Home > Monroe Bank & Trust > Net charge- offs to loans
Monroe Bank & Trust, Net charge- offs to loans
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0385% | 2,117 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 4,424 |
| Percentage Net Loans Charged-off:Construction & development | -0.2713% | 4,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0735% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0973% | 4,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0637% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1377% | 5,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2587% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1218% | 4,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1218% | 4,634 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1396% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 804 |
| Percentage Net Loans Charged-off:Construction & development | -0.1735% | 4,740 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1821% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1473% | 5,100 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 3,651 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1795% | 5,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5547% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0294% | 2,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0294% | 2,226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0278% | 4,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0192% | 4,588 |
| Percentage Net Loans Charged-off:Construction & development | -0.2474% | 4,767 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 4,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0171% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0666% | 4,503 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0165% | 4,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0165% | 4,542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0769% | 5,086 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0787% | 5,090 |
| Percentage Net Loans Charged-off:Construction & development | -0.2671% | 4,822 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1091% | 5,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0292% | 4,739 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0164% | 3,633 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0325% | 4,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0629% | 4,485 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1251% | 4,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1251% | 4,809 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1089% | 5,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1267% | 5,244 |
| Percentage Net Loans Charged-off:Construction & development | -0.3058% | 4,878 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2118% | 5,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 4,540 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0199% | 3,700 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 4,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0468% | 4,403 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1147% | 4,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1147% | 4,739 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1800% | 5,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2223% | 5,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.3679% | 4,952 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3511% | 5,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0727% | 5,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0203% | 3,774 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0862% | 5,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0472% | 4,402 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1011% | 4,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1011% | 4,672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 3,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0462% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | -0.2450% | 4,938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1461% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0461% | 5,111 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1736% | 4,100 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 4,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1167% | 4,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1865% | 2,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1865% | 2,661 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 2,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0919% | 874 |
| Percentage Net Loans Charged-off:Construction & development | -0.2401% | 4,980 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2441% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0570% | 5,205 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2305% | 4,159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 4,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1311% | 4,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3076% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3076% | 1,997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 2,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 886 |
| Percentage Net Loans Charged-off:Construction & development | -0.2419% | 5,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2623% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1058% | 5,400 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2823% | 4,187 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0609% | 5,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1811% | 5,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0501% | 2,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0501% | 2,777 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0462% | 5,147 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0254% | 5,034 |
| Percentage Net Loans Charged-off:Construction & development | -0.2538% | 5,095 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 5,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 4,655 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0769% | 4,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2190% | 5,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1282% | 2,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1282% | 2,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 3,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 2,254 |
| Percentage Net Loans Charged-off:Construction & development | -0.8754% | 5,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2209% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1492% | 5,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0866% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2053% | 5,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1391% | 5,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0506% | 3,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0506% | 3,378 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3949% | 381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0613% | 2,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0403% | 1,686 |
| Percentage Net Loans Charged-off:Construction & development | -0.3194% | 5,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1247% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0295% | 5,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1284% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0665% | 5,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1162% | 5,064 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0072% | 4,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0072% | 4,835 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8549% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1576% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1262% | 882 |
| Percentage Net Loans Charged-off:Construction & development | -0.3305% | 5,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2315% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2190% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 1,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1535% | 5,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1578% | 2,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1578% | 2,297 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7924% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 2,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | -0.3225% | 5,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0543% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4323% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 4,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1578% | 5,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4959% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4959% | 1,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1110% | 5,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1410% | 5,813 |
| Percentage Net Loans Charged-off:Construction & development | -4.6498% | 5,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 1,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 2,813 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2716% | 4,478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0750% | 1,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0524% | 2,141 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0900% | 5,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0900% | 5,352 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1694% | 5,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2040% | 5,966 |
| Percentage Net Loans Charged-off:Construction & development | -6.3245% | 5,724 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0667% | 5,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0444% | 5,627 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1228% | 4,427 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0288% | 5,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0888% | 5,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0742% | 3,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0742% | 2,937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2170% | 6,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2907% | 6,091 |
| Percentage Net Loans Charged-off:Construction & development | -9.5851% | 5,759 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0496% | 5,673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1125% | 5,910 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1337% | 4,464 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1083% | 5,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0191% | 4,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2940% | 1,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2940% | 1,790 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5092% | 6,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6469% | 6,241 |
| Percentage Net Loans Charged-off:Construction & development | -18.9498% | 5,790 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2575% | 6,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0591% | 5,790 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0946% | 4,468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0522% | 5,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1871% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1103% | 5,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1103% | 5,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4186% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4348% | 703 |
| Percentage Net Loans Charged-off:Construction & development | -5.9006% | 5,930 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8061% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6926% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1450% | 1,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1966% | 718 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1358% | 1,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5665% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3828% | 6,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3828% | 6,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0299% | 1,322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5788% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5577% | 501 |
| Percentage Net Loans Charged-off:Construction & development | -7.4441% | 5,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1501% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2517% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 5,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4831% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0915% | 6,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0600% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6363% | 6,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6363% | 6,168 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0392% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4719% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3330% | 915 |
| Percentage Net Loans Charged-off:Construction & development | -0.5813% | 5,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7041% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0292% | 5,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2363% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0748% | 6,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7782% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2282% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2282% | 2,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 5,489 |
| Percentage Net Loans Charged-off:Construction & development | -0.6500% | 5,795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0649% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0710% | 6,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7854% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2166% | 6,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0352% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4679% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4679% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5357% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4877% | 1,139 |
| Percentage Net Loans Charged-off:Construction & development | -1.5209% | 6,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7748% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1830% | 465 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3388% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3071% | 877 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3439% | 1,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9160% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1817% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1817% | 870 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5679% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5745% | 938 |
| Percentage Net Loans Charged-off:Construction & development | -2.1352% | 6,143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9151% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1855% | 386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4300% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2866% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4529% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5757% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7443% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7442% | 1,269 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6460% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6806% | 831 |
| Percentage Net Loans Charged-off:Construction & development | -2.8891% | 6,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1458% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0638% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4885% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0444% | 1,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5586% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4390% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7608% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7608% | 1,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5780% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6232% | 845 |
| Percentage Net Loans Charged-off:Construction & development | -5.7693% | 6,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0747% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0308% | 5,309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7096% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2061% | 640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7884% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2281% | 6,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3126% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3126% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6557% | 506 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8447% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 3.9006% | 689 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7201% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1025% | 752 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8008% | 1,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1190% | 1,562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9019% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2448% | 2,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3119% | 2,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3119% | 2,805 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1005% | 519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3179% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4758% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 5.2493% | 522 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9371% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7737% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1919% | 1,278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8588% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1776% | 2,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6182% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6182% | 1,743 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3923% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5636% | 578 |
| Percentage Net Loans Charged-off:Construction & development | 4.2385% | 588 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0096% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9903% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0644% | 1,265 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1248% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2855% | 2,062 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0937% | 6,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0937% | 5,933 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5634% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7587% | 489 |
| Percentage Net Loans Charged-off:Construction & development | 7.4949% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0546% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0852% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2838% | 819 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2014% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1870% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3377% | 2,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3377% | 1,988 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9747% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0229% | 637 |
| Percentage Net Loans Charged-off:Construction & development | 6.1700% | 790 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2681% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9254% | 5,736 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5394% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1813% | 751 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5881% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1911% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0400% | 4,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0382% | 4,671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9564% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9596% | 618 |
| Percentage Net Loans Charged-off:Construction & development | 4.3414% | 971 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3354% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2669% | 5,755 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5539% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8759% | 824 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6449% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5910% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9612% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8678% | 696 |
| Percentage Net Loans Charged-off:Construction & development | 4.1601% | 937 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2315% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0048% | 5,789 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5051% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2246% | 1,210 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6754% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4800% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1907% | 6,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1760% | 6,635 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9124% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7877% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 1.7415% | 1,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8484% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.3723% | 5,800 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0693% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3520% | 818 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1636% | 812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0254% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8742% | 7,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6623% | 7,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9022% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9334% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 9.3875% | 641 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8806% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6207% | 571 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8613% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5698% | 609 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8984% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1401% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0414% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7310% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6721% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 10.0324% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6331% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6688% | 644 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3815% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0547% | 758 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4227% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3634% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2869% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4478% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2972% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 4.4550% | 1,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2855% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9939% | 470 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6681% | 1,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4836% | 983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6911% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0966% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3903% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0283% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6651% | 1,782 |
| Percentage Net Loans Charged-off:Construction & development | 3.2541% | 1,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4338% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3378% | 378 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4094% | 1,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3623% | 782 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4152% | 1,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8602% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7007% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3809% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1110% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 10.6206% | 556 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7380% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.8711% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3559% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6625% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3218% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3435% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1760% | 2,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.3935% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7654% | 641 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4321% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 9.7843% | 491 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1482% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4538% | 369 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9765% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9032% | 759 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0932% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9686% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0145% | 2,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.4731% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4812% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7878% | 1,620 |
| Percentage Net Loans Charged-off:Construction & development | 2.3711% | 1,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3739% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8826% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6731% | 749 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9047% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6262% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9252% | 2,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8775% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4181% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5837% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 1.5458% | 1,060 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0408% | 1,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9830% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7650% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0055% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0618% | 7,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9924% | 2,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7553% | 478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0070% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4476% | 628 |
| Percentage Net Loans Charged-off:Construction & development | 3.2274% | 777 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3063% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0208% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5371% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8013% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1366% | 288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4820% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3461% | 1,764 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3202% | 607 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4029% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 2.6547% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4329% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9633% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6194% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6565% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8864% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3643% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2125% | 547 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2645% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 0.8563% | 819 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0803% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6554% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3293% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6819% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9034% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4316% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5004% | 339 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6906% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 0.3925% | 690 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5440% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3654% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2934% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3711% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0351% | 2,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0769% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4947% | 1,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5010% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 1.3408% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0751% | 1,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5744% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6112% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5718% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3200% | 2,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8108% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2588% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2953% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.2746% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0894% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5407% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4907% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5443% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4067% | 7,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9887% | 1,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2375% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3154% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 0.4001% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0845% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5296% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4342% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5364% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9889% | 8,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3116% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1790% | 1,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3297% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8325% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6861% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8428% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8131% | 8,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4614% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6252% | 147 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7260% | 34 |
| Percentage Net Loans Charged-off:Construction & development | 1.3575% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8560% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8326% | 160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0601% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8875% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8063% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6711% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0374% | 85 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2046% | 14 |
| Percentage Net Loans Charged-off:Construction & development | 1.4122% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7716% | 23 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0699% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1461% | 85 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8563% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8024% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6905% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6662% | 141 |
| Percentage Net Loans Charged-off:Construction & development | 2.0246% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0924% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6615% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7083% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1996% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7434% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0385% | 3,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0474% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | -0.0233% | 7,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1232% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1318% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6945% | 8,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3376% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7067% | 512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8332% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 0.3734% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7911% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 1,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1405% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0815% | 1,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1496% | 8,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6479% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8726% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0216% | 72 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4254% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1018% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1179% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1007% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9071% | 8,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4511% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4522% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5573% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2170% | 117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1693% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1847% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1683% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0305% | 8,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0910% | 1,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8844% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0275% | 87 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5622% | 48 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9371% | 8,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4887% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3498% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 2,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0137% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 1,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1183% | 1,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1227% | 1,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8696% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3496% | 1,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1646% | 2,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 1,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0191% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1046% | 1,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1082% | 1,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0850% | 7,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4701% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1627% | 2,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0296% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 8,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 1,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1047% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1137% | 7,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5989% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 2,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 1,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 8,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0541% | 1,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1682% | 7,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8507% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7182% | 921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5128% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0849% | 621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2902% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9025% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9245% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7010% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3380% | 1,614 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2631% | 2,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1933% | 955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4064% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 2,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 2,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2960% | 2,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8959% | 2,436 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 4,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 2,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0567% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 1,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 1,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 7,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7711% | 2,639 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 3,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0359% | 1,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0779% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2412% | 8,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7582% | 2,462 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8690% | 854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4584% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6472% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3802% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3884% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2663% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1718% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4176% | 1,116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6093% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1965% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2017% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2313% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2370% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9912% | 999 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0681% | 2,069 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6732% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7332% | 837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1587% | 68 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6165% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0889% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5275% | 316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0835% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0868% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9484% | 19 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6143% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3408% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3487% | 2,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1173% | 149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5466% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3120% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2309% | 3,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1678% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5051% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3725% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8130% | 707 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2686% | 3,264 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1168% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5303% | 1,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5112% | 324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3777% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6448% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1487% | 4,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 1,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2307% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2311% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1110% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1802% | 4,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1935% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1523% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0535% | 712 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8213% | 22 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4381% | 3,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2484% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5167% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0615% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0694% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7095% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2994% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1585% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4695% | 4,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0350% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8186% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4608% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9495% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |