Home > Monroe State Bank > Performance and Condition Ratios
Monroe State Bank, Performance and Condition Ratios
2014-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.0949% | 3,304 |
Cost of funding earning assets | 0.3917% | 4,068 |
Net interest margin | 3.7032% | 2,856 |
Noninterest income to average assets | 0.3510% | 4,569 |
Noninterest expense to average assets | 2.1700% | 5,538 |
Loan and lease loss provision to assets | 0.0798% | 2,550 |
Net operating income to assets | 0.9892% | 2,250 |
Return on assets (ROA) | 0.9892% | 2,307 |
Pretax return on assets | 1.4201% | 1,682 |
Return on Equity (ROE) | 8.5458% | 2,670 |
Retained earnings to average equity (ytd only) | 8.5458% | 1,405 |
Net charge-offs to loans | -0.0344% | 5,639 |
Credit loss provision to net charge-offs | -500.0000% | 5,177 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 59.1304% | 5,518 |
Assets per employee ($millions) | 5.0556% | 2,182 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,852 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.3285% | 3,967 |
Loan loss allowance to noncurrent loans | 29.5938% | 5,864 |
Noncurrent assets plus other real estate owned to assets | 2.0453% | 1,659 |
Noncurrent loans to loans | 4.4890% | 535 |
Net loans and leases to total assets | 44.9561% | 5,431 |
Net loans and leases to deposits | 50.9094% | 5,530 |
Net loans and leases to core deposits | 50.9094% | 5,696 |
Total domestic deposits to total assets | 88.3060% | 2,055 |
Equity capital to assets | 11.6030% | 2,166 |
Core capital (leverage) ratio | 11.6315% | 1,876 |
Tier 1 risk-based capital ratio | 14.4875% | 4,017 |
Total risk-based capital ratio | 15.2433% | 4,279 |
Memoranda: | ||
Average total assets | $25,069,500 | 6,548 |
Average earning assets | $22,467,000 | 6,535 |
Average equity | $2,902,000 | 6,471 |
Average total loans | $11,624,000 | 6,458 |
2013-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.9686% | 4,204 |
Cost of funding earning assets | 0.4281% | 4,337 |
Net interest margin | 3.5405% | 3,725 |
Noninterest income to average assets | 0.2123% | 5,814 |
Noninterest expense to average assets | 2.8442% | 3,553 |
Loan and lease loss provision to assets | 0.0695% | 3,739 |
Net operating income to assets | 0.4284% | 5,043 |
Return on assets (ROA) | 0.4284% | 5,156 |
Pretax return on assets | 0.4901% | 5,229 |
Return on Equity (ROE) | 3.9378% | 5,143 |
Retained earnings to average equity (ytd only) | 3.9378% | 3,401 |
Net charge-offs to loans | -0.0417% | 6,292 |
Credit loss provision to net charge-offs | -360.0000% | 6,087 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 83.5601% | 1,681 |
Assets per employee ($millions) | 4.9722% | 2,210 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,285 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.2531% | 4,375 |
Loan loss allowance to noncurrent loans | 22.5460% | 6,122 |
Noncurrent assets plus other real estate owned to assets | 2.6226% | 1,289 |
Noncurrent loans to loans | 5.5579% | 404 |
Net loans and leases to total assets | 46.5951% | 5,440 |
Net loans and leases to deposits | 53.0476% | 5,547 |
Net loans and leases to core deposits | 53.0476% | 5,728 |
Total domestic deposits to total assets | 87.8364% | 2,282 |
Equity capital to assets | 11.5482% | 2,130 |
Core capital (leverage) ratio | 11.4101% | 2,029 |
Tier 1 risk-based capital ratio | 14.6300% | 3,884 |
Total risk-based capital ratio | 15.3791% | 4,155 |
Memoranda: | ||
Average total assets | $25,912,800 | 6,612 |
Average earning assets | $23,358,600 | 6,591 |
Average equity | $2,818,800 | 6,567 |
Average total loans | $11,998,200 | 6,520 |
2013-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.8785% | 4,584 |
Cost of funding earning assets | 0.4385% | 4,405 |
Net interest margin | 3.4401% | 4,121 |
Noninterest income to average assets | 0.1885% | 6,060 |
Noninterest expense to average assets | 2.6079% | 4,366 |
Loan and lease loss provision to assets | 0.0713% | 3,639 |
Net operating income to assets | 0.6265% | 4,235 |
Return on assets (ROA) | 0.6265% | 4,356 |
Pretax return on assets | 0.6265% | 4,928 |
Return on Equity (ROE) | 5.8451% | 4,271 |
Retained earnings to average equity (ytd only) | 5.8451% | 2,515 |
Net charge-offs to loans | -0.1105% | 6,516 |
Credit loss provision to net charge-offs | -140.0000% | 5,835 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 78.8906% | 2,278 |
Assets per employee ($millions) | 4.9562% | 2,218 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,738 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.2606% | 4,591 |
Loan loss allowance to noncurrent loans | 42.7746% | 5,528 |
Noncurrent assets plus other real estate owned to assets | 1.3962% | 2,864 |
Noncurrent loans to loans | 2.9472% | 1,381 |
Net loans and leases to total assets | 46.7778% | 5,467 |
Net loans and leases to deposits | 53.0575% | 5,627 |
Net loans and leases to core deposits | 53.0575% | 5,826 |
Total domestic deposits to total assets | 88.1643% | 2,020 |
Equity capital to assets | 11.6339% | 2,182 |
Core capital (leverage) ratio | 11.4847% | 2,054 |
Tier 1 risk-based capital ratio | 14.9370% | 3,793 |
Total risk-based capital ratio | 14.9370% | 4,595 |
Memoranda: | ||
Average total assets | $26,175,750 | 6,678 |
Average earning assets | $23,719,750 | 6,661 |
Average equity | $2,805,750 | 6,643 |
Average total loans | $12,065,000 | 6,586 |
2013-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.7003% | 5,141 |
Cost of funding earning assets | 0.4314% | 4,645 |
Net interest margin | 3.2689% | 4,692 |
Noninterest income to average assets | 0.1577% | 6,264 |
Noninterest expense to average assets | 2.8528% | 3,497 |
Loan and lease loss provision to assets | 0.0450% | 4,065 |
Net operating income to assets | 0.2177% | 5,845 |
Return on assets (ROA) | 0.2177% | 5,977 |
Pretax return on assets | 0.2177% | 6,054 |
Return on Equity (ROE) | 2.0863% | 5,926 |
Retained earnings to average equity (ytd only) | 2.0863% | 4,945 |
Net charge-offs to loans | -0.0657% | 6,361 |
Credit loss provision to net charge-offs | -150.0000% | 5,667 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 91.5663% | 928 |
Assets per employee ($millions) | 5.2604% | 1,836 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,522 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.1435% | 5,269 |
Loan loss allowance to noncurrent loans | 30.4545% | 5,997 |
Noncurrent assets plus other real estate owned to assets | 1.6729% | 2,602 |
Noncurrent loans to loans | 3.7549% | 1,087 |
Net loans and leases to total assets | 44.0423% | 5,735 |
Net loans and leases to deposits | 49.3714% | 5,893 |
Net loans and leases to core deposits | 49.3714% | 6,061 |
Total domestic deposits to total assets | 89.2061% | 1,504 |
Equity capital to assets | 10.6038% | 3,170 |
Core capital (leverage) ratio | 10.4854% | 2,889 |
Tier 1 risk-based capital ratio | 13.1340% | 5,042 |
Total risk-based capital ratio | 13.1340% | 5,816 |
Memoranda: | ||
Average total assets | $26,640,670 | 6,716 |
Average earning assets | $24,106,000 | 6,699 |
Average equity | $2,780,000 | 6,703 |
Average total loans | $12,173,330 | 6,622 |
2013-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.6179% | 5,396 |
Cost of funding earning assets | 0.4315% | 4,787 |
Net interest margin | 3.1864% | 4,967 |
Noninterest income to average assets | 0.5819% | 3,239 |
Noninterest expense to average assets | 2.5214% | 4,684 |
Loan and lease loss provision to assets | 0.0746% | 3,384 |
Net operating income to assets | 0.8504% | 2,903 |
Return on assets (ROA) | 0.8504% | 3,042 |
Pretax return on assets | 0.8504% | 3,949 |
Return on Equity (ROE) | 8.2147% | 2,871 |
Retained earnings to average equity (ytd only) | 8.2147% | 1,682 |
Net charge-offs to loans | -0.1290% | 6,549 |
Credit loss provision to net charge-offs | -125.0000% | 5,173 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 73.1602% | 3,418 |
Assets per employee ($millions) | 5.6994% | 1,486 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,673 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.1003% | 5,605 |
Loan loss allowance to noncurrent loans | 49.8127% | 5,174 |
Noncurrent assets plus other real estate owned to assets | 1.6353% | 2,817 |
Noncurrent loans to loans | 2.2088% | 2,378 |
Net loans and leases to total assets | 41.9518% | 5,847 |
Net loans and leases to deposits | 46.6082% | 6,016 |
Net loans and leases to core deposits | 46.6082% | 6,178 |
Total domestic deposits to total assets | 90.0095% | 1,043 |
Equity capital to assets | 9.8888% | 4,291 |
Core capital (leverage) ratio | 10.5224% | 2,747 |
Tier 1 risk-based capital ratio | 12.2778% | 5,735 |
Total risk-based capital ratio | 12.8573% | 6,097 |
Memoranda: | ||
Average total assets | $26,810,000 | 6,779 |
Average earning assets | $24,102,500 | 6,763 |
Average equity | $2,775,500 | 6,771 |
Average total loans | $12,401,000 | 6,682 |
2012-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.4456% | 3,631 |
Cost of funding earning assets | 0.5344% | 4,957 |
Net interest margin | 3.9112% | 2,781 |
Noninterest income to average assets | 0.2415% | 5,721 |
Noninterest expense to average assets | 3.1431% | 2,798 |
Loan and lease loss provision to assets | 0.3092% | 2,206 |
Net operating income to assets | 0.1218% | 5,966 |
Return on assets (ROA) | 0.0974% | 6,161 |
Pretax return on assets | 0.2542% | 5,905 |
Return on Equity (ROE) | 0.7400% | 6,180 |
Retained earnings to average equity (ytd only) | -14.5744% | 6,768 |
Net charge-offs to loans | 0.8888% | 1,285 |
Credit loss provision to net charge-offs | 66.3636% | 4,276 |
Earnings coverage of net charge-offs (x) | 1.2909% | 4,816 |
Efficiency ratio | 83.9367% | 1,639 |
Assets per employee ($millions) | 3.1404% | 5,764 |
Cash dividends to net income (ytd only)* | 2,069.5652% | 4 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9753% | 6,047 |
Loan loss allowance to noncurrent loans | 43.3566% | 5,471 |
Noncurrent assets plus other real estate owned to assets | 2.6311% | 1,848 |
Noncurrent loans to loans | 2.2495% | 2,405 |
Net loans and leases to total assets | 50.1134% | 5,154 |
Net loans and leases to deposits | 56.2581% | 5,422 |
Net loans and leases to core deposits | 56.2581% | 5,699 |
Total domestic deposits to total assets | 89.0777% | 1,506 |
Equity capital to assets | 10.8785% | 3,091 |
Core capital (leverage) ratio | 10.9054% | 2,337 |
Tier 1 risk-based capital ratio | 13.2304% | 4,940 |
Total risk-based capital ratio | 13.8307% | 5,366 |
Memoranda: | ||
Average total assets | $23,607,200 | 6,899 |
Average earning assets | $21,144,400 | 6,882 |
Average equity | $3,108,200 | 6,763 |
Average total loans | $12,376,800 | 6,763 |
2012-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.4362% | 3,898 |
Cost of funding earning assets | 0.5401% | 5,167 |
Net interest margin | 3.8961% | 2,923 |
Noninterest income to average assets | 0.3846% | 4,752 |
Noninterest expense to average assets | 2.8700% | 3,712 |
Loan and lease loss provision to assets | 0.1033% | 4,285 |
Net operating income to assets | 0.7739% | 3,581 |
Return on assets (ROA) | 0.7290% | 4,025 |
Pretax return on assets | 0.8380% | 4,345 |
Return on Equity (ROE) | 5.2883% | 4,692 |
Retained earnings to average equity (ytd only) | 2.2067% | 5,233 |
Net charge-offs to loans | 0.0868% | 4,522 |
Credit loss provision to net charge-offs | 225.0000% | 1,227 |
Earnings coverage of net charge-offs (x) | 21.6176% | 1,394 |
Efficiency ratio | 74.2942% | 2,935 |
Assets per employee ($millions) | 3.9395% | 3,994 |
Cash dividends to net income (ytd only)* | 58.2649% | 1,341 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.3725% | 4,487 |
Loan loss allowance to noncurrent loans | 19.2135% | 6,506 |
Noncurrent assets plus other real estate owned to assets | 4.7468% | 957 |
Noncurrent loans to loans | 7.1434% | 504 |
Net loans and leases to total assets | 51.9863% | 5,048 |
Net loans and leases to deposits | 60.2767% | 5,174 |
Net loans and leases to core deposits | 60.2767% | 5,528 |
Total domestic deposits to total assets | 86.2461% | 3,119 |
Equity capital to assets | 13.7031% | 1,270 |
Core capital (leverage) ratio | 13.7391% | 929 |
Tier 1 risk-based capital ratio | 16.5610% | 2,964 |
Total risk-based capital ratio | 17.4353% | 3,142 |
Memoranda: | ||
Average total assets | $23,228,250 | 6,995 |
Average earning assets | $20,738,000 | 6,978 |
Average equity | $3,202,000 | 6,831 |
Average total loans | $12,292,500 | 6,861 |
2012-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.3832% | 4,249 |
Cost of funding earning assets | 0.5431% | 5,346 |
Net interest margin | 3.8402% | 3,177 |
Noninterest income to average assets | 0.4157% | 4,538 |
Noninterest expense to average assets | 2.9014% | 3,613 |
Loan and lease loss provision to assets | 0.1126% | 4,119 |
Net operating income to assets | 0.8315% | 3,236 |
Return on assets (ROA) | 0.7882% | 3,692 |
Pretax return on assets | 0.7882% | 4,513 |
Return on Equity (ROE) | 5.7059% | 4,472 |
Retained earnings to average equity (ytd only) | 2.1946% | 5,096 |
Net charge-offs to loans | 0.0000% | 5,507 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 75.4505% | 2,833 |
Assets per employee ($millions) | 3.9363% | 4,004 |
Cash dividends to net income (ytd only)* | 61.5385% | 1,314 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.4128% | 4,412 |
Loan loss allowance to noncurrent loans | 27.8846% | 6,238 |
Noncurrent assets plus other real estate owned to assets | 3.8064% | 1,357 |
Noncurrent loans to loans | 5.0666% | 962 |
Net loans and leases to total assets | 51.4099% | 5,168 |
Net loans and leases to deposits | 59.5722% | 5,281 |
Net loans and leases to core deposits | 59.5722% | 5,635 |
Total domestic deposits to total assets | 86.2986% | 3,197 |
Equity capital to assets | 13.6379% | 1,246 |
Core capital (leverage) ratio | 13.5496% | 963 |
Tier 1 risk-based capital ratio | 16.9339% | 2,698 |
Total risk-based capital ratio | 17.8487% | 2,820 |
Memoranda: | ||
Average total assets | $23,092,000 | 7,057 |
Average earning assets | $20,624,000 | 7,037 |
Average equity | $3,189,670 | 6,872 |
Average total loans | $12,237,000 | 6,913 |
2012-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.3505% | 4,518 |
Cost of funding earning assets | 0.5291% | 5,614 |
Net interest margin | 3.8214% | 3,284 |
Noninterest income to average assets | 0.4556% | 4,258 |
Noninterest expense to average assets | 3.1539% | 2,749 |
Loan and lease loss provision to assets | 0.1577% | 3,408 |
Net operating income to assets | 0.5607% | 4,544 |
Return on assets (ROA) | 0.5607% | 4,763 |
Pretax return on assets | 0.5607% | 5,235 |
Return on Equity (ROE) | 4.0328% | 5,283 |
Retained earnings to average equity (ytd only) | -3.0246% | 6,398 |
Net charge-offs to loans | 0.0000% | 4,730 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 81.4480% | 2,016 |
Assets per employee ($millions) | 3.8435% | 4,338 |
Cash dividends to net income (ytd only)* | 175.0000% | 216 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.4245% | 4,496 |
Loan loss allowance to noncurrent loans | 46.1957% | 5,297 |
Noncurrent assets plus other real estate owned to assets | 2.7796% | 2,108 |
Noncurrent loans to loans | 3.0836% | 2,077 |
Net loans and leases to total assets | 51.0125% | 5,151 |
Net loans and leases to deposits | 59.1631% | 5,258 |
Net loans and leases to core deposits | 59.1631% | 5,612 |
Total domestic deposits to total assets | 86.2235% | 3,400 |
Equity capital to assets | 13.7115% | 1,138 |
Core capital (leverage) ratio | 13.8332% | 846 |
Tier 1 risk-based capital ratio | 17.9833% | 2,297 |
Total risk-based capital ratio | 18.9501% | 2,377 |
Memoranda: | ||
Average total assets | $22,829,000 | 7,123 |
Average earning assets | $20,411,500 | 7,108 |
Average equity | $3,174,000 | 6,928 |
Average total loans | $12,197,500 | 6,975 |
2011-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.7056% | 4,220 |
Cost of funding earning assets | 0.6287% | 5,932 |
Net interest margin | 4.0769% | 2,534 |
Noninterest income to average assets | 0.4954% | 3,879 |
Noninterest expense to average assets | 3.3451% | 2,371 |
Loan and lease loss provision to assets | 0.5612% | 1,860 |
Net operating income to assets | 0.1340% | 5,778 |
Return on assets (ROA) | 0.1271% | 5,927 |
Pretax return on assets | 0.1622% | 5,866 |
Return on Equity (ROE) | 0.8858% | 5,986 |
Retained earnings to average equity (ytd only) | -3.6958% | 6,342 |
Net charge-offs to loans | 1.0629% | 1,628 |
Credit loss provision to net charge-offs | 93.4307% | 3,856 |
Earnings coverage of net charge-offs (x) | 1.2190% | 4,867 |
Efficiency ratio | 82.0430% | 2,015 |
Assets per employee ($millions) | 3.7662% | 4,398 |
Cash dividends to net income (ytd only)* | 517.2414% | 19 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.2920% | 4,945 |
Loan loss allowance to noncurrent loans | 29.4872% | 6,230 |
Noncurrent assets plus other real estate owned to assets | 4.4785% | 1,228 |
Noncurrent loans to loans | 4.3817% | 1,374 |
Net loans and leases to total assets | 54.4320% | 4,967 |
Net loans and leases to deposits | 63.4217% | 5,075 |
Net loans and leases to core deposits | 63.4217% | 5,526 |
Total domestic deposits to total assets | 85.8256% | 3,418 |
Equity capital to assets | 14.0992% | 1,027 |
Core capital (leverage) ratio | 13.6770% | 904 |
Tier 1 risk-based capital ratio | 18.8280% | 1,951 |
Total risk-based capital ratio | 19.7937% | 1,998 |
Memoranda: | ||
Average total assets | $22,809,600 | 7,148 |
Average earning assets | $20,039,800 | 7,139 |
Average equity | $3,274,000 | 6,940 |
Average total loans | $12,889,000 | 6,998 |
2011-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.6174% | 1,000 |
Cost of funding earning assets | 0.6397% | 6,095 |
Net interest margin | 4.9777% | 435 |
Noninterest income to average assets | 0.4024% | 4,651 |
Noninterest expense to average assets | 3.0500% | 3,350 |
Loan and lease loss provision to assets | 0.0817% | 5,420 |
Net operating income to assets | 1.2159% | 1,609 |
Return on assets (ROA) | 1.2072% | 1,739 |
Pretax return on assets | 1.6154% | 1,344 |
Return on Equity (ROE) | 8.3735% | 2,884 |
Retained earnings to average equity (ytd only) | 2.3058% | 4,966 |
Net charge-offs to loans | 0.0000% | 6,185 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 64.0931% | 5,047 |
Assets per employee ($millions) | 3.7578% | 4,389 |
Cash dividends to net income (ytd only)* | 72.4664% | 809 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.4091% | 4,517 |
Loan loss allowance to noncurrent loans | 17.8988% | 6,745 |
Noncurrent assets plus other real estate owned to assets | 5.7790% | 946 |
Noncurrent loans to loans | 7.8726% | 566 |
Net loans and leases to total assets | 57.0985% | 4,665 |
Net loans and leases to deposits | 67.2096% | 4,736 |
Net loans and leases to core deposits | 67.2096% | 5,280 |
Total domestic deposits to total assets | 84.9559% | 3,782 |
Equity capital to assets | 14.9244% | 871 |
Core capital (leverage) ratio | 14.6834% | 732 |
Tier 1 risk-based capital ratio | 19.7164% | 1,756 |
Total risk-based capital ratio | 20.7945% | 1,772 |
Memoranda: | ||
Average total assets | $22,862,750 | 7,220 |
Average earning assets | $20,008,750 | 7,215 |
Average equity | $3,296,000 | 6,990 |
Average total loans | $12,996,000 | 7,065 |
2011-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.8545% | 3,848 |
Cost of funding earning assets | 0.6479% | 6,238 |
Net interest margin | 4.2065% | 2,008 |
Noninterest income to average assets | 0.4006% | 4,680 |
Noninterest expense to average assets | 2.9084% | 3,991 |
Loan and lease loss provision to assets | 0.0697% | 5,436 |
Net operating income to assets | 0.8534% | 2,842 |
Return on assets (ROA) | 0.8534% | 2,935 |
Pretax return on assets | 1.0972% | 2,863 |
Return on Equity (ROE) | 5.9884% | 3,980 |
Retained earnings to average equity (ytd only) | -0.9166% | 6,034 |
Net charge-offs to loans | 0.0000% | 5,875 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 71.3675% | 3,860 |
Assets per employee ($millions) | 3.8428% | 4,103 |
Cash dividends to net income (ytd only)* | 115.3061% | 322 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.3523% | 4,822 |
Loan loss allowance to noncurrent loans | 16.7925% | 6,816 |
Noncurrent assets plus other real estate owned to assets | 5.7900% | 992 |
Noncurrent loans to loans | 8.0529% | 562 |
Net loans and leases to total assets | 56.3170% | 4,938 |
Net loans and leases to deposits | 65.7935% | 5,029 |
Net loans and leases to core deposits | 65.7935% | 5,539 |
Total domestic deposits to total assets | 85.5966% | 3,565 |
Equity capital to assets | 14.2820% | 999 |
Core capital (leverage) ratio | 14.0283% | 861 |
Tier 1 risk-based capital ratio | 19.4668% | 1,722 |
Total risk-based capital ratio | 20.5190% | 1,736 |
Memoranda: | ||
Average total assets | $22,968,000 | 7,288 |
Average earning assets | $20,064,000 | 7,286 |
Average equity | $3,273,000 | 7,051 |
Average total loans | $12,975,330 | 7,130 |
2011-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.7962% | 4,075 |
Cost of funding earning assets | 0.6540% | 6,367 |
Net interest margin | 4.1422% | 2,108 |
Noninterest income to average assets | 0.4537% | 4,250 |
Noninterest expense to average assets | 3.1932% | 2,916 |
Loan and lease loss provision to assets | 0.0872% | 4,917 |
Net operating income to assets | 0.8201% | 2,928 |
Return on assets (ROA) | 0.8201% | 2,984 |
Pretax return on assets | 0.8201% | 3,828 |
Return on Equity (ROE) | 5.7616% | 4,039 |
Retained earnings to average equity (ytd only) | -8.0907% | 6,758 |
Net charge-offs to loans | 0.0000% | 5,107 |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 77.8723% | 2,864 |
Assets per employee ($millions) | 3.3436% | 5,382 |
Cash dividends to net income (ytd only)* | 240.4255% | 140 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.3620% | 4,847 |
Loan loss allowance to noncurrent loans | 24.6132% | 6,565 |
Noncurrent assets plus other real estate owned to assets | 4.2128% | 1,564 |
Noncurrent loans to loans | 5.5335% | 1,182 |
Net loans and leases to total assets | 54.1508% | 5,282 |
Net loans and leases to deposits | 62.9420% | 5,393 |
Net loans and leases to core deposits | 62.9420% | 5,832 |
Total domestic deposits to total assets | 86.0329% | 3,511 |
Equity capital to assets | 13.8475% | 1,050 |
Core capital (leverage) ratio | 13.9915% | 851 |
Tier 1 risk-based capital ratio | 19.8420% | 1,617 |
Total risk-based capital ratio | 20.9134% | 1,632 |
Memoranda: | ||
Average total assets | $22,923,500 | 7,343 |
Average earning assets | $20,182,500 | 7,337 |
Average equity | $3,263,000 | 7,091 |
Average total loans | $12,881,500 | 7,186 |
2010-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.2793% | 3,221 |
Cost of funding earning assets | 0.7556% | 6,718 |
Net interest margin | 4.5237% | 1,175 |
Noninterest income to average assets | 0.3997% | 4,912 |
Noninterest expense to average assets | 3.5931% | 1,942 |
Loan and lease loss provision to assets | 0.0827% | 6,322 |
Net operating income to assets | 0.5547% | 3,872 |
Return on assets (ROA) | 0.4962% | 4,273 |
Pretax return on assets | 0.7352% | 3,847 |
Return on Equity (ROE) | 3.2481% | 4,841 |
Retained earnings to average equity (ytd only) | -1.8045% | 5,939 |
Net charge-offs to loans | 0.0661% | 6,133 |
Credit loss provision to net charge-offs | 200.0000% | 1,561 |
Earnings coverage of net charge-offs (x) | 21.8889% | 947 |
Efficiency ratio | 79.8774% | 2,433 |
Assets per employee ($millions) | 3.2060% | 5,653 |
Cash dividends to net income (ytd only)* | 155.5556% | 171 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.3164% | 4,915 |
Loan loss allowance to noncurrent loans | 17.5801% | 6,896 |
Noncurrent assets plus other real estate owned to assets | 5.5343% | 1,118 |
Noncurrent loans to loans | 7.4880% | 724 |
Net loans and leases to total assets | 56.7864% | 5,218 |
Net loans and leases to deposits | 66.7085% | 5,303 |
Net loans and leases to core deposits | 66.7085% | 5,809 |
Total domestic deposits to total assets | 85.1261% | 3,785 |
Equity capital to assets | 14.6377% | 873 |
Core capital (leverage) ratio | 14.8959% | 679 |
Tier 1 risk-based capital ratio | 21.4007% | 1,263 |
Total risk-based capital ratio | 22.5081% | 1,257 |
Memoranda: | ||
Average total assets | $21,764,000 | 7,429 |
Average earning assets | $19,718,400 | 7,406 |
Average equity | $3,325,000 | 7,185 |
Average total loans | $13,609,800 | 7,224 |
2010-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3745% | 2,999 |
Cost of funding earning assets | 0.7774% | 6,825 |
Net interest margin | 4.5970% | 1,051 |
Noninterest income to average assets | 0.4322% | 4,699 |
Noninterest expense to average assets | 3.0624% | 3,526 |
Loan and lease loss provision to assets | 0.0865% | 6,178 |
Net operating income to assets | 1.0588% | 2,043 |
Return on assets (ROA) | 0.9755% | 2,434 |
Pretax return on assets | 1.3645% | 1,993 |
Return on Equity (ROE) | 6.3166% | 3,674 |
Retained earnings to average equity (ytd only) | -0.3997% | 5,888 |
Net charge-offs to loans | 0.0580% | 5,935 |
Credit loss provision to net charge-offs | 233.3333% | 1,456 |
Earnings coverage of net charge-offs (x) | 42.3325% | 656 |
Efficiency ratio | 66.1333% | 4,830 |
Assets per employee ($millions) | 3.2014% | 5,675 |
Cash dividends to net income (ytd only)* | 106.3277% | 305 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.2734% | 5,093 |
Loan loss allowance to noncurrent loans | 22.1204% | 6,810 |
Noncurrent assets plus other real estate owned to assets | 4.6363% | 1,447 |
Noncurrent loans to loans | 5.7565% | 1,125 |
Net loans and leases to total assets | 58.4694% | 5,189 |
Net loans and leases to deposits | 68.9124% | 5,294 |
Net loans and leases to core deposits | 68.9124% | 5,851 |
Total domestic deposits to total assets | 84.8461% | 3,700 |
Equity capital to assets | 14.8862% | 915 |
Core capital (leverage) ratio | 15.4302% | 642 |
Tier 1 risk-based capital ratio | 21.4534% | 1,294 |
Total risk-based capital ratio | 22.5402% | 1,293 |
Memoranda: | ||
Average total assets | $21,594,500 | 7,525 |
Average earning assets | $19,722,250 | 7,503 |
Average equity | $3,335,000 | 7,274 |
Average total loans | $13,783,750 | 7,309 |
2010-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.4727% | 2,644 |
Cost of funding earning assets | 0.7660% | 7,018 |
Net interest margin | 4.7067% | 808 |
Noninterest income to average assets | 0.4690% | 4,365 |
Noninterest expense to average assets | 3.1891% | 2,940 |
Loan and lease loss provision to assets | 0.0844% | 6,083 |
Net operating income to assets | 1.1631% | 1,664 |
Return on assets (ROA) | 1.1631% | 1,722 |
Pretax return on assets | 1.5758% | 1,372 |
Return on Equity (ROE) | 7.4370% | 3,135 |
Retained earnings to average equity (ytd only) | 0.7197% | 5,475 |
Net charge-offs to loans | 0.0430% | 5,776 |
Credit loss provision to net charge-offs | 300.0000% | 1,219 |
Earnings coverage of net charge-offs (x) | 59.0000% | 521 |
Efficiency ratio | 65.7640% | 5,025 |
Assets per employee ($millions) | 3.0749% | 5,989 |
Cash dividends to net income (ytd only)* | 90.3226% | 576 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.2453% | 5,212 |
Loan loss allowance to noncurrent loans | 29.1667% | 6,421 |
Noncurrent assets plus other real estate owned to assets | 3.9537% | 1,752 |
Noncurrent loans to loans | 4.2695% | 1,742 |
Net loans and leases to total assets | 61.8983% | 4,703 |
Net loans and leases to deposits | 73.5874% | 4,744 |
Net loans and leases to core deposits | 73.5874% | 5,489 |
Total domestic deposits to total assets | 84.1154% | 4,060 |
Equity capital to assets | 15.6012% | 750 |
Core capital (leverage) ratio | 15.2761% | 669 |
Tier 1 risk-based capital ratio | 21.2397% | 1,305 |
Total risk-based capital ratio | 22.3023% | 1,306 |
Memoranda: | ||
Average total assets | $21,322,670 | 7,592 |
Average earning assets | $19,844,000 | 7,558 |
Average equity | $3,334,670 | 7,317 |
Average total loans | $13,954,330 | 7,357 |
2010-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.5015% | 2,572 |
Cost of funding earning assets | 0.7686% | 7,179 |
Net interest margin | 4.7329% | 725 |
Noninterest income to average assets | 0.4712% | 4,286 |
Noninterest expense to average assets | 3.0723% | 3,383 |
Loan and lease loss provision to assets | 0.0942% | 5,682 |
Net operating income to assets | 1.2440% | 1,415 |
Return on assets (ROA) | 1.2440% | 1,488 |
Pretax return on assets | 1.7152% | 1,030 |
Return on Equity (ROE) | 7.9446% | 2,909 |
Retained earnings to average equity (ytd only) | -5.5372% | 6,627 |
Net charge-offs to loans | 0.1128% | 4,308 |
Credit loss provision to net charge-offs | 125.0000% | 2,808 |
Earnings coverage of net charge-offs (x) | 24.0000% | 1,036 |
Efficiency ratio | 62.9344% | 5,673 |
Assets per employee ($millions) | 2.7078% | 6,851 |
Cash dividends to net income (ytd only)* | 169.6970% | 251 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.1479% | 5,788 |
Loan loss allowance to noncurrent loans | 19.3128% | 7,049 |
Noncurrent assets plus other real estate owned to assets | 5.1657% | 1,226 |
Noncurrent loans to loans | 5.9437% | 1,114 |
Net loans and leases to total assets | 64.8001% | 4,143 |
Net loans and leases to deposits | 76.6965% | 4,283 |
Net loans and leases to core deposits | 76.6965% | 5,167 |
Total domestic deposits to total assets | 84.4890% | 3,898 |
Equity capital to assets | 15.2341% | 829 |
Core capital (leverage) ratio | 15.5206% | 655 |
Tier 1 risk-based capital ratio | 20.0803% | 1,508 |
Total risk-based capital ratio | 21.0661% | 1,524 |
Memoranda: | ||
Average total assets | $21,222,000 | 7,693 |
Average earning assets | $19,776,500 | 7,661 |
Average equity | $3,323,000 | 7,399 |
Average total loans | $14,186,000 | 7,439 |
2009-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.1449% | 1,391 |
Cost of funding earning assets | 0.9508% | 7,304 |
Net interest margin | 5.1941% | 296 |
Noninterest income to average assets | 0.4211% | 5,045 |
Noninterest expense to average assets | 3.8196% | 1,661 |
Loan and lease loss provision to assets | 0.2725% | 5,232 |
Net operating income to assets | 0.7358% | 2,788 |
Return on assets (ROA) | 0.7084% | 2,963 |
Pretax return on assets | 1.0255% | 2,504 |
Return on Equity (ROE) | 4.2519% | 3,985 |
Retained earnings to average equity (ytd only) | -0.7731% | 5,194 |
Net charge-offs to loans | 0.3981% | 4,230 |
Credit loss provision to net charge-offs | 98.2143% | 5,670 |
Earnings coverage of net charge-offs (x) | 4.8214% | 2,803 |
Efficiency ratio | 74.0634% | 3,885 |
Assets per employee ($millions) | 2.9689% | 6,301 |
Cash dividends to net income (ytd only)* | 118.1818% | 423 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.1431% | 5,675 |
Loan loss allowance to noncurrent loans | 17.5325% | 7,158 |
Noncurrent assets plus other real estate owned to assets | 5.7694% | 994 |
Noncurrent loans to loans | 6.5199% | 917 |
Net loans and leases to total assets | 67.4141% | 3,830 |
Net loans and leases to deposits | 80.7400% | 3,851 |
Net loans and leases to core deposits | 85.9298% | 5,526 |
Total domestic deposits to total assets | 83.4953% | 4,288 |
Equity capital to assets | 16.1005% | 685 |
Core capital (leverage) ratio | 16.2910% | 573 |
Tier 1 risk-based capital ratio | 20.1712% | 1,431 |
Total risk-based capital ratio | 21.1478% | 1,445 |
Memoranda: | ||
Average total assets | $20,185,600 | 7,767 |
Average earning assets | $18,405,400 | 7,749 |
Average equity | $3,363,200 | 7,486 |
Average total loans | $14,068,200 | 7,494 |
2009-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.1142% | 1,599 |
Cost of funding earning assets | 0.9994% | 7,387 |
Net interest margin | 5.1147% | 352 |
Noninterest income to average assets | 0.4259% | 5,084 |
Noninterest expense to average assets | 3.4403% | 2,450 |
Loan and lease loss provision to assets | 0.1198% | 6,168 |
Net operating income to assets | 1.2973% | 1,225 |
Return on assets (ROA) | 1.2510% | 1,407 |
Pretax return on assets | 1.4440% | 1,585 |
Return on Equity (ROE) | 7.4435% | 2,888 |
Retained earnings to average equity (ytd only) | 0.7522% | 4,867 |
Net charge-offs to loans | 0.5317% | 3,091 |
Credit loss provision to net charge-offs | 32.1429% | 6,490 |
Earnings coverage of net charge-offs (x) | 4.3395% | 3,171 |
Efficiency ratio | 68.0263% | 4,970 |
Assets per employee ($millions) | 2.8773% | 6,461 |
Cash dividends to net income (ytd only)* | 89.8947% | 745 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.8702% | 6,883 |
Loan loss allowance to noncurrent loans | 17.7905% | 7,206 |
Noncurrent assets plus other real estate owned to assets | 4.8508% | 1,214 |
Noncurrent loans to loans | 4.8912% | 1,376 |
Net loans and leases to total assets | 70.1355% | 3,478 |
Net loans and leases to deposits | 84.7086% | 3,534 |
Net loans and leases to core deposits | 89.8029% | 5,455 |
Total domestic deposits to total assets | 82.7963% | 4,325 |
Equity capital to assets | 16.8313% | 658 |
Core capital (leverage) ratio | 16.7930% | 581 |
Tier 1 risk-based capital ratio | 20.5231% | 1,449 |
Total risk-based capital ratio | 21.2738% | 1,502 |
Memoranda: | ||
Average total assets | $20,036,500 | 7,847 |
Average earning assets | $18,143,250 | 7,836 |
Average equity | $3,367,500 | 7,550 |
Average total loans | $14,042,250 | 7,565 |
2009-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.0388% | 2,021 |
Cost of funding earning assets | 1.0488% | 7,466 |
Net interest margin | 4.9900% | 440 |
Noninterest income to average assets | 0.4400% | 4,931 |
Noninterest expense to average assets | 3.2797% | 3,055 |
Loan and lease loss provision to assets | 0.1100% | 6,054 |
Net operating income to assets | 1.2747% | 1,292 |
Return on assets (ROA) | 1.2099% | 1,531 |
Pretax return on assets | 1.4899% | 1,474 |
Return on Equity (ROE) | 7.2024% | 3,109 |
Retained earnings to average equity (ytd only) | 0.4762% | 5,021 |
Net charge-offs to loans | 0.6155% | 2,497 |
Credit loss provision to net charge-offs | 25.5814% | 6,072 |
Earnings coverage of net charge-offs (x) | 3.9070% | 3,278 |
Efficiency ratio | 66.1290% | 5,530 |
Assets per employee ($millions) | 2.9044% | 6,379 |
Cash dividends to net income (ytd only)* | 93.3884% | 829 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.9123% | 6,719 |
Loan loss allowance to noncurrent loans | 16.2297% | 7,324 |
Noncurrent assets plus other real estate owned to assets | 4.1759% | 1,386 |
Noncurrent loans to loans | 5.6211% | 1,020 |
Net loans and leases to total assets | 69.4506% | 3,833 |
Net loans and leases to deposits | 83.6840% | 3,945 |
Net loans and leases to core deposits | 88.0409% | 5,718 |
Total domestic deposits to total assets | 82.9915% | 4,239 |
Equity capital to assets | 16.6199% | 729 |
Core capital (leverage) ratio | 16.4212% | 689 |
Tier 1 risk-based capital ratio | 20.9148% | 1,414 |
Total risk-based capital ratio | 21.7195% | 1,456 |
Memoranda: | ||
Average total assets | $20,001,670 | 7,926 |
Average earning assets | $18,116,330 | 7,914 |
Average equity | $3,360,000 | 7,614 |
Average total loans | $13,973,000 | 7,643 |
2009-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.7658% | 3,452 |
Cost of funding earning assets | 0.4007% | 8,134 |
Net interest margin | 5.3651% | 212 |
Noninterest income to average assets | 0.3428% | 5,712 |
Noninterest expense to average assets | 3.6699% | 1,711 |
Loan and lease loss provision to assets | 0.0807% | 5,936 |
Net operating income to assets | 1.4518% | 1,041 |
Return on assets (ROA) | 1.4518% | 1,114 |
Pretax return on assets | 1.4518% | 1,811 |
Return on Equity (ROE) | 8.5957% | 2,886 |
Retained earnings to average equity (ytd only) | -4.8948% | 6,539 |
Net charge-offs to loans | 0.6939% | 1,797 |
Credit loss provision to net charge-offs | 16.6667% | 5,117 |
Earnings coverage of net charge-offs (x) | 3.1667% | 3,266 |
Efficiency ratio | 70.5426% | 4,466 |
Assets per employee ($millions) | 2.8636% | 6,488 |
Cash dividends to net income (ytd only)* | 156.9444% | 436 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.0046% | 6,140 |
Loan loss allowance to noncurrent loans | 16.4352% | 7,340 |
Noncurrent assets plus other real estate owned to assets | 4.3103% | 1,142 |
Noncurrent loans to loans | 6.1125% | 772 |
Net loans and leases to total assets | 69.8079% | 3,719 |
Net loans and leases to deposits | 84.0925% | 3,968 |
Net loans and leases to core deposits | 88.5297% | 5,690 |
Total domestic deposits to total assets | 83.0132% | 4,140 |
Equity capital to assets | 16.6126% | 780 |
Core capital (leverage) ratio | 16.9500% | 661 |
Tier 1 risk-based capital ratio | 19.8049% | 1,651 |
Total risk-based capital ratio | 20.6495% | 1,692 |
Memoranda: | ||
Average total assets | $19,837,000 | 7,983 |
Average earning assets | $17,968,000 | 7,961 |
Average equity | $3,350,500 | 7,673 |
Average total loans | $13,834,500 | 7,704 |
2008-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 6.5046% | 2,934 |
Cost of funding earning assets | 1.4162% | 7,723 |
Net interest margin | 5.0885% | 417 |
Noninterest income to average assets | 0.4751% | 4,835 |
Noninterest expense to average assets | 3.6761% | 1,992 |
Loan and lease loss provision to assets | 0.0800% | 6,396 |
Net operating income to assets | 0.9703% | 2,692 |
Return on assets (ROA) | 0.9703% | 2,571 |
Pretax return on assets | 1.4454% | 1,838 |
Return on Equity (ROE) | 5.6922% | 4,073 |
Retained earnings to average equity (ytd only) | -0.9389% | 5,577 |
Net charge-offs to loans | -0.0074% | 7,819 |
Credit loss provision to net charge-offs | -1,600.0000% | 7,461 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 70.6731% | 4,204 |
Assets per employee ($millions) | 2.8041% | 6,549 |
Cash dividends to net income (ytd only)* | 116.4948% | 723 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.1970% | 4,555 |
Loan loss allowance to noncurrent loans | 19.9753% | 7,244 |
Noncurrent assets plus other real estate owned to assets | 4.1316% | 975 |
Noncurrent loans to loans | 5.9923% | 594 |
Net loans and leases to total assets | 68.1237% | 4,445 |
Net loans and leases to deposits | 82.7988% | 4,606 |
Net loans and leases to core deposits | 86.1765% | 6,120 |
Total domestic deposits to total assets | 82.2762% | 4,092 |
Equity capital to assets | 17.1736% | 763 |
Core capital (leverage) ratio | 17.1273% | 683 |
Tier 1 risk-based capital ratio | 20.3982% | 1,550 |
Total risk-based capital ratio | 21.3784% | 1,562 |
Memoranda: | ||
Average total assets | $19,994,200 | 8,013 |
Average earning assets | $18,571,400 | 7,985 |
Average equity | $3,408,200 | 7,718 |
Average total loans | $13,476,200 | 7,739 |