Total interest expense$6,460,0001,203
Net interest income$14,426,000785
Provision for loan and lease losses$150,0002,563
Total noninterest income$3,835,000779
Gross Fiduciary activities income$1,233,000246
Service charges on deposit accounts$640,0001,383
Trading account gains and fees$0126
Additional Noninterest Income$1,962,000834
Total noninterest expense$12,168,000736
Salaries and employee benefits$6,474,000744
Premises and equipment expense$2,112,000613
Additional noninterest expense$3,582,000756
Pre-tax net operating income$5,943,000872
Securities gains (losses)$-6,0007,728
Applicable income taxes$209,0003,555
Income before extraordinary items$5,728,000692
Extraordinary gains, net$039
Net income$5,728,000691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,101
Cash dividends$1,000,0001,414
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,733,760678
2006-03-31 (YTD Data)Rank
Total interest income$10,282,000898
Total interest expense$2,864,0001,304
Net interest income$7,418,000760
Provision for loan and lease losses$75,0002,394
Total noninterest income$1,865,000782
Gross Fiduciary activities income$617,000249
Service charges on deposit accounts$323,0001,333
Trading account gains and fees$0115
Additional Noninterest Income$925,000853
Total noninterest expense$5,955,000755
Salaries and employee benefits$3,155,000765
Premises and equipment expense$1,030,000631
Additional noninterest expense$1,770,000758
Pre-tax net operating income$3,253,000797
Securities gains (losses)$-3,0008,027
Applicable income taxes$114,0003,410
Income before extraordinary items$3,136,000629
Extraordinary gains, net$021
Net income$3,136,000628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0001,181
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,138,880615
2005-12-31 (YTD Data)Rank
Total interest income$36,952,000888
Total interest expense$8,051,0001,409
Net interest income$28,901,000726
Provision for loan and lease losses$-600,0008,755
Total noninterest income$8,429,000699
Gross Fiduciary activities income$2,296,000245
Service charges on deposit accounts$1,211,0001,447
Trading account gains and fees$0138
Additional Noninterest Income$4,922,000692
Total noninterest expense$24,628,000698
Salaries and employee benefits$12,996,000695
Premises and equipment expense$4,180,000584
Additional noninterest expense$7,452,000711
Pre-tax net operating income$13,302,000747
Securities gains (losses)$121,000642
Applicable income taxes$492,0003,392
Income before extraordinary items$12,931,000580
Extraordinary gains, net$046
Net income$12,931,000581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-85,0008,598
Cash dividends$8,190,000441
Sale, conversion, retirement of capital stock, net$0934
Net operating income$12,814,840577
2005-09-30 (YTD Data)Rank
Total interest income$26,781,000897
Total interest expense$5,636,0001,424
Net interest income$21,145,000736
Provision for loan and lease losses$06,899
Total noninterest income$6,432,000698
Gross Fiduciary activities income$1,641,000252
Service charges on deposit accounts$885,0001,467
Trading account gains and fees$0126
Additional Noninterest Income$3,906,000664
Total noninterest expense$18,716,000676
Salaries and employee benefits$9,816,000681
Premises and equipment expense$3,145,000577
Additional noninterest expense$5,755,000688
Pre-tax net operating income$8,861,000833
Securities gains (losses)$138,000566
Applicable income taxes$337,0003,591
Income before extraordinary items$8,662,000642
Extraordinary gains, net$035
Net income$8,662,000642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-79,0008,579
Cash dividends$4,250,000547
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,529,520638
2005-06-30 (YTD Data)Rank
Total interest income$17,384,000897
Total interest expense$3,478,0001,441
Net interest income$13,906,000739
Provision for loan and lease losses$06,626
Total noninterest income$4,250,000695
Gross Fiduciary activities income$1,083,000254
Service charges on deposit accounts$567,0001,487
Trading account gains and fees$0116
Additional Noninterest Income$2,600,000657
Total noninterest expense$12,507,000675
Salaries and employee benefits$6,477,000680
Premises and equipment expense$2,084,000570
Additional noninterest expense$3,946,000671
Pre-tax net operating income$5,649,000844
Securities gains (losses)$141,000471
Applicable income taxes$224,0003,597
Income before extraordinary items$5,566,000644
Extraordinary gains, net$030
Net income$5,566,000644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,614
Cash dividends$3,500,000439
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,430,640647
2005-03-31 (YTD Data)Rank
Total interest income$8,351,000910
Total interest expense$1,397,0001,715
Net interest income$6,954,000730
Provision for loan and lease losses$06,226
Total noninterest income$2,224,000656
Gross Fiduciary activities income$550,000251
Service charges on deposit accounts$290,0001,419
Trading account gains and fees$0115
Additional Noninterest Income$1,384,000623
Total noninterest expense$6,290,000670
Salaries and employee benefits$3,302,000665
Premises and equipment expense$1,040,000566
Additional noninterest expense$1,948,000664
Pre-tax net operating income$2,888,000820
Securities gains (losses)$01,685
Applicable income taxes$101,0003,747
Income before extraordinary items$2,787,000644
Extraordinary gains, net$024
Net income$2,787,000644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0001,427
Cash dividends$1,750,000414
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,787,000623
2004-12-31 (YTD Data)Rank
Total interest income$31,227,000896
Total interest expense$3,850,0002,110
Net interest income$27,377,000706
Provision for loan and lease losses$521,0001,898
Total noninterest income$8,437,000691
Gross Fiduciary activities income$1,893,000270
Service charges on deposit accounts$1,340,0001,324
Trading account gains and fees$0138
Additional Noninterest Income$5,204,000648
Total noninterest expense$24,623,000666
Salaries and employee benefits$12,499,000680
Premises and equipment expense$4,120,000550
Additional noninterest expense$8,004,000651
Pre-tax net operating income$10,670,000827
Securities gains (losses)$1,231,000247
Applicable income taxes$784,0002,564
Income before extraordinary items$11,117,000613
Extraordinary gains, net$034
Net income$11,117,000614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,216
Cash dividends$4,350,000696
Sale, conversion, retirement of capital stock, net$0872
Net operating income$9,972,170645
2004-09-30 (YTD Data)Rank
Total interest income$22,966,000905
Total interest expense$2,768,0002,160
Net interest income$20,198,000710
Provision for loan and lease losses$398,0001,790
Total noninterest income$6,371,000694
Gross Fiduciary activities income$1,378,000277
Service charges on deposit accounts$1,029,0001,301
Trading account gains and fees$0134
Additional Noninterest Income$3,964,000666
Total noninterest expense$17,754,000683
Salaries and employee benefits$9,383,000672
Premises and equipment expense$3,087,000559
Additional noninterest expense$5,284,000730
Pre-tax net operating income$8,417,000791
Securities gains (losses)$1,235,000224
Applicable income taxes$705,0002,297
Income before extraordinary items$8,947,000583
Extraordinary gains, net$026
Net income$8,947,000584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,153
Cash dividends$500,0002,672
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,798,450629
2004-06-30 (YTD Data)Rank
Total interest income$14,925,000917
Total interest expense$1,792,0002,194
Net interest income$13,133,000726
Provision for loan and lease losses$275,0001,692
Total noninterest income$4,358,000687
Gross Fiduciary activities income$966,000272
Service charges on deposit accounts$713,0001,241
Trading account gains and fees$0130
Additional Noninterest Income$2,679,000657
Total noninterest expense$11,830,000685
Salaries and employee benefits$6,332,000666
Premises and equipment expense$2,023,000562
Additional noninterest expense$3,475,000730
Pre-tax net operating income$5,386,000813
Securities gains (losses)$1,266,000183
Applicable income taxes$594,0001,942
Income before extraordinary items$6,058,000582
Extraordinary gains, net$021
Net income$6,058,000581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0002,801
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,905,940650
2004-03-31 (YTD Data)Rank
Total interest income$7,389,000932
Total interest expense$914,0002,178
Net interest income$6,475,000748
Provision for loan and lease losses$152,0001,401
Total noninterest income$2,033,000709
Gross Fiduciary activities income$402,000297
Service charges on deposit accounts$367,0001,160
Trading account gains and fees$0121
Additional Noninterest Income$1,264,000667
Total noninterest expense$5,793,000698
Salaries and employee benefits$3,084,000696
Premises and equipment expense$1,031,000563
Additional noninterest expense$1,678,000746
Pre-tax net operating income$2,563,000845
Securities gains (losses)$1,270,000148
Applicable income taxes$495,0001,300
Income before extraordinary items$3,338,000535
Extraordinary gains, net$016
Net income$3,338,000534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0002,025
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,233,100694
2003-12-31 (YTD Data)Rank
Total interest income$29,496,000956
Total interest expense$3,761,0002,357
Net interest income$25,735,000738
Provision for loan and lease losses$885,0001,345
Total noninterest income$10,637,000620
Gross Fiduciary activities income$1,409,000319
Service charges on deposit accounts$1,488,0001,161
Trading account gains and fees$0160
Additional Noninterest Income$7,740,000548
Total noninterest expense$25,177,000661
Salaries and employee benefits$13,698,000622
Premises and equipment expense$3,800,000599
Additional noninterest expense$7,679,000695
Pre-tax net operating income$10,310,000834
Securities gains (losses)$1,510,000362
Applicable income taxes$4,057,000734
Income before extraordinary items$7,763,000836
Extraordinary gains, net$054
Net income$7,763,000838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,0001,562
Cash dividends$1,350,0001,881
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,766,400897
2003-09-30 (YTD Data)Rank
Total interest income$21,946,000979
Total interest expense$2,849,0002,417
Net interest income$19,097,000757
Provision for loan and lease losses$369,0002,160
Total noninterest income$8,293,000638
Gross Fiduciary activities income$1,011,000335
Service charges on deposit accounts$1,100,0001,193
Trading account gains and fees$0153
Additional Noninterest Income$6,182,000550
Total noninterest expense$18,245,000696
Salaries and employee benefits$10,474,000635
Premises and equipment expense$2,869,000604
Additional noninterest expense$4,902,000795
Pre-tax net operating income$8,776,000773
Securities gains (losses)$1,118,000407
Applicable income taxes$3,989,000615
Income before extraordinary items$5,905,000854
Extraordinary gains, net$040
Net income$5,905,000855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-128,0009,118
Cash dividends$1,350,0001,384
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,189,480903
2003-06-30 (YTD Data)Rank
Total interest income$14,657,000986
Total interest expense$1,947,0002,432
Net interest income$12,710,000759
Provision for loan and lease losses$246,0002,158
Total noninterest income$5,360,000641
Gross Fiduciary activities income$646,000344
Service charges on deposit accounts$704,0001,227
Trading account gains and fees$0150
Additional Noninterest Income$4,010,000551
Total noninterest expense$12,108,000696
Salaries and employee benefits$6,969,000633
Premises and equipment expense$1,911,000607
Additional noninterest expense$3,228,000807
Pre-tax net operating income$5,716,000781
Securities gains (losses)$1,135,000337
Applicable income taxes$3,882,000459
Income before extraordinary items$2,969,0001,139
Extraordinary gains, net$030
Net income$2,969,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-192,0009,201
Cash dividends$1,000,0001,282
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,242,6001,374
2003-03-31 (YTD Data)Rank
Total interest income$7,236,0001,010
Total interest expense$961,0002,521
Net interest income$6,275,000766
Provision for loan and lease losses$123,0002,012
Total noninterest income$2,514,000666
Gross Fiduciary activities income$318,000356
Service charges on deposit accounts$346,0001,202
Trading account gains and fees$0134
Additional Noninterest Income$1,850,000571
Total noninterest expense$5,901,000701
Salaries and employee benefits$3,319,000654
Premises and equipment expense$973,000600
Additional noninterest expense$1,609,000781
Pre-tax net operating income$2,765,000810
Securities gains (losses)$1,142,000198
Applicable income taxes$3,779,000298
Income before extraordinary items$128,0006,406
Extraordinary gains, net$021
Net income$128,0006,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-216,0009,275
Cash dividends$1,000,000674
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-602,8809,224
2002-12-31 (YTD Data)Rank
Total interest income$29,397,0001,051
Total interest expense$4,971,0002,260
Net interest income$24,426,000776
Provision for loan and lease losses$480,0002,438
Total noninterest income$9,282,000656
Gross Fiduciary activities income$1,083,000392
Service charges on deposit accounts$1,261,0001,285
Trading account gains and fees$0153
Additional Noninterest Income$6,938,000551
Total noninterest expense$22,317,000726
Salaries and employee benefits$12,422,000663
Premises and equipment expense$3,709,000603
Additional noninterest expense$6,186,000813
Pre-tax net operating income$10,911,000796
Securities gains (losses)$152,0001,374
Applicable income taxes$4,548,000647
Income before extraordinary items$6,515,000958
Extraordinary gains, net$070
Net income$6,515,000958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,0002,253
Cash dividends$1,950,0001,335
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,417,720933
2001-12-31 (YTD Data)Rank
Total interest income$27,762,0001,235
Total interest expense$8,091,0002,000
Net interest income$19,671,000900
Provision for loan and lease losses$15,0007,716
Total noninterest income$7,280,000737
Gross Fiduciary activities income$936,000434
Service charges on deposit accounts$1,174,0001,272
Trading account gains and fees$0177
Additional Noninterest Income$5,170,000650
Total noninterest expense$18,882,000800
Salaries and employee benefits$9,881,000752
Premises and equipment expense$3,257,000662
Additional noninterest expense$5,744,000858
Pre-tax net operating income$8,054,000935
Securities gains (losses)$97,0001,773
Applicable income taxes$3,370,000758
Income before extraordinary items$4,781,0001,139
Extraordinary gains, net$0105
Net income$4,781,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,841
Cash dividends$50,0006,151
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,718,9201,109
2000-12-31 (YTD Data)Rank
Total interest income$27,636,0001,286
Total interest expense$9,972,0001,726
Net interest income$17,664,000984
Provision for loan and lease losses$136,0004,597
Total noninterest income$5,609,000857
Gross Fiduciary activities income$757,000481
Service charges on deposit accounts$996,0001,371
Trading account gains and fees$0180
Additional Noninterest Income$3,856,000735
Total noninterest expense$16,306,000871
Salaries and employee benefits$8,328,000835
Premises and equipment expense$2,827,000733
Additional noninterest expense$5,151,000934
Pre-tax net operating income$6,831,0001,111
Securities gains (losses)$152,000471
Applicable income taxes$2,895,000856
Income before extraordinary items$4,088,0001,282
Extraordinary gains, net$038
Net income$4,088,0001,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,579
Cash dividends$550,0003,374
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,990,7201,311
1999-12-31 (YTD Data)Rank
Total interest income$23,240,0001,401
Total interest expense$6,685,0002,205
Net interest income$16,555,0001,060
Provision for loan and lease losses$288,0002,769
Total noninterest income$5,316,000902
Gross Fiduciary activities income$544,000611
Service charges on deposit accounts$969,0001,355
Trading account gains and fees$0173
Additional Noninterest Income$3,803,000768
Total noninterest expense$15,071,000941
Salaries and employee benefits$7,629,000902
Premises and equipment expense$2,741,000751
Additional noninterest expense$4,701,0001,005
Pre-tax net operating income$6,512,0001,183
Securities gains (losses)$404,000386
Applicable income taxes$2,865,000911
Income before extraordinary items$4,051,0001,339
Extraordinary gains, net$035
Net income$4,051,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0009,615
Cash dividends$3,547,000845
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,792,4401,385
1998-12-31 (YTD Data)Rank
Total interest income$21,638,0001,495
Total interest expense$7,108,0002,129
Net interest income$14,530,0001,171
Provision for loan and lease losses$300,0002,562
Total noninterest income$6,092,000811
Gross Fiduciary activities income$418,000698
Service charges on deposit accounts$1,010,0001,240
Trading account gains and fees$0224
Additional Noninterest Income$4,664,000684
Total noninterest expense$13,945,000974
Salaries and employee benefits$7,101,000925
Premises and equipment expense$2,403,000817
Additional noninterest expense$4,441,0001,040
Pre-tax net operating income$6,377,0001,171
Securities gains (losses)$309,000730
Applicable income taxes$2,565,000999
Income before extraordinary items$4,121,0001,291
Extraordinary gains, net$032
Net income$4,121,0001,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,932
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,923,2401,295
1997-12-31 (YTD Data)Rank
Total interest income$20,512,0001,612
Total interest expense$7,157,0002,113
Net interest income$13,355,0001,297
Provision for loan and lease losses$420,0002,015
Total noninterest income$7,424,000701
Gross Fiduciary activities income$334,000786
Service charges on deposit accounts$995,0001,289
Trading account gains and fees$0239
Additional Noninterest Income$6,095,000539
Total noninterest expense$11,848,0001,123
Salaries and employee benefits$5,846,0001,120
Premises and equipment expense$2,294,000870
Additional noninterest expense$3,708,0001,189
Pre-tax net operating income$8,511,000958
Securities gains (losses)$-318,00010,858
Applicable income taxes$3,343,000851
Income before extraordinary items$4,850,0001,147
Extraordinary gains, net$044
Net income$4,850,0001,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,007
Cash dividends$2,275,0001,164
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,053,5201,064
1996-12-31 (YTD Data)Rank
Total interest income$18,451,0001,833
Total interest expense$6,211,0002,473
Net interest income$12,240,0001,467
Provision for loan and lease losses$339,0002,371
Total noninterest income$3,240,0001,281
Gross Fiduciary activities income$161,0001,022
Service charges on deposit accounts$980,0001,374
Trading account gains and fees$0262
Additional Noninterest Income$2,099,0001,120
Total noninterest expense$10,984,0001,307
Salaries and employee benefits$4,795,0001,400
Premises and equipment expense$2,254,000951
Additional noninterest expense$3,935,0001,372
Pre-tax net operating income$4,157,0001,730
Securities gains (losses)$-51,00011,041
Applicable income taxes$1,505,0001,597
Income before extraordinary items$2,601,0001,900
Extraordinary gains, net$053
Net income$2,601,0001,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,363
Cash dividends$330,0004,303
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,633,6401,843
1995-12-31 (YTD Data)Rank
Total interest income$18,081,0001,872
Total interest expense$6,549,0002,374
Net interest income$11,532,0001,556
Provision for loan and lease losses$592,0001,385
Total noninterest income$2,654,0001,472
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$950,0001,439
Trading account gains and fees$0522
Additional Noninterest Income$1,704,0001,263
Total noninterest expense$10,161,0001,390
Salaries and employee benefits$4,598,0001,443
Premises and equipment expense$2,011,0001,054
Additional noninterest expense$3,552,0001,466
Pre-tax net operating income$3,433,0002,138
Securities gains (losses)$1,0003,512
Applicable income taxes$1,008,0002,363
Income before extraordinary items$2,426,0002,079
Extraordinary gains, net$065
Net income$2,426,0002,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,961
Cash dividends$500,0003,291
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,425,2902,047
1994-12-31 (YTD Data)Rank
Total interest income$15,092,0002,061
Total interest expense$4,680,0002,616
Net interest income$10,412,0001,736
Provision for loan and lease losses$503,0001,529
Total noninterest income$2,665,0001,487
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$839,0001,615
Trading account gains and fees$0475
Additional Noninterest Income$1,826,0001,197
Total noninterest expense$10,768,0001,359
Salaries and employee benefits$4,253,0001,571
Premises and equipment expense$2,037,0001,038
Additional noninterest expense$4,478,0001,295
Pre-tax net operating income$1,806,0003,735
Securities gains (losses)$-115,00011,630
Applicable income taxes$204,0007,278
Income before extraordinary items$1,487,0003,201
Extraordinary gains, net$0249
Net income$1,487,0003,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,413
Cash dividends$360,0003,991
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,588,2003,039
1993-12-31 (YTD Data)Rank
Total interest income$14,173,0002,193
Total interest expense$4,175,0003,045
Net interest income$9,998,0001,797
Provision for loan and lease losses$733,0001,613
Total noninterest income$3,614,0001,265
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$702,0001,944
Trading account gains and fees$0532
Additional Noninterest Income$2,912,000980
Total noninterest expense$12,330,0001,253
Salaries and employee benefits$4,991,0001,348
Premises and equipment expense$2,142,0001,018
Additional noninterest expense$5,197,0001,240
Pre-tax net operating income$549,0008,303
Securities gains (losses)$-35,00013,034
Applicable income taxes$172,0008,163
Income before extraordinary items$342,0009,015
Extraordinary gains, net$250,000838
Net income$592,0007,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,216,000997
Cash dividends$320,0004,213
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$365,4508,522
1992-12-31 (YTD Data)Rank
Total interest income$14,948,0002,351
Total interest expense$5,959,0002,796
Net interest income$8,989,0002,036
Provision for loan and lease losses$616,0002,582
Total noninterest income$2,574,0001,620
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$740,0001,830
Trading account gains and fees$0504
Additional Noninterest Income$1,834,0001,315
Total noninterest expense$11,613,0001,360
Salaries and employee benefits$4,814,0001,383
Premises and equipment expense$2,397,000959
Additional noninterest expense$4,402,0001,496
Pre-tax net operating income$-666,00013,383
Securities gains (losses)$351,0001,393
Applicable income taxes$012,680
Income before extraordinary items$-315,00013,262
Extraordinary gains, net$01,422
Net income$-315,00013,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$582,0002,212
Cash dividends$295,0004,118
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-666,00013,359

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.