Home > Monroe Bank & Trust > Income and Expense

Monroe Bank & Trust, Income and Expense

2019-06-30 (YTD Data)Rank
Total interest income$24,725,000701
Total interest expense$1,253,0002,040
Net interest income$23,472,000603
Provision for loan and lease losses$03,685
Total noninterest income$8,158,000487
Gross Fiduciary activities income$2,358,000219
Service charges on deposit accounts$1,677,000381
Trading account gains and fees$0131
Additional Noninterest Income$4,123,000578
Total noninterest expense$18,316,000640
Salaries and employee benefits$11,370,000578
Premises and equipment expense$1,904,000672
Additional noninterest expense$5,042,000706
Pre-tax net operating income$13,314,000489
Securities gains (losses)$-11,583,0005,297
Applicable income taxes$41,0003,176
Income before extraordinary items$1,690,0002,171
Extraordinary gains, net$011
Net income$1,690,0002,170
Minority interest net income$069
Net income of bank and minority interests.$1,690,0002,171
Net charge-offs$148,0001,177
Cash dividends$4,800,000458
Sale, conversion, retirement of capital stock, net$180,000281
Net operating income$13,041,340421
2019-03-31 (YTD Data)Rank
Total interest income$12,249,000701
Total interest expense$633,0001,990
Net interest income$11,616,000609
Provision for loan and lease losses$03,406
Total noninterest income$3,724,000507
Gross Fiduciary activities income$1,161,000220
Service charges on deposit accounts$822,000380
Trading account gains and fees$0126
Additional Noninterest Income$1,741,000617
Total noninterest expense$9,897,000586
Salaries and employee benefits$6,064,000529
Premises and equipment expense$963,000674
Additional noninterest expense$2,870,000616
Pre-tax net operating income$5,443,000552
Securities gains (losses)$-11,610,0005,361
Applicable income taxes$-1,414,0005,352
Income before extraordinary items$-4,753,0005,355
Extraordinary gains, net$05
Net income$-4,753,0005,354
Minority interest net income$052
Net income of bank and minority interests.$-4,753,0005,355
Net charge-offs$268,000508
Cash dividends$2,500,000431
Sale, conversion, retirement of capital stock, net$87,000248
Net operating income$4,418,900564
2018-12-31 (YTD Data)Rank
Total interest income$46,283,000687
Total interest expense$2,254,0001,784
Net interest income$44,029,000629
Provision for loan and lease losses$-100,0005,179
Total noninterest income$16,414,000480
Gross Fiduciary activities income$4,728,000218
Service charges on deposit accounts$3,834,000363
Trading account gains and fees$0126
Additional Noninterest Income$7,852,000604
Total noninterest expense$36,858,000616
Salaries and employee benefits$22,344,000562
Premises and equipment expense$3,725,000677
Additional noninterest expense$10,789,000654
Pre-tax net operating income$23,685,000520
Securities gains (losses)$-866,0005,305
Applicable income taxes$4,059,000547
Income before extraordinary items$18,760,000547
Extraordinary gains, net$06
Net income$18,760,000547
Minority interest net income$072
Net income of bank and minority interests.$18,760,000546
Net charge-offs$-205,0005,178
Cash dividends$22,100,000249
Sale, conversion, retirement of capital stock, net$-51,0005,353
Net operating income$19,470,120530
2018-09-30 (YTD Data)Rank
Total interest income$34,165,000685
Total interest expense$1,587,0001,784
Net interest income$32,578,000631
Provision for loan and lease losses$-100,0005,285
Total noninterest income$12,489,000484
Gross Fiduciary activities income$3,557,000219
Service charges on deposit accounts$2,894,000364
Trading account gains and fees$0138
Additional Noninterest Income$6,038,000591
Total noninterest expense$27,774,000613
Salaries and employee benefits$16,714,000562
Premises and equipment expense$2,812,000676
Additional noninterest expense$8,248,000623
Pre-tax net operating income$17,393,000529
Securities gains (losses)$-256,0005,341
Applicable income taxes$3,033,000555
Income before extraordinary items$14,104,000543
Extraordinary gains, net$05
Net income$14,104,000541
Minority interest net income$066
Net income of bank and minority interests.$14,104,000542
Net charge-offs$-420,0005,368
Cash dividends$18,800,000215
Sale, conversion, retirement of capital stock, net$183,000353
Net operating income$14,313,920537
2018-06-30 (YTD Data)Rank
Total interest income$22,274,000695
Total interest expense$910,0001,917
Net interest income$21,364,000634
Provision for loan and lease losses$-100,0005,376
Total noninterest income$8,341,000480
Gross Fiduciary activities income$2,363,000221
Service charges on deposit accounts$1,901,000368
Trading account gains and fees$0130
Additional Noninterest Income$4,077,000588
Total noninterest expense$18,738,000606
Salaries and employee benefits$11,333,000549
Premises and equipment expense$1,878,000680
Additional noninterest expense$5,527,000620
Pre-tax net operating income$11,067,000545
Securities gains (losses)$-150,0005,394
Applicable income taxes$1,881,000572
Income before extraordinary items$9,036,000553
Extraordinary gains, net$06
Net income$9,036,000550
Minority interest net income$065
Net income of bank and minority interests.$9,036,000552
Net charge-offs$-392,0005,439
Cash dividends$16,500,000175
Sale, conversion, retirement of capital stock, net$37,000469
Net operating income$9,160,500549
2018-03-31 (YTD Data)Rank
Total interest income$10,954,000699
Total interest expense$420,0001,953
Net interest income$10,534,000638
Provision for loan and lease losses$-100,0005,487
Total noninterest income$3,923,000495
Gross Fiduciary activities income$1,185,000224
Service charges on deposit accounts$946,000368
Trading account gains and fees$0123
Additional Noninterest Income$1,792,000626
Total noninterest expense$9,664,000576
Salaries and employee benefits$5,962,000524
Premises and equipment expense$991,000640
Additional noninterest expense$2,711,000625
Pre-tax net operating income$4,893,000582
Securities gains (losses)$-137,0005,502
Applicable income taxes$753,000651
Income before extraordinary items$4,003,000599
Extraordinary gains, net$07
Net income$4,003,000599
Minority interest net income$052
Net income of bank and minority interests.$4,003,000599
Net charge-offs$-319,0005,523
Cash dividends$15,000,000104
Sale, conversion, retirement of capital stock, net$-88,0005,577
Net operating income$4,118,080582
2017-12-31 (YTD Data)Rank
Total interest income$41,790,000688
Total interest expense$1,737,0001,714
Net interest income$40,053,000636
Provision for loan and lease losses$-700,0005,560
Total noninterest income$16,435,000490
Gross Fiduciary activities income$5,017,000210
Service charges on deposit accounts$4,186,000346
Trading account gains and fees$0151
Additional Noninterest Income$7,232,000649
Total noninterest expense$35,680,000616
Salaries and employee benefits$21,400,000563
Premises and equipment expense$4,048,000609
Additional noninterest expense$10,232,000663
Pre-tax net operating income$21,508,000520
Securities gains (losses)$-546,0005,592
Applicable income taxes$10,059,000405
Income before extraordinary items$10,903,000692
Extraordinary gains, net$09
Net income$10,903,000692
Minority interest net income$076
Net income of bank and minority interests.$10,903,000692
Net charge-offs$92,0002,514
Cash dividends$20,600,000232
Sale, conversion, retirement of capital stock, net$632,000263
Net operating income$11,252,440666
2017-09-30 (YTD Data)Rank
Total interest income$31,002,000692
Total interest expense$1,320,0001,676
Net interest income$29,682,000643
Provision for loan and lease losses$-200,0005,567
Total noninterest income$12,004,000507
Gross Fiduciary activities income$3,830,000205
Service charges on deposit accounts$3,136,000349
Trading account gains and fees$0145
Additional Noninterest Income$5,038,000693
Total noninterest expense$26,718,000613
Salaries and employee benefits$16,020,000566
Premises and equipment expense$3,058,000615
Additional noninterest expense$7,640,000666
Pre-tax net operating income$15,168,000548
Securities gains (losses)$227,000343
Applicable income taxes$4,447,000537
Income before extraordinary items$10,948,000575
Extraordinary gains, net$09
Net income$10,948,000575
Minority interest net income$071
Net income of bank and minority interests.$10,948,000575
Net charge-offs$248,0001,244
Cash dividends$19,200,000183
Sale, conversion, retirement of capital stock, net$613,000224
Net operating income$10,786,830578
2017-06-30 (YTD Data)Rank
Total interest income$20,347,000703
Total interest expense$893,0001,619
Net interest income$19,454,000642
Provision for loan and lease losses$-200,0005,652
Total noninterest income$8,117,000497
Gross Fiduciary activities income$2,675,000196
Service charges on deposit accounts$2,060,000348
Trading account gains and fees$0139
Additional Noninterest Income$3,382,000683
Total noninterest expense$17,831,000615
Salaries and employee benefits$10,707,000569
Premises and equipment expense$2,067,000600
Additional noninterest expense$5,057,000677
Pre-tax net operating income$9,940,000551
Securities gains (losses)$77,000509
Applicable income taxes$3,042,000519
Income before extraordinary items$6,975,000594
Extraordinary gains, net$011
Net income$6,975,000593
Minority interest net income$071
Net income of bank and minority interests.$6,975,000594
Net charge-offs$121,0001,386
Cash dividends$18,200,000136
Sale, conversion, retirement of capital stock, net$698,000172
Net operating income$6,921,100589
2017-03-31 (YTD Data)Rank
Total interest income$10,049,000708
Total interest expense$456,0001,565
Net interest income$9,593,000646
Provision for loan and lease losses$-200,0005,776
Total noninterest income$3,812,000516
Gross Fiduciary activities income$1,128,000223
Service charges on deposit accounts$1,014,000350
Trading account gains and fees$0142
Additional Noninterest Income$1,670,000672
Total noninterest expense$8,945,000620
Salaries and employee benefits$5,434,000570
Premises and equipment expense$1,061,000599
Additional noninterest expense$2,450,000687
Pre-tax net operating income$4,660,000558
Securities gains (losses)$10,000671
Applicable income taxes$1,414,000529
Income before extraordinary items$3,256,000621
Extraordinary gains, net$08
Net income$3,256,000621
Minority interest net income$055
Net income of bank and minority interests.$3,256,000621
Net charge-offs$-76,0005,566
Cash dividends$17,000,00084
Sale, conversion, retirement of capital stock, net$556,000115
Net operating income$3,249,000608
2016-12-31 (YTD Data)Rank
Total interest income$39,848,000677
Total interest expense$2,237,0001,282
Net interest income$37,611,000643
Provision for loan and lease losses$-2,200,0005,879
Total noninterest income$15,373,000505
Gross Fiduciary activities income$4,453,000216
Service charges on deposit accounts$4,221,000339
Trading account gains and fees$0170
Additional Noninterest Income$6,699,000684
Total noninterest expense$36,265,000600
Salaries and employee benefits$22,443,000526
Premises and equipment expense$3,868,000643
Additional noninterest expense$9,954,000686
Pre-tax net operating income$18,919,000539
Securities gains (losses)$2,151,000116
Applicable income taxes$6,350,000474
Income before extraordinary items$14,720,000529
Extraordinary gains, net$05
Net income$14,720,000528
Minority interest net income$082
Net income of bank and minority interests.$14,720,000528
Net charge-offs$238,0001,758
Cash dividends$15,650,000258
Sale, conversion, retirement of capital stock, net$38,000612
Net operating income$13,214,300574
2016-09-30 (YTD Data)Rank
Total interest income$29,830,000674
Total interest expense$1,790,0001,205
Net interest income$28,040,000643
Provision for loan and lease losses$-1,200,0005,929
Total noninterest income$11,558,000503
Gross Fiduciary activities income$3,347,000212
Service charges on deposit accounts$3,142,000342
Trading account gains and fees$0169
Additional Noninterest Income$5,069,000679
Total noninterest expense$27,045,000602
Salaries and employee benefits$16,531,000535
Premises and equipment expense$2,823,000657
Additional noninterest expense$7,691,000676
Pre-tax net operating income$13,753,000551
Securities gains (losses)$2,159,00096
Applicable income taxes$4,801,000477
Income before extraordinary items$11,111,000530
Extraordinary gains, net$05
Net income$11,111,000528
Minority interest net income$071
Net income of bank and minority interests.$11,111,000530
Net charge-offs$291,0001,162
Cash dividends$14,750,000209
Sale, conversion, retirement of capital stock, net$80,000451
Net operating income$9,599,700596
2016-06-30 (YTD Data)Rank
Total interest income$19,840,000674
Total interest expense$1,312,0001,097
Net interest income$18,528,000644
Provision for loan and lease losses$-500,0005,967
Total noninterest income$7,602,000501
Gross Fiduciary activities income$2,202,000216
Service charges on deposit accounts$2,024,000349
Trading account gains and fees$0157
Additional Noninterest Income$3,376,000673
Total noninterest expense$18,128,000593
Salaries and employee benefits$11,017,000535
Premises and equipment expense$1,888,000656
Additional noninterest expense$5,223,000664
Pre-tax net operating income$8,502,000580
Securities gains (losses)$2,072,00071
Applicable income taxes$3,189,000475
Income before extraordinary items$7,385,000525
Extraordinary gains, net$016
Net income$7,385,000521
Minority interest net income$071
Net income of bank and minority interests.$7,385,000524
Net charge-offs$493,000608
Cash dividends$12,750,000173
Sale, conversion, retirement of capital stock, net$-57,0005,994
Net operating income$5,934,600631
2016-03-31 (YTD Data)Rank
Total interest income$9,980,000669
Total interest expense$693,0001,026
Net interest income$9,287,000645
Provision for loan and lease losses$-300,0006,042
Total noninterest income$3,796,000488
Gross Fiduciary activities income$1,097,000217
Service charges on deposit accounts$1,008,000343
Trading account gains and fees$0142
Additional Noninterest Income$1,691,000650
Total noninterest expense$9,358,000573
Salaries and employee benefits$5,618,000527
Premises and equipment expense$969,000647
Additional noninterest expense$2,771,000610
Pre-tax net operating income$4,025,000584
Securities gains (losses)$320,000200
Applicable income taxes$1,266,000541
Income before extraordinary items$3,079,000600
Extraordinary gains, net$012
Net income$3,079,000597
Minority interest net income$062
Net income of bank and minority interests.$3,079,000600
Net charge-offs$59,0001,329
Cash dividends$12,000,000118
Sale, conversion, retirement of capital stock, net$-125,0006,084
Net operating income$2,851,800632
2015-12-31 (YTD Data)Rank
Total interest income$40,026,000640
Total interest expense$3,066,000913
Net interest income$36,960,000620
Provision for loan and lease losses$-3,000,0006,135
Total noninterest income$14,943,000504
Gross Fiduciary activities income$4,728,000209
Service charges on deposit accounts$4,173,000345
Trading account gains and fees$0159
Additional Noninterest Income$6,042,000703
Total noninterest expense$37,878,000553
Salaries and employee benefits$23,095,000494
Premises and equipment expense$3,765,000658
Additional noninterest expense$11,018,000614
Pre-tax net operating income$17,025,000554
Securities gains (losses)$398,000435
Applicable income taxes$5,129,000513
Income before extraordinary items$12,294,000597
Extraordinary gains, net$023
Net income$12,294,000595
Minority interest net income$081
Net income of bank and minority interests.$12,294,000598
Net charge-offs$-688,0006,050
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$229,000410
Net operating income$12,011,420600
2015-09-30 (YTD Data)Rank
Total interest income$29,992,000648
Total interest expense$2,355,000899
Net interest income$27,637,000623
Provision for loan and lease losses$-1,000,0006,152
Total noninterest income$11,144,000518
Gross Fiduciary activities income$3,576,000208
Service charges on deposit accounts$3,059,000354
Trading account gains and fees$0153
Additional Noninterest Income$4,509,000714
Total noninterest expense$28,437,000558
Salaries and employee benefits$17,318,000498
Premises and equipment expense$2,815,000677
Additional noninterest expense$8,304,000611
Pre-tax net operating income$11,344,000635
Securities gains (losses)$274,000512
Applicable income taxes$3,367,000591
Income before extraordinary items$8,251,000670
Extraordinary gains, net$021
Net income$8,251,000668
Minority interest net income$078
Net income of bank and minority interests.$8,251,000670
Net charge-offs$-788,0006,171
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$179,000377
Net operating income$8,056,460665
2015-06-30 (YTD Data)Rank
Total interest income$20,031,000643
Total interest expense$1,615,000882
Net interest income$18,416,000624
Provision for loan and lease losses$-800,0006,245
Total noninterest income$7,179,000526
Gross Fiduciary activities income$2,413,000211
Service charges on deposit accounts$1,924,000374
Trading account gains and fees$0157
Additional Noninterest Income$2,842,000739
Total noninterest expense$19,309,000547
Salaries and employee benefits$11,624,000491
Premises and equipment expense$1,927,000661
Additional noninterest expense$5,758,000587
Pre-tax net operating income$7,086,000670
Securities gains (losses)$258,000428
Applicable income taxes$2,124,000614
Income before extraordinary items$5,220,000708
Extraordinary gains, net$022
Net income$5,220,000706
Minority interest net income$075
Net income of bank and minority interests.$5,220,000708
Net charge-offs$-671,0006,259
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$115,000366
Net operating income$5,036,820707
2015-03-31 (YTD Data)Rank
Total interest income$10,157,000618
Total interest expense$819,000869
Net interest income$9,338,000607
Provision for loan and lease losses$-800,0006,362
Total noninterest income$3,393,000536
Gross Fiduciary activities income$1,222,000209
Service charges on deposit accounts$894,000386
Trading account gains and fees$0152
Additional Noninterest Income$1,277,000764
Total noninterest expense$9,705,000547
Salaries and employee benefits$5,874,000492
Premises and equipment expense$1,070,000595
Additional noninterest expense$2,761,000606
Pre-tax net operating income$3,826,000604
Securities gains (losses)$236,000308
Applicable income taxes$1,210,000550
Income before extraordinary items$2,852,000629
Extraordinary gains, net$013
Net income$2,852,000626
Minority interest net income$064
Net income of bank and minority interests.$2,852,000629
Net charge-offs$-783,0006,378
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$57,000338
Net operating income$2,686,800646
2014-12-31 (YTD Data)Rank
Total interest income$38,521,000647
Total interest expense$3,838,000768
Net interest income$34,683,000635
Provision for loan and lease losses$-500,0006,253
Total noninterest income$14,026,000507
Gross Fiduciary activities income$4,749,000202
Service charges on deposit accounts$3,979,000372
Trading account gains and fees$0180
Additional Noninterest Income$5,298,000720
Total noninterest expense$38,385,000539
Salaries and employee benefits$23,238,000478
Premises and equipment expense$3,769,000653
Additional noninterest expense$11,378,000594
Pre-tax net operating income$10,824,000773
Securities gains (losses)$-869,0006,466
Applicable income taxes$2,570,000811
Income before extraordinary items$7,385,000900
Extraordinary gains, net$017
Net income$7,385,000899
Minority interest net income$084
Net income of bank and minority interests.$7,385,000899
Net charge-offs$2,501,000418
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$250,000399
Net operating income$8,028,060805
2014-09-30 (YTD Data)Rank
Total interest income$28,859,000647
Total interest expense$2,974,000743
Net interest income$25,885,000635
Provision for loan and lease losses$-500,0006,380
Total noninterest income$10,131,000518
Gross Fiduciary activities income$3,496,000204
Service charges on deposit accounts$2,954,000375
Trading account gains and fees$0174
Additional Noninterest Income$3,681,000768
Total noninterest expense$28,611,000531
Salaries and employee benefits$17,163,000480
Premises and equipment expense$2,778,000663
Additional noninterest expense$8,670,000579
Pre-tax net operating income$7,905,000794
Securities gains (losses)$-958,0006,551
Applicable income taxes$1,745,000892
Income before extraordinary items$5,202,000964
Extraordinary gains, net$015
Net income$5,202,000963
Minority interest net income$081
Net income of bank and minority interests.$5,202,000963
Net charge-offs$2,579,000304
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$208,000354
Net operating income$5,920,500820
2014-06-30 (YTD Data)Rank
Total interest income$19,065,000652
Total interest expense$2,029,000731
Net interest income$17,036,000644
Provision for loan and lease losses$200,0001,637
Total noninterest income$6,982,000508
Gross Fiduciary activities income$2,302,000205
Service charges on deposit accounts$1,900,000381
Trading account gains and fees$0172
Additional Noninterest Income$2,780,000686
Total noninterest expense$19,305,000528
Salaries and employee benefits$11,532,000480
Premises and equipment expense$1,902,000650
Additional noninterest expense$5,871,000567
Pre-tax net operating income$4,513,000905
Securities gains (losses)$62,0001,054
Applicable income taxes$1,140,000880
Income before extraordinary items$3,435,000953
Extraordinary gains, net$020
Net income$3,435,000954
Minority interest net income$080
Net income of bank and minority interests.$3,435,000954
Net charge-offs$1,408,000389
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$136,000339
Net operating income$3,388,500944
2014-03-31 (YTD Data)Rank
Total interest income$9,530,000651
Total interest expense$1,040,000710
Net interest income$8,490,000649
Provision for loan and lease losses$100,0001,586
Total noninterest income$3,613,000472
Gross Fiduciary activities income$1,134,000206
Service charges on deposit accounts$932,000380
Trading account gains and fees$0147
Additional Noninterest Income$1,547,000611
Total noninterest expense$9,605,000533
Salaries and employee benefits$5,728,000486
Premises and equipment expense$973,000656
Additional noninterest expense$2,904,000577
Pre-tax net operating income$2,398,000825
Securities gains (losses)$57,000608
Applicable income taxes$625,000792
Income before extraordinary items$1,830,000857
Extraordinary gains, net$016
Net income$1,830,000860
Minority interest net income$066
Net income of bank and minority interests.$1,830,000858
Net charge-offs$151,0001,112
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$69,000305
Net operating income$1,787,250851
2013-12-31 (YTD Data)Rank
Total interest income$39,225,000628
Total interest expense$6,033,000525
Net interest income$33,192,000645
Provision for loan and lease losses$2,200,000579
Total noninterest income$14,077,000527
Gross Fiduciary activities income$4,351,000199
Service charges on deposit accounts$4,325,000345
Trading account gains and fees$0184
Additional Noninterest Income$5,401,000756
Total noninterest expense$37,791,000547
Salaries and employee benefits$21,520,000510
Premises and equipment expense$4,159,000587
Additional noninterest expense$12,112,000569
Pre-tax net operating income$7,278,0001,044
Securities gains (losses)$424,000517
Applicable income taxes$-17,681,0006,792
Income before extraordinary items$25,383,000303
Extraordinary gains, net$029
Net income$25,383,000304
Minority interest net income$090
Net income of bank and minority interests.$25,383,000304
Net charge-offs$3,290,000501
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$169,000461
Net operating income$24,959,000302
2013-09-30 (YTD Data)Rank
Total interest income$29,557,000626
Total interest expense$4,891,000495
Net interest income$24,666,000645
Provision for loan and lease losses$2,100,000470
Total noninterest income$10,457,000538
Gross Fiduciary activities income$3,256,000198
Service charges on deposit accounts$3,228,000349
Trading account gains and fees$0180
Additional Noninterest Income$3,973,000784
Total noninterest expense$27,985,000556
Salaries and employee benefits$15,847,000523
Premises and equipment expense$3,001,000615
Additional noninterest expense$9,137,000572
Pre-tax net operating income$5,038,0001,135
Securities gains (losses)$307,000624
Applicable income taxes$-18,375,0006,878
Income before extraordinary items$23,720,000258
Extraordinary gains, net$025
Net income$23,720,000258
Minority interest net income$084
Net income of bank and minority interests.$23,720,000258
Net charge-offs$2,633,000478
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$100,000460
Net operating income$23,413,000260
2013-06-30 (YTD Data)Rank
Total interest income$19,796,000619
Total interest expense$3,665,000450
Net interest income$16,131,000649
Provision for loan and lease losses$1,900,000383
Total noninterest income$7,111,000536
Gross Fiduciary activities income$2,178,000199
Service charges on deposit accounts$2,100,000356
Trading account gains and fees$0157
Additional Noninterest Income$2,833,000762
Total noninterest expense$18,691,000557
Salaries and employee benefits$10,537,000523
Premises and equipment expense$2,010,000616
Additional noninterest expense$6,144,000577
Pre-tax net operating income$2,651,0001,369
Securities gains (losses)$164,000836
Applicable income taxes$04,679
Income before extraordinary items$2,815,0001,097
Extraordinary gains, net$022
Net income$2,815,0001,098
Minority interest net income$082
Net income of bank and minority interests.$2,815,0001,100
Net charge-offs$2,004,000445
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$67,000431
Net operating income$2,651,0001,108
2013-03-31 (YTD Data)Rank
Total interest income$10,058,000613
Total interest expense$2,014,000412
Net interest income$8,044,000661
Provision for loan and lease losses$1,500,000262
Total noninterest income$4,021,000496
Gross Fiduciary activities income$1,097,000197
Service charges on deposit accounts$1,042,000353
Trading account gains and fees$0148
Additional Noninterest Income$1,882,000616
Total noninterest expense$9,372,000566
Salaries and employee benefits$5,323,000524
Premises and equipment expense$988,000638
Additional noninterest expense$3,061,000577
Pre-tax net operating income$1,193,0001,481
Securities gains (losses)$10,0001,481
Applicable income taxes$04,602
Income before extraordinary items$1,203,0001,247
Extraordinary gains, net$010
Net income$1,203,0001,249
Minority interest net income$076
Net income of bank and minority interests.$1,203,0001,249
Net charge-offs$900,000513
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$33,000397
Net operating income$1,193,0001,204
2012-12-31 (YTD Data)Rank
Total interest income$44,524,000587
Total interest expense$9,874,000410
Net interest income$34,650,000619
Provision for loan and lease losses$7,350,000363
Total noninterest income$14,090,000530
Gross Fiduciary activities income$4,028,000197
Service charges on deposit accounts$4,564,000337
Trading account gains and fees$0166
Additional Noninterest Income$5,498,000761
Total noninterest expense$37,344,000557
Salaries and employee benefits$20,313,000532
Premises and equipment expense$3,933,000611
Additional noninterest expense$13,098,000562
Pre-tax net operating income$4,046,0001,639
Securities gains (losses)$1,280,000408
Applicable income taxes$-3,503,0007,037
Income before extraordinary items$8,829,000682
Extraordinary gains, net$029
Net income$8,829,000682
Minority interest net income$093
Net income of bank and minority interests.$8,829,000682
Net charge-offs$10,916,000293
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,549,000742
2012-09-30 (YTD Data)Rank
Total interest income$34,009,000587
Total interest expense$7,676,000412
Net interest income$26,333,000616
Provision for loan and lease losses$4,850,000413
Total noninterest income$10,162,000542
Gross Fiduciary activities income$2,859,000202
Service charges on deposit accounts$3,392,000343
Trading account gains and fees$0157
Additional Noninterest Income$3,911,000770
Total noninterest expense$28,219,000552
Salaries and employee benefits$15,128,000526
Premises and equipment expense$2,998,000603
Additional noninterest expense$10,093,000548
Pre-tax net operating income$3,426,0001,521
Securities gains (losses)$1,239,000322
Applicable income taxes$1,566,000874
Income before extraordinary items$3,099,0001,445
Extraordinary gains, net$020
Net income$3,099,0001,446
Minority interest net income$086
Net income of bank and minority interests.$3,099,0001,446
Net charge-offs$6,592,000367
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,281,2601,782
2012-06-30 (YTD Data)Rank
Total interest income$23,025,000582
Total interest expense$5,313,000416
Net interest income$17,712,000617
Provision for loan and lease losses$3,300,000420
Total noninterest income$6,608,000539
Gross Fiduciary activities income$1,796,000217
Service charges on deposit accounts$2,215,000345
Trading account gains and fees$0153
Additional Noninterest Income$2,597,000769
Total noninterest expense$18,975,000551
Salaries and employee benefits$10,059,000529
Premises and equipment expense$1,989,000604
Additional noninterest expense$6,927,000538
Pre-tax net operating income$2,045,0001,658
Securities gains (losses)$1,140,000247
Applicable income taxes$1,549,000621
Income before extraordinary items$1,636,0001,757
Extraordinary gains, net$019
Net income$1,636,0001,755
Minority interest net income$084
Net income of bank and minority interests.$1,636,0001,757
Net charge-offs$4,679,000354
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$906,4002,659
2012-03-31 (YTD Data)Rank
Total interest income$11,693,000576
Total interest expense$2,765,000408
Net interest income$8,928,000612
Provision for loan and lease losses$2,250,000318
Total noninterest income$3,310,000543
Gross Fiduciary activities income$968,000202
Service charges on deposit accounts$1,090,000349
Trading account gains and fees$0148
Additional Noninterest Income$1,252,000773
Total noninterest expense$9,653,000541
Salaries and employee benefits$5,106,000517
Premises and equipment expense$1,047,000577
Additional noninterest expense$3,500,000519
Pre-tax net operating income$335,0003,633
Securities gains (losses)$1,100,000126
Applicable income taxes$126,0002,209
Income before extraordinary items$1,309,0001,131
Extraordinary gains, net$019
Net income$1,309,0001,131
Minority interest net income$078
Net income of bank and minority interests.$1,309,0001,131
Net charge-offs$2,634,000321
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$308,0003,426
2011-12-31 (YTD Data)Rank
Total interest income$49,550,000558
Total interest expense$14,421,000383
Net interest income$35,129,000607
Provision for loan and lease losses$13,800,000320
Total noninterest income$13,594,000494
Gross Fiduciary activities income$3,918,000167
Service charges on deposit accounts$4,693,000335
Trading account gains and fees$0146
Additional Noninterest Income$4,983,000702
Total noninterest expense$38,859,000528
Salaries and employee benefits$19,475,000506
Premises and equipment expense$4,494,000563
Additional noninterest expense$14,890,000504
Pre-tax net operating income$-3,936,0006,994
Securities gains (losses)$1,084,000411
Applicable income taxes$500,0002,034
Income before extraordinary items$-3,352,0006,978
Extraordinary gains, net$029
Net income$-3,352,0006,979
Minority interest net income$096
Net income of bank and minority interests.$-3,352,0006,979
Net charge-offs$14,158,000334
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-4,436,0007,030
2011-09-30 (YTD Data)Rank
Total interest income$37,754,000551
Total interest expense$11,450,000377
Net interest income$26,304,000612
Provision for loan and lease losses$11,300,000292
Total noninterest income$8,254,000580
Gross Fiduciary activities income$2,955,000168
Service charges on deposit accounts$3,522,000336
Trading account gains and fees$0145
Additional Noninterest Income$1,777,0001,209
Total noninterest expense$27,767,000548
Salaries and employee benefits$14,611,000501
Premises and equipment expense$3,301,000580
Additional noninterest expense$9,855,000549
Pre-tax net operating income$-4,509,0007,208
Securities gains (losses)$651,000515
Applicable income taxes$04,740
Income before extraordinary items$-3,858,0007,207
Extraordinary gains, net$021
Net income$-3,858,0007,204
Minority interest net income$087
Net income of bank and minority interests.$-3,858,0007,207
Net charge-offs$10,654,000330
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-4,509,0007,222
2011-06-30 (YTD Data)Rank
Total interest income$25,290,000556
Total interest expense$7,943,000383
Net interest income$17,347,000625
Provision for loan and lease losses$8,600,000266
Total noninterest income$5,305,000594
Gross Fiduciary activities income$1,983,000170
Service charges on deposit accounts$2,296,000343
Trading account gains and fees$0153
Additional Noninterest Income$1,026,0001,316
Total noninterest expense$18,730,000547
Salaries and employee benefits$9,733,000500
Premises and equipment expense$2,169,000596
Additional noninterest expense$6,828,000536
Pre-tax net operating income$-4,678,0007,361
Securities gains (losses)$96,0001,174
Applicable income taxes$04,697
Income before extraordinary items$-4,582,0007,361
Extraordinary gains, net$015
Net income$-4,582,0007,361
Minority interest net income$089
Net income of bank and minority interests.$-4,582,0007,361
Net charge-offs$7,194,000345
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-4,678,0007,361
2011-03-31 (YTD Data)Rank
Total interest income$12,800,000551
Total interest expense$4,030,000394
Net interest income$8,770,000622
Provision for loan and lease losses$5,750,000215
Total noninterest income$2,357,000648
Gross Fiduciary activities income$987,000173
Service charges on deposit accounts$1,117,000351
Trading account gains and fees$0158
Additional Noninterest Income$253,0002,132
Total noninterest expense$9,337,000547
Salaries and employee benefits$4,849,000507
Premises and equipment expense$1,127,000587
Additional noninterest expense$3,361,000543
Pre-tax net operating income$-3,960,0007,487
Securities gains (losses)$67,000654
Applicable income taxes$04,545
Income before extraordinary items$-3,893,0007,481
Extraordinary gains, net$09
Net income$-3,893,0007,481
Minority interest net income$086
Net income of bank and minority interests.$-3,893,0007,481
Net charge-offs$3,546,000353
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-3,960,0007,484
2010-12-31 (YTD Data)Rank
Total interest income$56,573,000525
Total interest expense$19,756,000397
Net interest income$36,817,000589
Provision for loan and lease losses$20,500,000363
Total noninterest income$12,488,000546
Gross Fiduciary activities income$4,049,000159
Service charges on deposit accounts$5,297,000292
Trading account gains and fees$0175
Additional Noninterest Income$3,142,0001,027
Total noninterest expense$40,481,000522
Salaries and employee benefits$19,106,000513
Premises and equipment expense$4,337,000595
Additional noninterest expense$17,038,000466
Pre-tax net operating income$-11,676,0007,394
Securities gains (losses)$3,260,000166
Applicable income taxes$3,183,000525
Income before extraordinary items$-11,599,0007,412
Extraordinary gains, net$029
Net income$-11,599,0007,412
Minority interest net income$0111
Net income of bank and minority interests.$-11,599,0007,412
Net charge-offs$23,340,000301
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-14,859,0007,465
2010-09-30 (YTD Data)Rank
Total interest income$43,592,000507
Total interest expense$15,588,000391
Net interest income$28,004,000579
Provision for loan and lease losses$13,414,000393
Total noninterest income$8,914,000552
Gross Fiduciary activities income$3,039,000157
Service charges on deposit accounts$3,985,000292
Trading account gains and fees$0165
Additional Noninterest Income$1,890,0001,151
Total noninterest expense$30,891,000499
Salaries and employee benefits$14,438,000501
Premises and equipment expense$3,311,000578
Additional noninterest expense$13,142,000437
Pre-tax net operating income$-7,387,0007,484
Securities gains (losses)$3,269,000133
Applicable income taxes$04,726
Income before extraordinary items$-4,118,0007,369
Extraordinary gains, net$023
Net income$-4,118,0007,369
Minority interest net income$0110
Net income of bank and minority interests.$-4,118,0007,370
Net charge-offs$16,731,000299
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-7,387,0007,505
2010-06-30 (YTD Data)Rank
Total interest income$29,806,000502
Total interest expense$11,220,000370
Net interest income$18,586,000585
Provision for loan and lease losses$5,950,000553
Total noninterest income$5,790,000556
Gross Fiduciary activities income$2,103,000156
Service charges on deposit accounts$2,572,000304
Trading account gains and fees$0152
Additional Noninterest Income$1,115,0001,199
Total noninterest expense$21,303,000478
Salaries and employee benefits$9,721,000495
Premises and equipment expense$2,259,000574
Additional noninterest expense$9,323,000409
Pre-tax net operating income$-2,877,0007,390
Securities gains (losses)$3,086,00084
Applicable income taxes$04,691
Income before extraordinary items$209,0004,838
Extraordinary gains, net$019
Net income$209,0004,839
Minority interest net income$0105
Net income of bank and minority interests.$209,0004,838
Net charge-offs$5,987,000502
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,877,0007,427
2010-03-31 (YTD Data)Rank
Total interest income$15,310,000503
Total interest expense$5,909,000377
Net interest income$9,401,000585
Provision for loan and lease losses$2,200,000694
Total noninterest income$2,714,000573
Gross Fiduciary activities income$962,000167
Service charges on deposit accounts$1,271,000309
Trading account gains and fees$0175
Additional Noninterest Income$481,0001,336
Total noninterest expense$9,721,000523
Salaries and employee benefits$5,069,000480
Premises and equipment expense$1,190,000558
Additional noninterest expense$3,462,000527
Pre-tax net operating income$194,0004,125
Securities gains (losses)$295,000396
Applicable income taxes$04,611
Income before extraordinary items$489,0002,184
Extraordinary gains, net$016
Net income$489,0002,182
Minority interest net income$091
Net income of bank and minority interests.$489,0002,184
Net charge-offs$2,151,000620
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$194,0003,837
2009-12-31 (YTD Data)Rank
Total interest income$70,988,000465
Total interest expense$29,989,000370
Net interest income$40,999,000521
Provision for loan and lease losses$36,000,000322
Total noninterest income$4,303,0001,231
Gross Fiduciary activities income$3,762,000169
Service charges on deposit accounts$5,788,000300
Trading account gains and fees$0211
Additional Noninterest Income$-5,247,0007,991
Total noninterest expense$38,649,000553
Salaries and employee benefits$20,740,000466
Premises and equipment expense$4,799,000553
Additional noninterest expense$13,110,000618
Pre-tax net operating income$-29,347,0007,792
Securities gains (losses)$-4,340,0007,878
Applicable income taxes$99,0002,886
Income before extraordinary items$-33,786,0007,831
Extraordinary gains, net$034
Net income$-33,786,0007,831
Minority interest net income$0115
Net income of bank and minority interests.$-33,786,0007,831
Net charge-offs$30,465,000287
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-29,446,0007,814
2009-09-30 (YTD Data)Rank
Total interest income$54,490,000472
Total interest expense$23,588,000378
Net interest income$30,902,000527
Provision for loan and lease losses$19,000,000401
Total noninterest income$2,874,0001,365
Gross Fiduciary activities income$2,755,000172
Service charges on deposit accounts$4,304,000302
Trading account gains and fees$0212
Additional Noninterest Income$-4,185,0008,082
Total noninterest expense$29,765,000542
Salaries and employee benefits$15,956,000464
Premises and equipment expense$3,621,000558
Additional noninterest expense$10,188,000580
Pre-tax net operating income$-14,989,0007,828
Securities gains (losses)$-300,0007,657
Applicable income taxes$-6,391,0007,928
Income before extraordinary items$-8,898,0007,752
Extraordinary gains, net$027
Net income$-8,898,0007,751
Minority interest net income$0118
Net income of bank and minority interests.$-8,898,0007,751
Net charge-offs$18,955,000317
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-8,706,0007,750
2009-06-30 (YTD Data)Rank
Total interest income$36,853,000478
Total interest expense$16,463,000386
Net interest income$20,390,000538
Provision for loan and lease losses$12,200,000399
Total noninterest income$1,052,0002,099
Gross Fiduciary activities income$1,820,000174
Service charges on deposit accounts$2,788,000308
Trading account gains and fees$0193
Additional Noninterest Income$-3,556,0008,178
Total noninterest expense$20,344,000540
Salaries and employee benefits$10,834,000462
Premises and equipment expense$2,438,000567
Additional noninterest expense$7,072,000564
Pre-tax net operating income$-11,102,0007,937
Securities gains (losses)$-113,0007,699
Applicable income taxes$-4,615,0008,029
Income before extraordinary items$-6,600,0007,864
Extraordinary gains, net$021
Net income$-6,600,0007,863
Minority interest net income$0112
Net income of bank and minority interests.$-6,600,0007,863
Net charge-offs$6,853,000482
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-6,527,6807,876
2009-03-31 (YTD Data)Rank
Total interest income$18,988,000468
Total interest expense$8,779,000383
Net interest income$10,209,000530
Provision for loan and lease losses$4,200,000450
Total noninterest income$1,642,000864
Gross Fiduciary activities income$914,000171
Service charges on deposit accounts$1,356,000312
Trading account gains and fees$0171
Additional Noninterest Income$-628,0008,205
Total noninterest expense$10,034,000519
Salaries and employee benefits$5,434,000462
Premises and equipment expense$1,323,000529
Additional noninterest expense$3,277,000543
Pre-tax net operating income$-2,383,0007,878
Securities gains (losses)$-163,0008,024
Applicable income taxes$-1,250,0008,041
Income before extraordinary items$-1,296,0007,787
Extraordinary gains, net$015
Net income$-1,296,0007,788
Minority interest net income$0102
Net income of bank and minority interests.$-1,296,0007,788
Net charge-offs$975,000969
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,191,6807,750
2008-12-31 (YTD Data)Rank
Total interest income$84,884,000463
Total interest expense$42,514,000378
Net interest income$42,370,000512
Provision for loan and lease losses$18,000,000399
Total noninterest income$12,841,000488
Gross Fiduciary activities income$4,329,000169
Service charges on deposit accounts$6,371,000280
Trading account gains and fees$0154
Additional Noninterest Income$2,141,0001,242
Total noninterest expense$36,770,000549
Salaries and employee benefits$20,614,000464
Premises and equipment expense$5,309,000514
Additional noninterest expense$10,847,000631
Pre-tax net operating income$441,0005,038
Securities gains (losses)$422,000437
Applicable income taxes$-1,151,0007,757
Income before extraordinary items$2,014,0001,981
Extraordinary gains, net$039
Net income$2,014,0001,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,694,000261
Cash dividends$9,100,000323
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,592,0002,546
2008-09-30 (YTD Data)Rank
Total interest income$64,684,000474
Total interest expense$32,034,000396
Net interest income$32,650,000513
Provision for loan and lease losses$8,000,000467
Total noninterest income$9,120,000536
Gross Fiduciary activities income$3,333,000171
Service charges on deposit accounts$4,795,000288
Trading account gains and fees$0148
Additional Noninterest Income$992,0001,828
Total noninterest expense$28,177,000529
Salaries and employee benefits$16,113,000464
Premises and equipment expense$4,033,000515
Additional noninterest expense$8,031,000605
Pre-tax net operating income$5,593,000909
Securities gains (losses)$371,000394
Applicable income taxes$985,0001,166
Income before extraordinary items$4,979,000733
Extraordinary gains, net$031
Net income$4,979,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,814,000286
Cash dividends$7,500,000304
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,671,070827
2008-06-30 (YTD Data)Rank
Total interest income$43,575,000471
Total interest expense$22,007,000399
Net interest income$21,568,000519
Provision for loan and lease losses$3,900,000512
Total noninterest income$7,390,000485
Gross Fiduciary activities income$2,246,000173
Service charges on deposit accounts$3,112,000288
Trading account gains and fees$0149
Additional Noninterest Income$2,032,000830
Total noninterest expense$19,079,000527
Salaries and employee benefits$11,023,000461
Premises and equipment expense$2,828,000491
Additional noninterest expense$5,228,000597
Pre-tax net operating income$5,979,000584
Securities gains (losses)$48,0001,469
Applicable income taxes$1,410,000698
Income before extraordinary items$4,617,000596
Extraordinary gains, net$021
Net income$4,617,000595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,029,000261
Cash dividends$6,100,000278
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,580,040586
2008-03-31 (YTD Data)Rank
Total interest income$22,193,000476
Total interest expense$11,747,000403
Net interest income$10,446,000527
Provision for loan and lease losses$1,200,000551
Total noninterest income$3,904,000476
Gross Fiduciary activities income$1,127,000172
Service charges on deposit accounts$1,526,000290
Trading account gains and fees$0158
Additional Noninterest Income$1,251,000709
Total noninterest expense$9,386,000530
Salaries and employee benefits$5,582,000458
Premises and equipment expense$1,442,000486
Additional noninterest expense$2,362,000621
Pre-tax net operating income$3,764,000520
Securities gains (losses)$25,0001,479
Applicable income taxes$965,000597
Income before extraordinary items$2,824,000539
Extraordinary gains, net$015
Net income$2,824,000540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,739,000198
Cash dividends$3,200,000273
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,805,250518
2007-12-31 (YTD Data)Rank
Total interest income$93,547,000467
Total interest expense$50,782,000413
Net interest income$42,765,000533
Provision for loan and lease losses$11,407,000226
Total noninterest income$14,876,000462
Gross Fiduciary activities income$4,577,000168
Service charges on deposit accounts$6,301,000293
Trading account gains and fees$0178
Additional Noninterest Income$3,998,000822
Total noninterest expense$36,267,000520
Salaries and employee benefits$21,367,000454
Premises and equipment expense$5,365,000498
Additional noninterest expense$9,535,000607
Pre-tax net operating income$9,967,000855
Securities gains (losses)$-80,0008,099
Applicable income taxes$2,092,0001,093
Income before extraordinary items$7,795,000831
Extraordinary gains, net$039
Net income$7,795,000829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,949,000320
Cash dividends$19,000,000263
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,858,200815
2007-09-30 (YTD Data)Rank
Total interest income$70,561,000465
Total interest expense$37,924,000416
Net interest income$32,637,000522
Provision for loan and lease losses$2,500,000428
Total noninterest income$11,673,000455
Gross Fiduciary activities income$3,389,000166
Service charges on deposit accounts$4,698,000290
Trading account gains and fees$0184
Additional Noninterest Income$3,586,000721
Total noninterest expense$27,472,000515
Salaries and employee benefits$16,411,000441
Premises and equipment expense$4,004,000496
Additional noninterest expense$7,057,000597
Pre-tax net operating income$14,338,000517
Securities gains (losses)$96,000503
Applicable income taxes$3,939,000561
Income before extraordinary items$10,495,000517
Extraordinary gains, net$033
Net income$10,495,000515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,941,000413
Cash dividends$16,000,000239
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$10,424,920516
2007-06-30 (YTD Data)Rank
Total interest income$47,008,000478
Total interest expense$25,035,000429
Net interest income$21,973,000533
Provision for loan and lease losses$1,500,000417
Total noninterest income$7,756,000464
Gross Fiduciary activities income$2,218,000176
Service charges on deposit accounts$3,100,000294
Trading account gains and fees$0168
Additional Noninterest Income$2,438,000715
Total noninterest expense$18,250,000532
Salaries and employee benefits$11,048,000454
Premises and equipment expense$2,702,000501
Additional noninterest expense$4,500,000627
Pre-tax net operating income$9,979,000531
Securities gains (losses)$92,000421
Applicable income taxes$2,769,000559
Income before extraordinary items$7,302,000533
Extraordinary gains, net$029
Net income$7,302,000532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,184,000398
Cash dividends$10,000,000252
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,234,840522
2007-03-31 (YTD Data)Rank
Total interest income$23,719,000475
Total interest expense$12,534,000419
Net interest income$11,185,000520
Provision for loan and lease losses$750,000360
Total noninterest income$3,743,000476
Gross Fiduciary activities income$1,067,000179
Service charges on deposit accounts$1,525,000295
Trading account gains and fees$0195
Additional Noninterest Income$1,151,000733
Total noninterest expense$9,021,000539
Salaries and employee benefits$5,449,000464
Premises and equipment expense$1,357,000502
Additional noninterest expense$2,215,000624
Pre-tax net operating income$5,157,000511
Securities gains (losses)$01,187
Applicable income taxes$1,406,000561
Income before extraordinary items$3,751,000521
Extraordinary gains, net$022
Net income$3,751,000520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$445,000445
Cash dividends$4,000,000272
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,751,000510
2006-12-31 (YTD Data)Rank
Total interest income$95,928,000429
Total interest expense$49,289,000375
Net interest income$46,639,000493
Provision for loan and lease losses$16,475,000101
Total noninterest income$12,840,000514
Gross Fiduciary activities income$4,268,000173
Service charges on deposit accounts$6,210,000283
Trading account gains and fees$0130
Additional Noninterest Income$2,362,0001,191
Total noninterest expense$34,395,000533
Salaries and employee benefits$19,572,000480
Premises and equipment expense$4,843,000524
Additional noninterest expense$9,980,000565
Pre-tax net operating income$8,609,0001,150
Securities gains (losses)$-5,057,0008,639
Applicable income taxes$-325,0008,522
Income before extraordinary items$3,877,0001,839
Extraordinary gains, net$051
Net income$3,877,0001,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,336,00092
Cash dividends$19,500,000244
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,934,000823
2006-09-30 (YTD Data)Rank
Total interest income$71,837,000440
Total interest expense$36,363,000379
Net interest income$35,474,000505
Provision for loan and lease losses$15,300,00091
Total noninterest income$9,134,000548
Gross Fiduciary activities income$3,192,000178
Service charges on deposit accounts$4,621,000289
Trading account gains and fees$0126
Additional Noninterest Income$1,321,0001,487
Total noninterest expense$25,988,000541
Salaries and employee benefits$15,246,000488
Premises and equipment expense$3,549,000543
Additional noninterest expense$7,193,000592
Pre-tax net operating income$3,320,0002,146
Securities gains (losses)$-4,901,0008,716
Applicable income taxes$-1,706,0008,728
Income before extraordinary items$125,0007,602
Extraordinary gains, net$045
Net income$125,0007,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,383,00084
Cash dividends$15,000,000235
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,261,6401,691
2006-06-30 (YTD Data)Rank
Total interest income$47,673,000434
Total interest expense$23,578,000370
Net interest income$24,095,000494
Provision for loan and lease losses$7,350,000107
Total noninterest income$6,008,000552
Gross Fiduciary activities income$2,132,000185
Service charges on deposit accounts$3,030,000287
Trading account gains and fees$0126
Additional Noninterest Income$846,0001,527
Total noninterest expense$17,197,000554
Salaries and employee benefits$10,518,000479
Premises and equipment expense$2,341,000552
Additional noninterest expense$4,338,000647
Pre-tax net operating income$5,556,000922
Securities gains (losses)$-4,907,0008,762
Applicable income taxes$-570,0008,754
Income before extraordinary items$1,219,0002,766
Extraordinary gains, net$039
Net income$1,219,0002,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,473,000155
Cash dividends$10,000,000223
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,126,000645
2006-03-31 (YTD Data)Rank
Total interest income$23,728,000432
Total interest expense$11,560,000358
Net interest income$12,168,000481
Provision for loan and lease losses$675,000364
Total noninterest income$3,613,000491
Gross Fiduciary activities income$1,062,000182
Service charges on deposit accounts$1,464,000286
Trading account gains and fees$0115
Additional Noninterest Income$1,087,000752
Total noninterest expense$8,483,000552
Salaries and employee benefits$5,178,000477
Premises and equipment expense$1,204,000528
Additional noninterest expense$2,101,000660
Pre-tax net operating income$6,623,000458
Securities gains (losses)$20,000479
Applicable income taxes$1,881,000490
Income before extraordinary items$4,762,000456
Extraordinary gains, net$021
Net income$4,762,000455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,000980
Cash dividends$5,000,000202
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,747,600446
2005-12-31 (YTD Data)Rank
Total interest income$89,694,000402
Total interest expense$38,583,000336
Net interest income$51,111,000447
Provision for loan and lease losses$6,906,000187
Total noninterest income$12,957,000523
Gross Fiduciary activities income$4,244,000175
Service charges on deposit accounts$5,833,000289
Trading account gains and fees$0138
Additional Noninterest Income$2,880,0001,046
Total noninterest expense$32,469,000559
Salaries and employee benefits$18,446,000509
Premises and equipment expense$4,864,000505
Additional noninterest expense$9,159,000606
Pre-tax net operating income$24,693,000462
Securities gains (losses)$295,000413
Applicable income taxes$6,911,000504
Income before extraordinary items$18,077,000446
Extraordinary gains, net$046
Net income$18,077,000446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,806,000180
Cash dividends$16,000,000281
Sale, conversion, retirement of capital stock, net$0934
Net operating income$17,864,600442
2005-09-30 (YTD Data)Rank
Total interest income$66,007,000394
Total interest expense$27,589,000332
Net interest income$38,418,000445
Provision for loan and lease losses$5,300,000178
Total noninterest income$9,397,000539
Gross Fiduciary activities income$3,132,000176
Service charges on deposit accounts$4,331,000289
Trading account gains and fees$0126
Additional Noninterest Income$1,934,0001,151
Total noninterest expense$24,691,000546
Salaries and employee benefits$14,066,000494
Premises and equipment expense$3,665,000498
Additional noninterest expense$6,960,000593
Pre-tax net operating income$17,824,000472
Securities gains (losses)$272,000407
Applicable income taxes$5,186,000513
Income before extraordinary items$12,910,000466
Extraordinary gains, net$035
Net income$12,910,000466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,260,000149
Cash dividends$12,100,000261
Sale, conversion, retirement of capital stock, net$0769
Net operating income$12,716,880457
2005-06-30 (YTD Data)Rank
Total interest income$42,831,000393
Total interest expense$17,525,000328
Net interest income$25,306,000443
Provision for loan and lease losses$1,200,000413
Total noninterest income$7,058,000491
Gross Fiduciary activities income$2,087,000174
Service charges on deposit accounts$2,776,000296
Trading account gains and fees$0116
Additional Noninterest Income$2,195,000751
Total noninterest expense$17,035,000533
Salaries and employee benefits$9,646,000479
Premises and equipment expense$2,573,000474
Additional noninterest expense$4,816,000568
Pre-tax net operating income$14,129,000413
Securities gains (losses)$286,000340
Applicable income taxes$4,082,000453
Income before extraordinary items$10,333,000407
Extraordinary gains, net$030
Net income$10,333,000407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,150,000213
Cash dividends$8,600,000226
Sale, conversion, retirement of capital stock, net$0643
Net operating income$10,127,080402
2005-03-31 (YTD Data)Rank
Total interest income$20,917,000394
Total interest expense$8,297,000324
Net interest income$12,620,000440
Provision for loan and lease losses$600,000397
Total noninterest income$3,304,000500
Gross Fiduciary activities income$1,063,000176
Service charges on deposit accounts$1,307,000298
Trading account gains and fees$0115
Additional Noninterest Income$934,000827
Total noninterest expense$8,675,000513
Salaries and employee benefits$4,717,000480
Premises and equipment expense$1,374,000447
Additional noninterest expense$2,584,000534
Pre-tax net operating income$6,649,000429
Securities gains (losses)$163,000286
Applicable income taxes$1,880,000481
Income before extraordinary items$4,932,000405
Extraordinary gains, net$024
Net income$4,932,000405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,085,000147
Cash dividends$2,000,000351
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,814,640404
2004-12-31 (YTD Data)Rank
Total interest income$79,771,000376
Total interest expense$26,998,000329
Net interest income$52,773,000412
Provision for loan and lease losses$2,491,000451
Total noninterest income$12,829,000514
Gross Fiduciary activities income$3,746,000182
Service charges on deposit accounts$5,476,000311
Trading account gains and fees$0138
Additional Noninterest Income$3,607,000856
Total noninterest expense$32,087,000535
Salaries and employee benefits$18,240,000494
Premises and equipment expense$4,677,000500
Additional noninterest expense$9,170,000594
Pre-tax net operating income$31,024,000361
Securities gains (losses)$527,000441
Applicable income taxes$8,826,000396
Income before extraordinary items$22,725,000353
Extraordinary gains, net$034
Net income$22,725,000355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,191,000323
Cash dividends$13,000,000285
Sale, conversion, retirement of capital stock, net$0872
Net operating income$22,345,560346
2004-09-30 (YTD Data)Rank
Total interest income$58,604,000382
Total interest expense$19,303,000339
Net interest income$39,301,000408
Provision for loan and lease losses$1,800,000449
Total noninterest income$9,762,000519
Gross Fiduciary activities income$2,688,000183
Service charges on deposit accounts$4,073,000320
Trading account gains and fees$0134
Additional Noninterest Income$3,001,000799
Total noninterest expense$23,677,000540
Salaries and employee benefits$13,503,000499
Premises and equipment expense$3,446,000515
Additional noninterest expense$6,728,000602
Pre-tax net operating income$23,586,000355
Securities gains (losses)$91,0001,235
Applicable income taxes$6,409,000405
Income before extraordinary items$17,268,000354
Extraordinary gains, net$026
Net income$17,268,000354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,116,000524
Cash dividends$10,300,000261
Sale, conversion, retirement of capital stock, net$0738
Net operating income$17,201,570340
2004-06-30 (YTD Data)Rank
Total interest income$37,860,000393
Total interest expense$12,186,000352
Net interest income$25,674,000412
Provision for loan and lease losses$1,200,000453
Total noninterest income$6,361,000517
Gross Fiduciary activities income$1,735,000191
Service charges on deposit accounts$2,650,000321
Trading account gains and fees$0130
Additional Noninterest Income$1,976,000804
Total noninterest expense$15,683,000543
Salaries and employee benefits$9,028,000494
Premises and equipment expense$2,366,000501
Additional noninterest expense$4,289,000619
Pre-tax net operating income$15,152,000367
Securities gains (losses)$100,0001,028
Applicable income taxes$4,113,000416
Income before extraordinary items$11,139,000356
Extraordinary gains, net$021
Net income$11,139,000355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$724,000545
Cash dividends$7,500,000243
Sale, conversion, retirement of capital stock, net$0638
Net operating income$11,066,000345
2004-03-31 (YTD Data)Rank
Total interest income$18,590,000403
Total interest expense$5,920,000366
Net interest income$12,670,000421
Provision for loan and lease losses$600,000441
Total noninterest income$3,072,000532
Gross Fiduciary activities income$814,000193
Service charges on deposit accounts$1,278,000330
Trading account gains and fees$0121
Additional Noninterest Income$980,000799
Total noninterest expense$7,833,000548
Salaries and employee benefits$4,510,000499
Premises and equipment expense$1,241,000487
Additional noninterest expense$2,082,000624
Pre-tax net operating income$7,309,000370
Securities gains (losses)$107,000766
Applicable income taxes$1,987,000436
Income before extraordinary items$5,429,000358
Extraordinary gains, net$016
Net income$5,429,000358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,000558
Cash dividends$2,600,000303
Sale, conversion, retirement of capital stock, net$0464
Net operating income$5,350,890344
2003-12-31 (YTD Data)Rank
Total interest income$77,821,000389
Total interest expense$27,467,000351
Net interest income$50,354,000412
Provision for loan and lease losses$8,005,000232
Total noninterest income$11,968,000571
Gross Fiduciary activities income$3,316,000193
Service charges on deposit accounts$5,309,000312
Trading account gains and fees$0160
Additional Noninterest Income$3,343,0001,004
Total noninterest expense$29,034,000585
Salaries and employee benefits$16,233,000534
Premises and equipment expense$4,273,000541
Additional noninterest expense$8,528,000636
Pre-tax net operating income$25,283,000398
Securities gains (losses)$1,042,000464
Applicable income taxes$6,713,000489
Income before extraordinary items$19,612,000390
Extraordinary gains, net$054
Net income$19,612,000390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,905,000244
Cash dividends$42,000,000142
Sale, conversion, retirement of capital stock, net$0868
Net operating income$18,840,920379
2003-09-30 (YTD Data)Rank
Total interest income$58,936,000403
Total interest expense$21,198,000360
Net interest income$37,738,000423
Provision for loan and lease losses$7,975,000203
Total noninterest income$9,346,000579
Gross Fiduciary activities income$2,454,000204
Service charges on deposit accounts$3,966,000326
Trading account gains and fees$0153
Additional Noninterest Income$2,926,000938
Total noninterest expense$22,073,000594
Salaries and employee benefits$12,502,000535
Premises and equipment expense$3,142,000559
Additional noninterest expense$6,429,000637
Pre-tax net operating income$17,036,000445
Securities gains (losses)$868,000487
Applicable income taxes$4,924,000515
Income before extraordinary items$12,980,000438
Extraordinary gains, net$040
Net income$12,980,000439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,602,000519
Cash dividends$9,100,000326
Sale, conversion, retirement of capital stock, net$0722
Net operating income$12,355,040426
2003-06-30 (YTD Data)Rank
Total interest income$39,564,000404
Total interest expense$14,674,000359
Net interest income$24,890,000426
Provision for loan and lease losses$1,650,000448
Total noninterest income$6,164,000578
Gross Fiduciary activities income$1,693,000204
Service charges on deposit accounts$2,549,000333
Trading account gains and fees$0150
Additional Noninterest Income$1,922,000941
Total noninterest expense$14,618,000588
Salaries and employee benefits$8,383,000529
Premises and equipment expense$2,103,000565
Additional noninterest expense$4,132,000649
Pre-tax net operating income$14,786,000361
Securities gains (losses)$414,000650
Applicable income taxes$4,225,000431
Income before extraordinary items$10,975,000373
Extraordinary gains, net$030
Net income$10,975,000374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,075
Cash dividends$6,192,000286
Sale, conversion, retirement of capital stock, net$0589
Net operating income$10,676,920348
2003-03-31 (YTD Data)Rank
Total interest income$19,551,000414
Total interest expense$7,554,000363
Net interest income$11,997,000442
Provision for loan and lease losses$825,000436
Total noninterest income$3,039,000584
Gross Fiduciary activities income$872,000202
Service charges on deposit accounts$1,245,000337
Trading account gains and fees$0134
Additional Noninterest Income$922,000943
Total noninterest expense$7,359,000586
Salaries and employee benefits$4,234,000523
Premises and equipment expense$1,046,000567
Additional noninterest expense$2,079,000643
Pre-tax net operating income$6,852,000379
Securities gains (losses)$172,000718
Applicable income taxes$1,953,000465
Income before extraordinary items$5,071,000382
Extraordinary gains, net$021
Net income$5,071,000382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,261
Cash dividends$3,351,000254
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,947,160360
2002-12-31 (YTD Data)Rank
Total interest income$84,503,000399
Total interest expense$34,388,000370
Net interest income$50,115,000427
Provision for loan and lease losses$6,101,000333
Total noninterest income$11,100,000585
Gross Fiduciary activities income$3,497,000207
Service charges on deposit accounts$4,522,000358
Trading account gains and fees$0153
Additional Noninterest Income$3,081,000984
Total noninterest expense$26,423,000616
Salaries and employee benefits$14,376,000569
Premises and equipment expense$3,756,000595
Additional noninterest expense$8,291,000647
Pre-tax net operating income$28,691,000357
Securities gains (losses)$1,325,000356
Applicable income taxes$8,148,000416
Income before extraordinary items$21,868,000346
Extraordinary gains, net$070
Net income$21,868,000346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,701,000272
Cash dividends$18,472,000239
Sale, conversion, retirement of capital stock, net$0862
Net operating income$20,900,750341
2001-12-31 (YTD Data)Rank
Total interest income$101,114,000386
Total interest expense$49,535,000379
Net interest income$51,579,000397
Provision for loan and lease losses$7,400,000276
Total noninterest income$10,394,000587
Gross Fiduciary activities income$3,392,000217
Service charges on deposit accounts$2,858,000531
Trading account gains and fees$0177
Additional Noninterest Income$4,144,000753
Total noninterest expense$24,638,000649
Salaries and employee benefits$13,181,000594
Premises and equipment expense$3,659,000604
Additional noninterest expense$7,798,000683
Pre-tax net operating income$29,935,000317
Securities gains (losses)$417,000687
Applicable income taxes$8,349,000377
Income before extraordinary items$22,003,000305
Extraordinary gains, net$0105
Net income$22,003,000304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,000,000313
Cash dividends$13,564,000299
Sale, conversion, retirement of capital stock, net$0922
Net operating income$21,702,760289
2000-12-31 (YTD Data)Rank
Total interest income$99,274,000411
Total interest expense$49,681,000428
Net interest income$49,593,000406
Provision for loan and lease losses$6,298,000272
Total noninterest income$8,994,000629
Gross Fiduciary activities income$3,908,000191
Service charges on deposit accounts$2,143,000623
Trading account gains and fees$0180
Additional Noninterest Income$2,943,000869
Total noninterest expense$22,909,000684
Salaries and employee benefits$12,190,000590
Premises and equipment expense$3,566,000606
Additional noninterest expense$7,153,000734
Pre-tax net operating income$29,380,000340
Securities gains (losses)$18,000979
Applicable income taxes$8,099,000393
Income before extraordinary items$21,299,000316
Extraordinary gains, net$038
Net income$21,299,000316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,598,000258
Cash dividends$7,655,000461
Sale, conversion, retirement of capital stock, net$-200,0009,802
Net operating income$21,286,040313
1999-12-31 (YTD Data)Rank
Total interest income$82,978,000465
Total interest expense$38,291,000467
Net interest income$44,687,000456
Provision for loan and lease losses$9,388,000212
Total noninterest income$7,113,000747
Gross Fiduciary activities income$3,253,000251
Service charges on deposit accounts$1,850,000720
Trading account gains and fees$0173
Additional Noninterest Income$2,010,0001,148
Total noninterest expense$20,153,000762
Salaries and employee benefits$10,736,000665
Premises and equipment expense$2,934,000707
Additional noninterest expense$6,483,000809
Pre-tax net operating income$22,259,000442
Securities gains (losses)$17,0001,477
Applicable income taxes$5,207,000586
Income before extraordinary items$17,069,000406
Extraordinary gains, net$035
Net income$17,069,000406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,588,000187
Cash dividends$7,209,000510
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$17,055,910398
1998-12-31 (YTD Data)Rank
Total interest income$77,634,000492
Total interest expense$34,239,000519
Net interest income$43,395,000451
Provision for loan and lease losses$3,218,000433
Total noninterest income$6,925,000756
Gross Fiduciary activities income$3,740,000228
Service charges on deposit accounts$1,789,000685
Trading account gains and fees$0224
Additional Noninterest Income$1,396,0001,472
Total noninterest expense$25,420,000610
Salaries and employee benefits$17,061,000428
Premises and equipment expense$2,774,000729
Additional noninterest expense$5,585,000886
Pre-tax net operating income$21,682,000422
Securities gains (losses)$181,000966
Applicable income taxes$5,302,000550
Income before extraordinary items$16,561,000385
Extraordinary gains, net$032
Net income$16,561,000385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,318,000428
Cash dividends$5,809,000574
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$16,423,440365
1997-12-31 (YTD Data)Rank
Total interest income$71,839,000522
Total interest expense$31,586,000556
Net interest income$40,253,000484
Provision for loan and lease losses$2,166,000547
Total noninterest income$4,401,0001,008
Gross Fiduciary activities income$1,743,000348
Service charges on deposit accounts$1,580,000801
Trading account gains and fees$0239
Additional Noninterest Income$1,078,0001,662
Total noninterest expense$18,586,000786
Salaries and employee benefits$11,293,000619
Premises and equipment expense$2,658,000766
Additional noninterest expense$4,635,0001,027
Pre-tax net operating income$23,902,000395
Securities gains (losses)$18,0001,964
Applicable income taxes$6,068,000533
Income before extraordinary items$17,852,000371
Extraordinary gains, net$044
Net income$17,852,000372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,366,000645
Cash dividends$4,909,000641
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$17,838,500354
1996-12-31 (YTD Data)Rank
Total interest income$65,998,000596
Total interest expense$29,055,000634
Net interest income$36,943,000549
Provision for loan and lease losses$2,315,000551
Total noninterest income$4,297,0001,053
Gross Fiduciary activities income$1,603,000397
Service charges on deposit accounts$1,633,000813
Trading account gains and fees$0262
Additional Noninterest Income$1,061,0001,740
Total noninterest expense$16,701,000910
Salaries and employee benefits$9,729,000719
Premises and equipment expense$2,386,000913
Additional noninterest expense$4,586,0001,218
Pre-tax net operating income$22,224,000433
Securities gains (losses)$43,0001,439
Applicable income taxes$5,765,000528
Income before extraordinary items$16,502,000395
Extraordinary gains, net$053
Net income$16,502,000396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,415,000719
Cash dividends$4,409,000728
Sale, conversion, retirement of capital stock, net$0953
Net operating income$16,470,180391
1995-12-31 (YTD Data)Rank
Total interest income$60,581,000656
Total interest expense$25,659,000717
Net interest income$34,922,000588
Provision for loan and lease losses$1,801,000616
Total noninterest income$4,002,0001,117
Gross Fiduciary activities income$1,511,000434
Service charges on deposit accounts$1,492,000893
Trading account gains and fees$0522
Additional Noninterest Income$999,0001,802
Total noninterest expense$16,522,000923
Salaries and employee benefits$9,024,000778
Premises and equipment expense$2,080,0001,030
Additional noninterest expense$5,418,0001,051
Pre-tax net operating income$20,601,000477
Securities gains (losses)$10,0002,384
Applicable income taxes$5,590,000572
Income before extraordinary items$15,021,000436
Extraordinary gains, net$065
Net income$15,021,000436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$701,0001,113
Cash dividends$3,909,000778
Sale, conversion, retirement of capital stock, net$0809
Net operating income$15,013,700435
1994-12-31 (YTD Data)Rank
Total interest income$53,128,000664
Total interest expense$21,486,000677
Net interest income$31,642,000642
Provision for loan and lease losses$1,978,000590
Total noninterest income$3,665,0001,158
Gross Fiduciary activities income$1,400,000443
Service charges on deposit accounts$1,276,0001,042
Trading account gains and fees$0475
Additional Noninterest Income$989,0001,848
Total noninterest expense$16,108,000959
Salaries and employee benefits$8,448,000813
Premises and equipment expense$2,036,0001,040
Additional noninterest expense$5,624,0001,062
Pre-tax net operating income$17,221,000509
Securities gains (losses)$304,000380
Applicable income taxes$4,666,000610
Income before extraordinary items$12,859,000469
Extraordinary gains, net$0249
Net income$12,859,000468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$778,0001,025
Cash dividends$3,434,000733
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$12,637,080478
1993-12-31 (YTD Data)Rank
Total interest income$50,579,000689
Total interest expense$20,666,000698
Net interest income$29,913,000664
Provision for loan and lease losses$3,289,000575
Total noninterest income$3,228,0001,374
Gross Fiduciary activities income$1,302,000486
Service charges on deposit accounts$1,182,0001,136
Trading account gains and fees$0532
Additional Noninterest Income$744,0002,493
Total noninterest expense$14,419,0001,093
Salaries and employee benefits$7,298,000924
Premises and equipment expense$1,907,0001,113
Additional noninterest expense$5,214,0001,238
Pre-tax net operating income$15,433,000501
Securities gains (losses)$451,000966
Applicable income taxes$4,095,000634
Income before extraordinary items$11,789,000478
Extraordinary gains, net$03,149
Net income$11,789,000489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,689,000800
Cash dividends$3,059,000705
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$11,455,260460
1992-12-31 (YTD Data)Rank
Total interest income$49,753,000787
Total interest expense$23,432,000803
Net interest income$26,321,000761
Provision for loan and lease losses$2,561,000948
Total noninterest income$2,937,0001,470
Gross Fiduciary activities income$1,019,000549
Service charges on deposit accounts$1,131,0001,173
Trading account gains and fees$0504
Additional Noninterest Income$787,0002,328
Total noninterest expense$13,912,0001,131
Salaries and employee benefits$6,975,000981
Premises and equipment expense$1,799,0001,215
Additional noninterest expense$5,138,0001,285
Pre-tax net operating income$12,785,000502
Securities gains (losses)$257,0001,688
Applicable income taxes$2,732,000850
Income before extraordinary items$10,310,000478
Extraordinary gains, net$01,422
Net income$10,310,000484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,861,0001,002
Cash dividends$2,709,000654
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$10,106,970439

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.